Tcf National Bank Mortgage Lending & HMDA Data, 2020
In 2020, Tcf National Bank of Sioux Falls, SD reported 37,793 mortgage applications totaling $9.7 billion, up 9% from 2019. The average application was for $257,513, and applicants reported an average income of $167,425. 62% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (3,554), Minneapolis-St. Paul-Bloomington, MN-WI (2,978) and Grand Rapids-Wyoming, MI (1,929) (applications in parentheses).
| Mortgage Company & Address | Tcf National Bank 2508 Louise Ave S (Pcc-2e-L) Sioux Falls, SD 57106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 37,793 |
| Total Mortgage Loan Application Amount | $9,732,215,000 |
| Average Mortgage Loan Application Amount | $257,513 |
| Highest Mortgage Loan Application Amount | $78,105,000 |
| Average Applicant Income | $167,425 |
| Highest Applicant Income | $9,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tcf National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 5,783 | $ 1,246,775,000 | $ 215,593 | $ 134,988 |
| Warren-Troy-Farmington Hills, MI | 3,554 | $ 1,074,700,000 | $ 302,391 | $ 168,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,978 | $ 814,585,000 | $ 273,534 | $ 119,879 |
| Grand Rapids-Wyoming, MI | 1,929 | $ 456,495,000 | $ 236,648 | $ 146,000 |
| Chicago-Naperville, IL | 1,772 | $ 553,640,000 | $ 312,437 | $ 136,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,413 | $ 346,935,000 | $ 245,530 | $ 233,000 |
| Cincinnati, OH-KY-IN | 1,373 | $ 351,445,000 | $ 255,968 | $ 138,723 |
| Detroit-Dearborn-Livonia, MI | 916 | $ 224,680,000 | $ 245,283 | $ 136,000 |
| Denver-Aurora-Lakewood, CO | 712 | $ 241,200,000 | $ 338,764 | $ 191,000 |
| Phoenix-Mesa-Scottsdale, AZ | 687 | $ 189,275,000 | $ 275,509 | $ 218,000 |
| Oakland-Hayward-Berkeley, CA | 637 | $ 211,465,000 | $ 331,970 | $ 242,000 |
| Anaheim-Santa Ana-Irvine, CA | 592 | $ 135,810,000 | $ 229,408 | $ 256,000 |
| San Diego-Carlsbad, CA | 576 | $ 129,090,000 | $ 224,114 | $ 232,000 |
| Riverside-San Bernardino-Ontario, CA | 562 | $ 76,250,000 | $ 135,676 | $ 210,000 |
| Cleveland-Elyria, OH | 555 | $ 87,965,000 | $ 158,495 | $ 116,000 |
| Youngstown-Warren-Boardman, OH-PA | 474 | $ 49,960,000 | $ 105,400 | $ 85,860 |
| Flint, MI | 454 | $ 94,770,000 | $ 208,744 | $ 116,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 448 | $ 74,910,000 | $ 167,209 | $ 189,000 |
| Dayton-Springfield-Kettering, OH | 442 | $ 109,910,000 | $ 248,665 | $ 156,000 |
| Seattle-Bellevue-Everett, WA | 394 | $ 138,500,000 | $ 351,522 | $ 226,000 |
| Ann Arbor, MI | 385 | $ 104,395,000 | $ 271,155 | $ 149,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 376 | $ 118,100,000 | $ 314,095 | $ 236,000 |
| New York-Jersey City-White Plains, NY-NJ | 340 | $ 67,870,000 | $ 199,617 | $ 268,300 |
| Las Vegas-Henderson-Paradise, NV | 324 | $ 59,090,000 | $ 182,376 | $ 222,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 321 | $ 53,095,000 | $ 165,404 | $ 194,844 |
| Indianapolis-Carmel-Anderson, IN | 264 | $ 62,910,000 | $ 238,295 | $ 206,000 |
| Milwaukee-Waukesha-West Allis, WI | 252 | $ 182,500,000 | $ 724,206 | $ 107,000 |
| Atlanta-Sandy Springs-Roswell, GA | 244 | $ 65,880,000 | $ 270,000 | $ 225,000 |
| Miami-Miami Beach-Kendall, FL | 243 | $ 29,715,000 | $ 122,283 | $ 184,000 |
| Battle Creek, MI | 232 | $ 27,890,000 | $ 120,215 | $ 82,000 |
| Niles-Benton Harbor, MI | 231 | $ 47,125,000 | $ 204,004 | $ 153,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 219 | $ 34,865,000 | $ 159,200 | $ 197,000 |
| Bay City, MI | 213 | $ 30,235,000 | $ 141,948 | $ 91,000 |
| San Francisco-Redwood City-South San Francisco, CA | 206 | $ 85,820,000 | $ 416,601 | $ 269,000 |
| Midland, MI | 205 | $ 39,465,000 | $ 192,512 | $ 185,000 |
| New York-Newark, NY | 185 | $ 25,115,000 | $ 135,756 | $ 220,162 |
| Oxnard-Thousand Oaks-Ventura, CA | 173 | $ 33,275,000 | $ 192,341 | $ 230,000 |
| Grand Forks, ND-MN | 169 | $ 31,775,000 | $ 188,017 | $ 82,000 |
| Kalamazoo-Portage, MI | 169 | $ 36,565,000 | $ 216,360 | $ 155,000 |
| Saginaw, MI | 166 | $ 24,510,000 | $ 147,650 | $ 92,000 |
| Lake County-Kenosha County, IL-WI | 161 | $ 28,365,000 | $ 176,180 | $ 161,658 |
| Salt Lake City, UT | 149 | $ 39,960,000 | $ 268,187 | $ 209,000 |
| Kansas City, MO-KS | 146 | $ 22,610,000 | $ 154,863 | $ 200,438 |
| Bismarck, ND | 145 | $ 38,815,000 | $ 267,689 | $ 106,000 |
| Lansing-East Lansing, MI | 143 | $ 51,755,000 | $ 361,923 | $ 138,000 |
| Columbus, OH | 142 | $ 30,850,000 | $ 217,253 | $ 144,000 |
| Fargo, ND-MN | 136 | $ 30,950,000 | $ 227,573 | $ 113,044 |
| Stockton-Lodi, CA | 136 | $ 19,950,000 | $ 146,691 | $ 177,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 126 | $ 18,220,000 | $ 144,603 | $ 200,000 |
| Provo-Orem, UT | 121 | $ 29,155,000 | $ 240,950 | $ 201,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 112 | $ 37,560,000 | $ 335,357 | $ 236,089 |
| Orlando-Kissimmee-Sanford, FL | 107 | $ 17,145,000 | $ 160,233 | $ 218,000 |
| Elgin, IL | 104 | $ 13,800,000 | $ 132,692 | $ 112,000 |
| Memphis, TN-MS-AR | 102 | $ 8,990,000 | $ 88,137 | $ 128,450 |
| Colorado Springs, CO | 101 | $ 38,635,000 | $ 382,524 | $ 116,000 |
| Vallejo-Fairfield, CA | 101 | $ 14,155,000 | $ 140,148 | $ 185,000 |
| Nassau County-Suffolk County, NY | 99 | $ 19,985,000 | $ 201,868 | $ 288,000 |
| Muskegon, MI | 96 | $ 38,150,000 | $ 397,395 | $ 194,000 |
| Boston, MA | 94 | $ 21,520,000 | $ 228,936 | $ 228,000 |
| Tampa-St. Petersburg-Clearwater, FL | 94 | $ 17,070,000 | $ 181,595 | $ 206,000 |
| Akron, OH | 91 | $ 14,285,000 | $ 156,978 | $ 130,000 |
| San Rafael, CA | 90 | $ 25,870,000 | $ 287,444 | $ 255,000 |
| Montgomery County-Bucks County-Chester County, PA | 86 | $ 17,930,000 | $ 208,488 | $ 262,000 |
| Reno, NV | 80 | $ 16,680,000 | $ 208,500 | $ 284,000 |
| Tucson, AZ | 80 | $ 65,670,000 | $ 820,875 | $ 204,000 |
| Cambridge-Newton-Framingham, MA | 78 | $ 20,650,000 | $ 264,743 | $ 237,000 |
| Santa Maria-Santa Barbara, CA | 74 | $ 22,340,000 | $ 301,891 | $ 303,000 |
| Bridgeport-Stamford-Norwalk, CT | 72 | $ 19,800,000 | $ 275,000 | $ 278,000 |
| North Port-Sarasota-Bradenton, FL | 72 | $ 51,260,000 | $ 711,944 | $ 218,000 |
| Boulder, CO | 70 | $ 16,820,000 | $ 240,285 | $ 215,000 |
| Newark, NJ-PA | 70 | $ 13,240,000 | $ 189,142 | $ 243,342 |
| Tacoma-Lakewood, WA | 70 | $ 35,510,000 | $ 507,285 | $ 191,000 |
| Baltimore-Columbia-Towson, MD | 69 | $ 16,085,000 | $ 233,115 | $ 201,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 69 | $ 12,195,000 | $ 176,739 | $ 227,000 |
| Santa Rosa, CA | 68 | $ 12,240,000 | $ 180,000 | $ 223,000 |
| St. Louis, MO-IL | 68 | $ 19,970,000 | $ 293,676 | $ 220,426 |
| Santa Cruz-Watsonville, CA | 63 | $ 17,555,000 | $ 278,650 | $ 294,000 |
| Boise City, ID | 62 | $ 11,500,000 | $ 185,483 | $ 195,000 |
| Greeley, CO | 62 | $ 11,340,000 | $ 182,903 | $ 168,000 |
| Dallas-Plano-Irving, TX | 61 | $ 78,455,000 | $ 1,286,147 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 61 | $ 19,165,000 | $ 314,180 | $ 379,000 |
| South Bend-Mishawaka, IN-MI | 61 | $ 12,335,000 | $ 202,213 | $ 101,573 |
| Washington-Baltimore-Arlington, DC | 60 | $ 22,370,000 | $ 372,833 | $ 256,000 |
| Ogden-Clearfield, UT | 56 | $ 45,160,000 | $ 806,428 | $ 231,000 |
| Racine, WI | 56 | $ 18,450,000 | $ 329,464 | $ 67,000 |
| Charlotte-Concord-Gastonia, NC-SC | 55 | $ 11,835,000 | $ 215,181 | $ 202,909 |
| Modesto, CA | 55 | $ 6,245,000 | $ 113,545 | $ 163,000 |
| Cape Coral-Fort Myers, FL | 50 | $ 14,740,000 | $ 294,800 | $ 361,000 |
| Salinas, CA | 49 | $ 8,645,000 | $ 176,428 | $ 202,000 |
| Jackson, MI | 48 | $ 14,150,000 | $ 294,791 | $ 104,000 |
| Austin-Round Rock, TX | 47 | $ 36,365,000 | $ 773,723 | $ 0 |
| Fort Collins, CO | 46 | $ 9,150,000 | $ 198,913 | $ 214,000 |
| Fresno, CA | 45 | $ 7,505,000 | $ 166,777 | $ 211,000 |
| St. George, UT | 45 | $ 8,855,000 | $ 196,777 | $ 259,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 44 | $ 17,250,000 | $ 392,045 | $ 270,000 |
| St. Cloud, MN | 44 | $ 5,690,000 | $ 129,318 | $ 105,000 |
| Toledo, OH | 42 | $ 9,290,000 | $ 221,190 | $ 197,000 |
| Little Rock-North Little Rock-Conway, AR | 41 | $ 3,695,000 | $ 90,121 | $ 124,000 |
| Providence-Warwick, RI-MA | 39 | $ 5,715,000 | $ 146,538 | $ 180,666 |
| Gary, IN | 38 | $ 5,520,000 | $ 145,263 | $ 142,000 |
| Bakersfield, CA | 35 | $ 3,085,000 | $ 88,142 | $ 192,000 |
| Bellingham, WA | 34 | $ 5,170,000 | $ 152,058 | $ 158,000 |
| Jacksonville, FL | 34 | $ 7,520,000 | $ 221,176 | $ 260,000 |
| Philadelphia, PA | 34 | $ 9,090,000 | $ 267,352 | $ 228,000 |
| Prescott Valley-Prescott, AZ | 33 | $ 8,645,000 | $ 261,969 | $ 366,000 |
| Bremerton-Silverdale, WA | 32 | $ 5,860,000 | $ 183,125 | $ 145,000 |
| Duluth, MN-WI | 30 | $ 6,140,000 | $ 204,666 | $ 161,066 |
| Houston-The Woodlands-Sugar Land, TX | 29 | $ 21,285,000 | $ 733,965 | $ 0 |
| Knoxville, TN | 29 | $ 10,995,000 | $ 379,137 | $ 328,000 |
| Raleigh, NC | 29 | $ 8,485,000 | $ 292,586 | $ 185,000 |
| Birmingham-Hoover, AL | 28 | $ 2,660,000 | $ 95,000 | $ 133,000 |
| Napa, CA | 28 | $ 6,370,000 | $ 227,500 | $ 323,000 |
| Mankato-North Mankato, MN | 27 | $ 2,955,000 | $ 109,444 | $ 71,000 |
| Visalia-Porterville, CA | 27 | $ 2,845,000 | $ 105,370 | $ 211,000 |
| Bend-Redmond, OR | 26 | $ 7,110,000 | $ 273,461 | $ 178,000 |
| Camden, NJ | 25 | $ 1,755,000 | $ 70,200 | $ 299,000 |
| Pittsburgh, PA | 25 | $ 4,265,000 | $ 170,600 | $ 164,000 |
| Port St. Lucie, FL | 24 | $ 3,080,000 | $ 128,333 | $ 415,000 |
| Sioux Falls, SD | 24 | $ 6,650,000 | $ 277,083 | $ 151,000 |
| Worcester, MA-CT | 24 | $ 2,870,000 | $ 119,583 | $ 234,000 |
| Madison, WI | 22 | $ 95,160,000 | $ 4,325,454 | $ 199,000 |
| Spokane-Spokane Valley, WA | 22 | $ 2,250,000 | $ 102,272 | $ 167,000 |
| Charleston-North Charleston, SC | 21 | $ 8,585,000 | $ 408,809 | $ 168,000 |
| Flagstaff, AZ | 21 | $ 6,335,000 | $ 301,666 | $ 309,000 |
| Redding, CA | 21 | $ 2,225,000 | $ 105,952 | $ 239,000 |
| Monroe, MI | 20 | $ 4,120,000 | $ 206,000 | $ 109,000 |
| Santa Fe, NM | 20 | $ 6,360,000 | $ 318,000 | $ 269,000 |
| Eugene, OR | 19 | $ 2,175,000 | $ 114,473 | $ 189,000 |
| Lakeland-Winter Haven, FL | 19 | $ 2,245,000 | $ 118,157 | $ 123,000 |
| Wilmington, DE-MD-NJ | 19 | $ 2,825,000 | $ 148,684 | $ 158,842 |
| Palm Bay-Melbourne-Titusville, FL | 18 | $ 3,440,000 | $ 191,111 | $ 190,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 17 | $ 61,415,000 | $ 3,612,647 | $ 230,000 |
| Durham-Chapel Hill, NC | 17 | $ 4,735,000 | $ 278,529 | $ 233,000 |
| Hartford-West Hartford-East Hartford, CT | 17 | $ 3,915,000 | $ 230,294 | $ 195,000 |
| Louisville/Jefferson County, KY-IN | 17 | $ 5,615,000 | $ 330,294 | $ 273,058 |
| Barnstable Town, MA | 16 | $ 2,670,000 | $ 166,875 | $ 234,000 |
| Chico, CA | 16 | $ 2,500,000 | $ 156,250 | $ 193,000 |
| Greenville-Anderson-Mauldin, SC | 16 | $ 5,990,000 | $ 374,375 | $ 196,000 |
| Mount Vernon-Anacortes, WA | 16 | $ 1,850,000 | $ 115,625 | $ 153,000 |
| Olympia-Tumwater, WA | 16 | $ 3,430,000 | $ 214,375 | $ 204,000 |
| Crestview-Fort Walton Beach-Destin, FL | 15 | $ 5,905,000 | $ 393,666 | $ 334,000 |
| Grand Junction, CO | 15 | $ 3,945,000 | $ 263,000 | $ 323,000 |
| Huntsville, AL | 15 | $ 1,435,000 | $ 95,666 | $ 146,000 |
| Manchester-Nashua, NH | 15 | $ 2,595,000 | $ 173,000 | $ 250,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 15 | $ 1,545,000 | $ 103,000 | $ 285,266 |
| Hilton Head Island-Bluffton-Beaufort, SC | 14 | $ 6,560,000 | $ 468,571 | $ 551,000 |
| Rockingham County-Strafford County, NH | 14 | $ 2,440,000 | $ 174,285 | $ 277,000 |
| Salem, OR | 14 | $ 1,930,000 | $ 137,857 | $ 129,000 |
| Canton-Massillon, OH | 13 | $ 3,465,000 | $ 266,538 | $ 139,000 |
| Medford, OR | 13 | $ 1,865,000 | $ 143,461 | $ 230,000 |
| Oklahoma City, OK | 13 | $ 3,325,000 | $ 255,769 | $ 128,000 |
| Coeur D'Alene, ID | 12 | $ 2,550,000 | $ 212,500 | $ 325,000 |
| Trenton, NJ | 12 | $ 1,540,000 | $ 128,333 | $ 192,000 |
| Chattanooga, TN-GA | 11 | $ 1,215,000 | $ 110,454 | $ 114,090 |
| Kennewick-Richland, WA | 11 | $ 1,455,000 | $ 132,272 | $ 176,000 |
| Lake Havasu City-Kingman, AZ | 11 | $ 1,425,000 | $ 129,545 | $ 316,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 11 | $ 2,375,000 | $ 215,909 | $ 155,727 |
| Portland-South Portland, ME | 11 | $ 2,735,000 | $ 248,636 | $ 265,000 |
| Punta Gorda, FL | 11 | $ 1,955,000 | $ 177,727 | $ 184,000 |
| San Antonio-New Braunfels, TX | 11 | $ 36,165,000 | $ 3,287,727 | $ 0 |
| Springfield, OH | 11 | $ 1,765,000 | $ 160,454 | $ 76,000 |
| Columbia, SC | 10 | $ 4,780,000 | $ 478,000 | $ 366,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 1,900,000 | $ 190,000 | $ 247,000 |
| Fort Wayne, IN | 10 | $ 3,210,000 | $ 321,000 | $ 229,000 |
| New Haven-Milford, CT | 10 | $ 820,000 | $ 82,000 | $ 159,000 |
| Rockford, IL | 10 | $ 1,270,000 | $ 127,000 | $ 108,000 |
| Elkhart-Goshen, IN | 9 | $ 1,555,000 | $ 172,777 | $ 116,000 |
| Lexington-Fayette, KY | 9 | $ 3,275,000 | $ 363,888 | $ 193,000 |
| Missoula, MT | 9 | $ 1,265,000 | $ 140,555 | $ 132,000 |
| Richmond, VA | 9 | $ 2,815,000 | $ 312,777 | $ 100,000 |
| Rochester, MN | 9 | $ 2,675,000 | $ 297,222 | $ 134,000 |
| Salisbury, MD-DE | 9 | $ 3,115,000 | $ 346,111 | $ 262,666 |
| Wausau, WI | 9 | $ 1,465,000 | $ 162,777 | $ 64,000 |
| Atlantic City-Hammonton, NJ | 8 | $ 890,000 | $ 111,250 | $ 368,000 |
| Merced, CA | 8 | $ 970,000 | $ 121,250 | $ 159,000 |
| Montgomery, AL | 8 | $ 640,000 | $ 80,000 | $ 168,000 |
| Ocala, FL | 8 | $ 1,040,000 | $ 130,000 | $ 142,000 |
| Sheboygan, WI | 8 | $ 1,440,000 | $ 180,000 | $ 87,000 |
| Wenatchee, WA | 8 | $ 2,090,000 | $ 261,250 | $ 128,000 |
| Yuba City, CA | 8 | $ 1,280,000 | $ 160,000 | $ 279,000 |
| Asheville, NC | 7 | $ 1,605,000 | $ 229,285 | $ 180,000 |
| Des Moines-West Des Moines, IA | 7 | $ 11,185,000 | $ 1,597,857 | $ 217,000 |
| New Orleans-Metairie, LA | 7 | $ 4,925,000 | $ 703,571 | $ 636,000 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 2,855,000 | $ 407,857 | $ 244,000 |
| Sebastian-Vero Beach, FL | 7 | $ 785,000 | $ 112,142 | $ 281,000 |
| Springfield, MO | 7 | $ 835,000 | $ 119,285 | $ 140,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 1,320,000 | $ 220,000 | $ 227,000 |
| Brunswick, GA | 6 | $ 1,410,000 | $ 235,000 | $ 199,000 |
| El Centro, CA | 6 | $ 320,000 | $ 53,333 | $ 269,000 |
| Fort Worth-Arlington, TX | 6 | $ 4,830,000 | $ 805,000 | $ 0 |
| Greensboro-High Point, NC | 6 | $ 2,450,000 | $ 408,333 | $ 208,000 |
| Hanford-Corcoran, CA | 6 | $ 1,870,000 | $ 311,666 | $ 283,000 |
| Kankakee, IL | 6 | $ 810,000 | $ 135,000 | $ 115,000 |
| Logan, UT-ID | 6 | $ 1,120,000 | $ 186,666 | $ 188,000 |
| Pueblo, CO | 6 | $ 7,550,000 | $ 1,258,333 | $ 62,000 |
| Wilmington, NC | 6 | $ 1,900,000 | $ 316,666 | $ 188,000 |
| Yakima, WA | 6 | $ 400,000 | $ 66,666 | $ 143,000 |
| Albuquerque, NM | 5 | $ 995,000 | $ 199,000 | $ 77,000 |
| Appleton, WI | 5 | $ 805,000 | $ 161,000 | $ 179,000 |
| Carson City, NV | 5 | $ 785,000 | $ 157,000 | $ 357,000 |
| Charlottesville, VA | 5 | $ 3,975,000 | $ 795,000 | $ 0 |
| Corvallis, OR | 5 | $ 395,000 | $ 79,000 | $ 142,000 |
| Evansville, IN-KY | 5 | $ 3,465,000 | $ 693,000 | $ 323,000 |
| Longview, WA | 5 | $ 295,000 | $ 59,000 | $ 116,000 |
| Madera, CA | 5 | $ 455,000 | $ 91,000 | $ 188,000 |
| Oshkosh-Neenah, WI | 5 | $ 2,085,000 | $ 417,000 | $ 293,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 865,000 | $ 173,000 | $ 69,000 |
| Reading, PA | 5 | $ 1,035,000 | $ 207,000 | $ 178,000 |
| Springfield, MA | 5 | $ 735,000 | $ 147,000 | $ 155,000 |
| The Villages, FL | 5 | $ 615,000 | $ 123,000 | $ 195,000 |
| Tulsa, OK | 5 | $ 2,525,000 | $ 505,000 | $ 194,000 |
| Walla Walla, WA | 5 | $ 725,000 | $ 145,000 | $ 145,000 |
| Yuma, AZ | 5 | $ 715,000 | $ 143,000 | $ 277,000 |
| Billings, MT | 4 | $ 980,000 | $ 245,000 | $ 181,000 |
| Bowling Green, KY | 4 | $ 1,850,000 | $ 462,500 | $ 532,000 |
| Champaign-Urbana, IL | 4 | $ 40,810,000 | $ 10,202,500 | $ 110,000 |
| Cheyenne, WY | 4 | $ 1,540,000 | $ 385,000 | $ 403,000 |
| Green Bay, WI | 4 | $ 570,000 | $ 142,500 | $ 102,000 |
| Janesville-Beloit, WI | 4 | $ 440,000 | $ 110,000 | $ 91,000 |
| Ocean City, NJ | 4 | $ 590,000 | $ 147,500 | $ 407,000 |
| Panama City, FL | 4 | $ 500,000 | $ 125,000 | $ 120,000 |
| Rapid City, SD | 4 | $ 1,810,000 | $ 452,500 | $ 359,000 |
| Savannah, GA | 4 | $ 1,410,000 | $ 352,500 | $ 317,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 420,000 | $ 105,000 | $ 95,000 |
| Albany, OR | 3 | $ 155,000 | $ 51,666 | $ 144,000 |
| Burlington, NC | 3 | $ 125,000 | $ 41,666 | $ 138,000 |
| Eau Claire, WI | 3 | $ 905,000 | $ 301,666 | $ 226,000 |
| Gainesville, FL | 3 | $ 375,000 | $ 125,000 | $ 151,000 |
| Gainesville, GA | 3 | $ 385,000 | $ 128,333 | $ 126,000 |
| Great Falls, MT | 3 | $ 1,895,000 | $ 631,666 | $ 299,000 |
| Harrisburg-Carlisle, PA | 3 | $ 255,000 | $ 85,000 | $ 303,000 |
| Homosassa Springs, FL | 3 | $ 415,000 | $ 138,333 | $ 123,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 485,000 | $ 161,666 | $ 87,000 |
| Kokomo, IN | 3 | $ 285,000 | $ 95,000 | $ 136,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 655,000 | $ 218,333 | $ 201,000 |
| Lima, OH | 3 | $ 365,000 | $ 121,666 | $ 78,000 |
| Midland, TX | 3 | $ 2,435,000 | $ 811,666 | $ 0 |
| Morgantown, WV | 3 | $ 2,165,000 | $ 721,666 | $ 386,000 |
| Norwich-New London, CT | 3 | $ 165,000 | $ 55,000 | $ 265,000 |
| Terre Haute, IN | 3 | $ 645,000 | $ 215,000 | $ 157,000 |
| Twin Falls, ID | 3 | $ 295,000 | $ 98,333 | $ 143,000 |
| Valdosta, GA | 3 | $ 265,000 | $ 88,333 | $ 192,000 |
| York-Hanover, PA | 3 | $ 165,000 | $ 55,000 | $ 144,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 70,000 | $ 35,000 | $ 177,000 |
| Athens-Clarke County, GA | 2 | $ 710,000 | $ 355,000 | $ 360,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 550,000 | $ 275,000 | $ 261,000 |
| Baton Rouge, LA | 2 | $ 1,190,000 | $ 595,000 | $ 151,000 |
| Bloomington, IN | 2 | $ 380,000 | $ 190,000 | $ 90,000 |
| Bloomsburg-Berwick, PA | 2 | $ 240,000 | $ 120,000 | $ 280,000 |
| Charleston, WV | 2 | $ 660,000 | $ 330,000 | $ 144,000 |
| Columbia, MO | 2 | $ 7,940,000 | $ 3,970,000 | $ 399,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 1,350,000 | $ 675,000 | $ 507,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 770,000 | $ 385,000 | $ 167,000 |
| Erie, PA | 2 | $ 900,000 | $ 450,000 | $ 321,000 |
| Fond Du Lac, WI | 2 | $ 120,000 | $ 60,000 | $ 75,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 70,000 | $ 35,000 | $ 120,000 |
| Johnson City, TN | 2 | $ 160,000 | $ 80,000 | $ 177,000 |
| Kingston, NY | 2 | $ 290,000 | $ 145,000 | $ 295,000 |
| Lafayette, LA | 2 | $ 250,000 | $ 125,000 | $ 153,000 |
| Lancaster, PA | 2 | $ 260,000 | $ 130,000 | $ 165,000 |
| Las Cruces, NM | 2 | $ 190,000 | $ 95,000 | $ 127,000 |
| Lebanon, PA | 2 | $ 240,000 | $ 120,000 | $ 153,000 |
| Lewiston, ID-WA | 2 | $ 100,000 | $ 50,000 | $ 139,000 |
| Lewiston-Auburn, ME | 2 | $ 80,000 | $ 40,000 | $ 125,000 |
| Lincoln, NE | 2 | $ 660,000 | $ 330,000 | $ 455,000 |
| Michigan City-La Porte, IN | 2 | $ 300,000 | $ 150,000 | $ 56,000 |
| Parkersburg-Vienna, WV | 2 | $ 1,530,000 | $ 765,000 | $ 340,000 |
| Peoria, IL | 2 | $ 870,000 | $ 435,000 | $ 280,000 |
| Sebring, FL | 2 | $ 120,000 | $ 60,000 | $ 273,000 |
| State College, PA | 2 | $ 100,000 | $ 50,000 | $ 167,000 |
| Wichita, KS | 2 | $ 1,120,000 | $ 560,000 | $ 430,000 |
| Burlington-South Burlington, VT | 1 | $ 65,000 | $ 65,000 | $ 210,000 |
| California-Lexington Park, MD | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Carbondale-Marion, IL | 1 | $ 395,000 | $ 395,000 | $ 270,000 |
| Casper, WY | 1 | $ 25,000 | $ 25,000 | $ 158,000 |
| Cedar Rapids, IA | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
| Clarksville, TN-KY | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Cleveland, TN | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| College Station-Bryan, TX | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Columbus, IN | 1 | $ 405,000 | $ 405,000 | $ 287,000 |
| Corpus Christi, TX | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Decatur, IL | 1 | $ 275,000 | $ 275,000 | $ 160,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 225,000 | $ 225,000 | $ 229,000 |
| Fort Smith, AR-OK | 1 | $ 505,000 | $ 505,000 | $ 250,000 |
| Glens Falls, NY | 1 | $ 255,000 | $ 255,000 | $ 1,057,000 |
| Goldsboro, NC | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Grants Pass, OR | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 55,000 | $ 55,000 | $ 153,000 |
| Iowa City, IA | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Jackson, MS | 1 | $ 65,000 | $ 65,000 | $ 140,000 |
| Jackson, TN | 1 | $ 15,000 | $ 15,000 | $ 109,000 |
| Joplin, MO | 1 | $ 655,000 | $ 655,000 | $ 445,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Lafayette-West Lafayette, IN | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Lake Charles, LA | 1 | $ 165,000 | $ 165,000 | $ 189,000 |
| Lawrence, KS | 1 | $ 135,000 | $ 135,000 | $ 133,000 |
| Lubbock, TX | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| Mansfield, OH | 1 | $ 465,000 | $ 465,000 | $ 150,000 |
| Pittsfield, MA | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Rochester, NY | 1 | $ 85,000 | $ 85,000 | $ 330,000 |
| Sherman-Denison, TX | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 1,075,000 | $ 1,075,000 | $ 0 |
| Springfield, IL | 1 | $ 325,000 | $ 325,000 | $ 200,000 |
| St. Joseph, MO-KS | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Staunton-Waynesboro, VA | 1 | $ 235,000 | $ 235,000 | $ 162,000 |
| Sumter, SC | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Topeka, KS | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Urban Honolulu, HI | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Victoria, TX | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Warner Robins, GA | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Wheeling, WV-OH | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
| Winston-Salem, NC | 1 | $ 35,000 | $ 35,000 | $ 153,000 |
Mortgage Loan Application Detail Totals for Tcf National Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 13,582 | $3,643,670,000 | $268,000 | $42,005,000 | $170,000 | $9,600,000 |
| Home Purchase | 11,567 | $4,067,335,000 | $351,000 | $78,105,000 | $181,000 | $6,191,000 |
| Home Improvement | 4,464 | $504,540,000 | $113,000 | $34,385,000 | $171,000 | $4,687,000 |
| Cash-out Refinancing | 4,375 | $1,050,665,000 | $240,000 | $2,425,000 | $122,000 | $5,700,000 |
| Other Purpose | 3,787 | $460,755,000 | $121,000 | $2,605,000 | $165,000 | $2,695,000 |
| Not Applicable | 18 | $5,250,000 | $291,000 | $905,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 26,343 | $5,304,395,000 | $201,000 | $8,125,000 | $168,000 | $9,600,000 |
| Not Provided | 4,793 | $989,525,000 | $206,000 | $34,125,000 | $179,000 | $7,560,000 |
| Hispanic | 2,146 | $309,430,000 | $144,000 | $2,605,000 | $131,000 | $1,268,000 |
| Not applicable | 1,559 | $2,563,535,000 | $1,646,000 | $78,105,000 | $319,000 | $826,000 |
| Asian | 1,493 | $316,465,000 | $211,000 | $1,845,000 | $195,000 | $1,835,000 |
| Black or African American | 1,153 | $174,735,000 | $151,000 | $1,935,000 | $129,000 | $2,826,000 |
| American Indian or Alaskan Native | 98 | $17,780,000 | $181,000 | $915,000 | $161,000 | $1,260,000 |
| Native Hawaiian or Other Pacific Islander | 29 | $3,645,000 | $125,000 | $325,000 | $160,000 | $429,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 36,090 | $9,415,350,000 | $260,000 | $78,105,000 | $172,000 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 1,171 | $187,625,000 | $160,000 | $555,000 | $58,000 | $226,000 |
| VA-guaranteed (Veterans Administration) | 443 | $116,125,000 | $262,000 | $1,475,000 | $96,000 | $811,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 89 | $13,115,000 | $147,000 | $395,000 | $47,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 23,293 | $4,844,650,000 | $207,000 | $36,965,000 | $175,000 | $4,864,000 |
| Application Withdrawn By Applicant | 6,087 | $1,971,600,000 | $323,000 | $63,505,000 | $172,000 | $9,600,000 |
| Application Denied By Financial Institution | 3,995 | $1,103,245,000 | $276,000 | $78,105,000 | $123,000 | $6,191,000 |
| File Closed For Incompleteness | 1,954 | $497,320,000 | $254,000 | $20,005,000 | $157,000 | $4,046,000 |
| Loan Purchased By The Institution | 1,371 | $1,113,185,000 | $811,000 | $2,095,000 | $0 | $0 |
| Application Approved But Not Accepted | 1,085 | $198,315,000 | $182,000 | $1,505,000 | $164,000 | $4,600,000 |
| Preapproval Denied by Financial Institution | 7 | $2,755,000 | $393,000 | $1,485,000 | $110,000 | $468,000 |
| Preapproval Approved but not Accepted | 1 | $1,145,000 | $1,145,000 | $1,145,000 | $227,000 | $227,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 33,791 | $8,626,215,000 | $255,000 | $63,505,000 | $173,000 | $9,600,000 |
| Debt-To-Income Ratio | 1,518 | $261,830,000 | $172,000 | $1,675,000 | $90,000 | $1,268,000 |
| Credit History | 1,132 | $140,940,000 | $124,000 | $2,455,000 | $110,000 | $1,967,000 |
| Other | 548 | $560,600,000 | $1,022,000 | $78,105,000 | $183,000 | $6,191,000 |
| Collateral | 540 | $83,200,000 | $154,000 | $2,065,000 | $173,000 | $1,781,000 |
| Unverifiable Information | 95 | $15,165,000 | $159,000 | $1,485,000 | $156,000 | $786,000 |
| Employment History | 76 | $14,160,000 | $186,000 | $705,000 | $105,000 | $1,102,000 |
| Credit Application Incomplete | 67 | $22,675,000 | $338,000 | $10,005,000 | $192,000 | $816,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $7,430,000 | $285,000 | $1,845,000 | $118,000 | $502,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tcf National Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tcf National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
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