The Cit Group/Consumer Finance Mortgage Lending & HMDA Data, 2006

In 2006, The Cit Group/Consumer Finance of Livingston, NJ reported 89,356 mortgage applications totaling $10.9 billion, up 8% from 2005. The average application was for $122,401, and applicants reported an average income of $67,664. 32% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (4,580), Houston-Sugar Land-Baytown, TX (4,429) and Atlanta-Sandy Springs-Marietta, GA (3,052) (applications in parentheses).

Mortgage Company & Address The Cit Group/Consumer Finance
1 Cit Drive
Livingston, NJ 07039
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  
Total Number of Mortgage Applications 89,356
Total Mortgage Loan Application Amount $10,937,277,000
Average Mortgage Loan Application Amount $122,401
Highest Mortgage Loan Application Amount $1,889,000
Average Applicant Income $67,664
Highest Applicant Income $4,607,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Cit Group/Consumer Finance filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Cit Group/Consumer Finance by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 3,736 $ 588,211,000 $ 157,444 $ 68,000
Harris, Texas 3,223 $ 285,722,000 $ 88,650 $ 66,000
Wayne, Michigan 2,293 $ 190,301,000 $ 82,992 $ 49,000
Los Angeles, California 1,938 $ 474,993,000 $ 245,094 $ 128,000
Maricopa, Arizona 1,616 $ 235,504,000 $ 145,732 $ 64,000
Bexar, Texas 1,515 $ 114,740,000 $ 75,735 $ 58,000
Clark, Nevada 1,412 $ 236,751,000 $ 167,670 $ 84,000
Dallas, Texas 1,281 $ 122,059,000 $ 95,284 $ 63,000
St. Louis, Missouri 1,150 $ 98,028,000 $ 85,241 $ 50,000
Franklin, Ohio 1,080 $ 98,687,000 $ 91,376 $ 57,000
Allegheny, Pennsylvania 1,075 $ 76,814,000 $ 71,454 $ 65,000
Miami-Dade, Florida 949 $ 164,499,000 $ 173,339 $ 85,000
Hamilton, Ohio 862 $ 79,443,000 $ 92,161 $ 61,000
Riverside, California 856 $ 189,801,000 $ 221,730 $ 108,000
Oklahoma, Oklahoma 777 $ 58,288,000 $ 75,016 $ 50,000
San Bernardino, California 735 $ 148,658,000 $ 202,255 $ 89,000
Tarrant, Texas 726 $ 67,037,000 $ 92,337 $ 62,000
St. Louis City, Missouri 725 $ 59,280,000 $ 81,765 $ 48,000
Fulton, Georgia 682 $ 92,178,000 $ 135,158 $ 81,000
El Paso, Texas 676 $ 55,134,000 $ 81,559 $ 61,000
Broward, Florida 637 $ 100,403,000 $ 157,618 $ 77,000
Marion, Indiana 617 $ 48,906,000 $ 79,264 $ 53,000
Jackson, Missouri 615 $ 55,663,000 $ 90,508 $ 49,000
Denver, Colorado 606 $ 77,958,000 $ 128,643 $ 83,000
Tulsa, Oklahoma 595 $ 44,141,000 $ 74,186 $ 60,000
Fort Bend, Texas 594 $ 62,776,000 $ 105,683 $ 78,000
Salt Lake, Utah 589 $ 70,986,000 $ 120,519 $ 71,000
Hillsborough, Florida 586 $ 73,343,000 $ 125,158 $ 60,000
Prince George's, Maryland 570 $ 118,181,000 $ 207,335 $ 78,000
Jefferson, Kentucky 565 $ 47,801,000 $ 84,603 $ 60,000
Cuyahoga, Ohio 552 $ 57,226,000 $ 103,670 $ 66,000
San Diego, California 544 $ 126,301,000 $ 232,170 $ 127,000
Orange, Florida 484 $ 68,193,000 $ 140,894 $ 70,000
DeKalb, Georgia 469 $ 53,549,000 $ 114,176 $ 65,000
Philadelphia, Pennsylvania 456 $ 42,918,000 $ 94,118 $ 56,000
Lucas, Ohio 450 $ 33,905,000 $ 75,344 $ 52,000
Stark, Ohio 433 $ 33,508,000 $ 77,385 $ 60,000
Summit, Ohio 429 $ 35,729,000 $ 83,284 $ 50,000
Mecklenburg, North Carolina 427 $ 41,761,000 $ 97,800 $ 66,000
Palm Beach, Florida 424 $ 70,846,000 $ 167,089 $ 96,000
Alameda, California 415 $ 111,574,000 $ 268,853 $ 147,000
Butler, Ohio 415 $ 40,341,000 $ 97,207 $ 66,000
Contra Costa, California 408 $ 102,729,000 $ 251,786 $ 139,000
Montgomery, Ohio 407 $ 32,371,000 $ 79,535 $ 84,000
Wake, North Carolina 399 $ 43,990,000 $ 110,250 $ 71,000
Adams, Colorado 397 $ 42,928,000 $ 108,130 $ 73,000
Arapahoe, Colorado 371 $ 46,674,000 $ 125,805 $ 73,000
Gwinnett, Georgia 370 $ 44,868,000 $ 121,264 $ 69,000
Oakland, Michigan 368 $ 51,703,000 $ 140,497 $ 66,000
Westmoreland, Pennsylvania 362 $ 27,714,000 $ 76,558 $ 60,000
Essex, New Jersey 354 $ 85,468,000 $ 241,435 $ 74,000
Baltimore City, Maryland 336 $ 33,251,000 $ 98,961 $ 59,000
Sacramento, California 333 $ 66,220,000 $ 198,858 $ 89,000
Hidalgo, Texas 323 $ 23,465,000 $ 72,647 $ 52,000
Orange, California 320 $ 84,306,000 $ 263,456 $ 123,000
Hennepin, Minnesota 320 $ 50,252,000 $ 157,037 $ 52,000
Duval, Florida 315 $ 35,409,000 $ 112,409 $ 56,000
Travis, Texas 312 $ 39,821,000 $ 127,631 $ 84,000
Will, Illinois 307 $ 43,346,000 $ 141,192 $ 61,000
Ventura, California 304 $ 78,785,000 $ 259,161 $ 133,000
Cobb, Georgia 297 $ 35,661,000 $ 120,070 $ 71,000
Macomb, Michigan 279 $ 34,592,000 $ 123,985 $ 53,000
Mahoning, Ohio 265 $ 18,647,000 $ 70,366 $ 51,000
Richland, South Carolina 261 $ 24,127,000 $ 92,440 $ 59,000
El Paso, Colorado 256 $ 32,631,000 $ 127,464 $ 83,000
Pulaski, Arkansas 254 $ 21,917,000 $ 86,287 $ 59,000
Polk, Florida 254 $ 29,265,000 $ 115,216 $ 57,000
Baltimore, Maryland 248 $ 42,627,000 $ 171,883 $ 60,000
San Joaquin, California 241 $ 55,724,000 $ 231,219 $ 98,000
Clayton, Georgia 241 $ 20,864,000 $ 86,572 $ 52,000
Cameron, Texas 237 $ 17,303,000 $ 73,008 $ 46,000
DuPage, Illinois 236 $ 38,915,000 $ 164,894 $ 72,000
Genesee, Michigan 234 $ 18,848,000 $ 80,547 $ 46,000
Pinellas, Florida 232 $ 31,325,000 $ 135,021 $ 64,000
St. Charles, Missouri 231 $ 26,808,000 $ 116,051 $ 71,000
Denton, Texas 231 $ 26,592,000 $ 115,116 $ 80,000
Pasco, Florida 224 $ 29,491,000 $ 131,656 $ 60,000
Guilford, North Carolina 224 $ 24,296,000 $ 108,464 $ 65,000
Collin, Texas 220 $ 27,246,000 $ 123,845 $ 72,000
Fresno, California 216 $ 33,028,000 $ 152,907 $ 70,000
Osceola, Florida 214 $ 29,282,000 $ 136,831 $ 63,000
Santa Clara, California 213 $ 54,344,000 $ 255,136 $ 145,000
Horry, South Carolina 210 $ 28,170,000 $ 134,142 $ 70,000
Montgomery, Texas 208 $ 25,099,000 $ 120,668 $ 83,000
Lee, Florida 205 $ 35,378,000 $ 172,575 $ 76,000
Trumbull, Ohio 203 $ 16,008,000 $ 78,857 $ 58,000
Kern, California 197 $ 33,811,000 $ 171,629 $ 66,000
Vigo, Indiana 195 $ 12,377,000 $ 63,471 $ 41,000
Kane, Illinois 194 $ 25,524,000 $ 131,567 $ 58,000
Galveston, Texas 194 $ 17,792,000 $ 91,711 $ 79,000
Vanderburgh, Indiana 190 $ 14,893,000 $ 78,384 $ 52,000
Greenville, South Carolina 190 $ 15,840,000 $ 83,368 $ 51,000
Jefferson, Colorado 187 $ 25,220,000 $ 134,866 $ 85,000
Lake, Illinois 187 $ 26,716,000 $ 142,866 $ 63,000
Montgomery, Maryland 187 $ 41,390,000 $ 221,336 $ 98,000
Warren, Ohio 181 $ 20,988,000 $ 115,955 $ 71,000
King, Washington 181 $ 34,598,000 $ 191,149 $ 91,000
Washington, Pennsylvania 177 $ 15,411,000 $ 87,067 $ 65,000
Lehigh, Pennsylvania 176 $ 16,708,000 $ 94,931 $ 61,000
Fairfield, Connecticut 175 $ 37,604,000 $ 214,880 $ 58,000
Volusia, Florida 173 $ 18,456,000 $ 106,682 $ 49,000
Cumberland, North Carolina 173 $ 13,872,000 $ 80,184 $ 138,000
Williamson, Texas 167 $ 17,951,000 $ 107,491 $ 72,000
Multnomah, Oregon 166 $ 23,732,000 $ 142,963 $ 80,000
Durham, North Carolina 165 $ 16,021,000 $ 97,096 $ 63,000
Pima, Arizona 164 $ 20,247,000 $ 123,457 $ 55,000
Lake, Florida 162 $ 23,605,000 $ 145,709 $ 73,000
Wyandotte, Kansas 162 $ 12,796,000 $ 78,987 $ 39,000
Snohomish, Washington 161 $ 26,361,000 $ 163,732 $ 80,000
Fayette, Pennsylvania 160 $ 10,523,000 $ 65,768 $ 47,000
Fairfax, Virginia 160 $ 38,463,000 $ 240,393 $ 89,000
Anne Arundel, Maryland 157 $ 29,542,000 $ 188,165 $ 68,000
Forsyth, North Carolina 157 $ 14,557,000 $ 92,719 $ 62,000
Lorain, Ohio 157 $ 14,499,000 $ 92,350 $ 56,000
Camden, New Jersey 156 $ 20,464,000 $ 131,179 $ 70,000
Jefferson, Missouri 154 $ 16,034,000 $ 104,116 $ 64,000
Mesa, Colorado 151 $ 17,663,000 $ 116,973 $ 89,000
Charleston, South Carolina 151 $ 21,169,000 $ 140,192 $ 70,000
Alamance, North Carolina 148 $ 13,666,000 $ 92,337 $ 63,000
Nash, North Carolina 147 $ 10,868,000 $ 73,931 $ 49,000
Pitt, North Carolina 145 $ 12,872,000 $ 88,772 $ 96,000
Bell, Texas 144 $ 10,495,000 $ 72,881 $ 65,000
Lake, Indiana 143 $ 11,006,000 $ 76,965 $ 42,000
Clermont, Ohio 143 $ 15,031,000 $ 105,111 $ 78,000
Brazoria, Texas 142 $ 14,913,000 $ 105,021 $ 76,000
Lexington, South Carolina 141 $ 12,619,000 $ 89,496 $ 54,000
Utah, Utah 141 $ 19,076,000 $ 135,290 $ 69,000
Marion, Florida 140 $ 16,168,000 $ 115,485 $ 84,000
Cleveland, Oklahoma 139 $ 11,189,000 $ 80,496 $ 51,000
Henry, Georgia 138 $ 14,785,000 $ 107,137 $ 71,000
Nueces, Texas 138 $ 12,027,000 $ 87,152 $ 64,000
New Haven, Connecticut 137 $ 22,711,000 $ 165,773 $ 28,000
Allen, Indiana 137 $ 10,162,000 $ 74,175 $ 45,000
Weld, Colorado 135 $ 15,976,000 $ 118,340 $ 90,000
Beaver, Pennsylvania 133 $ 9,377,000 $ 70,503 $ 68,000
Berkeley, South Carolina 132 $ 12,612,000 $ 95,545 $ 62,000
Solano, California 131 $ 28,513,000 $ 217,656 $ 142,000
Clark, Washington 130 $ 17,560,000 $ 135,076 $ 72,000
Prince William, Virginia 129 $ 30,176,000 $ 233,922 $ 73,000
Stanislaus, California 128 $ 26,996,000 $ 210,906 $ 69,000
Newton, Georgia 128 $ 13,870,000 $ 108,359 $ 69,000
Seminole, Florida 124 $ 16,074,000 $ 129,629 $ 76,000
Johnson, Kansas 122 $ 17,321,000 $ 141,975 $ 73,000
St. Lucie, Florida 120 $ 15,316,000 $ 127,633 $ 61,000
Kent, Michigan 119 $ 11,996,000 $ 100,806 $ 44,000
Fairfield, Ohio 118 $ 14,412,000 $ 122,135 $ 68,000
Brevard, Florida 117 $ 13,333,000 $ 113,957 $ 60,000
Spartanburg, South Carolina 116 $ 8,341,000 $ 71,905 $ 56,000
Hartford, Connecticut 115 $ 18,968,000 $ 164,939 $ 35,000
Buncombe, North Carolina 115 $ 12,356,000 $ 107,443 $ 66,000
Pinal, Arizona 114 $ 14,524,000 $ 127,403 $ 81,000
Muskegon, Michigan 114 $ 7,051,000 $ 61,850 $ 37,000
Union, New Jersey 113 $ 26,651,000 $ 235,849 $ 86,000
York, Pennsylvania 112 $ 12,119,000 $ 108,205 $ 67,000
Columbiana, Ohio 111 $ 7,493,000 $ 67,504 $ 46,000
Clark, Ohio 110 $ 8,404,000 $ 76,400 $ 63,000
Pierce, Washington 110 $ 19,058,000 $ 173,254 $ 54,000
Douglas, Colorado 107 $ 17,308,000 $ 161,757 $ 96,000
Madison, Illinois 107 $ 8,047,000 $ 75,205 $ 43,000
Johnston, North Carolina 107 $ 10,468,000 $ 97,831 $ 58,000
Chesterfield, Virginia 107 $ 13,364,000 $ 124,897 $ 50,000
Richmond City, Virginia 107 $ 10,382,000 $ 97,028 $ 62,000
York, South Carolina 106 $ 9,848,000 $ 92,905 $ 62,000
St. Clair, Illinois 105 $ 7,418,000 $ 70,647 $ 52,000
Lake, Ohio 105 $ 11,385,000 $ 108,428 $ 63,000
Jefferson, Texas 104 $ 7,749,000 $ 74,509 $ 60,000
Monterey, California 103 $ 24,134,000 $ 234,310 $ 133,000
Hardin, Kentucky 103 $ 10,083,000 $ 97,893 $ 52,000
Washoe, Nevada 103 $ 18,909,000 $ 183,582 $ 77,000
Hancock, Ohio 102 $ 8,183,000 $ 80,225 $ 60,000
Portage, Ohio 102 $ 12,606,000 $ 123,588 $ 68,000
Dorchester, South Carolina 102 $ 10,986,000 $ 107,705 $ 62,000
Monmouth, New Jersey 101 $ 27,411,000 $ 271,396 $ 100,000
Providence, Rhode Island 101 $ 19,405,000 $ 192,128 $ 32,000
Milwaukee, Wisconsin 101 $ 10,267,000 $ 101,653 $ 30,000
Kenton, Kentucky 100 $ 8,174,000 $ 81,740 $ 70,000
Mercer, Pennsylvania 100 $ 7,241,000 $ 72,410 $ 47,000
Cherokee, Georgia 99 $ 15,061,000 $ 152,131 $ 97,000
Johnson, Texas 99 $ 6,743,000 $ 68,111 $ 47,000
Virginia Beach, Virginia 99 $ 13,595,000 $ 137,323 $ 51,000
Pueblo, Colorado 98 $ 8,631,000 $ 88,071 $ 49,000
Washington, Oregon 98 $ 16,620,000 $ 169,591 $ 65,000
Jackson, Michigan 95 $ 7,821,000 $ 82,326 $ 44,000
Delaware, Ohio 95 $ 17,613,000 $ 185,400 $ 97,000
Larimer, Colorado 94 $ 12,745,000 $ 135,585 $ 84,000
Lawrence, Pennsylvania 94 $ 6,024,000 $ 64,085 $ 46,000
Ellis, Texas 93 $ 9,514,000 $ 102,301 $ 91,000
Benton, Arkansas 92 $ 8,398,000 $ 91,282 $ 64,000
Licking, Ohio 92 $ 9,502,000 $ 103,282 $ 59,000
Delaware, Pennsylvania 92 $ 10,159,000 $ 110,423 $ 68,000
Ramsey, Minnesota 91 $ 13,542,000 $ 148,813 $ 35,000
Madison, Indiana 90 $ 6,116,000 $ 67,955 $ 51,000
Warren, Kentucky 90 $ 9,144,000 $ 101,600 $ 70,000
Hamilton, Indiana 89 $ 11,624,000 $ 130,606 $ 92,000
Wood, Ohio 89 $ 9,550,000 $ 107,303 $ 73,000
Montgomery, Pennsylvania 89 $ 14,953,000 $ 168,011 $ 81,000
Henrico, Virginia 89 $ 10,400,000 $ 116,853 $ 56,000
Douglas, Georgia 88 $ 11,146,000 $ 126,659 $ 65,000
Rockdale, Georgia 87 $ 10,314,000 $ 118,551 $ 64,000
Webb, Texas 87 $ 7,989,000 $ 91,827 $ 54,000
Paulding, Georgia 86 $ 9,047,000 $ 105,197 $ 55,000
Canadian, Oklahoma 86 $ 7,741,000 $ 90,011 $ 62,000
Davis, Utah 85 $ 11,126,000 $ 130,894 $ 63,000
Clay, Florida 84 $ 8,894,000 $ 105,880 $ 52,000
Muscogee, Georgia 83 $ 7,255,000 $ 87,409 $ 68,000
Boone, Kentucky 83 $ 8,828,000 $ 106,361 $ 66,000
Merced, California 82 $ 17,359,000 $ 211,695 $ 104,000
San Mateo, California 82 $ 18,138,000 $ 221,195 $ 191,000
New Castle, Delaware 82 $ 11,125,000 $ 135,670 $ 57,000
Bibb, Georgia 82 $ 6,824,000 $ 83,219 $ 55,000
Hudson, New Jersey 82 $ 22,257,000 $ 271,426 $ 75,000
Clackamas, Oregon 82 $ 14,239,000 $ 173,646 $ 116,000
Dakota, Minnesota 80 $ 13,415,000 $ 167,687 $ 66,000
Clay, Missouri 79 $ 8,402,000 $ 106,354 $ 52,000
Elko, Nevada 79 $ 8,593,000 $ 108,772 $ 68,000
Jefferson, Louisiana 78 $ 8,331,000 $ 106,807 $ 56,000
Ingham, Michigan 78 $ 6,512,000 $ 83,487 $ 38,000
Bucks, Pennsylvania 78 $ 14,059,000 $ 180,243 $ 74,000
Wichita, Texas 78 $ 5,568,000 $ 71,384 $ 48,000
Lubbock, Texas 77 $ 5,141,000 $ 66,766 $ 55,000
Medina, Ohio 76 $ 8,712,000 $ 114,631 $ 65,000
Seneca, Ohio 75 $ 4,379,000 $ 58,386 $ 45,000
Clark, Indiana 74 $ 6,136,000 $ 82,918 $ 51,000
Bergen, New Jersey 74 $ 20,329,000 $ 274,716 $ 117,000
Butler, Pennsylvania 72 $ 6,681,000 $ 92,791 $ 60,000
Collier, Florida 71 $ 14,231,000 $ 200,436 $ 87,000
Burlington, New Jersey 71 $ 13,192,000 $ 185,802 $ 65,000
New Hanover, North Carolina 71 $ 8,607,000 $ 121,225 $ 76,000
Anderson, South Carolina 71 $ 5,231,000 $ 73,676 $ 49,000
Sumter, South Carolina 71 $ 5,923,000 $ 83,422 $ 52,000
Escambia, Florida 70 $ 6,267,000 $ 89,528 $ 47,000
Middlesex, New Jersey 69 $ 15,934,000 $ 230,927 $ 73,000
Forsyth, Georgia 68 $ 9,249,000 $ 136,014 $ 89,000
Fayette, Kentucky 68 $ 7,724,000 $ 113,588 $ 66,000
Atlantic, New Jersey 68 $ 10,975,000 $ 161,397 $ 54,000
Monroe, Pennsylvania 68 $ 9,983,000 $ 146,808 $ 62,000
McLennan, Texas 68 $ 5,535,000 $ 81,397 $ 49,000
Sarasota, Florida 67 $ 11,561,000 $ 172,552 $ 91,000
Passaic, New Jersey 67 $ 18,174,000 $ 271,253 $ 112,000
Cabarrus, North Carolina 67 $ 5,996,000 $ 89,492 $ 53,000
Dauphin, Pennsylvania 67 $ 5,318,000 $ 79,373 $ 56,000
Tulare, California 66 $ 9,814,000 $ 148,696 $ 64,000
Walker, Georgia 66 $ 4,880,000 $ 73,939 $ 42,000
Hendricks, Indiana 66 $ 6,504,000 $ 98,545 $ 64,000
Kalamazoo, Michigan 66 $ 6,064,000 $ 91,878 $ 42,000
Erie, Ohio 66 $ 5,553,000 $ 84,136 $ 50,000
Daviess, Kentucky 65 $ 4,496,000 $ 69,169 $ 50,000
Washtenaw, Michigan 65 $ 8,228,000 $ 126,584 $ 61,000
Weber, Utah 65 $ 6,450,000 $ 99,230 $ 47,000
Norfolk, Virginia 65 $ 7,414,000 $ 114,061 $ 42,000
Washington, Arkansas 64 $ 6,311,000 $ 98,609 $ 70,000
Hernando, Florida 64 $ 7,730,000 $ 120,781 $ 47,000
Gloucester, New Jersey 64 $ 10,875,000 $ 169,921 $ 64,000
Saline, Arkansas 63 $ 5,549,000 $ 88,079 $ 57,000
Frederick, Maryland 63 $ 10,752,000 $ 170,666 $ 81,000
Northampton, Pennsylvania 63 $ 9,610,000 $ 152,539 $ 56,000
Sonoma, California 62 $ 13,282,000 $ 214,225 $ 206,000
Bartow, Georgia 62 $ 7,546,000 $ 121,709 $ 80,000
McHenry, Illinois 62 $ 9,199,000 $ 148,370 $ 65,000
Gaston, North Carolina 62 $ 4,999,000 $ 80,629 $ 51,000
Smith, Texas 62 $ 5,218,000 $ 84,161 $ 63,000
Chesapeake, Virginia 62 $ 8,981,000 $ 144,854 $ 55,000
Catoosa, Georgia 61 $ 7,221,000 $ 118,377 $ 71,000
Greene, Ohio 61 $ 5,443,000 $ 89,229 $ 52,000
Laurel, Kentucky 60 $ 5,011,000 $ 83,516 $ 48,000
Pulaski, Kentucky 60 $ 4,281,000 $ 71,350 $ 41,000
Marion, Oregon 60 $ 7,346,000 $ 122,433 $ 53,000
Richland, Ohio 59 $ 4,903,000 $ 83,101 $ 45,000
Carter, Oklahoma 59 $ 4,004,000 $ 67,864 $ 62,000
Davidson, North Carolina 58 $ 5,775,000 $ 99,568 $ 67,000
San Benito, California 57 $ 15,436,000 $ 270,807 $ 193,000
Dougherty, Georgia 57 $ 3,692,000 $ 64,771 $ 53,000
Harford, Maryland 57 $ 11,199,000 $ 196,473 $ 70,000
Ocean, New Jersey 57 $ 11,984,000 $ 210,245 $ 75,000
Orangeburg, South Carolina 57 $ 5,669,000 $ 99,456 $ 66,000
Faulkner, Arkansas 56 $ 4,518,000 $ 80,678 $ 44,000
Miami, Ohio 56 $ 5,818,000 $ 103,892 $ 58,000
Pottawatomie, Oklahoma 56 $ 3,403,000 $ 60,767 $ 43,000
Johnson, Indiana 55 $ 5,503,000 $ 100,054 $ 73,000
Harnett, North Carolina 55 $ 4,344,000 $ 78,981 $ 70,000
Berks, Pennsylvania 55 $ 6,988,000 $ 127,054 $ 46,000
St. Joseph, Indiana 54 $ 4,651,000 $ 86,129 $ 54,000
Henderson, North Carolina 54 $ 4,812,000 $ 89,111 $ 53,000
Erie, Pennsylvania 54 $ 3,647,000 $ 67,537 $ 56,000
Dona Ana, New Mexico 53 $ 6,128,000 $ 115,622 $ 65,000
Lancaster, Pennsylvania 53 $ 5,895,000 $ 111,226 $ 51,000
Shelby, Tennessee 53 $ 5,278,000 $ 99,584 $ 15,000
Grayson, Texas 53 $ 3,901,000 $ 73,603 $ 61,000
St. Johns, Florida 52 $ 7,252,000 $ 139,461 $ 87,000
Charles, Maryland 52 $ 11,925,000 $ 229,326 $ 73,000
Mercer, New Jersey 52 $ 9,814,000 $ 188,730 $ 71,000
Florence, South Carolina 52 $ 4,046,000 $ 77,807 $ 59,000
Hays, Texas 52 $ 7,755,000 $ 149,134 $ 107,000
Spotsylvania, Virginia 52 $ 9,916,000 $ 190,692 $ 108,000
Manatee, Florida 51 $ 10,661,000 $ 209,039 $ 119,000
Wagoner, Oklahoma 51 $ 4,438,000 $ 87,019 $ 60,000
Pickens, South Carolina 51 $ 4,566,000 $ 89,529 $ 53,000
Loudoun, Virginia 51 $ 14,906,000 $ 292,274 $ 107,000
Delaware, Indiana 50 $ 3,176,000 $ 63,520 $ 41,000
Monroe, Michigan 50 $ 5,751,000 $ 115,020 $ 63,000
Kaufman, Texas 50 $ 4,308,000 $ 86,160 $ 52,000
Iredell, North Carolina 49 $ 6,459,000 $ 131,816 $ 68,000
Union, North Carolina 49 $ 6,076,000 $ 124,000 $ 91,000
Rogers, Oklahoma 49 $ 3,552,000 $ 72,489 $ 48,000
Guadalupe, Texas 49 $ 4,830,000 $ 98,571 $ 71,000
Anoka, Minnesota 48 $ 7,388,000 $ 153,916 $ 40,000
Bernalillo, New Mexico 48 $ 5,316,000 $ 110,750 $ 52,000
Marion, Ohio 48 $ 3,368,000 $ 70,166 $ 67,000
Brazos, Texas 48 $ 3,409,000 $ 71,020 $ 71,000
Comal, Texas 48 $ 6,492,000 $ 135,250 $ 104,000
Jefferson, Alabama 47 $ 4,826,000 $ 102,680 $ 0
Lee, Georgia 47 $ 5,137,000 $ 109,297 $ 86,000
Campbell, Kentucky 47 $ 4,150,000 $ 88,297 $ 65,000
Saginaw, Michigan 47 $ 3,136,000 $ 66,723 $ 22,000
Cass, Missouri 47 $ 5,092,000 $ 108,340 $ 62,000
Greene, Missouri 47 $ 3,255,000 $ 69,255 $ 57,000
Catawba, North Carolina 47 $ 4,436,000 $ 94,382 $ 99,000
Lenoir, North Carolina 47 $ 3,830,000 $ 81,489 $ 54,000
Wilson, North Carolina 47 $ 3,788,000 $ 80,595 $ 55,000
Tuscarawas, Ohio 47 $ 3,809,000 $ 81,042 $ 47,000
Lonoke, Arkansas 46 $ 3,990,000 $ 86,739 $ 68,000
Cleveland, North Carolina 46 $ 3,961,000 $ 86,108 $ 50,000
Rockingham, North Carolina 46 $ 3,346,000 $ 72,739 $ 47,000
Sandusky, Ohio 46 $ 4,039,000 $ 87,804 $ 52,000
Laramie, Wyoming 46 $ 4,597,000 $ 99,934 $ 106,000
Franklin, Missouri 45 $ 3,966,000 $ 88,133 $ 56,000
Haywood, North Carolina 45 $ 4,459,000 $ 99,088 $ 50,000
Wayne, North Carolina 45 $ 3,412,000 $ 75,822 $ 55,000
Allen, Ohio 45 $ 3,193,000 $ 70,955 $ 35,000
Armstrong, Pennsylvania 45 $ 2,776,000 $ 61,688 $ 46,000
Bedford, Pennsylvania 45 $ 3,799,000 $ 84,422 $ 57,000
Blair, Pennsylvania 45 $ 2,449,000 $ 54,422 $ 47,000
Placer, California 44 $ 11,294,000 $ 256,681 $ 118,000
Leon, Florida 44 $ 5,738,000 $ 130,409 $ 70,000
Santa Rosa, Florida 44 $ 4,699,000 $ 106,795 $ 73,000
Randolph, North Carolina 44 $ 5,013,000 $ 113,931 $ 54,000
Cumberland, Pennsylvania 44 $ 4,984,000 $ 113,272 $ 80,000
Hall, Georgia 43 $ 4,995,000 $ 116,162 $ 71,000
Houston, Georgia 43 $ 3,833,000 $ 89,139 $ 51,000
Franklin, North Carolina 43 $ 3,874,000 $ 90,093 $ 52,000
Bastrop, Texas 43 $ 4,039,000 $ 93,930 $ 64,000
Rockwall, Texas 43 $ 6,605,000 $ 153,604 $ 115,000
Mobile, Alabama 42 $ 4,756,000 $ 113,238 $ 0
Boulder, Colorado 42 $ 7,147,000 $ 170,166 $ 125,000
Alachua, Florida 42 $ 4,805,000 $ 114,404 $ 62,000
Okaloosa, Florida 42 $ 5,083,000 $ 121,023 $ 69,000
Carroll, Georgia 42 $ 3,847,000 $ 91,595 $ 51,000
Morgan, Indiana 42 $ 4,233,000 $ 100,785 $ 60,000
Bullitt, Kentucky 42 $ 3,373,000 $ 80,309 $ 43,000
Luzerne, Pennsylvania 42 $ 3,088,000 $ 73,523 $ 32,000
Hunt, Texas 42 $ 2,517,000 $ 59,928 $ 108,000
Berkeley, West Virginia 42 $ 6,120,000 $ 145,714 $ 46,000
Sedgwick, Kansas 41 $ 3,822,000 $ 93,219 $ 57,000
Burke, North Carolina 41 $ 3,141,000 $ 76,609 $ 46,000
Edgecombe, North Carolina 41 $ 2,569,000 $ 62,658 $ 43,000
Parker, Texas 41 $ 4,590,000 $ 111,951 $ 82,000
Washington, Utah 41 $ 6,353,000 $ 154,951 $ 41,000
San Francisco, California 40 $ 9,710,000 $ 242,750 $ 176,000
Ottawa, Ohio 40 $ 4,696,000 $ 117,400 $ 112,000
Portsmouth, Virginia 40 $ 4,557,000 $ 113,925 $ 45,000
Madera, California 39 $ 7,723,000 $ 198,025 $ 102,000
Washington, Minnesota 39 $ 6,005,000 $ 153,974 $ 100,000
Citrus, Florida 38 $ 3,680,000 $ 96,842 $ 49,000
Fayette, Georgia 38 $ 7,006,000 $ 184,368 $ 94,000
Floyd, Indiana 38 $ 3,206,000 $ 84,368 $ 60,000
Caddo, Louisiana 38 $ 3,540,000 $ 93,157 $ 52,000
East Baton Rouge, Louisiana 38 $ 3,875,000 $ 101,973 $ 32,000
Cowlitz, Washington 38 $ 3,304,000 $ 86,947 $ 53,000
Kanawha, West Virginia 38 $ 2,899,000 $ 76,289 $ 57,000
Marin, California 37 $ 8,282,000 $ 223,837 $ 233,000
Porter, Indiana 37 $ 5,474,000 $ 147,945 $ 76,000
Carroll, Maryland 37 $ 7,270,000 $ 196,486 $ 71,000
Howard, Maryland 37 $ 7,110,000 $ 192,162 $ 100,000
St. Clair, Michigan 37 $ 4,024,000 $ 108,756 $ 51,000
Cumberland, New Jersey 37 $ 5,402,000 $ 146,000 $ 84,000
Vance, North Carolina 37 $ 2,754,000 $ 74,432 $ 49,000
Ashtabula, Ohio 37 $ 2,821,000 $ 76,243 $ 45,000
Creek, Oklahoma 37 $ 2,317,000 $ 62,621 $ 38,000
Newport News, Virginia 37 $ 4,266,000 $ 115,297 $ 36,000
New London, Connecticut 36 $ 6,176,000 $ 171,555 $ 27,000
Bay, Florida 36 $ 6,725,000 $ 186,805 $ 129,000
Winnebago, Illinois 36 $ 3,414,000 $ 94,833 $ 31,000
Clinton, Ohio 36 $ 3,090,000 $ 85,833 $ 50,000
Preble, Ohio 36 $ 2,911,000 $ 80,861 $ 49,000
Grady, Oklahoma 36 $ 2,656,000 $ 73,777 $ 146,000
Crawford, Pennsylvania 36 $ 2,849,000 $ 79,138 $ 47,000
Maverick, Texas 36 $ 2,121,000 $ 58,916 $ 31,000
Mohave, Arizona 35 $ 5,925,000 $ 169,285 $ 133,000
Nassau, Florida 35 $ 4,024,000 $ 114,971 $ 94,000
Kendall, Illinois 35 $ 5,576,000 $ 159,314 $ 81,000
Howard, Indiana 35 $ 2,257,000 $ 64,485 $ 39,000
McCracken, Kentucky 35 $ 2,108,000 $ 60,228 $ 37,000
Livingston, Michigan 35 $ 5,303,000 $ 151,514 $ 73,000
Brunswick, North Carolina 35 $ 3,137,000 $ 89,628 $ 54,000
Muskingum, Ohio 35 $ 2,935,000 $ 83,857 $ 40,000
Cambria, Pennsylvania 35 $ 2,160,000 $ 61,714 $ 38,000
Orange, Texas 35 $ 2,521,000 $ 72,028 $ 71,000
Santa Barbara, California 34 $ 8,878,000 $ 261,117 $ 92,000
Dearborn, Indiana 34 $ 4,130,000 $ 121,470 $ 67,000
Warrick, Indiana 34 $ 3,091,000 $ 90,911 $ 46,000
Whitley, Kentucky 34 $ 2,011,000 $ 59,147 $ 42,000
Fulton, Ohio 34 $ 3,201,000 $ 94,147 $ 65,000
Muskogee, Oklahoma 34 $ 1,984,000 $ 58,352 $ 44,000
Beaufort, South Carolina 34 $ 5,456,000 $ 160,470 $ 74,000
Orleans, Louisiana 33 $ 3,649,000 $ 110,575 $ 93,000
Brown, Ohio 33 $ 3,429,000 $ 103,909 $ 58,000
Brown, Texas 33 $ 2,459,000 $ 74,515 $ 51,000
Stafford, Virginia 33 $ 8,051,000 $ 243,969 $ 86,000
Garland, Arkansas 32 $ 2,769,000 $ 86,531 $ 54,000
Grant, Indiana 32 $ 1,612,000 $ 50,375 $ 55,000
Boyd, Kentucky 32 $ 1,926,000 $ 60,187 $ 38,000
Somerset, New Jersey 32 $ 6,583,000 $ 205,718 $ 58,000
Wayne, Ohio 32 $ 3,208,000 $ 100,250 $ 74,000
Kershaw, South Carolina 32 $ 2,611,000 $ 81,593 $ 48,000
Spokane, Washington 32 $ 4,038,000 $ 126,187 $ 39,000
Imperial, California 31 $ 4,956,000 $ 159,870 $ 54,000
Santa Cruz, California 31 $ 6,925,000 $ 223,387 $ 180,000
Putnam, Florida 31 $ 2,793,000 $ 90,096 $ 62,000
Barrow, Georgia 31 $ 2,746,000 $ 88,580 $ 47,000
Hart, Georgia 31 $ 2,471,000 $ 79,709 $ 43,000
Lawrence, Indiana 31 $ 1,978,000 $ 63,806 $ 30,000
Muhlenberg, Kentucky 31 $ 1,771,000 $ 57,129 $ 37,000
Ottawa, Michigan 31 $ 2,945,000 $ 95,000 $ 41,000
Scott, Minnesota 31 $ 4,333,000 $ 139,774 $ 57,000
Craven, North Carolina 31 $ 2,778,000 $ 89,612 $ 68,000
Rowan, North Carolina 31 $ 2,066,000 $ 66,645 $ 54,000
Madison, Ohio 31 $ 3,067,000 $ 98,935 $ 52,000
Garfield, Oklahoma 31 $ 2,020,000 $ 65,161 $ 36,000
Frederick, Virginia 31 $ 5,542,000 $ 178,774 $ 57,000
Hampton, Virginia 31 $ 4,293,000 $ 138,483 $ 88,000
Roanoke City, Virginia 31 $ 2,114,000 $ 68,193 $ 32,000
Suffolk, Virginia 31 $ 4,077,000 $ 131,516 $ 142,000
Eaton, Michigan 30 $ 3,135,000 $ 104,500 $ 46,000
Granville, North Carolina 30 $ 2,721,000 $ 90,700 $ 100,000
Jefferson, Ohio 30 $ 1,812,000 $ 60,400 $ 66,000
Lawrence, Ohio 30 $ 2,116,000 $ 70,533 $ 43,000
Walton, Georgia 29 $ 4,445,000 $ 153,275 $ 73,000
Elkhart, Indiana 29 $ 2,384,000 $ 82,206 $ 52,000
Nelson, Kentucky 29 $ 2,404,000 $ 82,896 $ 50,000
Berrien, Michigan 29 $ 3,696,000 $ 127,448 $ 30,000
Champaign, Ohio 29 $ 2,769,000 $ 95,482 $ 67,000
Comanche, Oklahoma 29 $ 1,732,000 $ 59,724 $ 47,000
Jackson, Oklahoma 29 $ 1,311,000 $ 45,206 $ 31,000
Stephens, Oklahoma 29 $ 1,827,000 $ 63,000 $ 43,000
Bowie, Texas 29 $ 2,348,000 $ 80,965 $ 48,000
Tippecanoe, Indiana 28 $ 2,343,000 $ 83,678 $ 40,000
Douglas, Kansas 28 $ 2,854,000 $ 101,928 $ 59,000
Harlan, Kentucky 28 $ 1,647,000 $ 58,821 $ 38,000
Simpson, Kentucky 28 $ 2,173,000 $ 77,607 $ 63,000
Calhoun, Michigan 28 $ 2,442,000 $ 87,214 $ 30,000
Caldwell, North Carolina 28 $ 1,947,000 $ 69,535 $ 41,000
Geauga, Ohio 28 $ 5,741,000 $ 205,035 $ 97,000
Highland, Ohio 28 $ 2,660,000 $ 95,000 $ 46,000
Colleton, South Carolina 28 $ 2,395,000 $ 85,535 $ 60,000
Georgetown, South Carolina 28 $ 3,755,000 $ 134,107 $ 64,000
Coryell, Texas 28 $ 1,889,000 $ 67,464 $ 79,000
Litchfield, Connecticut 27 $ 4,835,000 $ 179,074 $ 23,000
Whitfield, Georgia 27 $ 4,685,000 $ 173,518 $ 74,000
Boone, Illinois 27 $ 2,803,000 $ 103,814 $ 53,000
Calcasieu, Louisiana 27 $ 1,853,000 $ 68,629 $ 43,000
St. Louis, Minnesota 27 $ 2,123,000 $ 78,629 $ 4,000
St. Francois, Missouri 27 $ 1,702,000 $ 63,037 $ 25,000
Lee, North Carolina 27 $ 2,810,000 $ 104,074 $ 91,000
Lincoln, North Carolina 27 $ 2,229,000 $ 82,555 $ 43,000
Pender, North Carolina 27 $ 2,404,000 $ 89,037 $ 83,000
Gallia, Ohio 27 $ 2,327,000 $ 86,185 $ 63,000
Perry, Ohio 27 $ 2,219,000 $ 82,185 $ 61,000
Okmulgee, Oklahoma 27 $ 1,189,000 $ 44,037 $ 37,000
Whatcom, Washington 27 $ 4,887,000 $ 181,000 $ 174,000
Charlotte, Florida 26 $ 3,316,000 $ 127,538 $ 63,000
Indian River, Florida 26 $ 4,633,000 $ 178,192 $ 169,000
Martin, Florida 26 $ 4,468,000 $ 171,846 $ 71,000
Coweta, Georgia 26 $ 3,720,000 $ 143,076 $ 80,000
Barren, Kentucky 26 $ 2,147,000 $ 82,576 $ 75,000
Pittsburg, Oklahoma 26 $ 1,622,000 $ 62,384 $ 45,000
Chester, Pennsylvania 26 $ 5,137,000 $ 197,576 $ 60,000
Lackawanna, Pennsylvania 26 $ 2,005,000 $ 77,115 $ 60,000
Schuylkill, Pennsylvania 26 $ 1,731,000 $ 66,576 $ 51,000
Atascosa, Texas 26 $ 1,982,000 $ 76,230 $ 57,000
Taylor, Texas 26 $ 1,961,000 $ 75,423 $ 68,000
Victoria, Texas 26 $ 2,398,000 $ 92,230 $ 93,000
Chatham, Georgia 25 $ 2,282,000 $ 91,280 $ 46,000
Boone, Indiana 25 $ 2,352,000 $ 94,080 $ 143,000
St. Tammany, Louisiana 25 $ 3,379,000 $ 135,160 $ 65,000
Hardin, Ohio 25 $ 1,678,000 $ 67,120 $ 31,000
Henry, Ohio 25 $ 1,607,000 $ 64,280 $ 45,000
Scioto, Ohio 25 $ 1,665,000 $ 66,600 $ 37,000
Lane, Oregon 25 $ 3,620,000 $ 144,800 $ 55,000
Roanoke, Virginia 25 $ 3,000,000 $ 120,000 $ 62,000
Shasta, California 24 $ 4,406,000 $ 183,583 $ 29,000
Walton, Florida 24 $ 2,991,000 $ 124,625 $ 62,000
Monroe, Indiana 24 $ 2,360,000 $ 98,333 $ 72,000
Hopkins, Kentucky 24 $ 1,238,000 $ 51,583 $ 40,000
Oldham, Kentucky 24 $ 2,597,000 $ 108,208 $ 68,000
Lincoln, Missouri 24 $ 2,861,000 $ 119,208 $ 72,000
Onslow, North Carolina 24 $ 1,928,000 $ 80,333 $ 78,000
Person, North Carolina 24 $ 2,322,000 $ 96,750 $ 60,000
Sampson, North Carolina 24 $ 1,893,000 $ 78,875 $ 60,000
Crawford, Ohio 24 $ 1,659,000 $ 69,125 $ 36,000
Defiance, Ohio 24 $ 1,695,000 $ 70,625 $ 45,000
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Mortgage Loan Application Detail Totals for The Cit Group/Consumer Finance in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 43,332 $5,049,774,000 $116,000 $1,603,000 $68,000 $4,607,000
Refinancing 39,821 $5,184,425,000 $130,000 $1,889,000 $66,000 $3,817,000
Home Improvement 6,203 $703,078,000 $113,000 $911,000 $76,000 $2,641,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 33,382 $3,765,788,000 $112,000 $1,548,000 $80,000 $4,607,000
Black or African American 17,841 $2,008,152,000 $112,000 $1,889,000 $69,000 $3,225,000
Hispanic 12,582 $1,575,858,000 $125,000 $938,000 $78,000 $3,817,000
Not Provided 12,234 $1,421,425,000 $116,000 $1,742,000 $77,000 $2,794,000
Not applicable 11,555 $1,879,904,000 $162,000 $1,226,000 $0 $0
Asian 1,310 $220,944,000 $168,000 $901,000 $124,000 $3,279,000
Native Hawaiian or Other Pacific Islander 243 $39,095,000 $160,000 $576,000 $103,000 $2,339,000
American Indian or Alaskan Native 209 $26,111,000 $124,000 $528,000 $79,000 $312,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 89,356 $10,937,277,000 $122,000 $1,889,000 $68,000 $4,607,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 28,559 $3,055,002,000 $106,000 $1,050,000 $75,000 $3,403,000
Application Approved But Not Accepted 20,647 $2,325,158,000 $112,000 $745,000 $75,000 $3,817,000
Application Withdrawn By Applicant 18,352 $2,385,840,000 $130,000 $1,889,000 $85,000 $4,607,000
Loan Purchased By The Institution 11,576 $1,881,971,000 $162,000 $1,226,000 $0 $0
Application Denied By Financial Institution 10,222 $1,289,306,000 $126,000 $1,281,000 $77,000 $2,850,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Cit Group/Consumer Finance's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Cit Group/Consumer Finance's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet with aggregated HMDA statistics today.

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