The Union Bank Company Mortgage Lending & HMDA Data, 2019

In 2019, The Union Bank Company of Columbus Grove, OH reported 2,347 mortgage applications totaling $537.7 million, up 38% from 2018. The average application was for $229,090, and applicants reported an average income of $95,328. 58% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Columbus, OH (619), Lima, OH (104) and Cincinnati, OH-KY-IN (79) (applications in parentheses).

Mortgage Company & Address The Union Bank Company
105 Progressive Drive
Columbus Grove, OH 45830
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,347
Total Mortgage Loan Application Amount $537,675,000
Average Mortgage Loan Application Amount $229,090
Highest Mortgage Loan Application Amount $4,275,000
Average Applicant Income $95,328
Highest Applicant Income $2,328,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Union Bank Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Union Bank Company by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 378 $ 82,980,000 $ 219,523 $ 100,000
Putnam, Ohio 138 $ 20,750,000 $ 150,362 $ 81,000
Delaware, Ohio 115 $ 30,305,000 $ 263,521 $ 142,000
Allen, Ohio 104 $ 20,190,000 $ 194,134 $ 101,000
Licking, Ohio 43 $ 9,545,000 $ 221,976 $ 94,000
Marion, Ohio 42 $ 4,260,000 $ 101,428 $ 55,000
Wood, Ohio 29 $ 3,535,000 $ 121,896 $ 79,000
Cook, Illinois 27 $ 7,325,000 $ 271,296 $ 89,000
Fairfield, Ohio 27 $ 5,875,000 $ 217,592 $ 97,000
Hancock, Ohio 26 $ 4,930,000 $ 189,615 $ 115,000
Suffolk, New York 24 $ 7,560,000 $ 315,000 $ 161,000
Nassau, New York 23 $ 9,905,000 $ 430,652 $ 134,000
Union, Ohio 23 $ 5,625,000 $ 244,565 $ 96,000
Hamilton, Ohio 20 $ 4,140,000 $ 207,000 $ 91,000
Los Angeles, California 18 $ 7,900,000 $ 438,888 $ 134,000
Kings, New York 17 $ 8,115,000 $ 477,352 $ 111,000
Pickaway, Ohio 16 $ 3,140,000 $ 196,250 $ 93,000
Montgomery, Ohio 15 $ 2,155,000 $ 143,666 $ 75,000
Maricopa, Arizona 13 $ 3,385,000 $ 260,384 $ 95,000
Pinellas, Florida 13 $ 2,565,000 $ 197,307 $ 96,000
Kenton, Kentucky 13 $ 2,345,000 $ 180,384 $ 85,000
Orange, Florida 12 $ 2,420,000 $ 201,666 $ 267,000
Plymouth, Massachusetts 12 $ 3,230,000 $ 269,166 $ 87,000
Clark, Nevada 12 $ 3,740,000 $ 311,666 $ 82,000
Richmond, New York 12 $ 5,200,000 $ 433,333 $ 106,000
Van Wert, Ohio 12 $ 1,220,000 $ 101,666 $ 88,000
Broward, Florida 11 $ 3,035,000 $ 275,909 $ 120,000
Palm Beach, Florida 11 $ 2,555,000 $ 232,272 $ 94,000
Essex, Massachusetts 11 $ 3,305,000 $ 300,454 $ 89,000
Lucas, Ohio 11 $ 1,225,000 $ 111,363 $ 77,000
Duval, Florida 10 $ 2,320,000 $ 232,000 $ 67,000
Miami-Dade, Florida 10 $ 2,390,000 $ 239,000 $ 62,000
Boone, Kentucky 10 $ 1,800,000 $ 180,000 $ 81,000
Worcester, Massachusetts 10 $ 2,330,000 $ 233,000 $ 75,000
Queens, New York 10 $ 4,250,000 $ 425,000 $ 111,000
New Haven, Connecticut 9 $ 1,645,000 $ 182,777 $ 247,000
Middlesex, Massachusetts 9 $ 2,715,000 $ 301,666 $ 93,000
Macomb, Michigan 9 $ 2,095,000 $ 232,777 $ 78,000
Cuyahoga, Ohio 9 $ 1,595,000 $ 177,222 $ 91,000
Madison, Ohio 9 $ 2,175,000 $ 241,666 $ 87,000
Hillsborough, Florida 8 $ 2,010,000 $ 251,250 $ 86,000
Gwinnett, Georgia 8 $ 1,280,000 $ 160,000 $ 89,000
Sandusky, Ohio 8 $ 1,100,000 $ 137,500 $ 35,000
Warren, Ohio 8 $ 1,790,000 $ 223,750 $ 93,000
Riverside, California 7 $ 2,305,000 $ 329,285 $ 60,000
Hartford, Connecticut 7 $ 1,455,000 $ 207,857 $ 63,000
St. Lucie, Florida 7 $ 1,345,000 $ 192,142 $ 44,000
Fulton, Georgia 7 $ 1,885,000 $ 269,285 $ 109,000
McHenry, Illinois 7 $ 1,585,000 $ 226,428 $ 94,000
Prince George's, Maryland 7 $ 2,015,000 $ 287,857 $ 89,000
Monmouth, New Jersey 7 $ 2,225,000 $ 317,857 $ 104,000
Ocean, New Jersey 7 $ 1,465,000 $ 209,285 $ 90,000
Bronx, New York 7 $ 3,525,000 $ 503,571 $ 87,000
Dutchess, New York 7 $ 1,975,000 $ 282,142 $ 99,000
Westchester, New York 7 $ 3,365,000 $ 480,714 $ 161,000
Butler, Ohio 7 $ 1,785,000 $ 255,000 $ 127,000
Clermont, Ohio 7 $ 1,665,000 $ 237,857 $ 97,000
Knox, Ohio 7 $ 1,775,000 $ 253,571 $ 124,000
Sacramento, California 6 $ 1,940,000 $ 323,333 $ 99,000
District of Columbia, District Of Columbia 6 $ 1,850,000 $ 308,333 $ 104,000
Cherokee, Georgia 6 $ 1,350,000 $ 225,000 $ 101,000
Cobb, Georgia 6 $ 1,400,000 $ 233,333 $ 78,000
DuPage, Illinois 6 $ 1,690,000 $ 281,666 $ 113,000
Campbell, Kentucky 6 $ 1,290,000 $ 215,000 $ 83,000
Bristol, Massachusetts 6 $ 1,560,000 $ 260,000 $ 73,000
Bergen, New Jersey 6 $ 1,890,000 $ 315,000 $ 109,000
Wake, North Carolina 6 $ 1,470,000 $ 245,000 $ 53,000
San Joaquin, California 5 $ 1,515,000 $ 303,000 $ 64,000
Fairfield, Connecticut 5 $ 1,365,000 $ 273,000 $ 100,000
Brevard, Florida 5 $ 925,000 $ 185,000 $ 81,000
Lake, Illinois 5 $ 915,000 $ 183,000 $ 93,000
Hillsborough, New Hampshire 5 $ 1,395,000 $ 279,000 $ 126,000
Middlesex, New Jersey 5 $ 1,295,000 $ 259,000 $ 59,000
Union, New Jersey 5 $ 1,545,000 $ 309,000 $ 107,000
Auglaize, Ohio 5 $ 655,000 $ 131,000 $ 84,000
Greene, Ohio 5 $ 885,000 $ 177,000 $ 49,000
Miami, Ohio 5 $ 1,565,000 $ 313,000 $ 83,000
Summit, Ohio 5 $ 875,000 $ 175,000 $ 73,000
Chester, Pennsylvania 5 $ 1,475,000 $ 295,000 $ 86,000
Kent, Rhode Island 5 $ 1,045,000 $ 209,000 $ 99,000
Charleston, South Carolina 5 $ 1,235,000 $ 247,000 $ 91,000
Henrico, Virginia 5 $ 1,335,000 $ 267,000 $ 101,000
Loudoun, Virginia 5 $ 1,825,000 $ 365,000 $ 185,000
Jefferson, Alabama 4 $ 800,000 $ 200,000 $ 54,000
Lee, Alabama 4 $ 930,000 $ 232,500 $ 96,000
El Paso, Colorado 4 $ 1,020,000 $ 255,000 $ 71,000
Charlotte, Florida 4 $ 720,000 $ 180,000 $ 49,000
Flagler, Florida 4 $ 880,000 $ 220,000 $ 57,000
Osceola, Florida 4 $ 920,000 $ 230,000 $ 102,000
Volusia, Florida 4 $ 720,000 $ 180,000 $ 63,000
Kane, Illinois 4 $ 1,050,000 $ 262,500 $ 105,000
Lake, Indiana 4 $ 1,000,000 $ 250,000 $ 134,000
Marion, Indiana 4 $ 760,000 $ 190,000 $ 90,000
Frederick, Maryland 4 $ 1,080,000 $ 270,000 $ 112,000
Anoka, Minnesota 4 $ 800,000 $ 200,000 $ 86,000
Hennepin, Minnesota 4 $ 1,020,000 $ 255,000 $ 110,000
Rockingham, New Hampshire 4 $ 1,120,000 $ 280,000 $ 129,000
Camden, New Jersey 4 $ 750,000 $ 187,500 $ 75,000
Morris, New Jersey 4 $ 890,000 $ 222,500 $ 71,000
Dona Ana, New Mexico 4 $ 790,000 $ 197,500 $ 156,000
Ulster, New York 4 $ 860,000 $ 215,000 $ 88,000
Mecklenburg, North Carolina 4 $ 850,000 $ 212,500 $ 84,000
Hocking, Ohio 4 $ 680,000 $ 170,000 $ 72,000
Logan, Ohio 4 $ 1,180,000 $ 295,000 $ 236,000
Mercer, Ohio 4 $ 740,000 $ 185,000 $ 80,000
Seneca, Ohio 4 $ 540,000 $ 135,000 $ 90,000
Stark, Ohio 4 $ 870,000 $ 217,500 $ 111,000
Montgomery, Pennsylvania 4 $ 1,030,000 $ 257,500 $ 68,000
Berkeley, South Carolina 4 $ 820,000 $ 205,000 $ 100,000
Greenville, South Carolina 4 $ 600,000 $ 150,000 $ 76,000
Orleans, Vermont 4 $ 840,000 $ 210,000 $ 46,000
King, Washington 4 $ 1,600,000 $ 400,000 $ 96,000
Pierce, Washington 4 $ 680,000 $ 170,000 $ 63,000
Waukesha, Wisconsin 4 $ 1,010,000 $ 252,500 $ 115,000
Pinal, Arizona 3 $ 635,000 $ 211,666 $ 60,000
Contra Costa, California 3 $ 955,000 $ 318,333 $ 92,000
Fresno, California 3 $ 505,000 $ 168,333 $ 56,000
Merced, California 3 $ 745,000 $ 248,333 $ 84,000
San Bernardino, California 3 $ 645,000 $ 215,000 $ 82,000
San Luis Obispo, California 3 $ 1,145,000 $ 381,666 $ 104,000
Santa Clara, California 3 $ 1,435,000 $ 478,333 $ 118,000
Mesa, Colorado 3 $ 575,000 $ 191,666 $ 60,000
New Castle, Delaware 3 $ 825,000 $ 275,000 $ 83,000
Bay, Florida 3 $ 655,000 $ 218,333 $ 69,000
Hernando, Florida 3 $ 785,000 $ 261,666 $ 86,000
Lee, Florida 3 $ 905,000 $ 301,666 $ 88,000
Nassau, Florida 3 $ 895,000 $ 298,333 $ 170,000
Polk, Florida 3 $ 705,000 $ 235,000 $ 93,000
Hamilton, Indiana 3 $ 665,000 $ 221,666 $ 70,000
St. Joseph, Indiana 3 $ 755,000 $ 251,666 $ 87,000
Jefferson, Louisiana 3 $ 555,000 $ 185,000 $ 86,000
Norfolk, Massachusetts 3 $ 1,185,000 $ 395,000 $ 144,000
Branch, Michigan 3 $ 505,000 $ 168,333 $ 174,000
Washington, Minnesota 3 $ 855,000 $ 285,000 $ 137,000
Howell, Missouri 3 $ 1,025,000 $ 341,666 $ 84,000
Douglas, Nebraska 3 $ 715,000 $ 238,333 $ 120,000
Burlington, New Jersey 3 $ 745,000 $ 248,333 $ 90,000
Passaic, New Jersey 3 $ 685,000 $ 228,333 $ 84,000
Sandoval, New Mexico 3 $ 665,000 $ 221,666 $ 125,000
Erie, New York 3 $ 595,000 $ 198,333 $ 102,000
Buncombe, North Carolina 3 $ 575,000 $ 191,666 $ 50,000
Clark, Ohio 3 $ 775,000 $ 258,333 $ 89,000
Medina, Ohio 3 $ 585,000 $ 195,000 $ 88,000
Morrow, Ohio 3 $ 285,000 $ 95,000 $ 58,000
Ottawa, Ohio 3 $ 725,000 $ 241,666 $ 123,000
Bucks, Pennsylvania 3 $ 745,000 $ 248,333 $ 51,000
Delaware, Pennsylvania 3 $ 605,000 $ 201,666 $ 70,000
Washington, Pennsylvania 3 $ 815,000 $ 271,666 $ 133,000
Beaufort, South Carolina 3 $ 595,000 $ 198,333 $ 108,000
Dorchester, South Carolina 3 $ 685,000 $ 228,333 $ 73,000
Horry, South Carolina 3 $ 485,000 $ 161,666 $ 61,000
Spartanburg, South Carolina 3 $ 635,000 $ 211,666 $ 42,000
Rutherford, Tennessee 3 $ 925,000 $ 308,333 $ 43,000
Salt Lake, Utah 3 $ 875,000 $ 291,666 $ 101,000
Utah, Utah 3 $ 835,000 $ 278,333 $ 83,000
Fairfax, Virginia 3 $ 875,000 $ 291,666 $ 115,000
Madison, Alabama 2 $ 280,000 $ 140,000 $ 64,000
Mobile, Alabama 2 $ 400,000 $ 200,000 $ 75,000
Shelby, Alabama 2 $ 330,000 $ 165,000 $ 66,000
Faulkner, Arkansas 2 $ 450,000 $ 225,000 $ 66,000
Pulaski, Arkansas 2 $ 900,000 $ 450,000 $ 85,000
Orange, California 2 $ 960,000 $ 480,000 $ 199,000
Adams, Colorado 2 $ 370,000 $ 185,000 $ 83,000
Arapahoe, Colorado 2 $ 590,000 $ 295,000 $ 67,000
Douglas, Colorado 2 $ 780,000 $ 390,000 $ 130,000
Middlesex, Connecticut 2 $ 410,000 $ 205,000 $ 104,000
Tolland, Connecticut 2 $ 650,000 $ 325,000 $ 47,000
Sussex, Delaware 2 $ 420,000 $ 210,000 $ 38,000
Alachua, Florida 2 $ 300,000 $ 150,000 $ 50,000
Citrus, Florida 2 $ 350,000 $ 175,000 $ 101,000
Clay, Florida 2 $ 350,000 $ 175,000 $ 79,000
Escambia, Florida 2 $ 440,000 $ 220,000 $ 99,000
Indian River, Florida 2 $ 350,000 $ 175,000 $ 35,000
Lake, Florida 2 $ 380,000 $ 190,000 $ 57,000
Pasco, Florida 2 $ 540,000 $ 270,000 $ 94,000
Seminole, Florida 2 $ 370,000 $ 185,000 $ 67,000
Bryan, Georgia 2 $ 410,000 $ 205,000 $ 93,000
Clayton, Georgia 2 $ 300,000 $ 150,000 $ 38,000
Fayette, Georgia 2 $ 660,000 $ 330,000 $ 86,000
Forsyth, Georgia 2 $ 660,000 $ 330,000 $ 100,000
Henry, Georgia 2 $ 300,000 $ 150,000 $ 83,000
Paulding, Georgia 2 $ 290,000 $ 145,000 $ 31,000
Ada, Idaho 2 $ 450,000 $ 225,000 $ 42,000
Kootenai, Idaho 2 $ 550,000 $ 275,000 $ 178,000
Boone, Illinois 2 $ 410,000 $ 205,000 $ 73,000
Kendall, Illinois 2 $ 490,000 $ 245,000 $ 63,000
Winnebago, Illinois 2 $ 260,000 $ 130,000 $ 90,000
Dearborn, Indiana 2 $ 340,000 $ 170,000 $ 71,000
Hendricks, Indiana 2 $ 360,000 $ 180,000 $ 82,000
Johnson, Indiana 2 $ 380,000 $ 190,000 $ 44,000
Porter, Indiana 2 $ 530,000 $ 265,000 $ 124,000
Des Moines, Iowa 2 $ 380,000 $ 190,000 $ 74,000
Finney, Kansas 2 $ 340,000 $ 170,000 $ 39,000
Bullitt, Kentucky 2 $ 500,000 $ 250,000 $ 85,000
Pendleton, Kentucky 2 $ 280,000 $ 140,000 $ 48,000
Cumberland, Maine 2 $ 400,000 $ 200,000 $ 88,000
Anne Arundel, Maryland 2 $ 390,000 $ 195,000 $ 55,000
Montgomery, Maryland 2 $ 480,000 $ 240,000 $ 78,000
Suffolk, Massachusetts 2 $ 730,000 $ 365,000 $ 70,000
Eaton, Michigan 2 $ 500,000 $ 250,000 $ 34,000
Kent, Michigan 2 $ 360,000 $ 180,000 $ 105,000
Stearns, Minnesota 2 $ 440,000 $ 220,000 $ 70,000
Wright, Minnesota 2 $ 630,000 $ 315,000 $ 115,000
DeSoto, Mississippi 2 $ 400,000 $ 200,000 $ 58,000
Jackson, Mississippi 2 $ 350,000 $ 175,000 $ 78,000
St. Charles, Missouri 2 $ 500,000 $ 250,000 $ 171,000
Warren, Missouri 2 $ 450,000 $ 225,000 $ 62,000
Lancaster, Nebraska 2 $ 470,000 $ 235,000 $ 41,000
Washoe, Nevada 2 $ 970,000 $ 485,000 $ 86,000
Belknap, New Hampshire 2 $ 410,000 $ 205,000 $ 48,000
Cumberland, New Jersey 2 $ 380,000 $ 190,000 $ 79,000
Essex, New Jersey 2 $ 790,000 $ 395,000 $ 231,000
Hudson, New Jersey 2 $ 460,000 $ 230,000 $ 83,000
Hamilton, New York 2 $ 520,000 $ 260,000 $ 126,000
New York, New York 2 $ 420,000 $ 210,000 $ 93,000
Orange, New York 2 $ 820,000 $ 410,000 $ 141,000
Rensselaer, New York 2 $ 600,000 $ 300,000 $ 64,000
Brunswick, North Carolina 2 $ 460,000 $ 230,000 $ 73,000
Cabarrus, North Carolina 2 $ 230,000 $ 115,000 $ 85,000
Gaston, North Carolina 2 $ 420,000 $ 210,000 $ 75,000
Henderson, North Carolina 2 $ 530,000 $ 265,000 $ 67,000
Orange, North Carolina 2 $ 660,000 $ 330,000 $ 91,000
Brown, Ohio 2 $ 400,000 $ 200,000 $ 117,000
Champaign, Ohio 2 $ 550,000 $ 275,000 $ 73,000
Clinton, Ohio 2 $ 210,000 $ 105,000 $ 36,000
Darke, Ohio 2 $ 580,000 $ 290,000 $ 94,000
Fayette, Ohio 2 $ 380,000 $ 190,000 $ 82,000
Geauga, Ohio 2 $ 400,000 $ 200,000 $ 73,000
Hardin, Ohio 2 $ 260,000 $ 130,000 $ 93,000
Henry, Ohio 2 $ 230,000 $ 115,000 $ 77,000
Lake, Ohio 2 $ 320,000 $ 160,000 $ 79,000
Lawrence, Ohio 2 $ 350,000 $ 175,000 $ 60,000
Portage, Ohio 2 $ 630,000 $ 315,000 $ 91,000
Richland, Ohio 2 $ 220,000 $ 110,000 $ 25,000
Cleveland, Oklahoma 2 $ 450,000 $ 225,000 $ 100,000
Osage, Oklahoma 2 $ 460,000 $ 230,000 $ 93,000
Pottawatomie, Oklahoma 2 $ 410,000 $ 205,000 $ 141,000
Clackamas, Oregon 2 $ 690,000 $ 345,000 $ 124,000
Tillamook, Oregon 2 $ 690,000 $ 345,000 $ 51,000
Allegheny, Pennsylvania 2 $ 600,000 $ 300,000 $ 133,000
Lancaster, Pennsylvania 2 $ 440,000 $ 220,000 $ 51,000
Philadelphia, Pennsylvania 2 $ 430,000 $ 215,000 $ 116,000
Providence, Rhode Island 2 $ 350,000 $ 175,000 $ 83,000
Laurens, South Carolina 2 $ 190,000 $ 95,000 $ 29,000
Richland, South Carolina 2 $ 330,000 $ 165,000 $ 13,000
Sumter, South Carolina 2 $ 310,000 $ 155,000 $ 128,000
York, South Carolina 2 $ 520,000 $ 260,000 $ 92,000
Hamilton, Tennessee 2 $ 470,000 $ 235,000 $ 62,000
Loudon, Tennessee 2 $ 350,000 $ 175,000 $ 64,000
Sumner, Tennessee 2 $ 410,000 $ 205,000 $ 78,000
Wilson, Tennessee 2 $ 490,000 $ 245,000 $ 94,000
Denton, Texas 2 $ 560,000 $ 280,000 $ 79,000
Fauquier, Virginia 2 $ 830,000 $ 415,000 $ 65,000
Harrisonburg, Virginia 2 $ 390,000 $ 195,000 $ 72,000
Isle of Wight, Virginia 2 $ 270,000 $ 135,000 $ 78,000
Newport News, Virginia 2 $ 400,000 $ 200,000 $ 81,000
Spotsylvania, Virginia 2 $ 610,000 $ 305,000 $ 94,000
Stafford, Virginia 2 $ 560,000 $ 280,000 $ 86,000
Clark, Washington 2 $ 480,000 $ 240,000 $ 58,000
Berkeley, West Virginia 2 $ 570,000 $ 285,000 $ 121,000
Kanawha, West Virginia 2 $ 410,000 $ 205,000 $ 82,000
Dane, Wisconsin 2 $ 410,000 $ 205,000 $ 75,000
Washington, Wisconsin 2 $ 520,000 $ 260,000 $ 141,000
Baldwin, Alabama 1 $ 215,000 $ 215,000 $ 26,000
Colbert, Alabama 1 $ 185,000 $ 185,000 $ 82,000
Dale, Alabama 1 $ 185,000 $ 185,000 $ 30,000
DeKalb, Alabama 1 $ 235,000 $ 235,000 $ 100,000
Elmore, Alabama 1 $ 205,000 $ 205,000 $ 65,000
Etowah, Alabama 1 $ 235,000 $ 235,000 $ 70,000
Limestone, Alabama 1 $ 215,000 $ 215,000 $ 78,000
Pickens, Alabama 1 $ 155,000 $ 155,000 $ 60,000
Mohave, Arizona 1 $ 185,000 $ 185,000 $ 45,000
Navajo, Arizona 1 $ 125,000 $ 125,000 $ 75,000
Madison, Arkansas 1 $ 155,000 $ 155,000 $ 41,000
Del Norte, California 1 $ 195,000 $ 195,000 $ 50,000
Humboldt, California 1 $ 235,000 $ 235,000 $ 52,000
Kern, California 1 $ 245,000 $ 245,000 $ 48,000
Madera, California 1 $ 345,000 $ 345,000 $ 86,000
Mendocino, California 1 $ 335,000 $ 335,000 $ 102,000
Monterey, California 1 $ 265,000 $ 265,000 $ 90,000
Santa Barbara, California 1 $ 415,000 $ 415,000 $ 116,000
Sierra, California 1 $ 145,000 $ 145,000 $ 62,000
Solano, California 1 $ 205,000 $ 205,000 $ 85,000
Stanislaus, California 1 $ 185,000 $ 185,000 $ 199,000
Tulare, California 1 $ 195,000 $ 195,000 $ 104,000
Ventura, California 1 $ 175,000 $ 175,000 $ 34,000
Elbert, Colorado 1 $ 365,000 $ 365,000 $ 108,000
Jefferson, Colorado 1 $ 485,000 $ 485,000 $ 105,000
Mineral, Colorado 1 $ 315,000 $ 315,000 $ 75,000
Litchfield, Connecticut 1 $ 235,000 $ 235,000 $ 69,000
Windham, Connecticut 1 $ 285,000 $ 285,000 $ 84,000
Kent, Delaware 1 $ 155,000 $ 155,000 $ 67,000
Baker, Florida 1 $ 415,000 $ 415,000 $ 0
Bradford, Florida 1 $ 215,000 $ 215,000 $ 156,000
Collier, Florida 1 $ 115,000 $ 115,000 $ 48,000
DeSoto, Florida 1 $ 185,000 $ 185,000 $ 63,000
Gulf, Florida 1 $ 195,000 $ 195,000 $ 38,000
Hendry, Florida 1 $ 195,000 $ 195,000 $ 48,000
Manatee, Florida 1 $ 295,000 $ 295,000 $ 82,000
Marion, Florida 1 $ 145,000 $ 145,000 $ 28,000
Monroe, Florida 1 $ 425,000 $ 425,000 $ 121,000
Okaloosa, Florida 1 $ 395,000 $ 395,000 $ 299,000
Okeechobee, Florida 1 $ 195,000 $ 195,000 $ 88,000
Sarasota, Florida 1 $ 205,000 $ 205,000 $ 70,000
St. Johns, Florida 1 $ 245,000 $ 245,000 $ 63,000
Wakulla, Florida 1 $ 235,000 $ 235,000 $ 59,000
Barrow, Georgia 1 $ 205,000 $ 205,000 $ 66,000
Carroll, Georgia 1 $ 155,000 $ 155,000 $ 50,000
Catoosa, Georgia 1 $ 225,000 $ 225,000 $ 80,000
Coweta, Georgia 1 $ 275,000 $ 275,000 $ 184,000
DeKalb, Georgia 1 $ 155,000 $ 155,000 $ 52,000
Effingham, Georgia 1 $ 105,000 $ 105,000 $ 88,000
Fannin, Georgia 1 $ 135,000 $ 135,000 $ 45,000
Floyd, Georgia 1 $ 145,000 $ 145,000 $ 27,000
Hall, Georgia 1 $ 205,000 $ 205,000 $ 72,000
Lanier, Georgia 1 $ 105,000 $ 105,000 $ 32,000
Lincoln, Georgia 1 $ 135,000 $ 135,000 $ 50,000
Lowndes, Georgia 1 $ 415,000 $ 415,000 $ 53,000
Newton, Georgia 1 $ 225,000 $ 225,000 $ 81,000
Pickens, Georgia 1 $ 305,000 $ 305,000 $ 0
Troup, Georgia 1 $ 185,000 $ 185,000 $ 62,000
Walton, Georgia 1 $ 155,000 $ 155,000 $ 46,000
Blaine, Idaho 1 $ 205,000 $ 205,000 $ 43,000
Bonneville, Idaho 1 $ 315,000 $ 315,000 $ 136,000
Fremont, Idaho 1 $ 235,000 $ 235,000 $ 87,000
Latah, Idaho 1 $ 135,000 $ 135,000 $ 74,000
Twin Falls, Idaho 1 $ 135,000 $ 135,000 $ 48,000
Champaign, Illinois 1 $ 205,000 $ 205,000 $ 84,000
Henry, Illinois 1 $ 195,000 $ 195,000 $ 83,000
Macon, Illinois 1 $ 155,000 $ 155,000 $ 34,000
Will, Illinois 1 $ 205,000 $ 205,000 $ 164,000
Williamson, Illinois 1 $ 65,000 $ 65,000 $ 46,000
Allen, Indiana 1 $ 165,000 $ 165,000 $ 76,000
Grant, Indiana 1 $ 145,000 $ 145,000 $ 74,000
Jennings, Indiana 1 $ 195,000 $ 195,000 $ 34,000
Kosciusko, Indiana 1 $ 255,000 $ 255,000 $ 29,000
LaPorte, Indiana 1 $ 155,000 $ 155,000 $ 45,000
Monroe, Indiana 1 $ 225,000 $ 225,000 $ 89,000
Randolph, Indiana 1 $ 155,000 $ 155,000 $ 45,000
Ripley, Indiana 1 $ 165,000 $ 165,000 $ 102,000
Steuben, Indiana 1 $ 95,000 $ 95,000 $ 0
Switzerland, Indiana 1 $ 255,000 $ 255,000 $ 229,000
Vanderburgh, Indiana 1 $ 185,000 $ 185,000 $ 72,000
Black Hawk, Iowa 1 $ 225,000 $ 225,000 $ 86,000
Boone, Iowa 1 $ 325,000 $ 325,000 $ 144,000
Buchanan, Iowa 1 $ 155,000 $ 155,000 $ 23,000
Hamilton, Iowa 1 $ 165,000 $ 165,000 $ 60,000
Henry, Iowa 1 $ 195,000 $ 195,000 $ 60,000
Johnson, Iowa 1 $ 345,000 $ 345,000 $ 118,000
Kossuth, Iowa 1 $ 125,000 $ 125,000 $ 36,000
Muscatine, Iowa 1 $ 225,000 $ 225,000 $ 99,000
Polk, Iowa 1 $ 225,000 $ 225,000 $ 76,000
Webster, Iowa 1 $ 85,000 $ 85,000 $ 47,000
Franklin, Kansas 1 $ 185,000 $ 185,000 $ 36,000
Johnson, Kansas 1 $ 175,000 $ 175,000 $ 80,000
Sedgwick, Kansas 1 $ 125,000 $ 125,000 $ 43,000
Breckinridge, Kentucky 1 $ 165,000 $ 165,000 $ 119,000
Carter, Kentucky 1 $ 155,000 $ 155,000 $ 58,000
Daviess, Kentucky 1 $ 105,000 $ 105,000 $ 32,000
Fayette, Kentucky 1 $ 315,000 $ 315,000 $ 162,000
Gallatin, Kentucky 1 $ 125,000 $ 125,000 $ 41,000
Grant, Kentucky 1 $ 175,000 $ 175,000 $ 91,000
Hopkins, Kentucky 1 $ 175,000 $ 175,000 $ 126,000
Jefferson, Kentucky 1 $ 255,000 $ 255,000 $ 92,000
Nelson, Kentucky 1 $ 195,000 $ 195,000 $ 53,000
Warren, Kentucky 1 $ 185,000 $ 185,000 $ 46,000
Acadia, Louisiana 1 $ 175,000 $ 175,000 $ 60,000
East Baton Rouge, Louisiana 1 $ 265,000 $ 265,000 $ 217,000
Iberia, Louisiana 1 $ 155,000 $ 155,000 $ 60,000
Jackson, Louisiana 1 $ 335,000 $ 335,000 $ 140,000
Lafayette, Louisiana 1 $ 195,000 $ 195,000 $ 35,000
St. Tammany, Louisiana 1 $ 205,000 $ 205,000 $ 68,000
Tangipahoa, Louisiana 1 $ 225,000 $ 225,000 $ 70,000
Terrebonne, Louisiana 1 $ 185,000 $ 185,000 $ 117,000
Androscoggin, Maine 1 $ 175,000 $ 175,000 $ 83,000
Knox, Maine 1 $ 275,000 $ 275,000 $ 91,000
Harford, Maryland 1 $ 195,000 $ 195,000 $ 125,000
Howard, Maryland 1 $ 465,000 $ 465,000 $ 90,000
Barnstable, Massachusetts 1 $ 135,000 $ 135,000 $ 32,000
Barry, Michigan 1 $ 205,000 $ 205,000 $ 85,000
Cass, Michigan 1 $ 105,000 $ 105,000 $ 37,000
Clinton, Michigan 1 $ 125,000 $ 125,000 $ 48,000
Genesee, Michigan 1 $ 145,000 $ 145,000 $ 62,000
Kalkaska, Michigan 1 $ 165,000 $ 165,000 $ 220,000
Lapeer, Michigan 1 $ 105,000 $ 105,000 $ 49,000
Lenawee, Michigan 1 $ 115,000 $ 115,000 $ 118,000
Muskegon, Michigan 1 $ 125,000 $ 125,000 $ 51,000
Oakland, Michigan 1 $ 245,000 $ 245,000 $ 91,000
Ottawa, Michigan 1 $ 205,000 $ 205,000 $ 36,000
Roscommon, Michigan 1 $ 145,000 $ 145,000 $ 216,000
Wayne, Michigan 1 $ 175,000 $ 175,000 $ 55,000
Beltrami, Minnesota 1 $ 485,000 $ 485,000 $ 180,000
Chippewa, Minnesota 1 $ 155,000 $ 155,000 $ 119,000
Dakota, Minnesota 1 $ 285,000 $ 285,000 $ 110,000
Isanti, Minnesota 1 $ 275,000 $ 275,000 $ 69,000
Ramsey, Minnesota 1 $ 255,000 $ 255,000 $ 40,000
Rice, Minnesota 1 $ 235,000 $ 235,000 $ 100,000
Sherburne, Minnesota 1 $ 195,000 $ 195,000 $ 39,000
St. Louis, Minnesota 1 $ 325,000 $ 325,000 $ 138,000
Winona, Minnesota 1 $ 195,000 $ 195,000 $ 57,000
Bolivar, Mississippi 1 $ 175,000 $ 175,000 $ 112,000
Lauderdale, Mississippi 1 $ 115,000 $ 115,000 $ 24,000
Madison, Mississippi 1 $ 175,000 $ 175,000 $ 93,000
Marshall, Mississippi 1 $ 255,000 $ 255,000 $ 54,000
Panola, Mississippi 1 $ 195,000 $ 195,000 $ 77,000
Pontotoc, Mississippi 1 $ 245,000 $ 245,000 $ 96,000
Rankin, Mississippi 1 $ 135,000 $ 135,000 $ 45,000
Union, Mississippi 1 $ 145,000 $ 145,000 $ 77,000
Carter, Missouri 1 $ 185,000 $ 185,000 $ 104,000
Clay, Missouri 1 $ 195,000 $ 195,000 $ 78,000
Clinton, Missouri 1 $ 185,000 $ 185,000 $ 103,000
Greene, Missouri 1 $ 195,000 $ 195,000 $ 49,000
Jackson, Missouri 1 $ 215,000 $ 215,000 $ 64,000
Phelps, Missouri 1 $ 145,000 $ 145,000 $ 29,000
Flathead, Montana 1 $ 155,000 $ 155,000 $ 70,000
Lewis and Clark, Montana 1 $ 205,000 $ 205,000 $ 32,000
Ravalli, Montana 1 $ 225,000 $ 225,000 $ 79,000
Sanders, Montana 1 $ 105,000 $ 105,000 $ 28,000
Kearney, Nebraska 1 $ 125,000 $ 125,000 $ 74,000
Keith, Nebraska 1 $ 435,000 $ 435,000 $ 107,000
Platte, Nebraska 1 $ 95,000 $ 95,000 $ 49,000
Carson City, Nevada 1 $ 335,000 $ 335,000 $ 66,000
Lyon, Nevada 1 $ 265,000 $ 265,000 $ 50,000
Grafton, New Hampshire 1 $ 205,000 $ 205,000 $ 60,000
Strafford, New Hampshire 1 $ 335,000 $ 335,000 $ 220,000
Gloucester, New Jersey 1 $ 235,000 $ 235,000 $ 113,000
Mercer, New Jersey 1 $ 205,000 $ 205,000 $ 84,000
Salem, New Jersey 1 $ 235,000 $ 235,000 $ 201,000
Sussex, New Jersey 1 $ 195,000 $ 195,000 $ 90,000
San Juan, New Mexico 1 $ 165,000 $ 165,000 $ 130,000
Santa Fe, New Mexico 1 $ 145,000 $ 145,000 $ 42,000
Albany, New York 1 $ 245,000 $ 245,000 $ 56,000
Broome, New York 1 $ 205,000 $ 205,000 $ 176,000
Clinton, New York 1 $ 155,000 $ 155,000 $ 68,000
Monroe, New York 1 $ 195,000 $ 195,000 $ 107,000
Niagara, New York 1 $ 125,000 $ 125,000 $ 50,000
Onondaga, New York 1 $ 115,000 $ 115,000 $ 25,000
Ontario, New York 1 $ 205,000 $ 205,000 $ 156,000
Oswego, New York 1 $ 265,000 $ 265,000 $ 150,000
Putnam, New York 1 $ 325,000 $ 325,000 $ 0
Rockland, New York 1 $ 455,000 $ 455,000 $ 156,000
Saratoga, New York 1 $ 225,000 $ 225,000 $ 109,000
Schoharie, New York 1 $ 255,000 $ 255,000 $ 60,000
Warren, New York 1 $ 175,000 $ 175,000 $ 130,000
Washington, New York 1 $ 175,000 $ 175,000 $ 59,000
Wyoming, New York 1 $ 175,000 $ 175,000 $ 60,000
Durham, North Carolina 1 $ 175,000 $ 175,000 $ 88,000
Hoke, North Carolina 1 $ 175,000 $ 175,000 $ 72,000
Iredell, North Carolina 1 $ 155,000 $ 155,000 $ 50,000
Johnston, North Carolina 1 $ 135,000 $ 135,000 $ 21,000
Jones, North Carolina 1 $ 145,000 $ 145,000 $ 85,000
Moore, North Carolina 1 $ 325,000 $ 325,000 $ 99,000
New Hanover, North Carolina 1 $ 255,000 $ 255,000 $ 60,000
Pender, North Carolina 1 $ 295,000 $ 295,000 $ 100,000
Rockingham, North Carolina 1 $ 135,000 $ 135,000 $ 33,000
Union, North Carolina 1 $ 245,000 $ 245,000 $ 75,000
Watauga, North Carolina 1 $ 155,000 $ 155,000 $ 240,000
Yancey, North Carolina 1 $ 165,000 $ 165,000 $ 30,000
Stutsman, North Dakota 1 $ 105,000 $ 105,000 $ 35,000
Ward, North Dakota 1 $ 235,000 $ 235,000 $ 114,000
Ashland, Ohio 1 $ 105,000 $ 105,000 $ 21,000
Ashtabula, Ohio 1 $ 85,000 $ 85,000 $ 35,000
Athens, Ohio 1 $ 435,000 $ 435,000 $ 107,000
Belmont, Ohio 1 $ 125,000 $ 125,000 $ 98,000
Crawford, Ohio 1 $ 255,000 $ 255,000 $ 108,000
Highland, Ohio 1 $ 255,000 $ 255,000 $ 104,000
Lorain, Ohio 1 $ 235,000 $ 235,000 $ 125,000
Morgan, Ohio 1 $ 125,000 $ 125,000 $ 33,000
Paulding, Ohio 1 $ 35,000 $ 35,000 $ 93,000
Perry, Ohio 1 $ 185,000 $ 185,000 $ 103,000
Pike, Ohio 1 $ 125,000 $ 125,000 $ 60,000
Shelby, Ohio 1 $ 855,000 $ 855,000 $ 0
Wayne, Ohio 1 $ 115,000 $ 115,000 $ 45,000
Oklahoma, Oklahoma 1 $ 485,000 $ 485,000 $ 292,000
Wagoner, Oklahoma 1 $ 155,000 $ 155,000 $ 60,000
Deschutes, Oregon 1 $ 185,000 $ 185,000 $ 104,000
Grant, Oregon 1 $ 205,000 $ 205,000 $ 52,000
Josephine, Oregon 1 $ 165,000 $ 165,000 $ 44,000
Klamath, Oregon 1 $ 175,000 $ 175,000 $ 43,000
Washington, Oregon 1 $ 405,000 $ 405,000 $ 231,000
Berks, Pennsylvania 1 $ 175,000 $ 175,000 $ 12,000
Centre, Pennsylvania 1 $ 435,000 $ 435,000 $ 116,000
Lehigh, Pennsylvania 1 $ 145,000 $ 145,000 $ 68,000
Somerset, Pennsylvania 1 $ 265,000 $ 265,000 $ 67,000
Westmoreland, Pennsylvania 1 $ 225,000 $ 225,000 $ 62,000
Newport, Rhode Island 1 $ 855,000 $ 855,000 $ 180,000
Washington, Rhode Island 1 $ 255,000 $ 255,000 $ 68,000
Abbeville, South Carolina 1 $ 185,000 $ 185,000 $ 52,000
Aiken, South Carolina 1 $ 155,000 $ 155,000 $ 92,000
Anderson, South Carolina 1 $ 195,000 $ 195,000 $ 54,000
Darlington, South Carolina 1 $ 105,000 $ 105,000 $ 19,000
Edgefield, South Carolina 1 $ 175,000 $ 175,000 $ 104,000
Georgetown, South Carolina 1 $ 475,000 $ 475,000 $ 485,000
Greenwood, South Carolina 1 $ 155,000 $ 155,000 $ 60,000
Lancaster, South Carolina 1 $ 265,000 $ 265,000 $ 52,000
Lexington, South Carolina 1 $ 225,000 $ 225,000 $ 62,000
Newberry, South Carolina 1 $ 155,000 $ 155,000 $ 20,000
Orangeburg, South Carolina 1 $ 225,000 $ 225,000 $ 47,000
Pickens, South Carolina 1 $ 245,000 $ 245,000 $ 29,000
Hand, South Dakota 1 $ 255,000 $ 255,000 $ 85,000
Page:

Mortgage Loan Application Detail Totals for The Union Bank Company in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,095 $261,275,000 $238,000 $855,000 $93,000 $2,328,000
Home Purchase 745 $151,185,000 $202,000 $1,125,000 $96,000 $660,000
Refinancing 486 $119,570,000 $246,000 $2,335,000 $101,000 $1,344,000
Other Purpose 15 $685,000 $45,000 $85,000 $74,000 $149,000
Home Improvement 6 $4,960,000 $826,000 $4,275,000 $31,000 $35,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,521 $324,775,000 $213,000 $1,125,000 $96,000 $1,530,000
Not Provided 510 $133,330,000 $261,000 $815,000 $94,000 $485,000
Black or African American 119 $24,515,000 $206,000 $645,000 $80,000 $482,000
Hispanic 79 $19,125,000 $242,000 $635,000 $87,000 $353,000
Asian 67 $16,665,000 $248,000 $605,000 $125,000 $2,328,000
Not applicable 44 $16,920,000 $384,000 $4,275,000 $0 $0
American Indian or Alaskan Native 3 $635,000 $211,000 $285,000 $87,000 $125,000
Native Hawaiian or Other Pacific Islander 1 $415,000 $415,000 $415,000 $95,000 $95,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,540 $354,090,000 $229,000 $4,275,000 $105,000 $2,328,000
FHA-insured (Federal Housing Administration) 608 $136,910,000 $225,000 $815,000 $80,000 $332,000
VA-guaranteed (Veterans Administration) 174 $43,970,000 $252,000 $685,000 $76,000 $1,530,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 25 $2,705,000 $108,000 $175,000 $45,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,360 $306,100,000 $225,000 $4,275,000 $100,000 $772,000
Application Withdrawn By Applicant 444 $104,080,000 $234,000 $725,000 $100,000 $2,328,000
File Closed For Incompleteness 295 $72,065,000 $244,000 $855,000 $87,000 $330,000
Application Denied By Financial Institution 231 $51,965,000 $224,000 $635,000 $74,000 $661,000
Application Approved But Not Accepted 17 $3,465,000 $203,000 $425,000 $101,000 $335,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,116 $485,710,000 $229,000 $4,275,000 $98,000 $2,328,000
Debt-To-Income Ratio 88 $21,430,000 $243,000 $635,000 $56,000 $188,000
Collateral 56 $13,380,000 $238,000 $605,000 $86,000 $236,000
Credit History 47 $8,375,000 $178,000 $475,000 $76,000 $240,000
Credit Application Incomplete 12 $2,340,000 $195,000 $385,000 $116,000 $661,000
Other 9 $1,875,000 $208,000 $435,000 $117,000 $353,000
Unverifiable Information 9 $1,945,000 $216,000 $485,000 $62,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,555,000 $222,000 $585,000 $77,000 $175,000
Employment History 2 $540,000 $270,000 $305,000 $88,000 $140,000
Mortgage Insurance Denied 1 $525,000 $525,000 $525,000 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Union Bank Company's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Union Bank Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet with aggregated HMDA statistics today.

Download the Ohio Lender List