Trustone Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Trustone Financial Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Trustone Financial Credit Union 14601 27Th Avenue North Plymouth, MN 55447 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,294 |
| Total Mortgage Loan Application Amount | $1,425,675,000 |
| Average Mortgage Loan Application Amount | $178,200 |
| Highest Mortgage Loan Application Amount | $23,005,000 |
| Average Applicant Income | $135,800 |
| Highest Applicant Income | $4,010,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Trustone Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Trustone Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Trustone Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Trustone Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Trustone Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Trustone Financial Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 3,096 | $ 502,965,000 | $ 162,000 | $ 144,000 |
| Dakota County Minnesota | 955 | $ 126,875,000 | $ 132,000 | $ 132,000 |
| Ramsey County Minnesota | 739 | $ 114,145,000 | $ 154,000 | $ 130,000 |
| Anoka County Minnesota | 716 | $ 115,980,000 | $ 161,000 | $ 131,000 |
| Wright County Minnesota | 442 | $ 57,970,000 | $ 131,000 | $ 125,000 |
| Washington County Minnesota | 432 | $ 67,040,000 | $ 155,000 | $ 166,000 |
| Scott County Minnesota | 424 | $ 62,480,000 | $ 147,000 | $ 165,000 |
| Kenosha County Wisconsin | 337 | $ 34,555,000 | $ 102,000 | $ 91,000 |
| Carver County Minnesota | 240 | $ 34,350,000 | $ 143,000 | $ 184,000 |
| Sherburne County Minnesota | 227 | $ 29,655,000 | $ 130,000 | $ 129,000 |
| Milwaukee County Wisconsin | 209 | $ 39,775,000 | $ 190,000 | $ 137,000 |
| Waukesha County Wisconsin | 130 | $ 21,200,000 | $ 163,000 | $ 168,000 |
| Stearns County Minnesota | 123 | $ 14,435,000 | $ 117,000 | $ 112,000 |
| Racine County Wisconsin | 93 | $ 12,075,000 | $ 129,000 | $ 119,000 |
| Rice County Minnesota | 79 | $ 8,905,000 | $ 112,000 | $ 119,000 |
| Chisago County Minnesota | 61 | $ 10,185,000 | $ 166,000 | $ 134,000 |
| St. Croix County Wisconsin | 54 | $ 6,190,000 | $ 114,000 | $ 178,000 |
| Maricopa County Arizona | 48 | $ 7,220,000 | $ 150,000 | $ 199,000 |
| Isanti County Minnesota | 47 | $ 6,835,000 | $ 145,000 | $ 116,000 |
| St. Louis County Minnesota | 40 | $ 5,320,000 | $ 133,000 | $ 100,000 |
| Washington County Wisconsin | 38 | $ 3,200,000 | $ 84,000 | $ 136,000 |
| Crow Wing County Minnesota | 34 | $ 8,910,000 | $ 262,000 | $ 274,000 |
| Cass County Minnesota | 31 | $ 5,245,000 | $ 169,000 | $ 170,000 |
| Benton County Minnesota | 30 | $ 3,600,000 | $ 120,000 | $ 84,000 |
| McLeod County Minnesota | 26 | $ 3,690,000 | $ 141,000 | $ 82,000 |
| Polk County Wisconsin | 25 | $ 4,505,000 | $ 180,000 | $ 131,000 |
| Walworth County Wisconsin | 24 | $ 3,560,000 | $ 148,000 | $ 144,000 |
| Pine County Minnesota | 21 | $ 2,945,000 | $ 140,000 | $ 122,000 |
| Goodhue County Minnesota | 18 | $ 2,970,000 | $ 165,000 | $ 134,000 |
| Lee County Florida | 17 | $ 5,555,000 | $ 326,000 | $ 144,000 |
| Mille Lacs County Minnesota | 17 | $ 2,325,000 | $ 136,000 | $ 104,000 |
| Kandiyohi County Minnesota | 16 | $ 1,970,000 | $ 123,000 | $ 138,000 |
| Le Sueur County Minnesota | 16 | $ 2,200,000 | $ 137,000 | $ 107,000 |
| Pierce County Wisconsin | 16 | $ 1,880,000 | $ 117,000 | $ 129,000 |
| Olmsted County Minnesota | 15 | $ 2,425,000 | $ 161,000 | $ 94,000 |
| Douglas County Minnesota | 14 | $ 2,920,000 | $ 208,000 | $ 264,000 |
| Morrison County Minnesota | 14 | $ 1,720,000 | $ 122,000 | $ 91,000 |
| Otter Tail County Minnesota | 14 | $ 2,260,000 | $ 161,000 | $ 211,000 |
| Ozaukee County Wisconsin | 14 | $ 1,720,000 | $ 122,000 | $ 168,000 |
| Steele County Minnesota | 13 | $ 5,375,000 | $ 413,000 | $ 118,000 |
| Burnett County Wisconsin | 13 | $ 1,095,000 | $ 84,000 | $ 153,000 |
| Aitkin County Minnesota | 12 | $ 2,180,000 | $ 181,000 | $ 112,000 |
| Becker County Minnesota | 12 | $ 2,520,000 | $ 210,000 | $ 115,000 |
| Meeker County Minnesota | 12 | $ 1,090,000 | $ 90,000 | $ 130,000 |
| Dane County Wisconsin | 12 | $ 2,630,000 | $ 219,000 | $ 207,000 |
| Hubbard County Minnesota | 11 | $ 1,915,000 | $ 174,000 | $ 107,000 |
| Kanabec County Minnesota | 11 | $ 1,085,000 | $ 98,000 | $ 73,000 |
| Washburn County Wisconsin | 11 | $ 2,305,000 | $ 209,000 | $ 245,000 |
| Cook County Minnesota | 10 | $ 4,370,000 | $ 437,000 | $ 325,000 |
| Itasca County Minnesota | 10 | $ 2,720,000 | $ 272,000 | $ 193,000 |
| Pima County Arizona | 8 | $ 990,000 | $ 123,000 | $ 207,000 |
| Beltrami County Minnesota | 8 | $ 440,000 | $ 55,000 | $ 98,000 |
| Dodge County Wisconsin | 7 | $ 745,000 | $ 106,000 | $ 628,000 |
| Collier County Florida | 6 | $ 1,870,000 | $ 311,000 | $ 151,000 |
| Lyon County Minnesota | 6 | $ 680,000 | $ 113,000 | $ 110,000 |
| Mower County Minnesota | 6 | $ 640,000 | $ 106,000 | $ 67,000 |
| Pinal County Arizona | 5 | $ 1,325,000 | $ 265,000 | $ 122,000 |
| Freeborn County Minnesota | 5 | $ 275,000 | $ 55,000 | $ 89,000 |
| Lake County Minnesota | 5 | $ 1,185,000 | $ 237,000 | $ 155,000 |
| Sibley County Minnesota | 5 | $ 395,000 | $ 79,000 | $ 95,000 |
| Dunn County Wisconsin | 5 | $ 385,000 | $ 77,000 | $ 136,000 |
| Sawyer County Wisconsin | 5 | $ 495,000 | $ 99,000 | $ 278,000 |
| Brevard County Florida | 4 | $ 1,660,000 | $ 415,000 | $ 183,000 |
| Charlotte County Florida | 4 | $ 640,000 | $ 160,000 | $ 168,000 |
| Hillsborough County Florida | 4 | $ 730,000 | $ 182,000 | $ 134,000 |
| Palm Beach County Florida | 4 | $ 1,000,000 | $ 250,000 | $ 72,000 |
| Dodge County Minnesota | 4 | $ 470,000 | $ 117,000 | $ 71,000 |
| Nicollet County Minnesota | 4 | $ 1,060,000 | $ 265,000 | $ 112,000 |
| Renville County Minnesota | 4 | $ 530,000 | $ 132,000 | $ 96,000 |
| Todd County Minnesota | 4 | $ 310,000 | $ 77,000 | $ 116,000 |
| Winona County Minnesota | 4 | $ 1,220,000 | $ 305,000 | $ 129,000 |
| Barron County Wisconsin | 4 | $ 310,000 | $ 77,000 | $ 117,000 |
| Brown County Wisconsin | 4 | $ 400,000 | $ 100,000 | $ 103,000 |
| Eau Claire County Wisconsin | 4 | $ 640,000 | $ 160,000 | $ 107,000 |
| Jefferson County Wisconsin | 4 | $ 220,000 | $ 55,000 | $ 117,000 |
| Sheboygan County Wisconsin | 4 | $ 460,000 | $ 115,000 | $ 90,000 |
| Vernon County Wisconsin | 4 | $ 410,000 | $ 102,000 | $ 87,000 |
| Broward County Florida | 3 | $ 175,000 | $ 58,000 | $ 90,000 |
| Manatee County Florida | 3 | $ 735,000 | $ 245,000 | $ 255,000 |
| Volusia County Florida | 3 | $ 935,000 | $ 311,000 | $ 371,000 |
| Brown County Minnesota | 3 | $ 585,000 | $ 195,000 | $ 120,000 |
| Carlton County Minnesota | 3 | $ 695,000 | $ 231,000 | $ 102,000 |
| Chippewa County Minnesota | 3 | $ 295,000 | $ 98,000 | $ 96,000 |
| Clay County Minnesota | 3 | $ 995,000 | $ 331,000 | $ 193,000 |
| Grant County Minnesota | 3 | $ 85,000 | $ 28,000 | $ 75,000 |
| Koochiching County Minnesota | 3 | $ 525,000 | $ 175,000 | $ 74,000 |
| Redwood County Minnesota | 3 | $ 155,000 | $ 51,000 | $ 84,000 |
| Wabasha County Minnesota | 3 | $ 315,000 | $ 105,000 | $ 125,000 |
| Wadena County Minnesota | 3 | $ 225,000 | $ 75,000 | $ 94,000 |
| Waseca County Minnesota | 3 | $ 195,000 | $ 65,000 | $ 74,000 |
| Douglas County Wisconsin | 3 | $ 375,000 | $ 125,000 | $ 152,000 |
| Waushara County Wisconsin | 3 | $ 135,000 | $ 45,000 | $ 85,000 |
| Lake County Florida | 2 | $ 690,000 | $ 345,000 | $ 116,000 |
| Miami-Dade County Florida | 2 | $ 220,000 | $ 110,000 | $ 48,000 |
| Osceola County Florida | 2 | $ 220,000 | $ 110,000 | $ 283,000 |
| Sarasota County Florida | 2 | $ 1,120,000 | $ 560,000 | $ 206,000 |
| Seminole County Florida | 2 | $ 160,000 | $ 80,000 | $ 284,000 |
| Blue Earth County Minnesota | 2 | $ 30,000 | $ 15,000 | $ 81,000 |
| Lincoln County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 118,000 |
| Murray County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 116,000 |
| Polk County Minnesota | 2 | $ 80,000 | $ 40,000 | $ 43,000 |
| Smith County Texas | 2 | $ 7,020,000 | $ 3,510,000 | $ 0 |
| Chippewa County Wisconsin | 2 | $ 510,000 | $ 255,000 | $ 74,000 |
| Door County Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 403,000 |
| Fond du Lac County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 77,000 |
| Lincoln County Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 140,000 |
| Oconto County Wisconsin | 2 | $ 200,000 | $ 100,000 | $ 199,000 |
| Outagamie County Wisconsin | 2 | $ 500,000 | $ 250,000 | $ 157,000 |
| Rock County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 79,000 |
| Winnebago County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 59,000 |
| Wood County Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 129,000 |
| Mohave County Arizona | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Yavapai County Arizona | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Los Angeles County California | 1 | $ 2,145,000 | $ 2,145,000 | $ 0 |
| Duval County Florida | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Highlands County Florida | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Okaloosa County Florida | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Orange County Florida | 1 | $ 645,000 | $ 645,000 | $ 145,000 |
| Pasco County Florida | 1 | $ 285,000 | $ 285,000 | $ 147,000 |
| St. Johns County Florida | 1 | $ 315,000 | $ 315,000 | $ 282,000 |
| St. Lucie County Florida | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Clay County Georgia | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Oldham County Kentucky | 1 | $ 2,905,000 | $ 2,905,000 | $ 0 |
| Faribault County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Fillmore County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Lake of the Woods County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 315,000 |
| Pipestone County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Roseau County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Swift County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Lubbock County Texas | 1 | $ 4,145,000 | $ 4,145,000 | $ 0 |
| Adams County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Ashland County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Bayfield County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 226,000 |
| Buffalo County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 93,000 |
| Columbia County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Green Lake County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Juneau County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| La Crosse County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Marathon County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 124,000 |
| Marinette County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 149,000 |
| Monroe County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Oneida County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 124,000 |
| Pepin County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Price County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Rusk County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 138,000 |
| Shawano County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Taylor County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Vilas County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 260,000 |
Mortgage Loan Application Detail Totals for Trustone Financial Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,106 | $252,655,000 | $81,000 | $805,000 | $146,000 | $2,400,000 |
| Other Purpose | 2,159 | $178,465,000 | $82,000 | $1,005,000 | $139,000 | $4,010,000 |
| Home Purchase | 2,016 | $563,930,000 | $279,000 | $12,265,000 | $131,000 | $1,200,000 |
| Refinancing | 1,468 | $295,160,000 | $201,000 | $23,005,000 | $152,000 | $3,713,000 |
| Cash-out Refinancing | 545 | $135,465,000 | $248,000 | $1,505,000 | $111,000 | $1,948,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,199 | $1,023,805,000 | $142,000 | $1,765,000 | $144,000 | $4,010,000 |
| Not Provided | 799 | $129,930,000 | $162,000 | $1,505,000 | $141,000 | $949,000 |
| Black or African American | 566 | $81,300,000 | $143,000 | $735,000 | $103,000 | $840,000 |
| Hispanic | 316 | $38,920,000 | $123,000 | $525,000 | $112,000 | $561,000 |
| Asian | 308 | $49,330,000 | $160,000 | $1,445,000 | $140,000 | $1,295,000 |
| American Indian or Alaskan Native | 40 | $7,120,000 | $178,000 | $1,585,000 | $149,000 | $1,104,000 |
| Not applicable | 23 | $87,715,000 | $3,813,000 | $23,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 6 | $730,000 | $121,000 | $205,000 | $91,000 | $205,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,118 | $1,376,605,000 | $150,000 | $23,005,000 | $141,000 | $4,010,000 |
| FHA-insured (Federal Housing Administration) | 152 | $40,690,000 | $267,000 | $555,000 | $79,000 | $210,000 |
| VA-guaranteed (Veterans Administration) | 23 | $8,175,000 | $355,000 | $645,000 | $104,000 | $243,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $205,000 | $205,000 | $205,000 | $80,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,431 | $1,035,815,000 | $161,000 | $23,005,000 | $147,000 | $4,010,000 |
| Application Denied By Financial Institution | 1,407 | $156,695,000 | $111,000 | $1,065,000 | $112,000 | $1,656,000 |
| Application Withdrawn By Applicant | 1,210 | $189,015,000 | $156,000 | $1,765,000 | $136,000 | $2,678,000 |
| Application Approved But Not Accepted | 246 | $44,150,000 | $179,000 | $735,000 | $130,000 | $971,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,887 | $1,268,980,000 | $160,000 | $23,005,000 | $145,000 | $4,010,000 |
| Debt-To-Income Ratio | 356 | $42,660,000 | $119,000 | $645,000 | $79,000 | $540,000 |
| Credit History | 307 | $26,745,000 | $87,000 | $755,000 | $104,000 | $740,000 |
| Unverifiable Information | 302 | $34,470,000 | $114,000 | $1,005,000 | $125,000 | $688,000 |
| Credit Application Incomplete | 292 | $28,690,000 | $98,000 | $535,000 | $133,000 | $1,368,000 |
| Collateral | 88 | $8,570,000 | $97,000 | $495,000 | $169,000 | $1,656,000 |
| Other | 47 | $12,035,000 | $256,000 | $1,065,000 | $121,000 | $495,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,660,000 | $207,000 | $345,000 | $59,000 | $99,000 |
| Employment History | 7 | $1,865,000 | $266,000 | $455,000 | $71,000 | $131,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustone Financial Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Trustone Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.