U S Wide Financial Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
U S Wide Financial Llc 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | U S Wide Financial Llc Vibhu Grover Saint Louis, MO 63146 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 664 |
| Total Mortgage Loan Application Amount | $214,810,000 |
| Average Mortgage Loan Application Amount | $296,000 |
| Highest Mortgage Loan Application Amount | $965,000 |
| Average Applicant Income | $129,000 |
| Highest Applicant Income | $642,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with U S Wide Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing U S Wide Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down U S Wide Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how U S Wide Financial Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by U S Wide Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at U S Wide Financial Llc's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 189 | $ 63,835,000 | $ 337,000 | $ 145,000 |
| St. Charles County Missouri | 74 | $ 20,840,000 | $ 281,000 | $ 119,000 |
| Collin County Texas | 33 | $ 11,645,000 | $ 352,000 | $ 141,000 |
| Hartford County Connecticut | 20 | $ 5,740,000 | $ 287,000 | $ 123,000 |
| Fort Bend County Texas | 17 | $ 5,105,000 | $ 300,000 | $ 122,000 |
| Pierce County Washington | 17 | $ 6,615,000 | $ 389,000 | $ 98,000 |
| Jackson County Missouri | 15 | $ 4,025,000 | $ 268,000 | $ 121,000 |
| Loudoun County Virginia | 14 | $ 6,060,000 | $ 432,000 | $ 152,000 |
| Jefferson County Missouri | 12 | $ 2,310,000 | $ 192,000 | $ 101,000 |
| Denton County Texas | 12 | $ 3,950,000 | $ 329,000 | $ 191,000 |
| Williamson County Texas | 10 | $ 2,990,000 | $ 299,000 | $ 137,000 |
| Kitsap County Washington | 10 | $ 2,940,000 | $ 294,000 | $ 54,000 |
| Dallas County Texas | 9 | $ 2,465,000 | $ 273,000 | $ 102,000 |
| Travis County Texas | 9 | $ 3,625,000 | $ 402,000 | $ 131,000 |
| King County Washington | 9 | $ 4,565,000 | $ 507,000 | $ 170,000 |
| Montgomery County Pennsylvania | 8 | $ 2,830,000 | $ 353,000 | $ 95,000 |
| Henrico County Virginia | 8 | $ 2,690,000 | $ 336,000 | $ 114,000 |
| Snohomish County Washington | 8 | $ 3,600,000 | $ 450,000 | $ 141,000 |
| Johnson County Kansas | 7 | $ 2,535,000 | $ 362,000 | $ 124,000 |
| Fairfax County Virginia | 7 | $ 3,655,000 | $ 522,000 | $ 181,000 |
| Arapahoe County Colorado | 6 | $ 2,160,000 | $ 360,000 | $ 117,000 |
| Jefferson County Colorado | 6 | $ 2,130,000 | $ 355,000 | $ 159,000 |
| St. Louis City County Missouri | 6 | $ 1,520,000 | $ 253,000 | $ 120,000 |
| Harris County Texas | 6 | $ 1,340,000 | $ 223,000 | $ 131,000 |
| El Paso County Colorado | 5 | $ 1,585,000 | $ 317,000 | $ 97,000 |
| Forsyth County Georgia | 5 | $ 1,945,000 | $ 389,000 | $ 109,000 |
| Somerset County New Jersey | 5 | $ 2,485,000 | $ 497,000 | $ 177,000 |
| Clark County Washington | 5 | $ 1,785,000 | $ 357,000 | $ 194,000 |
| Adams County Colorado | 4 | $ 1,230,000 | $ 307,000 | $ 43,000 |
| Denver County Colorado | 4 | $ 1,390,000 | $ 347,000 | $ 207,000 |
| Weld County Colorado | 4 | $ 1,460,000 | $ 365,000 | $ 200,000 |
| Clay County Missouri | 4 | $ 840,000 | $ 210,000 | $ 91,000 |
| Montgomery County Texas | 4 | $ 1,200,000 | $ 300,000 | $ 113,000 |
| Thurston County Washington | 4 | $ 1,600,000 | $ 400,000 | $ 111,000 |
| Seminole County Florida | 3 | $ 845,000 | $ 281,000 | $ 121,000 |
| Will County Illinois | 3 | $ 1,025,000 | $ 341,000 | $ 115,000 |
| Boone County Missouri | 3 | $ 885,000 | $ 295,000 | $ 161,000 |
| Newton County Missouri | 3 | $ 715,000 | $ 238,000 | $ 458,000 |
| Benton County Arkansas | 2 | $ 530,000 | $ 265,000 | $ 112,000 |
| Pueblo County Colorado | 2 | $ 600,000 | $ 300,000 | $ 68,000 |
| Shelby County Illinois | 2 | $ 320,000 | $ 160,000 | $ 72,000 |
| St. Clair County Illinois | 2 | $ 330,000 | $ 165,000 | $ 130,000 |
| Hamilton County Indiana | 2 | $ 610,000 | $ 305,000 | $ 80,000 |
| Hendricks County Indiana | 2 | $ 350,000 | $ 175,000 | $ 41,000 |
| Middlesex County Massachusetts | 2 | $ 830,000 | $ 415,000 | $ 81,000 |
| Barry County Missouri | 2 | $ 430,000 | $ 215,000 | $ 225,000 |
| Cass County Missouri | 2 | $ 630,000 | $ 315,000 | $ 142,000 |
| Franklin County Missouri | 2 | $ 340,000 | $ 170,000 | $ 80,000 |
| Greene County Missouri | 2 | $ 490,000 | $ 245,000 | $ 105,000 |
| Lincoln County Missouri | 2 | $ 540,000 | $ 270,000 | $ 124,000 |
| Platte County Missouri | 2 | $ 340,000 | $ 170,000 | $ 123,000 |
| Ste. Genevieve County Missouri | 2 | $ 630,000 | $ 315,000 | $ 225,000 |
| Camden County New Jersey | 2 | $ 620,000 | $ 310,000 | $ 126,000 |
| Wake County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 135,000 |
| Multnomah County Oregon | 2 | $ 840,000 | $ 420,000 | $ 223,000 |
| Washington County Oregon | 2 | $ 560,000 | $ 280,000 | $ 118,000 |
| Lehigh County Pennsylvania | 2 | $ 600,000 | $ 300,000 | $ 113,000 |
| Sumner County Tennessee | 2 | $ 760,000 | $ 380,000 | $ 164,000 |
| Brazoria County Texas | 2 | $ 650,000 | $ 325,000 | $ 115,000 |
| Tarrant County Texas | 2 | $ 410,000 | $ 205,000 | $ 61,000 |
| Spotsylvania County Virginia | 2 | $ 570,000 | $ 285,000 | $ 128,000 |
| Los Angeles County California | 1 | $ 485,000 | $ 485,000 | $ 242,000 |
| Orange County California | 1 | $ 335,000 | $ 335,000 | $ 95,000 |
| Douglas County Colorado | 1 | $ 525,000 | $ 525,000 | $ 115,000 |
| Montezuma County Colorado | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Park County Colorado | 1 | $ 625,000 | $ 625,000 | $ 525,000 |
| Teller County Colorado | 1 | $ 205,000 | $ 205,000 | $ 225,000 |
| New Haven County Connecticut | 1 | $ 315,000 | $ 315,000 | $ 156,000 |
| Tolland County Connecticut | 1 | $ 405,000 | $ 405,000 | $ 232,000 |
| Broward County Florida | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Walton County Florida | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Fulton County Georgia | 1 | $ 555,000 | $ 555,000 | $ 173,000 |
| Cook County Illinois | 1 | $ 325,000 | $ 325,000 | $ 183,000 |
| DuPage County Illinois | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Hamilton County Illinois | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Madison County Illinois | 1 | $ 295,000 | $ 295,000 | $ 293,000 |
| Sangamon County Illinois | 1 | $ 195,000 | $ 195,000 | $ 129,000 |
| Wyandotte County Kansas | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Essex County Massachusetts | 1 | $ 485,000 | $ 485,000 | $ 168,000 |
| Norfolk County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 124,000 |
| Adair County Missouri | 1 | $ 325,000 | $ 325,000 | $ 178,000 |
| Barton County Missouri | 1 | $ 235,000 | $ 235,000 | $ 185,000 |
| Clinton County Missouri | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Jasper County Missouri | 1 | $ 265,000 | $ 265,000 | $ 117,000 |
| Johnson County Missouri | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| St. Francois County Missouri | 1 | $ 245,000 | $ 245,000 | $ 153,000 |
| Warren County Missouri | 1 | $ 135,000 | $ 135,000 | $ 136,000 |
| Burlington County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 116,000 |
| Middlesex County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Union County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 161,000 |
| Cuyahoga County Ohio | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Lake County Ohio | 1 | $ 175,000 | $ 175,000 | $ 155,000 |
| Portage County Ohio | 1 | $ 315,000 | $ 315,000 | $ 110,000 |
| Lancaster County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Davidson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 58,000 |
| Madison County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Rutherford County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Austin County Texas | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Brazos County Texas | 1 | $ 185,000 | $ 185,000 | $ 391,000 |
| El Paso County Texas | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| Ellis County Texas | 1 | $ 115,000 | $ 115,000 | $ 141,000 |
| Hays County Texas | 1 | $ 265,000 | $ 265,000 | $ 182,000 |
| Rockwall County Texas | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Arlington County Virginia | 1 | $ 525,000 | $ 525,000 | $ 121,000 |
| Chesterfield County Virginia | 1 | $ 215,000 | $ 215,000 | $ 117,000 |
| Norfolk County Virginia | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Prince William County Virginia | 1 | $ 485,000 | $ 485,000 | $ 190,000 |
| Stafford County Virginia | 1 | $ 425,000 | $ 425,000 | $ 145,000 |
| Grant County Washington | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Lewis County Washington | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Whatcom County Washington | 1 | $ 295,000 | $ 295,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for U S Wide Financial Llc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 320 | $100,970,000 | $315,000 | $965,000 | $131,000 | $525,000 |
| Refinancing | 311 | $106,165,000 | $341,000 | $825,000 | $140,000 | $642,000 |
| Cash-out Refinancing | 33 | $7,675,000 | $232,000 | $485,000 | $116,000 | $293,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 359 | $118,345,000 | $329,000 | $735,000 | $133,000 | $394,000 |
| White | 181 | $53,925,000 | $297,000 | $885,000 | $135,000 | $642,000 |
| Not Provided | 78 | $27,040,000 | $346,000 | $965,000 | $144,000 | $470,000 |
| Hispanic | 21 | $6,545,000 | $311,000 | $615,000 | $125,000 | $401,000 |
| Black or African American | 9 | $3,125,000 | $347,000 | $455,000 | $152,000 | $425,000 |
| American Indian or Alaskan Native | 2 | $690,000 | $345,000 | $385,000 | $38,000 | $77,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $335,000 | $335,000 | $335,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 629 | $203,215,000 | $323,000 | $965,000 | $138,000 | $642,000 |
| VA-guaranteed (Veterans Administration) | 33 | $11,225,000 | $340,000 | $825,000 | $69,000 | $165,000 |
| FHA-insured (Federal Housing Administration) | 1 | $75,000 | $75,000 | $75,000 | $37,000 | $37,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $295,000 | $295,000 | $295,000 | $54,000 | $54,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 617 | $200,275,000 | $324,000 | $965,000 | $134,000 | $642,000 |
| Application Withdrawn By Applicant | 44 | $13,840,000 | $314,000 | $885,000 | $143,000 | $401,000 |
| Application Denied By Financial Institution | 3 | $695,000 | $231,000 | $285,000 | $94,000 | $133,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 661 | $214,115,000 | $323,000 | $965,000 | $135,000 | $642,000 |
| Collateral | 1 | $285,000 | $285,000 | $285,000 | $85,000 | $85,000 |
| Credit History | 1 | $135,000 | $135,000 | $135,000 | $64,000 | $64,000 |
| Debt-To-Income Ratio | 1 | $275,000 | $275,000 | $275,000 | $133,000 | $133,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into U S Wide Financial Llc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess U S Wide Financial Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.