Tib, National Association Mortgage Lending & HMDA Data, 2020

In 2020, Tib, National Association of Farmers Branch, TX reported 1,799 mortgage applications totaling $381.5 million, up 40% from 2019. The average application was for $212,037, and applicants reported an average income of $122,722. 71% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Springfield, MO (107), San Angelo, TX (101) and Austin-Round Rock, TX (95) (applications in parentheses).

Mortgage Company & Address Tib, National Association
11701 Luna Road
Farmers Branch, TX 75234
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 1,799
Total Mortgage Loan Application Amount $381,455,000
Average Mortgage Loan Application Amount $212,037
Highest Mortgage Loan Application Amount $515,000
Average Applicant Income $122,722
Highest Applicant Income $2,368,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tib, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tib, National Association by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tom Green, Texas 98 $ 22,610,000 $ 230,714 $ 136,000
Smith, Texas 81 $ 18,505,000 $ 228,456 $ 142,000
Bastrop, Texas 74 $ 16,880,000 $ 228,108 $ 104,000
Rapides, Louisiana 51 $ 10,505,000 $ 205,980 $ 114,000
Walker, Texas 51 $ 10,585,000 $ 207,549 $ 123,000
Greene, Missouri 48 $ 9,360,000 $ 195,000 $ 117,000
Lafayette, Louisiana 39 $ 9,985,000 $ 256,025 $ 144,000
Laclede, Missouri 38 $ 6,010,000 $ 158,157 $ 73,000
Grant, Louisiana 36 $ 6,220,000 $ 172,777 $ 99,000
St. James, Louisiana 36 $ 9,020,000 $ 250,555 $ 134,000
Polk, Missouri 36 $ 6,770,000 $ 188,055 $ 94,000
Henderson, Texas 30 $ 7,070,000 $ 235,666 $ 121,000
St. Charles, Louisiana 27 $ 6,375,000 $ 236,111 $ 110,000
Brazos, Texas 25 $ 5,335,000 $ 213,400 $ 119,000
Angelina, Texas 22 $ 5,110,000 $ 232,272 $ 127,000
Medina, Texas 22 $ 5,480,000 $ 249,090 $ 123,000
Van Zandt, Texas 22 $ 4,250,000 $ 193,181 $ 94,000
Luna, New Mexico 21 $ 2,575,000 $ 122,619 $ 83,000
Dallas, Texas 21 $ 6,335,000 $ 301,666 $ 215,000
Vermilion, Louisiana 19 $ 3,775,000 $ 198,684 $ 113,000
Lafourche, Louisiana 17 $ 3,935,000 $ 231,470 $ 253,000
Camden, Missouri 17 $ 2,305,000 $ 135,588 $ 90,000
Hansford, Texas 17 $ 2,735,000 $ 160,882 $ 112,000
Taos, New Mexico 16 $ 4,220,000 $ 263,750 $ 119,000
Nolan, Texas 16 $ 2,550,000 $ 159,375 $ 108,000
Silver Bow, Montana 14 $ 3,230,000 $ 230,714 $ 87,000
Gregg, Texas 14 $ 2,190,000 $ 156,428 $ 85,000
Hunt, Texas 14 $ 3,240,000 $ 231,428 $ 114,000
Comal, Texas 13 $ 4,365,000 $ 335,769 $ 168,000
Hartley, Texas 13 $ 2,555,000 $ 196,538 $ 93,000
Christian, Missouri 12 $ 2,090,000 $ 174,166 $ 135,000
Flathead, Montana 12 $ 3,680,000 $ 306,666 $ 219,000
Grant, New Mexico 12 $ 1,570,000 $ 130,833 $ 69,000
Grady, Oklahoma 12 $ 1,900,000 $ 158,333 $ 100,000
Texas, Oklahoma 12 $ 2,120,000 $ 176,666 $ 242,000
Collin, Texas 12 $ 3,550,000 $ 295,833 $ 228,000
Snohomish, Washington 12 $ 4,360,000 $ 363,333 $ 212,000
Cullman, Alabama 11 $ 1,915,000 $ 174,090 $ 108,000
Ouachita, Louisiana 11 $ 2,025,000 $ 184,090 $ 117,000
Comanche, Oklahoma 11 $ 2,915,000 $ 265,000 $ 125,000
Burnet, Texas 11 $ 2,695,000 $ 245,000 $ 160,000
Kaufman, Texas 11 $ 1,985,000 $ 180,454 $ 95,000
Rusk, Texas 11 $ 2,175,000 $ 197,727 $ 123,000
Young, Texas 11 $ 2,505,000 $ 227,727 $ 194,000
Okmulgee, Oklahoma 10 $ 1,170,000 $ 117,000 $ 60,000
Cooke, Texas 10 $ 2,540,000 $ 254,000 $ 118,000
Deaf Smith, Texas 10 $ 1,540,000 $ 154,000 $ 109,000
Lubbock, Texas 10 $ 1,970,000 $ 197,000 $ 127,000
Webster, Missouri 9 $ 1,205,000 $ 133,888 $ 81,000
Harrison, Texas 9 $ 2,855,000 $ 317,222 $ 214,000
Moore, Texas 9 $ 1,825,000 $ 202,777 $ 100,000
Ochiltree, Texas 9 $ 1,425,000 $ 158,333 $ 88,000
Randall, Texas 9 $ 2,245,000 $ 249,444 $ 156,000
Runnels, Texas 9 $ 1,735,000 $ 192,777 $ 102,000
Travis, Texas 9 $ 1,345,000 $ 149,444 $ 123,000
Williamson, Texas 9 $ 2,355,000 $ 261,666 $ 115,000
Skagit, Washington 9 $ 2,315,000 $ 257,222 $ 113,000
Cochise, Arizona 8 $ 1,250,000 $ 156,250 $ 102,000
Terrebonne, Louisiana 8 $ 1,960,000 $ 245,000 $ 141,000
Lincoln, Montana 8 $ 1,220,000 $ 152,500 $ 64,000
Denton, Texas 8 $ 1,870,000 $ 233,750 $ 111,000
Nacogdoches, Texas 8 $ 1,190,000 $ 148,750 $ 87,000
Jefferson, Illinois 7 $ 1,185,000 $ 169,285 $ 126,000
Caldwell, Louisiana 7 $ 995,000 $ 142,142 $ 104,000
Jefferson, Louisiana 7 $ 1,245,000 $ 177,857 $ 127,000
Hickory, Missouri 7 $ 735,000 $ 105,000 $ 66,000
Lawrence, Missouri 7 $ 1,385,000 $ 197,857 $ 93,000
Lewis and Clark, Montana 7 $ 1,355,000 $ 193,571 $ 93,000
Otero, New Mexico 7 $ 1,495,000 $ 213,571 $ 142,000
San Juan, New Mexico 7 $ 1,625,000 $ 232,142 $ 0
Montgomery, Texas 7 $ 1,455,000 $ 207,857 $ 90,000
Morgan, Alabama 6 $ 1,080,000 $ 180,000 $ 86,000
Washington, Arkansas 6 $ 1,420,000 $ 236,666 $ 105,000
Acadia, Louisiana 6 $ 1,010,000 $ 168,333 $ 96,000
Cedar, Missouri 6 $ 930,000 $ 155,000 $ 79,000
Dona Ana, New Mexico 6 $ 1,210,000 $ 201,666 $ 83,000
Cherokee, Texas 6 $ 1,520,000 $ 253,333 $ 97,000
McLennan, Texas 6 $ 1,460,000 $ 243,333 $ 110,000
Tarrant, Texas 6 $ 1,320,000 $ 220,000 $ 85,000
Baxter, Arkansas 5 $ 935,000 $ 187,000 $ 139,000
Boone, Indiana 5 $ 565,000 $ 113,000 $ 61,000
Ascension, Louisiana 5 $ 1,225,000 $ 245,000 $ 143,000
Deer Lodge, Montana 5 $ 675,000 $ 135,000 $ 87,000
Missoula, Montana 5 $ 1,185,000 $ 237,000 $ 125,000
Lea, New Mexico 5 $ 885,000 $ 177,000 $ 113,000
Canadian, Oklahoma 5 $ 1,235,000 $ 247,000 $ 86,000
Bexar, Texas 5 $ 1,185,000 $ 237,000 $ 200,000
Cameron, Texas 5 $ 1,905,000 $ 381,000 $ 346,000
Dallam, Texas 5 $ 865,000 $ 173,000 $ 90,000
Guadalupe, Texas 5 $ 1,235,000 $ 247,000 $ 182,000
Harris, Texas 5 $ 1,485,000 $ 297,000 $ 139,000
Houston, Texas 5 $ 925,000 $ 185,000 $ 129,000
Parmer, Texas 5 $ 665,000 $ 133,000 $ 138,000
Polk, Texas 5 $ 1,195,000 $ 239,000 $ 151,000
Trinity, Texas 5 $ 705,000 $ 141,000 $ 47,000
Upshur, Texas 5 $ 805,000 $ 161,000 $ 87,000
Avoyelles, Louisiana 4 $ 730,000 $ 182,500 $ 86,000
Jasper, Missouri 4 $ 530,000 $ 132,500 $ 76,000
McDonald, Missouri 4 $ 730,000 $ 182,500 $ 47,000
Gallatin, Montana 4 $ 1,370,000 $ 342,500 $ 212,000
Washington, Nebraska 4 $ 840,000 $ 210,000 $ 105,000
Oklahoma, Oklahoma 4 $ 970,000 $ 242,500 $ 140,000
Fannin, Texas 4 $ 500,000 $ 125,000 $ 37,000
Freestone, Texas 4 $ 810,000 $ 202,500 $ 96,000
Hopkins, Texas 4 $ 710,000 $ 177,500 $ 72,000
Lampasas, Texas 4 $ 1,060,000 $ 265,000 $ 110,000
Navarro, Texas 4 $ 840,000 $ 210,000 $ 114,000
Potter, Texas 4 $ 1,120,000 $ 280,000 $ 101,000
Rains, Texas 4 $ 990,000 $ 247,500 $ 166,000
Robertson, Texas 4 $ 810,000 $ 202,500 $ 111,000
Sherman, Texas 4 $ 880,000 $ 220,000 $ 110,000
Titus, Texas 4 $ 780,000 $ 195,000 $ 257,000
Wood, Texas 4 $ 520,000 $ 130,000 $ 89,000
Jefferson, Alabama 3 $ 345,000 $ 115,000 $ 77,000
Mohave, Arizona 3 $ 685,000 $ 228,333 $ 180,000
Benton, Arkansas 3 $ 745,000 $ 248,333 $ 98,000
Carroll, Arkansas 3 $ 355,000 $ 118,333 $ 101,000
Prairie, Arkansas 3 $ 725,000 $ 241,666 $ 66,000
Orleans, Louisiana 3 $ 875,000 $ 291,666 $ 0
Richland, Louisiana 3 $ 975,000 $ 325,000 $ 136,000
St. Landry, Louisiana 3 $ 585,000 $ 195,000 $ 168,000
St. Martin, Louisiana 3 $ 615,000 $ 205,000 $ 101,000
Dade, Missouri 3 $ 675,000 $ 225,000 $ 65,000
Osage, Missouri 3 $ 565,000 $ 188,333 $ 110,000
Stone, Missouri 3 $ 555,000 $ 185,000 $ 170,000
Wright, Missouri 3 $ 395,000 $ 131,666 $ 40,000
Tulsa, Oklahoma 3 $ 875,000 $ 291,666 $ 108,000
Anderson, Texas 3 $ 485,000 $ 161,666 $ 81,000
Collingsworth, Texas 3 $ 175,000 $ 58,333 $ 117,000
Galveston, Texas 3 $ 725,000 $ 241,666 $ 199,000
Hays, Texas 3 $ 705,000 $ 235,000 $ 144,000
Midland, Texas 3 $ 965,000 $ 321,666 $ 162,000
Real, Texas 3 $ 365,000 $ 121,666 $ 78,000
San Jacinto, Texas 3 $ 455,000 $ 151,666 $ 0
Uvalde, Texas 3 $ 315,000 $ 105,000 $ 54,000
Lamar, Alabama 2 $ 550,000 $ 275,000 $ 126,000
Madison, Alabama 2 $ 330,000 $ 165,000 $ 71,000
Winston, Alabama 2 $ 440,000 $ 220,000 $ 221,000
Arkansas, Arkansas 2 $ 210,000 $ 105,000 $ 45,000
Craighead, Arkansas 2 $ 340,000 $ 170,000 $ 0
Drew, Arkansas 2 $ 540,000 $ 270,000 $ 582,000
Newton, Arkansas 2 $ 260,000 $ 130,000 $ 95,000
Franklin, Illinois 2 $ 460,000 $ 230,000 $ 96,000
Seward, Kansas 2 $ 350,000 $ 175,000 $ 105,000
East Baton Rouge, Louisiana 2 $ 340,000 $ 170,000 $ 34,000
Franklin, Louisiana 2 $ 150,000 $ 75,000 $ 40,000
Iberia, Louisiana 2 $ 250,000 $ 125,000 $ 57,000
La Salle, Louisiana 2 $ 380,000 $ 190,000 $ 145,000
Madison, Louisiana 2 $ 680,000 $ 340,000 $ 319,000
Pointe Coupee, Louisiana 2 $ 520,000 $ 260,000 $ 99,000
Sabine, Louisiana 2 $ 810,000 $ 405,000 $ 314,000
St. John the Baptist, Louisiana 2 $ 540,000 $ 270,000 $ 154,000
Lowndes, Mississippi 2 $ 260,000 $ 130,000 $ 38,000
Callaway, Missouri 2 $ 330,000 $ 165,000 $ 70,000
Dallas, Missouri 2 $ 390,000 $ 195,000 $ 90,000
Texas, Missouri 2 $ 250,000 $ 125,000 $ 102,000
Jefferson, Montana 2 $ 520,000 $ 260,000 $ 80,000
Colfax, New Mexico 2 $ 620,000 $ 310,000 $ 85,000
Santa Fe, New Mexico 2 $ 700,000 $ 350,000 $ 176,000
Beaver, Oklahoma 2 $ 410,000 $ 205,000 $ 120,000
Logan, Oklahoma 2 $ 650,000 $ 325,000 $ 235,000
McCurtain, Oklahoma 2 $ 560,000 $ 280,000 $ 198,000
Sequoyah, Oklahoma 2 $ 360,000 $ 180,000 $ 64,000
Stephens, Oklahoma 2 $ 580,000 $ 290,000 $ 176,000
Childress, Texas 2 $ 300,000 $ 150,000 $ 145,000
Concho, Texas 2 $ 380,000 $ 190,000 $ 85,000
Ellis, Texas 2 $ 430,000 $ 215,000 $ 116,000
Falls, Texas 2 $ 550,000 $ 275,000 $ 142,000
Fayette, Texas 2 $ 460,000 $ 230,000 $ 85,000
Grimes, Texas 2 $ 370,000 $ 185,000 $ 144,000
Hockley, Texas 2 $ 730,000 $ 365,000 $ 1,212,000
Hood, Texas 2 $ 950,000 $ 475,000 $ 161,000
Irion, Texas 2 $ 540,000 $ 270,000 $ 228,000
Lamb, Texas 2 $ 210,000 $ 105,000 $ 106,000
Limestone, Texas 2 $ 360,000 $ 180,000 $ 63,000
Llano, Texas 2 $ 320,000 $ 160,000 $ 96,000
Madison, Texas 2 $ 390,000 $ 195,000 $ 154,000
McCulloch, Texas 2 $ 670,000 $ 335,000 $ 160,000
Palo Pinto, Texas 2 $ 460,000 $ 230,000 $ 58,000
Rockwall, Texas 2 $ 800,000 $ 400,000 $ 212,000
Shackelford, Texas 2 $ 550,000 $ 275,000 $ 135,000
Shelby, Texas 2 $ 290,000 $ 145,000 $ 84,000
Swisher, Texas 2 $ 220,000 $ 110,000 $ 137,000
Victoria, Texas 2 $ 610,000 $ 305,000 $ 210,000
Wise, Texas 2 $ 760,000 $ 380,000 $ 110,000
King, Washington 2 $ 760,000 $ 380,000 $ 185,000
Baldwin, Alabama 1 $ 165,000 $ 165,000 $ 119,000
Blount, Alabama 1 $ 105,000 $ 105,000 $ 84,000
Etowah, Alabama 1 $ 175,000 $ 175,000 $ 0
Limestone, Alabama 1 $ 135,000 $ 135,000 $ 32,000
Marshall, Alabama 1 $ 55,000 $ 55,000 $ 28,000
Walker, Alabama 1 $ 65,000 $ 65,000 $ 39,000
Conway, Arkansas 1 $ 115,000 $ 115,000 $ 62,000
Desha, Arkansas 1 $ 65,000 $ 65,000 $ 27,000
Garland, Arkansas 1 $ 55,000 $ 55,000 $ 0
Lonoke, Arkansas 1 $ 105,000 $ 105,000 $ 82,000
White, Arkansas 1 $ 75,000 $ 75,000 $ 36,000
Woodruff, Arkansas 1 $ 375,000 $ 375,000 $ 0
Las Animas, Colorado 1 $ 245,000 $ 245,000 $ 83,000
Montrose, Colorado 1 $ 195,000 $ 195,000 $ 51,000
Walton, Florida 1 $ 85,000 $ 85,000 $ 88,000
Champaign, Illinois 1 $ 145,000 $ 145,000 $ 100,000
Washington, Illinois 1 $ 305,000 $ 305,000 $ 239,000
Hendricks, Indiana 1 $ 95,000 $ 95,000 $ 80,000
Ford, Kansas 1 $ 75,000 $ 75,000 $ 52,000
Reno, Kansas 1 $ 385,000 $ 385,000 $ 321,000
Assumption, Louisiana 1 $ 145,000 $ 145,000 $ 0
Concordia, Louisiana 1 $ 145,000 $ 145,000 $ 64,000
Iberville, Louisiana 1 $ 215,000 $ 215,000 $ 749,000
Jackson, Louisiana 1 $ 445,000 $ 445,000 $ 95,000
Livingston, Louisiana 1 $ 75,000 $ 75,000 $ 0
St. Tammany, Louisiana 1 $ 365,000 $ 365,000 $ 73,000
Tangipahoa, Louisiana 1 $ 205,000 $ 205,000 $ 0
West Baton Rouge, Louisiana 1 $ 195,000 $ 195,000 $ 0
Monroe, Mississippi 1 $ 105,000 $ 105,000 $ 77,000
Cole, Missouri 1 $ 145,000 $ 145,000 $ 0
Douglas, Missouri 1 $ 125,000 $ 125,000 $ 106,000
Jackson, Missouri 1 $ 135,000 $ 135,000 $ 156,000
Madison, Missouri 1 $ 255,000 $ 255,000 $ 57,000
Miller, Missouri 1 $ 105,000 $ 105,000 $ 0
Moniteau, Missouri 1 $ 245,000 $ 245,000 $ 0
Phelps, Missouri 1 $ 135,000 $ 135,000 $ 0
Pulaski, Missouri 1 $ 285,000 $ 285,000 $ 146,000
Lake, Montana 1 $ 225,000 $ 225,000 $ 72,000
Mineral, Montana 1 $ 245,000 $ 245,000 $ 48,000
Sweet Grass, Montana 1 $ 255,000 $ 255,000 $ 52,000
Sarpy, Nebraska 1 $ 125,000 $ 125,000 $ 84,000
Bernalillo, New Mexico 1 $ 185,000 $ 185,000 $ 0
Catron, New Mexico 1 $ 185,000 $ 185,000 $ 86,000
Hidalgo, New Mexico 1 $ 125,000 $ 125,000 $ 77,000
Quay, New Mexico 1 $ 225,000 $ 225,000 $ 192,000
Roosevelt, New Mexico 1 $ 125,000 $ 125,000 $ 420,000
Adair, Oklahoma 1 $ 185,000 $ 185,000 $ 54,000
Cimarron, Oklahoma 1 $ 105,000 $ 105,000 $ 0
Cleveland, Oklahoma 1 $ 355,000 $ 355,000 $ 144,000
Custer, Oklahoma 1 $ 245,000 $ 245,000 $ 66,000
Kingfisher, Oklahoma 1 $ 105,000 $ 105,000 $ 115,000
McClain, Oklahoma 1 $ 115,000 $ 115,000 $ 30,000
McIntosh, Oklahoma 1 $ 145,000 $ 145,000 $ 142,000
Marion, Oregon 1 $ 375,000 $ 375,000 $ 0
Aiken, South Carolina 1 $ 295,000 $ 295,000 $ 91,000
Andrews, Texas 1 $ 275,000 $ 275,000 $ 108,000
Aransas, Texas 1 $ 185,000 $ 185,000 $ 118,000
Atascosa, Texas 1 $ 255,000 $ 255,000 $ 83,000
Austin, Texas 1 $ 335,000 $ 335,000 $ 104,000
Blanco, Texas 1 $ 315,000 $ 315,000 $ 239,000
Camp, Texas 1 $ 155,000 $ 155,000 $ 224,000
Castro, Texas 1 $ 355,000 $ 355,000 $ 100,000
Clay, Texas 1 $ 225,000 $ 225,000 $ 83,000
Cottle, Texas 1 $ 255,000 $ 255,000 $ 50,000
Fort Bend, Texas 1 $ 85,000 $ 85,000 $ 50,000
Glasscock, Texas 1 $ 285,000 $ 285,000 $ 118,000
Gonzales, Texas 1 $ 165,000 $ 165,000 $ 138,000
Grayson, Texas 1 $ 505,000 $ 505,000 $ 185,000
Hall, Texas 1 $ 45,000 $ 45,000 $ 26,000
Hemphill, Texas 1 $ 75,000 $ 75,000 $ 66,000
Hidalgo, Texas 1 $ 175,000 $ 175,000 $ 91,000
Howard, Texas 1 $ 315,000 $ 315,000 $ 98,000
Hutchinson, Texas 1 $ 185,000 $ 185,000 $ 96,000
Jasper, Texas 1 $ 165,000 $ 165,000 $ 80,000
Johnson, Texas 1 $ 505,000 $ 505,000 $ 0
Kendall, Texas 1 $ 245,000 $ 245,000 $ 138,000
Lee, Texas 1 $ 135,000 $ 135,000 $ 0
Leon, Texas 1 $ 235,000 $ 235,000 $ 0
Liberty, Texas 1 $ 185,000 $ 185,000 $ 51,000
Lynn, Texas 1 $ 265,000 $ 265,000 $ 0
Marion, Texas 1 $ 235,000 $ 235,000 $ 59,000
Mills, Texas 1 $ 105,000 $ 105,000 $ 62,000
Mitchell, Texas 1 $ 65,000 $ 65,000 $ 0
Morris, Texas 1 $ 135,000 $ 135,000 $ 53,000
Newton, Texas 1 $ 65,000 $ 65,000 $ 0
Oldham, Texas 1 $ 215,000 $ 215,000 $ 361,000
Parker, Texas 1 $ 295,000 $ 295,000 $ 230,000
Sabine, Texas 1 $ 215,000 $ 215,000 $ 48,000
Sterling, Texas 1 $ 255,000 $ 255,000 $ 0
Taylor, Texas 1 $ 115,000 $ 115,000 $ 72,000
Wheeler, Texas 1 $ 105,000 $ 105,000 $ 54,000
Wilson, Texas 1 $ 275,000 $ 275,000 $ 83,000
Shenandoah, Virginia 1 $ 105,000 $ 105,000 $ 114,000
Clark, Washington 1 $ 515,000 $ 515,000 $ 193,000
Island, Washington 1 $ 425,000 $ 425,000 $ 151,000
Thurston, Washington 1 $ 275,000 $ 275,000 $ 594,000
Whatcom, Washington 1 $ 245,000 $ 245,000 $ 55,000

Mortgage Loan Application Detail Totals for Tib, National Association in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 775 $166,845,000 $215,000 $515,000 $118,000 $1,299,000
Refinancing 620 $135,280,000 $218,000 $515,000 $135,000 $2,368,000
Cash-out Refinancing 366 $72,820,000 $198,000 $515,000 $112,000 $704,000
Other Purpose 38 $6,510,000 $171,000 $515,000 $122,000 $416,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,517 $322,665,000 $212,000 $515,000 $124,000 $2,368,000
Hispanic 130 $25,180,000 $193,000 $515,000 $98,000 $330,000
Not Provided 103 $23,085,000 $224,000 $505,000 $128,000 $371,000
Black or African American 25 $4,695,000 $187,000 $515,000 $85,000 $420,000
Asian 16 $4,330,000 $270,000 $515,000 $224,000 $1,299,000
American Indian or Alaskan Native 8 $1,500,000 $187,000 $495,000 $96,000 $297,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,721 $368,775,000 $214,000 $515,000 $125,000 $2,368,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 36 $4,830,000 $134,000 $275,000 $50,000 $77,000
FHA-insured (Federal Housing Administration) 34 $5,720,000 $168,000 $305,000 $76,000 $176,000
VA-guaranteed (Veterans Administration) 8 $2,130,000 $266,000 $405,000 $105,000 $177,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,273 $268,805,000 $211,000 $515,000 $123,000 $1,299,000
Loan Purchased By The Institution 314 $66,030,000 $210,000 $505,000 $0 $0
Application Denied By Financial Institution 128 $27,770,000 $216,000 $515,000 $84,000 $300,000
Application Withdrawn By Applicant 67 $15,715,000 $234,000 $515,000 $195,000 $2,368,000
Application Approved But Not Accepted 17 $3,135,000 $184,000 $355,000 $153,000 $749,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,671 $353,685,000 $211,000 $515,000 $126,000 $2,368,000
Credit Application Incomplete 48 $10,090,000 $210,000 $515,000 $113,000 $300,000
Debt-To-Income Ratio 41 $10,495,000 $255,000 $515,000 $47,000 $157,000
Collateral 26 $4,730,000 $181,000 $405,000 $90,000 $198,000
Other 6 $1,190,000 $198,000 $385,000 $94,000 $207,000
Credit History 4 $660,000 $165,000 $235,000 $99,000 $144,000
Employment History 2 $540,000 $270,000 $405,000 $45,000 $91,000
Insufficient Cash (Downpayment, Closing Cost) 1 $65,000 $65,000 $65,000 $44,000 $44,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tib, National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tib, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Texas Lender List