The Cit Group/Consumer Finance
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
The Cit Group/Consumer Finance 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Cit Group/Consumer Finance 1 Cit Drive Livingston, NJ 07039 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 89,356 |
| Total Mortgage Loan Application Amount | $10,937,277,000 |
| Average Mortgage Loan Application Amount | $119,666 |
| Highest Mortgage Loan Application Amount | $1,889,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $4,607,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with The Cit Group/Consumer Finance. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Cit Group/Consumer Finance's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down The Cit Group/Consumer Finance's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Cit Group/Consumer Finance serves its applicants.
Each category highlights the total number of mortgage applications processed by The Cit Group/Consumer Finance, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Cit Group/Consumer Finance's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-JOLIET, IL | 4,580 | $ 711,882,000 | $ 155,000 | $ 67,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 4,429 | $ 412,956,000 | $ 93,000 | $ 70,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 3,052 | $ 366,596,000 | $ 120,000 | $ 70,000 |
| ST. LOUIS, MO-IL | 2,601 | $ 227,386,000 | $ 80,500 | $ 51,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2,293 | $ 190,301,000 | $ 82,000 | $ 49,000 |
| PITTSBURGH, PA | 2,024 | $ 149,296,000 | $ 73,000 | $ 62,000 |
| DALLAS-PLANO-IRVING, TX | 1,960 | $ 198,841,000 | $ 101,000 | $ 69,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,938 | $ 474,993,000 | $ 245,000 | $ 128,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 1,929 | $ 186,847,000 | $ 99,333 | $ 64,666 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,730 | $ 250,028,000 | $ 144,000 | $ 65,000 |
| DENVER-AURORA, CO | 1,728 | $ 220,377,000 | $ 127,000 | $ 79,000 |
| SAN ANTONIO, TX | 1,700 | $ 134,678,000 | $ 79,000 | $ 60,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,591 | $ 338,459,000 | $ 212,000 | $ 99,000 |
| COLUMBUS, OH | 1,469 | $ 148,716,000 | $ 101,000 | $ 60,000 |
| LAS VEGAS-PARADISE, NV | 1,412 | $ 236,751,000 | $ 167,000 | $ 84,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,161 | $ 257,422,000 | $ 239,000 | $ 73,750 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,106 | $ 141,889,000 | $ 128,000 | $ 60,000 |
| OKLAHOMA CITY, OK | 1,091 | $ 84,201,000 | $ 77,000 | $ 54,000 |
| KANSAS CITY, MO-KS | 1,086 | $ 104,502,000 | $ 98,500 | $ 50,500 |
| ORLANDO-KISSIMMEE, FL | 984 | $ 137,154,000 | $ 139,000 | $ 70,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 949 | $ 164,499,000 | $ 173,000 | $ 85,000 |
| INDIANAPOLIS-CARMEL, IN | 937 | $ 82,762,000 | $ 88,000 | $ 61,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 918 | $ 97,563,000 | $ 106,000 | $ 65,000 |
| BALTIMORE-TOWSON, MD | 877 | $ 132,634,000 | $ 151,000 | $ 64,000 |
| FORT WORTH-ARLINGTON, TX | 876 | $ 79,570,000 | $ 90,000 | $ 61,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 842 | $ 73,161,000 | $ 85,500 | $ 54,500 |
| OAKLAND-FREMONT-HAYWARD, CA | 823 | $ 214,303,000 | $ 260,000 | $ 143,000 |
| TULSA, OK | 777 | $ 56,724,000 | $ 73,000 | $ 57,000 |
| PHILADELPHIA, PA | 741 | $ 87,226,000 | $ 117,000 | $ 63,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 736 | $ 97,761,000 | $ 132,000 | $ 60,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 721 | $ 69,363,000 | $ 94,000 | $ 63,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 692 | $ 108,659,000 | $ 140,500 | $ 27,000 |
| EL PASO, TX | 676 | $ 55,134,000 | $ 81,000 | $ 61,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 637 | $ 100,403,000 | $ 157,000 | $ 77,000 |
| SALT LAKE CITY, UT | 616 | $ 74,822,000 | $ 121,000 | $ 72,000 |
| TOLEDO, OH | 613 | $ 51,352,000 | $ 83,000 | $ 59,000 |
| AUSTIN-ROUND ROCK, TX | 595 | $ 71,131,000 | $ 119,000 | $ 80,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 568 | $ 41,896,000 | $ 73,000 | $ 50,500 |
| DAYTON, OH | 560 | $ 46,543,000 | $ 83,000 | $ 76,000 |
| RALEIGH-CARY, NC | 549 | $ 58,332,000 | $ 106,000 | $ 67,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 544 | $ 126,301,000 | $ 232,000 | $ 127,000 |
| AKRON, OH | 531 | $ 48,335,000 | $ 91,000 | $ 53,000 |
| NEWARK-UNION, NJ-PA | 530 | $ 126,795,000 | $ 187,000 | $ 69,500 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 505 | $ 75,670,000 | $ 145,500 | $ 77,000 |
| JACKSONVILLE, FL | 499 | $ 57,172,000 | $ 114,000 | $ 61,000 |
| CANTON-MASSILLON, OH | 456 | $ 34,954,000 | $ 76,000 | $ 59,000 |
| RICHMOND, VA | 456 | $ 54,044,000 | $ 118,000 | $ 58,000 |
| COLUMBIA, SC | 449 | $ 40,575,000 | $ 90,000 | $ 56,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 436 | $ 37,809,000 | $ 86,000 | $ 58,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 424 | $ 70,846,000 | $ 167,000 | $ 96,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 416 | $ 88,086,000 | $ 211,000 | $ 93,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 404 | $ 52,186,000 | $ 121,000 | $ 51,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 385 | $ 44,767,000 | $ 116,000 | $ 65,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 342 | $ 60,959,000 | $ 178,000 | $ 86,000 |
| MCALLEN-EDINBURG-MISSION, TX | 323 | $ 23,465,000 | $ 72,000 | $ 52,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 320 | $ 84,306,000 | $ 263,000 | $ 123,000 |
| GREENSBORO-HIGH POINT, NC | 314 | $ 32,655,000 | $ 103,000 | $ 61,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 304 | $ 78,785,000 | $ 259,000 | $ 133,000 |
| CAMDEN, NJ | 291 | $ 44,531,000 | $ 153,000 | $ 67,000 |
| EVANSVILLE, IN-KY | 278 | $ 21,476,000 | $ 78,500 | $ 52,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 270 | $ 69,780,000 | $ 258,000 | $ 155,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 269 | $ 30,677,000 | $ 146,500 | $ 87,000 |
| COLORADO SPRINGS, CO | 267 | $ 33,767,000 | $ 126,000 | $ 82,000 |
| GREENVILLE, SC | 263 | $ 22,051,000 | $ 83,000 | $ 51,000 |
| EDISON, NJ | 259 | $ 61,912,000 | $ 239,000 | $ 82,000 |
| LAKELAND, FL | 254 | $ 29,265,000 | $ 115,000 | $ 57,000 |
| TERRE HAUTE, IN | 252 | $ 16,193,000 | $ 64,000 | $ 40,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 250 | $ 52,142,000 | $ 208,000 | $ 94,000 |
| STOCKTON, CA | 241 | $ 55,724,000 | $ 231,000 | $ 98,000 |
| BROWNSVILLE-HARLINGEN, TX | 237 | $ 17,303,000 | $ 73,000 | $ 46,000 |
| FLINT, MI | 234 | $ 18,848,000 | $ 80,000 | $ 46,000 |
| DURHAM, NC | 228 | $ 22,483,000 | $ 98,000 | $ 62,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 223 | $ 60,760,000 | $ 272,000 | $ 100,000 |
| ASHEVILLE, NC | 220 | $ 22,161,000 | $ 100,000 | $ 59,000 |
| FRESNO, CA | 216 | $ 33,028,000 | $ 152,000 | $ 70,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 210 | $ 28,170,000 | $ 134,000 | $ 70,000 |
| CAPE CORAL-FORT MYERS, FL | 205 | $ 35,378,000 | $ 172,000 | $ 76,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 202 | $ 29,032,000 | $ 148,000 | $ 55,500 |
| BAKERSFIELD, CA | 197 | $ 33,811,000 | $ 171,000 | $ 66,000 |
| WINSTON-SALEM, NC | 189 | $ 17,878,000 | $ 94,000 | $ 61,000 |
| FAYETTEVILLE, NC | 188 | $ 15,113,000 | $ 80,000 | $ 132,000 |
| ROCKY MOUNT, NC | 188 | $ 13,437,000 | $ 71,000 | $ 48,000 |
| GARY, IN | 187 | $ 17,016,000 | $ 90,000 | $ 48,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 175 | $ 37,604,000 | $ 214,000 | $ 58,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 174 | $ 12,497,000 | $ 71,000 | $ 67,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 173 | $ 18,456,000 | $ 106,000 | $ 49,000 |
| CORPUS CHRISTI, TX | 166 | $ 14,008,000 | $ 84,000 | $ 65,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 165 | $ 15,300,000 | $ 92,500 | $ 45,000 |
| CHATTANOOGA, TN-GA | 164 | $ 15,680,000 | $ 92,000 | $ 44,500 |
| TUCSON, AZ | 164 | $ 20,247,000 | $ 123,000 | $ 55,000 |
| BEAUMONT-PORT ARTHUR, TX | 160 | $ 12,317,000 | $ 76,000 | $ 61,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 159 | $ 36,130,000 | $ 227,000 | $ 197,000 |
| FORT WAYNE, IN | 155 | $ 11,328,000 | $ 73,000 | $ 44,000 |
| GRAND RAPIDS-WYOMING, MI | 153 | $ 14,806,000 | $ 96,000 | $ 41,000 |
| OGDEN-CLEARFIELD, UT | 152 | $ 17,887,000 | $ 117,000 | $ 57,000 |
| GRAND JUNCTION, CO | 151 | $ 17,663,000 | $ 116,000 | $ 89,000 |
| GREENVILLE, NC | 151 | $ 13,300,000 | $ 88,000 | $ 94,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 149 | $ 29,958,000 | $ 217,000 | $ 22,000 |
| BURLINGTON, NC | 148 | $ 13,666,000 | $ 92,000 | $ 63,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 148 | $ 16,963,000 | $ 114,000 | $ 65,000 |
| PROVO-OREM, UT | 147 | $ 19,517,000 | $ 132,000 | $ 68,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 146 | $ 19,784,000 | $ 135,000 | $ 63,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 141 | $ 23,693,000 | $ 168,000 | $ 34,000 |
| OCALA, FL | 140 | $ 16,168,000 | $ 115,000 | $ 84,000 |
| NEW HAVEN-MILFORD, CT | 137 | $ 22,711,000 | $ 165,000 | $ 28,000 |
| GREELEY, CO | 135 | $ 15,976,000 | $ 118,000 | $ 90,000 |
| WILMINGTON, NC | 133 | $ 14,148,000 | $ 106,000 | $ 72,000 |
| HICKORY-LENOIR-MORGANTON, NC | 131 | $ 10,987,000 | $ 83,000 | $ 67,000 |
| VALLEJO-FAIRFIELD, CA | 131 | $ 28,513,000 | $ 217,000 | $ 142,000 |
| MODESTO, CA | 128 | $ 26,996,000 | $ 210,000 | $ 69,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 127 | $ 14,237,000 | $ 112,000 | $ 33,000 |
| LANSING-EAST LANSING, MI | 125 | $ 11,391,000 | $ 91,000 | $ 40,000 |
| SARASOTA-BRADENTON-VENICE, FL | 118 | $ 22,222,000 | $ 188,000 | $ 103,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 117 | $ 13,333,000 | $ 113,000 | $ 60,000 |
| SPARTANBURG, SC | 116 | $ 8,341,000 | $ 71,000 | $ 56,000 |
| HARRISBURG-CARLISLE, PA | 115 | $ 10,908,000 | $ 94,000 | $ 65,000 |
| MUSKEGON-NORTON SHORES, MI | 114 | $ 7,051,000 | $ 61,000 | $ 37,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 114 | $ 10,966,000 | $ 96,000 | $ 57,000 |
| ELIZABETHTOWN, KY | 112 | $ 10,676,000 | $ 95,000 | $ 51,000 |
| YORK-HANOVER, PA | 112 | $ 12,119,000 | $ 108,000 | $ 67,000 |
| SPRINGFIELD, OH | 110 | $ 8,404,000 | $ 76,000 | $ 63,000 |
| TACOMA, WA | 110 | $ 19,058,000 | $ 173,000 | $ 54,000 |
| MACON, GA | 109 | $ 9,819,000 | $ 90,000 | $ 56,000 |
| ALBANY, GA | 108 | $ 9,119,000 | $ 84,000 | $ 67,000 |
| RENO-SPARKS, NV | 104 | $ 19,161,000 | $ 184,000 | $ 77,000 |
| SALINAS, CA | 103 | $ 24,134,000 | $ 234,000 | $ 133,000 |
| LEXINGTON-FAYETTE, KY | 101 | $ 11,090,000 | $ 109,000 | $ 60,000 |
| WILMINGTON, DE-MD-NJ | 101 | $ 14,021,000 | $ 143,666 | $ 51,000 |
| COLUMBUS, GA-AL | 98 | $ 9,045,000 | $ 72,000 | $ 55,500 |
| PUEBLO, CO | 98 | $ 8,631,000 | $ 88,000 | $ 49,000 |
| BOWLING GREEN, KY | 95 | $ 9,464,000 | $ 99,000 | $ 69,000 |
| JACKSON, MI | 95 | $ 7,821,000 | $ 82,000 | $ 44,000 |
| WICHITA FALLS, TX | 95 | $ 6,804,000 | $ 71,000 | $ 54,000 |
| FORT COLLINS-LOVELAND, CO | 94 | $ 12,745,000 | $ 135,000 | $ 84,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 93 | $ 6,575,000 | $ 75,333 | $ 49,000 |
| ANDERSON, IN | 90 | $ 6,116,000 | $ 67,000 | $ 51,000 |
| LAREDO, TX | 87 | $ 7,989,000 | $ 91,000 | $ 54,000 |
| KALAMAZOO-PORTAGE, MI | 85 | $ 7,612,000 | $ 89,000 | $ 38,000 |
| ROANOKE, VA | 84 | $ 8,045,000 | $ 95,000 | $ 47,000 |
| MEMPHIS, TN-MS-AR | 82 | $ 7,555,000 | $ 85,000 | $ 31,500 |
| MERCED, CA | 82 | $ 17,359,000 | $ 211,000 | $ 104,000 |
| LUBBOCK, TX | 78 | $ 5,196,000 | $ 66,000 | $ 55,000 |
| LYNCHBURG, VA | 74 | $ 7,012,000 | $ 94,000 | $ 62,000 |
| SALEM, OR | 74 | $ 9,548,000 | $ 129,000 | $ 57,000 |
| ANDERSON, SC | 71 | $ 5,231,000 | $ 73,000 | $ 49,000 |
| NAPLES-MARCO ISLAND, FL | 71 | $ 14,231,000 | $ 200,000 | $ 87,000 |
| OWENSBORO, KY | 71 | $ 4,839,000 | $ 68,000 | $ 50,000 |
| SUMTER, SC | 71 | $ 5,923,000 | $ 83,000 | $ 52,000 |
| SCRANTON--WILKES-BARRE, PA | 70 | $ 5,172,000 | $ 73,000 | $ 42,000 |
| BIRMINGHAM-HOOVER, AL | 69 | $ 7,309,000 | $ 105,000 | $ 0 |
| FLORENCE, SC | 69 | $ 5,219,000 | $ 75,000 | $ 53,000 |
| ATLANTIC CITY, NJ | 68 | $ 10,975,000 | $ 161,000 | $ 54,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 68 | $ 11,044,000 | $ 170,500 | $ 41,000 |
| SPRINGFIELD, MO | 68 | $ 4,790,000 | $ 70,000 | $ 52,000 |
| WACO, TX | 68 | $ 5,535,000 | $ 81,000 | $ 49,000 |
| SANDUSKY, OH | 66 | $ 5,553,000 | $ 84,000 | $ 50,000 |
| VISALIA-PORTERVILLE, CA | 66 | $ 9,814,000 | $ 148,000 | $ 64,000 |
| ANN ARBOR, MI | 65 | $ 8,228,000 | $ 126,000 | $ 61,000 |
| BATON ROUGE, LA | 64 | $ 8,473,000 | $ 132,000 | $ 45,000 |
| ROCKFORD, IL | 63 | $ 6,217,000 | $ 98,000 | $ 41,000 |
| SANTA ROSA-PETALUMA, CA | 62 | $ 13,282,000 | $ 214,000 | $ 206,000 |
| TYLER, TX | 62 | $ 5,218,000 | $ 84,000 | $ 63,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 60 | $ 5,074,000 | $ 78,000 | $ 44,000 |
| TALLAHASSEE, FL | 60 | $ 7,449,000 | $ 124,000 | $ 63,000 |
| COLLEGE STATION-BRYAN, TX | 59 | $ 4,243,000 | $ 71,000 | $ 71,000 |
| MANSFIELD, OH | 59 | $ 4,903,000 | $ 83,000 | $ 45,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 59 | $ 7,543,000 | $ 127,000 | $ 29,000 |
| BLOOMINGTON, IN | 58 | $ 4,534,000 | $ 78,000 | $ 51,000 |
| ALBUQUERQUE, NM | 56 | $ 6,705,000 | $ 119,000 | $ 50,000 |
| SHREVEPORT-BOSSIER CITY, LA | 56 | $ 5,368,000 | $ 95,000 | $ 42,000 |
| READING, PA | 55 | $ 6,988,000 | $ 127,000 | $ 46,000 |
| ERIE, PA | 54 | $ 3,647,000 | $ 67,000 | $ 56,000 |
| LANCASTER, PA | 53 | $ 5,895,000 | $ 111,000 | $ 51,000 |
| LAS CRUCES, NM | 53 | $ 6,128,000 | $ 115,000 | $ 65,000 |
| SHERMAN-DENISON, TX | 53 | $ 3,901,000 | $ 73,000 | $ 61,000 |
| TRENTON-EWING, NJ | 52 | $ 9,814,000 | $ 188,000 | $ 71,000 |
| GAINESVILLE, FL | 50 | $ 5,456,000 | $ 109,000 | $ 64,000 |
| MUNCIE, IN | 50 | $ 3,176,000 | $ 63,000 | $ 41,000 |
| WHEELING, WV-OH | 50 | $ 3,411,000 | $ 67,000 | $ 42,500 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 49 | $ 4,160,000 | $ 83,000 | $ 81,000 |
| CHARLESTON, WV | 49 | $ 3,963,000 | $ 80,000 | $ 58,000 |
| MONROE, MI | 49 | $ 5,597,000 | $ 114,000 | $ 61,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 47 | $ 3,136,000 | $ 66,000 | $ 22,000 |
| CHEYENNE, WY | 46 | $ 4,597,000 | $ 99,000 | $ 106,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 46 | $ 2,863,000 | $ 62,500 | $ 55,500 |
| ALTOONA, PA | 45 | $ 2,449,000 | $ 54,000 | $ 47,000 |
| FORT SMITH, AR-OK | 45 | $ 2,511,000 | $ 55,500 | $ 41,500 |
| GOLDSBORO, NC | 45 | $ 3,412,000 | $ 75,000 | $ 55,000 |
| KOKOMO, IN | 45 | $ 2,810,000 | $ 62,000 | $ 41,000 |
| LIMA, OH | 45 | $ 3,193,000 | $ 70,000 | $ 35,000 |
| WICHITA, KS | 45 | $ 4,199,000 | $ 93,000 | $ 54,000 |
| WINCHESTER, VA-WV | 44 | $ 7,137,000 | $ 123,000 | $ 47,500 |
| GAINESVILLE, GA | 43 | $ 4,995,000 | $ 116,000 | $ 71,000 |
| WARNER ROBINS, GA | 43 | $ 3,833,000 | $ 89,000 | $ 51,000 |
| BOULDER, CO | 42 | $ 7,147,000 | $ 170,000 | $ 125,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 42 | $ 5,083,000 | $ 121,000 | $ 69,000 |
| MOBILE, AL | 42 | $ 4,756,000 | $ 113,000 | $ 0 |
| ST. GEORGE, UT | 41 | $ 6,353,000 | $ 154,000 | $ 41,000 |
| LONGVIEW, TX | 39 | $ 3,206,000 | $ 82,000 | $ 44,000 |
| MADERA, CA | 39 | $ 7,723,000 | $ 198,000 | $ 102,000 |
| LAFAYETTE, IN | 38 | $ 3,336,000 | $ 87,000 | $ 40,000 |
| LONGVIEW, WA | 38 | $ 3,304,000 | $ 86,000 | $ 53,000 |
| SAVANNAH, GA | 38 | $ 4,004,000 | $ 105,000 | $ 55,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 37 | $ 5,402,000 | $ 146,000 | $ 84,000 |
| NORWICH-NEW LONDON, CT | 36 | $ 6,176,000 | $ 171,000 | $ 27,000 |
| PANAMA CITY-LYNN HAVEN, FL | 36 | $ 6,725,000 | $ 186,000 | $ 129,000 |
| VICTORIA, TX | 36 | $ 3,098,000 | $ 86,000 | $ 88,000 |
| BOISE CITY-NAMPA, ID | 35 | $ 4,208,000 | $ 120,000 | $ 28,000 |
| DALTON, GA | 35 | $ 5,840,000 | $ 166,000 | $ 71,000 |
| JOHNSTOWN, PA | 35 | $ 2,160,000 | $ 61,000 | $ 38,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 35 | $ 2,971,000 | $ 91,500 | $ 48,000 |
| KNOXVILLE, TN | 34 | $ 4,283,000 | $ 125,000 | $ 12,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 34 | $ 2,966,000 | $ 87,000 | $ 61,000 |
| SANTA BARBARA-SANTA MARIA, CA | 34 | $ 8,878,000 | $ 261,000 | $ 92,000 |
| ATHENS-CLARKE COUNTY, GA | 33 | $ 3,597,000 | $ 109,000 | $ 48,000 |
| TEXARKANA, TX-TEXARKANA, AR | 33 | $ 2,555,000 | $ 65,500 | $ 51,000 |
| ABILENE, TX | 32 | $ 2,354,000 | $ 73,000 | $ 64,000 |
| HOT SPRINGS, AR | 32 | $ 2,769,000 | $ 86,000 | $ 54,000 |
| SPOKANE, WA | 32 | $ 4,038,000 | $ 126,000 | $ 39,000 |
| DULUTH, MN-WI | 31 | $ 2,435,000 | $ 70,000 | $ 5,000 |
| EL CENTRO, CA | 31 | $ 4,956,000 | $ 159,000 | $ 54,000 |
| HOLLAND-GRAND HAVEN, MI | 31 | $ 2,945,000 | $ 95,000 | $ 41,000 |
| SANTA CRUZ-WATSONVILLE, CA | 31 | $ 6,925,000 | $ 223,000 | $ 180,000 |
| ELKHART-GOSHEN, IN | 29 | $ 2,384,000 | $ 82,000 | $ 52,000 |
| LAWTON, OK | 29 | $ 1,732,000 | $ 59,000 | $ 47,000 |
| NILES-BENTON HARBOR, MI | 29 | $ 3,696,000 | $ 127,000 | $ 30,000 |
| BATTLE CREEK, MI | 28 | $ 2,442,000 | $ 87,000 | $ 30,000 |
| LAWRENCE, KS | 28 | $ 2,854,000 | $ 101,000 | $ 59,000 |
| BELLINGHAM, WA | 27 | $ 4,887,000 | $ 181,000 | $ 174,000 |
| LAKE CHARLES, LA | 27 | $ 1,853,000 | $ 68,000 | $ 43,000 |
| TOPEKA, KS | 27 | $ 2,279,000 | $ 84,000 | $ 23,000 |
| BOSTON-QUINCY, MA | 26 | $ 5,925,000 | $ 227,000 | $ 0 |
| GREEN BAY, WI | 26 | $ 2,731,000 | $ 105,000 | $ 64,000 |
| PUNTA GORDA, FL | 26 | $ 3,316,000 | $ 127,000 | $ 63,000 |
| SEBASTIAN-VERO BEACH, FL | 26 | $ 4,633,000 | $ 178,000 | $ 169,000 |
| DANVILLE, VA | 25 | $ 1,518,000 | $ 60,000 | $ 48,000 |
| EUGENE-SPRINGFIELD, OR | 25 | $ 3,620,000 | $ 144,000 | $ 55,000 |
| JACKSONVILLE, NC | 24 | $ 1,928,000 | $ 80,000 | $ 78,000 |
| REDDING, CA | 24 | $ 4,406,000 | $ 183,000 | $ 29,000 |
| CHARLOTTESVILLE, VA | 23 | $ 3,977,000 | $ 172,000 | $ 41,000 |
| CUMBERLAND, MD-WV | 23 | $ 2,210,000 | $ 93,000 | $ 45,000 |
| KANKAKEE-BRADLEY, IL | 22 | $ 1,494,000 | $ 67,000 | $ 41,000 |
| OCEAN CITY, NJ | 22 | $ 5,366,000 | $ 243,000 | $ 59,000 |
| OLYMPIA, WA | 22 | $ 4,019,000 | $ 182,000 | $ 56,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 22 | $ 4,253,000 | $ 193,000 | $ 13,000 |
| BREMERTON-SILVERDALE, WA | 21 | $ 3,348,000 | $ 159,000 | $ 53,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 21 | $ 5,804,000 | $ 276,000 | $ 136,000 |
| WILLIAMSPORT, PA | 20 | $ 1,168,000 | $ 58,000 | $ 35,000 |
| DOVER, DE | 19 | $ 3,253,000 | $ 171,000 | $ 81,000 |
| HANFORD-CORCORAN, CA | 19 | $ 2,981,000 | $ 156,000 | $ 39,000 |
| LEBANON, PA | 19 | $ 1,679,000 | $ 88,000 | $ 79,000 |
| MOUNT VERNON-ANACORTES, WA | 19 | $ 2,900,000 | $ 152,000 | $ 85,000 |
| YUMA, AZ | 19 | $ 3,368,000 | $ 177,000 | $ 50,000 |
| JOPLIN, MO | 18 | $ 1,300,000 | $ 72,000 | $ 82,000 |
| COLUMBIA, MO | 17 | $ 1,598,000 | $ 94,000 | $ 60,000 |
| JONESBORO, AR | 17 | $ 1,686,000 | $ 99,000 | $ 57,000 |
| LAFAYETTE, LA | 17 | $ 1,721,000 | $ 101,000 | $ 7,000 |
| MICHIGAN CITY-LA PORTE, IN | 17 | $ 1,248,000 | $ 73,000 | $ 51,000 |
| MIDLAND, TX | 17 | $ 1,411,000 | $ 83,000 | $ 51,000 |
| SAN ANGELO, TX | 17 | $ 1,285,000 | $ 75,000 | $ 40,000 |
| ST. JOSEPH, MO-KS | 17 | $ 1,604,000 | $ 94,000 | $ 29,000 |
| AMARILLO, TX | 15 | $ 1,033,000 | $ 68,000 | $ 46,000 |
| BRUNSWICK, GA | 15 | $ 1,556,000 | $ 103,000 | $ 82,000 |
| HARRISONBURG, VA | 15 | $ 2,359,000 | $ 157,000 | $ 48,000 |
| PINE BLUFF, AR | 15 | $ 1,256,000 | $ 83,000 | $ 52,000 |
| ROME, GA | 15 | $ 1,654,000 | $ 110,000 | $ 48,000 |
| YUBA CITY, CA | 15 | $ 3,016,000 | $ 201,000 | $ 41,000 |
| DES MOINES-WEST DES MOINES, IA | 14 | $ 1,659,000 | $ 118,000 | $ 27,000 |
| FLAGSTAFF, AZ | 14 | $ 2,477,000 | $ 176,000 | $ 75,000 |
| OSHKOSH-NEENAH, WI | 14 | $ 904,000 | $ 64,000 | $ 38,000 |
| PRESCOTT, AZ | 14 | $ 2,381,000 | $ 170,000 | $ 77,000 |
| APPLETON, WI | 13 | $ 837,000 | $ 64,000 | $ 40,000 |
| BAY CITY, MI | 13 | $ 817,000 | $ 62,000 | $ 25,000 |
| CHICO, CA | 13 | $ 2,422,000 | $ 186,000 | $ 51,000 |
| COLUMBUS, IN | 13 | $ 1,412,000 | $ 108,000 | $ 44,000 |
| HONOLULU, HI | 13 | $ 4,021,000 | $ 309,000 | $ 3,000 |
| MADISON, WI | 13 | $ 1,646,000 | $ 126,000 | $ 11,000 |
| MANCHESTER-NASHUA, NH | 13 | $ 2,945,000 | $ 226,000 | $ 8,000 |
| NAPA, CA | 13 | $ 2,378,000 | $ 182,000 | $ 108,000 |
| STATE COLLEGE, PA | 13 | $ 1,139,000 | $ 87,000 | $ 76,000 |
| COEUR D'ALENE, ID | 12 | $ 1,594,000 | $ 132,000 | $ 45,000 |
| MONTGOMERY, AL | 12 | $ 1,222,000 | $ 101,000 | $ 0 |
| ST. CLOUD, MN | 12 | $ 1,515,000 | $ 126,000 | $ 10,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 11 | $ 1,224,000 | $ 111,000 | $ 38,000 |
| CLARKSVILLE, TN-KY | 11 | $ 882,000 | $ 83,000 | $ 38,000 |
| HUNTSVILLE, AL | 11 | $ 1,043,000 | $ 94,000 | $ 0 |
| MORGANTOWN, WV | 11 | $ 1,089,000 | $ 99,000 | $ 68,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 11 | $ 2,463,000 | $ 223,000 | $ 71,000 |
| GADSDEN, AL | 10 | $ 872,000 | $ 87,000 | $ 0 |
| JEFFERSON CITY, MO | 10 | $ 1,228,000 | $ 122,000 | $ 54,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 10 | $ 1,119,000 | $ 111,000 | $ 29,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 10 | $ 740,000 | $ 83,500 | $ 51,500 |
| MEDFORD, OR | 10 | $ 1,600,000 | $ 160,000 | $ 35,000 |
| ODESSA, TX | 10 | $ 559,000 | $ 55,000 | $ 40,000 |
| RACINE, WI | 10 | $ 1,266,000 | $ 126,000 | $ 19,000 |
| VALDOSTA, GA | 10 | $ 1,182,000 | $ 118,000 | $ 66,000 |
| WORCESTER, MA | 10 | $ 1,475,000 | $ 147,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 9 | $ 926,000 | $ 99,000 | $ 42,000 |
| YAKIMA, WA | 9 | $ 715,000 | $ 79,000 | $ 49,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 8 | $ 2,004,000 | $ 250,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 8 | $ 659,000 | $ 82,000 | $ 4,000 |
| SALISBURY, MD | 8 | $ 989,000 | $ 123,000 | $ 61,000 |
| SPRINGFIELD, MA | 8 | $ 961,000 | $ 120,000 | $ 0 |
| BANGOR, ME | 7 | $ 926,000 | $ 132,000 | $ 0 |
| BLOOMINGTON-NORMAL, IL | 7 | $ 1,001,000 | $ 143,000 | $ 64,000 |
| CLEVELAND, TN | 7 | $ 726,000 | $ 103,000 | $ 16,000 |
| DECATUR, AL | 7 | $ 799,000 | $ 114,000 | $ 0 |
| HINESVILLE-FORT STEWART, GA | 7 | $ 487,000 | $ 69,000 | $ 24,000 |
| LEWISTON-AUBURN, ME | 7 | $ 658,000 | $ 94,000 | $ 39,000 |
| ROCHESTER, MN | 7 | $ 850,000 | $ 121,000 | $ 41,000 |
| BEND, OR | 6 | $ 993,000 | $ 165,000 | $ 41,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 6 | $ 1,039,000 | $ 173,000 | $ 24,000 |
| ESSEX COUNTY, MA | 6 | $ 1,261,000 | $ 210,000 | $ 0 |
| FARMINGTON, NM | 6 | $ 637,000 | $ 106,000 | $ 78,000 |
| JANESVILLE, WI | 6 | $ 604,000 | $ 100,000 | $ 17,000 |
| LOGAN, UT-ID | 6 | $ 647,000 | $ 107,000 | $ 22,000 |
| MONROE, LA | 6 | $ 472,000 | $ 78,000 | $ 36,000 |
| PEORIA, IL | 6 | $ 541,000 | $ 90,000 | $ 32,000 |
| WENATCHEE, WA | 6 | $ 820,000 | $ 136,000 | $ 0 |
| DECATUR, IL | 5 | $ 407,000 | $ 81,000 | $ 40,000 |
| JOHNSON CITY, TN | 5 | $ 612,000 | $ 122,000 | $ 26,000 |
| BARNSTABLE TOWN, MA | 4 | $ 1,039,000 | $ 259,000 | $ 0 |
| CARSON CITY, NV | 4 | $ 820,000 | $ 205,000 | $ 35,000 |
| EAU CLAIRE, WI | 4 | $ 534,000 | $ 133,000 | $ 24,000 |
| FOND DU LAC, WI | 4 | $ 439,000 | $ 109,000 | $ 10,000 |
| GRAND FORKS, ND-MN | 4 | $ 439,000 | $ 109,000 | $ 0 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 4 | $ 443,000 | $ 110,000 | $ 39,000 |
| SIOUX CITY, IA-NE-SD | 4 | $ 268,000 | $ 67,000 | $ 58,000 |
| TUSCALOOSA, AL | 4 | $ 481,000 | $ 120,000 | $ 0 |
| ALEXANDRIA, LA | 3 | $ 197,000 | $ 65,000 | $ 103,000 |
| ANNISTON-OXFORD, AL | 3 | $ 373,000 | $ 124,000 | $ 0 |
| JACKSON, TN | 3 | $ 244,000 | $ 81,000 | $ 5,000 |
| LINCOLN, NE | 3 | $ 322,000 | $ 107,000 | $ 43,000 |
| MORRISTOWN, TN | 3 | $ 280,000 | $ 93,000 | $ 28,000 |
| SANTA FE, NM | 3 | $ 743,000 | $ 247,000 | $ 17,000 |
| SPRINGFIELD, IL | 3 | $ 131,000 | $ 43,000 | $ 52,000 |
| AUBURN-OPELIKA, AL | 2 | $ 173,000 | $ 86,000 | $ 0 |
| CEDAR RAPIDS, IA | 2 | $ 209,000 | $ 104,000 | $ 30,000 |
| DANVILLE, IL | 2 | $ 134,000 | $ 67,000 | $ 49,000 |
| DUBUQUE, IA | 2 | $ 157,000 | $ 78,000 | $ 48,000 |
| IOWA CITY, IA | 2 | $ 276,000 | $ 138,000 | $ 62,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 81,000 | $ 40,000 | $ 0 |
| CASPER, WY | 1 | $ 210,000 | $ 210,000 | $ 60,000 |
| CORVALLIS, OR | 1 | $ 169,000 | $ 169,000 | $ 0 |
| DOTHAN, AL | 1 | $ 131,000 | $ 131,000 | $ 0 |
| FARGO, ND-MN | 1 | $ 140,000 | $ 140,000 | $ 87,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 87,000 | $ 87,000 | $ 0 |
| GREAT FALLS, MT | 1 | $ 98,000 | $ 98,000 | $ 84,000 |
| HATTIESBURG, MS | 1 | $ 29,000 | $ 29,000 | $ 0 |
| LEWISTON, ID-WA | 1 | $ 61,000 | $ 61,000 | $ 0 |
| MISSOULA, MT | 1 | $ 435,000 | $ 435,000 | $ 0 |
| PITTSFIELD, MA | 1 | $ 27,000 | $ 27,000 | $ 0 |
| RAPID CITY, SD | 1 | $ 96,000 | $ 96,000 | $ 0 |
| SHEBOYGAN, WI | 1 | $ 139,000 | $ 139,000 | $ 0 |
Mortgage Loan Application Detail Totals for The Cit Group/Consumer Finance in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 43,332 | $5,049,774,000 | $116,000 | $1,603,000 | $68,000 | $4,607,000 |
| Refinancing | 39,821 | $5,184,425,000 | $130,000 | $1,889,000 | $66,000 | $3,817,000 |
| Home Improvement | 6,203 | $703,078,000 | $113,000 | $911,000 | $76,000 | $2,641,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 33,382 | $3,765,788,000 | $112,000 | $1,548,000 | $80,000 | $4,607,000 |
| Black or African American | 17,841 | $2,008,152,000 | $112,000 | $1,889,000 | $69,000 | $3,225,000 |
| Hispanic | 12,582 | $1,575,858,000 | $125,000 | $938,000 | $78,000 | $3,817,000 |
| Not Provided | 12,234 | $1,421,425,000 | $116,000 | $1,742,000 | $77,000 | $2,794,000 |
| Not applicable | 11,555 | $1,879,904,000 | $162,000 | $1,226,000 | $0 | $0 |
| Asian | 1,310 | $220,944,000 | $168,000 | $901,000 | $124,000 | $3,279,000 |
| Native Hawaiian or Other Pacific Islander | 243 | $39,095,000 | $160,000 | $576,000 | $103,000 | $2,339,000 |
| American Indian or Alaskan Native | 209 | $26,111,000 | $124,000 | $528,000 | $79,000 | $312,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 89,356 | $10,937,277,000 | $122,000 | $1,889,000 | $68,000 | $4,607,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 28,559 | $3,055,002,000 | $106,000 | $1,050,000 | $75,000 | $3,403,000 |
| Application Approved But Not Accepted | 20,647 | $2,325,158,000 | $112,000 | $745,000 | $75,000 | $3,817,000 |
| Application Withdrawn By Applicant | 18,352 | $2,385,840,000 | $130,000 | $1,889,000 | $85,000 | $4,607,000 |
| Loan Purchased By The Institution | 11,576 | $1,881,971,000 | $162,000 | $1,226,000 | $0 | $0 |
| Application Denied By Financial Institution | 10,222 | $1,289,306,000 | $126,000 | $1,281,000 | $77,000 | $2,850,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Cit Group/Consumer Finance's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Cit Group/Consumer Finance's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.