The Union Bank Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
The Union Bank Company 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Union Bank Company 105 Progressive Drive Columbus Grove, OH 45830 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,347 |
| Total Mortgage Loan Application Amount | $537,675,000 |
| Average Mortgage Loan Application Amount | $311,400 |
| Highest Mortgage Loan Application Amount | $4,275,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $2,328,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with The Union Bank Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Union Bank Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down The Union Bank Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Union Bank Company serves its applicants.
Each category highlights the total number of mortgage applications processed by The Union Bank Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Union Bank Company's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| COLUMBUS, OH | 619 | $ 140,795,000 | $ 227,000 | $ 106,000 |
| NA (OUTSIDE OF MSA/MD) | 393 | $ 67,075,000 | $ 216,128 | $ 81,871 |
| LIMA, OH | 104 | $ 20,190,000 | $ 194,000 | $ 101,000 |
| CINCINNATI, OH-KY-IN | 79 | $ 16,135,000 | $ 191,333 | $ 83,333 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 68 | $ 28,690,000 | $ 362,500 | $ 104,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 47 | $ 17,465,000 | $ 371,000 | $ 148,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 44 | $ 9,600,000 | $ 218,000 | $ 86,000 |
| TOLEDO, OH | 43 | $ 5,485,000 | $ 127,000 | $ 81,000 |
| CHICAGO-NAPERVILLE, IL | 41 | $ 10,805,000 | $ 263,000 | $ 95,000 |
| NEW YORK-NEWARK, NY | 28 | $ 7,780,000 | $ 286,000 | $ 97,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 28 | $ 9,050,000 | $ 313,333 | $ 104,333 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 26 | $ 5,900,000 | $ 226,000 | $ 92,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 25 | $ 4,605,000 | $ 184,000 | $ 70,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 20 | $ 6,020,000 | $ 301,000 | $ 91,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 20 | $ 4,090,000 | $ 204,000 | $ 193,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 18 | $ 7,900,000 | $ 438,000 | $ 134,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 18 | $ 4,710,000 | $ 324,000 | $ 112,500 |
| BOSTON, MA | 17 | $ 5,145,000 | $ 302,000 | $ 95,000 |
| CLEVELAND-ELYRIA, OH | 17 | $ 3,135,000 | $ 184,000 | $ 89,000 |
| JACKSONVILLE, FL | 17 | $ 4,225,000 | $ 248,000 | $ 82,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 16 | $ 4,020,000 | $ 251,000 | $ 88,000 |
| PROVIDENCE-WARWICK, RI-MA | 15 | $ 4,065,000 | $ 269,000 | $ 87,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 13 | $ 2,685,000 | $ 225,500 | $ 78,500 |
| CHARLESTON-NORTH CHARLESTON, SC | 12 | $ 2,740,000 | $ 228,000 | $ 90,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 12 | $ 3,740,000 | $ 311,000 | $ 82,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 12 | $ 3,250,000 | $ 270,000 | $ 71,000 |
| NEWARK, NJ-PA | 12 | $ 3,420,000 | $ 285,000 | $ 114,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 11 | $ 3,035,000 | $ 275,000 | $ 120,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 11 | $ 2,515,000 | $ 228,000 | $ 68,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 11 | $ 2,165,000 | $ 196,000 | $ 75,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 11 | $ 2,445,000 | $ 222,000 | $ 77,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 11 | $ 2,555,000 | $ 232,000 | $ 94,000 |
| WORCESTER, MA-CT | 11 | $ 2,615,000 | $ 259,000 | $ 79,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 10 | $ 2,390,000 | $ 239,000 | $ 62,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 10 | $ 2,950,000 | $ 295,000 | $ 66,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 9 | $ 2,385,000 | $ 265,000 | $ 71,000 |
| NEW HAVEN-MILFORD, CT | 9 | $ 1,645,000 | $ 182,000 | $ 247,000 |
| CAMDEN, NJ | 8 | $ 1,730,000 | $ 216,000 | $ 85,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 8 | $ 1,600,000 | $ 200,000 | $ 60,000 |
| DENVER-AURORA-LAKEWOOD, CO | 8 | $ 2,590,000 | $ 323,000 | $ 96,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 8 | $ 1,230,000 | $ 153,000 | $ 55,000 |
| AKRON, OH | 7 | $ 1,505,000 | $ 215,000 | $ 78,000 |
| PORT ST. LUCIE, FL | 7 | $ 1,345,000 | $ 192,000 | $ 44,000 |
| RALEIGH, NC | 7 | $ 1,605,000 | $ 229,000 | $ 48,000 |
| RICHMOND, VA | 7 | $ 1,825,000 | $ 260,000 | $ 88,000 |
| BIRMINGHAM-HOOVER, AL | 6 | $ 1,130,000 | $ 188,000 | $ 58,000 |
| ELGIN, IL | 6 | $ 1,540,000 | $ 256,000 | $ 91,000 |
| GARY, IN | 6 | $ 1,530,000 | $ 255,000 | $ 131,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 6 | $ 1,530,000 | $ 255,000 | $ 123,000 |
| PITTSBURGH, PA | 6 | $ 1,640,000 | $ 273,000 | $ 121,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 6 | $ 1,940,000 | $ 323,000 | $ 99,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 6 | $ 1,560,000 | $ 260,000 | $ 101,000 |
| ALBANY-SCHENECTADY-TROY, NY | 5 | $ 1,325,000 | $ 265,000 | $ 70,000 |
| ASHEVILLE, NC | 5 | $ 1,105,000 | $ 221,000 | $ 57,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 5 | $ 1,365,000 | $ 273,000 | $ 100,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 1,095,000 | $ 208,333 | $ 69,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 915,000 | $ 183,000 | $ 93,000 |
| MANCHESTER-NASHUA, NH | 5 | $ 1,395,000 | $ 279,000 | $ 126,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 1,215,000 | $ 249,000 | $ 96,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 5 | $ 945,000 | $ 195,500 | $ 67,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 925,000 | $ 185,000 | $ 81,000 |
| PHILADELPHIA, PA | 5 | $ 1,035,000 | $ 207,000 | $ 88,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 5 | $ 1,575,000 | $ 302,500 | $ 108,500 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 5 | $ 1,455,000 | $ 291,000 | $ 147,000 |
| STOCKTON-LODI, CA | 5 | $ 1,515,000 | $ 303,000 | $ 64,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 865,000 | $ 173,000 | $ 78,000 |
| AUBURN-OPELIKA, AL | 4 | $ 930,000 | $ 232,000 | $ 96,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 4 | $ 1,050,000 | $ 262,000 | $ 81,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 4 | $ 720,000 | $ 180,000 | $ 89,000 |
| CANTON-MASSILLON, OH | 4 | $ 870,000 | $ 217,000 | $ 111,000 |
| COLORADO SPRINGS, CO | 4 | $ 1,020,000 | $ 255,000 | $ 71,000 |
| DALLAS-PLANO-IRVING, TX | 4 | $ 1,030,000 | $ 257,000 | $ 71,000 |
| KANSAS CITY, MO-KS | 4 | $ 770,000 | $ 186,500 | $ 80,500 |
| KINGSTON, NY | 4 | $ 860,000 | $ 215,000 | $ 88,000 |
| LAS CRUCES, NM | 4 | $ 790,000 | $ 197,000 | $ 156,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 4 | $ 1,350,000 | $ 337,000 | $ 75,000 |
| NEW ORLEANS-METAIRIE, LA | 4 | $ 760,000 | $ 190,000 | $ 81,000 |
| PUNTA GORDA, FL | 4 | $ 720,000 | $ 180,000 | $ 49,000 |
| ROCKFORD, IL | 4 | $ 670,000 | $ 167,000 | $ 81,000 |
| SALT LAKE CITY, UT | 4 | $ 1,240,000 | $ 310,000 | $ 136,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 4 | $ 1,600,000 | $ 400,000 | $ 96,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 860,000 | $ 178,000 | $ 62,000 |
| ST. LOUIS, MO-IL | 4 | $ 950,000 | $ 237,000 | $ 116,000 |
| TACOMA-LAKEWOOD, WA | 4 | $ 680,000 | $ 170,000 | $ 63,000 |
| WILMINGTON, DE-MD-NJ | 4 | $ 1,060,000 | $ 255,000 | $ 142,000 |
| ALBUQUERQUE, NM | 3 | $ 665,000 | $ 221,000 | $ 125,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 465,000 | $ 150,000 | $ 74,000 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 905,000 | $ 301,000 | $ 88,000 |
| CHATTANOOGA, TN-GA | 3 | $ 695,000 | $ 230,000 | $ 71,000 |
| COLUMBIA, SC | 3 | $ 555,000 | $ 185,000 | $ 29,000 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 835,000 | $ 278,000 | $ 90,000 |
| FRESNO, CA | 3 | $ 505,000 | $ 168,000 | $ 56,000 |
| GRAND JUNCTION, CO | 3 | $ 575,000 | $ 191,000 | $ 60,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 565,000 | $ 188,000 | $ 82,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 595,000 | $ 198,000 | $ 108,000 |
| HUNTSVILLE, AL | 3 | $ 495,000 | $ 165,000 | $ 69,000 |
| KNOXVILLE, TN | 3 | $ 575,000 | $ 191,000 | $ 55,000 |
| LAFAYETTE, LA | 3 | $ 525,000 | $ 175,000 | $ 51,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 705,000 | $ 235,000 | $ 93,000 |
| LANSING-EAST LANSING, MI | 3 | $ 625,000 | $ 208,000 | $ 39,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 3 | $ 755,000 | $ 251,000 | $ 87,000 |
| MERCED, CA | 3 | $ 745,000 | $ 248,000 | $ 84,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 3 | $ 955,000 | $ 318,000 | $ 92,000 |
| OKLAHOMA CITY, OK | 3 | $ 935,000 | $ 311,000 | $ 164,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 715,000 | $ 238,000 | $ 120,000 |
| PANAMA CITY, FL | 3 | $ 655,000 | $ 218,000 | $ 69,000 |
| PROVO-OREM, UT | 3 | $ 835,000 | $ 278,000 | $ 83,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 1,435,000 | $ 478,000 | $ 118,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 3 | $ 1,145,000 | $ 381,000 | $ 104,000 |
| SAVANNAH, GA | 3 | $ 515,000 | $ 171,000 | $ 91,000 |
| SPARTANBURG, SC | 3 | $ 635,000 | $ 211,000 | $ 42,000 |
| SPRINGFIELD, OH | 3 | $ 775,000 | $ 258,000 | $ 89,000 |
| TULSA, OK | 3 | $ 615,000 | $ 205,000 | $ 82,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 2 | $ 960,000 | $ 480,000 | $ 199,000 |
| BOISE CITY, ID | 2 | $ 450,000 | $ 225,000 | $ 42,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 480,000 | $ 240,000 | $ 105,000 |
| CHARLESTON, WV | 2 | $ 410,000 | $ 205,000 | $ 82,000 |
| COEUR D'ALENE, ID | 2 | $ 550,000 | $ 275,000 | $ 178,000 |
| GAINESVILLE, FL | 2 | $ 300,000 | $ 150,000 | $ 50,000 |
| GLENS FALLS, NY | 2 | $ 350,000 | $ 175,000 | $ 94,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 350,000 | $ 175,000 | $ 78,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 570,000 | $ 285,000 | $ 121,000 |
| HARRISONBURG, VA | 2 | $ 390,000 | $ 195,000 | $ 72,000 |
| HOMOSASSA SPRINGS, FL | 2 | $ 350,000 | $ 175,000 | $ 101,000 |
| JACKSON, MS | 2 | $ 310,000 | $ 155,000 | $ 69,000 |
| LANCASTER, PA | 2 | $ 440,000 | $ 220,000 | $ 51,000 |
| LINCOLN, NE | 2 | $ 470,000 | $ 235,000 | $ 41,000 |
| MADISON, WI | 2 | $ 410,000 | $ 205,000 | $ 75,000 |
| MANSFIELD, OH | 2 | $ 220,000 | $ 110,000 | $ 25,000 |
| MOBILE, AL | 2 | $ 400,000 | $ 200,000 | $ 75,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 2 | $ 500,000 | $ 250,000 | $ 76,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 440,000 | $ 220,000 | $ 99,000 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 400,000 | $ 200,000 | $ 88,000 |
| RENO, NV | 2 | $ 970,000 | $ 485,000 | $ 86,000 |
| ROANOKE, VA | 2 | $ 440,000 | $ 220,000 | $ 84,000 |
| ROCHESTER, NY | 2 | $ 400,000 | $ 200,000 | $ 131,000 |
| SALISBURY, MD-DE | 2 | $ 420,000 | $ 210,000 | $ 38,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 350,000 | $ 175,000 | $ 35,000 |
| ST. CLOUD, MN | 2 | $ 440,000 | $ 220,000 | $ 70,000 |
| SUMTER, SC | 2 | $ 310,000 | $ 155,000 | $ 128,000 |
| SYRACUSE, NY | 2 | $ 380,000 | $ 190,000 | $ 87,000 |
| VALDOSTA, GA | 2 | $ 520,000 | $ 260,000 | $ 42,000 |
| VINELAND-BRIDGETON, NJ | 2 | $ 380,000 | $ 190,000 | $ 79,000 |
| WILMINGTON, NC | 2 | $ 550,000 | $ 275,000 | $ 80,000 |
| ABILENE, TX | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| AMES, IA | 1 | $ 325,000 | $ 325,000 | $ 144,000 |
| APPLETON, WI | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| BAKERSFIELD, CA | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| BARNSTABLE TOWN, MA | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| BATON ROUGE, LA | 1 | $ 265,000 | $ 265,000 | $ 217,000 |
| BEND-REDMOND, OR | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| BINGHAMTON, NY | 1 | $ 205,000 | $ 205,000 | $ 176,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| BLOOMINGTON, IN | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| BOWLING GREEN, KY | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| CARBONDALE-MARION, IL | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| CARSON CITY, NV | 1 | $ 335,000 | $ 335,000 | $ 66,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| CHARLOTTESVILLE, VA | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| CHEYENNE, WY | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| CLARKSVILLE, TN-KY | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 395,000 | $ 395,000 | $ 299,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 215,000 | $ 215,000 | $ 26,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| DECATUR, IL | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| DOVER, DE | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| DULUTH, MN-WI | 1 | $ 325,000 | $ 325,000 | $ 138,000 |
| EAU CLAIRE, WI | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| EL PASO, TX | 1 | $ 65,000 | $ 65,000 | $ 353,000 |
| EVANSVILLE, IN-KY | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| FARMINGTON, NM | 1 | $ 165,000 | $ 165,000 | $ 130,000 |
| FAYETTEVILLE, NC | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| FLINT, MI | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| FLORENCE, SC | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| FORT WAYNE, IN | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| GADSDEN, AL | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| GAINESVILLE, GA | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| GRANTS PASS, OR | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| HAMMOND, LA | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1 | $ 205,000 | $ 205,000 | $ 139,000 |
| IDAHO FALLS, ID | 1 | $ 315,000 | $ 315,000 | $ 136,000 |
| IOWA CITY, IA | 1 | $ 345,000 | $ 345,000 | $ 118,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| LEWISTON-AUBURN, ME | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 315,000 | $ 315,000 | $ 162,000 |
| MADERA, CA | 1 | $ 345,000 | $ 345,000 | $ 86,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| MODESTO, CA | 1 | $ 185,000 | $ 185,000 | $ 199,000 |
| MONTGOMERY, AL | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| MORGANTOWN, WV | 1 | $ 255,000 | $ 255,000 | $ 49,000 |
| MUSKEGON, MI | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| NEW BERN, NC | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| OCALA, FL | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| OWENSBORO, KY | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| READING, PA | 1 | $ 175,000 | $ 175,000 | $ 12,000 |
| ROME, GA | 1 | $ 145,000 | $ 145,000 | $ 27,000 |
| SALINAS, CA | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| SANTA FE, NM | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 415,000 | $ 415,000 | $ 116,000 |
| SIOUX FALLS, SD | 1 | $ 235,000 | $ 235,000 | $ 24,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 315,000 | $ 315,000 | $ 48,000 |
| SPRINGFIELD, MO | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| STATE COLLEGE, PA | 1 | $ 435,000 | $ 435,000 | $ 116,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| TALLAHASSEE, FL | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| TRENTON, NJ | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| TUSCALOOSA, AL | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| TWIN FALLS, ID | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| WAUSAU, WI | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| WHEELING, WV-OH | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| WICHITA, KS | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| WINCHESTER, VA-WV | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for The Union Bank Company in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,095 | $261,275,000 | $238,000 | $855,000 | $93,000 | $2,328,000 |
| Home Purchase | 745 | $151,185,000 | $202,000 | $1,125,000 | $96,000 | $660,000 |
| Refinancing | 486 | $119,570,000 | $246,000 | $2,335,000 | $101,000 | $1,344,000 |
| Other Purpose | 15 | $685,000 | $45,000 | $85,000 | $74,000 | $149,000 |
| Home Improvement | 6 | $4,960,000 | $826,000 | $4,275,000 | $31,000 | $35,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,521 | $324,775,000 | $213,000 | $1,125,000 | $96,000 | $1,530,000 |
| Not Provided | 510 | $133,330,000 | $261,000 | $815,000 | $94,000 | $485,000 |
| Black or African American | 119 | $24,515,000 | $206,000 | $645,000 | $80,000 | $482,000 |
| Hispanic | 79 | $19,125,000 | $242,000 | $635,000 | $87,000 | $353,000 |
| Asian | 67 | $16,665,000 | $248,000 | $605,000 | $125,000 | $2,328,000 |
| Not applicable | 44 | $16,920,000 | $384,000 | $4,275,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $635,000 | $211,000 | $285,000 | $87,000 | $125,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $415,000 | $415,000 | $415,000 | $95,000 | $95,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,540 | $354,090,000 | $229,000 | $4,275,000 | $105,000 | $2,328,000 |
| FHA-insured (Federal Housing Administration) | 608 | $136,910,000 | $225,000 | $815,000 | $80,000 | $332,000 |
| VA-guaranteed (Veterans Administration) | 174 | $43,970,000 | $252,000 | $685,000 | $76,000 | $1,530,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $2,705,000 | $108,000 | $175,000 | $45,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,360 | $306,100,000 | $225,000 | $4,275,000 | $100,000 | $772,000 |
| Application Withdrawn By Applicant | 444 | $104,080,000 | $234,000 | $725,000 | $100,000 | $2,328,000 |
| File Closed For Incompleteness | 295 | $72,065,000 | $244,000 | $855,000 | $87,000 | $330,000 |
| Application Denied By Financial Institution | 231 | $51,965,000 | $224,000 | $635,000 | $74,000 | $661,000 |
| Application Approved But Not Accepted | 17 | $3,465,000 | $203,000 | $425,000 | $101,000 | $335,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,116 | $485,710,000 | $229,000 | $4,275,000 | $98,000 | $2,328,000 |
| Debt-To-Income Ratio | 88 | $21,430,000 | $243,000 | $635,000 | $56,000 | $188,000 |
| Collateral | 56 | $13,380,000 | $238,000 | $605,000 | $86,000 | $236,000 |
| Credit History | 47 | $8,375,000 | $178,000 | $475,000 | $76,000 | $240,000 |
| Credit Application Incomplete | 12 | $2,340,000 | $195,000 | $385,000 | $116,000 | $661,000 |
| Other | 9 | $1,875,000 | $208,000 | $435,000 | $117,000 | $353,000 |
| Unverifiable Information | 9 | $1,945,000 | $216,000 | $485,000 | $62,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,555,000 | $222,000 | $585,000 | $77,000 | $175,000 |
| Employment History | 2 | $540,000 | $270,000 | $305,000 | $88,000 | $140,000 |
| Mortgage Insurance Denied | 1 | $525,000 | $525,000 | $525,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Union Bank Company's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Union Bank Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.