Truhome Solutions, LLC Mortgage Lending & HMDA Data, 2021

In 2021, Truhome Solutions, LLC of Lenexa, KS reported 2,671 mortgage applications totaling $629.5 million, down 21% from 2020. The average application was for $235,677, and applicants reported an average income of $84,164. 9% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Kansas City, MO-KS (533), San Antonio-New Braunfels, TX (107) and Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (102) (applications in parentheses).

Mortgage Company & Address Truhome Solutions, LLC
9601 Legler Road
Lenexa, KS 66219
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 2,671
Total Mortgage Loan Application Amount $629,495,000
Average Mortgage Loan Application Amount $235,677
Highest Mortgage Loan Application Amount $1,635,000
Average Applicant Income $84,164
Highest Applicant Income $851,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Truhome Solutions, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Truhome Solutions, LLC by Metropolitan Area in 2021

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Kansas City, MO-KS 533 $ 119,455,000 $ 224,118 $ 89,818
Outside any metro area 249 $ 49,045,000 $ 196,967 $ 71,105
San Antonio-New Braunfels, TX 107 $ 27,155,000 $ 253,785 $ 92,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 102 $ 24,820,000 $ 243,333 $ 86,000
Phoenix-Mesa-Scottsdale, AZ 99 $ 24,805,000 $ 250,555 $ 112,000
St. Louis, MO-IL 93 $ 16,385,000 $ 176,182 $ 108,387
Jacksonville, FL 90 $ 18,750,000 $ 208,333 $ 119,000
Los Angeles-Long Beach-Glendale, CA 88 $ 31,750,000 $ 360,795 $ 113,000
Denver-Aurora-Lakewood, CO 71 $ 21,195,000 $ 298,521 $ 88,000
Fort Worth-Arlington, TX 67 $ 14,645,000 $ 218,582 $ 65,000
Eugene, OR 65 $ 18,375,000 $ 282,692 $ 113,000
Dallas-Plano-Irving, TX 60 $ 15,470,000 $ 257,833 $ 119,000
Orlando-Kissimmee-Sanford, FL 57 $ 9,545,000 $ 167,456 $ 61,000
Memphis, TN-MS-AR 46 $ 8,860,000 $ 192,608 $ 56,608
Tulsa, OK 46 $ 7,680,000 $ 166,956 $ 58,000
Greenville-Anderson-Mauldin, SC 41 $ 8,035,000 $ 195,975 $ 62,000
Austin-Round Rock, TX 38 $ 13,670,000 $ 359,736 $ 84,000
Houston-The Woodlands-Sugar Land, TX 34 $ 7,430,000 $ 218,529 $ 76,000
Hilton Head Island-Bluffton-Beaufort, SC 33 $ 7,795,000 $ 236,212 $ 48,000
College Station-Bryan, TX 31 $ 7,045,000 $ 227,258 $ 80,000
Portland-Vancouver-Hillsboro, OR-WA 26 $ 8,220,000 $ 316,153 $ 74,000
Prescott Valley-Prescott, AZ 26 $ 6,400,000 $ 246,153 $ 0
Atlanta-Sandy Springs-Roswell, GA 24 $ 5,830,000 $ 242,916 $ 74,000
Medford, OR 23 $ 6,055,000 $ 263,260 $ 90,000
Yuma, AZ 22 $ 2,650,000 $ 120,454 $ 54,000
Spartanburg, SC 21 $ 3,485,000 $ 165,952 $ 54,000
Tallahassee, FL 20 $ 4,100,000 $ 205,000 $ 68,000
West Palm Beach-Boca Raton-Delray Beach, FL 17 $ 4,495,000 $ 264,411 $ 47,000
Omaha-Council Bluffs, NE-IA 16 $ 2,790,000 $ 174,375 $ 64,875
Miami-Miami Beach-Kendall, FL 15 $ 3,335,000 $ 222,333 $ 61,000
Modesto, CA 15 $ 4,285,000 $ 285,666 $ 78,000
Bend-Redmond, OR 14 $ 4,360,000 $ 311,428 $ 0
Springfield, MO 13 $ 2,455,000 $ 188,846 $ 66,000
Trenton, NJ 13 $ 4,305,000 $ 331,153 $ 403,000
Wichita Falls, TX 13 $ 1,505,000 $ 115,769 $ 26,000
Charleston-North Charleston, SC 12 $ 2,820,000 $ 235,000 $ 85,000
Merced, CA 12 $ 3,040,000 $ 253,333 $ 71,000
Ocala, FL 11 $ 1,465,000 $ 133,181 $ 60,000
Port St. Lucie, FL 11 $ 2,825,000 $ 256,818 $ 77,000
Riverside-San Bernardino-Ontario, CA 11 $ 3,655,000 $ 332,272 $ 69,000
Salem, OR 11 $ 2,805,000 $ 255,000 $ 80,000
Albany, OR 10 $ 2,770,000 $ 277,000 $ 119,000
Oakland-Hayward-Berkeley, CA 10 $ 3,570,000 $ 357,000 $ 67,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 10 $ 4,550,000 $ 455,000 $ 96,000
Visalia-Porterville, CA 9 $ 2,275,000 $ 252,777 $ 0
Columbia, SC 8 $ 1,440,000 $ 180,000 $ 110,000
Lincoln, NE 8 $ 1,640,000 $ 205,000 $ 87,000
Tampa-St. Petersburg-Clearwater, FL 8 $ 1,800,000 $ 225,000 $ 84,000
Charlotte-Concord-Gastonia, NC-SC 7 $ 1,905,000 $ 272,142 $ 197,000
Chicago-Naperville, IL 7 $ 1,955,000 $ 279,285 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 7 $ 1,695,000 $ 242,142 $ 62,000
Homosassa Springs, FL 7 $ 675,000 $ 96,428 $ 0
Jefferson City, MO 7 $ 1,545,000 $ 220,714 $ 74,000
San Diego-Carlsbad, CA 7 $ 2,845,000 $ 406,428 $ 118,000
Walla Walla, WA 7 $ 1,745,000 $ 249,285 $ 80,000
Corpus Christi, TX 6 $ 1,190,000 $ 198,333 $ 91,000
East Stroudsburg, PA 6 $ 1,330,000 $ 221,666 $ 78,000
New York-Newark, NY 6 $ 2,050,000 $ 341,666 $ 47,000
Pittsburgh, PA 6 $ 930,000 $ 155,000 $ 53,000
Seattle-Bellevue-Everett, WA 6 $ 2,340,000 $ 390,000 $ 126,000
Wichita, KS 6 $ 1,080,000 $ 180,000 $ 83,000
Camden, NJ 5 $ 1,065,000 $ 213,000 $ 49,000
Flagstaff, AZ 5 $ 1,735,000 $ 347,000 $ 0
Fresno, CA 5 $ 1,395,000 $ 279,000 $ 19,000
Grants Pass, OR 5 $ 1,045,000 $ 209,000 $ 0
Indianapolis-Carmel-Anderson, IN 5 $ 1,365,000 $ 273,000 $ 180,000
McAllen-Edinburg-Mission, TX 5 $ 965,000 $ 193,000 $ 0
Newark, NJ-PA 5 $ 1,665,000 $ 333,000 $ 92,000
Oklahoma City, OK 5 $ 725,000 $ 145,000 $ 58,000
Sacramento--Roseville--Arden-Arcade, CA 5 $ 1,825,000 $ 365,000 $ 119,000
St. Joseph, MO-KS 5 $ 855,000 $ 171,000 $ 99,800
Tucson, AZ 5 $ 1,035,000 $ 207,000 $ 73,000
Bakersfield, CA 4 $ 880,000 $ 220,000 $ 49,000
Killeen-Temple, TX 4 $ 850,000 $ 212,500 $ 46,000
Lakeland-Winter Haven, FL 4 $ 720,000 $ 180,000 $ 56,000
Minneapolis-St. Paul-Bloomington, MN-WI 4 $ 610,000 $ 152,500 $ 34,000
Montgomery County-Bucks County-Chester County, PA 4 $ 1,310,000 $ 327,500 $ 240,000
Oxnard-Thousand Oaks-Ventura, CA 4 $ 1,410,000 $ 352,500 $ 0
Anaheim-Santa Ana-Irvine, CA 3 $ 1,915,000 $ 638,333 $ 0
Baltimore-Columbia-Towson, MD 3 $ 905,000 $ 301,666 $ 0
Brownsville-Harlingen, TX 3 $ 625,000 $ 208,333 $ 91,000
Cape Coral-Fort Myers, FL 3 $ 695,000 $ 231,666 $ 40,000
Colorado Springs, CO 3 $ 1,375,000 $ 458,333 $ 0
Corvallis, OR 3 $ 1,445,000 $ 481,666 $ 0
Greeley, CO 3 $ 1,085,000 $ 361,666 $ 95,000
Lawrence, KS 3 $ 575,000 $ 191,666 $ 0
Louisville/Jefferson County, KY-IN 3 $ 505,000 $ 168,333 $ 43,000
Nashville-Davidson--Murfreesboro--Franklin, TN 3 $ 1,045,000 $ 348,333 $ 90,000
Savannah, GA 3 $ 675,000 $ 225,000 $ 164,000
Stockton-Lodi, CA 3 $ 1,265,000 $ 421,666 $ 0
Topeka, KS 3 $ 295,000 $ 98,333 $ 64,000
Valdosta, GA 3 $ 765,000 $ 255,000 $ 0
Warner Robins, GA 3 $ 445,000 $ 148,333 $ 94,000
Allentown-Bethlehem-Easton, PA-NJ 2 $ 550,000 $ 275,000 $ 53,000
Cincinnati, OH-KY-IN 2 $ 550,000 $ 275,000 $ 129,000
Cleveland-Elyria, OH 2 $ 320,000 $ 160,000 $ 64,000
Durham-Chapel Hill, NC 2 $ 850,000 $ 425,000 $ 70,000
Elgin, IL 2 $ 510,000 $ 255,000 $ 0
Florence, SC 2 $ 230,000 $ 115,000 $ 0
Joplin, MO 2 $ 280,000 $ 140,000 $ 0
Lake Charles, LA 2 $ 470,000 $ 235,000 $ 73,000
Lawton, OK 2 $ 250,000 $ 125,000 $ 54,000
Lubbock, TX 2 $ 270,000 $ 135,000 $ 0
Palm Bay-Melbourne-Titusville, FL 2 $ 400,000 $ 200,000 $ 64,000
Philadelphia, PA 2 $ 390,000 $ 195,000 $ 58,000
Punta Gorda, FL 2 $ 390,000 $ 195,000 $ 113,000
Raleigh, NC 2 $ 410,000 $ 205,000 $ 0
Richmond, VA 2 $ 350,000 $ 175,000 $ 0
San Luis Obispo-Paso Robles-Arroyo Grande, CA 2 $ 620,000 $ 310,000 $ 80,000
Sebring, FL 2 $ 270,000 $ 135,000 $ 100,000
The Villages, FL 2 $ 290,000 $ 145,000 $ 0
Tyler, TX 2 $ 430,000 $ 215,000 $ 0
Virginia Beach-Norfolk-Newport News, VA-NC 2 $ 460,000 $ 230,000 $ 102,000
Yuba City, CA 2 $ 770,000 $ 385,000 $ 225,000
Albany, GA 1 $ 45,000 $ 45,000 $ 0
Athens-Clarke County, GA 1 $ 135,000 $ 135,000 $ 0
Augusta-Richmond County, GA-SC 1 $ 195,000 $ 195,000 $ 45,000
Canton-Massillon, OH 1 $ 235,000 $ 235,000 $ 0
Champaign-Urbana, IL 1 $ 315,000 $ 315,000 $ 0
Cleveland, TN 1 $ 275,000 $ 275,000 $ 0
Columbia, MO 1 $ 105,000 $ 105,000 $ 0
Crestview-Fort Walton Beach-Destin, FL 1 $ 125,000 $ 125,000 $ 29,000
Des Moines-West Des Moines, IA 1 $ 345,000 $ 345,000 $ 0
El Paso, TX 1 $ 195,000 $ 195,000 $ 0
Elizabethtown-Fort Knox, KY 1 $ 355,000 $ 355,000 $ 0
Enid, OK 1 $ 325,000 $ 325,000 $ 0
Fort Smith, AR-OK 1 $ 115,000 $ 115,000 $ 0
Fort Wayne, IN 1 $ 155,000 $ 155,000 $ 0
Gainesville, FL 1 $ 215,000 $ 215,000 $ 0
Grand Island, NE 1 $ 225,000 $ 225,000 $ 0
Grand Rapids-Wyoming, MI 1 $ 125,000 $ 125,000 $ 0
Greensboro-High Point, NC 1 $ 265,000 $ 265,000 $ 225,000
Greenville, NC 1 $ 325,000 $ 325,000 $ 0
Harrisburg-Carlisle, PA 1 $ 195,000 $ 195,000 $ 0
Hattiesburg, MS 1 $ 155,000 $ 155,000 $ 0
Hickory-Lenoir-Morganton, NC 1 $ 225,000 $ 225,000 $ 75,000
Hot Springs, AR 1 $ 255,000 $ 255,000 $ 0
Knoxville, TN 1 $ 255,000 $ 255,000 $ 0
Lake County-Kenosha County, IL-WI 1 $ 315,000 $ 315,000 $ 147,000
Lake Havasu City-Kingman, AZ 1 $ 285,000 $ 285,000 $ 0
Laredo, TX 1 $ 205,000 $ 205,000 $ 0
Las Vegas-Henderson-Paradise, NV 1 $ 105,000 $ 105,000 $ 0
Little Rock-North Little Rock-Conway, AR 1 $ 155,000 $ 155,000 $ 0
Manhattan, KS 1 $ 295,000 $ 295,000 $ 128,000
Mankato-North Mankato, MN 1 $ 245,000 $ 245,000 $ 0
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 1 $ 115,000 $ 115,000 $ 0
Naples-Immokalee-Marco Island, FL 1 $ 225,000 $ 225,000 $ 66,000
Olympia-Tumwater, WA 1 $ 435,000 $ 435,000 $ 0
Pensacola-Ferry Pass-Brent, FL 1 $ 405,000 $ 405,000 $ 0
Pueblo, CO 1 $ 365,000 $ 365,000 $ 0
Roanoke, VA 1 $ 195,000 $ 195,000 $ 0
Salt Lake City, UT 1 $ 375,000 $ 375,000 $ 0
San Angelo, TX 1 $ 135,000 $ 135,000 $ 0
San Francisco-Redwood City-South San Francisco, CA 1 $ 495,000 $ 495,000 $ 0
Santa Cruz-Watsonville, CA 1 $ 1,005,000 $ 1,005,000 $ 447,000
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 215,000 $ 215,000 $ 0
Sebastian-Vero Beach, FL 1 $ 245,000 $ 245,000 $ 52,000
Shreveport-Bossier City, LA 1 $ 225,000 $ 225,000 $ 0
Springfield, IL 1 $ 85,000 $ 85,000 $ 0
Tuscaloosa, AL 1 $ 85,000 $ 85,000 $ 0
Waco, TX 1 $ 385,000 $ 385,000 $ 0
Warren-Troy-Farmington Hills, MI 1 $ 135,000 $ 135,000 $ 0
Washington-Baltimore-Arlington, DC 1 $ 475,000 $ 475,000 $ 0
Waterloo-Cedar Falls, IA 1 $ 75,000 $ 75,000 $ 0

Mortgage Loan Application Detail Totals for Truhome Solutions, LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,096 $279,500,000 $255,000 $1,635,000 $80,000 $359,000
Refinancing 777 $171,285,000 $220,000 $1,005,000 $85,000 $739,000
Cash-out Refinancing 676 $150,480,000 $222,000 $1,285,000 $88,000 $851,000
Home Improvement 122 $28,230,000 $231,000 $1,005,000 $95,000 $600,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,103 $497,595,000 $236,000 $1,635,000 $0 $0
White 269 $61,385,000 $228,000 $1,285,000 $85,000 $739,000
Not Provided 118 $29,290,000 $248,000 $775,000 $98,000 $851,000
Black or African American 103 $23,945,000 $232,000 $645,000 $77,000 $502,000
Hispanic 61 $12,845,000 $210,000 $845,000 $69,000 $264,000
Asian 9 $2,535,000 $281,000 $605,000 $70,000 $176,000
American Indian or Alaskan Native 7 $1,715,000 $245,000 $365,000 $67,000 $104,000
Native Hawaiian or Other Pacific Islander 1 $185,000 $185,000 $185,000 $65,000 $65,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,648 $381,760,000 $231,000 $1,285,000 $108,000 $851,000
FHA-insured (Federal Housing Administration) 558 $118,540,000 $212,000 $775,000 $72,000 $288,000
VA-guaranteed (Veterans Administration) 444 $125,230,000 $282,000 $1,635,000 $60,000 $230,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 21 $3,965,000 $188,000 $445,000 $56,000 $86,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 2,103 $497,595,000 $236,000 $1,635,000 $0 $0
Loan Originated 231 $55,455,000 $240,000 $845,000 $81,000 $397,000
Application Withdrawn By Applicant 125 $29,425,000 $235,000 $1,285,000 $87,000 $739,000
Application Denied By Financial Institution 86 $16,760,000 $194,000 $605,000 $78,000 $851,000
File Closed For Incompleteness 77 $18,065,000 $234,000 $955,000 $93,000 $600,000
Application Approved But Not Accepted 49 $12,195,000 $248,000 $1,005,000 $88,000 $447,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,585 $612,735,000 $237,000 $1,635,000 $85,000 $739,000
Credit History 35 $6,695,000 $191,000 $575,000 $102,000 $851,000
Debt-To-Income Ratio 33 $6,665,000 $201,000 $605,000 $56,000 $147,000
Collateral 7 $1,225,000 $175,000 $305,000 $89,000 $143,000
Other 4 $1,010,000 $252,000 $545,000 $48,000 $113,000
Unverifiable Information 3 $345,000 $115,000 $135,000 $88,000 $113,000
Insufficient Cash (Downpayment, Closing Cost) 3 $765,000 $255,000 $305,000 $81,000 $105,000
Employment History 1 $55,000 $55,000 $55,000 $21,000 $21,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Truhome Solutions, LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Truhome Solutions, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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