Think Mutual Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Think Mutual Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Think Mutual Bank 5200 Members Parkway Nw Rochester, MN 55901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,115 |
| Total Mortgage Loan Application Amount | $751,855,000 |
| Average Mortgage Loan Application Amount | $240,800 |
| Highest Mortgage Loan Application Amount | $8,005,000 |
| Average Applicant Income | $153,200 |
| Highest Applicant Income | $995,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Think Mutual Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Think Mutual Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Think Mutual Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Think Mutual Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Think Mutual Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Think Mutual Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Olmsted County Minnesota | 1,275 | $ 312,865,000 | $ 245,000 | $ 145,000 |
| Hennepin County Minnesota | 253 | $ 73,215,000 | $ 289,000 | $ 156,000 |
| Dakota County Minnesota | 221 | $ 43,865,000 | $ 198,000 | $ 138,000 |
| Dodge County Minnesota | 87 | $ 14,345,000 | $ 164,000 | $ 99,000 |
| Wabasha County Minnesota | 80 | $ 14,930,000 | $ 186,000 | $ 106,000 |
| Goodhue County Minnesota | 71 | $ 12,155,000 | $ 171,000 | $ 109,000 |
| Ramsey County Minnesota | 66 | $ 15,490,000 | $ 234,000 | $ 153,000 |
| Washington County Minnesota | 48 | $ 12,140,000 | $ 252,000 | $ 177,000 |
| Cook County Illinois | 39 | $ 8,045,000 | $ 206,000 | $ 135,000 |
| Fillmore County Minnesota | 38 | $ 6,230,000 | $ 163,000 | $ 86,000 |
| Mower County Minnesota | 28 | $ 4,170,000 | $ 148,000 | $ 98,000 |
| Scott County Minnesota | 28 | $ 7,510,000 | $ 268,000 | $ 150,000 |
| Anoka County Minnesota | 23 | $ 4,475,000 | $ 194,000 | $ 146,000 |
| Wright County Minnesota | 18 | $ 3,930,000 | $ 218,000 | $ 143,000 |
| Winona County Minnesota | 17 | $ 3,905,000 | $ 229,000 | $ 103,000 |
| DuPage County Illinois | 16 | $ 2,750,000 | $ 171,000 | $ 116,000 |
| Carver County Minnesota | 16 | $ 2,910,000 | $ 181,000 | $ 126,000 |
| Maricopa County Arizona | 15 | $ 4,735,000 | $ 315,000 | $ 167,000 |
| Johnson County Kansas | 13 | $ 2,045,000 | $ 157,000 | $ 125,000 |
| Crow Wing County Minnesota | 13 | $ 3,635,000 | $ 279,000 | $ 185,000 |
| Will County Illinois | 12 | $ 1,910,000 | $ 159,000 | $ 136,000 |
| Kane County Illinois | 10 | $ 1,610,000 | $ 161,000 | $ 96,000 |
| St. Louis County Minnesota | 10 | $ 2,180,000 | $ 218,000 | $ 173,000 |
| Steele County Minnesota | 10 | $ 1,350,000 | $ 135,000 | $ 77,000 |
| Jackson County Missouri | 10 | $ 1,380,000 | $ 138,000 | $ 121,000 |
| Lee County Florida | 9 | $ 2,775,000 | $ 308,000 | $ 209,000 |
| Sherburne County Minnesota | 9 | $ 1,895,000 | $ 210,000 | $ 114,000 |
| Eau Claire County Wisconsin | 9 | $ 1,685,000 | $ 187,000 | $ 128,000 |
| St. Croix County Wisconsin | 9 | $ 1,695,000 | $ 188,000 | $ 136,000 |
| Waukesha County Wisconsin | 9 | $ 2,165,000 | $ 240,000 | $ 165,000 |
| Collier County Florida | 8 | $ 2,130,000 | $ 266,000 | $ 153,000 |
| Rice County Minnesota | 8 | $ 2,580,000 | $ 322,000 | $ 144,000 |
| Orange County Florida | 7 | $ 1,615,000 | $ 230,000 | $ 106,000 |
| Blue Earth County Minnesota | 7 | $ 3,265,000 | $ 466,000 | $ 206,000 |
| Dane County Wisconsin | 7 | $ 1,905,000 | $ 272,000 | $ 161,000 |
| St. Louis County Missouri | 6 | $ 990,000 | $ 165,000 | $ 119,000 |
| Polk County Wisconsin | 6 | $ 1,060,000 | $ 176,000 | $ 146,000 |
| Douglas County Minnesota | 5 | $ 995,000 | $ 199,000 | $ 118,000 |
| Stearns County Minnesota | 5 | $ 915,000 | $ 183,000 | $ 134,000 |
| Burnett County Wisconsin | 5 | $ 1,485,000 | $ 297,000 | $ 259,000 |
| Coconino County Arizona | 4 | $ 860,000 | $ 215,000 | $ 80,000 |
| Lake County Illinois | 4 | $ 950,000 | $ 237,000 | $ 100,000 |
| Cass County Minnesota | 4 | $ 1,150,000 | $ 287,000 | $ 226,000 |
| Chisago County Minnesota | 4 | $ 780,000 | $ 195,000 | $ 105,000 |
| Le Sueur County Minnesota | 4 | $ 1,820,000 | $ 455,000 | $ 319,000 |
| Clay County Missouri | 4 | $ 480,000 | $ 120,000 | $ 107,000 |
| Douglas County Nebraska | 4 | $ 750,000 | $ 187,000 | $ 89,000 |
| Pima County Arizona | 3 | $ 415,000 | $ 138,000 | $ 111,000 |
| Manatee County Florida | 3 | $ 845,000 | $ 281,000 | $ 216,000 |
| Sarasota County Florida | 3 | $ 465,000 | $ 155,000 | $ 184,000 |
| Sumter County Florida | 3 | $ 545,000 | $ 181,000 | $ 110,000 |
| Champaign County Illinois | 3 | $ 405,000 | $ 135,000 | $ 114,000 |
| Kendall County Illinois | 3 | $ 675,000 | $ 225,000 | $ 122,000 |
| McHenry County Illinois | 3 | $ 555,000 | $ 185,000 | $ 84,000 |
| Douglas County Kansas | 3 | $ 425,000 | $ 141,000 | $ 71,000 |
| Aitkin County Minnesota | 3 | $ 545,000 | $ 181,000 | $ 94,000 |
| Becker County Minnesota | 3 | $ 655,000 | $ 218,000 | $ 62,000 |
| Freeborn County Minnesota | 3 | $ 305,000 | $ 101,000 | $ 149,000 |
| Hubbard County Minnesota | 3 | $ 625,000 | $ 208,000 | $ 143,000 |
| Minnehaha County South Dakota | 3 | $ 415,000 | $ 138,000 | $ 188,000 |
| Douglas County Wisconsin | 3 | $ 1,275,000 | $ 425,000 | $ 350,000 |
| La Crosse County Wisconsin | 3 | $ 795,000 | $ 265,000 | $ 84,000 |
| Milwaukee County Wisconsin | 3 | $ 655,000 | $ 218,000 | $ 152,000 |
| Pierce County Wisconsin | 3 | $ 355,000 | $ 118,000 | $ 120,000 |
| Pinal County Arizona | 2 | $ 270,000 | $ 135,000 | $ 39,000 |
| Miami-Dade County Florida | 2 | $ 720,000 | $ 360,000 | $ 354,000 |
| Monroe County Florida | 2 | $ 620,000 | $ 310,000 | $ 148,000 |
| DeKalb County Illinois | 2 | $ 210,000 | $ 105,000 | $ 83,000 |
| Winnebago County Illinois | 2 | $ 180,000 | $ 90,000 | $ 151,000 |
| Putnam County Indiana | 2 | $ 100,000 | $ 50,000 | $ 75,000 |
| Polk County Iowa | 2 | $ 250,000 | $ 125,000 | $ 56,000 |
| Scott County Iowa | 2 | $ 230,000 | $ 115,000 | $ 84,000 |
| Carlton County Minnesota | 2 | $ 900,000 | $ 450,000 | $ 182,000 |
| McLeod County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 103,000 |
| Mille Lacs County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 166,000 |
| Pine County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 113,000 |
| Waseca County Minnesota | 2 | $ 160,000 | $ 80,000 | $ 114,000 |
| Barry County Missouri | 2 | $ 590,000 | $ 295,000 | $ 54,000 |
| Jefferson County Missouri | 2 | $ 160,000 | $ 80,000 | $ 52,000 |
| St. Charles County Missouri | 2 | $ 550,000 | $ 275,000 | $ 190,000 |
| Grand Forks County North Dakota | 2 | $ 490,000 | $ 245,000 | $ 137,000 |
| Barron County Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 37,000 |
| Iron County Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 54,000 |
| Jefferson County Wisconsin | 2 | $ 520,000 | $ 260,000 | $ 121,000 |
| Sawyer County Wisconsin | 2 | $ 680,000 | $ 340,000 | $ 534,000 |
| Mohave County Arizona | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Navajo County Arizona | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Yavapai County Arizona | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Alachua County Florida | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Broward County Florida | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Hernando County Florida | 1 | $ 145,000 | $ 145,000 | $ 102,000 |
| Hillsborough County Florida | 1 | $ 75,000 | $ 75,000 | $ 127,000 |
| Indian River County Florida | 1 | $ 155,000 | $ 155,000 | $ 171,000 |
| Marion County Florida | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Martin County Florida | 1 | $ 95,000 | $ 95,000 | $ 161,000 |
| Palm Beach County Florida | 1 | $ 235,000 | $ 235,000 | $ 267,000 |
| Pinellas County Florida | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| Santa Rosa County Florida | 1 | $ 595,000 | $ 595,000 | $ 160,000 |
| Seminole County Florida | 1 | $ 185,000 | $ 185,000 | $ 175,000 |
| Boone County Illinois | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| LaSalle County Illinois | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| McLean County Illinois | 1 | $ 45,000 | $ 45,000 | $ 269,000 |
| Hamilton County Indiana | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| LaPorte County Indiana | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| St. Joseph County Indiana | 1 | $ 405,000 | $ 405,000 | $ 300,000 |
| Warrick County Indiana | 1 | $ 65,000 | $ 65,000 | $ 175,000 |
| Allamakee County Iowa | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Black Hawk County Iowa | 1 | $ 445,000 | $ 445,000 | $ 312,000 |
| Dickinson County Iowa | 1 | $ 285,000 | $ 285,000 | $ 254,000 |
| Fayette County Iowa | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Harrison County Iowa | 1 | $ 35,000 | $ 35,000 | $ 145,000 |
| Howard County Iowa | 1 | $ 125,000 | $ 125,000 | $ 185,000 |
| Linn County Iowa | 1 | $ 335,000 | $ 335,000 | $ 118,000 |
| Mitchell County Iowa | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Plymouth County Iowa | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Winneshiek County Iowa | 1 | $ 145,000 | $ 145,000 | $ 144,000 |
| Sedgwick County Kansas | 1 | $ 385,000 | $ 385,000 | $ 214,000 |
| Wyandotte County Kansas | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Benton County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Faribault County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Isanti County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Itasca County Minnesota | 1 | $ 715,000 | $ 715,000 | $ 385,000 |
| Kanabec County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Lac qui Parle County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 208,000 |
| Lake County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 439,000 |
| Pope County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 152,000 |
| Redwood County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 639,000 |
| Camden County Missouri | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Cass County Missouri | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Jasper County Missouri | 1 | $ 105,000 | $ 105,000 | $ 129,000 |
| Lawrence County Missouri | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Platte County Missouri | 1 | $ 95,000 | $ 95,000 | $ 118,000 |
| Lancaster County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Brookings County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 165,000 |
| Hughes County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Pennington County South Dakota | 1 | $ 325,000 | $ 325,000 | $ 79,000 |
| Union County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 203,000 |
| Bayfield County Wisconsin | 1 | $ 835,000 | $ 835,000 | $ 661,000 |
| Buffalo County Wisconsin | 1 | $ 565,000 | $ 565,000 | $ 375,000 |
| Dodge County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 124,000 |
| Door County Wisconsin | 1 | $ 495,000 | $ 495,000 | $ 172,000 |
| Juneau County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 193,000 |
| Langlade County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 101,000 |
| Oneida County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 153,000 |
| Ozaukee County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Pepin County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 408,000 |
| Price County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 172,000 |
| Racine County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Rock County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Washington County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for Think Mutual Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,032 | $328,980,000 | $318,000 | $1,985,000 | $134,000 | $940,000 |
| Refinancing | 925 | $225,205,000 | $243,000 | $8,005,000 | $139,000 | $946,000 |
| Cash-out Refinancing | 625 | $148,565,000 | $237,000 | $1,625,000 | $133,000 | $995,000 |
| Home Improvement | 532 | $48,790,000 | $91,000 | $1,995,000 | $145,000 | $882,000 |
| Other Purpose | 1 | $315,000 | $315,000 | $315,000 | $215,000 | $215,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,427 | $578,735,000 | $238,000 | $8,005,000 | $134,000 | $946,000 |
| Not Provided | 406 | $93,910,000 | $231,000 | $1,985,000 | $151,000 | $836,000 |
| Asian | 113 | $37,095,000 | $328,000 | $1,575,000 | $173,000 | $909,000 |
| Black or African American | 71 | $16,535,000 | $232,000 | $695,000 | $111,000 | $350,000 |
| Hispanic | 64 | $17,490,000 | $273,000 | $1,185,000 | $142,000 | $807,000 |
| Not applicable | 10 | $1,170,000 | $117,000 | $165,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $1,785,000 | $198,000 | $305,000 | $89,000 | $220,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $855,000 | $285,000 | $375,000 | $396,000 | $995,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,115 | $751,855,000 | $241,000 | $8,005,000 | $137,000 | $995,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,967 | $450,265,000 | $228,000 | $1,995,000 | $146,000 | $995,000 |
| Preapproval Approved but not Accepted | 355 | $122,665,000 | $345,000 | $1,255,000 | $141,000 | $940,000 |
| Application Withdrawn By Applicant | 236 | $43,740,000 | $185,000 | $915,000 | $132,000 | $900,000 |
| Application Approved But Not Accepted | 161 | $46,805,000 | $290,000 | $1,575,000 | $140,000 | $625,000 |
| File Closed For Incompleteness | 155 | $42,495,000 | $274,000 | $8,005,000 | $129,000 | $886,000 |
| Application Denied By Financial Institution | 130 | $21,110,000 | $162,000 | $625,000 | $80,000 | $408,000 |
| Preapproval Denied by Financial Institution | 111 | $24,775,000 | $223,000 | $1,395,000 | $59,000 | $581,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,874 | $705,970,000 | $245,000 | $8,005,000 | $143,000 | $995,000 |
| Debt-To-Income Ratio | 114 | $20,010,000 | $175,000 | $685,000 | $52,000 | $306,000 |
| Credit History | 75 | $14,515,000 | $193,000 | $605,000 | $71,000 | $316,000 |
| Collateral | 21 | $4,935,000 | $235,000 | $625,000 | $130,000 | $408,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $3,205,000 | $246,000 | $1,395,000 | $121,000 | $581,000 |
| Employment History | 9 | $1,805,000 | $200,000 | $335,000 | $63,000 | $116,000 |
| Other | 7 | $1,225,000 | $175,000 | $375,000 | $106,000 | $190,000 |
| Unverifiable Information | 2 | $190,000 | $95,000 | $115,000 | $43,000 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Think Mutual Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Think Mutual Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.