Cibc Bank Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Cibc Bank Usa 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cibc Bank Usa 120 South Lasalle Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,972 |
| Total Mortgage Loan Application Amount | $1,563,920,000 |
| Average Mortgage Loan Application Amount | $958,600 |
| Highest Mortgage Loan Application Amount | $46,755,000 |
| Average Applicant Income | $461,800 |
| Highest Applicant Income | $9,171,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Cibc Bank Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cibc Bank Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Cibc Bank Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cibc Bank Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Cibc Bank Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cibc Bank Usa's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 833 | $ 409,445,000 | $ 491,000 | $ 203,000 |
| Lake County Illinois | 101 | $ 54,945,000 | $ 544,000 | $ 353,000 |
| DuPage County Illinois | 67 | $ 31,885,000 | $ 475,000 | $ 236,000 |
| Will County Illinois | 56 | $ 14,990,000 | $ 267,000 | $ 103,000 |
| Los Angeles County California | 54 | $ 68,820,000 | $ 1,274,000 | $ 494,000 |
| Oakland County Michigan | 40 | $ 26,010,000 | $ 650,000 | $ 315,000 |
| St. Louis County Missouri | 38 | $ 16,220,000 | $ 426,000 | $ 307,000 |
| Milwaukee County Wisconsin | 32 | $ 23,890,000 | $ 746,000 | $ 112,000 |
| Maricopa County Arizona | 28 | $ 23,110,000 | $ 825,000 | $ 755,000 |
| Kane County Illinois | 27 | $ 46,445,000 | $ 1,720,000 | $ 140,000 |
| Walworth County Wisconsin | 27 | $ 12,745,000 | $ 472,000 | $ 211,000 |
| Wayne County Michigan | 26 | $ 39,620,000 | $ 1,523,000 | $ 123,000 |
| Palm Beach County Florida | 24 | $ 42,960,000 | $ 1,790,000 | $ 1,302,000 |
| McHenry County Illinois | 23 | $ 6,675,000 | $ 290,000 | $ 130,000 |
| Miami-Dade County Florida | 15 | $ 23,805,000 | $ 1,587,000 | $ 1,426,000 |
| Collier County Florida | 14 | $ 11,630,000 | $ 830,000 | $ 488,000 |
| Fulton County Georgia | 13 | $ 13,305,000 | $ 1,023,000 | $ 765,000 |
| Lee County Florida | 12 | $ 4,110,000 | $ 342,000 | $ 462,000 |
| Lake County Indiana | 12 | $ 3,910,000 | $ 325,000 | $ 172,000 |
| New York County New York | 12 | $ 34,460,000 | $ 2,871,000 | $ 1,113,000 |
| Orange County California | 11 | $ 18,315,000 | $ 1,665,000 | $ 443,000 |
| San Diego County California | 11 | $ 15,835,000 | $ 1,439,000 | $ 554,000 |
| San Francisco County California | 10 | $ 12,150,000 | $ 1,215,000 | $ 359,000 |
| Kendall County Illinois | 9 | $ 2,375,000 | $ 263,000 | $ 84,000 |
| Eagle County Colorado | 8 | $ 7,040,000 | $ 880,000 | $ 463,000 |
| Kent County Michigan | 8 | $ 5,790,000 | $ 723,000 | $ 393,000 |
| Davidson County Tennessee | 8 | $ 6,050,000 | $ 756,000 | $ 370,000 |
| Harris County Texas | 8 | $ 14,960,000 | $ 1,870,000 | $ 1,265,000 |
| King County Washington | 8 | $ 7,930,000 | $ 991,000 | $ 318,000 |
| Riverside County California | 7 | $ 7,715,000 | $ 1,102,000 | $ 687,000 |
| Denver County Colorado | 7 | $ 51,015,000 | $ 7,287,000 | $ 860,000 |
| Broward County Florida | 7 | $ 8,715,000 | $ 1,245,000 | $ 1,352,000 |
| Middlesex County Massachusetts | 7 | $ 5,805,000 | $ 829,000 | $ 451,000 |
| Berrien County Michigan | 7 | $ 9,605,000 | $ 1,372,000 | $ 1,418,000 |
| Ozaukee County Wisconsin | 7 | $ 4,375,000 | $ 625,000 | $ 1,284,000 |
| Waukesha County Wisconsin | 7 | $ 3,495,000 | $ 499,000 | $ 419,000 |
| Contra Costa County California | 6 | $ 5,750,000 | $ 958,000 | $ 265,000 |
| Santa Clara County California | 6 | $ 9,510,000 | $ 1,585,000 | $ 1,469,000 |
| Douglas County Colorado | 6 | $ 7,720,000 | $ 1,286,000 | $ 654,000 |
| Sarasota County Florida | 6 | $ 6,930,000 | $ 1,155,000 | $ 391,000 |
| Grundy County Illinois | 6 | $ 1,150,000 | $ 191,000 | $ 64,000 |
| Marion County Indiana | 6 | $ 2,410,000 | $ 401,000 | $ 192,000 |
| Suffolk County Massachusetts | 6 | $ 9,740,000 | $ 1,623,000 | $ 594,000 |
| St. Louis City County Missouri | 6 | $ 740,000 | $ 123,000 | $ 61,000 |
| Kings County New York | 6 | $ 9,420,000 | $ 1,570,000 | $ 774,000 |
| Suffolk County New York | 6 | $ 17,790,000 | $ 2,965,000 | $ 734,000 |
| Summit County Utah | 6 | $ 14,350,000 | $ 2,391,000 | $ 1,706,000 |
| Green Lake County Wisconsin | 6 | $ 5,620,000 | $ 936,000 | $ 509,000 |
| Fairfield County Connecticut | 5 | $ 4,055,000 | $ 811,000 | $ 258,000 |
| Clark County Nevada | 5 | $ 2,665,000 | $ 533,000 | $ 368,000 |
| Charleston County South Carolina | 5 | $ 7,095,000 | $ 1,419,000 | $ 1,946,000 |
| Wasatch County Utah | 5 | $ 11,055,000 | $ 2,211,000 | $ 854,000 |
| Kenosha County Wisconsin | 5 | $ 2,595,000 | $ 519,000 | $ 196,000 |
| Washington County Wisconsin | 5 | $ 4,225,000 | $ 845,000 | $ 342,000 |
| Alameda County California | 4 | $ 5,410,000 | $ 1,352,000 | $ 355,000 |
| Sacramento County California | 4 | $ 1,220,000 | $ 305,000 | $ 161,000 |
| Santa Barbara County California | 4 | $ 8,790,000 | $ 2,197,000 | $ 550,000 |
| Arapahoe County Colorado | 4 | $ 4,180,000 | $ 1,045,000 | $ 308,000 |
| Jefferson County Colorado | 4 | $ 3,610,000 | $ 902,000 | $ 673,000 |
| District of Columbia County District Of Columbia | 4 | $ 5,040,000 | $ 1,260,000 | $ 338,000 |
| Macomb County Michigan | 4 | $ 1,060,000 | $ 265,000 | $ 126,000 |
| Fairfax County Virginia | 4 | $ 4,680,000 | $ 1,170,000 | $ 456,000 |
| Jefferson County Wisconsin | 4 | $ 1,280,000 | $ 320,000 | $ 367,000 |
| Racine County Wisconsin | 4 | $ 1,670,000 | $ 417,000 | $ 242,000 |
| Pinal County Arizona | 3 | $ 905,000 | $ 301,000 | $ 221,000 |
| Summit County Colorado | 3 | $ 3,295,000 | $ 1,098,000 | $ 1,260,000 |
| Charlotte County Florida | 3 | $ 2,085,000 | $ 695,000 | $ 357,000 |
| Indian River County Florida | 3 | $ 4,285,000 | $ 1,428,000 | $ 638,000 |
| Manatee County Florida | 3 | $ 3,205,000 | $ 1,068,000 | $ 475,000 |
| Pinellas County Florida | 3 | $ 2,655,000 | $ 885,000 | $ 427,000 |
| Allegan County Michigan | 3 | $ 2,135,000 | $ 711,000 | $ 661,000 |
| Emmet County Michigan | 3 | $ 2,235,000 | $ 745,000 | $ 257,000 |
| Grand Traverse County Michigan | 3 | $ 2,115,000 | $ 705,000 | $ 304,000 |
| Westchester County New York | 3 | $ 1,895,000 | $ 631,000 | $ 255,000 |
| Wake County North Carolina | 3 | $ 2,875,000 | $ 958,000 | $ 310,000 |
| Cuyahoga County Ohio | 3 | $ 475,000 | $ 158,000 | $ 54,000 |
| Allegheny County Pennsylvania | 3 | $ 16,245,000 | $ 5,415,000 | $ 998,000 |
| Beaufort County South Carolina | 3 | $ 3,425,000 | $ 1,141,000 | $ 1,429,000 |
| Lexington County South Carolina | 3 | $ 925,000 | $ 308,000 | $ 116,000 |
| Bexar County Texas | 3 | $ 925,000 | $ 308,000 | $ 121,000 |
| Travis County Texas | 3 | $ 2,405,000 | $ 801,000 | $ 1,651,000 |
| Door County Wisconsin | 3 | $ 1,595,000 | $ 531,000 | $ 175,000 |
| Boulder County Colorado | 2 | $ 2,270,000 | $ 1,135,000 | $ 659,000 |
| Garfield County Colorado | 2 | $ 2,410,000 | $ 1,205,000 | $ 626,000 |
| Pitkin County Colorado | 2 | $ 3,110,000 | $ 1,555,000 | $ 1,223,000 |
| New Castle County Delaware | 2 | $ 600,000 | $ 300,000 | $ 166,000 |
| Hillsborough County Florida | 2 | $ 1,390,000 | $ 695,000 | $ 170,000 |
| Monroe County Florida | 2 | $ 5,380,000 | $ 2,690,000 | $ 1,910,000 |
| Orange County Florida | 2 | $ 33,150,000 | $ 16,575,000 | $ 54,000 |
| Seminole County Florida | 2 | $ 10,390,000 | $ 5,195,000 | $ 205,000 |
| Cobb County Georgia | 2 | $ 600,000 | $ 300,000 | $ 179,000 |
| St. Clair County Illinois | 2 | $ 440,000 | $ 220,000 | $ 103,000 |
| Hamilton County Indiana | 2 | $ 900,000 | $ 450,000 | $ 159,000 |
| LaPorte County Indiana | 2 | $ 940,000 | $ 470,000 | $ 95,000 |
| Orleans County Louisiana | 2 | $ 780,000 | $ 390,000 | $ 99,000 |
| Howard County Maryland | 2 | $ 2,020,000 | $ 1,010,000 | $ 206,000 |
| Charlevoix County Michigan | 2 | $ 1,780,000 | $ 890,000 | $ 707,000 |
| Washtenaw County Michigan | 2 | $ 810,000 | $ 405,000 | $ 176,000 |
| Boone County Missouri | 2 | $ 990,000 | $ 495,000 | $ 166,000 |
| Washoe County Nevada | 2 | $ 1,770,000 | $ 885,000 | $ 274,000 |
| Monroe County New York | 2 | $ 190,000 | $ 95,000 | $ 145,000 |
| Nassau County New York | 2 | $ 1,730,000 | $ 865,000 | $ 415,000 |
| Jackson County North Carolina | 2 | $ 2,630,000 | $ 1,315,000 | $ 1,240,000 |
| Mecklenburg County North Carolina | 2 | $ 4,270,000 | $ 2,135,000 | $ 1,122,000 |
| Franklin County Ohio | 2 | $ 2,090,000 | $ 1,045,000 | $ 2,854,000 |
| Hamilton County Ohio | 2 | $ 1,000,000 | $ 500,000 | $ 286,000 |
| Ross County Ohio | 2 | $ 560,000 | $ 280,000 | $ 107,000 |
| Greenville County South Carolina | 2 | $ 47,290,000 | $ 23,645,000 | $ 149,000 |
| Knox County Tennessee | 2 | $ 1,300,000 | $ 650,000 | $ 284,000 |
| Williamson County Tennessee | 2 | $ 2,670,000 | $ 1,335,000 | $ 457,000 |
| Dallas County Texas | 2 | $ 1,210,000 | $ 605,000 | $ 323,000 |
| Denton County Texas | 2 | $ 830,000 | $ 415,000 | $ 400,000 |
| Fort Bend County Texas | 2 | $ 690,000 | $ 345,000 | $ 140,000 |
| Hays County Texas | 2 | $ 1,260,000 | $ 630,000 | $ 181,000 |
| Tarrant County Texas | 2 | $ 660,000 | $ 330,000 | $ 113,000 |
| Jefferson County Alabama | 1 | $ 1,165,000 | $ 1,165,000 | $ 257,000 |
| Yavapai County Arizona | 1 | $ 645,000 | $ 645,000 | $ 244,000 |
| Yuma County Arizona | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Washington County Arkansas | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Kern County California | 1 | $ 295,000 | $ 295,000 | $ 147,000 |
| Marin County California | 1 | $ 705,000 | $ 705,000 | $ 142,000 |
| Monterey County California | 1 | $ 2,505,000 | $ 2,505,000 | $ 1,026,000 |
| Placer County California | 1 | $ 895,000 | $ 895,000 | $ 1,561,000 |
| San Bernardino County California | 1 | $ 865,000 | $ 865,000 | $ 880,000 |
| San Joaquin County California | 1 | $ 345,000 | $ 345,000 | $ 147,000 |
| San Mateo County California | 1 | $ 995,000 | $ 995,000 | $ 400,000 |
| Yolo County California | 1 | $ 565,000 | $ 565,000 | $ 216,000 |
| Adams County Colorado | 1 | $ 605,000 | $ 605,000 | $ 102,000 |
| Gunnison County Colorado | 1 | $ 1,425,000 | $ 1,425,000 | $ 600,000 |
| La Plata County Colorado | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 515,000 | $ 515,000 | $ 100,000 |
| Brevard County Florida | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Citrus County Florida | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Duval County Florida | 1 | $ 1,355,000 | $ 1,355,000 | $ 2,814,000 |
| Escambia County Florida | 1 | $ 8,285,000 | $ 8,285,000 | $ 0 |
| Lake County Florida | 1 | $ 195,000 | $ 195,000 | $ 199,000 |
| Martin County Florida | 1 | $ 845,000 | $ 845,000 | $ 424,000 |
| Nassau County Florida | 1 | $ 555,000 | $ 555,000 | $ 339,000 |
| Okaloosa County Florida | 1 | $ 915,000 | $ 915,000 | $ 850,000 |
| Osceola County Florida | 1 | $ 255,000 | $ 255,000 | $ 244,000 |
| Polk County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 525,000 | $ 525,000 | $ 512,000 |
| Sumter County Florida | 1 | $ 185,000 | $ 185,000 | $ 114,000 |
| Volusia County Florida | 1 | $ 135,000 | $ 135,000 | $ 152,000 |
| Walton County Florida | 1 | $ 2,105,000 | $ 2,105,000 | $ 873,000 |
| DeKalb County Georgia | 1 | $ 545,000 | $ 545,000 | $ 272,000 |
| Newton County Georgia | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Kauai County Hawaii | 1 | $ 355,000 | $ 355,000 | $ 156,000 |
| Maui County Hawaii | 1 | $ 7,705,000 | $ 7,705,000 | $ 0 |
| Ada County Idaho | 1 | $ 2,005,000 | $ 2,005,000 | $ 677,000 |
| Kankakee County Illinois | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| LaSalle County Illinois | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Madison County Illinois | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Massac County Illinois | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| McDonough County Illinois | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Rock Island County Illinois | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Saline County Illinois | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Tazewell County Illinois | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Winnebago County Illinois | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Bartholomew County Indiana | 1 | $ 555,000 | $ 555,000 | $ 222,000 |
| Kosciusko County Indiana | 1 | $ 755,000 | $ 755,000 | $ 365,000 |
| Black Hawk County Iowa | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Johnson County Kansas | 1 | $ 605,000 | $ 605,000 | $ 199,000 |
| Campbell County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Graves County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Jefferson County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 147,000 |
| Kenton County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| St. Tammany County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 183,000 |
| Androscoggin County Maine | 1 | $ 465,000 | $ 465,000 | $ 211,000 |
| York County Maine | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 335,000 | $ 335,000 | $ 233,000 |
| Montgomery County Maryland | 1 | $ 1,145,000 | $ 1,145,000 | $ 331,000 |
| Talbot County Maryland | 1 | $ 575,000 | $ 575,000 | $ 300,000 |
| Barnstable County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 162,000 |
| Essex County Massachusetts | 1 | $ 1,265,000 | $ 1,265,000 | $ 1,500,000 |
| Franklin County Massachusetts | 1 | $ 585,000 | $ 585,000 | $ 149,000 |
| Nantucket County Massachusetts | 1 | $ 1,355,000 | $ 1,355,000 | $ 364,000 |
| Norfolk County Massachusetts | 1 | $ 6,005,000 | $ 6,005,000 | $ 2,000 |
| Worcester County Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 168,000 |
| Benzie County Michigan | 1 | $ 1,025,000 | $ 1,025,000 | $ 353,000 |
| Cass County Michigan | 1 | $ 425,000 | $ 425,000 | $ 528,000 |
| Cheboygan County Michigan | 1 | $ 155,000 | $ 155,000 | $ 331,000 |
| Iosco County Michigan | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Kalamazoo County Michigan | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Otsego County Michigan | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Ottawa County Michigan | 1 | $ 805,000 | $ 805,000 | $ 407,000 |
| Van Buren County Michigan | 1 | $ 325,000 | $ 325,000 | $ 206,000 |
| Crow Wing County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 235,000 |
| Dakota County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Hennepin County Minnesota | 1 | $ 555,000 | $ 555,000 | $ 195,000 |
| Madison County Mississippi | 1 | $ 475,000 | $ 475,000 | $ 225,000 |
| Gallatin County Montana | 1 | $ 2,855,000 | $ 2,855,000 | $ 4,162,000 |
| Madison County Montana | 1 | $ 2,245,000 | $ 2,245,000 | $ 4,638,000 |
| Park County Montana | 1 | $ 2,005,000 | $ 2,005,000 | $ 798,000 |
| Saunders County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Douglas County Nevada | 1 | $ 2,505,000 | $ 2,505,000 | $ 2,240,000 |
| Monmouth County New Jersey | 1 | $ 955,000 | $ 955,000 | $ 1,073,000 |
| Morris County New Jersey | 1 | $ 1,085,000 | $ 1,085,000 | $ 596,000 |
| Curry County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Santa Fe County New Mexico | 1 | $ 945,000 | $ 945,000 | $ 144,000 |
| Dutchess County New York | 1 | $ 1,005,000 | $ 1,005,000 | $ 871,000 |
| Hamilton County New York | 1 | $ 285,000 | $ 285,000 | $ 470,000 |
| Niagara County New York | 1 | $ 175,000 | $ 175,000 | $ 248,000 |
| Tompkins County New York | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Catawba County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Macon County North Carolina | 1 | $ 1,505,000 | $ 1,505,000 | $ 720,000 |
| Delaware County Ohio | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Lorain County Ohio | 1 | $ 505,000 | $ 505,000 | $ 175,000 |
| Stark County Ohio | 1 | $ 10,005,000 | $ 10,005,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 157,000 |
| Bucks County Pennsylvania | 1 | $ 605,000 | $ 605,000 | $ 626,000 |
| Chester County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 69,000 |
| Lancaster County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 357,000 |
| Monroe County Pennsylvania | 1 | $ 805,000 | $ 805,000 | $ 1,347,000 |
| Philadelphia County Pennsylvania | 1 | $ 675,000 | $ 675,000 | $ 1,600,000 |
| Berkeley County South Carolina | 1 | $ 655,000 | $ 655,000 | $ 126,000 |
| Fairfield County South Carolina | 1 | $ 825,000 | $ 825,000 | $ 288,000 |
| Codington County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 373,000 |
| Pennington County South Dakota | 1 | $ 285,000 | $ 285,000 | $ 217,000 |
| Wilson County Tennessee | 1 | $ 585,000 | $ 585,000 | $ 161,000 |
| Cache County Utah | 1 | $ 675,000 | $ 675,000 | $ 295,000 |
| Salt Lake County Utah | 1 | $ 665,000 | $ 665,000 | $ 150,000 |
| Weber County Utah | 1 | $ 435,000 | $ 435,000 | $ 393,000 |
| Addison County Vermont | 1 | $ 555,000 | $ 555,000 | $ 246,000 |
| Bennington County Vermont | 1 | $ 755,000 | $ 755,000 | $ 400,000 |
| Arlington County Virginia | 1 | $ 845,000 | $ 845,000 | $ 314,000 |
| Goochland County Virginia | 1 | $ 765,000 | $ 765,000 | $ 649,000 |
| Richmond City County Virginia | 1 | $ 375,000 | $ 375,000 | $ 140,000 |
| Roanoke County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Pend Oreille County Washington | 1 | $ 485,000 | $ 485,000 | $ 93,000 |
| Pierce County Washington | 1 | $ 15,545,000 | $ 15,545,000 | $ 0 |
| Skagit County Washington | 1 | $ 1,165,000 | $ 1,165,000 | $ 300,000 |
| Thurston County Washington | 1 | $ 725,000 | $ 725,000 | $ 188,000 |
| Whatcom County Washington | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Brown County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 207,000 |
| Dane County Wisconsin | 1 | $ 915,000 | $ 915,000 | $ 500,000 |
| Dodge County Wisconsin | 1 | $ 605,000 | $ 605,000 | $ 157,000 |
| Price County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Rock County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Vilas County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 213,000 |
| Waupaca County Wisconsin | 1 | $ 705,000 | $ 705,000 | $ 2,863,000 |
Mortgage Loan Application Detail Totals for Cibc Bank Usa in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,091 | $776,505,000 | $711,000 | $46,535,000 | $272,000 | $6,932,000 |
| Refinancing | 495 | $426,315,000 | $861,000 | $46,755,000 | $353,000 | $4,615,000 |
| Cash-out Refinancing | 285 | $226,135,000 | $793,000 | $6,505,000 | $413,000 | $4,273,000 |
| Other Purpose | 87 | $120,315,000 | $1,382,000 | $15,005,000 | $1,041,000 | $9,171,000 |
| Home Improvement | 14 | $14,650,000 | $1,046,000 | $10,005,000 | $230,000 | $875,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,116 | $924,170,000 | $828,000 | $15,005,000 | $497,000 | $9,171,000 |
| Hispanic | 394 | $102,170,000 | $259,000 | $2,705,000 | $83,000 | $857,000 |
| Black or African American | 205 | $51,705,000 | $252,000 | $2,315,000 | $100,000 | $3,108,000 |
| Not Provided | 127 | $92,335,000 | $727,000 | $4,325,000 | $385,000 | $2,434,000 |
| Asian | 86 | $43,080,000 | $500,000 | $1,715,000 | $212,000 | $1,249,000 |
| Not applicable | 33 | $343,185,000 | $10,399,000 | $46,755,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $2,385,000 | $477,000 | $1,355,000 | $629,000 | $2,814,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,705 | $1,501,625,000 | $880,000 | $46,755,000 | $394,000 | $9,171,000 |
| FHA-insured (Federal Housing Administration) | 259 | $59,855,000 | $231,000 | $595,000 | $65,000 | $193,000 |
| VA-guaranteed (Veterans Administration) | 7 | $2,225,000 | $317,000 | $725,000 | $73,000 | $106,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $215,000 | $215,000 | $215,000 | $67,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,509 | $1,267,825,000 | $840,000 | $46,755,000 | $355,000 | $9,171,000 |
| Application Withdrawn By Applicant | 300 | $164,400,000 | $548,000 | $4,775,000 | $283,000 | $6,024,000 |
| Application Denied By Financial Institution | 79 | $34,295,000 | $434,000 | $2,285,000 | $167,000 | $1,275,000 |
| File Closed For Incompleteness | 71 | $91,255,000 | $1,285,000 | $15,005,000 | $674,000 | $7,174,000 |
| Application Approved But Not Accepted | 13 | $6,145,000 | $472,000 | $1,505,000 | $323,000 | $1,793,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,893 | $1,529,625,000 | $808,000 | $46,755,000 | $355,000 | $9,171,000 |
| Debt-To-Income Ratio | 26 | $12,360,000 | $475,000 | $1,875,000 | $89,000 | $317,000 |
| Collateral | 22 | $9,800,000 | $445,000 | $1,905,000 | $258,000 | $1,275,000 |
| Credit History | 10 | $3,460,000 | $346,000 | $1,405,000 | $92,000 | $332,000 |
| Credit Application Incomplete | 8 | $3,290,000 | $411,000 | $1,065,000 | $299,000 | $834,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $745,000 | $149,000 | $345,000 | $135,000 | $436,000 |
| Other | 3 | $1,345,000 | $448,000 | $875,000 | $305,000 | $603,000 |
| Employment History | 3 | $2,655,000 | $885,000 | $2,285,000 | $12,000 | $37,000 |
| Unverifiable Information | 2 | $640,000 | $320,000 | $415,000 | $82,000 | $87,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibc Bank Usa's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cibc Bank Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.