Top Flite Financial, Inc. Mortgage Lending & HMDA Data, 2020

In 2020, Top Flite Financial, Inc. of Williamston, MI reported 10,214 mortgage applications totaling $2.5 billion, up 19% from 2019. The average application was for $243,497, and applicants reported an average income of $94,291. 29% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (676), Atlanta-Sandy Springs-Roswell, GA (619) and Riverside-San Bernardino-Ontario, CA (390) (applications in parentheses).

Mortgage Company & Address Top Flite Financial, Inc.
123 E Grand River Ave
Williamston, MI 48895
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 10,214
Total Mortgage Loan Application Amount $2,487,085,000
Average Mortgage Loan Application Amount $243,497
Highest Mortgage Loan Application Amount $1,765,000
Average Applicant Income $94,291
Highest Applicant Income $2,520,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Top Flite Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Top Flite Financial, Inc. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 621 $ 158,695,000 $ 255,547 $ 99,000
Los Angeles, California 377 $ 156,760,000 $ 415,809 $ 120,000
Riverside, California 226 $ 68,630,000 $ 303,672 $ 112,000
Snohomish, Washington 215 $ 85,555,000 $ 397,930 $ 115,000
San Bernardino, California 164 $ 45,480,000 $ 277,317 $ 91,000
King, Washington 139 $ 52,755,000 $ 379,532 $ 124,000
Miami-Dade, Florida 123 $ 34,825,000 $ 283,130 $ 112,000
San Diego, California 117 $ 48,695,000 $ 416,196 $ 132,000
Broward, Florida 116 $ 29,580,000 $ 255,000 $ 115,000
Palm Beach, Florida 116 $ 27,680,000 $ 238,620 $ 86,000
Kent, Michigan 110 $ 20,980,000 $ 190,727 $ 69,000
Orange, California 108 $ 54,370,000 $ 503,425 $ 147,000
Gwinnett, Georgia 99 $ 20,645,000 $ 208,535 $ 87,000
St. Louis, Missouri 97 $ 21,215,000 $ 218,711 $ 145,000
Sacramento, California 96 $ 27,890,000 $ 290,520 $ 94,000
Orange, Florida 95 $ 22,205,000 $ 233,736 $ 107,000
Fulton, Georgia 90 $ 23,710,000 $ 263,444 $ 139,000
Hillsborough, Florida 88 $ 19,150,000 $ 217,613 $ 95,000
Pinellas, Florida 88 $ 17,610,000 $ 200,113 $ 76,000
Pierce, Washington 87 $ 26,065,000 $ 299,597 $ 103,000
Lake, Indiana 79 $ 17,465,000 $ 221,075 $ 104,000
Contra Costa, California 76 $ 33,990,000 $ 447,236 $ 154,000
Duval, Florida 74 $ 14,780,000 $ 199,729 $ 89,000
Mecosta, Michigan 74 $ 10,200,000 $ 137,837 $ 52,000
Cobb, Georgia 72 $ 14,490,000 $ 201,250 $ 87,000
Mecklenburg, North Carolina 71 $ 15,655,000 $ 220,492 $ 94,000
Pima, Arizona 69 $ 13,665,000 $ 198,043 $ 114,000
Brevard, Florida 69 $ 12,405,000 $ 179,782 $ 69,000
Philadelphia, Pennsylvania 68 $ 12,030,000 $ 176,911 $ 107,000
Alameda, California 66 $ 31,280,000 $ 473,939 $ 136,000
Fresno, California 65 $ 15,025,000 $ 231,153 $ 89,000
El Paso, Colorado 64 $ 16,710,000 $ 261,093 $ 89,000
Polk, Florida 64 $ 12,280,000 $ 191,875 $ 82,000
Wayne, Ohio 64 $ 10,560,000 $ 165,000 $ 70,000
Summit, Ohio 63 $ 10,195,000 $ 161,825 $ 73,000
Pasco, Florida 61 $ 10,725,000 $ 175,819 $ 77,000
Clark, Nevada 57 $ 12,725,000 $ 223,245 $ 86,000
Cuyahoga, Ohio 57 $ 9,115,000 $ 159,912 $ 128,000
Ashtabula, Ohio 56 $ 7,010,000 $ 125,178 $ 62,000
Pinal, Arizona 55 $ 11,975,000 $ 217,727 $ 66,000
Montcalm, Michigan 55 $ 8,455,000 $ 153,727 $ 54,000
Bucks, Pennsylvania 55 $ 15,475,000 $ 281,363 $ 158,000
Santa Clara, California 53 $ 28,875,000 $ 544,811 $ 139,000
Lee, Florida 53 $ 10,675,000 $ 201,415 $ 72,000
Sarasota, Florida 52 $ 11,980,000 $ 230,384 $ 91,000
Hopkins, Kentucky 52 $ 7,380,000 $ 141,923 $ 65,000
Seminole, Florida 50 $ 10,660,000 $ 213,200 $ 99,000
Garland, Arkansas 49 $ 9,135,000 $ 186,428 $ 91,000
Stanislaus, California 49 $ 10,675,000 $ 217,857 $ 85,000
San Joaquin, California 48 $ 13,530,000 $ 281,875 $ 82,000
Volusia, Florida 48 $ 8,400,000 $ 175,000 $ 61,000
DeKalb, Georgia 48 $ 9,910,000 $ 206,458 $ 138,000
Marion, Indiana 48 $ 9,150,000 $ 190,625 $ 85,000
Kern, California 46 $ 8,980,000 $ 195,217 $ 92,000
Wake, North Carolina 46 $ 10,930,000 $ 237,608 $ 95,000
Macomb, Michigan 45 $ 7,565,000 $ 168,111 $ 77,000
Ottawa, Michigan 44 $ 9,420,000 $ 214,090 $ 71,000
Jackson, Missouri 44 $ 7,850,000 $ 178,409 $ 87,000
St. Charles, Missouri 44 $ 8,740,000 $ 198,636 $ 90,000
Mahoning, Ohio 44 $ 6,290,000 $ 142,954 $ 65,000
Adams, Colorado 41 $ 11,055,000 $ 269,634 $ 92,000
Jefferson, Colorado 41 $ 12,305,000 $ 300,121 $ 90,000
Montgomery, Pennsylvania 41 $ 11,175,000 $ 272,560 $ 138,000
Ventura, California 40 $ 18,700,000 $ 467,500 $ 123,000
Lake, Florida 40 $ 7,420,000 $ 185,500 $ 80,000
Chester, Pennsylvania 39 $ 9,655,000 $ 247,564 $ 113,000
Henry, Georgia 38 $ 7,780,000 $ 204,736 $ 80,000
Oakland, Michigan 38 $ 8,100,000 $ 213,157 $ 88,000
Mohave, Arizona 37 $ 7,535,000 $ 203,648 $ 68,000
Osceola, Florida 37 $ 6,905,000 $ 186,621 $ 66,000
Paulding, Georgia 37 $ 6,875,000 $ 185,810 $ 92,000
Arapahoe, Colorado 36 $ 9,620,000 $ 267,222 $ 87,000
Whitley, Kentucky 35 $ 4,415,000 $ 126,142 $ 50,000
Solano, California 34 $ 11,660,000 $ 342,941 $ 157,000
Denver, Colorado 34 $ 9,610,000 $ 282,647 $ 73,000
St. Lucie, Florida 34 $ 5,950,000 $ 175,000 $ 73,000
Tulare, California 33 $ 5,495,000 $ 166,515 $ 78,000
Polk, Iowa 33 $ 7,285,000 $ 220,757 $ 84,000
Bell, Kentucky 33 $ 4,415,000 $ 133,787 $ 56,000
Medina, Ohio 33 $ 7,415,000 $ 224,696 $ 91,000
Lehigh, Pennsylvania 33 $ 6,955,000 $ 210,757 $ 109,000
Weld, Colorado 32 $ 9,650,000 $ 301,562 $ 96,000
Cherokee, Georgia 32 $ 8,110,000 $ 253,437 $ 114,000
Newaygo, Michigan 32 $ 4,400,000 $ 137,500 $ 62,000
Ashland, Ohio 32 $ 4,760,000 $ 148,750 $ 80,000
Allegheny, Pennsylvania 32 $ 5,920,000 $ 185,000 $ 117,000
Harris, Texas 32 $ 9,020,000 $ 281,875 $ 126,000
Marion, Florida 31 $ 7,035,000 $ 226,935 $ 73,000
Placer, California 30 $ 10,510,000 $ 350,333 $ 105,000
Hernando, Florida 30 $ 5,270,000 $ 175,666 $ 69,000
Forsyth, Georgia 29 $ 7,805,000 $ 269,137 $ 111,000
Allegan, Michigan 29 $ 5,035,000 $ 173,620 $ 62,000
Trumbull, Ohio 29 $ 4,315,000 $ 148,793 $ 80,000
Manatee, Florida 28 $ 7,880,000 $ 281,428 $ 80,000
St. Johns, Florida 28 $ 7,110,000 $ 253,928 $ 106,000
Delaware, Pennsylvania 28 $ 6,080,000 $ 217,142 $ 78,000
Lancaster, Pennsylvania 28 $ 6,010,000 $ 214,642 $ 75,000
Douglas, Colorado 27 $ 8,985,000 $ 332,777 $ 107,000
Collier, Florida 27 $ 7,075,000 $ 262,037 $ 86,000
Jefferson, Missouri 27 $ 4,295,000 $ 159,074 $ 90,000
Knox, Tennessee 27 $ 5,795,000 $ 214,629 $ 86,000
Santa Barbara, California 26 $ 9,690,000 $ 372,692 $ 106,000
Claiborne, Tennessee 26 $ 3,710,000 $ 142,692 $ 57,000
Clay, Florida 25 $ 5,005,000 $ 200,200 $ 80,000
Merced, California 24 $ 7,050,000 $ 293,750 $ 133,000
Okaloosa, Florida 23 $ 4,385,000 $ 190,652 $ 68,000
Douglas, Georgia 23 $ 4,635,000 $ 201,521 $ 124,000
Daviess, Kentucky 23 $ 3,165,000 $ 137,608 $ 55,000
Hendricks, Indiana 22 $ 3,870,000 $ 175,909 $ 79,000
Charlotte, Florida 21 $ 4,455,000 $ 212,142 $ 94,000
York, Pennsylvania 21 $ 4,155,000 $ 197,857 $ 90,000
El Dorado, California 20 $ 9,350,000 $ 467,500 $ 159,000
San Mateo, California 20 $ 13,210,000 $ 660,500 $ 170,000
Sonoma, California 20 $ 7,850,000 $ 392,500 $ 131,000
Larimer, Colorado 20 $ 5,000,000 $ 250,000 $ 110,000
Porter, Indiana 20 $ 4,050,000 $ 202,500 $ 91,000
Thurston, Washington 20 $ 5,200,000 $ 260,000 $ 91,000
Clayton, Georgia 19 $ 2,645,000 $ 139,210 $ 74,000
Hamilton, Indiana 19 $ 3,625,000 $ 190,789 $ 92,000
Warren, Iowa 19 $ 3,535,000 $ 186,052 $ 76,000
Warren, Kentucky 19 $ 3,675,000 $ 193,421 $ 51,000
Jackson, Michigan 19 $ 2,565,000 $ 135,000 $ 54,000
Washington, Pennsylvania 19 $ 5,505,000 $ 289,736 $ 98,000
Indian River, Florida 18 $ 3,400,000 $ 188,888 $ 62,000
Monroe, Pennsylvania 18 $ 3,180,000 $ 176,666 $ 83,000
Yavapai, Arizona 17 $ 3,445,000 $ 202,647 $ 77,000
Alachua, Florida 17 $ 2,975,000 $ 175,000 $ 79,000
Coweta, Georgia 17 $ 2,505,000 $ 147,352 $ 71,000
Walton, Georgia 17 $ 3,025,000 $ 177,941 $ 74,000
Knox, Kentucky 17 $ 2,185,000 $ 128,529 $ 58,000
Barry, Michigan 17 $ 2,745,000 $ 161,470 $ 79,000
Wayne, Michigan 17 $ 2,675,000 $ 157,352 $ 76,000
Greene, Missouri 17 $ 2,245,000 $ 132,058 $ 61,000
Guilford, North Carolina 17 $ 3,105,000 $ 182,647 $ 80,000
Johnston, North Carolina 17 $ 3,485,000 $ 205,000 $ 86,000
Berks, Pennsylvania 17 $ 2,945,000 $ 173,235 $ 79,000
Clark, Washington 17 $ 4,005,000 $ 235,588 $ 89,000
Butte, California 16 $ 4,160,000 $ 260,000 $ 109,000
Boulder, Colorado 16 $ 5,980,000 $ 373,750 $ 112,000
Pueblo, Colorado 16 $ 2,700,000 $ 168,750 $ 67,000
Bay, Florida 16 $ 3,260,000 $ 203,750 $ 74,000
Carroll, Georgia 16 $ 2,410,000 $ 150,625 $ 85,000
Warrick, Indiana 16 $ 2,610,000 $ 163,125 $ 61,000
Graves, Kentucky 16 $ 1,750,000 $ 109,375 $ 51,000
St. Louis City, Missouri 16 $ 2,570,000 $ 160,625 $ 69,000
Escambia, Florida 15 $ 3,695,000 $ 246,333 $ 93,000
Nassau, Florida 15 $ 3,205,000 $ 213,666 $ 85,000
Vanderburgh, Indiana 15 $ 3,365,000 $ 224,333 $ 107,000
Laurel, Kentucky 15 $ 2,495,000 $ 166,333 $ 70,000
Osceola, Michigan 15 $ 1,965,000 $ 131,000 $ 49,000
Hennepin, Minnesota 15 $ 3,875,000 $ 258,333 $ 130,000
Columbiana, Ohio 15 $ 2,235,000 $ 149,000 $ 59,000
Stark, Ohio 15 $ 2,685,000 $ 179,000 $ 67,000
San Luis Obispo, California 14 $ 5,530,000 $ 395,000 $ 112,000
Flagler, Florida 14 $ 2,280,000 $ 162,857 $ 61,000
Chatham, Georgia 14 $ 3,000,000 $ 214,285 $ 87,000
Hall, Georgia 14 $ 2,980,000 $ 212,857 $ 96,000
Van Buren, Michigan 14 $ 2,440,000 $ 174,285 $ 50,000
Clay, Missouri 14 $ 2,670,000 $ 190,714 $ 87,000
Northampton, Pennsylvania 14 $ 3,500,000 $ 250,000 $ 101,000
Potter, Texas 14 $ 2,020,000 $ 144,285 $ 56,000
Pulaski, Arkansas 13 $ 2,025,000 $ 155,769 $ 48,000
Marin, California 13 $ 8,135,000 $ 625,769 $ 136,000
Yolo, California 13 $ 3,865,000 $ 297,307 $ 92,000
Citrus, Florida 13 $ 2,465,000 $ 189,615 $ 71,000
Santa Rosa, Florida 13 $ 2,315,000 $ 178,076 $ 86,000
Barrow, Georgia 13 $ 1,965,000 $ 151,153 $ 72,000
Columbia, Georgia 13 $ 2,135,000 $ 164,230 $ 76,000
Allen, Indiana 13 $ 2,095,000 $ 161,153 $ 92,000
Johnson, Indiana 13 $ 3,195,000 $ 245,769 $ 92,000
Antrim, Michigan 13 $ 1,725,000 $ 132,692 $ 54,000
Durham, North Carolina 13 $ 1,985,000 $ 152,692 $ 116,000
Clark, Ohio 13 $ 1,455,000 $ 111,923 $ 49,000
Mercer, Ohio 13 $ 2,425,000 $ 186,538 $ 81,000
Luzerne, Pennsylvania 13 $ 1,875,000 $ 144,230 $ 72,000
Kitsap, Washington 13 $ 3,175,000 $ 244,230 $ 139,000
Monterey, California 12 $ 4,770,000 $ 397,500 $ 98,000
San Benito, California 12 $ 4,990,000 $ 415,833 $ 117,000
San Francisco, California 12 $ 7,670,000 $ 639,166 $ 163,000
Mesa, Colorado 12 $ 2,580,000 $ 215,000 $ 48,000
Martin, Florida 12 $ 3,260,000 $ 271,666 $ 62,000
Gordon, Georgia 12 $ 1,900,000 $ 158,333 $ 61,000
Christian, Illinois 12 $ 1,660,000 $ 138,333 $ 62,000
Macoupin, Illinois 12 $ 1,270,000 $ 105,833 $ 49,000
St. Joseph, Indiana 12 $ 2,590,000 $ 215,833 $ 83,000
Lane, Oregon 12 $ 2,690,000 $ 224,166 $ 123,000
Denton, Texas 12 $ 3,300,000 $ 275,000 $ 110,000
Randall, Texas 12 $ 1,810,000 $ 150,833 $ 64,000
Bartow, Georgia 11 $ 2,235,000 $ 203,181 $ 82,000
Muscogee, Georgia 11 $ 2,325,000 $ 211,363 $ 99,000
Elkhart, Indiana 11 $ 1,985,000 $ 180,454 $ 61,000
Muskegon, Michigan 11 $ 1,575,000 $ 143,181 $ 61,000
Union, North Carolina 11 $ 2,755,000 $ 250,454 $ 118,000
Lake, Ohio 11 $ 1,975,000 $ 179,545 $ 93,000
Portage, Ohio 11 $ 1,795,000 $ 163,181 $ 272,000
Marion, Oregon 11 $ 3,315,000 $ 301,363 $ 99,000
Coconino, Arizona 10 $ 2,560,000 $ 256,000 $ 190,000
Madera, California 10 $ 2,360,000 $ 236,000 $ 67,000
Shasta, California 10 $ 1,910,000 $ 191,000 $ 98,000
Leon, Florida 10 $ 2,130,000 $ 213,000 $ 89,000
Newton, Georgia 10 $ 2,270,000 $ 227,000 $ 99,000
Hancock, Indiana 10 $ 1,890,000 $ 189,000 $ 101,000
LaPorte, Indiana 10 $ 1,910,000 $ 191,000 $ 79,000
Morgan, Indiana 10 $ 1,540,000 $ 154,000 $ 81,000
Cass, Missouri 10 $ 1,950,000 $ 195,000 $ 69,000
Washoe, Nevada 10 $ 2,840,000 $ 284,000 $ 99,000
Cabarrus, North Carolina 10 $ 1,690,000 $ 169,000 $ 75,000
Cumberland, North Carolina 10 $ 1,700,000 $ 170,000 $ 85,000
Auglaize, Ohio 10 $ 2,860,000 $ 286,000 $ 93,000
Polk, Oregon 10 $ 3,090,000 $ 309,000 $ 120,000
Adams, Pennsylvania 10 $ 2,470,000 $ 247,000 $ 85,000
Cumberland, Pennsylvania 10 $ 1,940,000 $ 194,000 $ 80,000
Lebanon, Pennsylvania 10 $ 2,240,000 $ 224,000 $ 218,000
Spokane, Washington 10 $ 2,130,000 $ 213,000 $ 108,000
Monroe, Florida 9 $ 4,145,000 $ 460,555 $ 131,000
Henderson, Kentucky 9 $ 1,315,000 $ 146,111 $ 57,000
McLean, Kentucky 9 $ 835,000 $ 92,777 $ 45,000
Ingham, Michigan 9 $ 1,185,000 $ 131,666 $ 79,000
Ionia, Michigan 9 $ 1,385,000 $ 153,888 $ 48,000
Lincoln, Missouri 9 $ 1,275,000 $ 141,666 $ 83,000
Eddy, New Mexico 9 $ 2,305,000 $ 256,111 $ 49,000
Forsyth, North Carolina 9 $ 1,485,000 $ 165,000 $ 65,000
Gaston, North Carolina 9 $ 1,965,000 $ 218,333 $ 95,000
Lorain, Ohio 9 $ 2,105,000 $ 233,888 $ 97,000
Schuylkill, Pennsylvania 9 $ 1,415,000 $ 157,222 $ 70,000
Fort Bend, Texas 9 $ 1,805,000 $ 200,555 $ 78,000
Gila, Arizona 8 $ 1,630,000 $ 203,750 $ 95,000
Navajo, Arizona 8 $ 1,670,000 $ 208,750 $ 82,000
Greene, Arkansas 8 $ 1,260,000 $ 157,500 $ 50,000
Humboldt, California 8 $ 1,710,000 $ 213,750 $ 58,000
Kings, California 8 $ 1,210,000 $ 151,250 $ 57,000
Nevada, California 8 $ 2,970,000 $ 371,250 $ 115,000
Tuolumne, California 8 $ 2,220,000 $ 277,500 $ 101,000
Sumter, Florida 8 $ 1,800,000 $ 225,000 $ 71,000
Walton, Florida 8 $ 1,810,000 $ 226,250 $ 80,000
Fayette, Georgia 8 $ 2,170,000 $ 271,250 $ 174,000
Rockdale, Georgia 8 $ 1,440,000 $ 180,000 $ 86,000
Delta, Michigan 8 $ 1,210,000 $ 151,250 $ 70,000
Lenawee, Michigan 8 $ 1,610,000 $ 201,250 $ 99,000
Mason, Michigan 8 $ 1,330,000 $ 166,250 $ 87,000
Sanilac, Michigan 8 $ 980,000 $ 122,500 $ 45,000
Buncombe, North Carolina 8 $ 1,560,000 $ 195,000 $ 66,000
Catawba, North Carolina 8 $ 1,200,000 $ 150,000 $ 74,000
Dare, North Carolina 8 $ 1,700,000 $ 212,500 $ 94,000
Henderson, North Carolina 8 $ 2,130,000 $ 266,250 $ 66,000
Iredell, North Carolina 8 $ 1,380,000 $ 172,500 $ 66,000
Lincoln, North Carolina 8 $ 1,800,000 $ 225,000 $ 86,000
Champaign, Ohio 8 $ 1,080,000 $ 135,000 $ 67,000
Clackamas, Oregon 8 $ 2,040,000 $ 255,000 $ 86,000
Erie, Pennsylvania 8 $ 1,040,000 $ 130,000 $ 59,000
Westmoreland, Pennsylvania 8 $ 1,640,000 $ 205,000 $ 79,000
Anderson, Tennessee 8 $ 1,190,000 $ 148,750 $ 59,000
Benton, Washington 8 $ 1,440,000 $ 180,000 $ 72,000
Mendocino, California 7 $ 1,935,000 $ 276,428 $ 95,000
Napa, California 7 $ 4,245,000 $ 606,428 $ 126,000
Santa Cruz, California 7 $ 5,955,000 $ 850,714 $ 199,000
Yuba, California 7 $ 1,875,000 $ 267,857 $ 93,000
Highlands, Florida 7 $ 1,175,000 $ 167,857 $ 129,000
Butts, Georgia 7 $ 775,000 $ 110,714 $ 67,000
Catoosa, Georgia 7 $ 1,275,000 $ 182,142 $ 136,000
Polk, Georgia 7 $ 965,000 $ 137,857 $ 68,000
Morgan, Illinois 7 $ 545,000 $ 77,857 $ 43,000
Madison, Indiana 7 $ 915,000 $ 130,714 $ 97,000
Webster, Kentucky 7 $ 695,000 $ 99,285 $ 43,000
Washington, Minnesota 7 $ 2,135,000 $ 305,000 $ 112,000
Santa Fe, New Mexico 7 $ 1,595,000 $ 227,857 $ 84,000
Chatham, North Carolina 7 $ 1,235,000 $ 176,428 $ 58,000
Rowan, North Carolina 7 $ 1,245,000 $ 177,857 $ 83,000
Geauga, Ohio 7 $ 2,325,000 $ 332,142 $ 102,000
Multnomah, Oregon 7 $ 2,425,000 $ 346,428 $ 95,000
Washington, Oregon 7 $ 3,025,000 $ 432,142 $ 115,000
Beaver, Pennsylvania 7 $ 1,225,000 $ 175,000 $ 58,000
Lackawanna, Pennsylvania 7 $ 1,135,000 $ 162,142 $ 90,000
Lawrence, Pennsylvania 7 $ 1,425,000 $ 203,571 $ 115,000
Pike, Pennsylvania 7 $ 1,025,000 $ 146,428 $ 230,000
Lewis, Washington 7 $ 1,085,000 $ 155,000 $ 128,000
Yakima, Washington 7 $ 1,345,000 $ 192,142 $ 58,000
Imperial, California 6 $ 1,300,000 $ 216,666 $ 89,000
Fremont, Colorado 6 $ 1,190,000 $ 198,333 $ 77,000
Teller, Colorado 6 $ 1,220,000 $ 203,333 $ 92,000
Clarke, Georgia 6 $ 670,000 $ 111,666 $ 59,000
Dawson, Georgia 6 $ 920,000 $ 153,333 $ 71,000
Haralson, Georgia 6 $ 930,000 $ 155,000 $ 68,000
Jackson, Georgia 6 $ 1,030,000 $ 171,666 $ 83,000
Troup, Georgia 6 $ 810,000 $ 135,000 $ 79,000
Whitfield, Georgia 6 $ 920,000 $ 153,333 $ 96,000
Monroe, Indiana 6 $ 900,000 $ 150,000 $ 74,000
Tippecanoe, Indiana 6 $ 1,310,000 $ 218,333 $ 89,000
Hancock, Kentucky 6 $ 800,000 $ 133,333 $ 59,000
Clare, Michigan 6 $ 650,000 $ 108,333 $ 75,000
Lapeer, Michigan 6 $ 820,000 $ 136,666 $ 57,000
Livingston, Michigan 6 $ 1,110,000 $ 185,000 $ 58,000
Monroe, Michigan 6 $ 900,000 $ 150,000 $ 66,000
Benton, Missouri 6 $ 1,160,000 $ 193,333 $ 64,000
Franklin, Missouri 6 $ 940,000 $ 156,666 $ 68,000
Lyon, Nevada 6 $ 1,170,000 $ 195,000 $ 45,000
Alamance, North Carolina 6 $ 1,170,000 $ 195,000 $ 79,000
Davidson, North Carolina 6 $ 830,000 $ 138,333 $ 86,000
New Hanover, North Carolina 6 $ 1,400,000 $ 233,333 $ 74,000
Ross, Ohio 6 $ 770,000 $ 128,333 $ 55,000
Blair, Pennsylvania 6 $ 600,000 $ 100,000 $ 63,000
Island, Washington 6 $ 2,130,000 $ 355,000 $ 104,000
Skagit, Washington 6 $ 2,210,000 $ 368,333 $ 113,000
Yuma, Arizona 5 $ 705,000 $ 141,000 $ 69,000
Glenn, California 5 $ 905,000 $ 181,000 $ 92,000
Tehama, California 5 $ 1,025,000 $ 205,000 $ 84,000
Eagle, Colorado 5 $ 2,275,000 $ 455,000 $ 172,000
Elbert, Colorado 5 $ 1,695,000 $ 339,000 $ 74,000
Camden, Georgia 5 $ 915,000 $ 183,000 $ 122,000
Scott, Illinois 5 $ 465,000 $ 93,000 $ 48,000
Boone, Indiana 5 $ 1,305,000 $ 261,000 $ 70,000
Clark, Indiana 5 $ 505,000 $ 101,000 $ 57,000
Howard, Indiana 5 $ 795,000 $ 159,000 $ 53,000
Dallas, Iowa 5 $ 1,445,000 $ 289,000 $ 133,000
Sac, Iowa 5 $ 665,000 $ 133,000 $ 72,000
Jefferson, Kentucky 5 $ 825,000 $ 165,000 $ 63,000
Cass, Michigan 5 $ 685,000 $ 137,000 $ 44,000
Genesee, Michigan 5 $ 935,000 $ 187,000 $ 80,000
Grand Traverse, Michigan 5 $ 1,315,000 $ 263,000 $ 206,000
Isabella, Michigan 5 $ 595,000 $ 119,000 $ 49,000
Dakota, Minnesota 5 $ 1,275,000 $ 255,000 $ 100,000
Buchanan, Missouri 5 $ 735,000 $ 147,000 $ 73,000
Lafayette, Missouri 5 $ 1,285,000 $ 257,000 $ 107,000
Newton, Missouri 5 $ 1,285,000 $ 257,000 $ 97,000
Platte, Missouri 5 $ 895,000 $ 179,000 $ 90,000
Rio Arriba, New Mexico 5 $ 1,255,000 $ 251,000 $ 80,000
Mitchell, North Carolina 5 $ 855,000 $ 171,000 $ 87,000
Randolph, North Carolina 5 $ 925,000 $ 185,000 $ 84,000
Adams, North Dakota 5 $ 575,000 $ 115,000 $ 60,000
Butler, Pennsylvania 5 $ 1,525,000 $ 305,000 $ 100,000
Franklin, Pennsylvania 5 $ 995,000 $ 199,000 $ 101,000
Wyoming, Pennsylvania 5 $ 595,000 $ 119,000 $ 65,000
Dallas, Texas 5 $ 895,000 $ 179,000 $ 63,000
Cowlitz, Washington 5 $ 1,265,000 $ 253,000 $ 64,000
Graham, Arizona 4 $ 790,000 $ 197,500 $ 100,000
Craighead, Arkansas 4 $ 510,000 $ 127,500 $ 39,000
Poinsett, Arkansas 4 $ 440,000 $ 110,000 $ 34,000
Sutter, California 4 $ 870,000 $ 217,500 $ 117,000
Trinity, California 4 $ 600,000 $ 150,000 $ 156,000
Archuleta, Colorado 4 $ 1,030,000 $ 257,500 $ 72,000
Effingham, Georgia 4 $ 700,000 $ 175,000 $ 54,000
Harris, Georgia 4 $ 810,000 $ 202,500 $ 63,000
Hart, Georgia 4 $ 730,000 $ 182,500 $ 120,000
Houston, Georgia 4 $ 520,000 $ 130,000 $ 57,000
Lee, Georgia 4 $ 890,000 $ 222,500 $ 101,000
Lumpkin, Georgia 4 $ 670,000 $ 167,500 $ 79,000
Union, Georgia 4 $ 900,000 $ 225,000 $ 56,000
Ware, Georgia 4 $ 940,000 $ 235,000 $ 101,000
St. Clair, Illinois 4 $ 620,000 $ 155,000 $ 96,000
Dearborn, Indiana 4 $ 520,000 $ 130,000 $ 69,000
DeKalb, Indiana 4 $ 550,000 $ 137,500 $ 67,000
Grant, Indiana 4 $ 480,000 $ 120,000 $ 148,000
Perry, Indiana 4 $ 350,000 $ 87,500 $ 55,000
Posey, Indiana 4 $ 690,000 $ 172,500 $ 79,000
Ripley, Indiana 4 $ 500,000 $ 125,000 $ 68,000
Madison, Kentucky 4 $ 840,000 $ 210,000 $ 60,000
McCracken, Kentucky 4 $ 780,000 $ 195,000 $ 72,000
Ohio, Kentucky 4 $ 480,000 $ 120,000 $ 38,000
East Baton Rouge, Louisiana 4 $ 630,000 $ 157,500 $ 63,000
Dickinson, Michigan 4 $ 730,000 $ 182,500 $ 83,000
Huron, Michigan 4 $ 320,000 $ 80,000 $ 40,000
Kalamazoo, Michigan 4 $ 590,000 $ 147,500 $ 76,000
Lake, Michigan 4 $ 400,000 $ 100,000 $ 41,000
Midland, Michigan 4 $ 440,000 $ 110,000 $ 42,000
St. Clair, Michigan 4 $ 710,000 $ 177,500 $ 59,000
Anoka, Minnesota 4 $ 870,000 $ 217,500 $ 119,000
Boone, Missouri 4 $ 680,000 $ 170,000 $ 88,000
Camden, Missouri 4 $ 590,000 $ 147,500 $ 75,000
Cole, Missouri 4 $ 750,000 $ 187,500 $ 61,000
Jasper, Missouri 4 $ 700,000 $ 175,000 $ 78,000
Marion, Missouri 4 $ 810,000 $ 202,500 $ 54,000
Ray, Missouri 4 $ 610,000 $ 152,500 $ 59,000
St. Francois, Missouri 4 $ 680,000 $ 170,000 $ 24,000
Warren, Missouri 4 $ 770,000 $ 192,500 $ 100,000
Caldwell, North Carolina 4 $ 660,000 $ 165,000 $ 59,000
Cherokee, North Carolina 4 $ 1,330,000 $ 332,500 $ 120,000
Harnett, North Carolina 4 $ 690,000 $ 172,500 $ 71,000
Moore, North Carolina 4 $ 700,000 $ 175,000 $ 70,000
Pender, North Carolina 4 $ 720,000 $ 180,000 $ 67,000
Pitt, North Carolina 4 $ 590,000 $ 147,500 $ 89,000
Stokes, North Carolina 4 $ 580,000 $ 145,000 $ 56,000
Franklin, Ohio 4 $ 890,000 $ 222,500 $ 87,000
Crawford, Pennsylvania 4 $ 470,000 $ 117,500 $ 59,000
Wayne, Pennsylvania 4 $ 740,000 $ 185,000 $ 47,000
Roane, Tennessee 4 $ 620,000 $ 155,000 $ 47,000
Wharton, Texas 4 $ 1,460,000 $ 365,000 $ 175,000
Chelan, Washington 4 $ 1,390,000 $ 347,500 $ 101,000
Douglas, Washington 4 $ 1,240,000 $ 310,000 $ 88,000
Jefferson, Washington 4 $ 1,080,000 $ 270,000 $ 77,000
Kittitas, Washington 4 $ 1,350,000 $ 337,500 $ 161,000
Whatcom, Washington 4 $ 1,270,000 $ 317,500 $ 85,000
Hot Spring, Arkansas 3 $ 575,000 $ 191,666 $ 54,000
Lake, California 3 $ 555,000 $ 185,000 $ 66,000
Siskiyou, California 3 $ 475,000 $ 158,333 $ 81,000
Delta, Colorado 3 $ 725,000 $ 241,666 $ 117,000
Garfield, Colorado 3 $ 1,355,000 $ 451,666 $ 93,000
Montezuma, Colorado 3 $ 735,000 $ 245,000 $ 49,000
Morgan, Colorado 3 $ 845,000 $ 281,666 $ 106,000
Putnam, Florida 3 $ 805,000 $ 268,333 $ 123,000
Wakulla, Florida 3 $ 545,000 $ 181,666 $ 61,000
Coffee, Georgia 3 $ 665,000 $ 221,666 $ 66,000
Dougherty, Georgia 3 $ 255,000 $ 85,000 $ 85,000
Floyd, Georgia 3 $ 405,000 $ 135,000 $ 72,000
Gilmer, Georgia 3 $ 465,000 $ 155,000 $ 54,000
Habersham, Georgia 3 $ 565,000 $ 188,333 $ 78,000
Monroe, Georgia 3 $ 675,000 $ 225,000 $ 79,000
Montgomery, Georgia 3 $ 525,000 $ 175,000 $ 66,000
Oconee, Georgia 3 $ 445,000 $ 148,333 $ 42,000
Pickens, Georgia 3 $ 465,000 $ 155,000 $ 88,000
Pike, Georgia 3 $ 595,000 $ 198,333 $ 74,000
Spalding, Georgia 3 $ 375,000 $ 125,000 $ 42,000
Towns, Georgia 3 $ 585,000 $ 195,000 $ 67,000
Cass, Illinois 3 $ 285,000 $ 95,000 $ 55,000
Iroquois, Illinois 3 $ 235,000 $ 78,333 $ 27,000
Kankakee, Illinois 3 $ 285,000 $ 95,000 $ 24,000
McLean, Illinois 3 $ 565,000 $ 188,333 $ 86,000
Montgomery, Illinois 3 $ 225,000 $ 75,000 $ 67,000
Schuyler, Illinois 3 $ 245,000 $ 81,666 $ 68,000
Bartholomew, Indiana 3 $ 445,000 $ 148,333 $ 49,000
Clay, Indiana 3 $ 575,000 $ 191,666 $ 78,000
Jasper, Indiana 3 $ 185,000 $ 61,666 $ 91,000
Jefferson, Indiana 3 $ 565,000 $ 188,333 $ 89,000
Marshall, Indiana 3 $ 755,000 $ 251,666 $ 123,000
Anderson, Kentucky 3 $ 495,000 $ 165,000 $ 61,000
Calloway, Kentucky 3 $ 455,000 $ 151,666 $ 58,000
Fleming, Kentucky 3 $ 315,000 $ 105,000 $ 54,000
Greenup, Kentucky 3 $ 515,000 $ 171,666 $ 99,000
Harlan, Kentucky 3 $ 235,000 $ 78,333 $ 32,000
Hart, Kentucky 3 $ 325,000 $ 108,333 $ 46,000
Mercer, Kentucky 3 $ 495,000 $ 165,000 $ 73,000
Simpson, Kentucky 3 $ 615,000 $ 205,000 $ 49,000
Mackinac, Michigan 3 $ 325,000 $ 108,333 $ 41,000
Saginaw, Michigan 3 $ 615,000 $ 205,000 $ 95,000
Shiawassee, Michigan 3 $ 335,000 $ 111,666 $ 63,000
Wexford, Michigan 3 $ 355,000 $ 118,333 $ 38,000
Callaway, Missouri 3 $ 545,000 $ 181,666 $ 69,000
Cape Girardeau, Missouri 3 $ 635,000 $ 211,666 $ 108,000
Christian, Missouri 3 $ 465,000 $ 155,000 $ 76,000
Crawford, Missouri 3 $ 645,000 $ 215,000 $ 131,000
Taney, Missouri 3 $ 435,000 $ 145,000 $ 92,000
Webster, Missouri 3 $ 525,000 $ 175,000 $ 49,000
Dona Ana, New Mexico 3 $ 725,000 $ 241,666 $ 26,000
Burke, North Carolina 3 $ 355,000 $ 118,333 $ 92,000
Cleveland, North Carolina 3 $ 435,000 $ 145,000 $ 45,000
Craven, North Carolina 3 $ 205,000 $ 68,333 $ 49,000
Duplin, North Carolina 3 $ 585,000 $ 195,000 $ 76,000
Watauga, North Carolina 3 $ 855,000 $ 285,000 $ 54,000
Wayne, North Carolina 3 $ 475,000 $ 158,333 $ 103,000
Knox, Ohio 3 $ 425,000 $ 141,666 $ 69,000
Madison, Ohio 3 $ 685,000 $ 228,333 $ 74,000
Montgomery, Ohio 3 $ 315,000 $ 105,000 $ 50,000
Wyandot, Ohio 3 $ 375,000 $ 125,000 $ 43,000
Cambria, Pennsylvania 3 $ 415,000 $ 138,333 $ 49,000
Centre, Pennsylvania 3 $ 725,000 $ 241,666 $ 78,000
Dauphin, Pennsylvania 3 $ 415,000 $ 138,333 $ 102,000
Fayette, Pennsylvania 3 $ 365,000 $ 121,666 $ 52,000
Mifflin, Pennsylvania 3 $ 405,000 $ 135,000 $ 66,000
Montour, Pennsylvania 3 $ 665,000 $ 221,666 $ 78,000
Perry, Pennsylvania 3 $ 385,000 $ 128,333 $ 42,000
Carter, Tennessee 3 $ 405,000 $ 135,000 $ 44,000
Loudon, Tennessee 3 $ 465,000 $ 155,000 $ 66,000
Collin, Texas 3 $ 915,000 $ 305,000 $ 122,000
Deaf Smith, Texas 3 $ 335,000 $ 111,666 $ 52,000
Grant, Washington 3 $ 895,000 $ 298,333 $ 107,000
Mason, Washington 3 $ 605,000 $ 201,666 $ 79,000
Randolph, Alabama 2 $ 490,000 $ 245,000 $ 120,000
Cochise, Arizona 2 $ 400,000 $ 200,000 $ 66,000
Boone, Arkansas 2 $ 260,000 $ 130,000 $ 57,000
Lonoke, Arkansas 2 $ 190,000 $ 95,000 $ 51,000
Saline, Arkansas 2 $ 260,000 $ 130,000 $ 61,000
Amador, California 2 $ 340,000 $ 170,000 $ 64,000
Calaveras, California 2 $ 440,000 $ 220,000 $ 73,000
La Plata, Colorado 2 $ 390,000 $ 195,000 $ 67,000
Montrose, Colorado 2 $ 390,000 $ 195,000 $ 72,000
Ouray, Colorado 2 $ 570,000 $ 285,000 $ 156,000
Park, Colorado 2 $ 610,000 $ 305,000 $ 138,000
Summit, Colorado 2 $ 1,070,000 $ 535,000 $ 89,000
Baker, Florida 2 $ 400,000 $ 200,000 $ 62,000
Okeechobee, Florida 2 $ 360,000 $ 180,000 $ 64,000
Suwannee, Florida 2 $ 200,000 $ 100,000 $ 29,000
Washington, Florida 2 $ 380,000 $ 190,000 $ 96,000
Glynn, Georgia 2 $ 410,000 $ 205,000 $ 46,000
Lowndes, Georgia 2 $ 160,000 $ 80,000 $ 63,000
Meriwether, Georgia 2 $ 810,000 $ 405,000 $ 59,000
Thomas, Georgia 2 $ 620,000 $ 310,000 $ 101,000
Tift, Georgia 2 $ 210,000 $ 105,000 $ 59,000
Sangamon, Illinois 2 $ 200,000 $ 100,000 $ 59,000
Carroll, Indiana 2 $ 390,000 $ 195,000 $ 93,000
Clinton, Indiana 2 $ 450,000 $ 225,000 $ 75,000
Delaware, Indiana 2 $ 340,000 $ 170,000 $ 78,000
Gibson, Indiana 2 $ 320,000 $ 160,000 $ 80,000
Henry, Indiana 2 $ 360,000 $ 180,000 $ 114,000
Kosciusko, Indiana 2 $ 310,000 $ 155,000 $ 98,000
Newton, Indiana 2 $ 350,000 $ 175,000 $ 54,000
Owen, Indiana 2 $ 160,000 $ 80,000 $ 89,000
Scott, Indiana 2 $ 170,000 $ 85,000 $ 127,000
Shelby, Indiana 2 $ 180,000 $ 90,000 $ 63,000
Starke, Indiana 2 $ 140,000 $ 70,000 $ 31,000
White, Indiana 2 $ 330,000 $ 165,000 $ 63,000
Whitley, Indiana 2 $ 130,000 $ 65,000 $ 65,000
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Mortgage Loan Application Detail Totals for Top Flite Financial, Inc. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 6,077 $1,531,695,000 $252,000 $1,755,000 $95,000 $2,040,000
Home Purchase 1,860 $356,785,000 $191,000 $1,755,000 $77,000 $2,376,000
Refinancing 1,796 $495,150,000 $275,000 $1,765,000 $109,000 $2,040,000
Other Purpose 466 $100,570,000 $215,000 $1,545,000 $98,000 $2,520,000
Home Improvement 15 $2,885,000 $192,000 $485,000 $75,000 $185,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,702 $1,832,220,000 $237,000 $1,765,000 $92,000 $2,142,000
Hispanic 930 $242,630,000 $260,000 $1,195,000 $88,000 $1,080,000
Not Provided 663 $178,385,000 $269,000 $1,205,000 $119,000 $2,520,000
Black or African American 616 $137,025,000 $222,000 $945,000 $88,000 $2,040,000
Asian 216 $72,680,000 $336,000 $1,205,000 $130,000 $1,770,000
American Indian or Alaskan Native 48 $11,140,000 $232,000 $615,000 $83,000 $295,000
Native Hawaiian or Other Pacific Islander 19 $5,855,000 $308,000 $745,000 $106,000 $316,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 4,612 $1,004,530,000 $217,000 $1,335,000 $85,000 $2,520,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,390 $1,224,475,000 $278,000 $1,765,000 $111,000 $2,142,000
VA-guaranteed (Veterans Administration) 776 $199,420,000 $256,000 $1,235,000 $79,000 $359,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 436 $58,660,000 $134,000 $455,000 $48,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 5,579 $1,402,860,000 $251,000 $1,755,000 $99,000 $2,520,000
Loan Originated 3,008 $688,620,000 $228,000 $1,205,000 $88,000 $1,134,000
Application Denied By Financial Institution 1,248 $301,560,000 $241,000 $1,765,000 $86,000 $2,376,000
File Closed For Incompleteness 262 $67,890,000 $259,000 $1,275,000 $97,000 $748,000
Application Approved But Not Accepted 117 $26,155,000 $223,000 $775,000 $91,000 $332,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,966 $2,185,525,000 $243,000 $1,755,000 $95,000 $2,520,000
Debt-To-Income Ratio 588 $152,080,000 $258,000 $1,765,000 $75,000 $1,091,000
Credit History 426 $97,330,000 $228,000 $1,055,000 $101,000 $2,376,000
Collateral 111 $23,745,000 $213,000 $1,755,000 $86,000 $588,000
Other 76 $20,310,000 $267,000 $1,505,000 $94,000 $350,000
Unverifiable Information 39 $6,585,000 $168,000 $455,000 $82,000 $701,000
Credit Application Incomplete 3 $415,000 $138,000 $205,000 $58,000 $84,000
Employment History 3 $675,000 $225,000 $315,000 $65,000 $72,000
Insufficient Cash (Downpayment, Closing Cost) 2 $420,000 $210,000 $235,000 $42,000 $64,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Top Flite Financial, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Top Flite Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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