Tiaa-Cref Trust Company FSB Mortgage Lending & HMDA Data, 2015

In 2015, Tiaa-Cref Trust Company FSB of St. Louis, MO reported 2,963 mortgage applications totaling $1.3 billion, up 58% from 2014. The average application was for $450,119, and applicants reported an average income of $220,728. 28% of its applications resulted in an originated loan and 8% were denied. Its largest markets were St. Louis, MO-IL (130), New York-Jersey City-White Plains, NY-NJ (121) and Chicago-Naperville-Arlington Heights, IL (116) (applications in parentheses).

Mortgage Company & Address Tiaa-Cref Trust Company FSB
211 North Broadway, Ste 1000
St. Louis, MO 63102
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 2,963
Total Mortgage Loan Application Amount $1,333,705,000
Average Mortgage Loan Application Amount $450,119
Highest Mortgage Loan Application Amount $2,732,000
Average Applicant Income $220,728
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tiaa-Cref Trust Company FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tiaa-Cref Trust Company FSB by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 106 $ 67,200,000 $ 633,962 $ 220,000
King, Washington 96 $ 54,453,000 $ 567,218 $ 270,000
Cook, Illinois 86 $ 50,192,000 $ 583,627 $ 294,000
Mecklenburg, North Carolina 73 $ 19,838,000 $ 271,753 $ 153,000
Middlesex, Massachusetts 61 $ 26,197,000 $ 429,459 $ 197,000
Santa Clara, California 57 $ 46,815,000 $ 821,315 $ 237,000
Maricopa, Arizona 55 $ 29,717,000 $ 540,309 $ 233,000
Alameda, California 44 $ 28,122,000 $ 639,136 $ 208,000
St. Louis, Missouri 44 $ 8,652,000 $ 196,636 $ 110,000
St. Charles, Missouri 35 $ 5,305,000 $ 151,571 $ 61,000
Denver, Colorado 34 $ 11,351,000 $ 333,852 $ 135,000
San Diego, California 31 $ 19,582,000 $ 631,677 $ 238,000
Fulton, Georgia 31 $ 16,649,000 $ 537,064 $ 284,000
Orange, California 29 $ 17,305,000 $ 596,724 $ 242,000
Montgomery, Maryland 27 $ 20,111,000 $ 744,851 $ 325,000
Harris, Texas 26 $ 14,376,000 $ 552,923 $ 290,000
Fairfax, Virginia 26 $ 16,455,000 $ 632,884 $ 222,000
Jefferson, Colorado 25 $ 9,794,000 $ 391,760 $ 245,000
St. Louis City, Missouri 25 $ 3,566,000 $ 142,640 $ 80,000
Norfolk, Massachusetts 24 $ 11,910,000 $ 496,250 $ 215,000
Clark, Nevada 23 $ 9,685,000 $ 421,086 $ 236,000
Kings, New York 22 $ 12,201,000 $ 554,590 $ 258,000
Fairfield, Connecticut 21 $ 16,416,000 $ 781,714 $ 304,000
Miami-Dade, Florida 21 $ 10,096,000 $ 480,761 $ 218,000
New York, New York 21 $ 9,967,000 $ 474,619 $ 196,000
Philadelphia, Pennsylvania 21 $ 6,943,000 $ 330,619 $ 154,000
Contra Costa, California 20 $ 13,920,000 $ 696,000 $ 228,000
Riverside, California 20 $ 8,588,000 $ 429,400 $ 204,000
Arapahoe, Colorado 20 $ 7,542,000 $ 377,100 $ 261,000
San Mateo, California 19 $ 15,357,000 $ 808,263 $ 284,000
DuPage, Illinois 19 $ 11,506,000 $ 605,578 $ 308,000
Oakland, Michigan 18 $ 10,922,000 $ 606,777 $ 372,000
Washtenaw, Michigan 18 $ 5,763,000 $ 320,166 $ 174,000
Westchester, New York 18 $ 11,628,000 $ 646,000 $ 288,000
Multnomah, Oregon 18 $ 8,392,000 $ 466,222 $ 308,000
San Bernardino, California 17 $ 6,772,000 $ 398,352 $ 175,000
San Francisco, California 17 $ 11,203,000 $ 659,000 $ 193,000
District of Columbia, District Of Columbia 17 $ 7,901,000 $ 464,764 $ 165,000
Palm Beach, Florida 17 $ 8,049,000 $ 473,470 $ 257,000
Lake, Illinois 17 $ 10,016,000 $ 589,176 $ 309,000
Collin, Texas 17 $ 7,617,000 $ 448,058 $ 199,000
Montgomery, Pennsylvania 16 $ 8,799,000 $ 549,937 $ 238,000
Dallas, Texas 16 $ 10,888,000 $ 680,500 $ 310,000
Douglas, Colorado 15 $ 7,436,000 $ 495,733 $ 205,000
Sarasota, Florida 15 $ 7,982,000 $ 532,133 $ 511,000
Madison, Illinois 15 $ 1,754,000 $ 116,933 $ 56,000
Bergen, New Jersey 15 $ 7,664,000 $ 510,933 $ 266,000
Travis, Texas 15 $ 8,834,000 $ 588,933 $ 462,000
Mercer, New Jersey 14 $ 7,940,000 $ 567,142 $ 198,000
Bernalillo, New Mexico 13 $ 4,410,000 $ 339,230 $ 145,000
Suffolk, New York 13 $ 8,800,000 $ 676,923 $ 305,000
Wake, North Carolina 13 $ 7,579,000 $ 583,000 $ 238,000
Broward, Florida 12 $ 4,575,000 $ 381,250 $ 207,000
Lee, Florida 12 $ 3,552,000 $ 296,000 $ 180,000
DeKalb, Georgia 12 $ 2,973,000 $ 247,750 $ 111,000
Bucks, Pennsylvania 12 $ 5,519,000 $ 459,916 $ 214,000
Shelby, Tennessee 12 $ 2,947,000 $ 245,583 $ 150,000
Bexar, Texas 12 $ 3,624,000 $ 302,000 $ 155,000
Sonoma, California 11 $ 5,248,000 $ 477,090 $ 249,000
New Haven, Connecticut 11 $ 4,610,000 $ 419,090 $ 301,000
Hillsborough, Florida 11 $ 4,723,000 $ 429,363 $ 186,000
Wayne, Michigan 11 $ 4,506,000 $ 409,636 $ 250,000
Hennepin, Minnesota 11 $ 3,706,000 $ 336,909 $ 218,000
Cabarrus, North Carolina 11 $ 2,698,000 $ 245,272 $ 185,000
Beaufort, South Carolina 11 $ 5,530,000 $ 502,727 $ 281,000
Monterey, California 10 $ 6,929,000 $ 692,900 $ 328,000
Sacramento, California 10 $ 4,669,000 $ 466,900 $ 343,000
Collier, Florida 10 $ 6,528,000 $ 652,800 $ 507,000
Orange, Florida 10 $ 3,093,000 $ 309,300 $ 133,000
St. Clair, Illinois 10 $ 1,279,000 $ 127,900 $ 78,000
Orleans, Louisiana 10 $ 3,997,000 $ 399,700 $ 212,000
Suffolk, Massachusetts 10 $ 3,814,000 $ 381,400 $ 152,000
Washoe, Nevada 10 $ 5,189,000 $ 518,900 $ 190,000
Marin, California 9 $ 7,850,000 $ 872,222 $ 255,000
Ventura, California 9 $ 5,242,000 $ 582,444 $ 232,000
Larimer, Colorado 9 $ 3,268,000 $ 363,111 $ 275,000
Pinellas, Florida 9 $ 5,297,000 $ 588,555 $ 406,000
Anne Arundel, Maryland 9 $ 6,444,000 $ 716,000 $ 1,321,000
Morris, New Jersey 9 $ 7,228,000 $ 803,111 $ 302,000
Allegheny, Pennsylvania 9 $ 2,302,000 $ 255,777 $ 125,000
Chester, Pennsylvania 9 $ 4,316,000 $ 479,555 $ 246,000
Davidson, Tennessee 9 $ 3,662,000 $ 406,888 $ 197,000
Denton, Texas 9 $ 3,710,000 $ 412,222 $ 164,000
Pima, Arizona 8 $ 4,318,000 $ 539,750 $ 262,000
Boulder, Colorado 8 $ 3,983,000 $ 497,875 $ 155,000
Will, Illinois 8 $ 3,788,000 $ 473,500 $ 216,000
Fayette, Kentucky 8 $ 1,996,000 $ 249,500 $ 132,000
Cumberland, Maine 8 $ 2,253,000 $ 281,625 $ 150,000
Baltimore, Maryland 8 $ 3,082,000 $ 385,250 $ 193,000
Barnstable, Massachusetts 8 $ 2,863,000 $ 357,875 $ 186,000
Worcester, Massachusetts 8 $ 2,512,000 $ 314,000 $ 184,000
Monmouth, New Jersey 8 $ 4,717,000 $ 589,625 $ 220,000
Queens, New York 8 $ 3,195,000 $ 399,375 $ 175,000
Guilford, North Carolina 8 $ 1,750,000 $ 218,750 $ 87,000
Delaware, Pennsylvania 8 $ 3,396,000 $ 424,500 $ 249,000
Charleston, South Carolina 8 $ 6,223,000 $ 777,875 $ 462,000
Fort Bend, Texas 8 $ 4,151,000 $ 518,875 $ 232,000
Tarrant, Texas 8 $ 3,686,000 $ 460,750 $ 164,000
Arlington, Virginia 8 $ 4,467,000 $ 558,375 $ 175,000
Clark, Washington 8 $ 3,202,000 $ 400,250 $ 274,000
Jefferson, Alabama 7 $ 3,502,000 $ 500,285 $ 191,000
Solano, California 7 $ 3,308,000 $ 472,571 $ 212,000
Adams, Colorado 7 $ 2,360,000 $ 337,142 $ 128,000
Sussex, Delaware 7 $ 3,478,000 $ 496,857 $ 277,000
Volusia, Florida 7 $ 2,000,000 $ 285,714 $ 142,000
Honolulu, Hawaii 7 $ 4,611,000 $ 658,714 $ 425,000
Howard, Maryland 7 $ 3,118,000 $ 445,428 $ 214,000
Essex, New Jersey 7 $ 4,560,000 $ 651,428 $ 298,000
Passaic, New Jersey 7 $ 1,566,000 $ 223,714 $ 122,000
Somerset, New Jersey 7 $ 3,123,000 $ 446,142 $ 193,000
Union, New Jersey 7 $ 4,648,000 $ 664,000 $ 286,000
Erie, New York 7 $ 1,517,000 $ 216,714 $ 298,000
Nassau, New York 7 $ 3,514,000 $ 502,000 $ 219,000
Buncombe, North Carolina 7 $ 2,395,000 $ 342,142 $ 206,000
Cuyahoga, Ohio 7 $ 2,273,000 $ 324,714 $ 154,000
Oklahoma, Oklahoma 7 $ 2,498,000 $ 356,857 $ 210,000
Clackamas, Oregon 7 $ 4,528,000 $ 646,857 $ 286,000
Williamson, Tennessee 7 $ 4,705,000 $ 672,142 $ 269,000
Montgomery, Texas 7 $ 4,550,000 $ 650,000 $ 488,000
Kitsap, Washington 7 $ 3,687,000 $ 526,714 $ 158,000
Snohomish, Washington 7 $ 4,102,000 $ 586,000 $ 165,000
Spokane, Washington 7 $ 1,463,000 $ 209,000 $ 92,000
Milwaukee, Wisconsin 7 $ 1,215,000 $ 173,571 $ 89,000
Yavapai, Arizona 6 $ 2,747,000 $ 457,833 $ 188,000
Placer, California 6 $ 4,278,000 $ 713,000 $ 382,000
Duval, Florida 6 $ 2,663,000 $ 443,833 $ 274,000
Seminole, Florida 6 $ 1,755,000 $ 292,500 $ 164,000
Essex, Massachusetts 6 $ 3,474,000 $ 579,000 $ 201,000
Plymouth, Massachusetts 6 $ 2,534,000 $ 422,333 $ 208,000
Camden, New Jersey 6 $ 1,708,000 $ 284,666 $ 210,000
Santa Fe, New Mexico 6 $ 2,333,000 $ 388,833 $ 132,000
Monroe, New York 6 $ 799,000 $ 133,166 $ 132,000
Durham, North Carolina 6 $ 724,000 $ 120,666 $ 93,000
Jackson, North Carolina 6 $ 3,113,000 $ 518,833 $ 302,000
Union, North Carolina 6 $ 2,916,000 $ 486,000 $ 209,000
Hamilton, Ohio 6 $ 3,536,000 $ 589,333 $ 227,000
Albemarle, Virginia 6 $ 2,467,000 $ 411,166 $ 212,000
Loudoun, Virginia 6 $ 4,410,000 $ 735,000 $ 274,000
El Paso, Colorado 5 $ 1,422,000 $ 284,400 $ 95,000
New Castle, Delaware 5 $ 3,090,000 $ 618,000 $ 636,000
Alachua, Florida 5 $ 790,000 $ 158,000 $ 153,000
St. Johns, Florida 5 $ 1,178,000 $ 235,600 $ 122,000
Chatham, Georgia 5 $ 1,758,000 $ 351,600 $ 101,000
Cobb, Georgia 5 $ 1,676,000 $ 335,200 $ 195,000
Gwinnett, Georgia 5 $ 1,829,000 $ 365,800 $ 220,000
Jefferson, Kentucky 5 $ 1,791,000 $ 358,200 $ 222,000
Baltimore City, Maryland 5 $ 1,175,000 $ 235,000 $ 113,000
Prince George's, Maryland 5 $ 912,000 $ 182,400 $ 91,000
Rockingham, New Hampshire 5 $ 2,417,000 $ 483,400 $ 211,000
Cape May, New Jersey 5 $ 3,059,000 $ 611,800 $ 325,000
Middlesex, New Jersey 5 $ 2,112,000 $ 422,400 $ 146,000
Tompkins, New York 5 $ 1,325,000 $ 265,000 $ 246,000
Carteret, North Carolina 5 $ 3,071,000 $ 614,200 $ 544,000
Iredell, North Carolina 5 $ 1,867,000 $ 373,400 $ 329,000
Tulsa, Oklahoma 5 $ 3,040,000 $ 608,000 $ 409,000
Washington, Oregon 5 $ 2,408,000 $ 481,600 $ 183,000
Salt Lake, Utah 5 $ 3,464,000 $ 692,800 $ 1,119,000
Madison, Alabama 4 $ 1,377,000 $ 344,250 $ 173,000
Faulkner, Arkansas 4 $ 651,000 $ 162,750 $ 90,000
San Luis Obispo, California 4 $ 2,097,000 $ 524,250 $ 249,000
Hamilton, Indiana 4 $ 1,979,000 $ 494,750 $ 298,000
Johnson, Kansas 4 $ 2,489,000 $ 622,250 $ 290,000
Ingham, Michigan 4 $ 455,000 $ 113,750 $ 88,000
Richmond, New York 4 $ 1,053,000 $ 263,250 $ 194,000
Rockland, New York 4 $ 1,531,000 $ 382,750 $ 131,000
Brunswick, North Carolina 4 $ 1,497,000 $ 374,250 $ 228,000
New Hanover, North Carolina 4 $ 1,170,000 $ 292,500 $ 126,000
Franklin, Ohio 4 $ 2,512,000 $ 628,000 $ 272,000
Deschutes, Oregon 4 $ 1,474,000 $ 368,500 $ 136,000
Dauphin, Pennsylvania 4 $ 712,000 $ 178,000 $ 80,000
Berkeley, South Carolina 4 $ 1,811,000 $ 452,750 $ 166,000
Utah, Utah 4 $ 1,646,000 $ 411,500 $ 584,000
Norfolk, Virginia 4 $ 2,015,000 $ 503,750 $ 277,000
Pierce, Washington 4 $ 1,987,000 $ 496,750 $ 283,000
Montgomery, Alabama 3 $ 648,000 $ 216,000 $ 125,000
Coconino, Arizona 3 $ 1,125,000 $ 375,000 $ 98,000
Pinal, Arizona 3 $ 523,000 $ 174,333 $ 99,000
Pulaski, Arkansas 3 $ 1,085,000 $ 361,666 $ 215,000
El Dorado, California 3 $ 2,023,000 $ 674,333 $ 211,000
Fresno, California 3 $ 686,000 $ 228,666 $ 101,000
Eagle, Colorado 3 $ 2,327,000 $ 775,666 $ 219,000
New London, Connecticut 3 $ 1,153,000 $ 384,333 $ 411,000
Indian River, Florida 3 $ 780,000 $ 260,000 $ 128,000
Manatee, Florida 3 $ 577,000 $ 192,333 $ 91,000
Maui, Hawaii 3 $ 2,281,000 $ 760,333 $ 171,000
Kane, Illinois 3 $ 1,151,000 $ 383,666 $ 220,000
Marion, Indiana 3 $ 1,343,000 $ 447,666 $ 206,000
Calcasieu, Louisiana 3 $ 1,910,000 $ 636,666 $ 407,000
St. Tammany, Louisiana 3 $ 638,000 $ 212,666 $ 124,000
Hancock, Maine 3 $ 555,000 $ 185,000 $ 138,000
York, Maine 3 $ 734,000 $ 244,666 $ 256,000
Livingston, Michigan 3 $ 1,607,000 $ 535,666 $ 274,000
Macomb, Michigan 3 $ 682,000 $ 227,333 $ 76,000
Ramsey, Minnesota 3 $ 745,000 $ 248,333 $ 183,000
Jackson, Missouri 3 $ 554,000 $ 184,666 $ 119,000
Carroll, New Hampshire 3 $ 844,000 $ 281,333 $ 114,000
Atlantic, New Jersey 3 $ 1,479,000 $ 493,000 $ 336,000
Ocean, New Jersey 3 $ 541,000 $ 180,333 $ 97,000
Forsyth, North Carolina 3 $ 303,000 $ 101,000 $ 56,000
Gaston, North Carolina 3 $ 1,166,000 $ 388,666 $ 232,000
Lincoln, North Carolina 3 $ 829,000 $ 276,333 $ 141,000
Delaware, Ohio 3 $ 718,000 $ 239,333 $ 128,000
Payne, Oklahoma 3 $ 625,000 $ 208,333 $ 109,000
Centre, Pennsylvania 3 $ 955,000 $ 318,333 $ 102,000
Lancaster, Pennsylvania 3 $ 852,000 $ 284,000 $ 215,000
Northampton, Pennsylvania 3 $ 1,250,000 $ 416,666 $ 169,000
York, Pennsylvania 3 $ 472,000 $ 157,333 $ 130,000
Providence, Rhode Island 3 $ 982,000 $ 327,333 $ 145,000
Washington, Rhode Island 3 $ 1,144,000 $ 381,333 $ 127,000
Aiken, South Carolina 3 $ 863,000 $ 287,666 $ 145,000
York, South Carolina 3 $ 1,212,000 $ 404,000 $ 151,000
Hamilton, Tennessee 3 $ 1,336,000 $ 445,333 $ 196,000
Knox, Tennessee 3 $ 1,036,000 $ 345,333 $ 179,000
Galveston, Texas 3 $ 1,171,000 $ 390,333 $ 284,000
Williamson, Texas 3 $ 1,276,000 $ 425,333 $ 169,000
Washington, Utah 3 $ 1,541,000 $ 513,666 $ 260,000
Alexandria, Virginia 3 $ 2,000,000 $ 666,666 $ 388,000
Charlottesville, Virginia 3 $ 403,000 $ 134,333 $ 74,000
Chesterfield, Virginia 3 $ 839,000 $ 279,666 $ 128,000
Henrico, Virginia 3 $ 1,625,000 $ 541,666 $ 158,000
Virginia Beach, Virginia 3 $ 1,359,000 $ 453,000 $ 174,000
Clallam, Washington 3 $ 854,000 $ 284,666 $ 97,000
Yakima, Washington 3 $ 393,000 $ 131,000 $ 92,000
Baldwin, Alabama 2 $ 687,000 $ 343,500 $ 95,000
Mobile, Alabama 2 $ 138,000 $ 69,000 $ 67,000
Craighead, Arkansas 2 $ 339,000 $ 169,500 $ 75,000
Washington, Arkansas 2 $ 304,000 $ 152,000 $ 112,000
Nevada, California 2 $ 1,113,000 $ 556,500 $ 272,000
Santa Barbara, California 2 $ 1,410,000 $ 705,000 $ 285,000
Broomfield, Colorado 2 $ 1,096,000 $ 548,000 $ 209,000
La Plata, Colorado 2 $ 992,000 $ 496,000 $ 157,000
Middlesex, Connecticut 2 $ 786,000 $ 393,000 $ 404,000
Brevard, Florida 2 $ 429,000 $ 214,500 $ 82,000
Charlotte, Florida 2 $ 808,000 $ 404,000 $ 290,000
Franklin, Florida 2 $ 596,000 $ 298,000 $ 186,000
Lake, Florida 2 $ 588,000 $ 294,000 $ 118,000
Marion, Florida 2 $ 144,000 $ 72,000 $ 105,000
Walton, Florida 2 $ 2,314,000 $ 1,157,000 $ 599,000
Douglas, Georgia 2 $ 204,000 $ 102,000 $ 53,000
Forsyth, Georgia 2 $ 1,121,000 $ 560,500 $ 366,000
Glynn, Georgia 2 $ 352,000 $ 176,000 $ 73,000
Kauai, Hawaii 2 $ 2,205,000 $ 1,102,500 $ 763,000
Ada, Idaho 2 $ 632,000 $ 316,000 $ 127,000
Champaign, Illinois 2 $ 243,000 $ 121,500 $ 45,000
DeKalb, Illinois 2 $ 163,000 $ 81,500 $ 60,000
McHenry, Illinois 2 $ 275,000 $ 137,500 $ 143,000
Boone, Indiana 2 $ 1,389,000 $ 694,500 $ 339,000
Monroe, Indiana 2 $ 352,000 $ 176,000 $ 64,000
Vigo, Indiana 2 $ 254,000 $ 127,000 $ 71,000
Black Hawk, Iowa 2 $ 151,000 $ 75,500 $ 57,000
Johnson, Iowa 2 $ 240,000 $ 120,000 $ 71,000
Polk, Iowa 2 $ 327,000 $ 163,500 $ 63,000
Story, Iowa 2 $ 326,000 $ 163,000 $ 104,000
Douglas, Kansas 2 $ 188,000 $ 94,000 $ 38,000
Sedgwick, Kansas 2 $ 1,454,000 $ 727,000 $ 1,020,000
Talbot, Maryland 2 $ 1,204,000 $ 602,000 $ 462,000
Worcester, Maryland 2 $ 586,000 $ 293,000 $ 148,000
Bristol, Massachusetts 2 $ 884,000 $ 442,000 $ 326,000
Dukes, Massachusetts 2 $ 859,000 $ 429,500 $ 317,000
Charlevoix, Michigan 2 $ 866,000 $ 433,000 $ 352,000
Ottawa, Michigan 2 $ 235,000 $ 117,500 $ 113,000
Blue Earth, Minnesota 2 $ 519,000 $ 259,500 $ 125,000
Crow Wing, Minnesota 2 $ 990,000 $ 495,000 $ 203,000
Rice, Minnesota 2 $ 761,000 $ 380,500 $ 257,000
Clay, Missouri 2 $ 454,000 $ 227,000 $ 188,000
Greene, Missouri 2 $ 148,000 $ 74,000 $ 45,000
Beaverhead, Montana 2 $ 250,000 $ 125,000 $ 75,000
Douglas, Nebraska 2 $ 366,000 $ 183,000 $ 95,000
Lancaster, Nebraska 2 $ 251,000 $ 125,500 $ 78,000
Hillsborough, New Hampshire 2 $ 887,000 $ 443,500 $ 345,000
Merrimack, New Hampshire 2 $ 299,000 $ 149,500 $ 104,000
Burlington, New Jersey 2 $ 353,000 $ 176,500 $ 113,000
Hudson, New Jersey 2 $ 1,971,000 $ 985,500 $ 284,000
Albany, New York 2 $ 791,000 $ 395,500 $ 202,000
Bronx, New York 2 $ 376,000 $ 188,000 $ 120,000
Chemung, New York 2 $ 270,000 $ 135,000 $ 104,000
Dutchess, New York 2 $ 436,000 $ 218,000 $ 194,000
Orange, New York 2 $ 230,000 $ 115,000 $ 77,000
Otsego, New York 2 $ 254,000 $ 127,000 $ 112,000
Ulster, New York 2 $ 314,000 $ 157,000 $ 103,000
Henderson, North Carolina 2 $ 635,000 $ 317,500 $ 98,000
Nash, North Carolina 2 $ 210,000 $ 105,000 $ 39,000
Orange, North Carolina 2 $ 632,000 $ 316,000 $ 218,000
Transylvania, North Carolina 2 $ 412,000 $ 206,000 $ 90,000
Watauga, North Carolina 2 $ 741,000 $ 370,500 $ 123,000
Lucas, Ohio 2 $ 410,000 $ 205,000 $ 88,000
Portage, Ohio 2 $ 178,000 $ 89,000 $ 87,000
Warren, Ohio 2 $ 644,000 $ 322,000 $ 151,000
Cleveland, Oklahoma 2 $ 468,000 $ 234,000 $ 81,000
Lane, Oregon 2 $ 959,000 $ 479,500 $ 276,000
Cumberland, Pennsylvania 2 $ 347,000 $ 173,500 $ 55,000
Erie, Pennsylvania 2 $ 240,000 $ 120,000 $ 71,000
Lebanon, Pennsylvania 2 $ 198,000 $ 99,000 $ 48,000
Lehigh, Pennsylvania 2 $ 279,000 $ 139,500 $ 108,000
Luzerne, Pennsylvania 2 $ 668,000 $ 334,000 $ 218,000
Pike, Pennsylvania 2 $ 315,000 $ 157,500 $ 74,000
Bristol, Rhode Island 2 $ 1,258,000 $ 629,000 $ 336,000
Greenville, South Carolina 2 $ 893,000 $ 446,500 $ 259,000
Oconee, South Carolina 2 $ 1,250,000 $ 625,000 $ 201,000
Brazoria, Texas 2 $ 429,000 $ 214,500 $ 632,000
Burnet, Texas 2 $ 1,061,000 $ 530,500 $ 1,114,000
Erath, Texas 2 $ 250,000 $ 125,000 $ 89,000
Hays, Texas 2 $ 279,000 $ 139,500 $ 129,000
Lubbock, Texas 2 $ 217,000 $ 108,500 $ 191,000
Nueces, Texas 2 $ 870,000 $ 435,000 $ 173,000
Rockwall, Texas 2 $ 1,041,000 $ 520,500 $ 259,000
Smith, Texas 2 $ 910,000 $ 455,000 $ 110,000
Cache, Utah 2 $ 687,000 $ 343,500 $ 172,000
Davis, Utah 2 $ 1,134,000 $ 567,000 $ 497,000
Summit, Utah 2 $ 1,908,000 $ 954,000 $ 207,000
Addison, Vermont 2 $ 559,000 $ 279,500 $ 110,000
Chittenden, Vermont 2 $ 330,000 $ 165,000 $ 130,000
New Kent, Virginia 2 $ 622,000 $ 311,000 $ 141,000
Prince William, Virginia 2 $ 865,000 $ 432,500 $ 232,000
Jefferson, West Virginia 2 $ 436,000 $ 218,000 $ 71,000
Monongalia, West Virginia 2 $ 291,000 $ 145,500 $ 40,000
Dane, Wisconsin 2 $ 697,000 $ 348,500 $ 202,000
Waukesha, Wisconsin 2 $ 1,091,000 $ 545,500 $ 220,000
Teton, Wyoming 2 $ 2,042,000 $ 1,021,000 $ 247,000
Cullman, Alabama 1 $ 650,000 $ 650,000 $ 197,000
Morgan, Alabama 1 $ 108,000 $ 108,000 $ 215,000
Shelby, Alabama 1 $ 430,000 $ 430,000 $ 199,000
St. Clair, Alabama 1 $ 99,000 $ 99,000 $ 81,000
Talladega, Alabama 1 $ 417,000 $ 417,000 $ 170,000
Tuscaloosa, Alabama 1 $ 98,000 $ 98,000 $ 200,000
Winston, Alabama 1 $ 609,000 $ 609,000 $ 324,000
Benton, Arkansas 1 $ 202,000 $ 202,000 $ 127,000
Garland, Arkansas 1 $ 128,000 $ 128,000 $ 39,000
Independence, Arkansas 1 $ 84,000 $ 84,000 $ 102,000
Jefferson, Arkansas 1 $ 124,000 $ 124,000 $ 60,000
Kern, California 1 $ 269,000 $ 269,000 $ 99,000
Mono, California 1 $ 350,000 $ 350,000 $ 182,000
San Benito, California 1 $ 362,000 $ 362,000 $ 96,000
San Joaquin, California 1 $ 585,000 $ 585,000 $ 209,000
Santa Cruz, California 1 $ 639,000 $ 639,000 $ 239,000
Tulare, California 1 $ 143,000 $ 143,000 $ 651,000
Yolo, California 1 $ 409,000 $ 409,000 $ 86,000
Grand, Colorado 1 $ 192,000 $ 192,000 $ 224,000
Mesa, Colorado 1 $ 248,000 $ 248,000 $ 81,000
Ouray, Colorado 1 $ 800,000 $ 800,000 $ 277,000
Park, Colorado 1 $ 448,000 $ 448,000 $ 193,000
Pueblo, Colorado 1 $ 120,000 $ 120,000 $ 22,000
Summit, Colorado 1 $ 380,000 $ 380,000 $ 286,000
Teller, Colorado 1 $ 95,000 $ 95,000 $ 49,000
Weld, Colorado 1 $ 146,000 $ 146,000 $ 92,000
Hartford, Connecticut 1 $ 495,000 $ 495,000 $ 218,000
Litchfield, Connecticut 1 $ 213,000 $ 213,000 $ 113,000
Tolland, Connecticut 1 $ 212,000 $ 212,000 $ 62,000
Gulf, Florida 1 $ 388,000 $ 388,000 $ 460,000
Hernando, Florida 1 $ 265,000 $ 265,000 $ 84,000
Osceola, Florida 1 $ 85,000 $ 85,000 $ 48,000
Pasco, Florida 1 $ 166,000 $ 166,000 $ 144,000
Polk, Florida 1 $ 99,000 $ 99,000 $ 94,000
Santa Rosa, Florida 1 $ 211,000 $ 211,000 $ 62,000
St. Lucie, Florida 1 $ 86,000 $ 86,000 $ 168,000
Bibb, Georgia 1 $ 615,000 $ 615,000 $ 467,000
Bulloch, Georgia 1 $ 120,000 $ 120,000 $ 84,000
Clarke, Georgia 1 $ 557,000 $ 557,000 $ 121,000
Columbia, Georgia 1 $ 134,000 $ 134,000 $ 128,000
Coweta, Georgia 1 $ 176,000 $ 176,000 $ 65,000
Dougherty, Georgia 1 $ 75,000 $ 75,000 $ 44,000
Greene, Georgia 1 $ 708,000 $ 708,000 $ 162,000
Houston, Georgia 1 $ 130,000 $ 130,000 $ 103,000
Muscogee, Georgia 1 $ 224,000 $ 224,000 $ 78,000
Newton, Georgia 1 $ 71,000 $ 71,000 $ 44,000
Thomas, Georgia 1 $ 565,000 $ 565,000 $ 490,000
Hawaii, Hawaii 1 $ 204,000 $ 204,000 $ 70,000
Bannock, Idaho 1 $ 186,000 $ 186,000 $ 58,000
Latah, Idaho 1 $ 216,000 $ 216,000 $ 73,000
Kendall, Illinois 1 $ 228,000 $ 228,000 $ 60,000
Morgan, Illinois 1 $ 172,000 $ 172,000 $ 171,000
Sangamon, Illinois 1 $ 428,000 $ 428,000 $ 230,000
Warren, Illinois 1 $ 74,000 $ 74,000 $ 69,000
DeKalb, Indiana 1 $ 119,000 $ 119,000 $ 63,000
Hendricks, Indiana 1 $ 675,000 $ 675,000 $ 287,000
Lake, Indiana 1 $ 152,000 $ 152,000 $ 60,000
Marshall, Indiana 1 $ 81,000 $ 81,000 $ 35,000
Morgan, Indiana 1 $ 169,000 $ 169,000 $ 50,000
Owen, Indiana 1 $ 182,000 $ 182,000 $ 74,000
Vanderburgh, Indiana 1 $ 150,000 $ 150,000 $ 51,000
Whitley, Indiana 1 $ 154,000 $ 154,000 $ 101,000
Appanoose, Iowa 1 $ 262,000 $ 262,000 $ 110,000
Cedar, Iowa 1 $ 111,000 $ 111,000 $ 50,000
Linn, Iowa 1 $ 140,000 $ 140,000 $ 74,000
Pottawattamie, Iowa 1 $ 143,000 $ 143,000 $ 50,000
Scott, Iowa 1 $ 955,000 $ 955,000 $ 459,000
Shawnee, Kansas 1 $ 55,000 $ 55,000 $ 55,000
Breckinridge, Kentucky 1 $ 105,000 $ 105,000 $ 174,000
Bullitt, Kentucky 1 $ 137,000 $ 137,000 $ 174,000
Greenup, Kentucky 1 $ 56,000 $ 56,000 $ 15,000
Jessamine, Kentucky 1 $ 441,000 $ 441,000 $ 257,000
Kenton, Kentucky 1 $ 88,000 $ 88,000 $ 30,000
Madison, Kentucky 1 $ 253,000 $ 253,000 $ 24,000
Oldham, Kentucky 1 $ 444,000 $ 444,000 $ 145,000
Pike, Kentucky 1 $ 258,000 $ 258,000 $ 104,000
East Baton Rouge, Louisiana 1 $ 347,000 $ 347,000 $ 101,000
Jefferson, Louisiana 1 $ 75,000 $ 75,000 $ 52,000
Lafayette, Louisiana 1 $ 530,000 $ 530,000 $ 240,000
Plaquemines, Louisiana 1 $ 449,000 $ 449,000 $ 149,000
St. Charles, Louisiana 1 $ 238,000 $ 238,000 $ 183,000
Terrebonne, Louisiana 1 $ 651,000 $ 651,000 $ 483,000
Kennebec, Maine 1 $ 452,000 $ 452,000 $ 270,000
Lincoln, Maine 1 $ 692,000 $ 692,000 $ 330,000
Oxford, Maine 1 $ 284,000 $ 284,000 $ 366,000
Penobscot, Maine 1 $ 107,000 $ 107,000 $ 286,000
Carroll, Maryland 1 $ 361,000 $ 361,000 $ 170,000
Cecil, Maryland 1 $ 224,000 $ 224,000 $ 145,000
Charles, Maryland 1 $ 290,000 $ 290,000 $ 135,000
Frederick, Maryland 1 $ 367,000 $ 367,000 $ 184,000
Harford, Maryland 1 $ 268,000 $ 268,000 $ 132,000
St. Mary's, Maryland 1 $ 231,000 $ 231,000 $ 87,000
Wicomico, Maryland 1 $ 130,000 $ 130,000 $ 122,000
Berkshire, Massachusetts 1 $ 144,000 $ 144,000 $ 127,000
Hampden, Massachusetts 1 $ 168,000 $ 168,000 $ 133,000
Berrien, Michigan 1 $ 469,000 $ 469,000 $ 123,000
Crawford, Michigan 1 $ 158,000 $ 158,000 $ 129,000
Grand Traverse, Michigan 1 $ 547,000 $ 547,000 $ 198,000
Huron, Michigan 1 $ 93,000 $ 93,000 $ 25,000
Ionia, Michigan 1 $ 71,000 $ 71,000 $ 64,000
Kalamazoo, Michigan 1 $ 472,000 $ 472,000 $ 199,000
Kent, Michigan 1 $ 536,000 $ 536,000 $ 189,000
Lapeer, Michigan 1 $ 520,000 $ 520,000 $ 277,000
Leelanau, Michigan 1 $ 380,000 $ 380,000 $ 409,000
Monroe, Michigan 1 $ 498,000 $ 498,000 $ 260,000
Muskegon, Michigan 1 $ 515,000 $ 515,000 $ 264,000
St. Clair, Michigan 1 $ 72,000 $ 72,000 $ 52,000
Chisago, Minnesota 1 $ 612,000 $ 612,000 $ 523,000
Kanabec, Minnesota 1 $ 80,000 $ 80,000 $ 80,000
Scott, Minnesota 1 $ 445,000 $ 445,000 $ 146,000
St. Louis, Minnesota 1 $ 900,000 $ 900,000 $ 283,000
Washington, Minnesota 1 $ 494,000 $ 494,000 $ 161,000
Lafayette, Mississippi 1 $ 143,000 $ 143,000 $ 122,000
Boone, Missouri 1 $ 148,000 $ 148,000 $ 61,000
Phelps, Missouri 1 $ 181,000 $ 181,000 $ 115,000
Polk, Missouri 1 $ 74,000 $ 74,000 $ 34,000
Taney, Missouri 1 $ 56,000 $ 56,000 $ 59,000
Warren, Missouri 1 $ 192,000 $ 192,000 $ 52,000
Gallatin, Montana 1 $ 195,000 $ 195,000 $ 89,000
Lewis and Clark, Montana 1 $ 240,000 $ 240,000 $ 98,000
Park, Montana 1 $ 97,000 $ 97,000 $ 40,000
Otoe, Nebraska 1 $ 128,000 $ 128,000 $ 61,000
Seward, Nebraska 1 $ 114,000 $ 114,000 $ 102,000
Churchill, Nevada 1 $ 141,000 $ 141,000 $ 95,000
Douglas, Nevada 1 $ 805,000 $ 805,000 $ 217,000
Belknap, New Hampshire 1 $ 638,000 $ 638,000 $ 677,000
Grafton, New Hampshire 1 $ 136,000 $ 136,000 $ 175,000
Gloucester, New Jersey 1 $ 181,000 $ 181,000 $ 95,000
Hunterdon, New Jersey 1 $ 396,000 $ 396,000 $ 235,000
Warren, New Jersey 1 $ 510,000 $ 510,000 $ 417,000
Dona Ana, New Mexico 1 $ 101,000 $ 101,000 $ 74,000
Lincoln, New Mexico 1 $ 180,000 $ 180,000 $ 57,000
Rio Arriba, New Mexico 1 $ 175,000 $ 175,000 $ 66,000
San Juan, New Mexico 1 $ 68,000 $ 68,000 $ 17,000
Allegany, New York 1 $ 200,000 $ 200,000 $ 116,000
Broome, New York 1 $ 135,000 $ 135,000 $ 76,000
Columbia, New York 1 $ 364,000 $ 364,000 $ 352,000
Delaware, New York 1 $ 50,000 $ 50,000 $ 80,000
Essex, New York 1 $ 280,000 $ 280,000 $ 177,000
Montgomery, New York 1 $ 130,000 $ 130,000 $ 48,000
Onondaga, New York 1 $ 115,000 $ 115,000 $ 117,000
Ontario, New York 1 $ 61,000 $ 61,000 $ 34,000
Orleans, New York 1 $ 155,000 $ 155,000 $ 206,000
Putnam, New York 1 $ 250,000 $ 250,000 $ 87,000
Rensselaer, New York 1 $ 216,000 $ 216,000 $ 128,000
Saratoga, New York 1 $ 188,000 $ 188,000 $ 156,000
Steuben, New York 1 $ 76,000 $ 76,000 $ 51,000
Alamance, North Carolina 1 $ 142,000 $ 142,000 $ 55,000
Catawba, North Carolina 1 $ 324,000 $ 324,000 $ 125,000
Chatham, North Carolina 1 $ 480,000 $ 480,000 $ 137,000
Cumberland, North Carolina 1 $ 85,000 $ 85,000 $ 168,000
Currituck, North Carolina 1 $ 506,000 $ 506,000 $ 592,000
Dare, North Carolina 1 $ 257,000 $ 257,000 $ 170,000
Hyde, North Carolina 1 $ 452,000 $ 452,000 $ 193,000
Johnston, North Carolina 1 $ 568,000 $ 568,000 $ 362,000
Moore, North Carolina 1 $ 186,000 $ 186,000 $ 50,000
Rowan, North Carolina 1 $ 55,000 $ 55,000 $ 23,000
Rutherford, North Carolina 1 $ 232,000 $ 232,000 $ 189,000
Wilson, North Carolina 1 $ 131,000 $ 131,000 $ 81,000
Burleigh, North Dakota 1 $ 499,000 $ 499,000 $ 240,000
Cass, North Dakota 1 $ 123,000 $ 123,000 $ 118,000
Allen, Ohio 1 $ 462,000 $ 462,000 $ 560,000
Auglaize, Ohio 1 $ 80,000 $ 80,000 $ 61,000
Geauga, Ohio 1 $ 351,000 $ 351,000 $ 131,000
Greene, Ohio 1 $ 511,000 $ 511,000 $ 246,000
Knox, Ohio 1 $ 95,000 $ 95,000 $ 34,000
Lake, Ohio 1 $ 76,000 $ 76,000 $ 90,000
Licking, Ohio 1 $ 278,000 $ 278,000 $ 90,000
Lorain, Ohio 1 $ 128,000 $ 128,000 $ 88,000
Mahoning, Ohio 1 $ 487,000 $ 487,000 $ 98,000
Muskingum, Ohio 1 $ 124,000 $ 124,000 $ 54,000
Benton, Oregon 1 $ 109,000 $ 109,000 $ 202,000
Clatsop, Oregon 1 $ 196,000 $ 196,000 $ 53,000
Curry, Oregon 1 $ 96,000 $ 96,000 $ 54,000
Adams, Pennsylvania 1 $ 334,000 $ 334,000 $ 78,000
Beaver, Pennsylvania 1 $ 72,000 $ 72,000 $ 80,000
Berks, Pennsylvania 1 $ 61,000 $ 61,000 $ 37,000
Clarion, Pennsylvania 1 $ 128,000 $ 128,000 $ 62,000
Clinton, Pennsylvania 1 $ 134,000 $ 134,000 $ 125,000
Lackawanna, Pennsylvania 1 $ 172,000 $ 172,000 $ 52,000
Lycoming, Pennsylvania 1 $ 299,000 $ 299,000 $ 333,000
Page:

Mortgage Loan Application Detail Totals for Tiaa-Cref Trust Company FSB in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,861 $853,384,000 $458,000 $2,732,000 $216,000 $2,727,000
Home Purchase 1,046 $465,667,000 $445,000 $2,496,000 $234,000 $9,999,000
Home Improvement 56 $14,654,000 $261,000 $1,131,000 $130,000 $428,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,435 $931,460,000 $649,000 $2,732,000 $309,000 $6,702,000
White 1,052 $269,305,000 $255,000 $1,502,000 $132,000 $1,800,000
Not Provided 185 $55,291,000 $298,000 $2,125,000 $186,000 $9,999,000
Black or African American 115 $26,569,000 $231,000 $750,000 $110,000 $349,000
Asian 93 $30,853,000 $331,000 $1,029,000 $144,000 $738,000
Hispanic 68 $17,329,000 $254,000 $800,000 $133,000 $412,000
American Indian or Alaskan Native 10 $1,747,000 $174,000 $312,000 $103,000 $360,000
Native Hawaiian or Other Pacific Islander 5 $1,151,000 $230,000 $385,000 $134,000 $201,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,945 $1,330,239,000 $451,000 $2,732,000 $222,000 $9,999,000
VA-guaranteed (Veterans Administration) 13 $2,626,000 $202,000 $373,000 $87,000 $259,000
FHA-insured (Federal Housing Administration) 5 $840,000 $168,000 $288,000 $76,000 $101,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,435 $931,460,000 $649,000 $2,732,000 $309,000 $6,702,000
Loan Originated 827 $221,224,000 $267,000 $2,125,000 $149,000 $9,999,000
Application Withdrawn By Applicant 327 $84,875,000 $259,000 $1,502,000 $132,000 $1,800,000
Application Denied By Financial Institution 247 $61,371,000 $248,000 $1,448,000 $114,000 $707,000
File Closed For Incompleteness 105 $28,829,000 $274,000 $800,000 $124,000 $401,000
Application Approved But Not Accepted 22 $5,946,000 $270,000 $1,100,000 $135,000 $352,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 68 $17,055,000 $250,000 $880,000 $132,000 $444,000
Debt-To-Income Ratio 68 $17,067,000 $250,000 $1,448,000 $71,000 $279,000
Credit History 36 $7,463,000 $207,000 $755,000 $127,000 $707,000
Credit Application Incomplete 33 $8,811,000 $267,000 $768,000 $117,000 $460,000
Other 25 $6,572,000 $262,000 $746,000 $171,000 $651,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,477,000 $247,000 $500,000 $99,000 $166,000
Unverifiable Information 4 $1,360,000 $340,000 $803,000 $132,000 $223,000
Employment History 3 $566,000 $188,000 $225,000 $22,000 $68,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tiaa-Cref Trust Company FSB's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tiaa-Cref Trust Company FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

Download the Missouri Lender List