Truhome Solutions, L.L.C. Mortgage Lending & HMDA Data, 2012

In 2012, Truhome Solutions, L.L.C. of Lenexa, KS reported 11,002 mortgage applications totaling $1.7 billion, up 89% from 2011. The average application was for $156,364, and applicants reported an average income of $89,225. 58% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Kansas City, MO-KS (5,337), St. Louis, MO-IL (568) and Denver-Aurora-Broomfield, CO (516) (applications in parentheses).

Mortgage Company & Address Truhome Solutions, L.L.C.
9601 Legler Rd
Lenexa, KS 66219
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 11,002
Total Mortgage Loan Application Amount $1,720,325,000
Average Mortgage Loan Application Amount $156,364
Highest Mortgage Loan Application Amount $1,230,000
Average Applicant Income $89,225
Highest Applicant Income $7,666,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Truhome Solutions, L.L.C. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Truhome Solutions, L.L.C. by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Kansas City, MO-KS 5,337 $ 887,975,000 $ 166,380 $ 93,921
St. Louis, MO-IL 568 $ 72,772,000 $ 128,119 $ 75,419
Denver-Aurora-Broomfield, CO 516 $ 105,560,000 $ 204,573 $ 85,000
Memphis, TN-MS-AR 401 $ 59,615,000 $ 148,665 $ 96,481
Utica-Rome, NY 356 $ 42,692,000 $ 119,921 $ 76,000
Fort Worth-Arlington, TX 331 $ 47,113,000 $ 142,335 $ 90,000
Topeka, KS 257 $ 28,383,000 $ 110,439 $ 69,000
Tulsa, OK 256 $ 30,601,000 $ 119,535 $ 88,000
Dallas-Plano-Irving, TX 236 $ 34,501,000 $ 146,190 $ 92,000
Portland-Vancouver-Hillsboro, OR-WA 206 $ 35,288,000 $ 171,300 $ 81,174
Jefferson City, MO 192 $ 25,396,000 $ 132,270 $ 72,000
Houston-Sugar Land-Baytown, TX 163 $ 22,157,000 $ 135,932 $ 98,000
Appleton, WI 154 $ 21,227,000 $ 137,837 $ 71,000
Tallahassee, FL 153 $ 21,465,000 $ 140,294 $ 86,000
Jacksonville, FL 125 $ 19,085,000 $ 152,680 $ 93,000
Eugene-Springfield, OR 107 $ 18,239,000 $ 170,457 $ 93,000
Columbia, MO 70 $ 10,170,000 $ 145,285 $ 83,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 46 $ 7,160,000 $ 155,652 $ 78,000
Minneapolis-St. Paul-Bloomington, MN-WI 42 $ 7,855,000 $ 187,023 $ 92,428
Green Bay, WI 41 $ 5,754,000 $ 140,341 $ 92,000
Orlando-Kissimmee-Sanford, FL 31 $ 5,151,000 $ 166,161 $ 88,000
Lawrence, KS 29 $ 4,390,000 $ 151,379 $ 115,000
Springfield, MO 29 $ 3,857,000 $ 133,000 $ 65,000
St. Joseph, MO-KS 28 $ 3,244,000 $ 115,857 $ 81,214
Medford, OR 22 $ 3,863,000 $ 175,590 $ 58,000
Atlanta-Sandy Springs-Marietta, GA 21 $ 3,348,000 $ 159,428 $ 63,000
Oshkosh-Neenah, WI 21 $ 2,707,000 $ 128,904 $ 61,000
Wichita, KS 20 $ 2,791,000 $ 139,550 $ 79,000
Chicago-Joliet-Naperville, IL 19 $ 4,428,000 $ 233,052 $ 117,000
Miami-Miami Beach-Kendall, FL 19 $ 2,733,000 $ 143,842 $ 95,000
Tampa-St. Petersburg-Clearwater, FL 19 $ 2,511,000 $ 132,157 $ 74,000
Syracuse, NY 18 $ 2,059,000 $ 114,388 $ 92,000
West Palm Beach-Boca Raton-Boynton Beach, FL 17 $ 2,288,000 $ 134,588 $ 80,000
Bend, OR 16 $ 2,254,000 $ 140,875 $ 72,000
Los Angeles-Long Beach-Glendale, CA 15 $ 3,582,000 $ 238,800 $ 85,000
Nassau-Suffolk, NY 15 $ 3,292,000 $ 219,466 $ 114,000
Phoenix-Mesa-Glendale, AZ 15 $ 2,979,000 $ 198,600 $ 118,000
Austin-Round Rock-San Marcos, TX 14 $ 2,353,000 $ 168,071 $ 138,000
Boulder, CO 14 $ 3,701,000 $ 264,357 $ 101,000
Madison, WI 13 $ 2,072,000 $ 159,384 $ 97,000
New York-White Plains-Wayne, NY-NJ 11 $ 2,559,000 $ 232,636 $ 129,000
North Port-Bradenton-Sarasota, FL 11 $ 2,667,000 $ 242,454 $ 98,000
Edison-New Brunswick, NJ 10 $ 2,949,000 $ 294,900 $ 122,000
Indianapolis-Carmel, IN 10 $ 2,070,000 $ 207,000 $ 115,000
Fort Collins-Loveland, CO 9 $ 3,221,000 $ 357,888 $ 98,000
Philadelphia, PA 9 $ 2,077,000 $ 230,777 $ 88,000
Riverside-San Bernardino-Ontario, CA 9 $ 1,644,000 $ 182,666 $ 107,000
Cape Coral-Fort Myers, FL 8 $ 1,454,000 $ 181,750 $ 97,000
Charlotte-Gastonia-Rock Hill, NC-SC 8 $ 1,009,000 $ 126,125 $ 77,750
Duluth, MN-WI 8 $ 1,052,000 $ 131,500 $ 56,000
Oklahoma City, OK 8 $ 1,435,000 $ 179,375 $ 93,000
Pittsburgh, PA 8 $ 1,152,000 $ 144,000 $ 76,000
Albuquerque, NM 7 $ 794,000 $ 113,428 $ 80,000
Port St. Lucie, FL 7 $ 630,000 $ 90,000 $ 66,000
San Antonio-New Braunfels, TX 7 $ 1,319,000 $ 188,428 $ 98,000
Colorado Springs, CO 6 $ 1,107,000 $ 184,500 $ 86,000
Corvallis, OR 6 $ 1,080,000 $ 180,000 $ 76,000
Deltona-Daytona Beach-Ormond Beach, FL 6 $ 756,000 $ 126,000 $ 97,000
Greeley, CO 6 $ 1,442,000 $ 240,333 $ 122,000
Las Vegas-Paradise, NV 6 $ 875,000 $ 145,833 $ 104,000
Palm Bay-Melbourne-Titusville, FL 6 $ 567,000 $ 94,500 $ 54,000
Salem, OR 6 $ 916,000 $ 152,666 $ 72,000
Baton Rouge, LA 5 $ 836,000 $ 167,200 $ 106,000
Fort Smith, AR-OK 5 $ 526,000 $ 105,200 $ 46,600
Lake Havasu City-Kingman, AZ 5 $ 413,000 $ 82,600 $ 71,000
Lakeland-Winter Haven, FL 5 $ 468,000 $ 93,600 $ 69,000
Louisville/Jefferson County, KY-IN 5 $ 690,000 $ 138,000 $ 55,800
Naples-Marco Island, FL 5 $ 754,000 $ 150,800 $ 141,000
Nashville-Davidson--Murfreesboro--Franklin, TN 5 $ 667,000 $ 133,400 $ 53,000
Des Moines-West Des Moines, IA 4 $ 538,000 $ 134,500 $ 130,000
Fayetteville-Springdale-Rogers, AR-MO 4 $ 713,000 $ 178,250 $ 105,000
Gainesville, FL 4 $ 561,000 $ 140,250 $ 126,000
Gary, IN 4 $ 806,000 $ 201,500 $ 112,000
Newark-Union, NJ-PA 4 $ 915,000 $ 228,750 $ 66,750
Oakland-Fremont-Hayward, CA 4 $ 918,000 $ 229,500 $ 75,000
Raleigh-Cary, NC 4 $ 707,000 $ 176,750 $ 117,000
San Diego-Carlsbad-San Marcos, CA 4 $ 1,178,000 $ 294,500 $ 100,000
Sebastian-Vero Beach, FL 4 $ 638,000 $ 159,500 $ 72,000
Warren-Troy-Farmington Hills, MI 4 $ 793,000 $ 198,250 $ 110,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 4 $ 835,000 $ 208,750 $ 126,000
Ann Arbor, MI 3 $ 677,000 $ 225,666 $ 96,000
Bloomington, IN 3 $ 480,000 $ 160,000 $ 83,000
Cincinnati-Middletown, OH-KY-IN 3 $ 399,000 $ 133,000 $ 55,000
Columbus, OH 3 $ 390,000 $ 130,000 $ 69,000
Hartford-West Hartford-East Hartford, CT 3 $ 889,000 $ 296,333 $ 130,000
Jackson, MS 3 $ 232,000 $ 77,333 $ 66,000
Joplin, MO 3 $ 242,000 $ 80,666 $ 32,000
Knoxville, TN 3 $ 735,000 $ 245,000 $ 106,000
Lincoln, NE 3 $ 666,000 $ 222,000 $ 158,000
Longview, WA 3 $ 514,000 $ 171,333 $ 71,000
Milwaukee-Waukesha-West Allis, WI 3 $ 784,000 $ 261,333 $ 89,000
New Haven-Milford, CT 3 $ 911,000 $ 303,666 $ 160,000
Ocala, FL 3 $ 310,000 $ 103,333 $ 50,000
Omaha-Council Bluffs, NE-IA 3 $ 334,000 $ 111,333 $ 103,333
Pensacola-Ferry Pass-Brent, FL 3 $ 446,000 $ 148,666 $ 59,000
Pueblo, CO 3 $ 382,000 $ 127,333 $ 126,000
Santa Ana-Anaheim-Irvine, CA 3 $ 1,170,000 $ 390,000 $ 81,000
Wilmington, DE-MD-NJ 3 $ 920,000 $ 306,666 $ 123,000
Baltimore-Towson, MD 2 $ 280,000 $ 140,000 $ 100,000
Beaumont-Port Arthur, TX 2 $ 159,000 $ 79,500 $ 71,000
Boise City-Nampa, ID 2 $ 240,000 $ 120,000 $ 76,000
Boston-Quincy, MA 2 $ 530,000 $ 265,000 $ 74,000
Cambridge-Newton-Framingham, MA 2 $ 374,000 $ 187,000 $ 96,000
Camden, NJ 2 $ 343,000 $ 171,500 $ 82,000
College Station-Bryan, TX 2 $ 190,000 $ 95,000 $ 29,000
Corpus Christi, TX 2 $ 235,000 $ 117,500 $ 60,000
Crestview-Fort Walton Beach-Destin, FL 2 $ 163,000 $ 81,500 $ 33,000
Detroit-Livonia-Dearborn, MI 2 $ 146,000 $ 73,000 $ 54,000
Greensboro-High Point, NC 2 $ 334,000 $ 167,000 $ 80,000
Hot Springs, AR 2 $ 266,000 $ 133,000 $ 45,000
Lafayette, LA 2 $ 240,000 $ 120,000 $ 54,000
Manhattan, KS 2 $ 316,000 $ 158,000 $ 153,000
Palm Coast, FL 2 $ 412,000 $ 206,000 $ 86,000
Peabody, MA 2 $ 707,000 $ 353,500 $ 112,000
Poughkeepsie-Newburgh-Middletown, NY 2 $ 227,000 $ 113,500 $ 65,000
Providence-New Bedford-Fall River, RI-MA 2 $ 650,000 $ 325,000 $ 87,000
Rockingham County-Strafford County, NH 2 $ 468,000 $ 234,000 $ 81,000
Sacramento--Arden-Arcade--Roseville, CA 2 $ 461,000 $ 230,500 $ 73,000
San Francisco-San Mateo-Redwood City, CA 2 $ 603,000 $ 301,500 $ 166,000
Seattle-Bellevue-Everett, WA 2 $ 587,000 $ 293,500 $ 187,000
Sherman-Denison, TX 2 $ 112,000 $ 56,000 $ 81,000
Akron, OH 1 $ 152,000 $ 152,000 $ 78,000
Albany-Schenectady-Troy, NY 1 $ 143,000 $ 143,000 $ 71,000
Ames, IA 1 $ 90,000 $ 90,000 $ 84,000
Anchorage, AK 1 $ 135,000 $ 135,000 $ 54,000
Asheville, NC 1 $ 158,000 $ 158,000 $ 171,000
Battle Creek, MI 1 $ 145,000 $ 145,000 $ 95,000
Bellingham, WA 1 $ 130,000 $ 130,000 $ 99,000
Billings, MT 1 $ 247,000 $ 247,000 $ 123,000
Birmingham-Hoover, AL 1 $ 140,000 $ 140,000 $ 36,000
Buffalo-Niagara Falls, NY 1 $ 76,000 $ 76,000 $ 59,000
Burlington, NC 1 $ 94,000 $ 94,000 $ 50,000
Cedar Rapids, IA 1 $ 116,000 $ 116,000 $ 82,000
Clarksville, TN-KY 1 $ 230,000 $ 230,000 $ 85,000
Cleveland, TN 1 $ 325,000 $ 325,000 $ 120,000
Cleveland-Elyria-Mentor, OH 1 $ 76,000 $ 76,000 $ 38,000
Davenport-Moline-Rock Island, IA-IL 1 $ 120,000 $ 120,000 $ 102,000
Dover, DE 1 $ 173,000 $ 173,000 $ 59,000
Durham-Chapel Hill, NC 1 $ 104,000 $ 104,000 $ 34,000
El Paso, TX 1 $ 124,000 $ 124,000 $ 66,000
Grand Forks, ND-MN 1 $ 159,000 $ 159,000 $ 91,000
Grand Junction, CO 1 $ 191,000 $ 191,000 $ 139,000
Grand Rapids-Wyoming, MI 1 $ 51,000 $ 51,000 $ 25,000
Harrisburg-Carlisle, PA 1 $ 126,000 $ 126,000 $ 47,000
Hattiesburg, MS 1 $ 85,000 $ 85,000 $ 56,000
Huntsville, AL 1 $ 241,000 $ 241,000 $ 108,000
Jackson, TN 1 $ 151,000 $ 151,000 $ 67,000
Killeen-Temple-Fort Hood, TX 1 $ 140,000 $ 140,000 $ 0
Lake Charles, LA 1 $ 140,000 $ 140,000 $ 28,000
Lake County-Kenosha County, IL-WI 1 $ 88,000 $ 88,000 $ 33,000
Little Rock-North Little Rock-Conway, AR 1 $ 103,000 $ 103,000 $ 32,000
Midland, TX 1 $ 276,000 $ 276,000 $ 170,000
Mobile, AL 1 $ 112,000 $ 112,000 $ 60,000
Modesto, CA 1 $ 163,000 $ 163,000 $ 123,000
Ocean City, NJ 1 $ 70,000 $ 70,000 $ 108,000
Olympia, WA 1 $ 105,000 $ 105,000 $ 122,000
Owensboro, KY 1 $ 90,000 $ 90,000 $ 47,000
Oxnard-Thousand Oaks-Ventura, CA 1 $ 144,000 $ 144,000 $ 52,000
Pittsfield, MA 1 $ 135,000 $ 135,000 $ 43,000
Prescott, AZ 1 $ 135,000 $ 135,000 $ 72,000
Racine, WI 1 $ 133,000 $ 133,000 $ 51,000
Reno-Sparks, NV 1 $ 225,000 $ 225,000 $ 136,000
Rockford, IL 1 $ 101,000 $ 101,000 $ 73,000
Saginaw-Saginaw Township North, MI 1 $ 110,000 $ 110,000 $ 87,000
San Jose-Sunnyvale-Santa Clara, CA 1 $ 679,000 $ 679,000 $ 0
Santa Barbara-Santa Maria-Goleta, CA 1 $ 526,000 $ 526,000 $ 72,000
Shreveport-Bossier City, LA 1 $ 70,000 $ 70,000 $ 90,000
Steubenville-Weirton, OH-WV 1 $ 152,000 $ 152,000 $ 117,000
Texarkana, Tx-Texarkana, AR 1 $ 109,000 $ 109,000 $ 69,000
Trenton-Ewing, NJ 1 $ 300,000 $ 300,000 $ 149,000
Tyler, TX 1 $ 166,000 $ 166,000 $ 90,000
Vallejo-Fairfield, CA 1 $ 380,000 $ 380,000 $ 157,000
Virginia Beach-Norfolk-Newport News, VA-NC 1 $ 74,000 $ 74,000 $ 28,000
Waco, TX 1 $ 87,000 $ 87,000 $ 31,000
Wichita Falls, TX 1 $ 81,000 $ 81,000 $ 51,000
York-Hanover, PA 1 $ 140,000 $ 140,000 $ 77,000

Mortgage Loan Application Detail Totals for Truhome Solutions, L.L.C. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,160 $1,253,007,000 $153,000 $1,230,000 $90,000 $2,978,000
Home Purchase 2,842 $467,318,000 $164,000 $850,000 $87,000 $7,666,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,046 $1,134,221,000 $160,000 $1,230,000 $92,000 $7,666,000
Not Provided 2,949 $438,161,000 $148,000 $888,000 $85,000 $2,657,000
Black or African American 445 $60,703,000 $136,000 $417,000 $76,000 $874,000
Hispanic 304 $41,931,000 $137,000 $560,000 $73,000 $341,000
Asian 157 $29,163,000 $185,000 $745,000 $99,000 $470,000
American Indian or Alaskan Native 78 $12,263,000 $157,000 $415,000 $99,000 $728,000
Native Hawaiian or Other Pacific Islander 23 $3,883,000 $168,000 $634,000 $70,000 $220,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,217 $1,477,343,000 $160,000 $1,230,000 $95,000 $7,666,000
FHA-insured (Federal Housing Administration) 1,510 $200,000,000 $132,000 $679,000 $57,000 $276,000
VA-guaranteed (Veterans Administration) 230 $37,778,000 $164,000 $431,000 $71,000 $259,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 45 $5,204,000 $115,000 $207,000 $56,000 $150,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,368 $1,040,021,000 $163,000 $1,230,000 $93,000 $7,666,000
Application Withdrawn By Applicant 3,109 $471,989,000 $151,000 $700,000 $90,000 $2,657,000
Application Denied By Financial Institution 1,364 $182,901,000 $134,000 $745,000 $67,000 $469,000
Application Approved But Not Accepted 85 $14,028,000 $165,000 $850,000 $128,000 $2,978,000
File Closed For Incompleteness 76 $11,386,000 $149,000 $371,000 $80,000 $257,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 18 $1,670,000 $92,000 $215,000 $62,000 $129,000
Debt-To-Income Ratio 15 $1,613,000 $107,000 $226,000 $40,000 $121,000
Collateral 14 $1,509,000 $107,000 $173,000 $68,000 $140,000
Other 1 $61,000 $61,000 $61,000 $48,000 $48,000
Employment History 1 $268,000 $268,000 $268,000 $143,000 $143,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Truhome Solutions, L.L.C.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Truhome Solutions, L.L.C.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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