Top Flite Financial, Inc. Mortgage Lending & HMDA Data, 2020
In 2020, Top Flite Financial, Inc. of Williamston, MI reported 10,214 mortgage applications totaling $2.5 billion, up 19% from 2019. The average application was for $243,497, and applicants reported an average income of $94,291. 29% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (676), Atlanta-Sandy Springs-Roswell, GA (619) and Riverside-San Bernardino-Ontario, CA (390) (applications in parentheses).
| Mortgage Company & Address | Top Flite Financial, Inc. 123 E Grand River Ave Williamston, MI 48895 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 10,214 |
| Total Mortgage Loan Application Amount | $2,487,085,000 |
| Average Mortgage Loan Application Amount | $243,497 |
| Highest Mortgage Loan Application Amount | $1,765,000 |
| Average Applicant Income | $94,291 |
| Highest Applicant Income | $2,520,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Top Flite Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,354 | $ 230,430,000 | $ 170,184 | $ 71,880 |
| Phoenix-Mesa-Scottsdale, AZ | 676 | $ 170,670,000 | $ 252,470 | $ 96,000 |
| Atlanta-Sandy Springs-Roswell, GA | 619 | $ 130,125,000 | $ 210,218 | $ 101,000 |
| Riverside-San Bernardino-Ontario, CA | 390 | $ 114,110,000 | $ 292,589 | $ 103,000 |
| Los Angeles-Long Beach-Glendale, CA | 377 | $ 156,760,000 | $ 415,809 | $ 120,000 |
| Seattle-Bellevue-Everett, WA | 354 | $ 138,310,000 | $ 390,706 | $ 118,000 |
| Tampa-St. Petersburg-Clearwater, FL | 267 | $ 52,755,000 | $ 197,584 | $ 82,000 |
| Orlando-Kissimmee-Sanford, FL | 222 | $ 47,190,000 | $ 212,567 | $ 94,000 |
| St. Louis, MO-IL | 221 | $ 42,195,000 | $ 190,927 | $ 110,416 |
| Grand Rapids-Wyoming, MI | 218 | $ 40,240,000 | $ 184,587 | $ 65,000 |
| Denver-Aurora-Lakewood, CO | 188 | $ 54,780,000 | $ 291,382 | $ 90,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 159 | $ 51,615,000 | $ 324,622 | $ 104,000 |
| Jacksonville, FL | 144 | $ 30,500,000 | $ 211,805 | $ 90,000 |
| Oakland-Hayward-Berkeley, CA | 142 | $ 65,270,000 | $ 459,647 | $ 145,000 |
| Indianapolis-Carmel-Anderson, IN | 136 | $ 25,670,000 | $ 188,750 | $ 86,000 |
| Montgomery County-Bucks County-Chester County, PA | 135 | $ 36,305,000 | $ 268,925 | $ 139,000 |
| Charlotte-Concord-Gastonia, NC-SC | 126 | $ 26,680,000 | $ 211,746 | $ 91,523 |
| Miami-Miami Beach-Kendall, FL | 123 | $ 34,825,000 | $ 283,130 | $ 112,000 |
| Cleveland-Elyria, OH | 117 | $ 22,935,000 | $ 196,025 | $ 110,000 |
| San Diego-Carlsbad, CA | 117 | $ 48,695,000 | $ 416,196 | $ 132,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 116 | $ 29,580,000 | $ 255,000 | $ 115,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 116 | $ 27,680,000 | $ 238,620 | $ 86,000 |
| Anaheim-Santa Ana-Irvine, CA | 108 | $ 54,370,000 | $ 503,425 | $ 147,000 |
| Gary, IN | 104 | $ 22,050,000 | $ 212,019 | $ 100,000 |
| Warren-Troy-Farmington Hills, MI | 99 | $ 18,305,000 | $ 184,898 | $ 78,000 |
| Philadelphia, PA | 96 | $ 18,110,000 | $ 188,645 | $ 99,000 |
| Tacoma-Lakewood, WA | 87 | $ 26,065,000 | $ 299,597 | $ 103,000 |
| Kansas City, MO-KS | 85 | $ 15,725,000 | $ 185,000 | $ 84,000 |
| North Port-Sarasota-Bradenton, FL | 80 | $ 19,860,000 | $ 248,250 | $ 87,000 |
| Youngstown-Warren-Boardman, OH-PA | 75 | $ 10,785,000 | $ 143,800 | $ 71,373 |
| Akron, OH | 74 | $ 11,990,000 | $ 162,027 | $ 102,000 |
| Pittsburgh, PA | 74 | $ 16,180,000 | $ 218,648 | $ 99,000 |
| Colorado Springs, CO | 70 | $ 17,930,000 | $ 256,142 | $ 89,000 |
| Palm Bay-Melbourne-Titusville, FL | 69 | $ 12,405,000 | $ 179,782 | $ 69,000 |
| Tucson, AZ | 69 | $ 13,665,000 | $ 198,043 | $ 114,000 |
| Fresno, CA | 65 | $ 15,025,000 | $ 231,153 | $ 89,000 |
| Raleigh, NC | 65 | $ 14,705,000 | $ 226,230 | $ 92,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 65 | $ 33,865,000 | $ 521,000 | $ 135,000 |
| Lakeland-Winter Haven, FL | 64 | $ 12,280,000 | $ 191,875 | $ 82,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 62 | $ 10,680,000 | $ 172,258 | $ 61,000 |
| Des Moines-West Des Moines, IA | 59 | $ 12,865,000 | $ 218,050 | $ 86,000 |
| Las Vegas-Henderson-Paradise, NV | 57 | $ 12,725,000 | $ 223,245 | $ 86,000 |
| Cape Coral-Fort Myers, FL | 53 | $ 10,675,000 | $ 201,415 | $ 72,000 |
| Hot Springs, AR | 49 | $ 9,135,000 | $ 186,428 | $ 91,000 |
| Modesto, CA | 49 | $ 10,675,000 | $ 217,857 | $ 85,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 48 | $ 10,590,000 | $ 220,625 | $ 105,000 |
| Knoxville, TN | 48 | $ 9,340,000 | $ 194,583 | $ 77,000 |
| Stockton-Lodi, CA | 48 | $ 13,530,000 | $ 281,875 | $ 82,000 |
| Bakersfield, CA | 46 | $ 8,980,000 | $ 195,217 | $ 92,000 |
| Port St. Lucie, FL | 46 | $ 9,210,000 | $ 200,217 | $ 70,000 |
| Houston-The Woodlands-Sugar Land, TX | 45 | $ 11,715,000 | $ 260,333 | $ 117,000 |
| Evansville, IN-KY | 44 | $ 7,980,000 | $ 181,363 | $ 77,681 |
| Oxnard-Thousand Oaks-Ventura, CA | 40 | $ 18,700,000 | $ 467,500 | $ 123,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 39 | $ 11,495,000 | $ 294,743 | $ 94,076 |
| Owensboro, KY | 38 | $ 4,800,000 | $ 126,315 | $ 53,000 |
| Lake Havasu City-Kingman, AZ | 37 | $ 7,535,000 | $ 203,648 | $ 68,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 37 | $ 9,385,000 | $ 253,648 | $ 115,000 |
| Vallejo-Fairfield, CA | 34 | $ 11,660,000 | $ 342,941 | $ 157,000 |
| Visalia-Porterville, CA | 33 | $ 5,495,000 | $ 166,515 | $ 78,000 |
| Greeley, CO | 32 | $ 9,650,000 | $ 301,562 | $ 96,000 |
| San Francisco-Redwood City-South San Francisco, CA | 32 | $ 20,880,000 | $ 652,500 | $ 167,000 |
| Crestview-Fort Walton Beach-Destin, FL | 31 | $ 6,195,000 | $ 199,838 | $ 71,000 |
| Ocala, FL | 31 | $ 7,035,000 | $ 226,935 | $ 73,000 |
| Lancaster, PA | 28 | $ 6,010,000 | $ 214,642 | $ 75,000 |
| Pensacola-Ferry Pass-Brent, FL | 28 | $ 6,010,000 | $ 214,642 | $ 90,000 |
| Naples-Immokalee-Marco Island, FL | 27 | $ 7,075,000 | $ 262,037 | $ 86,000 |
| Amarillo, TX | 26 | $ 3,830,000 | $ 147,307 | $ 60,000 |
| Santa Maria-Santa Barbara, CA | 26 | $ 9,690,000 | $ 372,692 | $ 106,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 25 | $ 3,605,000 | $ 144,200 | $ 75,000 |
| Springfield, MO | 25 | $ 3,565,000 | $ 142,600 | $ 61,000 |
| Durham-Chapel Hill, NC | 24 | $ 4,210,000 | $ 175,416 | $ 95,000 |
| Merced, CA | 24 | $ 7,050,000 | $ 293,750 | $ 133,000 |
| Dallas-Plano-Irving, TX | 23 | $ 6,115,000 | $ 265,869 | $ 97,000 |
| Greensboro-High Point, NC | 23 | $ 4,165,000 | $ 181,086 | $ 80,000 |
| Bowling Green, KY | 22 | $ 4,060,000 | $ 184,545 | $ 51,000 |
| Punta Gorda, FL | 21 | $ 4,455,000 | $ 212,142 | $ 94,000 |
| Salem, OR | 21 | $ 6,405,000 | $ 305,000 | $ 109,000 |
| York-Hanover, PA | 21 | $ 4,155,000 | $ 197,857 | $ 90,000 |
| Asheville, NC | 20 | $ 4,790,000 | $ 239,500 | $ 65,000 |
| Fort Collins, CO | 20 | $ 5,000,000 | $ 250,000 | $ 110,000 |
| Olympia-Tumwater, WA | 20 | $ 5,200,000 | $ 260,000 | $ 91,000 |
| Santa Rosa, CA | 20 | $ 7,850,000 | $ 392,500 | $ 131,000 |
| Gainesville, FL | 19 | $ 3,135,000 | $ 165,000 | $ 78,000 |
| Jackson, MI | 19 | $ 2,565,000 | $ 135,000 | $ 54,000 |
| Savannah, GA | 19 | $ 3,945,000 | $ 207,631 | $ 83,000 |
| Winston-Salem, NC | 19 | $ 2,895,000 | $ 152,368 | $ 70,000 |
| East Stroudsburg, PA | 18 | $ 3,180,000 | $ 176,666 | $ 83,000 |
| Little Rock-North Little Rock-Conway, AR | 18 | $ 2,610,000 | $ 145,000 | $ 49,000 |
| Sebastian-Vero Beach, FL | 18 | $ 3,400,000 | $ 188,888 | $ 62,000 |
| Detroit-Dearborn-Livonia, MI | 17 | $ 2,675,000 | $ 157,352 | $ 76,000 |
| Prescott Valley-Prescott, AZ | 17 | $ 3,445,000 | $ 202,647 | $ 77,000 |
| Reading, PA | 17 | $ 2,945,000 | $ 173,235 | $ 79,000 |
| South Bend-Mishawaka, IN-MI | 17 | $ 3,275,000 | $ 192,647 | $ 71,529 |
| Augusta-Richmond County, GA-SC | 16 | $ 2,560,000 | $ 160,000 | $ 76,000 |
| Boulder, CO | 16 | $ 5,980,000 | $ 373,750 | $ 112,000 |
| Chico, CA | 16 | $ 4,160,000 | $ 260,000 | $ 109,000 |
| Harrisburg-Carlisle, PA | 16 | $ 2,740,000 | $ 171,250 | $ 77,000 |
| Lansing-East Lansing, MI | 16 | $ 2,200,000 | $ 137,500 | $ 81,000 |
| Panama City, FL | 16 | $ 3,260,000 | $ 203,750 | $ 74,000 |
| Pueblo, CO | 16 | $ 2,700,000 | $ 168,750 | $ 67,000 |
| Canton-Massillon, OH | 15 | $ 2,685,000 | $ 179,000 | $ 67,000 |
| Columbus, GA-AL | 15 | $ 3,135,000 | $ 209,000 | $ 89,000 |
| Fayetteville, NC | 15 | $ 2,605,000 | $ 173,666 | $ 81,000 |
| Fort Wayne, IN | 15 | $ 2,225,000 | $ 148,333 | $ 88,000 |
| Hickory-Lenoir-Morganton, NC | 15 | $ 2,215,000 | $ 147,666 | $ 73,000 |
| Tallahassee, FL | 15 | $ 3,155,000 | $ 210,333 | $ 90,000 |
| Gainesville, GA | 14 | $ 2,980,000 | $ 212,857 | $ 96,000 |
| Louisville/Jefferson County, KY-IN | 14 | $ 1,930,000 | $ 137,857 | $ 58,500 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 14 | $ 5,530,000 | $ 395,000 | $ 112,000 |
| Bremerton-Silverdale, WA | 13 | $ 3,175,000 | $ 244,230 | $ 139,000 |
| Homosassa Springs, FL | 13 | $ 2,465,000 | $ 189,615 | $ 71,000 |
| San Rafael, CA | 13 | $ 8,135,000 | $ 625,769 | $ 136,000 |
| Springfield, OH | 13 | $ 1,455,000 | $ 111,923 | $ 49,000 |
| Eugene, OR | 12 | $ 2,690,000 | $ 224,166 | $ 123,000 |
| Grand Junction, CO | 12 | $ 2,580,000 | $ 215,000 | $ 48,000 |
| Salinas, CA | 12 | $ 4,770,000 | $ 397,500 | $ 98,000 |
| Spokane-Spokane Valley, WA | 12 | $ 2,570,000 | $ 214,166 | $ 98,000 |
| Cincinnati, OH-KY-IN | 11 | $ 2,175,000 | $ 197,727 | $ 90,818 |
| Elkhart-Goshen, IN | 11 | $ 1,985,000 | $ 180,454 | $ 61,000 |
| Muskegon, MI | 11 | $ 1,575,000 | $ 143,181 | $ 61,000 |
| Yuba City, CA | 11 | $ 2,745,000 | $ 249,545 | $ 102,000 |
| Flagstaff, AZ | 10 | $ 2,560,000 | $ 256,000 | $ 190,000 |
| Gettysburg, PA | 10 | $ 2,470,000 | $ 247,000 | $ 85,000 |
| Kennewick-Richland, WA | 10 | $ 1,940,000 | $ 194,000 | $ 73,000 |
| Lebanon, PA | 10 | $ 2,240,000 | $ 224,000 | $ 218,000 |
| Madera, CA | 10 | $ 2,360,000 | $ 236,000 | $ 67,000 |
| Michigan City-La Porte, IN | 10 | $ 1,910,000 | $ 191,000 | $ 79,000 |
| Redding, CA | 10 | $ 1,910,000 | $ 191,000 | $ 98,000 |
| Reno, NV | 10 | $ 2,840,000 | $ 284,000 | $ 99,000 |
| Wilmington, NC | 10 | $ 2,120,000 | $ 212,000 | $ 72,000 |
| Athens-Clarke County, GA | 9 | $ 1,115,000 | $ 123,888 | $ 53,000 |
| Columbus, OH | 9 | $ 2,355,000 | $ 261,666 | $ 87,000 |
| Joplin, MO | 9 | $ 1,985,000 | $ 220,555 | $ 89,000 |
| Albany, GA | 8 | $ 1,300,000 | $ 162,500 | $ 85,000 |
| Bloomington, IN | 8 | $ 1,060,000 | $ 132,500 | $ 78,000 |
| Chattanooga, TN-GA | 8 | $ 1,470,000 | $ 183,750 | $ 134,000 |
| Erie, PA | 8 | $ 1,040,000 | $ 130,000 | $ 59,000 |
| Hanford-Corcoran, CA | 8 | $ 1,210,000 | $ 151,250 | $ 57,000 |
| Jonesboro, AR | 8 | $ 950,000 | $ 118,750 | $ 36,000 |
| Lafayette-West Lafayette, IN | 8 | $ 1,700,000 | $ 212,500 | $ 90,000 |
| The Villages, FL | 8 | $ 1,800,000 | $ 225,000 | $ 71,000 |
| Wenatchee, WA | 8 | $ 2,630,000 | $ 328,750 | $ 94,000 |
| Jefferson City, MO | 7 | $ 1,295,000 | $ 185,000 | $ 64,000 |
| Lexington-Fayette, KY | 7 | $ 1,085,000 | $ 155,000 | $ 54,000 |
| Napa, CA | 7 | $ 4,245,000 | $ 606,428 | $ 126,000 |
| Newark, NJ-PA | 7 | $ 1,025,000 | $ 146,428 | $ 230,000 |
| Santa Cruz-Watsonville, CA | 7 | $ 5,955,000 | $ 850,714 | $ 199,000 |
| Santa Fe, NM | 7 | $ 1,595,000 | $ 227,857 | $ 84,000 |
| Sebring, FL | 7 | $ 1,175,000 | $ 167,857 | $ 129,000 |
| Yakima, WA | 7 | $ 1,345,000 | $ 192,142 | $ 58,000 |
| Altoona, PA | 6 | $ 600,000 | $ 100,000 | $ 63,000 |
| Burlington, NC | 6 | $ 1,170,000 | $ 195,000 | $ 79,000 |
| Columbia, MO | 6 | $ 850,000 | $ 141,666 | $ 106,000 |
| Dalton, GA | 6 | $ 920,000 | $ 153,333 | $ 96,000 |
| El Centro, CA | 6 | $ 1,300,000 | $ 216,666 | $ 89,000 |
| Monroe, MI | 6 | $ 900,000 | $ 150,000 | $ 66,000 |
| Mount Vernon-Anacortes, WA | 6 | $ 2,210,000 | $ 368,333 | $ 113,000 |
| St. Joseph, MO-KS | 6 | $ 940,000 | $ 156,666 | $ 73,000 |
| Baton Rouge, LA | 5 | $ 735,000 | $ 147,000 | $ 59,000 |
| Chambersburg-Waynesboro, PA | 5 | $ 995,000 | $ 199,000 | $ 101,000 |
| Dayton-Springfield-Kettering, OH | 5 | $ 505,000 | $ 101,000 | $ 48,000 |
| Flint, MI | 5 | $ 935,000 | $ 187,000 | $ 80,000 |
| Kokomo, IN | 5 | $ 795,000 | $ 159,000 | $ 53,000 |
| Longview, WA | 5 | $ 1,265,000 | $ 253,000 | $ 64,000 |
| Macon-Bibb County, GA | 5 | $ 835,000 | $ 167,000 | $ 59,000 |
| Yuma, AZ | 5 | $ 705,000 | $ 141,000 | $ 69,000 |
| Bellingham, WA | 4 | $ 1,270,000 | $ 317,500 | $ 85,000 |
| Bloomsburg-Berwick, PA | 4 | $ 820,000 | $ 205,000 | $ 103,000 |
| Cape Girardeau, MO-IL | 4 | $ 730,000 | $ 182,500 | $ 97,000 |
| Elizabethtown-Fort Knox, KY | 4 | $ 710,000 | $ 177,500 | $ 74,000 |
| Greenville, NC | 4 | $ 590,000 | $ 147,500 | $ 89,000 |
| Kalamazoo-Portage, MI | 4 | $ 590,000 | $ 147,500 | $ 76,000 |
| Midland, MI | 4 | $ 440,000 | $ 110,000 | $ 42,000 |
| Terre Haute, IN | 4 | $ 720,000 | $ 180,000 | $ 75,000 |
| Warner Robins, GA | 4 | $ 520,000 | $ 130,000 | $ 57,000 |
| Albuquerque, NM | 3 | $ 585,000 | $ 195,000 | $ 102,000 |
| Bloomington, IL | 3 | $ 565,000 | $ 188,333 | $ 86,000 |
| Chicago-Naperville, IL | 3 | $ 1,055,000 | $ 351,666 | $ 125,000 |
| Clarksville, TN-KY | 3 | $ 775,000 | $ 258,333 | $ 59,333 |
| Columbus, IN | 3 | $ 445,000 | $ 148,333 | $ 49,000 |
| Goldsboro, NC | 3 | $ 475,000 | $ 158,333 | $ 103,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 515,000 | $ 171,666 | $ 99,000 |
| Johnson City, TN | 3 | $ 405,000 | $ 135,000 | $ 44,000 |
| Johnstown, PA | 3 | $ 415,000 | $ 138,333 | $ 49,000 |
| Kankakee, IL | 3 | $ 285,000 | $ 95,000 | $ 24,000 |
| Las Cruces, NM | 3 | $ 725,000 | $ 241,666 | $ 26,000 |
| New Bern, NC | 3 | $ 205,000 | $ 68,333 | $ 49,000 |
| Rome, GA | 3 | $ 405,000 | $ 135,000 | $ 72,000 |
| Saginaw, MI | 3 | $ 615,000 | $ 205,000 | $ 95,000 |
| State College, PA | 3 | $ 725,000 | $ 241,666 | $ 78,000 |
| Toledo, OH | 3 | $ 825,000 | $ 275,000 | $ 89,000 |
| Valdosta, GA | 3 | $ 345,000 | $ 115,000 | $ 48,000 |
| Albany, OR | 2 | $ 310,000 | $ 155,000 | $ 37,000 |
| Ames, IA | 2 | $ 540,000 | $ 270,000 | $ 172,000 |
| Bay City, MI | 2 | $ 150,000 | $ 75,000 | $ 44,000 |
| Bend-Redmond, OR | 2 | $ 740,000 | $ 370,000 | $ 85,000 |
| Brunswick, GA | 2 | $ 410,000 | $ 205,000 | $ 46,000 |
| Fort Worth-Arlington, TX | 2 | $ 560,000 | $ 280,000 | $ 107,000 |
| Montgomery, AL | 2 | $ 240,000 | $ 120,000 | $ 124,000 |
| Morristown, TN | 2 | $ 420,000 | $ 210,000 | $ 69,000 |
| Muncie, IN | 2 | $ 340,000 | $ 170,000 | $ 78,000 |
| New Orleans-Metairie, LA | 2 | $ 880,000 | $ 440,000 | $ 87,000 |
| Rochester, MN | 2 | $ 430,000 | $ 215,000 | $ 94,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 400,000 | $ 200,000 | $ 66,000 |
| Springfield, IL | 2 | $ 200,000 | $ 100,000 | $ 59,000 |
| Tyler, TX | 2 | $ 580,000 | $ 290,000 | $ 241,000 |
| Walla Walla, WA | 2 | $ 290,000 | $ 145,000 | $ 86,000 |
| Williamsport, PA | 2 | $ 370,000 | $ 185,000 | $ 91,000 |
| Ann Arbor, MI | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Austin-Round Rock, TX | 1 | $ 485,000 | $ 485,000 | $ 311,000 |
| Bangor, ME | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Carson City, NV | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Charleston-North Charleston, SC | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Columbia, SC | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Elgin, IL | 1 | $ 465,000 | $ 465,000 | $ 332,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 365,000 | $ 365,000 | $ 80,000 |
| Gadsden, AL | 1 | $ 45,000 | $ 45,000 | $ 178,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Hinesville, GA | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Iowa City, IA | 1 | $ 85,000 | $ 85,000 | $ 207,000 |
| Jacksonville, NC | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Lewiston, ID-WA | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Lima, OH | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Mansfield, OH | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Medford, OR | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Monroe, LA | 1 | $ 65,000 | $ 65,000 | $ 8,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 445,000 | $ 445,000 | $ 288,000 |
| Niles-Benton Harbor, MI | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Peoria, IL | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Rocky Mount, NC | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| San Antonio-New Braunfels, TX | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Wichita, KS | 1 | $ 1,505,000 | $ 1,505,000 | $ 996,000 |
Mortgage Loan Application Detail Totals for Top Flite Financial, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 6,077 | $1,531,695,000 | $252,000 | $1,755,000 | $95,000 | $2,040,000 |
| Home Purchase | 1,860 | $356,785,000 | $191,000 | $1,755,000 | $77,000 | $2,376,000 |
| Refinancing | 1,796 | $495,150,000 | $275,000 | $1,765,000 | $109,000 | $2,040,000 |
| Other Purpose | 466 | $100,570,000 | $215,000 | $1,545,000 | $98,000 | $2,520,000 |
| Home Improvement | 15 | $2,885,000 | $192,000 | $485,000 | $75,000 | $185,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,702 | $1,832,220,000 | $237,000 | $1,765,000 | $92,000 | $2,142,000 |
| Hispanic | 930 | $242,630,000 | $260,000 | $1,195,000 | $88,000 | $1,080,000 |
| Not Provided | 663 | $178,385,000 | $269,000 | $1,205,000 | $119,000 | $2,520,000 |
| Black or African American | 616 | $137,025,000 | $222,000 | $945,000 | $88,000 | $2,040,000 |
| Asian | 216 | $72,680,000 | $336,000 | $1,205,000 | $130,000 | $1,770,000 |
| American Indian or Alaskan Native | 48 | $11,140,000 | $232,000 | $615,000 | $83,000 | $295,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $5,855,000 | $308,000 | $745,000 | $106,000 | $316,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 4,612 | $1,004,530,000 | $217,000 | $1,335,000 | $85,000 | $2,520,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,390 | $1,224,475,000 | $278,000 | $1,765,000 | $111,000 | $2,142,000 |
| VA-guaranteed (Veterans Administration) | 776 | $199,420,000 | $256,000 | $1,235,000 | $79,000 | $359,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 436 | $58,660,000 | $134,000 | $455,000 | $48,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 5,579 | $1,402,860,000 | $251,000 | $1,755,000 | $99,000 | $2,520,000 |
| Loan Originated | 3,008 | $688,620,000 | $228,000 | $1,205,000 | $88,000 | $1,134,000 |
| Application Denied By Financial Institution | 1,248 | $301,560,000 | $241,000 | $1,765,000 | $86,000 | $2,376,000 |
| File Closed For Incompleteness | 262 | $67,890,000 | $259,000 | $1,275,000 | $97,000 | $748,000 |
| Application Approved But Not Accepted | 117 | $26,155,000 | $223,000 | $775,000 | $91,000 | $332,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,966 | $2,185,525,000 | $243,000 | $1,755,000 | $95,000 | $2,520,000 |
| Debt-To-Income Ratio | 588 | $152,080,000 | $258,000 | $1,765,000 | $75,000 | $1,091,000 |
| Credit History | 426 | $97,330,000 | $228,000 | $1,055,000 | $101,000 | $2,376,000 |
| Collateral | 111 | $23,745,000 | $213,000 | $1,755,000 | $86,000 | $588,000 |
| Other | 76 | $20,310,000 | $267,000 | $1,505,000 | $94,000 | $350,000 |
| Unverifiable Information | 39 | $6,585,000 | $168,000 | $455,000 | $82,000 | $701,000 |
| Credit Application Incomplete | 3 | $415,000 | $138,000 | $205,000 | $58,000 | $84,000 |
| Employment History | 3 | $675,000 | $225,000 | $315,000 | $65,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $420,000 | $210,000 | $235,000 | $42,000 | $64,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Top Flite Financial, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Top Flite Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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