Tiaa-Cref Trust Company Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Tiaa-Cref Trust Company Fsb 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tiaa-Cref Trust Company Fsb 211 North Broadway, Ste 1000 St. Louis, MO 63102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,963 |
| Total Mortgage Loan Application Amount | $1,333,705,000 |
| Average Mortgage Loan Application Amount | $388,000 |
| Highest Mortgage Loan Application Amount | $2,732,000 |
| Average Applicant Income | $193,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Tiaa-Cref Trust Company Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tiaa-Cref Trust Company Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Tiaa-Cref Trust Company Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tiaa-Cref Trust Company Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Tiaa-Cref Trust Company Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tiaa-Cref Trust Company Fsb's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ST. LOUIS, MO-IL | 130 | $ 20,748,000 | $ 144,500 | $ 75,500 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 121 | $ 58,752,000 | $ 480,000 | $ 214,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 116 | $ 65,989,000 | $ 568,000 | $ 286,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 106 | $ 30,773,000 | $ 319,000 | $ 153,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 106 | $ 67,200,000 | $ 633,000 | $ 220,000 |
| DENVER-AURORA-LAKEWOOD, CO | 104 | $ 40,027,000 | $ 384,000 | $ 197,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 103 | $ 58,555,000 | $ 568,000 | $ 263,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 74 | $ 39,190,000 | $ 371,750 | $ 140,750 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 67 | $ 29,671,000 | $ 442,000 | $ 197,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 64 | $ 42,042,000 | $ 656,000 | $ 214,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 59 | $ 24,699,000 | $ 418,000 | $ 223,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 58 | $ 30,240,000 | $ 521,000 | $ 227,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 58 | $ 47,177,000 | $ 813,000 | $ 234,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 47 | $ 25,045,000 | $ 532,000 | $ 320,000 |
| DALLAS-PLANO-IRVING, TX | 44 | $ 23,256,000 | $ 528,000 | $ 235,000 |
| BOSTON, MA | 40 | $ 18,258,000 | $ 456,000 | $ 198,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 38 | $ 18,530,000 | $ 455,000 | $ 278,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 37 | $ 18,634,000 | $ 503,000 | $ 232,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 37 | $ 15,360,000 | $ 415,000 | $ 191,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 36 | $ 26,560,000 | $ 737,000 | $ 241,000 |
| NEWARK, NJ-PA | 33 | $ 20,270,000 | $ 400,000 | $ 172,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 31 | $ 14,448,000 | $ 466,000 | $ 509,000 |
| SAN DIEGO-CARLSBAD, CA | 31 | $ 19,582,000 | $ 631,000 | $ 238,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 29 | $ 17,305,000 | $ 596,000 | $ 242,000 |
| PHILADELPHIA, PA | 29 | $ 10,339,000 | $ 356,000 | $ 180,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 28 | $ 20,478,000 | $ 731,000 | $ 320,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 26 | $ 13,803,000 | $ 530,000 | $ 311,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 23 | $ 9,685,000 | $ 421,000 | $ 236,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 22 | $ 10,451,000 | $ 475,000 | $ 270,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 21 | $ 16,416,000 | $ 781,000 | $ 304,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 21 | $ 10,096,000 | $ 480,000 | $ 218,000 |
| AUSTIN-ROUND ROCK, TX | 20 | $ 10,389,000 | $ 519,000 | $ 384,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 20 | $ 12,314,000 | $ 615,000 | $ 275,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 20 | $ 11,379,000 | $ 568,000 | $ 322,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 19 | $ 5,521,000 | $ 290,000 | $ 137,000 |
| ANN ARBOR, MI | 18 | $ 5,763,000 | $ 320,000 | $ 174,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 18 | $ 8,559,000 | $ 475,000 | $ 441,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 17 | $ 10,016,000 | $ 589,000 | $ 309,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 17 | $ 6,002,000 | $ 353,000 | $ 222,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 17 | $ 9,000,000 | $ 529,000 | $ 225,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 17 | $ 8,049,000 | $ 473,000 | $ 257,000 |
| NEW ORLEANS-METAIRIE, LA | 16 | $ 5,397,000 | $ 337,000 | $ 180,000 |
| RALEIGH, NC | 14 | $ 8,147,000 | $ 581,000 | $ 247,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 14 | $ 5,443,000 | $ 388,000 | $ 168,000 |
| TRENTON, NJ | 14 | $ 7,940,000 | $ 567,000 | $ 198,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 14 | $ 5,068,000 | $ 428,000 | $ 383,500 |
| ALBUQUERQUE, NM | 13 | $ 4,410,000 | $ 339,000 | $ 145,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 13 | $ 8,112,000 | $ 624,000 | $ 337,000 |
| CAPE CORAL-FORT MYERS, FL | 12 | $ 3,552,000 | $ 296,000 | $ 180,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 12 | $ 4,575,000 | $ 381,000 | $ 207,000 |
| MEMPHIS, TN-MS-AR | 12 | $ 2,947,000 | $ 245,000 | $ 150,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 11 | $ 4,506,000 | $ 409,000 | $ 250,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 11 | $ 5,530,000 | $ 502,000 | $ 281,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 11 | $ 5,555,000 | $ 505,000 | $ 257,000 |
| JACKSONVILLE, FL | 11 | $ 3,841,000 | $ 349,000 | $ 205,000 |
| NEW HAVEN-MILFORD, CT | 11 | $ 4,610,000 | $ 419,000 | $ 301,000 |
| PITTSBURGH, PA | 11 | $ 2,528,000 | $ 229,000 | $ 115,000 |
| PORTLAND-SOUTH PORTLAND, ME | 11 | $ 2,987,000 | $ 271,000 | $ 179,000 |
| PROVIDENCE-WARWICK, RI-MA | 11 | $ 5,771,000 | $ 492,500 | $ 283,500 |
| SANTA ROSA, CA | 11 | $ 5,248,000 | $ 477,000 | $ 249,000 |
| CHARLOTTESVILLE, VA | 10 | $ 3,122,000 | $ 312,000 | $ 164,000 |
| CLEVELAND-ELYRIA, OH | 10 | $ 2,828,000 | $ 282,000 | $ 139,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 10 | $ 2,515,000 | $ 251,000 | $ 119,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 10 | $ 6,528,000 | $ 652,000 | $ 507,000 |
| RENO, NV | 10 | $ 5,189,000 | $ 518,000 | $ 190,000 |
| SALINAS, CA | 10 | $ 6,929,000 | $ 692,000 | $ 328,000 |
| SALISBURY, MD-DE | 10 | $ 4,194,000 | $ 367,000 | $ 208,000 |
| ASHEVILLE, NC | 9 | $ 3,030,000 | $ 336,000 | $ 182,000 |
| BIRMINGHAM-HOOVER, AL | 9 | $ 4,031,000 | $ 447,000 | $ 179,000 |
| CAMDEN, NJ | 9 | $ 2,242,000 | $ 249,000 | $ 175,000 |
| CINCINNATI, OH-KY-IN | 9 | $ 4,268,000 | $ 305,000 | $ 119,000 |
| DURHAM-CHAPEL HILL, NC | 9 | $ 1,836,000 | $ 204,000 | $ 126,000 |
| FORT COLLINS, CO | 9 | $ 3,268,000 | $ 363,000 | $ 275,000 |
| KANSAS CITY, MO-KS | 9 | $ 3,497,000 | $ 411,500 | $ 218,000 |
| LEXINGTON-FAYETTE, KY | 9 | $ 2,437,000 | $ 270,000 | $ 146,000 |
| OKLAHOMA CITY, OK | 9 | $ 2,966,000 | $ 329,000 | $ 181,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 9 | $ 5,242,000 | $ 582,000 | $ 232,000 |
| SAN RAFAEL, CA | 9 | $ 7,850,000 | $ 872,000 | $ 255,000 |
| BARNSTABLE TOWN, MA | 8 | $ 2,863,000 | $ 357,000 | $ 186,000 |
| BOULDER, CO | 8 | $ 3,983,000 | $ 497,000 | $ 155,000 |
| COLUMBUS, OH | 8 | $ 3,508,000 | $ 438,000 | $ 195,000 |
| FORT WORTH-ARLINGTON, TX | 8 | $ 3,686,000 | $ 460,000 | $ 164,000 |
| GREENSBORO-HIGH POINT, NC | 8 | $ 1,750,000 | $ 218,000 | $ 87,000 |
| RICHMOND, VA | 8 | $ 3,086,000 | $ 385,000 | $ 142,000 |
| ROCHESTER, NY | 8 | $ 1,015,000 | $ 126,000 | $ 129,000 |
| TUCSON, AZ | 8 | $ 4,318,000 | $ 539,000 | $ 262,000 |
| WORCESTER, MA-CT | 8 | $ 2,512,000 | $ 314,000 | $ 184,000 |
| BREMERTON-SILVERDALE, WA | 7 | $ 3,687,000 | $ 526,000 | $ 158,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 7 | $ 1,517,000 | $ 216,000 | $ 298,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 7 | $ 2,000,000 | $ 285,000 | $ 142,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 7 | $ 1,736,000 | $ 248,000 | $ 143,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 7 | $ 2,372,000 | $ 338,000 | $ 204,000 |
| SPOKANE-SPOKANE VALLEY, WA | 7 | $ 1,463,000 | $ 209,000 | $ 92,000 |
| URBAN HONOLULU, HI | 7 | $ 4,611,000 | $ 658,000 | $ 425,000 |
| VALLEJO-FAIRFIELD, CA | 7 | $ 3,308,000 | $ 472,000 | $ 212,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 6 | $ 2,039,000 | $ 407,500 | $ 281,000 |
| COLORADO SPRINGS, CO | 6 | $ 1,517,000 | $ 252,000 | $ 87,000 |
| HARRISBURG-CARLISLE, PA | 6 | $ 1,059,000 | $ 176,000 | $ 71,000 |
| PRESCOTT, AZ | 6 | $ 2,747,000 | $ 457,000 | $ 188,000 |
| SANTA FE, NM | 6 | $ 2,333,000 | $ 388,000 | $ 132,000 |
| WILMINGTON, DE-MD-NJ | 6 | $ 3,314,000 | $ 421,000 | $ 390,500 |
| ELGIN, IL | 5 | $ 1,314,000 | $ 262,000 | $ 156,000 |
| GAINESVILLE, FL | 5 | $ 790,000 | $ 158,000 | $ 153,000 |
| ITHACA, NY | 5 | $ 1,325,000 | $ 265,000 | $ 246,000 |
| KNOXVILLE, TN | 5 | $ 1,826,000 | $ 365,000 | $ 158,000 |
| OCEAN CITY, NJ | 5 | $ 3,059,000 | $ 611,000 | $ 325,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 5 | $ 2,417,000 | $ 483,000 | $ 211,000 |
| SALT LAKE CITY, UT | 5 | $ 3,464,000 | $ 692,000 | $ 1,119,000 |
| SAVANNAH, GA | 5 | $ 1,758,000 | $ 351,000 | $ 101,000 |
| TULSA, OK | 5 | $ 3,040,000 | $ 608,000 | $ 409,000 |
| ALBANY-SCHENECTADY-TROY, NY | 4 | $ 1,195,000 | $ 298,000 | $ 172,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 4 | $ 997,000 | $ 210,500 | $ 136,500 |
| BEND-REDMOND, OR | 4 | $ 1,474,000 | $ 368,000 | $ 136,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 4 | $ 1,720,000 | $ 430,000 | $ 202,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 4 | $ 1,493,000 | $ 373,000 | $ 272,000 |
| HUNTSVILLE, AL | 4 | $ 1,377,000 | $ 344,000 | $ 173,000 |
| LANSING-EAST LANSING, MI | 4 | $ 455,000 | $ 113,000 | $ 88,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 4 | $ 1,497,000 | $ 374,000 | $ 228,000 |
| PROVO-OREM, UT | 4 | $ 1,646,000 | $ 411,000 | $ 584,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 2,097,000 | $ 524,000 | $ 249,000 |
| TACOMA-LAKEWOOD, WA | 4 | $ 1,987,000 | $ 496,000 | $ 283,000 |
| WILMINGTON, NC | 4 | $ 1,170,000 | $ 292,000 | $ 126,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 1,479,000 | $ 493,000 | $ 336,000 |
| BLOOMINGTON, IN | 3 | $ 534,000 | $ 178,000 | $ 67,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 518,000 | $ 172,000 | $ 123,000 |
| CHATTANOOGA, TN-GA | 3 | $ 1,336,000 | $ 445,000 | $ 196,000 |
| CORPUS CHRISTI, TX | 3 | $ 1,338,000 | $ 446,000 | $ 164,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 3 | $ 686,000 | $ 228,000 | $ 158,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 506,000 | $ 168,000 | $ 117,000 |
| FLAGSTAFF, AZ | 3 | $ 1,125,000 | $ 375,000 | $ 98,000 |
| FRESNO, CA | 3 | $ 686,000 | $ 228,000 | $ 101,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 771,000 | $ 257,000 | $ 138,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 3 | $ 2,281,000 | $ 760,000 | $ 171,000 |
| LAKE CHARLES, LA | 3 | $ 1,910,000 | $ 636,000 | $ 407,000 |
| LANCASTER, PA | 3 | $ 852,000 | $ 284,000 | $ 215,000 |
| LINCOLN, NE | 3 | $ 365,000 | $ 121,000 | $ 86,000 |
| MONTGOMERY, AL | 3 | $ 648,000 | $ 216,000 | $ 125,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 1,153,000 | $ 384,000 | $ 411,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 509,000 | $ 163,000 | $ 72,500 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 840,000 | $ 280,000 | $ 163,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 780,000 | $ 260,000 | $ 128,000 |
| SPRINGFIELD, MO | 3 | $ 222,000 | $ 74,000 | $ 41,000 |
| ST. GEORGE, UT | 3 | $ 1,541,000 | $ 513,000 | $ 260,000 |
| STATE COLLEGE, PA | 3 | $ 955,000 | $ 318,000 | $ 102,000 |
| WINSTON-SALEM, NC | 3 | $ 303,000 | $ 101,000 | $ 56,000 |
| YAKIMA, WA | 3 | $ 393,000 | $ 131,000 | $ 92,000 |
| YORK-HANOVER, PA | 3 | $ 472,000 | $ 157,000 | $ 130,000 |
| AKRON, OH | 2 | $ 178,000 | $ 89,000 | $ 87,000 |
| AMES, IA | 2 | $ 326,000 | $ 163,000 | $ 104,000 |
| BOISE CITY, ID | 2 | $ 632,000 | $ 316,000 | $ 127,000 |
| BRUNSWICK, GA | 2 | $ 352,000 | $ 176,000 | $ 73,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 243,000 | $ 121,000 | $ 45,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 2,314,000 | $ 1,157,000 | $ 599,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 687,000 | $ 343,000 | $ 95,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 327,000 | $ 163,000 | $ 63,000 |
| ELMIRA, NY | 2 | $ 270,000 | $ 135,000 | $ 104,000 |
| ERIE, PA | 2 | $ 240,000 | $ 120,000 | $ 71,000 |
| EUGENE, OR | 2 | $ 959,000 | $ 479,000 | $ 276,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 518,000 | $ 259,000 | $ 105,000 |
| IOWA CITY, IA | 2 | $ 240,000 | $ 120,000 | $ 71,000 |
| JONESBORO, AR | 2 | $ 339,000 | $ 169,000 | $ 75,000 |
| KINGSTON, NY | 2 | $ 314,000 | $ 157,000 | $ 103,000 |
| LAWRENCE, KS | 2 | $ 188,000 | $ 94,000 | $ 38,000 |
| LEBANON, PA | 2 | $ 198,000 | $ 99,000 | $ 48,000 |
| LOGAN, UT-ID | 2 | $ 687,000 | $ 343,000 | $ 172,000 |
| LUBBOCK, TX | 2 | $ 217,000 | $ 108,000 | $ 191,000 |
| LYNCHBURG, VA | 2 | $ 1,143,000 | $ 571,000 | $ 256,000 |
| MADISON, WI | 2 | $ 697,000 | $ 348,000 | $ 202,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 887,000 | $ 443,000 | $ 345,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 519,000 | $ 259,000 | $ 125,000 |
| MOBILE, AL | 2 | $ 138,000 | $ 69,000 | $ 67,000 |
| MORGANTOWN, WV | 2 | $ 291,000 | $ 145,000 | $ 40,000 |
| OCALA, FL | 2 | $ 144,000 | $ 72,000 | $ 105,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 1,134,000 | $ 567,000 | $ 497,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 429,000 | $ 214,000 | $ 82,000 |
| PUNTA GORDA, FL | 2 | $ 808,000 | $ 404,000 | $ 290,000 |
| ROCKY MOUNT, NC | 2 | $ 210,000 | $ 105,000 | $ 39,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 1,410,000 | $ 705,000 | $ 285,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 311,000 | $ 155,000 | $ 116,000 |
| TERRE HAUTE, IN | 2 | $ 254,000 | $ 127,000 | $ 71,000 |
| TOLEDO, OH | 2 | $ 410,000 | $ 205,000 | $ 88,000 |
| TYLER, TX | 2 | $ 910,000 | $ 455,000 | $ 110,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 151,000 | $ 75,000 | $ 57,000 |
| WICHITA, KS | 2 | $ 1,454,000 | $ 727,000 | $ 1,020,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 801,000 | $ 400,500 | $ 119,500 |
| ABILENE, TX | 1 | $ 230,000 | $ 230,000 | $ 165,000 |
| ALBANY, GA | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 557,000 | $ 557,000 | $ 121,000 |
| BAKERSFIELD, CA | 1 | $ 269,000 | $ 269,000 | $ 99,000 |
| BANGOR, ME | 1 | $ 107,000 | $ 107,000 | $ 286,000 |
| BATON ROUGE, LA | 1 | $ 347,000 | $ 347,000 | $ 101,000 |
| BECKLEY, WV | 1 | $ 438,000 | $ 438,000 | $ 163,000 |
| BELLINGHAM, WA | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| BINGHAMTON, NY | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| BISMARCK, ND | 1 | $ 499,000 | $ 499,000 | $ 240,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 56,000 | $ 56,000 | $ 35,000 |
| BURLINGTON, NC | 1 | $ 142,000 | $ 142,000 | $ 55,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 231,000 | $ 231,000 | $ 87,000 |
| CEDAR RAPIDS, IA | 1 | $ 140,000 | $ 140,000 | $ 74,000 |
| CLARKSVILLE, TN-KY | 1 | $ 167,000 | $ 167,000 | $ 34,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| COLUMBIA, MO | 1 | $ 148,000 | $ 148,000 | $ 61,000 |
| COLUMBIA, SC | 1 | $ 132,000 | $ 132,000 | $ 58,000 |
| COLUMBUS, GA-AL | 1 | $ 224,000 | $ 224,000 | $ 78,000 |
| CORVALLIS, OR | 1 | $ 109,000 | $ 109,000 | $ 202,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 955,000 | $ 955,000 | $ 459,000 |
| DAYTON, OH | 1 | $ 511,000 | $ 511,000 | $ 246,000 |
| DECATUR, AL | 1 | $ 108,000 | $ 108,000 | $ 215,000 |
| DULUTH, MN-WI | 1 | $ 900,000 | $ 900,000 | $ 283,000 |
| EL PASO, TX | 1 | $ 141,000 | $ 141,000 | $ 106,000 |
| EVANSVILLE, IN-KY | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| FARGO, ND-MN | 1 | $ 123,000 | $ 123,000 | $ 118,000 |
| FARMINGTON, NM | 1 | $ 68,000 | $ 68,000 | $ 17,000 |
| FAYETTEVILLE, NC | 1 | $ 85,000 | $ 85,000 | $ 168,000 |
| FORT WAYNE, IN | 1 | $ 154,000 | $ 154,000 | $ 101,000 |
| GARY, IN | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| GETTYSBURG, PA | 1 | $ 334,000 | $ 334,000 | $ 78,000 |
| GRAND JUNCTION, CO | 1 | $ 248,000 | $ 248,000 | $ 81,000 |
| GREELEY, CO | 1 | $ 146,000 | $ 146,000 | $ 92,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 324,000 | $ 324,000 | $ 125,000 |
| HOT SPRINGS, AR | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 651,000 | $ 651,000 | $ 483,000 |
| JOHNSON CITY, TN | 1 | $ 879,000 | $ 879,000 | $ 649,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 472,000 | $ 472,000 | $ 199,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 746,000 | $ 746,000 | $ 228,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 426,000 | $ 426,000 | $ 455,000 |
| LAFAYETTE, LA | 1 | $ 530,000 | $ 530,000 | $ 240,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 99,000 | $ 99,000 | $ 94,000 |
| LAS CRUCES, NM | 1 | $ 101,000 | $ 101,000 | $ 74,000 |
| LIMA, OH | 1 | $ 462,000 | $ 462,000 | $ 560,000 |
| LONGVIEW, TX | 1 | $ 196,000 | $ 196,000 | $ 91,000 |
| LONGVIEW, WA | 1 | $ 380,000 | $ 380,000 | $ 93,000 |
| MACON, GA | 1 | $ 615,000 | $ 615,000 | $ 467,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 107,000 | $ 107,000 | $ 88,000 |
| MONROE, MI | 1 | $ 498,000 | $ 498,000 | $ 260,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 261,000 | $ 261,000 | $ 85,000 |
| MUSKEGON, MI | 1 | $ 515,000 | $ 515,000 | $ 264,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 469,000 | $ 469,000 | $ 123,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 143,000 | $ 143,000 | $ 61,000 |
| PANAMA CITY, FL | 1 | $ 388,000 | $ 388,000 | $ 460,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 211,000 | $ 211,000 | $ 62,000 |
| PINE BLUFF, AR | 1 | $ 124,000 | $ 124,000 | $ 60,000 |
| PITTSFIELD, MA | 1 | $ 144,000 | $ 144,000 | $ 127,000 |
| POCATELLO, ID | 1 | $ 186,000 | $ 186,000 | $ 58,000 |
| PORT ST. LUCIE, FL | 1 | $ 86,000 | $ 86,000 | $ 168,000 |
| PUEBLO, CO | 1 | $ 120,000 | $ 120,000 | $ 22,000 |
| RAPID CITY, SD | 1 | $ 477,000 | $ 477,000 | $ 205,000 |
| READING, PA | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 639,000 | $ 639,000 | $ 239,000 |
| SHEBOYGAN, WI | 1 | $ 425,000 | $ 425,000 | $ 123,000 |
| SPRINGFIELD, IL | 1 | $ 428,000 | $ 428,000 | $ 230,000 |
| SPRINGFIELD, MA | 1 | $ 168,000 | $ 168,000 | $ 133,000 |
| STOCKTON-LODI, CA | 1 | $ 585,000 | $ 585,000 | $ 209,000 |
| SYRACUSE, NY | 1 | $ 115,000 | $ 115,000 | $ 117,000 |
| TOPEKA, KS | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| TUSCALOOSA, AL | 1 | $ 98,000 | $ 98,000 | $ 200,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 143,000 | $ 143,000 | $ 651,000 |
| WACO, TX | 1 | $ 139,000 | $ 139,000 | $ 216,000 |
| WARNER ROBINS, GA | 1 | $ 130,000 | $ 130,000 | $ 103,000 |
| WILLIAMSPORT, PA | 1 | $ 299,000 | $ 299,000 | $ 333,000 |
Mortgage Loan Application Detail Totals for Tiaa-Cref Trust Company Fsb in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,861 | $853,384,000 | $458,000 | $2,732,000 | $216,000 | $2,727,000 |
| Home Purchase | 1,046 | $465,667,000 | $445,000 | $2,496,000 | $234,000 | $9,999,000 |
| Home Improvement | 56 | $14,654,000 | $261,000 | $1,131,000 | $130,000 | $428,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,435 | $931,460,000 | $649,000 | $2,732,000 | $309,000 | $6,702,000 |
| White | 1,052 | $269,305,000 | $255,000 | $1,502,000 | $132,000 | $1,800,000 |
| Not Provided | 185 | $55,291,000 | $298,000 | $2,125,000 | $186,000 | $9,999,000 |
| Black or African American | 115 | $26,569,000 | $231,000 | $750,000 | $110,000 | $349,000 |
| Asian | 93 | $30,853,000 | $331,000 | $1,029,000 | $144,000 | $738,000 |
| Hispanic | 68 | $17,329,000 | $254,000 | $800,000 | $133,000 | $412,000 |
| American Indian or Alaskan Native | 10 | $1,747,000 | $174,000 | $312,000 | $103,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,151,000 | $230,000 | $385,000 | $134,000 | $201,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,945 | $1,330,239,000 | $451,000 | $2,732,000 | $222,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 13 | $2,626,000 | $202,000 | $373,000 | $87,000 | $259,000 |
| FHA-insured (Federal Housing Administration) | 5 | $840,000 | $168,000 | $288,000 | $76,000 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,435 | $931,460,000 | $649,000 | $2,732,000 | $309,000 | $6,702,000 |
| Loan Originated | 827 | $221,224,000 | $267,000 | $2,125,000 | $149,000 | $9,999,000 |
| Application Withdrawn By Applicant | 327 | $84,875,000 | $259,000 | $1,502,000 | $132,000 | $1,800,000 |
| Application Denied By Financial Institution | 247 | $61,371,000 | $248,000 | $1,448,000 | $114,000 | $707,000 |
| File Closed For Incompleteness | 105 | $28,829,000 | $274,000 | $800,000 | $124,000 | $401,000 |
| Application Approved But Not Accepted | 22 | $5,946,000 | $270,000 | $1,100,000 | $135,000 | $352,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 68 | $17,055,000 | $250,000 | $880,000 | $132,000 | $444,000 |
| Debt-To-Income Ratio | 68 | $17,067,000 | $250,000 | $1,448,000 | $71,000 | $279,000 |
| Credit History | 36 | $7,463,000 | $207,000 | $755,000 | $127,000 | $707,000 |
| Credit Application Incomplete | 33 | $8,811,000 | $267,000 | $768,000 | $117,000 | $460,000 |
| Other | 25 | $6,572,000 | $262,000 | $746,000 | $171,000 | $651,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,477,000 | $247,000 | $500,000 | $99,000 | $166,000 |
| Unverifiable Information | 4 | $1,360,000 | $340,000 | $803,000 | $132,000 | $223,000 |
| Employment History | 3 | $566,000 | $188,000 | $225,000 | $22,000 | $68,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tiaa-Cref Trust Company Fsb's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tiaa-Cref Trust Company Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.