The Union Bank Company Mortgage Lending & HMDA Data, 2022
In 2022, The Union Bank Company of Columbus Grove, OH reported 2,054 mortgage applications totaling $454.5 million, down 28% from 2021. The average application was for $221,251, and applicants reported an average income of $109,835. 68% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Columbus, OH (466), Lima, OH (208) and Toledo, OH (70) (applications in parentheses).
| Mortgage Company & Address | The Union Bank Company 105 Progressive Drive Columbus Grove, OH 45830 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,054 |
| Total Mortgage Loan Application Amount | $454,450,000 |
| Average Mortgage Loan Application Amount | $221,251 |
| Highest Mortgage Loan Application Amount | $5,625,000 |
| Average Applicant Income | $109,835 |
| Highest Applicant Income | $2,303,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Union Bank Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin, Ohio | 315 | $ 87,135,000 | $ 276,619 | $ 148,000 |
| Putnam, Ohio | 283 | $ 34,315,000 | $ 121,254 | $ 91,000 |
| Allen, Ohio | 208 | $ 40,160,000 | $ 193,076 | $ 88,000 |
| Marion, Ohio | 85 | $ 7,795,000 | $ 91,705 | $ 69,000 |
| Hancock, Ohio | 72 | $ 10,590,000 | $ 147,083 | $ 74,000 |
| Delaware, Ohio | 63 | $ 16,335,000 | $ 259,285 | $ 171,000 |
| Wood, Ohio | 49 | $ 4,905,000 | $ 100,102 | $ 94,000 |
| Van Wert, Ohio | 37 | $ 4,275,000 | $ 115,540 | $ 64,000 |
| Sandusky, Ohio | 30 | $ 2,860,000 | $ 95,333 | $ 76,000 |
| Union, Ohio | 29 | $ 5,195,000 | $ 179,137 | $ 98,000 |
| Clark, Nevada | 24 | $ 8,090,000 | $ 337,083 | $ 98,000 |
| Cuyahoga, Ohio | 22 | $ 2,680,000 | $ 121,818 | $ 153,000 |
| Fairfield, Ohio | 22 | $ 5,650,000 | $ 256,818 | $ 98,000 |
| Auglaize, Ohio | 21 | $ 2,305,000 | $ 109,761 | $ 90,000 |
| Licking, Ohio | 20 | $ 4,800,000 | $ 240,000 | $ 132,000 |
| Lucas, Ohio | 16 | $ 3,290,000 | $ 205,625 | $ 102,000 |
| Hamilton, Ohio | 15 | $ 2,735,000 | $ 182,333 | $ 78,000 |
| Hardin, Ohio | 15 | $ 1,965,000 | $ 131,000 | $ 84,000 |
| Logan, Ohio | 14 | $ 3,260,000 | $ 232,857 | $ 123,000 |
| Montgomery, Ohio | 13 | $ 2,505,000 | $ 192,692 | $ 104,000 |
| Paulding, Ohio | 13 | $ 965,000 | $ 74,230 | $ 62,000 |
| Suffolk, New York | 12 | $ 4,480,000 | $ 373,333 | $ 132,000 |
| Fulton, Georgia | 9 | $ 2,965,000 | $ 329,444 | $ 175,000 |
| Henry, Ohio | 9 | $ 1,145,000 | $ 127,222 | $ 71,000 |
| Gwinnett, Georgia | 8 | $ 2,100,000 | $ 262,500 | $ 122,000 |
| Cook, Illinois | 8 | $ 2,370,000 | $ 296,250 | $ 140,000 |
| Butler, Ohio | 8 | $ 2,160,000 | $ 270,000 | $ 80,000 |
| Seneca, Ohio | 8 | $ 6,180,000 | $ 772,500 | $ 163,000 |
| Warren, Ohio | 8 | $ 1,900,000 | $ 237,500 | $ 112,000 |
| Kenton, Kentucky | 7 | $ 1,215,000 | $ 173,571 | $ 48,000 |
| Prince George's, Maryland | 7 | $ 2,125,000 | $ 303,571 | $ 79,000 |
| Queens, New York | 7 | $ 2,585,000 | $ 369,285 | $ 101,000 |
| Madison, Ohio | 7 | $ 1,635,000 | $ 233,571 | $ 80,000 |
| Morrow, Ohio | 7 | $ 995,000 | $ 142,142 | $ 86,000 |
| Summit, Ohio | 7 | $ 945,000 | $ 135,000 | $ 101,000 |
| Greenville, South Carolina | 7 | $ 1,955,000 | $ 279,285 | $ 85,000 |
| Kings, New York | 6 | $ 2,790,000 | $ 465,000 | $ 128,000 |
| Clark, Ohio | 6 | $ 410,000 | $ 68,333 | $ 78,000 |
| Huron, Ohio | 6 | $ 390,000 | $ 65,000 | $ 16,000 |
| Knox, Ohio | 6 | $ 1,260,000 | $ 210,000 | $ 80,000 |
| Richland, Ohio | 6 | $ 2,120,000 | $ 353,333 | $ 137,000 |
| Bristol, Massachusetts | 5 | $ 1,765,000 | $ 353,000 | $ 100,000 |
| Worcester, Massachusetts | 5 | $ 1,745,000 | $ 349,000 | $ 95,000 |
| Erie, New York | 5 | $ 1,605,000 | $ 321,000 | $ 81,000 |
| Nassau, New York | 5 | $ 2,435,000 | $ 487,000 | $ 195,000 |
| Mercer, Ohio | 5 | $ 715,000 | $ 143,000 | $ 85,000 |
| Wyandot, Ohio | 5 | $ 1,055,000 | $ 211,000 | $ 96,000 |
| Allegheny, Pennsylvania | 5 | $ 1,595,000 | $ 319,000 | $ 121,000 |
| Providence, Rhode Island | 5 | $ 1,615,000 | $ 323,000 | $ 124,000 |
| Maricopa, Arizona | 4 | $ 1,030,000 | $ 257,500 | $ 49,000 |
| El Paso, Colorado | 4 | $ 1,430,000 | $ 357,500 | $ 121,000 |
| Broward, Florida | 4 | $ 890,000 | $ 222,500 | $ 94,000 |
| Duval, Florida | 4 | $ 840,000 | $ 210,000 | $ 121,000 |
| Lee, Florida | 4 | $ 1,430,000 | $ 357,500 | $ 92,000 |
| Forsyth, Georgia | 4 | $ 1,350,000 | $ 337,500 | $ 155,000 |
| DuPage, Illinois | 4 | $ 1,170,000 | $ 292,500 | $ 172,000 |
| Lake, Indiana | 4 | $ 1,500,000 | $ 375,000 | $ 136,000 |
| Johnson, Kansas | 4 | $ 1,130,000 | $ 282,500 | $ 114,000 |
| Anne Arundel, Maryland | 4 | $ 1,030,000 | $ 257,500 | $ 74,000 |
| Norfolk, Massachusetts | 4 | $ 1,840,000 | $ 460,000 | $ 202,000 |
| Dakota, Minnesota | 4 | $ 1,270,000 | $ 317,500 | $ 105,000 |
| Orange, New York | 4 | $ 1,370,000 | $ 342,500 | $ 143,000 |
| Westchester, New York | 4 | $ 1,860,000 | $ 465,000 | $ 179,000 |
| Mecklenburg, North Carolina | 4 | $ 1,450,000 | $ 362,500 | $ 142,000 |
| Wake, North Carolina | 4 | $ 1,340,000 | $ 335,000 | $ 105,000 |
| Muskingum, Ohio | 4 | $ 510,000 | $ 127,500 | $ 63,000 |
| Ottawa, Ohio | 4 | $ 460,000 | $ 115,000 | $ 108,000 |
| Montgomery, Pennsylvania | 4 | $ 1,610,000 | $ 402,500 | $ 175,000 |
| Mobile, Alabama | 3 | $ 615,000 | $ 205,000 | $ 78,000 |
| Shelby, Alabama | 3 | $ 625,000 | $ 208,333 | $ 70,000 |
| Riverside, California | 3 | $ 1,075,000 | $ 358,333 | $ 92,000 |
| Fairfield, Connecticut | 3 | $ 1,015,000 | $ 338,333 | $ 171,000 |
| New Castle, Delaware | 3 | $ 875,000 | $ 291,666 | $ 79,000 |
| District of Columbia, District Of Columbia | 3 | $ 955,000 | $ 318,333 | $ 87,000 |
| Hillsborough, Florida | 3 | $ 1,035,000 | $ 345,000 | $ 102,000 |
| Manatee, Florida | 3 | $ 1,155,000 | $ 385,000 | $ 172,000 |
| Marion, Florida | 3 | $ 585,000 | $ 195,000 | $ 96,000 |
| Pinellas, Florida | 3 | $ 665,000 | $ 221,666 | $ 80,000 |
| Cherokee, Georgia | 3 | $ 955,000 | $ 318,333 | $ 126,000 |
| Cobb, Georgia | 3 | $ 1,165,000 | $ 388,333 | $ 130,000 |
| Coweta, Georgia | 3 | $ 1,345,000 | $ 448,333 | $ 115,000 |
| DeKalb, Georgia | 3 | $ 965,000 | $ 321,666 | $ 116,000 |
| Paulding, Georgia | 3 | $ 665,000 | $ 221,666 | $ 89,000 |
| Ada, Idaho | 3 | $ 935,000 | $ 311,666 | $ 123,000 |
| Canyon, Idaho | 3 | $ 985,000 | $ 328,333 | $ 91,000 |
| Kane, Illinois | 3 | $ 785,000 | $ 261,666 | $ 128,000 |
| Boone, Kentucky | 3 | $ 685,000 | $ 228,333 | $ 91,000 |
| Jefferson, Kentucky | 3 | $ 745,000 | $ 248,333 | $ 129,000 |
| Orleans, Louisiana | 3 | $ 1,045,000 | $ 348,333 | $ 92,000 |
| Cumberland, Maine | 3 | $ 895,000 | $ 298,333 | $ 111,000 |
| Middlesex, Massachusetts | 3 | $ 1,235,000 | $ 411,666 | $ 179,000 |
| Oakland, Michigan | 3 | $ 705,000 | $ 235,000 | $ 118,000 |
| Passaic, New Jersey | 3 | $ 1,025,000 | $ 341,666 | $ 139,000 |
| Richmond, New York | 3 | $ 1,395,000 | $ 465,000 | $ 295,000 |
| Saratoga, New York | 3 | $ 1,035,000 | $ 345,000 | $ 202,000 |
| Champaign, Ohio | 3 | $ 595,000 | $ 198,333 | $ 57,000 |
| Clermont, Ohio | 3 | $ 805,000 | $ 268,333 | $ 127,000 |
| Crawford, Ohio | 3 | $ 445,000 | $ 148,333 | $ 137,000 |
| Shelby, Ohio | 3 | $ 1,205,000 | $ 401,666 | $ 51,000 |
| Dorchester, South Carolina | 3 | $ 875,000 | $ 291,666 | $ 87,000 |
| Lancaster, South Carolina | 3 | $ 855,000 | $ 285,000 | $ 71,000 |
| Roane, Tennessee | 3 | $ 855,000 | $ 285,000 | $ 81,000 |
| Jefferson, West Virginia | 3 | $ 1,045,000 | $ 348,333 | $ 107,000 |
| Benton, Arkansas | 2 | $ 470,000 | $ 235,000 | $ 115,000 |
| Adams, Colorado | 2 | $ 1,270,000 | $ 635,000 | $ 130,000 |
| Douglas, Colorado | 2 | $ 1,420,000 | $ 710,000 | $ 154,000 |
| Middlesex, Connecticut | 2 | $ 510,000 | $ 255,000 | $ 138,000 |
| New Haven, Connecticut | 2 | $ 590,000 | $ 295,000 | $ 123,000 |
| Osceola, Florida | 2 | $ 530,000 | $ 265,000 | $ 147,000 |
| Palm Beach, Florida | 2 | $ 650,000 | $ 325,000 | $ 63,000 |
| Polk, Florida | 2 | $ 670,000 | $ 335,000 | $ 137,000 |
| Santa Rosa, Florida | 2 | $ 550,000 | $ 275,000 | $ 92,000 |
| Volusia, Florida | 2 | $ 840,000 | $ 420,000 | $ 281,000 |
| Bartow, Georgia | 2 | $ 760,000 | $ 380,000 | $ 198,000 |
| Clayton, Georgia | 2 | $ 280,000 | $ 140,000 | $ 168,000 |
| Muscogee, Georgia | 2 | $ 730,000 | $ 365,000 | $ 122,000 |
| Newton, Georgia | 2 | $ 600,000 | $ 300,000 | $ 95,000 |
| Will, Illinois | 2 | $ 390,000 | $ 195,000 | $ 73,000 |
| Clark, Indiana | 2 | $ 690,000 | $ 345,000 | $ 189,000 |
| Franklin, Indiana | 2 | $ 650,000 | $ 325,000 | $ 136,000 |
| Johnson, Indiana | 2 | $ 500,000 | $ 250,000 | $ 68,000 |
| Marion, Indiana | 2 | $ 500,000 | $ 250,000 | $ 132,000 |
| Campbell, Kentucky | 2 | $ 390,000 | $ 195,000 | $ 137,000 |
| York, Maine | 2 | $ 680,000 | $ 340,000 | $ 101,000 |
| Baltimore, Maryland | 2 | $ 810,000 | $ 405,000 | $ 73,000 |
| Harford, Maryland | 2 | $ 880,000 | $ 440,000 | $ 230,000 |
| Essex, Massachusetts | 2 | $ 730,000 | $ 365,000 | $ 136,000 |
| Kent, Michigan | 2 | $ 600,000 | $ 300,000 | $ 81,000 |
| Hennepin, Minnesota | 2 | $ 380,000 | $ 190,000 | $ 55,000 |
| Wright, Minnesota | 2 | $ 690,000 | $ 345,000 | $ 168,000 |
| Jackson, Missouri | 2 | $ 440,000 | $ 220,000 | $ 285,000 |
| Deer Lodge, Montana | 2 | $ 500,000 | $ 250,000 | $ 125,000 |
| Gallatin, Montana | 2 | $ 590,000 | $ 295,000 | $ 64,000 |
| Merrimack, New Hampshire | 2 | $ 660,000 | $ 330,000 | $ 94,000 |
| Rockingham, New Hampshire | 2 | $ 460,000 | $ 230,000 | $ 110,000 |
| Essex, New Jersey | 2 | $ 1,260,000 | $ 630,000 | $ 201,000 |
| Hudson, New Jersey | 2 | $ 760,000 | $ 380,000 | $ 104,000 |
| Mercer, New Jersey | 2 | $ 520,000 | $ 260,000 | $ 71,000 |
| Bernalillo, New Mexico | 2 | $ 600,000 | $ 300,000 | $ 135,000 |
| Los Alamos, New Mexico | 2 | $ 1,100,000 | $ 550,000 | $ 234,000 |
| Rockland, New York | 2 | $ 790,000 | $ 395,000 | $ 228,000 |
| Forsyth, North Carolina | 2 | $ 590,000 | $ 295,000 | $ 102,000 |
| Rowan, North Carolina | 2 | $ 370,000 | $ 185,000 | $ 94,000 |
| Union, North Carolina | 2 | $ 640,000 | $ 320,000 | $ 121,000 |
| Belmont, Ohio | 2 | $ 280,000 | $ 140,000 | $ 54,000 |
| Brown, Ohio | 2 | $ 390,000 | $ 195,000 | $ 103,000 |
| Carroll, Ohio | 2 | $ 550,000 | $ 275,000 | $ 119,000 |
| Coshocton, Ohio | 2 | $ 610,000 | $ 305,000 | $ 156,000 |
| Gallia, Ohio | 2 | $ 740,000 | $ 370,000 | $ 139,000 |
| Greene, Ohio | 2 | $ 610,000 | $ 305,000 | $ 138,000 |
| Lake, Ohio | 2 | $ 310,000 | $ 155,000 | $ 234,000 |
| Lorain, Ohio | 2 | $ 490,000 | $ 245,000 | $ 102,000 |
| Mahoning, Ohio | 2 | $ 290,000 | $ 145,000 | $ 105,000 |
| Miami, Ohio | 2 | $ 330,000 | $ 165,000 | $ 79,000 |
| Pickaway, Ohio | 2 | $ 710,000 | $ 355,000 | $ 115,000 |
| Stark, Ohio | 2 | $ 640,000 | $ 320,000 | $ 167,000 |
| Chester, Pennsylvania | 2 | $ 700,000 | $ 350,000 | $ 225,000 |
| Lehigh, Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 47,000 |
| Philadelphia, Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 74,000 |
| Westmoreland, Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 91,000 |
| Lexington, South Carolina | 2 | $ 520,000 | $ 260,000 | $ 107,000 |
| Lubbock, Texas | 2 | $ 310,000 | $ 155,000 | $ 183,000 |
| Salt Lake, Utah | 2 | $ 730,000 | $ 365,000 | $ 116,000 |
| Loudoun, Virginia | 2 | $ 700,000 | $ 350,000 | $ 112,000 |
| Prince William, Virginia | 2 | $ 1,020,000 | $ 510,000 | $ 110,000 |
| Clark, Washington | 2 | $ 590,000 | $ 295,000 | $ 69,000 |
| Snohomish, Washington | 2 | $ 790,000 | $ 395,000 | $ 97,000 |
| Spokane, Washington | 2 | $ 670,000 | $ 335,000 | $ 96,000 |
| Covington, Alabama | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Jefferson, Alabama | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Madison, Alabama | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Pike, Alabama | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Mohave, Arizona | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Pinal, Arizona | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Contra Costa, California | 1 | $ 365,000 | $ 365,000 | $ 72,000 |
| San Diego, California | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Arapahoe, Colorado | 1 | $ 355,000 | $ 355,000 | $ 73,000 |
| Delta, Colorado | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| Larimer, Colorado | 1 | $ 585,000 | $ 585,000 | $ 145,000 |
| Montrose, Colorado | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| Weld, Colorado | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Hartford, Connecticut | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| New London, Connecticut | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Tolland, Connecticut | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Bay, Florida | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| Brevard, Florida | 1 | $ 545,000 | $ 545,000 | $ 310,000 |
| Escambia, Florida | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| Miami-Dade, Florida | 1 | $ 555,000 | $ 555,000 | $ 78,000 |
| Nassau, Florida | 1 | $ 375,000 | $ 375,000 | $ 81,000 |
| Okaloosa, Florida | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Orange, Florida | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Sarasota, Florida | 1 | $ 495,000 | $ 495,000 | $ 199,000 |
| St. Lucie, Florida | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Sumter, Florida | 1 | $ 495,000 | $ 495,000 | $ 145,000 |
| Chatham, Georgia | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Colquitt, Georgia | 1 | $ 125,000 | $ 125,000 | $ 200,000 |
| Floyd, Georgia | 1 | $ 355,000 | $ 355,000 | $ 142,000 |
| Gilmer, Georgia | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Hall, Georgia | 1 | $ 465,000 | $ 465,000 | $ 334,000 |
| Haralson, Georgia | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Henry, Georgia | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Kootenai, Idaho | 1 | $ 245,000 | $ 245,000 | $ 236,000 |
| Adams, Illinois | 1 | $ 285,000 | $ 285,000 | $ 225,000 |
| Lake, Illinois | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| McHenry, Illinois | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Union, Illinois | 1 | $ 235,000 | $ 235,000 | $ 172,000 |
| Allen, Indiana | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Hamilton, Indiana | 1 | $ 365,000 | $ 365,000 | $ 89,000 |
| Hancock, Indiana | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Hendricks, Indiana | 1 | $ 425,000 | $ 425,000 | $ 300,000 |
| Madison, Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Owen, Indiana | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Porter, Indiana | 1 | $ 245,000 | $ 245,000 | $ 152,000 |
| Steuben, Indiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Vanderburgh, Indiana | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Douglas, Kansas | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Leavenworth, Kansas | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Sedgwick, Kansas | 1 | $ 265,000 | $ 265,000 | $ 223,000 |
| Wyandotte, Kansas | 1 | $ 195,000 | $ 195,000 | $ 216,000 |
| Adair, Kentucky | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Daviess, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Graves, Kentucky | 1 | $ 235,000 | $ 235,000 | $ 113,000 |
| Grayson, Kentucky | 1 | $ 405,000 | $ 405,000 | $ 92,000 |
| Laurel, Kentucky | 1 | $ 305,000 | $ 305,000 | $ 167,000 |
| Owen, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Pendleton, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Trigg, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Caddo, Louisiana | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Livingston, Louisiana | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Rapides, Louisiana | 1 | $ 225,000 | $ 225,000 | $ 202,000 |
| St. Martin, Louisiana | 1 | $ 335,000 | $ 335,000 | $ 221,000 |
| Hancock, Maine | 1 | $ 415,000 | $ 415,000 | $ 371,000 |
| Knox, Maine | 1 | $ 395,000 | $ 395,000 | $ 241,000 |
| Somerset, Maine | 1 | $ 225,000 | $ 225,000 | $ 165,000 |
| Carroll, Maryland | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Charles, Maryland | 1 | $ 325,000 | $ 325,000 | $ 103,000 |
| Montgomery, Maryland | 1 | $ 335,000 | $ 335,000 | $ 124,000 |
| Worcester, Maryland | 1 | $ 355,000 | $ 355,000 | $ 198,000 |
| Barnstable, Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 26,000 |
| Hampshire, Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Plymouth, Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 44,000 |
| Suffolk, Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 145,000 |
| Allegan, Michigan | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Benzie, Michigan | 1 | $ 325,000 | $ 325,000 | $ 272,000 |
| Grand Traverse, Michigan | 1 | $ 465,000 | $ 465,000 | $ 135,000 |
| Hillsdale, Michigan | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Lenawee, Michigan | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Livingston, Michigan | 1 | $ 345,000 | $ 345,000 | $ 122,000 |
| Ottawa, Michigan | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Wayne, Michigan | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Ramsey, Minnesota | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Scott, Minnesota | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Sherburne, Minnesota | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Washington, Minnesota | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Harrison, Mississippi | 1 | $ 305,000 | $ 305,000 | $ 141,000 |
| Jackson, Mississippi | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Boone, Missouri | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| Camden, Missouri | 1 | $ 365,000 | $ 365,000 | $ 183,000 |
| Christian, Missouri | 1 | $ 275,000 | $ 275,000 | $ 57,000 |
| Clay, Missouri | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Jefferson, Missouri | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Phelps, Missouri | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Platte, Missouri | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| St. Charles, Missouri | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| St. Louis, Missouri | 1 | $ 435,000 | $ 435,000 | $ 136,000 |
| Cascade, Montana | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Jefferson, Montana | 1 | $ 475,000 | $ 475,000 | $ 96,000 |
| Missoula, Montana | 1 | $ 365,000 | $ 365,000 | $ 100,000 |
| Cass, Nebraska | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Douglas, Nebraska | 1 | $ 185,000 | $ 185,000 | $ 180,000 |
| Douglas, Nevada | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Elko, Nevada | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Lyon, Nevada | 1 | $ 255,000 | $ 255,000 | $ 47,000 |
| Washoe, Nevada | 1 | $ 525,000 | $ 525,000 | $ 156,000 |
| Bergen, New Jersey | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Cumberland, New Jersey | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Hunterdon, New Jersey | 1 | $ 625,000 | $ 625,000 | $ 135,000 |
| Morris, New Jersey | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Ocean, New Jersey | 1 | $ 255,000 | $ 255,000 | $ 49,000 |
| Sussex, New Jersey | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Union, New Jersey | 1 | $ 565,000 | $ 565,000 | $ 161,000 |
| Warren, New Jersey | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| Sandoval, New Mexico | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Santa Fe, New Mexico | 1 | $ 305,000 | $ 305,000 | $ 58,000 |
| Bronx, New York | 1 | $ 425,000 | $ 425,000 | $ 111,000 |
| Chautauqua, New York | 1 | $ 365,000 | $ 365,000 | $ 320,000 |
| Oswego, New York | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Rensselaer, New York | 1 | $ 335,000 | $ 335,000 | $ 193,000 |
| Schenectady, New York | 1 | $ 345,000 | $ 345,000 | $ 68,000 |
| Tompkins, New York | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Cabarrus, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Catawba, North Carolina | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Cleveland, North Carolina | 1 | $ 375,000 | $ 375,000 | $ 166,000 |
| Durham, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Gaston, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 52,000 |
| Harnett, North Carolina | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Hoke, North Carolina | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Johnston, North Carolina | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Randolph, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Grand Forks, North Dakota | 1 | $ 305,000 | $ 305,000 | $ 73,000 |
| Clinton, Ohio | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Defiance, Ohio | 1 | $ 45,000 | $ 45,000 | $ 150,000 |
| Fulton, Ohio | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Geauga, Ohio | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| Hocking, Ohio | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Monroe, Ohio | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Portage, Ohio | 1 | $ 345,000 | $ 345,000 | $ 180,000 |
| Preble, Ohio | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Vinton, Ohio | 1 | $ 375,000 | $ 375,000 | $ 114,000 |
| Comanche, Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 219,000 |
| Grady, Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 163,000 |
| Payne, Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Tulsa, Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Crook, Oregon | 1 | $ 275,000 | $ 275,000 | $ 48,000 |
| Josephine, Oregon | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Wallowa, Oregon | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Yamhill, Oregon | 1 | $ 385,000 | $ 385,000 | $ 139,000 |
| Berks, Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 140,000 |
| Delaware, Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Lawrence, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 193,000 |
| Lebanon, Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Mercer, Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 285,000 |
| York, Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Washington, Rhode Island | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Aiken, South Carolina | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| Charleston, South Carolina | 1 | $ 415,000 | $ 415,000 | $ 99,000 |
| Greenwood, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Pickens, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Richland, South Carolina | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Lawrence, South Dakota | 1 | $ 405,000 | $ 405,000 | $ 106,000 |
| Lincoln, South Dakota | 1 | $ 425,000 | $ 425,000 | $ 186,000 |
| Minnehaha, South Dakota | 1 | $ 295,000 | $ 295,000 | $ 144,000 |
| Blount, Tennessee | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| Campbell, Tennessee | 1 | $ 345,000 | $ 345,000 | $ 416,000 |
| Maury, Tennessee | 1 | $ 505,000 | $ 505,000 | $ 236,000 |
| Montgomery, Tennessee | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Rutherford, Tennessee | 1 | $ 345,000 | $ 345,000 | $ 84,000 |
| Harris, Texas | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Chittenden, Vermont | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
| Orange, Vermont | 1 | $ 345,000 | $ 345,000 | $ 112,000 |
| Windham, Vermont | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Chesapeake, Virginia | 1 | $ 375,000 | $ 375,000 | $ 189,000 |
| Chesterfield, Virginia | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Fauquier, Virginia | 1 | $ 595,000 | $ 595,000 | $ 213,000 |
| Franklin, Virginia | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Frederick, Virginia | 1 | $ 265,000 | $ 265,000 | $ 37,000 |
| Hanover, Virginia | 1 | $ 285,000 | $ 285,000 | $ 348,000 |
| Spotsylvania, Virginia | 1 | $ 225,000 | $ 225,000 | $ 41,000 |
| King, Washington | 1 | $ 335,000 | $ 335,000 | $ 55,000 |
| Pierce, Washington | 1 | $ 265,000 | $ 265,000 | $ 57,000 |
| Kenosha, Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 253,000 |
| Marathon, Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 62,000 |
| Monroe, Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Portage, Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 62,000 |
| Converse, Wyoming | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| Sweetwater, Wyoming | 1 | $ 245,000 | $ 245,000 | $ 233,000 |
Mortgage Loan Application Detail Totals for The Union Bank Company in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 845 | $190,365,000 | $225,000 | $1,575,000 | $110,000 | $2,303,000 |
| Cash-out Refinancing | 588 | $169,260,000 | $287,000 | $965,000 | $114,000 | $695,000 |
| Refinancing | 256 | $58,620,000 | $228,000 | $4,905,000 | $101,000 | $826,000 |
| Home Improvement | 191 | $21,915,000 | $114,000 | $5,625,000 | $118,000 | $2,135,000 |
| Other Purpose | 174 | $14,290,000 | $82,000 | $495,000 | $99,000 | $753,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,532 | $293,990,000 | $191,000 | $1,505,000 | $108,000 | $2,303,000 |
| Not Provided | 198 | $56,600,000 | $285,000 | $895,000 | $118,000 | $451,000 |
| Black or African American | 113 | $27,905,000 | $246,000 | $535,000 | $108,000 | $326,000 |
| Not applicable | 72 | $43,750,000 | $607,000 | $5,625,000 | $0 | $0 |
| Hispanic | 63 | $14,705,000 | $233,000 | $675,000 | $122,000 | $825,000 |
| Asian | 53 | $12,785,000 | $241,000 | $685,000 | $124,000 | $371,000 |
| American Indian or Alaskan Native | 6 | $1,360,000 | $226,000 | $455,000 | $125,000 | $223,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $785,000 | $157,000 | $315,000 | $93,000 | $103,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,709 | $355,015,000 | $207,000 | $5,625,000 | $113,000 | $2,303,000 |
| FHA-insured (Federal Housing Administration) | 269 | $73,485,000 | $273,000 | $895,000 | $95,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 71 | $25,165,000 | $354,000 | $875,000 | $111,000 | $253,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $785,000 | $157,000 | $255,000 | $57,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,393 | $289,305,000 | $207,000 | $4,705,000 | $112,000 | $2,135,000 |
| Application Withdrawn By Applicant | 266 | $65,880,000 | $247,000 | $5,625,000 | $118,000 | $2,303,000 |
| File Closed For Incompleteness | 192 | $55,290,000 | $287,000 | $895,000 | $111,000 | $413,000 |
| Application Denied By Financial Institution | 182 | $40,270,000 | $221,000 | $4,905,000 | $82,000 | $421,000 |
| Application Approved But Not Accepted | 21 | $3,705,000 | $176,000 | $495,000 | $85,000 | $226,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,872 | $414,180,000 | $221,000 | $5,625,000 | $113,000 | $2,303,000 |
| Debt-To-Income Ratio | 78 | $16,900,000 | $216,000 | $695,000 | $69,000 | $192,000 |
| Credit History | 56 | $13,520,000 | $241,000 | $4,905,000 | $79,000 | $277,000 |
| Collateral | 23 | $4,925,000 | $214,000 | $475,000 | $116,000 | $285,000 |
| Other | 12 | $2,560,000 | $213,000 | $365,000 | $117,000 | $421,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,050,000 | $262,000 | $425,000 | $81,000 | $109,000 |
| Credit Application Incomplete | 4 | $300,000 | $75,000 | $135,000 | $60,000 | $113,000 |
| Unverifiable Information | 3 | $625,000 | $208,000 | $375,000 | $82,000 | $145,000 |
| Employment History | 2 | $390,000 | $195,000 | $355,000 | $93,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Union Bank Company's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Union Bank Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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