Texas Capital Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Texas Capital Bank, National Association 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Texas Capital Bank, National Association 2000 Mckinney Ave Suite 700 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 586 |
| Total Mortgage Loan Application Amount | $241,084,000 |
| Average Mortgage Loan Application Amount | $999,333 |
| Highest Mortgage Loan Application Amount | $36,546,000 |
| Average Applicant Income | $233,666 |
| Highest Applicant Income | $3,568,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Texas Capital Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Texas Capital Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Texas Capital Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Texas Capital Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Texas Capital Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Texas Capital Bank, National Association's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 26 | $ 13,980,000 | $ 537,000 | $ 144,000 |
| Los Angeles County California | 25 | $ 9,817,000 | $ 392,000 | $ 139,000 |
| Harris County Texas | 25 | $ 16,146,000 | $ 645,000 | $ 308,000 |
| Collin County Texas | 21 | $ 35,617,000 | $ 1,696,000 | $ 106,000 |
| Tarrant County Texas | 17 | $ 3,424,000 | $ 201,000 | $ 60,000 |
| Cook County Illinois | 13 | $ 3,532,000 | $ 271,000 | $ 86,000 |
| Bexar County Texas | 13 | $ 4,415,000 | $ 339,000 | $ 81,000 |
| Travis County Texas | 13 | $ 5,656,000 | $ 435,000 | $ 89,000 |
| Denton County Texas | 12 | $ 2,499,000 | $ 208,000 | $ 107,000 |
| Williamson County Texas | 12 | $ 38,908,000 | $ 3,242,000 | $ 87,000 |
| Bristol County Massachusetts | 10 | $ 3,056,000 | $ 305,000 | $ 106,000 |
| Santa Clara County California | 9 | $ 2,885,000 | $ 320,000 | $ 133,000 |
| DuPage County Illinois | 9 | $ 1,808,000 | $ 200,000 | $ 53,000 |
| Providence County Rhode Island | 8 | $ 1,434,000 | $ 179,000 | $ 57,000 |
| Fort Bend County Texas | 8 | $ 3,687,000 | $ 460,000 | $ 162,000 |
| Hidalgo County Texas | 8 | $ 1,395,000 | $ 174,000 | $ 53,000 |
| Nueces County Texas | 8 | $ 1,883,000 | $ 235,000 | $ 71,000 |
| Orange County California | 7 | $ 2,654,000 | $ 379,000 | $ 107,000 |
| Alameda County California | 6 | $ 1,894,000 | $ 315,000 | $ 144,000 |
| Riverside County California | 6 | $ 1,298,000 | $ 216,000 | $ 54,000 |
| Nassau County New York | 6 | $ 2,314,000 | $ 385,000 | $ 82,000 |
| Philadelphia County Pennsylvania | 6 | $ 1,140,000 | $ 190,000 | $ 62,000 |
| Will County Illinois | 5 | $ 1,231,000 | $ 246,000 | $ 82,000 |
| Johnson County Kansas | 5 | $ 1,049,000 | $ 209,000 | $ 116,000 |
| Sedgwick County Kansas | 5 | $ 1,019,000 | $ 203,000 | $ 56,000 |
| Clay County Missouri | 5 | $ 910,000 | $ 182,000 | $ 49,000 |
| Montgomery County Pennsylvania | 5 | $ 1,153,000 | $ 230,000 | $ 58,000 |
| San Diego County California | 4 | $ 1,188,000 | $ 297,000 | $ 109,000 |
| Adams County Colorado | 4 | $ 824,000 | $ 206,000 | $ 76,000 |
| Kane County Illinois | 4 | $ 741,000 | $ 185,000 | $ 73,000 |
| Montgomery County Maryland | 4 | $ 1,302,000 | $ 325,000 | $ 85,000 |
| Hampden County Massachusetts | 4 | $ 715,000 | $ 178,000 | $ 59,000 |
| Worcester County Massachusetts | 4 | $ 1,109,000 | $ 277,000 | $ 86,000 |
| Tulsa County Oklahoma | 4 | $ 899,000 | $ 224,000 | $ 63,000 |
| Lake County Illinois | 3 | $ 575,000 | $ 191,000 | $ 69,000 |
| McHenry County Illinois | 3 | $ 556,000 | $ 185,000 | $ 68,000 |
| Barnstable County Massachusetts | 3 | $ 817,000 | $ 272,000 | $ 131,000 |
| Middlesex County Massachusetts | 3 | $ 889,000 | $ 296,000 | $ 72,000 |
| St. Louis County Missouri | 3 | $ 341,000 | $ 113,000 | $ 21,000 |
| Carroll County New Hampshire | 3 | $ 523,000 | $ 174,000 | $ 12,000 |
| Strafford County New Hampshire | 3 | $ 567,000 | $ 189,000 | $ 29,000 |
| Gloucester County New Jersey | 3 | $ 655,000 | $ 218,000 | $ 91,000 |
| Middlesex County New Jersey | 3 | $ 765,000 | $ 255,000 | $ 91,000 |
| Ocean County New Jersey | 3 | $ 1,179,000 | $ 393,000 | $ 225,000 |
| Suffolk County New York | 3 | $ 667,000 | $ 222,000 | $ 82,000 |
| Canadian County Oklahoma | 3 | $ 628,000 | $ 209,000 | $ 127,000 |
| Bucks County Pennsylvania | 3 | $ 606,000 | $ 202,000 | $ 70,000 |
| Lehigh County Pennsylvania | 3 | $ 475,000 | $ 158,000 | $ 54,000 |
| Northumberland County Pennsylvania | 3 | $ 551,000 | $ 183,000 | $ 0 |
| Washington County Rhode Island | 3 | $ 885,000 | $ 295,000 | $ 14,000 |
| Galveston County Texas | 3 | $ 422,000 | $ 140,000 | $ 111,000 |
| Parker County Texas | 3 | $ 1,591,000 | $ 530,000 | $ 645,000 |
| King County Washington | 3 | $ 868,000 | $ 289,000 | $ 65,000 |
| Sacramento County California | 2 | $ 440,000 | $ 220,000 | $ 39,000 |
| San Bernardino County California | 2 | $ 383,000 | $ 191,000 | $ 63,000 |
| San Joaquin County California | 2 | $ 423,000 | $ 211,000 | $ 27,000 |
| Solano County California | 2 | $ 709,000 | $ 354,000 | $ 123,000 |
| Douglas County Colorado | 2 | $ 564,000 | $ 282,000 | $ 68,000 |
| Jefferson County Colorado | 2 | $ 595,000 | $ 297,000 | $ 70,000 |
| Pueblo County Colorado | 2 | $ 302,000 | $ 151,000 | $ 72,000 |
| Windham County Connecticut | 2 | $ 430,000 | $ 215,000 | $ 34,000 |
| Orange County Florida | 2 | $ 348,000 | $ 174,000 | $ 51,000 |
| Volusia County Florida | 2 | $ 445,000 | $ 222,000 | $ 29,000 |
| Polk County Iowa | 2 | $ 488,000 | $ 244,000 | $ 102,000 |
| Reno County Kansas | 2 | $ 135,000 | $ 67,000 | $ 28,000 |
| Seward County Kansas | 2 | $ 223,000 | $ 111,000 | $ 55,000 |
| Wyandotte County Kansas | 2 | $ 375,000 | $ 187,000 | $ 75,000 |
| Jefferson County Louisiana | 2 | $ 284,000 | $ 142,000 | $ 88,000 |
| Essex County Massachusetts | 2 | $ 706,000 | $ 353,000 | $ 128,000 |
| Plymouth County Massachusetts | 2 | $ 592,000 | $ 296,000 | $ 109,000 |
| Atlantic County New Jersey | 2 | $ 376,000 | $ 188,000 | $ 289,000 |
| Bergen County New Jersey | 2 | $ 584,000 | $ 292,000 | $ 87,000 |
| Burlington County New Jersey | 2 | $ 388,000 | $ 194,000 | $ 119,000 |
| Mercer County New Jersey | 2 | $ 490,000 | $ 245,000 | $ 57,000 |
| Monmouth County New Jersey | 2 | $ 414,000 | $ 207,000 | $ 30,000 |
| Kings County New York | 2 | $ 487,000 | $ 243,000 | $ 80,000 |
| Richmond County New York | 2 | $ 829,000 | $ 414,000 | $ 155,000 |
| Westchester County New York | 2 | $ 659,000 | $ 329,000 | $ 97,000 |
| Texas County Oklahoma | 2 | $ 248,000 | $ 124,000 | $ 17,000 |
| Westmoreland County Pennsylvania | 2 | $ 519,000 | $ 259,000 | $ 82,000 |
| York County Pennsylvania | 2 | $ 339,000 | $ 169,000 | $ 41,000 |
| Brazoria County Texas | 2 | $ 311,000 | $ 155,000 | $ 78,000 |
| Ellis County Texas | 2 | $ 346,000 | $ 173,000 | $ 0 |
| Guadalupe County Texas | 2 | $ 412,000 | $ 206,000 | $ 253,000 |
| Webb County Texas | 2 | $ 436,000 | $ 218,000 | $ 118,000 |
| Montgomery County Virginia | 2 | $ 1,306,000 | $ 653,000 | $ 0 |
| Marquette County Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Lawrence County Alabama | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 263,000 | $ 263,000 | $ 128,000 |
| Pima County Arizona | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Pinal County Arizona | 1 | $ 187,000 | $ 187,000 | $ 78,000 |
| Faulkner County Arkansas | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Pope County Arkansas | 1 | $ 107,000 | $ 107,000 | $ 45,000 |
| Contra Costa County California | 1 | $ 636,000 | $ 636,000 | $ 462,000 |
| Napa County California | 1 | $ 176,000 | $ 176,000 | $ 32,000 |
| San Francisco County California | 1 | $ 638,000 | $ 638,000 | $ 199,000 |
| Santa Cruz County California | 1 | $ 369,000 | $ 369,000 | $ 193,000 |
| Yolo County California | 1 | $ 360,000 | $ 360,000 | $ 108,000 |
| Arapahoe County Colorado | 1 | $ 361,000 | $ 361,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 208,000 | $ 208,000 | $ 195,000 |
| Rio Grande County Colorado | 1 | $ 238,000 | $ 238,000 | $ 167,000 |
| Hartford County Connecticut | 1 | $ 232,000 | $ 232,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Kent County Delaware | 1 | $ 201,000 | $ 201,000 | $ 80,000 |
| New Castle County Delaware | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Duval County Florida | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
| Flagler County Florida | 1 | $ 192,000 | $ 192,000 | $ 87,000 |
| Hernando County Florida | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 204,000 | $ 204,000 | $ 49,000 |
| Lee County Florida | 1 | $ 220,000 | $ 220,000 | $ 105,000 |
| Miami-Dade County Florida | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Pinellas County Florida | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| Polk County Florida | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 304,000 | $ 304,000 | $ 46,000 |
| Sarasota County Florida | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 164,000 | $ 164,000 | $ 56,000 |
| Clayton County Georgia | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
| Paulding County Georgia | 1 | $ 160,000 | $ 160,000 | $ 31,000 |
| Richmond County Georgia | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Walton County Georgia | 1 | $ 273,000 | $ 273,000 | $ 47,000 |
| Madison County Illinois | 1 | $ 162,000 | $ 162,000 | $ 118,000 |
| Bartholomew County Indiana | 1 | $ 79,000 | $ 79,000 | $ 41,000 |
| Boone County Indiana | 1 | $ 247,000 | $ 247,000 | $ 92,000 |
| Hendricks County Indiana | 1 | $ 153,000 | $ 153,000 | $ 88,000 |
| Johnson County Indiana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Porter County Indiana | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Johnson County Iowa | 1 | $ 121,000 | $ 121,000 | $ 43,000 |
| Clay County Kansas | 1 | $ 108,000 | $ 108,000 | $ 49,000 |
| Leavenworth County Kansas | 1 | $ 117,000 | $ 117,000 | $ 50,000 |
| Osage County Kansas | 1 | $ 160,000 | $ 160,000 | $ 73,000 |
| Ottawa County Kansas | 1 | $ 103,000 | $ 103,000 | $ 35,000 |
| Pottawatomie County Kansas | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Pratt County Kansas | 1 | $ 208,000 | $ 208,000 | $ 111,000 |
| Shawnee County Kansas | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| Stevens County Kansas | 1 | $ 263,000 | $ 263,000 | $ 195,000 |
| Orleans County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 110,000 |
| St. Landry County Louisiana | 1 | $ 143,000 | $ 143,000 | $ 43,000 |
| Cumberland County Maine | 1 | $ 286,000 | $ 286,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 221,000 | $ 221,000 | $ 67,000 |
| Baltimore City County Maryland | 1 | $ 168,000 | $ 168,000 | $ 75,000 |
| Cecil County Maryland | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Frederick County Maryland | 1 | $ 164,000 | $ 164,000 | $ 33,000 |
| Harford County Maryland | 1 | $ 120,000 | $ 120,000 | $ 154,000 |
| Prince George's County Maryland | 1 | $ 242,000 | $ 242,000 | $ 57,000 |
| Dukes County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 117,000 |
| Norfolk County Massachusetts | 1 | $ 252,000 | $ 252,000 | $ 105,000 |
| Genesee County Michigan | 1 | $ 181,000 | $ 181,000 | $ 81,000 |
| Oakland County Michigan | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 318,000 | $ 318,000 | $ 60,000 |
| Hennepin County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 35,000 |
| Ramsey County Minnesota | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Redwood County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Washington County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 22,000 |
| Wright County Minnesota | 1 | $ 206,000 | $ 206,000 | $ 136,000 |
| Cass County Missouri | 1 | $ 250,000 | $ 250,000 | $ 125,000 |
| Jackson County Missouri | 1 | $ 103,000 | $ 103,000 | $ 48,000 |
| Jefferson County Missouri | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Johnson County Missouri | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Lafayette County Missouri | 1 | $ 192,000 | $ 192,000 | $ 95,000 |
| Marion County Missouri | 1 | $ 174,000 | $ 174,000 | $ 58,000 |
| St. Charles County Missouri | 1 | $ 220,000 | $ 220,000 | $ 120,000 |
| Douglas County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Lincoln County Nebraska | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 142,000 | $ 142,000 | $ 38,000 |
| Merrimack County New Hampshire | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Camden County New Jersey | 1 | $ 142,000 | $ 142,000 | $ 85,000 |
| Essex County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 63,000 |
| Hudson County New Jersey | 1 | $ 167,000 | $ 167,000 | $ 38,000 |
| Hunterdon County New Jersey | 1 | $ 168,000 | $ 168,000 | $ 44,000 |
| Morris County New Jersey | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 353,000 | $ 353,000 | $ 0 |
| Bronx County New York | 1 | $ 288,000 | $ 288,000 | $ 85,000 |
| Saratoga County New York | 1 | $ 214,000 | $ 214,000 | $ 48,000 |
| Cabarrus County North Carolina | 1 | $ 262,000 | $ 262,000 | $ 124,000 |
| Cumberland County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 132,000 |
| Davidson County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Gaston County North Carolina | 1 | $ 256,000 | $ 256,000 | $ 25,000 |
| Union County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 36,000 |
| Carter County Oklahoma | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Garvin County Oklahoma | 1 | $ 219,000 | $ 219,000 | $ 95,000 |
| Kiowa County Oklahoma | 1 | $ 156,000 | $ 156,000 | $ 70,000 |
| Logan County Oklahoma | 1 | $ 350,000 | $ 350,000 | $ 125,000 |
| Oklahoma County Oklahoma | 1 | $ 350,000 | $ 350,000 | $ 318,000 |
| Osage County Oklahoma | 1 | $ 172,000 | $ 172,000 | $ 34,000 |
| Rogers County Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 41,000 |
| Multnomah County Oregon | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Washington County Oregon | 1 | $ 408,000 | $ 408,000 | $ 102,000 |
| Berks County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 46,000 |
| Butler County Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 234,000 | $ 234,000 | $ 65,000 |
| Clinton County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 65,000 |
| Lawrence County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 41,000 |
| Bristol County Rhode Island | 1 | $ 250,000 | $ 250,000 | $ 80,000 |
| Newport County Rhode Island | 1 | $ 157,000 | $ 157,000 | $ 31,000 |
| Beaufort County South Carolina | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Bastrop County Texas | 1 | $ 178,000 | $ 178,000 | $ 75,000 |
| Cameron County Texas | 1 | $ 185,000 | $ 185,000 | $ 306,000 |
| Comal County Texas | 1 | $ 300,000 | $ 300,000 | $ 59,000 |
| Dimmit County Texas | 1 | $ 203,000 | $ 203,000 | $ 106,000 |
| Franklin County Texas | 1 | $ 360,000 | $ 360,000 | $ 712,000 |
| Gillespie County Texas | 1 | $ 185,000 | $ 185,000 | $ 691,000 |
| Henderson County Texas | 1 | $ 204,000 | $ 204,000 | $ 128,000 |
| Hockley County Texas | 1 | $ 159,000 | $ 159,000 | $ 68,000 |
| Jefferson County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Jim Wells County Texas | 1 | $ 134,000 | $ 134,000 | $ 57,000 |
| Jones County Texas | 1 | $ 128,000 | $ 128,000 | $ 37,000 |
| Kaufman County Texas | 1 | $ 187,000 | $ 187,000 | $ 131,000 |
| Kleberg County Texas | 1 | $ 5,497,000 | $ 5,497,000 | $ 0 |
| Liberty County Texas | 1 | $ 228,000 | $ 228,000 | $ 85,000 |
| Montgomery County Texas | 1 | $ 393,000 | $ 393,000 | $ 195,000 |
| Orange County Texas | 1 | $ 3,300,000 | $ 3,300,000 | $ 0 |
| Rockwall County Texas | 1 | $ 360,000 | $ 360,000 | $ 140,000 |
| San Patricio County Texas | 1 | $ 229,000 | $ 229,000 | $ 46,000 |
| Wise County Texas | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 310,000 | $ 310,000 | $ 113,000 |
| Louisa County Virginia | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Prince William County Virginia | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 352,000 | $ 352,000 | $ 108,000 |
| Virginia Beach County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Benton County Washington | 1 | $ 160,000 | $ 160,000 | $ 119,000 |
| Clark County Washington | 1 | $ 315,000 | $ 315,000 | $ 0 |
Mortgage Loan Application Detail Totals for Texas Capital Bank, National Association in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 311 | $160,843,000 | $517,000 | $36,546,000 | $103,000 | $3,568,000 |
| Refinancing | 271 | $71,368,000 | $263,000 | $1,800,000 | $86,000 | $553,000 |
| Home Improvement | 4 | $8,873,000 | $2,218,000 | $5,497,000 | $512,000 | $1,677,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 366 | $101,065,000 | $276,000 | $3,800,000 | $114,000 | $3,568,000 |
| Hispanic | 77 | $16,992,000 | $220,000 | $636,000 | $69,000 | $318,000 |
| Asian | 49 | $16,931,000 | $345,000 | $1,800,000 | $130,000 | $553,000 |
| Not applicable | 40 | $92,516,000 | $2,312,000 | $36,546,000 | $0 | $0 |
| Black or African American | 28 | $6,715,000 | $239,000 | $417,000 | $49,000 | $144,000 |
| Not Provided | 24 | $6,245,000 | $260,000 | $446,000 | $104,000 | $540,000 |
| American Indian or Alaskan Native | 1 | $400,000 | $400,000 | $400,000 | $155,000 | $155,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $220,000 | $220,000 | $220,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 378 | $197,018,000 | $521,000 | $36,546,000 | $121,000 | $3,568,000 |
| FHA-insured (Federal Housing Administration) | 137 | $27,962,000 | $204,000 | $636,000 | $55,000 | $154,000 |
| VA-guaranteed (Veterans Administration) | 71 | $16,104,000 | $226,000 | $480,000 | $56,000 | $186,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 521 | $122,050,000 | $234,000 | $638,000 | $82,000 | $712,000 |
| Loan Originated | 46 | $109,172,000 | $2,373,000 | $36,546,000 | $227,000 | $3,568,000 |
| Application Withdrawn By Applicant | 17 | $9,516,000 | $559,000 | $1,800,000 | $255,000 | $1,677,000 |
| Application Approved But Not Accepted | 2 | $346,000 | $173,000 | $173,000 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Capital Bank, National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texas Capital Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.