Thrivent Federal Credit Union Mortgage Lending & HMDA Data, 2018

In 2018, Thrivent Federal Credit Union of Shakopee, MN reported 817 mortgage applications totaling $126.0 million, down 18% from 2017. The average application was for $154,192, and applicants reported an average income of $102,126. 64% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (167), Phoenix-Mesa-Scottsdale, AZ (22) and Appleton, WI (17) (applications in parentheses).

Mortgage Company & Address Thrivent Federal Credit Union

Shakopee, MN 55379
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 817
Total Mortgage Loan Application Amount $125,975,000
Average Mortgage Loan Application Amount $154,192
Highest Mortgage Loan Application Amount $6,455,000
Average Applicant Income $102,126
Highest Applicant Income $725,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Thrivent Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Thrivent Federal Credit Union by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 72 $ 11,710,000 $ 162,638 $ 124,000
Ramsey, Minnesota 23 $ 3,765,000 $ 163,695 $ 127,000
Anoka, Minnesota 19 $ 2,125,000 $ 111,842 $ 96,000
Maricopa, Arizona 18 $ 2,100,000 $ 116,666 $ 76,000
Dakota, Minnesota 18 $ 2,330,000 $ 129,444 $ 109,000
Outagamie, Wisconsin 13 $ 1,655,000 $ 127,307 $ 64,000
San Diego, California 11 $ 4,055,000 $ 368,636 $ 196,000
Cook, Illinois 9 $ 1,025,000 $ 113,888 $ 122,000
Winnebago, Wisconsin 9 $ 1,235,000 $ 137,222 $ 87,000
Riverside, California 7 $ 515,000 $ 73,571 $ 104,000
Carver, Minnesota 7 $ 925,000 $ 132,142 $ 99,000
Washington, Minnesota 7 $ 1,015,000 $ 145,000 $ 101,000
Harris, Texas 7 $ 2,025,000 $ 289,285 $ 165,000
Broward, Florida 6 $ 1,610,000 $ 268,333 $ 149,000
Wright, Minnesota 6 $ 790,000 $ 131,666 $ 152,000
St. Louis, Missouri 6 $ 560,000 $ 93,333 $ 72,000
Snohomish, Washington 6 $ 1,020,000 $ 170,000 $ 176,000
Dane, Wisconsin 6 $ 1,200,000 $ 200,000 $ 108,000
Chatham, Georgia 5 $ 305,000 $ 61,000 $ 100,000
Oakland, Michigan 5 $ 475,000 $ 95,000 $ 112,000
Itasca, Minnesota 5 $ 925,000 $ 185,000 $ 112,000
Jasper, Missouri 5 $ 565,000 $ 113,000 $ 84,000
Waukesha, Wisconsin 5 $ 1,155,000 $ 231,000 $ 100,000
Jefferson, Alabama 4 $ 810,000 $ 202,500 $ 90,000
Pinal, Arizona 4 $ 210,000 $ 52,500 $ 68,000
Alameda, California 4 $ 1,920,000 $ 480,000 $ 83,000
Orange, California 4 $ 1,700,000 $ 425,000 $ 110,000
San Bernardino, California 4 $ 450,000 $ 112,500 $ 67,000
Arapahoe, Colorado 4 $ 590,000 $ 147,500 $ 80,000
Brevard, Florida 4 $ 520,000 $ 130,000 $ 118,000
Miami-Dade, Florida 4 $ 790,000 $ 197,500 $ 121,000
Cobb, Georgia 4 $ 500,000 $ 125,000 $ 142,000
Hall, Georgia 4 $ 940,000 $ 235,000 $ 181,000
Johnson, Kansas 4 $ 990,000 $ 247,500 $ 180,000
Baltimore, Maryland 4 $ 600,000 $ 150,000 $ 74,000
Crow Wing, Minnesota 4 $ 410,000 $ 102,500 $ 60,000
Douglas, Minnesota 4 $ 690,000 $ 172,500 $ 120,000
Rice, Minnesota 4 $ 340,000 $ 85,000 $ 51,000
St. Louis, Minnesota 4 $ 330,000 $ 82,500 $ 67,000
Lancaster, Nebraska 4 $ 420,000 $ 105,000 $ 77,000
Monmouth, New Jersey 4 $ 840,000 $ 210,000 $ 222,000
Dauphin, Pennsylvania 4 $ 900,000 $ 225,000 $ 88,000
Brown, Wisconsin 4 $ 490,000 $ 122,500 $ 83,000
Calumet, Wisconsin 4 $ 350,000 $ 87,500 $ 58,000
Waushara, Wisconsin 4 $ 230,000 $ 57,500 $ 75,000
Pima, Arizona 3 $ 345,000 $ 115,000 $ 97,000
Yavapai, Arizona 3 $ 475,000 $ 158,333 $ 58,000
Butte, California 3 $ 385,000 $ 128,333 $ 73,000
Santa Clara, California 3 $ 855,000 $ 285,000 $ 133,000
El Paso, Colorado 3 $ 875,000 $ 291,666 $ 124,000
Lee, Florida 3 $ 1,045,000 $ 348,333 $ 218,000
Orange, Florida 3 $ 545,000 $ 181,666 $ 55,000
Champaign, Illinois 3 $ 765,000 $ 255,000 $ 119,000
DuPage, Illinois 3 $ 325,000 $ 108,333 $ 105,000
Hamilton, Indiana 3 $ 635,000 $ 211,666 $ 96,000
Lenawee, Michigan 3 $ 185,000 $ 61,666 $ 74,000
Marquette, Michigan 3 $ 275,000 $ 91,666 $ 91,000
Washtenaw, Michigan 3 $ 125,000 $ 41,666 $ 63,000
Wayne, Michigan 3 $ 375,000 $ 125,000 $ 73,000
Scott, Minnesota 3 $ 535,000 $ 178,333 $ 138,000
Saratoga, New York 3 $ 1,005,000 $ 335,000 $ 119,000
Ward, North Dakota 3 $ 675,000 $ 225,000 $ 98,000
Clackamas, Oregon 3 $ 945,000 $ 315,000 $ 105,000
Multnomah, Oregon 3 $ 275,000 $ 91,666 $ 273,000
Lexington, South Carolina 3 $ 65,000 $ 21,666 $ 60,000
Dallas, Texas 3 $ 415,000 $ 138,333 $ 85,000
Tarrant, Texas 3 $ 275,000 $ 91,666 $ 106,000
King, Washington 3 $ 195,000 $ 65,000 $ 81,000
St. Croix, Wisconsin 3 $ 375,000 $ 125,000 $ 67,000
Waupaca, Wisconsin 3 $ 315,000 $ 105,000 $ 66,000
Mohave, Arizona 2 $ 210,000 $ 105,000 $ 40,000
Pulaski, Arkansas 2 $ 250,000 $ 125,000 $ 230,000
Los Angeles, California 2 $ 80,000 $ 40,000 $ 75,000
Ventura, California 2 $ 660,000 $ 330,000 $ 106,000
Douglas, Colorado 2 $ 840,000 $ 420,000 $ 158,000
Weld, Colorado 2 $ 130,000 $ 65,000 $ 67,000
New Castle, Delaware 2 $ 280,000 $ 140,000 $ 83,000
Polk, Florida 2 $ 310,000 $ 155,000 $ 65,000
Volusia, Florida 2 $ 140,000 $ 70,000 $ 50,000
Cherokee, Georgia 2 $ 160,000 $ 80,000 $ 54,000
Gwinnett, Georgia 2 $ 130,000 $ 65,000 $ 122,000
Kootenai, Idaho 2 $ 440,000 $ 220,000 $ 137,000
Twin Falls, Idaho 2 $ 210,000 $ 105,000 $ 41,000
Jo Daviess, Illinois 2 $ 160,000 $ 80,000 $ 51,000
Knox, Illinois 2 $ 190,000 $ 95,000 $ 69,000
LaSalle, Illinois 2 $ 230,000 $ 115,000 $ 85,000
Massac, Illinois 2 $ 50,000 $ 25,000 $ 50,000
Vermilion, Illinois 2 $ 260,000 $ 130,000 $ 121,000
Lake, Indiana 2 $ 290,000 $ 145,000 $ 79,000
Jackson, Iowa 2 $ 170,000 $ 85,000 $ 47,000
Sedgwick, Kansas 2 $ 210,000 $ 105,000 $ 63,000
Wabaunsee, Kansas 2 $ 150,000 $ 75,000 $ 35,000
Shelby, Kentucky 2 $ 350,000 $ 175,000 $ 217,000
Kent, Maryland 2 $ 560,000 $ 280,000 $ 117,000
Branch, Michigan 2 $ 670,000 $ 335,000 $ 214,000
Gogebic, Michigan 2 $ 60,000 $ 30,000 $ 92,000
Macomb, Michigan 2 $ 200,000 $ 100,000 $ 30,000
Saginaw, Michigan 2 $ 230,000 $ 115,000 $ 122,000
Chisago, Minnesota 2 $ 280,000 $ 140,000 $ 116,000
Fillmore, Minnesota 2 $ 120,000 $ 60,000 $ 100,000
Goodhue, Minnesota 2 $ 430,000 $ 215,000 $ 92,000
Isanti, Minnesota 2 $ 110,000 $ 55,000 $ 114,000
Le Sueur, Minnesota 2 $ 270,000 $ 135,000 $ 117,000
Martin, Minnesota 2 $ 110,000 $ 55,000 $ 253,000
Mower, Minnesota 2 $ 210,000 $ 105,000 $ 67,000
Nicollet, Minnesota 2 $ 350,000 $ 175,000 $ 90,000
Otter Tail, Minnesota 2 $ 290,000 $ 145,000 $ 100,000
Pope, Minnesota 2 $ 380,000 $ 190,000 $ 66,000
Benton, Missouri 2 $ 300,000 $ 150,000 $ 64,000
Boone, Missouri 2 $ 170,000 $ 85,000 $ 64,000
Lincoln, Nebraska 2 $ 290,000 $ 145,000 $ 265,000
Madison, Nebraska 2 $ 330,000 $ 165,000 $ 90,000
Erie, New York 2 $ 580,000 $ 290,000 $ 75,000
Suffolk, New York 2 $ 90,000 $ 45,000 $ 55,000
Mecklenburg, North Carolina 2 $ 380,000 $ 190,000 $ 180,000
Grand Forks, North Dakota 2 $ 680,000 $ 340,000 $ 262,000
Cuyahoga, Ohio 2 $ 280,000 $ 140,000 $ 77,000
Wood, Ohio 2 $ 120,000 $ 60,000 $ 36,000
Clatsop, Oregon 2 $ 260,000 $ 130,000 $ 45,000
Curry, Oregon 2 $ 720,000 $ 360,000 $ 183,000
Berks, Pennsylvania 2 $ 290,000 $ 145,000 $ 73,000
Cumberland, Pennsylvania 2 $ 170,000 $ 85,000 $ 62,000
Lebanon, Pennsylvania 2 $ 170,000 $ 85,000 $ 43,000
Northampton, Pennsylvania 2 $ 180,000 $ 90,000 $ 61,000
Northumberland, Pennsylvania 2 $ 60,000 $ 30,000 $ 30,000
Pike, Pennsylvania 2 $ 280,000 $ 140,000 $ 47,000
York, South Carolina 2 $ 240,000 $ 120,000 $ 120,000
Brookings, South Dakota 2 $ 250,000 $ 125,000 $ 123,000
Brule, South Dakota 2 $ 140,000 $ 70,000 $ 74,000
McPherson, South Dakota 2 $ 30,000 $ 15,000 $ 78,000
Yankton, South Dakota 2 $ 130,000 $ 65,000 $ 55,000
Davidson, Tennessee 2 $ 620,000 $ 310,000 $ 83,000
Washington, Tennessee 2 $ 390,000 $ 195,000 $ 60,000
Collin, Texas 2 $ 120,000 $ 60,000 $ 237,000
Colorado, Texas 2 $ 310,000 $ 155,000 $ 360,000
Salt Lake, Utah 2 $ 380,000 $ 190,000 $ 90,000
Fairfax, Virginia 2 $ 490,000 $ 245,000 $ 108,000
Pierce, Washington 2 $ 110,000 $ 55,000 $ 70,000
Thurston, Washington 2 $ 500,000 $ 250,000 $ 151,000
Yakima, Washington 2 $ 20,000 $ 10,000 $ 36,000
Ashland, Wisconsin 2 $ 680,000 $ 340,000 $ 163,000
Kenosha, Wisconsin 2 $ 100,000 $ 50,000 $ 116,000
Langlade, Wisconsin 2 $ 150,000 $ 75,000 $ 36,000
Milwaukee, Wisconsin 2 $ 210,000 $ 105,000 $ 45,000
Racine, Wisconsin 2 $ 200,000 $ 100,000 $ 89,000
Sheboygan, Wisconsin 2 $ 140,000 $ 70,000 $ 86,000
Walworth, Wisconsin 2 $ 210,000 $ 105,000 $ 114,000
Washington, Wisconsin 2 $ 260,000 $ 130,000 $ 53,000
Shelby, Alabama 1 $ 325,000 $ 325,000 $ 98,000
Garland, Arkansas 1 $ 45,000 $ 45,000 $ 18,000
Johnson, Arkansas 1 $ 15,000 $ 15,000 $ 76,000
Washington, Arkansas 1 $ 465,000 $ 465,000 $ 133,000
Calaveras, California 1 $ 195,000 $ 195,000 $ 56,000
Contra Costa, California 1 $ 125,000 $ 125,000 $ 201,000
Fresno, California 1 $ 6,455,000 $ 6,455,000 $ 0
Sacramento, California 1 $ 645,000 $ 645,000 $ 94,000
San Luis Obispo, California 1 $ 65,000 $ 65,000 $ 77,000
Tehama, California 1 $ 75,000 $ 75,000 $ 59,000
Boulder, Colorado 1 $ 195,000 $ 195,000 $ 65,000
Denver, Colorado 1 $ 35,000 $ 35,000 $ 25,000
Larimer, Colorado 1 $ 35,000 $ 35,000 $ 104,000
Mesa, Colorado 1 $ 95,000 $ 95,000 $ 49,000
Moffat, Colorado 1 $ 105,000 $ 105,000 $ 94,000
Morgan, Colorado 1 $ 65,000 $ 65,000 $ 35,000
Park, Colorado 1 $ 115,000 $ 115,000 $ 77,000
New Haven, Connecticut 1 $ 75,000 $ 75,000 $ 14,000
New London, Connecticut 1 $ 55,000 $ 55,000 $ 55,000
Alachua, Florida 1 $ 145,000 $ 145,000 $ 35,000
Bay, Florida 1 $ 325,000 $ 325,000 $ 78,000
Citrus, Florida 1 $ 235,000 $ 235,000 $ 83,000
Clay, Florida 1 $ 125,000 $ 125,000 $ 78,000
Hardee, Florida 1 $ 65,000 $ 65,000 $ 45,000
Highlands, Florida 1 $ 15,000 $ 15,000 $ 74,000
Marion, Florida 1 $ 45,000 $ 45,000 $ 29,000
Martin, Florida 1 $ 45,000 $ 45,000 $ 54,000
Pinellas, Florida 1 $ 245,000 $ 245,000 $ 118,000
Seminole, Florida 1 $ 75,000 $ 75,000 $ 146,000
St. Johns, Florida 1 $ 455,000 $ 455,000 $ 108,000
Barrow, Georgia 1 $ 215,000 $ 215,000 $ 69,000
Catoosa, Georgia 1 $ 15,000 $ 15,000 $ 97,000
Forsyth, Georgia 1 $ 405,000 $ 405,000 $ 89,000
Richmond, Georgia 1 $ 115,000 $ 115,000 $ 93,000
Towns, Georgia 1 $ 135,000 $ 135,000 $ 118,000
Ada, Idaho 1 $ 15,000 $ 15,000 $ 30,000
Bonneville, Idaho 1 $ 115,000 $ 115,000 $ 59,000
Canyon, Idaho 1 $ 225,000 $ 225,000 $ 94,000
Boone, Illinois 1 $ 15,000 $ 15,000 $ 96,000
DeKalb, Illinois 1 $ 35,000 $ 35,000 $ 109,000
Henry, Illinois 1 $ 45,000 $ 45,000 $ 35,000
Kankakee, Illinois 1 $ 95,000 $ 95,000 $ 57,000
Lake, Illinois 1 $ 225,000 $ 225,000 $ 725,000
Madison, Illinois 1 $ 15,000 $ 15,000 $ 37,000
McHenry, Illinois 1 $ 135,000 $ 135,000 $ 93,000
Peoria, Illinois 1 $ 225,000 $ 225,000 $ 427,000
Randolph, Illinois 1 $ 35,000 $ 35,000 $ 26,000
Sangamon, Illinois 1 $ 265,000 $ 265,000 $ 100,000
Will, Illinois 1 $ 145,000 $ 145,000 $ 51,000
Winnebago, Illinois 1 $ 105,000 $ 105,000 $ 26,000
Allen, Indiana 1 $ 125,000 $ 125,000 $ 55,000
Elkhart, Indiana 1 $ 145,000 $ 145,000 $ 50,000
Fountain, Indiana 1 $ 205,000 $ 205,000 $ 71,000
Fulton, Indiana 1 $ 35,000 $ 35,000 $ 20,000
Johnson, Indiana 1 $ 235,000 $ 235,000 $ 82,000
Madison, Indiana 1 $ 25,000 $ 25,000 $ 71,000
Porter, Indiana 1 $ 35,000 $ 35,000 $ 85,000
Black Hawk, Iowa 1 $ 95,000 $ 95,000 $ 19,000
Dallas, Iowa 1 $ 195,000 $ 195,000 $ 78,000
Polk, Iowa 1 $ 15,000 $ 15,000 $ 80,000
Crawford, Kansas 1 $ 35,000 $ 35,000 $ 67,000
Franklin, Kansas 1 $ 15,000 $ 15,000 $ 117,000
Miami, Kansas 1 $ 35,000 $ 35,000 $ 144,000
Pottawatomie, Kansas 1 $ 165,000 $ 165,000 $ 85,000
Riley, Kansas 1 $ 75,000 $ 75,000 $ 22,000
Jefferson, Kentucky 1 $ 145,000 $ 145,000 $ 44,000
Kenton, Kentucky 1 $ 75,000 $ 75,000 $ 76,000
Lafourche, Louisiana 1 $ 45,000 $ 45,000 $ 139,000
Orleans, Louisiana 1 $ 135,000 $ 135,000 $ 56,000
St. Martin, Louisiana 1 $ 35,000 $ 35,000 $ 52,000
St. Tammany, Louisiana 1 $ 35,000 $ 35,000 $ 44,000
Anne Arundel, Maryland 1 $ 65,000 $ 65,000 $ 61,000
Baltimore City, Maryland 1 $ 105,000 $ 105,000 $ 85,000
Caroline, Maryland 1 $ 145,000 $ 145,000 $ 44,000
Frederick, Maryland 1 $ 95,000 $ 95,000 $ 29,000
Harford, Maryland 1 $ 45,000 $ 45,000 $ 11,000
Howard, Maryland 1 $ 45,000 $ 45,000 $ 160,000
Washington, Maryland 1 $ 115,000 $ 115,000 $ 79,000
Middlesex, Massachusetts 1 $ 25,000 $ 25,000 $ 110,000
Genesee, Michigan 1 $ 105,000 $ 105,000 $ 176,000
Houghton, Michigan 1 $ 45,000 $ 45,000 $ 11,000
Kalamazoo, Michigan 1 $ 55,000 $ 55,000 $ 220,000
Manistee, Michigan 1 $ 75,000 $ 75,000 $ 33,000
Midland, Michigan 1 $ 85,000 $ 85,000 $ 150,000
Monroe, Michigan 1 $ 45,000 $ 45,000 $ 158,000
Aitkin, Minnesota 1 $ 35,000 $ 35,000 $ 83,000
Benton, Minnesota 1 $ 85,000 $ 85,000 $ 69,000
Faribault, Minnesota 1 $ 265,000 $ 265,000 $ 54,000
Freeborn, Minnesota 1 $ 65,000 $ 65,000 $ 11,000
Houston, Minnesota 1 $ 25,000 $ 25,000 $ 93,000
Lake, Minnesota 1 $ 25,000 $ 25,000 $ 85,000
Lyon, Minnesota 1 $ 35,000 $ 35,000 $ 121,000
McLeod, Minnesota 1 $ 35,000 $ 35,000 $ 77,000
Meeker, Minnesota 1 $ 35,000 $ 35,000 $ 27,000
Mille Lacs, Minnesota 1 $ 45,000 $ 45,000 $ 67,000
Morrison, Minnesota 1 $ 55,000 $ 55,000 $ 38,000
Olmsted, Minnesota 1 $ 15,000 $ 15,000 $ 73,000
Polk, Minnesota 1 $ 75,000 $ 75,000 $ 28,000
Redwood, Minnesota 1 $ 35,000 $ 35,000 $ 30,000
Sherburne, Minnesota 1 $ 95,000 $ 95,000 $ 28,000
Traverse, Minnesota 1 $ 25,000 $ 25,000 $ 22,000
DeSoto, Mississippi 1 $ 85,000 $ 85,000 $ 92,000
Camden, Missouri 1 $ 105,000 $ 105,000 $ 106,000
Cass, Missouri 1 $ 175,000 $ 175,000 $ 70,000
Greene, Missouri 1 $ 275,000 $ 275,000 $ 133,000
Lafayette, Missouri 1 $ 25,000 $ 25,000 $ 23,000
Lawrence, Missouri 1 $ 185,000 $ 185,000 $ 58,000
Pettis, Missouri 1 $ 75,000 $ 75,000 $ 50,000
St. Charles, Missouri 1 $ 25,000 $ 25,000 $ 60,000
St. Louis City, Missouri 1 $ 135,000 $ 135,000 $ 79,000
Taney, Missouri 1 $ 105,000 $ 105,000 $ 56,000
Gallatin, Montana 1 $ 175,000 $ 175,000 $ 36,000
Jefferson, Montana 1 $ 35,000 $ 35,000 $ 70,000
Brown, Nebraska 1 $ 45,000 $ 45,000 $ 86,000
Custer, Nebraska 1 $ 55,000 $ 55,000 $ 130,000
Dodge, Nebraska 1 $ 115,000 $ 115,000 $ 56,000
Douglas, Nebraska 1 $ 25,000 $ 25,000 $ 66,000
Howard, Nebraska 1 $ 55,000 $ 55,000 $ 44,000
Scotts Bluff, Nebraska 1 $ 35,000 $ 35,000 $ 37,000
Seward, Nebraska 1 $ 165,000 $ 165,000 $ 82,000
Washoe, Nevada 1 $ 115,000 $ 115,000 $ 60,000
Rockingham, New Hampshire 1 $ 445,000 $ 445,000 $ 125,000
Strafford, New Hampshire 1 $ 145,000 $ 145,000 $ 74,000
Bergen, New Jersey 1 $ 525,000 $ 525,000 $ 208,000
Cumberland, New Jersey 1 $ 55,000 $ 55,000 $ 62,000
Mercer, New Jersey 1 $ 15,000 $ 15,000 $ 154,000
Morris, New Jersey 1 $ 55,000 $ 55,000 $ 152,000
Ocean, New Jersey 1 $ 205,000 $ 205,000 $ 66,000
Bernalillo, New Mexico 1 $ 75,000 $ 75,000 $ 188,000
Grant, New Mexico 1 $ 335,000 $ 335,000 $ 74,000
San Juan, New Mexico 1 $ 255,000 $ 255,000 $ 83,000
Bronx, New York 1 $ 125,000 $ 125,000 $ 58,000
Chautauqua, New York 1 $ 75,000 $ 75,000 $ 25,000
Kings, New York 1 $ 675,000 $ 675,000 $ 105,000
Nassau, New York 1 $ 675,000 $ 675,000 $ 406,000
Putnam, New York 1 $ 65,000 $ 65,000 $ 157,000
Alamance, North Carolina 1 $ 345,000 $ 345,000 $ 140,000
Alexander, North Carolina 1 $ 55,000 $ 55,000 $ 96,000
Anson, North Carolina 1 $ 95,000 $ 95,000 $ 41,000
Henderson, North Carolina 1 $ 205,000 $ 205,000 $ 88,000
Union, North Carolina 1 $ 215,000 $ 215,000 $ 60,000
Bowman, North Dakota 1 $ 35,000 $ 35,000 $ 38,000
Cass, North Dakota 1 $ 275,000 $ 275,000 $ 50,000
Williams, North Dakota 1 $ 25,000 $ 25,000 $ 21,000
Athens, Ohio 1 $ 15,000 $ 15,000 $ 47,000
Fairfield, Ohio 1 $ 205,000 $ 205,000 $ 108,000
Franklin, Ohio 1 $ 15,000 $ 15,000 $ 80,000
Hamilton, Ohio 1 $ 15,000 $ 15,000 $ 121,000
Huron, Ohio 1 $ 25,000 $ 25,000 $ 79,000
Lake, Ohio 1 $ 185,000 $ 185,000 $ 114,000
Mahoning, Ohio 1 $ 25,000 $ 25,000 $ 44,000
Montgomery, Ohio 1 $ 115,000 $ 115,000 $ 63,000
Seneca, Ohio 1 $ 135,000 $ 135,000 $ 53,000
Stark, Ohio 1 $ 15,000 $ 15,000 $ 132,000
Union, Ohio 1 $ 145,000 $ 145,000 $ 81,000
Canadian, Oklahoma 1 $ 15,000 $ 15,000 $ 114,000
Logan, Oklahoma 1 $ 25,000 $ 25,000 $ 73,000
Oklahoma, Oklahoma 1 $ 95,000 $ 95,000 $ 119,000
Tulsa, Oklahoma 1 $ 155,000 $ 155,000 $ 70,000
Deschutes, Oregon 1 $ 85,000 $ 85,000 $ 104,000
Jackson, Oregon 1 $ 125,000 $ 125,000 $ 279,000
Lane, Oregon 1 $ 475,000 $ 475,000 $ 182,000
Lincoln, Oregon 1 $ 205,000 $ 205,000 $ 38,000
Marion, Oregon 1 $ 55,000 $ 55,000 $ 84,000
Polk, Oregon 1 $ 15,000 $ 15,000 $ 34,000
Adams, Pennsylvania 1 $ 125,000 $ 125,000 $ 40,000
Blair, Pennsylvania 1 $ 105,000 $ 105,000 $ 55,000
Bucks, Pennsylvania 1 $ 15,000 $ 15,000 $ 88,000
Clarion, Pennsylvania 1 $ 55,000 $ 55,000 $ 50,000
Crawford, Pennsylvania 1 $ 75,000 $ 75,000 $ 56,000
Delaware, Pennsylvania 1 $ 45,000 $ 45,000 $ 23,000
Lancaster, Pennsylvania 1 $ 165,000 $ 165,000 $ 100,000
Lehigh, Pennsylvania 1 $ 175,000 $ 175,000 $ 80,000
Westmoreland, Pennsylvania 1 $ 105,000 $ 105,000 $ 72,000
Providence, Rhode Island 1 $ 335,000 $ 335,000 $ 159,000
Beaufort, South Carolina 1 $ 415,000 $ 415,000 $ 111,000
Horry, South Carolina 1 $ 55,000 $ 55,000 $ 339,000
Meade, South Dakota 1 $ 65,000 $ 65,000 $ 54,000
Minnehaha, South Dakota 1 $ 35,000 $ 35,000 $ 95,000
Sully, South Dakota 1 $ 25,000 $ 25,000 $ 25,000
Tripp, South Dakota 1 $ 165,000 $ 165,000 $ 67,000
Knox, Tennessee 1 $ 205,000 $ 205,000 $ 82,000
Sevier, Tennessee 1 $ 375,000 $ 375,000 $ 116,000
Bexar, Texas 1 $ 125,000 $ 125,000 $ 83,000
Burnet, Texas 1 $ 55,000 $ 55,000 $ 80,000
Camp, Texas 1 $ 165,000 $ 165,000 $ 0
Coleman, Texas 1 $ 45,000 $ 45,000 $ 21,000
Denton, Texas 1 $ 125,000 $ 125,000 $ 156,000
Ellis, Texas 1 $ 165,000 $ 165,000 $ 245,000
Grimes, Texas 1 $ 115,000 $ 115,000 $ 85,000
Kendall, Texas 1 $ 165,000 $ 165,000 $ 270,000
Matagorda, Texas 1 $ 55,000 $ 55,000 $ 214,000
Montgomery, Texas 1 $ 145,000 $ 145,000 $ 30,000
Williamson, Texas 1 $ 225,000 $ 225,000 $ 164,000
Fauquier, Virginia 1 $ 125,000 $ 125,000 $ 196,000
Patrick, Virginia 1 $ 235,000 $ 235,000 $ 60,000
Suffolk, Virginia 1 $ 125,000 $ 125,000 $ 73,000
Clark, Washington 1 $ 145,000 $ 145,000 $ 151,000
Skamania, Washington 1 $ 295,000 $ 295,000 $ 91,000
Spokane, Washington 1 $ 25,000 $ 25,000 $ 115,000
Adams, Wisconsin 1 $ 125,000 $ 125,000 $ 92,000
Barron, Wisconsin 1 $ 135,000 $ 135,000 $ 62,000
Bayfield, Wisconsin 1 $ 35,000 $ 35,000 $ 19,000
Buffalo, Wisconsin 1 $ 5,000 $ 5,000 $ 60,000
Crawford, Wisconsin 1 $ 15,000 $ 15,000 $ 43,000
Dodge, Wisconsin 1 $ 35,000 $ 35,000 $ 35,000
Door, Wisconsin 1 $ 15,000 $ 15,000 $ 46,000
Eau Claire, Wisconsin 1 $ 15,000 $ 15,000 $ 86,000
Iowa, Wisconsin 1 $ 25,000 $ 25,000 $ 21,000
Jefferson, Wisconsin 1 $ 25,000 $ 25,000 $ 64,000
Manitowoc, Wisconsin 1 $ 155,000 $ 155,000 $ 54,000
Marinette, Wisconsin 1 $ 65,000 $ 65,000 $ 223,000
Oconto, Wisconsin 1 $ 55,000 $ 55,000 $ 178,000
Pepin, Wisconsin 1 $ 145,000 $ 145,000 $ 40,000
Pierce, Wisconsin 1 $ 65,000 $ 65,000 $ 67,000
Polk, Wisconsin 1 $ 15,000 $ 15,000 $ 120,000
Park, Wyoming 1 $ 75,000 $ 75,000 $ 71,000
Sheridan, Wyoming 1 $ 35,000 $ 35,000 $ 73,000

Mortgage Loan Application Detail Totals for Thrivent Federal Credit Union in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 301 $64,125,000 $213,000 $1,265,000 $105,000 $706,000
Other Purpose 230 $20,600,000 $89,000 $1,405,000 $99,000 $725,000
Home Improvement 127 $6,775,000 $53,000 $215,000 $120,000 $548,000
Cash-out Refinancing 103 $17,865,000 $173,000 $1,155,000 $82,000 $406,000
Refinancing 56 $16,610,000 $296,000 $6,455,000 $96,000 $492,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 698 $97,330,000 $139,000 $855,000 $100,000 $725,000
Not Provided 62 $11,940,000 $192,000 $1,405,000 $130,000 $484,000
Hispanic 20 $1,800,000 $90,000 $205,000 $85,000 $224,000
Black or African American 17 $2,705,000 $159,000 $325,000 $116,000 $245,000
Asian 10 $3,260,000 $326,000 $755,000 $155,000 $406,000
Not applicable 4 $7,910,000 $1,977,000 $6,455,000 $0 $0
American Indian or Alaskan Native 3 $425,000 $141,000 $255,000 $69,000 $93,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 808 $123,980,000 $153,000 $6,455,000 $103,000 $725,000
VA-guaranteed (Veterans Administration) 9 $1,995,000 $221,000 $395,000 $51,000 $92,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 523 $79,255,000 $151,000 $6,455,000 $100,000 $706,000
Application Approved But Not Accepted 181 $33,335,000 $184,000 $1,405,000 $122,000 $725,000
Application Denied By Financial Institution 102 $10,640,000 $104,000 $665,000 $75,000 $485,000
File Closed For Incompleteness 8 $1,140,000 $142,000 $535,000 $114,000 $280,000
Preapproval Approved but not Accepted 3 $1,605,000 $535,000 $1,265,000 $167,000 $264,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 715 $115,335,000 $161,000 $6,455,000 $106,000 $725,000
Debt-To-Income Ratio 61 $7,295,000 $119,000 $665,000 $57,000 $156,000
Credit History 20 $1,870,000 $93,000 $345,000 $81,000 $154,000
Collateral 11 $425,000 $38,000 $125,000 $122,000 $261,000
Other 5 $515,000 $103,000 $175,000 $204,000 $485,000
Employment History 5 $535,000 $107,000 $365,000 $81,000 $224,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Thrivent Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet with aggregated HMDA statistics today.

Download the Minnesota Lender List