The Union Bank Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

The Union Bank Company 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address The Union Bank Company
105 Progressive Drive
Columbus Grove, OH 45830
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,347
Total Mortgage Loan Application Amount $537,675,000
Average Mortgage Loan Application Amount $311,400
Highest Mortgage Loan Application Amount $4,275,000
Average Applicant Income $79,000
Highest Applicant Income $2,328,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with The Union Bank Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Union Bank Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down The Union Bank Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Union Bank Company serves its applicants.

Each category highlights the total number of mortgage applications processed by The Union Bank Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Union Bank Company's mortgage activity for 2019.

Mortgage Loan Application Totals for The Union Bank Company by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin County Ohio 378 $ 82,980,000 $ 219,000 $ 100,000
Putnam County Ohio 138 $ 20,750,000 $ 150,000 $ 81,000
Delaware County Ohio 115 $ 30,305,000 $ 263,000 $ 142,000
Allen County Ohio 104 $ 20,190,000 $ 194,000 $ 101,000
Licking County Ohio 43 $ 9,545,000 $ 221,000 $ 94,000
Marion County Ohio 42 $ 4,260,000 $ 101,000 $ 55,000
Wood County Ohio 29 $ 3,535,000 $ 121,000 $ 79,000
Cook County Illinois 27 $ 7,325,000 $ 271,000 $ 89,000
Fairfield County Ohio 27 $ 5,875,000 $ 217,000 $ 97,000
Hancock County Ohio 26 $ 4,930,000 $ 189,000 $ 115,000
Suffolk County New York 24 $ 7,560,000 $ 315,000 $ 161,000
Nassau County New York 23 $ 9,905,000 $ 430,000 $ 134,000
Union County Ohio 23 $ 5,625,000 $ 244,000 $ 96,000
Hamilton County Ohio 20 $ 4,140,000 $ 207,000 $ 91,000
Los Angeles County California 18 $ 7,900,000 $ 438,000 $ 134,000
Kings County New York 17 $ 8,115,000 $ 477,000 $ 111,000
Pickaway County Ohio 16 $ 3,140,000 $ 196,000 $ 93,000
Montgomery County Ohio 15 $ 2,155,000 $ 143,000 $ 75,000
Maricopa County Arizona 13 $ 3,385,000 $ 260,000 $ 95,000
Pinellas County Florida 13 $ 2,565,000 $ 197,000 $ 96,000
Kenton County Kentucky 13 $ 2,345,000 $ 180,000 $ 85,000
Orange County Florida 12 $ 2,420,000 $ 201,000 $ 267,000
Plymouth County Massachusetts 12 $ 3,230,000 $ 269,000 $ 87,000
Clark County Nevada 12 $ 3,740,000 $ 311,000 $ 82,000
Richmond County New York 12 $ 5,200,000 $ 433,000 $ 106,000
Van Wert County Ohio 12 $ 1,220,000 $ 101,000 $ 88,000
Broward County Florida 11 $ 3,035,000 $ 275,000 $ 120,000
Palm Beach County Florida 11 $ 2,555,000 $ 232,000 $ 94,000
Essex County Massachusetts 11 $ 3,305,000 $ 300,000 $ 89,000
Lucas County Ohio 11 $ 1,225,000 $ 111,000 $ 77,000
Duval County Florida 10 $ 2,320,000 $ 232,000 $ 67,000
Miami-Dade County Florida 10 $ 2,390,000 $ 239,000 $ 62,000
Boone County Kentucky 10 $ 1,800,000 $ 180,000 $ 81,000
Worcester County Massachusetts 10 $ 2,330,000 $ 233,000 $ 75,000
Queens County New York 10 $ 4,250,000 $ 425,000 $ 111,000
New Haven County Connecticut 9 $ 1,645,000 $ 182,000 $ 247,000
Middlesex County Massachusetts 9 $ 2,715,000 $ 301,000 $ 93,000
Macomb County Michigan 9 $ 2,095,000 $ 232,000 $ 78,000
Cuyahoga County Ohio 9 $ 1,595,000 $ 177,000 $ 91,000
Madison County Ohio 9 $ 2,175,000 $ 241,000 $ 87,000
Hillsborough County Florida 8 $ 2,010,000 $ 251,000 $ 86,000
Gwinnett County Georgia 8 $ 1,280,000 $ 160,000 $ 89,000
Sandusky County Ohio 8 $ 1,100,000 $ 137,000 $ 35,000
Warren County Ohio 8 $ 1,790,000 $ 223,000 $ 93,000
Riverside County California 7 $ 2,305,000 $ 329,000 $ 60,000
Hartford County Connecticut 7 $ 1,455,000 $ 207,000 $ 63,000
St. Lucie County Florida 7 $ 1,345,000 $ 192,000 $ 44,000
Fulton County Georgia 7 $ 1,885,000 $ 269,000 $ 109,000
McHenry County Illinois 7 $ 1,585,000 $ 226,000 $ 94,000
Prince George's County Maryland 7 $ 2,015,000 $ 287,000 $ 89,000
Monmouth County New Jersey 7 $ 2,225,000 $ 317,000 $ 104,000
Ocean County New Jersey 7 $ 1,465,000 $ 209,000 $ 90,000
Bronx County New York 7 $ 3,525,000 $ 503,000 $ 87,000
Dutchess County New York 7 $ 1,975,000 $ 282,000 $ 99,000
Westchester County New York 7 $ 3,365,000 $ 480,000 $ 161,000
Butler County Ohio 7 $ 1,785,000 $ 255,000 $ 127,000
Clermont County Ohio 7 $ 1,665,000 $ 237,000 $ 97,000
Knox County Ohio 7 $ 1,775,000 $ 253,000 $ 124,000
Sacramento County California 6 $ 1,940,000 $ 323,000 $ 99,000
District of Columbia County District Of Columbia 6 $ 1,850,000 $ 308,000 $ 104,000
Cherokee County Georgia 6 $ 1,350,000 $ 225,000 $ 101,000
Cobb County Georgia 6 $ 1,400,000 $ 233,000 $ 78,000
DuPage County Illinois 6 $ 1,690,000 $ 281,000 $ 113,000
Campbell County Kentucky 6 $ 1,290,000 $ 215,000 $ 83,000
Bristol County Massachusetts 6 $ 1,560,000 $ 260,000 $ 73,000
Bergen County New Jersey 6 $ 1,890,000 $ 315,000 $ 109,000
Wake County North Carolina 6 $ 1,470,000 $ 245,000 $ 53,000
San Joaquin County California 5 $ 1,515,000 $ 303,000 $ 64,000
Fairfield County Connecticut 5 $ 1,365,000 $ 273,000 $ 100,000
Brevard County Florida 5 $ 925,000 $ 185,000 $ 81,000
Lake County Illinois 5 $ 915,000 $ 183,000 $ 93,000
Hillsborough County New Hampshire 5 $ 1,395,000 $ 279,000 $ 126,000
Middlesex County New Jersey 5 $ 1,295,000 $ 259,000 $ 59,000
Union County New Jersey 5 $ 1,545,000 $ 309,000 $ 107,000
Auglaize County Ohio 5 $ 655,000 $ 131,000 $ 84,000
Greene County Ohio 5 $ 885,000 $ 177,000 $ 49,000
Miami County Ohio 5 $ 1,565,000 $ 313,000 $ 83,000
Summit County Ohio 5 $ 875,000 $ 175,000 $ 73,000
Chester County Pennsylvania 5 $ 1,475,000 $ 295,000 $ 86,000
Kent County Rhode Island 5 $ 1,045,000 $ 209,000 $ 99,000
Charleston County South Carolina 5 $ 1,235,000 $ 247,000 $ 91,000
Henrico County Virginia 5 $ 1,335,000 $ 267,000 $ 101,000
Loudoun County Virginia 5 $ 1,825,000 $ 365,000 $ 185,000
Jefferson County Alabama 4 $ 800,000 $ 200,000 $ 54,000
Lee County Alabama 4 $ 930,000 $ 232,000 $ 96,000
El Paso County Colorado 4 $ 1,020,000 $ 255,000 $ 71,000
Charlotte County Florida 4 $ 720,000 $ 180,000 $ 49,000
Flagler County Florida 4 $ 880,000 $ 220,000 $ 57,000
Osceola County Florida 4 $ 920,000 $ 230,000 $ 102,000
Volusia County Florida 4 $ 720,000 $ 180,000 $ 63,000
Kane County Illinois 4 $ 1,050,000 $ 262,000 $ 105,000
Lake County Indiana 4 $ 1,000,000 $ 250,000 $ 134,000
Marion County Indiana 4 $ 760,000 $ 190,000 $ 90,000
Frederick County Maryland 4 $ 1,080,000 $ 270,000 $ 112,000
Anoka County Minnesota 4 $ 800,000 $ 200,000 $ 86,000
Hennepin County Minnesota 4 $ 1,020,000 $ 255,000 $ 110,000
Rockingham County New Hampshire 4 $ 1,120,000 $ 280,000 $ 129,000
Camden County New Jersey 4 $ 750,000 $ 187,000 $ 75,000
Morris County New Jersey 4 $ 890,000 $ 222,000 $ 71,000
Dona Ana County New Mexico 4 $ 790,000 $ 197,000 $ 156,000
Ulster County New York 4 $ 860,000 $ 215,000 $ 88,000
Mecklenburg County North Carolina 4 $ 850,000 $ 212,000 $ 84,000
Hocking County Ohio 4 $ 680,000 $ 170,000 $ 72,000
Logan County Ohio 4 $ 1,180,000 $ 295,000 $ 236,000
Mercer County Ohio 4 $ 740,000 $ 185,000 $ 80,000
Seneca County Ohio 4 $ 540,000 $ 135,000 $ 90,000
Stark County Ohio 4 $ 870,000 $ 217,000 $ 111,000
Montgomery County Pennsylvania 4 $ 1,030,000 $ 257,000 $ 68,000
Berkeley County South Carolina 4 $ 820,000 $ 205,000 $ 100,000
Greenville County South Carolina 4 $ 600,000 $ 150,000 $ 76,000
Orleans County Vermont 4 $ 840,000 $ 210,000 $ 46,000
King County Washington 4 $ 1,600,000 $ 400,000 $ 96,000
Pierce County Washington 4 $ 680,000 $ 170,000 $ 63,000
Waukesha County Wisconsin 4 $ 1,010,000 $ 252,000 $ 115,000
Pinal County Arizona 3 $ 635,000 $ 211,000 $ 60,000
Contra Costa County California 3 $ 955,000 $ 318,000 $ 92,000
Fresno County California 3 $ 505,000 $ 168,000 $ 56,000
Merced County California 3 $ 745,000 $ 248,000 $ 84,000
San Bernardino County California 3 $ 645,000 $ 215,000 $ 82,000
San Luis Obispo County California 3 $ 1,145,000 $ 381,000 $ 104,000
Santa Clara County California 3 $ 1,435,000 $ 478,000 $ 118,000
Mesa County Colorado 3 $ 575,000 $ 191,000 $ 60,000
New Castle County Delaware 3 $ 825,000 $ 275,000 $ 83,000
Bay County Florida 3 $ 655,000 $ 218,000 $ 69,000
Hernando County Florida 3 $ 785,000 $ 261,000 $ 86,000
Lee County Florida 3 $ 905,000 $ 301,000 $ 88,000
Nassau County Florida 3 $ 895,000 $ 298,000 $ 170,000
Polk County Florida 3 $ 705,000 $ 235,000 $ 93,000
Hamilton County Indiana 3 $ 665,000 $ 221,000 $ 70,000
St. Joseph County Indiana 3 $ 755,000 $ 251,000 $ 87,000
Jefferson County Louisiana 3 $ 555,000 $ 185,000 $ 86,000
Norfolk County Massachusetts 3 $ 1,185,000 $ 395,000 $ 144,000
Branch County Michigan 3 $ 505,000 $ 168,000 $ 174,000
Washington County Minnesota 3 $ 855,000 $ 285,000 $ 137,000
Howell County Missouri 3 $ 1,025,000 $ 341,000 $ 84,000
Douglas County Nebraska 3 $ 715,000 $ 238,000 $ 120,000
Burlington County New Jersey 3 $ 745,000 $ 248,000 $ 90,000
Passaic County New Jersey 3 $ 685,000 $ 228,000 $ 84,000
Sandoval County New Mexico 3 $ 665,000 $ 221,000 $ 125,000
Erie County New York 3 $ 595,000 $ 198,000 $ 102,000
Buncombe County North Carolina 3 $ 575,000 $ 191,000 $ 50,000
Clark County Ohio 3 $ 775,000 $ 258,000 $ 89,000
Medina County Ohio 3 $ 585,000 $ 195,000 $ 88,000
Morrow County Ohio 3 $ 285,000 $ 95,000 $ 58,000
Ottawa County Ohio 3 $ 725,000 $ 241,000 $ 123,000
Bucks County Pennsylvania 3 $ 745,000 $ 248,000 $ 51,000
Delaware County Pennsylvania 3 $ 605,000 $ 201,000 $ 70,000
Washington County Pennsylvania 3 $ 815,000 $ 271,000 $ 133,000
Beaufort County South Carolina 3 $ 595,000 $ 198,000 $ 108,000
Dorchester County South Carolina 3 $ 685,000 $ 228,000 $ 73,000
Horry County South Carolina 3 $ 485,000 $ 161,000 $ 61,000
Spartanburg County South Carolina 3 $ 635,000 $ 211,000 $ 42,000
Rutherford County Tennessee 3 $ 925,000 $ 308,000 $ 43,000
Salt Lake County Utah 3 $ 875,000 $ 291,000 $ 101,000
Utah County Utah 3 $ 835,000 $ 278,000 $ 83,000
Fairfax County Virginia 3 $ 875,000 $ 291,000 $ 115,000
Madison County Alabama 2 $ 280,000 $ 140,000 $ 64,000
Mobile County Alabama 2 $ 400,000 $ 200,000 $ 75,000
Shelby County Alabama 2 $ 330,000 $ 165,000 $ 66,000
Faulkner County Arkansas 2 $ 450,000 $ 225,000 $ 66,000
Pulaski County Arkansas 2 $ 900,000 $ 450,000 $ 85,000
Orange County California 2 $ 960,000 $ 480,000 $ 199,000
Adams County Colorado 2 $ 370,000 $ 185,000 $ 83,000
Arapahoe County Colorado 2 $ 590,000 $ 295,000 $ 67,000
Douglas County Colorado 2 $ 780,000 $ 390,000 $ 130,000
Middlesex County Connecticut 2 $ 410,000 $ 205,000 $ 104,000
Tolland County Connecticut 2 $ 650,000 $ 325,000 $ 47,000
Sussex County Delaware 2 $ 420,000 $ 210,000 $ 38,000
Alachua County Florida 2 $ 300,000 $ 150,000 $ 50,000
Citrus County Florida 2 $ 350,000 $ 175,000 $ 101,000
Clay County Florida 2 $ 350,000 $ 175,000 $ 79,000
Escambia County Florida 2 $ 440,000 $ 220,000 $ 99,000
Indian River County Florida 2 $ 350,000 $ 175,000 $ 35,000
Lake County Florida 2 $ 380,000 $ 190,000 $ 57,000
Pasco County Florida 2 $ 540,000 $ 270,000 $ 94,000
Seminole County Florida 2 $ 370,000 $ 185,000 $ 67,000
Bryan County Georgia 2 $ 410,000 $ 205,000 $ 93,000
Clayton County Georgia 2 $ 300,000 $ 150,000 $ 38,000
Fayette County Georgia 2 $ 660,000 $ 330,000 $ 86,000
Forsyth County Georgia 2 $ 660,000 $ 330,000 $ 100,000
Henry County Georgia 2 $ 300,000 $ 150,000 $ 83,000
Paulding County Georgia 2 $ 290,000 $ 145,000 $ 31,000
Ada County Idaho 2 $ 450,000 $ 225,000 $ 42,000
Kootenai County Idaho 2 $ 550,000 $ 275,000 $ 178,000
Boone County Illinois 2 $ 410,000 $ 205,000 $ 73,000
Kendall County Illinois 2 $ 490,000 $ 245,000 $ 63,000
Winnebago County Illinois 2 $ 260,000 $ 130,000 $ 90,000
Dearborn County Indiana 2 $ 340,000 $ 170,000 $ 71,000
Hendricks County Indiana 2 $ 360,000 $ 180,000 $ 82,000
Johnson County Indiana 2 $ 380,000 $ 190,000 $ 44,000
Porter County Indiana 2 $ 530,000 $ 265,000 $ 124,000
Des Moines County Iowa 2 $ 380,000 $ 190,000 $ 74,000
Finney County Kansas 2 $ 340,000 $ 170,000 $ 39,000
Bullitt County Kentucky 2 $ 500,000 $ 250,000 $ 85,000
Pendleton County Kentucky 2 $ 280,000 $ 140,000 $ 48,000
Cumberland County Maine 2 $ 400,000 $ 200,000 $ 88,000
Anne Arundel County Maryland 2 $ 390,000 $ 195,000 $ 55,000
Montgomery County Maryland 2 $ 480,000 $ 240,000 $ 78,000
Suffolk County Massachusetts 2 $ 730,000 $ 365,000 $ 70,000
Eaton County Michigan 2 $ 500,000 $ 250,000 $ 34,000
Kent County Michigan 2 $ 360,000 $ 180,000 $ 105,000
Stearns County Minnesota 2 $ 440,000 $ 220,000 $ 70,000
Wright County Minnesota 2 $ 630,000 $ 315,000 $ 115,000
DeSoto County Mississippi 2 $ 400,000 $ 200,000 $ 58,000
Jackson County Mississippi 2 $ 350,000 $ 175,000 $ 78,000
St. Charles County Missouri 2 $ 500,000 $ 250,000 $ 171,000
Warren County Missouri 2 $ 450,000 $ 225,000 $ 62,000
Lancaster County Nebraska 2 $ 470,000 $ 235,000 $ 41,000
Washoe County Nevada 2 $ 970,000 $ 485,000 $ 86,000
Belknap County New Hampshire 2 $ 410,000 $ 205,000 $ 48,000
Cumberland County New Jersey 2 $ 380,000 $ 190,000 $ 79,000
Essex County New Jersey 2 $ 790,000 $ 395,000 $ 231,000
Hudson County New Jersey 2 $ 460,000 $ 230,000 $ 83,000
Hamilton County New York 2 $ 520,000 $ 260,000 $ 126,000
New York County New York 2 $ 420,000 $ 210,000 $ 93,000
Orange County New York 2 $ 820,000 $ 410,000 $ 141,000
Rensselaer County New York 2 $ 600,000 $ 300,000 $ 64,000
Brunswick County North Carolina 2 $ 460,000 $ 230,000 $ 73,000
Cabarrus County North Carolina 2 $ 230,000 $ 115,000 $ 85,000
Gaston County North Carolina 2 $ 420,000 $ 210,000 $ 75,000
Henderson County North Carolina 2 $ 530,000 $ 265,000 $ 67,000
Orange County North Carolina 2 $ 660,000 $ 330,000 $ 91,000
Brown County Ohio 2 $ 400,000 $ 200,000 $ 117,000
Champaign County Ohio 2 $ 550,000 $ 275,000 $ 73,000
Clinton County Ohio 2 $ 210,000 $ 105,000 $ 36,000
Darke County Ohio 2 $ 580,000 $ 290,000 $ 94,000
Fayette County Ohio 2 $ 380,000 $ 190,000 $ 82,000
Geauga County Ohio 2 $ 400,000 $ 200,000 $ 73,000
Hardin County Ohio 2 $ 260,000 $ 130,000 $ 93,000
Henry County Ohio 2 $ 230,000 $ 115,000 $ 77,000
Lake County Ohio 2 $ 320,000 $ 160,000 $ 79,000
Lawrence County Ohio 2 $ 350,000 $ 175,000 $ 60,000
Portage County Ohio 2 $ 630,000 $ 315,000 $ 91,000
Richland County Ohio 2 $ 220,000 $ 110,000 $ 25,000
Cleveland County Oklahoma 2 $ 450,000 $ 225,000 $ 100,000
Osage County Oklahoma 2 $ 460,000 $ 230,000 $ 93,000
Pottawatomie County Oklahoma 2 $ 410,000 $ 205,000 $ 141,000
Clackamas County Oregon 2 $ 690,000 $ 345,000 $ 124,000
Tillamook County Oregon 2 $ 690,000 $ 345,000 $ 51,000
Allegheny County Pennsylvania 2 $ 600,000 $ 300,000 $ 133,000
Lancaster County Pennsylvania 2 $ 440,000 $ 220,000 $ 51,000
Philadelphia County Pennsylvania 2 $ 430,000 $ 215,000 $ 116,000
Providence County Rhode Island 2 $ 350,000 $ 175,000 $ 83,000
Laurens County South Carolina 2 $ 190,000 $ 95,000 $ 29,000
Richland County South Carolina 2 $ 330,000 $ 165,000 $ 13,000
Sumter County South Carolina 2 $ 310,000 $ 155,000 $ 128,000
York County South Carolina 2 $ 520,000 $ 260,000 $ 92,000
Hamilton County Tennessee 2 $ 470,000 $ 235,000 $ 62,000
Loudon County Tennessee 2 $ 350,000 $ 175,000 $ 64,000
Sumner County Tennessee 2 $ 410,000 $ 205,000 $ 78,000
Wilson County Tennessee 2 $ 490,000 $ 245,000 $ 94,000
Denton County Texas 2 $ 560,000 $ 280,000 $ 79,000
Fauquier County Virginia 2 $ 830,000 $ 415,000 $ 65,000
Harrisonburg County Virginia 2 $ 390,000 $ 195,000 $ 72,000
Isle of Wight County Virginia 2 $ 270,000 $ 135,000 $ 78,000
Newport News County Virginia 2 $ 400,000 $ 200,000 $ 81,000
Spotsylvania County Virginia 2 $ 610,000 $ 305,000 $ 94,000
Stafford County Virginia 2 $ 560,000 $ 280,000 $ 86,000
Clark County Washington 2 $ 480,000 $ 240,000 $ 58,000
Berkeley County West Virginia 2 $ 570,000 $ 285,000 $ 121,000
Kanawha County West Virginia 2 $ 410,000 $ 205,000 $ 82,000
Dane County Wisconsin 2 $ 410,000 $ 205,000 $ 75,000
Washington County Wisconsin 2 $ 520,000 $ 260,000 $ 141,000
Baldwin County Alabama 1 $ 215,000 $ 215,000 $ 26,000
Colbert County Alabama 1 $ 185,000 $ 185,000 $ 82,000
Dale County Alabama 1 $ 185,000 $ 185,000 $ 30,000
DeKalb County Alabama 1 $ 235,000 $ 235,000 $ 100,000
Elmore County Alabama 1 $ 205,000 $ 205,000 $ 65,000
Etowah County Alabama 1 $ 235,000 $ 235,000 $ 70,000
Limestone County Alabama 1 $ 215,000 $ 215,000 $ 78,000
Pickens County Alabama 1 $ 155,000 $ 155,000 $ 60,000
Mohave County Arizona 1 $ 185,000 $ 185,000 $ 45,000
Navajo County Arizona 1 $ 125,000 $ 125,000 $ 75,000
Madison County Arkansas 1 $ 155,000 $ 155,000 $ 41,000
Del Norte County California 1 $ 195,000 $ 195,000 $ 50,000
Humboldt County California 1 $ 235,000 $ 235,000 $ 52,000
Kern County California 1 $ 245,000 $ 245,000 $ 48,000
Madera County California 1 $ 345,000 $ 345,000 $ 86,000
Mendocino County California 1 $ 335,000 $ 335,000 $ 102,000
Monterey County California 1 $ 265,000 $ 265,000 $ 90,000
Santa Barbara County California 1 $ 415,000 $ 415,000 $ 116,000
Sierra County California 1 $ 145,000 $ 145,000 $ 62,000
Solano County California 1 $ 205,000 $ 205,000 $ 85,000
Stanislaus County California 1 $ 185,000 $ 185,000 $ 199,000
Tulare County California 1 $ 195,000 $ 195,000 $ 104,000
Ventura County California 1 $ 175,000 $ 175,000 $ 34,000
Elbert County Colorado 1 $ 365,000 $ 365,000 $ 108,000
Jefferson County Colorado 1 $ 485,000 $ 485,000 $ 105,000
Mineral County Colorado 1 $ 315,000 $ 315,000 $ 75,000
Litchfield County Connecticut 1 $ 235,000 $ 235,000 $ 69,000
Windham County Connecticut 1 $ 285,000 $ 285,000 $ 84,000
Kent County Delaware 1 $ 155,000 $ 155,000 $ 67,000
Baker County Florida 1 $ 415,000 $ 415,000 $ 0
Bradford County Florida 1 $ 215,000 $ 215,000 $ 156,000
Collier County Florida 1 $ 115,000 $ 115,000 $ 48,000
DeSoto County Florida 1 $ 185,000 $ 185,000 $ 63,000
Gulf County Florida 1 $ 195,000 $ 195,000 $ 38,000
Hendry County Florida 1 $ 195,000 $ 195,000 $ 48,000
Manatee County Florida 1 $ 295,000 $ 295,000 $ 82,000
Marion County Florida 1 $ 145,000 $ 145,000 $ 28,000
Monroe County Florida 1 $ 425,000 $ 425,000 $ 121,000
Okaloosa County Florida 1 $ 395,000 $ 395,000 $ 299,000
Okeechobee County Florida 1 $ 195,000 $ 195,000 $ 88,000
Sarasota County Florida 1 $ 205,000 $ 205,000 $ 70,000
St. Johns County Florida 1 $ 245,000 $ 245,000 $ 63,000
Wakulla County Florida 1 $ 235,000 $ 235,000 $ 59,000
Barrow County Georgia 1 $ 205,000 $ 205,000 $ 66,000
Carroll County Georgia 1 $ 155,000 $ 155,000 $ 50,000
Catoosa County Georgia 1 $ 225,000 $ 225,000 $ 80,000
Coweta County Georgia 1 $ 275,000 $ 275,000 $ 184,000
DeKalb County Georgia 1 $ 155,000 $ 155,000 $ 52,000
Effingham County Georgia 1 $ 105,000 $ 105,000 $ 88,000
Fannin County Georgia 1 $ 135,000 $ 135,000 $ 45,000
Floyd County Georgia 1 $ 145,000 $ 145,000 $ 27,000
Hall County Georgia 1 $ 205,000 $ 205,000 $ 72,000
Lanier County Georgia 1 $ 105,000 $ 105,000 $ 32,000
Lincoln County Georgia 1 $ 135,000 $ 135,000 $ 50,000
Lowndes County Georgia 1 $ 415,000 $ 415,000 $ 53,000
Newton County Georgia 1 $ 225,000 $ 225,000 $ 81,000
Pickens County Georgia 1 $ 305,000 $ 305,000 $ 0
Troup County Georgia 1 $ 185,000 $ 185,000 $ 62,000
Walton County Georgia 1 $ 155,000 $ 155,000 $ 46,000
Blaine County Idaho 1 $ 205,000 $ 205,000 $ 43,000
Bonneville County Idaho 1 $ 315,000 $ 315,000 $ 136,000
Fremont County Idaho 1 $ 235,000 $ 235,000 $ 87,000
Latah County Idaho 1 $ 135,000 $ 135,000 $ 74,000
Twin Falls County Idaho 1 $ 135,000 $ 135,000 $ 48,000
Champaign County Illinois 1 $ 205,000 $ 205,000 $ 84,000
Henry County Illinois 1 $ 195,000 $ 195,000 $ 83,000
Macon County Illinois 1 $ 155,000 $ 155,000 $ 34,000
Will County Illinois 1 $ 205,000 $ 205,000 $ 164,000
Williamson County Illinois 1 $ 65,000 $ 65,000 $ 46,000
Allen County Indiana 1 $ 165,000 $ 165,000 $ 76,000
Grant County Indiana 1 $ 145,000 $ 145,000 $ 74,000
Jennings County Indiana 1 $ 195,000 $ 195,000 $ 34,000
Kosciusko County Indiana 1 $ 255,000 $ 255,000 $ 29,000
LaPorte County Indiana 1 $ 155,000 $ 155,000 $ 45,000
Monroe County Indiana 1 $ 225,000 $ 225,000 $ 89,000
Randolph County Indiana 1 $ 155,000 $ 155,000 $ 45,000
Ripley County Indiana 1 $ 165,000 $ 165,000 $ 102,000
Steuben County Indiana 1 $ 95,000 $ 95,000 $ 0
Switzerland County Indiana 1 $ 255,000 $ 255,000 $ 229,000
Vanderburgh County Indiana 1 $ 185,000 $ 185,000 $ 72,000
Black Hawk County Iowa 1 $ 225,000 $ 225,000 $ 86,000
Boone County Iowa 1 $ 325,000 $ 325,000 $ 144,000
Buchanan County Iowa 1 $ 155,000 $ 155,000 $ 23,000
Hamilton County Iowa 1 $ 165,000 $ 165,000 $ 60,000
Henry County Iowa 1 $ 195,000 $ 195,000 $ 60,000
Johnson County Iowa 1 $ 345,000 $ 345,000 $ 118,000
Kossuth County Iowa 1 $ 125,000 $ 125,000 $ 36,000
Muscatine County Iowa 1 $ 225,000 $ 225,000 $ 99,000
Polk County Iowa 1 $ 225,000 $ 225,000 $ 76,000
Webster County Iowa 1 $ 85,000 $ 85,000 $ 47,000
Franklin County Kansas 1 $ 185,000 $ 185,000 $ 36,000
Johnson County Kansas 1 $ 175,000 $ 175,000 $ 80,000
Sedgwick County Kansas 1 $ 125,000 $ 125,000 $ 43,000
Breckinridge County Kentucky 1 $ 165,000 $ 165,000 $ 119,000
Carter County Kentucky 1 $ 155,000 $ 155,000 $ 58,000
Daviess County Kentucky 1 $ 105,000 $ 105,000 $ 32,000
Fayette County Kentucky 1 $ 315,000 $ 315,000 $ 162,000
Gallatin County Kentucky 1 $ 125,000 $ 125,000 $ 41,000
Grant County Kentucky 1 $ 175,000 $ 175,000 $ 91,000
Hopkins County Kentucky 1 $ 175,000 $ 175,000 $ 126,000
Jefferson County Kentucky 1 $ 255,000 $ 255,000 $ 92,000
Nelson County Kentucky 1 $ 195,000 $ 195,000 $ 53,000
Warren County Kentucky 1 $ 185,000 $ 185,000 $ 46,000
Acadia County Louisiana 1 $ 175,000 $ 175,000 $ 60,000
East Baton Rouge County Louisiana 1 $ 265,000 $ 265,000 $ 217,000
Iberia County Louisiana 1 $ 155,000 $ 155,000 $ 60,000
Jackson County Louisiana 1 $ 335,000 $ 335,000 $ 140,000
Lafayette County Louisiana 1 $ 195,000 $ 195,000 $ 35,000
St. Tammany County Louisiana 1 $ 205,000 $ 205,000 $ 68,000
Tangipahoa County Louisiana 1 $ 225,000 $ 225,000 $ 70,000
Terrebonne County Louisiana 1 $ 185,000 $ 185,000 $ 117,000
Androscoggin County Maine 1 $ 175,000 $ 175,000 $ 83,000
Knox County Maine 1 $ 275,000 $ 275,000 $ 91,000
Harford County Maryland 1 $ 195,000 $ 195,000 $ 125,000
Howard County Maryland 1 $ 465,000 $ 465,000 $ 90,000
Barnstable County Massachusetts 1 $ 135,000 $ 135,000 $ 32,000
Barry County Michigan 1 $ 205,000 $ 205,000 $ 85,000
Cass County Michigan 1 $ 105,000 $ 105,000 $ 37,000
Clinton County Michigan 1 $ 125,000 $ 125,000 $ 48,000
Genesee County Michigan 1 $ 145,000 $ 145,000 $ 62,000
Kalkaska County Michigan 1 $ 165,000 $ 165,000 $ 220,000
Lapeer County Michigan 1 $ 105,000 $ 105,000 $ 49,000
Lenawee County Michigan 1 $ 115,000 $ 115,000 $ 118,000
Muskegon County Michigan 1 $ 125,000 $ 125,000 $ 51,000
Oakland County Michigan 1 $ 245,000 $ 245,000 $ 91,000
Ottawa County Michigan 1 $ 205,000 $ 205,000 $ 36,000
Roscommon County Michigan 1 $ 145,000 $ 145,000 $ 216,000
Wayne County Michigan 1 $ 175,000 $ 175,000 $ 55,000
Beltrami County Minnesota 1 $ 485,000 $ 485,000 $ 180,000
Chippewa County Minnesota 1 $ 155,000 $ 155,000 $ 119,000
Dakota County Minnesota 1 $ 285,000 $ 285,000 $ 110,000
Isanti County Minnesota 1 $ 275,000 $ 275,000 $ 69,000
Ramsey County Minnesota 1 $ 255,000 $ 255,000 $ 40,000
Rice County Minnesota 1 $ 235,000 $ 235,000 $ 100,000
Sherburne County Minnesota 1 $ 195,000 $ 195,000 $ 39,000
St. Louis County Minnesota 1 $ 325,000 $ 325,000 $ 138,000
Winona County Minnesota 1 $ 195,000 $ 195,000 $ 57,000
Bolivar County Mississippi 1 $ 175,000 $ 175,000 $ 112,000
Lauderdale County Mississippi 1 $ 115,000 $ 115,000 $ 24,000
Madison County Mississippi 1 $ 175,000 $ 175,000 $ 93,000
Marshall County Mississippi 1 $ 255,000 $ 255,000 $ 54,000
Panola County Mississippi 1 $ 195,000 $ 195,000 $ 77,000
Pontotoc County Mississippi 1 $ 245,000 $ 245,000 $ 96,000
Rankin County Mississippi 1 $ 135,000 $ 135,000 $ 45,000
Union County Mississippi 1 $ 145,000 $ 145,000 $ 77,000
Carter County Missouri 1 $ 185,000 $ 185,000 $ 104,000
Clay County Missouri 1 $ 195,000 $ 195,000 $ 78,000
Clinton County Missouri 1 $ 185,000 $ 185,000 $ 103,000
Greene County Missouri 1 $ 195,000 $ 195,000 $ 49,000
Jackson County Missouri 1 $ 215,000 $ 215,000 $ 64,000
Phelps County Missouri 1 $ 145,000 $ 145,000 $ 29,000
Flathead County Montana 1 $ 155,000 $ 155,000 $ 70,000
Lewis and Clark County Montana 1 $ 205,000 $ 205,000 $ 32,000
Ravalli County Montana 1 $ 225,000 $ 225,000 $ 79,000
Sanders County Montana 1 $ 105,000 $ 105,000 $ 28,000
Kearney County Nebraska 1 $ 125,000 $ 125,000 $ 74,000
Keith County Nebraska 1 $ 435,000 $ 435,000 $ 107,000
Platte County Nebraska 1 $ 95,000 $ 95,000 $ 49,000
Carson City County Nevada 1 $ 335,000 $ 335,000 $ 66,000
Lyon County Nevada 1 $ 265,000 $ 265,000 $ 50,000
Grafton County New Hampshire 1 $ 205,000 $ 205,000 $ 60,000
Strafford County New Hampshire 1 $ 335,000 $ 335,000 $ 220,000
Gloucester County New Jersey 1 $ 235,000 $ 235,000 $ 113,000
Mercer County New Jersey 1 $ 205,000 $ 205,000 $ 84,000
Salem County New Jersey 1 $ 235,000 $ 235,000 $ 201,000
Sussex County New Jersey 1 $ 195,000 $ 195,000 $ 90,000
San Juan County New Mexico 1 $ 165,000 $ 165,000 $ 130,000
Santa Fe County New Mexico 1 $ 145,000 $ 145,000 $ 42,000
Albany County New York 1 $ 245,000 $ 245,000 $ 56,000
Broome County New York 1 $ 205,000 $ 205,000 $ 176,000
Clinton County New York 1 $ 155,000 $ 155,000 $ 68,000
Monroe County New York 1 $ 195,000 $ 195,000 $ 107,000
Niagara County New York 1 $ 125,000 $ 125,000 $ 50,000
Onondaga County New York 1 $ 115,000 $ 115,000 $ 25,000
Ontario County New York 1 $ 205,000 $ 205,000 $ 156,000
Oswego County New York 1 $ 265,000 $ 265,000 $ 150,000
Putnam County New York 1 $ 325,000 $ 325,000 $ 0
Rockland County New York 1 $ 455,000 $ 455,000 $ 156,000
Saratoga County New York 1 $ 225,000 $ 225,000 $ 109,000
Schoharie County New York 1 $ 255,000 $ 255,000 $ 60,000
Warren County New York 1 $ 175,000 $ 175,000 $ 130,000
Washington County New York 1 $ 175,000 $ 175,000 $ 59,000
Wyoming County New York 1 $ 175,000 $ 175,000 $ 60,000
Durham County North Carolina 1 $ 175,000 $ 175,000 $ 88,000
Hoke County North Carolina 1 $ 175,000 $ 175,000 $ 72,000
Iredell County North Carolina 1 $ 155,000 $ 155,000 $ 50,000
Johnston County North Carolina 1 $ 135,000 $ 135,000 $ 21,000
Jones County North Carolina 1 $ 145,000 $ 145,000 $ 85,000
Moore County North Carolina 1 $ 325,000 $ 325,000 $ 99,000
New Hanover County North Carolina 1 $ 255,000 $ 255,000 $ 60,000
Pender County North Carolina 1 $ 295,000 $ 295,000 $ 100,000
Rockingham County North Carolina 1 $ 135,000 $ 135,000 $ 33,000
Union County North Carolina 1 $ 245,000 $ 245,000 $ 75,000
Watauga County North Carolina 1 $ 155,000 $ 155,000 $ 240,000
Yancey County North Carolina 1 $ 165,000 $ 165,000 $ 30,000
Stutsman County North Dakota 1 $ 105,000 $ 105,000 $ 35,000
Ward County North Dakota 1 $ 235,000 $ 235,000 $ 114,000
Ashland County Ohio 1 $ 105,000 $ 105,000 $ 21,000
Ashtabula County Ohio 1 $ 85,000 $ 85,000 $ 35,000
Athens County Ohio 1 $ 435,000 $ 435,000 $ 107,000
Belmont County Ohio 1 $ 125,000 $ 125,000 $ 98,000
Crawford County Ohio 1 $ 255,000 $ 255,000 $ 108,000
Highland County Ohio 1 $ 255,000 $ 255,000 $ 104,000
Lorain County Ohio 1 $ 235,000 $ 235,000 $ 125,000
Morgan County Ohio 1 $ 125,000 $ 125,000 $ 33,000
Paulding County Ohio 1 $ 35,000 $ 35,000 $ 93,000
Perry County Ohio 1 $ 185,000 $ 185,000 $ 103,000
Pike County Ohio 1 $ 125,000 $ 125,000 $ 60,000
Shelby County Ohio 1 $ 855,000 $ 855,000 $ 0
Wayne County Ohio 1 $ 115,000 $ 115,000 $ 45,000
Oklahoma County Oklahoma 1 $ 485,000 $ 485,000 $ 292,000
Wagoner County Oklahoma 1 $ 155,000 $ 155,000 $ 60,000
Deschutes County Oregon 1 $ 185,000 $ 185,000 $ 104,000
Grant County Oregon 1 $ 205,000 $ 205,000 $ 52,000
Josephine County Oregon 1 $ 165,000 $ 165,000 $ 44,000
Klamath County Oregon 1 $ 175,000 $ 175,000 $ 43,000
Washington County Oregon 1 $ 405,000 $ 405,000 $ 231,000
Berks County Pennsylvania 1 $ 175,000 $ 175,000 $ 12,000
Centre County Pennsylvania 1 $ 435,000 $ 435,000 $ 116,000
Lehigh County Pennsylvania 1 $ 145,000 $ 145,000 $ 68,000
Somerset County Pennsylvania 1 $ 265,000 $ 265,000 $ 67,000
Westmoreland County Pennsylvania 1 $ 225,000 $ 225,000 $ 62,000
Newport County Rhode Island 1 $ 855,000 $ 855,000 $ 180,000
Washington County Rhode Island 1 $ 255,000 $ 255,000 $ 68,000
Abbeville County South Carolina 1 $ 185,000 $ 185,000 $ 52,000
Aiken County South Carolina 1 $ 155,000 $ 155,000 $ 92,000
Anderson County South Carolina 1 $ 195,000 $ 195,000 $ 54,000
Darlington County South Carolina 1 $ 105,000 $ 105,000 $ 19,000
Edgefield County South Carolina 1 $ 175,000 $ 175,000 $ 104,000
Georgetown County South Carolina 1 $ 475,000 $ 475,000 $ 485,000
Greenwood County South Carolina 1 $ 155,000 $ 155,000 $ 60,000
Lancaster County South Carolina 1 $ 265,000 $ 265,000 $ 52,000
Lexington County South Carolina 1 $ 225,000 $ 225,000 $ 62,000
Newberry County South Carolina 1 $ 155,000 $ 155,000 $ 20,000
Orangeburg County South Carolina 1 $ 225,000 $ 225,000 $ 47,000
Pickens County South Carolina 1 $ 245,000 $ 245,000 $ 29,000
Hand County South Dakota 1 $ 255,000 $ 255,000 $ 85,000
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Mortgage Loan Application Detail Totals for The Union Bank Company in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,095 $261,275,000 $238,000 $855,000 $93,000 $2,328,000
Home Purchase 745 $151,185,000 $202,000 $1,125,000 $96,000 $660,000
Refinancing 486 $119,570,000 $246,000 $2,335,000 $101,000 $1,344,000
Other Purpose 15 $685,000 $45,000 $85,000 $74,000 $149,000
Home Improvement 6 $4,960,000 $826,000 $4,275,000 $31,000 $35,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,521 $324,775,000 $213,000 $1,125,000 $96,000 $1,530,000
Not Provided 510 $133,330,000 $261,000 $815,000 $94,000 $485,000
Black or African American 119 $24,515,000 $206,000 $645,000 $80,000 $482,000
Hispanic 79 $19,125,000 $242,000 $635,000 $87,000 $353,000
Asian 67 $16,665,000 $248,000 $605,000 $125,000 $2,328,000
Not applicable 44 $16,920,000 $384,000 $4,275,000 $0 $0
American Indian or Alaskan Native 3 $635,000 $211,000 $285,000 $87,000 $125,000
Native Hawaiian or Other Pacific Islander 1 $415,000 $415,000 $415,000 $95,000 $95,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,540 $354,090,000 $229,000 $4,275,000 $105,000 $2,328,000
FHA-insured (Federal Housing Administration) 608 $136,910,000 $225,000 $815,000 $80,000 $332,000
VA-guaranteed (Veterans Administration) 174 $43,970,000 $252,000 $685,000 $76,000 $1,530,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 25 $2,705,000 $108,000 $175,000 $45,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,360 $306,100,000 $225,000 $4,275,000 $100,000 $772,000
Application Withdrawn By Applicant 444 $104,080,000 $234,000 $725,000 $100,000 $2,328,000
File Closed For Incompleteness 295 $72,065,000 $244,000 $855,000 $87,000 $330,000
Application Denied By Financial Institution 231 $51,965,000 $224,000 $635,000 $74,000 $661,000
Application Approved But Not Accepted 17 $3,465,000 $203,000 $425,000 $101,000 $335,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,116 $485,710,000 $229,000 $4,275,000 $98,000 $2,328,000
Debt-To-Income Ratio 88 $21,430,000 $243,000 $635,000 $56,000 $188,000
Collateral 56 $13,380,000 $238,000 $605,000 $86,000 $236,000
Credit History 47 $8,375,000 $178,000 $475,000 $76,000 $240,000
Credit Application Incomplete 12 $2,340,000 $195,000 $385,000 $116,000 $661,000
Other 9 $1,875,000 $208,000 $435,000 $117,000 $353,000
Unverifiable Information 9 $1,945,000 $216,000 $485,000 $62,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,555,000 $222,000 $585,000 $77,000 $175,000
Employment History 2 $540,000 $270,000 $305,000 $88,000 $140,000
Mortgage Insurance Denied 1 $525,000 $525,000 $525,000 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Union Bank Company's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Union Bank Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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