Tiaa-Cref Trust Company Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Tiaa-Cref Trust Company Fsb 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tiaa-Cref Trust Company Fsb 211 North Broadway, Ste 1000 St. Louis, MO 63102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,813 |
| Total Mortgage Loan Application Amount | $905,512,000 |
| Average Mortgage Loan Application Amount | $408,000 |
| Highest Mortgage Loan Application Amount | $3,775,000 |
| Average Applicant Income | $243,333 |
| Highest Applicant Income | $7,540,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Tiaa-Cref Trust Company Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tiaa-Cref Trust Company Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Tiaa-Cref Trust Company Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tiaa-Cref Trust Company Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Tiaa-Cref Trust Company Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tiaa-Cref Trust Company Fsb's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 140 | $ 78,544,000 | $ 513,000 | $ 352,500 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 127 | $ 59,141,000 | $ 465,000 | $ 252,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 87 | $ 19,669,000 | $ 241,000 | $ 128,500 |
| BOSTON-QUINCY, MA | 82 | $ 45,965,000 | $ 560,000 | $ 427,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 74 | $ 60,635,000 | $ 819,000 | $ 413,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 69 | $ 49,112,000 | $ 711,000 | $ 284,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 65 | $ 46,338,000 | $ 712,000 | $ 289,000 |
| DENVER-AURORA-BROOMFIELD, CO | 57 | $ 20,693,000 | $ 363,000 | $ 161,000 |
| DALLAS-PLANO-IRVING, TX | 49 | $ 29,292,000 | $ 597,000 | $ 373,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 46 | $ 36,441,000 | $ 792,000 | $ 552,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 43 | $ 29,303,000 | $ 681,000 | $ 385,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 42 | $ 21,173,000 | $ 386,500 | $ 261,250 |
| PHILADELPHIA, PA | 38 | $ 10,783,000 | $ 283,000 | $ 161,000 |
| NASSAU-SUFFOLK, NY | 36 | $ 19,650,000 | $ 545,000 | $ 441,000 |
| ST. LOUIS, MO-IL | 31 | $ 5,208,000 | $ 134,000 | $ 71,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 28 | $ 20,656,000 | $ 737,000 | $ 342,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 25 | $ 14,572,000 | $ 582,000 | $ 408,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 25 | $ 13,123,000 | $ 582,500 | $ 619,500 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 23 | $ 16,525,000 | $ 718,000 | $ 407,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 22 | $ 13,954,000 | $ 634,000 | $ 397,000 |
| EDISON-NEW BRUNSWICK, NJ | 21 | $ 9,124,000 | $ 434,000 | $ 337,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 19 | $ 16,309,000 | $ 858,000 | $ 408,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 18 | $ 8,756,000 | $ 486,000 | $ 309,000 |
| NEWARK-UNION, NJ-PA | 18 | $ 10,148,000 | $ 461,500 | $ 237,500 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 12 | $ 6,413,000 | $ 534,000 | $ 312,000 |
| PEABODY, MA | 11 | $ 10,318,000 | $ 938,000 | $ 623,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 11 | $ 6,902,000 | $ 627,000 | $ 430,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 11 | $ 5,481,000 | $ 498,000 | $ 342,000 |
| BALTIMORE-TOWSON, MD | 10 | $ 5,856,000 | $ 585,000 | $ 263,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 10 | $ 10,469,000 | $ 1,046,000 | $ 551,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 10 | $ 4,821,000 | $ 482,000 | $ 355,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 10 | $ 7,040,000 | $ 704,000 | $ 496,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 9 | $ 4,655,000 | $ 319,500 | $ 327,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 9 | $ 3,578,000 | $ 397,000 | $ 149,000 |
| PITTSBURGH, PA | 9 | $ 1,356,000 | $ 150,000 | $ 99,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 9 | $ 2,470,000 | $ 274,000 | $ 166,000 |
| BARNSTABLE TOWN, MA | 8 | $ 4,843,000 | $ 605,000 | $ 395,000 |
| DURHAM-CHAPEL HILL, NC | 8 | $ 2,958,000 | $ 369,000 | $ 219,000 |
| FORT COLLINS-LOVELAND, CO | 8 | $ 3,537,000 | $ 442,000 | $ 208,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 8 | $ 2,358,000 | $ 294,000 | $ 188,000 |
| PHOENIX-MESA-GLENDALE, AZ | 8 | $ 1,921,000 | $ 240,000 | $ 167,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 8 | $ 2,797,000 | $ 301,000 | $ 292,500 |
| KANSAS CITY, MO-KS | 7 | $ 1,370,000 | $ 193,000 | $ 128,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 7 | $ 2,202,000 | $ 314,000 | $ 110,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 7 | $ 2,990,000 | $ 427,000 | $ 292,000 |
| RENO-SPARKS, NV | 7 | $ 3,915,000 | $ 559,000 | $ 212,000 |
| BOULDER, CO | 6 | $ 3,033,000 | $ 505,000 | $ 246,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 6 | $ 1,681,000 | $ 280,000 | $ 219,000 |
| FORT WORTH-ARLINGTON, TX | 6 | $ 4,422,000 | $ 737,000 | $ 348,000 |
| INDIANAPOLIS-CARMEL, IN | 6 | $ 1,086,000 | $ 181,000 | $ 83,000 |
| SALT LAKE CITY, UT | 6 | $ 4,446,000 | $ 741,000 | $ 477,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 6 | $ 1,673,000 | $ 278,000 | $ 175,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 6 | $ 2,945,000 | $ 490,000 | $ 275,000 |
| ANN ARBOR, MI | 5 | $ 960,000 | $ 192,000 | $ 97,000 |
| BELLINGHAM, WA | 5 | $ 2,494,000 | $ 498,000 | $ 200,000 |
| BREMERTON-SILVERDALE, WA | 5 | $ 3,304,000 | $ 660,000 | $ 279,000 |
| CAMDEN, NJ | 5 | $ 1,624,000 | $ 324,000 | $ 196,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 5 | $ 687,000 | $ 129,000 | $ 70,500 |
| COLUMBIA, SC | 5 | $ 1,908,000 | $ 381,000 | $ 161,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 5 | $ 1,059,000 | $ 197,000 | $ 107,500 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 5 | $ 3,094,000 | $ 618,000 | $ 258,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 5 | $ 1,983,000 | $ 396,000 | $ 382,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 5 | $ 1,070,000 | $ 214,000 | $ 234,000 |
| RALEIGH-CARY, NC | 5 | $ 1,748,000 | $ 349,000 | $ 244,000 |
| ROCHESTER, NY | 5 | $ 903,000 | $ 180,000 | $ 78,000 |
| SALINAS, CA | 5 | $ 4,244,000 | $ 848,000 | $ 294,000 |
| SANTA ROSA-PETALUMA, CA | 5 | $ 3,181,000 | $ 636,000 | $ 330,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 2,890,000 | $ 578,000 | $ 406,000 |
| AKRON, OH | 4 | $ 739,000 | $ 184,000 | $ 167,000 |
| MORGANTOWN, WV | 4 | $ 646,000 | $ 161,000 | $ 84,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 4 | $ 575,000 | $ 143,000 | $ 65,000 |
| SYRACUSE, NY | 4 | $ 556,000 | $ 139,000 | $ 76,000 |
| WILMINGTON, NC | 4 | $ 2,113,000 | $ 528,000 | $ 782,000 |
| ALBUQUERQUE, NM | 3 | $ 1,170,000 | $ 390,000 | $ 165,000 |
| BATON ROUGE, LA | 3 | $ 1,006,000 | $ 335,000 | $ 102,000 |
| BEND, OR | 3 | $ 2,228,000 | $ 742,000 | $ 495,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 328,000 | $ 109,000 | $ 63,000 |
| BUFFALO-NIAGARA FALLS, NY | 3 | $ 425,000 | $ 141,000 | $ 97,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 3 | $ 483,000 | $ 161,000 | $ 77,000 |
| CHARLOTTESVILLE, VA | 3 | $ 758,000 | $ 252,000 | $ 78,000 |
| COLORADO SPRINGS, CO | 3 | $ 1,239,000 | $ 413,000 | $ 310,000 |
| COLUMBUS, OH | 3 | $ 317,000 | $ 105,000 | $ 85,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 751,000 | $ 250,000 | $ 139,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3 | $ 1,520,000 | $ 506,000 | $ 231,000 |
| LAS VEGAS-PARADISE, NV | 3 | $ 1,351,000 | $ 450,000 | $ 148,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 936,000 | $ 312,000 | $ 148,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 3 | $ 1,589,000 | $ 529,000 | $ 256,000 |
| NAPA, CA | 3 | $ 2,363,000 | $ 787,000 | $ 533,000 |
| NEW HAVEN-MILFORD, CT | 3 | $ 638,000 | $ 212,000 | $ 113,000 |
| OKLAHOMA CITY, OK | 3 | $ 1,613,000 | $ 537,000 | $ 305,000 |
| PITTSFIELD, MA | 3 | $ 1,249,000 | $ 416,000 | $ 485,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 2,373,000 | $ 791,000 | $ 442,000 |
| SPRINGFIELD, MA | 3 | $ 833,000 | $ 277,000 | $ 156,000 |
| TACOMA, WA | 3 | $ 1,457,000 | $ 485,000 | $ 300,000 |
| TRENTON-EWING, NJ | 3 | $ 849,000 | $ 283,000 | $ 149,000 |
| TUCSON, AZ | 3 | $ 913,000 | $ 304,000 | $ 186,000 |
| WORCESTER, MA | 3 | $ 498,000 | $ 166,000 | $ 152,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 339,000 | $ 169,000 | $ 123,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 269,000 | $ 134,000 | $ 102,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 409,000 | $ 204,000 | $ 148,000 |
| BOISE CITY-NAMPA, ID | 2 | $ 213,000 | $ 106,000 | $ 116,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 919,000 | $ 459,000 | $ 228,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 1,294,000 | $ 647,000 | $ 522,000 |
| CORPUS CHRISTI, TX | 2 | $ 1,625,000 | $ 812,000 | $ 512,000 |
| DAYTON, OH | 2 | $ 373,000 | $ 186,000 | $ 98,000 |
| EUGENE-SPRINGFIELD, OR | 2 | $ 947,000 | $ 473,000 | $ 222,000 |
| FLINT, MI | 2 | $ 764,000 | $ 382,000 | $ 289,000 |
| GAINESVILLE, FL | 2 | $ 236,000 | $ 118,000 | $ 112,000 |
| GLENS FALLS, NY | 2 | $ 761,000 | $ 380,000 | $ 417,000 |
| GRAND FORKS, ND-MN | 2 | $ 181,000 | $ 90,500 | $ 46,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 525,000 | $ 262,000 | $ 107,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 2 | $ 1,495,000 | $ 747,000 | $ 626,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 742,000 | $ 371,000 | $ 249,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 1,005,000 | $ 502,000 | $ 198,000 |
| KINGSTON, NY | 2 | $ 296,000 | $ 148,000 | $ 206,000 |
| KNOXVILLE, TN | 2 | $ 298,000 | $ 149,000 | $ 119,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 324,000 | $ 162,000 | $ 66,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 366,000 | $ 183,000 | $ 140,000 |
| NAPLES-MARCO ISLAND, FL | 2 | $ 1,534,000 | $ 767,000 | $ 579,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 2 | $ 541,000 | $ 270,000 | $ 387,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 272,000 | $ 136,000 | $ 137,000 |
| PUEBLO, CO | 2 | $ 330,000 | $ 165,000 | $ 62,000 |
| RICHMOND, VA | 2 | $ 926,000 | $ 463,000 | $ 177,000 |
| SAVANNAH, GA | 2 | $ 841,000 | $ 420,000 | $ 210,000 |
| SPARTANBURG, SC | 2 | $ 297,000 | $ 148,000 | $ 96,000 |
| WINSTON-SALEM, NC | 2 | $ 1,311,000 | $ 655,000 | $ 595,000 |
| AMES, IA | 1 | $ 253,000 | $ 253,000 | $ 160,000 |
| ANNISTON-OXFORD, AL | 1 | $ 70,000 | $ 70,000 | $ 88,000 |
| ASHEVILLE, NC | 1 | $ 407,000 | $ 407,000 | $ 104,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 100,000 | $ 100,000 | $ 113,000 |
| BINGHAMTON, NY | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| BURLINGTON, NC | 1 | $ 120,000 | $ 120,000 | $ 167,000 |
| CEDAR RAPIDS, IA | 1 | $ 86,000 | $ 86,000 | $ 99,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 132,000 | $ 132,000 | $ 139,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1 | $ 76,000 | $ 76,000 | $ 100,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
| COLUMBIA, MO | 1 | $ 76,000 | $ 76,000 | $ 195,000 |
| COLUMBUS, GA-AL | 1 | $ 130,000 | $ 130,000 | $ 97,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 268,000 | $ 268,000 | $ 63,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 122,000 | $ 122,000 | $ 53,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| EL PASO, TX | 1 | $ 111,000 | $ 111,000 | $ 39,000 |
| ERIE, PA | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| FRESNO, CA | 1 | $ 575,000 | $ 575,000 | $ 196,000 |
| GADSDEN, AL | 1 | $ 101,000 | $ 101,000 | $ 70,000 |
| GOLDSBORO, NC | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
| GRAND JUNCTION, CO | 1 | $ 813,000 | $ 813,000 | $ 497,000 |
| GREELEY, CO | 1 | $ 189,000 | $ 189,000 | $ 91,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 250,000 | $ 250,000 | $ 0 |
| HONOLULU, HI | 1 | $ 528,000 | $ 528,000 | $ 1,696,000 |
| IOWA CITY, IA | 1 | $ 71,000 | $ 71,000 | $ 63,000 |
| JACKSON, MS | 1 | $ 597,000 | $ 597,000 | $ 280,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 56,000 | $ 56,000 | $ 113,000 |
| LANSING-EAST LANSING, MI | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| LAS CRUCES, NM | 1 | $ 78,000 | $ 78,000 | $ 69,000 |
| LAWRENCE, KS | 1 | $ 212,000 | $ 212,000 | $ 80,000 |
| LONGVIEW, WA | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| LUBBOCK, TX | 1 | $ 167,000 | $ 167,000 | $ 147,000 |
| MERCED, CA | 1 | $ 524,000 | $ 524,000 | $ 246,000 |
| MISSOULA, MT | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| OCEAN CITY, NJ | 1 | $ 790,000 | $ 790,000 | $ 323,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 668,000 | $ 668,000 | $ 155,000 |
| PALM COAST, FL | 1 | $ 240,000 | $ 240,000 | $ 109,000 |
| PORT ST. LUCIE, FL | 1 | $ 181,000 | $ 181,000 | $ 22,000 |
| PROVO-OREM, UT | 1 | $ 753,000 | $ 753,000 | $ 444,000 |
| RACINE, WI | 1 | $ 236,000 | $ 236,000 | $ 140,000 |
| READING, PA | 1 | $ 100,000 | $ 100,000 | $ 126,000 |
| ROANOKE, VA | 1 | $ 438,000 | $ 438,000 | $ 188,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 138,000 | $ 138,000 | $ 140,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 622,000 | $ 622,000 | $ 256,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 114,000 | $ 114,000 | $ 65,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 1,033,000 | $ 1,033,000 | $ 1,519,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 99,000 | $ 99,000 | $ 92,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| SPOKANE, WA | 1 | $ 355,000 | $ 355,000 | $ 721,000 |
| ST. GEORGE, UT | 1 | $ 1,157,000 | $ 1,157,000 | $ 634,000 |
| STATE COLLEGE, PA | 1 | $ 108,000 | $ 108,000 | $ 67,000 |
| TULSA, OK | 1 | $ 123,000 | $ 123,000 | $ 56,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 100,000 | $ 100,000 | $ 91,000 |
| WACO, TX | 1 | $ 262,000 | $ 262,000 | $ 186,000 |
| WICHITA, KS | 1 | $ 645,000 | $ 645,000 | $ 247,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 754,000 | $ 754,000 | $ 374,000 |
| WINCHESTER, VA-WV | 1 | $ 80,000 | $ 80,000 | $ 18,000 |
| YORK-HANOVER, PA | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Tiaa-Cref Trust Company Fsb in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,150 | $549,503,000 | $477,000 | $3,775,000 | $308,000 | $7,540,000 |
| Home Purchase | 617 | $347,503,000 | $563,000 | $2,439,000 | $329,000 | $4,042,000 |
| Home Improvement | 46 | $8,506,000 | $184,000 | $600,000 | $93,000 | $250,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,024 | $717,984,000 | $701,000 | $3,775,000 | $457,000 | $7,540,000 |
| White | 542 | $129,013,000 | $238,000 | $1,610,000 | $118,000 | $750,000 |
| Not Provided | 87 | $21,060,000 | $242,000 | $1,275,000 | $128,000 | $650,000 |
| Black or African American | 61 | $12,655,000 | $207,000 | $773,000 | $102,000 | $337,000 |
| Asian | 49 | $14,266,000 | $291,000 | $1,361,000 | $139,000 | $540,000 |
| Hispanic | 44 | $9,462,000 | $215,000 | $960,000 | $122,000 | $549,000 |
| American Indian or Alaskan Native | 5 | $784,000 | $156,000 | $300,000 | $103,000 | $147,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $288,000 | $288,000 | $288,000 | $223,000 | $223,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,813 | $905,512,000 | $499,000 | $3,775,000 | $310,000 | $7,540,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,024 | $717,984,000 | $701,000 | $3,775,000 | $457,000 | $7,540,000 |
| Loan Originated | 251 | $59,346,000 | $236,000 | $1,511,000 | $125,000 | $690,000 |
| Application Withdrawn By Applicant | 233 | $51,571,000 | $221,000 | $1,610,000 | $117,000 | $750,000 |
| Application Denied By Financial Institution | 197 | $53,930,000 | $273,000 | $1,361,000 | $117,000 | $598,000 |
| File Closed For Incompleteness | 103 | $21,890,000 | $212,000 | $1,275,000 | $114,000 | $530,000 |
| Application Approved But Not Accepted | 5 | $791,000 | $158,000 | $379,000 | $72,000 | $114,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 74 | $19,964,000 | $269,000 | $966,000 | $80,000 | $513,000 |
| Credit History | 46 | $12,278,000 | $266,000 | $1,361,000 | $126,000 | $445,000 |
| Collateral | 35 | $7,845,000 | $224,000 | $1,154,000 | $134,000 | $350,000 |
| Other | 29 | $8,131,000 | $280,000 | $1,000,000 | $159,000 | $598,000 |
| Credit Application Incomplete | 5 | $2,644,000 | $528,000 | $1,200,000 | $173,000 | $305,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,906,000 | $476,000 | $1,079,000 | $162,000 | $294,000 |
| Employment History | 3 | $1,039,000 | $346,000 | $742,000 | $189,000 | $315,000 |
| Unverifiable Information | 1 | $123,000 | $123,000 | $123,000 | $20,000 | $20,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tiaa-Cref Trust Company Fsb's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tiaa-Cref Trust Company Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.