Top Flite Financial, Inc. Mortgage Lending & HMDA Data, 2013

In 2013, Top Flite Financial, Inc. of Williamston, MI reported 4,585 mortgage applications totaling $765.6 million. The average application was for $166,976, and applicants reported an average income of $70,653. 56% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (560), Warren-Troy-Farmington Hills, MI (342) and Phoenix-Mesa-Glendale, AZ (305) (applications in parentheses).

Mortgage Company & Address Top Flite Financial, Inc.
123 E Grand River Ave
Williamston, MI 48895
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 4,585
Total Mortgage Loan Application Amount $765,589,000
Average Mortgage Loan Application Amount $166,976
Highest Mortgage Loan Application Amount $2,060,000
Average Applicant Income $70,653
Highest Applicant Income $1,438,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Top Flite Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Top Flite Financial, Inc. by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 315 $ 60,848,000 $ 193,168 $ 79,000
Maricopa, Arizona 289 $ 50,454,000 $ 174,581 $ 73,000
Macomb, Michigan 198 $ 26,871,000 $ 135,712 $ 66,000
Broward, Florida 197 $ 40,729,000 $ 206,746 $ 100,000
Kent, Michigan 149 $ 19,812,000 $ 132,966 $ 58,000
Hampden, Massachusetts 137 $ 22,625,000 $ 165,145 $ 45,000
Oakland, Michigan 116 $ 17,621,000 $ 151,905 $ 76,000
Will, Illinois 109 $ 21,369,000 $ 196,045 $ 78,000
Polk, Iowa 86 $ 13,403,000 $ 155,848 $ 79,000
Palm Beach, Florida 80 $ 16,836,000 $ 210,450 $ 104,000
Taney, Missouri 73 $ 10,090,000 $ 138,219 $ 55,000
DuPage, Illinois 64 $ 13,851,000 $ 216,421 $ 95,000
Hopkins, Kentucky 61 $ 7,262,000 $ 119,049 $ 52,000
Pima, Arizona 59 $ 11,782,000 $ 199,694 $ 65,000
Lake, Indiana 58 $ 9,777,000 $ 168,568 $ 80,000
Jasper, Missouri 58 $ 5,429,000 $ 93,603 $ 37,000
Lake, Illinois 47 $ 8,587,000 $ 182,702 $ 80,000
Wood, Wisconsin 46 $ 6,256,000 $ 136,000 $ 56,000
Wayne, Michigan 44 $ 5,299,000 $ 120,431 $ 70,000
Orange, Florida 42 $ 8,901,000 $ 211,928 $ 85,000
Ottawa, Michigan 41 $ 6,816,000 $ 166,243 $ 48,000
Snohomish, Washington 41 $ 10,948,000 $ 267,024 $ 91,000
Pulaski, Arkansas 36 $ 5,406,000 $ 150,166 $ 83,000
Marathon, Wisconsin 35 $ 6,068,000 $ 173,371 $ 69,000
Boone, Missouri 33 $ 5,097,000 $ 154,454 $ 71,000
Langlade, Wisconsin 31 $ 3,707,000 $ 119,580 $ 61,000
King, Washington 30 $ 9,038,000 $ 301,266 $ 104,000
Kane, Illinois 29 $ 7,141,000 $ 246,241 $ 105,000
Cuyahoga, Ohio 29 $ 3,831,000 $ 132,103 $ 57,000
Sangamon, Illinois 25 $ 3,194,000 $ 127,760 $ 59,000
Hinds, Mississippi 25 $ 3,062,000 $ 122,480 $ 41,000
East Baton Rouge, Louisiana 24 $ 3,454,000 $ 143,916 $ 160,000
Madison, Mississippi 24 $ 4,213,000 $ 175,541 $ 60,000
Indian River, Florida 22 $ 2,800,000 $ 127,272 $ 64,000
Middlesex, Massachusetts 21 $ 6,543,000 $ 311,571 $ 109,000
Kalamazoo, Michigan 21 $ 2,512,000 $ 119,619 $ 76,000
Hennepin, Minnesota 21 $ 4,028,000 $ 191,809 $ 119,000
Porter, Indiana 20 $ 3,301,000 $ 165,050 $ 71,000
Vanderburgh, Indiana 20 $ 2,451,000 $ 122,550 $ 48,000
Essex, Massachusetts 20 $ 5,452,000 $ 272,600 $ 113,000
Montgomery, Ohio 20 $ 2,278,000 $ 113,900 $ 66,000
White, Georgia 19 $ 2,490,000 $ 131,052 $ 49,000
Henderson, Kentucky 19 $ 2,091,000 $ 110,052 $ 49,000
Ouachita, Louisiana 19 $ 2,962,000 $ 155,894 $ 57,000
Montcalm, Michigan 19 $ 1,648,000 $ 86,736 $ 34,000
Miami-Dade, Florida 17 $ 3,303,000 $ 194,294 $ 82,000
Rankin, Mississippi 17 $ 2,693,000 $ 158,411 $ 53,000
Jackson, Missouri 17 $ 2,406,000 $ 141,529 $ 60,000
Allegheny, Pennsylvania 17 $ 2,065,000 $ 121,470 $ 58,000
Pinal, Arizona 16 $ 2,348,000 $ 146,750 $ 35,000
Osceola, Florida 16 $ 2,454,000 $ 153,375 $ 56,000
Kendall, Illinois 15 $ 3,073,000 $ 204,866 $ 150,000
Boone, Arkansas 14 $ 2,064,000 $ 147,428 $ 45,000
Faulkner, Arkansas 14 $ 1,987,000 $ 141,928 $ 75,000
Riverside, California 14 $ 2,607,000 $ 186,214 $ 51,000
Dallas, Iowa 14 $ 2,627,000 $ 187,642 $ 103,000
Warren, Iowa 14 $ 2,027,000 $ 144,785 $ 56,000
Dakota, Minnesota 14 $ 2,293,000 $ 163,785 $ 87,000
Newton, Missouri 14 $ 1,227,000 $ 87,642 $ 33,000
Clark, Wisconsin 14 $ 1,767,000 $ 126,214 $ 52,000
Hartford, Connecticut 13 $ 2,511,000 $ 193,153 $ 9,000
Allegan, Michigan 13 $ 2,017,000 $ 155,153 $ 46,000
Berrien, Michigan 13 $ 1,165,000 $ 89,615 $ 53,000
Mecosta, Michigan 13 $ 1,078,000 $ 82,923 $ 41,000
Clackamas, Oregon 13 $ 3,405,000 $ 261,923 $ 139,000
McHenry, Illinois 12 $ 2,391,000 $ 199,250 $ 81,000
Gibson, Indiana 12 $ 1,559,000 $ 129,916 $ 51,000
Johnson, Kansas 12 $ 2,421,000 $ 201,750 $ 108,000
Laurel, Kentucky 12 $ 1,365,000 $ 113,750 $ 41,000
Ionia, Michigan 12 $ 1,438,000 $ 119,833 $ 44,000
Washington, Pennsylvania 12 $ 1,487,000 $ 123,916 $ 61,000
Westmoreland, Pennsylvania 12 $ 1,727,000 $ 143,916 $ 75,000
Milwaukee, Wisconsin 12 $ 1,017,000 $ 84,750 $ 31,000
San Diego, California 11 $ 4,056,000 $ 368,727 $ 91,000
Marion, Indiana 11 $ 959,000 $ 87,181 $ 47,000
Whitley, Kentucky 11 $ 986,000 $ 89,636 $ 47,000
Cumberland, Maine 11 $ 2,051,000 $ 186,454 $ 142,000
Barry, Michigan 11 $ 1,395,000 $ 126,818 $ 46,000
Lapeer, Michigan 11 $ 1,909,000 $ 173,545 $ 102,000
Clay, Missouri 11 $ 1,931,000 $ 175,545 $ 104,000
Harris, Texas 11 $ 1,538,000 $ 139,818 $ 54,000
Portage, Wisconsin 11 $ 1,586,000 $ 144,181 $ 38,000
Madison, Illinois 10 $ 1,717,000 $ 171,700 $ 76,000
McLean, Illinois 10 $ 1,501,000 $ 150,100 $ 69,000
Posey, Indiana 10 $ 1,249,000 $ 124,900 $ 55,000
Genesee, Michigan 10 $ 1,253,000 $ 125,300 $ 80,000
Ramsey, Minnesota 10 $ 1,460,000 $ 146,000 $ 89,000
St. Louis, Missouri 10 $ 2,261,000 $ 226,100 $ 55,000
Lorain, Ohio 10 $ 1,734,000 $ 173,400 $ 80,000
Montgomery, Texas 10 $ 1,545,000 $ 154,500 $ 59,000
Dane, Wisconsin 10 $ 1,474,000 $ 147,400 $ 12,000
Mississippi, Arkansas 9 $ 878,000 $ 97,555 $ 41,000
Warrick, Indiana 9 $ 797,000 $ 88,555 $ 39,000
Hampshire, Massachusetts 9 $ 1,767,000 $ 196,333 $ 68,000
Grand Traverse, Michigan 9 $ 1,306,000 $ 145,111 $ 64,000
Livingston, Michigan 9 $ 1,918,000 $ 213,111 $ 84,000
Kitsap, Washington 9 $ 1,566,000 $ 174,000 $ 51,000
Kenosha, Wisconsin 9 $ 1,698,000 $ 188,666 $ 67,000
Lonoke, Arkansas 8 $ 1,039,000 $ 129,875 $ 61,000
Habersham, Georgia 8 $ 854,000 $ 106,750 $ 52,000
DeKalb, Illinois 8 $ 1,056,000 $ 132,000 $ 53,000
Grundy, Illinois 8 $ 1,072,000 $ 134,000 $ 43,000
Winnebago, Illinois 8 $ 1,353,000 $ 169,125 $ 88,000
Plymouth, Massachusetts 8 $ 1,872,000 $ 234,000 $ 44,000
Worcester, Massachusetts 8 $ 2,100,000 $ 262,500 $ 89,000
St. Clair, Michigan 8 $ 880,000 $ 110,000 $ 61,000
Stone, Missouri 8 $ 1,213,000 $ 151,625 $ 42,000
Washington, Oregon 8 $ 1,915,000 $ 239,375 $ 89,000
Tarrant, Texas 8 $ 869,000 $ 108,625 $ 30,000
Clark, Washington 8 $ 1,691,000 $ 211,375 $ 59,000
Waukesha, Wisconsin 8 $ 1,658,000 $ 207,250 $ 52,000
New Haven, Connecticut 7 $ 1,037,000 $ 148,142 $ 16,000
Collier, Florida 7 $ 1,290,000 $ 184,285 $ 45,000
Lee, Florida 7 $ 2,003,000 $ 286,142 $ 130,000
St. Lucie, Florida 7 $ 1,174,000 $ 167,714 $ 74,000
LaPorte, Indiana 7 $ 1,162,000 $ 166,000 $ 90,000
Pike, Indiana 7 $ 592,000 $ 84,571 $ 42,000
Boone, Iowa 7 $ 897,000 $ 128,142 $ 56,000
Knox, Kentucky 7 $ 713,000 $ 101,857 $ 98,000
Newaygo, Michigan 7 $ 800,000 $ 114,285 $ 53,000
Anoka, Minnesota 7 $ 1,384,000 $ 197,714 $ 59,000
Greene, Missouri 7 $ 915,000 $ 130,714 $ 61,000
Platte, Missouri 7 $ 1,317,000 $ 188,142 $ 62,000
Summit, Ohio 7 $ 1,367,000 $ 195,285 $ 91,000
Tulsa, Oklahoma 7 $ 1,122,000 $ 160,285 $ 62,000
Lane, Oregon 7 $ 1,494,000 $ 213,428 $ 59,000
Rock, Wisconsin 7 $ 700,000 $ 100,000 $ 51,000
Los Angeles, California 6 $ 2,201,000 $ 366,833 $ 103,000
Gwinnett, Georgia 6 $ 1,153,000 $ 192,166 $ 90,000
Union, Georgia 6 $ 1,081,000 $ 180,166 $ 0
Todd, Minnesota 6 $ 423,000 $ 70,500 $ 27,000
Juneau, Wisconsin 6 $ 945,000 $ 157,500 $ 92,000
Oneida, Wisconsin 6 $ 1,432,000 $ 238,666 $ 74,000
Shawano, Wisconsin 6 $ 711,000 $ 118,500 $ 44,000
Coconino, Arizona 5 $ 892,000 $ 178,400 $ 69,000
Craighead, Arkansas 5 $ 669,000 $ 133,800 $ 62,000
Saline, Arkansas 5 $ 879,000 $ 175,800 $ 97,000
Volusia, Florida 5 $ 1,017,000 $ 203,400 $ 137,000
DeKalb, Georgia 5 $ 501,000 $ 100,200 $ 37,000
Hall, Georgia 5 $ 900,000 $ 180,000 $ 73,000
Kankakee, Illinois 5 $ 821,000 $ 164,200 $ 80,000
Macoupin, Illinois 5 $ 427,000 $ 85,400 $ 45,000
Washtenaw, Michigan 5 $ 1,792,000 $ 358,400 $ 138,000
Scott, Minnesota 5 $ 1,114,000 $ 222,800 $ 81,000
Cass, Missouri 5 $ 904,000 $ 180,800 $ 83,000
Christian, Missouri 5 $ 619,000 $ 123,800 $ 53,000
Lake, Ohio 5 $ 751,000 $ 150,200 $ 86,000
Portage, Ohio 5 $ 820,000 $ 164,000 $ 78,000
Oklahoma, Oklahoma 5 $ 850,000 $ 170,000 $ 98,000
Multnomah, Oregon 5 $ 739,000 $ 147,800 $ 150,000
Fayette, Pennsylvania 5 $ 466,000 $ 93,200 $ 42,000
Davidson, Tennessee 5 $ 1,331,000 $ 266,200 $ 86,000
Knox, Tennessee 5 $ 1,073,000 $ 214,600 $ 59,000
Collin, Texas 5 $ 805,000 $ 161,000 $ 0
Calumet, Wisconsin 5 $ 815,000 $ 163,000 $ 30,000
Oconto, Wisconsin 5 $ 604,000 $ 120,800 $ 15,000
Ozaukee, Wisconsin 5 $ 1,028,000 $ 205,600 $ 44,000
Winnebago, Wisconsin 5 $ 585,000 $ 117,000 $ 14,000
Mohave, Arizona 4 $ 871,000 $ 217,750 $ 0
White, Arkansas 4 $ 755,000 $ 188,750 $ 108,000
Alameda, California 4 $ 1,787,000 $ 446,750 $ 157,000
Orange, California 4 $ 1,319,000 $ 329,750 $ 147,000
San Bernardino, California 4 $ 1,049,000 $ 262,250 $ 33,000
Santa Barbara, California 4 $ 1,468,000 $ 367,000 $ 63,000
Pasco, Florida 4 $ 621,000 $ 155,250 $ 46,000
Cobb, Georgia 4 $ 471,000 $ 117,750 $ 33,000
Paulding, Georgia 4 $ 658,000 $ 164,500 $ 39,000
Hamilton, Indiana 4 $ 889,000 $ 222,250 $ 64,000
Hendricks, Indiana 4 $ 526,000 $ 131,500 $ 73,000
Spencer, Indiana 4 $ 238,000 $ 59,500 $ 32,000
St. Joseph, Indiana 4 $ 410,000 $ 102,500 $ 41,000
Linn, Iowa 4 $ 601,000 $ 150,250 $ 66,000
Sedgwick, Kansas 4 $ 832,000 $ 208,000 $ 72,000
Webster, Kentucky 4 $ 288,000 $ 72,000 $ 36,000
Ascension, Louisiana 4 $ 789,000 $ 197,250 $ 47,000
York, Maine 4 $ 718,000 $ 179,500 $ 100,000
Calhoun, Michigan 4 $ 571,000 $ 142,750 $ 55,000
Muskegon, Michigan 4 $ 600,000 $ 150,000 $ 126,000
Otsego, Michigan 4 $ 281,000 $ 70,250 $ 33,000
Washington, Minnesota 4 $ 1,108,000 $ 277,000 $ 164,000
Camden, Missouri 4 $ 708,000 $ 177,000 $ 119,000
Valencia, New Mexico 4 $ 654,000 $ 163,500 $ 41,000
Wilson, Tennessee 4 $ 555,000 $ 138,750 $ 44,000
Adams, Wisconsin 4 $ 602,000 $ 150,500 $ 73,000
Jefferson, Wisconsin 4 $ 645,000 $ 161,250 $ 23,000
Marinette, Wisconsin 4 $ 401,000 $ 100,250 $ 23,000
Walworth, Wisconsin 4 $ 897,000 $ 224,250 $ 0
Jefferson, Arkansas 3 $ 331,000 $ 110,333 $ 49,000
Henry, Georgia 3 $ 423,000 $ 141,000 $ 40,000
Lumpkin, Georgia 3 $ 324,000 $ 108,000 $ 23,000
Rockdale, Georgia 3 $ 536,000 $ 178,666 $ 41,000
Adams, Illinois 3 $ 312,000 $ 104,000 $ 36,000
Champaign, Illinois 3 $ 605,000 $ 201,666 $ 71,000
Douglas, Illinois 3 $ 501,000 $ 167,000 $ 79,000
Logan, Illinois 3 $ 274,000 $ 91,333 $ 40,000
McDonough, Illinois 3 $ 500,000 $ 166,666 $ 50,000
Peoria, Illinois 3 $ 597,000 $ 199,000 $ 111,000
Schuyler, Illinois 3 $ 179,000 $ 59,666 $ 58,000
Allen, Indiana 3 $ 280,000 $ 93,333 $ 41,000
Noble, Indiana 3 $ 220,000 $ 73,333 $ 26,000
Dubuque, Iowa 3 $ 684,000 $ 228,000 $ 91,000
Hamilton, Iowa 3 $ 183,000 $ 61,000 $ 19,000
Madison, Iowa 3 $ 286,000 $ 95,333 $ 40,000
Scott, Iowa 3 $ 671,000 $ 223,666 $ 79,000
Wyandotte, Kansas 3 $ 539,000 $ 179,666 $ 126,000
Fayette, Kentucky 3 $ 401,000 $ 133,666 $ 44,000
Jefferson, Kentucky 3 $ 492,000 $ 164,000 $ 94,000
Muhlenberg, Kentucky 3 $ 474,000 $ 158,000 $ 44,000
Eaton, Michigan 3 $ 425,000 $ 141,666 $ 77,000
Leelanau, Michigan 3 $ 468,000 $ 156,000 $ 11,000
Howell, Missouri 3 $ 484,000 $ 161,333 $ 49,000
Jefferson, Missouri 3 $ 377,000 $ 125,666 $ 44,000
Morgan, Missouri 3 $ 406,000 $ 135,333 $ 64,000
Phelps, Missouri 3 $ 387,000 $ 129,000 $ 66,000
Bernalillo, New Mexico 3 $ 421,000 $ 140,333 $ 45,000
Otero, New Mexico 3 $ 641,000 $ 213,666 $ 183,000
Sandoval, New Mexico 3 $ 858,000 $ 286,000 $ 99,000
Franklin, Ohio 3 $ 652,000 $ 217,333 $ 172,000
Medina, Ohio 3 $ 494,000 $ 164,666 $ 91,000
Washington, Ohio 3 $ 399,000 $ 133,000 $ 53,000
Comanche, Oklahoma 3 $ 667,000 $ 222,333 $ 122,000
McIntosh, Oklahoma 3 $ 427,000 $ 142,333 $ 44,000
Deschutes, Oregon 3 $ 590,000 $ 196,666 $ 44,000
Dallas, Texas 3 $ 683,000 $ 227,666 $ 32,000
Fort Bend, Texas 3 $ 424,000 $ 141,333 $ 33,000
Grant, Washington 3 $ 673,000 $ 224,333 $ 118,000
Dodge, Wisconsin 3 $ 508,000 $ 169,333 $ 8,000
Douglas, Wisconsin 3 $ 290,000 $ 96,666 $ 41,000
Forest, Wisconsin 3 $ 277,000 $ 92,333 $ 36,000
Manitowoc, Wisconsin 3 $ 264,000 $ 88,000 $ 19,000
Outagamie, Wisconsin 3 $ 336,000 $ 112,000 $ 11,000
Sauk, Wisconsin 3 $ 549,000 $ 183,000 $ 45,000
Cochise, Arizona 2 $ 339,000 $ 169,500 $ 50,000
Yavapai, Arizona 2 $ 401,000 $ 200,500 $ 240,000
Baxter, Arkansas 2 $ 215,000 $ 107,500 $ 36,000
Crittenden, Arkansas 2 $ 254,000 $ 127,000 $ 71,000
Garland, Arkansas 2 $ 317,000 $ 158,500 $ 62,000
Greene, Arkansas 2 $ 272,000 $ 136,000 $ 58,000
Izard, Arkansas 2 $ 165,000 $ 82,500 $ 38,000
Perry, Arkansas 2 $ 157,000 $ 78,500 $ 88,000
Washington, Arkansas 2 $ 1,650,000 $ 825,000 $ 186,000
Contra Costa, California 2 $ 505,000 $ 252,500 $ 68,000
Madera, California 2 $ 317,000 $ 158,500 $ 94,000
San Francisco, California 2 $ 742,000 $ 371,000 $ 111,000
San Mateo, California 2 $ 545,000 $ 272,500 $ 89,000
Santa Clara, California 2 $ 688,000 $ 344,000 $ 132,000
Solano, California 2 $ 548,000 $ 274,000 $ 135,000
Highlands, Florida 2 $ 236,000 $ 118,000 $ 64,000
Putnam, Florida 2 $ 500,000 $ 250,000 $ 229,000
Fannin, Georgia 2 $ 115,000 $ 57,500 $ 0
Putnam, Georgia 2 $ 219,000 $ 109,500 $ 57,000
Jackson, Illinois 2 $ 351,000 $ 175,500 $ 128,000
LaSalle, Illinois 2 $ 322,000 $ 161,000 $ 40,000
Monroe, Illinois 2 $ 293,000 $ 146,500 $ 73,000
Montgomery, Illinois 2 $ 238,000 $ 119,000 $ 67,000
Piatt, Illinois 2 $ 448,000 $ 224,000 $ 97,000
St. Clair, Illinois 2 $ 426,000 $ 213,000 $ 129,000
Tazewell, Illinois 2 $ 393,000 $ 196,500 $ 125,000
Delaware, Indiana 2 $ 257,000 $ 128,500 $ 67,000
Floyd, Indiana 2 $ 166,000 $ 83,000 $ 0
Franklin, Indiana 2 $ 190,000 $ 95,000 $ 64,000
LaGrange, Indiana 2 $ 162,000 $ 81,000 $ 42,000
Montgomery, Indiana 2 $ 433,000 $ 216,500 $ 87,000
Black Hawk, Iowa 2 $ 312,000 $ 156,000 $ 235,000
Guthrie, Iowa 2 $ 289,000 $ 144,500 $ 54,000
Iowa, Iowa 2 $ 330,000 $ 165,000 $ 71,000
Jasper, Iowa 2 $ 301,000 $ 150,500 $ 62,000
Keokuk, Iowa 2 $ 171,000 $ 85,500 $ 37,000
Marshall, Iowa 2 $ 163,000 $ 81,500 $ 29,000
Story, Iowa 2 $ 303,000 $ 151,500 $ 42,000
Wapello, Iowa 2 $ 170,000 $ 85,000 $ 35,000
Riley, Kansas 2 $ 511,000 $ 255,500 $ 164,000
Christian, Kentucky 2 $ 354,000 $ 177,000 $ 72,000
Daviess, Kentucky 2 $ 153,000 $ 76,500 $ 25,000
Lincoln, Kentucky 2 $ 291,000 $ 145,500 $ 80,000
Orleans, Louisiana 2 $ 312,000 $ 156,000 $ 29,000
Union, Louisiana 2 $ 519,000 $ 259,500 $ 38,000
West Baton Rouge, Louisiana 2 $ 318,000 $ 159,000 $ 47,000
Bristol, Massachusetts 2 $ 462,000 $ 231,000 $ 66,000
Franklin, Massachusetts 2 $ 127,000 $ 63,500 $ 22,000
Suffolk, Massachusetts 2 $ 687,000 $ 343,500 $ 122,000
Bay, Michigan 2 $ 306,000 $ 153,000 $ 110,000
Cass, Michigan 2 $ 139,000 $ 69,500 $ 66,000
Ingham, Michigan 2 $ 158,000 $ 79,000 $ 27,000
Lake, Michigan 2 $ 119,000 $ 59,500 $ 96,000
Presque Isle, Michigan 2 $ 333,000 $ 166,500 $ 60,000
Benton, Minnesota 2 $ 261,000 $ 130,500 $ 17,000
Cass, Minnesota 2 $ 238,000 $ 119,000 $ 45,000
McLeod, Minnesota 2 $ 216,000 $ 108,000 $ 79,000
DeSoto, Mississippi 2 $ 416,000 $ 208,000 $ 53,000
Hancock, Mississippi 2 $ 253,000 $ 126,500 $ 47,000
Cole, Missouri 2 $ 2,216,000 $ 1,108,000 $ 291,000
Douglas, Missouri 2 $ 139,000 $ 69,500 $ 35,000
Johnson, Missouri 2 $ 313,000 $ 156,500 $ 79,000
Montgomery, Missouri 2 $ 142,000 $ 71,000 $ 28,000
Pettis, Missouri 2 $ 182,000 $ 91,000 $ 37,000
Worth, Missouri 2 $ 91,000 $ 45,500 $ 24,000
Clark, Ohio 2 $ 395,000 $ 197,500 $ 105,000
Delaware, Ohio 2 $ 294,000 $ 147,000 $ 86,000
Greene, Ohio 2 $ 302,000 $ 151,000 $ 223,000
Hamilton, Ohio 2 $ 304,000 $ 152,000 $ 59,000
Lucas, Ohio 2 $ 369,000 $ 184,500 $ 48,000
Ottawa, Ohio 2 $ 638,000 $ 319,000 $ 227,000
Preble, Ohio 2 $ 212,000 $ 106,000 $ 28,000
Stark, Ohio 2 $ 215,000 $ 107,500 $ 97,000
Tuscarawas, Ohio 2 $ 309,000 $ 154,500 $ 51,000
Warren, Ohio 2 $ 324,000 $ 162,000 $ 81,000
Benton, Oregon 2 $ 436,000 $ 218,000 $ 228,000
Clatsop, Oregon 2 $ 374,000 $ 187,000 $ 82,000
Jackson, Oregon 2 $ 402,000 $ 201,000 $ 158,000
Linn, Oregon 2 $ 291,000 $ 145,500 $ 62,000
Beaver, Pennsylvania 2 $ 141,000 $ 70,500 $ 33,000
Overton, Tennessee 2 $ 324,000 $ 162,000 $ 62,000
Rutherford, Tennessee 2 $ 282,000 $ 141,000 $ 52,000
Shelby, Tennessee 2 $ 283,000 $ 141,500 $ 73,000
Smith, Tennessee 2 $ 211,000 $ 105,500 $ 0
Williamson, Tennessee 2 $ 556,000 $ 278,000 $ 116,000
Denton, Texas 2 $ 294,000 $ 147,000 $ 52,000
Guadalupe, Texas 2 $ 597,000 $ 298,500 $ 61,000
Pierce, Washington 2 $ 273,000 $ 136,500 $ 0
Chippewa, Wisconsin 2 $ 138,000 $ 69,000 $ 0
Door, Wisconsin 2 $ 262,000 $ 131,000 $ 0
Eau Claire, Wisconsin 2 $ 159,000 $ 79,500 $ 29,000
Fond du Lac, Wisconsin 2 $ 306,000 $ 153,000 $ 0
La Crosse, Wisconsin 2 $ 249,000 $ 124,500 $ 10,000
Lincoln, Wisconsin 2 $ 397,000 $ 198,500 $ 65,000
Menominee, Wisconsin 2 $ 169,000 $ 84,500 $ 227,000
Pierce, Wisconsin 2 $ 399,000 $ 199,500 $ 0
Price, Wisconsin 2 $ 318,000 $ 159,000 $ 60,000
Racine, Wisconsin 2 $ 440,000 $ 220,000 $ 43,000
Richland, Wisconsin 2 $ 690,000 $ 345,000 $ 22,000
Sheboygan, Wisconsin 2 $ 221,000 $ 110,500 $ 0
Taylor, Wisconsin 2 $ 266,000 $ 133,000 $ 52,000
Washington, Wisconsin 2 $ 172,000 $ 86,000 $ 0
Waupaca, Wisconsin 2 $ 231,000 $ 115,500 $ 5,000
Gila, Arizona 1 $ 261,000 $ 261,000 $ 76,000
La Paz, Arizona 1 $ 178,000 $ 178,000 $ 181,000
Navajo, Arizona 1 $ 75,000 $ 75,000 $ 156,000
Santa Cruz, Arizona 1 $ 352,000 $ 352,000 $ 85,000
Yuma, Arizona 1 $ 173,000 $ 173,000 $ 75,000
Benton, Arkansas 1 $ 164,000 $ 164,000 $ 80,000
Bradley, Arkansas 1 $ 148,000 $ 148,000 $ 36,000
Carroll, Arkansas 1 $ 133,000 $ 133,000 $ 36,000
Hot Spring, Arkansas 1 $ 72,000 $ 72,000 $ 31,000
Lincoln, Arkansas 1 $ 77,000 $ 77,000 $ 45,000
Newton, Arkansas 1 $ 165,000 $ 165,000 $ 70,000
Ouachita, Arkansas 1 $ 58,000 $ 58,000 $ 24,000
Sebastian, Arkansas 1 $ 141,000 $ 141,000 $ 64,000
Butte, California 1 $ 218,000 $ 218,000 $ 348,000
El Dorado, California 1 $ 192,000 $ 192,000 $ 0
Inyo, California 1 $ 216,000 $ 216,000 $ 94,000
Lassen, California 1 $ 127,000 $ 127,000 $ 0
Merced, California 1 $ 137,000 $ 137,000 $ 35,000
Placer, California 1 $ 307,000 $ 307,000 $ 0
San Joaquin, California 1 $ 188,000 $ 188,000 $ 0
Shasta, California 1 $ 213,000 $ 213,000 $ 0
Sonoma, California 1 $ 370,000 $ 370,000 $ 65,000
Ventura, California 1 $ 399,000 $ 399,000 $ 59,000
Yolo, California 1 $ 190,000 $ 190,000 $ 42,000
Douglas, Colorado 1 $ 228,000 $ 228,000 $ 63,000
El Paso, Colorado 1 $ 82,000 $ 82,000 $ 0
La Plata, Colorado 1 $ 308,000 $ 308,000 $ 288,000
Larimer, Colorado 1 $ 129,000 $ 129,000 $ 27,000
Middlesex, Connecticut 1 $ 131,000 $ 131,000 $ 54,000
New London, Connecticut 1 $ 200,000 $ 200,000 $ 0
Tolland, Connecticut 1 $ 499,000 $ 499,000 $ 381,000
Windham, Connecticut 1 $ 235,000 $ 235,000 $ 69,000
Levy, Florida 1 $ 385,000 $ 385,000 $ 133,000
Martin, Florida 1 $ 208,000 $ 208,000 $ 0
Polk, Florida 1 $ 118,000 $ 118,000 $ 50,000
Sarasota, Florida 1 $ 405,000 $ 405,000 $ 103,000
Seminole, Florida 1 $ 161,000 $ 161,000 $ 364,000
St. Johns, Florida 1 $ 159,000 $ 159,000 $ 72,000
Sumter, Florida 1 $ 81,000 $ 81,000 $ 29,000
Barrow, Georgia 1 $ 107,000 $ 107,000 $ 43,000
Burke, Georgia 1 $ 91,000 $ 91,000 $ 42,000
Catoosa, Georgia 1 $ 132,000 $ 132,000 $ 53,000
Cherokee, Georgia 1 $ 138,000 $ 138,000 $ 0
Forsyth, Georgia 1 $ 217,000 $ 217,000 $ 0
Fulton, Georgia 1 $ 171,000 $ 171,000 $ 67,000
Gilmer, Georgia 1 $ 122,000 $ 122,000 $ 0
Jackson, Georgia 1 $ 61,000 $ 61,000 $ 25,000
Rabun, Georgia 1 $ 46,000 $ 46,000 $ 29,000
Towns, Georgia 1 $ 83,000 $ 83,000 $ 16,000
Bond, Illinois 1 $ 113,000 $ 113,000 $ 0
Boone, Illinois 1 $ 129,000 $ 129,000 $ 80,000
Coles, Illinois 1 $ 155,000 $ 155,000 $ 58,000
De Witt, Illinois 1 $ 130,000 $ 130,000 $ 40,000
Franklin, Illinois 1 $ 181,000 $ 181,000 $ 74,000
Fulton, Illinois 1 $ 92,000 $ 92,000 $ 63,000
Greene, Illinois 1 $ 160,000 $ 160,000 $ 27,000
Henderson, Illinois 1 $ 148,000 $ 148,000 $ 60,000
Jefferson, Illinois 1 $ 126,000 $ 126,000 $ 71,000
Macon, Illinois 1 $ 40,000 $ 40,000 $ 22,000
Massac, Illinois 1 $ 165,000 $ 165,000 $ 54,000
Menard, Illinois 1 $ 173,000 $ 173,000 $ 110,000
Morgan, Illinois 1 $ 71,000 $ 71,000 $ 36,000
Moultrie, Illinois 1 $ 86,000 $ 86,000 $ 123,000
Ogle, Illinois 1 $ 175,000 $ 175,000 $ 112,000
Perry, Illinois 1 $ 306,000 $ 306,000 $ 74,000
Randolph, Illinois 1 $ 107,000 $ 107,000 $ 58,000
Rock Island, Illinois 1 $ 92,000 $ 92,000 $ 153,000
Williamson, Illinois 1 $ 202,000 $ 202,000 $ 72,000
Woodford, Illinois 1 $ 367,000 $ 367,000 $ 228,000
Carroll, Indiana 1 $ 98,000 $ 98,000 $ 63,000
Clark, Indiana 1 $ 114,000 $ 114,000 $ 49,000
Daviess, Indiana 1 $ 82,000 $ 82,000 $ 29,000
Dearborn, Indiana 1 $ 122,000 $ 122,000 $ 108,000
DeKalb, Indiana 1 $ 134,000 $ 134,000 $ 56,000
Dubois, Indiana 1 $ 76,000 $ 76,000 $ 36,000
Greene, Indiana 1 $ 85,000 $ 85,000 $ 80,000
Johnson, Indiana 1 $ 78,000 $ 78,000 $ 70,000
Lawrence, Indiana 1 $ 116,000 $ 116,000 $ 27,000
Marshall, Indiana 1 $ 77,000 $ 77,000 $ 37,000
Parke, Indiana 1 $ 65,000 $ 65,000 $ 52,000
Putnam, Indiana 1 $ 92,000 $ 92,000 $ 58,000
Tippecanoe, Indiana 1 $ 150,000 $ 150,000 $ 65,000
Adair, Iowa 1 $ 88,000 $ 88,000 $ 36,000
Appanoose, Iowa 1 $ 59,000 $ 59,000 $ 29,000
Bremer, Iowa 1 $ 275,000 $ 275,000 $ 63,000
Davis, Iowa 1 $ 267,000 $ 267,000 $ 67,000
Johnson, Iowa 1 $ 150,000 $ 150,000 $ 49,000
Pottawattamie, Iowa 1 $ 355,000 $ 355,000 $ 0
Ringgold, Iowa 1 $ 196,000 $ 196,000 $ 76,000
Wayne, Iowa 1 $ 95,000 $ 95,000 $ 88,000
Winneshiek, Iowa 1 $ 139,000 $ 139,000 $ 85,000
Wright, Iowa 1 $ 79,000 $ 79,000 $ 38,000
Barton, Kansas 1 $ 167,000 $ 167,000 $ 92,000
Cherokee, Kansas 1 $ 133,000 $ 133,000 $ 38,000
Cowley, Kansas 1 $ 144,000 $ 144,000 $ 98,000
Crawford, Kansas 1 $ 263,000 $ 263,000 $ 73,000
Dickinson, Kansas 1 $ 67,000 $ 67,000 $ 60,000
Finney, Kansas 1 $ 98,000 $ 98,000 $ 39,000
Jackson, Kansas 1 $ 61,000 $ 61,000 $ 32,000
Jefferson, Kansas 1 $ 80,000 $ 80,000 $ 73,000
Kingman, Kansas 1 $ 69,000 $ 69,000 $ 55,000
Leavenworth, Kansas 1 $ 174,000 $ 174,000 $ 47,000
McPherson, Kansas 1 $ 84,000 $ 84,000 $ 70,000
Miami, Kansas 1 $ 77,000 $ 77,000 $ 49,000
Saline, Kansas 1 $ 143,000 $ 143,000 $ 62,000
Adair, Kentucky 1 $ 187,000 $ 187,000 $ 67,000
Boone, Kentucky 1 $ 120,000 $ 120,000 $ 48,000
Boyd, Kentucky 1 $ 237,000 $ 237,000 $ 75,000
Clay, Kentucky 1 $ 158,000 $ 158,000 $ 68,000
Estill, Kentucky 1 $ 91,000 $ 91,000 $ 155,000
Hancock, Kentucky 1 $ 126,000 $ 126,000 $ 54,000
Kenton, Kentucky 1 $ 124,000 $ 124,000 $ 87,000
Madison, Kentucky 1 $ 199,000 $ 199,000 $ 91,000
McLean, Kentucky 1 $ 190,000 $ 190,000 $ 110,000
Ohio, Kentucky 1 $ 84,000 $ 84,000 $ 60,000
Scott, Kentucky 1 $ 263,000 $ 263,000 $ 175,000
Iberville, Louisiana 1 $ 47,000 $ 47,000 $ 26,000
La Salle, Louisiana 1 $ 136,000 $ 136,000 $ 33,000
Livingston, Louisiana 1 $ 65,000 $ 65,000 $ 43,000
Madison, Louisiana 1 $ 119,000 $ 119,000 $ 35,000
Branch, Michigan 1 $ 91,000 $ 91,000 $ 72,000
Cheboygan, Michigan 1 $ 62,000 $ 62,000 $ 0
Chippewa, Michigan 1 $ 52,000 $ 52,000 $ 31,000
Clare, Michigan 1 $ 35,000 $ 35,000 $ 0
Crawford, Michigan 1 $ 16,000 $ 16,000 $ 0
Emmet, Michigan 1 $ 112,000 $ 112,000 $ 0
Gratiot, Michigan 1 $ 50,000 $ 50,000 $ 39,000
Huron, Michigan 1 $ 96,000 $ 96,000 $ 22,000
Jackson, Michigan 1 $ 173,000 $ 173,000 $ 56,000
Kalkaska, Michigan 1 $ 82,000 $ 82,000 $ 0
Lenawee, Michigan 1 $ 216,000 $ 216,000 $ 54,000
Manistee, Michigan 1 $ 66,000 $ 66,000 $ 0
Mason, Michigan 1 $ 114,000 $ 114,000 $ 110,000
Midland, Michigan 1 $ 80,000 $ 80,000 $ 72,000
Missaukee, Michigan 1 $ 70,000 $ 70,000 $ 0
Monroe, Michigan 1 $ 132,000 $ 132,000 $ 86,000
Montmorency, Michigan 1 $ 144,000 $ 144,000 $ 150,000
Osceola, Michigan 1 $ 49,000 $ 49,000 $ 93,000
Van Buren, Michigan 1 $ 184,000 $ 184,000 $ 75,000
Carver, Minnesota 1 $ 267,000 $ 267,000 $ 120,000
Morrison, Minnesota 1 $ 55,000 $ 55,000 $ 20,000
Mower, Minnesota 1 $ 65,000 $ 65,000 $ 23,000
Sherburne, Minnesota 1 $ 194,000 $ 194,000 $ 64,000
Sibley, Minnesota 1 $ 152,000 $ 152,000 $ 0
Stearns, Minnesota 1 $ 169,000 $ 169,000 $ 57,000
Harrison, Mississippi 1 $ 74,000 $ 74,000 $ 53,000
Jackson, Mississippi 1 $ 78,000 $ 78,000 $ 41,000
Jefferson Davis, Mississippi 1 $ 43,000 $ 43,000 $ 128,000
Lamar, Mississippi 1 $ 217,000 $ 217,000 $ 46,000
Lauderdale, Mississippi 1 $ 112,000 $ 112,000 $ 64,000
Scott, Mississippi 1 $ 92,000 $ 92,000 $ 34,000
Simpson, Mississippi 1 $ 60,000 $ 60,000 $ 29,000
Smith, Mississippi 1 $ 143,000 $ 143,000 $ 36,000
Barton, Missouri 1 $ 71,000 $ 71,000 $ 57,000
Callaway, Missouri 1 $ 135,000 $ 135,000 $ 48,000
Cedar, Missouri 1 $ 111,000 $ 111,000 $ 31,000
Clinton, Missouri 1 $ 232,000 $ 232,000 $ 237,000
Cooper, Missouri 1 $ 63,000 $ 63,000 $ 44,000
Franklin, Missouri 1 $ 259,000 $ 259,000 $ 50,000
Henry, Missouri 1 $ 269,000 $ 269,000 $ 65,000
Lincoln, Missouri 1 $ 204,000 $ 204,000 $ 50,000
Madison, Missouri 1 $ 184,000 $ 184,000 $ 0
Miller, Missouri 1 $ 172,000 $ 172,000 $ 104,000
Ozark, Missouri 1 $ 223,000 $ 223,000 $ 69,000
Randolph, Missouri 1 $ 174,000 $ 174,000 $ 74,000
Page:

Mortgage Loan Application Detail Totals for Top Flite Financial, Inc. in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,300 $359,588,000 $156,000 $849,000 $71,000 $1,438,000
Refinancing 2,282 $405,540,000 $177,000 $2,060,000 $70,000 $825,000
Home Improvement 3 $461,000 $153,000 $214,000 $302,000 $696,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,472 $587,653,000 $169,000 $2,060,000 $73,000 $1,438,000
Not Provided 359 $60,378,000 $168,000 $900,000 $56,000 $385,000
Black or African American 333 $49,503,000 $148,000 $552,000 $63,000 $825,000
Hispanic 308 $47,679,000 $154,000 $388,000 $59,000 $917,000
Asian 91 $16,609,000 $182,000 $940,000 $97,000 $610,000
Native Hawaiian or Other Pacific Islander 13 $2,346,000 $180,000 $417,000 $66,000 $300,000
American Indian or Alaskan Native 9 $1,421,000 $157,000 $264,000 $64,000 $115,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,110 $394,269,000 $186,000 $2,060,000 $98,000 $1,438,000
FHA-insured (Federal Housing Administration) 1,851 $277,322,000 $149,000 $650,000 $45,000 $294,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 356 $41,178,000 $115,000 $301,000 $42,000 $119,000
VA-guaranteed (Veterans Administration) 268 $52,820,000 $197,000 $573,000 $70,000 $253,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,583 $420,328,000 $162,000 $700,000 $69,000 $1,438,000
Application Denied By Financial Institution 1,116 $185,406,000 $166,000 $940,000 $71,000 $825,000
Application Withdrawn By Applicant 869 $157,254,000 $180,000 $2,060,000 $74,000 $750,000
Application Approved But Not Accepted 17 $2,601,000 $153,000 $330,000 $92,000 $267,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 241 $39,717,000 $164,000 $849,000 $81,000 $823,000
Collateral 181 $27,885,000 $154,000 $840,000 $68,000 $398,000
Other 154 $25,224,000 $163,000 $574,000 $73,000 $360,000
Debt-To-Income Ratio 120 $21,037,000 $175,000 $573,000 $55,000 $300,000
Credit History 75 $10,437,000 $139,000 $383,000 $52,000 $216,000
Employment History 28 $4,461,000 $159,000 $417,000 $134,000 $825,000
Insufficient Cash (Downpayment, Closing Cost) 14 $2,335,000 $166,000 $356,000 $63,000 $171,000
Unverifiable Information 14 $2,239,000 $159,000 $258,000 $61,000 $122,000
Mortgage Insurance Denied 2 $288,000 $144,000 $162,000 $83,000 $115,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Top Flite Financial, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Top Flite Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet with aggregated HMDA statistics today.

Download the Michigan Lender List