Tcf National Bank Mortgage Lending & HMDA Data, 2020

In 2020, Tcf National Bank of Sioux Falls, SD reported 37,793 mortgage applications totaling $9.7 billion, up 9% from 2019. The average application was for $257,513, and applicants reported an average income of $167,425. 62% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (3,554), Minneapolis-St. Paul-Bloomington, MN-WI (2,978) and Grand Rapids-Wyoming, MI (1,929) (applications in parentheses).

Mortgage Company & Address Tcf National Bank
2508 Louise Ave S (Pcc-2e-L)
Sioux Falls, SD 57106
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 37,793
Total Mortgage Loan Application Amount $9,732,215,000
Average Mortgage Loan Application Amount $257,513
Highest Mortgage Loan Application Amount $78,105,000
Average Applicant Income $167,425
Highest Applicant Income $9,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tcf National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tcf National Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oakland, Michigan 2,152 $ 795,940,000 $ 369,860 $ 204,000
Los Angeles, California 1,413 $ 346,935,000 $ 245,530 $ 233,000
Cook, Illinois 1,270 $ 446,340,000 $ 351,448 $ 132,000
Hennepin, Minnesota 1,235 $ 404,065,000 $ 327,178 $ 136,000
Kent, Michigan 986 $ 228,100,000 $ 231,338 $ 155,000
Wayne, Michigan 916 $ 224,680,000 $ 245,283 $ 136,000
Ottawa, Michigan 758 $ 202,620,000 $ 267,308 $ 147,000
Hamilton, Ohio 694 $ 185,300,000 $ 267,002 $ 151,000
Maricopa, Arizona 661 $ 186,605,000 $ 282,307 $ 222,000
Macomb, Michigan 644 $ 128,740,000 $ 199,906 $ 107,000
Orange, California 592 $ 135,810,000 $ 229,408 $ 256,000
Grand Traverse, Michigan 585 $ 151,315,000 $ 258,658 $ 160,000
San Diego, California 576 $ 129,090,000 $ 224,114 $ 232,000
Emmet, Michigan 514 $ 138,330,000 $ 269,124 $ 182,000
Genesee, Michigan 454 $ 94,770,000 $ 208,744 $ 116,000
Dakota, Minnesota 398 $ 82,150,000 $ 206,407 $ 111,000
Washtenaw, Michigan 385 $ 104,395,000 $ 271,155 $ 149,000
Allegan, Michigan 361 $ 77,525,000 $ 214,750 $ 119,000
Santa Clara, California 359 $ 116,045,000 $ 323,245 $ 235,000
Ramsey, Minnesota 349 $ 97,600,000 $ 279,656 $ 108,000
Alameda, California 348 $ 96,840,000 $ 278,275 $ 248,000
St. Clair, Michigan 343 $ 55,435,000 $ 161,618 $ 102,000
Anoka, Minnesota 329 $ 55,705,000 $ 169,316 $ 97,000
Clark, Nevada 324 $ 59,090,000 $ 182,376 $ 222,000
Cuyahoga, Ohio 313 $ 43,175,000 $ 137,939 $ 124,000
Riverside, California 312 $ 43,770,000 $ 140,288 $ 218,000
Montgomery, Ohio 312 $ 73,780,000 $ 236,474 $ 164,000
King, Washington 306 $ 125,270,000 $ 409,379 $ 236,000
Contra Costa, California 289 $ 114,625,000 $ 396,626 $ 234,000
Leelanau, Michigan 289 $ 85,415,000 $ 295,553 $ 176,000
Livingston, Michigan 289 $ 70,995,000 $ 245,657 $ 136,000
Warren, Ohio 261 $ 76,735,000 $ 294,003 $ 147,000
DuPage, Illinois 254 $ 69,860,000 $ 275,039 $ 163,000
San Bernardino, California 250 $ 32,480,000 $ 129,920 $ 199,000
Trumbull, Ohio 246 $ 23,550,000 $ 95,731 $ 86,000
Miami-Dade, Florida 243 $ 29,715,000 $ 122,283 $ 184,000
Calhoun, Michigan 232 $ 27,890,000 $ 120,215 $ 82,000
Berrien, Michigan 231 $ 47,125,000 $ 204,004 $ 153,000
Mahoning, Ohio 226 $ 25,440,000 $ 112,566 $ 84,000
Sacramento, California 225 $ 32,245,000 $ 143,311 $ 171,000
Broward, Florida 219 $ 34,865,000 $ 159,200 $ 197,000
Bay, Michigan 213 $ 30,235,000 $ 141,948 $ 91,000
Will, Illinois 206 $ 32,870,000 $ 159,563 $ 133,000
Midland, Michigan 205 $ 39,465,000 $ 192,512 $ 185,000
Washington, Minnesota 191 $ 66,815,000 $ 349,816 $ 107,000
Milwaukee, Wisconsin 190 $ 142,380,000 $ 749,368 $ 93,000
Butler, Ohio 185 $ 38,795,000 $ 209,702 $ 111,000
Lorain, Ohio 176 $ 23,140,000 $ 131,477 $ 77,000
Marion, Indiana 175 $ 19,175,000 $ 109,571 $ 187,000
Ventura, California 173 $ 33,275,000 $ 192,341 $ 230,000
Kalamazoo, Michigan 169 $ 36,565,000 $ 216,360 $ 155,000
Wexford, Michigan 168 $ 20,740,000 $ 123,452 $ 93,000
Denver, Colorado 166 $ 112,990,000 $ 680,662 $ 260,000
Saginaw, Michigan 166 $ 24,510,000 $ 147,650 $ 92,000
Roscommon, Michigan 161 $ 19,415,000 $ 120,590 $ 84,000
Charlevoix, Michigan 157 $ 46,545,000 $ 296,464 $ 184,000
Stutsman, North Dakota 157 $ 29,845,000 $ 190,095 $ 86,000
Douglas, Colorado 155 $ 43,025,000 $ 277,580 $ 206,000
Barry, Michigan 152 $ 28,410,000 $ 186,907 $ 94,000
Montcalm, Michigan 151 $ 19,575,000 $ 129,635 $ 95,000
Grand Forks, North Dakota 149 $ 28,195,000 $ 189,228 $ 82,000
Salt Lake, Utah 147 $ 39,870,000 $ 271,224 $ 210,000
Gladwin, Michigan 144 $ 14,650,000 $ 101,736 $ 71,000
Placer, California 136 $ 26,760,000 $ 196,764 $ 226,000
San Joaquin, California 136 $ 19,950,000 $ 146,691 $ 177,000
San Mateo, California 133 $ 50,125,000 $ 376,879 $ 266,000
Scott, Minnesota 133 $ 35,025,000 $ 263,345 $ 131,000
Arapahoe, Colorado 132 $ 37,030,000 $ 280,530 $ 175,000
Huron, Michigan 127 $ 14,585,000 $ 114,842 $ 79,000
Palm Beach, Florida 126 $ 18,220,000 $ 144,603 $ 200,000
Lapeer, Michigan 126 $ 23,590,000 $ 187,222 $ 97,000
Jefferson, Colorado 125 $ 25,475,000 $ 203,800 $ 168,000
Ogemaw, Michigan 122 $ 13,260,000 $ 108,688 $ 82,000
Lake, Illinois 121 $ 23,635,000 $ 195,330 $ 187,000
Utah, Utah 120 $ 29,070,000 $ 242,250 $ 202,000
Kings, New York 118 $ 32,030,000 $ 271,440 $ 320,000
Clermont, Ohio 118 $ 27,970,000 $ 237,033 $ 125,000
Burleigh, North Dakota 117 $ 32,535,000 $ 278,076 $ 112,000
Greene, Ohio 114 $ 31,350,000 $ 275,000 $ 139,000
Otsego, Michigan 108 $ 12,500,000 $ 115,740 $ 87,000
Mecosta, Michigan 107 $ 13,105,000 $ 122,476 $ 88,000
Van Buren, Michigan 106 $ 26,230,000 $ 247,452 $ 127,000
Wright, Minnesota 105 $ 23,145,000 $ 220,428 $ 117,000
Antrim, Michigan 103 $ 23,285,000 $ 226,067 $ 155,000
Tuscola, Michigan 103 $ 10,855,000 $ 105,388 $ 75,000
Solano, California 101 $ 14,155,000 $ 140,148 $ 185,000
El Paso, Colorado 99 $ 38,145,000 $ 385,303 $ 114,000
Cass, North Dakota 99 $ 23,655,000 $ 238,939 $ 94,000
Multnomah, Oregon 99 $ 17,495,000 $ 176,717 $ 188,000
Shelby, Tennessee 99 $ 8,715,000 $ 88,030 $ 127,000
Benzie, Michigan 98 $ 22,050,000 $ 225,000 $ 168,000
Iosco, Michigan 98 $ 8,300,000 $ 84,693 $ 87,000
Missaukee, Michigan 96 $ 13,340,000 $ 138,958 $ 96,000
Muskegon, Michigan 96 $ 38,150,000 $ 397,395 $ 194,000
Osceola, Michigan 94 $ 10,690,000 $ 113,723 $ 98,000
Sanilac, Michigan 91 $ 12,635,000 $ 138,846 $ 106,000
Marin, California 90 $ 25,870,000 $ 287,444 $ 255,000
Adams, Colorado 88 $ 12,470,000 $ 141,704 $ 109,000
Snohomish, Washington 88 $ 13,230,000 $ 150,340 $ 197,000
Cheboygan, Michigan 86 $ 23,650,000 $ 275,000 $ 171,000
Franklin, Ohio 85 $ 16,765,000 $ 197,235 $ 141,000
Fulton, Georgia 83 $ 27,285,000 $ 328,734 $ 253,000
Washington, Oregon 83 $ 12,055,000 $ 145,240 $ 211,000
Mason, Michigan 81 $ 13,215,000 $ 163,148 $ 89,000
Pima, Arizona 80 $ 65,670,000 $ 820,875 $ 204,000
Clare, Michigan 80 $ 7,080,000 $ 88,500 $ 80,000
Washoe, Nevada 80 $ 16,680,000 $ 208,500 $ 284,000
Carver, Minnesota 79 $ 22,395,000 $ 283,481 $ 134,000
Jackson, Missouri 77 $ 8,695,000 $ 112,922 $ 173,000
Santa Barbara, California 74 $ 22,340,000 $ 301,891 $ 303,000
Kane, Illinois 74 $ 9,930,000 $ 134,189 $ 112,000
San Francisco, California 73 $ 35,695,000 $ 488,972 $ 277,000
Fairfield, Connecticut 72 $ 19,800,000 $ 275,000 $ 278,000
Sherburne, Minnesota 72 $ 11,210,000 $ 155,694 $ 85,000
Boulder, Colorado 70 $ 16,820,000 $ 240,285 $ 215,000
Pierce, Washington 70 $ 35,510,000 $ 507,285 $ 191,000
San Luis Obispo, California 69 $ 12,195,000 $ 176,739 $ 227,000
Clackamas, Oregon 69 $ 13,425,000 $ 194,565 $ 208,000
Sonoma, California 68 $ 12,240,000 $ 180,000 $ 223,000
El Dorado, California 65 $ 12,095,000 $ 186,076 $ 193,000
Shiawassee, Michigan 64 $ 26,510,000 $ 414,218 $ 82,000
Santa Cruz, California 63 $ 17,555,000 $ 278,650 $ 294,000
Weld, Colorado 62 $ 11,340,000 $ 182,903 $ 168,000
Orange, Florida 62 $ 10,580,000 $ 170,645 $ 238,000
Collier, Florida 61 $ 19,165,000 $ 314,180 $ 379,000
Orange, New York 61 $ 9,805,000 $ 160,737 $ 234,000
Montgomery, Maryland 60 $ 22,370,000 $ 372,833 $ 256,000
Summit, Ohio 60 $ 8,420,000 $ 140,333 $ 97,000
Branch, Michigan 57 $ 6,495,000 $ 113,947 $ 84,000
Clark, Washington 56 $ 8,240,000 $ 147,142 $ 180,000
Racine, Wisconsin 56 $ 18,450,000 $ 329,464 $ 67,000
Stanislaus, California 55 $ 6,245,000 $ 113,545 $ 163,000
Bergen, New Jersey 54 $ 7,450,000 $ 137,962 $ 243,000
Nassau, New York 53 $ 12,735,000 $ 240,283 $ 304,000
Arenac, Michigan 52 $ 6,420,000 $ 123,461 $ 120,000
Ada, Idaho 51 $ 10,875,000 $ 213,235 $ 208,000
Lee, Florida 50 $ 14,740,000 $ 294,800 $ 361,000
Middlesex, Massachusetts 50 $ 14,000,000 $ 280,000 $ 230,000
Monmouth, New Jersey 50 $ 6,190,000 $ 123,800 $ 232,000
Monterey, California 49 $ 8,645,000 $ 176,428 $ 202,000
Newaygo, Michigan 49 $ 8,585,000 $ 175,204 $ 118,000
Waukesha, Wisconsin 49 $ 37,955,000 $ 774,591 $ 163,000
Cass, Michigan 48 $ 8,860,000 $ 184,583 $ 89,000
Jackson, Michigan 48 $ 14,150,000 $ 294,791 $ 104,000
Nevada, California 47 $ 6,665,000 $ 141,808 $ 227,000
Larimer, Colorado 46 $ 9,150,000 $ 198,913 $ 214,000
DeKalb, Georgia 46 $ 15,980,000 $ 347,391 $ 263,000
Isabella, Michigan 46 $ 5,430,000 $ 118,043 $ 79,000
Kalkaska, Michigan 46 $ 5,750,000 $ 125,000 $ 93,000
Suffolk, New York 46 $ 7,250,000 $ 157,608 $ 269,000
Fresno, California 45 $ 7,505,000 $ 166,777 $ 211,000
Hamilton, Indiana 45 $ 16,905,000 $ 375,666 $ 304,000
Washington, Utah 45 $ 8,855,000 $ 196,777 $ 259,000
Ingham, Michigan 44 $ 18,730,000 $ 425,681 $ 237,000
Williams, North Dakota 44 $ 11,250,000 $ 255,681 $ 99,000
Crawford, Michigan 43 $ 5,755,000 $ 133,837 $ 90,000
Rockland, New York 43 $ 6,775,000 $ 157,558 $ 246,000
Manistee, Michigan 42 $ 6,400,000 $ 152,380 $ 112,000
District of Columbia, District Of Columbia 41 $ 14,005,000 $ 341,585 $ 243,000
Hillsborough, Florida 41 $ 8,575,000 $ 209,146 $ 227,000
Norfolk, Massachusetts 41 $ 10,835,000 $ 264,268 $ 235,000
Gratiot, Michigan 41 $ 8,365,000 $ 204,024 $ 57,000
Pinellas, Florida 40 $ 6,910,000 $ 172,750 $ 213,000
Kenosha, Wisconsin 40 $ 4,730,000 $ 118,250 $ 85,000
St. Louis, Missouri 38 $ 13,840,000 $ 364,210 $ 262,000
Cobb, Georgia 37 $ 6,525,000 $ 176,351 $ 247,000
Kenton, Kentucky 37 $ 8,195,000 $ 221,486 $ 114,000
Clay, Minnesota 37 $ 7,295,000 $ 197,162 $ 164,000
Travis, Texas 37 $ 28,975,000 $ 783,108 $ 0
Manatee, Florida 36 $ 5,640,000 $ 156,666 $ 191,000
Sarasota, Florida 36 $ 45,620,000 $ 1,267,222 $ 245,000
Johnson, Kansas 36 $ 11,240,000 $ 312,222 $ 277,000
Stearns, Minnesota 36 $ 4,800,000 $ 133,333 $ 112,000
Ocean, New Jersey 36 $ 5,060,000 $ 140,555 $ 182,000
Pulaski, Arkansas 35 $ 2,625,000 $ 75,000 $ 125,000
Kern, California 35 $ 3,085,000 $ 88,142 $ 192,000
McHenry, Illinois 35 $ 3,605,000 $ 103,000 $ 108,000
Alpena, Michigan 34 $ 3,900,000 $ 114,705 $ 70,000
Ionia, Michigan 34 $ 6,200,000 $ 182,352 $ 78,000
Oceana, Michigan 34 $ 7,640,000 $ 224,705 $ 142,000
Queens, New York 34 $ 6,480,000 $ 190,588 $ 198,000
Davis, Utah 34 $ 41,350,000 $ 1,216,176 $ 246,000
Whatcom, Washington 34 $ 5,170,000 $ 152,058 $ 158,000
Yavapai, Arizona 33 $ 8,645,000 $ 261,969 $ 366,000
Chester, Pennsylvania 33 $ 6,365,000 $ 192,878 $ 220,000
Lake, Indiana 32 $ 4,460,000 $ 139,375 $ 144,000
Campbell, Kentucky 32 $ 5,500,000 $ 171,875 $ 115,000
Kitsap, Washington 32 $ 5,860,000 $ 183,125 $ 145,000
Portage, Ohio 31 $ 5,865,000 $ 189,193 $ 203,000
Chisago, Minnesota 30 $ 5,560,000 $ 185,333 $ 99,000
Hudson, New Jersey 30 $ 5,170,000 $ 172,333 $ 273,000
Suffolk, Massachusetts 29 $ 7,935,000 $ 273,620 $ 234,000
Dallas, Texas 29 $ 56,825,000 $ 1,959,482 $ 0
Jefferson, Alabama 28 $ 2,660,000 $ 95,000 $ 133,000
Napa, California 28 $ 6,370,000 $ 227,500 $ 323,000
Essex, Massachusetts 28 $ 6,650,000 $ 237,500 $ 249,000
Montgomery, Pennsylvania 28 $ 5,920,000 $ 211,428 $ 303,000
Tulare, California 27 $ 2,845,000 $ 105,370 $ 211,000
Monroe, Florida 27 $ 7,805,000 $ 289,074 $ 449,000
Presque Isle, Michigan 27 $ 3,245,000 $ 120,185 $ 76,000
Wake, North Carolina 27 $ 8,415,000 $ 311,666 $ 195,000
Morton, North Dakota 27 $ 6,175,000 $ 228,703 $ 86,000
Lucas, Ohio 27 $ 5,625,000 $ 208,333 $ 187,000
Medina, Ohio 27 $ 11,915,000 $ 441,296 $ 186,000
Pinal, Arizona 26 $ 2,670,000 $ 102,692 $ 118,000
Broomfield, Colorado 26 $ 6,360,000 $ 244,615 $ 223,000
Kendall, Illinois 26 $ 3,380,000 $ 130,000 $ 118,000
St. Louis, Minnesota 26 $ 4,910,000 $ 188,846 $ 159,000
Westchester, New York 26 $ 6,390,000 $ 245,769 $ 311,000
Deschutes, Oregon 26 $ 7,110,000 $ 273,461 $ 178,000
Delaware, Ohio 25 $ 5,825,000 $ 233,000 $ 145,000
Bucks, Pennsylvania 25 $ 5,645,000 $ 225,800 $ 274,000
Collin, Texas 25 $ 17,325,000 $ 693,000 $ 0
Plymouth, Massachusetts 24 $ 2,750,000 $ 114,583 $ 212,000
Worcester, Massachusetts 24 $ 2,870,000 $ 119,583 $ 234,000
Alcona, Michigan 24 $ 3,450,000 $ 143,750 $ 159,000
Mecklenburg, North Carolina 24 $ 6,490,000 $ 270,416 $ 231,000
Philadelphia, Pennsylvania 24 $ 6,480,000 $ 270,000 $ 246,000
Hillsdale, Michigan 23 $ 3,645,000 $ 158,478 $ 83,000
Yolo, California 22 $ 3,810,000 $ 173,181 $ 141,000
St. Johns, Florida 22 $ 4,970,000 $ 225,909 $ 275,000
Montmorency, Michigan 22 $ 3,670,000 $ 166,818 $ 91,000
Douglas, Nevada 22 $ 3,790,000 $ 172,272 $ 262,000
Harris, Texas 22 $ 15,950,000 $ 725,000 $ 0
Fairfax, Virginia 22 $ 7,950,000 $ 361,363 $ 215,000
Spokane, Washington 22 $ 2,250,000 $ 102,272 $ 167,000
Coconino, Arizona 21 $ 6,335,000 $ 301,666 $ 309,000
Shasta, California 21 $ 2,225,000 $ 105,952 $ 239,000
Lenawee, Michigan 21 $ 4,035,000 $ 192,142 $ 187,000
Goodhue, Minnesota 21 $ 3,975,000 $ 189,285 $ 97,000
Morris, New Jersey 21 $ 4,035,000 $ 192,142 $ 259,000
Lake, Ohio 21 $ 4,455,000 $ 212,142 $ 130,000
Seminole, Florida 20 $ 3,180,000 $ 159,000 $ 192,000
Boone, Kentucky 20 $ 3,850,000 $ 192,500 $ 100,000
Lake, Michigan 20 $ 2,960,000 $ 148,000 $ 107,000
Monroe, Michigan 20 $ 4,120,000 $ 206,000 $ 109,000
Blue Earth, Minnesota 20 $ 2,040,000 $ 102,000 $ 80,000
Polk, Minnesota 20 $ 3,580,000 $ 179,000 $ 82,000
Essex, New Jersey 20 $ 4,090,000 $ 204,500 $ 278,000
Union, New Jersey 20 $ 4,260,000 $ 213,000 $ 226,000
Santa Fe, New Mexico 20 $ 6,360,000 $ 318,000 $ 269,000
Allegheny, Pennsylvania 20 $ 2,730,000 $ 136,500 $ 166,000
Summit, Utah 20 $ 7,240,000 $ 362,000 $ 308,000
Dane, Wisconsin 20 $ 93,620,000 $ 4,681,000 $ 213,000
St. Croix, Wisconsin 20 $ 4,910,000 $ 245,500 $ 110,000
Polk, Florida 19 $ 2,245,000 $ 118,157 $ 123,000
Forsyth, Georgia 19 $ 6,265,000 $ 329,736 $ 177,000
Isanti, Minnesota 19 $ 2,545,000 $ 133,947 $ 75,000
Clinton, Ohio 19 $ 3,955,000 $ 208,157 $ 93,000
Lane, Oregon 19 $ 2,175,000 $ 114,473 $ 189,000
Brevard, Florida 18 $ 3,440,000 $ 191,111 $ 190,000
Gwinnett, Georgia 18 $ 2,800,000 $ 155,555 $ 211,000
Eaton, Michigan 18 $ 3,600,000 $ 200,000 $ 125,000
Middlesex, New Jersey 18 $ 1,210,000 $ 67,222 $ 177,000
Passaic, New Jersey 18 $ 1,720,000 $ 95,555 $ 223,000
Geauga, Ohio 18 $ 5,280,000 $ 293,333 $ 242,000
Campbell, Tennessee 18 $ 6,700,000 $ 372,222 $ 396,000
Davidson, Tennessee 18 $ 7,940,000 $ 441,111 $ 319,000
Weber, Utah 18 $ 2,910,000 $ 161,666 $ 208,000
San Benito, California 17 $ 2,055,000 $ 120,882 $ 250,000
Clinton, Michigan 17 $ 2,915,000 $ 171,470 $ 106,000
Charleston, South Carolina 17 $ 7,635,000 $ 449,117 $ 160,000
Williamson, Tennessee 17 $ 7,405,000 $ 435,588 $ 230,000
Butte, California 16 $ 2,500,000 $ 156,250 $ 193,000
Osceola, Florida 16 $ 2,570,000 $ 160,625 $ 193,000
Volusia, Florida 16 $ 30,410,000 $ 1,900,625 $ 230,000
Anne Arundel, Maryland 16 $ 5,990,000 $ 374,375 $ 175,000
Howard, Maryland 16 $ 3,260,000 $ 203,750 $ 233,000
Barnstable, Massachusetts 16 $ 2,670,000 $ 166,875 $ 234,000
Bristol, Massachusetts 16 $ 1,520,000 $ 95,000 $ 173,000
Crow Wing, Minnesota 16 $ 4,980,000 $ 311,250 $ 184,000
Somerset, New Jersey 16 $ 2,580,000 $ 161,250 $ 297,000
Miami, Ohio 16 $ 4,780,000 $ 298,750 $ 143,000
Minnehaha, South Dakota 16 $ 3,740,000 $ 233,750 $ 123,000
Skagit, Washington 16 $ 1,850,000 $ 115,625 $ 153,000
Thurston, Washington 16 $ 3,430,000 $ 214,375 $ 204,000
Mesa, Colorado 15 $ 3,945,000 $ 263,000 $ 323,000
New Castle, Delaware 15 $ 2,455,000 $ 163,666 $ 164,000
Oscoda, Michigan 15 $ 1,005,000 $ 67,000 $ 63,000
Hillsborough, New Hampshire 15 $ 2,595,000 $ 173,000 $ 250,000
Barnes, North Dakota 15 $ 2,295,000 $ 153,000 $ 58,000
Licking, Ohio 15 $ 3,785,000 $ 252,333 $ 151,000
Cherokee, Georgia 14 $ 3,080,000 $ 220,000 $ 183,000
Clay, Missouri 14 $ 1,150,000 $ 82,142 $ 168,000
Beaufort, South Carolina 14 $ 6,560,000 $ 468,571 $ 551,000
Madison, Alabama 13 $ 1,015,000 $ 78,076 $ 152,000
Martin, Florida 13 $ 2,055,000 $ 158,076 $ 638,000
St. Joseph, Indiana 13 $ 3,475,000 $ 267,307 $ 148,000
Rockingham, New Hampshire 13 $ 2,185,000 $ 168,076 $ 260,000
Stark, Ohio 13 $ 3,465,000 $ 266,538 $ 139,000
Jackson, Oregon 13 $ 1,865,000 $ 143,461 $ 230,000
Arlington, Virginia 13 $ 6,615,000 $ 508,846 $ 282,000
Humboldt, California 12 $ 760,000 $ 63,333 $ 115,000
Kootenai, Idaho 12 $ 2,550,000 $ 212,500 $ 325,000
Boone, Indiana 12 $ 6,120,000 $ 510,000 $ 381,000
Baltimore, Maryland 12 $ 2,400,000 $ 200,000 $ 239,000
Prince George's, Maryland 12 $ 1,390,000 $ 115,833 $ 124,000
Rice, Minnesota 12 $ 2,050,000 $ 170,833 $ 99,000
St. Charles, Missouri 12 $ 1,870,000 $ 155,833 $ 155,000
St. Louis City, Missouri 12 $ 3,390,000 $ 282,500 $ 213,000
Mercer, New Jersey 12 $ 1,540,000 $ 128,333 $ 192,000
Ward, North Dakota 12 $ 3,420,000 $ 285,000 $ 206,000
Marion, Oregon 12 $ 1,710,000 $ 142,500 $ 123,000
Greenville, South Carolina 12 $ 5,480,000 $ 456,666 $ 177,000
Mohave, Arizona 11 $ 1,425,000 $ 129,545 $ 316,000
Summit, Colorado 11 $ 4,075,000 $ 370,454 $ 312,000
Charlotte, Florida 11 $ 1,955,000 $ 177,727 $ 184,000
Duval, Florida 11 $ 2,245,000 $ 204,090 $ 200,000
Pasco, Florida 11 $ 1,415,000 $ 128,636 $ 126,000
St. Lucie, Florida 11 $ 1,025,000 $ 93,181 $ 152,000
Pine, Minnesota 11 $ 1,825,000 $ 165,909 $ 97,000
Richmond, New York 11 $ 1,285,000 $ 116,818 $ 189,000
Clark, Ohio 11 $ 1,765,000 $ 160,454 $ 76,000
Tuolumne, California 10 $ 1,580,000 $ 158,000 $ 252,000
Hartford, Connecticut 10 $ 2,480,000 $ 248,000 $ 205,000
New Haven, Connecticut 10 $ 820,000 $ 82,000 $ 159,000
Walton, Florida 10 $ 3,590,000 $ 359,000 $ 270,000
Canyon, Idaho 10 $ 550,000 $ 55,000 $ 150,000
Jefferson, Kentucky 10 $ 2,390,000 $ 239,000 $ 187,000
Carroll, Maryland 10 $ 2,960,000 $ 296,000 $ 145,000
Mackinac, Michigan 10 $ 1,640,000 $ 164,000 $ 122,000
Sibley, Minnesota 10 $ 1,200,000 $ 120,000 $ 69,000
Camden, New Jersey 10 $ 690,000 $ 69,000 $ 151,000
Stark, North Dakota 10 $ 2,610,000 $ 261,000 $ 97,000
Traill, North Dakota 10 $ 1,370,000 $ 137,000 $ 72,000
Columbiana, Ohio 10 $ 1,570,000 $ 157,000 $ 107,000
Oklahoma, Oklahoma 10 $ 2,960,000 $ 296,000 $ 156,000
Delaware, Pennsylvania 10 $ 2,610,000 $ 261,000 $ 184,000
Hamilton, Tennessee 10 $ 1,130,000 $ 113,000 $ 120,000
Loudoun, Virginia 10 $ 3,750,000 $ 375,000 $ 269,000
Park, Colorado 9 $ 1,835,000 $ 203,888 $ 181,000
Lake, Florida 9 $ 815,000 $ 90,555 $ 182,000
Allen, Indiana 9 $ 3,105,000 $ 345,000 $ 250,000
Dearborn, Indiana 9 $ 1,785,000 $ 198,333 $ 107,000
Elkhart, Indiana 9 $ 1,555,000 $ 172,777 $ 116,000
Hendricks, Indiana 9 $ 1,675,000 $ 186,111 $ 105,000
Fayette, Kentucky 9 $ 3,275,000 $ 363,888 $ 193,000
Cumberland, Maine 9 $ 2,495,000 $ 277,222 $ 295,000
Marshall, Minnesota 9 $ 575,000 $ 63,888 $ 73,000
Missoula, Montana 9 $ 1,265,000 $ 140,555 $ 132,000
Durham, North Carolina 9 $ 1,155,000 $ 128,333 $ 225,000
Fairfield, Ohio 9 $ 1,735,000 $ 192,777 $ 122,000
Preble, Ohio 9 $ 2,165,000 $ 240,555 $ 151,000
Wood, Ohio 9 $ 2,525,000 $ 280,555 $ 149,000
Yamhill, Oregon 9 $ 1,395,000 $ 155,000 $ 156,000
Providence, Rhode Island 9 $ 665,000 $ 73,888 $ 162,000
Horry, South Carolina 9 $ 1,355,000 $ 150,555 $ 149,000
Marathon, Wisconsin 9 $ 1,465,000 $ 162,777 $ 64,000
Washington, Wisconsin 9 $ 1,535,000 $ 170,555 $ 84,000
Montgomery, Alabama 8 $ 640,000 $ 80,000 $ 168,000
Mendocino, California 8 $ 2,340,000 $ 292,500 $ 225,000
Merced, California 8 $ 970,000 $ 121,250 $ 159,000
Eagle, Colorado 8 $ 54,870,000 $ 6,858,750 $ 325,000
Marion, Florida 8 $ 1,040,000 $ 130,000 $ 142,000
Winnebago, Illinois 8 $ 1,140,000 $ 142,500 $ 119,000
Johnson, Indiana 8 $ 16,870,000 $ 2,108,750 $ 142,000
Benton, Minnesota 8 $ 890,000 $ 111,250 $ 76,000
Cass, Minnesota 8 $ 2,720,000 $ 340,000 $ 187,000
Le Sueur, Minnesota 8 $ 1,630,000 $ 203,750 $ 111,000
Flathead, Montana 8 $ 2,010,000 $ 251,250 $ 199,000
Atlantic, New Jersey 8 $ 890,000 $ 111,250 $ 368,000
Gloucester, New Jersey 8 $ 460,000 $ 57,500 $ 587,000
Brown, Ohio 8 $ 1,580,000 $ 197,500 $ 88,000
Lincoln, South Dakota 8 $ 2,910,000 $ 363,750 $ 202,000
Bexar, Texas 8 $ 33,770,000 $ 4,221,250 $ 0
Chelan, Washington 8 $ 2,090,000 $ 261,250 $ 128,000
Island, Washington 8 $ 2,180,000 $ 272,500 $ 144,000
Sheboygan, Wisconsin 8 $ 1,440,000 $ 180,000 $ 87,000
Indian River, Florida 7 $ 785,000 $ 112,142 $ 281,000
Grundy, Illinois 7 $ 965,000 $ 137,857 $ 80,000
Baltimore City, Maryland 7 $ 825,000 $ 117,857 $ 229,000
Harford, Maryland 7 $ 495,000 $ 70,714 $ 171,000
Douglas, Minnesota 7 $ 2,515,000 $ 359,285 $ 136,000
Nicollet, Minnesota 7 $ 915,000 $ 130,714 $ 47,000
Cass, Missouri 7 $ 635,000 $ 90,714 $ 333,000
Burlington, New Jersey 7 $ 605,000 $ 86,428 $ 181,000
Buncombe, North Carolina 7 $ 1,605,000 $ 229,285 $ 180,000
Nelson, North Dakota 7 $ 1,255,000 $ 179,285 $ 96,000
Hays, Texas 7 $ 5,545,000 $ 792,142 $ 0
San Juan, Washington 7 $ 2,785,000 $ 397,857 $ 227,000
Portage, Wisconsin 7 $ 1,245,000 $ 177,857 $ 174,000
Benton, Arkansas 6 $ 520,000 $ 86,666 $ 271,000
Calaveras, California 6 $ 750,000 $ 125,000 $ 165,000
Imperial, California 6 $ 320,000 $ 53,333 $ 269,000
Kings, California 6 $ 1,870,000 $ 311,666 $ 283,000
Mono, California 6 $ 1,010,000 $ 168,333 $ 462,000
Sutter, California 6 $ 1,170,000 $ 195,000 $ 315,000
Pueblo, Colorado 6 $ 7,550,000 $ 1,258,333 $ 62,000
Sussex, Delaware 6 $ 2,740,000 $ 456,666 $ 307,000
Coweta, Georgia 6 $ 760,000 $ 126,666 $ 211,000
Glynn, Georgia 6 $ 1,410,000 $ 235,000 $ 199,000
Kankakee, Illinois 6 $ 810,000 $ 135,000 $ 115,000
Porter, Indiana 6 $ 1,060,000 $ 176,666 $ 128,000
Orleans, Louisiana 6 $ 4,170,000 $ 695,000 $ 636,000
St. Joseph, Michigan 6 $ 2,600,000 $ 433,333 $ 411,000
Becker, Minnesota 6 $ 1,350,000 $ 225,000 $ 140,000
Mille Lacs, Minnesota 6 $ 1,280,000 $ 213,333 $ 80,000
Douglas, Nebraska 6 $ 2,600,000 $ 433,333 $ 274,000
Cabarrus, North Carolina 6 $ 380,000 $ 63,333 $ 149,000
Guilford, North Carolina 6 $ 2,450,000 $ 408,333 $ 208,000
Iredell, North Carolina 6 $ 1,080,000 $ 180,000 $ 173,000
New Hanover, North Carolina 6 $ 1,900,000 $ 316,666 $ 188,000
Hood River, Oregon 6 $ 510,000 $ 85,000 $ 196,000
Kent, Rhode Island 6 $ 930,000 $ 155,000 $ 112,000
York, South Carolina 6 $ 1,300,000 $ 216,666 $ 243,000
Sevier, Tennessee 6 $ 2,720,000 $ 453,333 $ 341,000
Denton, Texas 6 $ 3,720,000 $ 620,000 $ 0
Tarrant, Texas 6 $ 4,830,000 $ 805,000 $ 0
Cache, Utah 6 $ 1,120,000 $ 186,666 $ 188,000
Benton, Washington 6 $ 980,000 $ 163,333 $ 182,000
Kittitas, Washington 6 $ 550,000 $ 91,666 $ 231,000
Yakima, Washington 6 $ 400,000 $ 66,666 $ 143,000
Teton, Wyoming 6 $ 4,640,000 $ 773,333 $ 472,000
Yuma, Arizona 5 $ 715,000 $ 143,000 $ 277,000
Saline, Arkansas 5 $ 985,000 $ 197,000 $ 114,000
Madera, California 5 $ 455,000 $ 91,000 $ 188,000
Elbert, Colorado 5 $ 545,000 $ 109,000 $ 182,000
La Plata, Colorado 5 $ 1,635,000 $ 327,000 $ 139,000
Okaloosa, Florida 5 $ 2,315,000 $ 463,000 $ 479,000
Sumter, Florida 5 $ 615,000 $ 123,000 $ 195,000
Valley, Idaho 5 $ 1,295,000 $ 259,000 $ 361,000
Oxford, Maine 5 $ 615,000 $ 123,000 $ 105,000
Hampden, Massachusetts 5 $ 735,000 $ 147,000 $ 155,000
Marquette, Michigan 5 $ 535,000 $ 107,000 $ 290,000
Aitkin, Minnesota 5 $ 675,000 $ 135,000 $ 69,000
Lyon, Minnesota 5 $ 675,000 $ 135,000 $ 94,000
Platte, Missouri 5 $ 255,000 $ 51,000 $ 118,000
Gallatin, Montana 5 $ 1,975,000 $ 395,000 $ 198,000
Carson City, Nevada 5 $ 785,000 $ 157,000 $ 357,000
Sussex, New Jersey 5 $ 395,000 $ 79,000 $ 179,000
Bernalillo, New Mexico 5 $ 995,000 $ 199,000 $ 77,000
Lincoln, North Carolina 5 $ 565,000 $ 113,000 $ 185,000
Orange, North Carolina 5 $ 2,735,000 $ 547,000 $ 316,000
Union, North Carolina 5 $ 1,325,000 $ 265,000 $ 239,000
Ashtabula, Ohio 5 $ 1,075,000 $ 215,000 $ 124,000
Union, Ohio 5 $ 2,085,000 $ 417,000 $ 212,000
Benton, Oregon 5 $ 395,000 $ 79,000 $ 142,000
Crook, Oregon 5 $ 595,000 $ 119,000 $ 261,000
Berks, Pennsylvania 5 $ 1,035,000 $ 207,000 $ 178,000
Lexington, South Carolina 5 $ 1,985,000 $ 397,000 $ 97,000
Wasatch, Utah 5 $ 2,765,000 $ 553,000 $ 229,000
Albemarle, Virginia 5 $ 3,975,000 $ 795,000 $ 0
Alexandria, Virginia 5 $ 2,345,000 $ 469,000 $ 565,000
Cowlitz, Washington 5 $ 295,000 $ 59,000 $ 116,000
Franklin, Washington 5 $ 475,000 $ 95,000 $ 170,000
Mason, Washington 5 $ 1,125,000 $ 225,000 $ 192,000
Walla Walla, Washington 5 $ 725,000 $ 145,000 $ 145,000
Outagamie, Wisconsin 5 $ 805,000 $ 161,000 $ 179,000
Sawyer, Wisconsin 5 $ 1,825,000 $ 365,000 $ 194,000
Walworth, Wisconsin 5 $ 1,185,000 $ 237,000 $ 233,000
Winnebago, Wisconsin 5 $ 2,085,000 $ 417,000 $ 293,000
Washington, Arkansas 4 $ 1,380,000 $ 345,000 $ 178,000
Tehama, California 4 $ 330,000 $ 82,500 $ 214,000
Montrose, Colorado 4 $ 160,000 $ 40,000 $ 56,000
Pitkin, Colorado 4 $ 20,760,000 $ 5,190,000 $ 207,000
Routt, Colorado 4 $ 24,960,000 $ 6,240,000 $ 186,000
Tolland, Connecticut 4 $ 900,000 $ 225,000 $ 191,000
Bay, Florida 4 $ 500,000 $ 125,000 $ 120,000
Chatham, Georgia 4 $ 1,410,000 $ 352,500 $ 317,000
Fayette, Georgia 4 $ 1,030,000 $ 257,500 $ 166,000
Paulding, Georgia 4 $ 320,000 $ 80,000 $ 71,000
Champaign, Illinois 4 $ 40,810,000 $ 10,202,500 $ 110,000
DeKalb, Illinois 4 $ 490,000 $ 122,500 $ 94,000
Hancock, Indiana 4 $ 610,000 $ 152,500 $ 92,000
Madison, Indiana 4 $ 180,000 $ 45,000 $ 113,000
Polk, Iowa 4 $ 10,670,000 $ 2,667,500 $ 203,000
Delta, Michigan 4 $ 940,000 $ 235,000 $ 170,000
Schoolcraft, Michigan 4 $ 780,000 $ 195,000 $ 1,187,000
Hubbard, Minnesota 4 $ 870,000 $ 217,500 $ 158,000
Kandiyohi, Minnesota 4 $ 1,420,000 $ 355,000 $ 132,000
McLeod, Minnesota 4 $ 630,000 $ 157,500 $ 82,000
Olmsted, Minnesota 4 $ 1,730,000 $ 432,500 $ 185,000
Otter Tail, Minnesota 4 $ 380,000 $ 95,000 $ 98,000
Wabasha, Minnesota 4 $ 770,000 $ 192,500 $ 67,000
Cape May, New Jersey 4 $ 590,000 $ 147,500 $ 407,000
Dutchess, New York 4 $ 270,000 $ 67,500 $ 102,000
Bottineau, North Dakota 4 $ 550,000 $ 137,500 $ 57,000
Emmons, North Dakota 4 $ 880,000 $ 220,000 $ 85,000
Erie, Ohio 4 $ 920,000 $ 230,000 $ 101,000
Hancock, Ohio 4 $ 990,000 $ 247,500 $ 263,000
Ottawa, Ohio 4 $ 910,000 $ 227,500 $ 396,000
Ross, Ohio 4 $ 1,310,000 $ 327,500 $ 111,000
Tulsa, Oklahoma 4 $ 1,830,000 $ 457,500 $ 174,000
Lackawanna, Pennsylvania 4 $ 420,000 $ 105,000 $ 95,000
Richland, South Carolina 4 $ 2,660,000 $ 665,000 $ 925,000
Pennington, South Dakota 4 $ 1,810,000 $ 452,500 $ 359,000
Knox, Tennessee 4 $ 1,220,000 $ 305,000 $ 94,000
Rutherford, Tennessee 4 $ 910,000 $ 227,500 $ 281,000
Union, Tennessee 4 $ 2,040,000 $ 510,000 $ 315,000
Montgomery, Texas 4 $ 3,220,000 $ 805,000 $ 0
Morgan, Utah 4 $ 900,000 $ 225,000 $ 215,000
Virginia Beach, Virginia 4 $ 360,000 $ 90,000 $ 143,000
Jefferson, Washington 4 $ 1,610,000 $ 402,500 $ 121,000
Burnett, Wisconsin 4 $ 530,000 $ 132,500 $ 104,000
Ozaukee, Wisconsin 4 $ 630,000 $ 157,500 $ 174,000
Pierce, Wisconsin 4 $ 550,000 $ 137,500 $ 83,000
Rock, Wisconsin 4 $ 440,000 $ 110,000 $ 91,000
Laramie, Wyoming 4 $ 1,540,000 $ 385,000 $ 403,000
Clear Creek, Colorado 3 $ 745,000 $ 248,333 $ 133,000
Gilpin, Colorado 3 $ 725,000 $ 241,666 $ 98,000
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Mortgage Loan Application Detail Totals for Tcf National Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,582 $3,643,670,000 $268,000 $42,005,000 $170,000 $9,600,000
Home Purchase 11,567 $4,067,335,000 $351,000 $78,105,000 $181,000 $6,191,000
Home Improvement 4,464 $504,540,000 $113,000 $34,385,000 $171,000 $4,687,000
Cash-out Refinancing 4,375 $1,050,665,000 $240,000 $2,425,000 $122,000 $5,700,000
Other Purpose 3,787 $460,755,000 $121,000 $2,605,000 $165,000 $2,695,000
Not Applicable 18 $5,250,000 $291,000 $905,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 26,343 $5,304,395,000 $201,000 $8,125,000 $168,000 $9,600,000
Not Provided 4,793 $989,525,000 $206,000 $34,125,000 $179,000 $7,560,000
Hispanic 2,146 $309,430,000 $144,000 $2,605,000 $131,000 $1,268,000
Not applicable 1,559 $2,563,535,000 $1,646,000 $78,105,000 $319,000 $826,000
Asian 1,493 $316,465,000 $211,000 $1,845,000 $195,000 $1,835,000
Black or African American 1,153 $174,735,000 $151,000 $1,935,000 $129,000 $2,826,000
American Indian or Alaskan Native 98 $17,780,000 $181,000 $915,000 $161,000 $1,260,000
Native Hawaiian or Other Pacific Islander 29 $3,645,000 $125,000 $325,000 $160,000 $429,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 36,090 $9,415,350,000 $260,000 $78,105,000 $172,000 $9,600,000
FHA-insured (Federal Housing Administration) 1,171 $187,625,000 $160,000 $555,000 $58,000 $226,000
VA-guaranteed (Veterans Administration) 443 $116,125,000 $262,000 $1,475,000 $96,000 $811,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 89 $13,115,000 $147,000 $395,000 $47,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 23,293 $4,844,650,000 $207,000 $36,965,000 $175,000 $4,864,000
Application Withdrawn By Applicant 6,087 $1,971,600,000 $323,000 $63,505,000 $172,000 $9,600,000
Application Denied By Financial Institution 3,995 $1,103,245,000 $276,000 $78,105,000 $123,000 $6,191,000
File Closed For Incompleteness 1,954 $497,320,000 $254,000 $20,005,000 $157,000 $4,046,000
Loan Purchased By The Institution 1,371 $1,113,185,000 $811,000 $2,095,000 $0 $0
Application Approved But Not Accepted 1,085 $198,315,000 $182,000 $1,505,000 $164,000 $4,600,000
Preapproval Denied by Financial Institution 7 $2,755,000 $393,000 $1,485,000 $110,000 $468,000
Preapproval Approved but not Accepted 1 $1,145,000 $1,145,000 $1,145,000 $227,000 $227,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 33,791 $8,626,215,000 $255,000 $63,505,000 $173,000 $9,600,000
Debt-To-Income Ratio 1,518 $261,830,000 $172,000 $1,675,000 $90,000 $1,268,000
Credit History 1,132 $140,940,000 $124,000 $2,455,000 $110,000 $1,967,000
Other 548 $560,600,000 $1,022,000 $78,105,000 $183,000 $6,191,000
Collateral 540 $83,200,000 $154,000 $2,065,000 $173,000 $1,781,000
Unverifiable Information 95 $15,165,000 $159,000 $1,485,000 $156,000 $786,000
Employment History 76 $14,160,000 $186,000 $705,000 $105,000 $1,102,000
Credit Application Incomplete 67 $22,675,000 $338,000 $10,005,000 $192,000 $816,000
Insufficient Cash (Downpayment, Closing Cost) 26 $7,430,000 $285,000 $1,845,000 $118,000 $502,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tcf National Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tcf National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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