Tib, National Association Mortgage Lending & HMDA Data, 2017

In 2017, Tib, National Association of Farmers Branch, TX reported 2,040 mortgage applications totaling $390.5 million. The average application was for $191,430, and applicants reported an average income of $99,205. 73% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Springfield, MO (180), Jefferson City, MO (131) and San Antonio-New Braunfels, TX (87) (applications in parentheses).

Mortgage Company & Address Tib, National Association
11701 Luna Road
Farmers Branch, TX 75234
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 2,040
Total Mortgage Loan Application Amount $390,519,000
Average Mortgage Loan Application Amount $191,430
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $99,205
Highest Applicant Income $1,614,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tib, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tib, National Association by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Smith, Texas 83 $ 18,085,000 $ 217,891 $ 151,000
Greene, Missouri 76 $ 11,751,000 $ 154,618 $ 83,000
Cole, Missouri 65 $ 12,830,000 $ 197,384 $ 89,000
Polk, Missouri 64 $ 9,536,000 $ 149,000 $ 87,000
Ouachita, Louisiana 62 $ 12,559,000 $ 202,564 $ 81,000
Laclede, Missouri 54 $ 7,590,000 $ 140,555 $ 59,000
Bastrop, Texas 53 $ 11,221,000 $ 211,716 $ 119,000
Walker, Texas 49 $ 8,377,000 $ 170,959 $ 133,000
Mohave, Arizona 45 $ 9,845,000 $ 218,777 $ 115,000
Comal, Texas 42 $ 11,691,000 $ 278,357 $ 164,000
Osage, Missouri 40 $ 8,427,000 $ 210,675 $ 91,000
Gregg, Texas 40 $ 6,636,000 $ 165,900 $ 100,000
Grant, Louisiana 35 $ 6,215,000 $ 177,571 $ 85,000
Rapides, Louisiana 34 $ 6,052,000 $ 178,000 $ 79,000
Camden, Missouri 34 $ 6,929,000 $ 203,794 $ 88,000
Christian, Missouri 33 $ 6,278,000 $ 190,242 $ 96,000
Pittsburg, Oklahoma 31 $ 5,524,000 $ 178,193 $ 80,000
Guadalupe, Texas 31 $ 8,027,000 $ 258,935 $ 125,000
St. James, Louisiana 29 $ 6,409,000 $ 221,000 $ 90,000
Brazos, Texas 25 $ 5,750,000 $ 230,000 $ 125,000
Callaway, Missouri 23 $ 3,876,000 $ 168,521 $ 78,000
Miller, Missouri 23 $ 4,836,000 $ 210,260 $ 104,000
Taylor, Texas 22 $ 3,564,000 $ 162,000 $ 87,000
Washington, Arkansas 21 $ 3,921,000 $ 186,714 $ 108,000
Henderson, Texas 21 $ 3,610,000 $ 171,904 $ 102,000
Lafayette, Louisiana 18 $ 3,754,000 $ 208,555 $ 115,000
Okmulgee, Oklahoma 16 $ 2,307,000 $ 144,187 $ 81,000
Angelina, Texas 16 $ 2,554,000 $ 159,625 $ 95,000
Randall, Texas 16 $ 2,920,000 $ 182,500 $ 179,000
Richland, Louisiana 15 $ 3,484,000 $ 232,266 $ 105,000
Champaign, Illinois 14 $ 2,638,000 $ 188,428 $ 111,000
Boone, Missouri 14 $ 2,534,000 $ 181,000 $ 86,000
Flathead, Montana 14 $ 2,702,000 $ 193,000 $ 70,000
Taos, New Mexico 14 $ 2,546,000 $ 181,857 $ 114,000
Burnet, Texas 14 $ 2,693,000 $ 192,357 $ 114,000
Baxter, Arkansas 13 $ 2,191,000 $ 168,538 $ 84,000
Lafourche, Louisiana 13 $ 3,472,000 $ 267,076 $ 100,000
Hartley, Texas 13 $ 2,515,000 $ 193,461 $ 115,000
Wichita, Texas 13 $ 1,818,000 $ 139,846 $ 69,000
Arkansas, Arkansas 12 $ 1,619,000 $ 134,916 $ 94,000
Caldwell, Louisiana 12 $ 1,799,000 $ 149,916 $ 75,000
La Salle, Louisiana 12 $ 2,084,000 $ 173,666 $ 94,000
Vermilion, Louisiana 12 $ 2,051,000 $ 170,916 $ 66,000
Harrison, Texas 12 $ 2,037,000 $ 169,750 $ 103,000
Van Zandt, Texas 12 $ 1,917,000 $ 159,750 $ 98,000
Grant, New Mexico 11 $ 1,604,000 $ 145,818 $ 64,000
Denton, Texas 11 $ 6,321,000 $ 574,636 $ 118,000
Kaufman, Texas 11 $ 2,385,000 $ 216,818 $ 96,000
Tom Green, Texas 11 $ 1,943,000 $ 176,636 $ 85,000
Utah, Utah 11 $ 3,259,000 $ 296,272 $ 105,000
St. Charles, Louisiana 10 $ 2,201,000 $ 220,100 $ 99,000
Texas, Oklahoma 10 $ 1,443,000 $ 144,300 $ 107,000
Ochiltree, Texas 10 $ 1,742,000 $ 174,200 $ 87,000
Carroll, Arkansas 9 $ 1,320,000 $ 146,666 $ 68,000
Hinds, Mississippi 9 $ 1,249,000 $ 138,777 $ 97,000
Howell, Missouri 9 $ 1,020,000 $ 113,333 $ 50,000
Cherokee, Texas 9 $ 2,472,000 $ 274,666 $ 113,000
Cooke, Texas 9 $ 1,458,000 $ 162,000 $ 100,000
Williamson, Texas 9 $ 1,969,000 $ 218,777 $ 156,000
Morgan, Alabama 8 $ 1,362,000 $ 170,250 $ 70,000
Boone, Arkansas 8 $ 1,302,000 $ 162,750 $ 69,000
Bossier, Louisiana 8 $ 1,881,000 $ 235,125 $ 74,000
St. Landry, Louisiana 8 $ 1,565,000 $ 195,625 $ 86,000
Cedar, Missouri 8 $ 1,281,000 $ 160,125 $ 55,000
Maries, Missouri 8 $ 1,319,000 $ 164,875 $ 68,000
Grayson, Texas 8 $ 1,384,000 $ 173,000 $ 83,000
Moore, Texas 8 $ 1,085,000 $ 135,625 $ 99,000
Travis, Texas 8 $ 2,366,000 $ 295,750 $ 184,000
Cullman, Alabama 7 $ 937,000 $ 133,857 $ 56,000
Ascension, Louisiana 7 $ 1,693,000 $ 241,857 $ 105,000
Caddo, Louisiana 7 $ 1,430,000 $ 204,285 $ 81,000
Franklin, Louisiana 7 $ 1,611,000 $ 230,142 $ 101,000
Lincoln, Montana 7 $ 1,134,000 $ 162,000 $ 76,000
Lea, New Mexico 7 $ 1,132,000 $ 161,714 $ 93,000
Dallas, Texas 7 $ 2,727,000 $ 389,571 $ 65,000
Harris, Texas 7 $ 1,649,000 $ 235,571 $ 117,000
Potter, Texas 7 $ 1,234,000 $ 176,285 $ 135,000
Wilson, Texas 7 $ 1,944,000 $ 277,714 $ 102,000
Wise, Texas 7 $ 1,938,000 $ 276,857 $ 173,000
Pope, Arkansas 6 $ 768,000 $ 128,000 $ 46,000
Prairie, Arkansas 6 $ 693,000 $ 115,500 $ 51,000
Avoyelles, Louisiana 6 $ 1,351,000 $ 225,166 $ 104,000
Lawrence, Missouri 6 $ 1,074,000 $ 179,000 $ 89,000
Silver Bow, Montana 6 $ 942,000 $ 157,000 $ 57,000
Bryan, Oklahoma 6 $ 708,000 $ 118,000 $ 63,000
Dallam, Texas 6 $ 719,000 $ 119,833 $ 59,000
McLennan, Texas 6 $ 971,000 $ 161,833 $ 73,000
Seward, Kansas 5 $ 652,000 $ 130,400 $ 93,000
Madison, Louisiana 5 $ 1,116,000 $ 223,200 $ 112,000
Union, Louisiana 5 $ 909,000 $ 181,800 $ 119,000
West Carroll, Louisiana 5 $ 759,000 $ 151,800 $ 103,000
Dallas, Missouri 5 $ 601,000 $ 120,200 $ 56,000
Jasper, Missouri 5 $ 868,000 $ 173,600 $ 67,000
Adams, Pennsylvania 5 $ 746,000 $ 149,200 $ 57,000
Anderson, Texas 5 $ 719,000 $ 143,800 $ 71,000
Bell, Texas 5 $ 539,000 $ 107,800 $ 66,000
Hopkins, Texas 5 $ 753,000 $ 150,600 $ 85,000
Nacogdoches, Texas 5 $ 813,000 $ 162,600 $ 81,000
Panola, Texas 5 $ 1,132,000 $ 226,400 $ 92,000
Rusk, Texas 5 $ 974,000 $ 194,800 $ 148,000
Upshur, Texas 5 $ 608,000 $ 121,600 $ 96,000
Young, Texas 5 $ 899,000 $ 179,800 $ 88,000
Jefferson, Alabama 4 $ 422,000 $ 105,500 $ 94,000
Marion, Arkansas 4 $ 669,000 $ 167,250 $ 66,000
Yell, Arkansas 4 $ 329,000 $ 82,250 $ 79,000
St. Louis, Missouri 4 $ 1,244,000 $ 311,000 $ 205,000
Texas, Missouri 4 $ 467,000 $ 116,750 $ 40,000
Eddy, New Mexico 4 $ 565,000 $ 141,250 $ 44,000
Payne, Oklahoma 4 $ 887,000 $ 221,750 $ 66,000
Bexar, Texas 4 $ 796,000 $ 199,000 $ 85,000
Freestone, Texas 4 $ 824,000 $ 206,000 $ 77,000
Hardin, Texas 4 $ 556,000 $ 139,000 $ 62,000
Jones, Texas 4 $ 580,000 $ 145,000 $ 82,000
Leon, Texas 4 $ 464,000 $ 116,000 $ 57,000
Navarro, Texas 4 $ 835,000 $ 208,750 $ 136,000
Robertson, Texas 4 $ 819,000 $ 204,750 $ 172,000
Sherman, Texas 4 $ 880,000 $ 220,000 $ 183,000
Tarrant, Texas 4 $ 741,000 $ 185,250 $ 33,000
Maricopa, Arizona 3 $ 495,000 $ 165,000 $ 73,000
Pima, Arizona 3 $ 559,000 $ 186,333 $ 188,000
Madison, Arkansas 3 $ 338,000 $ 112,666 $ 43,000
Boone, Indiana 3 $ 392,000 $ 130,666 $ 65,000
East Baton Rouge, Louisiana 3 $ 673,000 $ 224,333 $ 97,000
Jefferson, Louisiana 3 $ 644,000 $ 214,666 $ 92,000
Lincoln, Louisiana 3 $ 599,000 $ 199,666 $ 212,000
Morehouse, Louisiana 3 $ 450,000 $ 150,000 $ 73,000
St. Tammany, Louisiana 3 $ 746,000 $ 248,666 $ 196,000
Cape Girardeau, Missouri 3 $ 491,000 $ 163,666 $ 38,000
Dade, Missouri 3 $ 750,000 $ 250,000 $ 149,000
Hickory, Missouri 3 $ 425,000 $ 141,666 $ 57,000
Moniteau, Missouri 3 $ 546,000 $ 182,000 $ 63,000
Morgan, Missouri 3 $ 697,000 $ 232,333 $ 131,000
Stone, Missouri 3 $ 730,000 $ 243,333 $ 128,000
Taney, Missouri 3 $ 778,000 $ 259,333 $ 117,000
Gallatin, Montana 3 $ 966,000 $ 322,000 $ 120,000
Dona Ana, New Mexico 3 $ 841,000 $ 280,333 $ 107,000
Beaver, Oklahoma 3 $ 363,000 $ 121,000 $ 97,000
Oklahoma, Oklahoma 3 $ 1,099,000 $ 366,333 $ 84,000
Collin, Texas 3 $ 800,000 $ 266,666 $ 214,000
Grimes, Texas 3 $ 688,000 $ 229,333 $ 98,000
Hansford, Texas 3 $ 505,000 $ 168,333 $ 86,000
Madison, Texas 3 $ 560,000 $ 186,666 $ 80,000
Titus, Texas 3 $ 505,000 $ 168,333 $ 71,000
Tyler, Texas 3 $ 595,000 $ 198,333 $ 180,000
Lawrence, Alabama 2 $ 293,000 $ 146,500 $ 62,000
Marshall, Alabama 2 $ 378,000 $ 189,000 $ 81,000
Walker, Alabama 2 $ 450,000 $ 225,000 $ 75,000
Cochise, Arizona 2 $ 291,000 $ 145,500 $ 93,000
Faulkner, Arkansas 2 $ 224,000 $ 112,000 $ 65,000
Vermilion, Illinois 2 $ 290,000 $ 145,000 $ 71,000
Acadia, Louisiana 2 $ 560,000 $ 280,000 $ 135,000
Orleans, Louisiana 2 $ 797,000 $ 398,500 $ 398,000
St. John the Baptist, Louisiana 2 $ 287,000 $ 143,500 $ 82,000
Webster, Louisiana 2 $ 594,000 $ 297,000 $ 98,000
Barry, Missouri 2 $ 246,000 $ 123,000 $ 47,000
Clay, Missouri 2 $ 326,000 $ 163,000 $ 67,000
Cooper, Missouri 2 $ 354,000 $ 177,000 $ 66,000
Jackson, Missouri 2 $ 255,000 $ 127,500 $ 39,000
Jefferson, Missouri 2 $ 409,000 $ 204,500 $ 70,000
Newton, Missouri 2 $ 210,000 $ 105,000 $ 53,000
Shannon, Missouri 2 $ 344,000 $ 172,000 $ 72,000
Webster, Missouri 2 $ 271,000 $ 135,500 $ 86,000
Wright, Missouri 2 $ 231,000 $ 115,500 $ 40,000
Sanders, Montana 2 $ 524,000 $ 262,000 $ 67,000
Bernalillo, New Mexico 2 $ 497,000 $ 248,500 $ 60,000
Atoka, Oklahoma 2 $ 254,000 $ 127,000 $ 66,000
Pontotoc, Oklahoma 2 $ 309,000 $ 154,500 $ 65,000
Tulsa, Oklahoma 2 $ 544,000 $ 272,000 $ 89,000
Woodward, Oklahoma 2 $ 395,000 $ 197,500 $ 106,000
Franklin, Pennsylvania 2 $ 294,000 $ 147,000 $ 53,000
Archer, Texas 2 $ 488,000 $ 244,000 $ 69,000
Atascosa, Texas 2 $ 495,000 $ 247,500 $ 76,000
Blanco, Texas 2 $ 602,000 $ 301,000 $ 107,000
Deaf Smith, Texas 2 $ 282,000 $ 141,000 $ 64,000
Gillespie, Texas 2 $ 550,000 $ 275,000 $ 159,000
Knox, Texas 2 $ 74,000 $ 37,000 $ 41,000
McCulloch, Texas 2 $ 127,000 $ 63,500 $ 32,000
Milam, Texas 2 $ 276,000 $ 138,000 $ 76,000
Nolan, Texas 2 $ 393,000 $ 196,500 $ 138,000
Parker, Texas 2 $ 632,000 $ 316,000 $ 134,000
Parmer, Texas 2 $ 276,000 $ 138,000 $ 86,000
San Jacinto, Texas 2 $ 270,000 $ 135,000 $ 260,000
Trinity, Texas 2 $ 550,000 $ 275,000 $ 165,000
Wood, Texas 2 $ 362,000 $ 181,000 $ 81,000
Washington, Utah 2 $ 199,000 $ 99,500 $ 38,000
Blount, Alabama 1 $ 230,000 $ 230,000 $ 196,000
Coconino, Arizona 1 $ 424,000 $ 424,000 $ 716,000
Benton, Arkansas 1 $ 167,000 $ 167,000 $ 48,000
Craighead, Arkansas 1 $ 153,000 $ 153,000 $ 94,000
Greene, Arkansas 1 $ 98,000 $ 98,000 $ 43,000
Lonoke, Arkansas 1 $ 157,000 $ 157,000 $ 54,000
Pulaski, Arkansas 1 $ 84,000 $ 84,000 $ 92,000
Saline, Arkansas 1 $ 218,000 $ 218,000 $ 61,000
Searcy, Arkansas 1 $ 136,000 $ 136,000 $ 40,000
Broomfield, Colorado 1 $ 309,000 $ 309,000 $ 59,000
Larimer, Colorado 1 $ 416,000 $ 416,000 $ 460,000
Escambia, Florida 1 $ 79,000 $ 79,000 $ 24,000
Cherokee, Georgia 1 $ 388,000 $ 388,000 $ 150,000
Gilmer, Georgia 1 $ 200,000 $ 200,000 $ 269,000
Kootenai, Idaho 1 $ 200,000 $ 200,000 $ 110,000
Edgar, Illinois 1 $ 140,000 $ 140,000 $ 47,000
Fulton, Illinois 1 $ 244,000 $ 244,000 $ 255,000
Tippecanoe, Indiana 1 $ 137,000 $ 137,000 $ 44,000
Doniphan, Kansas 1 $ 102,000 $ 102,000 $ 59,000
Gray, Kansas 1 $ 72,000 $ 72,000 $ 153,000
Haskell, Kansas 1 $ 337,000 $ 337,000 $ 140,000
Assumption, Louisiana 1 $ 120,000 $ 120,000 $ 117,000
Catahoula, Louisiana 1 $ 243,000 $ 243,000 $ 138,000
Claiborne, Louisiana 1 $ 200,000 $ 200,000 $ 78,000
Evangeline, Louisiana 1 $ 112,000 $ 112,000 $ 101,000
Iberia, Louisiana 1 $ 95,000 $ 95,000 $ 52,000
Livingston, Louisiana 1 $ 228,000 $ 228,000 $ 290,000
Sabine, Louisiana 1 $ 178,000 $ 178,000 $ 105,000
St. Martin, Louisiana 1 $ 195,000 $ 195,000 $ 56,000
Tangipahoa, Louisiana 1 $ 121,000 $ 121,000 $ 117,000
Madison, Mississippi 1 $ 290,000 $ 290,000 $ 105,000
Clinton, Missouri 1 $ 94,000 $ 94,000 $ 50,000
Gasconade, Missouri 1 $ 180,000 $ 180,000 $ 123,000
Grundy, Missouri 1 $ 157,000 $ 157,000 $ 63,000
Phelps, Missouri 1 $ 194,000 $ 194,000 $ 112,000
Pulaski, Missouri 1 $ 280,000 $ 280,000 $ 75,000
Putnam, Missouri 1 $ 49,000 $ 49,000 $ 62,000
Scott, Missouri 1 $ 121,000 $ 121,000 $ 48,000
St. Clair, Missouri 1 $ 78,000 $ 78,000 $ 36,000
Deer Lodge, Montana 1 $ 175,000 $ 175,000 $ 161,000
Granite, Montana 1 $ 261,000 $ 261,000 $ 135,000
Jefferson, Montana 1 $ 195,000 $ 195,000 $ 123,000
Lewis and Clark, Montana 1 $ 330,000 $ 330,000 $ 123,000
Missoula, Montana 1 $ 175,000 $ 175,000 $ 154,000
Pondera, Montana 1 $ 79,000 $ 79,000 $ 23,000
Chaves, New Mexico 1 $ 150,000 $ 150,000 $ 60,000
Colfax, New Mexico 1 $ 362,000 $ 362,000 $ 317,000
Los Alamos, New Mexico 1 $ 168,000 $ 168,000 $ 145,000
Luna, New Mexico 1 $ 58,000 $ 58,000 $ 62,000
Mora, New Mexico 1 $ 143,000 $ 143,000 $ 340,000
Roosevelt, New Mexico 1 $ 164,000 $ 164,000 $ 41,000
San Juan, New Mexico 1 $ 158,000 $ 158,000 $ 43,000
Carter, Oklahoma 1 $ 207,000 $ 207,000 $ 68,000
Cleveland, Oklahoma 1 $ 72,000 $ 72,000 $ 60,000
Delaware, Oklahoma 1 $ 204,000 $ 204,000 $ 99,000
Hughes, Oklahoma 1 $ 196,000 $ 196,000 $ 99,000
Johnston, Oklahoma 1 $ 135,000 $ 135,000 $ 66,000
Marshall, Oklahoma 1 $ 138,000 $ 138,000 $ 75,000
Murray, Oklahoma 1 $ 121,000 $ 121,000 $ 68,000
Wagoner, Oklahoma 1 $ 257,000 $ 257,000 $ 90,000
Davidson, Tennessee 1 $ 424,000 $ 424,000 $ 220,000
Shelby, Tennessee 1 $ 150,000 $ 150,000 $ 206,000
Armstrong, Texas 1 $ 307,000 $ 307,000 $ 83,000
Bandera, Texas 1 $ 207,000 $ 207,000 $ 106,000
Bowie, Texas 1 $ 136,000 $ 136,000 $ 150,000
Brazoria, Texas 1 $ 424,000 $ 424,000 $ 165,000
Calhoun, Texas 1 $ 264,000 $ 264,000 $ 397,000
Camp, Texas 1 $ 417,000 $ 417,000 $ 96,000
Cass, Texas 1 $ 138,000 $ 138,000 $ 87,000
Clay, Texas 1 $ 55,000 $ 55,000 $ 43,000
Colorado, Texas 1 $ 150,000 $ 150,000 $ 82,000
Ector, Texas 1 $ 221,000 $ 221,000 $ 95,000
Erath, Texas 1 $ 180,000 $ 180,000 $ 88,000
Fannin, Texas 1 $ 151,000 $ 151,000 $ 49,000
Fisher, Texas 1 $ 104,000 $ 104,000 $ 100,000
Fort Bend, Texas 1 $ 150,000 $ 150,000 $ 248,000
Hays, Texas 1 $ 349,000 $ 349,000 $ 212,000
Hidalgo, Texas 1 $ 221,000 $ 221,000 $ 0
Houston, Texas 1 $ 125,000 $ 125,000 $ 113,000
Hunt, Texas 1 $ 120,000 $ 120,000 $ 94,000
Johnson, Texas 1 $ 113,000 $ 113,000 $ 107,000
Karnes, Texas 1 $ 312,000 $ 312,000 $ 94,000
Lampasas, Texas 1 $ 190,000 $ 190,000 $ 162,000
Lee, Texas 1 $ 245,000 $ 245,000 $ 112,000
Limestone, Texas 1 $ 341,000 $ 341,000 $ 109,000
Llano, Texas 1 $ 424,000 $ 424,000 $ 110,000
Lubbock, Texas 1 $ 105,000 $ 105,000 $ 135,000
Matagorda, Texas 1 $ 100,000 $ 100,000 $ 67,000
Menard, Texas 1 $ 126,000 $ 126,000 $ 56,000
Midland, Texas 1 $ 110,000 $ 110,000 $ 85,000
Montague, Texas 1 $ 220,000 $ 220,000 $ 109,000
Montgomery, Texas 1 $ 177,000 $ 177,000 $ 122,000
Newton, Texas 1 $ 100,000 $ 100,000 $ 160,000
Scurry, Texas 1 $ 107,000 $ 107,000 $ 72,000
Webb, Texas 1 $ 218,000 $ 218,000 $ 112,000

Mortgage Loan Application Detail Totals for Tib, National Association in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,452 $284,847,000 $196,000 $4,000,000 $97,000 $1,614,000
Refinancing 547 $99,004,000 $180,000 $424,000 $105,000 $772,000
Home Improvement 41 $6,668,000 $162,000 $394,000 $100,000 $448,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,793 $341,401,000 $190,000 $629,000 $101,000 $1,614,000
Hispanic 107 $17,464,000 $163,000 $424,000 $83,000 $310,000
Not Provided 67 $14,798,000 $220,000 $424,000 $103,000 $310,000
Black or African American 37 $6,805,000 $183,000 $360,000 $78,000 $290,000
Asian 24 $4,518,000 $188,000 $424,000 $103,000 $434,000
American Indian or Alaskan Native 9 $1,067,000 $118,000 $158,000 $61,000 $128,000
Native Hawaiian or Other Pacific Islander 2 $466,000 $233,000 $243,000 $119,000 $142,000
Not applicable 1 $4,000,000 $4,000,000 $4,000,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,687 $336,462,000 $199,000 $4,000,000 $107,000 $1,614,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 173 $23,148,000 $133,000 $273,000 $51,000 $86,000
FHA-insured (Federal Housing Administration) 130 $19,510,000 $150,000 $295,000 $70,000 $263,000
VA-guaranteed (Veterans Administration) 50 $11,399,000 $227,000 $629,000 $94,000 $341,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,485 $288,172,000 $194,000 $4,000,000 $103,000 $1,614,000
Loan Purchased By The Institution 419 $79,197,000 $189,000 $424,000 $99,000 $807,000
Application Denied By Financial Institution 89 $15,292,000 $171,000 $424,000 $61,000 $190,000
Application Approved But Not Accepted 43 $6,996,000 $162,000 $393,000 $87,000 $261,000
Application Withdrawn By Applicant 4 $862,000 $215,000 $251,000 $129,000 $298,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 48 $8,590,000 $178,000 $410,000 $56,000 $190,000
Collateral 10 $1,567,000 $156,000 $417,000 $68,000 $130,000
Credit Application Incomplete 10 $1,824,000 $182,000 $281,000 $70,000 $160,000
Other 10 $1,428,000 $142,000 $243,000 $62,000 $138,000
Credit History 5 $782,000 $156,000 $313,000 $53,000 $70,000
Insufficient Cash (Downpayment, Closing Cost) 4 $849,000 $212,000 $424,000 $103,000 $165,000
Employment History 2 $252,000 $126,000 $152,000 $10,000 $21,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tib, National Association's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

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