Texas Capital Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Texas Capital Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Texas Capital Bank 2000 Mckinney Ave, Suite 700 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,227 |
| Total Mortgage Loan Application Amount | $351,898,000 |
| Average Mortgage Loan Application Amount | $153,666 |
| Highest Mortgage Loan Application Amount | $3,700,000 |
| Average Applicant Income | $108,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Texas Capital Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Texas Capital Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Texas Capital Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Texas Capital Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Texas Capital Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Texas Capital Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 135 | $ 24,051,000 | $ 178,000 | $ 96,000 |
| Tarrant County Texas | 134 | $ 13,589,000 | $ 101,000 | $ 101,000 |
| Jackson County Missouri | 74 | $ 7,620,000 | $ 102,000 | $ 57,000 |
| Harris County Texas | 73 | $ 10,188,000 | $ 139,000 | $ 108,000 |
| Maricopa County Arizona | 69 | $ 11,978,000 | $ 173,000 | $ 87,000 |
| Clark County Nevada | 57 | $ 13,569,000 | $ 238,000 | $ 80,000 |
| Travis County Texas | 49 | $ 7,541,000 | $ 153,000 | $ 107,000 |
| Pierce County Washington | 46 | $ 6,956,000 | $ 151,000 | $ 59,000 |
| Denton County Texas | 43 | $ 5,780,000 | $ 134,000 | $ 95,000 |
| Hartford County Connecticut | 38 | $ 6,180,000 | $ 162,000 | $ 70,000 |
| St. Louis County Missouri | 34 | $ 4,154,000 | $ 122,000 | $ 49,000 |
| Collin County Texas | 34 | $ 3,563,000 | $ 104,000 | $ 428,000 |
| Genesee County Michigan | 33 | $ 3,130,000 | $ 94,000 | $ 45,000 |
| Pima County Arizona | 32 | $ 6,383,000 | $ 199,000 | $ 161,000 |
| Jefferson County Missouri | 32 | $ 4,211,000 | $ 131,000 | $ 51,000 |
| Bexar County Texas | 32 | $ 4,119,000 | $ 128,000 | $ 1,107,000 |
| Fulton County Georgia | 29 | $ 4,725,000 | $ 162,000 | $ 80,000 |
| Clay County Minnesota | 29 | $ 3,688,000 | $ 127,000 | $ 63,000 |
| Cass County North Dakota | 28 | $ 2,888,000 | $ 103,000 | $ 62,000 |
| Webb County Texas | 27 | $ 3,427,000 | $ 126,000 | $ 72,000 |
| Honolulu County Hawaii | 24 | $ 6,605,000 | $ 275,000 | $ 102,000 |
| Wyandotte County Kansas | 24 | $ 1,626,000 | $ 67,000 | $ 124,000 |
| Cobb County Georgia | 23 | $ 4,520,000 | $ 196,000 | $ 105,000 |
| Kitsap County Washington | 23 | $ 4,140,000 | $ 180,000 | $ 117,000 |
| Shawnee County Kansas | 20 | $ 1,159,000 | $ 57,000 | $ 51,000 |
| Buchanan County Missouri | 20 | $ 1,441,000 | $ 72,000 | $ 52,000 |
| New Haven County Connecticut | 19 | $ 3,402,000 | $ 179,000 | $ 63,000 |
| Cook County Illinois | 18 | $ 2,711,000 | $ 150,000 | $ 46,000 |
| Johnson County Kansas | 18 | $ 2,849,000 | $ 158,000 | $ 87,000 |
| Windham County Connecticut | 17 | $ 2,834,000 | $ 166,000 | $ 62,000 |
| Cherokee County Georgia | 17 | $ 2,289,000 | $ 134,000 | $ 79,000 |
| Montgomery County Texas | 16 | $ 1,927,000 | $ 120,000 | $ 140,000 |
| DeKalb County Georgia | 15 | $ 2,515,000 | $ 167,000 | $ 110,000 |
| Becker County Minnesota | 15 | $ 2,028,000 | $ 135,000 | $ 66,000 |
| Fairfax County Virginia | 15 | $ 4,618,000 | $ 307,000 | $ 147,000 |
| Worcester County Massachusetts | 13 | $ 2,613,000 | $ 201,000 | $ 59,000 |
| Hays County Texas | 12 | $ 2,105,000 | $ 175,000 | $ 77,000 |
| Thurston County Washington | 12 | $ 2,191,000 | $ 182,000 | $ 67,000 |
| Fairfield County Connecticut | 11 | $ 3,141,000 | $ 285,000 | $ 82,000 |
| Wicomico County Maryland | 11 | $ 2,230,000 | $ 202,000 | $ 57,000 |
| Prince William County Virginia | 11 | $ 2,822,000 | $ 256,000 | $ 96,000 |
| Clay County Missouri | 10 | $ 1,336,000 | $ 133,000 | $ 53,000 |
| Bernalillo County New Mexico | 10 | $ 1,296,000 | $ 129,000 | $ 83,000 |
| Snohomish County Washington | 10 | $ 1,325,000 | $ 132,000 | $ 95,000 |
| Pulaski County Arkansas | 9 | $ 526,000 | $ 58,000 | $ 45,000 |
| Jasper County Missouri | 9 | $ 1,768,000 | $ 196,000 | $ 327,000 |
| Oklahoma County Oklahoma | 9 | $ 1,629,000 | $ 181,000 | $ 135,000 |
| Galveston County Texas | 9 | $ 887,000 | $ 98,000 | $ 117,000 |
| Williamson County Texas | 9 | $ 1,134,000 | $ 126,000 | $ 51,000 |
| Alameda County California | 8 | $ 2,933,000 | $ 366,000 | $ 73,000 |
| New Castle County Delaware | 8 | $ 1,310,000 | $ 163,000 | $ 68,000 |
| St. Louis City County Missouri | 8 | $ 878,000 | $ 109,000 | $ 34,000 |
| Westchester County New York | 8 | $ 2,385,000 | $ 298,000 | $ 114,000 |
| Milwaukee County Wisconsin | 8 | $ 1,225,000 | $ 153,000 | $ 80,000 |
| Clayton County Georgia | 7 | $ 922,000 | $ 131,000 | $ 45,000 |
| Tulsa County Oklahoma | 7 | $ 553,000 | $ 79,000 | $ 47,000 |
| Contra Costa County California | 6 | $ 2,742,000 | $ 457,000 | $ 123,000 |
| Indian River County Florida | 6 | $ 1,139,000 | $ 189,000 | $ 69,000 |
| DuPage County Illinois | 6 | $ 1,332,000 | $ 222,000 | $ 88,000 |
| Sedgwick County Kansas | 6 | $ 645,000 | $ 107,000 | $ 61,000 |
| Montgomery County Maryland | 6 | $ 1,704,000 | $ 284,000 | $ 81,000 |
| Union County New Jersey | 6 | $ 1,623,000 | $ 270,000 | $ 77,000 |
| Fort Bend County Texas | 6 | $ 594,000 | $ 99,000 | $ 103,000 |
| Loudoun County Virginia | 6 | $ 1,566,000 | $ 261,000 | $ 103,000 |
| Los Angeles County California | 5 | $ 2,172,000 | $ 434,000 | $ 115,000 |
| Lee County Florida | 5 | $ 1,299,000 | $ 259,000 | $ 70,000 |
| Peach County Georgia | 5 | $ 525,000 | $ 105,000 | $ 101,000 |
| Madison County Illinois | 5 | $ 633,000 | $ 126,000 | $ 33,000 |
| Hampden County Massachusetts | 5 | $ 608,000 | $ 121,000 | $ 51,000 |
| Franklin County Missouri | 5 | $ 501,000 | $ 100,000 | $ 63,000 |
| Passaic County New Jersey | 5 | $ 1,257,000 | $ 251,000 | $ 80,000 |
| Cabarrus County North Carolina | 5 | $ 669,000 | $ 133,000 | $ 60,000 |
| Mecklenburg County North Carolina | 5 | $ 577,000 | $ 115,000 | $ 113,000 |
| Kaufman County Texas | 5 | $ 519,000 | $ 103,000 | $ 87,000 |
| Parker County Texas | 5 | $ 574,000 | $ 114,000 | $ 32,000 |
| Rockwall County Texas | 5 | $ 609,000 | $ 121,000 | $ 25,000 |
| Salt Lake County Utah | 5 | $ 1,710,000 | $ 342,000 | $ 477,000 |
| Spotsylvania County Virginia | 5 | $ 1,078,000 | $ 215,000 | $ 69,000 |
| Pinal County Arizona | 4 | $ 704,000 | $ 176,000 | $ 89,000 |
| Orange County California | 4 | $ 1,677,000 | $ 419,000 | $ 132,000 |
| San Mateo County California | 4 | $ 1,847,000 | $ 461,000 | $ 106,000 |
| Litchfield County Connecticut | 4 | $ 1,073,000 | $ 268,000 | $ 80,000 |
| Miami-Dade County Florida | 4 | $ 697,000 | $ 174,000 | $ 175,000 |
| Pinellas County Florida | 4 | $ 672,000 | $ 168,000 | $ 109,000 |
| Gwinnett County Georgia | 4 | $ 674,000 | $ 168,000 | $ 284,000 |
| Paulding County Georgia | 4 | $ 629,000 | $ 157,000 | $ 35,000 |
| Will County Illinois | 4 | $ 792,000 | $ 198,000 | $ 78,000 |
| Douglas County Kansas | 4 | $ 432,000 | $ 108,000 | $ 54,000 |
| Orleans County Louisiana | 4 | $ 579,000 | $ 144,000 | $ 70,000 |
| Essex County Massachusetts | 4 | $ 988,000 | $ 247,000 | $ 67,000 |
| Oakland County Michigan | 4 | $ 436,000 | $ 109,000 | $ 4,000 |
| Jackson County Mississippi | 4 | $ 371,000 | $ 92,000 | $ 16,000 |
| Boone County Missouri | 4 | $ 440,000 | $ 110,000 | $ 99,000 |
| St. Charles County Missouri | 4 | $ 494,000 | $ 123,000 | $ 51,000 |
| Nassau County New York | 4 | $ 700,000 | $ 175,000 | $ 86,000 |
| Suffolk County New York | 4 | $ 1,111,000 | $ 277,000 | $ 58,000 |
| Wake County North Carolina | 4 | $ 996,000 | $ 249,000 | $ 120,000 |
| Beaufort County South Carolina | 4 | $ 732,000 | $ 183,000 | $ 50,000 |
| Sevier County Tennessee | 4 | $ 404,000 | $ 101,000 | $ 186,000 |
| Nueces County Texas | 4 | $ 282,000 | $ 70,000 | $ 73,000 |
| Davis County Utah | 4 | $ 494,000 | $ 123,000 | $ 67,000 |
| King County Washington | 4 | $ 1,020,000 | $ 255,000 | $ 156,000 |
| Mason County Washington | 4 | $ 1,001,000 | $ 250,000 | $ 113,000 |
| Riverside County California | 3 | $ 1,190,000 | $ 396,000 | $ 147,000 |
| New London County Connecticut | 3 | $ 287,000 | $ 95,000 | $ 39,000 |
| Tolland County Connecticut | 3 | $ 175,000 | $ 58,000 | $ 72,000 |
| Bonneville County Idaho | 3 | $ 364,000 | $ 121,000 | $ 73,000 |
| Marion County Indiana | 3 | $ 401,000 | $ 133,000 | $ 45,000 |
| Doniphan County Kansas | 3 | $ 436,000 | $ 145,000 | $ 122,000 |
| St. Tammany County Louisiana | 3 | $ 414,000 | $ 138,000 | $ 49,000 |
| Baltimore County Maryland | 3 | $ 671,000 | $ 223,000 | $ 65,000 |
| Prince George's County Maryland | 3 | $ 579,000 | $ 193,000 | $ 54,000 |
| Suffolk County Massachusetts | 3 | $ 1,030,000 | $ 343,000 | $ 77,000 |
| Harrison County Mississippi | 3 | $ 411,000 | $ 137,000 | $ 89,000 |
| DeKalb County Missouri | 3 | $ 448,000 | $ 149,000 | $ 54,000 |
| Pulaski County Missouri | 3 | $ 528,000 | $ 176,000 | $ 69,000 |
| Middlesex County New Jersey | 3 | $ 688,000 | $ 229,000 | $ 68,000 |
| Sandoval County New Mexico | 3 | $ 729,000 | $ 243,000 | $ 200,000 |
| Bronx County New York | 3 | $ 1,100,000 | $ 366,000 | $ 124,000 |
| Kings County New York | 3 | $ 1,005,000 | $ 335,000 | $ 113,000 |
| Richmond County New York | 3 | $ 978,000 | $ 326,000 | $ 95,000 |
| Gaston County North Carolina | 3 | $ 305,000 | $ 101,000 | $ 42,000 |
| Rowan County North Carolina | 3 | $ 239,000 | $ 79,000 | $ 70,000 |
| Blaine County Oklahoma | 3 | $ 233,000 | $ 77,000 | $ 57,000 |
| Multnomah County Oregon | 3 | $ 295,000 | $ 98,000 | $ 71,000 |
| Shelby County Tennessee | 3 | $ 558,000 | $ 186,000 | $ 48,000 |
| Brazoria County Texas | 3 | $ 465,000 | $ 155,000 | $ 40,000 |
| El Paso County Texas | 3 | $ 340,000 | $ 113,000 | $ 1,082,000 |
| Johnson County Texas | 3 | $ 388,000 | $ 129,000 | $ 77,000 |
| Utah County Utah | 3 | $ 454,000 | $ 151,000 | $ 52,000 |
| Weber County Utah | 3 | $ 703,000 | $ 234,000 | $ 83,000 |
| Chittenden County Vermont | 3 | $ 374,000 | $ 124,000 | $ 64,000 |
| Blount County Alabama | 2 | $ 267,000 | $ 133,000 | $ 38,000 |
| Shelby County Alabama | 2 | $ 323,000 | $ 161,000 | $ 78,000 |
| Coconino County Arizona | 2 | $ 445,000 | $ 222,000 | $ 86,000 |
| Yavapai County Arizona | 2 | $ 777,000 | $ 388,000 | $ 267,000 |
| Washington County Arkansas | 2 | $ 382,000 | $ 191,000 | $ 74,000 |
| San Diego County California | 2 | $ 589,000 | $ 294,000 | $ 118,000 |
| Duval County Florida | 2 | $ 246,000 | $ 123,000 | $ 171,000 |
| Lake County Florida | 2 | $ 150,000 | $ 75,000 | $ 99,000 |
| Orange County Florida | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Osceola County Florida | 2 | $ 681,000 | $ 340,000 | $ 149,000 |
| Crawford County Georgia | 2 | $ 76,000 | $ 38,000 | $ 0 |
| Douglas County Georgia | 2 | $ 150,000 | $ 75,000 | $ 50,000 |
| Newton County Georgia | 2 | $ 165,000 | $ 82,000 | $ 58,000 |
| Telfair County Georgia | 2 | $ 176,000 | $ 88,000 | $ 48,000 |
| Kane County Illinois | 2 | $ 848,000 | $ 424,000 | $ 119,000 |
| Morgan County Illinois | 2 | $ 102,000 | $ 51,000 | $ 51,000 |
| St. Clair County Illinois | 2 | $ 148,000 | $ 74,000 | $ 39,000 |
| Winnebago County Illinois | 2 | $ 300,000 | $ 150,000 | $ 73,000 |
| Leavenworth County Kansas | 2 | $ 376,000 | $ 188,000 | $ 54,000 |
| Montgomery County Kansas | 2 | $ 63,000 | $ 31,000 | $ 30,000 |
| Riley County Kansas | 2 | $ 405,000 | $ 202,000 | $ 131,000 |
| Bossier County Louisiana | 2 | $ 441,000 | $ 220,000 | $ 75,000 |
| Jefferson County Louisiana | 2 | $ 268,000 | $ 134,000 | $ 112,000 |
| Baltimore City County Maryland | 2 | $ 131,000 | $ 65,000 | $ 55,000 |
| Carroll County Maryland | 2 | $ 151,000 | $ 75,000 | $ 60,000 |
| Frederick County Maryland | 2 | $ 284,000 | $ 142,000 | $ 146,000 |
| St. Mary's County Maryland | 2 | $ 142,000 | $ 71,000 | $ 47,000 |
| Bristol County Massachusetts | 2 | $ 245,000 | $ 122,000 | $ 48,000 |
| Plymouth County Massachusetts | 2 | $ 548,000 | $ 274,000 | $ 65,000 |
| Macomb County Michigan | 2 | $ 145,000 | $ 72,000 | $ 66,000 |
| Wayne County Michigan | 2 | $ 148,000 | $ 74,000 | $ 8,000 |
| Beltrami County Minnesota | 2 | $ 203,000 | $ 101,000 | $ 109,000 |
| Norman County Minnesota | 2 | $ 127,000 | $ 63,000 | $ 49,000 |
| Jones County Mississippi | 2 | $ 123,000 | $ 61,000 | $ 33,000 |
| Madison County Mississippi | 2 | $ 175,000 | $ 87,000 | $ 55,000 |
| Clinton County Missouri | 2 | $ 215,000 | $ 107,000 | $ 74,000 |
| Greene County Missouri | 2 | $ 183,000 | $ 91,000 | $ 58,000 |
| McDonald County Missouri | 2 | $ 138,000 | $ 69,000 | $ 150,000 |
| Morgan County Missouri | 2 | $ 130,000 | $ 65,000 | $ 66,000 |
| Nodaway County Missouri | 2 | $ 99,000 | $ 49,000 | $ 78,000 |
| St. Francois County Missouri | 2 | $ 95,000 | $ 47,000 | $ 42,000 |
| Texas County Missouri | 2 | $ 110,000 | $ 55,000 | $ 72,000 |
| Nye County Nevada | 2 | $ 530,000 | $ 265,000 | $ 62,000 |
| Rockingham County New Hampshire | 2 | $ 215,000 | $ 107,000 | $ 50,000 |
| Bergen County New Jersey | 2 | $ 804,000 | $ 402,000 | $ 81,000 |
| Hudson County New Jersey | 2 | $ 655,000 | $ 327,000 | $ 71,000 |
| Mercer County New Jersey | 2 | $ 116,000 | $ 58,000 | $ 29,000 |
| Monmouth County New Jersey | 2 | $ 464,000 | $ 232,000 | $ 71,000 |
| Queens County New York | 2 | $ 975,000 | $ 487,000 | $ 107,000 |
| Anson County North Carolina | 2 | $ 178,000 | $ 89,000 | $ 14,000 |
| Cumberland County North Carolina | 2 | $ 224,000 | $ 112,000 | $ 48,000 |
| Durham County North Carolina | 2 | $ 126,000 | $ 63,000 | $ 64,000 |
| Lincoln County North Carolina | 2 | $ 186,000 | $ 93,000 | $ 51,000 |
| Stanly County North Carolina | 2 | $ 148,000 | $ 74,000 | $ 9,000 |
| Wilkes County North Carolina | 2 | $ 125,000 | $ 62,000 | $ 30,000 |
| Burleigh County North Dakota | 2 | $ 131,000 | $ 65,000 | $ 60,000 |
| Clermont County Ohio | 2 | $ 490,000 | $ 245,000 | $ 81,000 |
| Delaware County Ohio | 2 | $ 382,000 | $ 191,000 | $ 78,000 |
| Hamilton County Ohio | 2 | $ 675,000 | $ 337,000 | $ 72,000 |
| Licking County Ohio | 2 | $ 286,000 | $ 143,000 | $ 61,000 |
| Medina County Ohio | 2 | $ 178,000 | $ 89,000 | $ 50,000 |
| Muskogee County Oklahoma | 2 | $ 598,000 | $ 299,000 | $ 137,000 |
| Pittsburg County Oklahoma | 2 | $ 37,000 | $ 18,000 | $ 50,000 |
| Pottawatomie County Oklahoma | 2 | $ 105,000 | $ 52,000 | $ 144,000 |
| Stephens County Oklahoma | 2 | $ 83,000 | $ 41,000 | $ 33,000 |
| Washington County Oklahoma | 2 | $ 172,000 | $ 86,000 | $ 70,000 |
| Berks County Pennsylvania | 2 | $ 77,000 | $ 38,000 | $ 70,000 |
| Cumberland County Pennsylvania | 2 | $ 361,000 | $ 180,000 | $ 66,000 |
| Wyoming County Pennsylvania | 2 | $ 325,000 | $ 162,000 | $ 78,000 |
| Dorchester County South Carolina | 2 | $ 289,000 | $ 144,000 | $ 72,000 |
| Knox County Tennessee | 2 | $ 248,000 | $ 124,000 | $ 70,000 |
| Montgomery County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 39,000 |
| Bell County Texas | 2 | $ 228,000 | $ 114,000 | $ 48,000 |
| Blanco County Texas | 2 | $ 395,000 | $ 197,000 | $ 10,000 |
| Gregg County Texas | 2 | $ 169,000 | $ 84,000 | $ 92,000 |
| Hardin County Texas | 2 | $ 125,000 | $ 62,000 | $ 85,000 |
| Smith County Texas | 2 | $ 352,000 | $ 176,000 | $ 36,000 |
| Van Zandt County Texas | 2 | $ 143,000 | $ 71,000 | $ 82,000 |
| Wilson County Texas | 2 | $ 252,000 | $ 126,000 | $ 43,000 |
| Wise County Texas | 2 | $ 234,000 | $ 117,000 | $ 113,000 |
| Iron County Utah | 2 | $ 550,000 | $ 275,000 | $ 75,000 |
| Alexandria County Virginia | 2 | $ 442,000 | $ 221,000 | $ 93,000 |
| Fauquier County Virginia | 2 | $ 690,000 | $ 345,000 | $ 88,000 |
| Clark County Washington | 2 | $ 178,000 | $ 89,000 | $ 38,000 |
| Kittitas County Washington | 2 | $ 292,000 | $ 146,000 | $ 42,000 |
| Lewis County Washington | 2 | $ 332,000 | $ 166,000 | $ 108,000 |
| Rock County Wisconsin | 2 | $ 112,000 | $ 56,000 | $ 65,000 |
| Washington County Wisconsin | 2 | $ 305,000 | $ 152,000 | $ 120,000 |
| Lee County Alabama | 1 | $ 32,000 | $ 32,000 | $ 77,000 |
| Limestone County Alabama | 1 | $ 234,000 | $ 234,000 | $ 71,000 |
| Tallapoosa County Alabama | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Benton County Arkansas | 1 | $ 141,000 | $ 141,000 | $ 59,000 |
| Crittenden County Arkansas | 1 | $ 69,000 | $ 69,000 | $ 30,000 |
| Jefferson County Arkansas | 1 | $ 193,000 | $ 193,000 | $ 67,000 |
| Saline County Arkansas | 1 | $ 183,000 | $ 183,000 | $ 86,000 |
| Kern County California | 1 | $ 423,000 | $ 423,000 | $ 150,000 |
| San Bernardino County California | 1 | $ 274,000 | $ 274,000 | $ 0 |
| San Francisco County California | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| San Joaquin County California | 1 | $ 251,000 | $ 251,000 | $ 82,000 |
| Santa Barbara County California | 1 | $ 90,000 | $ 90,000 | $ 132,000 |
| Santa Cruz County California | 1 | $ 630,000 | $ 630,000 | $ 153,000 |
| Trinity County California | 1 | $ 92,000 | $ 92,000 | $ 48,000 |
| Tulare County California | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| Ventura County California | 1 | $ 100,000 | $ 100,000 | $ 294,000 |
| El Paso County Colorado | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Garfield County Colorado | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Grand County Colorado | 1 | $ 436,000 | $ 436,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 100,000 | $ 100,000 | $ 1,000,000 |
| Montezuma County Colorado | 1 | $ 332,000 | $ 332,000 | $ 78,000 |
| Weld County Colorado | 1 | $ 144,000 | $ 144,000 | $ 42,000 |
| Middlesex County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| District of Columbia County District Of Columbia | 1 | $ 215,000 | $ 215,000 | $ 133,000 |
| Broward County Florida | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Citrus County Florida | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
| Manatee County Florida | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 489,000 | $ 489,000 | $ 392,000 |
| Palm Beach County Florida | 1 | $ 142,000 | $ 142,000 | $ 72,000 |
| Pasco County Florida | 1 | $ 45,000 | $ 45,000 | $ 241,000 |
| Polk County Florida | 1 | $ 133,000 | $ 133,000 | $ 105,000 |
| St. Johns County Florida | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Walton County Florida | 1 | $ 550,000 | $ 550,000 | $ 77,000 |
| Bartow County Georgia | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Bibb County Georgia | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Carroll County Georgia | 1 | $ 106,000 | $ 106,000 | $ 125,000 |
| Chatham County Georgia | 1 | $ 167,000 | $ 167,000 | $ 78,000 |
| Fayette County Georgia | 1 | $ 9,000 | $ 9,000 | $ 49,000 |
| Henry County Georgia | 1 | $ 120,000 | $ 120,000 | $ 110,000 |
| Houston County Georgia | 1 | $ 118,000 | $ 118,000 | $ 84,000 |
| Jackson County Georgia | 1 | $ 188,000 | $ 188,000 | $ 72,000 |
| Jasper County Georgia | 1 | $ 154,000 | $ 154,000 | $ 54,000 |
| Laurens County Georgia | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Oconee County Georgia | 1 | $ 554,000 | $ 554,000 | $ 132,000 |
| Rockdale County Georgia | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| Union County Georgia | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| Hawaii County Hawaii | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Ada County Idaho | 1 | $ 220,000 | $ 220,000 | $ 90,000 |
| Bingham County Idaho | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Madison County Idaho | 1 | $ 79,000 | $ 79,000 | $ 65,000 |
| Kendall County Illinois | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Peoria County Illinois | 1 | $ 190,000 | $ 190,000 | $ 425,000 |
| Perry County Illinois | 1 | $ 71,000 | $ 71,000 | $ 44,000 |
| Piatt County Illinois | 1 | $ 95,000 | $ 95,000 | $ 96,000 |
| Sangamon County Illinois | 1 | $ 36,000 | $ 36,000 | $ 50,000 |
| Allen County Indiana | 1 | $ 89,000 | $ 89,000 | $ 48,000 |
| Clark County Indiana | 1 | $ 19,000 | $ 19,000 | $ 36,000 |
| Gibson County Indiana | 1 | $ 52,000 | $ 52,000 | $ 24,000 |
| Lake County Indiana | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Monroe County Indiana | 1 | $ 174,000 | $ 174,000 | $ 31,000 |
| Porter County Indiana | 1 | $ 154,000 | $ 154,000 | $ 96,000 |
| Cedar County Iowa | 1 | $ 183,000 | $ 183,000 | $ 113,000 |
| Henry County Iowa | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Linn County Iowa | 1 | $ 190,000 | $ 190,000 | $ 83,000 |
| Polk County Iowa | 1 | $ 242,000 | $ 242,000 | $ 150,000 |
| Clay County Kansas | 1 | $ 84,000 | $ 84,000 | $ 52,000 |
| Crawford County Kansas | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Dickinson County Kansas | 1 | $ 40,000 | $ 40,000 | $ 31,000 |
| Ford County Kansas | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Franklin County Kansas | 1 | $ 78,000 | $ 78,000 | $ 50,000 |
| Geary County Kansas | 1 | $ 139,000 | $ 139,000 | $ 43,000 |
| Marshall County Kansas | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| McPherson County Kansas | 1 | $ 34,000 | $ 34,000 | $ 24,000 |
| Rush County Kansas | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Barren County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Boone County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Harlan County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 48,000 |
| Calcasieu County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| East Baton Rouge County Louisiana | 1 | $ 31,000 | $ 31,000 | $ 268,000 |
| Lafayette County Louisiana | 1 | $ 214,000 | $ 214,000 | $ 113,000 |
| Ouachita County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 91,000 |
| West Baton Rouge County Louisiana | 1 | $ 159,000 | $ 159,000 | $ 114,000 |
| Cecil County Maryland | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Garrett County Maryland | 1 | $ 488,000 | $ 488,000 | $ 208,000 |
| Queen Anne's County Maryland | 1 | $ 160,000 | $ 160,000 | $ 87,000 |
| Branch County Michigan | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| Cass County Michigan | 1 | $ 148,000 | $ 148,000 | $ 99,000 |
| Charlevoix County Michigan | 1 | $ 76,000 | $ 76,000 | $ 83,000 |
| Eaton County Michigan | 1 | $ 133,000 | $ 133,000 | $ 79,000 |
| Jackson County Michigan | 1 | $ 352,000 | $ 352,000 | $ 180,000 |
| Kent County Michigan | 1 | $ 79,000 | $ 79,000 | $ 120,000 |
| Ogemaw County Michigan | 1 | $ 98,000 | $ 98,000 | $ 62,000 |
| St. Clair County Michigan | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Van Buren County Michigan | 1 | $ 127,000 | $ 127,000 | $ 31,000 |
| Hubbard County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Mahnomen County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 95,000 |
| Otter Tail County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Ramsey County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 73,000 |
| Rice County Minnesota | 1 | $ 210,000 | $ 210,000 | $ 60,000 |
| Sherburne County Minnesota | 1 | $ 240,000 | $ 240,000 | $ 97,000 |
| Wadena County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 78,000 |
| DeSoto County Mississippi | 1 | $ 328,000 | $ 328,000 | $ 114,000 |
| Jasper County Mississippi | 1 | $ 47,000 | $ 47,000 | $ 29,000 |
| Warren County Mississippi | 1 | $ 106,000 | $ 106,000 | $ 64,000 |
| Andrew County Missouri | 1 | $ 92,000 | $ 92,000 | $ 49,000 |
| Callaway County Missouri | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
| Cass County Missouri | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Cole County Missouri | 1 | $ 139,000 | $ 139,000 | $ 51,000 |
| Gentry County Missouri | 1 | $ 53,000 | $ 53,000 | $ 78,000 |
| Henry County Missouri | 1 | $ 59,000 | $ 59,000 | $ 21,000 |
| Laclede County Missouri | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Lafayette County Missouri | 1 | $ 187,000 | $ 187,000 | $ 77,000 |
| Macon County Missouri | 1 | $ 78,000 | $ 78,000 | $ 25,000 |
| Pettis County Missouri | 1 | $ 67,000 | $ 67,000 | $ 49,000 |
| Scott County Missouri | 1 | $ 67,000 | $ 67,000 | $ 18,000 |
| Ste. Genevieve County Missouri | 1 | $ 15,000 | $ 15,000 | $ 17,000 |
| Washington County Missouri | 1 | $ 103,000 | $ 103,000 | $ 24,000 |
| Carbon County Montana | 1 | $ 134,000 | $ 134,000 | $ 123,000 |
| Gallatin County Montana | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Lewis and Clark County Montana | 1 | $ 203,000 | $ 203,000 | $ 90,000 |
| Yellowstone County Montana | 1 | $ 170,000 | $ 170,000 | $ 153,000 |
| Buffalo County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Douglas County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Hall County Nebraska | 1 | $ 103,000 | $ 103,000 | $ 55,000 |
| Merrick County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 41,000 |
| Lyon County Nevada | 1 | $ 240,000 | $ 240,000 | $ 66,000 |
| Hillsborough County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Atlantic County New Jersey | 1 | $ 560,000 | $ 560,000 | $ 294,000 |
| Burlington County New Jersey | 1 | $ 347,000 | $ 347,000 | $ 98,000 |
| Camden County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Gloucester County New Jersey | 1 | $ 233,000 | $ 233,000 | $ 89,000 |
| Morris County New Jersey | 1 | $ 580,000 | $ 580,000 | $ 144,000 |
| Ocean County New Jersey | 1 | $ 207,000 | $ 207,000 | $ 53,000 |
| Sussex County New Jersey | 1 | $ 231,000 | $ 231,000 | $ 64,000 |
| Warren County New Jersey | 1 | $ 206,000 | $ 206,000 | $ 118,000 |
| Valencia County New Mexico | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Essex County New York | 1 | $ 68,000 | $ 68,000 | $ 26,000 |
| Monroe County New York | 1 | $ 49,000 | $ 49,000 | $ 380,000 |
| Onondaga County New York | 1 | $ 250,000 | $ 250,000 | $ 45,000 |
| Orleans County New York | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Craven County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 78,000 |
| Granville County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 49,000 |
| Guilford County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 28,000 |
| Henderson County North Carolina | 1 | $ 22,000 | $ 22,000 | $ 66,000 |
| Eddy County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Morton County North Dakota | 1 | $ 166,000 | $ 166,000 | $ 98,000 |
| Steele County North Dakota | 1 | $ 30,000 | $ 30,000 | $ 120,000 |
| Stutsman County North Dakota | 1 | $ 116,000 | $ 116,000 | $ 44,000 |
| Walsh County North Dakota | 1 | $ 98,000 | $ 98,000 | $ 30,000 |
| Ashtabula County Ohio | 1 | $ 84,000 | $ 84,000 | $ 62,000 |
| Cuyahoga County Ohio | 1 | $ 204,000 | $ 204,000 | $ 67,000 |
| Franklin County Ohio | 1 | $ 140,000 | $ 140,000 | $ 44,000 |
| Greene County Ohio | 1 | $ 116,000 | $ 116,000 | $ 300,000 |
| Mahoning County Ohio | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Preble County Ohio | 1 | $ 89,000 | $ 89,000 | $ 46,000 |
| Canadian County Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 119,000 |
| Carter County Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 72,000 |
| Cleveland County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Craig County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 47,000 |
| Garvin County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 79,000 |
| Logan County Oklahoma | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 19,000 |
| Umatilla County Oregon | 1 | $ 174,000 | $ 174,000 | $ 120,000 |
| Washington County Oregon | 1 | $ 210,000 | $ 210,000 | $ 75,000 |
| Bedford County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 86,000 |
| Chester County Pennsylvania | 1 | $ 544,000 | $ 544,000 | $ 156,000 |
| Erie County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Indiana County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 155,000 |
| Lehigh County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Montgomery County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 44,000 |
| Montour County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Philadelphia County Pennsylvania | 1 | $ 234,000 | $ 234,000 | $ 70,000 |
| Westmoreland County Pennsylvania | 1 | $ 174,000 | $ 174,000 | $ 30,000 |
| Kent County Rhode Island | 1 | $ 41,000 | $ 41,000 | $ 66,000 |
| Newport County Rhode Island | 1 | $ 250,000 | $ 250,000 | $ 52,000 |
| Providence County Rhode Island | 1 | $ 200,000 | $ 200,000 | $ 40,000 |
| Aiken County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Lawrence County South Dakota | 1 | $ 160,000 | $ 160,000 | $ 47,000 |
| Meade County South Dakota | 1 | $ 154,000 | $ 154,000 | $ 78,000 |
| Blount County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Carter County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 48,000 |
| Cheatham County Tennessee | 1 | $ 464,000 | $ 464,000 | $ 261,000 |
| Gibson County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 49,000 |
| Jefferson County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 24,000 |
| Sullivan County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Warren County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Williamson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 90,000 |
| Wilson County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 57,000 |
| Angelina County Texas | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Atascosa County Texas | 1 | $ 480,000 | $ 480,000 | $ 260,000 |
| Bastrop County Texas | 1 | $ 186,000 | $ 186,000 | $ 80,000 |
| Camp County Texas | 1 | $ 66,000 | $ 66,000 | $ 90,000 |
| Comal County Texas | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Cooke County Texas | 1 | $ 83,000 | $ 83,000 | $ 48,000 |
| Ellis County Texas | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 189,000 | $ 189,000 | $ 105,000 |
| Henderson County Texas | 1 | $ 237,000 | $ 237,000 | $ 155,000 |
| Hood County Texas | 1 | $ 400,000 | $ 400,000 | $ 1,895,000 |
| Hunt County Texas | 1 | $ 159,000 | $ 159,000 | $ 70,000 |
| Jeff Davis County Texas | 1 | $ 136,000 | $ 136,000 | $ 396,000 |
| Kendall County Texas | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Kleberg County Texas | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Lavaca County Texas | 1 | $ 63,000 | $ 63,000 | $ 39,000 |
| Llano County Texas | 1 | $ 350,000 | $ 350,000 | $ 240,000 |
| McLennan County Texas | 1 | $ 146,000 | $ 146,000 | $ 80,000 |
| San Patricio County Texas | 1 | $ 223,000 | $ 223,000 | $ 107,000 |
| Waller County Texas | 1 | $ 290,000 | $ 290,000 | $ 390,000 |
| Wichita County Texas | 1 | $ 132,000 | $ 132,000 | $ 44,000 |
| Wood County Texas | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Charlottesville County Virginia | 1 | $ 270,000 | $ 270,000 | $ 150,000 |
| Manassas County Virginia | 1 | $ 250,000 | $ 250,000 | $ 59,000 |
| Manassas Park County Virginia | 1 | $ 248,000 | $ 248,000 | $ 305,000 |
| Norfolk County Virginia | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Poquoson County Virginia | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
| Stafford County Virginia | 1 | $ 224,000 | $ 224,000 | $ 175,000 |
| Virginia Beach County Virginia | 1 | $ 263,000 | $ 263,000 | $ 56,000 |
| Island County Washington | 1 | $ 241,000 | $ 241,000 | $ 84,000 |
| Barbour County West Virginia | 1 | $ 62,000 | $ 62,000 | $ 51,000 |
| Cabell County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 14,000 |
| Jefferson County West Virginia | 1 | $ 312,000 | $ 312,000 | $ 97,000 |
| Mercer County West Virginia | 1 | $ 68,000 | $ 68,000 | $ 21,000 |
| Ohio County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Raleigh County West Virginia | 1 | $ 83,000 | $ 83,000 | $ 48,000 |
| Wood County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Barron County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 47,000 |
| Brown County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 63,000 |
| Columbia County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Dodge County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Door County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 59,000 |
| Grant County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Marathon County Wisconsin | 1 | $ 279,000 | $ 279,000 | $ 123,000 |
| Ozaukee County Wisconsin | 1 | $ 34,000 | $ 34,000 | $ 65,000 |
| Rusk County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Walworth County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
| Waukesha County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Texas Capital Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,239 | $172,331,000 | $139,000 | $2,795,000 | $119,000 | $9,999,000 |
| Refinancing | 984 | $179,001,000 | $181,000 | $3,700,000 | $91,000 | $2,021,000 |
| Home Improvement | 4 | $566,000 | $141,000 | $298,000 | $116,000 | $266,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,253 | $189,905,000 | $151,000 | $1,584,000 | $130,000 | $9,999,000 |
| Not Provided | 335 | $55,826,000 | $166,000 | $650,000 | $84,000 | $1,800,000 |
| Black or African American | 256 | $37,146,000 | $145,000 | $560,000 | $71,000 | $305,000 |
| Hispanic | 243 | $38,142,000 | $156,000 | $568,000 | $87,000 | $2,021,000 |
| Not applicable | 73 | $17,667,000 | $242,000 | $3,700,000 | $3,000 | $267,000 |
| Asian | 41 | $7,817,000 | $190,000 | $585,000 | $105,000 | $373,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $4,859,000 | $242,000 | $610,000 | $182,000 | $420,000 |
| American Indian or Alaskan Native | 6 | $536,000 | $89,000 | $230,000 | $76,000 | $211,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,117 | $336,229,000 | $158,000 | $3,700,000 | $110,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 68 | $8,477,000 | $124,000 | $272,000 | $46,000 | $120,000 |
| VA-guaranteed (Veterans Administration) | 42 | $7,192,000 | $171,000 | $417,000 | $67,000 | $183,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 1,675 | $266,627,000 | $159,000 | $650,000 | $88,000 | $9,999,000 |
| Loan Originated | 474 | $76,270,000 | $160,000 | $3,700,000 | $173,000 | $2,847,000 |
| Application Withdrawn By Applicant | 44 | $5,065,000 | $115,000 | $383,000 | $136,000 | $869,000 |
| Application Denied By Financial Institution | 19 | $2,615,000 | $137,000 | $360,000 | $87,000 | $538,000 |
| Application Approved But Not Accepted | 15 | $1,321,000 | $88,000 | $149,000 | $84,000 | $157,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 4 | $512,000 | $128,000 | $225,000 | $172,000 | $538,000 |
| Debt-To-Income Ratio | 4 | $701,000 | $175,000 | $325,000 | $61,000 | $110,000 |
| Unverifiable Information | 3 | $521,000 | $173,000 | $360,000 | $28,000 | $42,000 |
| Other | 2 | $237,000 | $118,000 | $190,000 | $150,000 | $150,000 |
| Credit History | 2 | $244,000 | $122,000 | $194,000 | $20,000 | $40,000 |
| Employment History | 2 | $154,000 | $77,000 | $123,000 | $66,000 | $66,000 |
| Credit Application Incomplete | 1 | $116,000 | $116,000 | $116,000 | $103,000 | $103,000 |
| Mortgage Insurance Denied | 1 | $130,000 | $130,000 | $130,000 | $73,000 | $73,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Capital Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texas Capital Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.