Cibc Bank Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Cibc Bank Usa 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cibc Bank Usa 120 South Lasalle Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,452 |
| Total Mortgage Loan Application Amount | $469,271,000 |
| Average Mortgage Loan Application Amount | $356,333 |
| Highest Mortgage Loan Application Amount | $16,400,000 |
| Average Applicant Income | $224,333 |
| Highest Applicant Income | $7,530,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Cibc Bank Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cibc Bank Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Cibc Bank Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cibc Bank Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Cibc Bank Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cibc Bank Usa's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 477 | $ 176,753,000 | $ 370,000 | $ 199,000 |
| St. Louis County Missouri | 227 | $ 62,700,000 | $ 276,000 | $ 207,000 |
| Oakland County Michigan | 137 | $ 34,020,000 | $ 248,000 | $ 199,000 |
| Will County Illinois | 81 | $ 16,172,000 | $ 199,000 | $ 96,000 |
| DuPage County Illinois | 69 | $ 30,693,000 | $ 444,000 | $ 239,000 |
| St. Louis City County Missouri | 43 | $ 8,862,000 | $ 206,000 | $ 147,000 |
| Lake County Illinois | 33 | $ 21,200,000 | $ 642,000 | $ 418,000 |
| St. Charles County Missouri | 31 | $ 5,657,000 | $ 182,000 | $ 94,000 |
| Kane County Illinois | 28 | $ 6,319,000 | $ 225,000 | $ 177,000 |
| Wayne County Michigan | 20 | $ 4,169,000 | $ 208,000 | $ 188,000 |
| Macomb County Michigan | 16 | $ 2,498,000 | $ 156,000 | $ 80,000 |
| Milwaukee County Wisconsin | 16 | $ 3,617,000 | $ 226,000 | $ 265,000 |
| St. Clair County Illinois | 10 | $ 2,173,000 | $ 217,000 | $ 129,000 |
| Cobb County Georgia | 8 | $ 2,612,000 | $ 326,000 | $ 304,000 |
| LaPorte County Indiana | 8 | $ 2,049,000 | $ 256,000 | $ 376,000 |
| Waukesha County Wisconsin | 8 | $ 2,291,000 | $ 286,000 | $ 305,000 |
| San Diego County California | 6 | $ 2,202,000 | $ 367,000 | $ 476,000 |
| Collier County Florida | 6 | $ 1,688,000 | $ 281,000 | $ 328,000 |
| Grundy County Illinois | 6 | $ 943,000 | $ 157,000 | $ 83,000 |
| Washtenaw County Michigan | 6 | $ 1,276,000 | $ 212,000 | $ 185,000 |
| Jackson County Missouri | 6 | $ 1,299,000 | $ 216,000 | $ 142,000 |
| Jefferson County Missouri | 6 | $ 792,000 | $ 132,000 | $ 63,000 |
| Ozaukee County Wisconsin | 6 | $ 2,203,000 | $ 367,000 | $ 470,000 |
| Lee County Florida | 5 | $ 1,384,000 | $ 276,000 | $ 449,000 |
| Palm Beach County Florida | 5 | $ 1,223,000 | $ 244,000 | $ 130,000 |
| Lake County Indiana | 5 | $ 2,690,000 | $ 538,000 | $ 371,000 |
| Johnson County Kansas | 5 | $ 1,444,000 | $ 288,000 | $ 168,000 |
| Madison County Illinois | 4 | $ 691,000 | $ 172,000 | $ 138,000 |
| Berrien County Michigan | 4 | $ 1,058,000 | $ 264,000 | $ 65,000 |
| Van Buren County Michigan | 4 | $ 827,000 | $ 206,000 | $ 162,000 |
| Walworth County Wisconsin | 4 | $ 3,850,000 | $ 962,000 | $ 467,000 |
| Maricopa County Arizona | 3 | $ 975,000 | $ 325,000 | $ 205,000 |
| Eagle County Colorado | 3 | $ 1,580,000 | $ 526,000 | $ 708,000 |
| Miami-Dade County Florida | 3 | $ 560,000 | $ 186,000 | $ 423,000 |
| Pinellas County Florida | 3 | $ 1,119,000 | $ 373,000 | $ 523,000 |
| DeKalb County Georgia | 3 | $ 527,000 | $ 175,000 | $ 58,000 |
| Kendall County Illinois | 3 | $ 618,000 | $ 206,000 | $ 76,000 |
| McHenry County Illinois | 3 | $ 483,000 | $ 161,000 | $ 81,000 |
| Camden County Missouri | 3 | $ 448,000 | $ 149,000 | $ 211,000 |
| Franklin County Missouri | 3 | $ 986,000 | $ 328,000 | $ 220,000 |
| Platte County Missouri | 3 | $ 692,000 | $ 230,000 | $ 250,000 |
| Los Angeles County California | 2 | $ 1,773,000 | $ 886,000 | $ 641,000 |
| Santa Clara County California | 2 | $ 945,000 | $ 472,000 | $ 173,000 |
| Boulder County Colorado | 2 | $ 640,000 | $ 320,000 | $ 102,000 |
| Routt County Colorado | 2 | $ 2,190,000 | $ 1,095,000 | $ 757,000 |
| Summit County Colorado | 2 | $ 1,097,000 | $ 548,000 | $ 374,000 |
| Brevard County Florida | 2 | $ 215,000 | $ 107,000 | $ 159,000 |
| Okaloosa County Florida | 2 | $ 546,000 | $ 273,000 | $ 188,000 |
| Fulton County Georgia | 2 | $ 498,000 | $ 249,000 | $ 44,000 |
| Kankakee County Illinois | 2 | $ 176,000 | $ 88,000 | $ 50,000 |
| Macon County Illinois | 2 | $ 171,000 | $ 85,000 | $ 91,000 |
| Monroe County Illinois | 2 | $ 546,000 | $ 273,000 | $ 107,000 |
| Kosciusko County Indiana | 2 | $ 170,000 | $ 85,000 | $ 39,000 |
| Porter County Indiana | 2 | $ 565,000 | $ 282,000 | $ 91,000 |
| Polk County Iowa | 2 | $ 442,000 | $ 221,000 | $ 94,000 |
| Kalkaska County Michigan | 2 | $ 351,000 | $ 175,000 | $ 265,000 |
| Manistee County Michigan | 2 | $ 367,000 | $ 183,000 | $ 243,000 |
| Cole County Missouri | 2 | $ 192,000 | $ 96,000 | $ 89,000 |
| Warren County Missouri | 2 | $ 235,000 | $ 117,000 | $ 223,000 |
| Wake County North Carolina | 2 | $ 334,000 | $ 167,000 | $ 59,000 |
| Oklahoma County Oklahoma | 2 | $ 475,000 | $ 237,000 | $ 99,000 |
| Harris County Texas | 2 | $ 362,000 | $ 181,000 | $ 171,000 |
| Alexandria County Virginia | 2 | $ 983,000 | $ 491,000 | $ 207,000 |
| Clark County Washington | 2 | $ 624,000 | $ 312,000 | $ 230,000 |
| King County Washington | 2 | $ 931,000 | $ 465,000 | $ 322,000 |
| Dane County Wisconsin | 2 | $ 778,000 | $ 389,000 | $ 65,000 |
| Door County Wisconsin | 2 | $ 420,000 | $ 210,000 | $ 512,000 |
| Vilas County Wisconsin | 2 | $ 643,000 | $ 321,000 | $ 484,000 |
| Washington County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 194,000 |
| Pima County Arizona | 1 | $ 271,000 | $ 271,000 | $ 126,000 |
| Pulaski County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 270,000 |
| Washington County Arkansas | 1 | $ 389,000 | $ 389,000 | $ 292,000 |
| Alameda County California | 1 | $ 317,000 | $ 317,000 | $ 94,000 |
| Contra Costa County California | 1 | $ 410,000 | $ 410,000 | $ 106,000 |
| Fresno County California | 1 | $ 287,000 | $ 287,000 | $ 122,000 |
| Monterey County California | 1 | $ 481,000 | $ 481,000 | $ 1,000,000 |
| Orange County California | 1 | $ 382,000 | $ 382,000 | $ 568,000 |
| San Bernardino County California | 1 | $ 387,000 | $ 387,000 | $ 399,000 |
| Denver County Colorado | 1 | $ 146,000 | $ 146,000 | $ 122,000 |
| La Plata County Colorado | 1 | $ 187,000 | $ 187,000 | $ 37,000 |
| Broward County Florida | 1 | $ 165,000 | $ 165,000 | $ 550,000 |
| Hillsborough County Florida | 1 | $ 207,000 | $ 207,000 | $ 247,000 |
| Polk County Florida | 1 | $ 95,000 | $ 95,000 | $ 305,000 |
| St. Johns County Florida | 1 | $ 210,000 | $ 210,000 | $ 64,000 |
| Baldwin County Georgia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 106,000 | $ 106,000 | $ 51,000 |
| Clayton County Georgia | 1 | $ 4,663,000 | $ 4,663,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 208,000 | $ 208,000 | $ 72,000 |
| Pickens County Georgia | 1 | $ 374,000 | $ 374,000 | $ 129,000 |
| Blaine County Idaho | 1 | $ 349,000 | $ 349,000 | $ 1,189,000 |
| Clinton County Illinois | 1 | $ 382,000 | $ 382,000 | $ 138,000 |
| Pulaski County Illinois | 1 | $ 185,000 | $ 185,000 | $ 205,000 |
| Starke County Indiana | 1 | $ 236,000 | $ 236,000 | $ 71,000 |
| Dallas County Iowa | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Douglas County Kansas | 1 | $ 380,000 | $ 380,000 | $ 300,000 |
| Henderson County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 61,000 |
| Cumberland County Maine | 1 | $ 284,000 | $ 284,000 | $ 72,000 |
| Nantucket County Massachusetts | 1 | $ 550,000 | $ 550,000 | $ 49,000 |
| Alcona County Michigan | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Barry County Michigan | 1 | $ 74,000 | $ 74,000 | $ 87,000 |
| Branch County Michigan | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Calhoun County Michigan | 1 | $ 103,000 | $ 103,000 | $ 67,000 |
| Charlevoix County Michigan | 1 | $ 408,000 | $ 408,000 | $ 390,000 |
| Chippewa County Michigan | 1 | $ 231,000 | $ 231,000 | $ 261,000 |
| Gladwin County Michigan | 1 | $ 159,000 | $ 159,000 | $ 248,000 |
| Lapeer County Michigan | 1 | $ 131,000 | $ 131,000 | $ 59,000 |
| Midland County Michigan | 1 | $ 417,000 | $ 417,000 | $ 170,000 |
| Ottawa County Michigan | 1 | $ 263,000 | $ 263,000 | $ 108,000 |
| Sanilac County Michigan | 1 | $ 322,000 | $ 322,000 | $ 232,000 |
| Shiawassee County Michigan | 1 | $ 123,000 | $ 123,000 | $ 36,000 |
| St. Louis County Minnesota | 1 | $ 218,000 | $ 218,000 | $ 105,000 |
| Buchanan County Missouri | 1 | $ 6,178,000 | $ 6,178,000 | $ 0 |
| Clay County Missouri | 1 | $ 174,000 | $ 174,000 | $ 76,000 |
| Greene County Missouri | 1 | $ 70,000 | $ 70,000 | $ 214,000 |
| Lincoln County Missouri | 1 | $ 191,000 | $ 191,000 | $ 139,000 |
| Miller County Missouri | 1 | $ 266,000 | $ 266,000 | $ 791,000 |
| Morgan County Missouri | 1 | $ 174,000 | $ 174,000 | $ 139,000 |
| Scott County Missouri | 1 | $ 368,000 | $ 368,000 | $ 77,000 |
| Ste. Genevieve County Missouri | 1 | $ 164,000 | $ 164,000 | $ 297,000 |
| Stone County Missouri | 1 | $ 180,000 | $ 180,000 | $ 375,000 |
| Gallatin County Montana | 1 | $ 96,000 | $ 96,000 | $ 24,000 |
| Rockingham County New Hampshire | 1 | $ 373,000 | $ 373,000 | $ 140,000 |
| Ocean County New Jersey | 1 | $ 361,000 | $ 361,000 | $ 997,000 |
| New York County New York | 1 | $ 6,000,000 | $ 6,000,000 | $ 3,609,000 |
| Suffolk County New York | 1 | $ 212,000 | $ 212,000 | $ 136,000 |
| Buncombe County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 332,000 |
| Dare County North Carolina | 1 | $ 799,000 | $ 799,000 | $ 443,000 |
| Delaware County Ohio | 1 | $ 400,000 | $ 400,000 | $ 385,000 |
| Franklin County Ohio | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Licking County Ohio | 1 | $ 147,000 | $ 147,000 | $ 685,000 |
| Montgomery County Ohio | 1 | $ 400,000 | $ 400,000 | $ 264,000 |
| Deschutes County Oregon | 1 | $ 417,000 | $ 417,000 | $ 397,000 |
| Anderson County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 72,000 |
| Beaufort County South Carolina | 1 | $ 347,000 | $ 347,000 | $ 157,000 |
| Greenville County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 127,000 |
| Oconee County South Carolina | 1 | $ 334,000 | $ 334,000 | $ 206,000 |
| Bexar County Texas | 1 | $ 272,000 | $ 272,000 | $ 112,000 |
| Summit County Utah | 1 | $ 280,000 | $ 280,000 | $ 126,000 |
| Calumet County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
| Manitowoc County Wisconsin | 1 | $ 311,000 | $ 311,000 | $ 397,000 |
| Marathon County Wisconsin | 1 | $ 403,000 | $ 403,000 | $ 372,000 |
| Sawyer County Wisconsin | 1 | $ 545,000 | $ 545,000 | $ 304,000 |
| Winnebago County Wisconsin | 1 | $ 384,000 | $ 384,000 | $ 0 |
Mortgage Loan Application Detail Totals for Cibc Bank Usa in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,064 | $351,813,000 | $330,000 | $16,400,000 | $206,000 | $7,530,000 |
| Home Purchase | 354 | $102,099,000 | $288,000 | $4,663,000 | $201,000 | $1,788,000 |
| Home Improvement | 34 | $15,359,000 | $451,000 | $6,000,000 | $266,000 | $3,609,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,259 | $350,953,000 | $278,000 | $6,000,000 | $205,000 | $3,672,000 |
| Not Provided | 103 | $30,456,000 | $295,000 | $1,195,000 | $299,000 | $7,530,000 |
| Hispanic | 32 | $6,670,000 | $208,000 | $417,000 | $148,000 | $591,000 |
| Asian | 27 | $6,992,000 | $258,000 | $795,000 | $166,000 | $527,000 |
| Not applicable | 17 | $71,607,000 | $4,212,000 | $16,400,000 | $0 | $0 |
| Black or African American | 11 | $1,572,000 | $142,000 | $417,000 | $115,000 | $392,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $604,000 | $302,000 | $407,000 | $200,000 | $309,000 |
| American Indian or Alaskan Native | 1 | $417,000 | $417,000 | $417,000 | $155,000 | $155,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,444 | $468,060,000 | $324,000 | $16,400,000 | $207,000 | $7,530,000 |
| FHA-insured (Federal Housing Administration) | 8 | $1,211,000 | $151,000 | $400,000 | $54,000 | $187,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,117 | $384,040,000 | $343,000 | $16,400,000 | $217,000 | $7,530,000 |
| Application Withdrawn By Applicant | 129 | $39,845,000 | $308,000 | $1,794,000 | $250,000 | $2,800,000 |
| Application Denied By Financial Institution | 122 | $32,954,000 | $270,000 | $3,390,000 | $152,000 | $1,788,000 |
| Loan Purchased By The Institution | 60 | $7,071,000 | $117,000 | $325,000 | $56,000 | $178,000 |
| Application Approved But Not Accepted | 19 | $4,499,000 | $236,000 | $417,000 | $141,000 | $591,000 |
| File Closed For Incompleteness | 3 | $697,000 | $232,000 | $353,000 | $111,000 | $175,000 |
| Preapproval Denied by Financial Institution | 2 | $165,000 | $82,000 | $97,000 | $52,000 | $66,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 59 | $14,705,000 | $249,000 | $790,000 | $176,000 | $1,788,000 |
| Credit History | 19 | $7,527,000 | $396,000 | $3,390,000 | $138,000 | $1,052,000 |
| Debt-To-Income Ratio | 19 | $4,106,000 | $216,000 | $417,000 | $107,000 | $683,000 |
| Other | 14 | $2,503,000 | $178,000 | $337,000 | $143,000 | $581,000 |
| Unverifiable Information | 5 | $1,602,000 | $320,000 | $417,000 | $67,000 | $159,000 |
| Employment History | 2 | $397,000 | $198,000 | $207,000 | $58,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $529,000 | $264,000 | $417,000 | $192,000 | $307,000 |
| Credit Application Incomplete | 1 | $188,000 | $188,000 | $188,000 | $163,000 | $163,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibc Bank Usa's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cibc Bank Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.