Truliant Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Truliant Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truliant Federal Credit Union 3200 Truliant Way Winston-Salem, NC 27103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,392 |
| Total Mortgage Loan Application Amount | $571,750,000 |
| Average Mortgage Loan Application Amount | $99,800 |
| Highest Mortgage Loan Application Amount | $1,685,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $1,954,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Truliant Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truliant Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Truliant Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truliant Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Truliant Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truliant Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mecklenburg County North Carolina | 1,412 | $ 120,230,000 | $ 85,000 | $ 90,000 |
| Guilford County North Carolina | 1,087 | $ 83,065,000 | $ 76,000 | $ 83,000 |
| Forsyth County North Carolina | 708 | $ 49,110,000 | $ 69,000 | $ 68,000 |
| Alamance County North Carolina | 577 | $ 42,105,000 | $ 72,000 | $ 71,000 |
| Randolph County North Carolina | 432 | $ 25,610,000 | $ 59,000 | $ 69,000 |
| Gaston County North Carolina | 296 | $ 20,320,000 | $ 68,000 | $ 76,000 |
| Davidson County North Carolina | 255 | $ 19,125,000 | $ 75,000 | $ 75,000 |
| Wythe County Virginia | 253 | $ 16,575,000 | $ 65,000 | $ 68,000 |
| Union County North Carolina | 229 | $ 22,855,000 | $ 99,000 | $ 106,000 |
| Cabarrus County North Carolina | 228 | $ 18,230,000 | $ 79,000 | $ 91,000 |
| Cleveland County North Carolina | 160 | $ 8,820,000 | $ 55,000 | $ 63,000 |
| Greenville County South Carolina | 118 | $ 10,870,000 | $ 92,000 | $ 76,000 |
| Pulaski County Virginia | 114 | $ 7,420,000 | $ 65,000 | $ 72,000 |
| Rockingham County North Carolina | 83 | $ 5,575,000 | $ 67,000 | $ 70,000 |
| York County South Carolina | 82 | $ 6,230,000 | $ 75,000 | $ 93,000 |
| Lincoln County North Carolina | 76 | $ 6,300,000 | $ 82,000 | $ 95,000 |
| Davie County North Carolina | 65 | $ 5,185,000 | $ 79,000 | $ 81,000 |
| Stokes County North Carolina | 59 | $ 4,645,000 | $ 78,000 | $ 65,000 |
| Iredell County North Carolina | 53 | $ 5,115,000 | $ 96,000 | $ 102,000 |
| Carroll County Virginia | 53 | $ 3,205,000 | $ 60,000 | $ 72,000 |
| Wake County North Carolina | 51 | $ 8,245,000 | $ 161,000 | $ 129,000 |
| Henrico County Virginia | 39 | $ 3,365,000 | $ 86,000 | $ 110,000 |
| Yadkin County North Carolina | 36 | $ 2,020,000 | $ 56,000 | $ 69,000 |
| Lancaster County South Carolina | 36 | $ 2,930,000 | $ 81,000 | $ 93,000 |
| Chesterfield County Virginia | 30 | $ 2,490,000 | $ 83,000 | $ 111,000 |
| Grayson County Virginia | 30 | $ 1,960,000 | $ 65,000 | $ 67,000 |
| Montgomery County Virginia | 29 | $ 2,455,000 | $ 84,000 | $ 75,000 |
| Rowan County North Carolina | 28 | $ 2,090,000 | $ 74,000 | $ 73,000 |
| Chatham County North Carolina | 27 | $ 1,535,000 | $ 56,000 | $ 55,000 |
| Orange County North Carolina | 26 | $ 1,500,000 | $ 57,000 | $ 72,000 |
| Horry County South Carolina | 23 | $ 3,535,000 | $ 153,000 | $ 118,000 |
| Surry County North Carolina | 22 | $ 1,570,000 | $ 71,000 | $ 56,000 |
| Hanover County Virginia | 22 | $ 1,660,000 | $ 75,000 | $ 104,000 |
| Moore County North Carolina | 21 | $ 1,345,000 | $ 64,000 | $ 50,000 |
| Floyd County Virginia | 21 | $ 1,435,000 | $ 68,000 | $ 78,000 |
| Catawba County North Carolina | 20 | $ 1,750,000 | $ 87,000 | $ 80,000 |
| Montgomery County North Carolina | 19 | $ 1,455,000 | $ 76,000 | $ 50,000 |
| Caswell County North Carolina | 18 | $ 1,070,000 | $ 59,000 | $ 62,000 |
| Rutherford County North Carolina | 18 | $ 1,440,000 | $ 80,000 | $ 57,000 |
| Smyth County Virginia | 18 | $ 1,060,000 | $ 58,000 | $ 60,000 |
| Durham County North Carolina | 17 | $ 2,015,000 | $ 118,000 | $ 101,000 |
| Bland County Virginia | 17 | $ 795,000 | $ 46,000 | $ 55,000 |
| Cherokee County South Carolina | 15 | $ 865,000 | $ 57,000 | $ 76,000 |
| Spartanburg County South Carolina | 15 | $ 1,435,000 | $ 95,000 | $ 86,000 |
| Radford County Virginia | 14 | $ 830,000 | $ 59,000 | $ 80,000 |
| Brunswick County North Carolina | 13 | $ 1,205,000 | $ 92,000 | $ 103,000 |
| Richmond City County Virginia | 13 | $ 775,000 | $ 59,000 | $ 81,000 |
| Stanly County North Carolina | 12 | $ 950,000 | $ 79,000 | $ 84,000 |
| Wilkes County North Carolina | 12 | $ 1,220,000 | $ 101,000 | $ 97,000 |
| Johnston County North Carolina | 11 | $ 1,295,000 | $ 117,000 | $ 96,000 |
| Pickens County South Carolina | 11 | $ 1,005,000 | $ 91,000 | $ 92,000 |
| Henry County Virginia | 11 | $ 815,000 | $ 74,000 | $ 52,000 |
| Buncombe County North Carolina | 8 | $ 1,220,000 | $ 152,000 | $ 114,000 |
| Burke County North Carolina | 8 | $ 760,000 | $ 95,000 | $ 83,000 |
| Caldwell County North Carolina | 8 | $ 370,000 | $ 46,000 | $ 70,000 |
| New Hanover County North Carolina | 8 | $ 970,000 | $ 121,000 | $ 83,000 |
| Laurens County South Carolina | 8 | $ 730,000 | $ 91,000 | $ 116,000 |
| Lexington County South Carolina | 8 | $ 1,230,000 | $ 153,000 | $ 151,000 |
| Tazewell County Virginia | 8 | $ 500,000 | $ 62,000 | $ 62,000 |
| Stark County Ohio | 7 | $ 435,000 | $ 62,000 | $ 120,000 |
| Anderson County South Carolina | 7 | $ 485,000 | $ 69,000 | $ 118,000 |
| Patrick County Virginia | 7 | $ 725,000 | $ 103,000 | $ 112,000 |
| Fulton County Georgia | 6 | $ 640,000 | $ 106,000 | $ 170,000 |
| Carteret County North Carolina | 6 | $ 560,000 | $ 93,000 | $ 94,000 |
| Lee County North Carolina | 6 | $ 430,000 | $ 71,000 | $ 83,000 |
| DeKalb County Georgia | 5 | $ 995,000 | $ 199,000 | $ 93,000 |
| Ashe County North Carolina | 5 | $ 805,000 | $ 161,000 | $ 136,000 |
| Avery County North Carolina | 5 | $ 385,000 | $ 77,000 | $ 134,000 |
| Goochland County Virginia | 5 | $ 215,000 | $ 43,000 | $ 144,000 |
| Broward County Florida | 4 | $ 170,000 | $ 42,000 | $ 146,000 |
| Duval County Florida | 4 | $ 120,000 | $ 30,000 | $ 115,000 |
| Harnett County North Carolina | 4 | $ 160,000 | $ 40,000 | $ 103,000 |
| Nash County North Carolina | 4 | $ 220,000 | $ 55,000 | $ 92,000 |
| Person County North Carolina | 4 | $ 480,000 | $ 120,000 | $ 64,000 |
| Pitt County North Carolina | 4 | $ 290,000 | $ 72,000 | $ 75,000 |
| Richland County South Carolina | 4 | $ 360,000 | $ 90,000 | $ 83,000 |
| Sumter County South Carolina | 4 | $ 430,000 | $ 107,000 | $ 98,000 |
| Sullivan County Tennessee | 4 | $ 210,000 | $ 52,000 | $ 83,000 |
| Martinsville County Virginia | 4 | $ 90,000 | $ 22,000 | $ 38,000 |
| Pittsylvania County Virginia | 4 | $ 180,000 | $ 45,000 | $ 39,000 |
| Palm Beach County Florida | 3 | $ 235,000 | $ 78,000 | $ 97,000 |
| Cobb County Georgia | 3 | $ 465,000 | $ 155,000 | $ 145,000 |
| Gwinnett County Georgia | 3 | $ 175,000 | $ 58,000 | $ 140,000 |
| Alexander County North Carolina | 3 | $ 245,000 | $ 81,000 | $ 90,000 |
| Henderson County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 143,000 |
| Onslow County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 195,000 |
| Pender County North Carolina | 3 | $ 245,000 | $ 81,000 | $ 76,000 |
| Robeson County North Carolina | 3 | $ 95,000 | $ 31,000 | $ 119,000 |
| Watauga County North Carolina | 3 | $ 245,000 | $ 81,000 | $ 72,000 |
| Berkeley County South Carolina | 3 | $ 205,000 | $ 68,000 | $ 126,000 |
| Charleston County South Carolina | 3 | $ 545,000 | $ 181,000 | $ 96,000 |
| Robertson County Tennessee | 3 | $ 295,000 | $ 98,000 | $ 105,000 |
| Danville County Virginia | 3 | $ 175,000 | $ 58,000 | $ 76,000 |
| Powhatan County Virginia | 3 | $ 355,000 | $ 118,000 | $ 139,000 |
| Lake County Florida | 2 | $ 60,000 | $ 30,000 | $ 94,000 |
| Miami-Dade County Florida | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| Monroe County Florida | 2 | $ 1,730,000 | $ 865,000 | $ 447,000 |
| Pasco County Florida | 2 | $ 60,000 | $ 30,000 | $ 54,000 |
| Polk County Florida | 2 | $ 30,000 | $ 15,000 | $ 35,000 |
| St. Johns County Florida | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Suwannee County Florida | 2 | $ 120,000 | $ 60,000 | $ 226,000 |
| Effingham County Georgia | 2 | $ 100,000 | $ 50,000 | $ 67,000 |
| Alleghany County North Carolina | 2 | $ 60,000 | $ 30,000 | $ 81,000 |
| Beaufort County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 29,000 |
| Franklin County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| Richmond County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 35,000 |
| Scotland County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 76,000 |
| Summit County Ohio | 2 | $ 100,000 | $ 50,000 | $ 79,000 |
| Washington County Ohio | 2 | $ 50,000 | $ 25,000 | $ 47,000 |
| Wayne County Ohio | 2 | $ 170,000 | $ 85,000 | $ 106,000 |
| Beaufort County South Carolina | 2 | $ 530,000 | $ 265,000 | $ 244,000 |
| Darlington County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Greenwood County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 50,000 |
| Davidson County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 102,000 |
| Augusta County Virginia | 2 | $ 600,000 | $ 300,000 | $ 119,000 |
| Botetourt County Virginia | 2 | $ 150,000 | $ 75,000 | $ 96,000 |
| Fairfax County Virginia | 2 | $ 260,000 | $ 130,000 | $ 90,000 |
| Franklin County Virginia | 2 | $ 60,000 | $ 30,000 | $ 90,000 |
| Galax County Virginia | 2 | $ 300,000 | $ 150,000 | $ 93,000 |
| Giles County Virginia | 2 | $ 230,000 | $ 115,000 | $ 88,000 |
| Louisa County Virginia | 2 | $ 140,000 | $ 70,000 | $ 78,000 |
| Mecklenburg County Virginia | 2 | $ 50,000 | $ 25,000 | $ 92,000 |
| New Kent County Virginia | 2 | $ 90,000 | $ 45,000 | $ 57,000 |
| Orange County Virginia | 2 | $ 250,000 | $ 125,000 | $ 89,000 |
| Maricopa County Arizona | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Brevard County Florida | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Collier County Florida | 1 | $ 55,000 | $ 55,000 | $ 240,000 |
| Gadsden County Florida | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Indian River County Florida | 1 | $ 125,000 | $ 125,000 | $ 118,000 |
| Manatee County Florida | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Orange County Florida | 1 | $ 355,000 | $ 355,000 | $ 197,000 |
| Sarasota County Florida | 1 | $ 25,000 | $ 25,000 | $ 171,000 |
| Sumter County Florida | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Cherokee County Georgia | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Clayton County Georgia | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Forsyth County Georgia | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Gordon County Georgia | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Henry County Georgia | 1 | $ 145,000 | $ 145,000 | $ 142,000 |
| Oconee County Georgia | 1 | $ 45,000 | $ 45,000 | $ 141,000 |
| Paulding County Georgia | 1 | $ 25,000 | $ 25,000 | $ 129,000 |
| Whitfield County Georgia | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Anson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Cherokee County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Craven County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 151,000 |
| Cumberland County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Currituck County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 102,000 |
| Dare County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Granville County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Hoke County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| McDowell County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Vance County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Wilson County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 107,000 |
| Allen County Ohio | 1 | $ 55,000 | $ 55,000 | $ 196,000 |
| Ashland County Ohio | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Carroll County Ohio | 1 | $ 65,000 | $ 65,000 | $ 144,000 |
| Cuyahoga County Ohio | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Franklin County Ohio | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Portage County Ohio | 1 | $ 85,000 | $ 85,000 | $ 131,000 |
| Tuscarawas County Ohio | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Union County Ohio | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Wyandot County Ohio | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Chester County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 133,000 |
| Chesterfield County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Clarendon County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Dorchester County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Jasper County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Marion County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| McCormick County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| Oconee County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 138,000 |
| Saluda County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 195,000 |
| Bedford County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Gibson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 179,000 |
| Hawkins County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Jefferson County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Knox County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 215,000 |
| Rutherford County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Smith County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Sumner County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Washington County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Wilson County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Albemarle County Virginia | 1 | $ 75,000 | $ 75,000 | $ 374,000 |
| Alleghany County Virginia | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Bedford County Virginia | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Charlotte County Virginia | 1 | $ 75,000 | $ 75,000 | $ 14,000 |
| Craig County Virginia | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Fairfax City County Virginia | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| Fluvanna County Virginia | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Hampton County Virginia | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Hopewell County Virginia | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Lexington County Virginia | 1 | $ 85,000 | $ 85,000 | $ 123,000 |
| Loudoun County Virginia | 1 | $ 25,000 | $ 25,000 | $ 155,000 |
| Lunenburg County Virginia | 1 | $ 55,000 | $ 55,000 | $ 140,000 |
| Page County Virginia | 1 | $ 35,000 | $ 35,000 | $ 123,000 |
| Portsmouth County Virginia | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Rockingham County Virginia | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Shenandoah County Virginia | 1 | $ 45,000 | $ 45,000 | $ 93,000 |
| Spotsylvania County Virginia | 1 | $ 15,000 | $ 15,000 | $ 155,000 |
Mortgage Loan Application Detail Totals for Truliant Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,502 | $237,740,000 | $95,000 | $1,685,000 | $80,000 | $1,954,000 |
| Other Purpose | 2,148 | $95,560,000 | $44,000 | $355,000 | $78,000 | $700,000 |
| Home Improvement | 1,757 | $87,135,000 | $49,000 | $355,000 | $82,000 | $622,000 |
| Home Purchase | 693 | $104,175,000 | $150,000 | $765,000 | $86,000 | $700,000 |
| Cash-out Refinancing | 292 | $47,140,000 | $161,000 | $555,000 | $89,000 | $688,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,735 | $373,955,000 | $78,000 | $765,000 | $86,000 | $1,954,000 |
| Black or African American | 1,214 | $81,340,000 | $67,000 | $455,000 | $69,000 | $600,000 |
| Hispanic | 831 | $61,365,000 | $73,000 | $585,000 | $60,000 | $700,000 |
| Not Provided | 405 | $33,505,000 | $82,000 | $1,685,000 | $98,000 | $559,000 |
| Asian | 163 | $16,235,000 | $99,000 | $385,000 | $92,000 | $442,000 |
| American Indian or Alaskan Native | 22 | $1,210,000 | $55,000 | $205,000 | $59,000 | $110,000 |
| Not applicable | 13 | $3,745,000 | $288,000 | $725,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 9 | $395,000 | $43,000 | $105,000 | $81,000 | $119,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,392 | $571,750,000 | $77,000 | $1,685,000 | $81,000 | $1,954,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,137 | $306,765,000 | $74,000 | $725,000 | $86,000 | $837,000 |
| Application Denied By Financial Institution | 2,217 | $147,105,000 | $66,000 | $585,000 | $69,000 | $1,954,000 |
| Application Withdrawn By Applicant | 765 | $81,565,000 | $106,000 | $1,685,000 | $88,000 | $688,000 |
| Application Approved But Not Accepted | 174 | $18,690,000 | $107,000 | $1,665,000 | $77,000 | $559,000 |
| File Closed For Incompleteness | 99 | $17,625,000 | $178,000 | $455,000 | $97,000 | $426,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,175 | $424,645,000 | $82,000 | $1,685,000 | $86,000 | $837,000 |
| Credit History | 984 | $56,000,000 | $56,000 | $585,000 | $68,000 | $700,000 |
| Debt-To-Income Ratio | 713 | $55,735,000 | $78,000 | $465,000 | $55,000 | $360,000 |
| Collateral | 249 | $14,275,000 | $57,000 | $275,000 | $92,000 | $1,954,000 |
| Unverifiable Information | 216 | $14,740,000 | $68,000 | $355,000 | $81,000 | $468,000 |
| Other | 29 | $3,295,000 | $113,000 | $455,000 | $91,000 | $432,000 |
| Credit Application Incomplete | 13 | $1,055,000 | $81,000 | $205,000 | $91,000 | $195,000 |
| Employment History | 8 | $1,150,000 | $143,000 | $325,000 | $73,000 | $208,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $855,000 | $171,000 | $485,000 | $60,000 | $83,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truliant Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truliant Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.