Third Federal Savings And Loan Association Of Cleveland 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Third Federal Savings And Loan Association Of Cleveland 7007 Broadway Avenue Cleveland, OH 44105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 60,110 |
| Total Mortgage Loan Application Amount | $10,646,030,000 |
| Average Mortgage Loan Application Amount | $185,800 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $143,600 |
| Highest Applicant Income | $9,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Third Federal Savings And Loan Association Of Cleveland. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Third Federal Savings And Loan Association Of Cleveland's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Third Federal Savings And Loan Association Of Cleveland's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Third Federal Savings And Loan Association Of Cleveland serves its applicants.
Each category highlights the total number of mortgage applications processed by Third Federal Savings And Loan Association Of Cleveland, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Third Federal Savings And Loan Association Of Cleveland's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CLEVELAND-ELYRIA, OH | 11,078 | $ 1,573,950,000 | $ 142,000 | $ 115,000 |
| COLUMBUS, OH | 3,905 | $ 730,485,000 | $ 187,000 | $ 145,000 |
| CINCINNATI, OH-KY-IN | 3,358 | $ 574,930,000 | $ 158,000 | $ 120,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3,109 | $ 477,675,000 | $ 153,000 | $ 118,000 |
| AKRON, OH | 2,566 | $ 370,260,000 | $ 144,000 | $ 118,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1,809 | $ 304,575,000 | $ 168,000 | $ 142,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,519 | $ 259,215,000 | $ 170,000 | $ 135,000 |
| NA (OUTSIDE OF MSA/MD) | 1,073 | $ 157,265,000 | $ 137,434 | $ 134,739 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1,059 | $ 184,315,000 | $ 174,000 | $ 119,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,022 | $ 181,630,000 | $ 177,000 | $ 194,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 992 | $ 195,770,000 | $ 179,333 | $ 196,666 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 986 | $ 164,550,000 | $ 166,000 | $ 170,000 |
| CAPE CORAL-FORT MYERS, FL | 960 | $ 161,480,000 | $ 168,000 | $ 120,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 890 | $ 220,290,000 | $ 246,000 | $ 216,500 |
| OAKLAND-HAYWARD-BERKELEY, CA | 770 | $ 157,320,000 | $ 204,000 | $ 224,000 |
| DENVER-AURORA-LAKEWOOD, CO | 761 | $ 135,715,000 | $ 178,000 | $ 202,000 |
| NEW YORK-NEWARK, NY | 702 | $ 118,560,000 | $ 158,500 | $ 192,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 685 | $ 155,715,000 | $ 227,000 | $ 203,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 684 | $ 116,810,000 | $ 170,000 | $ 206,000 |
| CHICAGO-NAPERVILLE, IL | 660 | $ 115,970,000 | $ 175,000 | $ 185,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 585 | $ 102,205,000 | $ 174,000 | $ 196,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 576 | $ 127,800,000 | $ 221,000 | $ 157,000 |
| SAN DIEGO-CARLSBAD, CA | 555 | $ 102,175,000 | $ 184,000 | $ 185,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 493 | $ 87,525,000 | $ 177,000 | $ 178,000 |
| NEWARK, NJ-PA | 481 | $ 80,275,000 | $ 149,000 | $ 186,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 459 | $ 77,805,000 | $ 169,000 | $ 152,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 393 | $ 58,805,000 | $ 149,000 | $ 157,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 392 | $ 76,320,000 | $ 194,000 | $ 187,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 378 | $ 58,270,000 | $ 154,000 | $ 175,000 |
| RALEIGH, NC | 368 | $ 67,290,000 | $ 182,000 | $ 171,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 329 | $ 75,945,000 | $ 230,000 | $ 239,000 |
| JACKSONVILLE, FL | 317 | $ 51,085,000 | $ 161,000 | $ 156,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 315 | $ 54,695,000 | $ 163,500 | $ 159,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 289 | $ 49,805,000 | $ 172,000 | $ 193,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 287 | $ 52,315,000 | $ 182,000 | $ 177,000 |
| CANTON-MASSILLON, OH | 281 | $ 40,565,000 | $ 144,000 | $ 131,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 270 | $ 59,490,000 | $ 220,000 | $ 219,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 242 | $ 44,470,000 | $ 183,000 | $ 221,000 |
| PORT ST. LUCIE, FL | 233 | $ 41,085,000 | $ 176,000 | $ 137,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 231 | $ 49,995,000 | $ 216,000 | $ 222,000 |
| CAMDEN, NJ | 193 | $ 27,015,000 | $ 139,000 | $ 164,000 |
| PUNTA GORDA, FL | 191 | $ 28,625,000 | $ 149,000 | $ 104,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 188 | $ 49,660,000 | $ 264,000 | $ 245,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 168 | $ 26,480,000 | $ 157,000 | $ 119,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 161 | $ 31,435,000 | $ 195,000 | $ 196,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 151 | $ 21,155,000 | $ 140,000 | $ 161,000 |
| PITTSBURGH, PA | 147 | $ 22,085,000 | $ 150,000 | $ 146,000 |
| BOSTON, MA | 146 | $ 34,400,000 | $ 235,000 | $ 214,000 |
| RICHMOND, VA | 146 | $ 23,050,000 | $ 157,000 | $ 192,000 |
| ST. LOUIS, MO-IL | 144 | $ 21,680,000 | $ 130,000 | $ 155,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 141 | $ 26,705,000 | $ 189,000 | $ 244,000 |
| PHILADELPHIA, PA | 139 | $ 18,955,000 | $ 136,000 | $ 190,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 126 | $ 19,620,000 | $ 155,000 | $ 109,000 |
| DURHAM-CHAPEL HILL, NC | 120 | $ 23,590,000 | $ 196,000 | $ 181,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 114 | $ 12,830,000 | $ 93,500 | $ 203,000 |
| BOULDER, CO | 107 | $ 16,225,000 | $ 151,000 | $ 190,000 |
| TRENTON, NJ | 107 | $ 20,215,000 | $ 188,000 | $ 224,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 106 | $ 14,920,000 | $ 140,000 | $ 172,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 101 | $ 15,045,000 | $ 114,500 | $ 138,500 |
| STOCKTON-LODI, CA | 101 | $ 17,915,000 | $ 177,000 | $ 172,000 |
| TOLEDO, OH | 101 | $ 16,975,000 | $ 168,000 | $ 129,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 89 | $ 15,445,000 | $ 173,000 | $ 141,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 84 | $ 11,230,000 | $ 287,000 | $ 147,000 |
| TACOMA-LAKEWOOD, WA | 81 | $ 14,005,000 | $ 172,000 | $ 163,000 |
| COLORADO SPRINGS, CO | 77 | $ 10,755,000 | $ 139,000 | $ 142,000 |
| LAKELAND-WINTER HAVEN, FL | 77 | $ 10,375,000 | $ 134,000 | $ 108,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 75 | $ 11,425,000 | $ 124,500 | $ 130,000 |
| SANTA CRUZ-WATSONVILLE, CA | 73 | $ 15,115,000 | $ 207,000 | $ 213,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 72 | $ 11,490,000 | $ 163,000 | $ 167,000 |
| SAN RAFAEL, CA | 71 | $ 13,675,000 | $ 192,000 | $ 254,000 |
| FORT COLLINS, CO | 69 | $ 11,355,000 | $ 164,000 | $ 176,000 |
| ASHEVILLE, NC | 63 | $ 10,515,000 | $ 166,000 | $ 136,000 |
| THE VILLAGES, FL | 63 | $ 9,545,000 | $ 151,000 | $ 97,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 61 | $ 10,085,000 | $ 136,500 | $ 173,500 |
| SANTA MARIA-SANTA BARBARA, CA | 61 | $ 9,915,000 | $ 162,000 | $ 182,000 |
| KANSAS CITY, MO-KS | 58 | $ 8,740,000 | $ 150,000 | $ 152,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 58 | $ 7,080,000 | $ 122,000 | $ 172,000 |
| NEW HAVEN-MILFORD, CT | 57 | $ 9,035,000 | $ 158,000 | $ 156,000 |
| KNOXVILLE, TN | 56 | $ 9,300,000 | $ 166,000 | $ 144,000 |
| MEMPHIS, TN-MS-AR | 56 | $ 6,950,000 | $ 124,000 | $ 153,000 |
| ELGIN, IL | 55 | $ 6,375,000 | $ 115,000 | $ 153,000 |
| OCALA, FL | 55 | $ 8,245,000 | $ 149,000 | $ 114,000 |
| SANTA ROSA, CA | 53 | $ 7,045,000 | $ 132,000 | $ 164,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 52 | $ 7,810,000 | $ 150,000 | $ 158,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 50 | $ 8,230,000 | $ 164,000 | $ 167,000 |
| SEBASTIAN-VERO BEACH, FL | 50 | $ 8,510,000 | $ 170,000 | $ 127,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 48 | $ 7,310,000 | $ 152,000 | $ 168,000 |
| BELLINGHAM, WA | 47 | $ 8,105,000 | $ 172,000 | $ 133,000 |
| MANCHESTER-NASHUA, NH | 47 | $ 9,355,000 | $ 199,000 | $ 210,000 |
| WINSTON-SALEM, NC | 47 | $ 5,185,000 | $ 110,000 | $ 123,000 |
| WORCESTER, MA-CT | 45 | $ 7,885,000 | $ 175,500 | $ 157,500 |
| GREENSBORO-HIGH POINT, NC | 44 | $ 5,390,000 | $ 122,000 | $ 143,000 |
| HARRISBURG-CARLISLE, PA | 44 | $ 6,560,000 | $ 149,000 | $ 152,000 |
| SPOKANE-SPOKANE VALLEY, WA | 43 | $ 6,815,000 | $ 158,000 | $ 151,000 |
| GAINESVILLE, FL | 39 | $ 4,885,000 | $ 125,000 | $ 145,000 |
| LANCASTER, PA | 39 | $ 5,765,000 | $ 147,000 | $ 152,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 39 | $ 5,925,000 | $ 151,000 | $ 131,000 |
| CHATTANOOGA, TN-GA | 38 | $ 8,130,000 | $ 197,500 | $ 148,000 |
| GARY, IN | 38 | $ 5,040,000 | $ 132,000 | $ 140,000 |
| FRESNO, CA | 37 | $ 5,175,000 | $ 139,000 | $ 140,000 |
| GREELEY, CO | 37 | $ 5,445,000 | $ 147,000 | $ 141,000 |
| READING, PA | 36 | $ 5,180,000 | $ 143,000 | $ 200,000 |
| YORK-HANOVER, PA | 36 | $ 5,070,000 | $ 140,000 | $ 125,000 |
| BREMERTON-SILVERDALE, WA | 34 | $ 6,140,000 | $ 180,000 | $ 150,000 |
| VALLEJO-FAIRFIELD, CA | 34 | $ 4,530,000 | $ 133,000 | $ 156,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 33 | $ 3,855,000 | $ 116,000 | $ 134,000 |
| TALLAHASSEE, FL | 33 | $ 5,775,000 | $ 175,000 | $ 117,000 |
| BAKERSFIELD, CA | 32 | $ 5,060,000 | $ 158,000 | $ 151,000 |
| GAINESVILLE, GA | 32 | $ 3,790,000 | $ 118,000 | $ 282,000 |
| SALINAS, CA | 32 | $ 5,200,000 | $ 162,000 | $ 172,000 |
| BARNSTABLE TOWN, MA | 31 | $ 6,005,000 | $ 193,000 | $ 150,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 31 | $ 4,765,000 | $ 153,000 | $ 112,000 |
| SALEM, OR | 31 | $ 4,315,000 | $ 139,000 | $ 156,000 |
| WILMINGTON, NC | 31 | $ 5,175,000 | $ 166,000 | $ 145,000 |
| EUGENE, OR | 27 | $ 4,665,000 | $ 172,000 | $ 167,000 |
| BEND-REDMOND, OR | 25 | $ 4,955,000 | $ 198,000 | $ 169,000 |
| KENNEWICK-RICHLAND, WA | 24 | $ 4,000,000 | $ 166,000 | $ 133,000 |
| ROCHESTER, NY | 24 | $ 3,070,000 | $ 127,000 | $ 106,000 |
| SAVANNAH, GA | 24 | $ 3,050,000 | $ 127,000 | $ 129,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 23 | $ 4,345,000 | $ 188,000 | $ 121,000 |
| HICKORY-LENOIR-MORGANTON, NC | 23 | $ 3,315,000 | $ 144,000 | $ 121,000 |
| LEXINGTON-FAYETTE, KY | 23 | $ 4,105,000 | $ 178,000 | $ 114,000 |
| MODESTO, CA | 22 | $ 2,920,000 | $ 132,000 | $ 184,000 |
| ROANOKE, VA | 22 | $ 3,780,000 | $ 171,000 | $ 118,000 |
| ALBANY-SCHENECTADY-TROY, NY | 21 | $ 3,165,000 | $ 150,000 | $ 149,000 |
| MANSFIELD, OH | 21 | $ 2,815,000 | $ 134,000 | $ 101,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 21 | $ 2,585,000 | $ 123,000 | $ 200,000 |
| PROVIDENCE-WARWICK, RI-MA | 20 | $ 3,550,000 | $ 177,000 | $ 149,000 |
| OLYMPIA-TUMWATER, WA | 19 | $ 3,425,000 | $ 180,000 | $ 150,000 |
| PANAMA CITY, FL | 19 | $ 4,395,000 | $ 231,000 | $ 131,000 |
| SPRINGFIELD, OH | 19 | $ 3,285,000 | $ 172,000 | $ 115,000 |
| CHARLOTTESVILLE, VA | 18 | $ 3,190,000 | $ 177,000 | $ 179,000 |
| HOMOSASSA SPRINGS, FL | 18 | $ 2,830,000 | $ 157,000 | $ 95,000 |
| ATHENS-CLARKE COUNTY, GA | 17 | $ 2,725,000 | $ 160,000 | $ 152,000 |
| CHICO, CA | 17 | $ 2,485,000 | $ 146,000 | $ 167,000 |
| FORT WAYNE, IN | 17 | $ 2,775,000 | $ 163,000 | $ 109,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 17 | $ 1,755,000 | $ 103,000 | $ 104,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 16 | $ 2,140,000 | $ 133,000 | $ 201,000 |
| MOUNT VERNON-ANACORTES, WA | 16 | $ 3,040,000 | $ 190,000 | $ 139,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 16 | $ 2,240,000 | $ 140,000 | $ 151,000 |
| SPRINGFIELD, MO | 16 | $ 2,250,000 | $ 140,000 | $ 135,000 |
| WENATCHEE, WA | 16 | $ 2,870,000 | $ 179,000 | $ 185,000 |
| ANN ARBOR, MI | 15 | $ 1,995,000 | $ 133,000 | $ 212,000 |
| EAST STROUDSBURG, PA | 15 | $ 2,285,000 | $ 152,000 | $ 121,000 |
| STATE COLLEGE, PA | 15 | $ 2,565,000 | $ 171,000 | $ 136,000 |
| BLOOMINGTON, IN | 14 | $ 3,020,000 | $ 215,000 | $ 212,000 |
| FAYETTEVILLE, NC | 14 | $ 2,020,000 | $ 144,000 | $ 122,000 |
| NAPA, CA | 14 | $ 1,950,000 | $ 139,000 | $ 148,000 |
| NORWICH-NEW LONDON, CT | 14 | $ 1,980,000 | $ 141,000 | $ 145,000 |
| WILMINGTON, DE-MD-NJ | 14 | $ 1,660,000 | $ 121,000 | $ 143,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 13 | $ 1,195,000 | $ 91,000 | $ 102,000 |
| MEDFORD, OR | 13 | $ 2,135,000 | $ 164,000 | $ 125,000 |
| OCEAN CITY, NJ | 13 | $ 1,575,000 | $ 121,000 | $ 137,000 |
| VINELAND-BRIDGETON, NJ | 13 | $ 1,305,000 | $ 100,000 | $ 70,000 |
| VISALIA-PORTERVILLE, CA | 13 | $ 2,035,000 | $ 156,000 | $ 95,000 |
| YUBA CITY, CA | 13 | $ 1,695,000 | $ 130,000 | $ 158,000 |
| GRAND JUNCTION, CO | 12 | $ 1,790,000 | $ 149,000 | $ 118,000 |
| GREENVILLE, NC | 12 | $ 1,480,000 | $ 123,000 | $ 148,000 |
| SEBRING, FL | 12 | $ 1,670,000 | $ 139,000 | $ 114,000 |
| SPRINGFIELD, MA | 12 | $ 1,890,000 | $ 157,000 | $ 165,000 |
| BURLINGTON, NC | 11 | $ 1,285,000 | $ 116,000 | $ 116,000 |
| ERIE, PA | 11 | $ 1,295,000 | $ 117,000 | $ 137,000 |
| LEBANON, PA | 11 | $ 1,685,000 | $ 153,000 | $ 199,000 |
| ALBANY, OR | 10 | $ 2,210,000 | $ 221,000 | $ 106,000 |
| BLOOMINGTON, IL | 10 | $ 1,130,000 | $ 113,000 | $ 136,000 |
| CLEVELAND, TN | 10 | $ 1,530,000 | $ 153,000 | $ 146,000 |
| COLUMBUS, GA-AL | 10 | $ 1,240,000 | $ 124,000 | $ 94,000 |
| LYNCHBURG, VA | 10 | $ 1,510,000 | $ 151,000 | $ 119,000 |
| MACON-BIBB COUNTY, GA | 10 | $ 1,560,000 | $ 156,000 | $ 171,000 |
| ROCKFORD, IL | 10 | $ 1,250,000 | $ 125,000 | $ 125,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 9 | $ 1,065,000 | $ 118,000 | $ 113,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 9 | $ 1,935,000 | $ 215,000 | $ 176,000 |
| GRAND RAPIDS-WYOMING, MI | 9 | $ 985,000 | $ 109,000 | $ 162,000 |
| PUEBLO, CO | 9 | $ 825,000 | $ 91,000 | $ 73,000 |
| CORVALLIS, OR | 8 | $ 1,430,000 | $ 178,000 | $ 224,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 8 | $ 770,000 | $ 93,000 | $ 102,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 8 | $ 1,300,000 | $ 173,000 | $ 95,000 |
| MICHIGAN CITY-LA PORTE, IN | 8 | $ 1,120,000 | $ 140,000 | $ 155,000 |
| SALISBURY, MD-DE | 8 | $ 1,700,000 | $ 212,000 | $ 180,000 |
| BRUNSWICK, GA | 7 | $ 1,095,000 | $ 156,000 | $ 143,000 |
| MERCED, CA | 7 | $ 1,655,000 | $ 236,000 | $ 91,000 |
| PEORIA, IL | 7 | $ 1,175,000 | $ 167,000 | $ 144,000 |
| WINCHESTER, VA-WV | 7 | $ 845,000 | $ 120,000 | $ 107,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 6 | $ 940,000 | $ 156,000 | $ 132,000 |
| LONGVIEW, WA | 6 | $ 550,000 | $ 91,000 | $ 136,000 |
| NEW BERN, NC | 6 | $ 1,060,000 | $ 176,000 | $ 100,000 |
| REDDING, CA | 6 | $ 630,000 | $ 105,000 | $ 99,000 |
| ROCKY MOUNT, NC | 6 | $ 970,000 | $ 161,000 | $ 158,000 |
| SYRACUSE, NY | 6 | $ 660,000 | $ 110,000 | $ 76,000 |
| WALLA WALLA, WA | 6 | $ 1,390,000 | $ 231,000 | $ 93,000 |
| WARNER ROBINS, GA | 6 | $ 350,000 | $ 58,000 | $ 118,000 |
| COLUMBUS, IN | 5 | $ 1,525,000 | $ 305,000 | $ 184,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 5 | $ 765,000 | $ 153,000 | $ 137,000 |
| MORRISTOWN, TN | 5 | $ 805,000 | $ 161,000 | $ 129,000 |
| MUNCIE, IN | 5 | $ 825,000 | $ 165,000 | $ 203,000 |
| ROME, GA | 5 | $ 1,175,000 | $ 235,000 | $ 225,000 |
| UTICA-ROME, NY | 5 | $ 585,000 | $ 117,000 | $ 170,000 |
| WILLIAMSPORT, PA | 5 | $ 735,000 | $ 147,000 | $ 128,000 |
| BLOOMSBURG-BERWICK, PA | 4 | $ 500,000 | $ 125,000 | $ 96,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 4 | $ 710,000 | $ 177,000 | $ 142,000 |
| DES MOINES-WEST DES MOINES, IA | 4 | $ 580,000 | $ 145,000 | $ 97,000 |
| EVANSVILLE, IN-KY | 4 | $ 800,000 | $ 200,000 | $ 294,000 |
| GLENS FALLS, NY | 4 | $ 530,000 | $ 132,000 | $ 105,000 |
| GRANTS PASS, OR | 4 | $ 500,000 | $ 125,000 | $ 129,000 |
| HARRISONBURG, VA | 4 | $ 560,000 | $ 140,000 | $ 118,000 |
| JACKSONVILLE, NC | 4 | $ 910,000 | $ 227,000 | $ 175,000 |
| JOHNSON CITY, TN | 4 | $ 500,000 | $ 125,000 | $ 103,000 |
| KINGSTON, NY | 4 | $ 540,000 | $ 135,000 | $ 153,000 |
| MADERA, CA | 4 | $ 510,000 | $ 127,000 | $ 168,000 |
| MADISON, WI | 4 | $ 410,000 | $ 102,000 | $ 130,000 |
| PITTSFIELD, MA | 4 | $ 410,000 | $ 102,000 | $ 59,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 670,000 | $ 167,000 | $ 106,000 |
| STAUNTON-WAYNESBORO, VA | 4 | $ 570,000 | $ 142,000 | $ 119,000 |
| ALBANY, GA | 3 | $ 315,000 | $ 105,000 | $ 71,000 |
| BINGHAMTON, NY | 3 | $ 305,000 | $ 101,000 | $ 110,000 |
| COLUMBIA, MO | 3 | $ 345,000 | $ 115,000 | $ 180,000 |
| EL CENTRO, CA | 3 | $ 425,000 | $ 141,000 | $ 162,000 |
| ELKHART-GOSHEN, IN | 3 | $ 215,000 | $ 71,000 | $ 134,000 |
| FLINT, MI | 3 | $ 285,000 | $ 95,000 | $ 149,000 |
| GETTYSBURG, PA | 3 | $ 405,000 | $ 135,000 | $ 174,000 |
| SPRINGFIELD, IL | 3 | $ 365,000 | $ 121,000 | $ 181,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 135,000 | $ 45,000 | $ 43,000 |
| BOWLING GREEN, KY | 2 | $ 260,000 | $ 130,000 | $ 77,000 |
| CARBONDALE-MARION, IL | 2 | $ 200,000 | $ 100,000 | $ 114,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 210,000 | $ 105,000 | $ 158,000 |
| CLARKSVILLE, TN-KY | 2 | $ 360,000 | $ 180,000 | $ 132,000 |
| CUMBERLAND, MD-WV | 2 | $ 70,000 | $ 35,000 | $ 28,000 |
| DALTON, GA | 2 | $ 290,000 | $ 145,000 | $ 87,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 410,000 | $ 205,000 | $ 136,000 |
| FOND DU LAC, WI | 2 | $ 130,000 | $ 65,000 | $ 80,000 |
| GREEN BAY, WI | 2 | $ 260,000 | $ 130,000 | $ 123,000 |
| HANFORD-CORCORAN, CA | 2 | $ 280,000 | $ 140,000 | $ 153,000 |
| JACKSON, MI | 2 | $ 260,000 | $ 130,000 | $ 172,000 |
| JACKSON, TN | 2 | $ 400,000 | $ 200,000 | $ 182,000 |
| JOPLIN, MO | 2 | $ 80,000 | $ 40,000 | $ 90,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 360,000 | $ 180,000 | $ 505,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 310,000 | $ 155,000 | $ 52,000 |
| SHEBOYGAN, WI | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| ST. JOSEPH, MO-KS | 2 | $ 300,000 | $ 150,000 | $ 125,000 |
| VALDOSTA, GA | 2 | $ 90,000 | $ 45,000 | $ 83,000 |
| YAKIMA, WA | 2 | $ 250,000 | $ 125,000 | $ 138,000 |
| ALTOONA, PA | 1 | $ 155,000 | $ 155,000 | $ 124,000 |
| APPLETON, WI | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| BAY CITY, MI | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 255,000 | $ 255,000 | $ 199,000 |
| DECATUR, IL | 1 | $ 245,000 | $ 245,000 | $ 123,000 |
| DULUTH, MN-WI | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| GOLDSBORO, NC | 1 | $ 215,000 | $ 215,000 | $ 219,000 |
| IOWA CITY, IA | 1 | $ 75,000 | $ 75,000 | $ 124,000 |
| ITHACA, NY | 1 | $ 45,000 | $ 45,000 | $ 199,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| JEFFERSON CITY, MO | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| KANKAKEE, IL | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| KOKOMO, IN | 1 | $ 405,000 | $ 405,000 | $ 250,000 |
| LANSING-EAST LANSING, MI | 1 | $ 105,000 | $ 105,000 | $ 164,000 |
| LIMA, OH | 1 | $ 125,000 | $ 125,000 | $ 151,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 155,000 | $ 155,000 | $ 134,000 |
| MIDLAND, MI | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| MONROE, MI | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| OWENSBORO, KY | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| RACINE, WI | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| SAGINAW, MI | 1 | $ 125,000 | $ 125,000 | $ 189,000 |
| ST. CLOUD, MN | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| TERRE HAUTE, IN | 1 | $ 55,000 | $ 55,000 | $ 207,000 |
| WAUSAU, WI | 1 | $ 75,000 | $ 75,000 | $ 167,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 21,309 | $3,034,945,000 | $142,000 | $1,005,000 | $149,000 | $9,600,000 |
| Home Purchase | 13,540 | $3,387,990,000 | $250,000 | $1,005,000 | $117,000 | $7,850,000 |
| Home Improvement | 11,150 | $1,209,710,000 | $108,000 | $1,005,000 | $170,000 | $8,400,000 |
| Refinancing | 7,349 | $1,331,475,000 | $181,000 | $1,005,000 | $137,000 | $2,989,000 |
| Cash-out Refinancing | 6,762 | $1,681,910,000 | $248,000 | $1,005,000 | $145,000 | $1,694,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 40,932 | $7,096,620,000 | $173,000 | $1,005,000 | $140,000 | $9,600,000 |
| Not Provided | 9,067 | $1,703,185,000 | $187,000 | $1,005,000 | $161,000 | $3,626,000 |
| Asian | 3,331 | $710,535,000 | $213,000 | $1,005,000 | $165,000 | $3,832,000 |
| Hispanic | 2,565 | $426,625,000 | $166,000 | $1,005,000 | $134,000 | $8,400,000 |
| Black or African American | 2,225 | $325,355,000 | $146,000 | $1,005,000 | $99,000 | $3,198,000 |
| Not applicable | 189 | $20,995,000 | $111,000 | $455,000 | $64,000 | $254,000 |
| American Indian or Alaskan Native | 169 | $23,335,000 | $138,000 | $895,000 | $119,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $4,380,000 | $156,000 | $535,000 | $139,000 | $557,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 60,110 | $10,646,030,000 | $177,000 | $1,005,000 | $144,000 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 32,171 | $5,318,845,000 | $165,000 | $1,005,000 | $157,000 | $2,989,000 |
| Application Denied By Financial Institution | 10,546 | $1,615,240,000 | $153,000 | $1,005,000 | $120,000 | $8,400,000 |
| Application Withdrawn By Applicant | 5,600 | $1,055,430,000 | $188,000 | $1,005,000 | $155,000 | $9,600,000 |
| Preapproval Approved but not Accepted | 4,406 | $1,198,310,000 | $271,000 | $1,005,000 | $117,000 | $1,876,000 |
| Preapproval Denied by Financial Institution | 2,823 | $642,815,000 | $227,000 | $1,005,000 | $83,000 | $3,333,000 |
| File Closed For Incompleteness | 2,446 | $451,330,000 | $184,000 | $1,005,000 | $164,000 | $3,151,000 |
| Application Approved But Not Accepted | 1,929 | $343,065,000 | $177,000 | $1,005,000 | $150,000 | $1,284,000 |
| Loan Purchased By The Institution | 189 | $20,995,000 | $111,000 | $455,000 | $64,000 | $254,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 46,741 | $8,387,975,000 | $179,000 | $1,005,000 | $153,000 | $9,600,000 |
| Debt-To-Income Ratio | 7,961 | $1,394,885,000 | $175,000 | $1,005,000 | $78,000 | $694,000 |
| Credit History | 3,651 | $551,075,000 | $150,000 | $1,005,000 | $159,000 | $8,400,000 |
| Collateral | 882 | $123,690,000 | $140,000 | $995,000 | $184,000 | $1,580,000 |
| Credit Application Incomplete | 408 | $83,170,000 | $203,000 | $1,005,000 | $179,000 | $2,512,000 |
| Other | 338 | $79,390,000 | $234,000 | $1,005,000 | $144,000 | $900,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 83 | $15,735,000 | $189,000 | $635,000 | $95,000 | $432,000 |
| Mortgage Insurance Denied | 24 | $5,590,000 | $232,000 | $525,000 | $93,000 | $258,000 |
| Unverifiable Information | 15 | $3,385,000 | $225,000 | $635,000 | $104,000 | $200,000 |
| Employment History | 7 | $1,135,000 | $162,000 | $505,000 | $75,000 | $160,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Third Federal Savings And Loan Association Of Cleveland's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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