The Federal Savings Bank Mortgage Lending & HMDA Data, 2015
In 2015, The Federal Savings Bank of Chicago, IL reported 13,332 mortgage applications totaling $3.6 billion, up 51% from 2014. The average application was for $272,010, and applicants reported an average income of $58,363. 68% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (2,116), New York-Jersey City-White Plains, NY-NJ (993) and Phoenix-Mesa-Scottsdale, AZ (530) (applications in parentheses).
| Mortgage Company & Address | The Federal Savings Bank 300 N Elizabeth Street, Ste 3e Chicago, IL 60639 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 13,332 |
| Total Mortgage Loan Application Amount | $3,626,445,000 |
| Average Mortgage Loan Application Amount | $272,010 |
| Highest Mortgage Loan Application Amount | $7,000,000 |
| Average Applicant Income | $58,363 |
| Highest Applicant Income | $7,860,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Arlington Heights, IL | 2,116 | $ 491,647,000 | $ 232,347 | $ 94,000 |
| New York-Jersey City-White Plains, NY-NJ | 993 | $ 438,175,000 | $ 441,263 | $ 132,114 |
| Phoenix-Mesa-Scottsdale, AZ | 530 | $ 132,318,000 | $ 249,656 | $ 31,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 455 | $ 147,754,000 | $ 324,734 | $ 63,619 |
| Las Vegas-Henderson-Paradise, NV | 382 | $ 93,803,000 | $ 245,557 | $ 60,000 |
| Nassau County-Suffolk County, NY | 369 | $ 123,420,000 | $ 334,471 | $ 124,000 |
| Riverside-San Bernardino-Ontario, CA | 238 | $ 70,077,000 | $ 294,441 | $ 18,000 |
| Denver-Aurora-Lakewood, CO | 229 | $ 62,533,000 | $ 273,069 | $ 26,000 |
| Atlanta-Sandy Springs-Roswell, GA | 199 | $ 51,365,000 | $ 258,115 | $ 113,000 |
| Columbus, OH | 175 | $ 37,200,000 | $ 212,571 | $ 63,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 167 | $ 44,857,000 | $ 268,604 | $ 20,634 |
| Baltimore-Columbia-Towson, MD | 155 | $ 43,019,000 | $ 277,541 | $ 80,000 |
| Los Angeles-Long Beach-Glendale, CA | 148 | $ 56,659,000 | $ 382,831 | $ 32,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 131 | $ 29,873,000 | $ 228,038 | $ 18,160 |
| San Diego-Carlsbad, CA | 131 | $ 53,333,000 | $ 407,122 | $ 32,000 |
| Houston-The Woodlands-Sugar Land, TX | 130 | $ 30,262,000 | $ 232,784 | $ 28,000 |
| Seattle-Bellevue-Everett, WA | 127 | $ 41,370,000 | $ 325,748 | $ 44,000 |
| Lake County-Kenosha County, IL-WI | 126 | $ 32,704,000 | $ 259,555 | $ 122,785 |
| Austin-Round Rock, TX | 117 | $ 26,815,000 | $ 229,188 | $ 63,000 |
| Colorado Springs, CO | 111 | $ 27,087,000 | $ 244,027 | $ 10,000 |
| Tacoma-Lakewood, WA | 110 | $ 28,699,000 | $ 260,900 | $ 17,000 |
| San Antonio-New Braunfels, TX | 109 | $ 24,683,000 | $ 226,449 | $ 20,000 |
| Elgin, IL | 102 | $ 25,764,000 | $ 252,588 | $ 100,000 |
| Urban Honolulu, HI | 102 | $ 49,099,000 | $ 481,362 | $ 21,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 101 | $ 30,237,000 | $ 299,376 | $ 19,000 |
| Tucson, AZ | 100 | $ 22,814,000 | $ 228,140 | $ 23,000 |
| Dallas-Plano-Irving, TX | 97 | $ 24,889,000 | $ 256,587 | $ 30,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 93 | $ 23,249,000 | $ 249,989 | $ 44,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 84 | $ 20,833,000 | $ 248,011 | $ 34,166 |
| Kansas City, MO-KS | 82 | $ 17,089,000 | $ 208,402 | $ 26,451 |
| Orlando-Kissimmee-Sanford, FL | 76 | $ 17,594,000 | $ 231,500 | $ 70,000 |
| Anchorage, AK | 69 | $ 18,792,000 | $ 272,347 | $ 26,000 |
| Cambridge-Newton-Framingham, MA | 69 | $ 23,490,000 | $ 340,434 | $ 24,000 |
| Cincinnati, OH-KY-IN | 68 | $ 16,231,000 | $ 238,691 | $ 26,882 |
| Warren-Troy-Farmington Hills, MI | 68 | $ 14,535,000 | $ 213,750 | $ 24,000 |
| Oakland-Hayward-Berkeley, CA | 67 | $ 30,298,000 | $ 452,208 | $ 35,000 |
| Newark, NJ-PA | 66 | $ 21,657,000 | $ 328,136 | $ 178,257 |
| Oklahoma City, OK | 66 | $ 14,026,000 | $ 212,515 | $ 16,000 |
| Salt Lake City, UT | 64 | $ 15,674,000 | $ 244,906 | $ 15,000 |
| Silver Spring-Frederick-Rockville, MD | 59 | $ 21,512,000 | $ 364,610 | $ 84,000 |
| Boise City, ID | 57 | $ 12,816,000 | $ 224,842 | $ 20,000 |
| Milwaukee-Waukesha-West Allis, WI | 56 | $ 12,899,000 | $ 230,339 | $ 34,000 |
| Charlotte-Concord-Gastonia, NC-SC | 54 | $ 14,289,000 | $ 264,611 | $ 62,518 |
| Fort Worth-Arlington, TX | 54 | $ 10,960,000 | $ 202,962 | $ 8,000 |
| St. Louis, MO-IL | 54 | $ 11,929,000 | $ 220,907 | $ 20,555 |
| Boston, MA | 52 | $ 16,876,000 | $ 324,538 | $ 34,000 |
| Indianapolis-Carmel-Anderson, IN | 52 | $ 10,912,000 | $ 209,846 | $ 11,000 |
| Anaheim-Santa Ana-Irvine, CA | 50 | $ 28,128,000 | $ 562,560 | $ 42,000 |
| Providence-Warwick, RI-MA | 50 | $ 12,010,000 | $ 240,200 | $ 20,700 |
| Charleston-North Charleston, SC | 49 | $ 10,673,000 | $ 217,816 | $ 43,000 |
| Tampa-St. Petersburg-Clearwater, FL | 46 | $ 11,750,000 | $ 255,434 | $ 67,000 |
| Albuquerque, NM | 45 | $ 10,397,000 | $ 231,044 | $ 13,000 |
| Reno, NV | 45 | $ 11,533,000 | $ 256,288 | $ 18,000 |
| Palm Bay-Melbourne-Titusville, FL | 43 | $ 10,296,000 | $ 239,441 | $ 90,000 |
| Gary, IN | 42 | $ 8,267,000 | $ 196,833 | $ 33,000 |
| Vallejo-Fairfield, CA | 41 | $ 12,613,000 | $ 307,634 | $ 24,000 |
| Louisville/Jefferson County, KY-IN | 37 | $ 7,161,000 | $ 193,540 | $ 22,783 |
| Stockton-Lodi, CA | 37 | $ 10,551,000 | $ 285,162 | $ 17,000 |
| Cleveland-Elyria, OH | 36 | $ 6,661,000 | $ 185,027 | $ 36,000 |
| Omaha-Council Bluffs, NE-IA | 36 | $ 7,740,000 | $ 215,000 | $ 14,333 |
| Little Rock-North Little Rock-Conway, AR | 35 | $ 6,719,000 | $ 191,971 | $ 11,000 |
| New Orleans-Metairie, LA | 34 | $ 6,985,000 | $ 205,441 | $ 31,000 |
| Memphis, TN-MS-AR | 33 | $ 7,459,000 | $ 226,030 | $ 32,000 |
| Bridgeport-Stamford-Norwalk, CT | 32 | $ 11,966,000 | $ 373,937 | $ 102,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 32 | $ 9,271,000 | $ 289,718 | $ 101,000 |
| Bakersfield, CA | 31 | $ 7,796,000 | $ 251,483 | $ 21,000 |
| Greenville-Anderson-Mauldin, SC | 31 | $ 8,286,000 | $ 267,290 | $ 73,000 |
| Olympia-Tumwater, WA | 31 | $ 7,751,000 | $ 250,032 | $ 19,000 |
| Prescott, AZ | 30 | $ 7,249,000 | $ 241,633 | $ 22,000 |
| Birmingham-Hoover, AL | 29 | $ 7,043,000 | $ 242,862 | $ 7,000 |
| Miami-Miami Beach-Kendall, FL | 29 | $ 13,309,000 | $ 458,931 | $ 346,000 |
| Worcester, MA-CT | 29 | $ 7,375,000 | $ 254,310 | $ 15,448 |
| Baton Rouge, LA | 28 | $ 6,489,000 | $ 231,750 | $ 27,000 |
| Eugene, OR | 28 | $ 6,624,000 | $ 236,571 | $ 16,000 |
| Fresno, CA | 28 | $ 7,653,000 | $ 273,321 | $ 29,000 |
| Columbia, SC | 27 | $ 6,429,000 | $ 238,111 | $ 40,000 |
| Killeen-Temple, TX | 27 | $ 5,240,000 | $ 194,074 | $ 13,000 |
| Salem, OR | 27 | $ 5,590,000 | $ 207,037 | $ 9,000 |
| Huntsville, AL | 25 | $ 5,810,000 | $ 232,400 | $ 16,000 |
| Jacksonville, FL | 25 | $ 5,514,000 | $ 220,560 | $ 63,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 25 | $ 10,882,000 | $ 435,280 | $ 70,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 25 | $ 13,497,000 | $ 539,880 | $ 27,000 |
| Tulsa, OK | 25 | $ 4,840,000 | $ 193,600 | $ 16,000 |
| Greeley, CO | 24 | $ 6,170,000 | $ 257,083 | $ 10,000 |
| Portland-South Portland, ME | 24 | $ 5,484,000 | $ 228,500 | $ 27,000 |
| Spokane-Spokane Valley, WA | 24 | $ 5,364,000 | $ 223,500 | $ 16,000 |
| El Paso, TX | 23 | $ 4,356,000 | $ 189,391 | $ 5,000 |
| Fayetteville, NC | 23 | $ 4,526,000 | $ 196,782 | $ 14,000 |
| Ogden-Clearfield, UT | 23 | $ 5,142,000 | $ 223,565 | $ 13,000 |
| Raleigh, NC | 23 | $ 6,024,000 | $ 261,913 | $ 64,000 |
| Clarksville, TN-KY | 22 | $ 4,061,000 | $ 184,590 | $ 11,454 |
| Hartford-West Hartford-East Hartford, CT | 22 | $ 4,378,000 | $ 199,000 | $ 22,000 |
| Camden, NJ | 21 | $ 4,519,000 | $ 215,190 | $ 28,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 21 | $ 8,076,000 | $ 384,571 | $ 93,000 |
| Grand Rapids-Wyoming, MI | 21 | $ 4,272,000 | $ 203,428 | $ 59,000 |
| Lake Havasu City-Kingman, AZ | 21 | $ 3,886,000 | $ 185,047 | $ 8,000 |
| Richmond, VA | 21 | $ 5,385,000 | $ 256,428 | $ 46,000 |
| Akron, OH | 20 | $ 5,004,000 | $ 250,200 | $ 40,000 |
| Augusta-Richmond County, GA-SC | 20 | $ 4,266,000 | $ 213,300 | $ 27,400 |
| Bremerton-Silverdale, WA | 20 | $ 4,949,000 | $ 247,450 | $ 19,000 |
| Des Moines-West Des Moines, IA | 20 | $ 4,718,000 | $ 235,900 | $ 13,000 |
| Kahului-Wailuku-Lahaina, HI | 20 | $ 11,018,000 | $ 550,900 | $ 52,000 |
| Madison, WI | 20 | $ 4,425,000 | $ 221,250 | $ 35,000 |
| Medford, OR | 19 | $ 6,022,000 | $ 316,947 | $ 45,000 |
| Modesto, CA | 19 | $ 4,857,000 | $ 255,631 | $ 2,000 |
| Springfield, MA | 19 | $ 3,901,000 | $ 205,315 | $ 21,000 |
| Bend-Redmond, OR | 18 | $ 4,064,000 | $ 225,777 | $ 3,000 |
| Montgomery County-Bucks County-Chester County, PA | 18 | $ 6,784,000 | $ 376,888 | $ 64,000 |
| Provo-Orem, UT | 18 | $ 4,218,000 | $ 234,333 | $ 15,000 |
| Coeur D'Alene, ID | 17 | $ 4,262,000 | $ 250,705 | $ 20,000 |
| Grand Junction, CO | 17 | $ 4,021,000 | $ 236,529 | $ 8,000 |
| Montgomery, AL | 17 | $ 3,017,000 | $ 177,470 | $ 27,000 |
| New Haven-Milford, CT | 17 | $ 4,058,000 | $ 238,705 | $ 52,000 |
| Shreveport-Bossier City, LA | 17 | $ 3,632,000 | $ 213,647 | $ 24,000 |
| Dayton, OH | 16 | $ 3,456,000 | $ 216,000 | $ 28,000 |
| Dover, DE | 16 | $ 3,587,000 | $ 224,187 | $ 8,000 |
| Fort Collins, CO | 16 | $ 3,689,000 | $ 230,562 | $ 3,000 |
| Jackson, MS | 16 | $ 3,788,000 | $ 236,750 | $ 24,000 |
| Wichita, KS | 16 | $ 3,155,000 | $ 197,187 | $ 15,000 |
| Athens-Clarke County, GA | 15 | $ 3,478,000 | $ 231,866 | $ 116,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 2,741,000 | $ 182,733 | $ 67,000 |
| Gulfport-Biloxi-Pascagoula, MS | 15 | $ 3,031,000 | $ 202,066 | $ 21,000 |
| Wilmington, DE-MD-NJ | 15 | $ 3,519,000 | $ 234,600 | $ 16,533 |
| Yuma, AZ | 15 | $ 3,216,000 | $ 214,400 | $ 11,000 |
| Albany-Schenectady-Troy, NY | 14 | $ 3,249,000 | $ 232,071 | $ 33,000 |
| Cheyenne, WY | 14 | $ 3,339,000 | $ 238,500 | $ 14,000 |
| Hagerstown-Martinsburg, MD-WV | 14 | $ 3,515,000 | $ 251,071 | $ 22,571 |
| Norwich-New London, CT | 14 | $ 2,771,000 | $ 197,928 | $ 23,000 |
| Rockingham County-Strafford County, NH | 14 | $ 3,963,000 | $ 283,071 | $ 90,000 |
| Visalia-Porterville, CA | 14 | $ 3,256,000 | $ 232,571 | $ 12,000 |
| Yuba City, CA | 14 | $ 3,656,000 | $ 261,142 | $ 16,000 |
| Cape Coral-Fort Myers, FL | 13 | $ 2,753,000 | $ 211,769 | $ 57,000 |
| Crestview-Fort Walton Beach-Destin, FL | 13 | $ 3,456,000 | $ 265,846 | $ 76,000 |
| Davenport-Moline-Rock Island, IA-IL | 13 | $ 2,156,000 | $ 165,846 | $ 5,384 |
| Elizabethtown-Fort Knox, KY | 13 | $ 2,945,000 | $ 226,538 | $ 14,000 |
| Gainesville, GA | 13 | $ 2,969,000 | $ 228,384 | $ 77,000 |
| Green Bay, WI | 13 | $ 3,348,000 | $ 257,538 | $ 54,000 |
| Lakeland-Winter Haven, FL | 13 | $ 1,954,000 | $ 150,307 | $ 63,000 |
| Redding, CA | 13 | $ 3,183,000 | $ 244,846 | $ 15,000 |
| St. George, UT | 13 | $ 3,080,000 | $ 236,923 | $ 21,000 |
| Toledo, OH | 13 | $ 2,937,000 | $ 225,923 | $ 65,000 |
| Barnstable Town, MA | 12 | $ 3,534,000 | $ 294,500 | $ 20,000 |
| California-Lexington Park, MD | 12 | $ 3,483,000 | $ 290,250 | $ 28,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 12 | $ 2,740,000 | $ 228,333 | $ 21,000 |
| Jacksonville, NC | 12 | $ 2,210,000 | $ 184,166 | $ 11,000 |
| Knoxville, TN | 12 | $ 2,141,000 | $ 178,416 | $ 4,000 |
| Las Cruces, NM | 12 | $ 2,586,000 | $ 215,500 | $ 14,000 |
| Lexington-Fayette, KY | 12 | $ 2,465,000 | $ 205,416 | $ 24,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 12 | $ 2,357,000 | $ 196,416 | $ 50,416 |
| Naples-Immokalee-Marco Island, FL | 12 | $ 5,171,000 | $ 430,916 | $ 180,000 |
| Pittsburgh, PA | 12 | $ 2,347,000 | $ 195,583 | $ 49,000 |
| Weirton-Steubenville, WV-OH | 12 | $ 2,745,000 | $ 228,750 | $ 54,166 |
| Daphne-Fairhope-Foley, AL | 11 | $ 2,114,000 | $ 192,181 | $ 15,000 |
| Kennewick-Richland, WA | 11 | $ 1,825,000 | $ 165,909 | $ 17,000 |
| Manchester-Nashua, NH | 11 | $ 2,441,000 | $ 221,909 | $ 31,000 |
| North Port-Sarasota-Bradenton, FL | 11 | $ 2,199,000 | $ 199,909 | $ 68,000 |
| Pensacola-Ferry Pass-Brent, FL | 11 | $ 2,657,000 | $ 241,545 | $ 37,000 |
| Rapid City, SD | 11 | $ 2,941,000 | $ 267,363 | $ 13,000 |
| Trenton, NJ | 11 | $ 2,316,000 | $ 210,545 | $ 9,000 |
| Bellingham, WA | 10 | $ 2,246,000 | $ 224,600 | $ 31,000 |
| Billings, MT | 10 | $ 2,558,000 | $ 255,800 | $ 16,000 |
| Boulder, CO | 10 | $ 3,310,000 | $ 331,000 | $ 29,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 2,083,000 | $ 208,300 | $ 4,000 |
| Hanford-Corcoran, CA | 10 | $ 2,255,000 | $ 225,500 | $ 0 |
| New Bern, NC | 10 | $ 2,410,000 | $ 241,000 | $ 17,000 |
| Philadelphia, PA | 10 | $ 1,896,000 | $ 189,600 | $ 43,000 |
| Salinas, CA | 10 | $ 4,516,000 | $ 451,600 | $ 56,000 |
| Salisbury, MD-DE | 10 | $ 2,575,000 | $ 257,500 | $ 84,000 |
| Bismarck, ND | 9 | $ 2,083,000 | $ 231,444 | $ 23,000 |
| Columbus, GA-AL | 9 | $ 1,661,000 | $ 184,555 | $ 10,888 |
| Corpus Christi, TX | 9 | $ 1,960,000 | $ 217,777 | $ 55,000 |
| Dutchess County-Putnam County, NY | 9 | $ 2,396,000 | $ 266,222 | $ 117,000 |
| Fairbanks, AK | 9 | $ 2,330,000 | $ 258,888 | $ 8,000 |
| Greensboro-High Point, NC | 9 | $ 2,162,000 | $ 240,222 | $ 52,000 |
| Iowa City, IA | 9 | $ 1,736,000 | $ 192,888 | $ 42,000 |
| Lafayette, LA | 9 | $ 1,673,000 | $ 185,888 | $ 43,000 |
| Santa Maria-Santa Barbara, CA | 9 | $ 3,289,000 | $ 365,444 | $ 14,000 |
| Santa Rosa, CA | 9 | $ 3,524,000 | $ 391,555 | $ 15,000 |
| Sierra Vista-Douglas, AZ | 9 | $ 1,499,000 | $ 166,555 | $ 19,000 |
| Asheville, NC | 8 | $ 2,879,000 | $ 359,875 | $ 104,000 |
| Canton-Massillon, OH | 8 | $ 1,599,000 | $ 199,875 | $ 35,000 |
| Grants Pass, OR | 8 | $ 2,148,000 | $ 268,500 | $ 17,000 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 2,221,000 | $ 277,625 | $ 53,000 |
| Lincoln, NE | 8 | $ 1,651,000 | $ 206,375 | $ 38,000 |
| Longview, WA | 8 | $ 1,787,000 | $ 223,375 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 8 | $ 3,818,000 | $ 477,250 | $ 64,000 |
| Spartanburg, SC | 8 | $ 2,400,000 | $ 300,000 | $ 98,000 |
| Yakima, WA | 8 | $ 1,768,000 | $ 221,000 | $ 22,000 |
| Albany, OR | 7 | $ 1,860,000 | $ 265,714 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 7 | $ 1,375,000 | $ 196,428 | $ 17,000 |
| Carson City, NV | 7 | $ 1,674,000 | $ 239,142 | $ 0 |
| Chattanooga, TN-GA | 7 | $ 1,127,000 | $ 161,000 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 7 | $ 1,912,000 | $ 273,142 | $ 13,000 |
| Great Falls, MT | 7 | $ 1,291,000 | $ 184,428 | $ 8,000 |
| Huntington-Ashland, WV-KY-OH | 7 | $ 1,729,000 | $ 247,000 | $ 55,428 |
| Idaho Falls, ID | 7 | $ 1,561,000 | $ 223,000 | $ 13,000 |
| Kalamazoo-Portage, MI | 7 | $ 1,775,000 | $ 253,571 | $ 64,000 |
| Madera, CA | 7 | $ 1,586,000 | $ 226,571 | $ 11,000 |
| Midland, TX | 7 | $ 1,968,000 | $ 281,142 | $ 0 |
| Monroe, LA | 7 | $ 1,490,000 | $ 212,857 | $ 5,000 |
| Mount Vernon-Anacortes, WA | 7 | $ 1,725,000 | $ 246,428 | $ 38,000 |
| Peoria, IL | 7 | $ 1,389,000 | $ 198,428 | $ 21,000 |
| Port St. Lucie, FL | 7 | $ 1,336,000 | $ 190,857 | $ 123,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 7 | $ 2,591,000 | $ 370,142 | $ 23,000 |
| Santa Fe, NM | 7 | $ 1,875,000 | $ 267,857 | $ 17,000 |
| Waco, TX | 7 | $ 1,632,000 | $ 233,142 | $ 0 |
| York-Hanover, PA | 7 | $ 1,537,000 | $ 219,571 | $ 57,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 1,320,000 | $ 220,000 | $ 51,666 |
| Amarillo, TX | 6 | $ 1,046,000 | $ 174,333 | $ 9,000 |
| Bloomington, IL | 6 | $ 1,047,000 | $ 174,500 | $ 0 |
| Chico, CA | 6 | $ 1,400,000 | $ 233,333 | $ 34,000 |
| Columbia, MO | 6 | $ 1,121,000 | $ 186,833 | $ 0 |
| Duluth, MN-WI | 6 | $ 1,943,000 | $ 323,833 | $ 34,000 |
| Erie, PA | 6 | $ 1,690,000 | $ 281,666 | $ 66,000 |
| Flagstaff, AZ | 6 | $ 1,649,000 | $ 274,833 | $ 0 |
| Fort Wayne, IN | 6 | $ 1,095,000 | $ 182,500 | $ 15,000 |
| Goldsboro, NC | 6 | $ 1,351,000 | $ 225,166 | $ 35,000 |
| Grand Forks, ND-MN | 6 | $ 1,309,000 | $ 218,166 | $ 10,000 |
| Hinesville, GA | 6 | $ 982,000 | $ 163,666 | $ 12,000 |
| Houma-Thibodaux, LA | 6 | $ 1,775,000 | $ 295,833 | $ 102,000 |
| Jackson, MI | 6 | $ 1,136,000 | $ 189,333 | $ 79,000 |
| Kankakee, IL | 6 | $ 1,196,000 | $ 199,333 | $ 39,000 |
| Monroe, MI | 6 | $ 1,180,000 | $ 196,666 | $ 27,000 |
| Racine, WI | 6 | $ 1,416,000 | $ 236,000 | $ 98,000 |
| Rochester, MN | 6 | $ 1,132,000 | $ 188,666 | $ 0 |
| Rockford, IL | 6 | $ 950,000 | $ 158,333 | $ 52,000 |
| Springfield, MO | 6 | $ 924,000 | $ 154,000 | $ 0 |
| Tallahassee, FL | 6 | $ 1,316,000 | $ 219,333 | $ 56,000 |
| Wilmington, NC | 6 | $ 1,334,000 | $ 222,333 | $ 0 |
| Winston-Salem, NC | 6 | $ 1,117,000 | $ 186,166 | $ 21,000 |
| Abilene, TX | 5 | $ 850,000 | $ 170,000 | $ 7,000 |
| Battle Creek, MI | 5 | $ 1,011,000 | $ 202,200 | $ 0 |
| Burlington-South Burlington, VT | 5 | $ 1,292,000 | $ 258,400 | $ 57,000 |
| Champaign-Urbana, IL | 5 | $ 959,000 | $ 191,800 | $ 36,000 |
| Charlottesville, VA | 5 | $ 1,183,000 | $ 236,600 | $ 43,000 |
| Dothan, AL | 5 | $ 1,337,000 | $ 267,400 | $ 0 |
| Farmington, NM | 5 | $ 1,132,000 | $ 226,400 | $ 42,000 |
| Hammond, LA | 5 | $ 1,143,000 | $ 228,600 | $ 28,000 |
| Hattiesburg, MS | 5 | $ 824,000 | $ 164,800 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 1,068,000 | $ 213,600 | $ 21,000 |
| Kingston, NY | 5 | $ 1,134,000 | $ 226,800 | $ 92,000 |
| Lawton, OK | 5 | $ 1,151,000 | $ 230,200 | $ 45,000 |
| Lewiston-Auburn, ME | 5 | $ 950,000 | $ 190,000 | $ 13,000 |
| Lubbock, TX | 5 | $ 1,084,000 | $ 216,800 | $ 0 |
| Panama City, FL | 5 | $ 1,351,000 | $ 270,200 | $ 160,000 |
| Pueblo, CO | 5 | $ 1,106,000 | $ 221,200 | $ 32,000 |
| Rochester, NY | 5 | $ 856,000 | $ 171,200 | $ 99,000 |
| San Rafael, CA | 5 | $ 4,281,000 | $ 856,200 | $ 82,000 |
| Springfield, OH | 5 | $ 880,000 | $ 176,000 | $ 45,000 |
| Sumter, SC | 5 | $ 1,169,000 | $ 233,800 | $ 24,000 |
| Syracuse, NY | 5 | $ 701,000 | $ 140,200 | $ 15,000 |
| Valdosta, GA | 5 | $ 643,000 | $ 128,600 | $ 39,000 |
| Warner Robins, GA | 5 | $ 853,000 | $ 170,600 | $ 0 |
| Albany, GA | 4 | $ 773,000 | $ 193,250 | $ 18,000 |
| Ann Arbor, MI | 4 | $ 1,201,000 | $ 300,250 | $ 44,000 |
| Bangor, ME | 4 | $ 704,000 | $ 176,000 | $ 11,000 |
| Bowling Green, KY | 4 | $ 653,000 | $ 163,250 | $ 0 |
| Brownsville-Harlingen, TX | 4 | $ 912,000 | $ 228,000 | $ 0 |
| Decatur, AL | 4 | $ 732,000 | $ 183,000 | $ 0 |
| Durham-Chapel Hill, NC | 4 | $ 809,000 | $ 202,250 | $ 22,000 |
| El Centro, CA | 4 | $ 795,000 | $ 198,750 | $ 30,000 |
| Fargo, ND-MN | 4 | $ 1,092,000 | $ 273,000 | $ 33,000 |
| Fort Smith, AR-OK | 4 | $ 486,000 | $ 121,500 | $ 39,000 |
| Gettysburg, PA | 4 | $ 890,000 | $ 222,500 | $ 42,000 |
| Lancaster, PA | 4 | $ 1,056,000 | $ 264,000 | $ 26,000 |
| Laredo, TX | 4 | $ 771,000 | $ 192,750 | $ 0 |
| Lewiston, ID-WA | 4 | $ 899,000 | $ 224,750 | $ 0 |
| Longview, TX | 4 | $ 647,000 | $ 161,750 | $ 35,000 |
| Mansfield, OH | 4 | $ 718,000 | $ 179,500 | $ 52,000 |
| Merced, CA | 4 | $ 1,196,000 | $ 299,000 | $ 0 |
| Ocala, FL | 4 | $ 649,000 | $ 162,250 | $ 40,000 |
| Savannah, GA | 4 | $ 738,000 | $ 184,500 | $ 0 |
| Sioux City, IA-NE-SD | 4 | $ 668,000 | $ 167,000 | $ 0 |
| Sioux Falls, SD | 4 | $ 787,000 | $ 196,750 | $ 0 |
| Springfield, IL | 4 | $ 849,000 | $ 212,250 | $ 29,000 |
| The Villages, FL | 4 | $ 1,430,000 | $ 357,500 | $ 87,000 |
| Topeka, KS | 4 | $ 1,017,000 | $ 254,250 | $ 23,000 |
| Walla Walla, WA | 4 | $ 802,000 | $ 200,500 | $ 0 |
| Waterloo-Cedar Falls, IA | 4 | $ 626,000 | $ 156,500 | $ 0 |
| Wenatchee, WA | 4 | $ 811,000 | $ 202,750 | $ 29,000 |
| Winchester, VA-WV | 4 | $ 2,053,000 | $ 513,250 | $ 191,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 696,000 | $ 232,000 | $ 41,000 |
| Beaumont-Port Arthur, TX | 3 | $ 608,000 | $ 202,666 | $ 0 |
| Beckley, WV | 3 | $ 601,000 | $ 200,333 | $ 80,000 |
| Bloomington, IN | 3 | $ 924,000 | $ 308,000 | $ 82,000 |
| Burlington, NC | 3 | $ 432,000 | $ 144,000 | $ 49,000 |
| Casper, WY | 3 | $ 697,000 | $ 232,333 | $ 61,000 |
| Corvallis, OR | 3 | $ 1,119,000 | $ 373,000 | $ 91,000 |
| Decatur, IL | 3 | $ 469,000 | $ 156,333 | $ 52,000 |
| East Stroudsburg, PA | 3 | $ 549,000 | $ 183,000 | $ 80,000 |
| Elkhart-Goshen, IN | 3 | $ 543,000 | $ 181,000 | $ 0 |
| Evansville, IN-KY | 3 | $ 642,000 | $ 214,000 | $ 208,000 |
| Florence, SC | 3 | $ 964,000 | $ 321,333 | $ 177,000 |
| Harrisburg-Carlisle, PA | 3 | $ 564,000 | $ 188,000 | $ 0 |
| Hot Springs, AR | 3 | $ 748,000 | $ 249,333 | $ 66,000 |
| Johnson City, TN | 3 | $ 599,000 | $ 199,666 | $ 0 |
| La Crosse-Onalaska, WI-MN | 3 | $ 597,000 | $ 199,000 | $ 0 |
| Lansing-East Lansing, MI | 3 | $ 617,000 | $ 205,666 | $ 0 |
| Macon, GA | 3 | $ 1,391,000 | $ 463,666 | $ 0 |
| Manhattan, KS | 3 | $ 431,000 | $ 143,666 | $ 25,000 |
| Missoula, MT | 3 | $ 756,000 | $ 252,000 | $ 24,000 |
| Mobile, AL | 3 | $ 468,000 | $ 156,000 | $ 22,000 |
| Napa, CA | 3 | $ 1,470,000 | $ 490,000 | $ 0 |
| Pocatello, ID | 3 | $ 654,000 | $ 218,000 | $ 0 |
| Reading, PA | 3 | $ 498,000 | $ 166,000 | $ 36,000 |
| Roanoke, VA | 3 | $ 337,000 | $ 112,333 | $ 33,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,218,000 | $ 406,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 3 | $ 297,000 | $ 99,000 | $ 95,000 |
| Tuscaloosa, AL | 3 | $ 489,000 | $ 163,000 | $ 13,000 |
| Wheeling, WV-OH | 3 | $ 553,000 | $ 184,333 | $ 71,333 |
| Alexandria, LA | 2 | $ 268,000 | $ 134,000 | $ 0 |
| Appleton, WI | 2 | $ 474,000 | $ 237,000 | $ 77,000 |
| Brunswick, GA | 2 | $ 398,000 | $ 199,000 | $ 122,000 |
| Cedar Rapids, IA | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Cleveland, TN | 2 | $ 496,000 | $ 248,000 | $ 68,000 |
| College Station-Bryan, TX | 2 | $ 661,000 | $ 330,500 | $ 0 |
| Cumberland, MD-WV | 2 | $ 328,000 | $ 164,000 | $ 0 |
| Fond Du Lac, WI | 2 | $ 379,000 | $ 189,500 | $ 125,000 |
| Gadsden, AL | 2 | $ 397,000 | $ 198,500 | $ 0 |
| Grand Island, NE | 2 | $ 237,000 | $ 118,500 | $ 50,000 |
| Jackson, TN | 2 | $ 228,000 | $ 114,000 | $ 0 |
| Johnstown, PA | 2 | $ 394,000 | $ 197,000 | $ 46,000 |
| Jonesboro, AR | 2 | $ 825,000 | $ 412,500 | $ 104,000 |
| Lafayette-West Lafayette, IN | 2 | $ 220,000 | $ 110,000 | $ 20,000 |
| Lake Charles, LA | 2 | $ 581,000 | $ 290,500 | $ 0 |
| Logan, UT-ID | 2 | $ 323,000 | $ 161,500 | $ 0 |
| McAllen-Edinburg-Mission, TX | 2 | $ 367,000 | $ 183,500 | $ 40,000 |
| Morristown, TN | 2 | $ 541,000 | $ 270,500 | $ 0 |
| Muskegon, MI | 2 | $ 423,000 | $ 211,500 | $ 21,000 |
| Niles-Benton Harbor, MI | 2 | $ 717,000 | $ 358,500 | $ 266,000 |
| Ocean City, NJ | 2 | $ 644,000 | $ 322,000 | $ 0 |
| Punta Gorda, FL | 2 | $ 354,000 | $ 177,000 | $ 164,000 |
| Sherman-Denison, TX | 2 | $ 411,000 | $ 205,500 | $ 0 |
| State College, PA | 2 | $ 433,000 | $ 216,500 | $ 62,000 |
| Staunton-Waynesboro, VA | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Texarkana, TX-AR | 2 | $ 307,000 | $ 153,500 | $ 24,000 |
| Vineland-Bridgeton, NJ | 2 | $ 471,000 | $ 235,500 | $ 151,000 |
| Ames, IA | 1 | $ 330,000 | $ 330,000 | $ 131,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 250,000 | $ 250,000 | $ 56,000 |
| Florence-Muscle Shoals, AL | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Greenville, NC | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Homosassa Springs, FL | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Janesville-Beloit, WI | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Joplin, MO | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lima, OH | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 200,000 | $ 200,000 | $ 85,000 |
| Parkersburg-Vienna, WV | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Pine Bluff, AR | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Pittsfield, MA | 1 | $ 106,000 | $ 106,000 | $ 32,000 |
| Saginaw, MI | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 167,000 | $ 167,000 | $ 49,000 |
| Sebring, FL | 1 | $ 102,000 | $ 102,000 | $ 80,000 |
| St. Cloud, MN | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
| Tyler, TX | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 158,000 | $ 158,000 | $ 85,000 |
| Victoria, TX | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Watertown-Fort Drum, NY | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Williamsport, PA | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 233,000 | $ 233,000 | $ 0 |
Mortgage Loan Application Detail Totals for The Federal Savings Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,493 | $2,557,389,000 | $269,000 | $7,000,000 | $39,000 | $7,860,000 |
| Home Purchase | 3,722 | $1,032,243,000 | $277,000 | $2,840,000 | $106,000 | $6,635,000 |
| Home Improvement | 117 | $36,813,000 | $314,000 | $2,400,000 | $114,000 | $560,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,221 | $2,256,185,000 | $274,000 | $7,000,000 | $65,000 | $7,860,000 |
| Hispanic | 1,764 | $435,090,000 | $246,000 | $965,000 | $45,000 | $461,000 |
| Black or African American | 1,469 | $399,195,000 | $271,000 | $869,000 | $46,000 | $456,000 |
| Not Provided | 1,151 | $309,203,000 | $268,000 | $1,149,000 | $38,000 | $1,150,000 |
| Asian | 547 | $173,720,000 | $317,000 | $1,900,000 | $90,000 | $1,216,000 |
| Native Hawaiian or Other Pacific Islander | 92 | $28,767,000 | $312,000 | $653,000 | $40,000 | $450,000 |
| American Indian or Alaskan Native | 87 | $23,930,000 | $275,000 | $865,000 | $42,000 | $295,000 |
| Not applicable | 1 | $355,000 | $355,000 | $355,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 6,329 | $1,704,455,000 | $269,000 | $2,510,000 | $23,000 | $1,312,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,729 | $1,081,076,000 | $289,000 | $7,000,000 | $136,000 | $7,860,000 |
| FHA-insured (Federal Housing Administration) | 3,248 | $835,931,000 | $257,000 | $815,000 | $40,000 | $475,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $4,983,000 | $191,000 | $351,000 | $60,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,104 | $2,512,192,000 | $275,000 | $7,000,000 | $60,000 | $7,860,000 |
| Application Withdrawn By Applicant | 1,992 | $548,555,000 | $275,000 | $2,000,000 | $60,000 | $3,178,000 |
| File Closed For Incompleteness | 1,174 | $292,713,000 | $249,000 | $2,840,000 | $35,000 | $1,496,000 |
| Application Denied By Financial Institution | 940 | $244,096,000 | $259,000 | $2,400,000 | $72,000 | $1,216,000 |
| Application Approved But Not Accepted | 96 | $24,700,000 | $257,000 | $965,000 | $33,000 | $327,000 |
| Preapproval Denied by Financial Institution | 26 | $4,189,000 | $161,000 | $317,000 | $48,000 | $109,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 272 | $73,481,000 | $270,000 | $1,396,000 | $102,000 | $1,216,000 |
| Debt-To-Income Ratio | 212 | $54,234,000 | $255,000 | $1,900,000 | $70,000 | $500,000 |
| Credit History | 199 | $49,840,000 | $250,000 | $1,149,000 | $53,000 | $406,000 |
| Credit Application Incomplete | 88 | $23,227,000 | $263,000 | $915,000 | $69,000 | $708,000 |
| Unverifiable Information | 69 | $17,509,000 | $253,000 | $2,400,000 | $66,000 | $281,000 |
| Other | 61 | $15,048,000 | $246,000 | $502,000 | $27,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 42 | $10,109,000 | $240,000 | $623,000 | $59,000 | $473,000 |
| Employment History | 21 | $4,444,000 | $211,000 | $417,000 | $53,000 | $104,000 |
| Mortgage Insurance Denied | 2 | $393,000 | $196,000 | $214,000 | $72,000 | $144,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Federal Savings Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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