Caliber Home Loans, Inc. Mortgage Lending & HMDA Data, 2019

In 2019, Caliber Home Loans, Inc. of Wilmington, DE reported 282,102 mortgage applications totaling $81.5 billion, up 39% from 2018. The average application was for $288,962, and applicants reported an average income of $111,800. 48% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (10,656), Washington-Arlington-Alexandria, DC-VA-MD-WV (7,750) and Indianapolis-Carmel-Anderson, IN (7,274) (applications in parentheses).

Mortgage Company & Address Caliber Home Loans, Inc.
1525 S. Beltline Road
Wilmington, DE 75019
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2007  2006  2005  2004  
Total Number of Mortgage Applications 282,102
Total Mortgage Loan Application Amount $81,516,970,000
Average Mortgage Loan Application Amount $288,962
Highest Mortgage Loan Application Amount $3,505,000
Average Applicant Income $111,800
Highest Applicant Income $4,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Caliber Home Loans, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Caliber Home Loans, Inc. by Metropolitan Area in 2019

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 20,238 $ 4,236,040,000 $ 209,311 $ 94,028
Seattle-Bellevue-Everett, WA 10,656 $ 4,955,320,000 $ 465,026 $ 150,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 7,750 $ 3,311,760,000 $ 427,323 $ 142,477
Indianapolis-Carmel-Anderson, IN 7,274 $ 1,452,060,000 $ 199,623 $ 92,000
Chicago-Naperville, IL 6,435 $ 1,595,735,000 $ 247,977 $ 110,000
Los Angeles-Long Beach-Glendale, CA 6,290 $ 3,022,970,000 $ 480,599 $ 143,000
Phoenix-Mesa-Scottsdale, AZ 6,141 $ 1,652,075,000 $ 269,023 $ 104,000
Denver-Aurora-Lakewood, CO 6,088 $ 2,208,060,000 $ 362,690 $ 120,000
Tampa-St. Petersburg-Clearwater, FL 6,004 $ 1,437,060,000 $ 239,350 $ 100,000
Riverside-San Bernardino-Ontario, CA 5,663 $ 1,869,035,000 $ 330,043 $ 114,000
Atlanta-Sandy Springs-Roswell, GA 4,818 $ 1,152,510,000 $ 239,209 $ 93,000
Portland-Vancouver-Hillsboro, OR-WA 4,714 $ 1,612,540,000 $ 342,074 $ 114,482
San Diego-Carlsbad, CA 4,657 $ 2,304,035,000 $ 494,746 $ 152,000
Dallas-Plano-Irving, TX 4,628 $ 1,274,870,000 $ 275,468 $ 129,000
Miami-Miami Beach-Kendall, FL 4,337 $ 1,298,135,000 $ 299,316 $ 116,000
Houston-The Woodlands-Sugar Land, TX 4,229 $ 972,185,000 $ 229,885 $ 105,000
Warren-Troy-Farmington Hills, MI 3,823 $ 848,165,000 $ 221,858 $ 96,000
Baltimore-Columbia-Towson, MD 3,683 $ 1,137,275,000 $ 308,790 $ 124,000
Orlando-Kissimmee-Sanford, FL 3,599 $ 909,675,000 $ 252,757 $ 99,000
Sacramento--Roseville--Arden-Arcade, CA 3,295 $ 1,187,035,000 $ 360,253 $ 129,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 3,081 $ 846,715,000 $ 274,818 $ 102,000
New York-Jersey City-White Plains, NY-NJ 3,061 $ 1,377,865,000 $ 450,135 $ 139,170
San Antonio-New Braunfels, TX 2,801 $ 686,525,000 $ 245,099 $ 103,000
Virginia Beach-Norfolk-Newport News, VA-NC 2,742 $ 752,130,000 $ 274,299 $ 95,030
Oakland-Hayward-Berkeley, CA 2,722 $ 1,428,580,000 $ 524,827 $ 158,000
New York-Newark, NY 2,709 $ 862,275,000 $ 318,300 $ 138,767
Colorado Springs, CO 2,553 $ 746,675,000 $ 292,469 $ 90,000
Newark, NJ-PA 2,366 $ 800,040,000 $ 338,140 $ 132,467
Tacoma-Lakewood, WA 2,221 $ 768,625,000 $ 346,071 $ 114,000
Cincinnati, OH-KY-IN 2,216 $ 397,860,000 $ 179,539 $ 77,343
Las Vegas-Henderson-Paradise, NV 2,213 $ 640,695,000 $ 289,514 $ 117,000
St. Louis, MO-IL 2,184 $ 445,710,000 $ 204,079 $ 97,006
Anaheim-Santa Ana-Irvine, CA 2,168 $ 1,136,510,000 $ 524,220 $ 172,000
Austin-Round Rock, TX 2,107 $ 600,525,000 $ 285,014 $ 134,000
Fort Worth-Arlington, TX 2,057 $ 490,025,000 $ 238,223 $ 109,000
Salt Lake City, UT 2,017 $ 634,195,000 $ 314,424 $ 101,000
Vallejo-Fairfield, CA 1,872 $ 722,340,000 $ 385,865 $ 121,000
Minneapolis-St. Paul-Bloomington, MN-WI 1,820 $ 484,710,000 $ 266,324 $ 104,565
Washington-Baltimore-Arlington, DC 1,743 $ 713,925,000 $ 409,595 $ 146,000
Jacksonville, FL 1,685 $ 406,315,000 $ 241,136 $ 94,000
West Palm Beach-Boca Raton-Delray Beach, FL 1,640 $ 452,400,000 $ 275,853 $ 109,000
Detroit-Dearborn-Livonia, MI 1,547 $ 267,115,000 $ 172,666 $ 79,000
Camden, NJ 1,402 $ 312,060,000 $ 222,582 $ 115,000
Nashville-Davidson--Murfreesboro--Franklin, TN 1,389 $ 373,995,000 $ 269,254 $ 95,000
Nassau County-Suffolk County, NY 1,386 $ 570,100,000 $ 411,327 $ 137,000
Ogden-Clearfield, UT 1,385 $ 406,975,000 $ 293,844 $ 94,000
Columbus, OH 1,315 $ 280,695,000 $ 213,456 $ 85,000
Allentown-Bethlehem-Easton, PA-NJ 1,301 $ 274,095,000 $ 210,680 $ 93,523
Dayton-Springfield-Kettering, OH 1,289 $ 200,625,000 $ 155,643 $ 73,000
Bellingham, WA 1,262 $ 404,790,000 $ 320,752 $ 96,000
Kansas City, MO-KS 1,259 $ 265,665,000 $ 211,012 $ 96,426
Salem, OR 1,250 $ 347,160,000 $ 277,728 $ 97,000
Lakeland-Winter Haven, FL 1,241 $ 248,555,000 $ 200,286 $ 70,000
North Port-Sarasota-Bradenton, FL 1,218 $ 304,410,000 $ 249,926 $ 96,000
Richmond, VA 1,175 $ 305,605,000 $ 260,089 $ 98,000
Urban Honolulu, HI 1,154 $ 627,210,000 $ 543,509 $ 130,000
New Orleans-Metairie, LA 1,131 $ 245,365,000 $ 216,945 $ 86,000
Chattanooga, TN-GA 1,080 $ 212,140,000 $ 196,425 $ 78,216
Peoria, IL 1,064 $ 150,930,000 $ 141,851 $ 82,000
San Jose-Sunnyvale-Santa Clara, CA 1,062 $ 621,810,000 $ 585,508 $ 166,000
Providence-Warwick, RI-MA 1,035 $ 265,825,000 $ 256,835 $ 86,014
Provo-Orem, UT 1,028 $ 319,150,000 $ 310,457 $ 105,000
Elgin, IL 1,024 $ 230,090,000 $ 224,697 $ 103,000
Greeley, CO 1,020 $ 319,480,000 $ 313,215 $ 99,000
Charlotte-Concord-Gastonia, NC-SC 993 $ 250,025,000 $ 251,787 $ 111,131
Anchorage, AK 991 $ 299,355,000 $ 302,073 $ 111,000
Bakersfield, CA 948 $ 220,860,000 $ 232,974 $ 90,000
Boston, MA 935 $ 382,735,000 $ 409,342 $ 113,000
Palm Bay-Melbourne-Titusville, FL 930 $ 204,330,000 $ 219,709 $ 94,000
Oxnard-Thousand Oaks-Ventura, CA 905 $ 442,925,000 $ 489,419 $ 144,000
Deltona-Daytona Beach-Ormond Beach, FL 903 $ 188,705,000 $ 208,975 $ 83,000
Tucson, AZ 900 $ 201,890,000 $ 224,322 $ 89,000
Chico, CA 899 $ 238,095,000 $ 264,844 $ 96,000
Cambridge-Newton-Framingham, MA 879 $ 355,005,000 $ 403,873 $ 126,000
Spokane-Spokane Valley, WA 879 $ 219,115,000 $ 249,277 $ 98,000
Montgomery County-Bucks County-Chester County, PA 851 $ 239,105,000 $ 280,969 $ 124,000
Corpus Christi, TX 842 $ 175,310,000 $ 208,206 $ 98,000
Philadelphia, PA 802 $ 167,570,000 $ 208,940 $ 108,000
Santa Rosa, CA 791 $ 355,615,000 $ 449,576 $ 142,000
Lake County-Kenosha County, IL-WI 785 $ 198,755,000 $ 253,191 $ 125,121
Boise City, ID 774 $ 202,550,000 $ 261,692 $ 99,000
Fort Wayne, IN 774 $ 121,120,000 $ 156,485 $ 72,000
Sebastian-Vero Beach, FL 769 $ 159,615,000 $ 207,561 $ 85,000
Pittsburgh, PA 764 $ 131,610,000 $ 172,264 $ 96,000
Bremerton-Silverdale, WA 752 $ 272,410,000 $ 362,247 $ 123,000
Raleigh, NC 750 $ 195,980,000 $ 261,306 $ 101,000
Atlantic City-Hammonton, NJ 743 $ 141,015,000 $ 189,791 $ 95,000
Bend-Redmond, OR 743 $ 245,265,000 $ 330,100 $ 124,000
Cleveland-Elyria, OH 738 $ 133,760,000 $ 181,246 $ 86,000
Fort Collins, CO 730 $ 246,570,000 $ 337,767 $ 124,000
Cape Coral-Fort Myers, FL 725 $ 161,005,000 $ 222,075 $ 92,000
Medford, OR 720 $ 196,160,000 $ 272,444 $ 92,000
Port St. Lucie, FL 702 $ 158,390,000 $ 225,626 $ 88,000
Stockton-Lodi, CA 697 $ 239,655,000 $ 343,837 $ 112,000
Omaha-Council Bluffs, NE-IA 689 $ 155,695,000 $ 225,972 $ 108,217
Oklahoma City, OK 684 $ 130,620,000 $ 190,964 $ 93,000
Albuquerque, NM 663 $ 144,985,000 $ 218,680 $ 88,000
Olympia-Tumwater, WA 658 $ 197,530,000 $ 300,197 $ 100,000
Modesto, CA 654 $ 186,170,000 $ 284,663 $ 106,000
Baton Rouge, LA 646 $ 123,120,000 $ 190,588 $ 81,000
Grand Rapids-Wyoming, MI 645 $ 129,495,000 $ 200,767 $ 77,000
Panama City, FL 641 $ 144,605,000 $ 225,592 $ 99,000
Yakima, WA 636 $ 157,930,000 $ 248,317 $ 105,000
Gary, IN 626 $ 123,040,000 $ 196,549 $ 83,000
Columbia, SC 616 $ 124,160,000 $ 201,558 $ 80,000
Charleston-North Charleston, SC 613 $ 163,365,000 $ 266,500 $ 104,000
Salisbury, MD-DE 612 $ 163,640,000 $ 267,385 $ 124,558
Milwaukee-Waukesha-West Allis, WI 611 $ 140,855,000 $ 230,531 $ 100,000
Wilmington, DE-MD-NJ 608 $ 150,810,000 $ 248,042 $ 95,434
Birmingham-Hoover, AL 604 $ 132,160,000 $ 218,807 $ 101,000
Hartford-West Hartford-East Hartford, CT 604 $ 125,720,000 $ 208,145 $ 84,000
Crestview-Fort Walton Beach-Destin, FL 596 $ 182,570,000 $ 306,325 $ 156,000
Shreveport-Bossier City, LA 595 $ 114,925,000 $ 193,151 $ 78,000
Lancaster, PA 581 $ 121,185,000 $ 208,580 $ 91,000
Santa Maria-Santa Barbara, CA 576 $ 286,900,000 $ 498,090 $ 165,000
Bridgeport-Stamford-Norwalk, CT 567 $ 198,735,000 $ 350,502 $ 121,000
Louisville/Jefferson County, KY-IN 558 $ 111,880,000 $ 200,501 $ 75,204
San Francisco-Redwood City-South San Francisco, CA 558 $ 370,810,000 $ 664,534 $ 191,000
Portland-South Portland, ME 552 $ 154,310,000 $ 279,547 $ 125,000
Reno, NV 532 $ 184,980,000 $ 347,706 $ 137,000
Boulder, CO 524 $ 200,420,000 $ 382,480 $ 131,000
Fresno, CA 517 $ 138,765,000 $ 268,404 $ 96,000
Tulsa, OK 507 $ 95,015,000 $ 187,406 $ 80,000
El Paso, TX 500 $ 83,350,000 $ 166,700 $ 72,000
Visalia-Porterville, CA 494 $ 121,650,000 $ 246,255 $ 95,000
Eugene, OR 491 $ 133,755,000 $ 272,413 $ 94,000
Worcester, MA-CT 479 $ 124,025,000 $ 258,924 $ 84,421
San Luis Obispo-Paso Robles-Arroyo Grande, CA 476 $ 212,000,000 $ 445,378 $ 142,000
Kennewick-Richland, WA 475 $ 129,015,000 $ 271,610 $ 101,000
Pensacola-Ferry Pass-Brent, FL 472 $ 112,090,000 $ 237,478 $ 96,000
Ocean City, NJ 471 $ 131,915,000 $ 280,074 $ 143,000
Clarksville, TN-KY 466 $ 92,380,000 $ 198,240 $ 67,373
Fargo, ND-MN 466 $ 101,610,000 $ 218,047 $ 86,287
Fayetteville, NC 460 $ 90,870,000 $ 197,543 $ 71,000
Mount Vernon-Anacortes, WA 454 $ 150,130,000 $ 330,682 $ 106,000
Greensboro-High Point, NC 443 $ 77,505,000 $ 174,954 $ 68,000
Wenatchee, WA 427 $ 129,665,000 $ 303,665 $ 122,000
Davenport-Moline-Rock Island, IA-IL 423 $ 64,055,000 $ 151,430 $ 68,382
Albany, OR 415 $ 108,895,000 $ 262,397 $ 91,000
Knoxville, TN 412 $ 86,750,000 $ 210,558 $ 80,000
Killeen-Temple, TX 411 $ 74,875,000 $ 182,177 $ 93,000
New Haven-Milford, CT 401 $ 88,555,000 $ 220,835 $ 94,000
Grants Pass, OR 392 $ 102,180,000 $ 260,663 $ 81,000
Des Moines-West Des Moines, IA 386 $ 84,540,000 $ 219,015 $ 89,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 375 $ 78,445,000 $ 209,186 $ 92,773
Salinas, CA 375 $ 162,885,000 $ 434,360 $ 159,000
Huntsville, AL 359 $ 79,855,000 $ 222,437 $ 87,000
Springfield, OH 352 $ 51,210,000 $ 145,482 $ 69,000
Memphis, TN-MS-AR 351 $ 73,925,000 $ 210,612 $ 86,113
Flint, MI 344 $ 56,970,000 $ 165,610 $ 79,000
Buffalo-Cheektowaga-Niagara Falls, NY 340 $ 58,450,000 $ 171,911 $ 95,000
St. George, UT 340 $ 99,610,000 $ 292,970 $ 122,000
Punta Gorda, FL 339 $ 68,965,000 $ 203,436 $ 95,000
Ocala, FL 332 $ 60,650,000 $ 182,680 $ 69,000
Little Rock-North Little Rock-Conway, AR 329 $ 58,575,000 $ 178,039 $ 71,000
Greenville-Anderson-Mauldin, SC 327 $ 67,005,000 $ 204,908 $ 74,000
Lake Havasu City-Kingman, AZ 314 $ 67,570,000 $ 215,191 $ 95,000
Augusta-Richmond County, GA-SC 306 $ 64,380,000 $ 210,392 $ 79,722
Durham-Chapel Hill, NC 289 $ 67,655,000 $ 234,100 $ 99,000
Lafayette-West Lafayette, IN 288 $ 47,030,000 $ 163,298 $ 83,000
Prescott Valley-Prescott, AZ 282 $ 74,720,000 $ 264,964 $ 90,000
Naples-Immokalee-Marco Island, FL 281 $ 88,235,000 $ 314,003 $ 145,000
Mobile, AL 279 $ 48,775,000 $ 174,820 $ 80,000
Jacksonville, NC 275 $ 51,005,000 $ 185,472 $ 64,000
Akron, OH 271 $ 44,005,000 $ 162,380 $ 72,000
Lansing-East Lansing, MI 269 $ 45,145,000 $ 167,825 $ 81,000
Rockingham County-Strafford County, NH 262 $ 78,930,000 $ 301,259 $ 101,000
Huntington-Ashland, WV-KY-OH 255 $ 37,755,000 $ 148,058 $ 75,552
Winston-Salem, NC 255 $ 47,625,000 $ 186,764 $ 72,000
Lake Charles, LA 253 $ 50,125,000 $ 198,122 $ 78,000
Wilmington, NC 252 $ 64,560,000 $ 256,190 $ 125,000
Grand Junction, CO 251 $ 63,455,000 $ 252,808 $ 94,000
Spartanburg, SC 250 $ 44,490,000 $ 177,960 $ 63,000
Scranton--Wilkes-Barre--Hazleton, PA 249 $ 35,295,000 $ 141,746 $ 72,000
York-Hanover, PA 248 $ 49,650,000 $ 200,201 $ 80,000
Ann Arbor, MI 246 $ 60,410,000 $ 245,569 $ 121,000
Fayetteville-Springdale-Rogers, AR-MO 240 $ 45,100,000 $ 187,916 $ 76,000
Trenton, NJ 236 $ 54,470,000 $ 230,805 $ 110,000
Madison, WI 233 $ 57,805,000 $ 248,090 $ 96,000
Rochester, NY 231 $ 35,275,000 $ 152,705 $ 95,000
Montgomery, AL 228 $ 45,030,000 $ 197,500 $ 81,000
Tallahassee, FL 224 $ 46,190,000 $ 206,205 $ 79,000
Manchester-Nashua, NH 221 $ 55,555,000 $ 251,380 $ 86,000
Dover, DE 220 $ 51,020,000 $ 231,909 $ 85,000
Pueblo, CO 220 $ 47,290,000 $ 214,954 $ 69,000
Amarillo, TX 216 $ 42,360,000 $ 196,111 $ 121,000
Toledo, OH 214 $ 33,860,000 $ 158,224 $ 80,000
Muncie, IN 211 $ 24,945,000 $ 118,222 $ 60,000
San Rafael, CA 211 $ 131,705,000 $ 624,194 $ 194,000
Evansville, IN-KY 207 $ 29,145,000 $ 140,797 $ 56,613
Savannah, GA 205 $ 44,775,000 $ 218,414 $ 104,000
Harrisburg-Carlisle, PA 203 $ 41,165,000 $ 202,783 $ 102,000
Yuba City, CA 203 $ 57,925,000 $ 285,344 $ 87,000
Gainesville, FL 202 $ 37,080,000 $ 183,564 $ 84,000
Merced, CA 202 $ 52,520,000 $ 260,000 $ 79,000
Homosassa Springs, FL 201 $ 34,835,000 $ 173,308 $ 74,000
Reading, PA 200 $ 39,890,000 $ 199,450 $ 79,000
Hagerstown-Martinsburg, MD-WV 197 $ 44,985,000 $ 228,350 $ 83,126
Jackson, MS 196 $ 39,530,000 $ 201,683 $ 74,000
East Stroudsburg, PA 194 $ 35,670,000 $ 183,865 $ 89,000
Napa, CA 193 $ 94,835,000 $ 491,373 $ 162,000
Youngstown-Warren-Boardman, OH-PA 193 $ 25,095,000 $ 130,025 $ 69,891
Kahului-Wailuku-Lahaina, HI 189 $ 102,635,000 $ 543,042 $ 181,000
Logan, UT-ID 185 $ 44,945,000 $ 242,945 $ 78,221
Albany-Schenectady-Troy, NY 180 $ 36,900,000 $ 205,000 $ 92,000
Wichita, KS 179 $ 29,355,000 $ 163,994 $ 73,000
Daphne-Fairhope-Foley, AL 174 $ 44,140,000 $ 253,678 $ 138,000
Springfield, MA 173 $ 36,385,000 $ 210,317 $ 64,000
McAllen-Edinburg-Mission, TX 169 $ 31,375,000 $ 185,650 $ 121,000
Hammond, LA 167 $ 28,745,000 $ 172,125 $ 63,000
Kingsport-Bristol-Bristol, TN-VA 167 $ 27,185,000 $ 162,784 $ 60,676
Lubbock, TX 160 $ 30,160,000 $ 188,500 $ 85,000
Gulfport-Biloxi-Pascagoula, MS 158 $ 27,220,000 $ 172,278 $ 70,000
Fort Smith, AR-OK 154 $ 24,380,000 $ 158,311 $ 88,935
Lafayette, LA 153 $ 28,635,000 $ 187,156 $ 86,000
Canton-Massillon, OH 152 $ 23,010,000 $ 151,381 $ 69,000
Longview, WA 152 $ 42,690,000 $ 280,855 $ 86,000
California-Lexington Park, MD 151 $ 47,905,000 $ 317,251 $ 120,000
Redding, CA 150 $ 40,140,000 $ 267,600 $ 94,000
Hilton Head Island-Bluffton-Beaufort, SC 149 $ 45,315,000 $ 304,127 $ 159,000
Syracuse, NY 149 $ 22,295,000 $ 149,630 $ 96,000
Tuscaloosa, AL 148 $ 30,440,000 $ 205,675 $ 87,000
Wichita Falls, TX 147 $ 23,565,000 $ 160,306 $ 78,000
Fond Du Lac, WI 143 $ 22,595,000 $ 158,006 $ 72,000
Greenville, NC 142 $ 21,550,000 $ 151,760 $ 69,000
Las Cruces, NM 142 $ 26,280,000 $ 185,070 $ 78,000
Idaho Falls, ID 141 $ 29,965,000 $ 212,517 $ 72,000
Green Bay, WI 140 $ 27,150,000 $ 193,928 $ 77,000
Lincoln, NE 140 $ 27,920,000 $ 199,428 $ 67,000
Sherman-Denison, TX 140 $ 27,370,000 $ 195,500 $ 93,000
Texarkana, TX-AR 138 $ 25,200,000 $ 182,608 $ 112,086
Topeka, KS 138 $ 18,890,000 $ 136,884 $ 58,000
Laredo, TX 134 $ 24,150,000 $ 180,223 $ 77,000
Warner Robins, GA 132 $ 26,010,000 $ 197,045 $ 84,000
Lexington-Fayette, KY 131 $ 27,535,000 $ 210,190 $ 84,000
Cedar Rapids, IA 129 $ 23,345,000 $ 180,968 $ 96,000
Gainesville, GA 129 $ 30,905,000 $ 239,573 $ 94,000
Muskegon, MI 129 $ 18,415,000 $ 142,751 $ 56,000
Asheville, NC 127 $ 32,795,000 $ 258,228 $ 119,000
State College, PA 127 $ 27,675,000 $ 217,913 $ 94,000
Springfield, MO 125 $ 22,665,000 $ 181,320 $ 83,000
Beaumont-Port Arthur, TX 124 $ 20,960,000 $ 169,032 $ 85,000
Coeur D'Alene, ID 123 $ 36,625,000 $ 297,764 $ 130,000
Sioux Falls, SD 123 $ 29,165,000 $ 237,113 $ 73,000
Waco, TX 123 $ 23,115,000 $ 187,926 $ 70,000
Jackson, MI 119 $ 19,075,000 $ 160,294 $ 75,000
Duluth, MN-WI 118 $ 19,890,000 $ 168,559 $ 81,703
Lewiston, ID-WA 116 $ 29,680,000 $ 255,862 $ 102,198
Bismarck, ND 115 $ 29,145,000 $ 253,434 $ 101,000
Columbus, GA-AL 115 $ 23,955,000 $ 208,304 $ 84,234
College Station-Bryan, TX 114 $ 24,580,000 $ 215,614 $ 135,000
Corvallis, OR 113 $ 35,695,000 $ 315,884 $ 123,000
Barnstable Town, MA 111 $ 37,365,000 $ 336,621 $ 107,000
Tyler, TX 108 $ 20,280,000 $ 187,777 $ 83,000
Hanford-Corcoran, CA 107 $ 24,835,000 $ 232,102 $ 83,000
Madera, CA 107 $ 29,145,000 $ 272,383 $ 109,000
Rockford, IL 106 $ 15,850,000 $ 149,528 $ 83,000
Appleton, WI 104 $ 20,760,000 $ 199,615 $ 89,000
South Bend-Mishawaka, IN-MI 104 $ 17,630,000 $ 169,519 $ 84,125
Yuma, AZ 104 $ 19,560,000 $ 188,076 $ 85,000
Monroe, MI 103 $ 20,635,000 $ 200,339 $ 89,000
Vineland-Bridgeton, NJ 100 $ 16,090,000 $ 160,900 $ 81,000
Hinesville, GA 98 $ 17,900,000 $ 182,653 $ 83,000
Santa Cruz-Watsonville, CA 98 $ 54,000,000 $ 551,020 $ 171,000
Sierra Vista-Douglas, AZ 98 $ 21,860,000 $ 223,061 $ 76,000
Jonesboro, AR 96 $ 15,030,000 $ 156,562 $ 64,000
Cheyenne, WY 95 $ 25,895,000 $ 272,578 $ 158,000
Roanoke, VA 95 $ 19,845,000 $ 208,894 $ 94,000
Abilene, TX 94 $ 15,910,000 $ 169,255 $ 81,000
Longview, TX 93 $ 18,085,000 $ 194,462 $ 74,000
Brownsville-Harlingen, TX 91 $ 16,025,000 $ 176,098 $ 94,000
Columbia, MO 91 $ 18,915,000 $ 207,857 $ 90,000
Kalamazoo-Portage, MI 91 $ 16,575,000 $ 182,142 $ 95,000
Elizabethtown-Fort Knox, KY 90 $ 18,130,000 $ 201,444 $ 59,000
Hattiesburg, MS 90 $ 15,490,000 $ 172,111 $ 68,000
Winchester, VA-WV 90 $ 23,200,000 $ 257,777 $ 96,200
Johnson City, TN 89 $ 16,445,000 $ 184,775 $ 72,000
Midland, TX 89 $ 23,425,000 $ 263,202 $ 138,000
Terre Haute, IN 89 $ 10,595,000 $ 119,044 $ 55,000
Houma-Thibodaux, LA 87 $ 13,775,000 $ 158,333 $ 61,000
Casper, WY 86 $ 20,600,000 $ 239,534 $ 89,000
Fairbanks, AK 86 $ 24,020,000 $ 279,302 $ 97,000
El Centro, CA 85 $ 19,495,000 $ 229,352 $ 76,000
Lynchburg, VA 84 $ 17,730,000 $ 211,071 $ 80,000
Altoona, PA 81 $ 11,245,000 $ 138,827 $ 81,000
Bloomington, IN 81 $ 17,275,000 $ 213,271 $ 91,000
Norwich-New London, CT 81 $ 17,155,000 $ 211,790 $ 98,000
Auburn-Opelika, AL 80 $ 19,350,000 $ 241,875 $ 129,000
Rapid City, SD 80 $ 17,250,000 $ 215,625 $ 71,000
Janesville-Beloit, WI 79 $ 14,045,000 $ 177,784 $ 67,000
Charlottesville, VA 78 $ 24,120,000 $ 309,230 $ 135,000
Racine, WI 76 $ 14,030,000 $ 184,605 $ 106,000
Johnstown, PA 73 $ 9,215,000 $ 126,232 $ 86,000
Athens-Clarke County, GA 71 $ 13,855,000 $ 195,140 $ 87,000
Rochester, MN 71 $ 15,105,000 $ 212,746 $ 82,000
Twin Falls, ID 71 $ 14,405,000 $ 202,887 $ 107,000
Sebring, FL 70 $ 11,940,000 $ 170,571 $ 83,000
Flagstaff, AZ 69 $ 19,845,000 $ 287,608 $ 127,000
Santa Fe, NM 69 $ 18,535,000 $ 268,623 $ 182,000
Grand Forks, ND-MN 68 $ 13,230,000 $ 194,558 $ 71,000
Hickory-Lenoir-Morganton, NC 68 $ 12,730,000 $ 187,205 $ 75,000
Cleveland, TN 67 $ 13,005,000 $ 194,104 $ 66,000
Joplin, MO 65 $ 8,745,000 $ 134,538 $ 63,000
Dothan, AL 64 $ 11,400,000 $ 178,125 $ 60,000
The Villages, FL 64 $ 14,210,000 $ 222,031 $ 78,000
Burlington, NC 63 $ 11,995,000 $ 190,396 $ 74,000
Gettysburg, PA 62 $ 12,640,000 $ 203,870 $ 77,000
Odessa, TX 62 $ 12,750,000 $ 205,645 $ 90,000
Elkhart-Goshen, IN 60 $ 10,310,000 $ 171,833 $ 63,000
Lebanon, PA 60 $ 10,900,000 $ 181,666 $ 83,000
Michigan City-La Porte, IN 60 $ 9,780,000 $ 163,000 $ 79,000
Decatur, AL 59 $ 10,265,000 $ 173,983 $ 77,000
Valdosta, GA 59 $ 11,955,000 $ 202,627 $ 65,000
Erie, PA 58 $ 8,400,000 $ 144,827 $ 68,000
Staunton-Waynesboro, VA 58 $ 11,660,000 $ 201,034 $ 67,000
Lawton, OK 56 $ 9,450,000 $ 168,750 $ 97,000
Wausau, WI 55 $ 9,265,000 $ 168,454 $ 97,000
Blacksburg-Christiansburg-Radford, VA 54 $ 10,880,000 $ 201,481 $ 125,000
Cape Girardeau, MO-IL 53 $ 10,035,000 $ 189,339 $ 70,000
Pocatello, ID 52 $ 10,160,000 $ 195,384 $ 86,000
Bloomington, IL 51 $ 10,085,000 $ 197,745 $ 122,000
Springfield, IL 50 $ 7,840,000 $ 156,800 $ 57,000
Alexandria, LA 49 $ 8,745,000 $ 178,469 $ 62,000
Billings, MT 49 $ 11,785,000 $ 240,510 $ 104,000
Bowling Green, KY 49 $ 9,215,000 $ 188,061 $ 66,000
Burlington-South Burlington, VT 49 $ 14,205,000 $ 289,897 $ 137,000
New Bern, NC 49 $ 8,995,000 $ 183,571 $ 63,000
Oshkosh-Neenah, WI 48 $ 8,180,000 $ 170,416 $ 76,000
Gadsden, AL 47 $ 7,135,000 $ 151,808 $ 139,000
Mankato-North Mankato, MN 47 $ 7,615,000 $ 162,021 $ 49,000
Chambersburg-Waynesboro, PA 45 $ 9,185,000 $ 204,111 $ 94,000
Dalton, GA 45 $ 7,005,000 $ 155,666 $ 58,000
Lewiston-Auburn, ME 45 $ 8,215,000 $ 182,555 $ 68,000
Walla Walla, WA 45 $ 12,915,000 $ 287,000 $ 126,000
Ames, IA 44 $ 9,470,000 $ 215,227 $ 109,000
Champaign-Urbana, IL 44 $ 8,140,000 $ 185,000 $ 96,000
Saginaw, MI 44 $ 5,270,000 $ 119,772 $ 60,000
Jackson, TN 43 $ 6,725,000 $ 156,395 $ 70,000
Columbus, IN 42 $ 7,880,000 $ 187,619 $ 74,000
Eau Claire, WI 42 $ 8,130,000 $ 193,571 $ 88,000
Niles-Benton Harbor, MI 42 $ 7,050,000 $ 167,857 $ 89,000
Sumter, SC 41 $ 9,715,000 $ 236,951 $ 118,000
Utica-Rome, NY 41 $ 4,895,000 $ 119,390 $ 55,000
Albany, GA 40 $ 6,440,000 $ 161,000 $ 85,000
Anniston-Oxford-Jacksonville, AL 40 $ 6,180,000 $ 154,500 $ 60,000
Battle Creek, MI 40 $ 6,300,000 $ 157,500 $ 87,000
Kokomo, IN 40 $ 6,030,000 $ 150,750 $ 96,000
Victoria, TX 40 $ 7,160,000 $ 179,000 $ 72,000
Goldsboro, NC 39 $ 6,375,000 $ 163,461 $ 43,000
Jefferson City, MO 39 $ 6,165,000 $ 158,076 $ 52,000
Carbondale-Marion, IL 38 $ 6,230,000 $ 163,947 $ 64,000
Kankakee, IL 38 $ 6,370,000 $ 167,631 $ 69,000
Harrisonburg, VA 37 $ 7,355,000 $ 198,783 $ 26,000
Monroe, LA 37 $ 6,625,000 $ 179,054 $ 63,000
Morristown, TN 37 $ 7,115,000 $ 192,297 $ 70,000
San Angelo, TX 37 $ 7,155,000 $ 193,378 $ 83,000
Florence, SC 36 $ 5,730,000 $ 159,166 $ 61,000
Mansfield, OH 36 $ 5,430,000 $ 150,833 $ 74,000
Bangor, ME 35 $ 6,225,000 $ 177,857 $ 87,000
Binghamton, NY 35 $ 4,085,000 $ 116,714 $ 82,000
Macon-Bibb County, GA 35 $ 6,725,000 $ 192,142 $ 71,000
Rocky Mount, NC 35 $ 5,315,000 $ 151,857 $ 47,000
Charleston, WV 34 $ 4,340,000 $ 127,647 $ 51,000
Hot Springs, AR 33 $ 5,485,000 $ 166,212 $ 84,000
Iowa City, IA 33 $ 7,405,000 $ 224,393 $ 116,000
Manhattan, KS 33 $ 5,395,000 $ 163,484 $ 58,000
St. Cloud, MN 33 $ 5,995,000 $ 181,666 $ 80,000
Brunswick, GA 32 $ 9,080,000 $ 283,750 $ 116,000
Decatur, IL 32 $ 4,050,000 $ 126,562 $ 61,000
Florence-Muscle Shoals, AL 32 $ 5,700,000 $ 178,125 $ 116,000
Missoula, MT 32 $ 9,150,000 $ 285,937 $ 76,000
Sheboygan, WI 32 $ 6,130,000 $ 191,562 $ 78,000
La Crosse-Onalaska, WI-MN 31 $ 7,055,000 $ 227,580 $ 84,806
St. Joseph, MO-KS 30 $ 4,870,000 $ 162,333 $ 98,000
Great Falls, MT 29 $ 6,015,000 $ 207,413 $ 53,000
Cumberland, MD-WV 25 $ 3,235,000 $ 129,400 $ 40,000
Williamsport, PA 25 $ 4,345,000 $ 173,800 $ 88,000
Rome, GA 23 $ 4,505,000 $ 195,869 $ 70,000
Glens Falls, NY 22 $ 4,000,000 $ 181,818 $ 300,000
Waterloo-Cedar Falls, IA 22 $ 4,330,000 $ 196,818 $ 51,000
Carson City, NV 21 $ 6,635,000 $ 315,952 $ 91,000
Dubuque, IA 21 $ 3,235,000 $ 154,047 $ 72,000
Midland, MI 21 $ 2,845,000 $ 135,476 $ 70,000
Bay City, MI 19 $ 2,635,000 $ 138,684 $ 76,000
Bloomsburg-Berwick, PA 19 $ 2,835,000 $ 149,210 $ 47,000
Parkersburg-Vienna, WV 19 $ 3,445,000 $ 181,315 $ 64,000
Lawrence, KS 18 $ 3,990,000 $ 221,666 $ 149,000
Wheeling, WV-OH 18 $ 2,700,000 $ 150,000 $ 59,666
Farmington, NM 17 $ 3,515,000 $ 206,764 $ 78,000
Morgantown, WV 17 $ 3,655,000 $ 215,000 $ 103,000
Danville, IL 16 $ 2,400,000 $ 150,000 $ 85,000
Lima, OH 16 $ 2,240,000 $ 140,000 $ 47,000
Sioux City, IA-NE-SD 16 $ 3,420,000 $ 213,750 $ 55,000
Watertown-Fort Drum, NY 16 $ 3,540,000 $ 221,250 $ 387,000
Pittsfield, MA 14 $ 2,720,000 $ 194,285 $ 86,000
Weirton-Steubenville, WV-OH 14 $ 1,920,000 $ 137,142 $ 47,000
Kingston, NY 12 $ 2,650,000 $ 220,833 $ 89,000
Owensboro, KY 12 $ 1,730,000 $ 144,166 $ 67,000
Pine Bluff, AR 12 $ 1,510,000 $ 125,833 $ 65,000
Enid, OK 11 $ 1,705,000 $ 155,000 $ 70,000
Beckley, WV 10 $ 1,290,000 $ 129,000 $ 60,000
Grand Island, NE 9 $ 1,635,000 $ 181,666 $ 82,000
Elmira, NY 4 $ 570,000 $ 142,500 $ 101,000
Ithaca, NY 3 $ 565,000 $ 188,333 $ 66,000

Mortgage Loan Application Detail Totals for Caliber Home Loans, Inc. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 147,760 $40,738,900,000 $275,000 $3,505,000 $107,000 $4,200,000
Refinancing 86,150 $26,964,760,000 $312,000 $3,165,000 $124,000 $3,286,000
Cash-out Refinancing 47,467 $13,668,435,000 $287,000 $3,415,000 $105,000 $3,743,000
Not Applicable 486 $102,640,000 $211,000 $745,000 $36,000 $36,000
Other Purpose 227 $39,165,000 $172,000 $925,000 $193,000 $3,000,000
Home Improvement 12 $3,070,000 $255,000 $685,000 $77,000 $186,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 118,746 $34,692,130,000 $292,000 $3,505,000 $113,000 $4,200,000
Not applicable 78,624 $21,238,360,000 $270,000 $3,415,000 $0 $0
Not Provided 29,341 $9,372,635,000 $319,000 $3,005,000 $121,000 $3,000,000
Hispanic 26,568 $7,301,480,000 $274,000 $2,805,000 $90,000 $3,336,000
Black or African American 14,752 $3,884,480,000 $263,000 $1,985,000 $90,000 $2,983,000
Asian 10,979 $3,960,505,000 $360,000 $3,225,000 $129,000 $2,940,000
American Indian or Alaskan Native 1,015 $279,765,000 $275,000 $1,505,000 $98,000 $811,000
Native Hawaiian or Other Pacific Islander 495 $184,795,000 $373,000 $1,485,000 $109,000 $516,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 142,213 $44,201,335,000 $310,000 $3,505,000 $125,000 $4,200,000
FHA-insured (Federal Housing Administration) 78,063 $18,794,575,000 $240,000 $1,315,000 $73,000 $1,440,000
VA-guaranteed (Veterans Administration) 58,587 $17,980,815,000 $306,000 $3,415,000 $95,000 $1,452,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3,239 $540,245,000 $166,000 $575,000 $56,000 $135,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 136,046 $40,798,330,000 $299,000 $3,225,000 $112,000 $3,743,000
Loan Purchased By The Institution 78,624 $21,238,360,000 $270,000 $3,415,000 $0 $0
Application Withdrawn By Applicant 51,411 $14,556,865,000 $283,000 $3,305,000 $106,000 $3,336,000
Application Denied By Financial Institution 11,261 $3,510,415,000 $311,000 $3,505,000 $108,000 $4,200,000
File Closed For Incompleteness 3,029 $902,615,000 $297,000 $2,565,000 $120,000 $3,000,000
Application Approved But Not Accepted 1,731 $510,385,000 $294,000 $1,945,000 $107,000 $1,192,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 270,841 $78,006,555,000 $288,000 $3,415,000 $111,000 $3,743,000
Debt-To-Income Ratio 4,049 $1,336,025,000 $329,000 $3,005,000 $92,000 $2,983,000
Credit History 2,566 $778,020,000 $303,000 $3,005,000 $119,000 $4,200,000
Collateral 2,107 $569,335,000 $270,000 $3,505,000 $110,000 $1,825,000
Insufficient Cash (Downpayment, Closing Cost) 989 $335,375,000 $339,000 $3,005,000 $129,000 $2,987,000
Employment History 519 $164,755,000 $317,000 $2,405,000 $102,000 $1,660,000
Other 467 $148,305,000 $317,000 $2,985,000 $127,000 $1,492,000
Unverifiable Information 307 $101,005,000 $329,000 $2,505,000 $138,000 $1,725,000
Mortgage Insurance Denied 169 $40,155,000 $237,000 $765,000 $80,000 $353,000
Credit Application Incomplete 88 $37,440,000 $425,000 $2,295,000 $139,000 $515,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Caliber Home Loans, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Caliber Home Loans, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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