The Money Source Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Money Source Inc. 135 Maxess Road New York, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 43,932 |
| Total Mortgage Loan Application Amount | $12,179,150,000 |
| Average Mortgage Loan Application Amount | $279,000 |
| Highest Mortgage Loan Application Amount | $1,495,000 |
| Average Applicant Income | $19,000 |
| Highest Applicant Income | $236,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with The Money Source Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Money Source Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down The Money Source Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Money Source Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by The Money Source Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Money Source Inc.'s mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 4,788 | $ 937,450,000 | $ 201,934 | $ 50,666 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,924 | $ 836,250,000 | $ 434,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,743 | $ 464,765,000 | $ 266,000 | $ 89,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,540 | $ 525,530,000 | $ 341,000 | $ 0 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 935 | $ 234,565,000 | $ 250,000 | $ 31,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 929 | $ 381,825,000 | $ 391,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 886 | $ 412,250,000 | $ 465,000 | $ 130,000 |
| SAN DIEGO-CARLSBAD, CA | 832 | $ 368,410,000 | $ 442,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 664 | $ 192,910,000 | $ 290,000 | $ 0 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 600 | $ 162,050,000 | $ 270,000 | $ 129,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 586 | $ 232,140,000 | $ 396,000 | $ 0 |
| DENVER-AURORA-LAKEWOOD, CO | 545 | $ 190,725,000 | $ 349,000 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 538 | $ 146,740,000 | $ 272,000 | $ 0 |
| TUCSON, AZ | 535 | $ 127,285,000 | $ 237,000 | $ 137,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 526 | $ 132,630,000 | $ 252,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 451 | $ 155,035,000 | $ 343,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 423 | $ 104,805,000 | $ 247,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 419 | $ 119,455,000 | $ 269,000 | $ 0 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 417 | $ 153,505,000 | $ 368,000 | $ 0 |
| KANSAS CITY, MO-KS | 409 | $ 87,485,000 | $ 219,000 | $ 0 |
| ST. LOUIS, MO-IL | 398 | $ 83,100,000 | $ 212,500 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 394 | $ 180,390,000 | $ 457,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 381 | $ 96,835,000 | $ 254,000 | $ 96,000 |
| CHICAGO-NAPERVILLE, IL | 378 | $ 92,090,000 | $ 243,000 | $ 0 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 376 | $ 154,710,000 | $ 411,000 | $ 99,000 |
| EL PASO, TX | 372 | $ 76,400,000 | $ 205,000 | $ 0 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 363 | $ 119,955,000 | $ 330,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 358 | $ 93,100,000 | $ 260,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 351 | $ 73,905,000 | $ 210,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 329 | $ 71,345,000 | $ 212,000 | $ 0 |
| COLORADO SPRINGS, CO | 326 | $ 103,820,000 | $ 318,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 321 | $ 91,725,000 | $ 285,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 312 | $ 78,180,000 | $ 250,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 310 | $ 140,510,000 | $ 453,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 297 | $ 76,765,000 | $ 257,000 | $ 0 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 283 | $ 67,405,000 | $ 241,500 | $ 42,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 282 | $ 132,680,000 | $ 442,000 | $ 91,000 |
| TACOMA-LAKEWOOD, WA | 278 | $ 92,250,000 | $ 331,000 | $ 0 |
| COLUMBUS, OH | 277 | $ 63,945,000 | $ 230,000 | $ 46,000 |
| NEW YORK-NEWARK, NY | 273 | $ 83,145,000 | $ 298,500 | $ 14,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 244 | $ 55,090,000 | $ 210,000 | $ 0 |
| JACKSONVILLE, FL | 236 | $ 55,800,000 | $ 236,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 220 | $ 47,370,000 | $ 215,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 206 | $ 45,720,000 | $ 210,500 | $ 0 |
| PHILADELPHIA, PA | 205 | $ 43,895,000 | $ 214,000 | $ 0 |
| WICHITA, KS | 193 | $ 34,595,000 | $ 179,000 | $ 0 |
| ANCHORAGE, AK | 190 | $ 56,380,000 | $ 296,000 | $ 0 |
| TULSA, OK | 189 | $ 35,785,000 | $ 189,000 | $ 36,000 |
| PROVO-OREM, UT | 183 | $ 55,995,000 | $ 305,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 182 | $ 48,280,000 | $ 265,000 | $ 0 |
| OKLAHOMA CITY, OK | 178 | $ 34,220,000 | $ 192,000 | $ 0 |
| SALT LAKE CITY, UT | 178 | $ 54,990,000 | $ 308,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 177 | $ 31,805,000 | $ 179,000 | $ 0 |
| SALEM, OR | 177 | $ 48,525,000 | $ 274,000 | $ 0 |
| CAMDEN, NJ | 175 | $ 35,805,000 | $ 204,000 | $ 0 |
| BAKERSFIELD, CA | 174 | $ 44,770,000 | $ 257,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 170 | $ 49,370,000 | $ 290,000 | $ 0 |
| FAYETTEVILLE, NC | 168 | $ 34,090,000 | $ 202,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 163 | $ 32,015,000 | $ 196,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 160 | $ 79,620,000 | $ 497,000 | $ 0 |
| RICHMOND, VA | 159 | $ 44,765,000 | $ 281,000 | $ 31,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 151 | $ 43,195,000 | $ 286,000 | $ 64,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 146 | $ 37,120,000 | $ 254,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 143 | $ 33,205,000 | $ 232,000 | $ 0 |
| NEWARK, NJ-PA | 142 | $ 43,220,000 | $ 246,000 | $ 0 |
| FRESNO, CA | 140 | $ 38,800,000 | $ 277,000 | $ 0 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 137 | $ 32,295,000 | $ 235,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 136 | $ 27,750,000 | $ 204,000 | $ 0 |
| RALEIGH, NC | 136 | $ 35,870,000 | $ 263,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 135 | $ 30,285,000 | $ 224,000 | $ 0 |
| KNOXVILLE, TN | 131 | $ 28,395,000 | $ 216,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 128 | $ 22,740,000 | $ 177,000 | $ 0 |
| HUNTSVILLE, AL | 128 | $ 25,490,000 | $ 199,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 124 | $ 37,560,000 | $ 302,000 | $ 0 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 124 | $ 48,140,000 | $ 388,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 121 | $ 27,965,000 | $ 231,000 | $ 0 |
| STOCKTON-LODI, CA | 121 | $ 45,095,000 | $ 372,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 119 | $ 29,585,000 | $ 248,000 | $ 0 |
| GARY, IN | 117 | $ 23,115,000 | $ 197,000 | $ 0 |
| COLUMBIA, SC | 116 | $ 24,420,000 | $ 210,000 | $ 18,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 116 | $ 33,490,000 | $ 288,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 113 | $ 24,955,000 | $ 220,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 112 | $ 23,410,000 | $ 209,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 112 | $ 24,700,000 | $ 205,000 | $ 0 |
| ALBUQUERQUE, NM | 107 | $ 23,055,000 | $ 215,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 107 | $ 20,395,000 | $ 190,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 106 | $ 23,180,000 | $ 214,000 | $ 0 |
| BOISE CITY, ID | 105 | $ 26,865,000 | $ 255,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 105 | $ 32,245,000 | $ 307,000 | $ 0 |
| RAPID CITY, SD | 105 | $ 24,775,000 | $ 235,000 | $ 54,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 104 | $ 41,350,000 | $ 397,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 101 | $ 25,495,000 | $ 252,000 | $ 0 |
| PITTSBURGH, PA | 101 | $ 19,205,000 | $ 190,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 101 | $ 39,625,000 | $ 392,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 100 | $ 18,360,000 | $ 183,000 | $ 0 |
| BEND-REDMOND, OR | 97 | $ 28,915,000 | $ 298,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 95 | $ 21,285,000 | $ 224,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 95 | $ 16,935,000 | $ 178,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 93 | $ 19,495,000 | $ 209,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 93 | $ 26,345,000 | $ 283,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 91 | $ 20,385,000 | $ 224,000 | $ 62,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 91 | $ 18,485,000 | $ 205,000 | $ 0 |
| OCALA, FL | 91 | $ 16,435,000 | $ 180,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 86 | $ 27,450,000 | $ 319,000 | $ 0 |
| MODESTO, CA | 86 | $ 25,960,000 | $ 301,000 | $ 0 |
| YUMA, AZ | 85 | $ 15,725,000 | $ 185,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 80 | $ 16,400,000 | $ 205,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 80 | $ 23,690,000 | $ 296,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 80 | $ 19,240,000 | $ 225,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 79 | $ 38,205,000 | $ 483,000 | $ 0 |
| FLINT, MI | 78 | $ 14,690,000 | $ 188,000 | $ 0 |
| READING, PA | 78 | $ 12,300,000 | $ 157,000 | $ 0 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 77 | $ 14,915,000 | $ 193,000 | $ 0 |
| EVANSVILLE, IN-KY | 77 | $ 12,595,000 | $ 156,000 | $ 0 |
| LUBBOCK, TX | 77 | $ 15,765,000 | $ 204,000 | $ 0 |
| LAS CRUCES, NM | 76 | $ 16,170,000 | $ 212,000 | $ 0 |
| MANHATTAN, KS | 76 | $ 14,720,000 | $ 193,000 | $ 66,000 |
| ELGIN, IL | 75 | $ 18,375,000 | $ 245,000 | $ 115,000 |
| GREELEY, CO | 75 | $ 23,025,000 | $ 307,000 | $ 0 |
| SPRINGFIELD, MO | 75 | $ 14,215,000 | $ 189,000 | $ 0 |
| EUGENE, OR | 72 | $ 18,630,000 | $ 258,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 72 | $ 14,140,000 | $ 196,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 72 | $ 21,040,000 | $ 302,500 | $ 0 |
| RENO, NV | 72 | $ 21,990,000 | $ 305,000 | $ 0 |
| CHATTANOOGA, TN-GA | 71 | $ 14,765,000 | $ 201,500 | $ 57,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 71 | $ 14,465,000 | $ 203,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 70 | $ 20,100,000 | $ 287,000 | $ 37,000 |
| SIERRA VISTA-DOUGLAS, AZ | 70 | $ 14,520,000 | $ 207,000 | $ 0 |
| BOSTON, MA | 69 | $ 27,175,000 | $ 393,000 | $ 0 |
| CLARKSVILLE, TN-KY | 69 | $ 14,605,000 | $ 181,500 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 69 | $ 12,305,000 | $ 178,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 68 | $ 14,040,000 | $ 206,000 | $ 0 |
| SYRACUSE, NY | 67 | $ 11,145,000 | $ 166,000 | $ 0 |
| PORT ST. LUCIE, FL | 66 | $ 16,500,000 | $ 250,000 | $ 0 |
| WORCESTER, MA-CT | 66 | $ 17,570,000 | $ 240,500 | $ 0 |
| ST. GEORGE, UT | 65 | $ 18,585,000 | $ 285,000 | $ 0 |
| URBAN HONOLULU, HI | 65 | $ 35,175,000 | $ 541,000 | $ 135,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 64 | $ 13,710,000 | $ 230,000 | $ 91,000 |
| COLUMBUS, GA-AL | 62 | $ 13,280,000 | $ 198,500 | $ 71,000 |
| BATON ROUGE, LA | 61 | $ 12,035,000 | $ 197,000 | $ 0 |
| ROCHESTER, NY | 61 | $ 11,245,000 | $ 184,000 | $ 0 |
| ALBANY, OR | 60 | $ 16,080,000 | $ 268,000 | $ 0 |
| SAVANNAH, GA | 59 | $ 14,955,000 | $ 253,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 58 | $ 12,330,000 | $ 233,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 58 | $ 11,300,000 | $ 194,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 58 | $ 20,050,000 | $ 345,000 | $ 59,000 |
| JACKSON, MS | 57 | $ 10,695,000 | $ 187,000 | $ 0 |
| SALISBURY, MD-DE | 57 | $ 13,025,000 | $ 222,500 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 57 | $ 23,925,000 | $ 419,000 | $ 0 |
| LANSING-EAST LANSING, MI | 56 | $ 9,110,000 | $ 162,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 55 | $ 14,995,000 | $ 272,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 55 | $ 23,885,000 | $ 434,000 | $ 0 |
| WILMINGTON, NC | 55 | $ 14,535,000 | $ 264,000 | $ 0 |
| TYLER, TX | 54 | $ 12,580,000 | $ 232,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 53 | $ 12,055,000 | $ 227,000 | $ 0 |
| SALINAS, CA | 52 | $ 24,430,000 | $ 469,000 | $ 0 |
| SANTA ROSA, CA | 52 | $ 22,290,000 | $ 428,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 50 | $ 11,700,000 | $ 229,000 | $ 0 |
| BLOOMINGTON, IN | 49 | $ 10,725,000 | $ 218,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 49 | $ 9,405,000 | $ 191,000 | $ 0 |
| MIDLAND, TX | 49 | $ 13,455,000 | $ 274,000 | $ 0 |
| MOBILE, AL | 49 | $ 7,855,000 | $ 160,000 | $ 0 |
| PUNTA GORDA, FL | 49 | $ 12,185,000 | $ 248,000 | $ 0 |
| YUBA CITY, CA | 49 | $ 12,455,000 | $ 254,000 | $ 0 |
| AKRON, OH | 48 | $ 9,310,000 | $ 193,000 | $ 0 |
| COEUR D'ALENE, ID | 47 | $ 12,065,000 | $ 256,000 | $ 0 |
| HANFORD-CORCORAN, CA | 47 | $ 11,515,000 | $ 245,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 47 | $ 11,645,000 | $ 247,000 | $ 0 |
| IDAHO FALLS, ID | 47 | $ 10,145,000 | $ 215,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 47 | $ 8,095,000 | $ 172,000 | $ 0 |
| BELLINGHAM, WA | 46 | $ 14,430,000 | $ 313,000 | $ 0 |
| AMARILLO, TX | 45 | $ 8,515,000 | $ 189,000 | $ 0 |
| WACO, TX | 45 | $ 11,035,000 | $ 245,000 | $ 0 |
| WARNER ROBINS, GA | 45 | $ 9,175,000 | $ 203,000 | $ 0 |
| FORT WAYNE, IN | 44 | $ 8,280,000 | $ 188,000 | $ 0 |
| IOWA CITY, IA | 43 | $ 9,865,000 | $ 229,000 | $ 0 |
| LONGVIEW, WA | 43 | $ 12,265,000 | $ 285,000 | $ 0 |
| WINSTON-SALEM, NC | 43 | $ 8,325,000 | $ 193,000 | $ 0 |
| DULUTH, MN-WI | 42 | $ 8,310,000 | $ 200,500 | $ 123,000 |
| JACKSON, TN | 42 | $ 7,660,000 | $ 182,000 | $ 0 |
| JACKSONVILLE, NC | 41 | $ 8,525,000 | $ 207,000 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 41 | $ 8,575,000 | $ 209,000 | $ 94,000 |
| ODESSA, TX | 41 | $ 9,375,000 | $ 228,000 | $ 0 |
| ASHEVILLE, NC | 40 | $ 9,320,000 | $ 233,000 | $ 0 |
| BINGHAMTON, NY | 40 | $ 6,360,000 | $ 159,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 40 | $ 8,670,000 | $ 216,000 | $ 0 |
| ELMIRA, NY | 40 | $ 5,100,000 | $ 127,000 | $ 0 |
| WICHITA FALLS, TX | 40 | $ 7,500,000 | $ 187,000 | $ 0 |
| BILLINGS, MT | 39 | $ 8,895,000 | $ 228,000 | $ 0 |
| GREAT FALLS, MT | 39 | $ 8,485,000 | $ 217,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 39 | $ 5,645,000 | $ 139,500 | $ 48,000 |
| REDDING, CA | 38 | $ 9,970,000 | $ 262,000 | $ 0 |
| FORT COLLINS, CO | 37 | $ 12,235,000 | $ 330,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 37 | $ 6,865,000 | $ 185,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 36 | $ 11,830,000 | $ 328,000 | $ 0 |
| CORPUS CHRISTI, TX | 36 | $ 8,140,000 | $ 226,000 | $ 0 |
| LYNCHBURG, VA | 36 | $ 8,300,000 | $ 230,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 36 | $ 8,570,000 | $ 238,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 35 | $ 8,315,000 | $ 237,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 35 | $ 6,855,000 | $ 195,000 | $ 0 |
| MADISON, WI | 35 | $ 7,765,000 | $ 221,000 | $ 0 |
| PANAMA CITY, FL | 35 | $ 8,005,000 | $ 228,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 34 | $ 6,970,000 | $ 205,000 | $ 0 |
| MEDFORD, OR | 34 | $ 9,510,000 | $ 279,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 33 | $ 5,275,000 | $ 159,000 | $ 0 |
| FLAGSTAFF, AZ | 33 | $ 7,945,000 | $ 240,000 | $ 0 |
| ROANOKE, VA | 33 | $ 6,295,000 | $ 190,000 | $ 0 |
| SAN ANGELO, TX | 33 | $ 7,925,000 | $ 240,000 | $ 0 |
| SPRINGFIELD, MA | 33 | $ 7,795,000 | $ 236,000 | $ 0 |
| UTICA-ROME, NY | 33 | $ 5,485,000 | $ 166,000 | $ 0 |
| YORK-HANOVER, PA | 33 | $ 7,605,000 | $ 230,000 | $ 0 |
| FAIRBANKS, AK | 32 | $ 8,480,000 | $ 265,000 | $ 0 |
| LONGVIEW, TX | 32 | $ 5,940,000 | $ 185,000 | $ 0 |
| MERCED, CA | 32 | $ 8,390,000 | $ 262,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 32 | $ 10,200,000 | $ 318,000 | $ 0 |
| PUEBLO, CO | 32 | $ 6,770,000 | $ 211,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 31 | $ 5,985,000 | $ 193,000 | $ 0 |
| DOTHAN, AL | 31 | $ 4,995,000 | $ 161,000 | $ 0 |
| DOVER, DE | 31 | $ 7,055,000 | $ 227,000 | $ 0 |
| WINCHESTER, VA-WV | 31 | $ 8,205,000 | $ 231,500 | $ 0 |
| CANTON-MASSILLON, OH | 30 | $ 4,810,000 | $ 160,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 30 | $ 6,110,000 | $ 203,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 30 | $ 8,130,000 | $ 271,000 | $ 0 |
| SPRINGFIELD, IL | 30 | $ 6,540,000 | $ 218,000 | $ 0 |
| TUSCALOOSA, AL | 30 | $ 5,440,000 | $ 181,000 | $ 0 |
| WENATCHEE, WA | 30 | $ 8,880,000 | $ 296,000 | $ 0 |
| GAINESVILLE, GA | 29 | $ 7,035,000 | $ 242,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 29 | $ 6,205,000 | $ 213,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 29 | $ 4,255,000 | $ 140,666 | $ 0 |
| LINCOLN, NE | 29 | $ 6,225,000 | $ 214,000 | $ 0 |
| MONROE, LA | 29 | $ 4,265,000 | $ 147,000 | $ 46,000 |
| NEW BERN, NC | 29 | $ 5,985,000 | $ 206,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 29 | $ 7,295,000 | $ 251,000 | $ 0 |
| TOLEDO, OH | 29 | $ 4,345,000 | $ 149,000 | $ 0 |
| CLEVELAND, TN | 28 | $ 5,110,000 | $ 182,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 28 | $ 6,300,000 | $ 225,000 | $ 0 |
| LAFAYETTE, LA | 28 | $ 5,150,000 | $ 183,000 | $ 0 |
| TALLAHASSEE, FL | 28 | $ 6,090,000 | $ 217,000 | $ 0 |
| CHICO, CA | 27 | $ 7,805,000 | $ 289,000 | $ 0 |
| GRAND JUNCTION, CO | 27 | $ 5,815,000 | $ 215,000 | $ 0 |
| LAREDO, TX | 27 | $ 6,045,000 | $ 223,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 27 | $ 6,905,000 | $ 255,000 | $ 0 |
| GAINESVILLE, FL | 26 | $ 6,030,000 | $ 231,000 | $ 0 |
| RACINE, WI | 26 | $ 5,520,000 | $ 212,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 26 | $ 4,230,000 | $ 162,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 25 | $ 8,015,000 | $ 320,000 | $ 0 |
| GLENS FALLS, NY | 25 | $ 4,945,000 | $ 197,000 | $ 0 |
| LANCASTER, PA | 25 | $ 5,895,000 | $ 235,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 25 | $ 11,755,000 | $ 470,000 | $ 0 |
| APPLETON, WI | 24 | $ 4,940,000 | $ 205,000 | $ 0 |
| CHEYENNE, WY | 24 | $ 6,450,000 | $ 268,000 | $ 0 |
| GREEN BAY, WI | 24 | $ 4,900,000 | $ 204,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 24 | $ 6,820,000 | $ 284,000 | $ 0 |
| GREENVILLE, NC | 23 | $ 4,425,000 | $ 192,000 | $ 0 |
| TOPEKA, KS | 23 | $ 3,765,000 | $ 163,000 | $ 0 |
| DECATUR, AL | 22 | $ 3,200,000 | $ 145,000 | $ 0 |
| JACKSON, MI | 22 | $ 3,300,000 | $ 150,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 22 | $ 11,650,000 | $ 529,000 | $ 0 |
| MORRISTOWN, TN | 22 | $ 3,830,000 | $ 174,000 | $ 0 |
| MUNCIE, IN | 22 | $ 3,860,000 | $ 175,000 | $ 0 |
| THE VILLAGES, FL | 22 | $ 4,860,000 | $ 220,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 21 | $ 4,305,000 | $ 205,000 | $ 236,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 21 | $ 3,825,000 | $ 163,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 21 | $ 4,535,000 | $ 215,000 | $ 0 |
| MISSOULA, MT | 21 | $ 5,525,000 | $ 263,000 | $ 0 |
| MONROE, MI | 21 | $ 3,945,000 | $ 187,000 | $ 0 |
| MONTGOMERY, AL | 21 | $ 4,615,000 | $ 219,000 | $ 0 |
| SPARTANBURG, SC | 21 | $ 3,975,000 | $ 189,000 | $ 0 |
| TEXARKANA, TX-AR | 21 | $ 4,355,000 | $ 206,500 | $ 0 |
| CEDAR RAPIDS, IA | 20 | $ 3,700,000 | $ 185,000 | $ 0 |
| CHARLOTTESVILLE, VA | 20 | $ 5,130,000 | $ 256,000 | $ 0 |
| EAST STROUDSBURG, PA | 20 | $ 4,660,000 | $ 233,000 | $ 0 |
| NAPA, CA | 20 | $ 7,830,000 | $ 391,000 | $ 0 |
| SAN RAFAEL, CA | 20 | $ 8,330,000 | $ 416,000 | $ 0 |
| VALDOSTA, GA | 20 | $ 3,760,000 | $ 188,000 | $ 0 |
| WATERTOWN-FORT DRUM, NY | 20 | $ 3,980,000 | $ 199,000 | $ 0 |
| BOULDER, CO | 19 | $ 8,625,000 | $ 453,000 | $ 0 |
| MADERA, CA | 19 | $ 5,175,000 | $ 272,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 19 | $ 3,905,000 | $ 205,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 18 | $ 2,940,000 | $ 185,333 | $ 0 |
| ABILENE, TX | 17 | $ 3,835,000 | $ 225,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 17 | $ 3,315,000 | $ 195,000 | $ 0 |
| COLUMBIA, MO | 17 | $ 3,335,000 | $ 196,000 | $ 0 |
| FARMINGTON, NM | 17 | $ 3,445,000 | $ 202,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 17 | $ 3,225,000 | $ 189,000 | $ 0 |
| JEFFERSON CITY, MO | 17 | $ 2,715,000 | $ 159,000 | $ 0 |
| MUSKEGON, MI | 17 | $ 2,895,000 | $ 170,000 | $ 89,000 |
| ROCKY MOUNT, NC | 17 | $ 3,275,000 | $ 192,000 | $ 0 |
| SHERMAN-DENISON, TX | 17 | $ 3,245,000 | $ 190,000 | $ 0 |
| WALLA WALLA, WA | 17 | $ 4,425,000 | $ 260,000 | $ 0 |
| BURLINGTON, NC | 16 | $ 3,170,000 | $ 198,000 | $ 0 |
| CARSON CITY, NV | 16 | $ 4,230,000 | $ 264,000 | $ 0 |
| ERIE, PA | 16 | $ 2,810,000 | $ 175,000 | $ 0 |
| FORT SMITH, AR-OK | 16 | $ 2,470,000 | $ 156,500 | $ 0 |
| HATTIESBURG, MS | 16 | $ 3,350,000 | $ 209,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 16 | $ 3,120,000 | $ 195,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 16 | $ 2,500,000 | $ 156,000 | $ 0 |
| TRENTON, NJ | 16 | $ 3,550,000 | $ 221,000 | $ 0 |
| AUBURN-OPELIKA, AL | 15 | $ 2,815,000 | $ 187,000 | $ 0 |
| BARNSTABLE TOWN, MA | 15 | $ 4,315,000 | $ 287,000 | $ 0 |
| KOKOMO, IN | 15 | $ 2,405,000 | $ 160,000 | $ 0 |
| LEBANON, PA | 15 | $ 2,715,000 | $ 181,000 | $ 0 |
| ROCHESTER, MN | 15 | $ 3,335,000 | $ 222,000 | $ 0 |
| SEBRING, FL | 15 | $ 2,545,000 | $ 169,000 | $ 0 |
| YAKIMA, WA | 15 | $ 3,625,000 | $ 241,000 | $ 0 |
| EAU CLAIRE, WI | 14 | $ 2,930,000 | $ 209,000 | $ 0 |
| GETTYSBURG, PA | 14 | $ 2,900,000 | $ 207,000 | $ 0 |
| GOLDSBORO, NC | 14 | $ 3,200,000 | $ 228,000 | $ 0 |
| HARRISONBURG, VA | 14 | $ 3,580,000 | $ 255,000 | $ 0 |
| HINESVILLE, GA | 14 | $ 2,420,000 | $ 172,000 | $ 0 |
| ITHACA, NY | 14 | $ 2,940,000 | $ 210,000 | $ 0 |
| WAUSAU, WI | 14 | $ 2,590,000 | $ 185,000 | $ 0 |
| ALBANY, GA | 13 | $ 2,525,000 | $ 194,000 | $ 0 |
| ANN ARBOR, MI | 13 | $ 2,565,000 | $ 197,000 | $ 0 |
| BLOOMINGTON, IL | 13 | $ 2,685,000 | $ 206,000 | $ 0 |
| GRANTS PASS, OR | 13 | $ 3,475,000 | $ 267,000 | $ 0 |
| LEWISTON, ID-WA | 13 | $ 3,355,000 | $ 282,000 | $ 0 |
| LOGAN, UT-ID | 13 | $ 3,445,000 | $ 256,500 | $ 0 |
| OSHKOSH-NEENAH, WI | 13 | $ 2,095,000 | $ 161,000 | $ 0 |
| CASPER, WY | 12 | $ 2,580,000 | $ 215,000 | $ 86,000 |
| CORVALLIS, OR | 12 | $ 3,690,000 | $ 307,000 | $ 0 |
| EL CENTRO, CA | 12 | $ 3,340,000 | $ 278,000 | $ 0 |
| FLORENCE, SC | 12 | $ 2,660,000 | $ 221,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 12 | $ 2,140,000 | $ 178,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 12 | $ 3,500,000 | $ 291,000 | $ 56,000 |
| SAGINAW, MI | 12 | $ 1,620,000 | $ 135,000 | $ 0 |
| ST. CLOUD, MN | 12 | $ 2,380,000 | $ 198,000 | $ 0 |
| ALEXANDRIA, LA | 11 | $ 1,725,000 | $ 156,000 | $ 0 |
| BOWLING GREEN, KY | 11 | $ 2,175,000 | $ 197,000 | $ 0 |
| GADSDEN, AL | 11 | $ 1,935,000 | $ 175,000 | $ 0 |
| JOHNSON CITY, TN | 11 | $ 2,435,000 | $ 221,000 | $ 0 |
| JONESBORO, AR | 11 | $ 1,845,000 | $ 167,000 | $ 0 |
| JOPLIN, MO | 11 | $ 1,775,000 | $ 161,000 | $ 0 |
| KANKAKEE, IL | 11 | $ 1,815,000 | $ 165,000 | $ 0 |
| OCEAN CITY, NJ | 11 | $ 3,435,000 | $ 312,000 | $ 0 |
| POCATELLO, ID | 11 | $ 2,315,000 | $ 210,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 11 | $ 2,385,000 | $ 216,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 11 | $ 2,185,000 | $ 188,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 10 | $ 2,450,000 | $ 245,000 | $ 0 |
| BRUNSWICK, GA | 10 | $ 2,450,000 | $ 245,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 10 | $ 1,510,000 | $ 144,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 10 | $ 1,420,000 | $ 142,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 10 | $ 2,100,000 | $ 210,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 10 | $ 1,820,000 | $ 182,000 | $ 162,000 |
| SPRINGFIELD, OH | 10 | $ 1,430,000 | $ 143,000 | $ 0 |
| TERRE HAUTE, IN | 10 | $ 1,830,000 | $ 183,000 | $ 0 |
| WHEELING, WV-OH | 10 | $ 1,510,000 | $ 133,500 | $ 0 |
| AMES, IA | 9 | $ 2,325,000 | $ 258,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 9 | $ 1,575,000 | $ 175,000 | $ 0 |
| DALTON, GA | 9 | $ 1,355,000 | $ 150,000 | $ 0 |
| HOT SPRINGS, AR | 9 | $ 1,455,000 | $ 161,000 | $ 0 |
| PEORIA, IL | 9 | $ 1,545,000 | $ 171,000 | $ 0 |
| PINE BLUFF, AR | 9 | $ 1,695,000 | $ 188,000 | $ 0 |
| ROME, GA | 9 | $ 1,785,000 | $ 198,000 | $ 0 |
| CARBONDALE-MARION, IL | 8 | $ 1,410,000 | $ 176,000 | $ 0 |
| ELKHART-GOSHEN, IN | 8 | $ 1,330,000 | $ 166,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 8 | $ 1,750,000 | $ 218,000 | $ 0 |
| OWENSBORO, KY | 8 | $ 1,260,000 | $ 157,000 | $ 0 |
| SANTA FE, NM | 8 | $ 2,650,000 | $ 331,000 | $ 0 |
| SIOUX FALLS, SD | 8 | $ 1,530,000 | $ 191,000 | $ 0 |
| TWIN FALLS, ID | 8 | $ 1,350,000 | $ 168,000 | $ 0 |
| BANGOR, ME | 7 | $ 1,205,000 | $ 172,000 | $ 0 |
| BATTLE CREEK, MI | 7 | $ 1,025,000 | $ 146,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 7 | $ 1,605,000 | $ 229,000 | $ 0 |
| COLUMBUS, IN | 7 | $ 1,175,000 | $ 167,000 | $ 0 |
| HAMMOND, LA | 7 | $ 1,295,000 | $ 185,000 | $ 0 |
| LAKE CHARLES, LA | 7 | $ 1,115,000 | $ 159,000 | $ 0 |
| LAWRENCE, KS | 7 | $ 1,775,000 | $ 253,000 | $ 0 |
| LAWTON, OK | 7 | $ 1,165,000 | $ 166,000 | $ 77,000 |
| LIMA, OH | 7 | $ 995,000 | $ 142,000 | $ 0 |
| MIDLAND, MI | 7 | $ 925,000 | $ 132,000 | $ 130,000 |
| SUMTER, SC | 7 | $ 1,445,000 | $ 206,000 | $ 0 |
| VICTORIA, TX | 7 | $ 1,175,000 | $ 167,000 | $ 0 |
| CHARLESTON, WV | 6 | $ 1,160,000 | $ 193,000 | $ 0 |
| FARGO, ND-MN | 6 | $ 1,490,000 | $ 248,000 | $ 0 |
| KINGSTON, NY | 6 | $ 1,490,000 | $ 248,000 | $ 0 |
| LEWISTON-AUBURN, ME | 6 | $ 1,130,000 | $ 188,000 | $ 0 |
| PITTSFIELD, MA | 6 | $ 1,330,000 | $ 221,000 | $ 0 |
| ST. JOSEPH, MO-KS | 6 | $ 1,100,000 | $ 183,000 | $ 0 |
| STATE COLLEGE, PA | 6 | $ 1,210,000 | $ 201,000 | $ 0 |
| ALTOONA, PA | 5 | $ 745,000 | $ 149,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 5 | $ 755,000 | $ 151,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 5 | $ 1,375,000 | $ 275,000 | $ 0 |
| FOND DU LAC, WI | 5 | $ 1,175,000 | $ 235,000 | $ 0 |
| GRAND FORKS, ND-MN | 5 | $ 1,115,000 | $ 221,500 | $ 0 |
| MANSFIELD, OH | 5 | $ 575,000 | $ 115,000 | $ 0 |
| WILLIAMSPORT, PA | 5 | $ 765,000 | $ 153,000 | $ 0 |
| CUMBERLAND, MD-WV | 4 | $ 370,000 | $ 92,000 | $ 0 |
| BAY CITY, MI | 3 | $ 645,000 | $ 215,000 | $ 0 |
| BECKLEY, WV | 3 | $ 465,000 | $ 155,000 | $ 0 |
| DANVILLE, IL | 3 | $ 585,000 | $ 195,000 | $ 0 |
| JOHNSTOWN, PA | 3 | $ 555,000 | $ 185,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 3 | $ 675,000 | $ 225,000 | $ 0 |
| ENID, OK | 2 | $ 400,000 | $ 200,000 | $ 0 |
| ROCKFORD, IL | 2 | $ 330,000 | $ 165,000 | $ 0 |
| SHEBOYGAN, WI | 2 | $ 500,000 | $ 250,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 105,000 | $ 105,000 | $ 0 |
| DECATUR, IL | 1 | $ 95,000 | $ 95,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| GRAND ISLAND, NE | 1 | $ 215,000 | $ 215,000 | $ 0 |
| MORGANTOWN, WV | 1 | $ 415,000 | $ 415,000 | $ 0 |
| PARKERSBURG-VIENNA, WV | 1 | $ 135,000 | $ 135,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 205,000 | $ 205,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 20,502 | $6,172,150,000 | $301,000 | $1,495,000 | $0 | $0 |
| Home Purchase | 17,565 | $4,348,135,000 | $247,000 | $1,205,000 | $76,000 | $236,000 |
| Cash-out Refinancing | 5,663 | $1,600,955,000 | $282,000 | $1,135,000 | $0 | $0 |
| Home Improvement | 202 | $57,910,000 | $286,000 | $705,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 43,833 | $12,161,035,000 | $277,000 | $1,495,000 | $0 | $0 |
| White | 68 | $11,250,000 | $165,000 | $425,000 | $71,000 | $236,000 |
| Black or African American | 14 | $2,890,000 | $206,000 | $395,000 | $18,000 | $18,000 |
| Hispanic | 9 | $1,935,000 | $215,000 | $465,000 | $89,000 | $129,000 |
| Asian | 5 | $1,465,000 | $293,000 | $565,000 | $114,000 | $135,000 |
| Not Provided | 3 | $575,000 | $191,000 | $235,000 | $112,000 | $162,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 18,859 | $5,370,915,000 | $284,000 | $1,495,000 | $87,000 | $236,000 |
| FHA-insured (Federal Housing Administration) | 14,830 | $3,651,940,000 | $246,000 | $995,000 | $66,000 | $162,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,614 | $2,881,710,000 | $334,000 | $1,125,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,629 | $274,585,000 | $168,000 | $705,000 | $130,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 43,833 | $12,161,035,000 | $277,000 | $1,495,000 | $0 | $0 |
| Loan Originated | 72 | $12,760,000 | $177,000 | $565,000 | $81,000 | $236,000 |
| Application Denied By Financial Institution | 14 | $2,460,000 | $175,000 | $555,000 | $65,000 | $135,000 |
| Application Withdrawn By Applicant | 9 | $1,625,000 | $180,000 | $345,000 | $77,000 | $129,000 |
| File Closed For Incompleteness | 4 | $1,270,000 | $317,000 | $465,000 | $99,000 | $99,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 43,918 | $12,176,690,000 | $277,000 | $1,495,000 | $80,000 | $236,000 |
| Credit History | 7 | $1,115,000 | $159,000 | $205,000 | $69,000 | $123,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $485,000 | $161,000 | $225,000 | $29,000 | $39,000 |
| Debt-To-Income Ratio | 2 | $600,000 | $300,000 | $555,000 | $132,000 | $135,000 |
| Employment History | 1 | $205,000 | $205,000 | $205,000 | $14,000 | $14,000 |
| Other | 1 | $55,000 | $55,000 | $55,000 | $65,000 | $65,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Money Source Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Money Source Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.