Tower Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Tower Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tower Federal Credit Union 7901 Sandy Spring Road Laurel, MD 20707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,803 |
| Total Mortgage Loan Application Amount | $1,346,095,000 |
| Average Mortgage Loan Application Amount | $180,200 |
| Highest Mortgage Loan Application Amount | $855,000 |
| Average Applicant Income | $219,200 |
| Highest Applicant Income | $8,463,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Tower Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tower Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Tower Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tower Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Tower Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tower Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anne Arundel County Maryland | 1,306 | $ 248,880,000 | $ 190,000 | $ 198,000 |
| Howard County Maryland | 638 | $ 148,850,000 | $ 233,000 | $ 231,000 |
| Baltimore County Maryland | 467 | $ 80,925,000 | $ 173,000 | $ 179,000 |
| Fairfax County Virginia | 384 | $ 69,770,000 | $ 181,000 | $ 242,000 |
| Montgomery County Maryland | 381 | $ 74,115,000 | $ 194,000 | $ 250,000 |
| Carroll County Maryland | 272 | $ 47,650,000 | $ 175,000 | $ 189,000 |
| Prince George's County Maryland | 260 | $ 44,950,000 | $ 172,000 | $ 220,000 |
| District of Columbia County District Of Columbia | 230 | $ 43,680,000 | $ 189,000 | $ 271,000 |
| Loudoun County Virginia | 226 | $ 37,650,000 | $ 166,000 | $ 243,000 |
| Mecklenburg County North Carolina | 179 | $ 25,295,000 | $ 141,000 | $ 233,000 |
| Baltimore City County Maryland | 131 | $ 20,095,000 | $ 153,000 | $ 191,000 |
| Frederick County Maryland | 122 | $ 20,340,000 | $ 166,000 | $ 260,000 |
| Montgomery County Pennsylvania | 105 | $ 13,425,000 | $ 127,000 | $ 208,000 |
| Harford County Maryland | 102 | $ 15,350,000 | $ 150,000 | $ 187,000 |
| Sussex County Delaware | 92 | $ 15,560,000 | $ 169,000 | $ 279,000 |
| Prince William County Virginia | 89 | $ 10,855,000 | $ 121,000 | $ 221,000 |
| Chesterfield County Virginia | 81 | $ 10,925,000 | $ 134,000 | $ 206,000 |
| Queen Anne's County Maryland | 79 | $ 15,775,000 | $ 199,000 | $ 190,000 |
| Bucks County Pennsylvania | 79 | $ 10,805,000 | $ 136,000 | $ 202,000 |
| Calvert County Maryland | 71 | $ 9,885,000 | $ 139,000 | $ 231,000 |
| Chester County Pennsylvania | 70 | $ 9,440,000 | $ 134,000 | $ 214,000 |
| Arlington County Virginia | 69 | $ 13,405,000 | $ 194,000 | $ 250,000 |
| Wake County North Carolina | 66 | $ 9,790,000 | $ 148,000 | $ 225,000 |
| Philadelphia County Pennsylvania | 58 | $ 7,950,000 | $ 137,000 | $ 254,000 |
| Henrico County Virginia | 57 | $ 7,075,000 | $ 124,000 | $ 227,000 |
| Alexandria County Virginia | 53 | $ 9,765,000 | $ 184,000 | $ 301,000 |
| Delaware County Pennsylvania | 51 | $ 6,565,000 | $ 128,000 | $ 222,000 |
| St. Mary's County Maryland | 49 | $ 7,565,000 | $ 154,000 | $ 230,000 |
| York County Pennsylvania | 42 | $ 5,910,000 | $ 140,000 | $ 170,000 |
| New Castle County Delaware | 41 | $ 5,555,000 | $ 135,000 | $ 267,000 |
| Virginia Beach County Virginia | 39 | $ 5,885,000 | $ 150,000 | $ 197,000 |
| Charles County Maryland | 37 | $ 5,935,000 | $ 160,000 | $ 243,000 |
| Worcester County Maryland | 37 | $ 6,575,000 | $ 177,000 | $ 251,000 |
| Essex County New Jersey | 35 | $ 5,745,000 | $ 164,000 | $ 309,000 |
| Morris County New Jersey | 33 | $ 5,695,000 | $ 172,000 | $ 300,000 |
| Spotsylvania County Virginia | 33 | $ 3,245,000 | $ 98,000 | $ 169,000 |
| Ocean County New Jersey | 32 | $ 4,090,000 | $ 127,000 | $ 228,000 |
| Fauquier County Virginia | 32 | $ 5,030,000 | $ 157,000 | $ 304,000 |
| Monmouth County New Jersey | 30 | $ 4,750,000 | $ 158,000 | $ 250,000 |
| Union County North Carolina | 30 | $ 4,060,000 | $ 135,000 | $ 249,000 |
| York County South Carolina | 30 | $ 4,890,000 | $ 163,000 | $ 202,000 |
| Albemarle County Virginia | 30 | $ 4,840,000 | $ 161,000 | $ 239,000 |
| Cape May County New Jersey | 29 | $ 4,505,000 | $ 155,000 | $ 276,000 |
| Stafford County Virginia | 27 | $ 2,725,000 | $ 100,000 | $ 187,000 |
| Bergen County New Jersey | 24 | $ 4,140,000 | $ 172,000 | $ 331,000 |
| Charleston County South Carolina | 24 | $ 3,390,000 | $ 141,000 | $ 212,000 |
| Iredell County North Carolina | 23 | $ 3,475,000 | $ 151,000 | $ 193,000 |
| Richmond City County Virginia | 23 | $ 3,155,000 | $ 137,000 | $ 183,000 |
| Camden County New Jersey | 22 | $ 2,270,000 | $ 103,000 | $ 164,000 |
| Hanover County Virginia | 22 | $ 2,160,000 | $ 98,000 | $ 176,000 |
| Dare County North Carolina | 21 | $ 3,075,000 | $ 146,000 | $ 284,000 |
| Adams County Pennsylvania | 21 | $ 3,355,000 | $ 159,000 | $ 160,000 |
| Durham County North Carolina | 20 | $ 2,680,000 | $ 134,000 | $ 211,000 |
| Orange County North Carolina | 20 | $ 3,230,000 | $ 161,000 | $ 260,000 |
| Frederick County Virginia | 20 | $ 2,670,000 | $ 133,000 | $ 275,000 |
| Cook County Illinois | 19 | $ 2,495,000 | $ 131,000 | $ 211,000 |
| Maricopa County Arizona | 18 | $ 3,240,000 | $ 180,000 | $ 195,000 |
| Union County New Jersey | 18 | $ 3,740,000 | $ 207,000 | $ 228,000 |
| Cabarrus County North Carolina | 18 | $ 1,960,000 | $ 108,000 | $ 156,000 |
| Palm Beach County Florida | 17 | $ 2,725,000 | $ 160,000 | $ 235,000 |
| San Diego County California | 16 | $ 3,790,000 | $ 236,000 | $ 307,000 |
| Mercer County New Jersey | 16 | $ 2,070,000 | $ 129,000 | $ 257,000 |
| Broward County Florida | 15 | $ 2,785,000 | $ 185,000 | $ 373,000 |
| Pinellas County Florida | 15 | $ 3,015,000 | $ 201,000 | $ 127,000 |
| Caroline County Maryland | 15 | $ 2,325,000 | $ 155,000 | $ 211,000 |
| Talbot County Maryland | 15 | $ 2,415,000 | $ 161,000 | $ 182,000 |
| Washington County Maryland | 15 | $ 2,195,000 | $ 146,000 | $ 136,000 |
| Burlington County New Jersey | 15 | $ 1,915,000 | $ 127,000 | $ 209,000 |
| Somerset County New Jersey | 13 | $ 1,635,000 | $ 125,000 | $ 424,000 |
| Currituck County North Carolina | 13 | $ 2,465,000 | $ 189,000 | $ 347,000 |
| Lehigh County Pennsylvania | 13 | $ 1,565,000 | $ 120,000 | $ 197,000 |
| Goochland County Virginia | 13 | $ 2,775,000 | $ 213,000 | $ 232,000 |
| Los Angeles County California | 12 | $ 2,140,000 | $ 178,000 | $ 202,000 |
| Hillsborough County Florida | 12 | $ 1,900,000 | $ 158,000 | $ 110,000 |
| Cecil County Maryland | 12 | $ 1,380,000 | $ 115,000 | $ 139,000 |
| Chatham County North Carolina | 12 | $ 1,750,000 | $ 145,000 | $ 247,000 |
| Allegheny County Pennsylvania | 12 | $ 1,330,000 | $ 110,000 | $ 121,000 |
| Wicomico County Maryland | 11 | $ 2,085,000 | $ 189,000 | $ 504,000 |
| Middlesex County New Jersey | 11 | $ 1,385,000 | $ 125,000 | $ 141,000 |
| Brunswick County North Carolina | 11 | $ 1,815,000 | $ 165,000 | $ 192,000 |
| Northampton County Pennsylvania | 11 | $ 995,000 | $ 90,000 | $ 149,000 |
| Kent County Delaware | 10 | $ 1,150,000 | $ 115,000 | $ 172,000 |
| Passaic County New Jersey | 10 | $ 790,000 | $ 79,000 | $ 160,000 |
| Moore County North Carolina | 10 | $ 1,770,000 | $ 177,000 | $ 187,000 |
| Dorchester County Maryland | 9 | $ 1,735,000 | $ 192,000 | $ 156,000 |
| Buncombe County North Carolina | 9 | $ 1,465,000 | $ 162,000 | $ 206,000 |
| Horry County South Carolina | 9 | $ 1,215,000 | $ 135,000 | $ 131,000 |
| Berkeley County West Virginia | 9 | $ 1,185,000 | $ 131,000 | $ 79,000 |
| Douglas County Colorado | 8 | $ 1,240,000 | $ 155,000 | $ 144,000 |
| Brevard County Florida | 8 | $ 1,040,000 | $ 130,000 | $ 216,000 |
| Orange County Florida | 8 | $ 740,000 | $ 92,000 | $ 98,000 |
| Fulton County Georgia | 8 | $ 1,410,000 | $ 176,000 | $ 205,000 |
| Atlantic County New Jersey | 8 | $ 1,060,000 | $ 132,000 | $ 270,000 |
| Hudson County New Jersey | 8 | $ 1,660,000 | $ 207,000 | $ 229,000 |
| Gaston County North Carolina | 8 | $ 890,000 | $ 111,000 | $ 175,000 |
| Guilford County North Carolina | 8 | $ 1,090,000 | $ 136,000 | $ 167,000 |
| Beaufort County South Carolina | 8 | $ 2,120,000 | $ 265,000 | $ 228,000 |
| Berkeley County South Carolina | 8 | $ 1,510,000 | $ 188,000 | $ 377,000 |
| Lancaster County South Carolina | 8 | $ 1,310,000 | $ 163,000 | $ 243,000 |
| Lexington County South Carolina | 8 | $ 950,000 | $ 118,000 | $ 164,000 |
| Chesapeake County Virginia | 8 | $ 400,000 | $ 50,000 | $ 161,000 |
| James City County Virginia | 8 | $ 1,310,000 | $ 163,000 | $ 212,000 |
| Powhatan County Virginia | 8 | $ 990,000 | $ 123,000 | $ 227,000 |
| Warren County Virginia | 8 | $ 1,230,000 | $ 153,000 | $ 119,000 |
| Duval County Florida | 7 | $ 695,000 | $ 99,000 | $ 510,000 |
| Pasco County Florida | 7 | $ 785,000 | $ 112,000 | $ 167,000 |
| Sumter County Florida | 7 | $ 1,405,000 | $ 200,000 | $ 88,000 |
| Gwinnett County Georgia | 7 | $ 1,095,000 | $ 156,000 | $ 381,000 |
| Catawba County North Carolina | 7 | $ 1,245,000 | $ 177,000 | $ 246,000 |
| Lincoln County North Carolina | 7 | $ 845,000 | $ 120,000 | $ 401,000 |
| New Hanover County North Carolina | 7 | $ 1,005,000 | $ 143,000 | $ 330,000 |
| Greenville County South Carolina | 7 | $ 1,055,000 | $ 150,000 | $ 128,000 |
| Pima County Arizona | 6 | $ 2,640,000 | $ 440,000 | $ 231,000 |
| Miami-Dade County Florida | 6 | $ 820,000 | $ 136,000 | $ 468,000 |
| Gloucester County New Jersey | 6 | $ 700,000 | $ 116,000 | $ 285,000 |
| Carteret County North Carolina | 6 | $ 1,270,000 | $ 211,000 | $ 309,000 |
| Charlottesville County Virginia | 6 | $ 550,000 | $ 91,000 | $ 125,000 |
| Culpeper County Virginia | 6 | $ 600,000 | $ 100,000 | $ 114,000 |
| Louisa County Virginia | 6 | $ 710,000 | $ 118,000 | $ 991,000 |
| Newport News County Virginia | 6 | $ 370,000 | $ 61,000 | $ 155,000 |
| Orange County California | 5 | $ 1,175,000 | $ 235,000 | $ 1,834,000 |
| Denver County Colorado | 5 | $ 1,125,000 | $ 225,000 | $ 247,000 |
| Sarasota County Florida | 5 | $ 1,375,000 | $ 275,000 | $ 182,000 |
| Columbia County Georgia | 5 | $ 625,000 | $ 125,000 | $ 154,000 |
| DeKalb County Georgia | 5 | $ 1,265,000 | $ 253,000 | $ 281,000 |
| Will County Illinois | 5 | $ 325,000 | $ 65,000 | $ 113,000 |
| Forsyth County North Carolina | 5 | $ 575,000 | $ 115,000 | $ 150,000 |
| Henderson County North Carolina | 5 | $ 565,000 | $ 113,000 | $ 1,038,000 |
| Onslow County North Carolina | 5 | $ 605,000 | $ 121,000 | $ 336,000 |
| Pender County North Carolina | 5 | $ 795,000 | $ 159,000 | $ 175,000 |
| Rowan County North Carolina | 5 | $ 725,000 | $ 145,000 | $ 157,000 |
| Cumberland County Pennsylvania | 5 | $ 565,000 | $ 113,000 | $ 175,000 |
| Dauphin County Pennsylvania | 5 | $ 345,000 | $ 69,000 | $ 126,000 |
| Erie County Pennsylvania | 5 | $ 615,000 | $ 123,000 | $ 201,000 |
| Lancaster County Pennsylvania | 5 | $ 525,000 | $ 105,000 | $ 110,000 |
| Bexar County Texas | 5 | $ 1,175,000 | $ 235,000 | $ 157,000 |
| Clarke County Virginia | 5 | $ 755,000 | $ 151,000 | $ 219,000 |
| Falls Church County Virginia | 5 | $ 1,055,000 | $ 211,000 | $ 177,000 |
| Fluvanna County Virginia | 5 | $ 305,000 | $ 61,000 | $ 116,000 |
| Arapahoe County Colorado | 4 | $ 710,000 | $ 177,000 | $ 156,000 |
| El Paso County Colorado | 4 | $ 550,000 | $ 137,000 | $ 314,000 |
| Indian River County Florida | 4 | $ 680,000 | $ 170,000 | $ 64,000 |
| Manatee County Florida | 4 | $ 330,000 | $ 82,000 | $ 114,000 |
| Osceola County Florida | 4 | $ 690,000 | $ 172,000 | $ 198,000 |
| St. Johns County Florida | 4 | $ 540,000 | $ 135,000 | $ 135,000 |
| Volusia County Florida | 4 | $ 280,000 | $ 70,000 | $ 69,000 |
| Cobb County Georgia | 4 | $ 260,000 | $ 65,000 | $ 164,000 |
| DuPage County Illinois | 4 | $ 660,000 | $ 165,000 | $ 291,000 |
| Kent County Maryland | 4 | $ 1,190,000 | $ 297,000 | $ 234,000 |
| Middlesex County Massachusetts | 4 | $ 600,000 | $ 150,000 | $ 129,000 |
| Worcester County Massachusetts | 4 | $ 590,000 | $ 147,000 | $ 168,000 |
| Clark County Nevada | 4 | $ 900,000 | $ 225,000 | $ 181,000 |
| Orange County New York | 4 | $ 1,200,000 | $ 300,000 | $ 163,000 |
| Suffolk County New York | 4 | $ 890,000 | $ 222,000 | $ 517,000 |
| Delaware County Ohio | 4 | $ 470,000 | $ 117,000 | $ 284,000 |
| Franklin County Ohio | 4 | $ 380,000 | $ 95,000 | $ 137,000 |
| Centre County Pennsylvania | 4 | $ 380,000 | $ 95,000 | $ 102,000 |
| Franklin County Pennsylvania | 4 | $ 420,000 | $ 105,000 | $ 93,000 |
| Richland County South Carolina | 4 | $ 430,000 | $ 107,000 | $ 178,000 |
| Salt Lake County Utah | 4 | $ 820,000 | $ 205,000 | $ 107,000 |
| Caroline County Virginia | 4 | $ 490,000 | $ 122,000 | $ 483,000 |
| Greene County Virginia | 4 | $ 800,000 | $ 200,000 | $ 146,000 |
| King George County Virginia | 4 | $ 360,000 | $ 90,000 | $ 156,000 |
| Mathews County Virginia | 4 | $ 380,000 | $ 95,000 | $ 352,000 |
| Norfolk County Virginia | 4 | $ 680,000 | $ 170,000 | $ 200,000 |
| Roanoke County Virginia | 4 | $ 590,000 | $ 147,000 | $ 518,000 |
| Jefferson County West Virginia | 4 | $ 1,090,000 | $ 272,000 | $ 141,000 |
| Marin County California | 3 | $ 745,000 | $ 248,000 | $ 476,000 |
| Riverside County California | 3 | $ 565,000 | $ 188,000 | $ 201,000 |
| Jefferson County Colorado | 3 | $ 745,000 | $ 248,000 | $ 267,000 |
| Clay County Florida | 3 | $ 565,000 | $ 188,000 | $ 512,000 |
| Collier County Florida | 3 | $ 295,000 | $ 98,000 | $ 129,000 |
| Lee County Florida | 3 | $ 795,000 | $ 265,000 | $ 152,000 |
| Polk County Florida | 3 | $ 785,000 | $ 261,000 | $ 132,000 |
| Lake County Indiana | 3 | $ 165,000 | $ 55,000 | $ 123,000 |
| Garrett County Maryland | 3 | $ 775,000 | $ 258,000 | $ 245,000 |
| Norfolk County Massachusetts | 3 | $ 615,000 | $ 205,000 | $ 240,000 |
| Plymouth County Massachusetts | 3 | $ 375,000 | $ 125,000 | $ 217,000 |
| Suffolk County Massachusetts | 3 | $ 975,000 | $ 325,000 | $ 829,000 |
| Sussex County New Jersey | 3 | $ 295,000 | $ 98,000 | $ 176,000 |
| Curry County Oregon | 3 | $ 335,000 | $ 111,000 | $ 68,000 |
| Multnomah County Oregon | 3 | $ 555,000 | $ 185,000 | $ 427,000 |
| Berks County Pennsylvania | 3 | $ 515,000 | $ 171,000 | $ 530,000 |
| Bradford County Pennsylvania | 3 | $ 175,000 | $ 58,000 | $ 179,000 |
| Butler County Pennsylvania | 3 | $ 625,000 | $ 208,000 | $ 159,000 |
| Monroe County Pennsylvania | 3 | $ 215,000 | $ 71,000 | $ 133,000 |
| Dorchester County South Carolina | 3 | $ 215,000 | $ 71,000 | $ 89,000 |
| Blount County Tennessee | 3 | $ 425,000 | $ 141,000 | $ 143,000 |
| Fairfax City County Virginia | 3 | $ 465,000 | $ 155,000 | $ 123,000 |
| Fredericksburg County Virginia | 3 | $ 725,000 | $ 241,000 | $ 143,000 |
| Harrisonburg County Virginia | 3 | $ 435,000 | $ 145,000 | $ 79,000 |
| Madison County Virginia | 3 | $ 285,000 | $ 95,000 | $ 96,000 |
| Orange County Virginia | 3 | $ 155,000 | $ 51,000 | $ 140,000 |
| Shenandoah County Virginia | 3 | $ 235,000 | $ 78,000 | $ 120,000 |
| Skagit County Washington | 3 | $ 205,000 | $ 68,000 | $ 208,000 |
| Snohomish County Washington | 3 | $ 405,000 | $ 135,000 | $ 212,000 |
| Yavapai County Arizona | 2 | $ 900,000 | $ 450,000 | $ 147,000 |
| Alameda County California | 2 | $ 230,000 | $ 115,000 | $ 213,000 |
| Glenn County California | 2 | $ 100,000 | $ 50,000 | $ 134,000 |
| Kern County California | 2 | $ 140,000 | $ 70,000 | $ 107,000 |
| Sacramento County California | 2 | $ 480,000 | $ 240,000 | $ 269,000 |
| San Joaquin County California | 2 | $ 370,000 | $ 185,000 | $ 156,000 |
| Santa Clara County California | 2 | $ 950,000 | $ 475,000 | $ 420,000 |
| Tulare County California | 2 | $ 420,000 | $ 210,000 | $ 123,000 |
| Elbert County Colorado | 2 | $ 220,000 | $ 110,000 | $ 208,000 |
| Fairfield County Connecticut | 2 | $ 950,000 | $ 475,000 | $ 187,000 |
| Charlotte County Florida | 2 | $ 610,000 | $ 305,000 | $ 133,000 |
| Citrus County Florida | 2 | $ 370,000 | $ 185,000 | $ 82,000 |
| Highlands County Florida | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| Lake County Florida | 2 | $ 280,000 | $ 140,000 | $ 145,000 |
| Marion County Florida | 2 | $ 470,000 | $ 235,000 | $ 108,000 |
| Chatham County Georgia | 2 | $ 270,000 | $ 135,000 | $ 89,000 |
| Ada County Idaho | 2 | $ 800,000 | $ 400,000 | $ 117,000 |
| Kane County Illinois | 2 | $ 220,000 | $ 110,000 | $ 178,000 |
| Lake County Illinois | 2 | $ 270,000 | $ 135,000 | $ 287,000 |
| Allen County Indiana | 2 | $ 570,000 | $ 285,000 | $ 68,000 |
| Hamilton County Indiana | 2 | $ 90,000 | $ 45,000 | $ 100,000 |
| Marion County Indiana | 2 | $ 200,000 | $ 100,000 | $ 66,000 |
| Barnstable County Massachusetts | 2 | $ 340,000 | $ 170,000 | $ 250,000 |
| Essex County Massachusetts | 2 | $ 730,000 | $ 365,000 | $ 107,000 |
| Livingston County Michigan | 2 | $ 320,000 | $ 160,000 | $ 306,000 |
| Wayne County Michigan | 2 | $ 1,000,000 | $ 500,000 | $ 304,000 |
| Gallatin County Montana | 2 | $ 550,000 | $ 275,000 | $ 100,000 |
| Nye County Nevada | 2 | $ 160,000 | $ 80,000 | $ 828,000 |
| Hunterdon County New Jersey | 2 | $ 160,000 | $ 80,000 | $ 145,000 |
| Salem County New Jersey | 2 | $ 220,000 | $ 110,000 | $ 355,000 |
| Haywood County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 198,000 |
| Transylvania County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 175,000 |
| Warren County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 273,000 |
| Cuyahoga County Ohio | 2 | $ 390,000 | $ 195,000 | $ 150,000 |
| Fairfield County Ohio | 2 | $ 490,000 | $ 245,000 | $ 151,000 |
| Marion County Oregon | 2 | $ 160,000 | $ 80,000 | $ 214,000 |
| Washington County Oregon | 2 | $ 410,000 | $ 205,000 | $ 121,000 |
| Armstrong County Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 79,000 |
| Carbon County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 136,000 |
| Lackawanna County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 110,000 |
| Mercer County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 148,000 |
| Washington County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 118,000 |
| Wayne County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 1,177,000 |
| Anderson County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 124,000 |
| Loudon County Tennessee | 2 | $ 700,000 | $ 350,000 | $ 287,000 |
| Bell County Texas | 2 | $ 400,000 | $ 200,000 | $ 56,000 |
| Hunt County Texas | 2 | $ 310,000 | $ 155,000 | $ 92,000 |
| Montgomery County Texas | 2 | $ 530,000 | $ 265,000 | $ 84,000 |
| Utah County Utah | 2 | $ 190,000 | $ 95,000 | $ 131,000 |
| Augusta County Virginia | 2 | $ 40,000 | $ 20,000 | $ 194,000 |
| Bedford County Virginia | 2 | $ 120,000 | $ 60,000 | $ 252,000 |
| Franklin County Virginia | 2 | $ 300,000 | $ 150,000 | $ 187,000 |
| Hampton County Virginia | 2 | $ 170,000 | $ 85,000 | $ 140,000 |
| Lancaster County Virginia | 2 | $ 290,000 | $ 145,000 | $ 377,000 |
| Manassas County Virginia | 2 | $ 170,000 | $ 85,000 | $ 158,000 |
| Northampton County Virginia | 2 | $ 510,000 | $ 255,000 | $ 157,000 |
| Northumberland County Virginia | 2 | $ 180,000 | $ 90,000 | $ 128,000 |
| Rockingham County Virginia | 2 | $ 110,000 | $ 55,000 | $ 124,000 |
| Westmoreland County Virginia | 2 | $ 340,000 | $ 170,000 | $ 202,000 |
| York County Virginia | 2 | $ 120,000 | $ 60,000 | $ 173,000 |
| Marion County West Virginia | 2 | $ 330,000 | $ 165,000 | $ 133,000 |
| Preston County West Virginia | 2 | $ 190,000 | $ 95,000 | $ 218,000 |
| Raleigh County West Virginia | 2 | $ 230,000 | $ 115,000 | $ 107,000 |
| Jefferson County Alabama | 1 | $ 25,000 | $ 25,000 | $ 216,000 |
| Madison County Alabama | 1 | $ 105,000 | $ 105,000 | $ 172,000 |
| Mobile County Alabama | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Shelby County Alabama | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Matanuska-Susitna County Alaska | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Amador County California | 1 | $ 145,000 | $ 145,000 | $ 520,000 |
| Contra Costa County California | 1 | $ 315,000 | $ 315,000 | $ 243,000 |
| El Dorado County California | 1 | $ 435,000 | $ 435,000 | $ 246,000 |
| Monterey County California | 1 | $ 175,000 | $ 175,000 | $ 234,000 |
| Nevada County California | 1 | $ 255,000 | $ 255,000 | $ 348,000 |
| Placer County California | 1 | $ 365,000 | $ 365,000 | $ 115,000 |
| San Bernardino County California | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| San Francisco County California | 1 | $ 205,000 | $ 205,000 | $ 175,000 |
| San Mateo County California | 1 | $ 315,000 | $ 315,000 | $ 143,000 |
| Stanislaus County California | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Boulder County Colorado | 1 | $ 55,000 | $ 55,000 | $ 419,000 |
| Broomfield County Colorado | 1 | $ 605,000 | $ 605,000 | $ 219,000 |
| Custer County Colorado | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Weld County Colorado | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Hartford County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Bay County Florida | 1 | $ 65,000 | $ 65,000 | $ 262,000 |
| Flagler County Florida | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Hernando County Florida | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Martin County Florida | 1 | $ 305,000 | $ 305,000 | $ 252,000 |
| Nassau County Florida | 1 | $ 125,000 | $ 125,000 | $ 122,000 |
| Santa Rosa County Florida | 1 | $ 125,000 | $ 125,000 | $ 183,000 |
| Seminole County Florida | 1 | $ 95,000 | $ 95,000 | $ 125,000 |
| St. Lucie County Florida | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| Walton County Florida | 1 | $ 255,000 | $ 255,000 | $ 1,080,000 |
| Burke County Georgia | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Coweta County Georgia | 1 | $ 135,000 | $ 135,000 | $ 263,000 |
| Forsyth County Georgia | 1 | $ 115,000 | $ 115,000 | $ 134,000 |
| Hall County Georgia | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Henry County Georgia | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Madison County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Newton County Georgia | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Honolulu County Hawaii | 1 | $ 55,000 | $ 55,000 | $ 127,000 |
| Bonner County Idaho | 1 | $ 305,000 | $ 305,000 | $ 1,155,000 |
| Kootenai County Idaho | 1 | $ 305,000 | $ 305,000 | $ 1,100,000 |
| McHenry County Illinois | 1 | $ 85,000 | $ 85,000 | $ 154,000 |
| Winnebago County Illinois | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Jefferson County Indiana | 1 | $ 205,000 | $ 205,000 | $ 256,000 |
| Madison County Indiana | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Montgomery County Indiana | 1 | $ 415,000 | $ 415,000 | $ 194,000 |
| Steuben County Indiana | 1 | $ 315,000 | $ 315,000 | $ 149,000 |
| Johnson County Iowa | 1 | $ 205,000 | $ 205,000 | $ 30,000 |
| Boone County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 155,000 |
| Fayette County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Grant County Kentucky | 1 | $ 365,000 | $ 365,000 | $ 191,000 |
| Jessamine County Kentucky | 1 | $ 395,000 | $ 395,000 | $ 131,000 |
| St. James County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Cumberland County Maine | 1 | $ 95,000 | $ 95,000 | $ 128,000 |
| Hancock County Maine | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| Sagadahoc County Maine | 1 | $ 155,000 | $ 155,000 | $ 133,000 |
| York County Maine | 1 | $ 105,000 | $ 105,000 | $ 260,000 |
| Allegany County Maryland | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Somerset County Maryland | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Bristol County Massachusetts | 1 | $ 185,000 | $ 185,000 | $ 259,000 |
| Leelanau County Michigan | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Ottawa County Michigan | 1 | $ 375,000 | $ 375,000 | $ 54,000 |
| Shiawassee County Michigan | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Hennepin County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
| Ramsey County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 1,500,000 |
| Boone County Missouri | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Christian County Missouri | 1 | $ 15,000 | $ 15,000 | $ 101,000 |
| Jefferson County Missouri | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| St. Louis County Missouri | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| St. Louis City County Missouri | 1 | $ 125,000 | $ 125,000 | $ 5,369,000 |
| Rockingham County New Hampshire | 1 | $ 85,000 | $ 85,000 | $ 130,000 |
| Strafford County New Hampshire | 1 | $ 375,000 | $ 375,000 | $ 205,000 |
| Cumberland County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 281,000 |
| Dona Ana County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 31,000 |
| Taos County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Nassau County New York | 1 | $ 305,000 | $ 305,000 | $ 10,000 |
| Rockland County New York | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Warren County New York | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Westchester County New York | 1 | $ 155,000 | $ 155,000 | $ 500,000 |
| Avery County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 340,000 |
| Beaufort County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Caldwell County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 317,000 |
| Caswell County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
| Cherokee County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Clay County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 272,000 |
| Cleveland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
| Cumberland County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Harnett County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 161,000 |
| Johnston County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 164,000 |
| Pasquotank County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Polk County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Randolph County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 300,000 |
| Sampson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Watauga County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 168,000 |
| Yadkin County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 591,000 |
| Adams County Ohio | 1 | $ 175,000 | $ 175,000 | $ 156,000 |
| Hamilton County Ohio | 1 | $ 85,000 | $ 85,000 | $ 8,000 |
| Lake County Ohio | 1 | $ 45,000 | $ 45,000 | $ 276,000 |
| Licking County Ohio | 1 | $ 205,000 | $ 205,000 | $ 167,000 |
| Lucas County Ohio | 1 | $ 55,000 | $ 55,000 | $ 2,436,000 |
| Muskingum County Ohio | 1 | $ 15,000 | $ 15,000 | $ 121,000 |
| Summit County Ohio | 1 | $ 75,000 | $ 75,000 | $ 197,000 |
| Warren County Ohio | 1 | $ 445,000 | $ 445,000 | $ 229,000 |
| Garfield County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Grady County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 110,000 |
| Clackamas County Oregon | 1 | $ 95,000 | $ 95,000 | $ 118,000 |
| Deschutes County Oregon | 1 | $ 235,000 | $ 235,000 | $ 184,000 |
| Bedford County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 424,000 |
| Cambria County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 170,000 |
| Columbia County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Lawrence County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Lebanon County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Pike County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Schuylkill County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Union County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 118,000 |
| Westmoreland County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Calhoun County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 146,000 |
| Chester County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| Chesterfield County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Colleton County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 174,000 |
| Florence County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 478,000 |
| Georgetown County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 578,000 |
| Kershaw County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 119,000 |
| Newberry County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 155,000 |
| Oconee County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 17,000 |
| Orangeburg County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 154,000 |
| Saluda County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 194,000 |
| Custer County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 272,000 |
| Davidson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Fayette County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Knox County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 264,000 |
| Montgomery County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Sevier County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Shelby County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 1,146,000 |
| Sumner County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 152,000 |
| Collin County Texas | 1 | $ 465,000 | $ 465,000 | $ 294,000 |
| Comal County Texas | 1 | $ 685,000 | $ 685,000 | $ 253,000 |
| Kerr County Texas | 1 | $ 645,000 | $ 645,000 | $ 240,000 |
| Rusk County Texas | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Tarrant County Texas | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Williamson County Texas | 1 | $ 545,000 | $ 545,000 | $ 145,000 |
| Bennington County Vermont | 1 | $ 255,000 | $ 255,000 | $ 719,000 |
| Amelia County Virginia | 1 | $ 85,000 | $ 85,000 | $ 176,000 |
| Botetourt County Virginia | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Buckingham County Virginia | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Essex County Virginia | 1 | $ 115,000 | $ 115,000 | $ 172,000 |
| Floyd County Virginia | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Gloucester County Virginia | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| King and Queen County Virginia | 1 | $ 25,000 | $ 25,000 | $ 210,000 |
| King William County Virginia | 1 | $ 75,000 | $ 75,000 | $ 173,000 |
| Manassas Park County Virginia | 1 | $ 5,000 | $ 5,000 | $ 65,000 |
| Montgomery County Virginia | 1 | $ 95,000 | $ 95,000 | $ 152,000 |
| Nelson County Virginia | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| New Kent County Virginia | 1 | $ 25,000 | $ 25,000 | $ 315,000 |
| Page County Virginia | 1 | $ 185,000 | $ 185,000 | $ 197,000 |
| Prince Edward County Virginia | 1 | $ 115,000 | $ 115,000 | $ 216,000 |
| Radford County Virginia | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Rappahannock County Virginia | 1 | $ 125,000 | $ 125,000 | $ 153,000 |
| Richmond County Virginia | 1 | $ 225,000 | $ 225,000 | $ 183,000 |
| Roanoke City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 290,000 |
| Salem County Virginia | 1 | $ 95,000 | $ 95,000 | $ 364,000 |
| Staunton County Virginia | 1 | $ 115,000 | $ 115,000 | $ 261,000 |
| Tazewell County Virginia | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Winchester County Virginia | 1 | $ 45,000 | $ 45,000 | $ 256,000 |
| Clark County Washington | 1 | $ 375,000 | $ 375,000 | $ 132,000 |
| Thurston County Washington | 1 | $ 125,000 | $ 125,000 | $ 265,000 |
| Yakima County Washington | 1 | $ 245,000 | $ 245,000 | $ 406,000 |
| Hampshire County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Hardy County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 118,000 |
| Mineral County West Virginia | 1 | $ 525,000 | $ 525,000 | $ 260,000 |
| Monongalia County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Ritchie County West Virginia | 1 | $ 255,000 | $ 255,000 | $ 170,000 |
| Dane County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Waukesha County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 175,000 |
| Campbell County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 210,000 |
Mortgage Loan Application Detail Totals for Tower Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,351 | $261,825,000 | $111,000 | $345,000 | $230,000 | $6,295,000 |
| Home Purchase | 2,232 | $448,710,000 | $201,000 | $855,000 | $228,000 | $5,202,000 |
| Cash-out Refinancing | 1,495 | $313,945,000 | $209,000 | $855,000 | $209,000 | $4,272,000 |
| Other Purpose | 917 | $109,115,000 | $118,000 | $355,000 | $251,000 | $8,463,000 |
| Refinancing | 808 | $212,500,000 | $262,000 | $835,000 | $178,000 | $2,282,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,433 | $773,975,000 | $174,000 | $855,000 | $222,000 | $6,295,000 |
| Not Provided | 2,137 | $354,885,000 | $166,000 | $855,000 | $227,000 | $3,936,000 |
| Black or African American | 615 | $112,045,000 | $182,000 | $805,000 | $202,000 | $3,649,000 |
| Hispanic | 262 | $40,300,000 | $153,000 | $575,000 | $205,000 | $3,142,000 |
| Asian | 256 | $46,240,000 | $180,000 | $725,000 | $255,000 | $8,463,000 |
| American Indian or Alaskan Native | 33 | $6,525,000 | $197,000 | $635,000 | $243,000 | $2,282,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,010,000 | $168,000 | $305,000 | $193,000 | $320,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,794 | $1,342,520,000 | $172,000 | $855,000 | $223,000 | $8,463,000 |
| VA-guaranteed (Veterans Administration) | 9 | $3,575,000 | $397,000 | $675,000 | $113,000 | $209,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,787 | $823,985,000 | $172,000 | $855,000 | $202,000 | $2,731,000 |
| Application Denied By Financial Institution | 1,515 | $244,445,000 | $161,000 | $845,000 | $284,000 | $8,463,000 |
| Application Withdrawn By Applicant | 968 | $183,220,000 | $189,000 | $855,000 | $239,000 | $5,202,000 |
| File Closed For Incompleteness | 459 | $82,335,000 | $179,000 | $765,000 | $201,000 | $3,648,000 |
| Application Approved But Not Accepted | 74 | $12,110,000 | $163,000 | $585,000 | $194,000 | $881,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,288 | $1,101,650,000 | $175,000 | $855,000 | $207,000 | $5,202,000 |
| Debt-To-Income Ratio | 505 | $83,765,000 | $165,000 | $725,000 | $113,000 | $474,000 |
| Other | 502 | $75,100,000 | $149,000 | $805,000 | $418,000 | $8,463,000 |
| Credit History | 309 | $46,045,000 | $149,000 | $845,000 | $403,000 | $4,272,000 |
| Collateral | 120 | $24,060,000 | $200,000 | $835,000 | $221,000 | $2,700,000 |
| Unverifiable Information | 37 | $7,405,000 | $200,000 | $625,000 | $158,000 | $652,000 |
| Employment History | 28 | $5,170,000 | $184,000 | $505,000 | $180,000 | $1,001,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,950,000 | $243,000 | $395,000 | $93,000 | $136,000 |
| Mortgage Insurance Denied | 5 | $785,000 | $157,000 | $245,000 | $217,000 | $304,000 |
| Credit Application Incomplete | 1 | $165,000 | $165,000 | $165,000 | $58,000 | $58,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tower Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tower Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.