Think Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Think Federal Credit Union 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Think Federal Credit Union 5200 Members Parkway Nw Rochester, MN 55901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,687 |
| Total Mortgage Loan Application Amount | $351,407,000 |
| Average Mortgage Loan Application Amount | $134,680 |
| Highest Mortgage Loan Application Amount | $625,000 |
| Average Applicant Income | $86,920 |
| Highest Applicant Income | $840,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Think Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Think Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Think Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Think Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Think Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Think Federal Credit Union's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Olmsted County Minnesota | 1,123 | $ 136,972,000 | $ 121,000 | $ 70,000 |
| Hennepin County Minnesota | 177 | $ 25,903,000 | $ 146,000 | $ 81,000 |
| Cook County Illinois | 172 | $ 28,442,000 | $ 165,000 | $ 84,000 |
| Dodge County Minnesota | 97 | $ 11,475,000 | $ 118,000 | $ 69,000 |
| Goodhue County Minnesota | 90 | $ 11,720,000 | $ 130,000 | $ 73,000 |
| Dakota County Minnesota | 79 | $ 13,017,000 | $ 164,000 | $ 84,000 |
| DuPage County Illinois | 57 | $ 8,640,000 | $ 151,000 | $ 111,000 |
| Wabasha County Minnesota | 49 | $ 5,351,000 | $ 109,000 | $ 82,000 |
| Ramsey County Minnesota | 40 | $ 6,939,000 | $ 173,000 | $ 94,000 |
| St. Louis County Missouri | 35 | $ 4,407,000 | $ 125,000 | $ 81,000 |
| Johnson County Kansas | 32 | $ 4,012,000 | $ 125,000 | $ 82,000 |
| Anoka County Minnesota | 31 | $ 3,965,000 | $ 127,000 | $ 89,000 |
| Mower County Minnesota | 30 | $ 2,932,000 | $ 97,000 | $ 70,000 |
| Jackson County Missouri | 28 | $ 3,361,000 | $ 120,000 | $ 69,000 |
| Will County Illinois | 27 | $ 3,979,000 | $ 147,000 | $ 88,000 |
| Fillmore County Minnesota | 27 | $ 3,077,000 | $ 113,000 | $ 58,000 |
| Lake County Illinois | 23 | $ 3,138,000 | $ 136,000 | $ 136,000 |
| St. Charles County Missouri | 22 | $ 2,945,000 | $ 133,000 | $ 72,000 |
| Kane County Illinois | 19 | $ 3,058,000 | $ 160,000 | $ 85,000 |
| Scott County Minnesota | 19 | $ 3,103,000 | $ 163,000 | $ 72,000 |
| Milwaukee County Wisconsin | 19 | $ 2,341,000 | $ 123,000 | $ 90,000 |
| Washington County Minnesota | 17 | $ 2,996,000 | $ 176,000 | $ 104,000 |
| Waukesha County Wisconsin | 17 | $ 2,388,000 | $ 140,000 | $ 91,000 |
| Maricopa County Arizona | 15 | $ 2,603,000 | $ 173,000 | $ 101,000 |
| McHenry County Illinois | 15 | $ 2,318,000 | $ 154,000 | $ 87,000 |
| Winona County Minnesota | 14 | $ 1,372,000 | $ 98,000 | $ 55,000 |
| Polk County Iowa | 12 | $ 1,363,000 | $ 113,000 | $ 83,000 |
| Carver County Minnesota | 11 | $ 1,930,000 | $ 175,000 | $ 84,000 |
| Douglas County Nebraska | 11 | $ 1,191,000 | $ 108,000 | $ 104,000 |
| Rice County Minnesota | 10 | $ 1,174,000 | $ 117,000 | $ 80,000 |
| St. Louis County Minnesota | 10 | $ 1,358,000 | $ 135,000 | $ 61,000 |
| Stearns County Minnesota | 8 | $ 1,080,000 | $ 135,000 | $ 63,000 |
| La Crosse County Wisconsin | 8 | $ 872,000 | $ 109,000 | $ 64,000 |
| Lake County Indiana | 7 | $ 1,006,000 | $ 143,000 | $ 83,000 |
| Linn County Iowa | 7 | $ 809,000 | $ 115,000 | $ 76,000 |
| Steele County Minnesota | 7 | $ 824,000 | $ 117,000 | $ 59,000 |
| Wright County Minnesota | 7 | $ 1,012,000 | $ 144,000 | $ 120,000 |
| Cass County Minnesota | 6 | $ 1,134,000 | $ 189,000 | $ 93,000 |
| Otter Tail County Minnesota | 6 | $ 671,000 | $ 111,000 | $ 98,000 |
| Clay County Missouri | 6 | $ 864,000 | $ 144,000 | $ 53,000 |
| Dane County Wisconsin | 6 | $ 782,000 | $ 130,000 | $ 81,000 |
| Pima County Arizona | 5 | $ 546,000 | $ 109,000 | $ 91,000 |
| St. Louis City County Missouri | 5 | $ 432,000 | $ 86,000 | $ 47,000 |
| Sarpy County Nebraska | 5 | $ 618,000 | $ 123,000 | $ 105,000 |
| St. Croix County Wisconsin | 5 | $ 890,000 | $ 178,000 | $ 116,000 |
| Hillsborough County Florida | 4 | $ 670,000 | $ 167,000 | $ 156,000 |
| Sedgwick County Kansas | 4 | $ 216,000 | $ 54,000 | $ 66,000 |
| Shawnee County Kansas | 4 | $ 387,000 | $ 96,000 | $ 77,000 |
| Aitkin County Minnesota | 4 | $ 374,000 | $ 93,000 | $ 77,000 |
| Crow Wing County Minnesota | 4 | $ 631,000 | $ 157,000 | $ 82,000 |
| Itasca County Minnesota | 4 | $ 356,000 | $ 89,000 | $ 72,000 |
| Brown County Wisconsin | 4 | $ 423,000 | $ 105,000 | $ 80,000 |
| Ozaukee County Wisconsin | 4 | $ 679,000 | $ 169,000 | $ 94,000 |
| Racine County Wisconsin | 4 | $ 356,000 | $ 89,000 | $ 129,000 |
| Washington County Wisconsin | 4 | $ 493,000 | $ 123,000 | $ 94,000 |
| Duval County Florida | 3 | $ 422,000 | $ 140,000 | $ 129,000 |
| Lake County Florida | 3 | $ 186,000 | $ 62,000 | $ 30,000 |
| Sangamon County Illinois | 3 | $ 254,000 | $ 84,000 | $ 105,000 |
| Wyandotte County Kansas | 3 | $ 306,000 | $ 102,000 | $ 87,000 |
| Houston County Minnesota | 3 | $ 220,000 | $ 73,000 | $ 43,000 |
| Le Sueur County Minnesota | 3 | $ 487,000 | $ 162,000 | $ 119,000 |
| Sherburne County Minnesota | 3 | $ 563,000 | $ 187,000 | $ 127,000 |
| Waseca County Minnesota | 3 | $ 281,000 | $ 93,000 | $ 52,000 |
| Cass County Missouri | 3 | $ 274,000 | $ 91,000 | $ 59,000 |
| Christian County Missouri | 3 | $ 226,000 | $ 75,000 | $ 65,000 |
| Jefferson County Missouri | 3 | $ 304,000 | $ 101,000 | $ 89,000 |
| Chippewa County Wisconsin | 3 | $ 514,000 | $ 171,000 | $ 105,000 |
| Dodge County Wisconsin | 3 | $ 348,000 | $ 116,000 | $ 80,000 |
| Pierce County Wisconsin | 3 | $ 635,000 | $ 211,000 | $ 92,000 |
| Sawyer County Wisconsin | 3 | $ 607,000 | $ 202,000 | $ 123,000 |
| Manatee County Florida | 2 | $ 227,000 | $ 113,000 | $ 42,000 |
| Pinellas County Florida | 2 | $ 306,000 | $ 153,000 | $ 118,000 |
| Polk County Florida | 2 | $ 231,000 | $ 115,000 | $ 112,000 |
| Sarasota County Florida | 2 | $ 299,000 | $ 149,000 | $ 130,000 |
| St. Clair County Illinois | 2 | $ 249,000 | $ 124,000 | $ 101,000 |
| Winnebago County Illinois | 2 | $ 195,000 | $ 97,000 | $ 72,000 |
| Porter County Indiana | 2 | $ 676,000 | $ 338,000 | $ 464,000 |
| Cerro Gordo County Iowa | 2 | $ 306,000 | $ 153,000 | $ 121,000 |
| Dallas County Iowa | 2 | $ 360,000 | $ 180,000 | $ 59,000 |
| Howard County Iowa | 2 | $ 137,000 | $ 68,000 | $ 58,000 |
| Mitchell County Iowa | 2 | $ 173,000 | $ 86,000 | $ 51,000 |
| Scott County Iowa | 2 | $ 240,000 | $ 120,000 | $ 88,000 |
| Winneshiek County Iowa | 2 | $ 231,000 | $ 115,000 | $ 36,000 |
| Becker County Minnesota | 2 | $ 148,000 | $ 74,000 | $ 44,000 |
| Brown County Minnesota | 2 | $ 163,000 | $ 81,000 | $ 79,000 |
| Hubbard County Minnesota | 2 | $ 600,000 | $ 300,000 | $ 87,000 |
| Martin County Minnesota | 2 | $ 253,000 | $ 126,000 | $ 136,000 |
| McLeod County Minnesota | 2 | $ 317,000 | $ 158,000 | $ 113,000 |
| Nicollet County Minnesota | 2 | $ 153,000 | $ 76,000 | $ 36,000 |
| Pine County Minnesota | 2 | $ 206,000 | $ 103,000 | $ 44,000 |
| Renville County Minnesota | 2 | $ 188,000 | $ 94,000 | $ 57,000 |
| Greene County Missouri | 2 | $ 146,000 | $ 73,000 | $ 49,000 |
| Johnson County Missouri | 2 | $ 201,000 | $ 100,000 | $ 75,000 |
| Lincoln County Missouri | 2 | $ 258,000 | $ 129,000 | $ 101,000 |
| Platte County Missouri | 2 | $ 160,000 | $ 80,000 | $ 87,000 |
| Ray County Missouri | 2 | $ 193,000 | $ 96,000 | $ 54,000 |
| Warren County Missouri | 2 | $ 205,000 | $ 102,000 | $ 49,000 |
| Lancaster County Nebraska | 2 | $ 176,000 | $ 88,000 | $ 71,000 |
| Washington County Nebraska | 2 | $ 258,000 | $ 129,000 | $ 89,000 |
| Cass County North Dakota | 2 | $ 153,000 | $ 76,000 | $ 95,000 |
| Hughes County South Dakota | 2 | $ 320,000 | $ 160,000 | $ 176,000 |
| Pennington County South Dakota | 2 | $ 212,000 | $ 106,000 | $ 71,000 |
| Bayfield County Wisconsin | 2 | $ 355,000 | $ 177,000 | $ 67,000 |
| Burnett County Wisconsin | 2 | $ 365,000 | $ 182,000 | $ 85,000 |
| Kenosha County Wisconsin | 2 | $ 192,000 | $ 96,000 | $ 89,000 |
| Oneida County Wisconsin | 2 | $ 227,000 | $ 113,000 | $ 85,000 |
| Outagamie County Wisconsin | 2 | $ 276,000 | $ 138,000 | $ 58,000 |
| Sauk County Wisconsin | 2 | $ 139,000 | $ 69,000 | $ 59,000 |
| Coconino County Arizona | 1 | $ 84,000 | $ 84,000 | $ 97,000 |
| Pinal County Arizona | 1 | $ 64,000 | $ 64,000 | $ 48,000 |
| Yavapai County Arizona | 1 | $ 123,000 | $ 123,000 | $ 71,000 |
| Yuma County Arizona | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Alachua County Florida | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Collier County Florida | 1 | $ 100,000 | $ 100,000 | $ 20,000 |
| Escambia County Florida | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Lee County Florida | 1 | $ 93,000 | $ 93,000 | $ 33,000 |
| Leon County Florida | 1 | $ 77,000 | $ 77,000 | $ 30,000 |
| Miami-Dade County Florida | 1 | $ 107,000 | $ 107,000 | $ 66,000 |
| Orange County Florida | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Palm Beach County Florida | 1 | $ 143,000 | $ 143,000 | $ 71,000 |
| Pasco County Florida | 1 | $ 172,000 | $ 172,000 | $ 77,000 |
| Santa Rosa County Florida | 1 | $ 220,000 | $ 220,000 | $ 71,000 |
| Seminole County Florida | 1 | $ 179,000 | $ 179,000 | $ 156,000 |
| St. Lucie County Florida | 1 | $ 143,000 | $ 143,000 | $ 50,000 |
| Wakulla County Florida | 1 | $ 90,000 | $ 90,000 | $ 67,000 |
| Boone County Illinois | 1 | $ 107,000 | $ 107,000 | $ 46,000 |
| Champaign County Illinois | 1 | $ 157,000 | $ 157,000 | $ 53,000 |
| Clinton County Illinois | 1 | $ 144,000 | $ 144,000 | $ 25,000 |
| Jefferson County Illinois | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Jersey County Illinois | 1 | $ 71,000 | $ 71,000 | $ 61,000 |
| Kankakee County Illinois | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Kendall County Illinois | 1 | $ 93,000 | $ 93,000 | $ 72,000 |
| Knox County Illinois | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| Macoupin County Illinois | 1 | $ 153,000 | $ 153,000 | $ 104,000 |
| Madison County Illinois | 1 | $ 130,000 | $ 130,000 | $ 26,000 |
| Peoria County Illinois | 1 | $ 36,000 | $ 36,000 | $ 88,000 |
| Rock Island County Illinois | 1 | $ 104,000 | $ 104,000 | $ 100,000 |
| Allen County Indiana | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Dubois County Indiana | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| Marion County Indiana | 1 | $ 224,000 | $ 224,000 | $ 293,000 |
| Monroe County Indiana | 1 | $ 99,000 | $ 99,000 | $ 62,000 |
| Montgomery County Indiana | 1 | $ 69,000 | $ 69,000 | $ 91,000 |
| Allamakee County Iowa | 1 | $ 89,000 | $ 89,000 | $ 37,000 |
| Benton County Iowa | 1 | $ 62,000 | $ 62,000 | $ 83,000 |
| Ida County Iowa | 1 | $ 36,000 | $ 36,000 | $ 72,000 |
| Johnson County Iowa | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Madison County Iowa | 1 | $ 254,000 | $ 254,000 | $ 88,000 |
| Mahaska County Iowa | 1 | $ 62,000 | $ 62,000 | $ 15,000 |
| Osceola County Iowa | 1 | $ 74,000 | $ 74,000 | $ 63,000 |
| Plymouth County Iowa | 1 | $ 73,000 | $ 73,000 | $ 40,000 |
| Story County Iowa | 1 | $ 140,000 | $ 140,000 | $ 104,000 |
| Woodbury County Iowa | 1 | $ 46,000 | $ 46,000 | $ 40,000 |
| Anderson County Kansas | 1 | $ 72,000 | $ 72,000 | $ 113,000 |
| Butler County Kansas | 1 | $ 92,000 | $ 92,000 | $ 74,000 |
| Douglas County Kansas | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Ford County Kansas | 1 | $ 158,000 | $ 158,000 | $ 161,000 |
| Miami County Kansas | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Macomb County Michigan | 1 | $ 110,000 | $ 110,000 | $ 27,000 |
| Benton County Minnesota | 1 | $ 97,000 | $ 97,000 | $ 54,000 |
| Blue Earth County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Carlton County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| Chisago County Minnesota | 1 | $ 143,000 | $ 143,000 | $ 38,000 |
| Clay County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Cook County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| Douglas County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 76,000 |
| Kandiyohi County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Lyon County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 40,000 |
| Mille Lacs County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 74,000 |
| Murray County Minnesota | 1 | $ 106,000 | $ 106,000 | $ 86,000 |
| Pipestone County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 104,000 |
| Polk County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Pope County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 111,000 |
| Barry County Missouri | 1 | $ 312,000 | $ 312,000 | $ 88,000 |
| Bollinger County Missouri | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Camden County Missouri | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Chariton County Missouri | 1 | $ 71,000 | $ 71,000 | $ 41,000 |
| Clinton County Missouri | 1 | $ 138,000 | $ 138,000 | $ 69,000 |
| Cooper County Missouri | 1 | $ 30,000 | $ 30,000 | $ 27,000 |
| Harrison County Missouri | 1 | $ 167,000 | $ 167,000 | $ 65,000 |
| Jasper County Missouri | 1 | $ 72,000 | $ 72,000 | $ 37,000 |
| Lawrence County Missouri | 1 | $ 102,000 | $ 102,000 | $ 77,000 |
| Morgan County Missouri | 1 | $ 240,000 | $ 240,000 | $ 91,000 |
| Newton County Missouri | 1 | $ 93,000 | $ 93,000 | $ 95,000 |
| Polk County Missouri | 1 | $ 62,000 | $ 62,000 | $ 90,000 |
| Ste. Genevieve County Missouri | 1 | $ 132,000 | $ 132,000 | $ 51,000 |
| Stoddard County Missouri | 1 | $ 51,000 | $ 51,000 | $ 28,000 |
| Stone County Missouri | 1 | $ 184,000 | $ 184,000 | $ 202,000 |
| Cass County Nebraska | 1 | $ 177,000 | $ 177,000 | $ 85,000 |
| Dodge County Nebraska | 1 | $ 147,000 | $ 147,000 | $ 82,000 |
| Lincoln County Nebraska | 1 | $ 148,000 | $ 148,000 | $ 110,000 |
| Platte County Nebraska | 1 | $ 220,000 | $ 220,000 | $ 132,000 |
| Burleigh County North Dakota | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Grand Forks County North Dakota | 1 | $ 61,000 | $ 61,000 | $ 26,000 |
| Brookings County South Dakota | 1 | $ 70,000 | $ 70,000 | $ 59,000 |
| Custer County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Douglas County South Dakota | 1 | $ 59,000 | $ 59,000 | $ 241,000 |
| Minnehaha County South Dakota | 1 | $ 87,000 | $ 87,000 | $ 58,000 |
| Adams County Wisconsin | 1 | $ 49,000 | $ 49,000 | $ 56,000 |
| Buffalo County Wisconsin | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
| Calumet County Wisconsin | 1 | $ 137,000 | $ 137,000 | $ 97,000 |
| Douglas County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 98,000 |
| Dunn County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| Eau Claire County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 136,000 |
| Green County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 46,000 |
| Iowa County Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 99,000 |
| Jefferson County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Kewaunee County Wisconsin | 1 | $ 163,000 | $ 163,000 | $ 89,000 |
| Menominee County Wisconsin | 1 | $ 67,000 | $ 67,000 | $ 47,000 |
| Polk County Wisconsin | 1 | $ 94,000 | $ 94,000 | $ 129,000 |
| Portage County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 57,000 |
| Rock County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Shawano County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Sheboygan County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 49,000 |
| Vilas County Wisconsin | 1 | $ 191,000 | $ 191,000 | $ 113,000 |
| Walworth County Wisconsin | 1 | $ 94,000 | $ 94,000 | $ 71,000 |
| Washburn County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 168,000 |
| Waushara County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 113,000 |
| Winnebago County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Think Federal Credit Union in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,233 | $280,194,000 | $119,153 | $625,000 | $88,461 | $840,000 |
| Home Purchase (one-to-four family) | 452 | $70,869,000 | $149,636 | $550,000 | $83,090 | $367,000 |
| Home Improvement (one-to-four family) | 2 | $344,000 | $172,000 | $234,000 | $109,000 | $112,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,109 | $274,592,000 | $120,461 | $625,000 | $83,153 | $367,000 |
| Information not provided by applicant in mail or telephone application | 473 | $61,552,000 | $136,300 | $550,000 | $90,400 | $840,000 |
| Asian or Pacific Islander | 38 | $5,740,000 | $150,333 | $270,000 | $74,666 | $170,000 |
| Black | 36 | $5,003,000 | $156,714 | $400,000 | $109,000 | $295,000 |
| Hispanic | 23 | $3,003,000 | $117,250 | $248,000 | $75,750 | $204,000 |
| American Indian or Alaskan Native | 5 | $757,000 | $160,250 | $242,000 | $107,000 | $137,000 |
| Other | 3 | $760,000 | $251,500 | $330,000 | $107,500 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,687 | $351,407,000 | $124,153 | $625,000 | $86,230 | $840,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,531 | $328,953,000 | $125,250 | $625,000 | $91,083 | $840,000 |
| Application Withdrawn By Applicant | 95 | $13,486,000 | $132,625 | $550,000 | $104,750 | $305,000 |
| Application Denied By Financial Institution | 61 | $8,968,000 | $144,571 | $422,000 | $61,857 | $327,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 41 | $6,276,000 | $173,000 | $422,000 | $78,200 | $327,000 |
| Debt-To-Income Ratio | 6 | $771,000 | $138,500 | $191,000 | $57,500 | $113,000 |
| Other | 2 | $279,000 | $139,000 | $181,000 | $53,000 | $61,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Think Federal Credit Union's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Think Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.