The Federal Savings Bank Mortgage Lending & HMDA Data, 2015

In 2015, The Federal Savings Bank of Chicago, IL reported 13,332 mortgage applications totaling $3.6 billion, up 51% from 2014. The average application was for $272,010, and applicants reported an average income of $58,363. 68% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (2,116), New York-Jersey City-White Plains, NY-NJ (993) and Phoenix-Mesa-Scottsdale, AZ (530) (applications in parentheses).

Mortgage Company & Address The Federal Savings Bank
300 N Elizabeth Street, Ste 3e
Chicago, IL 60639
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 13,332
Total Mortgage Loan Application Amount $3,626,445,000
Average Mortgage Loan Application Amount $272,010
Highest Mortgage Loan Application Amount $7,000,000
Average Applicant Income $58,363
Highest Applicant Income $7,860,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Federal Savings Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,493 $ 352,982,000 $ 236,424 $ 94,000
Maricopa, Arizona 466 $ 118,704,000 $ 254,729 $ 33,000
Clark, Nevada 382 $ 93,803,000 $ 245,557 $ 60,000
DuPage, Illinois 291 $ 69,267,000 $ 238,030 $ 107,000
Kings, New York 276 $ 149,393,000 $ 541,278 $ 165,000
Queens, New York 269 $ 115,244,000 $ 428,416 $ 93,000
Suffolk, New York 224 $ 67,523,000 $ 301,441 $ 108,000
Will, Illinois 194 $ 41,464,000 $ 213,731 $ 80,000
Prince George's, Maryland 163 $ 43,998,000 $ 269,926 $ 58,000
Los Angeles, California 148 $ 56,659,000 $ 382,831 $ 32,000
Nassau, New York 145 $ 55,897,000 $ 385,496 $ 148,000
Riverside, California 142 $ 43,260,000 $ 304,647 $ 19,000
San Diego, California 131 $ 53,333,000 $ 407,122 $ 32,000
Lake, Illinois 117 $ 31,147,000 $ 266,213 $ 125,000
El Paso, Colorado 110 $ 26,670,000 $ 242,454 $ 9,000
Pierce, Washington 110 $ 28,699,000 $ 260,900 $ 17,000
Honolulu, Hawaii 102 $ 49,099,000 $ 481,362 $ 21,000
Pima, Arizona 100 $ 22,814,000 $ 228,140 $ 23,000
Kane, Illinois 99 $ 25,262,000 $ 255,171 $ 101,000
San Bernardino, California 96 $ 26,817,000 $ 279,343 $ 17,000
Franklin, Ohio 95 $ 16,706,000 $ 175,852 $ 52,000
Ocean, New Jersey 94 $ 27,563,000 $ 293,223 $ 127,000
Bronx, New York 80 $ 38,135,000 $ 476,687 $ 104,000
DeKalb, Georgia 75 $ 20,287,000 $ 270,493 $ 125,000
Bexar, Texas 75 $ 16,211,000 $ 216,146 $ 14,000
King, Washington 75 $ 26,517,000 $ 353,560 $ 60,000
Harris, Texas 68 $ 14,850,000 $ 218,382 $ 31,000
Sacramento, California 65 $ 18,580,000 $ 285,846 $ 16,000
Kendall, Illinois 65 $ 12,665,000 $ 194,846 $ 93,000
Pinal, Arizona 64 $ 13,614,000 $ 212,718 $ 17,000
McHenry, Illinois 64 $ 13,555,000 $ 211,796 $ 75,000
Salt Lake, Utah 64 $ 15,674,000 $ 244,906 $ 15,000
Fairfax, Virginia 63 $ 26,190,000 $ 415,714 $ 64,000
Prince William, Virginia 57 $ 16,605,000 $ 291,315 $ 52,000
Williamson, Texas 53 $ 11,905,000 $ 224,622 $ 73,000
Snohomish, Washington 52 $ 14,853,000 $ 285,634 $ 21,000
Adams, Colorado 51 $ 12,329,000 $ 241,745 $ 21,000
Orange, California 50 $ 28,128,000 $ 562,560 $ 42,000
Montgomery, Maryland 50 $ 18,934,000 $ 378,680 $ 85,000
Arapahoe, Colorado 49 $ 12,116,000 $ 247,265 $ 27,000
Travis, Texas 49 $ 11,848,000 $ 241,795 $ 60,000
Anne Arundel, Maryland 48 $ 15,378,000 $ 320,375 $ 71,000
Anchorage, Alaska 47 $ 13,992,000 $ 297,702 $ 30,000
Contra Costa, California 47 $ 20,068,000 $ 426,978 $ 21,000
Jefferson, Colorado 47 $ 13,447,000 $ 286,106 $ 16,000
Washington, Oregon 46 $ 12,760,000 $ 277,391 $ 30,000
Washoe, Nevada 45 $ 11,533,000 $ 256,288 $ 18,000
Bergen, New Jersey 45 $ 19,080,000 $ 424,000 $ 198,000
Brevard, Florida 43 $ 10,296,000 $ 239,441 $ 90,000
Richmond, New York 43 $ 16,328,000 $ 379,720 $ 99,000
Tarrant, Texas 42 $ 8,631,000 $ 205,500 $ 11,000
Solano, California 41 $ 12,613,000 $ 307,634 $ 24,000
Baltimore, Maryland 41 $ 10,949,000 $ 267,048 $ 92,000
Middlesex, Massachusetts 40 $ 15,507,000 $ 387,675 $ 33,000
Loudoun, Virginia 40 $ 16,423,000 $ 410,575 $ 80,000
District of Columbia, District Of Columbia 39 $ 15,376,000 $ 394,256 $ 76,000
Orange, Florida 39 $ 9,582,000 $ 245,692 $ 76,000
Clark, Washington 39 $ 9,751,000 $ 250,025 $ 26,000
Multnomah, Oregon 38 $ 10,112,000 $ 266,105 $ 22,000
San Joaquin, California 37 $ 10,551,000 $ 285,162 $ 17,000
Westchester, New York 36 $ 14,299,000 $ 397,194 $ 145,000
Rockland, New York 35 $ 13,552,000 $ 387,200 $ 171,000
Douglas, Colorado 34 $ 10,524,000 $ 309,529 $ 35,000
Ada, Idaho 34 $ 7,528,000 $ 221,411 $ 21,000
Bernalillo, New Mexico 34 $ 7,973,000 $ 234,500 $ 12,000
Gwinnett, Georgia 33 $ 7,836,000 $ 237,454 $ 61,000
Fairfield, Connecticut 32 $ 11,966,000 $ 373,937 $ 102,000
Palm Beach, Florida 32 $ 9,271,000 $ 289,718 $ 101,000
Kern, California 31 $ 7,796,000 $ 251,483 $ 21,000
Oklahoma, Oklahoma 31 $ 7,200,000 $ 232,258 $ 14,000
Thurston, Washington 31 $ 7,751,000 $ 250,032 $ 19,000
Yavapai, Arizona 30 $ 7,249,000 $ 241,633 $ 22,000
Denver, Colorado 30 $ 7,993,000 $ 266,433 $ 16,000
New York, New York 30 $ 19,349,000 $ 644,966 $ 309,000
Davidson, Tennessee 30 $ 6,996,000 $ 233,200 $ 41,000
Denton, Texas 30 $ 7,904,000 $ 263,466 $ 17,000
Miami-Dade, Florida 29 $ 13,309,000 $ 458,931 $ 346,000
Fulton, Georgia 29 $ 8,928,000 $ 307,862 $ 250,000
Lake, Indiana 29 $ 5,490,000 $ 189,310 $ 32,000
Essex, Massachusetts 29 $ 7,983,000 $ 275,275 $ 13,000
Delaware, Ohio 29 $ 8,401,000 $ 289,689 $ 100,000
Clackamas, Oregon 29 $ 8,538,000 $ 294,413 $ 3,000
Fresno, California 28 $ 7,653,000 $ 273,321 $ 29,000
Worcester, Massachusetts 28 $ 7,175,000 $ 256,250 $ 16,000
Lane, Oregon 28 $ 6,624,000 $ 236,571 $ 16,000
Milwaukee, Wisconsin 28 $ 5,619,000 $ 200,678 $ 46,000
Johnson, Kansas 27 $ 5,729,000 $ 212,185 $ 28,000
Jefferson, Kentucky 27 $ 5,241,000 $ 194,111 $ 21,000
Oakland, Michigan 26 $ 5,659,000 $ 217,653 $ 31,000
Ventura, California 25 $ 10,882,000 $ 435,280 $ 70,000
Macomb, Michigan 25 $ 5,526,000 $ 221,040 $ 31,000
Hennepin, Minnesota 25 $ 5,371,000 $ 214,840 $ 28,000
Weld, Colorado 24 $ 6,170,000 $ 257,083 $ 10,000
Washington, Minnesota 24 $ 5,661,000 $ 235,875 $ 8,000
Virginia Beach, Virginia 24 $ 5,934,000 $ 247,250 $ 31,000
Madison, Alabama 23 $ 5,176,000 $ 225,043 $ 6,000
Middlesex, New Jersey 23 $ 5,967,000 $ 259,434 $ 71,000
Tulsa, Oklahoma 23 $ 4,350,000 $ 189,130 $ 17,000
Dorchester, South Carolina 23 $ 4,788,000 $ 208,173 $ 44,000
Bell, Texas 23 $ 4,528,000 $ 196,869 $ 11,000
Dallas, Texas 23 $ 5,554,000 $ 241,478 $ 19,000
El Paso, Texas 23 $ 4,356,000 $ 189,391 $ 5,000
Matanuska-Susitna, Alaska 22 $ 4,800,000 $ 218,181 $ 19,000
Osceola, Florida 22 $ 5,224,000 $ 237,454 $ 73,000
Greenville, South Carolina 22 $ 5,521,000 $ 250,954 $ 72,000
Spokane, Washington 22 $ 4,716,000 $ 214,363 $ 7,000
Mohave, Arizona 21 $ 3,886,000 $ 185,047 $ 8,000
Santa Clara, California 21 $ 12,059,000 $ 574,238 $ 33,000
Broward, Florida 21 $ 8,076,000 $ 384,571 $ 93,000
Harford, Maryland 21 $ 5,307,000 $ 252,714 $ 78,000
Dakota, Minnesota 21 $ 4,865,000 $ 231,666 $ 12,000
Sarpy, Nebraska 21 $ 4,742,000 $ 225,809 $ 17,000
Monmouth, New Jersey 21 $ 7,108,000 $ 338,476 $ 76,000
Cuyahoga, Ohio 21 $ 3,625,000 $ 172,619 $ 40,000
Montgomery, Tennessee 21 $ 3,833,000 $ 182,523 $ 12,000
Jefferson, Alabama 20 $ 4,722,000 $ 236,100 $ 5,000
Alameda, California 20 $ 10,230,000 $ 511,500 $ 68,000
Maui, Hawaii 20 $ 11,018,000 $ 550,900 $ 52,000
Charles, Maryland 20 $ 6,190,000 $ 309,500 $ 50,000
Fairfield, Ohio 20 $ 4,749,000 $ 237,450 $ 68,000
Collin, Texas 20 $ 6,062,000 $ 303,100 $ 72,000
Stafford, Virginia 20 $ 5,067,000 $ 253,350 $ 53,000
Kitsap, Washington 20 $ 4,949,000 $ 247,450 $ 19,000
Placer, California 19 $ 6,734,000 $ 354,421 $ 29,000
Stanislaus, California 19 $ 4,857,000 $ 255,631 $ 2,000
Norfolk, Massachusetts 19 $ 6,884,000 $ 362,315 $ 61,000
Plymouth, Massachusetts 19 $ 5,637,000 $ 296,684 $ 27,000
Jackson, Oregon 19 $ 6,022,000 $ 316,947 $ 45,000
Marion, Oregon 19 $ 4,004,000 $ 210,736 $ 6,000
Charleston, South Carolina 19 $ 4,511,000 $ 237,421 $ 50,000
Shelby, Tennessee 19 $ 4,771,000 $ 251,105 $ 47,000
Marion, Indiana 18 $ 3,271,000 $ 181,722 $ 8,000
Hudson, New Jersey 18 $ 6,228,000 $ 346,000 $ 99,000
Deschutes, Oregon 18 $ 4,064,000 $ 225,777 $ 3,000
Richland, South Carolina 18 $ 4,256,000 $ 236,444 $ 39,000
Utah, Utah 18 $ 4,218,000 $ 234,333 $ 15,000
Mesa, Colorado 17 $ 4,021,000 $ 236,529 $ 8,000
New Haven, Connecticut 17 $ 4,058,000 $ 238,705 $ 52,000
Hillsborough, Florida 17 $ 3,784,000 $ 222,588 $ 39,000
Canyon, Idaho 17 $ 3,956,000 $ 232,705 $ 9,000
Kootenai, Idaho 17 $ 4,262,000 $ 250,705 $ 20,000
East Baton Rouge, Louisiana 17 $ 4,181,000 $ 245,941 $ 23,000
York, Maine 17 $ 4,087,000 $ 240,411 $ 39,000
Hampden, Massachusetts 17 $ 3,496,000 $ 205,647 $ 19,000
Jackson, Missouri 17 $ 3,666,000 $ 215,647 $ 25,000
Butler, Ohio 17 $ 3,636,000 $ 213,882 $ 33,000
Licking, Ohio 17 $ 4,030,000 $ 237,058 $ 54,000
Williamson, Tennessee 17 $ 5,754,000 $ 338,470 $ 112,000
Waukesha, Wisconsin 17 $ 4,523,000 $ 266,058 $ 17,000
Larimer, Colorado 16 $ 3,689,000 $ 230,562 $ 3,000
Kent, Delaware 16 $ 3,587,000 $ 224,187 $ 8,000
Hamilton, Indiana 16 $ 3,962,000 $ 247,625 $ 22,000
St. Louis, Missouri 16 $ 3,161,000 $ 197,562 $ 30,000
Morris, New Jersey 16 $ 5,811,000 $ 363,187 $ 67,000
Union, New Jersey 16 $ 4,711,000 $ 294,437 $ 81,000
Orange, New York 16 $ 4,136,000 $ 258,500 $ 94,000
Cleveland, Oklahoma 16 $ 2,938,000 $ 183,625 $ 3,000
Fort Bend, Texas 16 $ 4,425,000 $ 276,562 $ 36,000
Guadalupe, Texas 16 $ 3,443,000 $ 215,187 $ 16,000
Dane, Wisconsin 16 $ 3,678,000 $ 229,875 $ 40,000
Yuma, Arizona 15 $ 3,216,000 $ 214,400 $ 11,000
Pulaski, Arkansas 15 $ 2,489,000 $ 165,933 $ 9,000
Pasco, Florida 15 $ 3,125,000 $ 208,333 $ 60,000
Carroll, Maryland 15 $ 3,991,000 $ 266,066 $ 64,000
Bristol, Massachusetts 15 $ 3,356,000 $ 223,733 $ 27,000
Kent, Michigan 15 $ 2,925,000 $ 195,000 $ 44,000
Livingston, Michigan 15 $ 2,983,000 $ 198,866 $ 3,000
Essex, New Jersey 15 $ 5,002,000 $ 333,466 $ 561,000
Cumberland, North Carolina 15 $ 3,168,000 $ 211,200 $ 22,000
Wake, North Carolina 15 $ 4,299,000 $ 286,600 $ 72,000
Providence, Rhode Island 15 $ 3,846,000 $ 256,400 $ 31,000
Galveston, Texas 15 $ 3,340,000 $ 222,666 $ 30,000
Montgomery, Texas 15 $ 3,647,000 $ 243,133 $ 28,000
Tulare, California 14 $ 3,256,000 $ 232,571 $ 12,000
New London, Connecticut 14 $ 2,771,000 $ 197,928 $ 23,000
Cobb, Georgia 14 $ 3,136,000 $ 224,000 $ 80,000
Hawaii, Hawaii 14 $ 4,292,000 $ 306,571 $ 7,000
Sedgwick, Kansas 14 $ 2,805,000 $ 200,357 $ 17,000
Calvert, Maryland 14 $ 4,806,000 $ 343,285 $ 87,000
Suffolk, Massachusetts 14 $ 4,355,000 $ 311,071 $ 8,000
Anoka, Minnesota 14 $ 2,946,000 $ 210,428 $ 32,000
Clay, Missouri 14 $ 2,844,000 $ 203,142 $ 32,000
York, South Carolina 14 $ 3,013,000 $ 215,214 $ 42,000
Davis, Utah 14 $ 2,700,000 $ 192,857 $ 15,000
Chesapeake, Virginia 14 $ 3,827,000 $ 273,357 $ 38,000
Laramie, Wyoming 14 $ 3,339,000 $ 238,500 $ 14,000
Shasta, California 13 $ 3,183,000 $ 244,846 $ 15,000
Hartford, Connecticut 13 $ 2,789,000 $ 214,538 $ 26,000
Lee, Florida 13 $ 2,753,000 $ 211,769 $ 57,000
Polk, Florida 13 $ 1,954,000 $ 150,307 $ 63,000
Hall, Georgia 13 $ 2,969,000 $ 228,384 $ 77,000
Polk, Iowa 13 $ 2,597,000 $ 199,769 $ 20,000
Baltimore City, Maryland 13 $ 2,169,000 $ 166,846 $ 73,000
Howard, Maryland 13 $ 3,935,000 $ 302,692 $ 87,000
Mecklenburg, North Carolina 13 $ 4,192,000 $ 322,461 $ 92,000
Hamilton, Ohio 13 $ 2,602,000 $ 200,153 $ 15,000
Hays, Texas 13 $ 2,662,000 $ 204,769 $ 32,000
Washington, Utah 13 $ 3,080,000 $ 236,923 $ 21,000
Brown, Wisconsin 13 $ 3,348,000 $ 257,538 $ 54,000
Collier, Florida 12 $ 5,171,000 $ 430,916 $ 180,000
Volusia, Florida 12 $ 2,217,000 $ 184,750 $ 62,000
Orleans, Louisiana 12 $ 2,470,000 $ 205,833 $ 16,000
St. Mary's, Maryland 12 $ 3,483,000 $ 290,250 $ 28,000
Barnstable, Massachusetts 12 $ 3,534,000 $ 294,500 $ 20,000
DeSoto, Mississippi 12 $ 2,261,000 $ 188,416 $ 13,000
Douglas, Nebraska 12 $ 2,503,000 $ 208,583 $ 5,000
Dona Ana, New Mexico 12 $ 2,586,000 $ 215,500 $ 14,000
Onslow, North Carolina 12 $ 2,210,000 $ 184,166 $ 11,000
Summit, Ohio 12 $ 2,995,000 $ 249,583 $ 53,000
Warren, Ohio 12 $ 3,237,000 $ 269,750 $ 34,000
Yamhill, Oregon 12 $ 2,997,000 $ 249,750 $ 0
Beaufort, South Carolina 12 $ 2,740,000 $ 228,333 $ 21,000
Brazoria, Texas 12 $ 3,065,000 $ 255,416 $ 7,000
Island, Washington 12 $ 3,429,000 $ 285,750 $ 14,000
Baldwin, Alabama 11 $ 2,114,000 $ 192,181 $ 15,000
New Castle, Delaware 11 $ 2,713,000 $ 246,636 $ 19,000
Pinellas, Florida 11 $ 4,240,000 $ 385,454 $ 124,000
Oconee, Georgia 11 $ 2,774,000 $ 252,181 $ 135,000
Platte, Missouri 11 $ 2,502,000 $ 227,454 $ 26,000
St. Charles, Missouri 11 $ 2,460,000 $ 223,636 $ 10,000
Gallatin, Montana 11 $ 3,697,000 $ 336,090 $ 67,000
Lewis and Clark, Montana 11 $ 2,245,000 $ 204,090 $ 13,000
Hillsborough, New Hampshire 11 $ 2,441,000 $ 221,909 $ 31,000
Burlington, New Jersey 11 $ 2,652,000 $ 241,090 $ 10,000
Mercer, New Jersey 11 $ 2,316,000 $ 210,545 $ 9,000
Canadian, Oklahoma 11 $ 2,218,000 $ 201,636 $ 28,000
Horry, South Carolina 11 $ 2,001,000 $ 181,909 $ 55,000
Rutherford, Tennessee 11 $ 1,701,000 $ 154,636 $ 24,000
Sumner, Tennessee 11 $ 3,049,000 $ 277,181 $ 24,000
Comal, Texas 11 $ 3,143,000 $ 285,727 $ 68,000
Ellis, Texas 11 $ 2,576,000 $ 234,181 $ 7,000
Berkeley, West Virginia 11 $ 2,253,000 $ 204,818 $ 5,000
Montgomery, Alabama 10 $ 1,703,000 $ 170,300 $ 26,000
Kings, California 10 $ 2,255,000 $ 225,500 $ 0
Monterey, California 10 $ 4,516,000 $ 451,600 $ 56,000
Yolo, California 10 $ 3,053,000 $ 305,300 $ 33,000
Boulder, Colorado 10 $ 3,310,000 $ 331,000 $ 29,000
Broomfield, Colorado 10 $ 3,045,000 $ 304,500 $ 58,000
Sussex, Delaware 10 $ 2,575,000 $ 257,500 $ 84,000
Jefferson, Louisiana 10 $ 1,626,000 $ 162,600 $ 22,000
Douglas, Nevada 10 $ 3,094,000 $ 309,400 $ 35,000
Somerset, New Jersey 10 $ 4,007,000 $ 400,700 $ 71,000
Craven, North Carolina 10 $ 2,410,000 $ 241,000 $ 17,000
Jefferson, Ohio 10 $ 2,195,000 $ 219,500 $ 65,000
Norfolk, Virginia 10 $ 1,854,000 $ 185,400 $ 50,000
Spotsylvania, Virginia 10 $ 3,423,000 $ 342,300 $ 42,000
Whatcom, Washington 10 $ 2,246,000 $ 224,600 $ 31,000
Washington, Wisconsin 10 $ 2,430,000 $ 243,000 $ 33,000
Fairbanks North Star, Alaska 9 $ 2,330,000 $ 258,888 $ 8,000
Cochise, Arizona 9 $ 1,499,000 $ 166,555 $ 19,000
Santa Barbara, California 9 $ 3,289,000 $ 365,444 $ 14,000
Sonoma, California 9 $ 3,524,000 $ 391,555 $ 15,000
Clay, Florida 9 $ 1,519,000 $ 168,777 $ 52,000
Santa Rosa, Florida 9 $ 2,306,000 $ 256,222 $ 41,000
Seminole, Florida 9 $ 1,852,000 $ 205,777 $ 50,000
Columbia, Georgia 9 $ 1,949,000 $ 216,555 $ 15,000
Forsyth, Georgia 9 $ 2,994,000 $ 332,666 $ 93,000
Grundy, Illinois 9 $ 1,714,000 $ 190,444 $ 90,000
LaSalle, Illinois 9 $ 1,701,000 $ 189,000 $ 61,000
Porter, Indiana 9 $ 1,984,000 $ 220,444 $ 49,000
Hardin, Kentucky 9 $ 2,392,000 $ 265,777 $ 20,000
Caddo, Louisiana 9 $ 1,958,000 $ 217,555 $ 6,000
Lafayette, Louisiana 9 $ 1,673,000 $ 185,888 $ 43,000
Frederick, Maryland 9 $ 2,578,000 $ 286,444 $ 76,000
Madison, Mississippi 9 $ 2,286,000 $ 254,000 $ 21,000
Yellowstone, Montana 9 $ 2,398,000 $ 266,444 $ 18,000
Lyon, Nevada 9 $ 2,229,000 $ 247,666 $ 19,000
Rockingham, New Hampshire 9 $ 2,615,000 $ 290,555 $ 66,000
Lucas, Ohio 9 $ 1,889,000 $ 209,888 $ 54,000
Chester, Pennsylvania 9 $ 2,833,000 $ 314,777 $ 54,000
Kent, Rhode Island 9 $ 1,954,000 $ 217,111 $ 0
Chesterfield, Virginia 9 $ 2,707,000 $ 300,777 $ 61,000
Clallam, Washington 9 $ 2,770,000 $ 307,777 $ 27,000
Kenosha, Wisconsin 9 $ 1,557,000 $ 173,000 $ 94,000
Kenai Peninsula, Alaska 8 $ 2,040,000 $ 255,000 $ 13,000
Faulkner, Arkansas 8 $ 2,052,000 $ 256,500 $ 7,000
Sutter, California 8 $ 1,975,000 $ 246,875 $ 28,000
St. Clair, Illinois 8 $ 1,918,000 $ 239,750 $ 8,000
Scott, Iowa 8 $ 1,280,000 $ 160,000 $ 0
Ramsey, Minnesota 8 $ 1,622,000 $ 202,750 $ 22,000
Scott, Minnesota 8 $ 2,152,000 $ 269,000 $ 6,000
Harrison, Mississippi 8 $ 1,494,000 $ 186,750 $ 13,000
Lancaster, Nebraska 8 $ 1,651,000 $ 206,375 $ 38,000
Dutchess, New York 8 $ 2,285,000 $ 285,625 $ 126,000
Hoke, North Carolina 8 $ 1,358,000 $ 169,750 $ 0
Union, North Carolina 8 $ 1,730,000 $ 216,250 $ 34,000
Greene, Ohio 8 $ 1,836,000 $ 229,500 $ 41,000
Portage, Ohio 8 $ 2,009,000 $ 251,125 $ 20,000
Douglas, Oregon 8 $ 1,754,000 $ 219,250 $ 31,000
Josephine, Oregon 8 $ 2,148,000 $ 268,500 $ 17,000
Klamath, Oregon 8 $ 1,727,000 $ 215,875 $ 72,000
Polk, Oregon 8 $ 1,586,000 $ 198,250 $ 15,000
Philadelphia, Pennsylvania 8 $ 1,485,000 $ 185,625 $ 44,000
Lexington, South Carolina 8 $ 1,959,000 $ 244,875 $ 45,000
Wilson, Tennessee 8 $ 2,086,000 $ 260,750 $ 30,000
Weber, Utah 8 $ 2,180,000 $ 272,500 $ 11,000
Benton, Washington 8 $ 1,285,000 $ 160,625 $ 24,000
Cowlitz, Washington 8 $ 1,787,000 $ 223,375 $ 0
Yakima, Washington 8 $ 1,768,000 $ 221,000 $ 22,000
Shelby, Alabama 7 $ 2,009,000 $ 287,000 $ 16,000
Gila, Arizona 7 $ 1,505,000 $ 215,000 $ 3,000
El Dorado, California 7 $ 1,870,000 $ 267,142 $ 4,000
Madera, California 7 $ 1,586,000 $ 226,571 $ 11,000
San Luis Obispo, California 7 $ 2,591,000 $ 370,142 $ 23,000
Middlesex, Connecticut 7 $ 1,323,000 $ 189,000 $ 15,000
Duval, Florida 7 $ 1,423,000 $ 203,285 $ 92,000
Okaloosa, Florida 7 $ 1,605,000 $ 229,285 $ 14,000
Sarasota, Florida 7 $ 1,481,000 $ 211,571 $ 79,000
St. Johns, Florida 7 $ 1,916,000 $ 273,714 $ 32,000
Kauai, Hawaii 7 $ 2,775,000 $ 396,428 $ 15,000
Hendricks, Indiana 7 $ 1,481,000 $ 211,571 $ 0
Johnson, Iowa 7 $ 1,374,000 $ 196,285 $ 54,000
Wyandotte, Kansas 7 $ 1,192,000 $ 170,285 $ 13,000
Bossier, Louisiana 7 $ 1,503,000 $ 214,714 $ 44,000
Livingston, Louisiana 7 $ 1,556,000 $ 222,285 $ 41,000
Ouachita, Louisiana 7 $ 1,490,000 $ 212,857 $ 5,000
St. Tammany, Louisiana 7 $ 1,448,000 $ 206,857 $ 33,000
Wayne, Michigan 7 $ 1,912,000 $ 273,142 $ 13,000
Jackson, Mississippi 7 $ 1,537,000 $ 219,571 $ 29,000
Cascade, Montana 7 $ 1,291,000 $ 184,428 $ 8,000
Carson City, Nevada 7 $ 1,674,000 $ 239,142 $ 0
Passaic, New Jersey 7 $ 1,793,000 $ 256,142 $ 13,000
Santa Fe, New Mexico 7 $ 1,875,000 $ 267,857 $ 17,000
Guilford, North Carolina 7 $ 1,900,000 $ 271,428 $ 62,000
Johnston, North Carolina 7 $ 1,446,000 $ 206,571 $ 57,000
Clermont, Ohio 7 $ 2,240,000 $ 320,000 $ 63,000
Lincoln, Oregon 7 $ 1,523,000 $ 217,571 $ 0
Linn, Oregon 7 $ 1,860,000 $ 265,714 $ 0
Allegheny, Pennsylvania 7 $ 1,400,000 $ 200,000 $ 47,000
York, Pennsylvania 7 $ 1,537,000 $ 219,571 $ 57,000
Berkeley, South Carolina 7 $ 1,374,000 $ 196,285 $ 19,000
Spartanburg, South Carolina 7 $ 2,138,000 $ 305,428 $ 89,000
Pennington, South Dakota 7 $ 1,538,000 $ 219,714 $ 9,000
McLennan, Texas 7 $ 1,632,000 $ 233,142 $ 0
Midland, Texas 7 $ 1,968,000 $ 281,142 $ 0
Nueces, Texas 7 $ 1,335,000 $ 190,714 $ 31,000
Rockwall, Texas 7 $ 1,567,000 $ 223,857 $ 23,000
Mason, Washington 7 $ 1,544,000 $ 220,571 $ 0
Skagit, Washington 7 $ 1,725,000 $ 246,428 $ 38,000
Coconino, Arizona 6 $ 1,649,000 $ 274,833 $ 0
Navajo, Arizona 6 $ 1,106,000 $ 184,333 $ 46,000
Lonoke, Arkansas 6 $ 1,189,000 $ 198,166 $ 16,000
Saline, Arkansas 6 $ 989,000 $ 164,833 $ 13,000
Washington, Arkansas 6 $ 1,054,000 $ 175,666 $ 4,000
Butte, California 6 $ 1,400,000 $ 233,333 $ 34,000
Nevada, California 6 $ 2,472,000 $ 412,000 $ 34,000
Yuba, California 6 $ 1,681,000 $ 280,166 $ 0
Litchfield, Connecticut 6 $ 1,383,000 $ 230,500 $ 44,000
Lake, Florida 6 $ 936,000 $ 156,000 $ 42,000
Walton, Florida 6 $ 1,851,000 $ 308,500 $ 150,000
Cherokee, Georgia 6 $ 1,324,000 $ 220,666 $ 90,000
Fayette, Georgia 6 $ 1,907,000 $ 317,833 $ 23,000
Walton, Georgia 6 $ 972,000 $ 162,000 $ 40,000
Kankakee, Illinois 6 $ 1,196,000 $ 199,333 $ 39,000
McLean, Illinois 6 $ 1,047,000 $ 174,500 $ 0
Madison, Kentucky 6 $ 1,283,000 $ 213,833 $ 41,000
Cumberland, Maine 6 $ 1,125,000 $ 187,500 $ 0
Jackson, Michigan 6 $ 1,136,000 $ 189,333 $ 79,000
Monroe, Michigan 6 $ 1,180,000 $ 196,666 $ 27,000
Ottawa, Michigan 6 $ 1,347,000 $ 224,500 $ 96,000
Sherburne, Minnesota 6 $ 1,089,000 $ 181,500 $ 0
St. Louis, Minnesota 6 $ 1,943,000 $ 323,833 $ 34,000
Boone, Missouri 6 $ 1,121,000 $ 186,833 $ 0
Jefferson, Missouri 6 $ 1,079,000 $ 179,833 $ 14,000
Flathead, Montana 6 $ 1,769,000 $ 294,833 $ 0
Elko, Nevada 6 $ 1,492,000 $ 248,666 $ 0
Nye, Nevada 6 $ 1,303,000 $ 217,166 $ 14,000
Camden, New Jersey 6 $ 1,153,000 $ 192,166 $ 27,000
Valencia, New Mexico 6 $ 1,240,000 $ 206,666 $ 30,000
Erie, New York 6 $ 1,244,000 $ 207,333 $ 20,000
Harnett, North Carolina 6 $ 1,156,000 $ 192,666 $ 14,000
New Hanover, North Carolina 6 $ 1,334,000 $ 222,333 $ 0
Wayne, North Carolina 6 $ 1,351,000 $ 225,166 $ 35,000
Burleigh, North Dakota 6 $ 1,392,000 $ 232,000 $ 19,000
Grand Forks, North Dakota 6 $ 1,309,000 $ 218,166 $ 10,000
Ward, North Dakota 6 $ 1,699,000 $ 283,166 $ 12,000
Stark, Ohio 6 $ 1,288,000 $ 214,666 $ 17,000
Bucks, Pennsylvania 6 $ 3,020,000 $ 503,333 $ 80,000
Erie, Pennsylvania 6 $ 1,690,000 $ 281,666 $ 66,000
Newport, Rhode Island 6 $ 1,653,000 $ 275,500 $ 29,000
Hamilton, Tennessee 6 $ 994,000 $ 165,666 $ 0
Johnson, Texas 6 $ 1,062,000 $ 177,000 $ 0
Arlington, Virginia 6 $ 2,227,000 $ 371,166 $ 127,000
Hampton, Virginia 6 $ 1,357,000 $ 226,166 $ 77,000
Manassas, Virginia 6 $ 1,646,000 $ 274,333 $ 23,000
Lewis, Washington 6 $ 1,226,000 $ 204,333 $ 0
Racine, Wisconsin 6 $ 1,416,000 $ 236,000 $ 98,000
St. Croix, Wisconsin 6 $ 1,658,000 $ 276,333 $ 48,000
Autauga, Alabama 5 $ 970,000 $ 194,000 $ 20,000
Coffee, Alabama 5 $ 1,142,000 $ 228,400 $ 0
Juneau, Alaska 5 $ 1,579,000 $ 315,800 $ 0
Lake, California 5 $ 1,425,000 $ 285,000 $ 29,000
Marin, California 5 $ 4,281,000 $ 856,200 $ 82,000
San Mateo, California 5 $ 2,731,000 $ 546,200 $ 63,000
Pueblo, Colorado 5 $ 1,106,000 $ 221,200 $ 32,000
Bay, Florida 5 $ 1,351,000 $ 270,200 $ 160,000
Houston, Georgia 5 $ 853,000 $ 170,600 $ 0
Lowndes, Georgia 5 $ 643,000 $ 128,600 $ 39,000
Muscogee, Georgia 5 $ 866,000 $ 173,200 $ 20,000
Bonneville, Idaho 5 $ 1,119,000 $ 223,800 $ 18,000
Twin Falls, Idaho 5 $ 1,170,000 $ 234,000 $ 0
Champaign, Illinois 5 $ 959,000 $ 191,800 $ 36,000
Tazewell, Illinois 5 $ 1,078,000 $ 215,600 $ 7,000
Winnebago, Illinois 5 $ 685,000 $ 137,000 $ 35,000
Allen, Indiana 5 $ 989,000 $ 197,800 $ 11,000
Scott, Kentucky 5 $ 929,000 $ 185,800 $ 0
Tangipahoa, Louisiana 5 $ 1,143,000 $ 228,600 $ 28,000
Androscoggin, Maine 5 $ 950,000 $ 190,000 $ 13,000
Calhoun, Michigan 5 $ 1,011,000 $ 202,200 $ 0
Kalamazoo, Michigan 5 $ 1,358,000 $ 271,600 $ 40,000
Chisago, Minnesota 5 $ 1,525,000 $ 305,000 $ 0
Olmsted, Minnesota 5 $ 958,000 $ 191,600 $ 0
Greene, Missouri 5 $ 795,000 $ 159,000 $ 0
Strafford, New Hampshire 5 $ 1,348,000 $ 269,600 $ 134,000
Otero, New Mexico 5 $ 1,064,000 $ 212,800 $ 29,000
San Juan, New Mexico 5 $ 1,132,000 $ 226,400 $ 42,000
Sandoval, New Mexico 5 $ 1,184,000 $ 236,800 $ 0
Ulster, New York 5 $ 1,134,000 $ 226,800 $ 92,000
Lincoln, North Carolina 5 $ 1,909,000 $ 381,800 $ 140,000
Clark, Ohio 5 $ 880,000 $ 176,000 $ 45,000
Lake, Ohio 5 $ 1,047,000 $ 209,400 $ 33,000
Mercer, Ohio 5 $ 1,055,000 $ 211,000 $ 63,000
Miami, Ohio 5 $ 1,156,000 $ 231,200 $ 24,000
Comanche, Oklahoma 5 $ 1,151,000 $ 230,200 $ 45,000
Anderson, South Carolina 5 $ 1,715,000 $ 343,000 $ 71,000
Sumter, South Carolina 5 $ 1,169,000 $ 233,800 $ 24,000
Knox, Tennessee 5 $ 777,000 $ 155,400 $ 0
Lubbock, Texas 5 $ 1,084,000 $ 216,800 $ 0
Randall, Texas 5 $ 833,000 $ 166,600 $ 11,000
Taylor, Texas 5 $ 850,000 $ 170,000 $ 7,000
Wasatch, Utah 5 $ 1,495,000 $ 299,000 $ 35,000
Alexandria, Virginia 5 $ 3,078,000 $ 615,600 $ 89,000
Isle of Wight, Virginia 5 $ 1,439,000 $ 287,800 $ 36,000
Newport News, Virginia 5 $ 1,012,000 $ 202,400 $ 9,000
Walworth, Wisconsin 5 $ 1,075,000 $ 215,000 $ 8,000
Houston, Alabama 4 $ 966,000 $ 241,500 $ 0
Morgan, Alabama 4 $ 732,000 $ 183,000 $ 0
Graham, Arizona 4 $ 688,000 $ 172,000 $ 0
Baxter, Arkansas 4 $ 767,000 $ 191,750 $ 97,000
Benton, Arkansas 4 $ 1,029,000 $ 257,250 $ 5,000
Imperial, California 4 $ 795,000 $ 198,750 $ 30,000
Merced, California 4 $ 1,196,000 $ 299,000 $ 0
San Benito, California 4 $ 1,438,000 $ 359,500 $ 0
Tuolumne, California 4 $ 1,231,000 $ 307,750 $ 47,000
Manatee, Florida 4 $ 718,000 $ 179,500 $ 49,000
Marion, Florida 4 $ 649,000 $ 162,250 $ 40,000
Martin, Florida 4 $ 925,000 $ 231,250 $ 176,000
Sumter, Florida 4 $ 1,430,000 $ 357,500 $ 87,000
Clarke, Georgia 4 $ 704,000 $ 176,000 $ 64,000
Henry, Georgia 4 $ 606,000 $ 151,500 $ 51,000
Liberty, Georgia 4 $ 633,000 $ 158,250 $ 18,000
Richmond, Georgia 4 $ 720,000 $ 180,000 $ 0
Elmore, Idaho 4 $ 618,000 $ 154,500 $ 21,000
Sangamon, Illinois 4 $ 849,000 $ 212,250 $ 29,000
Dearborn, Indiana 4 $ 927,000 $ 231,750 $ 0
Jasper, Indiana 4 $ 793,000 $ 198,250 $ 0
Johnson, Indiana 4 $ 688,000 $ 172,000 $ 0
Warren, Iowa 4 $ 1,030,000 $ 257,500 $ 0
Shawnee, Kansas 4 $ 1,017,000 $ 254,250 $ 23,000
Boone, Kentucky 4 $ 984,000 $ 246,000 $ 15,000
Campbell, Kentucky 4 $ 1,190,000 $ 297,500 $ 22,000
Fayette, Kentucky 4 $ 913,000 $ 228,250 $ 74,000
Meade, Kentucky 4 $ 553,000 $ 138,250 $ 0
Terrebonne, Louisiana 4 $ 1,251,000 $ 312,750 $ 111,000
Vernon, Louisiana 4 $ 564,000 $ 141,000 $ 13,000
Penobscot, Maine 4 $ 704,000 $ 176,000 $ 11,000
Waldo, Maine 4 $ 787,000 $ 196,750 $ 40,000
Queen Anne's, Maryland 4 $ 1,290,000 $ 322,500 $ 133,000
Washtenaw, Michigan 4 $ 1,201,000 $ 300,250 $ 44,000
Carver, Minnesota 4 $ 989,000 $ 247,250 $ 18,000
Wright, Minnesota 4 $ 703,000 $ 175,750 $ 42,000
Rankin, Mississippi 4 $ 669,000 $ 167,250 $ 35,000
Churchill, Nevada 4 $ 769,000 $ 192,250 $ 38,000
Gloucester, New Jersey 4 $ 714,000 $ 178,500 $ 79,000
Hunterdon, New Jersey 4 $ 928,000 $ 232,000 $ 59,000
Sussex, New Jersey 4 $ 1,021,000 $ 255,250 $ 10,000
Albany, New York 4 $ 1,059,000 $ 264,750 $ 0
Monroe, New York 4 $ 722,000 $ 180,500 $ 111,000
Saratoga, New York 4 $ 1,132,000 $ 283,000 $ 87,000
Schenectady, New York 4 $ 737,000 $ 184,250 $ 20,000
Buncombe, North Carolina 4 $ 1,600,000 $ 400,000 $ 93,000
Moore, North Carolina 4 $ 992,000 $ 248,000 $ 137,000
Vance, North Carolina 4 $ 624,000 $ 156,000 $ 61,000
Cass, North Dakota 4 $ 1,092,000 $ 273,000 $ 33,000
Stark, North Dakota 4 $ 939,000 $ 234,750 $ 0
Champaign, Ohio 4 $ 1,038,000 $ 259,500 $ 29,000
Lorain, Ohio 4 $ 745,000 $ 186,250 $ 21,000
Morrow, Ohio 4 $ 999,000 $ 249,750 $ 75,000
Richland, Ohio 4 $ 718,000 $ 179,500 $ 52,000
Ross, Ohio 4 $ 1,063,000 $ 265,750 $ 93,000
Adams, Pennsylvania 4 $ 890,000 $ 222,500 $ 42,000
Lancaster, Pennsylvania 4 $ 1,056,000 $ 264,000 $ 26,000
Westmoreland, Pennsylvania 4 $ 744,000 $ 186,000 $ 43,000
Aiken, South Carolina 4 $ 1,056,000 $ 264,000 $ 85,000
Lancaster, South Carolina 4 $ 1,027,000 $ 256,750 $ 12,000
Oconee, South Carolina 4 $ 1,300,000 $ 325,000 $ 139,000
Minnehaha, South Dakota 4 $ 787,000 $ 196,750 $ 0
Cheatham, Tennessee 4 $ 774,000 $ 193,500 $ 11,000
Maury, Tennessee 4 $ 917,000 $ 229,250 $ 0
Cameron, Texas 4 $ 912,000 $ 228,000 $ 0
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Mortgage Loan Application Detail Totals for The Federal Savings Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,493 $2,557,389,000 $269,000 $7,000,000 $39,000 $7,860,000
Home Purchase 3,722 $1,032,243,000 $277,000 $2,840,000 $106,000 $6,635,000
Home Improvement 117 $36,813,000 $314,000 $2,400,000 $114,000 $560,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,221 $2,256,185,000 $274,000 $7,000,000 $65,000 $7,860,000
Hispanic 1,764 $435,090,000 $246,000 $965,000 $45,000 $461,000
Black or African American 1,469 $399,195,000 $271,000 $869,000 $46,000 $456,000
Not Provided 1,151 $309,203,000 $268,000 $1,149,000 $38,000 $1,150,000
Asian 547 $173,720,000 $317,000 $1,900,000 $90,000 $1,216,000
Native Hawaiian or Other Pacific Islander 92 $28,767,000 $312,000 $653,000 $40,000 $450,000
American Indian or Alaskan Native 87 $23,930,000 $275,000 $865,000 $42,000 $295,000
Not applicable 1 $355,000 $355,000 $355,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 6,329 $1,704,455,000 $269,000 $2,510,000 $23,000 $1,312,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,729 $1,081,076,000 $289,000 $7,000,000 $136,000 $7,860,000
FHA-insured (Federal Housing Administration) 3,248 $835,931,000 $257,000 $815,000 $40,000 $475,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $4,983,000 $191,000 $351,000 $60,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,104 $2,512,192,000 $275,000 $7,000,000 $60,000 $7,860,000
Application Withdrawn By Applicant 1,992 $548,555,000 $275,000 $2,000,000 $60,000 $3,178,000
File Closed For Incompleteness 1,174 $292,713,000 $249,000 $2,840,000 $35,000 $1,496,000
Application Denied By Financial Institution 940 $244,096,000 $259,000 $2,400,000 $72,000 $1,216,000
Application Approved But Not Accepted 96 $24,700,000 $257,000 $965,000 $33,000 $327,000
Preapproval Denied by Financial Institution 26 $4,189,000 $161,000 $317,000 $48,000 $109,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 272 $73,481,000 $270,000 $1,396,000 $102,000 $1,216,000
Debt-To-Income Ratio 212 $54,234,000 $255,000 $1,900,000 $70,000 $500,000
Credit History 199 $49,840,000 $250,000 $1,149,000 $53,000 $406,000
Credit Application Incomplete 88 $23,227,000 $263,000 $915,000 $69,000 $708,000
Unverifiable Information 69 $17,509,000 $253,000 $2,400,000 $66,000 $281,000
Other 61 $15,048,000 $246,000 $502,000 $27,000 $160,000
Insufficient Cash (Downpayment, Closing Cost) 42 $10,109,000 $240,000 $623,000 $59,000 $473,000
Employment History 21 $4,444,000 $211,000 $417,000 $53,000 $104,000
Mortgage Insurance Denied 2 $393,000 $196,000 $214,000 $72,000 $144,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Federal Savings Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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