The Money Source Inc. Mortgage Lending & HMDA Data, 2022
In 2022, The Money Source Inc. of New York, NY reported 9,423 mortgage applications totaling $2.6 billion, down 69% from 2021. The average application was for $271,292, and applicants reported an average income of $88,927. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (246), Phoenix-Mesa-Scottsdale, AZ (219) and Atlanta-Sandy Springs-Roswell, GA (217) (applications in parentheses).
| Mortgage Company & Address | The Money Source Inc. 135 Maxess Road New York, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 9,423 |
| Total Mortgage Loan Application Amount | $2,556,385,000 |
| Average Mortgage Loan Application Amount | $271,292 |
| Highest Mortgage Loan Application Amount | $1,435,000 |
| Average Applicant Income | $88,927 |
| Highest Applicant Income | $349,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Money Source Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,691 | $ 358,325,000 | $ 211,901 | $ 65,678 |
| Riverside-San Bernardino-Ontario, CA | 246 | $ 88,740,000 | $ 360,731 | $ 349,000 |
| Phoenix-Mesa-Scottsdale, AZ | 219 | $ 72,555,000 | $ 331,301 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 217 | $ 63,705,000 | $ 293,571 | $ 38,000 |
| Houston-The Woodlands-Sugar Land, TX | 161 | $ 43,995,000 | $ 273,260 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 140 | $ 58,230,000 | $ 415,928 | $ 81,000 |
| Kansas City, MO-KS | 113 | $ 24,315,000 | $ 215,176 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 113 | $ 58,645,000 | $ 518,982 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 111 | $ 31,805,000 | $ 286,531 | $ 0 |
| Dallas-Plano-Irving, TX | 105 | $ 29,605,000 | $ 281,952 | $ 116,000 |
| San Antonio-New Braunfels, TX | 102 | $ 28,940,000 | $ 283,725 | $ 29,000 |
| Las Vegas-Henderson-Paradise, NV | 96 | $ 29,970,000 | $ 312,187 | $ 0 |
| Manhattan, KS | 94 | $ 20,500,000 | $ 218,085 | $ 0 |
| Albany-Schenectady-Troy, NY | 88 | $ 20,780,000 | $ 236,136 | $ 0 |
| Baltimore-Columbia-Towson, MD | 86 | $ 26,120,000 | $ 303,720 | $ 117,000 |
| Cincinnati, OH-KY-IN | 83 | $ 18,385,000 | $ 221,506 | $ 109,000 |
| Chicago-Naperville, IL | 82 | $ 19,520,000 | $ 238,048 | $ 0 |
| El Paso, TX | 82 | $ 18,850,000 | $ 229,878 | $ 37,000 |
| Tulsa, OK | 81 | $ 16,265,000 | $ 200,802 | $ 0 |
| Boise City, ID | 77 | $ 31,435,000 | $ 408,246 | $ 0 |
| Tucson, AZ | 75 | $ 18,895,000 | $ 251,933 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 75 | $ 20,365,000 | $ 271,533 | $ 0 |
| St. Louis, MO-IL | 69 | $ 14,315,000 | $ 207,463 | $ 129,000 |
| Denver-Aurora-Lakewood, CO | 67 | $ 28,815,000 | $ 430,074 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 67 | $ 22,505,000 | $ 335,895 | $ 143,000 |
| Orlando-Kissimmee-Sanford, FL | 67 | $ 18,255,000 | $ 272,462 | $ 0 |
| Jacksonville, FL | 66 | $ 17,940,000 | $ 271,818 | $ 0 |
| Oklahoma City, OK | 64 | $ 13,190,000 | $ 206,093 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 64 | $ 26,700,000 | $ 417,187 | $ 0 |
| Fort Worth-Arlington, TX | 63 | $ 17,405,000 | $ 276,269 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 60 | $ 15,360,000 | $ 256,000 | $ 0 |
| Nassau County-Suffolk County, NY | 60 | $ 24,900,000 | $ 415,000 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 59 | $ 13,465,000 | $ 228,220 | $ 0 |
| Lakeland-Winter Haven, FL | 58 | $ 13,580,000 | $ 234,137 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 58 | $ 30,110,000 | $ 519,137 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 57 | $ 16,105,000 | $ 282,543 | $ 0 |
| Colorado Springs, CO | 56 | $ 23,310,000 | $ 416,250 | $ 130,000 |
| Columbus, OH | 54 | $ 13,770,000 | $ 255,000 | $ 0 |
| Des Moines-West Des Moines, IA | 53 | $ 11,325,000 | $ 213,679 | $ 42,000 |
| Bakersfield, CA | 50 | $ 13,740,000 | $ 274,800 | $ 0 |
| New York-Newark, NY | 49 | $ 14,795,000 | $ 301,938 | $ 0 |
| Ogden-Clearfield, UT | 49 | $ 19,575,000 | $ 399,489 | $ 0 |
| Salt Lake City, UT | 49 | $ 17,855,000 | $ 364,387 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 48 | $ 10,870,000 | $ 226,458 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 48 | $ 19,650,000 | $ 409,375 | $ 0 |
| Fresno, CA | 45 | $ 13,865,000 | $ 308,111 | $ 0 |
| Shreveport-Bossier City, LA | 45 | $ 9,235,000 | $ 205,222 | $ 0 |
| Austin-Round Rock, TX | 44 | $ 15,080,000 | $ 342,727 | $ 110,000 |
| Camden, NJ | 43 | $ 10,485,000 | $ 243,837 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 42 | $ 10,750,000 | $ 255,952 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 42 | $ 8,560,000 | $ 203,809 | $ 0 |
| San Diego-Carlsbad, CA | 41 | $ 22,475,000 | $ 548,170 | $ 0 |
| Anchorage, AK | 40 | $ 13,430,000 | $ 335,750 | $ 0 |
| Jackson, MS | 39 | $ 7,195,000 | $ 184,487 | $ 0 |
| Philadelphia, PA | 39 | $ 7,905,000 | $ 202,692 | $ 0 |
| Provo-Orem, UT | 39 | $ 15,865,000 | $ 406,794 | $ 0 |
| Tacoma-Lakewood, WA | 36 | $ 15,550,000 | $ 431,944 | $ 0 |
| Baton Rouge, LA | 35 | $ 7,565,000 | $ 216,142 | $ 0 |
| Gary, IN | 35 | $ 8,145,000 | $ 232,714 | $ 0 |
| Ocala, FL | 35 | $ 7,155,000 | $ 204,428 | $ 0 |
| Prescott Valley-Prescott, AZ | 35 | $ 9,025,000 | $ 257,857 | $ 0 |
| Raleigh, NC | 35 | $ 9,785,000 | $ 279,571 | $ 75,000 |
| Greenville-Anderson-Mauldin, SC | 34 | $ 7,190,000 | $ 211,470 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 34 | $ 6,700,000 | $ 197,058 | $ 0 |
| Seattle-Bellevue-Everett, WA | 34 | $ 15,750,000 | $ 463,235 | $ 68,000 |
| Spokane-Spokane Valley, WA | 34 | $ 11,150,000 | $ 327,941 | $ 0 |
| Albuquerque, NM | 33 | $ 8,015,000 | $ 242,878 | $ 0 |
| Charleston-North Charleston, SC | 33 | $ 9,095,000 | $ 275,606 | $ 0 |
| Yuma, AZ | 33 | $ 7,655,000 | $ 231,969 | $ 0 |
| Fayetteville, NC | 32 | $ 7,460,000 | $ 233,125 | $ 0 |
| Columbia, SC | 31 | $ 6,675,000 | $ 215,322 | $ 0 |
| Hanford-Corcoran, CA | 30 | $ 9,670,000 | $ 322,333 | $ 0 |
| Knoxville, TN | 30 | $ 6,490,000 | $ 216,333 | $ 0 |
| Dayton-Springfield-Kettering, OH | 29 | $ 5,915,000 | $ 203,965 | $ 0 |
| New Orleans-Metairie, LA | 29 | $ 5,865,000 | $ 202,241 | $ 0 |
| Akron, OH | 28 | $ 5,170,000 | $ 184,642 | $ 0 |
| Evansville, IN-KY | 28 | $ 4,620,000 | $ 165,000 | $ 32,000 |
| Lake Havasu City-Kingman, AZ | 28 | $ 6,790,000 | $ 242,500 | $ 0 |
| Memphis, TN-MS-AR | 28 | $ 6,270,000 | $ 223,928 | $ 0 |
| Olympia-Tumwater, WA | 28 | $ 12,050,000 | $ 430,357 | $ 0 |
| Syracuse, NY | 28 | $ 4,980,000 | $ 177,857 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 27 | $ 8,545,000 | $ 316,481 | $ 0 |
| Monroe, LA | 27 | $ 5,415,000 | $ 200,555 | $ 46,000 |
| Hagerstown-Martinsburg, MD-WV | 26 | $ 5,580,000 | $ 214,615 | $ 0 |
| Louisville/Jefferson County, KY-IN | 26 | $ 6,020,000 | $ 231,538 | $ 0 |
| Pittsburgh, PA | 26 | $ 4,900,000 | $ 188,461 | $ 0 |
| Cape Coral-Fort Myers, FL | 25 | $ 6,805,000 | $ 272,200 | $ 0 |
| Flint, MI | 25 | $ 4,055,000 | $ 162,200 | $ 0 |
| Lexington-Fayette, KY | 25 | $ 5,745,000 | $ 229,800 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 25 | $ 5,075,000 | $ 203,000 | $ 0 |
| Binghamton, NY | 24 | $ 4,500,000 | $ 187,500 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 24 | $ 7,640,000 | $ 318,333 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 24 | $ 5,940,000 | $ 247,500 | $ 0 |
| Asheville, NC | 23 | $ 4,925,000 | $ 214,130 | $ 46,000 |
| Idaho Falls, ID | 23 | $ 7,815,000 | $ 339,782 | $ 0 |
| Reading, PA | 23 | $ 4,555,000 | $ 198,043 | $ 0 |
| Richmond, VA | 23 | $ 6,285,000 | $ 273,260 | $ 0 |
| Washington-Baltimore-Arlington, DC | 23 | $ 8,785,000 | $ 381,956 | $ 0 |
| Cleveland-Elyria, OH | 22 | $ 4,340,000 | $ 197,272 | $ 0 |
| Eugene, OR | 22 | $ 7,240,000 | $ 329,090 | $ 0 |
| Sebring, FL | 22 | $ 3,960,000 | $ 180,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 22 | $ 4,590,000 | $ 208,636 | $ 0 |
| Visalia-Porterville, CA | 22 | $ 5,750,000 | $ 261,363 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 21 | $ 10,315,000 | $ 491,190 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 21 | $ 5,165,000 | $ 245,952 | $ 0 |
| Lafayette, LA | 21 | $ 3,925,000 | $ 186,904 | $ 0 |
| Las Cruces, NM | 21 | $ 4,635,000 | $ 220,714 | $ 0 |
| Providence-Warwick, RI-MA | 21 | $ 7,265,000 | $ 345,952 | $ 0 |
| Wilmington, DE-MD-NJ | 21 | $ 6,015,000 | $ 286,428 | $ 0 |
| Birmingham-Hoover, AL | 20 | $ 4,610,000 | $ 230,500 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 20 | $ 7,060,000 | $ 353,000 | $ 0 |
| Newark, NJ-PA | 20 | $ 6,220,000 | $ 311,000 | $ 0 |
| Salem, OR | 20 | $ 7,070,000 | $ 353,500 | $ 0 |
| Sioux Falls, SD | 20 | $ 4,630,000 | $ 231,500 | $ 0 |
| Watertown-Fort Drum, NY | 20 | $ 4,230,000 | $ 211,500 | $ 0 |
| Bloomington, IN | 19 | $ 3,735,000 | $ 196,578 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 19 | $ 4,175,000 | $ 219,736 | $ 0 |
| Greensboro-High Point, NC | 19 | $ 3,955,000 | $ 208,157 | $ 0 |
| Harrisburg-Carlisle, PA | 19 | $ 3,495,000 | $ 183,947 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 19 | $ 6,065,000 | $ 319,210 | $ 0 |
| Augusta-Richmond County, GA-SC | 18 | $ 4,250,000 | $ 236,111 | $ 49,000 |
| Canton-Massillon, OH | 18 | $ 3,680,000 | $ 204,444 | $ 0 |
| Jackson, TN | 18 | $ 3,620,000 | $ 201,111 | $ 0 |
| Port St. Lucie, FL | 18 | $ 6,690,000 | $ 371,666 | $ 0 |
| Rochester, NY | 18 | $ 3,070,000 | $ 170,555 | $ 0 |
| Salisbury, MD-DE | 18 | $ 5,670,000 | $ 315,000 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 17 | $ 4,035,000 | $ 237,352 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 17 | $ 3,985,000 | $ 234,411 | $ 0 |
| Gainesville, FL | 17 | $ 4,295,000 | $ 252,647 | $ 0 |
| McAllen-Edinburg-Mission, TX | 17 | $ 3,605,000 | $ 212,058 | $ 0 |
| Pocatello, ID | 17 | $ 5,215,000 | $ 306,764 | $ 0 |
| Springfield, MA | 17 | $ 4,345,000 | $ 255,588 | $ 0 |
| Utica-Rome, NY | 17 | $ 3,375,000 | $ 198,529 | $ 0 |
| Billings, MT | 16 | $ 3,970,000 | $ 248,125 | $ 0 |
| Coeur D'Alene, ID | 16 | $ 7,880,000 | $ 492,500 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 16 | $ 5,730,000 | $ 358,125 | $ 0 |
| Grand Rapids-Wyoming, MI | 16 | $ 3,160,000 | $ 197,500 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 16 | $ 3,500,000 | $ 218,750 | $ 0 |
| Spartanburg, SC | 16 | $ 3,590,000 | $ 224,375 | $ 0 |
| Wichita, KS | 16 | $ 2,850,000 | $ 178,125 | $ 0 |
| Glens Falls, NY | 15 | $ 3,035,000 | $ 202,333 | $ 0 |
| Greeley, CO | 15 | $ 6,165,000 | $ 411,000 | $ 0 |
| Homosassa Springs, FL | 15 | $ 3,545,000 | $ 236,333 | $ 0 |
| Springfield, MO | 15 | $ 2,685,000 | $ 179,000 | $ 0 |
| Twin Falls, ID | 15 | $ 4,845,000 | $ 323,000 | $ 0 |
| Albany, OR | 14 | $ 4,300,000 | $ 307,142 | $ 87,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 14 | $ 2,920,000 | $ 208,571 | $ 0 |
| Killeen-Temple, TX | 14 | $ 4,320,000 | $ 308,571 | $ 0 |
| Lake County-Kenosha County, IL-WI | 14 | $ 3,980,000 | $ 284,285 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 14 | $ 7,710,000 | $ 550,714 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 14 | $ 3,510,000 | $ 250,714 | $ 0 |
| Winston-Salem, NC | 14 | $ 2,910,000 | $ 207,857 | $ 0 |
| York-Hanover, PA | 14 | $ 3,400,000 | $ 242,857 | $ 0 |
| Cambridge-Newton-Framingham, MA | 13 | $ 5,825,000 | $ 448,076 | $ 0 |
| Chambersburg-Waynesboro, PA | 13 | $ 2,765,000 | $ 212,692 | $ 0 |
| Clarksville, TN-KY | 13 | $ 4,145,000 | $ 318,846 | $ 62,000 |
| College Station-Bryan, TX | 13 | $ 3,225,000 | $ 248,076 | $ 0 |
| Columbus, GA-AL | 13 | $ 2,625,000 | $ 201,923 | $ 0 |
| Durham-Chapel Hill, NC | 13 | $ 2,865,000 | $ 220,384 | $ 0 |
| Madera, CA | 13 | $ 3,895,000 | $ 299,615 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 13 | $ 4,655,000 | $ 358,076 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 13 | $ 6,905,000 | $ 531,153 | $ 0 |
| Atlantic City-Hammonton, NJ | 12 | $ 2,450,000 | $ 204,166 | $ 0 |
| Bend-Redmond, OR | 12 | $ 4,650,000 | $ 387,500 | $ 0 |
| Chattanooga, TN-GA | 12 | $ 2,930,000 | $ 244,166 | $ 0 |
| Flagstaff, AZ | 12 | $ 3,580,000 | $ 298,333 | $ 0 |
| Lafayette-West Lafayette, IN | 12 | $ 2,530,000 | $ 210,833 | $ 0 |
| Savannah, GA | 12 | $ 3,170,000 | $ 264,166 | $ 0 |
| Sioux City, IA-NE-SD | 12 | $ 2,230,000 | $ 185,833 | $ 0 |
| Tyler, TX | 12 | $ 2,040,000 | $ 170,000 | $ 0 |
| Worcester, MA-CT | 12 | $ 3,290,000 | $ 274,166 | $ 0 |
| Elgin, IL | 11 | $ 2,485,000 | $ 225,909 | $ 0 |
| Macon-Bibb County, GA | 11 | $ 2,695,000 | $ 245,000 | $ 0 |
| Modesto, CA | 11 | $ 4,105,000 | $ 373,181 | $ 0 |
| Reno, NV | 11 | $ 3,745,000 | $ 340,454 | $ 0 |
| Urban Honolulu, HI | 11 | $ 5,885,000 | $ 535,000 | $ 0 |
| Duluth, MN-WI | 10 | $ 1,740,000 | $ 174,000 | $ 0 |
| Fairbanks, AK | 10 | $ 3,540,000 | $ 354,000 | $ 0 |
| Huntsville, AL | 10 | $ 2,290,000 | $ 229,000 | $ 0 |
| Lansing-East Lansing, MI | 10 | $ 1,780,000 | $ 178,000 | $ 0 |
| Longview, WA | 10 | $ 3,010,000 | $ 301,000 | $ 0 |
| Morristown, TN | 10 | $ 1,950,000 | $ 195,000 | $ 0 |
| Panama City, FL | 10 | $ 2,080,000 | $ 208,000 | $ 0 |
| Santa Fe, NM | 10 | $ 2,250,000 | $ 225,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 10 | $ 1,590,000 | $ 159,000 | $ 0 |
| Beaumont-Port Arthur, TX | 9 | $ 1,525,000 | $ 169,444 | $ 0 |
| Boston, MA | 9 | $ 4,375,000 | $ 486,111 | $ 0 |
| Bremerton-Silverdale, WA | 9 | $ 2,635,000 | $ 292,777 | $ 0 |
| Burlington, NC | 9 | $ 1,875,000 | $ 208,333 | $ 65,000 |
| Cedar Rapids, IA | 9 | $ 1,785,000 | $ 198,333 | $ 0 |
| Chico, CA | 9 | $ 2,755,000 | $ 306,111 | $ 0 |
| Dover, DE | 9 | $ 2,285,000 | $ 253,888 | $ 0 |
| Fort Wayne, IN | 9 | $ 2,245,000 | $ 249,444 | $ 0 |
| Great Falls, MT | 9 | $ 1,865,000 | $ 207,222 | $ 0 |
| Hattiesburg, MS | 9 | $ 1,895,000 | $ 210,555 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 9 | $ 1,725,000 | $ 191,666 | $ 0 |
| Kennewick-Richland, WA | 9 | $ 3,025,000 | $ 336,111 | $ 0 |
| Lynchburg, VA | 9 | $ 1,855,000 | $ 206,111 | $ 0 |
| Medford, OR | 9 | $ 2,875,000 | $ 319,444 | $ 0 |
| Mobile, AL | 9 | $ 1,975,000 | $ 219,444 | $ 0 |
| Monroe, MI | 9 | $ 2,155,000 | $ 239,444 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 9 | $ 3,345,000 | $ 371,666 | $ 0 |
| New Haven-Milford, CT | 9 | $ 1,555,000 | $ 172,777 | $ 54,000 |
| Pueblo, CO | 9 | $ 2,205,000 | $ 245,000 | $ 0 |
| Vallejo-Fairfield, CA | 9 | $ 4,775,000 | $ 530,555 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 8 | $ 3,310,000 | $ 413,750 | $ 0 |
| Cheyenne, WY | 8 | $ 2,440,000 | $ 305,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 8 | $ 1,780,000 | $ 222,500 | $ 0 |
| Fort Collins, CO | 8 | $ 2,570,000 | $ 321,250 | $ 0 |
| Harrisonburg, VA | 8 | $ 1,720,000 | $ 215,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 8 | $ 1,010,000 | $ 126,250 | $ 0 |
| Lubbock, TX | 8 | $ 1,570,000 | $ 196,250 | $ 0 |
| Merced, CA | 8 | $ 3,070,000 | $ 383,750 | $ 0 |
| Midland, TX | 8 | $ 2,010,000 | $ 251,250 | $ 0 |
| Montgomery, AL | 8 | $ 1,680,000 | $ 210,000 | $ 0 |
| Odessa, TX | 8 | $ 1,490,000 | $ 186,250 | $ 0 |
| Portland-South Portland, ME | 8 | $ 2,400,000 | $ 300,000 | $ 0 |
| Rocky Mount, NC | 8 | $ 1,600,000 | $ 200,000 | $ 0 |
| Stockton-Lodi, CA | 8 | $ 2,760,000 | $ 345,000 | $ 0 |
| Waco, TX | 8 | $ 1,830,000 | $ 228,750 | $ 0 |
| Yakima, WA | 8 | $ 1,930,000 | $ 241,250 | $ 0 |
| Columbia, MO | 7 | $ 1,255,000 | $ 179,285 | $ 0 |
| Farmington, NM | 7 | $ 1,185,000 | $ 169,285 | $ 38,000 |
| Florence, SC | 7 | $ 1,255,000 | $ 179,285 | $ 0 |
| Goldsboro, NC | 7 | $ 1,315,000 | $ 187,857 | $ 0 |
| Grand Junction, CO | 7 | $ 1,885,000 | $ 269,285 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 7 | $ 1,355,000 | $ 193,571 | $ 0 |
| Iowa City, IA | 7 | $ 2,125,000 | $ 303,571 | $ 0 |
| Missoula, MT | 7 | $ 1,975,000 | $ 282,142 | $ 0 |
| Rapid City, SD | 7 | $ 1,555,000 | $ 222,142 | $ 0 |
| Roanoke, VA | 7 | $ 1,255,000 | $ 179,285 | $ 0 |
| St. George, UT | 7 | $ 2,055,000 | $ 293,571 | $ 0 |
| Tallahassee, FL | 7 | $ 1,685,000 | $ 240,714 | $ 0 |
| The Villages, FL | 7 | $ 1,685,000 | $ 240,714 | $ 0 |
| Toledo, OH | 7 | $ 1,455,000 | $ 207,857 | $ 0 |
| Warner Robins, GA | 7 | $ 1,675,000 | $ 239,285 | $ 0 |
| Wenatchee, WA | 7 | $ 2,235,000 | $ 319,285 | $ 0 |
| Amarillo, TX | 6 | $ 1,330,000 | $ 221,666 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 6 | $ 1,190,000 | $ 198,333 | $ 0 |
| Brownsville-Harlingen, TX | 6 | $ 1,530,000 | $ 255,000 | $ 0 |
| El Centro, CA | 6 | $ 1,500,000 | $ 250,000 | $ 0 |
| Gainesville, GA | 6 | $ 2,250,000 | $ 375,000 | $ 0 |
| Greenville, NC | 6 | $ 1,700,000 | $ 283,333 | $ 0 |
| Hinesville, GA | 6 | $ 1,210,000 | $ 201,666 | $ 0 |
| Jacksonville, NC | 6 | $ 1,620,000 | $ 270,000 | $ 0 |
| Johnson City, TN | 6 | $ 1,290,000 | $ 215,000 | $ 0 |
| Laredo, TX | 6 | $ 1,230,000 | $ 205,000 | $ 0 |
| Lewiston, ID-WA | 6 | $ 1,240,000 | $ 206,666 | $ 0 |
| Lincoln, NE | 6 | $ 1,080,000 | $ 180,000 | $ 0 |
| Madison, WI | 6 | $ 1,670,000 | $ 278,333 | $ 0 |
| Mount Vernon-Anacortes, WA | 6 | $ 1,870,000 | $ 311,666 | $ 0 |
| Peoria, IL | 6 | $ 1,140,000 | $ 190,000 | $ 0 |
| Pittsfield, MA | 6 | $ 1,600,000 | $ 266,666 | $ 0 |
| Punta Gorda, FL | 6 | $ 2,100,000 | $ 350,000 | $ 0 |
| Redding, CA | 6 | $ 1,700,000 | $ 283,333 | $ 0 |
| Rockingham County-Strafford County, NH | 6 | $ 1,890,000 | $ 315,000 | $ 0 |
| Rome, GA | 6 | $ 1,330,000 | $ 221,666 | $ 0 |
| Salinas, CA | 6 | $ 3,730,000 | $ 621,666 | $ 0 |
| St. Cloud, MN | 6 | $ 1,230,000 | $ 205,000 | $ 0 |
| Topeka, KS | 6 | $ 1,270,000 | $ 211,666 | $ 0 |
| Tuscaloosa, AL | 6 | $ 1,070,000 | $ 178,333 | $ 0 |
| Valdosta, GA | 6 | $ 1,720,000 | $ 286,666 | $ 0 |
| Winchester, VA-WV | 6 | $ 2,150,000 | $ 358,333 | $ 0 |
| Albany, GA | 5 | $ 1,455,000 | $ 291,000 | $ 0 |
| Bowling Green, KY | 5 | $ 945,000 | $ 189,000 | $ 0 |
| California-Lexington Park, MD | 5 | $ 1,455,000 | $ 291,000 | $ 0 |
| Corpus Christi, TX | 5 | $ 1,485,000 | $ 297,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 5 | $ 1,085,000 | $ 217,000 | $ 0 |
| Houma-Thibodaux, LA | 5 | $ 1,185,000 | $ 237,000 | $ 0 |
| Jefferson City, MO | 5 | $ 1,085,000 | $ 217,000 | $ 0 |
| Logan, UT-ID | 5 | $ 1,645,000 | $ 329,000 | $ 0 |
| Longview, TX | 5 | $ 865,000 | $ 173,000 | $ 0 |
| Owensboro, KY | 5 | $ 665,000 | $ 133,000 | $ 0 |
| Pine Bluff, AR | 5 | $ 895,000 | $ 179,000 | $ 0 |
| Rochester, MN | 5 | $ 945,000 | $ 189,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 5 | $ 3,245,000 | $ 649,000 | $ 0 |
| Springfield, IL | 5 | $ 945,000 | $ 189,000 | $ 0 |
| Texarkana, TX-AR | 5 | $ 1,115,000 | $ 223,000 | $ 0 |
| Trenton, NJ | 5 | $ 1,025,000 | $ 205,000 | $ 0 |
| Vineland-Bridgeton, NJ | 5 | $ 1,095,000 | $ 219,000 | $ 0 |
| Walla Walla, WA | 5 | $ 1,285,000 | $ 257,000 | $ 0 |
| Wilmington, NC | 5 | $ 1,245,000 | $ 249,000 | $ 0 |
| Yuba City, CA | 5 | $ 1,695,000 | $ 339,000 | $ 0 |
| Abilene, TX | 4 | $ 960,000 | $ 240,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 4 | $ 790,000 | $ 197,500 | $ 0 |
| Appleton, WI | 4 | $ 760,000 | $ 190,000 | $ 0 |
| Auburn-Opelika, AL | 4 | $ 960,000 | $ 240,000 | $ 0 |
| Bangor, ME | 4 | $ 840,000 | $ 210,000 | $ 0 |
| Charlottesville, VA | 4 | $ 990,000 | $ 247,500 | $ 0 |
| Cleveland, TN | 4 | $ 700,000 | $ 175,000 | $ 0 |
| Cumberland, MD-WV | 4 | $ 620,000 | $ 155,000 | $ 0 |
| Dalton, GA | 4 | $ 680,000 | $ 170,000 | $ 0 |
| Elkhart-Goshen, IN | 4 | $ 620,000 | $ 155,000 | $ 0 |
| Florence-Muscle Shoals, AL | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Gettysburg, PA | 4 | $ 1,170,000 | $ 292,500 | $ 0 |
| Grants Pass, OR | 4 | $ 1,160,000 | $ 290,000 | $ 0 |
| Lake Charles, LA | 4 | $ 670,000 | $ 167,500 | $ 0 |
| Lima, OH | 4 | $ 910,000 | $ 227,500 | $ 0 |
| Manchester-Nashua, NH | 4 | $ 1,260,000 | $ 315,000 | $ 0 |
| Midland, MI | 4 | $ 960,000 | $ 240,000 | $ 0 |
| Muskegon, MI | 4 | $ 550,000 | $ 137,500 | $ 0 |
| Ocean City, NJ | 4 | $ 1,180,000 | $ 295,000 | $ 0 |
| Saginaw, MI | 4 | $ 950,000 | $ 237,500 | $ 0 |
| Santa Rosa, CA | 4 | $ 1,870,000 | $ 467,500 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 590,000 | $ 147,500 | $ 0 |
| Sherman-Denison, TX | 4 | $ 1,200,000 | $ 300,000 | $ 0 |
| St. Joseph, MO-KS | 4 | $ 540,000 | $ 135,000 | $ 0 |
| Staunton-Waynesboro, VA | 4 | $ 1,040,000 | $ 260,000 | $ 0 |
| Victoria, TX | 4 | $ 820,000 | $ 205,000 | $ 0 |
| Wheeling, WV-OH | 4 | $ 540,000 | $ 135,000 | $ 0 |
| Wichita Falls, TX | 4 | $ 1,020,000 | $ 255,000 | $ 0 |
| Altoona, PA | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Ann Arbor, MI | 3 | $ 685,000 | $ 228,333 | $ 0 |
| Battle Creek, MI | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Bloomington, IL | 3 | $ 945,000 | $ 315,000 | $ 0 |
| Charleston, WV | 3 | $ 515,000 | $ 171,666 | $ 142,000 |
| East Stroudsburg, PA | 3 | $ 805,000 | $ 268,333 | $ 0 |
| Eau Claire, WI | 3 | $ 455,000 | $ 151,666 | $ 0 |
| Erie, PA | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Green Bay, WI | 3 | $ 665,000 | $ 221,666 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 925,000 | $ 308,333 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 645,000 | $ 215,000 | $ 0 |
| Kingston, NY | 3 | $ 765,000 | $ 255,000 | $ 0 |
| Lancaster, PA | 3 | $ 805,000 | $ 268,333 | $ 0 |
| Lawrence, KS | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Lebanon, PA | 3 | $ 765,000 | $ 255,000 | $ 0 |
| Norwich-New London, CT | 3 | $ 935,000 | $ 311,666 | $ 0 |
| Racine, WI | 3 | $ 575,000 | $ 191,666 | $ 0 |
| San Angelo, TX | 3 | $ 1,145,000 | $ 381,666 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 1,335,000 | $ 445,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 3 | $ 575,000 | $ 191,666 | $ 0 |
| Alexandria, LA | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Athens-Clarke County, GA | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Bay City, MI | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Bellingham, WA | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Brunswick, GA | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Cape Girardeau, MO-IL | 2 | $ 380,000 | $ 190,000 | $ 124,000 |
| Carbondale-Marion, IL | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Columbus, IN | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Corvallis, OR | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Decatur, IL | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Elmira, NY | 2 | $ 260,000 | $ 130,000 | $ 50,000 |
| Fargo, ND-MN | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Grand Island, NE | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Jackson, MI | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Janesville-Beloit, WI | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Jonesboro, AR | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 1,560,000 | $ 780,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Lawton, OK | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Oshkosh-Neenah, WI | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Rockford, IL | 2 | $ 380,000 | $ 190,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 1,140,000 | $ 570,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 2 | $ 1,310,000 | $ 655,000 | $ 0 |
| Sebastian-Vero Beach, FL | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Springfield, OH | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Sumter, SC | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Wausau, WI | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Ames, IA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Boulder, CO | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Carson City, NV | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Decatur, AL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Enid, OK | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Gadsden, AL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hammond, LA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hot Springs, AR | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Ithaca, NY | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kankakee, IL | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Kokomo, IN | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Mankato-North Mankato, MN | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Mansfield, OH | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Muncie, IN | 1 | $ 225,000 | $ 225,000 | $ 0 |
| New Bern, NC | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Parkersburg-Vienna, WV | 1 | $ 145,000 | $ 145,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Sheboygan, WI | 1 | $ 185,000 | $ 185,000 | $ 0 |
| State College, PA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 115,000 | $ 115,000 | $ 0 |
Mortgage Loan Application Detail Totals for The Money Source Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,689 | $1,863,835,000 | $278,000 | $1,245,000 | $89,000 | $349,000 |
| Cash-out Refinancing | 1,536 | $414,600,000 | $269,000 | $1,205,000 | $0 | $0 |
| Not Applicable | 604 | $119,220,000 | $197,000 | $725,000 | $0 | $0 |
| Refinancing | 520 | $139,950,000 | $269,000 | $1,435,000 | $0 | $0 |
| Home Improvement | 56 | $15,580,000 | $278,000 | $645,000 | $0 | $0 |
| Other Purpose | 18 | $3,200,000 | $177,000 | $375,000 | $62,000 | $117,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,376 | $2,546,970,000 | $271,000 | $1,435,000 | $0 | $0 |
| White | 35 | $6,555,000 | $187,000 | $595,000 | $82,000 | $349,000 |
| Hispanic | 4 | $1,070,000 | $267,000 | $455,000 | $88,000 | $130,000 |
| Black or African American | 3 | $835,000 | $278,000 | $315,000 | $47,000 | $65,000 |
| Not Provided | 3 | $495,000 | $165,000 | $245,000 | $129,000 | $129,000 |
| Asian | 2 | $460,000 | $230,000 | $285,000 | $95,000 | $110,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 4,617 | $1,231,705,000 | $266,000 | $1,055,000 | $72,000 | $142,000 |
| VA-guaranteed (Veterans Administration) | 2,420 | $801,800,000 | $331,000 | $1,435,000 | $97,000 | $349,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,382 | $337,310,000 | $244,000 | $1,245,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,004 | $185,570,000 | $184,000 | $495,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 9,376 | $2,546,970,000 | $271,000 | $1,435,000 | $0 | $0 |
| Loan Originated | 25 | $5,485,000 | $219,000 | $595,000 | $109,000 | $349,000 |
| File Closed For Incompleteness | 12 | $2,130,000 | $177,000 | $285,000 | $63,000 | $100,000 |
| Application Withdrawn By Applicant | 5 | $795,000 | $159,000 | $225,000 | $58,000 | $77,000 |
| Application Denied By Financial Institution | 4 | $690,000 | $172,000 | $215,000 | $80,000 | $117,000 |
| Application Approved But Not Accepted | 1 | $315,000 | $315,000 | $315,000 | $65,000 | $65,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,419 | $2,555,695,000 | $271,000 | $1,435,000 | $83,000 | $349,000 |
| Credit History | 3 | $505,000 | $168,000 | $215,000 | $94,000 | $117,000 |
| Debt-To-Income Ratio | 1 | $185,000 | $185,000 | $185,000 | $38,000 | $38,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Money Source Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Money Source Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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