Td Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Td Bank, National Association 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Td Bank, National Association 2035 Limestone Road Wilmington, DE 19808 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 33,373 |
| Total Mortgage Loan Application Amount | $8,837,066,000 |
| Average Mortgage Loan Application Amount | $275,666 |
| Highest Mortgage Loan Application Amount | $61,450,000 |
| Average Applicant Income | $138,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Td Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Td Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Td Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Td Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Td Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Td Bank, National Association's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 6,606 | $ 2,201,815,000 | $ 328,000 | $ 150,000 |
| CAMDEN, NJ | 1,449 | $ 140,420,000 | $ 96,000 | $ 89,000 |
| PHILADELPHIA, PA | 1,351 | $ 201,112,000 | $ 148,000 | $ 73,000 |
| NEWARK, NJ-PA | 1,347 | $ 379,884,000 | $ 196,500 | $ 127,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,316 | $ 432,985,000 | $ 329,000 | $ 179,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,088 | $ 400,996,000 | $ 368,000 | $ 149,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1,054 | $ 286,332,000 | $ 271,000 | $ 162,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 972 | $ 420,215,000 | $ 361,333 | $ 145,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 783 | $ 190,940,000 | $ 243,000 | $ 116,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 733 | $ 229,705,000 | $ 313,000 | $ 154,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 716 | $ 198,353,000 | $ 277,000 | $ 149,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 618 | $ 161,587,000 | $ 261,000 | $ 145,000 |
| PORTLAND-SOUTH PORTLAND, ME | 582 | $ 127,534,000 | $ 219,000 | $ 125,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 520 | $ 312,220,000 | $ 600,000 | $ 232,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 483 | $ 64,394,000 | $ 133,000 | $ 89,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 455 | $ 76,156,000 | $ 167,000 | $ 98,000 |
| BOSTON, MA | 451 | $ 209,218,000 | $ 463,000 | $ 198,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 439 | $ 78,708,000 | $ 179,000 | $ 102,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 407 | $ 198,307,000 | $ 487,000 | $ 201,000 |
| SPRINGFIELD, MA | 407 | $ 41,926,000 | $ 103,000 | $ 58,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 406 | $ 77,789,000 | $ 191,000 | $ 123,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 401 | $ 216,467,000 | $ 539,000 | $ 259,000 |
| NEW HAVEN-MILFORD, CT | 379 | $ 54,841,000 | $ 144,000 | $ 71,000 |
| WILMINGTON, DE-MD-NJ | 369 | $ 48,520,000 | $ 130,666 | $ 82,666 |
| MANCHESTER-NASHUA, NH | 351 | $ 54,285,000 | $ 154,000 | $ 109,000 |
| WORCESTER, MA-CT | 331 | $ 52,261,000 | $ 153,500 | $ 86,000 |
| COLUMBIA, SC | 328 | $ 60,157,000 | $ 183,000 | $ 98,000 |
| PROVIDENCE-WARWICK, RI-MA | 324 | $ 72,366,000 | $ 199,000 | $ 114,500 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 317 | $ 42,765,000 | $ 134,000 | $ 80,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 316 | $ 146,822,000 | $ 464,000 | $ 255,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 315 | $ 35,581,000 | $ 112,000 | $ 84,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 306 | $ 58,127,000 | $ 221,500 | $ 122,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 297 | $ 168,931,000 | $ 469,000 | $ 173,500 |
| PORT ST. LUCIE, FL | 290 | $ 41,533,000 | $ 143,000 | $ 81,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 265 | $ 31,094,000 | $ 117,000 | $ 68,000 |
| BARNSTABLE TOWN, MA | 236 | $ 76,912,000 | $ 325,000 | $ 208,000 |
| ASHEVILLE, NC | 210 | $ 66,556,000 | $ 316,000 | $ 135,000 |
| OCEAN CITY, NJ | 206 | $ 61,970,000 | $ 300,000 | $ 225,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 199 | $ 22,798,000 | $ 101,000 | $ 71,500 |
| TRENTON, NJ | 196 | $ 34,237,000 | $ 174,000 | $ 96,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 193 | $ 54,978,000 | $ 284,000 | $ 132,000 |
| ALBANY-SCHENECTADY-TROY, NY | 168 | $ 19,874,000 | $ 118,000 | $ 74,000 |
| GAINESVILLE, FL | 168 | $ 43,528,000 | $ 259,000 | $ 115,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 158 | $ 39,106,000 | $ 247,000 | $ 84,000 |
| LAKELAND-WINTER HAVEN, FL | 156 | $ 15,966,000 | $ 102,000 | $ 63,000 |
| SALISBURY, MD-DE | 149 | $ 63,332,000 | $ 343,000 | $ 180,000 |
| GLENS FALLS, NY | 146 | $ 14,081,000 | $ 96,000 | $ 69,000 |
| JACKSONVILLE, FL | 145 | $ 31,621,000 | $ 218,000 | $ 129,000 |
| VINELAND-BRIDGETON, NJ | 131 | $ 7,770,000 | $ 59,000 | $ 53,000 |
| BANGOR, ME | 127 | $ 10,900,000 | $ 85,000 | $ 49,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 125 | $ 25,876,000 | $ 207,000 | $ 87,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 116 | $ 16,950,000 | $ 146,000 | $ 88,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 105 | $ 36,611,000 | $ 348,000 | $ 186,000 |
| OCALA, FL | 98 | $ 16,216,000 | $ 165,000 | $ 89,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 95 | $ 39,788,000 | $ 418,000 | $ 223,000 |
| CAPE CORAL-FORT MYERS, FL | 92 | $ 19,684,000 | $ 213,000 | $ 147,000 |
| LEWISTON-AUBURN, ME | 84 | $ 10,539,000 | $ 125,000 | $ 58,000 |
| PITTSFIELD, MA | 80 | $ 10,112,000 | $ 126,000 | $ 124,000 |
| SEBASTIAN-VERO BEACH, FL | 78 | $ 18,699,000 | $ 239,000 | $ 136,000 |
| SPARTANBURG, SC | 76 | $ 11,320,000 | $ 148,000 | $ 62,000 |
| DOVER, DE | 68 | $ 7,331,000 | $ 107,000 | $ 38,000 |
| EAST STROUDSBURG, PA | 61 | $ 5,980,000 | $ 98,000 | $ 77,000 |
| WILMINGTON, NC | 53 | $ 29,684,000 | $ 560,000 | $ 231,000 |
| FLORENCE, SC | 47 | $ 2,177,000 | $ 46,000 | $ 30,000 |
| KINGSTON, NY | 36 | $ 2,838,000 | $ 78,000 | $ 61,000 |
| HOMOSASSA SPRINGS, FL | 35 | $ 4,008,000 | $ 114,000 | $ 47,000 |
| SEBRING, FL | 33 | $ 2,885,000 | $ 87,000 | $ 58,000 |
| HICKORY-LENOIR-MORGANTON, NC | 32 | $ 7,114,000 | $ 222,000 | $ 122,000 |
| RALEIGH, NC | 32 | $ 12,018,000 | $ 375,000 | $ 171,000 |
| NORWICH-NEW LONDON, CT | 27 | $ 4,908,000 | $ 181,000 | $ 123,000 |
| READING, PA | 22 | $ 3,951,000 | $ 179,000 | $ 125,000 |
| PUNTA GORDA, FL | 19 | $ 3,625,000 | $ 190,000 | $ 134,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 18 | $ 7,274,000 | $ 583,000 | $ 328,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 17 | $ 12,967,000 | $ 762,000 | $ 262,000 |
| PITTSBURGH, PA | 16 | $ 4,280,000 | $ 267,000 | $ 110,000 |
| THE VILLAGES, FL | 16 | $ 2,691,000 | $ 168,000 | $ 119,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 15 | $ 810,000 | $ 54,000 | $ 55,000 |
| YORK-HANOVER, PA | 15 | $ 3,097,000 | $ 206,000 | $ 96,000 |
| RICHMOND, VA | 14 | $ 4,893,000 | $ 349,000 | $ 199,000 |
| DURHAM-CHAPEL HILL, NC | 13 | $ 2,803,000 | $ 215,000 | $ 192,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 11 | $ 916,000 | $ 83,000 | $ 53,000 |
| FAYETTEVILLE, NC | 11 | $ 1,637,000 | $ 148,000 | $ 91,000 |
| HARRISBURG-CARLISLE, PA | 11 | $ 1,769,000 | $ 160,000 | $ 66,000 |
| ROCHESTER, NY | 11 | $ 1,648,000 | $ 149,000 | $ 78,000 |
| SUMTER, SC | 8 | $ 117,000 | $ 14,000 | $ 15,000 |
| BINGHAMTON, NY | 7 | $ 429,000 | $ 61,000 | $ 44,000 |
| PANAMA CITY, FL | 7 | $ 2,395,000 | $ 342,000 | $ 154,000 |
| LANCASTER, PA | 6 | $ 1,938,000 | $ 323,000 | $ 291,000 |
| UTICA-ROME, NY | 6 | $ 413,000 | $ 68,000 | $ 26,000 |
| SYRACUSE, NY | 5 | $ 156,000 | $ 31,000 | $ 32,000 |
| GREENSBORO-HIGH POINT, NC | 4 | $ 89,000 | $ 22,000 | $ 54,000 |
| TALLAHASSEE, FL | 4 | $ 396,000 | $ 99,000 | $ 59,000 |
| WINCHESTER, VA-WV | 4 | $ 35,000 | $ 8,000 | $ 43,000 |
| WINSTON-SALEM, NC | 4 | $ 2,008,000 | $ 502,000 | $ 202,000 |
| JACKSONVILLE, NC | 3 | $ 714,000 | $ 238,000 | $ 349,000 |
| NEW BERN, NC | 3 | $ 797,000 | $ 265,000 | $ 104,000 |
| ROANOKE, VA | 3 | $ 543,000 | $ 181,000 | $ 100,000 |
| ALTOONA, PA | 2 | $ 254,000 | $ 127,000 | $ 325,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2 | $ 30,000 | $ 15,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 250,000 | $ 125,000 | $ 49,500 |
| ITHACA, NY | 2 | $ 818,000 | $ 409,000 | $ 164,000 |
| LYNCHBURG, VA | 2 | $ 633,000 | $ 316,000 | $ 151,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 1,096,000 | $ 548,000 | $ 71,000 |
| STATE COLLEGE, PA | 2 | $ 263,000 | $ 131,000 | $ 73,000 |
| BATON ROUGE, LA | 1 | $ 148,000 | $ 148,000 | $ 108,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 115,000 | $ 115,000 | $ 140,000 |
| BURLINGTON, NC | 1 | $ 298,000 | $ 298,000 | $ 39,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 194,000 | $ 194,000 | $ 60,000 |
| CANTON-MASSILLON, OH | 1 | $ 15,000 | $ 15,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 168,000 | $ 168,000 | $ 101,000 |
| CUMBERLAND, MD-WV | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| ELMIRA, NY | 1 | $ 113,000 | $ 113,000 | $ 51,000 |
| GETTYSBURG, PA | 1 | $ 90,000 | $ 90,000 | $ 141,000 |
| GOLDSBORO, NC | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| GREENVILLE, NC | 1 | $ 800,000 | $ 800,000 | $ 396,000 |
| JOHNSTOWN, PA | 1 | $ 160,000 | $ 160,000 | $ 101,000 |
| LEBANON, PA | 1 | $ 100,000 | $ 100,000 | $ 21,000 |
| RENO, NV | 1 | $ 20,000 | $ 20,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1 | $ 2,000 | $ 2,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 5,000 | $ 5,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 72,000 | $ 72,000 | $ 128,000 |
| STOCKTON-LODI, CA | 1 | $ 3,000 | $ 3,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Td Bank, National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 12,381 | $1,053,711,000 | $85,000 | $14,000,000 | $69,000 | $9,625,000 |
| Home Purchase | 11,017 | $3,863,292,000 | $350,000 | $61,450,000 | $156,000 | $9,999,000 |
| Refinancing | 9,975 | $3,920,063,000 | $392,000 | $30,000,000 | $190,000 | $5,669,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,990 | $5,531,814,000 | $276,000 | $5,759,000 | $154,000 | $9,999,000 |
| Hispanic | 3,244 | $459,283,000 | $141,000 | $6,875,000 | $74,000 | $4,386,000 |
| Black or African American | 3,106 | $276,400,000 | $88,000 | $2,500,000 | $46,000 | $4,404,000 |
| Not Provided | 3,022 | $1,133,194,000 | $374,000 | $3,429,000 | $197,000 | $4,000,000 |
| Asian | 1,986 | $604,552,000 | $304,000 | $5,513,000 | $156,000 | $9,999,000 |
| Not applicable | 1,608 | $775,947,000 | $482,000 | $61,450,000 | $45,000 | $631,000 |
| American Indian or Alaskan Native | 294 | $36,805,000 | $125,000 | $2,351,000 | $69,000 | $1,320,000 |
| Native Hawaiin or Other Pacific Islander | 123 | $19,071,000 | $155,000 | $1,130,000 | $98,000 | $1,330,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 32,099 | $8,602,696,000 | $268,000 | $61,450,000 | $137,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 727 | $139,485,000 | $191,000 | $767,000 | $58,000 | $222,000 |
| VA-guaranteed (Veterans Administration) | 311 | $60,135,000 | $193,000 | $417,000 | $69,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 236 | $34,750,000 | $147,000 | $470,000 | $47,000 | $213,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 15,377 | $2,453,678,000 | $159,000 | $5,400,000 | $82,000 | $9,999,000 |
| Loan Originated | 13,418 | $5,050,945,000 | $376,000 | $61,450,000 | $185,000 | $5,217,000 |
| Application Withdrawn By Applicant | 2,161 | $659,536,000 | $305,000 | $3,879,000 | $197,000 | $9,999,000 |
| Loan Purchased By The Institution | 1,279 | $287,792,000 | $225,000 | $8,195,000 | $57,000 | $631,000 |
| File Closed For Incompleteness | 913 | $351,845,000 | $385,000 | $2,600,000 | $211,000 | $4,685,000 |
| Application Approved But Not Accepted | 225 | $33,270,000 | $147,000 | $2,625,000 | $110,000 | $1,021,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8,609 | $589,108,000 | $68,000 | $3,780,000 | $47,000 | $3,900,000 |
| Debt-To-Income Ratio | 3,718 | $1,044,522,000 | $280,000 | $5,400,000 | $79,000 | $1,300,000 |
| Collateral | 1,573 | $442,376,000 | $281,000 | $3,100,000 | $174,000 | $4,000,000 |
| Other | 879 | $259,628,000 | $295,000 | $3,000,000 | $210,000 | $8,374,000 |
| Credit Application Incomplete | 209 | $30,795,000 | $147,000 | $4,770,000 | $246,000 | $9,999,000 |
| Employment History | 154 | $18,306,000 | $118,000 | $980,000 | $154,000 | $4,050,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 116 | $26,493,000 | $228,000 | $1,176,000 | $101,000 | $775,000 |
| Unverifiable Information | 113 | $41,543,000 | $367,000 | $3,000,000 | $195,000 | $2,073,000 |
| Mortgage Insurance Denied | 6 | $907,000 | $151,000 | $269,000 | $113,000 | $192,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Td Bank, National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Td Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.