Tib National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Tib National Association 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tib National Association 11701 Luna Road Farmers Branch, TX 75234 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,799 |
| Total Mortgage Loan Application Amount | $381,455,000 |
| Average Mortgage Loan Application Amount | $200,500 |
| Highest Mortgage Loan Application Amount | $515,000 |
| Average Applicant Income | $121,750 |
| Highest Applicant Income | $2,368,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Tib National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tib National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Tib National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tib National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Tib National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tib National Association's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tom Green County Texas | 98 | $ 22,610,000 | $ 230,000 | $ 136,000 |
| Smith County Texas | 81 | $ 18,505,000 | $ 228,000 | $ 142,000 |
| Bastrop County Texas | 74 | $ 16,880,000 | $ 228,000 | $ 104,000 |
| Rapides County Louisiana | 51 | $ 10,505,000 | $ 205,000 | $ 114,000 |
| Walker County Texas | 51 | $ 10,585,000 | $ 207,000 | $ 123,000 |
| Greene County Missouri | 48 | $ 9,360,000 | $ 195,000 | $ 117,000 |
| Lafayette County Louisiana | 39 | $ 9,985,000 | $ 256,000 | $ 144,000 |
| Laclede County Missouri | 38 | $ 6,010,000 | $ 158,000 | $ 73,000 |
| Grant County Louisiana | 36 | $ 6,220,000 | $ 172,000 | $ 99,000 |
| St. James County Louisiana | 36 | $ 9,020,000 | $ 250,000 | $ 134,000 |
| Polk County Missouri | 36 | $ 6,770,000 | $ 188,000 | $ 94,000 |
| Henderson County Texas | 30 | $ 7,070,000 | $ 235,000 | $ 121,000 |
| St. Charles County Louisiana | 27 | $ 6,375,000 | $ 236,000 | $ 110,000 |
| Brazos County Texas | 25 | $ 5,335,000 | $ 213,000 | $ 119,000 |
| Angelina County Texas | 22 | $ 5,110,000 | $ 232,000 | $ 127,000 |
| Medina County Texas | 22 | $ 5,480,000 | $ 249,000 | $ 123,000 |
| Van Zandt County Texas | 22 | $ 4,250,000 | $ 193,000 | $ 94,000 |
| Luna County New Mexico | 21 | $ 2,575,000 | $ 122,000 | $ 83,000 |
| Dallas County Texas | 21 | $ 6,335,000 | $ 301,000 | $ 215,000 |
| Vermilion County Louisiana | 19 | $ 3,775,000 | $ 198,000 | $ 113,000 |
| Lafourche County Louisiana | 17 | $ 3,935,000 | $ 231,000 | $ 253,000 |
| Camden County Missouri | 17 | $ 2,305,000 | $ 135,000 | $ 90,000 |
| Hansford County Texas | 17 | $ 2,735,000 | $ 160,000 | $ 112,000 |
| Taos County New Mexico | 16 | $ 4,220,000 | $ 263,000 | $ 119,000 |
| Nolan County Texas | 16 | $ 2,550,000 | $ 159,000 | $ 108,000 |
| Silver Bow County Montana | 14 | $ 3,230,000 | $ 230,000 | $ 87,000 |
| Gregg County Texas | 14 | $ 2,190,000 | $ 156,000 | $ 85,000 |
| Hunt County Texas | 14 | $ 3,240,000 | $ 231,000 | $ 114,000 |
| Comal County Texas | 13 | $ 4,365,000 | $ 335,000 | $ 168,000 |
| Hartley County Texas | 13 | $ 2,555,000 | $ 196,000 | $ 93,000 |
| Christian County Missouri | 12 | $ 2,090,000 | $ 174,000 | $ 135,000 |
| Flathead County Montana | 12 | $ 3,680,000 | $ 306,000 | $ 219,000 |
| Grant County New Mexico | 12 | $ 1,570,000 | $ 130,000 | $ 69,000 |
| Grady County Oklahoma | 12 | $ 1,900,000 | $ 158,000 | $ 100,000 |
| Texas County Oklahoma | 12 | $ 2,120,000 | $ 176,000 | $ 242,000 |
| Collin County Texas | 12 | $ 3,550,000 | $ 295,000 | $ 228,000 |
| Snohomish County Washington | 12 | $ 4,360,000 | $ 363,000 | $ 212,000 |
| Cullman County Alabama | 11 | $ 1,915,000 | $ 174,000 | $ 108,000 |
| Ouachita County Louisiana | 11 | $ 2,025,000 | $ 184,000 | $ 117,000 |
| Comanche County Oklahoma | 11 | $ 2,915,000 | $ 265,000 | $ 125,000 |
| Burnet County Texas | 11 | $ 2,695,000 | $ 245,000 | $ 160,000 |
| Kaufman County Texas | 11 | $ 1,985,000 | $ 180,000 | $ 95,000 |
| Rusk County Texas | 11 | $ 2,175,000 | $ 197,000 | $ 123,000 |
| Young County Texas | 11 | $ 2,505,000 | $ 227,000 | $ 194,000 |
| Okmulgee County Oklahoma | 10 | $ 1,170,000 | $ 117,000 | $ 60,000 |
| Cooke County Texas | 10 | $ 2,540,000 | $ 254,000 | $ 118,000 |
| Deaf Smith County Texas | 10 | $ 1,540,000 | $ 154,000 | $ 109,000 |
| Lubbock County Texas | 10 | $ 1,970,000 | $ 197,000 | $ 127,000 |
| Webster County Missouri | 9 | $ 1,205,000 | $ 133,000 | $ 81,000 |
| Harrison County Texas | 9 | $ 2,855,000 | $ 317,000 | $ 214,000 |
| Moore County Texas | 9 | $ 1,825,000 | $ 202,000 | $ 100,000 |
| Ochiltree County Texas | 9 | $ 1,425,000 | $ 158,000 | $ 88,000 |
| Randall County Texas | 9 | $ 2,245,000 | $ 249,000 | $ 156,000 |
| Runnels County Texas | 9 | $ 1,735,000 | $ 192,000 | $ 102,000 |
| Travis County Texas | 9 | $ 1,345,000 | $ 149,000 | $ 123,000 |
| Williamson County Texas | 9 | $ 2,355,000 | $ 261,000 | $ 115,000 |
| Skagit County Washington | 9 | $ 2,315,000 | $ 257,000 | $ 113,000 |
| Cochise County Arizona | 8 | $ 1,250,000 | $ 156,000 | $ 102,000 |
| Terrebonne County Louisiana | 8 | $ 1,960,000 | $ 245,000 | $ 141,000 |
| Lincoln County Montana | 8 | $ 1,220,000 | $ 152,000 | $ 64,000 |
| Denton County Texas | 8 | $ 1,870,000 | $ 233,000 | $ 111,000 |
| Nacogdoches County Texas | 8 | $ 1,190,000 | $ 148,000 | $ 87,000 |
| Jefferson County Illinois | 7 | $ 1,185,000 | $ 169,000 | $ 126,000 |
| Caldwell County Louisiana | 7 | $ 995,000 | $ 142,000 | $ 104,000 |
| Jefferson County Louisiana | 7 | $ 1,245,000 | $ 177,000 | $ 127,000 |
| Hickory County Missouri | 7 | $ 735,000 | $ 105,000 | $ 66,000 |
| Lawrence County Missouri | 7 | $ 1,385,000 | $ 197,000 | $ 93,000 |
| Lewis and Clark County Montana | 7 | $ 1,355,000 | $ 193,000 | $ 93,000 |
| Otero County New Mexico | 7 | $ 1,495,000 | $ 213,000 | $ 142,000 |
| San Juan County New Mexico | 7 | $ 1,625,000 | $ 232,000 | $ 0 |
| Montgomery County Texas | 7 | $ 1,455,000 | $ 207,000 | $ 90,000 |
| Morgan County Alabama | 6 | $ 1,080,000 | $ 180,000 | $ 86,000 |
| Washington County Arkansas | 6 | $ 1,420,000 | $ 236,000 | $ 105,000 |
| Acadia County Louisiana | 6 | $ 1,010,000 | $ 168,000 | $ 96,000 |
| Cedar County Missouri | 6 | $ 930,000 | $ 155,000 | $ 79,000 |
| Dona Ana County New Mexico | 6 | $ 1,210,000 | $ 201,000 | $ 83,000 |
| Cherokee County Texas | 6 | $ 1,520,000 | $ 253,000 | $ 97,000 |
| McLennan County Texas | 6 | $ 1,460,000 | $ 243,000 | $ 110,000 |
| Tarrant County Texas | 6 | $ 1,320,000 | $ 220,000 | $ 85,000 |
| Baxter County Arkansas | 5 | $ 935,000 | $ 187,000 | $ 139,000 |
| Boone County Indiana | 5 | $ 565,000 | $ 113,000 | $ 61,000 |
| Ascension County Louisiana | 5 | $ 1,225,000 | $ 245,000 | $ 143,000 |
| Deer Lodge County Montana | 5 | $ 675,000 | $ 135,000 | $ 87,000 |
| Missoula County Montana | 5 | $ 1,185,000 | $ 237,000 | $ 125,000 |
| Lea County New Mexico | 5 | $ 885,000 | $ 177,000 | $ 113,000 |
| Canadian County Oklahoma | 5 | $ 1,235,000 | $ 247,000 | $ 86,000 |
| Bexar County Texas | 5 | $ 1,185,000 | $ 237,000 | $ 200,000 |
| Cameron County Texas | 5 | $ 1,905,000 | $ 381,000 | $ 346,000 |
| Dallam County Texas | 5 | $ 865,000 | $ 173,000 | $ 90,000 |
| Guadalupe County Texas | 5 | $ 1,235,000 | $ 247,000 | $ 182,000 |
| Harris County Texas | 5 | $ 1,485,000 | $ 297,000 | $ 139,000 |
| Houston County Texas | 5 | $ 925,000 | $ 185,000 | $ 129,000 |
| Parmer County Texas | 5 | $ 665,000 | $ 133,000 | $ 138,000 |
| Polk County Texas | 5 | $ 1,195,000 | $ 239,000 | $ 151,000 |
| Trinity County Texas | 5 | $ 705,000 | $ 141,000 | $ 47,000 |
| Upshur County Texas | 5 | $ 805,000 | $ 161,000 | $ 87,000 |
| Avoyelles County Louisiana | 4 | $ 730,000 | $ 182,000 | $ 86,000 |
| Jasper County Missouri | 4 | $ 530,000 | $ 132,000 | $ 76,000 |
| McDonald County Missouri | 4 | $ 730,000 | $ 182,000 | $ 47,000 |
| Gallatin County Montana | 4 | $ 1,370,000 | $ 342,000 | $ 212,000 |
| Washington County Nebraska | 4 | $ 840,000 | $ 210,000 | $ 105,000 |
| Oklahoma County Oklahoma | 4 | $ 970,000 | $ 242,000 | $ 140,000 |
| Fannin County Texas | 4 | $ 500,000 | $ 125,000 | $ 37,000 |
| Freestone County Texas | 4 | $ 810,000 | $ 202,000 | $ 96,000 |
| Hopkins County Texas | 4 | $ 710,000 | $ 177,000 | $ 72,000 |
| Lampasas County Texas | 4 | $ 1,060,000 | $ 265,000 | $ 110,000 |
| Navarro County Texas | 4 | $ 840,000 | $ 210,000 | $ 114,000 |
| Potter County Texas | 4 | $ 1,120,000 | $ 280,000 | $ 101,000 |
| Rains County Texas | 4 | $ 990,000 | $ 247,000 | $ 166,000 |
| Robertson County Texas | 4 | $ 810,000 | $ 202,000 | $ 111,000 |
| Sherman County Texas | 4 | $ 880,000 | $ 220,000 | $ 110,000 |
| Titus County Texas | 4 | $ 780,000 | $ 195,000 | $ 257,000 |
| Wood County Texas | 4 | $ 520,000 | $ 130,000 | $ 89,000 |
| Jefferson County Alabama | 3 | $ 345,000 | $ 115,000 | $ 77,000 |
| Mohave County Arizona | 3 | $ 685,000 | $ 228,000 | $ 180,000 |
| Benton County Arkansas | 3 | $ 745,000 | $ 248,000 | $ 98,000 |
| Carroll County Arkansas | 3 | $ 355,000 | $ 118,000 | $ 101,000 |
| Prairie County Arkansas | 3 | $ 725,000 | $ 241,000 | $ 66,000 |
| Orleans County Louisiana | 3 | $ 875,000 | $ 291,000 | $ 0 |
| Richland County Louisiana | 3 | $ 975,000 | $ 325,000 | $ 136,000 |
| St. Landry County Louisiana | 3 | $ 585,000 | $ 195,000 | $ 168,000 |
| St. Martin County Louisiana | 3 | $ 615,000 | $ 205,000 | $ 101,000 |
| Dade County Missouri | 3 | $ 675,000 | $ 225,000 | $ 65,000 |
| Osage County Missouri | 3 | $ 565,000 | $ 188,000 | $ 110,000 |
| Stone County Missouri | 3 | $ 555,000 | $ 185,000 | $ 170,000 |
| Wright County Missouri | 3 | $ 395,000 | $ 131,000 | $ 40,000 |
| Tulsa County Oklahoma | 3 | $ 875,000 | $ 291,000 | $ 108,000 |
| Anderson County Texas | 3 | $ 485,000 | $ 161,000 | $ 81,000 |
| Collingsworth County Texas | 3 | $ 175,000 | $ 58,000 | $ 117,000 |
| Galveston County Texas | 3 | $ 725,000 | $ 241,000 | $ 199,000 |
| Hays County Texas | 3 | $ 705,000 | $ 235,000 | $ 144,000 |
| Midland County Texas | 3 | $ 965,000 | $ 321,000 | $ 162,000 |
| Real County Texas | 3 | $ 365,000 | $ 121,000 | $ 78,000 |
| San Jacinto County Texas | 3 | $ 455,000 | $ 151,000 | $ 0 |
| Uvalde County Texas | 3 | $ 315,000 | $ 105,000 | $ 54,000 |
| Lamar County Alabama | 2 | $ 550,000 | $ 275,000 | $ 126,000 |
| Madison County Alabama | 2 | $ 330,000 | $ 165,000 | $ 71,000 |
| Winston County Alabama | 2 | $ 440,000 | $ 220,000 | $ 221,000 |
| Arkansas County Arkansas | 2 | $ 210,000 | $ 105,000 | $ 45,000 |
| Craighead County Arkansas | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Drew County Arkansas | 2 | $ 540,000 | $ 270,000 | $ 582,000 |
| Newton County Arkansas | 2 | $ 260,000 | $ 130,000 | $ 95,000 |
| Franklin County Illinois | 2 | $ 460,000 | $ 230,000 | $ 96,000 |
| Seward County Kansas | 2 | $ 350,000 | $ 175,000 | $ 105,000 |
| East Baton Rouge County Louisiana | 2 | $ 340,000 | $ 170,000 | $ 34,000 |
| Franklin County Louisiana | 2 | $ 150,000 | $ 75,000 | $ 40,000 |
| Iberia County Louisiana | 2 | $ 250,000 | $ 125,000 | $ 57,000 |
| La Salle County Louisiana | 2 | $ 380,000 | $ 190,000 | $ 145,000 |
| Madison County Louisiana | 2 | $ 680,000 | $ 340,000 | $ 319,000 |
| Pointe Coupee County Louisiana | 2 | $ 520,000 | $ 260,000 | $ 99,000 |
| Sabine County Louisiana | 2 | $ 810,000 | $ 405,000 | $ 314,000 |
| St. John the Baptist County Louisiana | 2 | $ 540,000 | $ 270,000 | $ 154,000 |
| Lowndes County Mississippi | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
| Callaway County Missouri | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Dallas County Missouri | 2 | $ 390,000 | $ 195,000 | $ 90,000 |
| Texas County Missouri | 2 | $ 250,000 | $ 125,000 | $ 102,000 |
| Jefferson County Montana | 2 | $ 520,000 | $ 260,000 | $ 80,000 |
| Colfax County New Mexico | 2 | $ 620,000 | $ 310,000 | $ 85,000 |
| Santa Fe County New Mexico | 2 | $ 700,000 | $ 350,000 | $ 176,000 |
| Beaver County Oklahoma | 2 | $ 410,000 | $ 205,000 | $ 120,000 |
| Logan County Oklahoma | 2 | $ 650,000 | $ 325,000 | $ 235,000 |
| McCurtain County Oklahoma | 2 | $ 560,000 | $ 280,000 | $ 198,000 |
| Sequoyah County Oklahoma | 2 | $ 360,000 | $ 180,000 | $ 64,000 |
| Stephens County Oklahoma | 2 | $ 580,000 | $ 290,000 | $ 176,000 |
| Childress County Texas | 2 | $ 300,000 | $ 150,000 | $ 145,000 |
| Concho County Texas | 2 | $ 380,000 | $ 190,000 | $ 85,000 |
| Ellis County Texas | 2 | $ 430,000 | $ 215,000 | $ 116,000 |
| Falls County Texas | 2 | $ 550,000 | $ 275,000 | $ 142,000 |
| Fayette County Texas | 2 | $ 460,000 | $ 230,000 | $ 85,000 |
| Grimes County Texas | 2 | $ 370,000 | $ 185,000 | $ 144,000 |
| Hockley County Texas | 2 | $ 730,000 | $ 365,000 | $ 1,212,000 |
| Hood County Texas | 2 | $ 950,000 | $ 475,000 | $ 161,000 |
| Irion County Texas | 2 | $ 540,000 | $ 270,000 | $ 228,000 |
| Lamb County Texas | 2 | $ 210,000 | $ 105,000 | $ 106,000 |
| Limestone County Texas | 2 | $ 360,000 | $ 180,000 | $ 63,000 |
| Llano County Texas | 2 | $ 320,000 | $ 160,000 | $ 96,000 |
| Madison County Texas | 2 | $ 390,000 | $ 195,000 | $ 154,000 |
| McCulloch County Texas | 2 | $ 670,000 | $ 335,000 | $ 160,000 |
| Palo Pinto County Texas | 2 | $ 460,000 | $ 230,000 | $ 58,000 |
| Rockwall County Texas | 2 | $ 800,000 | $ 400,000 | $ 212,000 |
| Shackelford County Texas | 2 | $ 550,000 | $ 275,000 | $ 135,000 |
| Shelby County Texas | 2 | $ 290,000 | $ 145,000 | $ 84,000 |
| Swisher County Texas | 2 | $ 220,000 | $ 110,000 | $ 137,000 |
| Victoria County Texas | 2 | $ 610,000 | $ 305,000 | $ 210,000 |
| Wise County Texas | 2 | $ 760,000 | $ 380,000 | $ 110,000 |
| King County Washington | 2 | $ 760,000 | $ 380,000 | $ 185,000 |
| Baldwin County Alabama | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
| Blount County Alabama | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Etowah County Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Limestone County Alabama | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Marshall County Alabama | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Walker County Alabama | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Conway County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Desha County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Garland County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lonoke County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| White County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Woodruff County Arkansas | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Las Animas County Colorado | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Montrose County Colorado | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Walton County Florida | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Champaign County Illinois | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Washington County Illinois | 1 | $ 305,000 | $ 305,000 | $ 239,000 |
| Hendricks County Indiana | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Ford County Kansas | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Reno County Kansas | 1 | $ 385,000 | $ 385,000 | $ 321,000 |
| Assumption County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Concordia County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Iberville County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 749,000 |
| Jackson County Louisiana | 1 | $ 445,000 | $ 445,000 | $ 95,000 |
| Livingston County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 365,000 | $ 365,000 | $ 73,000 |
| Tangipahoa County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| West Baton Rouge County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Monroe County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Cole County Missouri | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Douglas County Missouri | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Jackson County Missouri | 1 | $ 135,000 | $ 135,000 | $ 156,000 |
| Madison County Missouri | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Miller County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Moniteau County Missouri | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Phelps County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Pulaski County Missouri | 1 | $ 285,000 | $ 285,000 | $ 146,000 |
| Lake County Montana | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Mineral County Montana | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Sweet Grass County Montana | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Sarpy County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Bernalillo County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Catron County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Hidalgo County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Quay County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 192,000 |
| Roosevelt County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 420,000 |
| Adair County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Cimarron County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 144,000 |
| Custer County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Kingfisher County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| McClain County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| McIntosh County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 142,000 |
| Marion County Oregon | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
| Andrews County Texas | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Aransas County Texas | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Atascosa County Texas | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Austin County Texas | 1 | $ 335,000 | $ 335,000 | $ 104,000 |
| Blanco County Texas | 1 | $ 315,000 | $ 315,000 | $ 239,000 |
| Camp County Texas | 1 | $ 155,000 | $ 155,000 | $ 224,000 |
| Castro County Texas | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Clay County Texas | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Cottle County Texas | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Fort Bend County Texas | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Glasscock County Texas | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| Gonzales County Texas | 1 | $ 165,000 | $ 165,000 | $ 138,000 |
| Grayson County Texas | 1 | $ 505,000 | $ 505,000 | $ 185,000 |
| Hall County Texas | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Hemphill County Texas | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Hidalgo County Texas | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Howard County Texas | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| Hutchinson County Texas | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Jasper County Texas | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Johnson County Texas | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Kendall County Texas | 1 | $ 245,000 | $ 245,000 | $ 138,000 |
| Lee County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Leon County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Liberty County Texas | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Lynn County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Marion County Texas | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Mills County Texas | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Mitchell County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Morris County Texas | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Newton County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Oldham County Texas | 1 | $ 215,000 | $ 215,000 | $ 361,000 |
| Parker County Texas | 1 | $ 295,000 | $ 295,000 | $ 230,000 |
| Sabine County Texas | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Sterling County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Taylor County Texas | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Wheeler County Texas | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Wilson County Texas | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Shenandoah County Virginia | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Clark County Washington | 1 | $ 515,000 | $ 515,000 | $ 193,000 |
| Island County Washington | 1 | $ 425,000 | $ 425,000 | $ 151,000 |
| Thurston County Washington | 1 | $ 275,000 | $ 275,000 | $ 594,000 |
| Whatcom County Washington | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Tib National Association in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 775 | $166,845,000 | $215,000 | $515,000 | $118,000 | $1,299,000 |
| Refinancing | 620 | $135,280,000 | $218,000 | $515,000 | $135,000 | $2,368,000 |
| Cash-out Refinancing | 366 | $72,820,000 | $198,000 | $515,000 | $112,000 | $704,000 |
| Other Purpose | 38 | $6,510,000 | $171,000 | $515,000 | $122,000 | $416,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,517 | $322,665,000 | $212,000 | $515,000 | $124,000 | $2,368,000 |
| Hispanic | 130 | $25,180,000 | $193,000 | $515,000 | $98,000 | $330,000 |
| Not Provided | 103 | $23,085,000 | $224,000 | $505,000 | $128,000 | $371,000 |
| Black or African American | 25 | $4,695,000 | $187,000 | $515,000 | $85,000 | $420,000 |
| Asian | 16 | $4,330,000 | $270,000 | $515,000 | $224,000 | $1,299,000 |
| American Indian or Alaskan Native | 8 | $1,500,000 | $187,000 | $495,000 | $96,000 | $297,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,721 | $368,775,000 | $214,000 | $515,000 | $125,000 | $2,368,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $4,830,000 | $134,000 | $275,000 | $50,000 | $77,000 |
| FHA-insured (Federal Housing Administration) | 34 | $5,720,000 | $168,000 | $305,000 | $76,000 | $176,000 |
| VA-guaranteed (Veterans Administration) | 8 | $2,130,000 | $266,000 | $405,000 | $105,000 | $177,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,273 | $268,805,000 | $211,000 | $515,000 | $123,000 | $1,299,000 |
| Loan Purchased By The Institution | 314 | $66,030,000 | $210,000 | $505,000 | $0 | $0 |
| Application Denied By Financial Institution | 128 | $27,770,000 | $216,000 | $515,000 | $84,000 | $300,000 |
| Application Withdrawn By Applicant | 67 | $15,715,000 | $234,000 | $515,000 | $195,000 | $2,368,000 |
| Application Approved But Not Accepted | 17 | $3,135,000 | $184,000 | $355,000 | $153,000 | $749,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,671 | $353,685,000 | $211,000 | $515,000 | $126,000 | $2,368,000 |
| Credit Application Incomplete | 48 | $10,090,000 | $210,000 | $515,000 | $113,000 | $300,000 |
| Debt-To-Income Ratio | 41 | $10,495,000 | $255,000 | $515,000 | $47,000 | $157,000 |
| Collateral | 26 | $4,730,000 | $181,000 | $405,000 | $90,000 | $198,000 |
| Other | 6 | $1,190,000 | $198,000 | $385,000 | $94,000 | $207,000 |
| Credit History | 4 | $660,000 | $165,000 | $235,000 | $99,000 | $144,000 |
| Employment History | 2 | $540,000 | $270,000 | $405,000 | $45,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $65,000 | $65,000 | $65,000 | $44,000 | $44,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tib National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tib National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.