Thrivent Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Thrivent Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Thrivent Federal Credit Union
625 Fourth Ave S
Appleton, WI 55415
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 550
Total Mortgage Loan Application Amount $87,130,000
Average Mortgage Loan Application Amount $137,400
Highest Mortgage Loan Application Amount $1,405,000
Average Applicant Income $130,000
Highest Applicant Income $2,246,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Thrivent Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Thrivent Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Thrivent Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Thrivent Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Thrivent Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Thrivent Federal Credit Union's mortgage activity for 2023.

Mortgage Loan Application Totals for Thrivent Federal Credit Union by Metropolitan Area in 2023

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NA (OUTSIDE OF MSA/MD) 132 $ 26,400,000 $ 163,060 $ 117,757
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 79 $ 13,075,000 $ 177,500 $ 166,500
APPLETON, WI 13 $ 1,725,000 $ 132,000 $ 79,000
CLEVELAND-ELYRIA, OH 12 $ 1,650,000 $ 137,000 $ 78,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 11 $ 1,935,000 $ 175,000 $ 121,000
CHICAGO-NAPERVILLE, IL 10 $ 1,150,000 $ 115,000 $ 243,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 9 $ 1,685,000 $ 187,000 $ 178,000
MADISON, WI 8 $ 1,610,000 $ 201,000 $ 141,000
PHOENIX-MESA-SCOTTSDALE, AZ 8 $ 850,000 $ 106,000 $ 129,000
FARGO, ND-MN 7 $ 2,465,000 $ 352,000 $ 485,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 7 $ 885,000 $ 126,000 $ 107,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 7 $ 1,325,000 $ 203,000 $ 93,500
ST. LOUIS, MO-IL 7 $ 605,000 $ 83,500 $ 119,500
MANHATTAN, KS 6 $ 490,000 $ 81,000 $ 109,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 5 $ 1,085,000 $ 219,000 $ 261,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 5 $ 665,000 $ 133,000 $ 158,000
WARREN-TROY-FARMINGTON HILLS, MI 5 $ 315,000 $ 63,000 $ 118,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 5 $ 865,000 $ 173,000 $ 111,000
ASHEVILLE, NC 4 $ 470,000 $ 117,000 $ 176,000
DENVER-AURORA-LAKEWOOD, CO 4 $ 1,020,000 $ 255,000 $ 266,000
DULUTH, MN-WI 4 $ 720,000 $ 180,000 $ 141,000
LINCOLN, NE 4 $ 260,000 $ 65,000 $ 78,000
NEW YORK-NEWARK, NY 4 $ 280,000 $ 70,000 $ 111,000
NEWARK, NJ-PA 4 $ 730,000 $ 182,000 $ 59,000
ORLANDO-KISSIMMEE-SANFORD, FL 4 $ 530,000 $ 132,000 $ 91,000
SAVANNAH, GA 4 $ 430,000 $ 107,000 $ 96,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 4 $ 420,000 $ 105,000 $ 126,500
AKRON, OH 3 $ 135,000 $ 45,000 $ 100,000
BALTIMORE-COLUMBIA-TOWSON, MD 3 $ 275,000 $ 91,000 $ 97,000
CAPE CORAL-FORT MYERS, FL 3 $ 735,000 $ 245,000 $ 112,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 3 $ 1,005,000 $ 335,000 $ 128,000
HARRISBURG-CARLISLE, PA 3 $ 205,000 $ 68,000 $ 137,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 3 $ 75,000 $ 25,000 $ 109,000
LAS VEGAS-HENDERSON-PARADISE, NV 3 $ 675,000 $ 225,000 $ 237,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 3 $ 605,000 $ 201,000 $ 99,000
OKLAHOMA CITY, OK 3 $ 285,000 $ 95,000 $ 256,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 3 $ 185,000 $ 61,000 $ 93,000
SAN DIEGO-CARLSBAD, CA 3 $ 445,000 $ 148,000 $ 167,000
SHEBOYGAN, WI 3 $ 285,000 $ 95,000 $ 85,000
SPARTANBURG, SC 3 $ 435,000 $ 145,000 $ 164,000
TACOMA-LAKEWOOD, WA 3 $ 475,000 $ 158,000 $ 104,000
THE VILLAGES, FL 3 $ 715,000 $ 238,000 $ 85,000
TOLEDO, OH 3 $ 235,000 $ 78,000 $ 83,000
TRENTON, NJ 3 $ 355,000 $ 118,000 $ 138,000
ANAHEIM-SANTA ANA-IRVINE, CA 2 $ 260,000 $ 130,000 $ 212,000
BIRMINGHAM-HOOVER, AL 2 $ 300,000 $ 150,000 $ 63,000
BLOOMINGTON, IN 2 $ 210,000 $ 105,000 $ 46,000
CAMDEN, NJ 2 $ 110,000 $ 55,000 $ 96,000
CHAMPAIGN-URBANA, IL 2 $ 100,000 $ 50,000 $ 38,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 2 $ 100,000 $ 50,000 $ 73,500
CINCINNATI, OH-KY-IN 2 $ 120,000 $ 60,000 $ 197,000
COLLEGE STATION-BRYAN, TX 2 $ 130,000 $ 65,000 $ 103,000
COLUMBUS, OH 2 $ 350,000 $ 175,000 $ 185,000
DALLAS-PLANO-IRVING, TX 2 $ 170,000 $ 85,000 $ 276,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2 $ 200,000 $ 100,000 $ 44,000
DES MOINES-WEST DES MOINES, IA 2 $ 300,000 $ 150,000 $ 97,000
ELGIN, IL 2 $ 50,000 $ 25,000 $ 43,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 2 $ 240,000 $ 120,000 $ 66,000
FOND DU LAC, WI 2 $ 170,000 $ 85,000 $ 44,000
FORT COLLINS, CO 2 $ 100,000 $ 50,000 $ 146,000
GAINESVILLE, GA 2 $ 820,000 $ 410,000 $ 199,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 2 $ 310,000 $ 155,000 $ 202,000
KANSAS CITY, MO-KS 2 $ 340,000 $ 170,000 $ 141,500
LANCASTER, PA 2 $ 290,000 $ 145,000 $ 83,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 2 $ 70,000 $ 35,000 $ 81,000
MANKATO-NORTH MANKATO, MN 2 $ 190,000 $ 95,000 $ 104,000
MUNCIE, IN 2 $ 160,000 $ 80,000 $ 44,000
NEW HAVEN-MILFORD, CT 2 $ 200,000 $ 100,000 $ 112,000
NEW ORLEANS-METAIRIE, LA 2 $ 160,000 $ 80,000 $ 80,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 2 $ 600,000 $ 300,000 $ 127,000
PITTSBURGH, PA 2 $ 410,000 $ 205,000 $ 214,000
RACINE, WI 2 $ 70,000 $ 35,000 $ 98,000
RALEIGH, NC 2 $ 140,000 $ 70,000 $ 63,000
REDDING, CA 2 $ 180,000 $ 90,000 $ 64,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 2 $ 340,000 $ 170,000 $ 111,000
SALEM, OR 2 $ 410,000 $ 205,000 $ 109,000
SEATTLE-BELLEVUE-EVERETT, WA 2 $ 540,000 $ 270,000 $ 201,000
SIOUX FALLS, SD 2 $ 410,000 $ 205,000 $ 63,000
TUCSON, AZ 2 $ 120,000 $ 60,000 $ 171,000
ALBUQUERQUE, NM 1 $ 305,000 $ 305,000 $ 89,000
ALTOONA, PA 1 $ 105,000 $ 105,000 $ 108,000
AUSTIN-ROUND ROCK, TX 1 $ 355,000 $ 355,000 $ 113,000
BAKERSFIELD, CA 1 $ 55,000 $ 55,000 $ 231,000
BEAUMONT-PORT ARTHUR, TX 1 $ 55,000 $ 55,000 $ 28,000
BREMERTON-SILVERDALE, WA 1 $ 605,000 $ 605,000 $ 270,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1 $ 105,000 $ 105,000 $ 207,000
CANTON-MASSILLON, OH 1 $ 135,000 $ 135,000 $ 53,000
CAPE GIRARDEAU, MO-IL 1 $ 55,000 $ 55,000 $ 68,000
CHATTANOOGA, TN-GA 1 $ 75,000 $ 75,000 $ 53,000
COLORADO SPRINGS, CO 1 $ 55,000 $ 55,000 $ 0
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 25,000 $ 25,000 $ 64,000
DETROIT-DEARBORN-LIVONIA, MI 1 $ 75,000 $ 75,000 $ 128,000
EAST STROUDSBURG, PA 1 $ 275,000 $ 275,000 $ 250,000
EL CENTRO, CA 1 $ 65,000 $ 65,000 $ 115,000
FORT WORTH-ARLINGTON, TX 1 $ 305,000 $ 305,000 $ 72,000
GARY, IN 1 $ 45,000 $ 45,000 $ 138,000
GETTYSBURG, PA 1 $ 25,000 $ 25,000 $ 55,000
GRAND FORKS, ND-MN 1 $ 145,000 $ 145,000 $ 30,000
GREELEY, CO 1 $ 65,000 $ 65,000 $ 101,000
GREENSBORO-HIGH POINT, NC 1 $ 65,000 $ 65,000 $ 78,000
GULFPORT-BILOXI-PASCAGOULA, MS 1 $ 185,000 $ 185,000 $ 144,000
HAGERSTOWN-MARTINSBURG, MD-WV 1 $ 35,000 $ 35,000 $ 69,000
JACKSON, MI 1 $ 5,000 $ 5,000 $ 27,000
JACKSONVILLE, FL 1 $ 555,000 $ 555,000 $ 307,000
KNOXVILLE, TN 1 $ 75,000 $ 75,000 $ 157,000
LAKE CHARLES, LA 1 $ 75,000 $ 75,000 $ 186,000
LAKELAND-WINTER HAVEN, FL 1 $ 15,000 $ 15,000 $ 42,000
LEBANON, PA 1 $ 65,000 $ 65,000 $ 98,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1 $ 55,000 $ 55,000 $ 20,000
MIAMI-MIAMI BEACH-KENDALL, FL 1 $ 155,000 $ 155,000 $ 46,000
MICHIGAN CITY-LA PORTE, IN 1 $ 135,000 $ 135,000 $ 76,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 35,000 $ 35,000 $ 28,000
NILES-BENTON HARBOR, MI 1 $ 145,000 $ 145,000 $ 82,000
NORTH PORT-SARASOTA-BRADENTON, FL 1 $ 245,000 $ 245,000 $ 219,000
OCALA, FL 1 $ 35,000 $ 35,000 $ 60,000
OSHKOSH-NEENAH, WI 1 $ 35,000 $ 35,000 $ 0
OXNARD-THOUSAND OAKS-VENTURA, CA 1 $ 75,000 $ 75,000 $ 58,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 25,000 $ 25,000 $ 47,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 285,000 $ 285,000 $ 313,000
PHILADELPHIA, PA 1 $ 155,000 $ 155,000 $ 51,000
PUNTA GORDA, FL 1 $ 295,000 $ 295,000 $ 200,000
RICHMOND, VA 1 $ 415,000 $ 415,000 $ 6,000
ROCHESTER, MN 1 $ 395,000 $ 395,000 $ 20,000
SALT LAKE CITY, UT 1 $ 5,000 $ 5,000 $ 197,000
SAN ANTONIO-NEW BRAUNFELS, TX 1 $ 285,000 $ 285,000 $ 203,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 1 $ 205,000 $ 205,000 $ 96,000
ST. CLOUD, MN 1 $ 5,000 $ 5,000 $ 112,000
STATE COLLEGE, PA 1 $ 45,000 $ 45,000 $ 292,000
TALLAHASSEE, FL 1 $ 25,000 $ 25,000 $ 95,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1 $ 205,000 $ 205,000 $ 274,000
TERRE HAUTE, IN 1 $ 55,000 $ 55,000 $ 146,000
VINELAND-BRIDGETON, NJ 1 $ 65,000 $ 65,000 $ 237,000
WATERLOO-CEDAR FALLS, IA 1 $ 45,000 $ 45,000 $ 94,000
WATERTOWN-FORT DRUM, NY 1 $ 35,000 $ 35,000 $ 111,000
WAUSAU, WI 1 $ 65,000 $ 65,000 $ 70,000
YORK-HANOVER, PA 1 $ 165,000 $ 165,000 $ 0

Mortgage Loan Application Detail Totals for Thrivent Federal Credit Union in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 210 $56,680,000 $269,000 $1,405,000 $152,000 $1,399,000
Other Purpose 146 $13,530,000 $92,000 $1,285,000 $139,000 $2,246,000
Home Improvement 130 $8,000,000 $61,000 $345,000 $129,000 $1,920,000
Cash-out Refinancing 40 $6,360,000 $159,000 $455,000 $109,000 $412,000
Refinancing 24 $2,560,000 $106,000 $525,000 $121,000 $480,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 451 $70,125,000 $155,000 $1,405,000 $140,000 $2,246,000
Not Provided 53 $8,135,000 $153,000 $455,000 $119,000 $279,000
Hispanic 14 $3,190,000 $227,000 $615,000 $150,000 $399,000
Asian 13 $2,265,000 $174,000 $555,000 $132,000 $307,000
Black or African American 11 $1,815,000 $165,000 $785,000 $154,000 $449,000
Not applicable 6 $1,470,000 $245,000 $405,000 $0 $0
Native Hawaiian or Other Pacific Islander 1 $75,000 $75,000 $75,000 $186,000 $186,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 548 $86,660,000 $158,000 $1,405,000 $139,000 $2,246,000
VA-guaranteed (Veterans Administration) 2 $470,000 $235,000 $285,000 $109,000 $121,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 344 $55,030,000 $159,000 $1,405,000 $144,000 $2,246,000
Application Approved But Not Accepted 111 $16,825,000 $151,000 $555,000 $161,000 $1,920,000
Application Denied By Financial Institution 73 $9,405,000 $128,000 $555,000 $90,000 $399,000
Preapproval Approved but not Accepted 22 $5,870,000 $266,000 $535,000 $109,000 $220,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 477 $77,725,000 $162,000 $1,405,000 $146,000 $2,246,000
Debt-To-Income Ratio 51 $6,265,000 $122,000 $495,000 $74,000 $211,000
Credit History 13 $925,000 $71,000 $235,000 $114,000 $197,000
Other 3 $735,000 $245,000 $525,000 $218,000 $399,000
Insufficient Cash (Downpayment, Closing Cost) 2 $480,000 $240,000 $275,000 $52,000 $52,000
Collateral 2 $300,000 $150,000 $205,000 $87,000 $147,000
Employment History 1 $555,000 $555,000 $555,000 $307,000 $307,000
Unverifiable Information 1 $145,000 $145,000 $145,000 $75,000 $75,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Thrivent Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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