The Union Bank Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
The Union Bank Company 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Union Bank Company 105 Progressive Drive Columbus Grove, OH 45830 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,054 |
| Total Mortgage Loan Application Amount | $454,450,000 |
| Average Mortgage Loan Application Amount | $187,200 |
| Highest Mortgage Loan Application Amount | $5,625,000 |
| Average Applicant Income | $108,400 |
| Highest Applicant Income | $2,303,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with The Union Bank Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Union Bank Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down The Union Bank Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Union Bank Company serves its applicants.
Each category highlights the total number of mortgage applications processed by The Union Bank Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Union Bank Company's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 315 | $ 87,135,000 | $ 276,000 | $ 148,000 |
| Putnam County Ohio | 283 | $ 34,315,000 | $ 121,000 | $ 91,000 |
| Allen County Ohio | 208 | $ 40,160,000 | $ 193,000 | $ 88,000 |
| Marion County Ohio | 85 | $ 7,795,000 | $ 91,000 | $ 69,000 |
| Hancock County Ohio | 72 | $ 10,590,000 | $ 147,000 | $ 74,000 |
| Delaware County Ohio | 63 | $ 16,335,000 | $ 259,000 | $ 171,000 |
| Wood County Ohio | 49 | $ 4,905,000 | $ 100,000 | $ 94,000 |
| Van Wert County Ohio | 37 | $ 4,275,000 | $ 115,000 | $ 64,000 |
| Sandusky County Ohio | 30 | $ 2,860,000 | $ 95,000 | $ 76,000 |
| Union County Ohio | 29 | $ 5,195,000 | $ 179,000 | $ 98,000 |
| Clark County Nevada | 24 | $ 8,090,000 | $ 337,000 | $ 98,000 |
| Cuyahoga County Ohio | 22 | $ 2,680,000 | $ 121,000 | $ 153,000 |
| Fairfield County Ohio | 22 | $ 5,650,000 | $ 256,000 | $ 98,000 |
| Auglaize County Ohio | 21 | $ 2,305,000 | $ 109,000 | $ 90,000 |
| Licking County Ohio | 20 | $ 4,800,000 | $ 240,000 | $ 132,000 |
| Lucas County Ohio | 16 | $ 3,290,000 | $ 205,000 | $ 102,000 |
| Hamilton County Ohio | 15 | $ 2,735,000 | $ 182,000 | $ 78,000 |
| Hardin County Ohio | 15 | $ 1,965,000 | $ 131,000 | $ 84,000 |
| Logan County Ohio | 14 | $ 3,260,000 | $ 232,000 | $ 123,000 |
| Montgomery County Ohio | 13 | $ 2,505,000 | $ 192,000 | $ 104,000 |
| Paulding County Ohio | 13 | $ 965,000 | $ 74,000 | $ 62,000 |
| Suffolk County New York | 12 | $ 4,480,000 | $ 373,000 | $ 132,000 |
| Fulton County Georgia | 9 | $ 2,965,000 | $ 329,000 | $ 175,000 |
| Henry County Ohio | 9 | $ 1,145,000 | $ 127,000 | $ 71,000 |
| Gwinnett County Georgia | 8 | $ 2,100,000 | $ 262,000 | $ 122,000 |
| Cook County Illinois | 8 | $ 2,370,000 | $ 296,000 | $ 140,000 |
| Butler County Ohio | 8 | $ 2,160,000 | $ 270,000 | $ 80,000 |
| Seneca County Ohio | 8 | $ 6,180,000 | $ 772,000 | $ 163,000 |
| Warren County Ohio | 8 | $ 1,900,000 | $ 237,000 | $ 112,000 |
| Kenton County Kentucky | 7 | $ 1,215,000 | $ 173,000 | $ 48,000 |
| Prince George's County Maryland | 7 | $ 2,125,000 | $ 303,000 | $ 79,000 |
| Queens County New York | 7 | $ 2,585,000 | $ 369,000 | $ 101,000 |
| Madison County Ohio | 7 | $ 1,635,000 | $ 233,000 | $ 80,000 |
| Morrow County Ohio | 7 | $ 995,000 | $ 142,000 | $ 86,000 |
| Summit County Ohio | 7 | $ 945,000 | $ 135,000 | $ 101,000 |
| Greenville County South Carolina | 7 | $ 1,955,000 | $ 279,000 | $ 85,000 |
| Kings County New York | 6 | $ 2,790,000 | $ 465,000 | $ 128,000 |
| Clark County Ohio | 6 | $ 410,000 | $ 68,000 | $ 78,000 |
| Huron County Ohio | 6 | $ 390,000 | $ 65,000 | $ 16,000 |
| Knox County Ohio | 6 | $ 1,260,000 | $ 210,000 | $ 80,000 |
| Richland County Ohio | 6 | $ 2,120,000 | $ 353,000 | $ 137,000 |
| Bristol County Massachusetts | 5 | $ 1,765,000 | $ 353,000 | $ 100,000 |
| Worcester County Massachusetts | 5 | $ 1,745,000 | $ 349,000 | $ 95,000 |
| Erie County New York | 5 | $ 1,605,000 | $ 321,000 | $ 81,000 |
| Nassau County New York | 5 | $ 2,435,000 | $ 487,000 | $ 195,000 |
| Mercer County Ohio | 5 | $ 715,000 | $ 143,000 | $ 85,000 |
| Wyandot County Ohio | 5 | $ 1,055,000 | $ 211,000 | $ 96,000 |
| Allegheny County Pennsylvania | 5 | $ 1,595,000 | $ 319,000 | $ 121,000 |
| Providence County Rhode Island | 5 | $ 1,615,000 | $ 323,000 | $ 124,000 |
| Maricopa County Arizona | 4 | $ 1,030,000 | $ 257,000 | $ 49,000 |
| El Paso County Colorado | 4 | $ 1,430,000 | $ 357,000 | $ 121,000 |
| Broward County Florida | 4 | $ 890,000 | $ 222,000 | $ 94,000 |
| Duval County Florida | 4 | $ 840,000 | $ 210,000 | $ 121,000 |
| Lee County Florida | 4 | $ 1,430,000 | $ 357,000 | $ 92,000 |
| Forsyth County Georgia | 4 | $ 1,350,000 | $ 337,000 | $ 155,000 |
| DuPage County Illinois | 4 | $ 1,170,000 | $ 292,000 | $ 172,000 |
| Lake County Indiana | 4 | $ 1,500,000 | $ 375,000 | $ 136,000 |
| Johnson County Kansas | 4 | $ 1,130,000 | $ 282,000 | $ 114,000 |
| Anne Arundel County Maryland | 4 | $ 1,030,000 | $ 257,000 | $ 74,000 |
| Norfolk County Massachusetts | 4 | $ 1,840,000 | $ 460,000 | $ 202,000 |
| Dakota County Minnesota | 4 | $ 1,270,000 | $ 317,000 | $ 105,000 |
| Orange County New York | 4 | $ 1,370,000 | $ 342,000 | $ 143,000 |
| Westchester County New York | 4 | $ 1,860,000 | $ 465,000 | $ 179,000 |
| Mecklenburg County North Carolina | 4 | $ 1,450,000 | $ 362,000 | $ 142,000 |
| Wake County North Carolina | 4 | $ 1,340,000 | $ 335,000 | $ 105,000 |
| Muskingum County Ohio | 4 | $ 510,000 | $ 127,000 | $ 63,000 |
| Ottawa County Ohio | 4 | $ 460,000 | $ 115,000 | $ 108,000 |
| Montgomery County Pennsylvania | 4 | $ 1,610,000 | $ 402,000 | $ 175,000 |
| Mobile County Alabama | 3 | $ 615,000 | $ 205,000 | $ 78,000 |
| Shelby County Alabama | 3 | $ 625,000 | $ 208,000 | $ 70,000 |
| Riverside County California | 3 | $ 1,075,000 | $ 358,000 | $ 92,000 |
| Fairfield County Connecticut | 3 | $ 1,015,000 | $ 338,000 | $ 171,000 |
| New Castle County Delaware | 3 | $ 875,000 | $ 291,000 | $ 79,000 |
| District of Columbia County District Of Columbia | 3 | $ 955,000 | $ 318,000 | $ 87,000 |
| Hillsborough County Florida | 3 | $ 1,035,000 | $ 345,000 | $ 102,000 |
| Manatee County Florida | 3 | $ 1,155,000 | $ 385,000 | $ 172,000 |
| Marion County Florida | 3 | $ 585,000 | $ 195,000 | $ 96,000 |
| Pinellas County Florida | 3 | $ 665,000 | $ 221,000 | $ 80,000 |
| Cherokee County Georgia | 3 | $ 955,000 | $ 318,000 | $ 126,000 |
| Cobb County Georgia | 3 | $ 1,165,000 | $ 388,000 | $ 130,000 |
| Coweta County Georgia | 3 | $ 1,345,000 | $ 448,000 | $ 115,000 |
| DeKalb County Georgia | 3 | $ 965,000 | $ 321,000 | $ 116,000 |
| Paulding County Georgia | 3 | $ 665,000 | $ 221,000 | $ 89,000 |
| Ada County Idaho | 3 | $ 935,000 | $ 311,000 | $ 123,000 |
| Canyon County Idaho | 3 | $ 985,000 | $ 328,000 | $ 91,000 |
| Kane County Illinois | 3 | $ 785,000 | $ 261,000 | $ 128,000 |
| Boone County Kentucky | 3 | $ 685,000 | $ 228,000 | $ 91,000 |
| Jefferson County Kentucky | 3 | $ 745,000 | $ 248,000 | $ 129,000 |
| Orleans County Louisiana | 3 | $ 1,045,000 | $ 348,000 | $ 92,000 |
| Cumberland County Maine | 3 | $ 895,000 | $ 298,000 | $ 111,000 |
| Middlesex County Massachusetts | 3 | $ 1,235,000 | $ 411,000 | $ 179,000 |
| Oakland County Michigan | 3 | $ 705,000 | $ 235,000 | $ 118,000 |
| Passaic County New Jersey | 3 | $ 1,025,000 | $ 341,000 | $ 139,000 |
| Richmond County New York | 3 | $ 1,395,000 | $ 465,000 | $ 295,000 |
| Saratoga County New York | 3 | $ 1,035,000 | $ 345,000 | $ 202,000 |
| Champaign County Ohio | 3 | $ 595,000 | $ 198,000 | $ 57,000 |
| Clermont County Ohio | 3 | $ 805,000 | $ 268,000 | $ 127,000 |
| Crawford County Ohio | 3 | $ 445,000 | $ 148,000 | $ 137,000 |
| Shelby County Ohio | 3 | $ 1,205,000 | $ 401,000 | $ 51,000 |
| Dorchester County South Carolina | 3 | $ 875,000 | $ 291,000 | $ 87,000 |
| Lancaster County South Carolina | 3 | $ 855,000 | $ 285,000 | $ 71,000 |
| Roane County Tennessee | 3 | $ 855,000 | $ 285,000 | $ 81,000 |
| Jefferson County West Virginia | 3 | $ 1,045,000 | $ 348,000 | $ 107,000 |
| Benton County Arkansas | 2 | $ 470,000 | $ 235,000 | $ 115,000 |
| Adams County Colorado | 2 | $ 1,270,000 | $ 635,000 | $ 130,000 |
| Douglas County Colorado | 2 | $ 1,420,000 | $ 710,000 | $ 154,000 |
| Middlesex County Connecticut | 2 | $ 510,000 | $ 255,000 | $ 138,000 |
| New Haven County Connecticut | 2 | $ 590,000 | $ 295,000 | $ 123,000 |
| Osceola County Florida | 2 | $ 530,000 | $ 265,000 | $ 147,000 |
| Palm Beach County Florida | 2 | $ 650,000 | $ 325,000 | $ 63,000 |
| Polk County Florida | 2 | $ 670,000 | $ 335,000 | $ 137,000 |
| Santa Rosa County Florida | 2 | $ 550,000 | $ 275,000 | $ 92,000 |
| Volusia County Florida | 2 | $ 840,000 | $ 420,000 | $ 281,000 |
| Bartow County Georgia | 2 | $ 760,000 | $ 380,000 | $ 198,000 |
| Clayton County Georgia | 2 | $ 280,000 | $ 140,000 | $ 168,000 |
| Muscogee County Georgia | 2 | $ 730,000 | $ 365,000 | $ 122,000 |
| Newton County Georgia | 2 | $ 600,000 | $ 300,000 | $ 95,000 |
| Will County Illinois | 2 | $ 390,000 | $ 195,000 | $ 73,000 |
| Clark County Indiana | 2 | $ 690,000 | $ 345,000 | $ 189,000 |
| Franklin County Indiana | 2 | $ 650,000 | $ 325,000 | $ 136,000 |
| Johnson County Indiana | 2 | $ 500,000 | $ 250,000 | $ 68,000 |
| Marion County Indiana | 2 | $ 500,000 | $ 250,000 | $ 132,000 |
| Campbell County Kentucky | 2 | $ 390,000 | $ 195,000 | $ 137,000 |
| York County Maine | 2 | $ 680,000 | $ 340,000 | $ 101,000 |
| Baltimore County Maryland | 2 | $ 810,000 | $ 405,000 | $ 73,000 |
| Harford County Maryland | 2 | $ 880,000 | $ 440,000 | $ 230,000 |
| Essex County Massachusetts | 2 | $ 730,000 | $ 365,000 | $ 136,000 |
| Kent County Michigan | 2 | $ 600,000 | $ 300,000 | $ 81,000 |
| Hennepin County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 55,000 |
| Wright County Minnesota | 2 | $ 690,000 | $ 345,000 | $ 168,000 |
| Jackson County Missouri | 2 | $ 440,000 | $ 220,000 | $ 285,000 |
| Deer Lodge County Montana | 2 | $ 500,000 | $ 250,000 | $ 125,000 |
| Gallatin County Montana | 2 | $ 590,000 | $ 295,000 | $ 64,000 |
| Merrimack County New Hampshire | 2 | $ 660,000 | $ 330,000 | $ 94,000 |
| Rockingham County New Hampshire | 2 | $ 460,000 | $ 230,000 | $ 110,000 |
| Essex County New Jersey | 2 | $ 1,260,000 | $ 630,000 | $ 201,000 |
| Hudson County New Jersey | 2 | $ 760,000 | $ 380,000 | $ 104,000 |
| Mercer County New Jersey | 2 | $ 520,000 | $ 260,000 | $ 71,000 |
| Bernalillo County New Mexico | 2 | $ 600,000 | $ 300,000 | $ 135,000 |
| Los Alamos County New Mexico | 2 | $ 1,100,000 | $ 550,000 | $ 234,000 |
| Rockland County New York | 2 | $ 790,000 | $ 395,000 | $ 228,000 |
| Forsyth County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 102,000 |
| Rowan County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 94,000 |
| Union County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 121,000 |
| Belmont County Ohio | 2 | $ 280,000 | $ 140,000 | $ 54,000 |
| Brown County Ohio | 2 | $ 390,000 | $ 195,000 | $ 103,000 |
| Carroll County Ohio | 2 | $ 550,000 | $ 275,000 | $ 119,000 |
| Coshocton County Ohio | 2 | $ 610,000 | $ 305,000 | $ 156,000 |
| Gallia County Ohio | 2 | $ 740,000 | $ 370,000 | $ 139,000 |
| Greene County Ohio | 2 | $ 610,000 | $ 305,000 | $ 138,000 |
| Lake County Ohio | 2 | $ 310,000 | $ 155,000 | $ 234,000 |
| Lorain County Ohio | 2 | $ 490,000 | $ 245,000 | $ 102,000 |
| Mahoning County Ohio | 2 | $ 290,000 | $ 145,000 | $ 105,000 |
| Miami County Ohio | 2 | $ 330,000 | $ 165,000 | $ 79,000 |
| Pickaway County Ohio | 2 | $ 710,000 | $ 355,000 | $ 115,000 |
| Stark County Ohio | 2 | $ 640,000 | $ 320,000 | $ 167,000 |
| Chester County Pennsylvania | 2 | $ 700,000 | $ 350,000 | $ 225,000 |
| Lehigh County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 47,000 |
| Philadelphia County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 74,000 |
| Westmoreland County Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 91,000 |
| Lexington County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 107,000 |
| Lubbock County Texas | 2 | $ 310,000 | $ 155,000 | $ 183,000 |
| Salt Lake County Utah | 2 | $ 730,000 | $ 365,000 | $ 116,000 |
| Loudoun County Virginia | 2 | $ 700,000 | $ 350,000 | $ 112,000 |
| Prince William County Virginia | 2 | $ 1,020,000 | $ 510,000 | $ 110,000 |
| Clark County Washington | 2 | $ 590,000 | $ 295,000 | $ 69,000 |
| Snohomish County Washington | 2 | $ 790,000 | $ 395,000 | $ 97,000 |
| Spokane County Washington | 2 | $ 670,000 | $ 335,000 | $ 96,000 |
| Covington County Alabama | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Jefferson County Alabama | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Madison County Alabama | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Pike County Alabama | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Mohave County Arizona | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Pinal County Arizona | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Contra Costa County California | 1 | $ 365,000 | $ 365,000 | $ 72,000 |
| San Diego County California | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Arapahoe County Colorado | 1 | $ 355,000 | $ 355,000 | $ 73,000 |
| Delta County Colorado | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| Larimer County Colorado | 1 | $ 585,000 | $ 585,000 | $ 145,000 |
| Montrose County Colorado | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| Weld County Colorado | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Hartford County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| New London County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Tolland County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Bay County Florida | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| Brevard County Florida | 1 | $ 545,000 | $ 545,000 | $ 310,000 |
| Escambia County Florida | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| Miami-Dade County Florida | 1 | $ 555,000 | $ 555,000 | $ 78,000 |
| Nassau County Florida | 1 | $ 375,000 | $ 375,000 | $ 81,000 |
| Okaloosa County Florida | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Orange County Florida | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Sarasota County Florida | 1 | $ 495,000 | $ 495,000 | $ 199,000 |
| St. Lucie County Florida | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Sumter County Florida | 1 | $ 495,000 | $ 495,000 | $ 145,000 |
| Chatham County Georgia | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Colquitt County Georgia | 1 | $ 125,000 | $ 125,000 | $ 200,000 |
| Floyd County Georgia | 1 | $ 355,000 | $ 355,000 | $ 142,000 |
| Gilmer County Georgia | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Hall County Georgia | 1 | $ 465,000 | $ 465,000 | $ 334,000 |
| Haralson County Georgia | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Henry County Georgia | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Kootenai County Idaho | 1 | $ 245,000 | $ 245,000 | $ 236,000 |
| Adams County Illinois | 1 | $ 285,000 | $ 285,000 | $ 225,000 |
| Lake County Illinois | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| McHenry County Illinois | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Union County Illinois | 1 | $ 235,000 | $ 235,000 | $ 172,000 |
| Allen County Indiana | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Hamilton County Indiana | 1 | $ 365,000 | $ 365,000 | $ 89,000 |
| Hancock County Indiana | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Hendricks County Indiana | 1 | $ 425,000 | $ 425,000 | $ 300,000 |
| Madison County Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Owen County Indiana | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Porter County Indiana | 1 | $ 245,000 | $ 245,000 | $ 152,000 |
| Steuben County Indiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Vanderburgh County Indiana | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Douglas County Kansas | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Leavenworth County Kansas | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Sedgwick County Kansas | 1 | $ 265,000 | $ 265,000 | $ 223,000 |
| Wyandotte County Kansas | 1 | $ 195,000 | $ 195,000 | $ 216,000 |
| Adair County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Daviess County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Graves County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 113,000 |
| Grayson County Kentucky | 1 | $ 405,000 | $ 405,000 | $ 92,000 |
| Laurel County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 167,000 |
| Owen County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Pendleton County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Trigg County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Caddo County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Livingston County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Rapides County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 202,000 |
| St. Martin County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 221,000 |
| Hancock County Maine | 1 | $ 415,000 | $ 415,000 | $ 371,000 |
| Knox County Maine | 1 | $ 395,000 | $ 395,000 | $ 241,000 |
| Somerset County Maine | 1 | $ 225,000 | $ 225,000 | $ 165,000 |
| Carroll County Maryland | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Charles County Maryland | 1 | $ 325,000 | $ 325,000 | $ 103,000 |
| Montgomery County Maryland | 1 | $ 335,000 | $ 335,000 | $ 124,000 |
| Worcester County Maryland | 1 | $ 355,000 | $ 355,000 | $ 198,000 |
| Barnstable County Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 26,000 |
| Hampshire County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Plymouth County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 44,000 |
| Suffolk County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 145,000 |
| Allegan County Michigan | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Benzie County Michigan | 1 | $ 325,000 | $ 325,000 | $ 272,000 |
| Grand Traverse County Michigan | 1 | $ 465,000 | $ 465,000 | $ 135,000 |
| Hillsdale County Michigan | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Lenawee County Michigan | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Livingston County Michigan | 1 | $ 345,000 | $ 345,000 | $ 122,000 |
| Ottawa County Michigan | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Wayne County Michigan | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Ramsey County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Scott County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Sherburne County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Washington County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Harrison County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 141,000 |
| Jackson County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Boone County Missouri | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| Camden County Missouri | 1 | $ 365,000 | $ 365,000 | $ 183,000 |
| Christian County Missouri | 1 | $ 275,000 | $ 275,000 | $ 57,000 |
| Clay County Missouri | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Jefferson County Missouri | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Phelps County Missouri | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Platte County Missouri | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| St. Charles County Missouri | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| St. Louis County Missouri | 1 | $ 435,000 | $ 435,000 | $ 136,000 |
| Cascade County Montana | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Jefferson County Montana | 1 | $ 475,000 | $ 475,000 | $ 96,000 |
| Missoula County Montana | 1 | $ 365,000 | $ 365,000 | $ 100,000 |
| Cass County Nebraska | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Douglas County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 180,000 |
| Douglas County Nevada | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Elko County Nevada | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Lyon County Nevada | 1 | $ 255,000 | $ 255,000 | $ 47,000 |
| Washoe County Nevada | 1 | $ 525,000 | $ 525,000 | $ 156,000 |
| Bergen County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Cumberland County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Hunterdon County New Jersey | 1 | $ 625,000 | $ 625,000 | $ 135,000 |
| Morris County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Ocean County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 49,000 |
| Sussex County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Union County New Jersey | 1 | $ 565,000 | $ 565,000 | $ 161,000 |
| Warren County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| Sandoval County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Santa Fe County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 58,000 |
| Bronx County New York | 1 | $ 425,000 | $ 425,000 | $ 111,000 |
| Chautauqua County New York | 1 | $ 365,000 | $ 365,000 | $ 320,000 |
| Oswego County New York | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Rensselaer County New York | 1 | $ 335,000 | $ 335,000 | $ 193,000 |
| Schenectady County New York | 1 | $ 345,000 | $ 345,000 | $ 68,000 |
| Tompkins County New York | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Cabarrus County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Catawba County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Cleveland County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 166,000 |
| Durham County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Gaston County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 52,000 |
| Harnett County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Hoke County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Johnston County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Randolph County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Grand Forks County North Dakota | 1 | $ 305,000 | $ 305,000 | $ 73,000 |
| Clinton County Ohio | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Defiance County Ohio | 1 | $ 45,000 | $ 45,000 | $ 150,000 |
| Fulton County Ohio | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Geauga County Ohio | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| Hocking County Ohio | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Monroe County Ohio | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Portage County Ohio | 1 | $ 345,000 | $ 345,000 | $ 180,000 |
| Preble County Ohio | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Vinton County Ohio | 1 | $ 375,000 | $ 375,000 | $ 114,000 |
| Comanche County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 219,000 |
| Grady County Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 163,000 |
| Payne County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Crook County Oregon | 1 | $ 275,000 | $ 275,000 | $ 48,000 |
| Josephine County Oregon | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Wallowa County Oregon | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Yamhill County Oregon | 1 | $ 385,000 | $ 385,000 | $ 139,000 |
| Berks County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 140,000 |
| Delaware County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Lawrence County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 193,000 |
| Lebanon County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Mercer County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 285,000 |
| York County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Washington County Rhode Island | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Aiken County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| Charleston County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 99,000 |
| Greenwood County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Pickens County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Richland County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Lawrence County South Dakota | 1 | $ 405,000 | $ 405,000 | $ 106,000 |
| Lincoln County South Dakota | 1 | $ 425,000 | $ 425,000 | $ 186,000 |
| Minnehaha County South Dakota | 1 | $ 295,000 | $ 295,000 | $ 144,000 |
| Blount County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| Campbell County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 416,000 |
| Maury County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 236,000 |
| Montgomery County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Rutherford County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 84,000 |
| Harris County Texas | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Chittenden County Vermont | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
| Orange County Vermont | 1 | $ 345,000 | $ 345,000 | $ 112,000 |
| Windham County Vermont | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Chesapeake County Virginia | 1 | $ 375,000 | $ 375,000 | $ 189,000 |
| Chesterfield County Virginia | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Fauquier County Virginia | 1 | $ 595,000 | $ 595,000 | $ 213,000 |
| Franklin County Virginia | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Frederick County Virginia | 1 | $ 265,000 | $ 265,000 | $ 37,000 |
| Hanover County Virginia | 1 | $ 285,000 | $ 285,000 | $ 348,000 |
| Spotsylvania County Virginia | 1 | $ 225,000 | $ 225,000 | $ 41,000 |
| King County Washington | 1 | $ 335,000 | $ 335,000 | $ 55,000 |
| Pierce County Washington | 1 | $ 265,000 | $ 265,000 | $ 57,000 |
| Kenosha County Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 253,000 |
| Marathon County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 62,000 |
| Monroe County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Portage County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 62,000 |
| Converse County Wyoming | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| Sweetwater County Wyoming | 1 | $ 245,000 | $ 245,000 | $ 233,000 |
Mortgage Loan Application Detail Totals for The Union Bank Company in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 845 | $190,365,000 | $225,000 | $1,575,000 | $110,000 | $2,303,000 |
| Cash-out Refinancing | 588 | $169,260,000 | $287,000 | $965,000 | $114,000 | $695,000 |
| Refinancing | 256 | $58,620,000 | $228,000 | $4,905,000 | $101,000 | $826,000 |
| Home Improvement | 191 | $21,915,000 | $114,000 | $5,625,000 | $118,000 | $2,135,000 |
| Other Purpose | 174 | $14,290,000 | $82,000 | $495,000 | $99,000 | $753,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,532 | $293,990,000 | $191,000 | $1,505,000 | $108,000 | $2,303,000 |
| Not Provided | 198 | $56,600,000 | $285,000 | $895,000 | $118,000 | $451,000 |
| Black or African American | 113 | $27,905,000 | $246,000 | $535,000 | $108,000 | $326,000 |
| Not applicable | 72 | $43,750,000 | $607,000 | $5,625,000 | $0 | $0 |
| Hispanic | 63 | $14,705,000 | $233,000 | $675,000 | $122,000 | $825,000 |
| Asian | 53 | $12,785,000 | $241,000 | $685,000 | $124,000 | $371,000 |
| American Indian or Alaskan Native | 6 | $1,360,000 | $226,000 | $455,000 | $125,000 | $223,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $785,000 | $157,000 | $315,000 | $93,000 | $103,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,709 | $355,015,000 | $207,000 | $5,625,000 | $113,000 | $2,303,000 |
| FHA-insured (Federal Housing Administration) | 269 | $73,485,000 | $273,000 | $895,000 | $95,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 71 | $25,165,000 | $354,000 | $875,000 | $111,000 | $253,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $785,000 | $157,000 | $255,000 | $57,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,393 | $289,305,000 | $207,000 | $4,705,000 | $112,000 | $2,135,000 |
| Application Withdrawn By Applicant | 266 | $65,880,000 | $247,000 | $5,625,000 | $118,000 | $2,303,000 |
| File Closed For Incompleteness | 192 | $55,290,000 | $287,000 | $895,000 | $111,000 | $413,000 |
| Application Denied By Financial Institution | 182 | $40,270,000 | $221,000 | $4,905,000 | $82,000 | $421,000 |
| Application Approved But Not Accepted | 21 | $3,705,000 | $176,000 | $495,000 | $85,000 | $226,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,872 | $414,180,000 | $221,000 | $5,625,000 | $113,000 | $2,303,000 |
| Debt-To-Income Ratio | 78 | $16,900,000 | $216,000 | $695,000 | $69,000 | $192,000 |
| Credit History | 56 | $13,520,000 | $241,000 | $4,905,000 | $79,000 | $277,000 |
| Collateral | 23 | $4,925,000 | $214,000 | $475,000 | $116,000 | $285,000 |
| Other | 12 | $2,560,000 | $213,000 | $365,000 | $117,000 | $421,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,050,000 | $262,000 | $425,000 | $81,000 | $109,000 |
| Credit Application Incomplete | 4 | $300,000 | $75,000 | $135,000 | $60,000 | $113,000 |
| Unverifiable Information | 3 | $625,000 | $208,000 | $375,000 | $82,000 | $145,000 |
| Employment History | 2 | $390,000 | $195,000 | $355,000 | $93,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Union Bank Company's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Union Bank Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.