Towne Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Towne Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Towne Bank 5716 High Street West Portsmouth, VA 23703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,491 |
| Total Mortgage Loan Application Amount | $3,214,575,000 |
| Average Mortgage Loan Application Amount | $308,833 |
| Highest Mortgage Loan Application Amount | $16,905,000 |
| Average Applicant Income | $195,166 |
| Highest Applicant Income | $7,688,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Towne Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Towne Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Towne Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Towne Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Towne Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Towne Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 543 | $ 192,995,000 | $ 355,000 | $ 263,000 |
| Montgomery County Maryland | 396 | $ 142,510,000 | $ 359,000 | $ 130,000 |
| Anne Arundel County Maryland | 379 | $ 147,355,000 | $ 388,000 | $ 127,000 |
| Wake County North Carolina | 368 | $ 215,410,000 | $ 585,000 | $ 287,000 |
| Prince George's County Maryland | 332 | $ 123,260,000 | $ 371,000 | $ 109,000 |
| Mecklenburg County North Carolina | 314 | $ 149,220,000 | $ 475,000 | $ 235,000 |
| Chesapeake County Virginia | 296 | $ 80,800,000 | $ 272,000 | $ 190,000 |
| Dare County North Carolina | 268 | $ 101,240,000 | $ 377,000 | $ 230,000 |
| Baltimore County Maryland | 222 | $ 61,470,000 | $ 276,000 | $ 98,000 |
| Charles County Maryland | 215 | $ 74,185,000 | $ 345,000 | $ 123,000 |
| Frederick County Maryland | 211 | $ 78,635,000 | $ 372,000 | $ 141,000 |
| Chesterfield County Virginia | 192 | $ 57,810,000 | $ 301,000 | $ 146,000 |
| Suffolk County Virginia | 192 | $ 58,360,000 | $ 303,000 | $ 161,000 |
| Henrico County Virginia | 191 | $ 55,695,000 | $ 291,000 | $ 167,000 |
| Norfolk County Virginia | 178 | $ 83,450,000 | $ 468,000 | $ 219,000 |
| Howard County Maryland | 173 | $ 73,825,000 | $ 426,000 | $ 152,000 |
| St. Mary's County Maryland | 159 | $ 53,105,000 | $ 333,000 | $ 123,000 |
| Currituck County North Carolina | 148 | $ 62,730,000 | $ 423,000 | $ 264,000 |
| Union County North Carolina | 147 | $ 59,775,000 | $ 406,000 | $ 183,000 |
| Richmond City County Virginia | 135 | $ 47,045,000 | $ 348,000 | $ 209,000 |
| Portsmouth County Virginia | 129 | $ 20,185,000 | $ 156,000 | $ 80,000 |
| Pitt County North Carolina | 125 | $ 55,765,000 | $ 446,000 | $ 139,000 |
| Fairfax County Virginia | 120 | $ 60,520,000 | $ 504,000 | $ 179,000 |
| Harford County Maryland | 118 | $ 39,150,000 | $ 331,000 | $ 119,000 |
| James City County Virginia | 118 | $ 46,670,000 | $ 395,000 | $ 217,000 |
| Newport News County Virginia | 116 | $ 29,510,000 | $ 254,000 | $ 167,000 |
| New Hanover County North Carolina | 113 | $ 48,205,000 | $ 426,000 | $ 219,000 |
| Baltimore City County Maryland | 111 | $ 28,005,000 | $ 252,000 | $ 115,000 |
| Carroll County Maryland | 108 | $ 37,300,000 | $ 345,000 | $ 117,000 |
| Brunswick County North Carolina | 90 | $ 37,790,000 | $ 419,000 | $ 183,000 |
| York County Virginia | 86 | $ 30,520,000 | $ 354,000 | $ 266,000 |
| Calvert County Maryland | 84 | $ 32,260,000 | $ 384,000 | $ 124,000 |
| Johnston County North Carolina | 64 | $ 55,840,000 | $ 872,000 | $ 155,000 |
| Prince William County Virginia | 59 | $ 28,865,000 | $ 489,000 | $ 179,000 |
| District of Columbia County District Of Columbia | 57 | $ 26,745,000 | $ 469,000 | $ 147,000 |
| Hampton County Virginia | 56 | $ 12,340,000 | $ 220,000 | $ 335,000 |
| Isle of Wight County Virginia | 55 | $ 22,265,000 | $ 404,000 | $ 250,000 |
| York County South Carolina | 54 | $ 17,220,000 | $ 318,000 | $ 158,000 |
| York County Pennsylvania | 53 | $ 13,325,000 | $ 251,000 | $ 98,000 |
| Hanover County Virginia | 49 | $ 13,235,000 | $ 270,000 | $ 217,000 |
| Washington County Maryland | 48 | $ 11,830,000 | $ 246,000 | $ 83,000 |
| Durham County North Carolina | 48 | $ 38,420,000 | $ 800,000 | $ 299,000 |
| Gaston County North Carolina | 42 | $ 17,530,000 | $ 417,000 | $ 116,000 |
| Lancaster County South Carolina | 42 | $ 14,670,000 | $ 349,000 | $ 168,000 |
| Pasquotank County North Carolina | 38 | $ 7,160,000 | $ 188,000 | $ 89,000 |
| Pender County North Carolina | 37 | $ 14,575,000 | $ 393,000 | $ 168,000 |
| Worcester County Maryland | 33 | $ 11,115,000 | $ 336,000 | $ 147,000 |
| Stafford County Virginia | 33 | $ 13,795,000 | $ 418,000 | $ 116,000 |
| Goochland County Virginia | 29 | $ 13,745,000 | $ 473,000 | $ 195,000 |
| Beaufort County North Carolina | 28 | $ 6,340,000 | $ 226,000 | $ 112,000 |
| Guilford County North Carolina | 28 | $ 6,400,000 | $ 228,000 | $ 152,000 |
| Gloucester County Virginia | 28 | $ 10,520,000 | $ 375,000 | $ 233,000 |
| Loudoun County Virginia | 28 | $ 13,180,000 | $ 470,000 | $ 194,000 |
| Franklin County North Carolina | 25 | $ 8,325,000 | $ 333,000 | $ 149,000 |
| Onslow County North Carolina | 25 | $ 8,515,000 | $ 340,000 | $ 108,000 |
| Adams County Pennsylvania | 25 | $ 6,265,000 | $ 250,000 | $ 88,000 |
| Alexandria County Virginia | 24 | $ 12,810,000 | $ 533,000 | $ 184,000 |
| Cabarrus County North Carolina | 23 | $ 12,135,000 | $ 527,000 | $ 146,000 |
| Carteret County North Carolina | 22 | $ 13,210,000 | $ 600,000 | $ 314,000 |
| Cecil County Maryland | 20 | $ 8,300,000 | $ 415,000 | $ 142,000 |
| Arlington County Virginia | 20 | $ 11,920,000 | $ 596,000 | $ 181,000 |
| Hopewell County Virginia | 20 | $ 2,050,000 | $ 102,000 | $ 49,000 |
| New Kent County Virginia | 20 | $ 5,110,000 | $ 255,000 | $ 137,000 |
| Catawba County North Carolina | 19 | $ 11,335,000 | $ 596,000 | $ 132,000 |
| Orange County North Carolina | 19 | $ 10,695,000 | $ 562,000 | $ 236,000 |
| Sussex County Delaware | 18 | $ 7,340,000 | $ 407,000 | $ 175,000 |
| Chatham County North Carolina | 18 | $ 13,800,000 | $ 766,000 | $ 352,000 |
| Poquoson County Virginia | 18 | $ 5,580,000 | $ 310,000 | $ 429,000 |
| Queen Anne's County Maryland | 17 | $ 5,885,000 | $ 346,000 | $ 137,000 |
| Iredell County North Carolina | 17 | $ 7,255,000 | $ 426,000 | $ 181,000 |
| Cumberland County North Carolina | 16 | $ 3,560,000 | $ 222,000 | $ 88,000 |
| Camden County North Carolina | 15 | $ 2,925,000 | $ 195,000 | $ 114,000 |
| King William County Virginia | 15 | $ 3,315,000 | $ 221,000 | $ 111,000 |
| Forsyth County North Carolina | 14 | $ 5,640,000 | $ 402,000 | $ 161,000 |
| Harnett County North Carolina | 14 | $ 3,980,000 | $ 284,000 | $ 66,000 |
| Lincoln County North Carolina | 14 | $ 7,830,000 | $ 559,000 | $ 239,000 |
| Spotsylvania County Virginia | 14 | $ 5,140,000 | $ 367,000 | $ 109,000 |
| Petersburg County Virginia | 13 | $ 1,515,000 | $ 116,000 | $ 53,000 |
| Alamance County North Carolina | 12 | $ 16,080,000 | $ 1,340,000 | $ 186,000 |
| Perquimans County North Carolina | 12 | $ 3,730,000 | $ 310,000 | $ 193,000 |
| Williamsburg County Virginia | 12 | $ 4,150,000 | $ 345,000 | $ 283,000 |
| Charleston County South Carolina | 11 | $ 5,715,000 | $ 519,000 | $ 284,000 |
| Horry County South Carolina | 11 | $ 2,775,000 | $ 252,000 | $ 128,000 |
| Northampton County Virginia | 11 | $ 4,885,000 | $ 444,000 | $ 518,000 |
| Prince George County Virginia | 11 | $ 2,695,000 | $ 245,000 | $ 93,000 |
| Dorchester County Maryland | 10 | $ 1,960,000 | $ 196,000 | $ 59,000 |
| Powhatan County Virginia | 10 | $ 5,300,000 | $ 530,000 | $ 163,000 |
| Westmoreland County Virginia | 10 | $ 2,530,000 | $ 253,000 | $ 98,000 |
| Talbot County Maryland | 9 | $ 4,625,000 | $ 513,000 | $ 546,000 |
| Beaufort County South Carolina | 9 | $ 5,035,000 | $ 559,000 | $ 208,000 |
| Fauquier County Virginia | 9 | $ 3,965,000 | $ 440,000 | $ 150,000 |
| Davidson County North Carolina | 8 | $ 1,790,000 | $ 223,000 | $ 101,000 |
| Nash County North Carolina | 8 | $ 2,490,000 | $ 311,000 | $ 80,000 |
| Warren County North Carolina | 8 | $ 5,970,000 | $ 746,000 | $ 482,000 |
| Watauga County North Carolina | 8 | $ 3,480,000 | $ 435,000 | $ 371,000 |
| Franklin County Pennsylvania | 8 | $ 2,640,000 | $ 330,000 | $ 140,000 |
| Northumberland County Virginia | 8 | $ 3,460,000 | $ 432,000 | $ 184,000 |
| Brevard County Florida | 7 | $ 3,325,000 | $ 475,000 | $ 133,000 |
| Caroline County Maryland | 7 | $ 1,595,000 | $ 227,000 | $ 87,000 |
| Duplin County North Carolina | 7 | $ 1,205,000 | $ 172,000 | $ 50,000 |
| Lenoir County North Carolina | 7 | $ 1,265,000 | $ 180,000 | $ 85,000 |
| Moore County North Carolina | 7 | $ 3,285,000 | $ 469,000 | $ 179,000 |
| Rowan County North Carolina | 7 | $ 2,095,000 | $ 299,000 | $ 112,000 |
| Stanly County North Carolina | 7 | $ 3,845,000 | $ 549,000 | $ 179,000 |
| Colonial Heights County Virginia | 7 | $ 1,385,000 | $ 197,000 | $ 115,000 |
| Middlesex County Virginia | 7 | $ 2,975,000 | $ 425,000 | $ 223,000 |
| Kent County Delaware | 6 | $ 1,320,000 | $ 220,000 | $ 136,000 |
| Broward County Florida | 6 | $ 1,840,000 | $ 306,000 | $ 158,000 |
| Pinellas County Florida | 6 | $ 2,750,000 | $ 458,000 | $ 258,000 |
| Fulton County Georgia | 6 | $ 2,890,000 | $ 481,000 | $ 152,000 |
| Wicomico County Maryland | 6 | $ 1,380,000 | $ 230,000 | $ 70,000 |
| Craven County North Carolina | 6 | $ 2,050,000 | $ 341,000 | $ 128,000 |
| Hyde County North Carolina | 6 | $ 1,520,000 | $ 253,000 | $ 283,000 |
| Northampton County North Carolina | 6 | $ 1,760,000 | $ 293,000 | $ 191,000 |
| Rutherford County North Carolina | 6 | $ 1,060,000 | $ 176,000 | $ 64,000 |
| Chesterfield County South Carolina | 6 | $ 1,040,000 | $ 173,000 | $ 67,000 |
| King George County Virginia | 6 | $ 2,360,000 | $ 393,000 | $ 127,000 |
| Berkeley County West Virginia | 6 | $ 1,590,000 | $ 265,000 | $ 95,000 |
| Jefferson County West Virginia | 6 | $ 2,000,000 | $ 333,000 | $ 98,000 |
| New Castle County Delaware | 5 | $ 1,845,000 | $ 369,000 | $ 278,000 |
| Duval County Florida | 5 | $ 2,025,000 | $ 405,000 | $ 96,000 |
| Escambia County Florida | 5 | $ 815,000 | $ 163,000 | $ 282,000 |
| Monroe County Florida | 5 | $ 3,875,000 | $ 775,000 | $ 272,000 |
| Palm Beach County Florida | 5 | $ 2,375,000 | $ 475,000 | $ 632,000 |
| Allegany County Maryland | 5 | $ 555,000 | $ 111,000 | $ 69,000 |
| Avery County North Carolina | 5 | $ 3,025,000 | $ 605,000 | $ 260,000 |
| Greene County North Carolina | 5 | $ 1,615,000 | $ 323,000 | $ 143,000 |
| Martin County North Carolina | 5 | $ 255,000 | $ 51,000 | $ 45,000 |
| Lexington County South Carolina | 5 | $ 1,045,000 | $ 209,000 | $ 94,000 |
| Dinwiddie County Virginia | 5 | $ 405,000 | $ 81,000 | $ 52,000 |
| Emporia County Virginia | 5 | $ 355,000 | $ 71,000 | $ 21,000 |
| Essex County Virginia | 5 | $ 555,000 | $ 111,000 | $ 55,000 |
| Louisa County Virginia | 5 | $ 975,000 | $ 195,000 | $ 91,000 |
| Manassas County Virginia | 5 | $ 2,305,000 | $ 461,000 | $ 139,000 |
| Mathews County Virginia | 5 | $ 1,295,000 | $ 259,000 | $ 185,000 |
| El Paso County Colorado | 4 | $ 2,180,000 | $ 545,000 | $ 179,000 |
| Bay County Florida | 4 | $ 1,970,000 | $ 492,000 | $ 399,000 |
| Garrett County Maryland | 4 | $ 1,410,000 | $ 352,000 | $ 162,000 |
| Gates County North Carolina | 4 | $ 680,000 | $ 170,000 | $ 57,000 |
| Person County North Carolina | 4 | $ 1,130,000 | $ 282,000 | $ 101,000 |
| Rockingham County North Carolina | 4 | $ 2,460,000 | $ 615,000 | $ 306,000 |
| Wilkes County North Carolina | 4 | $ 2,640,000 | $ 660,000 | $ 225,000 |
| Cuyahoga County Ohio | 4 | $ 920,000 | $ 230,000 | $ 111,000 |
| Bucks County Pennsylvania | 4 | $ 1,260,000 | $ 315,000 | $ 93,000 |
| Berkeley County South Carolina | 4 | $ 1,440,000 | $ 360,000 | $ 122,000 |
| Greenville County South Carolina | 4 | $ 1,780,000 | $ 445,000 | $ 183,000 |
| Richland County South Carolina | 4 | $ 790,000 | $ 197,000 | $ 87,000 |
| Albemarle County Virginia | 4 | $ 1,220,000 | $ 305,000 | $ 161,000 |
| Charles City County Virginia | 4 | $ 720,000 | $ 180,000 | $ 77,000 |
| Frederick County Virginia | 4 | $ 2,010,000 | $ 502,000 | $ 129,000 |
| Mecklenburg County Virginia | 4 | $ 1,730,000 | $ 432,000 | $ 135,000 |
| Shenandoah County Virginia | 4 | $ 1,560,000 | $ 390,000 | $ 110,000 |
| Surry County Virginia | 4 | $ 1,600,000 | $ 400,000 | $ 118,000 |
| Warren County Virginia | 4 | $ 1,660,000 | $ 415,000 | $ 138,000 |
| Osceola County Florida | 3 | $ 1,085,000 | $ 361,000 | $ 165,000 |
| Sarasota County Florida | 3 | $ 915,000 | $ 305,000 | $ 137,000 |
| Anson County North Carolina | 3 | $ 495,000 | $ 165,000 | $ 40,000 |
| Bertie County North Carolina | 3 | $ 1,015,000 | $ 338,000 | $ 130,000 |
| Buncombe County North Carolina | 3 | $ 1,935,000 | $ 645,000 | $ 190,000 |
| Chowan County North Carolina | 3 | $ 375,000 | $ 125,000 | $ 92,000 |
| Columbus County North Carolina | 3 | $ 625,000 | $ 208,000 | $ 112,000 |
| Granville County North Carolina | 3 | $ 635,000 | $ 211,000 | $ 101,000 |
| Halifax County North Carolina | 3 | $ 1,075,000 | $ 358,000 | $ 128,000 |
| Hertford County North Carolina | 3 | $ 455,000 | $ 151,000 | $ 37,000 |
| Lee County North Carolina | 3 | $ 775,000 | $ 258,000 | $ 90,000 |
| Scotland County North Carolina | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Chester County South Carolina | 3 | $ 785,000 | $ 261,000 | $ 94,000 |
| Georgetown County South Carolina | 3 | $ 3,455,000 | $ 1,151,000 | $ 1,285,000 |
| Kershaw County South Carolina | 3 | $ 925,000 | $ 308,000 | $ 108,000 |
| Davidson County Tennessee | 3 | $ 2,595,000 | $ 865,000 | $ 1,747,000 |
| Williamson County Tennessee | 3 | $ 1,855,000 | $ 618,000 | $ 152,000 |
| Bexar County Texas | 3 | $ 1,165,000 | $ 388,000 | $ 152,000 |
| Harris County Texas | 3 | $ 1,125,000 | $ 375,000 | $ 99,000 |
| Tarrant County Texas | 3 | $ 985,000 | $ 328,000 | $ 190,000 |
| Fairfax City County Virginia | 3 | $ 1,815,000 | $ 605,000 | $ 370,000 |
| Franklin City County Virginia | 3 | $ 535,000 | $ 178,000 | $ 229,000 |
| Fredericksburg County Virginia | 3 | $ 665,000 | $ 221,000 | $ 124,000 |
| Southampton County Virginia | 3 | $ 1,085,000 | $ 361,000 | $ 255,000 |
| Pueblo County Colorado | 2 | $ 340,000 | $ 170,000 | $ 187,000 |
| Gilchrist County Florida | 2 | $ 380,000 | $ 190,000 | $ 114,000 |
| Lee County Florida | 2 | $ 540,000 | $ 270,000 | $ 210,000 |
| Manatee County Florida | 2 | $ 880,000 | $ 440,000 | $ 132,000 |
| Marion County Florida | 2 | $ 1,290,000 | $ 645,000 | $ 130,000 |
| Volusia County Florida | 2 | $ 890,000 | $ 445,000 | $ 188,000 |
| Clayton County Georgia | 2 | $ 580,000 | $ 290,000 | $ 59,000 |
| Dougherty County Georgia | 2 | $ 440,000 | $ 220,000 | $ 247,000 |
| Forsyth County Georgia | 2 | $ 770,000 | $ 385,000 | $ 107,000 |
| Houston County Georgia | 2 | $ 510,000 | $ 255,000 | $ 84,000 |
| Newton County Georgia | 2 | $ 560,000 | $ 280,000 | $ 54,000 |
| Ashe County North Carolina | 2 | $ 1,030,000 | $ 515,000 | $ 265,000 |
| Cleveland County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 61,000 |
| Edgecombe County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 38,000 |
| Henderson County North Carolina | 2 | $ 10,330,000 | $ 5,165,000 | $ 159,000 |
| Pamlico County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 62,000 |
| Robeson County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 30,000 |
| Sampson County North Carolina | 2 | $ 810,000 | $ 405,000 | $ 187,000 |
| Stokes County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 107,000 |
| Tyrrell County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 109,000 |
| Allegheny County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 471,000 |
| Cambria County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 265,000 |
| Chester County Pennsylvania | 2 | $ 1,270,000 | $ 635,000 | $ 329,000 |
| Dauphin County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 106,000 |
| Montgomery County Pennsylvania | 2 | $ 1,080,000 | $ 540,000 | $ 154,000 |
| Fairfield County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 52,000 |
| Oconee County South Carolina | 2 | $ 1,440,000 | $ 720,000 | $ 190,000 |
| Collin County Texas | 2 | $ 1,250,000 | $ 625,000 | $ 392,000 |
| Accomack County Virginia | 2 | $ 1,310,000 | $ 655,000 | $ 592,000 |
| Amelia County Virginia | 2 | $ 610,000 | $ 305,000 | $ 85,000 |
| Buckingham County Virginia | 2 | $ 250,000 | $ 125,000 | $ 128,000 |
| Culpeper County Virginia | 2 | $ 890,000 | $ 445,000 | $ 86,000 |
| Danville County Virginia | 2 | $ 100,000 | $ 50,000 | $ 17,000 |
| Greensville County Virginia | 2 | $ 270,000 | $ 135,000 | $ 92,000 |
| King and Queen County Virginia | 2 | $ 170,000 | $ 85,000 | $ 53,000 |
| Lancaster County Virginia | 2 | $ 510,000 | $ 255,000 | $ 98,000 |
| Manassas Park County Virginia | 2 | $ 720,000 | $ 360,000 | $ 178,000 |
| Nottoway County Virginia | 2 | $ 140,000 | $ 70,000 | $ 54,000 |
| Orange County Virginia | 2 | $ 900,000 | $ 450,000 | $ 178,000 |
| Prince Edward County Virginia | 2 | $ 190,000 | $ 95,000 | $ 48,000 |
| Pulaski County Virginia | 2 | $ 420,000 | $ 210,000 | $ 112,000 |
| Rockbridge County Virginia | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Rockingham County Virginia | 2 | $ 710,000 | $ 355,000 | $ 193,000 |
| Waynesboro County Virginia | 2 | $ 590,000 | $ 295,000 | $ 88,000 |
| Morgan County West Virginia | 2 | $ 430,000 | $ 215,000 | $ 173,000 |
| Pocahontas County West Virginia | 2 | $ 610,000 | $ 305,000 | $ 102,000 |
| Coffee County Alabama | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
| Arapahoe County Colorado | 1 | $ 425,000 | $ 425,000 | $ 174,000 |
| Larimer County Colorado | 1 | $ 865,000 | $ 865,000 | $ 153,000 |
| Baker County Florida | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| Clay County Florida | 1 | $ 535,000 | $ 535,000 | $ 149,000 |
| Hernando County Florida | 1 | $ 325,000 | $ 325,000 | $ 108,000 |
| Hillsborough County Florida | 1 | $ 525,000 | $ 525,000 | $ 550,000 |
| Leon County Florida | 1 | $ 615,000 | $ 615,000 | $ 129,000 |
| Miami-Dade County Florida | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Nassau County Florida | 1 | $ 435,000 | $ 435,000 | $ 60,000 |
| Okaloosa County Florida | 1 | $ 535,000 | $ 535,000 | $ 156,000 |
| Pasco County Florida | 1 | $ 435,000 | $ 435,000 | $ 228,000 |
| Santa Rosa County Florida | 1 | $ 495,000 | $ 495,000 | $ 324,000 |
| St. Johns County Florida | 1 | $ 475,000 | $ 475,000 | $ 136,000 |
| Sumter County Florida | 1 | $ 315,000 | $ 315,000 | $ 389,000 |
| Cherokee County Georgia | 1 | $ 345,000 | $ 345,000 | $ 82,000 |
| Clarke County Georgia | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Cobb County Georgia | 1 | $ 285,000 | $ 285,000 | $ 169,000 |
| Columbia County Georgia | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Coweta County Georgia | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| DeKalb County Georgia | 1 | $ 475,000 | $ 475,000 | $ 228,000 |
| Douglas County Georgia | 1 | $ 545,000 | $ 545,000 | $ 232,000 |
| Gwinnett County Georgia | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| Liberty County Georgia | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| Lowndes County Georgia | 1 | $ 75,000 | $ 75,000 | $ 203,000 |
| Muscogee County Georgia | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Richmond County Georgia | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Union County Georgia | 1 | $ 465,000 | $ 465,000 | $ 130,000 |
| Laurel County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 461,000 |
| Pike County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 285,000 |
| Warren County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| Livingston County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 113,000 |
| St. Tammany County Louisiana | 1 | $ 405,000 | $ 405,000 | $ 152,000 |
| Somerset County Maryland | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Essex County Massachusetts | 1 | $ 595,000 | $ 595,000 | $ 577,000 |
| Alexander County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 119,000 |
| Alleghany County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 253,000 |
| Caldwell County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 279,000 |
| Macon County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| McDowell County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Mitchell County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 224,000 |
| Randolph County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Richmond County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 546,000 |
| Vance County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Washington County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Yancey County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 366,000 |
| Ashland County Ohio | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Huron County Ohio | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Sandusky County Ohio | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Summit County Ohio | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Berks County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Butler County Pennsylvania | 1 | $ 575,000 | $ 575,000 | $ 145,000 |
| Cameron County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Carbon County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 282,000 |
| Lackawanna County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Lancaster County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 32,000 |
| Lebanon County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 154,000 |
| Philadelphia County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 238,000 |
| Schuylkill County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 148,000 |
| Aiken County South Carolina | 1 | $ 985,000 | $ 985,000 | $ 239,000 |
| Anderson County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 112,000 |
| Darlington County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 247,000 |
| Sumter County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Franklin County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 46,000 |
| Hamilton County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 166,000 |
| Humphreys County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 56,000 |
| Johnson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 197,000 |
| Weakley County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| El Paso County Texas | 1 | $ 95,000 | $ 95,000 | $ 150,000 |
| Montgomery County Texas | 1 | $ 205,000 | $ 205,000 | $ 192,000 |
| Summit County Utah | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Amherst County Virginia | 1 | $ 605,000 | $ 605,000 | $ 220,000 |
| Campbell County Virginia | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Caroline County Virginia | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Carroll County Virginia | 1 | $ 255,000 | $ 255,000 | $ 111,000 |
| Floyd County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 485,000 | $ 485,000 | $ 108,000 |
| Franklin County Virginia | 1 | $ 1,945,000 | $ 1,945,000 | $ 1,110,000 |
| Lunenburg County Virginia | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Lynchburg County Virginia | 1 | $ 415,000 | $ 415,000 | $ 89,000 |
| Nelson County Virginia | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Patrick County Virginia | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Pittsylvania County Virginia | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Rappahannock County Virginia | 1 | $ 445,000 | $ 445,000 | $ 93,000 |
| Roanoke County Virginia | 1 | $ 415,000 | $ 415,000 | $ 110,000 |
| Sussex County Virginia | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Winchester County Virginia | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Grant County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Hardy County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 204,000 |
| Monongalia County West Virginia | 1 | $ 355,000 | $ 355,000 | $ 250,000 |
| Monroe County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 10,000 |
| Summers County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Wood County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 18,000 |
Mortgage Loan Application Detail Totals for Towne Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,136 | $2,467,250,000 | $402,000 | $16,505,000 | $156,000 | $4,924,000 |
| Cash-out Refinancing | 784 | $295,920,000 | $377,000 | $2,985,000 | $160,000 | $1,658,000 |
| Refinancing | 648 | $278,320,000 | $429,000 | $16,905,000 | $241,000 | $7,688,000 |
| Home Improvement | 572 | $101,530,000 | $177,000 | $3,155,000 | $264,000 | $2,040,000 |
| Other Purpose | 350 | $71,290,000 | $203,000 | $1,505,000 | $265,000 | $4,150,000 |
| Not Applicable | 1 | $265,000 | $265,000 | $265,000 | $85,000 | $85,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,393 | $1,538,655,000 | $350,000 | $3,505,000 | $175,000 | $7,688,000 |
| Not Provided | 1,620 | $647,720,000 | $399,000 | $5,255,000 | $234,000 | $4,924,000 |
| Black or African American | 957 | $303,835,000 | $317,000 | $2,005,000 | $113,000 | $822,000 |
| Hispanic | 562 | $182,770,000 | $325,000 | $1,755,000 | $115,000 | $1,764,000 |
| Not applicable | 477 | $353,765,000 | $741,000 | $16,905,000 | $136,000 | $234,000 |
| Asian | 413 | $165,665,000 | $401,000 | $1,805,000 | $147,000 | $1,412,000 |
| American Indian or Alaskan Native | 23 | $7,535,000 | $327,000 | $865,000 | $143,000 | $487,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $5,210,000 | $434,000 | $865,000 | $154,000 | $358,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,574 | $2,508,180,000 | $381,000 | $16,905,000 | $195,000 | $7,688,000 |
| FHA-insured (Federal Housing Administration) | 979 | $305,915,000 | $312,000 | $855,000 | $91,000 | $790,000 |
| VA-guaranteed (Veterans Administration) | 857 | $378,615,000 | $441,000 | $1,275,000 | $130,000 | $1,764,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 81 | $21,865,000 | $269,000 | $455,000 | $78,000 | $122,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,729 | $2,583,995,000 | $384,000 | $16,905,000 | $179,000 | $7,688,000 |
| Application Withdrawn By Applicant | 1,048 | $396,990,000 | $378,000 | $3,225,000 | $155,000 | $2,952,000 |
| Application Denied By Financial Institution | 412 | $125,890,000 | $305,000 | $2,805,000 | $123,000 | $1,966,000 |
| Application Approved But Not Accepted | 146 | $39,800,000 | $272,000 | $1,685,000 | $223,000 | $1,744,000 |
| File Closed For Incompleteness | 145 | $64,135,000 | $442,000 | $2,255,000 | $202,000 | $3,797,000 |
| Loan Purchased By The Institution | 11 | $3,765,000 | $342,000 | $515,000 | $136,000 | $234,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,079 | $3,088,685,000 | $382,000 | $16,905,000 | $177,000 | $7,688,000 |
| Debt-To-Income Ratio | 106 | $30,680,000 | $289,000 | $1,325,000 | $79,000 | $358,000 |
| Credit Application Incomplete | 102 | $41,620,000 | $408,000 | $1,605,000 | $142,000 | $916,000 |
| Credit History | 91 | $19,045,000 | $209,000 | $1,995,000 | $125,000 | $790,000 |
| Collateral | 72 | $21,890,000 | $304,000 | $2,805,000 | $171,000 | $1,966,000 |
| Employment History | 14 | $4,780,000 | $341,000 | $985,000 | $67,000 | $169,000 |
| Other | 13 | $2,735,000 | $210,000 | $855,000 | $115,000 | $336,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,370,000 | $296,000 | $645,000 | $95,000 | $192,000 |
| Unverifiable Information | 6 | $2,770,000 | $461,000 | $725,000 | $144,000 | $237,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Towne Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Towne Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.