Top Flite Financial, Inc. Mortgage Lending & HMDA Data, 2018

In 2018, Top Flite Financial, Inc. of Williamston, MI reported 7,755 mortgage applications totaling $1.9 billion, up 48% from 2017. The average application was for $247,633, and applicants reported an average income of $85,235. 26% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (470), Chicago-Naperville-Arlington Heights, IL (437) and Riverside-San Bernardino-Ontario, CA (433) (applications in parentheses).

Mortgage Company & Address Top Flite Financial, Inc.
123 E Grand River Ave
Williamston, MI 48895
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 7,755
Total Mortgage Loan Application Amount $1,920,395,000
Average Mortgage Loan Application Amount $247,633
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $85,235
Highest Applicant Income $1,480,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Top Flite Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Top Flite Financial, Inc. by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 470 $ 198,620,000 $ 422,595 $ 106,000
Riverside, California 262 $ 82,640,000 $ 315,419 $ 98,000
Maricopa, Arizona 260 $ 52,320,000 $ 201,230 $ 64,000
Cook, Illinois 247 $ 44,975,000 $ 182,085 $ 83,000
San Bernardino, California 171 $ 48,735,000 $ 285,000 $ 90,000
Will, Illinois 154 $ 31,640,000 $ 205,454 $ 85,000
San Diego, California 145 $ 63,335,000 $ 436,793 $ 118,000
Broward, Florida 137 $ 32,085,000 $ 234,197 $ 90,000
Sacramento, California 136 $ 36,610,000 $ 269,191 $ 86,000
Miami-Dade, Florida 120 $ 35,310,000 $ 294,250 $ 91,000
Orange, California 110 $ 53,720,000 $ 488,363 $ 119,000
Hillsborough, Florida 109 $ 23,225,000 $ 213,073 $ 77,000
Contra Costa, California 105 $ 52,975,000 $ 504,523 $ 138,000
Orange, Florida 104 $ 28,950,000 $ 278,365 $ 103,000
St. Louis, Missouri 104 $ 23,480,000 $ 225,769 $ 104,000
Lake, Indiana 103 $ 20,995,000 $ 203,834 $ 93,000
Palm Beach, Florida 102 $ 25,850,000 $ 253,431 $ 95,000
Pinellas, Florida 87 $ 18,395,000 $ 211,436 $ 81,000
Cuyahoga, Ohio 78 $ 10,340,000 $ 132,564 $ 58,000
Duval, Florida 73 $ 16,415,000 $ 224,863 $ 81,000
San Joaquin, California 68 $ 20,880,000 $ 307,058 $ 96,000
Brevard, Florida 68 $ 14,520,000 $ 213,529 $ 78,000
Fresno, California 67 $ 15,075,000 $ 225,000 $ 83,000
Santa Clara, California 67 $ 38,735,000 $ 578,134 $ 137,000
Ventura, California 67 $ 32,485,000 $ 484,850 $ 128,000
St. Charles, Missouri 64 $ 13,700,000 $ 214,062 $ 102,000
Alameda, California 63 $ 34,385,000 $ 545,793 $ 141,000
Marion, Indiana 62 $ 8,920,000 $ 143,870 $ 65,000
Stanislaus, California 61 $ 14,825,000 $ 243,032 $ 72,000
Macomb, Michigan 60 $ 9,520,000 $ 158,666 $ 58,000
Solano, California 58 $ 20,530,000 $ 353,965 $ 98,000
Volusia, Florida 54 $ 9,430,000 $ 174,629 $ 77,000
Mecosta, Michigan 52 $ 5,450,000 $ 104,807 $ 47,000
Summit, Ohio 52 $ 8,100,000 $ 155,769 $ 76,000
Snohomish, Washington 52 $ 20,540,000 $ 395,000 $ 135,000
Polk, Florida 51 $ 11,265,000 $ 220,882 $ 68,000
Jefferson, Missouri 50 $ 7,790,000 $ 155,800 $ 70,000
Seminole, Florida 49 $ 12,085,000 $ 246,632 $ 92,000
St. Lucie, Florida 49 $ 9,785,000 $ 199,693 $ 64,000
Polk, Iowa 49 $ 8,605,000 $ 175,612 $ 72,000
Kent, Michigan 49 $ 8,835,000 $ 180,306 $ 70,000
Kern, California 48 $ 9,760,000 $ 203,333 $ 81,000
Tulare, California 48 $ 9,180,000 $ 191,250 $ 68,000
Lake, Florida 48 $ 9,600,000 $ 200,000 $ 82,000
Pasco, Florida 48 $ 9,290,000 $ 193,541 $ 73,000
Hopkins, Kentucky 47 $ 6,405,000 $ 136,276 $ 64,000
Wayne, Ohio 43 $ 6,575,000 $ 152,906 $ 60,000
Lee, Florida 40 $ 8,680,000 $ 217,000 $ 85,000
Hamilton, Indiana 40 $ 10,440,000 $ 261,000 $ 106,000
Jackson, Missouri 40 $ 6,760,000 $ 169,000 $ 84,000
Pima, Arizona 39 $ 6,545,000 $ 167,820 $ 73,000
Osceola, Florida 39 $ 7,425,000 $ 190,384 $ 60,000
Mahoning, Ohio 39 $ 6,025,000 $ 154,487 $ 87,000
Placer, California 38 $ 14,500,000 $ 381,578 $ 117,000
Medina, Ohio 37 $ 6,685,000 $ 180,675 $ 83,000
San Mateo, California 36 $ 20,890,000 $ 580,277 $ 132,000
Multnomah, Oregon 35 $ 9,365,000 $ 267,571 $ 70,000
Spokane, Washington 33 $ 5,395,000 $ 163,484 $ 67,000
Sarasota, Florida 32 $ 6,370,000 $ 199,062 $ 51,000
Montcalm, Michigan 32 $ 3,950,000 $ 123,437 $ 51,000
Porter, Indiana 31 $ 5,915,000 $ 190,806 $ 78,000
Clay, Missouri 31 $ 6,115,000 $ 197,258 $ 100,000
Kankakee, Illinois 29 $ 4,035,000 $ 139,137 $ 57,000
Ashtabula, Ohio 29 $ 3,235,000 $ 111,551 $ 52,000
Washington, Oregon 29 $ 8,555,000 $ 295,000 $ 94,000
El Dorado, California 27 $ 8,345,000 $ 309,074 $ 89,000
Collier, Florida 27 $ 8,305,000 $ 307,592 $ 71,000
Williamson, Illinois 27 $ 3,045,000 $ 112,777 $ 56,000
Whitley, Kentucky 27 $ 3,055,000 $ 113,148 $ 47,000
Stevens, Washington 27 $ 3,955,000 $ 146,481 $ 62,000
Sonoma, California 25 $ 9,495,000 $ 379,800 $ 89,000
Manatee, Florida 25 $ 5,745,000 $ 229,800 $ 74,000
Knox, Tennessee 25 $ 4,405,000 $ 176,200 $ 105,000
St. Johns, Florida 21 $ 5,475,000 $ 260,714 $ 102,000
DuPage, Illinois 21 $ 5,415,000 $ 257,857 $ 108,000
Hinds, Mississippi 21 $ 2,955,000 $ 140,714 $ 49,000
St. Louis City, Missouri 21 $ 3,575,000 $ 170,238 $ 73,000
Trumbull, Ohio 21 $ 1,705,000 $ 81,190 $ 48,000
Hendricks, Indiana 20 $ 3,880,000 $ 194,000 $ 77,000
Newaygo, Michigan 20 $ 2,660,000 $ 133,000 $ 46,000
Marion, Oregon 20 $ 3,610,000 $ 180,500 $ 79,000
Clay, Florida 19 $ 4,175,000 $ 219,736 $ 69,000
Marion, Florida 19 $ 2,915,000 $ 153,421 $ 67,000
Allen, Indiana 19 $ 3,755,000 $ 197,631 $ 88,000
Oakland, Michigan 19 $ 3,465,000 $ 182,368 $ 69,000
Butte, California 18 $ 4,430,000 $ 246,111 $ 71,000
Merced, California 18 $ 3,690,000 $ 205,000 $ 71,000
San Luis Obispo, California 18 $ 6,770,000 $ 376,111 $ 88,000
Santa Barbara, California 18 $ 8,690,000 $ 482,777 $ 108,000
Jackson, Michigan 18 $ 2,810,000 $ 156,111 $ 58,000
Wayne, Michigan 18 $ 3,670,000 $ 203,888 $ 101,000
Clackamas, Oregon 18 $ 5,210,000 $ 289,444 $ 115,000
Lane, Oregon 18 $ 4,000,000 $ 222,222 $ 65,000
Claiborne, Tennessee 18 $ 2,220,000 $ 123,333 $ 43,000
Flagler, Florida 17 $ 3,325,000 $ 195,588 $ 59,000
Ottawa, Michigan 17 $ 3,325,000 $ 195,588 $ 74,000
Pinal, Arizona 16 $ 2,540,000 $ 158,750 $ 47,000
Cass, Indiana 16 $ 1,500,000 $ 93,750 $ 48,000
Cass, Missouri 16 $ 3,180,000 $ 198,750 $ 86,000
Spartanburg, South Carolina 16 $ 2,520,000 $ 157,500 $ 60,000
Smith, Texas 16 $ 4,210,000 $ 263,125 $ 134,000
King, Washington 16 $ 5,960,000 $ 372,500 $ 112,000
Monterey, California 15 $ 6,045,000 $ 403,000 $ 125,000
Yolo, California 15 $ 4,595,000 $ 306,333 $ 84,000
Leon, Florida 15 $ 3,215,000 $ 214,333 $ 70,000
Johnson, Indiana 15 $ 2,795,000 $ 186,333 $ 87,000
Shiawassee, Michigan 15 $ 1,705,000 $ 113,666 $ 61,000
Franklin, Missouri 15 $ 2,235,000 $ 149,000 $ 56,000
Pulaski, Arkansas 14 $ 1,890,000 $ 135,000 $ 58,000
Madera, California 14 $ 3,110,000 $ 222,142 $ 81,000
Hernando, Florida 14 $ 2,360,000 $ 168,571 $ 108,000
St. Joseph, Indiana 14 $ 2,420,000 $ 172,857 $ 78,000
Hampden, Massachusetts 14 $ 2,850,000 $ 203,571 $ 78,000
Osceola, Michigan 14 $ 1,360,000 $ 97,142 $ 42,000
Garland, Arkansas 13 $ 2,145,000 $ 165,000 $ 81,000
Kings, California 13 $ 3,035,000 $ 233,461 $ 97,000
Lake, California 13 $ 3,255,000 $ 250,384 $ 95,000
Sutter, California 13 $ 2,985,000 $ 229,615 $ 74,000
Charlotte, Florida 13 $ 2,805,000 $ 215,769 $ 66,000
Jackson, Illinois 13 $ 1,205,000 $ 92,692 $ 53,000
Lenawee, Michigan 13 $ 1,715,000 $ 131,923 $ 53,000
Platte, Missouri 13 $ 2,595,000 $ 199,615 $ 81,000
Linn, Oregon 13 $ 3,025,000 $ 232,692 $ 78,000
San Francisco, California 12 $ 7,010,000 $ 584,166 $ 157,000
Santa Cruz, California 12 $ 5,520,000 $ 460,000 $ 124,000
Escambia, Florida 12 $ 2,270,000 $ 189,166 $ 72,000
Martin, Florida 12 $ 3,800,000 $ 316,666 $ 75,000
Okaloosa, Florida 12 $ 2,240,000 $ 186,666 $ 67,000
Clark, Indiana 12 $ 2,070,000 $ 172,500 $ 62,000
Madison, Indiana 12 $ 1,600,000 $ 133,333 $ 60,000
Greene, Missouri 12 $ 2,150,000 $ 179,166 $ 60,000
Stark, Ohio 12 $ 1,470,000 $ 122,500 $ 50,000
Greenwood, South Carolina 12 $ 2,000,000 $ 166,666 $ 79,000
Imperial, California 11 $ 2,655,000 $ 241,363 $ 97,000
Napa, California 11 $ 11,455,000 $ 1,041,363 $ 209,000
Hancock, Indiana 11 $ 1,635,000 $ 148,636 $ 81,000
Tippecanoe, Indiana 11 $ 1,635,000 $ 148,636 $ 160,000
Daviess, Kentucky 11 $ 1,685,000 $ 153,181 $ 69,000
Rankin, Mississippi 11 $ 1,695,000 $ 154,090 $ 50,000
Christian, Missouri 11 $ 1,885,000 $ 171,363 $ 76,000
Greenville, South Carolina 11 $ 2,155,000 $ 195,909 $ 65,000
Shasta, California 10 $ 2,140,000 $ 214,000 $ 69,000
Alachua, Florida 10 $ 1,750,000 $ 175,000 $ 90,000
Citrus, Florida 10 $ 1,570,000 $ 157,000 $ 65,000
Indian River, Florida 10 $ 1,830,000 $ 183,000 $ 96,000
Elkhart, Indiana 10 $ 1,410,000 $ 141,000 $ 58,000
Warrick, Indiana 10 $ 1,290,000 $ 129,000 $ 71,000
Bell, Kentucky 10 $ 1,030,000 $ 103,000 $ 47,000
Ionia, Michigan 10 $ 1,430,000 $ 143,000 $ 66,000
Kalkaska, Michigan 10 $ 1,200,000 $ 120,000 $ 43,000
Columbiana, Ohio 10 $ 1,320,000 $ 132,000 $ 63,000
Portage, Ohio 10 $ 1,290,000 $ 129,000 $ 54,000
Jackson, Oregon 10 $ 2,060,000 $ 206,000 $ 63,000
Nevada, California 9 $ 2,505,000 $ 278,333 $ 80,000
Nassau, Florida 9 $ 1,875,000 $ 208,333 $ 62,000
Santa Rosa, Florida 9 $ 1,705,000 $ 189,444 $ 70,000
Kendall, Illinois 9 $ 1,845,000 $ 205,000 $ 85,000
Morgan, Illinois 9 $ 945,000 $ 105,000 $ 66,000
Henderson, Kentucky 9 $ 1,105,000 $ 122,777 $ 48,000
Chippewa, Michigan 9 $ 1,085,000 $ 120,555 $ 64,000
Madison, Mississippi 9 $ 1,765,000 $ 196,111 $ 83,000
Boone, Missouri 9 $ 1,935,000 $ 215,000 $ 74,000
Taney, Missouri 9 $ 2,065,000 $ 229,444 $ 81,000
Lake, Ohio 9 $ 1,175,000 $ 130,555 $ 53,000
Calaveras, California 8 $ 1,670,000 $ 208,750 $ 70,000
Tehama, California 8 $ 1,300,000 $ 162,500 $ 52,000
Yuba, California 8 $ 2,110,000 $ 263,750 $ 95,000
Franklin, Illinois 8 $ 620,000 $ 77,500 $ 38,000
Dearborn, Indiana 8 $ 2,290,000 $ 286,250 $ 125,000
Miami, Indiana 8 $ 920,000 $ 115,000 $ 42,000
White, Indiana 8 $ 940,000 $ 117,500 $ 38,000
Lapeer, Michigan 8 $ 1,530,000 $ 191,250 $ 87,000
Hennepin, Minnesota 8 $ 2,850,000 $ 356,250 $ 117,000
Deschutes, Oregon 8 $ 2,060,000 $ 257,500 $ 82,000
Union, Tennessee 8 $ 960,000 $ 120,000 $ 54,000
Denton, Texas 8 $ 1,950,000 $ 243,750 $ 144,000
Harris, Texas 8 $ 1,810,000 $ 226,250 $ 87,000
Greene, Arkansas 7 $ 845,000 $ 120,714 $ 54,000
San Benito, California 7 $ 2,595,000 $ 370,714 $ 96,000
Monroe, Florida 7 $ 1,515,000 $ 216,428 $ 107,000
Union, Illinois 7 $ 905,000 $ 129,285 $ 55,000
Monroe, Indiana 7 $ 1,095,000 $ 156,428 $ 64,000
Calloway, Kentucky 7 $ 1,085,000 $ 155,000 $ 78,000
Laurel, Kentucky 7 $ 845,000 $ 120,714 $ 62,000
St. Clair, Michigan 7 $ 975,000 $ 139,285 $ 55,000
Lincoln, Missouri 7 $ 1,025,000 $ 146,428 $ 77,000
St. Francois, Missouri 7 $ 1,485,000 $ 212,142 $ 70,000
Warren, Missouri 7 $ 1,065,000 $ 152,142 $ 48,000
Adams, North Dakota 7 $ 715,000 $ 102,142 $ 103,000
Lorain, Ohio 7 $ 1,135,000 $ 162,142 $ 68,000
Columbia, Oregon 7 $ 1,875,000 $ 267,857 $ 82,000
Josephine, Oregon 7 $ 1,285,000 $ 183,571 $ 52,000
Klamath, Oregon 7 $ 1,085,000 $ 155,000 $ 53,000
Polk, Oregon 7 $ 1,735,000 $ 247,857 $ 98,000
Yamhill, Oregon 7 $ 1,575,000 $ 225,000 $ 79,000
Anderson, South Carolina 7 $ 815,000 $ 116,428 $ 55,000
Jefferson, Tennessee 7 $ 1,045,000 $ 149,285 $ 69,000
Dallas, Texas 7 $ 1,355,000 $ 193,571 $ 61,000
Randall, Texas 7 $ 945,000 $ 135,000 $ 71,000
Faulkner, Arkansas 6 $ 850,000 $ 141,666 $ 69,000
Humboldt, California 6 $ 1,450,000 $ 241,666 $ 62,000
Marin, California 6 $ 3,580,000 $ 596,666 $ 271,000
Bay, Florida 6 $ 1,330,000 $ 221,666 $ 68,000
Floyd, Indiana 6 $ 870,000 $ 145,000 $ 71,000
Jasper, Indiana 6 $ 740,000 $ 123,333 $ 55,000
Morgan, Indiana 6 $ 1,210,000 $ 201,666 $ 109,000
Putnam, Indiana 6 $ 690,000 $ 115,000 $ 58,000
Vanderburgh, Indiana 6 $ 880,000 $ 146,666 $ 54,000
Allegan, Michigan 6 $ 660,000 $ 110,000 $ 47,000
Antrim, Michigan 6 $ 1,170,000 $ 195,000 $ 73,000
Barry, Michigan 6 $ 800,000 $ 133,333 $ 62,000
Berrien, Michigan 6 $ 770,000 $ 128,333 $ 86,000
Dickinson, Michigan 6 $ 790,000 $ 131,666 $ 58,000
Mackinac, Michigan 6 $ 450,000 $ 75,000 $ 35,000
Abbeville, South Carolina 6 $ 700,000 $ 116,666 $ 76,000
Bexar, Texas 6 $ 1,950,000 $ 325,000 $ 165,000
Lonoke, Arkansas 5 $ 745,000 $ 149,000 $ 81,000
Levy, Florida 5 $ 685,000 $ 137,000 $ 233,000
Sumter, Florida 5 $ 1,245,000 $ 249,000 $ 56,000
Walton, Florida 5 $ 2,055,000 $ 411,000 $ 165,000
Grundy, Illinois 5 $ 865,000 $ 173,000 $ 84,000
Saline, Illinois 5 $ 475,000 $ 95,000 $ 55,000
Bartholomew, Indiana 5 $ 995,000 $ 199,000 $ 103,000
Kosciusko, Indiana 5 $ 995,000 $ 199,000 $ 76,000
Ripley, Indiana 5 $ 705,000 $ 141,000 $ 51,000
Starke, Indiana 5 $ 695,000 $ 139,000 $ 58,000
Vigo, Indiana 5 $ 585,000 $ 117,000 $ 51,000
Dallas, Iowa 5 $ 1,235,000 $ 247,000 $ 75,000
Penobscot, Maine 5 $ 895,000 $ 179,000 $ 40,000
Hillsdale, Michigan 5 $ 755,000 $ 151,000 $ 64,000
Iron, Michigan 5 $ 475,000 $ 95,000 $ 38,000
Livingston, Michigan 5 $ 1,115,000 $ 223,000 $ 102,000
Muskegon, Michigan 5 $ 735,000 $ 147,000 $ 74,000
Washtenaw, Michigan 5 $ 1,335,000 $ 267,000 $ 120,000
Buchanan, Missouri 5 $ 515,000 $ 103,000 $ 67,000
Cape Girardeau, Missouri 5 $ 945,000 $ 189,000 $ 103,000
Clinton, Missouri 5 $ 845,000 $ 169,000 $ 69,000
Newton, Missouri 5 $ 1,155,000 $ 231,000 $ 87,000
Geauga, Ohio 5 $ 1,325,000 $ 265,000 $ 107,000
Umatilla, Oregon 5 $ 855,000 $ 171,000 $ 77,000
Hamblen, Tennessee 5 $ 505,000 $ 101,000 $ 76,000
Fort Bend, Texas 5 $ 1,905,000 $ 381,000 $ 126,000
Coconino, Arizona 4 $ 1,160,000 $ 290,000 $ 163,000
Yavapai, Arizona 4 $ 990,000 $ 247,500 $ 75,000
Amador, California 4 $ 1,130,000 $ 282,500 $ 76,000
Mendocino, California 4 $ 1,150,000 $ 287,500 $ 56,000
Siskiyou, California 4 $ 620,000 $ 155,000 $ 82,000
Tuolumne, California 4 $ 1,570,000 $ 392,500 $ 126,000
Hartford, Connecticut 4 $ 680,000 $ 170,000 $ 103,000
Highlands, Florida 4 $ 430,000 $ 107,500 $ 55,000
Jackson, Florida 4 $ 450,000 $ 112,500 $ 104,000
Suwannee, Florida 4 $ 560,000 $ 140,000 $ 63,000
Boone, Indiana 4 $ 980,000 $ 245,000 $ 109,000
Howard, Indiana 4 $ 610,000 $ 152,500 $ 69,000
Huntington, Indiana 4 $ 770,000 $ 192,500 $ 61,000
Montgomery, Indiana 4 $ 590,000 $ 147,500 $ 68,000
Warren, Iowa 4 $ 850,000 $ 212,500 $ 66,000
Knox, Kentucky 4 $ 510,000 $ 127,500 $ 59,000
Cumberland, Maine 4 $ 1,030,000 $ 257,500 $ 111,000
Hancock, Maine 4 $ 640,000 $ 160,000 $ 62,000
Genesee, Michigan 4 $ 590,000 $ 147,500 $ 46,000
Washington, Minnesota 4 $ 1,410,000 $ 352,500 $ 121,000
Lafayette, Missouri 4 $ 850,000 $ 212,500 $ 117,000
Pemiscot, Missouri 4 $ 940,000 $ 235,000 $ 111,000
Coos, Oregon 4 $ 860,000 $ 215,000 $ 64,000
Laurens, South Carolina 4 $ 460,000 $ 115,000 $ 59,000
Potter, Texas 4 $ 340,000 $ 85,000 $ 38,000
Pierce, Washington 4 $ 1,650,000 $ 412,500 $ 199,000
Hot Spring, Arkansas 3 $ 275,000 $ 91,666 $ 36,000
Saline, Arkansas 3 $ 635,000 $ 211,666 $ 58,000
Mariposa, California 3 $ 885,000 $ 295,000 $ 68,000
Mono, California 3 $ 695,000 $ 231,666 $ 55,000
DeKalb, Illinois 3 $ 465,000 $ 155,000 $ 81,000
Iroquois, Illinois 3 $ 185,000 $ 61,666 $ 53,000
Johnson, Illinois 3 $ 195,000 $ 65,000 $ 35,000
Kane, Illinois 3 $ 625,000 $ 208,333 $ 92,000
Sangamon, Illinois 3 $ 355,000 $ 118,333 $ 59,000
Brown, Indiana 3 $ 485,000 $ 161,666 $ 51,000
DeKalb, Indiana 3 $ 345,000 $ 115,000 $ 43,000
Franklin, Indiana 3 $ 445,000 $ 148,333 $ 53,000
Fulton, Indiana 3 $ 235,000 $ 78,333 $ 47,000
Gibson, Indiana 3 $ 305,000 $ 101,666 $ 48,000
Grant, Indiana 3 $ 385,000 $ 128,333 $ 92,000
Jackson, Indiana 3 $ 235,000 $ 78,333 $ 25,000
LaPorte, Indiana 3 $ 405,000 $ 135,000 $ 58,000
Newton, Indiana 3 $ 335,000 $ 111,666 $ 48,000
Pike, Indiana 3 $ 475,000 $ 158,333 $ 77,000
Shelby, Indiana 3 $ 455,000 $ 151,666 $ 42,000
Whitley, Indiana 3 $ 425,000 $ 141,666 $ 71,000
Bullitt, Kentucky 3 $ 525,000 $ 175,000 $ 58,000
Hancock, Kentucky 3 $ 425,000 $ 141,666 $ 62,000
Marshall, Kentucky 3 $ 425,000 $ 141,666 $ 63,000
McCracken, Kentucky 3 $ 415,000 $ 138,333 $ 65,000
Warren, Kentucky 3 $ 565,000 $ 188,333 $ 47,000
Calhoun, Michigan 3 $ 545,000 $ 181,666 $ 61,000
Crawford, Michigan 3 $ 295,000 $ 98,333 $ 72,000
Roscommon, Michigan 3 $ 255,000 $ 85,000 $ 53,000
Sanilac, Michigan 3 $ 445,000 $ 148,333 $ 60,000
Cole, Missouri 3 $ 415,000 $ 138,333 $ 62,000
Dallas, Missouri 3 $ 555,000 $ 185,000 $ 64,000
Dunklin, Missouri 3 $ 325,000 $ 108,333 $ 64,000
Howell, Missouri 3 $ 345,000 $ 115,000 $ 45,000
Jasper, Missouri 3 $ 395,000 $ 131,666 $ 74,000
Johnson, Missouri 3 $ 435,000 $ 145,000 $ 57,000
Madison, Missouri 3 $ 385,000 $ 128,333 $ 27,000
Pike, Missouri 3 $ 605,000 $ 201,666 $ 71,000
Stoddard, Missouri 3 $ 275,000 $ 91,666 $ 23,000
Washington, Missouri 3 $ 475,000 $ 158,333 $ 32,000
Ashland, Ohio 3 $ 445,000 $ 148,333 $ 54,000
Franklin, Ohio 3 $ 635,000 $ 211,666 $ 119,000
Douglas, Oregon 3 $ 675,000 $ 225,000 $ 68,000
Lincoln, Oregon 3 $ 735,000 $ 245,000 $ 61,000
Campbell, Tennessee 3 $ 315,000 $ 105,000 $ 46,000
Grayson, Texas 3 $ 635,000 $ 211,666 $ 88,000
Nueces, Texas 3 $ 605,000 $ 201,666 $ 60,000
San Patricio, Texas 3 $ 465,000 $ 155,000 $ 80,000
Tarrant, Texas 3 $ 495,000 $ 165,000 $ 99,000
Mason, Washington 3 $ 825,000 $ 275,000 $ 132,000
Apache, Arizona 2 $ 390,000 $ 195,000 $ 44,000
Yuma, Arizona 2 $ 210,000 $ 105,000 $ 33,000
Cleburne, Arkansas 2 $ 270,000 $ 135,000 $ 87,000
Grant, Arkansas 2 $ 570,000 $ 285,000 $ 83,000
Mississippi, Arkansas 2 $ 360,000 $ 180,000 $ 78,000
Stone, Arkansas 2 $ 310,000 $ 155,000 $ 69,000
Del Norte, California 2 $ 620,000 $ 310,000 $ 56,000
Trinity, California 2 $ 340,000 $ 170,000 $ 56,000
Garfield, Colorado 2 $ 660,000 $ 330,000 $ 120,000
Tolland, Connecticut 2 $ 510,000 $ 255,000 $ 69,000
Columbia, Florida 2 $ 330,000 $ 165,000 $ 64,000
Glades, Florida 2 $ 290,000 $ 145,000 $ 70,000
Forsyth, Georgia 2 $ 650,000 $ 325,000 $ 101,000
Gwinnett, Georgia 2 $ 500,000 $ 250,000 $ 101,000
Kootenai, Idaho 2 $ 440,000 $ 220,000 $ 60,000
Macoupin, Illinois 2 $ 120,000 $ 60,000 $ 39,000
Massac, Illinois 2 $ 260,000 $ 130,000 $ 65,000
Menard, Illinois 2 $ 170,000 $ 85,000 $ 67,000
St. Clair, Illinois 2 $ 550,000 $ 275,000 $ 130,000
Carroll, Indiana 2 $ 220,000 $ 110,000 $ 48,000
Clinton, Indiana 2 $ 290,000 $ 145,000 $ 68,000
Marshall, Indiana 2 $ 240,000 $ 120,000 $ 26,000
Noble, Indiana 2 $ 350,000 $ 175,000 $ 72,000
Orange, Indiana 2 $ 390,000 $ 195,000 $ 94,000
Perry, Indiana 2 $ 180,000 $ 90,000 $ 44,000
Posey, Indiana 2 $ 200,000 $ 100,000 $ 70,000
Randolph, Indiana 2 $ 290,000 $ 145,000 $ 50,000
Rush, Indiana 2 $ 300,000 $ 150,000 $ 64,000
Scott, Indiana 2 $ 330,000 $ 165,000 $ 110,000
Wabash, Indiana 2 $ 220,000 $ 110,000 $ 96,000
Washington, Indiana 2 $ 410,000 $ 205,000 $ 58,000
Wells, Indiana 2 $ 230,000 $ 115,000 $ 75,000
Marion, Iowa 2 $ 260,000 $ 130,000 $ 55,000
Wayne, Iowa 2 $ 130,000 $ 65,000 $ 43,000
Johnson, Kansas 2 $ 760,000 $ 380,000 $ 377,000
Barren, Kentucky 2 $ 600,000 $ 300,000 $ 97,000
Clay, Kentucky 2 $ 220,000 $ 110,000 $ 70,000
Graves, Kentucky 2 $ 190,000 $ 95,000 $ 32,000
Jefferson, Kentucky 2 $ 290,000 $ 145,000 $ 52,000
Webster, Kentucky 2 $ 190,000 $ 95,000 $ 53,000
York, Maine 2 $ 500,000 $ 250,000 $ 80,000
Alger, Michigan 2 $ 520,000 $ 260,000 $ 80,000
Branch, Michigan 2 $ 190,000 $ 95,000 $ 34,000
Cheboygan, Michigan 2 $ 350,000 $ 175,000 $ 90,000
Eaton, Michigan 2 $ 380,000 $ 190,000 $ 65,000
Grand Traverse, Michigan 2 $ 650,000 $ 325,000 $ 143,000
Isabella, Michigan 2 $ 280,000 $ 140,000 $ 47,000
Kalamazoo, Michigan 2 $ 320,000 $ 160,000 $ 68,000
Lake, Michigan 2 $ 200,000 $ 100,000 $ 50,000
Luce, Michigan 2 $ 250,000 $ 125,000 $ 81,000
Manistee, Michigan 2 $ 190,000 $ 95,000 $ 120,000
Mason, Michigan 2 $ 200,000 $ 100,000 $ 157,000
Saginaw, Michigan 2 $ 170,000 $ 85,000 $ 37,000
Ramsey, Minnesota 2 $ 510,000 $ 255,000 $ 84,000
Todd, Minnesota 2 $ 410,000 $ 205,000 $ 68,000
Wabasha, Minnesota 2 $ 350,000 $ 175,000 $ 63,000
Barry, Missouri 2 $ 380,000 $ 190,000 $ 40,000
Butler, Missouri 2 $ 330,000 $ 165,000 $ 87,000
Camden, Missouri 2 $ 570,000 $ 285,000 $ 126,000
Cedar, Missouri 2 $ 260,000 $ 130,000 $ 47,000
Dent, Missouri 2 $ 250,000 $ 125,000 $ 56,000
Henry, Missouri 2 $ 330,000 $ 165,000 $ 63,000
Lawrence, Missouri 2 $ 330,000 $ 165,000 $ 97,000
Maries, Missouri 2 $ 220,000 $ 110,000 $ 73,000
Montgomery, Missouri 2 $ 310,000 $ 155,000 $ 53,000
Perry, Missouri 2 $ 350,000 $ 175,000 $ 88,000
Polk, Missouri 2 $ 300,000 $ 150,000 $ 57,000
Ray, Missouri 2 $ 310,000 $ 155,000 $ 44,000
Stone, Missouri 2 $ 340,000 $ 170,000 $ 75,000
Webster, Missouri 2 $ 260,000 $ 130,000 $ 51,000
Bowman, North Dakota 2 $ 250,000 $ 125,000 $ 34,000
Grand Forks, North Dakota 2 $ 650,000 $ 325,000 $ 95,000
Morton, North Dakota 2 $ 350,000 $ 175,000 $ 85,000
Clatsop, Oregon 2 $ 330,000 $ 165,000 $ 137,000
Crook, Oregon 2 $ 320,000 $ 160,000 $ 33,000
Hood River, Oregon 2 $ 490,000 $ 245,000 $ 76,000
Union, Oregon 2 $ 760,000 $ 380,000 $ 75,000
Wasco, Oregon 2 $ 270,000 $ 135,000 $ 45,000
Lebanon, Pennsylvania 2 $ 320,000 $ 160,000 $ 81,000
Sevier, Tennessee 2 $ 590,000 $ 295,000 $ 256,000
Andrews, Texas 2 $ 240,000 $ 120,000 $ 125,000
Collin, Texas 2 $ 530,000 $ 265,000 $ 125,000
Deaf Smith, Texas 2 $ 220,000 $ 110,000 $ 45,000
Jim Wells, Texas 2 $ 420,000 $ 210,000 $ 118,000
Montgomery, Texas 2 $ 510,000 $ 255,000 $ 114,000
Kitsap, Washington 2 $ 460,000 $ 230,000 $ 97,000
Pend Oreille, Washington 2 $ 350,000 $ 175,000 $ 45,000
Skagit, Washington 2 $ 490,000 $ 245,000 $ 185,000
Thurston, Washington 2 $ 490,000 $ 245,000 $ 94,000
Florence, Wisconsin 2 $ 400,000 $ 200,000 $ 81,000
Walworth, Wisconsin 2 $ 340,000 $ 170,000 $ 114,000
Cochise, Arizona 1 $ 105,000 $ 105,000 $ 18,000
Graham, Arizona 1 $ 155,000 $ 155,000 $ 69,000
Benton, Arkansas 1 $ 135,000 $ 135,000 $ 189,000
Craighead, Arkansas 1 $ 145,000 $ 145,000 $ 49,000
Jefferson, Arkansas 1 $ 95,000 $ 95,000 $ 36,000
Perry, Arkansas 1 $ 85,000 $ 85,000 $ 33,000
Randolph, Arkansas 1 $ 105,000 $ 105,000 $ 57,000
Searcy, Arkansas 1 $ 225,000 $ 225,000 $ 68,000
St. Francis, Arkansas 1 $ 75,000 $ 75,000 $ 0
Union, Arkansas 1 $ 145,000 $ 145,000 $ 35,000
Plumas, California 1 $ 175,000 $ 175,000 $ 96,000
Arapahoe, Colorado 1 $ 435,000 $ 435,000 $ 130,000
Litchfield, Connecticut 1 $ 95,000 $ 95,000 $ 212,000
New London, Connecticut 1 $ 225,000 $ 225,000 $ 149,000
Baker, Florida 1 $ 165,000 $ 165,000 $ 22,000
Bradford, Florida 1 $ 275,000 $ 275,000 $ 95,000
Hardee, Florida 1 $ 155,000 $ 155,000 $ 54,000
Holmes, Florida 1 $ 125,000 $ 125,000 $ 38,000
Okeechobee, Florida 1 $ 125,000 $ 125,000 $ 108,000
Putnam, Florida 1 $ 205,000 $ 205,000 $ 75,000
Brown, Illinois 1 $ 65,000 $ 65,000 $ 32,000
Cass, Illinois 1 $ 105,000 $ 105,000 $ 66,000
Effingham, Illinois 1 $ 155,000 $ 155,000 $ 51,000
Ford, Illinois 1 $ 55,000 $ 55,000 $ 21,000
Greene, Illinois 1 $ 95,000 $ 95,000 $ 69,000
Hamilton, Illinois 1 $ 115,000 $ 115,000 $ 65,000
Lake, Illinois 1 $ 655,000 $ 655,000 $ 168,000
LaSalle, Illinois 1 $ 105,000 $ 105,000 $ 46,000
Lawrence, Illinois 1 $ 45,000 $ 45,000 $ 32,000
Livingston, Illinois 1 $ 235,000 $ 235,000 $ 193,000
Mason, Illinois 1 $ 75,000 $ 75,000 $ 70,000
McHenry, Illinois 1 $ 135,000 $ 135,000 $ 67,000
Montgomery, Illinois 1 $ 55,000 $ 55,000 $ 33,000
Moultrie, Illinois 1 $ 115,000 $ 115,000 $ 57,000
Peoria, Illinois 1 $ 85,000 $ 85,000 $ 36,000
Perry, Illinois 1 $ 85,000 $ 85,000 $ 65,000
Pope, Illinois 1 $ 135,000 $ 135,000 $ 41,000
Scott, Illinois 1 $ 75,000 $ 75,000 $ 36,000
Shelby, Illinois 1 $ 55,000 $ 55,000 $ 107,000
Stephenson, Illinois 1 $ 125,000 $ 125,000 $ 73,000
Vermilion, Illinois 1 $ 75,000 $ 75,000 $ 38,000
Washington, Illinois 1 $ 95,000 $ 95,000 $ 69,000
Adams, Indiana 1 $ 135,000 $ 135,000 $ 96,000
Delaware, Indiana 1 $ 195,000 $ 195,000 $ 40,000
Fayette, Indiana 1 $ 85,000 $ 85,000 $ 41,000
Greene, Indiana 1 $ 275,000 $ 275,000 $ 140,000
Harrison, Indiana 1 $ 135,000 $ 135,000 $ 34,000
Henry, Indiana 1 $ 175,000 $ 175,000 $ 45,000
Knox, Indiana 1 $ 195,000 $ 195,000 $ 78,000
LaGrange, Indiana 1 $ 195,000 $ 195,000 $ 58,000
Lawrence, Indiana 1 $ 165,000 $ 165,000 $ 32,000
Steuben, Indiana 1 $ 305,000 $ 305,000 $ 79,000
Switzerland, Indiana 1 $ 75,000 $ 75,000 $ 31,000
Tipton, Indiana 1 $ 175,000 $ 175,000 $ 90,000
Wayne, Indiana 1 $ 185,000 $ 185,000 $ 49,000
Boone, Iowa 1 $ 295,000 $ 295,000 $ 154,000
Calhoun, Iowa 1 $ 135,000 $ 135,000 $ 86,000
Hardin, Iowa 1 $ 95,000 $ 95,000 $ 24,000
Madison, Iowa 1 $ 205,000 $ 205,000 $ 52,000
Sac, Iowa 1 $ 35,000 $ 35,000 $ 16,000
Breckinridge, Kentucky 1 $ 65,000 $ 65,000 $ 35,000
Edmonson, Kentucky 1 $ 75,000 $ 75,000 $ 38,000
Fayette, Kentucky 1 $ 165,000 $ 165,000 $ 69,000
Franklin, Kentucky 1 $ 135,000 $ 135,000 $ 55,000
McLean, Kentucky 1 $ 75,000 $ 75,000 $ 61,000
Owen, Kentucky 1 $ 105,000 $ 105,000 $ 53,000
Pulaski, Kentucky 1 $ 125,000 $ 125,000 $ 46,000
Caddo, Louisiana 1 $ 155,000 $ 155,000 $ 17,000
Lafayette, Louisiana 1 $ 115,000 $ 115,000 $ 48,000
Lincoln, Maine 1 $ 235,000 $ 235,000 $ 38,000
Franklin, Massachusetts 1 $ 135,000 $ 135,000 $ 14,000
Hampshire, Massachusetts 1 $ 245,000 $ 245,000 $ 57,000
Clare, Michigan 1 $ 105,000 $ 105,000 $ 34,000
Gogebic, Michigan 1 $ 435,000 $ 435,000 $ 118,000
Huron, Michigan 1 $ 65,000 $ 65,000 $ 54,000
Ingham, Michigan 1 $ 245,000 $ 245,000 $ 84,000
Iosco, Michigan 1 $ 55,000 $ 55,000 $ 35,000
Menominee, Michigan 1 $ 85,000 $ 85,000 $ 31,000
Oceana, Michigan 1 $ 135,000 $ 135,000 $ 95,000
Ogemaw, Michigan 1 $ 55,000 $ 55,000 $ 35,000
Oscoda, Michigan 1 $ 165,000 $ 165,000 $ 66,000
Tuscola, Michigan 1 $ 95,000 $ 95,000 $ 40,000
Van Buren, Michigan 1 $ 235,000 $ 235,000 $ 78,000
Wexford, Michigan 1 $ 65,000 $ 65,000 $ 88,000
Dakota, Minnesota 1 $ 215,000 $ 215,000 $ 59,000
Mille Lacs, Minnesota 1 $ 155,000 $ 155,000 $ 109,000
Otter Tail, Minnesota 1 $ 185,000 $ 185,000 $ 49,000
Pine, Minnesota 1 $ 125,000 $ 125,000 $ 49,000
Wright, Minnesota 1 $ 245,000 $ 245,000 $ 66,000
Attala, Mississippi 1 $ 175,000 $ 175,000 $ 52,000
Copiah, Mississippi 1 $ 75,000 $ 75,000 $ 22,000
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Mortgage Loan Application Detail Totals for Top Flite Financial, Inc. in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 4,557 $1,280,665,000 $281,000 $4,005,000 $89,000 $1,228,000
Home Purchase 2,303 $394,835,000 $171,000 $2,125,000 $71,000 $961,000
Refinancing 759 $215,635,000 $284,000 $2,445,000 $105,000 $1,480,000
Other Purpose 117 $25,685,000 $219,000 $695,000 $94,000 $1,104,000
Home Improvement 17 $3,055,000 $179,000 $315,000 $60,000 $89,000
Not Applicable 2 $520,000 $260,000 $315,000 $101,000 $132,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,926 $1,168,490,000 $237,000 $4,005,000 $87,000 $1,480,000
Not Provided 1,136 $328,590,000 $289,000 $2,805,000 $91,000 $1,152,000
Hispanic 999 $252,475,000 $252,000 $1,555,000 $74,000 $325,000
Black or African American 505 $106,385,000 $210,000 $905,000 $74,000 $298,000
Asian 143 $52,775,000 $369,000 $1,805,000 $108,000 $540,000
Native Hawaiian or Other Pacific Islander 21 $5,735,000 $273,000 $715,000 $75,000 $144,000
American Indian or Alaskan Native 20 $4,650,000 $232,000 $525,000 $79,000 $199,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 4,132 $950,920,000 $230,000 $1,405,000 $77,000 $1,152,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,559 $729,405,000 $285,000 $4,005,000 $104,000 $1,480,000
VA-guaranteed (Veterans Administration) 734 $201,500,000 $274,000 $1,055,000 $85,000 $612,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 330 $38,570,000 $116,000 $395,000 $47,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 5,352 $1,481,540,000 $276,000 $4,005,000 $91,000 $1,480,000
Loan Originated 1,986 $367,180,000 $184,000 $745,000 $75,000 $961,000
Application Denied By Financial Institution 409 $70,125,000 $171,000 $1,835,000 $66,000 $617,000
Application Approved But Not Accepted 8 $1,550,000 $193,000 $365,000 $109,000 $374,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,346 $1,850,270,000 $251,000 $4,005,000 $86,000 $1,480,000
Collateral 118 $17,670,000 $149,000 $435,000 $60,000 $236,000
Debt-To-Income Ratio 70 $12,350,000 $176,000 $495,000 $55,000 $221,000
Other 63 $10,955,000 $173,000 $425,000 $74,000 $300,000
Credit History 56 $9,660,000 $172,000 $555,000 $72,000 $180,000
Credit Application Incomplete 53 $11,815,000 $222,000 $1,835,000 $88,000 $617,000
Unverifiable Information 31 $4,715,000 $152,000 $425,000 $57,000 $149,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,965,000 $178,000 $365,000 $65,000 $125,000
Employment History 7 $995,000 $142,000 $225,000 $51,000 $122,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Top Flite Financial, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Top Flite Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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