Tib, National Association Mortgage Lending & HMDA Data, 2017
In 2017, Tib, National Association of Farmers Branch, TX reported 2,040 mortgage applications totaling $390.5 million. The average application was for $191,430, and applicants reported an average income of $99,205. 73% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Springfield, MO (180), Jefferson City, MO (131) and San Antonio-New Braunfels, TX (87) (applications in parentheses).
| Mortgage Company & Address | Tib, National Association 11701 Luna Road Farmers Branch, TX 75234 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 2,040 |
| Total Mortgage Loan Application Amount | $390,519,000 |
| Average Mortgage Loan Application Amount | $191,430 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $99,205 |
| Highest Applicant Income | $1,614,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tib, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Springfield, MO | 180 | $ 28,437,000 | $ 157,983 | $ 86,000 |
| Jefferson City, MO | 131 | $ 25,679,000 | $ 196,022 | $ 87,000 |
| San Antonio-New Braunfels, TX | 87 | $ 23,160,000 | $ 266,206 | $ 139,000 |
| Tyler, TX | 83 | $ 18,085,000 | $ 217,891 | $ 151,000 |
| Austin-Round Rock, TX | 71 | $ 15,905,000 | $ 224,014 | $ 132,000 |
| Alexandria, LA | 69 | $ 12,267,000 | $ 177,782 | $ 82,000 |
| Monroe, LA | 67 | $ 13,468,000 | $ 201,014 | $ 83,000 |
| Longview, TX | 50 | $ 8,218,000 | $ 164,360 | $ 104,000 |
| New Orleans-Metairie, LA | 49 | $ 11,084,000 | $ 226,204 | $ 110,000 |
| Lake Havasu City-Kingman, AZ | 45 | $ 9,845,000 | $ 218,777 | $ 115,000 |
| Lafayette, LA | 34 | $ 6,655,000 | $ 195,735 | $ 95,000 |
| Dallas-Plano-Irving, TX | 33 | $ 12,353,000 | $ 374,333 | $ 107,000 |
| College Station-Bryan, TX | 29 | $ 6,569,000 | $ 226,517 | $ 131,000 |
| Abilene, TX | 26 | $ 4,144,000 | $ 159,384 | $ 86,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 25 | $ 4,426,000 | $ 177,040 | $ 97,000 |
| Amarillo, TX | 24 | $ 4,461,000 | $ 185,875 | $ 162,000 |
| Tulsa, OK | 19 | $ 3,108,000 | $ 163,578 | $ 83,000 |
| Shreveport-Bossier City, LA | 17 | $ 3,905,000 | $ 229,705 | $ 80,000 |
| Wichita Falls, TX | 16 | $ 2,361,000 | $ 147,562 | $ 67,000 |
| Champaign-Urbana, IL | 14 | $ 2,638,000 | $ 188,428 | $ 111,000 |
| Columbia, MO | 14 | $ 2,534,000 | $ 181,000 | $ 86,000 |
| Fort Worth-Arlington, TX | 14 | $ 3,424,000 | $ 244,571 | $ 123,000 |
| Houma-Thibodaux, LA | 13 | $ 3,472,000 | $ 267,076 | $ 100,000 |
| Baton Rouge, LA | 11 | $ 2,594,000 | $ 235,818 | $ 120,000 |
| Provo-Orem, UT | 11 | $ 3,259,000 | $ 296,272 | $ 105,000 |
| San Angelo, TX | 11 | $ 1,943,000 | $ 176,636 | $ 85,000 |
| Decatur, AL | 10 | $ 1,655,000 | $ 165,500 | $ 68,000 |
| Houston-The Woodlands-Sugar Land, TX | 10 | $ 2,400,000 | $ 240,000 | $ 136,000 |
| Jackson, MS | 10 | $ 1,539,000 | $ 153,900 | $ 98,000 |
| Sherman-Denison, TX | 8 | $ 1,384,000 | $ 173,000 | $ 83,000 |
| Birmingham-Hoover, AL | 7 | $ 1,102,000 | $ 157,428 | $ 103,000 |
| Joplin, MO | 7 | $ 1,078,000 | $ 154,000 | $ 63,000 |
| Killeen-Temple, TX | 6 | $ 729,000 | $ 121,500 | $ 82,000 |
| St. Louis, MO-IL | 6 | $ 1,653,000 | $ 275,500 | $ 160,000 |
| Waco, TX | 6 | $ 971,000 | $ 161,833 | $ 73,000 |
| Beaumont-Port Arthur, TX | 5 | $ 656,000 | $ 131,200 | $ 81,000 |
| Gettysburg, PA | 5 | $ 746,000 | $ 149,200 | $ 57,000 |
| Kansas City, MO-KS | 5 | $ 675,000 | $ 135,000 | $ 52,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 683,000 | $ 136,600 | $ 67,000 |
| Oklahoma City, OK | 4 | $ 1,171,000 | $ 292,750 | $ 78,000 |
| Cape Girardeau, MO-IL | 3 | $ 491,000 | $ 163,666 | $ 38,000 |
| Indianapolis-Carmel-Anderson, IN | 3 | $ 392,000 | $ 130,666 | $ 65,000 |
| Las Cruces, NM | 3 | $ 841,000 | $ 280,333 | $ 107,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3 | $ 495,000 | $ 165,000 | $ 73,000 |
| Tucson, AZ | 3 | $ 559,000 | $ 186,333 | $ 188,000 |
| Albuquerque, NM | 2 | $ 497,000 | $ 248,500 | $ 60,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 294,000 | $ 147,000 | $ 53,000 |
| Danville, IL | 2 | $ 290,000 | $ 145,000 | $ 71,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 291,000 | $ 145,500 | $ 93,000 |
| St. George, UT | 2 | $ 199,000 | $ 99,500 | $ 38,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1 | $ 388,000 | $ 388,000 | $ 150,000 |
| Coeur D'Alene, ID | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| Denver-Aurora-Lakewood, CO | 1 | $ 309,000 | $ 309,000 | $ 59,000 |
| Farmington, NM | 1 | $ 158,000 | $ 158,000 | $ 43,000 |
| Flagstaff, AZ | 1 | $ 424,000 | $ 424,000 | $ 716,000 |
| Fort Collins, CO | 1 | $ 416,000 | $ 416,000 | $ 460,000 |
| Hammond, LA | 1 | $ 121,000 | $ 121,000 | $ 117,000 |
| Jonesboro, AR | 1 | $ 153,000 | $ 153,000 | $ 94,000 |
| Lafayette-West Lafayette, IN | 1 | $ 137,000 | $ 137,000 | $ 44,000 |
| Laredo, TX | 1 | $ 218,000 | $ 218,000 | $ 112,000 |
| Lubbock, TX | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Memphis, TN-MS-AR | 1 | $ 150,000 | $ 150,000 | $ 206,000 |
| Midland, TX | 1 | $ 110,000 | $ 110,000 | $ 85,000 |
| Missoula, MT | 1 | $ 175,000 | $ 175,000 | $ 154,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 424,000 | $ 424,000 | $ 220,000 |
| Odessa, TX | 1 | $ 221,000 | $ 221,000 | $ 95,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 79,000 | $ 79,000 | $ 24,000 |
| St. Joseph, MO-KS | 1 | $ 102,000 | $ 102,000 | $ 59,000 |
| Texarkana, TX-AR | 1 | $ 136,000 | $ 136,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for Tib, National Association in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,452 | $284,847,000 | $196,000 | $4,000,000 | $97,000 | $1,614,000 |
| Refinancing | 547 | $99,004,000 | $180,000 | $424,000 | $105,000 | $772,000 |
| Home Improvement | 41 | $6,668,000 | $162,000 | $394,000 | $100,000 | $448,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,793 | $341,401,000 | $190,000 | $629,000 | $101,000 | $1,614,000 |
| Hispanic | 107 | $17,464,000 | $163,000 | $424,000 | $83,000 | $310,000 |
| Not Provided | 67 | $14,798,000 | $220,000 | $424,000 | $103,000 | $310,000 |
| Black or African American | 37 | $6,805,000 | $183,000 | $360,000 | $78,000 | $290,000 |
| Asian | 24 | $4,518,000 | $188,000 | $424,000 | $103,000 | $434,000 |
| American Indian or Alaskan Native | 9 | $1,067,000 | $118,000 | $158,000 | $61,000 | $128,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $466,000 | $233,000 | $243,000 | $119,000 | $142,000 |
| Not applicable | 1 | $4,000,000 | $4,000,000 | $4,000,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,687 | $336,462,000 | $199,000 | $4,000,000 | $107,000 | $1,614,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 173 | $23,148,000 | $133,000 | $273,000 | $51,000 | $86,000 |
| FHA-insured (Federal Housing Administration) | 130 | $19,510,000 | $150,000 | $295,000 | $70,000 | $263,000 |
| VA-guaranteed (Veterans Administration) | 50 | $11,399,000 | $227,000 | $629,000 | $94,000 | $341,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,485 | $288,172,000 | $194,000 | $4,000,000 | $103,000 | $1,614,000 |
| Loan Purchased By The Institution | 419 | $79,197,000 | $189,000 | $424,000 | $99,000 | $807,000 |
| Application Denied By Financial Institution | 89 | $15,292,000 | $171,000 | $424,000 | $61,000 | $190,000 |
| Application Approved But Not Accepted | 43 | $6,996,000 | $162,000 | $393,000 | $87,000 | $261,000 |
| Application Withdrawn By Applicant | 4 | $862,000 | $215,000 | $251,000 | $129,000 | $298,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 48 | $8,590,000 | $178,000 | $410,000 | $56,000 | $190,000 |
| Collateral | 10 | $1,567,000 | $156,000 | $417,000 | $68,000 | $130,000 |
| Credit Application Incomplete | 10 | $1,824,000 | $182,000 | $281,000 | $70,000 | $160,000 |
| Other | 10 | $1,428,000 | $142,000 | $243,000 | $62,000 | $138,000 |
| Credit History | 5 | $782,000 | $156,000 | $313,000 | $53,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $849,000 | $212,000 | $424,000 | $103,000 | $165,000 |
| Employment History | 2 | $252,000 | $126,000 | $152,000 | $10,000 | $21,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tib, National Association's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tib, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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