Third Federal Savings And Loan Association Of Cleveland
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Third Federal Savings And Loan Association Of Cleveland 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Third Federal Savings And Loan Association Of Cleveland
7007 Broadway Avenue
Cleveland, OH 44105
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 60,110
Total Mortgage Loan Application Amount $10,646,030,000
Average Mortgage Loan Application Amount $185,800
Highest Mortgage Loan Application Amount $1,005,000
Average Applicant Income $143,600
Highest Applicant Income $9,600,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Third Federal Savings And Loan Association Of Cleveland. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Third Federal Savings And Loan Association Of Cleveland's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Third Federal Savings And Loan Association Of Cleveland's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Third Federal Savings And Loan Association Of Cleveland serves its applicants.

Each category highlights the total number of mortgage applications processed by Third Federal Savings And Loan Association Of Cleveland, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Third Federal Savings And Loan Association Of Cleveland's mortgage activity for 2021.

Mortgage Loan Application Totals for Third Federal Savings And Loan Association Of Cleveland by Metropolitan Area in 2021

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CLEVELAND-ELYRIA, OH 11,078 $ 1,573,950,000 $ 142,000 $ 115,000
COLUMBUS, OH 3,905 $ 730,485,000 $ 187,000 $ 145,000
CINCINNATI, OH-KY-IN 3,358 $ 574,930,000 $ 158,000 $ 120,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 3,109 $ 477,675,000 $ 153,000 $ 118,000
AKRON, OH 2,566 $ 370,260,000 $ 144,000 $ 118,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 1,809 $ 304,575,000 $ 168,000 $ 142,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1,519 $ 259,215,000 $ 170,000 $ 135,000
NA (OUTSIDE OF MSA/MD) 1,073 $ 157,265,000 $ 137,434 $ 134,739
NORTH PORT-SARASOTA-BRADENTON, FL 1,059 $ 184,315,000 $ 174,000 $ 119,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 1,022 $ 181,630,000 $ 177,000 $ 194,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 992 $ 195,770,000 $ 179,333 $ 196,666
ATLANTA-SANDY SPRINGS-ROSWELL, GA 986 $ 164,550,000 $ 166,000 $ 170,000
CAPE CORAL-FORT MYERS, FL 960 $ 161,480,000 $ 168,000 $ 120,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 890 $ 220,290,000 $ 246,000 $ 216,500
OAKLAND-HAYWARD-BERKELEY, CA 770 $ 157,320,000 $ 204,000 $ 224,000
DENVER-AURORA-LAKEWOOD, CO 761 $ 135,715,000 $ 178,000 $ 202,000
NEW YORK-NEWARK, NY 702 $ 118,560,000 $ 158,500 $ 192,000
SEATTLE-BELLEVUE-EVERETT, WA 685 $ 155,715,000 $ 227,000 $ 203,000
ANAHEIM-SANTA ANA-IRVINE, CA 684 $ 116,810,000 $ 170,000 $ 206,000
CHICAGO-NAPERVILLE, IL 660 $ 115,970,000 $ 175,000 $ 185,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 585 $ 102,205,000 $ 174,000 $ 196,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 576 $ 127,800,000 $ 221,000 $ 157,000
SAN DIEGO-CARLSBAD, CA 555 $ 102,175,000 $ 184,000 $ 185,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 493 $ 87,525,000 $ 177,000 $ 178,000
NEWARK, NJ-PA 481 $ 80,275,000 $ 149,000 $ 186,500
ORLANDO-KISSIMMEE-SANFORD, FL 459 $ 77,805,000 $ 169,000 $ 152,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 393 $ 58,805,000 $ 149,000 $ 157,000
MIAMI-MIAMI BEACH-KENDALL, FL 392 $ 76,320,000 $ 194,000 $ 187,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 378 $ 58,270,000 $ 154,000 $ 175,000
RALEIGH, NC 368 $ 67,290,000 $ 182,000 $ 171,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 329 $ 75,945,000 $ 230,000 $ 239,000
JACKSONVILLE, FL 317 $ 51,085,000 $ 161,000 $ 156,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 315 $ 54,695,000 $ 163,500 $ 159,000
BALTIMORE-COLUMBIA-TOWSON, MD 289 $ 49,805,000 $ 172,000 $ 193,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 287 $ 52,315,000 $ 182,000 $ 177,000
CANTON-MASSILLON, OH 281 $ 40,565,000 $ 144,000 $ 131,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 270 $ 59,490,000 $ 220,000 $ 219,000
WASHINGTON-BALTIMORE-ARLINGTON, DC 242 $ 44,470,000 $ 183,000 $ 221,000
PORT ST. LUCIE, FL 233 $ 41,085,000 $ 176,000 $ 137,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 231 $ 49,995,000 $ 216,000 $ 222,000
CAMDEN, NJ 193 $ 27,015,000 $ 139,000 $ 164,000
PUNTA GORDA, FL 191 $ 28,625,000 $ 149,000 $ 104,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 188 $ 49,660,000 $ 264,000 $ 245,000
DAYTON-SPRINGFIELD-KETTERING, OH 168 $ 26,480,000 $ 157,000 $ 119,000
OXNARD-THOUSAND OAKS-VENTURA, CA 161 $ 31,435,000 $ 195,000 $ 196,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 151 $ 21,155,000 $ 140,000 $ 161,000
PITTSBURGH, PA 147 $ 22,085,000 $ 150,000 $ 146,000
BOSTON, MA 146 $ 34,400,000 $ 235,000 $ 214,000
RICHMOND, VA 146 $ 23,050,000 $ 157,000 $ 192,000
ST. LOUIS, MO-IL 144 $ 21,680,000 $ 130,000 $ 155,000
BRIDGEPORT-STAMFORD-NORWALK, CT 141 $ 26,705,000 $ 189,000 $ 244,000
PHILADELPHIA, PA 139 $ 18,955,000 $ 136,000 $ 190,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 126 $ 19,620,000 $ 155,000 $ 109,000
DURHAM-CHAPEL HILL, NC 120 $ 23,590,000 $ 196,000 $ 181,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 114 $ 12,830,000 $ 93,500 $ 203,000
BOULDER, CO 107 $ 16,225,000 $ 151,000 $ 190,000
TRENTON, NJ 107 $ 20,215,000 $ 188,000 $ 224,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 106 $ 14,920,000 $ 140,000 $ 172,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 101 $ 15,045,000 $ 114,500 $ 138,500
STOCKTON-LODI, CA 101 $ 17,915,000 $ 177,000 $ 172,000
TOLEDO, OH 101 $ 16,975,000 $ 168,000 $ 129,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 89 $ 15,445,000 $ 173,000 $ 141,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 84 $ 11,230,000 $ 287,000 $ 147,000
TACOMA-LAKEWOOD, WA 81 $ 14,005,000 $ 172,000 $ 163,000
COLORADO SPRINGS, CO 77 $ 10,755,000 $ 139,000 $ 142,000
LAKELAND-WINTER HAVEN, FL 77 $ 10,375,000 $ 134,000 $ 108,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 75 $ 11,425,000 $ 124,500 $ 130,000
SANTA CRUZ-WATSONVILLE, CA 73 $ 15,115,000 $ 207,000 $ 213,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 72 $ 11,490,000 $ 163,000 $ 167,000
SAN RAFAEL, CA 71 $ 13,675,000 $ 192,000 $ 254,000
FORT COLLINS, CO 69 $ 11,355,000 $ 164,000 $ 176,000
ASHEVILLE, NC 63 $ 10,515,000 $ 166,000 $ 136,000
THE VILLAGES, FL 63 $ 9,545,000 $ 151,000 $ 97,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 61 $ 10,085,000 $ 136,500 $ 173,500
SANTA MARIA-SANTA BARBARA, CA 61 $ 9,915,000 $ 162,000 $ 182,000
KANSAS CITY, MO-KS 58 $ 8,740,000 $ 150,000 $ 152,000
WARREN-TROY-FARMINGTON HILLS, MI 58 $ 7,080,000 $ 122,000 $ 172,000
NEW HAVEN-MILFORD, CT 57 $ 9,035,000 $ 158,000 $ 156,000
KNOXVILLE, TN 56 $ 9,300,000 $ 166,000 $ 144,000
MEMPHIS, TN-MS-AR 56 $ 6,950,000 $ 124,000 $ 153,000
ELGIN, IL 55 $ 6,375,000 $ 115,000 $ 153,000
OCALA, FL 55 $ 8,245,000 $ 149,000 $ 114,000
SANTA ROSA, CA 53 $ 7,045,000 $ 132,000 $ 164,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 52 $ 7,810,000 $ 150,000 $ 158,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 50 $ 8,230,000 $ 164,000 $ 167,000
SEBASTIAN-VERO BEACH, FL 50 $ 8,510,000 $ 170,000 $ 127,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 48 $ 7,310,000 $ 152,000 $ 168,000
BELLINGHAM, WA 47 $ 8,105,000 $ 172,000 $ 133,000
MANCHESTER-NASHUA, NH 47 $ 9,355,000 $ 199,000 $ 210,000
WINSTON-SALEM, NC 47 $ 5,185,000 $ 110,000 $ 123,000
WORCESTER, MA-CT 45 $ 7,885,000 $ 175,500 $ 157,500
GREENSBORO-HIGH POINT, NC 44 $ 5,390,000 $ 122,000 $ 143,000
HARRISBURG-CARLISLE, PA 44 $ 6,560,000 $ 149,000 $ 152,000
SPOKANE-SPOKANE VALLEY, WA 43 $ 6,815,000 $ 158,000 $ 151,000
GAINESVILLE, FL 39 $ 4,885,000 $ 125,000 $ 145,000
LANCASTER, PA 39 $ 5,765,000 $ 147,000 $ 152,000
PENSACOLA-FERRY PASS-BRENT, FL 39 $ 5,925,000 $ 151,000 $ 131,000
CHATTANOOGA, TN-GA 38 $ 8,130,000 $ 197,500 $ 148,000
GARY, IN 38 $ 5,040,000 $ 132,000 $ 140,000
FRESNO, CA 37 $ 5,175,000 $ 139,000 $ 140,000
GREELEY, CO 37 $ 5,445,000 $ 147,000 $ 141,000
READING, PA 36 $ 5,180,000 $ 143,000 $ 200,000
YORK-HANOVER, PA 36 $ 5,070,000 $ 140,000 $ 125,000
BREMERTON-SILVERDALE, WA 34 $ 6,140,000 $ 180,000 $ 150,000
VALLEJO-FAIRFIELD, CA 34 $ 4,530,000 $ 133,000 $ 156,000
ATLANTIC CITY-HAMMONTON, NJ 33 $ 3,855,000 $ 116,000 $ 134,000
TALLAHASSEE, FL 33 $ 5,775,000 $ 175,000 $ 117,000
BAKERSFIELD, CA 32 $ 5,060,000 $ 158,000 $ 151,000
GAINESVILLE, GA 32 $ 3,790,000 $ 118,000 $ 282,000
SALINAS, CA 32 $ 5,200,000 $ 162,000 $ 172,000
BARNSTABLE TOWN, MA 31 $ 6,005,000 $ 193,000 $ 150,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 31 $ 4,765,000 $ 153,000 $ 112,000
SALEM, OR 31 $ 4,315,000 $ 139,000 $ 156,000
WILMINGTON, NC 31 $ 5,175,000 $ 166,000 $ 145,000
EUGENE, OR 27 $ 4,665,000 $ 172,000 $ 167,000
BEND-REDMOND, OR 25 $ 4,955,000 $ 198,000 $ 169,000
KENNEWICK-RICHLAND, WA 24 $ 4,000,000 $ 166,000 $ 133,000
ROCHESTER, NY 24 $ 3,070,000 $ 127,000 $ 106,000
SAVANNAH, GA 24 $ 3,050,000 $ 127,000 $ 129,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 23 $ 4,345,000 $ 188,000 $ 121,000
HICKORY-LENOIR-MORGANTON, NC 23 $ 3,315,000 $ 144,000 $ 121,000
LEXINGTON-FAYETTE, KY 23 $ 4,105,000 $ 178,000 $ 114,000
MODESTO, CA 22 $ 2,920,000 $ 132,000 $ 184,000
ROANOKE, VA 22 $ 3,780,000 $ 171,000 $ 118,000
ALBANY-SCHENECTADY-TROY, NY 21 $ 3,165,000 $ 150,000 $ 149,000
MANSFIELD, OH 21 $ 2,815,000 $ 134,000 $ 101,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 21 $ 2,585,000 $ 123,000 $ 200,000
PROVIDENCE-WARWICK, RI-MA 20 $ 3,550,000 $ 177,000 $ 149,000
OLYMPIA-TUMWATER, WA 19 $ 3,425,000 $ 180,000 $ 150,000
PANAMA CITY, FL 19 $ 4,395,000 $ 231,000 $ 131,000
SPRINGFIELD, OH 19 $ 3,285,000 $ 172,000 $ 115,000
CHARLOTTESVILLE, VA 18 $ 3,190,000 $ 177,000 $ 179,000
HOMOSASSA SPRINGS, FL 18 $ 2,830,000 $ 157,000 $ 95,000
ATHENS-CLARKE COUNTY, GA 17 $ 2,725,000 $ 160,000 $ 152,000
CHICO, CA 17 $ 2,485,000 $ 146,000 $ 167,000
FORT WAYNE, IN 17 $ 2,775,000 $ 163,000 $ 109,000
HAGERSTOWN-MARTINSBURG, MD-WV 17 $ 1,755,000 $ 103,000 $ 104,000
DETROIT-DEARBORN-LIVONIA, MI 16 $ 2,140,000 $ 133,000 $ 201,000
MOUNT VERNON-ANACORTES, WA 16 $ 3,040,000 $ 190,000 $ 139,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 16 $ 2,240,000 $ 140,000 $ 151,000
SPRINGFIELD, MO 16 $ 2,250,000 $ 140,000 $ 135,000
WENATCHEE, WA 16 $ 2,870,000 $ 179,000 $ 185,000
ANN ARBOR, MI 15 $ 1,995,000 $ 133,000 $ 212,000
EAST STROUDSBURG, PA 15 $ 2,285,000 $ 152,000 $ 121,000
STATE COLLEGE, PA 15 $ 2,565,000 $ 171,000 $ 136,000
BLOOMINGTON, IN 14 $ 3,020,000 $ 215,000 $ 212,000
FAYETTEVILLE, NC 14 $ 2,020,000 $ 144,000 $ 122,000
NAPA, CA 14 $ 1,950,000 $ 139,000 $ 148,000
NORWICH-NEW LONDON, CT 14 $ 1,980,000 $ 141,000 $ 145,000
WILMINGTON, DE-MD-NJ 14 $ 1,660,000 $ 121,000 $ 143,000
AUGUSTA-RICHMOND COUNTY, GA-SC 13 $ 1,195,000 $ 91,000 $ 102,000
MEDFORD, OR 13 $ 2,135,000 $ 164,000 $ 125,000
OCEAN CITY, NJ 13 $ 1,575,000 $ 121,000 $ 137,000
VINELAND-BRIDGETON, NJ 13 $ 1,305,000 $ 100,000 $ 70,000
VISALIA-PORTERVILLE, CA 13 $ 2,035,000 $ 156,000 $ 95,000
YUBA CITY, CA 13 $ 1,695,000 $ 130,000 $ 158,000
GRAND JUNCTION, CO 12 $ 1,790,000 $ 149,000 $ 118,000
GREENVILLE, NC 12 $ 1,480,000 $ 123,000 $ 148,000
SEBRING, FL 12 $ 1,670,000 $ 139,000 $ 114,000
SPRINGFIELD, MA 12 $ 1,890,000 $ 157,000 $ 165,000
BURLINGTON, NC 11 $ 1,285,000 $ 116,000 $ 116,000
ERIE, PA 11 $ 1,295,000 $ 117,000 $ 137,000
LEBANON, PA 11 $ 1,685,000 $ 153,000 $ 199,000
ALBANY, OR 10 $ 2,210,000 $ 221,000 $ 106,000
BLOOMINGTON, IL 10 $ 1,130,000 $ 113,000 $ 136,000
CLEVELAND, TN 10 $ 1,530,000 $ 153,000 $ 146,000
COLUMBUS, GA-AL 10 $ 1,240,000 $ 124,000 $ 94,000
LYNCHBURG, VA 10 $ 1,510,000 $ 151,000 $ 119,000
MACON-BIBB COUNTY, GA 10 $ 1,560,000 $ 156,000 $ 171,000
ROCKFORD, IL 10 $ 1,250,000 $ 125,000 $ 125,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 9 $ 1,065,000 $ 118,000 $ 113,000
ELIZABETHTOWN-FORT KNOX, KY 9 $ 1,935,000 $ 215,000 $ 176,000
GRAND RAPIDS-WYOMING, MI 9 $ 985,000 $ 109,000 $ 162,000
PUEBLO, CO 9 $ 825,000 $ 91,000 $ 73,000
CORVALLIS, OR 8 $ 1,430,000 $ 178,000 $ 224,000
HUNTINGTON-ASHLAND, WV-KY-OH 8 $ 770,000 $ 93,000 $ 102,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 8 $ 1,300,000 $ 173,000 $ 95,000
MICHIGAN CITY-LA PORTE, IN 8 $ 1,120,000 $ 140,000 $ 155,000
SALISBURY, MD-DE 8 $ 1,700,000 $ 212,000 $ 180,000
BRUNSWICK, GA 7 $ 1,095,000 $ 156,000 $ 143,000
MERCED, CA 7 $ 1,655,000 $ 236,000 $ 91,000
PEORIA, IL 7 $ 1,175,000 $ 167,000 $ 144,000
WINCHESTER, VA-WV 7 $ 845,000 $ 120,000 $ 107,000
CALIFORNIA-LEXINGTON PARK, MD 6 $ 940,000 $ 156,000 $ 132,000
LONGVIEW, WA 6 $ 550,000 $ 91,000 $ 136,000
NEW BERN, NC 6 $ 1,060,000 $ 176,000 $ 100,000
REDDING, CA 6 $ 630,000 $ 105,000 $ 99,000
ROCKY MOUNT, NC 6 $ 970,000 $ 161,000 $ 158,000
SYRACUSE, NY 6 $ 660,000 $ 110,000 $ 76,000
WALLA WALLA, WA 6 $ 1,390,000 $ 231,000 $ 93,000
WARNER ROBINS, GA 6 $ 350,000 $ 58,000 $ 118,000
COLUMBUS, IN 5 $ 1,525,000 $ 305,000 $ 184,000
LAFAYETTE-WEST LAFAYETTE, IN 5 $ 765,000 $ 153,000 $ 137,000
MORRISTOWN, TN 5 $ 805,000 $ 161,000 $ 129,000
MUNCIE, IN 5 $ 825,000 $ 165,000 $ 203,000
ROME, GA 5 $ 1,175,000 $ 235,000 $ 225,000
UTICA-ROME, NY 5 $ 585,000 $ 117,000 $ 170,000
WILLIAMSPORT, PA 5 $ 735,000 $ 147,000 $ 128,000
BLOOMSBURG-BERWICK, PA 4 $ 500,000 $ 125,000 $ 96,000
CHAMBERSBURG-WAYNESBORO, PA 4 $ 710,000 $ 177,000 $ 142,000
DES MOINES-WEST DES MOINES, IA 4 $ 580,000 $ 145,000 $ 97,000
EVANSVILLE, IN-KY 4 $ 800,000 $ 200,000 $ 294,000
GLENS FALLS, NY 4 $ 530,000 $ 132,000 $ 105,000
GRANTS PASS, OR 4 $ 500,000 $ 125,000 $ 129,000
HARRISONBURG, VA 4 $ 560,000 $ 140,000 $ 118,000
JACKSONVILLE, NC 4 $ 910,000 $ 227,000 $ 175,000
JOHNSON CITY, TN 4 $ 500,000 $ 125,000 $ 103,000
KINGSTON, NY 4 $ 540,000 $ 135,000 $ 153,000
MADERA, CA 4 $ 510,000 $ 127,000 $ 168,000
MADISON, WI 4 $ 410,000 $ 102,000 $ 130,000
PITTSFIELD, MA 4 $ 410,000 $ 102,000 $ 59,000
SOUTH BEND-MISHAWAKA, IN-MI 4 $ 670,000 $ 167,000 $ 106,000
STAUNTON-WAYNESBORO, VA 4 $ 570,000 $ 142,000 $ 119,000
ALBANY, GA 3 $ 315,000 $ 105,000 $ 71,000
BINGHAMTON, NY 3 $ 305,000 $ 101,000 $ 110,000
COLUMBIA, MO 3 $ 345,000 $ 115,000 $ 180,000
EL CENTRO, CA 3 $ 425,000 $ 141,000 $ 162,000
ELKHART-GOSHEN, IN 3 $ 215,000 $ 71,000 $ 134,000
FLINT, MI 3 $ 285,000 $ 95,000 $ 149,000
GETTYSBURG, PA 3 $ 405,000 $ 135,000 $ 174,000
SPRINGFIELD, IL 3 $ 365,000 $ 121,000 $ 181,000
WEIRTON-STEUBENVILLE, WV-OH 3 $ 135,000 $ 45,000 $ 43,000
BOWLING GREEN, KY 2 $ 260,000 $ 130,000 $ 77,000
CARBONDALE-MARION, IL 2 $ 200,000 $ 100,000 $ 114,000
CHAMPAIGN-URBANA, IL 2 $ 210,000 $ 105,000 $ 158,000
CLARKSVILLE, TN-KY 2 $ 360,000 $ 180,000 $ 132,000
CUMBERLAND, MD-WV 2 $ 70,000 $ 35,000 $ 28,000
DALTON, GA 2 $ 290,000 $ 145,000 $ 87,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 2 $ 410,000 $ 205,000 $ 136,000
FOND DU LAC, WI 2 $ 130,000 $ 65,000 $ 80,000
GREEN BAY, WI 2 $ 260,000 $ 130,000 $ 123,000
HANFORD-CORCORAN, CA 2 $ 280,000 $ 140,000 $ 153,000
JACKSON, MI 2 $ 260,000 $ 130,000 $ 172,000
JACKSON, TN 2 $ 400,000 $ 200,000 $ 182,000
JOPLIN, MO 2 $ 80,000 $ 40,000 $ 90,000
KALAMAZOO-PORTAGE, MI 2 $ 360,000 $ 180,000 $ 505,000
NILES-BENTON HARBOR, MI 2 $ 310,000 $ 155,000 $ 52,000
SHEBOYGAN, WI 2 $ 310,000 $ 155,000 $ 50,000
ST. JOSEPH, MO-KS 2 $ 300,000 $ 150,000 $ 125,000
VALDOSTA, GA 2 $ 90,000 $ 45,000 $ 83,000
YAKIMA, WA 2 $ 250,000 $ 125,000 $ 138,000
ALTOONA, PA 1 $ 155,000 $ 155,000 $ 124,000
APPLETON, WI 1 $ 45,000 $ 45,000 $ 96,000
BAY CITY, MI 1 $ 75,000 $ 75,000 $ 59,000
CAPE GIRARDEAU, MO-IL 1 $ 255,000 $ 255,000 $ 199,000
DECATUR, IL 1 $ 245,000 $ 245,000 $ 123,000
DULUTH, MN-WI 1 $ 65,000 $ 65,000 $ 31,000
GOLDSBORO, NC 1 $ 215,000 $ 215,000 $ 219,000
IOWA CITY, IA 1 $ 75,000 $ 75,000 $ 124,000
ITHACA, NY 1 $ 45,000 $ 45,000 $ 199,000
JANESVILLE-BELOIT, WI 1 $ 125,000 $ 125,000 $ 97,000
JEFFERSON CITY, MO 1 $ 205,000 $ 205,000 $ 114,000
KANKAKEE, IL 1 $ 55,000 $ 55,000 $ 120,000
KOKOMO, IN 1 $ 405,000 $ 405,000 $ 250,000
LANSING-EAST LANSING, MI 1 $ 105,000 $ 105,000 $ 164,000
LIMA, OH 1 $ 125,000 $ 125,000 $ 151,000
MANKATO-NORTH MANKATO, MN 1 $ 155,000 $ 155,000 $ 134,000
MIDLAND, MI 1 $ 105,000 $ 105,000 $ 26,000
MONROE, MI 1 $ 205,000 $ 205,000 $ 81,000
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 65,000 $ 65,000 $ 78,000
OWENSBORO, KY 1 $ 25,000 $ 25,000 $ 45,000
RACINE, WI 1 $ 25,000 $ 25,000 $ 50,000
SAGINAW, MI 1 $ 125,000 $ 125,000 $ 189,000
ST. CLOUD, MN 1 $ 155,000 $ 155,000 $ 56,000
TERRE HAUTE, IN 1 $ 55,000 $ 55,000 $ 207,000
WAUSAU, WI 1 $ 75,000 $ 75,000 $ 167,000

Mortgage Loan Application Detail Totals for Third Federal Savings And Loan Association Of Cleveland in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 21,309 $3,034,945,000 $142,000 $1,005,000 $149,000 $9,600,000
Home Purchase 13,540 $3,387,990,000 $250,000 $1,005,000 $117,000 $7,850,000
Home Improvement 11,150 $1,209,710,000 $108,000 $1,005,000 $170,000 $8,400,000
Refinancing 7,349 $1,331,475,000 $181,000 $1,005,000 $137,000 $2,989,000
Cash-out Refinancing 6,762 $1,681,910,000 $248,000 $1,005,000 $145,000 $1,694,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 40,932 $7,096,620,000 $173,000 $1,005,000 $140,000 $9,600,000
Not Provided 9,067 $1,703,185,000 $187,000 $1,005,000 $161,000 $3,626,000
Asian 3,331 $710,535,000 $213,000 $1,005,000 $165,000 $3,832,000
Hispanic 2,565 $426,625,000 $166,000 $1,005,000 $134,000 $8,400,000
Black or African American 2,225 $325,355,000 $146,000 $1,005,000 $99,000 $3,198,000
Not applicable 189 $20,995,000 $111,000 $455,000 $64,000 $254,000
American Indian or Alaskan Native 169 $23,335,000 $138,000 $895,000 $119,000 $540,000
Native Hawaiian or Other Pacific Islander 28 $4,380,000 $156,000 $535,000 $139,000 $557,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 60,110 $10,646,030,000 $177,000 $1,005,000 $144,000 $9,600,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 32,171 $5,318,845,000 $165,000 $1,005,000 $157,000 $2,989,000
Application Denied By Financial Institution 10,546 $1,615,240,000 $153,000 $1,005,000 $120,000 $8,400,000
Application Withdrawn By Applicant 5,600 $1,055,430,000 $188,000 $1,005,000 $155,000 $9,600,000
Preapproval Approved but not Accepted 4,406 $1,198,310,000 $271,000 $1,005,000 $117,000 $1,876,000
Preapproval Denied by Financial Institution 2,823 $642,815,000 $227,000 $1,005,000 $83,000 $3,333,000
File Closed For Incompleteness 2,446 $451,330,000 $184,000 $1,005,000 $164,000 $3,151,000
Application Approved But Not Accepted 1,929 $343,065,000 $177,000 $1,005,000 $150,000 $1,284,000
Loan Purchased By The Institution 189 $20,995,000 $111,000 $455,000 $64,000 $254,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 46,741 $8,387,975,000 $179,000 $1,005,000 $153,000 $9,600,000
Debt-To-Income Ratio 7,961 $1,394,885,000 $175,000 $1,005,000 $78,000 $694,000
Credit History 3,651 $551,075,000 $150,000 $1,005,000 $159,000 $8,400,000
Collateral 882 $123,690,000 $140,000 $995,000 $184,000 $1,580,000
Credit Application Incomplete 408 $83,170,000 $203,000 $1,005,000 $179,000 $2,512,000
Other 338 $79,390,000 $234,000 $1,005,000 $144,000 $900,000
Insufficient Cash (Downpayment, Closing Cost) 83 $15,735,000 $189,000 $635,000 $95,000 $432,000
Mortgage Insurance Denied 24 $5,590,000 $232,000 $525,000 $93,000 $258,000
Unverifiable Information 15 $3,385,000 $225,000 $635,000 $104,000 $200,000
Employment History 7 $1,135,000 $162,000 $505,000 $75,000 $160,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Third Federal Savings And Loan Association Of Cleveland's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Third Federal Savings And Loan Association Of Cleveland's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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