Texas Capital Bank Mortgage Lending & HMDA Data, 2007
In 2007, Texas Capital Bank of Dallas, TX reported 2,227 mortgage applications totaling $351.9 million, down 32% from 2006. The average application was for $158,014, and applicants reported an average income of $106,622. 21% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Dallas-Plano-Irving, TX (224), Fort Worth-Arlington, TX (144) and Kansas City, MO-KS (133) (applications in parentheses).
| Mortgage Company & Address | Texas Capital Bank 2000 McKinney Ave, Suite 700 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,227 |
| Total Mortgage Loan Application Amount | $351,898,000 |
| Average Mortgage Loan Application Amount | $158,014 |
| Highest Mortgage Loan Application Amount | $3,700,000 |
| Average Applicant Income | $106,622 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texas Capital Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 224 | $ 34,792,000 | $ 155,321 | $ 144,000 |
| Fort Worth-Arlington, TX | 144 | $ 14,785,000 | $ 102,673 | $ 99,000 |
| Kansas City, MO-KS | 133 | $ 14,441,000 | $ 108,578 | $ 72,240 |
| Atlanta-Sandy Springs-Marietta, GA | 109 | $ 17,313,000 | $ 158,834 | $ 91,000 |
| Houston-Sugar Land-Baytown, TX | 108 | $ 14,351,000 | $ 132,879 | $ 114,000 |
| St. Louis, MO-IL | 91 | $ 11,122,000 | $ 122,219 | $ 47,846 |
| Phoenix-Mesa-Scottsdale, AZ | 73 | $ 12,682,000 | $ 173,726 | $ 87,000 |
| Austin-Round Rock, TX | 71 | $ 10,966,000 | $ 154,450 | $ 94,000 |
| Fargo, ND-MN | 57 | $ 6,576,000 | $ 115,368 | $ 62,508 |
| Las Vegas-Paradise, NV | 57 | $ 13,569,000 | $ 238,052 | $ 80,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 49 | $ 13,044,000 | $ 266,204 | $ 112,163 |
| Tacoma, WA | 46 | $ 6,956,000 | $ 151,217 | $ 59,000 |
| Hartford-West Hartford-East Hartford, CT | 42 | $ 6,460,000 | $ 153,809 | $ 70,000 |
| San Antonio, TX | 38 | $ 5,495,000 | $ 144,605 | $ 947,000 |
| Flint, MI | 33 | $ 3,130,000 | $ 94,848 | $ 45,000 |
| Tucson, AZ | 32 | $ 6,383,000 | $ 199,468 | $ 161,000 |
| Chicago-Naperville-Joliet, IL | 31 | $ 5,793,000 | $ 186,870 | $ 62,000 |
| New York-White Plains-Wayne, NY-NJ | 28 | $ 9,159,000 | $ 327,107 | $ 100,392 |
| Laredo, TX | 27 | $ 3,427,000 | $ 126,925 | $ 72,000 |
| St. Joseph, MO-KS | 27 | $ 2,417,000 | $ 89,518 | $ 59,777 |
| Honolulu, HI | 24 | $ 6,605,000 | $ 275,208 | $ 102,000 |
| Bremerton-Silverdale, WA | 23 | $ 4,140,000 | $ 180,000 | $ 117,000 |
| Topeka, KS | 20 | $ 1,159,000 | $ 57,950 | $ 51,000 |
| New Haven-Milford, CT | 19 | $ 3,402,000 | $ 179,052 | $ 63,000 |
| Charlotte-Gastonia-Concord, NC-SC | 15 | $ 1,729,000 | $ 115,266 | $ 68,000 |
| Albuquerque, NM | 14 | $ 2,201,000 | $ 157,214 | $ 102,000 |
| Oakland-Fremont-Hayward, CA | 14 | $ 5,675,000 | $ 405,357 | $ 94,000 |
| Seattle-Bellevue-Everett, WA | 14 | $ 2,345,000 | $ 167,500 | $ 112,000 |
| Worcester, MA | 13 | $ 2,613,000 | $ 201,000 | $ 59,000 |
| Milwaukee-Waukesha-West Allis, WI | 12 | $ 1,744,000 | $ 145,333 | $ 83,000 |
| Oklahoma City, OK | 12 | $ 3,868,000 | $ 322,333 | $ 114,000 |
| Olympia, WA | 12 | $ 2,191,000 | $ 182,583 | $ 67,000 |
| Bridgeport-Stamford-Norwalk, CT | 11 | $ 3,141,000 | $ 285,545 | $ 82,000 |
| Salisbury, MD | 11 | $ 2,230,000 | $ 202,727 | $ 57,000 |
| Little Rock-North Little Rock-Conway, AR | 10 | $ 709,000 | $ 70,900 | $ 49,000 |
| Joplin, MO | 9 | $ 1,768,000 | $ 196,444 | $ 327,000 |
| New Orleans-Metairie-Kenner, LA | 9 | $ 1,261,000 | $ 140,111 | $ 72,000 |
| Wilmington, DE-MD-NJ | 9 | $ 1,495,000 | $ 166,111 | $ 64,444 |
| Baltimore-Towson, MD | 8 | $ 1,113,000 | $ 139,125 | $ 64,000 |
| Bethesda-Gaithersburg-Frederick, MD | 8 | $ 1,988,000 | $ 248,500 | $ 97,000 |
| Nassau-Suffolk, NY | 8 | $ 1,811,000 | $ 226,375 | $ 72,000 |
| Newark-Union, NJ-PA | 8 | $ 2,434,000 | $ 304,250 | $ 84,000 |
| Ogden-Clearfield, UT | 7 | $ 1,197,000 | $ 171,000 | $ 74,000 |
| Tulsa, OK | 7 | $ 553,000 | $ 79,000 | $ 47,000 |
| Warren-Troy-Farmington Hills, MI | 7 | $ 681,000 | $ 97,285 | $ 31,000 |
| Edison, NJ | 6 | $ 1,359,000 | $ 226,500 | $ 66,000 |
| Orlando-Kissimmee, FL | 6 | $ 1,181,000 | $ 196,833 | $ 102,000 |
| Portland-Vancouver-Beaverton, OR-WA | 6 | $ 683,000 | $ 113,833 | $ 60,666 |
| Sebastian-Vero Beach, FL | 6 | $ 1,139,000 | $ 189,833 | $ 69,000 |
| Wichita, KS | 6 | $ 645,000 | $ 107,500 | $ 61,000 |
| Boston-Quincy, MA | 5 | $ 1,578,000 | $ 315,600 | $ 72,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 1,299,000 | $ 259,800 | $ 70,000 |
| Cincinnati-Middletown, OH-KY-IN | 5 | $ 1,335,000 | $ 267,000 | $ 60,800 |
| Columbus, OH | 5 | $ 808,000 | $ 161,600 | $ 64,000 |
| Corpus Christi, TX | 5 | $ 505,000 | $ 101,000 | $ 79,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 661,000 | $ 132,200 | $ 101,400 |
| Los Angeles-Long Beach-Glendale, CA | 5 | $ 2,172,000 | $ 434,400 | $ 115,000 |
| Memphis, TN-MS-AR | 5 | $ 955,000 | $ 191,000 | $ 57,600 |
| Providence-New Bedford-Fall River, RI-MA | 5 | $ 736,000 | $ 147,200 | $ 50,400 |
| Salt Lake City, UT | 5 | $ 1,710,000 | $ 342,000 | $ 477,000 |
| San Francisco-San Mateo-Redwood City, CA | 5 | $ 2,092,000 | $ 418,400 | $ 99,000 |
| Springfield, MA | 5 | $ 608,000 | $ 121,600 | $ 51,000 |
| Tampa-St. Petersburg-Clearwater, FL | 5 | $ 717,000 | $ 143,400 | $ 135,000 |
| Birmingham-Hoover, AL | 4 | $ 590,000 | $ 147,500 | $ 58,000 |
| Columbia, MO | 4 | $ 440,000 | $ 110,000 | $ 99,000 |
| Lawrence, KS | 4 | $ 432,000 | $ 108,000 | $ 54,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 697,000 | $ 174,250 | $ 175,000 |
| Pascagoula, MS | 4 | $ 371,000 | $ 92,750 | $ 16,000 |
| Peabody, MA | 4 | $ 988,000 | $ 247,000 | $ 67,000 |
| Raleigh-Cary, NC | 4 | $ 996,000 | $ 249,000 | $ 120,000 |
| Riverside-San Bernardino-Ontario, CA | 4 | $ 1,464,000 | $ 366,000 | $ 110,000 |
| Santa Ana-Anaheim-Irvine, CA | 4 | $ 1,677,000 | $ 419,250 | $ 132,000 |
| Bismarck, ND | 3 | $ 297,000 | $ 99,000 | $ 73,000 |
| Burlington-South Burlington, VT | 3 | $ 374,000 | $ 124,666 | $ 64,000 |
| Camden, NJ | 3 | $ 680,000 | $ 226,666 | $ 79,000 |
| Cleveland-Elyria-Mentor, OH | 3 | $ 382,000 | $ 127,333 | $ 55,000 |
| El Paso, TX | 3 | $ 340,000 | $ 113,333 | $ 1,082,000 |
| Gulfport-Biloxi, MS | 3 | $ 411,000 | $ 137,000 | $ 89,000 |
| Idaho Falls, ID | 3 | $ 364,000 | $ 121,333 | $ 73,000 |
| Indianapolis-Carmel, IN | 3 | $ 401,000 | $ 133,666 | $ 45,000 |
| Jacksonville, FL | 3 | $ 411,000 | $ 137,000 | $ 132,000 |
| Knoxville, TN | 3 | $ 388,000 | $ 129,333 | $ 66,000 |
| Macon, GA | 3 | $ 176,000 | $ 58,666 | $ 14,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 942,000 | $ 314,000 | $ 136,000 |
| Norwich-New London, CT | 3 | $ 287,000 | $ 95,666 | $ 39,000 |
| Philadelphia, PA | 3 | $ 986,000 | $ 328,666 | $ 90,000 |
| Provo-Orem, UT | 3 | $ 454,000 | $ 151,333 | $ 52,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 568,000 | $ 189,333 | $ 60,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 386,000 | $ 193,000 | $ 89,000 |
| Baton Rouge, LA | 2 | $ 190,000 | $ 95,000 | $ 191,000 |
| Beaumont-Port Arthur, TX | 2 | $ 125,000 | $ 62,500 | $ 85,000 |
| Billings, MT | 2 | $ 304,000 | $ 152,000 | $ 138,000 |
| Charleston-North Charleston, SC | 2 | $ 289,000 | $ 144,500 | $ 72,000 |
| Clarksville, TN-KY | 2 | $ 330,000 | $ 165,000 | $ 39,000 |
| Dayton, OH | 2 | $ 205,000 | $ 102,500 | $ 173,000 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 148,000 | $ 74,000 | $ 8,000 |
| Durham, NC | 2 | $ 126,000 | $ 63,000 | $ 64,000 |
| Fayetteville, NC | 2 | $ 224,000 | $ 112,000 | $ 48,000 |
| Flagstaff, AZ | 2 | $ 445,000 | $ 222,500 | $ 86,000 |
| Gary, IN | 2 | $ 254,000 | $ 127,000 | $ 67,000 |
| Harrisburg-Carlisle, PA | 2 | $ 361,000 | $ 180,500 | $ 66,000 |
| Jackson, MS | 2 | $ 175,000 | $ 87,500 | $ 55,000 |
| Janesville, WI | 2 | $ 112,000 | $ 56,000 | $ 65,000 |
| Jefferson City, MO | 2 | $ 289,000 | $ 144,500 | $ 70,000 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 228,000 | $ 114,000 | $ 48,000 |
| Longview, TX | 2 | $ 169,000 | $ 84,500 | $ 92,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 490,000 | $ 245,000 | $ 85,000 |
| Prescott, AZ | 2 | $ 777,000 | $ 388,500 | $ 267,000 |
| Reading, PA | 2 | $ 77,000 | $ 38,500 | $ 70,000 |
| Rochester, NY | 2 | $ 114,000 | $ 57,000 | $ 209,000 |
| Rockford, IL | 2 | $ 300,000 | $ 150,000 | $ 73,000 |
| Rockingham County-Strafford County, NH | 2 | $ 215,000 | $ 107,500 | $ 50,000 |
| San Diego-Carlsbad-San Marcos, CA | 2 | $ 589,000 | $ 294,500 | $ 118,000 |
| Scranton--Wilkes-Barre, PA | 2 | $ 325,000 | $ 162,500 | $ 78,000 |
| Shreveport-Bossier City, LA | 2 | $ 441,000 | $ 220,500 | $ 75,000 |
| Springfield, MO | 2 | $ 183,000 | $ 91,500 | $ 58,000 |
| Trenton-Ewing, NJ | 2 | $ 116,000 | $ 58,000 | $ 29,000 |
| Tyler, TX | 2 | $ 352,000 | $ 176,000 | $ 36,000 |
| Asheville, NC | 1 | $ 22,000 | $ 22,000 | $ 66,000 |
| Athens-Clarke County, GA | 1 | $ 554,000 | $ 554,000 | $ 132,000 |
| Atlantic City, NJ | 1 | $ 560,000 | $ 560,000 | $ 294,000 |
| Auburn-Opelika, AL | 1 | $ 32,000 | $ 32,000 | $ 77,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Bakersfield, CA | 1 | $ 423,000 | $ 423,000 | $ 150,000 |
| Bloomington, IN | 1 | $ 174,000 | $ 174,000 | $ 31,000 |
| Boise City-Nampa, ID | 1 | $ 220,000 | $ 220,000 | $ 90,000 |
| Cedar Rapids, IA | 1 | $ 190,000 | $ 190,000 | $ 83,000 |
| Champaign-Urbana, IL | 1 | $ 95,000 | $ 95,000 | $ 96,000 |
| Charlottesville, VA | 1 | $ 270,000 | $ 270,000 | $ 150,000 |
| Colorado Springs, CO | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Denver-Aurora, CO | 1 | $ 100,000 | $ 100,000 | $ 1,000,000 |
| Des Moines-West Des Moines, IA | 1 | $ 242,000 | $ 242,000 | $ 150,000 |
| Erie, PA | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Evansville, IN-KY | 1 | $ 52,000 | $ 52,000 | $ 24,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 489,000 | $ 489,000 | $ 392,000 |
| Fort Wayne, IN | 1 | $ 89,000 | $ 89,000 | $ 48,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 79,000 | $ 79,000 | $ 120,000 |
| Greeley, CO | 1 | $ 144,000 | $ 144,000 | $ 42,000 |
| Green Bay, WI | 1 | $ 134,000 | $ 134,000 | $ 63,000 |
| Greensboro-High Point, NC | 1 | $ 117,000 | $ 117,000 | $ 28,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 40,000 | $ 40,000 | $ 14,000 |
| Huntsville, AL | 1 | $ 234,000 | $ 234,000 | $ 71,000 |
| Jackson, MI | 1 | $ 352,000 | $ 352,000 | $ 180,000 |
| Johnson City, TN | 1 | $ 129,000 | $ 129,000 | $ 48,000 |
| Kalamazoo-Portage, MI | 1 | $ 127,000 | $ 127,000 | $ 31,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Lafayette, LA | 1 | $ 214,000 | $ 214,000 | $ 113,000 |
| Lake Charles, LA | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Lakeland, FL | 1 | $ 133,000 | $ 133,000 | $ 105,000 |
| Lansing-East Lansing, MI | 1 | $ 133,000 | $ 133,000 | $ 79,000 |
| Louisville-Jefferson County, KY-IN | 1 | $ 19,000 | $ 19,000 | $ 36,000 |
| Madison, WI | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Manchester-Nashua, NH | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Monroe, LA | 1 | $ 104,000 | $ 104,000 | $ 91,000 |
| Morristown, TN | 1 | $ 79,000 | $ 79,000 | $ 24,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 100,000 | $ 100,000 | $ 294,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Peoria, IL | 1 | $ 190,000 | $ 190,000 | $ 425,000 |
| Pine Bluff, AR | 1 | $ 193,000 | $ 193,000 | $ 67,000 |
| Pittsburgh, PA | 1 | $ 174,000 | $ 174,000 | $ 30,000 |
| Rapid City, SD | 1 | $ 154,000 | $ 154,000 | $ 78,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 90,000 | $ 90,000 | $ 132,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 630,000 | $ 630,000 | $ 153,000 |
| Sarasota-Bradenton-Venice, FL | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Savannah, GA | 1 | $ 167,000 | $ 167,000 | $ 78,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 148,000 | $ 148,000 | $ 99,000 |
| Springfield, IL | 1 | $ 36,000 | $ 36,000 | $ 50,000 |
| Stockton, CA | 1 | $ 251,000 | $ 251,000 | $ 82,000 |
| Syracuse, NY | 1 | $ 250,000 | $ 250,000 | $ 45,000 |
| Visalia-Porterville, CA | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| Waco, TX | 1 | $ 146,000 | $ 146,000 | $ 80,000 |
| Warner Robins, GA | 1 | $ 118,000 | $ 118,000 | $ 84,000 |
| Wausau, WI | 1 | $ 279,000 | $ 279,000 | $ 123,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1 | $ 142,000 | $ 142,000 | $ 72,000 |
| Wheeling, WV-OH | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Wichita Falls, TX | 1 | $ 132,000 | $ 132,000 | $ 44,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Texas Capital Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,239 | $172,331,000 | $139,000 | $2,795,000 | $119,000 | $9,999,000 |
| Refinancing | 984 | $179,001,000 | $181,000 | $3,700,000 | $91,000 | $2,021,000 |
| Home Improvement | 4 | $566,000 | $141,000 | $298,000 | $116,000 | $266,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,253 | $189,905,000 | $151,000 | $1,584,000 | $130,000 | $9,999,000 |
| Not Provided | 335 | $55,826,000 | $166,000 | $650,000 | $84,000 | $1,800,000 |
| Black or African American | 256 | $37,146,000 | $145,000 | $560,000 | $71,000 | $305,000 |
| Hispanic | 243 | $38,142,000 | $156,000 | $568,000 | $87,000 | $2,021,000 |
| Not applicable | 73 | $17,667,000 | $242,000 | $3,700,000 | $3,000 | $267,000 |
| Asian | 41 | $7,817,000 | $190,000 | $585,000 | $105,000 | $373,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $4,859,000 | $242,000 | $610,000 | $182,000 | $420,000 |
| American Indian or Alaskan Native | 6 | $536,000 | $89,000 | $230,000 | $76,000 | $211,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,117 | $336,229,000 | $158,000 | $3,700,000 | $110,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 68 | $8,477,000 | $124,000 | $272,000 | $46,000 | $120,000 |
| VA-guaranteed (Veterans Administration) | 42 | $7,192,000 | $171,000 | $417,000 | $67,000 | $183,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 1,675 | $266,627,000 | $159,000 | $650,000 | $88,000 | $9,999,000 |
| Loan Originated | 474 | $76,270,000 | $160,000 | $3,700,000 | $173,000 | $2,847,000 |
| Application Withdrawn By Applicant | 44 | $5,065,000 | $115,000 | $383,000 | $136,000 | $869,000 |
| Application Denied By Financial Institution | 19 | $2,615,000 | $137,000 | $360,000 | $87,000 | $538,000 |
| Application Approved But Not Accepted | 15 | $1,321,000 | $88,000 | $149,000 | $84,000 | $157,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 4 | $512,000 | $128,000 | $225,000 | $172,000 | $538,000 |
| Debt-To-Income Ratio | 4 | $701,000 | $175,000 | $325,000 | $61,000 | $110,000 |
| Unverifiable Information | 3 | $521,000 | $173,000 | $360,000 | $28,000 | $42,000 |
| Other | 2 | $237,000 | $118,000 | $190,000 | $150,000 | $150,000 |
| Credit History | 2 | $244,000 | $122,000 | $194,000 | $20,000 | $40,000 |
| Employment History | 2 | $154,000 | $77,000 | $123,000 | $66,000 | $66,000 |
| Credit Application Incomplete | 1 | $116,000 | $116,000 | $116,000 | $103,000 | $103,000 |
| Mortgage Insurance Denied | 1 | $130,000 | $130,000 | $130,000 | $73,000 | $73,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Capital Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texas Capital Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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