Tower Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Tower Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tower Federal Credit Union 7901 Sandy Spring Road Laurel, MD 20707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,906 |
| Total Mortgage Loan Application Amount | $424,768,000 |
| Average Mortgage Loan Application Amount | $189,000 |
| Highest Mortgage Loan Application Amount | $834,000 |
| Average Applicant Income | $121,333 |
| Highest Applicant Income | $1,595,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Tower Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tower Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Tower Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tower Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Tower Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tower Federal Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anne Arundel County Maryland | 635 | $ 143,904,000 | $ 226,000 | $ 124,000 |
| Howard County Maryland | 344 | $ 84,793,000 | $ 246,000 | $ 146,000 |
| Baltimore County Maryland | 149 | $ 28,877,000 | $ 193,000 | $ 109,000 |
| Carroll County Maryland | 122 | $ 28,177,000 | $ 230,000 | $ 138,000 |
| Prince George's County Maryland | 88 | $ 18,924,000 | $ 215,000 | $ 128,000 |
| Montgomery County Maryland | 65 | $ 17,097,000 | $ 263,000 | $ 144,000 |
| Baltimore City County Maryland | 59 | $ 10,536,000 | $ 178,000 | $ 108,000 |
| Queen Anne's County Maryland | 29 | $ 7,370,000 | $ 254,000 | $ 112,000 |
| Frederick County Maryland | 27 | $ 6,509,000 | $ 241,000 | $ 153,000 |
| Harford County Maryland | 26 | $ 6,250,000 | $ 240,000 | $ 135,000 |
| York County Pennsylvania | 22 | $ 3,587,000 | $ 163,000 | $ 143,000 |
| District of Columbia County District Of Columbia | 15 | $ 3,122,000 | $ 208,000 | $ 123,000 |
| Sussex County Delaware | 12 | $ 2,466,000 | $ 205,000 | $ 114,000 |
| Columbia County Georgia | 12 | $ 1,995,000 | $ 166,000 | $ 141,000 |
| Calvert County Maryland | 12 | $ 3,301,000 | $ 275,000 | $ 129,000 |
| Worcester County Maryland | 12 | $ 2,665,000 | $ 222,000 | $ 168,000 |
| Fairfax County Virginia | 12 | $ 2,787,000 | $ 232,000 | $ 130,000 |
| Bexar County Texas | 10 | $ 2,353,000 | $ 235,000 | $ 148,000 |
| Adams County Pennsylvania | 8 | $ 1,892,000 | $ 236,000 | $ 122,000 |
| Loudoun County Virginia | 8 | $ 1,967,000 | $ 245,000 | $ 117,000 |
| Sumter County Florida | 7 | $ 1,568,000 | $ 224,000 | $ 118,000 |
| Caroline County Maryland | 6 | $ 1,018,000 | $ 169,000 | $ 101,000 |
| Horry County South Carolina | 6 | $ 987,000 | $ 164,000 | $ 130,000 |
| Charles County Maryland | 5 | $ 1,455,000 | $ 291,000 | $ 141,000 |
| Prince William County Virginia | 5 | $ 1,081,000 | $ 216,000 | $ 105,000 |
| Arapahoe County Colorado | 4 | $ 907,000 | $ 226,000 | $ 185,000 |
| Hillsborough County Florida | 4 | $ 893,000 | $ 223,000 | $ 156,000 |
| St. Mary's County Maryland | 4 | $ 915,000 | $ 228,000 | $ 119,000 |
| Wake County North Carolina | 4 | $ 895,000 | $ 223,000 | $ 120,000 |
| Douglas County Colorado | 3 | $ 1,045,000 | $ 348,000 | $ 129,000 |
| New Castle County Delaware | 3 | $ 539,000 | $ 179,000 | $ 134,000 |
| Polk County Florida | 3 | $ 358,000 | $ 119,000 | $ 99,000 |
| Talbot County Maryland | 3 | $ 189,000 | $ 63,000 | $ 79,000 |
| Mecklenburg County North Carolina | 3 | $ 918,000 | $ 306,000 | $ 134,000 |
| Tarrant County Texas | 3 | $ 521,000 | $ 173,000 | $ 106,000 |
| Salt Lake County Utah | 3 | $ 680,000 | $ 226,000 | $ 217,000 |
| Arlington County Virginia | 3 | $ 1,045,000 | $ 348,000 | $ 102,000 |
| Bedford County Virginia | 3 | $ 750,000 | $ 250,000 | $ 103,000 |
| Jefferson County West Virginia | 3 | $ 1,138,000 | $ 379,000 | $ 139,000 |
| Maricopa County Arizona | 2 | $ 206,000 | $ 103,000 | $ 66,000 |
| Elbert County Colorado | 2 | $ 588,000 | $ 294,000 | $ 192,000 |
| Broward County Florida | 2 | $ 530,000 | $ 265,000 | $ 93,000 |
| Flagler County Florida | 2 | $ 266,000 | $ 133,000 | $ 96,000 |
| Manatee County Florida | 2 | $ 375,000 | $ 187,000 | $ 237,000 |
| Osceola County Florida | 2 | $ 230,000 | $ 115,000 | $ 51,000 |
| Allegany County Maryland | 2 | $ 47,000 | $ 23,000 | $ 45,000 |
| Dorchester County Maryland | 2 | $ 514,000 | $ 257,000 | $ 65,000 |
| Garrett County Maryland | 2 | $ 203,000 | $ 101,000 | $ 129,000 |
| Wicomico County Maryland | 2 | $ 215,000 | $ 107,000 | $ 83,000 |
| Washtenaw County Michigan | 2 | $ 225,000 | $ 112,000 | $ 112,000 |
| Clark County Nevada | 2 | $ 313,000 | $ 156,000 | $ 76,000 |
| Essex County New Jersey | 2 | $ 608,000 | $ 304,000 | $ 95,000 |
| Brunswick County North Carolina | 2 | $ 295,000 | $ 147,000 | $ 121,000 |
| Guilford County North Carolina | 2 | $ 576,000 | $ 288,000 | $ 133,000 |
| Johnston County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 124,000 |
| New Hanover County North Carolina | 2 | $ 495,000 | $ 247,000 | $ 124,000 |
| Allegheny County Pennsylvania | 2 | $ 288,000 | $ 144,000 | $ 91,000 |
| Centre County Pennsylvania | 2 | $ 391,000 | $ 195,000 | $ 98,000 |
| Dauphin County Pennsylvania | 2 | $ 369,000 | $ 184,000 | $ 140,000 |
| Beaufort County South Carolina | 2 | $ 296,000 | $ 148,000 | $ 159,000 |
| Collin County Texas | 2 | $ 342,000 | $ 171,000 | $ 73,000 |
| James City County Virginia | 2 | $ 524,000 | $ 262,000 | $ 118,000 |
| Yakima County Washington | 2 | $ 249,000 | $ 124,000 | $ 55,000 |
| Berkeley County West Virginia | 2 | $ 217,000 | $ 108,000 | $ 158,000 |
| Dale County Alabama | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Franklin County Alabama | 1 | $ 150,000 | $ 150,000 | $ 145,000 |
| Houston County Alabama | 1 | $ 35,000 | $ 35,000 | $ 273,000 |
| Madison County Alabama | 1 | $ 57,000 | $ 57,000 | $ 56,000 |
| Pima County Arizona | 1 | $ 172,000 | $ 172,000 | $ 171,000 |
| Pinal County Arizona | 1 | $ 5,000 | $ 5,000 | $ 52,000 |
| Benton County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Santa Clara County California | 1 | $ 784,000 | $ 784,000 | $ 256,000 |
| Jefferson County Colorado | 1 | $ 139,000 | $ 139,000 | $ 51,000 |
| Larimer County Colorado | 1 | $ 223,000 | $ 223,000 | $ 155,000 |
| Weld County Colorado | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| New Haven County Connecticut | 1 | $ 224,000 | $ 224,000 | $ 192,000 |
| Kent County Delaware | 1 | $ 20,000 | $ 20,000 | $ 66,000 |
| Brevard County Florida | 1 | $ 72,000 | $ 72,000 | $ 122,000 |
| Duval County Florida | 1 | $ 151,000 | $ 151,000 | $ 98,000 |
| Highlands County Florida | 1 | $ 54,000 | $ 54,000 | $ 61,000 |
| Lake County Florida | 1 | $ 50,000 | $ 50,000 | $ 137,000 |
| Lee County Florida | 1 | $ 239,000 | $ 239,000 | $ 184,000 |
| Martin County Florida | 1 | $ 220,000 | $ 220,000 | $ 250,000 |
| Miami-Dade County Florida | 1 | $ 368,000 | $ 368,000 | $ 133,000 |
| Pinellas County Florida | 1 | $ 10,000 | $ 10,000 | $ 76,000 |
| Sarasota County Florida | 1 | $ 194,000 | $ 194,000 | $ 100,000 |
| Seminole County Florida | 1 | $ 26,000 | $ 26,000 | $ 140,000 |
| St. Johns County Florida | 1 | $ 178,000 | $ 178,000 | $ 120,000 |
| Volusia County Florida | 1 | $ 54,000 | $ 54,000 | $ 47,000 |
| Camden County Georgia | 1 | $ 312,000 | $ 312,000 | $ 200,000 |
| Cobb County Georgia | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Douglas County Georgia | 1 | $ 262,000 | $ 262,000 | $ 173,000 |
| Gwinnett County Georgia | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| Peach County Georgia | 1 | $ 162,000 | $ 162,000 | $ 100,000 |
| Polk County Georgia | 1 | $ 152,000 | $ 152,000 | $ 158,000 |
| Putnam County Georgia | 1 | $ 178,000 | $ 178,000 | $ 235,000 |
| Richmond County Georgia | 1 | $ 80,000 | $ 80,000 | $ 126,000 |
| Kauai County Hawaii | 1 | $ 559,000 | $ 559,000 | $ 542,000 |
| Bonner County Idaho | 1 | $ 291,000 | $ 291,000 | $ 86,000 |
| Kane County Illinois | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| St. Clair County Illinois | 1 | $ 170,000 | $ 170,000 | $ 106,000 |
| Marion County Indiana | 1 | $ 238,000 | $ 238,000 | $ 204,000 |
| Monroe County Indiana | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| Kenton County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Iberville County Louisiana | 1 | $ 252,000 | $ 252,000 | $ 117,000 |
| St. James County Louisiana | 1 | $ 221,000 | $ 221,000 | $ 129,000 |
| Knox County Maine | 1 | $ 82,000 | $ 82,000 | $ 74,000 |
| Cecil County Maryland | 1 | $ 263,000 | $ 263,000 | $ 66,000 |
| Somerset County Maryland | 1 | $ 160,000 | $ 160,000 | $ 240,000 |
| Washington County Maryland | 1 | $ 184,000 | $ 184,000 | $ 92,000 |
| Macomb County Michigan | 1 | $ 76,000 | $ 76,000 | $ 149,000 |
| Muskegon County Michigan | 1 | $ 86,000 | $ 86,000 | $ 277,000 |
| Dakota County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 139,000 |
| Ramsey County Minnesota | 1 | $ 626,000 | $ 626,000 | $ 206,000 |
| Scott County Minnesota | 1 | $ 281,000 | $ 281,000 | $ 105,000 |
| St. Louis County Missouri | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Douglas County Nebraska | 1 | $ 278,000 | $ 278,000 | $ 133,000 |
| Elko County Nevada | 1 | $ 76,000 | $ 76,000 | $ 58,000 |
| Merrimack County New Hampshire | 1 | $ 285,000 | $ 285,000 | $ 169,000 |
| Mercer County New Jersey | 1 | $ 343,000 | $ 343,000 | $ 162,000 |
| Monmouth County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 168,000 |
| Somerset County New Jersey | 1 | $ 196,000 | $ 196,000 | $ 52,000 |
| Allegany County New York | 1 | $ 70,000 | $ 70,000 | $ 74,000 |
| Dutchess County New York | 1 | $ 306,000 | $ 306,000 | $ 160,000 |
| Jefferson County New York | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Onondaga County New York | 1 | $ 73,000 | $ 73,000 | $ 67,000 |
| Ontario County New York | 1 | $ 132,000 | $ 132,000 | $ 143,000 |
| Seneca County New York | 1 | $ 167,000 | $ 167,000 | $ 108,000 |
| Alamance County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 64,000 |
| Buncombe County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 98,000 |
| Catawba County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 208,000 |
| Cleveland County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 42,000 |
| Cumberland County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 126,000 |
| Dare County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 253,000 |
| Forsyth County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 44,000 |
| Pasquotank County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 85,000 |
| Rockingham County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 53,000 |
| Transylvania County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 108,000 |
| Union County North Carolina | 1 | $ 388,000 | $ 388,000 | $ 123,000 |
| Watauga County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 23,000 |
| Cuyahoga County Ohio | 1 | $ 74,000 | $ 74,000 | $ 63,000 |
| Wood County Ohio | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Payne County Oklahoma | 1 | $ 114,000 | $ 114,000 | $ 84,000 |
| Tulsa County Oklahoma | 1 | $ 189,000 | $ 189,000 | $ 77,000 |
| Deschutes County Oregon | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Lincoln County Oregon | 1 | $ 113,000 | $ 113,000 | $ 42,000 |
| Multnomah County Oregon | 1 | $ 405,000 | $ 405,000 | $ 170,000 |
| Chester County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 67,000 |
| Erie County Pennsylvania | 1 | $ 201,000 | $ 201,000 | $ 127,000 |
| Fulton County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Lancaster County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 156,000 |
| Luzerne County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 181,000 |
| Lycoming County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Westmoreland County Pennsylvania | 1 | $ 247,000 | $ 247,000 | $ 134,000 |
| Newport County Rhode Island | 1 | $ 590,000 | $ 590,000 | $ 241,000 |
| Aiken County South Carolina | 1 | $ 147,000 | $ 147,000 | $ 49,000 |
| Coffee County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 135,000 |
| Hamilton County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 79,000 |
| Hickman County Tennessee | 1 | $ 246,000 | $ 246,000 | $ 116,000 |
| Travis County Texas | 1 | $ 144,000 | $ 144,000 | $ 99,000 |
| Williamson County Texas | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Utah County Utah | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| Albemarle County Virginia | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Chesapeake County Virginia | 1 | $ 260,000 | $ 260,000 | $ 133,000 |
| Fauquier County Virginia | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Greene County Virginia | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Harrisonburg County Virginia | 1 | $ 119,000 | $ 119,000 | $ 249,000 |
| Henrico County Virginia | 1 | $ 178,000 | $ 178,000 | $ 58,000 |
| Louisa County Virginia | 1 | $ 611,000 | $ 611,000 | $ 309,000 |
| Manassas County Virginia | 1 | $ 309,000 | $ 309,000 | $ 142,000 |
| Montgomery County Virginia | 1 | $ 250,000 | $ 250,000 | $ 88,000 |
| Portsmouth County Virginia | 1 | $ 119,000 | $ 119,000 | $ 192,000 |
| Suffolk County Virginia | 1 | $ 38,000 | $ 38,000 | $ 132,000 |
| York County Virginia | 1 | $ 189,000 | $ 189,000 | $ 127,000 |
| Clallam County Washington | 1 | $ 52,000 | $ 52,000 | $ 41,000 |
| King County Washington | 1 | $ 345,000 | $ 345,000 | $ 105,000 |
| Pierce County Washington | 1 | $ 157,000 | $ 157,000 | $ 220,000 |
| Morgan County West Virginia | 1 | $ 300,000 | $ 300,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Tower Federal Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,405 | $325,380,000 | $231,000 | $834,000 | $133,000 | $1,595,000 |
| Home Purchase | 336 | $85,866,000 | $255,000 | $729,000 | $116,000 | $346,000 |
| Home Improvement | 165 | $13,522,000 | $81,000 | $417,000 | $115,000 | $382,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,015 | $231,741,000 | $228,000 | $760,000 | $129,000 | $1,595,000 |
| Not Provided | 716 | $156,156,000 | $218,000 | $834,000 | $131,000 | $480,000 |
| Black or African American | 115 | $23,398,000 | $203,000 | $594,000 | $110,000 | $375,000 |
| Hispanic | 33 | $7,976,000 | $241,000 | $437,000 | $148,000 | $457,000 |
| Asian | 20 | $4,340,000 | $217,000 | $371,000 | $103,000 | $193,000 |
| American Indian or Alaskan Native | 4 | $498,000 | $124,000 | $167,000 | $68,000 | $108,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $659,000 | $219,000 | $287,000 | $188,000 | $349,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,889 | $419,787,000 | $222,000 | $834,000 | $129,000 | $1,595,000 |
| VA-guaranteed (Veterans Administration) | 17 | $4,981,000 | $293,000 | $417,000 | $113,000 | $254,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,389 | $304,147,000 | $218,000 | $784,000 | $131,000 | $1,595,000 |
| Application Withdrawn By Applicant | 486 | $116,751,000 | $240,000 | $834,000 | $125,000 | $794,000 |
| Application Denied By Financial Institution | 30 | $3,654,000 | $121,000 | $460,000 | $84,000 | $246,000 |
| File Closed For Incompleteness | 1 | $216,000 | $216,000 | $216,000 | $90,000 | $90,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 15 | $2,180,000 | $145,000 | $384,000 | $101,000 | $246,000 |
| Debt-To-Income Ratio | 11 | $723,000 | $65,000 | $178,000 | $47,000 | $161,000 |
| Collateral | 3 | $614,000 | $204,000 | $460,000 | $103,000 | $198,000 |
| Other | 1 | $137,000 | $137,000 | $137,000 | $178,000 | $178,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tower Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tower Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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