Transland Financial Services Mortgage Lending & HMDA Data, 2004

In 2004, Transland Financial Services of Maitland, FL reported 4,390 mortgage applications totaling $585.8 million, down 42% from 2003. The average application was for $133,443, and applicants reported an average income of $54,190. 83% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Port St. Lucie-Fort Pierce, FL (344), Orlando, FL (317) and Atlanta-Sandy Springs-Marietta, GA (166) (applications in parentheses).

Mortgage Company & Address Transland Financial Services
2701 Maitland Center Parkway, Ste 300
Maitland, FL 32751
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 4,390
Total Mortgage Loan Application Amount $585,818,000
Average Mortgage Loan Application Amount $133,443
Highest Mortgage Loan Application Amount $2,100,000
Average Applicant Income $54,190
Highest Applicant Income $827,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Transland Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Transland Financial Services by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Lucie, Florida 334 $ 43,232,000 $ 129,437 $ 45,000
Polk, Florida 149 $ 14,725,000 $ 98,825 $ 30,000
Lee, Florida 134 $ 24,309,000 $ 181,410 $ 51,000
Orange, Florida 126 $ 19,528,000 $ 154,984 $ 46,000
Marion, Florida 124 $ 11,772,000 $ 94,935 $ 37,000
Volusia, Florida 110 $ 12,219,000 $ 111,081 $ 43,000
Fairfax, Virginia 100 $ 24,533,000 $ 245,330 $ 97,000
Shelby, Tennessee 97 $ 8,813,000 $ 90,855 $ 39,000
Brevard, Florida 89 $ 9,777,000 $ 109,853 $ 49,000
Lake, Florida 84 $ 11,974,000 $ 142,547 $ 43,000
Seminole, Florida 69 $ 8,790,000 $ 127,391 $ 35,000
Alachua, Florida 66 $ 6,560,000 $ 99,393 $ 47,000
Leon, Florida 66 $ 9,455,000 $ 143,257 $ 52,000
Pasco, Florida 56 $ 6,331,000 $ 113,053 $ 36,000
Duval, Florida 51 $ 6,039,000 $ 118,411 $ 51,000
Montgomery, Maryland 47 $ 10,891,000 $ 231,723 $ 77,000
Clay, Florida 46 $ 5,030,000 $ 109,347 $ 39,000
Hillsborough, Florida 46 $ 6,266,000 $ 136,217 $ 53,000
Prince George's, Maryland 45 $ 7,677,000 $ 170,600 $ 61,000
Palm Beach, Florida 44 $ 8,666,000 $ 196,954 $ 82,000
Anne Arundel, Maryland 42 $ 11,231,000 $ 267,404 $ 70,000
Fulton, Georgia 39 $ 7,479,000 $ 191,769 $ 82,000
Osceola, Florida 38 $ 4,392,000 $ 115,578 $ 58,000
Mobile, Alabama 30 $ 2,379,000 $ 79,300 $ 45,000
DeKalb, Georgia 30 $ 4,258,000 $ 141,933 $ 60,000
Richmond, Georgia 30 $ 2,521,000 $ 84,033 $ 47,000
Virginia Beach, Virginia 30 $ 4,333,000 $ 144,433 $ 67,000
Hernando, Florida 28 $ 3,143,000 $ 112,250 $ 46,000
Flagler, Florida 27 $ 3,349,000 $ 124,037 $ 69,000
Cobb, Georgia 26 $ 4,159,000 $ 159,961 $ 76,000
Pinellas, Florida 25 $ 3,975,000 $ 159,000 $ 42,000
Collier, Florida 24 $ 3,755,000 $ 156,458 $ 41,000
Broward, Florida 23 $ 2,799,000 $ 121,695 $ 51,000
Levy, Florida 22 $ 1,874,000 $ 85,181 $ 43,000
Guilford, North Carolina 21 $ 2,003,000 $ 95,380 $ 35,000
Gordon, Georgia 19 $ 1,726,000 $ 90,842 $ 34,000
Harrison, Mississippi 19 $ 1,696,000 $ 89,263 $ 72,000
Gwinnett, Georgia 18 $ 2,800,000 $ 155,555 $ 49,000
Norfolk, Virginia 18 $ 1,919,000 $ 106,611 $ 78,000
Citrus, Florida 17 $ 1,574,000 $ 92,588 $ 34,000
Miami-Dade, Florida 17 $ 2,260,000 $ 132,941 $ 50,000
Howard, Maryland 17 $ 4,482,000 $ 263,647 $ 90,000
Cumberland, Pennsylvania 17 $ 1,958,000 $ 115,176 $ 28,000
Lake, Illinois 16 $ 2,234,000 $ 139,625 $ 42,000
Baltimore, Maryland 16 $ 3,139,000 $ 196,187 $ 107,000
Hancock, Mississippi 15 $ 1,900,000 $ 126,666 $ 53,000
Anderson, South Carolina 15 $ 1,297,000 $ 86,466 $ 49,000
Putnam, Florida 14 $ 1,158,000 $ 82,714 $ 43,000
Floyd, Georgia 14 $ 1,467,000 $ 104,785 $ 51,000
Greenville, South Carolina 14 $ 1,419,000 $ 101,357 $ 48,000
Davidson, Tennessee 14 $ 1,278,000 $ 91,285 $ 38,000
Columbia, Florida 13 $ 1,202,000 $ 92,461 $ 40,000
Clayton, Georgia 13 $ 1,617,000 $ 124,384 $ 37,000
Dougherty, Georgia 13 $ 1,128,000 $ 86,769 $ 80,000
Frederick, Maryland 13 $ 2,659,000 $ 204,538 $ 57,000
Cleveland, North Carolina 13 $ 1,297,000 $ 99,769 $ 65,000
Spartanburg, South Carolina 13 $ 1,078,000 $ 82,923 $ 32,000
Chesapeake, Virginia 13 $ 1,406,000 $ 108,153 $ 60,000
Lauderdale, Tennessee 12 $ 793,000 $ 66,083 $ 42,000
Prince William, Virginia 12 $ 3,086,000 $ 257,166 $ 74,000
Houston, Alabama 11 $ 894,000 $ 81,272 $ 36,000
Charlotte, Florida 11 $ 1,765,000 $ 160,454 $ 62,000
St. Johns, Florida 11 $ 1,463,000 $ 133,000 $ 38,000
Harris, Texas 11 $ 1,430,000 $ 130,000 $ 50,000
Loudoun, Virginia 11 $ 3,330,000 $ 302,727 $ 91,000
Gilchrist, Florida 10 $ 734,000 $ 73,400 $ 44,000
Martin, Florida 10 $ 1,143,000 $ 114,300 $ 52,000
Calhoun, Alabama 9 $ 950,000 $ 105,555 $ 47,000
Tuscaloosa, Alabama 9 $ 614,000 $ 68,222 $ 38,000
Bay, Florida 9 $ 1,068,000 $ 118,666 $ 56,000
Sumter, Florida 9 $ 1,078,000 $ 119,777 $ 126,000
Norfolk, Massachusetts 9 $ 2,282,000 $ 253,555 $ 98,000
Dauphin, Pennsylvania 9 $ 784,000 $ 87,111 $ 41,000
Lycoming, Pennsylvania 9 $ 838,000 $ 93,111 $ 30,000
York, Pennsylvania 9 $ 1,122,000 $ 124,666 $ 28,000
Henrico, Virginia 9 $ 1,476,000 $ 164,000 $ 136,000
Newport News, Virginia 9 $ 837,000 $ 93,000 $ 52,000
Portsmouth, Virginia 9 $ 1,033,000 $ 114,777 $ 39,000
Douglas, Georgia 8 $ 1,184,000 $ 148,000 $ 64,000
Charles, Maryland 8 $ 1,648,000 $ 206,000 $ 79,000
Hinds, Mississippi 8 $ 687,000 $ 85,875 $ 65,000
Forsyth, North Carolina 8 $ 636,000 $ 79,500 $ 53,000
Johnson, Texas 8 $ 915,000 $ 114,375 $ 39,000
Smith, Texas 8 $ 763,000 $ 95,375 $ 34,000
Campbell, Virginia 8 $ 789,000 $ 98,625 $ 27,000
Gloucester, Virginia 8 $ 1,072,000 $ 134,000 $ 45,000
Jefferson, Alabama 7 $ 832,000 $ 118,857 $ 63,000
Bradford, Florida 7 $ 562,000 $ 80,285 $ 48,000
Gadsden, Florida 7 $ 831,000 $ 118,714 $ 48,000
Highlands, Florida 7 $ 638,000 $ 91,142 $ 51,000
Nassau, Florida 7 $ 866,000 $ 123,714 $ 72,000
Henry, Georgia 7 $ 1,323,000 $ 189,000 $ 61,000
Sumner, Tennessee 7 $ 729,000 $ 104,142 $ 48,000
Wilson, Tennessee 7 $ 683,000 $ 97,571 $ 26,000
Pittsylvania, Virginia 7 $ 885,000 $ 126,428 $ 30,000
Baldwin, Alabama 6 $ 1,244,000 $ 207,333 $ 84,000
Talladega, Alabama 6 $ 564,000 $ 94,000 $ 39,000
Escambia, Florida 6 $ 521,000 $ 86,833 $ 49,000
Okaloosa, Florida 6 $ 724,000 $ 120,666 $ 18,000
Okeechobee, Florida 6 $ 820,000 $ 136,666 $ 80,000
Walton, Florida 6 $ 814,000 $ 135,666 $ 82,000
Columbia, Georgia 6 $ 655,000 $ 109,166 $ 42,000
Effingham, Georgia 6 $ 569,000 $ 94,833 $ 32,000
Harford, Maryland 6 $ 969,000 $ 161,500 $ 43,000
Gaston, North Carolina 6 $ 723,000 $ 120,500 $ 90,000
Jackson, North Carolina 6 $ 1,125,000 $ 187,500 $ 131,000
Macon, North Carolina 6 $ 1,811,000 $ 301,833 $ 79,000
Mecklenburg, North Carolina 6 $ 655,000 $ 109,166 $ 52,000
Wake, North Carolina 6 $ 707,000 $ 117,833 $ 43,000
Lancaster, Pennsylvania 6 $ 608,000 $ 101,333 $ 17,000
Monroe, Pennsylvania 6 $ 1,037,000 $ 172,833 $ 80,000
Dorchester, South Carolina 6 $ 670,000 $ 111,666 $ 54,000
Hamilton, Tennessee 6 $ 543,000 $ 90,500 $ 50,000
Lawrence, Tennessee 6 $ 326,000 $ 54,333 $ 29,000
Tipton, Tennessee 6 $ 633,000 $ 105,500 $ 66,000
Fort Bend, Texas 6 $ 930,000 $ 155,000 $ 107,000
Arlington, Virginia 6 $ 1,334,000 $ 222,333 $ 77,000
Bedford, Virginia 6 $ 1,010,000 $ 168,333 $ 32,000
Franklin, Virginia 6 $ 834,000 $ 139,000 $ 44,000
Stafford, Virginia 6 $ 1,266,000 $ 211,000 $ 82,000
Bibb, Alabama 5 $ 467,000 $ 93,400 $ 66,000
Dale, Alabama 5 $ 323,000 $ 64,600 $ 24,000
Madison, Alabama 5 $ 491,000 $ 98,200 $ 33,000
Walker, Alabama 5 $ 375,000 $ 75,000 $ 36,000
Jackson, Florida 5 $ 428,000 $ 85,600 $ 37,000
Santa Rosa, Florida 5 $ 612,000 $ 122,400 $ 78,000
Sarasota, Florida 5 $ 874,000 $ 174,800 $ 61,000
Suwannee, Florida 5 $ 393,000 $ 78,600 $ 76,000
Bartow, Georgia 5 $ 695,000 $ 139,000 $ 63,000
Hall, Georgia 5 $ 475,000 $ 95,000 $ 44,000
Laurens, Georgia 5 $ 387,000 $ 77,400 $ 42,000
Lee, Georgia 5 $ 536,000 $ 107,200 $ 61,000
Baltimore City, Maryland 5 $ 631,000 $ 126,200 $ 132,000
Carroll, Maryland 5 $ 819,000 $ 163,800 $ 61,000
Washington, Maryland 5 $ 1,060,000 $ 212,000 $ 99,000
Berkeley, South Carolina 5 $ 647,000 $ 129,400 $ 51,000
Pickens, South Carolina 5 $ 509,000 $ 101,800 $ 36,000
Richland, South Carolina 5 $ 622,000 $ 124,400 $ 57,000
Parker, Texas 5 $ 471,000 $ 94,200 $ 35,000
Dinwiddie, Virginia 5 $ 627,000 $ 125,400 $ 49,000
Barbour, Alabama 4 $ 222,000 $ 55,500 $ 42,000
Geneva, Alabama 4 $ 415,000 $ 103,750 $ 51,000
Lawrence, Alabama 4 $ 339,000 $ 84,750 $ 44,000
Marshall, Alabama 4 $ 314,000 $ 78,500 $ 40,000
Shelby, Alabama 4 $ 494,000 $ 123,500 $ 46,000
Hartford, Connecticut 4 $ 1,007,000 $ 251,750 $ 101,000
New Haven, Connecticut 4 $ 968,000 $ 242,000 $ 448,000
Indian River, Florida 4 $ 421,000 $ 105,250 $ 46,000
Manatee, Florida 4 $ 682,000 $ 170,500 $ 55,000
Wakulla, Florida 4 $ 282,000 $ 70,500 $ 47,000
Fayette, Georgia 4 $ 1,054,000 $ 263,500 $ 56,000
Hart, Georgia 4 $ 288,000 $ 72,000 $ 26,000
Paulding, Georgia 4 $ 731,000 $ 182,750 $ 53,000
Cook, Illinois 4 $ 955,000 $ 238,750 $ 30,000
Calvert, Maryland 4 $ 824,000 $ 206,000 $ 284,000
Plymouth, Massachusetts 4 $ 1,395,000 $ 348,750 $ 159,000
Wayne, Michigan 4 $ 532,000 $ 133,000 $ 46,000
Jackson, Mississippi 4 $ 695,000 $ 173,750 $ 61,000
Davidson, North Carolina 4 $ 317,000 $ 79,250 $ 31,000
Surry, North Carolina 4 $ 483,000 $ 120,750 $ 53,000
Wayne, North Carolina 4 $ 298,000 $ 74,500 $ 56,000
Allegheny, Pennsylvania 4 $ 412,000 $ 103,000 $ 52,000
Philadelphia, Pennsylvania 4 $ 353,000 $ 88,250 $ 78,000
Horry, South Carolina 4 $ 407,000 $ 101,750 $ 58,000
Oconee, South Carolina 4 $ 710,000 $ 177,500 $ 60,000
York, South Carolina 4 $ 605,000 $ 151,250 $ 70,000
Rutherford, Tennessee 4 $ 376,000 $ 94,000 $ 28,000
Bexar, Texas 4 $ 408,000 $ 102,000 $ 51,000
Culpeper, Virginia 4 $ 466,000 $ 116,500 $ 59,000
Frederick, Virginia 4 $ 810,000 $ 202,500 $ 48,000
Manassas, Virginia 4 $ 629,000 $ 157,250 $ 63,000
Richmond City, Virginia 4 $ 481,000 $ 120,250 $ 67,000
Roanoke City, Virginia 4 $ 384,000 $ 96,000 $ 75,000
Spotsylvania, Virginia 4 $ 579,000 $ 144,750 $ 57,000
Chilton, Alabama 3 $ 279,000 $ 93,000 $ 47,000
Etowah, Alabama 3 $ 198,000 $ 66,000 $ 51,000
Fairfield, Connecticut 3 $ 2,850,000 $ 950,000 $ 58,000
District of Columbia, District Of Columbia 3 $ 664,000 $ 221,333 $ 80,000
Calhoun, Florida 3 $ 236,000 $ 78,666 $ 51,000
Franklin, Florida 3 $ 428,000 $ 142,666 $ 98,000
Hamilton, Florida 3 $ 240,000 $ 80,000 $ 44,000
Hendry, Florida 3 $ 259,000 $ 86,333 $ 29,000
Franklin, Georgia 3 $ 231,000 $ 77,000 $ 36,000
Mitchell, Georgia 3 $ 240,000 $ 80,000 $ 33,000
Muscogee, Georgia 3 $ 206,000 $ 68,666 $ 13,000
Rockdale, Georgia 3 $ 453,000 $ 151,000 $ 38,000
Worth, Georgia 3 $ 193,000 $ 64,333 $ 55,000
Caddo, Louisiana 3 $ 213,000 $ 71,000 $ 49,000
Queen Anne's, Maryland 3 $ 365,000 $ 121,666 $ 47,000
Worcester, Maryland 3 $ 693,000 $ 231,000 $ 130,000
Essex, Massachusetts 3 $ 766,000 $ 255,333 $ 93,000
Middlesex, Massachusetts 3 $ 722,000 $ 240,666 $ 66,000
DeSoto, Mississippi 3 $ 344,000 $ 114,666 $ 24,000
Alamance, North Carolina 3 $ 272,000 $ 90,666 $ 106,000
Burke, North Carolina 3 $ 356,000 $ 118,666 $ 23,000
Craven, North Carolina 3 $ 259,000 $ 86,333 $ 47,000
Iredell, North Carolina 3 $ 478,000 $ 159,333 $ 59,000
Rockingham, North Carolina 3 $ 275,000 $ 91,666 $ 66,000
Columbia, Pennsylvania 3 $ 356,000 $ 118,666 $ 59,000
Franklin, Pennsylvania 3 $ 423,000 $ 141,000 $ 30,000
Montgomery, Pennsylvania 3 $ 441,000 $ 147,000 $ 40,000
Northumberland, Pennsylvania 3 $ 285,000 $ 95,000 $ 42,000
Aiken, South Carolina 3 $ 452,000 $ 150,666 $ 47,000
Beaufort, South Carolina 3 $ 936,000 $ 312,000 $ 89,000
Laurens, South Carolina 3 $ 275,000 $ 91,666 $ 47,000
Rhea, Tennessee 3 $ 253,000 $ 84,333 $ 40,000
Robertson, Tennessee 3 $ 291,000 $ 97,000 $ 43,000
Brazoria, Texas 3 $ 336,000 $ 112,000 $ 67,000
Collin, Texas 3 $ 482,000 $ 160,666 $ 24,000
Dallas, Texas 3 $ 341,000 $ 113,666 $ 69,000
Galveston, Texas 3 $ 386,000 $ 128,666 $ 55,000
Tarrant, Texas 3 $ 414,000 $ 138,000 $ 0
Amherst, Virginia 3 $ 288,000 $ 96,000 $ 36,000
Caroline, Virginia 3 $ 222,000 $ 74,000 $ 37,000
Charles City, Virginia 3 $ 462,000 $ 154,000 $ 52,000
Chesterfield, Virginia 3 $ 455,000 $ 151,666 $ 160,000
Hampton, Virginia 3 $ 335,000 $ 111,666 $ 52,000
Hopewell, Virginia 3 $ 237,000 $ 79,000 $ 32,000
Louisa, Virginia 3 $ 350,000 $ 116,666 $ 41,000
Lynchburg, Virginia 3 $ 350,000 $ 116,666 $ 46,000
Prince George, Virginia 3 $ 375,000 $ 125,000 $ 65,000
Southampton, Virginia 3 $ 377,000 $ 125,666 $ 58,000
Choctaw, Alabama 2 $ 187,000 $ 93,500 $ 39,000
Cullman, Alabama 2 $ 119,000 $ 59,500 $ 53,000
Lauderdale, Alabama 2 $ 124,000 $ 62,000 $ 44,000
Lee, Alabama 2 $ 302,000 $ 151,000 $ 34,000
Marion, Alabama 2 $ 177,000 $ 88,500 $ 47,000
Montgomery, Alabama 2 $ 128,000 $ 64,000 $ 36,000
Tallapoosa, Alabama 2 $ 178,000 $ 89,000 $ 35,000
Washington, Alabama 2 $ 118,000 $ 59,000 $ 98,000
Wilcox, Alabama 2 $ 191,000 $ 95,500 $ 59,000
Baker, Florida 2 $ 201,000 $ 100,500 $ 39,000
DeSoto, Florida 2 $ 161,000 $ 80,500 $ 40,000
Liberty, Florida 2 $ 140,000 $ 70,000 $ 36,000
Carroll, Georgia 2 $ 291,000 $ 145,500 $ 58,000
Catoosa, Georgia 2 $ 176,000 $ 88,000 $ 58,000
Chatham, Georgia 2 $ 218,000 $ 109,000 $ 53,000
Cherokee, Georgia 2 $ 384,000 $ 192,000 $ 108,000
Dodge, Georgia 2 $ 175,000 $ 87,500 $ 34,000
Gilmer, Georgia 2 $ 143,000 $ 71,500 $ 31,000
Glynn, Georgia 2 $ 186,000 $ 93,000 $ 53,000
Habersham, Georgia 2 $ 142,000 $ 71,000 $ 29,000
Tippecanoe, Indiana 2 $ 190,000 $ 95,000 $ 37,000
Grant, Kentucky 2 $ 234,000 $ 117,000 $ 31,000
Henry, Kentucky 2 $ 160,000 $ 80,000 $ 26,000
Lafourche, Louisiana 2 $ 121,000 $ 60,500 $ 32,000
Allegany, Maryland 2 $ 76,000 $ 38,000 $ 120,000
Cecil, Maryland 2 $ 335,000 $ 167,500 $ 78,000
Bristol, Massachusetts 2 $ 429,000 $ 214,500 $ 45,000
Suffolk, Massachusetts 2 $ 564,000 $ 282,000 $ 59,000
Forrest, Mississippi 2 $ 150,000 $ 75,000 $ 37,000
Rankin, Mississippi 2 $ 117,000 $ 58,500 $ 37,000
Callaway, Missouri 2 $ 140,000 $ 70,000 $ 38,000
Monmouth, New Jersey 2 $ 509,000 $ 254,500 $ 135,000
Cabarrus, North Carolina 2 $ 214,000 $ 107,000 $ 39,000
Caldwell, North Carolina 2 $ 183,000 $ 91,500 $ 40,000
Pitt, North Carolina 2 $ 319,000 $ 159,500 $ 55,000
Randolph, North Carolina 2 $ 200,000 $ 100,000 $ 38,000
Stanly, North Carolina 2 $ 289,000 $ 144,500 $ 48,000
Stokes, North Carolina 2 $ 210,000 $ 105,000 $ 44,000
Carbon, Pennsylvania 2 $ 332,000 $ 166,000 $ 56,000
Lebanon, Pennsylvania 2 $ 199,000 $ 99,500 $ 80,000
Wayne, Pennsylvania 2 $ 91,000 $ 45,500 $ 30,000
Charleston, South Carolina 2 $ 467,000 $ 233,500 $ 77,000
Edgefield, South Carolina 2 $ 188,000 $ 94,000 $ 38,000
Lexington, South Carolina 2 $ 199,000 $ 99,500 $ 53,000
Orangeburg, South Carolina 2 $ 153,000 $ 76,500 $ 51,000
Sumter, South Carolina 2 $ 161,000 $ 80,500 $ 46,000
Coffee, Tennessee 2 $ 86,000 $ 43,000 $ 28,000
Fayette, Tennessee 2 $ 168,000 $ 84,000 $ 45,000
Knox, Tennessee 2 $ 135,000 $ 67,500 $ 50,000
Lincoln, Tennessee 2 $ 152,000 $ 76,000 $ 24,000
Madison, Tennessee 2 $ 280,000 $ 140,000 $ 77,000
Montgomery, Tennessee 2 $ 183,000 $ 91,500 $ 64,000
Warren, Tennessee 2 $ 152,000 $ 76,000 $ 23,000
Washington, Tennessee 2 $ 141,000 $ 70,500 $ 34,000
Williamson, Tennessee 2 $ 390,000 $ 195,000 $ 0
Kaufman, Texas 2 $ 172,000 $ 86,000 $ 47,000
Alexandria, Virginia 2 $ 384,000 $ 192,000 $ 68,000
Amelia, Virginia 2 $ 171,000 $ 85,500 $ 47,000
Botetourt, Virginia 2 $ 275,000 $ 137,500 $ 72,000
Clarke, Virginia 2 $ 203,000 $ 101,500 $ 42,000
Fauquier, Virginia 2 $ 274,000 $ 137,000 $ 62,000
Goochland, Virginia 2 $ 225,000 $ 112,500 $ 54,000
Greensville, Virginia 2 $ 168,000 $ 84,000 $ 36,000
Hanover, Virginia 2 $ 340,000 $ 170,000 $ 62,000
James City, Virginia 2 $ 327,000 $ 163,500 $ 78,000
Madison, Virginia 2 $ 262,000 $ 131,000 $ 38,000
Manassas Park, Virginia 2 $ 447,000 $ 223,500 $ 66,000
Nelson, Virginia 2 $ 193,000 $ 96,500 $ 36,000
Orange, Virginia 2 $ 200,000 $ 100,000 $ 27,000
Page, Virginia 2 $ 425,000 $ 212,500 $ 162,000
Poquoson, Virginia 2 $ 395,000 $ 197,500 $ 53,000
Shenandoah, Virginia 2 $ 325,000 $ 162,500 $ 48,000
Suffolk, Virginia 2 $ 187,000 $ 93,500 $ 52,000
Warren, Virginia 2 $ 148,000 $ 74,000 $ 36,000
York, Virginia 2 $ 525,000 $ 262,500 $ 0
Autauga, Alabama 1 $ 96,000 $ 96,000 $ 30,000
Bullock, Alabama 1 $ 67,000 $ 67,000 $ 41,000
Chambers, Alabama 1 $ 53,000 $ 53,000 $ 0
Clarke, Alabama 1 $ 62,000 $ 62,000 $ 32,000
Colbert, Alabama 1 $ 50,000 $ 50,000 $ 46,000
Coosa, Alabama 1 $ 79,000 $ 79,000 $ 57,000
Crenshaw, Alabama 1 $ 59,000 $ 59,000 $ 71,000
DeKalb, Alabama 1 $ 73,000 $ 73,000 $ 28,000
Elmore, Alabama 1 $ 221,000 $ 221,000 $ 207,000
Escambia, Alabama 1 $ 105,000 $ 105,000 $ 86,000
Franklin, Alabama 1 $ 43,000 $ 43,000 $ 24,000
Jackson, Alabama 1 $ 94,000 $ 94,000 $ 28,000
Marengo, Alabama 1 $ 64,000 $ 64,000 $ 13,000
Monroe, Alabama 1 $ 63,000 $ 63,000 $ 25,000
Morgan, Alabama 1 $ 76,000 $ 76,000 $ 47,000
Pickens, Alabama 1 $ 81,000 $ 81,000 $ 27,000
St. Clair, Alabama 1 $ 104,000 $ 104,000 $ 40,000
Sumter, Alabama 1 $ 122,000 $ 122,000 $ 160,000
Winston, Alabama 1 $ 58,000 $ 58,000 $ 26,000
Maricopa, Arizona 1 $ 442,000 $ 442,000 $ 108,000
Benton, Arkansas 1 $ 119,000 $ 119,000 $ 60,000
Boone, Arkansas 1 $ 68,000 $ 68,000 $ 0
Riverside, California 1 $ 248,000 $ 248,000 $ 102,000
Boulder, Colorado 1 $ 215,000 $ 215,000 $ 0
Eagle, Colorado 1 $ 326,000 $ 326,000 $ 616,000
El Paso, Colorado 1 $ 219,000 $ 219,000 $ 66,000
Litchfield, Connecticut 1 $ 220,000 $ 220,000 $ 72,000
Sussex, Delaware 1 $ 90,000 $ 90,000 $ 37,000
Dixie, Florida 1 $ 92,000 $ 92,000 $ 30,000
Glades, Florida 1 $ 317,000 $ 317,000 $ 157,000
Gulf, Florida 1 $ 76,000 $ 76,000 $ 58,000
Hardee, Florida 1 $ 83,000 $ 83,000 $ 57,000
Holmes, Florida 1 $ 62,000 $ 62,000 $ 38,000
Jefferson, Florida 1 $ 58,000 $ 58,000 $ 116,000
Madison, Florida 1 $ 87,000 $ 87,000 $ 30,000
Monroe, Florida 1 $ 72,000 $ 72,000 $ 27,000
Taylor, Florida 1 $ 62,000 $ 62,000 $ 89,000
Union, Florida 1 $ 92,000 $ 92,000 $ 28,000
Barrow, Georgia 1 $ 92,000 $ 92,000 $ 47,000
Ben Hill, Georgia 1 $ 157,000 $ 157,000 $ 64,000
Bibb, Georgia 1 $ 79,000 $ 79,000 $ 47,000
Bryan, Georgia 1 $ 80,000 $ 80,000 $ 24,000
Bulloch, Georgia 1 $ 61,000 $ 61,000 $ 33,000
Burke, Georgia 1 $ 99,000 $ 99,000 $ 57,000
Calhoun, Georgia 1 $ 64,000 $ 64,000 $ 50,000
Colquitt, Georgia 1 $ 105,000 $ 105,000 $ 0
Dawson, Georgia 1 $ 118,000 $ 118,000 $ 61,000
Elbert, Georgia 1 $ 79,000 $ 79,000 $ 25,000
Lincoln, Georgia 1 $ 103,000 $ 103,000 $ 62,000
Long, Georgia 1 $ 105,000 $ 105,000 $ 51,000
Lumpkin, Georgia 1 $ 166,000 $ 166,000 $ 109,000
Madison, Georgia 1 $ 72,000 $ 72,000 $ 26,000
McDuffie, Georgia 1 $ 72,000 $ 72,000 $ 47,000
McIntosh, Georgia 1 $ 81,000 $ 81,000 $ 63,000
Meriwether, Georgia 1 $ 142,000 $ 142,000 $ 53,000
Morgan, Georgia 1 $ 140,000 $ 140,000 $ 22,000
Murray, Georgia 1 $ 102,000 $ 102,000 $ 48,000
Oglethorpe, Georgia 1 $ 82,000 $ 82,000 $ 24,000
Pickens, Georgia 1 $ 83,000 $ 83,000 $ 26,000
Putnam, Georgia 1 $ 76,000 $ 76,000 $ 44,000
Seminole, Georgia 1 $ 207,000 $ 207,000 $ 0
Telfair, Georgia 1 $ 46,000 $ 46,000 $ 13,000
Thomas, Georgia 1 $ 51,000 $ 51,000 $ 34,000
Towns, Georgia 1 $ 78,000 $ 78,000 $ 67,000
Twiggs, Georgia 1 $ 85,000 $ 85,000 $ 45,000
Walton, Georgia 1 $ 145,000 $ 145,000 $ 33,000
Ware, Georgia 1 $ 47,000 $ 47,000 $ 17,000
Wayne, Georgia 1 $ 83,000 $ 83,000 $ 39,000
Whitfield, Georgia 1 $ 276,000 $ 276,000 $ 132,000
Wilkes, Georgia 1 $ 133,000 $ 133,000 $ 60,000
Calhoun, Illinois 1 $ 126,000 $ 126,000 $ 50,000
Edgar, Illinois 1 $ 69,000 $ 69,000 $ 35,000
Marion, Illinois 1 $ 103,000 $ 103,000 $ 75,000
McHenry, Illinois 1 $ 170,000 $ 170,000 $ 46,000
Sangamon, Illinois 1 $ 112,000 $ 112,000 $ 72,000
Benton, Indiana 1 $ 72,000 $ 72,000 $ 30,000
Henry, Indiana 1 $ 131,000 $ 131,000 $ 63,000
Jackson, Indiana 1 $ 117,000 $ 117,000 $ 34,000
Jasper, Indiana 1 $ 52,000 $ 52,000 $ 23,000
Marshall, Indiana 1 $ 109,000 $ 109,000 $ 39,000
Newton, Indiana 1 $ 130,000 $ 130,000 $ 60,000
Parke, Indiana 1 $ 112,000 $ 112,000 $ 41,000
Putnam, Indiana 1 $ 73,000 $ 73,000 $ 27,000
Sullivan, Indiana 1 $ 116,000 $ 116,000 $ 37,000
Linn, Iowa 1 $ 72,000 $ 72,000 $ 41,000
Allen, Kentucky 1 $ 83,000 $ 83,000 $ 27,000
Bracken, Kentucky 1 $ 126,000 $ 126,000 $ 56,000
Carroll, Kentucky 1 $ 60,000 $ 60,000 $ 44,000
Daviess, Kentucky 1 $ 90,000 $ 90,000 $ 56,000
Gallatin, Kentucky 1 $ 179,000 $ 179,000 $ 84,000
Jefferson, Kentucky 1 $ 136,000 $ 136,000 $ 44,000
Ohio, Kentucky 1 $ 152,000 $ 152,000 $ 60,000
Pendleton, Kentucky 1 $ 132,000 $ 132,000 $ 51,000
Pike, Kentucky 1 $ 83,000 $ 83,000 $ 45,000
Ascension, Louisiana 1 $ 92,000 $ 92,000 $ 16,000
Assumption, Louisiana 1 $ 94,000 $ 94,000 $ 60,000
Beauregard, Louisiana 1 $ 66,000 $ 66,000 $ 48,000
Bossier, Louisiana 1 $ 79,000 $ 79,000 $ 66,000
De Soto, Louisiana 1 $ 67,000 $ 67,000 $ 34,000
East Baton Rouge, Louisiana 1 $ 158,000 $ 158,000 $ 37,000
Richland, Louisiana 1 $ 61,000 $ 61,000 $ 38,000
St. Tammany, Louisiana 1 $ 216,000 $ 216,000 $ 66,000
Vernon, Louisiana 1 $ 47,000 $ 47,000 $ 33,000
Penobscot, Maine 1 $ 65,000 $ 65,000 $ 65,000
Dorchester, Maryland 1 $ 146,000 $ 146,000 $ 39,000
St. Mary's, Maryland 1 $ 105,000 $ 105,000 $ 46,000
Wicomico, Maryland 1 $ 249,000 $ 249,000 $ 61,000
Hampden, Massachusetts 1 $ 168,000 $ 168,000 $ 63,000
Worcester, Massachusetts 1 $ 158,000 $ 158,000 $ 0
Chippewa, Michigan 1 $ 145,000 $ 145,000 $ 73,000
Kalamazoo, Michigan 1 $ 75,000 $ 75,000 $ 54,000
Macomb, Michigan 1 $ 128,000 $ 128,000 $ 42,000
Newaygo, Michigan 1 $ 71,000 $ 71,000 $ 21,000
Oakland, Michigan 1 $ 205,000 $ 205,000 $ 120,000
Roscommon, Michigan 1 $ 69,000 $ 69,000 $ 46,000
Washtenaw, Michigan 1 $ 192,000 $ 192,000 $ 60,000
Mille Lacs, Minnesota 1 $ 111,000 $ 111,000 $ 0
Morrison, Minnesota 1 $ 80,000 $ 80,000 $ 40,000
Copiah, Mississippi 1 $ 96,000 $ 96,000 $ 26,000
Covington, Mississippi 1 $ 52,000 $ 52,000 $ 19,000
Lauderdale, Mississippi 1 $ 73,000 $ 73,000 $ 24,000
Marshall, Mississippi 1 $ 73,000 $ 73,000 $ 34,000
Boone, Missouri 1 $ 72,000 $ 72,000 $ 46,000
Christian, Missouri 1 $ 106,000 $ 106,000 $ 26,000
Franklin, Missouri 1 $ 69,000 $ 69,000 $ 38,000
Greene, Missouri 1 $ 456,000 $ 456,000 $ 312,000
Jefferson, Missouri 1 $ 96,000 $ 96,000 $ 31,000
Phelps, Missouri 1 $ 87,000 $ 87,000 $ 39,000
St. Louis City, Missouri 1 $ 66,000 $ 66,000 $ 53,000
Musselshell, Montana 1 $ 55,000 $ 55,000 $ 25,000
Park, Montana 1 $ 60,000 $ 60,000 $ 52,000
Wayne, Nebraska 1 $ 96,000 $ 96,000 $ 34,000
Clark, Nevada 1 $ 105,000 $ 105,000 $ 68,000
Gloucester, New Jersey 1 $ 119,000 $ 119,000 $ 52,000
Alexander, North Carolina 1 $ 67,000 $ 67,000 $ 22,000
Bertie, North Carolina 1 $ 113,000 $ 113,000 $ 58,000
Brunswick, North Carolina 1 $ 360,000 $ 360,000 $ 160,000
Carteret, North Carolina 1 $ 111,000 $ 111,000 $ 48,000
Catawba, North Carolina 1 $ 68,000 $ 68,000 $ 19,000
Cumberland, North Carolina 1 $ 70,000 $ 70,000 $ 50,000
Dare, North Carolina 1 $ 136,000 $ 136,000 $ 123,000
Duplin, North Carolina 1 $ 87,000 $ 87,000 $ 33,000
Durham, North Carolina 1 $ 129,000 $ 129,000 $ 58,000
Franklin, North Carolina 1 $ 79,000 $ 79,000 $ 28,000
Gates, North Carolina 1 $ 166,000 $ 166,000 $ 45,000
Lincoln, North Carolina 1 $ 65,000 $ 65,000 $ 168,000
Madison, North Carolina 1 $ 63,000 $ 63,000 $ 20,000
Moore, North Carolina 1 $ 113,000 $ 113,000 $ 0
Northampton, North Carolina 1 $ 137,000 $ 137,000 $ 173,000
Pasquotank, North Carolina 1 $ 89,000 $ 89,000 $ 22,000
Person, North Carolina 1 $ 130,000 $ 130,000 $ 33,000
Robeson, North Carolina 1 $ 156,000 $ 156,000 $ 108,000
Rutherford, North Carolina 1 $ 78,000 $ 78,000 $ 49,000
Transylvania, North Carolina 1 $ 500,000 $ 500,000 $ 218,000
Vance, North Carolina 1 $ 104,000 $ 104,000 $ 81,000
Wilson, North Carolina 1 $ 89,000 $ 89,000 $ 48,000
Champaign, Ohio 1 $ 146,000 $ 146,000 $ 51,000
Franklin, Ohio 1 $ 171,000 $ 171,000 $ 0
Lawrence, Ohio 1 $ 223,000 $ 223,000 $ 96,000
Medina, Ohio 1 $ 50,000 $ 50,000 $ 20,000
Portage, Ohio 1 $ 139,000 $ 139,000 $ 24,000
Stark, Ohio 1 $ 136,000 $ 136,000 $ 0
Summit, Ohio 1 $ 123,000 $ 123,000 $ 0
Warren, Ohio 1 $ 122,000 $ 122,000 $ 0
Chester, Pennsylvania 1 $ 409,000 $ 409,000 $ 170,000
Lackawanna, Pennsylvania 1 $ 79,000 $ 79,000 $ 74,000
Northampton, Pennsylvania 1 $ 220,000 $ 220,000 $ 0
Pike, Pennsylvania 1 $ 182,000 $ 182,000 $ 63,000
Sullivan, Pennsylvania 1 $ 45,000 $ 45,000 $ 21,000
Union, Pennsylvania 1 $ 108,000 $ 108,000 $ 50,000
Abbeville, South Carolina 1 $ 165,000 $ 165,000 $ 55,000
Cherokee, South Carolina 1 $ 99,000 $ 99,000 $ 45,000
Colleton, South Carolina 1 $ 86,000 $ 86,000 $ 41,000
Georgetown, South Carolina 1 $ 70,000 $ 70,000 $ 36,000
Jasper, South Carolina 1 $ 84,000 $ 84,000 $ 42,000
Kershaw, South Carolina 1 $ 85,000 $ 85,000 $ 31,000
Davison, South Dakota 1 $ 69,000 $ 69,000 $ 29,000
Pennington, South Dakota 1 $ 122,000 $ 122,000 $ 42,000
Blount, Tennessee 1 $ 79,000 $ 79,000 $ 26,000
Carroll, Tennessee 1 $ 104,000 $ 104,000 $ 59,000
Cheatham, Tennessee 1 $ 81,000 $ 81,000 $ 36,000
Crockett, Tennessee 1 $ 92,000 $ 92,000 $ 50,000
Dickson, Tennessee 1 $ 122,000 $ 122,000 $ 62,000
Gibson, Tennessee 1 $ 94,000 $ 94,000 $ 42,000
Hamblen, Tennessee 1 $ 76,000 $ 76,000 $ 57,000
Jefferson, Tennessee 1 $ 90,000 $ 90,000 $ 25,000
Lewis, Tennessee 1 $ 36,000 $ 36,000 $ 30,000
Morgan, Tennessee 1 $ 94,000 $ 94,000 $ 50,000
Roane, Tennessee 1 $ 162,000 $ 162,000 $ 0
Sevier, Tennessee 1 $ 109,000 $ 109,000 $ 44,000
White, Tennessee 1 $ 77,000 $ 77,000 $ 27,000
Bastrop, Texas 1 $ 121,000 $ 121,000 $ 69,000
Cherokee, Texas 1 $ 89,000 $ 89,000 $ 53,000
Eastland, Texas 1 $ 65,000 $ 65,000 $ 49,000
Ellis, Texas 1 $ 94,000 $ 94,000 $ 35,000
Gillespie, Texas 1 $ 118,000 $ 118,000 $ 75,000
Gregg, Texas 1 $ 52,000 $ 52,000 $ 17,000
Henderson, Texas 1 $ 117,000 $ 117,000 $ 55,000
Hood, Texas 1 $ 105,000 $ 105,000 $ 34,000
Kerr, Texas 1 $ 91,000 $ 91,000 $ 31,000
Montgomery, Texas 1 $ 118,000 $ 118,000 $ 50,000
Nueces, Texas 1 $ 218,000 $ 218,000 $ 119,000
Panola, Texas 1 $ 97,000 $ 97,000 $ 50,000
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Mortgage Loan Application Detail Totals for Transland Financial Services in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,995 $377,321,000 $161,903 $2,100,000 $58,290 $709,000
Refinancing 1,395 $208,497,000 $153,400 $941,000 $85,533 $827,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,578 $340,093,000 $156,944 $2,100,000 $66,527 $827,000
Black or African American 645 $81,527,000 $121,705 $536,000 $56,764 $300,000
Not Provided 587 $69,642,000 $125,409 $548,000 $50,090 $296,000
Hispanic 368 $48,920,000 $131,714 $511,000 $44,428 $375,000
Asian 190 $42,648,000 $187,500 $632,000 $57,500 $186,000
American Indian or Alaskan Native 13 $1,756,000 $124,000 $500,000 $34,500 $210,000
Native Hawaiian or Other Pacific Islander 6 $951,000 $139,000 $323,000 $29,200 $52,000
Not applicable 3 $281,000 $95,000 $99,000 $29,500 $31,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,424 $375,058,000 $160,485 $2,100,000 $73,600 $827,000
FHA-insured (Federal Housing Administration) 1,732 $179,216,000 $102,227 $266,000 $38,318 $246,000
VA-guaranteed (Veterans Administration) 216 $29,738,000 $142,533 $278,000 $35,333 $110,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $1,806,000 $92,800 $148,000 $41,800 $81,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,663 $467,692,000 $136,129 $941,000 $51,483 $598,000
Application Denied By Financial Institution 265 $45,359,000 $190,823 $2,100,000 $79,882 $827,000
Application Approved But Not Accepted 208 $33,054,000 $194,117 $663,000 $86,647 $498,000
Application Withdrawn By Applicant 146 $20,912,000 $147,304 $442,000 $90,826 $616,000
File Closed For Incompleteness 108 $18,801,000 $189,882 $531,000 $65,117 $709,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 90 $14,744,000 $143,933 $504,000 $58,266 $334,000
Other 70 $13,084,000 $374,600 $2,100,000 $79,100 $608,000
Debt-To-Income Ratio 49 $7,570,000 $189,444 $632,000 $142,777 $827,000
Collateral 35 $6,617,000 $208,800 $546,000 $91,300 $300,000
Employment History 11 $1,534,000 $96,750 $230,000 $37,000 $106,000
Unverifiable Information 6 $1,421,000 $187,000 $650,000 $97,800 $396,000
Insufficient Cash (Downpayment, Closing Cost) 4 $389,000 $97,250 $129,000 $45,500 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Transland Financial Services's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Transland Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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