Total Quality Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Total Quality Financial, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Total Quality Financial, Inc. 2600 Michelson Dr #700 Tustin, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 |
| Total Number of Mortgage Applications | 813 |
| Total Mortgage Loan Application Amount | $327,745,000 |
| Average Mortgage Loan Application Amount | $364,750 |
| Highest Mortgage Loan Application Amount | $1,785,000 |
| Average Applicant Income | $122,500 |
| Highest Applicant Income | $3,220,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Total Quality Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Total Quality Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Total Quality Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Total Quality Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Total Quality Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Total Quality Financial, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 106 | $ 62,340,000 | $ 588,000 | $ 182,000 |
| Riverside County California | 99 | $ 43,125,000 | $ 435,000 | $ 127,000 |
| Clark County Nevada | 57 | $ 21,265,000 | $ 373,000 | $ 126,000 |
| Los Angeles County California | 54 | $ 26,370,000 | $ 488,000 | $ 128,000 |
| San Bernardino County California | 54 | $ 19,370,000 | $ 358,000 | $ 113,000 |
| San Diego County California | 20 | $ 13,130,000 | $ 656,000 | $ 157,000 |
| Maricopa County Arizona | 15 | $ 5,695,000 | $ 379,000 | $ 170,000 |
| Davidson County Tennessee | 12 | $ 4,980,000 | $ 415,000 | $ 183,000 |
| Sacramento County California | 11 | $ 3,225,000 | $ 293,000 | $ 77,000 |
| Washoe County Nevada | 10 | $ 3,640,000 | $ 364,000 | $ 138,000 |
| Hamilton County Indiana | 9 | $ 3,935,000 | $ 437,000 | $ 220,000 |
| Harris County Texas | 8 | $ 1,340,000 | $ 167,000 | $ 73,000 |
| Cook County Illinois | 6 | $ 1,520,000 | $ 253,000 | $ 89,000 |
| Philadelphia County Pennsylvania | 6 | $ 1,500,000 | $ 250,000 | $ 82,000 |
| Williamson County Tennessee | 6 | $ 4,070,000 | $ 678,000 | $ 479,000 |
| King County Washington | 6 | $ 2,220,000 | $ 370,000 | $ 107,000 |
| Yavapai County Arizona | 5 | $ 1,675,000 | $ 335,000 | $ 123,000 |
| Fresno County California | 5 | $ 1,745,000 | $ 349,000 | $ 136,000 |
| Santa Clara County California | 5 | $ 3,855,000 | $ 771,000 | $ 222,000 |
| Contra Costa County California | 4 | $ 1,750,000 | $ 437,000 | $ 118,000 |
| Ventura County California | 4 | $ 2,500,000 | $ 625,000 | $ 147,000 |
| Broward County Florida | 4 | $ 1,310,000 | $ 327,000 | $ 77,000 |
| Miami-Dade County Florida | 4 | $ 1,680,000 | $ 420,000 | $ 156,000 |
| Washington County Oregon | 4 | $ 1,880,000 | $ 470,000 | $ 216,000 |
| Rutherford County Tennessee | 4 | $ 1,960,000 | $ 490,000 | $ 121,000 |
| Bexar County Texas | 4 | $ 1,500,000 | $ 375,000 | $ 132,000 |
| Montgomery County Texas | 4 | $ 1,280,000 | $ 320,000 | $ 91,000 |
| Nueces County Texas | 4 | $ 500,000 | $ 125,000 | $ 141,000 |
| Smith County Texas | 4 | $ 740,000 | $ 185,000 | $ 108,000 |
| Tarrant County Texas | 4 | $ 1,550,000 | $ 387,000 | $ 124,000 |
| Kern County California | 3 | $ 1,055,000 | $ 351,000 | $ 119,000 |
| San Joaquin County California | 3 | $ 1,415,000 | $ 471,000 | $ 111,000 |
| Tulare County California | 3 | $ 1,205,000 | $ 401,000 | $ 111,000 |
| Adams County Colorado | 3 | $ 1,305,000 | $ 435,000 | $ 71,000 |
| Brevard County Florida | 3 | $ 855,000 | $ 285,000 | $ 98,000 |
| Hillsborough County Florida | 3 | $ 825,000 | $ 275,000 | $ 69,000 |
| Palm Beach County Florida | 3 | $ 645,000 | $ 215,000 | $ 130,000 |
| Pinellas County Florida | 3 | $ 855,000 | $ 285,000 | $ 92,000 |
| Polk County Florida | 3 | $ 1,445,000 | $ 481,000 | $ 165,000 |
| Cobb County Georgia | 3 | $ 895,000 | $ 298,000 | $ 81,000 |
| Kootenai County Idaho | 3 | $ 1,155,000 | $ 385,000 | $ 93,000 |
| Nye County Nevada | 3 | $ 775,000 | $ 258,000 | $ 73,000 |
| Cuyahoga County Ohio | 3 | $ 485,000 | $ 161,000 | $ 150,000 |
| Allegheny County Pennsylvania | 3 | $ 1,105,000 | $ 368,000 | $ 159,000 |
| Charleston County South Carolina | 3 | $ 1,425,000 | $ 475,000 | $ 186,000 |
| Lexington County South Carolina | 3 | $ 1,165,000 | $ 388,000 | $ 80,000 |
| Montgomery County Tennessee | 3 | $ 385,000 | $ 128,000 | $ 182,000 |
| Shelby County Tennessee | 3 | $ 915,000 | $ 305,000 | $ 135,000 |
| Fort Bend County Texas | 3 | $ 985,000 | $ 328,000 | $ 171,000 |
| Spokane County Washington | 3 | $ 875,000 | $ 291,000 | $ 66,000 |
| Mohave County Arizona | 2 | $ 820,000 | $ 410,000 | $ 168,000 |
| Napa County California | 2 | $ 1,890,000 | $ 945,000 | $ 171,000 |
| San Mateo County California | 2 | $ 310,000 | $ 155,000 | $ 324,000 |
| Santa Barbara County California | 2 | $ 1,030,000 | $ 515,000 | $ 109,000 |
| Arapahoe County Colorado | 2 | $ 870,000 | $ 435,000 | $ 121,000 |
| Douglas County Colorado | 2 | $ 670,000 | $ 335,000 | $ 103,000 |
| El Paso County Colorado | 2 | $ 800,000 | $ 400,000 | $ 74,000 |
| Jefferson County Colorado | 2 | $ 870,000 | $ 435,000 | $ 64,000 |
| Leon County Florida | 2 | $ 270,000 | $ 135,000 | $ 120,000 |
| Santa Rosa County Florida | 2 | $ 570,000 | $ 285,000 | $ 60,000 |
| Fulton County Georgia | 2 | $ 780,000 | $ 390,000 | $ 87,000 |
| Gwinnett County Georgia | 2 | $ 620,000 | $ 310,000 | $ 50,000 |
| Walton County Georgia | 2 | $ 940,000 | $ 470,000 | $ 163,000 |
| DuPage County Illinois | 2 | $ 770,000 | $ 385,000 | $ 143,000 |
| Hennepin County Minnesota | 2 | $ 730,000 | $ 365,000 | $ 104,000 |
| Johnston County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 74,000 |
| Mecklenburg County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 70,000 |
| Lane County Oregon | 2 | $ 520,000 | $ 260,000 | $ 62,000 |
| Horry County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 39,000 |
| Spartanburg County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 83,000 |
| Hamilton County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 49,000 |
| Sevier County Tennessee | 2 | $ 830,000 | $ 415,000 | $ 92,000 |
| Sumner County Tennessee | 2 | $ 560,000 | $ 280,000 | $ 86,000 |
| Denton County Texas | 2 | $ 1,170,000 | $ 585,000 | $ 183,000 |
| El Paso County Texas | 2 | $ 450,000 | $ 225,000 | $ 92,000 |
| Hays County Texas | 2 | $ 690,000 | $ 345,000 | $ 98,000 |
| Hidalgo County Texas | 2 | $ 460,000 | $ 230,000 | $ 43,000 |
| Johnson County Texas | 2 | $ 310,000 | $ 155,000 | $ 161,000 |
| Lampasas County Texas | 2 | $ 770,000 | $ 385,000 | $ 77,000 |
| Taylor County Texas | 2 | $ 270,000 | $ 135,000 | $ 37,000 |
| Waller County Texas | 2 | $ 970,000 | $ 485,000 | $ 123,000 |
| Wichita County Texas | 2 | $ 210,000 | $ 105,000 | $ 64,000 |
| Lincoln County Washington | 2 | $ 730,000 | $ 365,000 | $ 210,000 |
| Pierce County Washington | 2 | $ 470,000 | $ 235,000 | $ 65,000 |
| Morgan County Alabama | 1 | $ 315,000 | $ 315,000 | $ 111,000 |
| Cochise County Arizona | 1 | $ 275,000 | $ 275,000 | $ 117,000 |
| Gila County Arizona | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Pima County Arizona | 1 | $ 335,000 | $ 335,000 | $ 70,000 |
| Pinal County Arizona | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Yuma County Arizona | 1 | $ 285,000 | $ 285,000 | $ 206,000 |
| Alameda County California | 1 | $ 645,000 | $ 645,000 | $ 230,000 |
| El Dorado County California | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| Lake County California | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Madera County California | 1 | $ 475,000 | $ 475,000 | $ 111,000 |
| Monterey County California | 1 | $ 1,375,000 | $ 1,375,000 | $ 570,000 |
| Placer County California | 1 | $ 675,000 | $ 675,000 | $ 140,000 |
| Plumas County California | 1 | $ 485,000 | $ 485,000 | $ 162,000 |
| Santa Cruz County California | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Solano County California | 1 | $ 555,000 | $ 555,000 | $ 73,000 |
| Yolo County California | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Boulder County Colorado | 1 | $ 735,000 | $ 735,000 | $ 365,000 |
| Broomfield County Colorado | 1 | $ 385,000 | $ 385,000 | $ 87,000 |
| Denver County Colorado | 1 | $ 165,000 | $ 165,000 | $ 25,000 |
| Eagle County Colorado | 1 | $ 315,000 | $ 315,000 | $ 365,000 |
| Elbert County Colorado | 1 | $ 565,000 | $ 565,000 | $ 162,000 |
| Larimer County Colorado | 1 | $ 485,000 | $ 485,000 | $ 150,000 |
| Montezuma County Colorado | 1 | $ 135,000 | $ 135,000 | $ 19,000 |
| Pueblo County Colorado | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Summit County Colorado | 1 | $ 175,000 | $ 175,000 | $ 365,000 |
| Clay County Florida | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Duval County Florida | 1 | $ 185,000 | $ 185,000 | $ 291,000 |
| Hendry County Florida | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Lake County Florida | 1 | $ 145,000 | $ 145,000 | $ 21,000 |
| Lee County Florida | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Okaloosa County Florida | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Orange County Florida | 1 | $ 245,000 | $ 245,000 | $ 49,000 |
| Osceola County Florida | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Volusia County Florida | 1 | $ 305,000 | $ 305,000 | $ 127,000 |
| Bulloch County Georgia | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Cherokee County Georgia | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| DeKalb County Georgia | 1 | $ 215,000 | $ 215,000 | $ 280,000 |
| Douglas County Georgia | 1 | $ 295,000 | $ 295,000 | $ 76,000 |
| Fayette County Georgia | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Rabun County Georgia | 1 | $ 395,000 | $ 395,000 | $ 220,000 |
| Ada County Idaho | 1 | $ 525,000 | $ 525,000 | $ 132,000 |
| Bonner County Idaho | 1 | $ 455,000 | $ 455,000 | $ 62,000 |
| Canyon County Idaho | 1 | $ 185,000 | $ 185,000 | $ 31,000 |
| Idaho County Idaho | 1 | $ 265,000 | $ 265,000 | $ 48,000 |
| Madison County Illinois | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Elkhart County Indiana | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| LaGrange County Indiana | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| Avoyelles County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Baltimore City County Maryland | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| Charles County Maryland | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| Howard County Maryland | 1 | $ 645,000 | $ 645,000 | $ 156,000 |
| Prince George's County Maryland | 1 | $ 285,000 | $ 285,000 | $ 264,000 |
| St. Mary's County Maryland | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Jackson County Missouri | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Roosevelt County Montana | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Silver Bow County Montana | 1 | $ 395,000 | $ 395,000 | $ 87,000 |
| Carson City County Nevada | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Elko County Nevada | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Ashe County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Cabarrus County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 181,000 |
| Craven County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 176,000 |
| Cumberland County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Currituck County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 64,000 |
| Dare County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Davidson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Duplin County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 24,000 |
| Durham County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 300,000 |
| Harnett County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Haywood County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Iredell County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 138,000 |
| Onslow County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Pitt County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Stokes County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Surry County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| Franklin County Ohio | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Hamilton County Ohio | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Lucas County Ohio | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Wayne County Ohio | 1 | $ 425,000 | $ 425,000 | $ 325,000 |
| Wood County Ohio | 1 | $ 435,000 | $ 435,000 | $ 127,000 |
| Rogers County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 276,000 |
| Baker County Oregon | 1 | $ 105,000 | $ 105,000 | $ 3,220,000 |
| Clatsop County Oregon | 1 | $ 455,000 | $ 455,000 | $ 160,000 |
| Deschutes County Oregon | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Marion County Oregon | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 154,000 |
| Dauphin County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 20,000 |
| Franklin County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 311,000 |
| Lackawanna County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Monroe County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Montgomery County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 49,000 |
| York County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Berkeley County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Orangeburg County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Richland County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Williamsburg County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 145,000 |
| Bradley County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Coffee County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 60,000 |
| Cumberland County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 94,000 |
| Hawkins County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 630,000 |
| Maury County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Robertson County Tennessee | 1 | $ 635,000 | $ 635,000 | $ 203,000 |
| Angelina County Texas | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Bell County Texas | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Brazoria County Texas | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Collin County Texas | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Comal County Texas | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Dallas County Texas | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Eastland County Texas | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Hockley County Texas | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Lubbock County Texas | 1 | $ 155,000 | $ 155,000 | $ 188,000 |
| McLennan County Texas | 1 | $ 185,000 | $ 185,000 | $ 176,000 |
| Midland County Texas | 1 | $ 295,000 | $ 295,000 | $ 225,000 |
| Parker County Texas | 1 | $ 415,000 | $ 415,000 | $ 146,000 |
| San Patricio County Texas | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| Tom Green County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Upshur County Texas | 1 | $ 165,000 | $ 165,000 | $ 217,000 |
| Williamson County Texas | 1 | $ 455,000 | $ 455,000 | $ 176,000 |
| Wilson County Texas | 1 | $ 445,000 | $ 445,000 | $ 160,000 |
| Benton County Washington | 1 | $ 475,000 | $ 475,000 | $ 153,000 |
Mortgage Loan Application Detail Totals for Total Quality Financial, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 369 | $173,975,000 | $471,000 | $1,745,000 | $159,000 | $2,163,000 |
| Cash-out Refinancing | 237 | $82,205,000 | $346,000 | $1,375,000 | $123,000 | $3,220,000 |
| Refinancing | 152 | $56,690,000 | $372,000 | $1,785,000 | $132,000 | $1,032,000 |
| Home Improvement | 55 | $14,875,000 | $270,000 | $685,000 | $76,000 | $324,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 298 | $107,190,000 | $359,000 | $1,785,000 | $118,000 | $1,032,000 |
| White | 297 | $129,485,000 | $435,000 | $1,505,000 | $165,000 | $3,220,000 |
| Hispanic | 127 | $50,525,000 | $397,000 | $925,000 | $113,000 | $511,000 |
| Asian | 38 | $18,780,000 | $494,000 | $1,745,000 | $152,000 | $470,000 |
| Black or African American | 32 | $10,640,000 | $332,000 | $785,000 | $117,000 | $291,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,365,000 | $455,000 | $645,000 | $97,000 | $133,000 |
| Not applicable | 3 | $1,215,000 | $405,000 | $795,000 | $313,000 | $327,000 |
| American Indian or Alaskan Native | 1 | $285,000 | $285,000 | $285,000 | $103,000 | $103,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 632 | $260,050,000 | $411,000 | $1,785,000 | $150,000 | $3,220,000 |
| FHA-insured (Federal Housing Administration) | 101 | $35,265,000 | $349,000 | $835,000 | $92,000 | $209,000 |
| VA-guaranteed (Veterans Administration) | 80 | $32,430,000 | $405,000 | $1,305,000 | $101,000 | $254,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 392 | $154,930,000 | $395,000 | $1,745,000 | $138,000 | $3,220,000 |
| Loan Originated | 353 | $149,905,000 | $424,000 | $1,495,000 | $145,000 | $776,000 |
| Application Denied By Financial Institution | 60 | $20,540,000 | $342,000 | $1,785,000 | $104,000 | $450,000 |
| File Closed For Incompleteness | 7 | $1,925,000 | $275,000 | $485,000 | $71,000 | $96,000 |
| Application Approved But Not Accepted | 1 | $445,000 | $445,000 | $445,000 | $86,000 | $86,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 753 | $307,205,000 | $407,000 | $1,745,000 | $140,000 | $3,220,000 |
| Credit Application Incomplete | 26 | $7,800,000 | $300,000 | $645,000 | $99,000 | $220,000 |
| Debt-To-Income Ratio | 15 | $5,965,000 | $397,000 | $1,785,000 | $114,000 | $450,000 |
| Credit History | 5 | $1,315,000 | $263,000 | $425,000 | $80,000 | $198,000 |
| Unverifiable Information | 5 | $2,605,000 | $521,000 | $1,305,000 | $111,000 | $228,000 |
| Collateral | 4 | $1,070,000 | $267,000 | $375,000 | $93,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $825,000 | $275,000 | $305,000 | $167,000 | $206,000 |
| Other | 1 | $215,000 | $215,000 | $215,000 | $80,000 | $80,000 |
| Employment History | 1 | $745,000 | $745,000 | $745,000 | $125,000 | $125,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Total Quality Financial, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Total Quality Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.