Thrivent Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Thrivent Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Thrivent Federal Credit Union 625 Fourth Ave S Appleton, WI 55415 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 550 |
| Total Mortgage Loan Application Amount | $87,130,000 |
| Average Mortgage Loan Application Amount | $137,400 |
| Highest Mortgage Loan Application Amount | $1,405,000 |
| Average Applicant Income | $130,000 |
| Highest Applicant Income | $2,246,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Thrivent Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Thrivent Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Thrivent Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Thrivent Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Thrivent Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Thrivent Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 36 | $ 5,990,000 | $ 166,000 | $ 138,000 |
| Outagamie County Wisconsin | 10 | $ 1,400,000 | $ 140,000 | $ 83,000 |
| Los Angeles County California | 9 | $ 1,685,000 | $ 187,000 | $ 178,000 |
| Anoka County Minnesota | 8 | $ 1,170,000 | $ 146,000 | $ 121,000 |
| Dakota County Minnesota | 8 | $ 1,330,000 | $ 166,000 | $ 123,000 |
| Maricopa County Arizona | 7 | $ 815,000 | $ 116,000 | $ 136,000 |
| Ramsey County Minnesota | 7 | $ 1,175,000 | $ 167,000 | $ 110,000 |
| Cass County North Dakota | 7 | $ 2,465,000 | $ 352,000 | $ 485,000 |
| Washington County Minnesota | 6 | $ 1,410,000 | $ 235,000 | $ 213,000 |
| Medina County Ohio | 6 | $ 650,000 | $ 108,000 | $ 65,000 |
| Waukesha County Wisconsin | 6 | $ 1,360,000 | $ 226,000 | $ 161,000 |
| Palm Beach County Florida | 5 | $ 865,000 | $ 173,000 | $ 111,000 |
| Cook County Illinois | 5 | $ 725,000 | $ 145,000 | $ 135,000 |
| Cuyahoga County Ohio | 5 | $ 945,000 | $ 189,000 | $ 93,000 |
| Brule County South Dakota | 5 | $ 1,395,000 | $ 279,000 | $ 61,000 |
| Dane County Wisconsin | 5 | $ 1,075,000 | $ 215,000 | $ 143,000 |
| Riley County Kansas | 4 | $ 440,000 | $ 110,000 | $ 123,000 |
| Aitkin County Minnesota | 4 | $ 2,530,000 | $ 632,000 | $ 511,000 |
| St. Louis County Minnesota | 4 | $ 720,000 | $ 180,000 | $ 141,000 |
| Lancaster County Nebraska | 4 | $ 260,000 | $ 65,000 | $ 78,000 |
| Polk County Wisconsin | 4 | $ 590,000 | $ 147,000 | $ 180,000 |
| San Diego County California | 3 | $ 445,000 | $ 148,000 | $ 167,000 |
| Jefferson County Colorado | 3 | $ 975,000 | $ 325,000 | $ 300,000 |
| Broward County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 128,000 |
| Lee County Florida | 3 | $ 735,000 | $ 245,000 | $ 112,000 |
| Sumter County Florida | 3 | $ 715,000 | $ 238,000 | $ 85,000 |
| St. Clair County Illinois | 3 | $ 255,000 | $ 85,000 | $ 178,000 |
| Carver County Minnesota | 3 | $ 395,000 | $ 131,000 | $ 755,000 |
| Douglas County Minnesota | 3 | $ 245,000 | $ 81,000 | $ 370,000 |
| Mower County Minnesota | 3 | $ 395,000 | $ 131,000 | $ 107,000 |
| Sherburne County Minnesota | 3 | $ 135,000 | $ 45,000 | $ 85,000 |
| St. Louis County Missouri | 3 | $ 195,000 | $ 65,000 | $ 92,000 |
| Clark County Nevada | 3 | $ 675,000 | $ 225,000 | $ 237,000 |
| Mercer County New Jersey | 3 | $ 355,000 | $ 118,000 | $ 138,000 |
| Union County New Jersey | 3 | $ 715,000 | $ 238,000 | $ 36,000 |
| Buncombe County North Carolina | 3 | $ 445,000 | $ 148,000 | $ 219,000 |
| Summit County Ohio | 3 | $ 135,000 | $ 45,000 | $ 100,000 |
| Oklahoma County Oklahoma | 3 | $ 285,000 | $ 95,000 | $ 256,000 |
| Bedford County Pennsylvania | 3 | $ 445,000 | $ 148,000 | $ 82,000 |
| Dauphin County Pennsylvania | 3 | $ 205,000 | $ 68,000 | $ 137,000 |
| Northampton County Pennsylvania | 3 | $ 625,000 | $ 208,000 | $ 362,000 |
| Beaufort County South Carolina | 3 | $ 75,000 | $ 25,000 | $ 109,000 |
| Spartanburg County South Carolina | 3 | $ 435,000 | $ 145,000 | $ 164,000 |
| Harris County Texas | 3 | $ 315,000 | $ 105,000 | $ 114,000 |
| Clark County Washington | 3 | $ 905,000 | $ 301,000 | $ 122,000 |
| Pierce County Washington | 3 | $ 475,000 | $ 158,000 | $ 104,000 |
| Calumet County Wisconsin | 3 | $ 325,000 | $ 108,000 | $ 67,000 |
| Dodge County Wisconsin | 3 | $ 615,000 | $ 205,000 | $ 140,000 |
| Milwaukee County Wisconsin | 3 | $ 245,000 | $ 81,000 | $ 91,000 |
| Sheboygan County Wisconsin | 3 | $ 285,000 | $ 95,000 | $ 85,000 |
| Shelby County Alabama | 2 | $ 300,000 | $ 150,000 | $ 63,000 |
| Pima County Arizona | 2 | $ 120,000 | $ 60,000 | $ 171,000 |
| Washington County Arkansas | 2 | $ 240,000 | $ 120,000 | $ 66,000 |
| Orange County California | 2 | $ 260,000 | $ 130,000 | $ 212,000 |
| Sacramento County California | 2 | $ 340,000 | $ 170,000 | $ 111,000 |
| San Bernardino County California | 2 | $ 80,000 | $ 40,000 | $ 70,000 |
| Shasta County California | 2 | $ 180,000 | $ 90,000 | $ 64,000 |
| Larimer County Colorado | 2 | $ 100,000 | $ 50,000 | $ 146,000 |
| New Haven County Connecticut | 2 | $ 200,000 | $ 100,000 | $ 112,000 |
| District of Columbia County District Of Columbia | 2 | $ 290,000 | $ 145,000 | $ 154,000 |
| Osceola County Florida | 2 | $ 160,000 | $ 80,000 | $ 67,000 |
| Chatham County Georgia | 2 | $ 370,000 | $ 185,000 | $ 68,000 |
| Cobb County Georgia | 2 | $ 480,000 | $ 240,000 | $ 248,000 |
| Effingham County Georgia | 2 | $ 60,000 | $ 30,000 | $ 125,000 |
| Hall County Georgia | 2 | $ 820,000 | $ 410,000 | $ 199,000 |
| Champaign County Illinois | 2 | $ 100,000 | $ 50,000 | $ 38,000 |
| Kane County Illinois | 2 | $ 50,000 | $ 25,000 | $ 43,000 |
| LaSalle County Illinois | 2 | $ 290,000 | $ 145,000 | $ 119,000 |
| McHenry County Illinois | 2 | $ 50,000 | $ 25,000 | $ 91,000 |
| Will County Illinois | 2 | $ 120,000 | $ 60,000 | $ 33,000 |
| Delaware County Indiana | 2 | $ 160,000 | $ 80,000 | $ 44,000 |
| Monroe County Indiana | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
| Dallas County Iowa | 2 | $ 300,000 | $ 150,000 | $ 97,000 |
| Pottawatomie County Kansas | 2 | $ 50,000 | $ 25,000 | $ 81,000 |
| Baltimore County Maryland | 2 | $ 220,000 | $ 110,000 | $ 61,000 |
| Gogebic County Michigan | 2 | $ 100,000 | $ 50,000 | $ 97,000 |
| Livingston County Michigan | 2 | $ 90,000 | $ 45,000 | $ 98,000 |
| St. Clair County Michigan | 2 | $ 190,000 | $ 95,000 | $ 52,000 |
| Cass County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 128,000 |
| Crow Wing County Minnesota | 2 | $ 600,000 | $ 300,000 | $ 193,000 |
| Wright County Minnesota | 2 | $ 360,000 | $ 180,000 | $ 58,000 |
| Pettis County Missouri | 2 | $ 190,000 | $ 95,000 | $ 42,000 |
| Flathead County Montana | 2 | $ 1,110,000 | $ 555,000 | $ 594,000 |
| Carroll County New Hampshire | 2 | $ 430,000 | $ 215,000 | $ 134,000 |
| Burlington County New Jersey | 2 | $ 110,000 | $ 55,000 | $ 96,000 |
| Ocean County New Jersey | 2 | $ 190,000 | $ 95,000 | $ 175,000 |
| Passaic County New Jersey | 2 | $ 600,000 | $ 300,000 | $ 127,000 |
| Warren County New Jersey | 2 | $ 460,000 | $ 230,000 | $ 160,000 |
| Johnston County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 63,000 |
| Bottineau County North Dakota | 2 | $ 420,000 | $ 210,000 | $ 148,000 |
| Lucas County Ohio | 2 | $ 70,000 | $ 35,000 | $ 96,000 |
| Clackamas County Oregon | 2 | $ 90,000 | $ 45,000 | $ 65,000 |
| Marion County Oregon | 2 | $ 410,000 | $ 205,000 | $ 109,000 |
| Chester County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 73,000 |
| Lancaster County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 83,000 |
| Minnehaha County South Dakota | 2 | $ 410,000 | $ 205,000 | $ 63,000 |
| Pickett County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 171,000 |
| Brazos County Texas | 2 | $ 130,000 | $ 65,000 | $ 103,000 |
| Galveston County Texas | 2 | $ 220,000 | $ 110,000 | $ 100,000 |
| Fond du Lac County Wisconsin | 2 | $ 170,000 | $ 85,000 | $ 44,000 |
| Green County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 119,000 |
| Racine County Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 98,000 |
| Sauk County Wisconsin | 2 | $ 80,000 | $ 40,000 | $ 101,000 |
| St. Croix County Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 145,000 |
| Pinal County Arizona | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Pulaski County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Sharp County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Imperial County California | 1 | $ 65,000 | $ 65,000 | $ 115,000 |
| Kern County California | 1 | $ 55,000 | $ 55,000 | $ 231,000 |
| Riverside County California | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| San Mateo County California | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Siskiyou County California | 1 | $ 285,000 | $ 285,000 | $ 392,000 |
| Ventura County California | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Adams County Colorado | 1 | $ 45,000 | $ 45,000 | $ 164,000 |
| Chaffee County Colorado | 1 | $ 25,000 | $ 25,000 | $ 9,000 |
| El Paso County Colorado | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Montrose County Colorado | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Weld County Colorado | 1 | $ 65,000 | $ 65,000 | $ 101,000 |
| Brevard County Florida | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Charlotte County Florida | 1 | $ 295,000 | $ 295,000 | $ 200,000 |
| Escambia County Florida | 1 | $ 285,000 | $ 285,000 | $ 313,000 |
| Flagler County Florida | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Leon County Florida | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Marion County Florida | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Miami-Dade County Florida | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Orange County Florida | 1 | $ 195,000 | $ 195,000 | $ 183,000 |
| Pinellas County Florida | 1 | $ 205,000 | $ 205,000 | $ 274,000 |
| Polk County Florida | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Sarasota County Florida | 1 | $ 245,000 | $ 245,000 | $ 219,000 |
| Seminole County Florida | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| St. Johns County Florida | 1 | $ 555,000 | $ 555,000 | $ 307,000 |
| Volusia County Florida | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| Coweta County Georgia | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Habersham County Georgia | 1 | $ 555,000 | $ 555,000 | $ 260,000 |
| Jasper County Georgia | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Paulding County Georgia | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Putnam County Georgia | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Bonner County Idaho | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| DuPage County Illinois | 1 | $ 255,000 | $ 255,000 | $ 1,399,000 |
| Madison County Illinois | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Boone County Indiana | 1 | $ 215,000 | $ 215,000 | $ 181,000 |
| Clay County Indiana | 1 | $ 55,000 | $ 55,000 | $ 146,000 |
| Harrison County Indiana | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Hendricks County Indiana | 1 | $ 95,000 | $ 95,000 | $ 224,000 |
| Lake County Indiana | 1 | $ 45,000 | $ 45,000 | $ 138,000 |
| LaPorte County Indiana | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Starke County Indiana | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Bremer County Iowa | 1 | $ 45,000 | $ 45,000 | $ 94,000 |
| Calhoun County Iowa | 1 | $ 25,000 | $ 25,000 | $ 193,000 |
| Page County Iowa | 1 | $ 45,000 | $ 45,000 | $ 186,000 |
| Scott County Iowa | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Cowley County Kansas | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| Johnson County Kansas | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Marshall County Kansas | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Boone County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 300,000 |
| Jefferson County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Kenton County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
| Madison County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Calcasieu County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 186,000 |
| Jefferson County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| St. Tammany County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Queen Anne's County Maryland | 1 | $ 55,000 | $ 55,000 | $ 169,000 |
| Essex County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 207,000 |
| Berrien County Michigan | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Dickinson County Michigan | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Huron County Michigan | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Jackson County Michigan | 1 | $ 5,000 | $ 5,000 | $ 27,000 |
| Oakland County Michigan | 1 | $ 35,000 | $ 35,000 | $ 289,000 |
| Wayne County Michigan | 1 | $ 75,000 | $ 75,000 | $ 128,000 |
| Benton County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 112,000 |
| Blue Earth County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 124,000 |
| Brown County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Chisago County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Faribault County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Itasca County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 198,000 |
| Le Sueur County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 190,000 |
| Martin County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 172,000 |
| Nicollet County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Olmsted County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 20,000 |
| Pope County Minnesota | 1 | $ 435,000 | $ 435,000 | $ 72,000 |
| Rock County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Scott County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 187,000 |
| Sibley County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Steele County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Winona County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Harrison County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 144,000 |
| Camden County Missouri | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Cape Girardeau County Missouri | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Crawford County Missouri | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Platte County Missouri | 1 | $ 235,000 | $ 235,000 | $ 175,000 |
| St. Clair County Missouri | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Stone County Missouri | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Taney County Missouri | 1 | $ 35,000 | $ 35,000 | $ 117,000 |
| Gallatin County Montana | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Ravalli County Montana | 1 | $ 245,000 | $ 245,000 | $ 201,000 |
| York County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Douglas County Nevada | 1 | $ 85,000 | $ 85,000 | $ 116,000 |
| Lyon County Nevada | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Cumberland County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 237,000 |
| Middlesex County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Somerset County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Sussex County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 129,000 |
| Bernalillo County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Lea County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 230,000 |
| Sierra County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Greene County New York | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Jefferson County New York | 1 | $ 35,000 | $ 35,000 | $ 111,000 |
| Columbus County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Henderson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Iredell County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Mitchell County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 205,000 |
| Moore County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Randolph County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Transylvania County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Grand Forks County North Dakota | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Mercer County North Dakota | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| Richland County North Dakota | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Ward County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 151,000 |
| Carroll County Ohio | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Delaware County Ohio | 1 | $ 135,000 | $ 135,000 | $ 165,000 |
| Franklin County Ohio | 1 | $ 215,000 | $ 215,000 | $ 206,000 |
| Geauga County Ohio | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Knox County Ohio | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Wood County Ohio | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Noble County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 140,000 |
| Texas County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Klamath County Oregon | 1 | $ 435,000 | $ 435,000 | $ 223,000 |
| Multnomah County Oregon | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Washington County Oregon | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Adams County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Allegheny County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 246,000 |
| Beaver County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 182,000 |
| Blair County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Bucks County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 151,000 |
| Centre County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 292,000 |
| Delaware County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Lebanon County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Monroe County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 250,000 |
| York County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Greenwood County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| York County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Brookings County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Cumberland County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 145,000 |
| Hamilton County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Loudon County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 157,000 |
| Maury County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Bexar County Texas | 1 | $ 285,000 | $ 285,000 | $ 203,000 |
| Cass County Texas | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Collin County Texas | 1 | $ 65,000 | $ 65,000 | $ 494,000 |
| Denton County Texas | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Fort Bend County Texas | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Jefferson County Texas | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Montgomery County Texas | 1 | $ 65,000 | $ 65,000 | $ 137,000 |
| Parker County Texas | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Williamson County Texas | 1 | $ 355,000 | $ 355,000 | $ 113,000 |
| Salt Lake County Utah | 1 | $ 5,000 | $ 5,000 | $ 197,000 |
| Henrico County Virginia | 1 | $ 415,000 | $ 415,000 | $ 6,000 |
| Loudoun County Virginia | 1 | $ 105,000 | $ 105,000 | $ 117,000 |
| Madison County Virginia | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| King County Washington | 1 | $ 405,000 | $ 405,000 | $ 158,000 |
| Kitsap County Washington | 1 | $ 605,000 | $ 605,000 | $ 270,000 |
| Snohomish County Washington | 1 | $ 135,000 | $ 135,000 | $ 244,000 |
| Berkeley County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Marion County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 121,000 |
| Adams County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Columbia County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 175,000 |
| Door County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 140,000 |
| Florence County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 66,000 |
| Forest County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Jackson County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Jefferson County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 170,000 |
| Lafayette County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 155,000 |
| Marathon County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Marinette County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Monroe County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Oneida County Wisconsin | 1 | $ 1,405,000 | $ 1,405,000 | $ 489,000 |
| Ozaukee County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Pierce County Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 233,000 |
| Sawyer County Wisconsin | 1 | $ 725,000 | $ 725,000 | $ 1,356,000 |
| Walworth County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Washington County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 62,000 |
| Winnebago County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Wood County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Converse County Wyoming | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Thrivent Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 210 | $56,680,000 | $269,000 | $1,405,000 | $152,000 | $1,399,000 |
| Other Purpose | 146 | $13,530,000 | $92,000 | $1,285,000 | $139,000 | $2,246,000 |
| Home Improvement | 130 | $8,000,000 | $61,000 | $345,000 | $129,000 | $1,920,000 |
| Cash-out Refinancing | 40 | $6,360,000 | $159,000 | $455,000 | $109,000 | $412,000 |
| Refinancing | 24 | $2,560,000 | $106,000 | $525,000 | $121,000 | $480,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 451 | $70,125,000 | $155,000 | $1,405,000 | $140,000 | $2,246,000 |
| Not Provided | 53 | $8,135,000 | $153,000 | $455,000 | $119,000 | $279,000 |
| Hispanic | 14 | $3,190,000 | $227,000 | $615,000 | $150,000 | $399,000 |
| Asian | 13 | $2,265,000 | $174,000 | $555,000 | $132,000 | $307,000 |
| Black or African American | 11 | $1,815,000 | $165,000 | $785,000 | $154,000 | $449,000 |
| Not applicable | 6 | $1,470,000 | $245,000 | $405,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $75,000 | $75,000 | $75,000 | $186,000 | $186,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 548 | $86,660,000 | $158,000 | $1,405,000 | $139,000 | $2,246,000 |
| VA-guaranteed (Veterans Administration) | 2 | $470,000 | $235,000 | $285,000 | $109,000 | $121,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 344 | $55,030,000 | $159,000 | $1,405,000 | $144,000 | $2,246,000 |
| Application Approved But Not Accepted | 111 | $16,825,000 | $151,000 | $555,000 | $161,000 | $1,920,000 |
| Application Denied By Financial Institution | 73 | $9,405,000 | $128,000 | $555,000 | $90,000 | $399,000 |
| Preapproval Approved but not Accepted | 22 | $5,870,000 | $266,000 | $535,000 | $109,000 | $220,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 477 | $77,725,000 | $162,000 | $1,405,000 | $146,000 | $2,246,000 |
| Debt-To-Income Ratio | 51 | $6,265,000 | $122,000 | $495,000 | $74,000 | $211,000 |
| Credit History | 13 | $925,000 | $71,000 | $235,000 | $114,000 | $197,000 |
| Other | 3 | $735,000 | $245,000 | $525,000 | $218,000 | $399,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $480,000 | $240,000 | $275,000 | $52,000 | $52,000 |
| Collateral | 2 | $300,000 | $150,000 | $205,000 | $87,000 | $147,000 |
| Employment History | 1 | $555,000 | $555,000 | $555,000 | $307,000 | $307,000 |
| Unverifiable Information | 1 | $145,000 | $145,000 | $145,000 | $75,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Thrivent Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.