Cibc Bank Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Cibc Bank Usa 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cibc Bank Usa 120 South Lasalle Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,002 |
| Total Mortgage Loan Application Amount | $1,401,910,000 |
| Average Mortgage Loan Application Amount | $2,112,400 |
| Highest Mortgage Loan Application Amount | $68,215,000 |
| Average Applicant Income | $687,000 |
| Highest Applicant Income | $5,423,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Cibc Bank Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cibc Bank Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Cibc Bank Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cibc Bank Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Cibc Bank Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cibc Bank Usa's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 410 | $ 286,790,000 | $ 699,000 | $ 215,000 |
| DuPage County Illinois | 33 | $ 12,645,000 | $ 383,000 | $ 219,000 |
| St. Louis County Missouri | 32 | $ 11,880,000 | $ 371,000 | $ 212,000 |
| Lake County Illinois | 26 | $ 15,660,000 | $ 602,000 | $ 316,000 |
| Milwaukee County Wisconsin | 26 | $ 57,130,000 | $ 2,197,000 | $ 157,000 |
| Will County Illinois | 21 | $ 4,815,000 | $ 229,000 | $ 100,000 |
| Kane County Illinois | 13 | $ 3,315,000 | $ 255,000 | $ 199,000 |
| Lake County Indiana | 13 | $ 3,335,000 | $ 256,000 | $ 94,000 |
| Walworth County Wisconsin | 13 | $ 7,075,000 | $ 544,000 | $ 421,000 |
| Maricopa County Arizona | 12 | $ 36,310,000 | $ 3,025,000 | $ 698,000 |
| Sarasota County Florida | 12 | $ 12,870,000 | $ 1,072,000 | $ 804,000 |
| Collier County Florida | 11 | $ 20,575,000 | $ 1,870,000 | $ 991,000 |
| Palm Beach County Florida | 11 | $ 24,885,000 | $ 2,262,000 | $ 1,272,000 |
| Wayne County Michigan | 11 | $ 58,445,000 | $ 5,313,000 | $ 76,000 |
| Oakland County Michigan | 10 | $ 5,180,000 | $ 518,000 | $ 290,000 |
| Broward County Florida | 8 | $ 9,940,000 | $ 1,242,000 | $ 664,000 |
| Fulton County Georgia | 8 | $ 5,920,000 | $ 740,000 | $ 533,000 |
| Middlesex County Massachusetts | 8 | $ 5,520,000 | $ 690,000 | $ 213,000 |
| King County Washington | 8 | $ 10,470,000 | $ 1,308,000 | $ 287,000 |
| Riverside County California | 7 | $ 8,275,000 | $ 1,182,000 | $ 1,042,000 |
| San Diego County California | 7 | $ 6,695,000 | $ 956,000 | $ 608,000 |
| Beaufort County South Carolina | 7 | $ 9,445,000 | $ 1,349,000 | $ 698,000 |
| Los Angeles County California | 6 | $ 19,040,000 | $ 3,173,000 | $ 380,000 |
| Orange County California | 6 | $ 21,390,000 | $ 3,565,000 | $ 617,000 |
| Fairfield County Connecticut | 6 | $ 10,500,000 | $ 1,750,000 | $ 480,000 |
| Macomb County Michigan | 6 | $ 1,300,000 | $ 216,000 | $ 66,000 |
| St. Louis City County Missouri | 6 | $ 740,000 | $ 123,000 | $ 36,000 |
| Waukesha County Wisconsin | 6 | $ 2,630,000 | $ 438,000 | $ 1,074,000 |
| Sacramento County California | 5 | $ 6,325,000 | $ 1,265,000 | $ 755,000 |
| Miami-Dade County Florida | 5 | $ 8,565,000 | $ 1,713,000 | $ 1,357,000 |
| Grundy County Illinois | 5 | $ 1,185,000 | $ 237,000 | $ 72,000 |
| McHenry County Illinois | 5 | $ 755,000 | $ 151,000 | $ 53,000 |
| Clark County Nevada | 5 | $ 6,175,000 | $ 1,235,000 | $ 782,000 |
| New York County New York | 5 | $ 12,125,000 | $ 2,425,000 | $ 778,000 |
| Cuyahoga County Ohio | 5 | $ 35,095,000 | $ 7,019,000 | $ 92,000 |
| Dallas County Texas | 5 | $ 4,675,000 | $ 935,000 | $ 623,000 |
| Alameda County California | 4 | $ 66,720,000 | $ 16,680,000 | $ 237,000 |
| Charlotte County Florida | 4 | $ 860,000 | $ 215,000 | $ 158,000 |
| Berrien County Michigan | 4 | $ 3,920,000 | $ 980,000 | $ 671,000 |
| Harris County Texas | 4 | $ 29,920,000 | $ 7,480,000 | $ 938,000 |
| Santa Barbara County California | 3 | $ 14,595,000 | $ 4,865,000 | $ 2,769,000 |
| Lee County Florida | 3 | $ 3,025,000 | $ 1,008,000 | $ 655,000 |
| Kendall County Illinois | 3 | $ 645,000 | $ 215,000 | $ 63,000 |
| Ottawa County Michigan | 3 | $ 2,875,000 | $ 958,000 | $ 567,000 |
| Gallatin County Montana | 3 | $ 5,085,000 | $ 1,695,000 | $ 2,771,000 |
| Kings County New York | 3 | $ 1,555,000 | $ 518,000 | $ 357,000 |
| Philadelphia County Pennsylvania | 3 | $ 55,365,000 | $ 18,455,000 | $ 206,000 |
| Williamson County Tennessee | 3 | $ 2,655,000 | $ 885,000 | $ 234,000 |
| Fort Bend County Texas | 3 | $ 1,365,000 | $ 455,000 | $ 197,000 |
| Green Lake County Wisconsin | 3 | $ 5,665,000 | $ 1,888,000 | $ 656,000 |
| Pinal County Arizona | 2 | $ 790,000 | $ 395,000 | $ 141,000 |
| Contra Costa County California | 2 | $ 2,790,000 | $ 1,395,000 | $ 293,000 |
| San Francisco County California | 2 | $ 3,730,000 | $ 1,865,000 | $ 359,000 |
| Santa Clara County California | 2 | $ 1,660,000 | $ 830,000 | $ 198,000 |
| Boulder County Colorado | 2 | $ 1,680,000 | $ 840,000 | $ 286,000 |
| Denver County Colorado | 2 | $ 54,420,000 | $ 27,210,000 | $ 130,000 |
| Eagle County Colorado | 2 | $ 1,800,000 | $ 900,000 | $ 656,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,760,000 | $ 880,000 | $ 277,000 |
| Martin County Florida | 2 | $ 1,010,000 | $ 505,000 | $ 166,000 |
| Orange County Florida | 2 | $ 1,030,000 | $ 515,000 | $ 135,000 |
| DeKalb County Georgia | 2 | $ 2,560,000 | $ 1,280,000 | $ 369,000 |
| Champaign County Illinois | 2 | $ 460,000 | $ 230,000 | $ 62,000 |
| DeKalb County Illinois | 2 | $ 440,000 | $ 220,000 | $ 69,000 |
| Montgomery County Maryland | 2 | $ 2,120,000 | $ 1,060,000 | $ 418,000 |
| Norfolk County Massachusetts | 2 | $ 4,950,000 | $ 2,475,000 | $ 2,172,000 |
| Plymouth County Massachusetts | 2 | $ 2,190,000 | $ 1,095,000 | $ 833,000 |
| Morris County New Jersey | 2 | $ 1,520,000 | $ 760,000 | $ 272,000 |
| Macon County North Carolina | 2 | $ 2,830,000 | $ 1,415,000 | $ 847,000 |
| Mecklenburg County North Carolina | 2 | $ 68,560,000 | $ 34,280,000 | $ 225,000 |
| New Hanover County North Carolina | 2 | $ 4,780,000 | $ 2,390,000 | $ 688,000 |
| Allegheny County Pennsylvania | 2 | $ 41,190,000 | $ 20,595,000 | $ 855,000 |
| Charleston County South Carolina | 2 | $ 2,000,000 | $ 1,000,000 | $ 411,000 |
| Waller County Texas | 2 | $ 710,000 | $ 355,000 | $ 170,000 |
| Wasatch County Utah | 2 | $ 3,270,000 | $ 1,635,000 | $ 569,000 |
| Bennington County Vermont | 2 | $ 1,710,000 | $ 855,000 | $ 509,000 |
| Alexandria County Virginia | 2 | $ 970,000 | $ 485,000 | $ 168,000 |
| Kenosha County Wisconsin | 2 | $ 1,650,000 | $ 825,000 | $ 368,000 |
| Matanuska-Susitna County Alaska | 1 | $ 1,125,000 | $ 1,125,000 | $ 303,000 |
| Van Buren County Arkansas | 1 | $ 535,000 | $ 535,000 | $ 108,000 |
| Amador County California | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| El Dorado County California | 1 | $ 1,585,000 | $ 1,585,000 | $ 0 |
| Napa County California | 1 | $ 655,000 | $ 655,000 | $ 297,000 |
| San Mateo County California | 1 | $ 1,995,000 | $ 1,995,000 | $ 0 |
| Sonoma County California | 1 | $ 1,105,000 | $ 1,105,000 | $ 600,000 |
| Ventura County California | 1 | $ 645,000 | $ 645,000 | $ 192,000 |
| Adams County Colorado | 1 | $ 305,000 | $ 305,000 | $ 66,000 |
| Arapahoe County Colorado | 1 | $ 2,205,000 | $ 2,205,000 | $ 1,108,000 |
| Gunnison County Colorado | 1 | $ 305,000 | $ 305,000 | $ 143,000 |
| Jefferson County Colorado | 1 | $ 725,000 | $ 725,000 | $ 1,330,000 |
| Pitkin County Colorado | 1 | $ 6,005,000 | $ 6,005,000 | $ 2,711,000 |
| Summit County Colorado | 1 | $ 2,505,000 | $ 2,505,000 | $ 1,278,000 |
| New Haven County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Brevard County Florida | 1 | $ 385,000 | $ 385,000 | $ 50,000 |
| Duval County Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 555,000 |
| Flagler County Florida | 1 | $ 535,000 | $ 535,000 | $ 180,000 |
| Lake County Florida | 1 | $ 305,000 | $ 305,000 | $ 144,000 |
| Manatee County Florida | 1 | $ 505,000 | $ 505,000 | $ 252,000 |
| Marion County Florida | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Monroe County Florida | 1 | $ 2,515,000 | $ 2,515,000 | $ 1,365,000 |
| Nassau County Florida | 1 | $ 705,000 | $ 705,000 | $ 669,000 |
| Pasco County Florida | 1 | $ 455,000 | $ 455,000 | $ 429,000 |
| Pinellas County Florida | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Polk County Florida | 1 | $ 325,000 | $ 325,000 | $ 139,000 |
| St. Johns County Florida | 1 | $ 825,000 | $ 825,000 | $ 540,000 |
| St. Lucie County Florida | 1 | $ 395,000 | $ 395,000 | $ 238,000 |
| Carroll County Georgia | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Cobb County Georgia | 1 | $ 485,000 | $ 485,000 | $ 198,000 |
| Gwinnett County Georgia | 1 | $ 625,000 | $ 625,000 | $ 200,000 |
| Honolulu County Hawaii | 1 | $ 835,000 | $ 835,000 | $ 602,000 |
| Maui County Hawaii | 1 | $ 4,005,000 | $ 4,005,000 | $ 1,023,000 |
| Ada County Idaho | 1 | $ 1,885,000 | $ 1,885,000 | $ 676,000 |
| Valley County Idaho | 1 | $ 2,355,000 | $ 2,355,000 | $ 763,000 |
| Kankakee County Illinois | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Livingston County Illinois | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| St. Clair County Illinois | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Williamson County Illinois | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| LaPorte County Indiana | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Marion County Indiana | 1 | $ 605,000 | $ 605,000 | $ 308,000 |
| Porter County Indiana | 1 | $ 255,000 | $ 255,000 | $ 331,000 |
| Jefferson County Kentucky | 1 | $ 485,000 | $ 485,000 | $ 130,000 |
| Kenton County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| East Baton Rouge County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 202,000 |
| Howard County Maryland | 1 | $ 1,005,000 | $ 1,005,000 | $ 215,000 |
| Essex County Massachusetts | 1 | $ 555,000 | $ 555,000 | $ 135,000 |
| Nantucket County Massachusetts | 1 | $ 6,005,000 | $ 6,005,000 | $ 3,691,000 |
| Suffolk County Massachusetts | 1 | $ 865,000 | $ 865,000 | $ 553,000 |
| Gogebic County Michigan | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,311,000 |
| Muskegon County Michigan | 1 | $ 805,000 | $ 805,000 | $ 59,000 |
| Van Buren County Michigan | 1 | $ 725,000 | $ 725,000 | $ 475,000 |
| Washtenaw County Michigan | 1 | $ 13,505,000 | $ 13,505,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 1,205,000 | $ 1,205,000 | $ 532,000 |
| Hennepin County Minnesota | 1 | $ 1,255,000 | $ 1,255,000 | $ 873,000 |
| Lafayette County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 18,000 |
| Boone County Missouri | 1 | $ 255,000 | $ 255,000 | $ 499,000 |
| Camden County Missouri | 1 | $ 145,000 | $ 145,000 | $ 139,000 |
| Clay County Missouri | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| St. Charles County Missouri | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Flathead County Montana | 1 | $ 1,685,000 | $ 1,685,000 | $ 477,000 |
| Madison County Montana | 1 | $ 3,005,000 | $ 3,005,000 | $ 1,291,000 |
| Sarpy County Nebraska | 1 | $ 335,000 | $ 335,000 | $ 129,000 |
| Rockingham County New Hampshire | 1 | $ 1,325,000 | $ 1,325,000 | $ 267,000 |
| Strafford County New Hampshire | 1 | $ 945,000 | $ 945,000 | $ 205,000 |
| Bergen County New Jersey | 1 | $ 1,165,000 | $ 1,165,000 | $ 353,000 |
| Union County New Jersey | 1 | $ 1,305,000 | $ 1,305,000 | $ 330,000 |
| Bernalillo County New Mexico | 1 | $ 665,000 | $ 665,000 | $ 363,000 |
| Nassau County New York | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,686,000 |
| Niagara County New York | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Steuben County New York | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Westchester County New York | 1 | $ 1,605,000 | $ 1,605,000 | $ 660,000 |
| Burke County North Carolina | 1 | $ 1,045,000 | $ 1,045,000 | $ 258,000 |
| Dare County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Guilford County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 4,405,000 |
| Henderson County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 216,000 |
| Jackson County North Carolina | 1 | $ 1,975,000 | $ 1,975,000 | $ 2,509,000 |
| Transylvania County North Carolina | 1 | $ 975,000 | $ 975,000 | $ 2,910,000 |
| Stark County North Dakota | 1 | $ 14,005,000 | $ 14,005,000 | $ 0 |
| Clark County Ohio | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Madison County Ohio | 1 | $ 305,000 | $ 305,000 | $ 122,000 |
| Benton County Oregon | 1 | $ 425,000 | $ 425,000 | $ 120,000 |
| Clatsop County Oregon | 1 | $ 525,000 | $ 525,000 | $ 148,000 |
| Jackson County Oregon | 1 | $ 535,000 | $ 535,000 | $ 441,000 |
| Multnomah County Oregon | 1 | $ 855,000 | $ 855,000 | $ 145,000 |
| Washington County Oregon | 1 | $ 905,000 | $ 905,000 | $ 205,000 |
| Berks County Pennsylvania | 1 | $ 945,000 | $ 945,000 | $ 687,000 |
| Westmoreland County Pennsylvania | 1 | $ 565,000 | $ 565,000 | $ 190,000 |
| Washington County Rhode Island | 1 | $ 2,005,000 | $ 2,005,000 | $ 325,000 |
| Georgetown County South Carolina | 1 | $ 1,625,000 | $ 1,625,000 | $ 1,038,000 |
| Horry County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 148,000 |
| Pickens County South Carolina | 1 | $ 1,165,000 | $ 1,165,000 | $ 462,000 |
| Richland County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Spartanburg County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 164,000 |
| Davidson County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 252,000 |
| Hamilton County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Hawkins County Tennessee | 1 | $ 1,155,000 | $ 1,155,000 | $ 408,000 |
| Knox County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 200,000 |
| Loudon County Tennessee | 1 | $ 2,365,000 | $ 2,365,000 | $ 485,000 |
| Montgomery County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 75,000 |
| Rutherford County Tennessee | 1 | $ 46,505,000 | $ 46,505,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 895,000 | $ 895,000 | $ 272,000 |
| Bexar County Texas | 1 | $ 48,005,000 | $ 48,005,000 | $ 0 |
| Midland County Texas | 1 | $ 135,000 | $ 135,000 | $ 216,000 |
| Smith County Texas | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Travis County Texas | 1 | $ 1,125,000 | $ 1,125,000 | $ 1,330,000 |
| Salt Lake County Utah | 1 | $ 19,005,000 | $ 19,005,000 | $ 0 |
| Summit County Utah | 1 | $ 3,755,000 | $ 3,755,000 | $ 802,000 |
| Grand Isle County Vermont | 1 | $ 375,000 | $ 375,000 | $ 148,000 |
| Fairfax County Virginia | 1 | $ 1,905,000 | $ 1,905,000 | $ 762,000 |
| Kitsap County Washington | 1 | $ 645,000 | $ 645,000 | $ 275,000 |
| Brown County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 150,000 |
| Door County Wisconsin | 1 | $ 1,495,000 | $ 1,495,000 | $ 1,289,000 |
| Jefferson County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Oneida County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 409,000 |
| Outagamie County Wisconsin | 1 | $ 1,085,000 | $ 1,085,000 | $ 240,000 |
| Ozaukee County Wisconsin | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 525,000 | $ 525,000 | $ 148,000 |
| Vilas County Wisconsin | 1 | $ 1,005,000 | $ 1,005,000 | $ 705,000 |
Mortgage Loan Application Detail Totals for Cibc Bank Usa in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 747 | $895,495,000 | $1,198,000 | $68,215,000 | $258,000 | $5,065,000 |
| Cash-out Refinancing | 99 | $121,125,000 | $1,223,000 | $13,005,000 | $560,000 | $5,423,000 |
| Other Purpose | 90 | $112,060,000 | $1,245,000 | $10,005,000 | $713,000 | $4,513,000 |
| Refinancing | 53 | $243,215,000 | $4,588,000 | $48,005,000 | $445,000 | $2,717,000 |
| Home Improvement | 13 | $30,015,000 | $2,308,000 | $7,805,000 | $1,459,000 | $4,773,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 477 | $474,115,000 | $993,000 | $10,005,000 | $556,000 | $5,423,000 |
| Hispanic | 233 | $65,875,000 | $282,000 | $3,125,000 | $96,000 | $1,644,000 |
| Black or African American | 156 | $36,230,000 | $232,000 | $1,465,000 | $97,000 | $1,384,000 |
| Not Provided | 61 | $43,875,000 | $719,000 | $2,365,000 | $512,000 | $5,065,000 |
| Asian | 35 | $16,465,000 | $470,000 | $1,705,000 | $175,000 | $561,000 |
| Not applicable | 31 | $759,225,000 | $24,491,000 | $68,215,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $490,000 | $245,000 | $285,000 | $65,000 | $76,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 823 | $1,359,415,000 | $1,651,000 | $68,215,000 | $416,000 | $5,423,000 |
| FHA-insured (Federal Housing Administration) | 175 | $41,655,000 | $238,000 | $505,000 | $74,000 | $249,000 |
| VA-guaranteed (Veterans Administration) | 4 | $840,000 | $210,000 | $305,000 | $75,000 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 743 | $1,256,165,000 | $1,690,000 | $68,215,000 | $380,000 | $5,423,000 |
| Application Withdrawn By Applicant | 176 | $89,420,000 | $508,000 | $4,505,000 | $260,000 | $3,743,000 |
| Application Denied By Financial Institution | 64 | $34,670,000 | $541,000 | $4,505,000 | $217,000 | $2,257,000 |
| File Closed For Incompleteness | 11 | $16,555,000 | $1,505,000 | $3,495,000 | $538,000 | $2,379,000 |
| Application Approved But Not Accepted | 8 | $5,100,000 | $637,000 | $1,505,000 | $675,000 | $4,513,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 938 | $1,367,240,000 | $1,457,000 | $68,215,000 | $361,000 | $5,423,000 |
| Debt-To-Income Ratio | 21 | $14,525,000 | $691,000 | $4,505,000 | $149,000 | $573,000 |
| Credit History | 13 | $5,295,000 | $407,000 | $1,465,000 | $266,000 | $2,257,000 |
| Collateral | 12 | $5,410,000 | $450,000 | $1,855,000 | $140,000 | $527,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,165,000 | $433,000 | $1,505,000 | $225,000 | $917,000 |
| Unverifiable Information | 5 | $2,055,000 | $411,000 | $1,005,000 | $280,000 | $712,000 |
| Other | 4 | $2,950,000 | $737,000 | $2,355,000 | $388,000 | $763,000 |
| Credit Application Incomplete | 2 | $1,970,000 | $985,000 | $1,665,000 | $678,000 | $1,281,000 |
| Employment History | 2 | $300,000 | $150,000 | $195,000 | $88,000 | $109,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibc Bank Usa's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cibc Bank Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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