Tiaa-Cref Trust Company FSB Mortgage Lending & HMDA Data, 2013
In 2013, Tiaa-Cref Trust Company FSB of St. Louis, MO reported 1,813 mortgage applications totaling $905.5 million, up 93% from 2012. The average application was for $499,455, and applicants reported an average income of $309,691. 14% of its applications resulted in an originated loan and 11% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (140), Chicago-Joliet-Naperville, IL (127) and Charlotte-Gastonia-Rock Hill, NC-SC (87) (applications in parentheses).
| Mortgage Company & Address | Tiaa-Cref Trust Company FSB 211 North Broadway, Ste 1000 St. Louis, MO 63102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,813 |
| Total Mortgage Loan Application Amount | $905,512,000 |
| Average Mortgage Loan Application Amount | $499,455 |
| Highest Mortgage Loan Application Amount | $3,775,000 |
| Average Applicant Income | $309,691 |
| Highest Applicant Income | $7,540,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tiaa-Cref Trust Company FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 90 | $ 45,975,000 | $ 510,833 | $ 276,000 |
| King, Washington | 65 | $ 48,488,000 | $ 745,969 | $ 297,000 |
| New York, New York | 63 | $ 46,869,000 | $ 743,952 | $ 588,000 |
| Mecklenburg, North Carolina | 62 | $ 14,499,000 | $ 233,854 | $ 123,000 |
| Suffolk, Massachusetts | 47 | $ 23,899,000 | $ 508,489 | $ 427,000 |
| Los Angeles, California | 46 | $ 36,441,000 | $ 792,195 | $ 552,000 |
| Middlesex, Massachusetts | 43 | $ 29,303,000 | $ 681,465 | $ 385,000 |
| San Francisco, California | 37 | $ 26,808,000 | $ 724,540 | $ 376,000 |
| Contra Costa, California | 33 | $ 24,719,000 | $ 749,060 | $ 325,000 |
| Alameda, California | 32 | $ 21,619,000 | $ 675,593 | $ 252,000 |
| Dallas, Texas | 30 | $ 21,557,000 | $ 718,566 | $ 457,000 |
| San Diego, California | 28 | $ 20,656,000 | $ 737,714 | $ 342,000 |
| Norfolk, Massachusetts | 28 | $ 17,553,000 | $ 626,892 | $ 397,000 |
| Santa Clara, California | 23 | $ 16,525,000 | $ 718,478 | $ 407,000 |
| DuPage, Illinois | 23 | $ 10,728,000 | $ 466,434 | $ 252,000 |
| San Mateo, California | 21 | $ 20,440,000 | $ 973,333 | $ 487,000 |
| Harris, Texas | 21 | $ 12,423,000 | $ 591,571 | $ 429,000 |
| Montgomery, Maryland | 20 | $ 13,170,000 | $ 658,500 | $ 424,000 |
| Orange, California | 19 | $ 16,309,000 | $ 858,368 | $ 408,000 |
| Kings, New York | 19 | $ 10,250,000 | $ 539,473 | $ 431,000 |
| Nassau, New York | 19 | $ 10,868,000 | $ 572,000 | $ 359,000 |
| Denver, Colorado | 18 | $ 5,332,000 | $ 296,222 | $ 131,000 |
| Philadelphia, Pennsylvania | 18 | $ 3,725,000 | $ 206,944 | $ 116,000 |
| Suffolk, New York | 17 | $ 8,782,000 | $ 516,588 | $ 531,000 |
| Cabarrus, North Carolina | 17 | $ 2,935,000 | $ 172,647 | $ 101,000 |
| Marin, California | 16 | $ 13,387,000 | $ 836,687 | $ 401,000 |
| St. Louis, Missouri | 16 | $ 3,525,000 | $ 220,312 | $ 127,000 |
| Westchester, New York | 16 | $ 6,086,000 | $ 380,375 | $ 829,000 |
| Arapahoe, Colorado | 12 | $ 6,454,000 | $ 537,833 | $ 187,000 |
| District of Columbia, District Of Columbia | 12 | $ 7,742,000 | $ 645,166 | $ 377,000 |
| Jefferson, Colorado | 11 | $ 3,058,000 | $ 278,000 | $ 117,000 |
| Essex, Massachusetts | 11 | $ 10,318,000 | $ 938,000 | $ 623,000 |
| Queens, New York | 11 | $ 3,031,000 | $ 275,545 | $ 152,000 |
| Multnomah, Oregon | 11 | $ 5,383,000 | $ 489,363 | $ 412,000 |
| Fairfax, Virginia | 11 | $ 6,074,000 | $ 552,181 | $ 413,000 |
| Fairfield, Connecticut | 10 | $ 10,469,000 | $ 1,046,900 | $ 551,000 |
| Miami-Dade, Florida | 10 | $ 4,821,000 | $ 482,100 | $ 355,000 |
| Fulton, Georgia | 10 | $ 5,344,000 | $ 534,400 | $ 360,000 |
| Collin, Texas | 10 | $ 3,969,000 | $ 396,900 | $ 208,000 |
| Douglas, Colorado | 9 | $ 4,514,000 | $ 501,555 | $ 258,000 |
| Hudson, New Jersey | 9 | $ 4,880,000 | $ 542,222 | $ 199,000 |
| Monmouth, New Jersey | 9 | $ 5,220,000 | $ 580,000 | $ 585,000 |
| Travis, Texas | 9 | $ 5,298,000 | $ 588,666 | $ 302,000 |
| Maricopa, Arizona | 8 | $ 1,921,000 | $ 240,125 | $ 167,000 |
| Riverside, California | 8 | $ 6,137,000 | $ 767,125 | $ 565,000 |
| Larimer, Colorado | 8 | $ 3,537,000 | $ 442,125 | $ 208,000 |
| Lake, Illinois | 8 | $ 4,589,000 | $ 573,625 | $ 606,000 |
| Barnstable, Massachusetts | 8 | $ 4,843,000 | $ 605,375 | $ 395,000 |
| Oakland, Michigan | 8 | $ 2,255,000 | $ 281,875 | $ 175,000 |
| Essex, New Jersey | 8 | $ 4,128,000 | $ 516,000 | $ 261,000 |
| Denton, Texas | 8 | $ 3,261,000 | $ 407,625 | $ 277,000 |
| Placer, California | 7 | $ 4,546,000 | $ 649,428 | $ 499,000 |
| Kane, Illinois | 7 | $ 1,685,000 | $ 240,714 | $ 122,000 |
| Plymouth, Massachusetts | 7 | $ 4,513,000 | $ 644,714 | $ 551,000 |
| Washoe, Nevada | 7 | $ 3,915,000 | $ 559,285 | $ 212,000 |
| Bergen, New Jersey | 7 | $ 2,690,000 | $ 384,285 | $ 216,000 |
| Clackamas, Oregon | 7 | $ 3,900,000 | $ 557,142 | $ 231,000 |
| Allegheny, Pennsylvania | 7 | $ 1,171,000 | $ 167,285 | $ 105,000 |
| Montgomery, Pennsylvania | 7 | $ 3,006,000 | $ 429,428 | $ 290,000 |
| Arlington, Virginia | 7 | $ 3,634,000 | $ 519,142 | $ 248,000 |
| Boulder, Colorado | 6 | $ 3,033,000 | $ 505,500 | $ 246,000 |
| Broward, Florida | 6 | $ 1,681,000 | $ 280,166 | $ 219,000 |
| Palm Beach, Florida | 6 | $ 2,945,000 | $ 490,833 | $ 275,000 |
| Will, Illinois | 6 | $ 703,000 | $ 117,166 | $ 77,000 |
| Prince George's, Maryland | 6 | $ 1,599,000 | $ 266,500 | $ 143,000 |
| St. Louis City, Missouri | 6 | $ 698,000 | $ 116,333 | $ 41,000 |
| Middlesex, New Jersey | 6 | $ 1,400,000 | $ 233,333 | $ 106,000 |
| Bronx, New York | 6 | $ 1,251,000 | $ 208,500 | $ 115,000 |
| Rockland, New York | 6 | $ 1,662,000 | $ 277,000 | $ 137,000 |
| Tarrant, Texas | 6 | $ 4,422,000 | $ 737,000 | $ 348,000 |
| Monterey, California | 5 | $ 4,244,000 | $ 848,800 | $ 294,000 |
| Sonoma, California | 5 | $ 3,181,000 | $ 636,200 | $ 330,000 |
| Ventura, California | 5 | $ 3,094,000 | $ 618,800 | $ 258,000 |
| Washtenaw, Michigan | 5 | $ 960,000 | $ 192,000 | $ 97,000 |
| St. Charles, Missouri | 5 | $ 626,000 | $ 125,200 | $ 40,000 |
| Durham, North Carolina | 5 | $ 1,545,000 | $ 309,000 | $ 147,000 |
| Wake, North Carolina | 5 | $ 1,748,000 | $ 349,600 | $ 244,000 |
| Washington, Oregon | 5 | $ 2,535,000 | $ 507,000 | $ 330,000 |
| Chester, Pennsylvania | 5 | $ 1,796,000 | $ 359,200 | $ 142,000 |
| Delaware, Pennsylvania | 5 | $ 1,456,000 | $ 291,200 | $ 166,000 |
| Bexar, Texas | 5 | $ 2,660,000 | $ 532,000 | $ 295,000 |
| Kitsap, Washington | 5 | $ 3,304,000 | $ 660,800 | $ 279,000 |
| Whatcom, Washington | 5 | $ 2,494,000 | $ 498,800 | $ 200,000 |
| Milwaukee, Wisconsin | 5 | $ 1,122,000 | $ 224,400 | $ 108,000 |
| Adams, Colorado | 4 | $ 834,000 | $ 208,500 | $ 95,000 |
| Litchfield, Connecticut | 4 | $ 2,330,000 | $ 582,500 | $ 304,000 |
| Anne Arundel, Maryland | 4 | $ 3,487,000 | $ 871,750 | $ 401,000 |
| Hennepin, Minnesota | 4 | $ 1,594,000 | $ 398,500 | $ 288,000 |
| Jackson, Missouri | 4 | $ 835,000 | $ 208,750 | $ 155,000 |
| Morris, New Jersey | 4 | $ 2,946,000 | $ 736,500 | $ 547,000 |
| Union, New Jersey | 4 | $ 1,954,000 | $ 488,500 | $ 250,000 |
| Dutchess, New York | 4 | $ 990,000 | $ 247,500 | $ 284,000 |
| Onondaga, New York | 4 | $ 556,000 | $ 139,000 | $ 76,000 |
| Union, North Carolina | 4 | $ 1,207,000 | $ 301,750 | $ 190,000 |
| Hamilton, Ohio | 4 | $ 572,000 | $ 143,000 | $ 86,000 |
| Summit, Ohio | 4 | $ 739,000 | $ 184,750 | $ 167,000 |
| Davidson, Tennessee | 4 | $ 643,000 | $ 160,750 | $ 89,000 |
| Salt Lake, Utah | 4 | $ 2,747,000 | $ 686,750 | $ 380,000 |
| Snohomish, Washington | 4 | $ 624,000 | $ 156,000 | $ 76,000 |
| Monongalia, West Virginia | 4 | $ 646,000 | $ 161,500 | $ 84,000 |
| Pima, Arizona | 3 | $ 913,000 | $ 304,333 | $ 186,000 |
| Napa, California | 3 | $ 2,363,000 | $ 787,666 | $ 533,000 |
| Sacramento, California | 3 | $ 1,578,000 | $ 526,000 | $ 303,000 |
| Santa Cruz, California | 3 | $ 2,373,000 | $ 791,000 | $ 442,000 |
| Broomfield, Colorado | 3 | $ 501,000 | $ 167,000 | $ 198,000 |
| El Paso, Colorado | 3 | $ 1,239,000 | $ 413,000 | $ 310,000 |
| Hartford, Connecticut | 3 | $ 1,520,000 | $ 506,666 | $ 231,000 |
| New Haven, Connecticut | 3 | $ 638,000 | $ 212,666 | $ 113,000 |
| Sussex, Delaware | 3 | $ 1,947,000 | $ 649,000 | $ 307,000 |
| Hillsborough, Florida | 3 | $ 1,076,000 | $ 358,666 | $ 219,000 |
| Orange, Florida | 3 | $ 2,243,000 | $ 747,666 | $ 544,000 |
| Seminole, Florida | 3 | $ 648,000 | $ 216,000 | $ 127,000 |
| DeKalb, Georgia | 3 | $ 1,598,000 | $ 532,666 | $ 207,000 |
| Marion, Indiana | 3 | $ 256,000 | $ 85,333 | $ 57,000 |
| Johnson, Kansas | 3 | $ 535,000 | $ 178,333 | $ 101,000 |
| East Baton Rouge, Louisiana | 3 | $ 1,006,000 | $ 335,333 | $ 102,000 |
| Cumberland, Maine | 3 | $ 1,662,000 | $ 554,000 | $ 517,000 |
| Baltimore City, Maryland | 3 | $ 1,047,000 | $ 349,000 | $ 178,000 |
| Berkshire, Massachusetts | 3 | $ 1,249,000 | $ 416,333 | $ 485,000 |
| Worcester, Massachusetts | 3 | $ 498,000 | $ 166,000 | $ 152,000 |
| Kent, Michigan | 3 | $ 751,000 | $ 250,333 | $ 139,000 |
| Rice, Minnesota | 3 | $ 526,000 | $ 175,333 | $ 109,000 |
| Clark, Nevada | 3 | $ 1,351,000 | $ 450,333 | $ 148,000 |
| Hillsborough, New Hampshire | 3 | $ 936,000 | $ 312,000 | $ 148,000 |
| Burlington, New Jersey | 3 | $ 1,292,000 | $ 430,666 | $ 227,000 |
| Mercer, New Jersey | 3 | $ 849,000 | $ 283,000 | $ 149,000 |
| Ocean, New Jersey | 3 | $ 1,920,000 | $ 640,000 | $ 331,000 |
| Somerset, New Jersey | 3 | $ 584,000 | $ 194,666 | $ 63,000 |
| Sandoval, New Mexico | 3 | $ 1,170,000 | $ 390,000 | $ 165,000 |
| Monroe, New York | 3 | $ 580,000 | $ 193,333 | $ 86,000 |
| New Hanover, North Carolina | 3 | $ 1,959,000 | $ 653,000 | $ 1,015,000 |
| Oklahoma, Oklahoma | 3 | $ 1,613,000 | $ 537,666 | $ 305,000 |
| Deschutes, Oregon | 3 | $ 2,228,000 | $ 742,666 | $ 495,000 |
| Bucks, Pennsylvania | 3 | $ 800,000 | $ 266,666 | $ 150,000 |
| Newport, Rhode Island | 3 | $ 1,355,000 | $ 451,666 | $ 581,000 |
| Providence, Rhode Island | 3 | $ 1,032,000 | $ 344,000 | $ 121,000 |
| Charleston, South Carolina | 3 | $ 483,000 | $ 161,000 | $ 77,000 |
| Horry, South Carolina | 3 | $ 1,589,000 | $ 529,666 | $ 256,000 |
| Richland, South Carolina | 3 | $ 768,000 | $ 256,000 | $ 93,000 |
| York, South Carolina | 3 | $ 774,000 | $ 258,000 | $ 135,000 |
| Williamson, Tennessee | 3 | $ 2,052,000 | $ 684,000 | $ 206,000 |
| Guadalupe, Texas | 3 | $ 1,291,000 | $ 430,333 | $ 265,000 |
| Montgomery, Virginia | 3 | $ 328,000 | $ 109,333 | $ 63,000 |
| Pierce, Washington | 3 | $ 1,457,000 | $ 485,666 | $ 300,000 |
| San Bernardino, California | 2 | $ 903,000 | $ 451,500 | $ 219,000 |
| Pueblo, Colorado | 2 | $ 330,000 | $ 165,000 | $ 62,000 |
| Alachua, Florida | 2 | $ 236,000 | $ 118,000 | $ 112,000 |
| Brevard, Florida | 2 | $ 272,000 | $ 136,000 | $ 137,000 |
| Collier, Florida | 2 | $ 1,534,000 | $ 767,000 | $ 579,000 |
| Lee, Florida | 2 | $ 1,294,000 | $ 647,000 | $ 522,000 |
| Pinellas, Florida | 2 | $ 395,000 | $ 197,500 | $ 153,000 |
| Sarasota, Florida | 2 | $ 541,000 | $ 270,500 | $ 387,000 |
| Cobb, Georgia | 2 | $ 1,053,000 | $ 526,500 | $ 469,000 |
| Maui, Hawaii | 2 | $ 1,576,000 | $ 788,000 | $ 335,000 |
| St. Clair, Illinois | 2 | $ 191,000 | $ 95,500 | $ 52,000 |
| Hamilton, Indiana | 2 | $ 763,000 | $ 381,500 | $ 143,000 |
| Harrison, Indiana | 2 | $ 253,000 | $ 126,500 | $ 80,000 |
| Jefferson, Kentucky | 2 | $ 678,000 | $ 339,000 | $ 179,000 |
| Jefferson, Louisiana | 2 | $ 177,000 | $ 88,500 | $ 69,000 |
| Sagadahoc, Maine | 2 | $ 321,000 | $ 160,500 | $ 179,000 |
| Baltimore, Maryland | 2 | $ 454,000 | $ 227,000 | $ 101,000 |
| Frederick, Maryland | 2 | $ 784,000 | $ 392,000 | $ 128,000 |
| Bristol, Massachusetts | 2 | $ 410,000 | $ 205,000 | $ 234,000 |
| Hampshire, Massachusetts | 2 | $ 659,000 | $ 329,500 | $ 188,000 |
| Nantucket, Massachusetts | 2 | $ 1,542,000 | $ 771,000 | $ 2,335,000 |
| Genesee, Michigan | 2 | $ 764,000 | $ 382,000 | $ 289,000 |
| Ramsey, Minnesota | 2 | $ 517,000 | $ 258,500 | $ 77,000 |
| Grafton, New Hampshire | 2 | $ 627,000 | $ 313,500 | $ 116,000 |
| Camden, New Jersey | 2 | $ 332,000 | $ 166,000 | $ 150,000 |
| Passaic, New Jersey | 2 | $ 524,000 | $ 262,000 | $ 102,000 |
| Columbia, New York | 2 | $ 214,000 | $ 107,000 | $ 721,000 |
| Erie, New York | 2 | $ 251,000 | $ 125,500 | $ 81,000 |
| Ontario, New York | 2 | $ 323,000 | $ 161,500 | $ 66,000 |
| Ulster, New York | 2 | $ 296,000 | $ 148,000 | $ 206,000 |
| Warren, New York | 2 | $ 761,000 | $ 380,500 | $ 417,000 |
| Dare, North Carolina | 2 | $ 953,000 | $ 476,500 | $ 820,000 |
| Forsyth, North Carolina | 2 | $ 1,311,000 | $ 655,500 | $ 595,000 |
| Guilford, North Carolina | 2 | $ 525,000 | $ 262,500 | $ 107,000 |
| Lincoln, North Carolina | 2 | $ 892,000 | $ 446,000 | $ 418,000 |
| Orange, North Carolina | 2 | $ 799,000 | $ 399,500 | $ 166,000 |
| Franklin, Ohio | 2 | $ 165,000 | $ 82,500 | $ 68,000 |
| Klamath, Oregon | 2 | $ 85,000 | $ 42,500 | $ 40,000 |
| Lane, Oregon | 2 | $ 947,000 | $ 473,500 | $ 222,000 |
| Greene, Pennsylvania | 2 | $ 117,000 | $ 58,500 | $ 79,000 |
| Northampton, Pennsylvania | 2 | $ 269,000 | $ 134,500 | $ 102,000 |
| Westmoreland, Pennsylvania | 2 | $ 185,000 | $ 92,500 | $ 79,000 |
| Beaufort, South Carolina | 2 | $ 1,346,000 | $ 673,000 | $ 262,000 |
| Pickens, South Carolina | 2 | $ 1,495,000 | $ 747,500 | $ 626,000 |
| Spartanburg, South Carolina | 2 | $ 297,000 | $ 148,500 | $ 96,000 |
| Knox, Tennessee | 2 | $ 298,000 | $ 149,000 | $ 119,000 |
| Shelby, Tennessee | 2 | $ 366,000 | $ 183,000 | $ 140,000 |
| Sumner, Tennessee | 2 | $ 883,000 | $ 441,500 | $ 181,000 |
| Kendall, Texas | 2 | $ 1,070,000 | $ 535,000 | $ 612,000 |
| Montgomery, Texas | 2 | $ 1,131,000 | $ 565,500 | $ 363,000 |
| Nueces, Texas | 2 | $ 1,625,000 | $ 812,500 | $ 512,000 |
| Williamson, Texas | 2 | $ 508,000 | $ 254,000 | $ 275,000 |
| Summit, Utah | 2 | $ 1,699,000 | $ 849,500 | $ 673,000 |
| Chittenden, Vermont | 2 | $ 919,000 | $ 459,500 | $ 228,000 |
| Albemarle, Virginia | 2 | $ 566,000 | $ 283,000 | $ 104,000 |
| Alexandria, Virginia | 2 | $ 1,103,000 | $ 551,500 | $ 300,000 |
| Newport News, Virginia | 2 | $ 105,000 | $ 52,500 | $ 189,000 |
| Suffolk, Virginia | 2 | $ 2,081,000 | $ 1,040,500 | $ 658,000 |
| Clark, Washington | 2 | $ 1,305,000 | $ 652,500 | $ 900,000 |
| Kittitas, Washington | 2 | $ 1,001,000 | $ 500,500 | $ 807,000 |
| Whitman, Washington | 2 | $ 252,000 | $ 126,000 | $ 47,000 |
| Jefferson, West Virginia | 2 | $ 214,000 | $ 107,000 | $ 199,000 |
| Albany, Wyoming | 2 | $ 527,000 | $ 263,500 | $ 152,000 |
| Calhoun, Alabama | 1 | $ 70,000 | $ 70,000 | $ 88,000 |
| Etowah, Alabama | 1 | $ 101,000 | $ 101,000 | $ 70,000 |
| Marshall, Alabama | 1 | $ 84,000 | $ 84,000 | $ 39,000 |
| Shelby, Alabama | 1 | $ 288,000 | $ 288,000 | $ 223,000 |
| Walker, Alabama | 1 | $ 121,000 | $ 121,000 | $ 74,000 |
| Mohave, Arizona | 1 | $ 56,000 | $ 56,000 | $ 113,000 |
| Izard, Arkansas | 1 | $ 151,000 | $ 151,000 | $ 55,000 |
| Fresno, California | 1 | $ 575,000 | $ 575,000 | $ 196,000 |
| Merced, California | 1 | $ 524,000 | $ 524,000 | $ 246,000 |
| Nevada, California | 1 | $ 236,000 | $ 236,000 | $ 448,000 |
| San Luis Obispo, California | 1 | $ 622,000 | $ 622,000 | $ 256,000 |
| Solano, California | 1 | $ 100,000 | $ 100,000 | $ 91,000 |
| Yolo, California | 1 | $ 778,000 | $ 778,000 | $ 327,000 |
| Costilla, Colorado | 1 | $ 52,000 | $ 52,000 | $ 41,000 |
| Eagle, Colorado | 1 | $ 638,000 | $ 638,000 | $ 242,000 |
| Grand, Colorado | 1 | $ 966,000 | $ 966,000 | $ 358,000 |
| Mesa, Colorado | 1 | $ 813,000 | $ 813,000 | $ 497,000 |
| Pitkin, Colorado | 1 | $ 1,494,000 | $ 1,494,000 | $ 949,000 |
| San Miguel, Colorado | 1 | $ 98,000 | $ 98,000 | $ 59,000 |
| Summit, Colorado | 1 | $ 496,000 | $ 496,000 | $ 175,000 |
| Weld, Colorado | 1 | $ 189,000 | $ 189,000 | $ 91,000 |
| New Castle, Delaware | 1 | $ 754,000 | $ 754,000 | $ 374,000 |
| Flagler, Florida | 1 | $ 240,000 | $ 240,000 | $ 109,000 |
| Franklin, Florida | 1 | $ 412,000 | $ 412,000 | $ 120,000 |
| Indian River, Florida | 1 | $ 1,033,000 | $ 1,033,000 | $ 1,519,000 |
| Lake, Florida | 1 | $ 99,000 | $ 99,000 | $ 34,000 |
| Martin, Florida | 1 | $ 181,000 | $ 181,000 | $ 22,000 |
| Monroe, Florida | 1 | $ 300,000 | $ 300,000 | $ 152,000 |
| Okaloosa, Florida | 1 | $ 268,000 | $ 268,000 | $ 63,000 |
| Pasco, Florida | 1 | $ 202,000 | $ 202,000 | $ 91,000 |
| Sumter, Florida | 1 | $ 417,000 | $ 417,000 | $ 148,000 |
| Volusia, Florida | 1 | $ 122,000 | $ 122,000 | $ 53,000 |
| Bryan, Georgia | 1 | $ 300,000 | $ 300,000 | $ 181,000 |
| Carroll, Georgia | 1 | $ 70,000 | $ 70,000 | $ 51,000 |
| Chatham, Georgia | 1 | $ 541,000 | $ 541,000 | $ 240,000 |
| Clarke, Georgia | 1 | $ 100,000 | $ 100,000 | $ 113,000 |
| Gwinnett, Georgia | 1 | $ 551,000 | $ 551,000 | $ 273,000 |
| Muscogee, Georgia | 1 | $ 130,000 | $ 130,000 | $ 97,000 |
| Pickens, Georgia | 1 | $ 140,000 | $ 140,000 | $ 84,000 |
| Ware, Georgia | 1 | $ 44,000 | $ 44,000 | $ 49,000 |
| Hawaii, Hawaii | 1 | $ 69,000 | $ 69,000 | $ 15,000 |
| Honolulu, Hawaii | 1 | $ 528,000 | $ 528,000 | $ 1,696,000 |
| Ada, Idaho | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Blaine, Idaho | 1 | $ 356,000 | $ 356,000 | $ 2,181,000 |
| Boise, Idaho | 1 | $ 53,000 | $ 53,000 | $ 143,000 |
| Bonner, Idaho | 1 | $ 365,000 | $ 365,000 | $ 713,000 |
| Champaign, Illinois | 1 | $ 132,000 | $ 132,000 | $ 139,000 |
| DeKalb, Illinois | 1 | $ 50,000 | $ 50,000 | $ 76,000 |
| Logan, Illinois | 1 | $ 100,000 | $ 100,000 | $ 69,000 |
| Johnson, Indiana | 1 | $ 67,000 | $ 67,000 | $ 42,000 |
| St. Joseph, Indiana | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Fayette, Iowa | 1 | $ 69,000 | $ 69,000 | $ 95,000 |
| Linn, Iowa | 1 | $ 86,000 | $ 86,000 | $ 99,000 |
| Story, Iowa | 1 | $ 253,000 | $ 253,000 | $ 160,000 |
| Washington, Iowa | 1 | $ 71,000 | $ 71,000 | $ 63,000 |
| Woodbury, Iowa | 1 | $ 99,000 | $ 99,000 | $ 92,000 |
| Douglas, Kansas | 1 | $ 212,000 | $ 212,000 | $ 80,000 |
| Sedgwick, Kansas | 1 | $ 645,000 | $ 645,000 | $ 247,000 |
| Anderson, Kentucky | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Bourbon, Kentucky | 1 | $ 164,000 | $ 164,000 | $ 62,000 |
| Campbell, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Grayson, Kentucky | 1 | $ 68,000 | $ 68,000 | $ 23,000 |
| Jessamine, Kentucky | 1 | $ 160,000 | $ 160,000 | $ 70,000 |
| Madison, Kentucky | 1 | $ 109,000 | $ 109,000 | $ 75,000 |
| Shelby, Kentucky | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Lincoln, Louisiana | 1 | $ 152,000 | $ 152,000 | $ 153,000 |
| Orleans, Louisiana | 1 | $ 267,000 | $ 267,000 | $ 70,000 |
| St. Tammany, Louisiana | 1 | $ 131,000 | $ 131,000 | $ 55,000 |
| Washington, Maine | 1 | $ 284,000 | $ 284,000 | $ 101,000 |
| Howard, Maryland | 1 | $ 868,000 | $ 868,000 | $ 294,000 |
| Washington, Maryland | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Dukes, Massachusetts | 1 | $ 1,388,000 | $ 1,388,000 | $ 2,760,000 |
| Hampden, Massachusetts | 1 | $ 174,000 | $ 174,000 | $ 91,000 |
| Grand Traverse, Michigan | 1 | $ 473,000 | $ 473,000 | $ 395,000 |
| Ingham, Michigan | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| St. Clair, Michigan | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Wayne, Michigan | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Carver, Minnesota | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Dakota, Minnesota | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
| Polk, Minnesota | 1 | $ 61,000 | $ 61,000 | $ 28,000 |
| Steele, Minnesota | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
| Madison, Mississippi | 1 | $ 597,000 | $ 597,000 | $ 280,000 |
| Boone, Missouri | 1 | $ 76,000 | $ 76,000 | $ 195,000 |
| Franklin, Missouri | 1 | $ 93,000 | $ 93,000 | $ 40,000 |
| Jefferson, Missouri | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Beaverhead, Montana | 1 | $ 294,000 | $ 294,000 | $ 60,000 |
| Flathead, Montana | 1 | $ 769,000 | $ 769,000 | $ 189,000 |
| Gallatin, Montana | 1 | $ 356,000 | $ 356,000 | $ 161,000 |
| Lake, Montana | 1 | $ 69,000 | $ 69,000 | $ 32,000 |
| Missoula, Montana | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Adams, Nebraska | 1 | $ 204,000 | $ 204,000 | $ 103,000 |
| Gage, Nebraska | 1 | $ 140,000 | $ 140,000 | $ 151,000 |
| Scotts Bluff, Nebraska | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Douglas, Nevada | 1 | $ 634,000 | $ 634,000 | $ 285,000 |
| Belknap, New Hampshire | 1 | $ 815,000 | $ 815,000 | $ 885,000 |
| Carroll, New Hampshire | 1 | $ 501,000 | $ 501,000 | $ 181,000 |
| Merrimack, New Hampshire | 1 | $ 150,000 | $ 150,000 | $ 125,000 |
| Rockingham, New Hampshire | 1 | $ 138,000 | $ 138,000 | $ 140,000 |
| Sullivan, New Hampshire | 1 | $ 143,000 | $ 143,000 | $ 54,000 |
| Cape May, New Jersey | 1 | $ 790,000 | $ 790,000 | $ 323,000 |
| Hunterdon, New Jersey | 1 | $ 773,000 | $ 773,000 | $ 261,000 |
| Dona Ana, New Mexico | 1 | $ 78,000 | $ 78,000 | $ 69,000 |
| Broome, New York | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| Chautauqua, New York | 1 | $ 70,000 | $ 70,000 | $ 62,000 |
| Delaware, New York | 1 | $ 94,000 | $ 94,000 | $ 106,000 |
| Essex, New York | 1 | $ 293,000 | $ 293,000 | $ 125,000 |
| Niagara, New York | 1 | $ 174,000 | $ 174,000 | $ 130,000 |
| Orange, New York | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Otsego, New York | 1 | $ 58,000 | $ 58,000 | $ 73,000 |
| Putnam, New York | 1 | $ 1,301,000 | $ 1,301,000 | $ 500,000 |
| Saratoga, New York | 1 | $ 167,000 | $ 167,000 | $ 152,000 |
| Schenectady, New York | 1 | $ 172,000 | $ 172,000 | $ 94,000 |
| St. Lawrence, New York | 1 | $ 142,000 | $ 142,000 | $ 101,000 |
| Alamance, North Carolina | 1 | $ 120,000 | $ 120,000 | $ 167,000 |
| Avery, North Carolina | 1 | $ 91,000 | $ 91,000 | $ 218,000 |
| Brunswick, North Carolina | 1 | $ 154,000 | $ 154,000 | $ 82,000 |
| Buncombe, North Carolina | 1 | $ 407,000 | $ 407,000 | $ 104,000 |
| Burke, North Carolina | 1 | $ 417,000 | $ 417,000 | $ 135,000 |
| Catawba, North Carolina | 1 | $ 588,000 | $ 588,000 | $ 261,000 |
| Chatham, North Carolina | 1 | $ 614,000 | $ 614,000 | $ 686,000 |
| Craven, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Davidson, North Carolina | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Gaston, North Carolina | 1 | $ 254,000 | $ 254,000 | $ 168,000 |
| Iredell, North Carolina | 1 | $ 277,000 | $ 277,000 | $ 186,000 |
| Jackson, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 111,000 |
| Wayne, North Carolina | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
| Barnes, North Dakota | 1 | $ 160,000 | $ 160,000 | $ 84,000 |
| Grand Forks, North Dakota | 1 | $ 120,000 | $ 120,000 | $ 64,000 |
| Ransom, North Dakota | 1 | $ 57,000 | $ 57,000 | $ 55,000 |
| Cuyahoga, Ohio | 1 | $ 76,000 | $ 76,000 | $ 100,000 |
| Delaware, Ohio | 1 | $ 152,000 | $ 152,000 | $ 120,000 |
| Greene, Ohio | 1 | $ 237,000 | $ 237,000 | $ 125,000 |
| Montgomery, Ohio | 1 | $ 136,000 | $ 136,000 | $ 71,000 |
| Payne, Oklahoma | 1 | $ 131,000 | $ 131,000 | $ 120,000 |
| Tulsa, Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 56,000 |
| Washington, Oklahoma | 1 | $ 107,000 | $ 107,000 | $ 64,000 |
| Wallowa, Oregon | 1 | $ 415,000 | $ 415,000 | $ 123,000 |
| Berks, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 126,000 |
| Centre, Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 67,000 |
| Cumberland, Pennsylvania | 1 | $ 619,000 | $ 619,000 | $ 478,000 |
| Dauphin, Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 20,000 |
| Erie, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Luzerne, Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 65,000 |
| Pike, Pennsylvania | 1 | $ 347,000 | $ 347,000 | $ 149,000 |
| Union, Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 75,000 |
| Wayne, Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 170,000 |
| York, Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Kershaw, South Carolina | 1 | $ 300,000 | $ 300,000 | $ 58,000 |
| Lancaster, South Carolina | 1 | $ 139,000 | $ 139,000 | $ 94,000 |
| Lexington, South Carolina | 1 | $ 840,000 | $ 840,000 | $ 471,000 |
| Orangeburg, South Carolina | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Roane, Tennessee | 1 | $ 97,000 | $ 97,000 | $ 105,000 |
| Angelina, Texas | 1 | $ 100,000 | $ 100,000 | $ 100,000 |
| Brazos, Texas | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
| Burnet, Texas | 1 | $ 559,000 | $ 559,000 | $ 309,000 |
| Comal, Texas | 1 | $ 460,000 | $ 460,000 | $ 272,000 |
| El Paso, Texas | 1 | $ 111,000 | $ 111,000 | $ 39,000 |
| Fort Bend, Texas | 1 | $ 458,000 | $ 458,000 | $ 212,000 |
| Galveston, Texas | 1 | $ 560,000 | $ 560,000 | $ 258,000 |
| Hays, Texas | 1 | $ 607,000 | $ 607,000 | $ 477,000 |
| Lubbock, Texas | 1 | $ 167,000 | $ 167,000 | $ 147,000 |
| McLennan, Texas | 1 | $ 262,000 | $ 262,000 | $ 186,000 |
| Rockwall, Texas | 1 | $ 505,000 | $ 505,000 | $ 274,000 |
| Uvalde, Texas | 1 | $ 599,000 | $ 599,000 | $ 561,000 |
| Utah, Utah | 1 | $ 753,000 | $ 753,000 | $ 444,000 |
| Washington, Utah | 1 | $ 1,157,000 | $ 1,157,000 | $ 634,000 |
| Weber, Utah | 1 | $ 668,000 | $ 668,000 | $ 155,000 |
| Addison, Vermont | 1 | $ 124,000 | $ 124,000 | $ 58,000 |
| Lamoille, Vermont | 1 | $ 270,000 | $ 270,000 | $ 1,487,000 |
| Rutland, Vermont | 1 | $ 52,000 | $ 52,000 | $ 93,000 |
| Windham, Vermont | 1 | $ 232,000 | $ 232,000 | $ 90,000 |
| Windsor, Vermont | 1 | $ 158,000 | $ 158,000 | $ 175,000 |
| Charlottesville, Virginia | 1 | $ 192,000 | $ 192,000 | $ 26,000 |
| Chesterfield, Virginia | 1 | $ 568,000 | $ 568,000 | $ 299,000 |
| Fairfax City, Virginia | 1 | $ 584,000 | $ 584,000 | $ 229,000 |
| Franklin, Virginia | 1 | $ 438,000 | $ 438,000 | $ 188,000 |
| Fredericksburg, Virginia | 1 | $ 223,000 | $ 223,000 | $ 72,000 |
| Richmond City, Virginia | 1 | $ 358,000 | $ 358,000 | $ 56,000 |
| Virginia Beach, Virginia | 1 | $ 704,000 | $ 704,000 | $ 338,000 |
| Wise, Virginia | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Cowlitz, Washington | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Jefferson, Washington | 1 | $ 130,000 | $ 130,000 | $ 178,000 |
| Pacific, Washington | 1 | $ 350,000 | $ 350,000 | $ 359,000 |
| San Juan, Washington | 1 | $ 1,576,000 | $ 1,576,000 | $ 1,635,000 |
| Spokane, Washington | 1 | $ 355,000 | $ 355,000 | $ 721,000 |
| Greenbrier, West Virginia | 1 | $ 46,000 | $ 46,000 | $ 104,000 |
| Hampshire, West Virginia | 1 | $ 80,000 | $ 80,000 | $ 18,000 |
| Kenosha, Wisconsin | 1 | $ 66,000 | $ 66,000 | $ 49,000 |
| Marinette, Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 130,000 |
| Ozaukee, Wisconsin | 1 | $ 966,000 | $ 966,000 | $ 189,000 |
| Racine, Wisconsin | 1 | $ 236,000 | $ 236,000 | $ 140,000 |
| Waukesha, Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Tiaa-Cref Trust Company FSB in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,150 | $549,503,000 | $477,000 | $3,775,000 | $308,000 | $7,540,000 |
| Home Purchase | 617 | $347,503,000 | $563,000 | $2,439,000 | $329,000 | $4,042,000 |
| Home Improvement | 46 | $8,506,000 | $184,000 | $600,000 | $93,000 | $250,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,024 | $717,984,000 | $701,000 | $3,775,000 | $457,000 | $7,540,000 |
| White | 542 | $129,013,000 | $238,000 | $1,610,000 | $118,000 | $750,000 |
| Not Provided | 87 | $21,060,000 | $242,000 | $1,275,000 | $128,000 | $650,000 |
| Black or African American | 61 | $12,655,000 | $207,000 | $773,000 | $102,000 | $337,000 |
| Asian | 49 | $14,266,000 | $291,000 | $1,361,000 | $139,000 | $540,000 |
| Hispanic | 44 | $9,462,000 | $215,000 | $960,000 | $122,000 | $549,000 |
| American Indian or Alaskan Native | 5 | $784,000 | $156,000 | $300,000 | $103,000 | $147,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $288,000 | $288,000 | $288,000 | $223,000 | $223,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,813 | $905,512,000 | $499,000 | $3,775,000 | $310,000 | $7,540,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,024 | $717,984,000 | $701,000 | $3,775,000 | $457,000 | $7,540,000 |
| Loan Originated | 251 | $59,346,000 | $236,000 | $1,511,000 | $125,000 | $690,000 |
| Application Withdrawn By Applicant | 233 | $51,571,000 | $221,000 | $1,610,000 | $117,000 | $750,000 |
| Application Denied By Financial Institution | 197 | $53,930,000 | $273,000 | $1,361,000 | $117,000 | $598,000 |
| File Closed For Incompleteness | 103 | $21,890,000 | $212,000 | $1,275,000 | $114,000 | $530,000 |
| Application Approved But Not Accepted | 5 | $791,000 | $158,000 | $379,000 | $72,000 | $114,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 74 | $19,964,000 | $269,000 | $966,000 | $80,000 | $513,000 |
| Credit History | 46 | $12,278,000 | $266,000 | $1,361,000 | $126,000 | $445,000 |
| Collateral | 35 | $7,845,000 | $224,000 | $1,154,000 | $134,000 | $350,000 |
| Other | 29 | $8,131,000 | $280,000 | $1,000,000 | $159,000 | $598,000 |
| Credit Application Incomplete | 5 | $2,644,000 | $528,000 | $1,200,000 | $173,000 | $305,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,906,000 | $476,000 | $1,079,000 | $162,000 | $294,000 |
| Employment History | 3 | $1,039,000 | $346,000 | $742,000 | $189,000 | $315,000 |
| Unverifiable Information | 1 | $123,000 | $123,000 | $123,000 | $20,000 | $20,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tiaa-Cref Trust Company FSB's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tiaa-Cref Trust Company FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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