The Mortgage Outlet
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for The Mortgage Outlet.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | The Mortgage Outlet 200 N. Almaden Blvd. Suite 200 San Jose, CA 95110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,284 |
| Total Mortgage Loan Application Amount | $404,377,000 |
| Average Mortgage Loan Application Amount | $154,043 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $1,056,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 878 | $ 160,851,000 | $ 183,000 | $ 57,000 |
| Maricopa County Arizona | 206 | $ 31,872,000 | $ 154,000 | $ 74,000 |
| Pima County Arizona | 135 | $ 15,842,000 | $ 117,000 | $ 47,000 |
| Santa Clara County California | 85 | $ 27,927,000 | $ 328,000 | $ 83,000 |
| King County Washington | 77 | $ 13,270,000 | $ 172,000 | $ 71,000 |
| San Diego County California | 50 | $ 14,495,000 | $ 289,000 | $ 76,000 |
| Los Angeles County California | 48 | $ 12,124,000 | $ 252,000 | $ 85,000 |
| Hennepin County Minnesota | 39 | $ 5,344,000 | $ 137,000 | $ 52,000 |
| Arapahoe County Colorado | 37 | $ 4,812,000 | $ 130,000 | $ 59,000 |
| Jefferson County Colorado | 31 | $ 4,240,000 | $ 136,000 | $ 85,000 |
| Denver County Colorado | 22 | $ 2,859,000 | $ 129,000 | $ 60,000 |
| Ramsey County Minnesota | 22 | $ 3,277,000 | $ 148,000 | $ 59,000 |
| Riverside County California | 19 | $ 4,030,000 | $ 212,000 | $ 51,000 |
| El Paso County Colorado | 19 | $ 3,873,000 | $ 203,000 | $ 61,000 |
| Alameda County California | 18 | $ 4,981,000 | $ 276,000 | $ 103,000 |
| Clackamas County Oregon | 18 | $ 2,637,000 | $ 146,000 | $ 57,000 |
| Multnomah County Oregon | 18 | $ 2,071,000 | $ 115,000 | $ 52,000 |
| Miami-Dade County Florida | 17 | $ 2,506,000 | $ 147,000 | $ 55,000 |
| Anoka County Minnesota | 17 | $ 2,910,000 | $ 171,000 | $ 65,000 |
| Pierce County Washington | 15 | $ 1,701,000 | $ 113,000 | $ 43,000 |
| Duval County Florida | 14 | $ 1,357,000 | $ 96,000 | $ 28,000 |
| Nye County Nevada | 14 | $ 2,120,000 | $ 151,000 | $ 60,000 |
| San Bernardino County California | 13 | $ 2,615,000 | $ 201,000 | $ 53,000 |
| San Joaquin County California | 13 | $ 2,192,000 | $ 168,000 | $ 44,000 |
| Adams County Colorado | 13 | $ 1,747,000 | $ 134,000 | $ 72,000 |
| Washington County Oregon | 13 | $ 2,101,000 | $ 161,000 | $ 45,000 |
| Kern County California | 12 | $ 2,486,000 | $ 207,000 | $ 76,000 |
| Douglas County Colorado | 11 | $ 1,341,000 | $ 121,000 | $ 83,000 |
| Wright County Minnesota | 11 | $ 1,259,000 | $ 114,000 | $ 48,000 |
| Pinal County Arizona | 10 | $ 1,538,000 | $ 153,000 | $ 40,000 |
| Fresno County California | 10 | $ 1,092,000 | $ 109,000 | $ 55,000 |
| Orange County California | 10 | $ 2,059,000 | $ 205,000 | $ 79,000 |
| Sacramento County California | 10 | $ 1,861,000 | $ 186,000 | $ 95,000 |
| Larimer County Colorado | 10 | $ 1,263,000 | $ 126,000 | $ 61,000 |
| Dakota County Minnesota | 10 | $ 1,437,000 | $ 143,000 | $ 73,000 |
| Salt Lake County Utah | 10 | $ 1,063,000 | $ 106,000 | $ 45,000 |
| Santa Cruz County California | 9 | $ 5,083,000 | $ 564,000 | $ 107,000 |
| Stanislaus County California | 9 | $ 2,304,000 | $ 256,000 | $ 51,000 |
| Boulder County Colorado | 9 | $ 1,402,000 | $ 155,000 | $ 85,000 |
| Pueblo County Colorado | 9 | $ 970,000 | $ 107,000 | $ 58,000 |
| Marion County Oregon | 9 | $ 1,184,000 | $ 131,000 | $ 72,000 |
| Mesa County Colorado | 8 | $ 692,000 | $ 86,000 | $ 42,000 |
| Hillsborough County Florida | 8 | $ 1,309,000 | $ 163,000 | $ 152,000 |
| Carver County Minnesota | 8 | $ 1,185,000 | $ 148,000 | $ 56,000 |
| Spokane County Washington | 8 | $ 767,000 | $ 95,000 | $ 61,000 |
| Yuma County Arizona | 7 | $ 1,245,000 | $ 177,000 | $ 67,000 |
| Merced County California | 7 | $ 2,162,000 | $ 308,000 | $ 42,000 |
| San Luis Obispo County California | 7 | $ 3,110,000 | $ 444,000 | $ 315,000 |
| Washoe County Nevada | 7 | $ 1,088,000 | $ 155,000 | $ 20,000 |
| Carson City County Nevada | 6 | $ 1,018,000 | $ 169,000 | $ 47,000 |
| Bernalillo County New Mexico | 6 | $ 655,000 | $ 109,000 | $ 129,000 |
| El Dorado County California | 5 | $ 1,174,000 | $ 234,000 | $ 231,000 |
| Rice County Minnesota | 5 | $ 534,000 | $ 106,000 | $ 42,000 |
| Douglas County Oregon | 5 | $ 480,000 | $ 96,000 | $ 32,000 |
| Jackson County Oregon | 5 | $ 436,000 | $ 87,000 | $ 61,000 |
| Yavapai County Arizona | 4 | $ 707,000 | $ 176,000 | $ 65,000 |
| Contra Costa County California | 4 | $ 1,406,000 | $ 351,000 | $ 105,000 |
| San Benito County California | 4 | $ 1,476,000 | $ 369,000 | $ 260,000 |
| Solano County California | 4 | $ 1,088,000 | $ 272,000 | $ 24,000 |
| Tulare County California | 4 | $ 404,000 | $ 101,000 | $ 15,000 |
| Broomfield County Colorado | 4 | $ 403,000 | $ 100,000 | $ 125,000 |
| Broward County Florida | 4 | $ 560,000 | $ 140,000 | $ 65,000 |
| Ada County Idaho | 4 | $ 802,000 | $ 200,000 | $ 43,000 |
| Canyon County Idaho | 4 | $ 317,000 | $ 79,000 | $ 15,000 |
| Lane County Oregon | 4 | $ 462,000 | $ 115,000 | $ 23,000 |
| Mohave County Arizona | 3 | $ 223,000 | $ 74,000 | $ 84,000 |
| Imperial County California | 3 | $ 509,000 | $ 169,000 | $ 25,000 |
| San Mateo County California | 3 | $ 470,000 | $ 156,000 | $ 98,000 |
| Sonoma County California | 3 | $ 415,000 | $ 138,000 | $ 0 |
| Ventura County California | 3 | $ 602,000 | $ 200,000 | $ 84,000 |
| Montrose County Colorado | 3 | $ 391,000 | $ 130,000 | $ 54,000 |
| Palm Beach County Florida | 3 | $ 682,000 | $ 227,000 | $ 14,000 |
| Goodhue County Minnesota | 3 | $ 179,000 | $ 59,000 | $ 81,000 |
| Isanti County Minnesota | 3 | $ 318,000 | $ 106,000 | $ 39,000 |
| Scott County Minnesota | 3 | $ 769,000 | $ 256,000 | $ 69,000 |
| St. Louis County Minnesota | 3 | $ 410,000 | $ 136,000 | $ 54,000 |
| Lyon County Nevada | 3 | $ 393,000 | $ 131,000 | $ 118,000 |
| Coos County Oregon | 3 | $ 204,000 | $ 68,000 | $ 40,000 |
| Deschutes County Oregon | 3 | $ 519,000 | $ 173,000 | $ 72,000 |
| Linn County Oregon | 3 | $ 501,000 | $ 167,000 | $ 80,000 |
| Weber County Utah | 3 | $ 351,000 | $ 117,000 | $ 78,000 |
| Snohomish County Washington | 3 | $ 381,000 | $ 127,000 | $ 48,000 |
| Thurston County Washington | 3 | $ 340,000 | $ 113,000 | $ 42,000 |
| Yakima County Washington | 3 | $ 230,000 | $ 76,000 | $ 38,000 |
| Graham County Arizona | 2 | $ 86,000 | $ 43,000 | $ 67,000 |
| Monterey County California | 2 | $ 456,000 | $ 228,000 | $ 59,000 |
| Plumas County California | 2 | $ 225,000 | $ 112,000 | $ 85,000 |
| San Francisco County California | 2 | $ 345,000 | $ 172,000 | $ 215,000 |
| Tehama County California | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Clear Creek County Colorado | 2 | $ 200,000 | $ 100,000 | $ 93,000 |
| Elbert County Colorado | 2 | $ 175,000 | $ 87,000 | $ 66,000 |
| La Plata County Colorado | 2 | $ 657,000 | $ 328,000 | $ 300,000 |
| Park County Colorado | 2 | $ 183,000 | $ 91,000 | $ 0 |
| Brevard County Florida | 2 | $ 219,000 | $ 109,000 | $ 71,000 |
| Escambia County Florida | 2 | $ 241,000 | $ 120,000 | $ 132,000 |
| Marion County Florida | 2 | $ 203,000 | $ 101,000 | $ 502,000 |
| Beltrami County Minnesota | 2 | $ 64,000 | $ 32,000 | $ 123,000 |
| Benton County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 45,000 |
| Freeborn County Minnesota | 2 | $ 161,000 | $ 80,000 | $ 43,000 |
| Houston County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 110,000 |
| Olmsted County Minnesota | 2 | $ 463,000 | $ 231,000 | $ 76,000 |
| Stearns County Minnesota | 2 | $ 200,000 | $ 100,000 | $ 36,000 |
| Benton County Oregon | 2 | $ 237,000 | $ 118,000 | $ 28,000 |
| Clatsop County Oregon | 2 | $ 274,000 | $ 137,000 | $ 36,000 |
| Yamhill County Oregon | 2 | $ 452,000 | $ 226,000 | $ 24,000 |
| Davis County Utah | 2 | $ 153,000 | $ 76,000 | $ 51,000 |
| Clark County Washington | 2 | $ 377,000 | $ 188,000 | $ 54,000 |
| Cowlitz County Washington | 2 | $ 201,000 | $ 100,000 | $ 65,000 |
| Island County Washington | 2 | $ 320,000 | $ 160,000 | $ 78,000 |
| Cochise County Arizona | 1 | $ 191,000 | $ 191,000 | $ 47,000 |
| Coconino County Arizona | 1 | $ 188,000 | $ 188,000 | $ 44,000 |
| Navajo County Arizona | 1 | $ 153,000 | $ 153,000 | $ 55,000 |
| Santa Cruz County Arizona | 1 | $ 152,000 | $ 152,000 | $ 94,000 |
| Shasta County California | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Yuba County California | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Alamosa County Colorado | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Archuleta County Colorado | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Garfield County Colorado | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Lincoln County Colorado | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Logan County Colorado | 1 | $ 96,000 | $ 96,000 | $ 76,000 |
| Morgan County Colorado | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Otero County Colorado | 1 | $ 49,000 | $ 49,000 | $ 38,000 |
| Summit County Colorado | 1 | $ 70,000 | $ 70,000 | $ 246,000 |
| Weld County Colorado | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
| Yuma County Colorado | 1 | $ 111,000 | $ 111,000 | $ 27,000 |
| Bay County Florida | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Citrus County Florida | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Clay County Florida | 1 | $ 103,000 | $ 103,000 | $ 30,000 |
| Hernando County Florida | 1 | $ 64,000 | $ 64,000 | $ 22,000 |
| Lee County Florida | 1 | $ 70,000 | $ 70,000 | $ 25,000 |
| Orange County Florida | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Sarasota County Florida | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Volusia County Florida | 1 | $ 85,000 | $ 85,000 | $ 19,000 |
| Honolulu County Hawaii | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Bannock County Idaho | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Twin Falls County Idaho | 1 | $ 131,000 | $ 131,000 | $ 127,000 |
| Crow Wing County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 82,000 |
| Otter Tail County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 83,000 |
| Washington County Minnesota | 1 | $ 361,000 | $ 361,000 | $ 72,000 |
| Churchill County Nevada | 1 | $ 106,000 | $ 106,000 | $ 42,000 |
| Douglas County Nevada | 1 | $ 320,000 | $ 320,000 | $ 146,000 |
| White Pine County Nevada | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Rio Arriba County New Mexico | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Sandoval County New Mexico | 1 | $ 179,000 | $ 179,000 | $ 65,000 |
| Columbia County Oregon | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Klamath County Oregon | 1 | $ 143,000 | $ 143,000 | $ 58,000 |
| Iron County Utah | 1 | $ 149,000 | $ 149,000 | $ 120,000 |
| Sanpete County Utah | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Washington County Utah | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Benton County Washington | 1 | $ 37,000 | $ 37,000 | $ 67,000 |
| Clallam County Washington | 1 | $ 140,000 | $ 140,000 | $ 29,000 |
| Franklin County Washington | 1 | $ 38,000 | $ 38,000 | $ 78,000 |
| Kitsap County Washington | 1 | $ 200,000 | $ 200,000 | $ 42,000 |
| Pend Oreille County Washington | 1 | $ 149,000 | $ 149,000 | $ 35,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Mortgage Outlet in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,487 | $262,564,000 | $144,833 | $1,155,000 | $52,000 | $1,056,000 |
| Refinancing | 797 | $141,813,000 | $164,090 | $1,500,000 | $93,818 | $928,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,378 | $248,529,000 | $158,333 | $1,500,000 | $60,750 | $1,056,000 |
| Hispanic | 518 | $89,025,000 | $129,636 | $945,000 | $60,454 | $600,000 |
| Not Provided | 128 | $21,448,000 | $147,375 | $632,000 | $55,500 | $180,000 |
| Asian | 111 | $21,508,000 | $190,875 | $640,000 | $62,750 | $288,000 |
| Black or African American | 111 | $17,051,000 | $165,000 | $428,000 | $64,000 | $186,000 |
| Native Hawaiian or Other Pacific Islander | 30 | $5,348,000 | $155,600 | $504,000 | $74,200 | $204,000 |
| American Indian or Alaskan Native | 8 | $1,468,000 | $214,000 | $474,000 | $62,750 | $144,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,282 | $404,116,000 | $149,750 | $1,500,000 | $60,416 | $1,056,000 |
| FHA-insured (Federal Housing Administration) | 2 | $261,000 | $130,500 | $143,000 | $50,000 | $63,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,581 | $265,631,000 | $149,636 | $1,500,000 | $82,000 | $1,056,000 |
| Application Withdrawn By Applicant | 414 | $87,973,000 | $152,666 | $1,105,000 | $57,333 | $928,000 |
| Application Denied By Financial Institution | 176 | $35,884,000 | $186,500 | $1,155,000 | $45,100 | $300,000 |
| File Closed For Incompleteness | 108 | $14,449,000 | $125,700 | $562,000 | $50,600 | $480,000 |
| Application Approved But Not Accepted | 5 | $440,000 | $85,750 | $152,000 | $60,250 | $84,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 32 | $4,956,000 | $148,833 | $553,000 | $54,000 | $300,000 |
| Credit History | 28 | $5,491,000 | $166,166 | $760,000 | $32,500 | $122,000 |
| Collateral | 21 | $4,985,000 | $228,142 | $950,000 | $47,000 | $142,000 |
| Other | 12 | $2,020,000 | $153,500 | $443,000 | $34,500 | $195,000 |
| Employment History | 10 | $1,339,000 | $120,200 | $400,000 | $30,200 | $108,000 |
| Unverifiable Information | 6 | $2,081,000 | $290,500 | $780,000 | $59,000 | $85,000 |
| Credit Application Incomplete | 3 | $334,000 | $90,500 | $216,000 | $50,500 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $684,000 | $342,000 | $484,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.