U S Wide Financial Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | U S Wide Financial Llc Vibhu Grover Saint Louis, MO 63146 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,279 |
| Total Mortgage Loan Application Amount | $409,895,000 |
| Average Mortgage Loan Application Amount | $292,000 |
| Highest Mortgage Loan Application Amount | $955,000 |
| Average Applicant Income | $147,000 |
| Highest Applicant Income | $542,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with U S Wide Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing U S Wide Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down U S Wide Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how U S Wide Financial Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by U S Wide Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at U S Wide Financial Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 227 | $ 74,505,000 | $ 328,000 | $ 142,000 |
| Fort Bend County Texas | 157 | $ 45,565,000 | $ 290,000 | $ 138,000 |
| St. Charles County Missouri | 118 | $ 36,510,000 | $ 309,000 | $ 118,000 |
| Hartford County Connecticut | 106 | $ 29,700,000 | $ 280,000 | $ 142,000 |
| Collin County Texas | 52 | $ 16,550,000 | $ 318,000 | $ 147,000 |
| Harris County Texas | 48 | $ 13,620,000 | $ 283,000 | $ 142,000 |
| Denton County Texas | 31 | $ 10,615,000 | $ 342,000 | $ 141,000 |
| King County Washington | 21 | $ 8,975,000 | $ 427,000 | $ 149,000 |
| Dallas County Texas | 19 | $ 6,955,000 | $ 366,000 | $ 163,000 |
| Kitsap County Washington | 17 | $ 5,785,000 | $ 340,000 | $ 131,000 |
| St. Louis City County Missouri | 16 | $ 3,750,000 | $ 234,000 | $ 140,000 |
| Brazoria County Texas | 14 | $ 3,030,000 | $ 216,000 | $ 117,000 |
| Johnson County Kansas | 13 | $ 4,245,000 | $ 326,000 | $ 131,000 |
| Fairfax County Virginia | 13 | $ 6,505,000 | $ 500,000 | $ 191,000 |
| Virginia Beach County Virginia | 13 | $ 4,385,000 | $ 337,000 | $ 104,000 |
| Jefferson County Missouri | 12 | $ 2,400,000 | $ 200,000 | $ 78,000 |
| Pierce County Washington | 12 | $ 3,570,000 | $ 297,000 | $ 120,000 |
| Williamson County Tennessee | 11 | $ 4,805,000 | $ 436,000 | $ 145,000 |
| Henrico County Virginia | 11 | $ 3,735,000 | $ 339,000 | $ 128,000 |
| Forsyth County Georgia | 10 | $ 3,610,000 | $ 361,000 | $ 123,000 |
| Williamson County Texas | 10 | $ 3,650,000 | $ 365,000 | $ 150,000 |
| Douglas County Colorado | 9 | $ 3,685,000 | $ 409,000 | $ 162,000 |
| Wilson County Tennessee | 9 | $ 2,215,000 | $ 246,000 | $ 110,000 |
| Travis County Texas | 9 | $ 2,775,000 | $ 308,000 | $ 141,000 |
| Snohomish County Washington | 9 | $ 4,945,000 | $ 549,000 | $ 166,000 |
| Jefferson County Colorado | 8 | $ 3,020,000 | $ 377,000 | $ 245,000 |
| Tolland County Connecticut | 8 | $ 2,690,000 | $ 336,000 | $ 132,000 |
| St. Clair County Illinois | 8 | $ 1,460,000 | $ 182,000 | $ 119,000 |
| Montgomery County Pennsylvania | 8 | $ 2,580,000 | $ 322,000 | $ 95,000 |
| Middlesex County Massachusetts | 7 | $ 2,825,000 | $ 403,000 | $ 163,000 |
| Chesterfield County Virginia | 7 | $ 1,665,000 | $ 237,000 | $ 144,000 |
| Los Angeles County California | 6 | $ 2,290,000 | $ 381,000 | $ 236,000 |
| San Diego County California | 6 | $ 2,270,000 | $ 378,000 | $ 136,000 |
| Cook County Illinois | 6 | $ 1,890,000 | $ 315,000 | $ 131,000 |
| Clay County Missouri | 6 | $ 1,300,000 | $ 216,000 | $ 124,000 |
| Jackson County Missouri | 6 | $ 1,280,000 | $ 213,000 | $ 134,000 |
| Lincoln County Missouri | 6 | $ 1,100,000 | $ 183,000 | $ 76,000 |
| Somerset County New Jersey | 6 | $ 3,150,000 | $ 525,000 | $ 172,000 |
| Mecklenburg County North Carolina | 6 | $ 2,070,000 | $ 345,000 | $ 122,000 |
| Wake County North Carolina | 6 | $ 2,200,000 | $ 366,000 | $ 131,000 |
| Benton County Arkansas | 5 | $ 1,515,000 | $ 303,000 | $ 169,000 |
| Alameda County California | 5 | $ 3,845,000 | $ 769,000 | $ 194,000 |
| Arapahoe County Colorado | 5 | $ 2,315,000 | $ 463,000 | $ 183,000 |
| Worcester County Massachusetts | 5 | $ 1,875,000 | $ 375,000 | $ 160,000 |
| Multnomah County Oregon | 5 | $ 1,275,000 | $ 255,000 | $ 123,000 |
| Montgomery County Texas | 5 | $ 1,285,000 | $ 257,000 | $ 130,000 |
| Hanover County Virginia | 5 | $ 1,235,000 | $ 247,000 | $ 144,000 |
| Loudoun County Virginia | 5 | $ 1,955,000 | $ 391,000 | $ 132,000 |
| Middlesex County New Jersey | 4 | $ 1,320,000 | $ 330,000 | $ 152,000 |
| Contra Costa County California | 3 | $ 2,105,000 | $ 701,000 | $ 218,000 |
| Orange County California | 3 | $ 1,505,000 | $ 501,000 | $ 166,000 |
| Adams County Colorado | 3 | $ 1,025,000 | $ 341,000 | $ 72,000 |
| Broomfield County Colorado | 3 | $ 1,475,000 | $ 491,000 | $ 125,000 |
| Denver County Colorado | 3 | $ 1,185,000 | $ 395,000 | $ 148,000 |
| DuPage County Illinois | 3 | $ 905,000 | $ 301,000 | $ 96,000 |
| Wyandotte County Kansas | 3 | $ 625,000 | $ 208,000 | $ 91,000 |
| Norfolk County Massachusetts | 3 | $ 1,355,000 | $ 451,000 | $ 152,000 |
| Boone County Missouri | 3 | $ 1,175,000 | $ 391,000 | $ 99,000 |
| Jasper County Missouri | 3 | $ 595,000 | $ 198,000 | $ 94,000 |
| Mercer County New Jersey | 3 | $ 1,235,000 | $ 411,000 | $ 140,000 |
| Davidson County Tennessee | 3 | $ 1,035,000 | $ 345,000 | $ 120,000 |
| Bexar County Texas | 3 | $ 795,000 | $ 265,000 | $ 113,000 |
| Tarrant County Texas | 3 | $ 1,005,000 | $ 335,000 | $ 238,000 |
| Prince William County Virginia | 3 | $ 1,105,000 | $ 368,000 | $ 113,000 |
| Limestone County Alabama | 2 | $ 600,000 | $ 300,000 | $ 97,000 |
| Park County Colorado | 2 | $ 510,000 | $ 255,000 | $ 124,000 |
| Fairfield County Connecticut | 2 | $ 780,000 | $ 390,000 | $ 155,000 |
| Orange County Florida | 2 | $ 450,000 | $ 225,000 | $ 60,000 |
| Walton County Florida | 2 | $ 770,000 | $ 385,000 | $ 166,000 |
| Cobb County Georgia | 2 | $ 770,000 | $ 385,000 | $ 129,000 |
| Clinton County Illinois | 2 | $ 360,000 | $ 180,000 | $ 61,000 |
| Hamilton County Indiana | 2 | $ 930,000 | $ 465,000 | $ 243,000 |
| Baltimore County Maryland | 2 | $ 320,000 | $ 160,000 | $ 153,000 |
| Franklin County Missouri | 2 | $ 500,000 | $ 250,000 | $ 109,000 |
| Taney County Missouri | 2 | $ 330,000 | $ 165,000 | $ 43,000 |
| Essex County New Jersey | 2 | $ 1,120,000 | $ 560,000 | $ 199,000 |
| Morris County New Jersey | 2 | $ 970,000 | $ 485,000 | $ 190,000 |
| Rutherford County Tennessee | 2 | $ 690,000 | $ 345,000 | $ 223,000 |
| Sumner County Tennessee | 2 | $ 730,000 | $ 365,000 | $ 148,000 |
| Comal County Texas | 2 | $ 550,000 | $ 275,000 | $ 122,000 |
| Rockwall County Texas | 2 | $ 470,000 | $ 235,000 | $ 147,000 |
| Chesapeake County Virginia | 2 | $ 580,000 | $ 290,000 | $ 85,000 |
| Richmond City County Virginia | 2 | $ 430,000 | $ 215,000 | $ 84,000 |
| Mason County Washington | 2 | $ 270,000 | $ 135,000 | $ 42,000 |
| Thurston County Washington | 2 | $ 940,000 | $ 470,000 | $ 128,000 |
| Faulkner County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 158,000 |
| Placer County California | 1 | $ 515,000 | $ 515,000 | $ 170,000 |
| Stanislaus County California | 1 | $ 465,000 | $ 465,000 | $ 114,000 |
| Ventura County California | 1 | $ 485,000 | $ 485,000 | $ 170,000 |
| Boulder County Colorado | 1 | $ 365,000 | $ 365,000 | $ 389,000 |
| Larimer County Colorado | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Ouray County Colorado | 1 | $ 345,000 | $ 345,000 | $ 67,000 |
| Weld County Colorado | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Broward County Florida | 1 | $ 425,000 | $ 425,000 | $ 203,000 |
| Collier County Florida | 1 | $ 545,000 | $ 545,000 | $ 103,000 |
| Duval County Florida | 1 | $ 365,000 | $ 365,000 | $ 83,000 |
| Hillsborough County Florida | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Palm Beach County Florida | 1 | $ 305,000 | $ 305,000 | $ 121,000 |
| Pinellas County Florida | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Polk County Florida | 1 | $ 355,000 | $ 355,000 | $ 101,000 |
| Santa Rosa County Florida | 1 | $ 435,000 | $ 435,000 | $ 164,000 |
| Seminole County Florida | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| St. Lucie County Florida | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Cherokee County Georgia | 1 | $ 475,000 | $ 475,000 | $ 304,000 |
| Fulton County Georgia | 1 | $ 485,000 | $ 485,000 | $ 185,000 |
| Glynn County Georgia | 1 | $ 445,000 | $ 445,000 | $ 237,000 |
| Gwinnett County Georgia | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
| Kane County Illinois | 1 | $ 335,000 | $ 335,000 | $ 150,000 |
| Lake County Illinois | 1 | $ 355,000 | $ 355,000 | $ 136,000 |
| McHenry County Illinois | 1 | $ 335,000 | $ 335,000 | $ 138,000 |
| McLean County Illinois | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Sangamon County Illinois | 1 | $ 465,000 | $ 465,000 | $ 427,000 |
| Butler County Kansas | 1 | $ 315,000 | $ 315,000 | $ 123,000 |
| Daviess County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| Howard County Maryland | 1 | $ 545,000 | $ 545,000 | $ 301,000 |
| Suffolk County Massachusetts | 1 | $ 505,000 | $ 505,000 | $ 150,000 |
| Grand Traverse County Michigan | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Washtenaw County Michigan | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Wayne County Michigan | 1 | $ 275,000 | $ 275,000 | $ 203,000 |
| Hennepin County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Cape Girardeau County Missouri | 1 | $ 295,000 | $ 295,000 | $ 124,000 |
| Cass County Missouri | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Christian County Missouri | 1 | $ 225,000 | $ 225,000 | $ 271,000 |
| Cole County Missouri | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Greene County Missouri | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Johnson County Missouri | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Newton County Missouri | 1 | $ 365,000 | $ 365,000 | $ 184,000 |
| Platte County Missouri | 1 | $ 395,000 | $ 395,000 | $ 191,000 |
| Ste. Genevieve County Missouri | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Warren County Missouri | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Burlington County New Jersey | 1 | $ 515,000 | $ 515,000 | $ 319,000 |
| Gloucester County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 319,000 |
| Hudson County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 64,000 |
| Passaic County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 143,000 |
| Los Alamos County New Mexico | 1 | $ 345,000 | $ 345,000 | $ 81,000 |
| Guilford County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Moore County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 99,000 |
| Union County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 342,000 |
| Cuyahoga County Ohio | 1 | $ 375,000 | $ 375,000 | $ 145,000 |
| Union County Ohio | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Marion County Oregon | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Washington County Oregon | 1 | $ 295,000 | $ 295,000 | $ 216,000 |
| Bucks County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 239,000 |
| Chester County Pennsylvania | 1 | $ 525,000 | $ 525,000 | $ 129,000 |
| Cumberland County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 277,000 |
| Lehigh County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Cumberland County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Maury County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 157,000 |
| Morgan County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Shelby County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 132,000 |
| Bell County Texas | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Brazos County Texas | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Galveston County Texas | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Hays County Texas | 1 | $ 235,000 | $ 235,000 | $ 192,000 |
| Newport News County Virginia | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Norfolk County Virginia | 1 | $ 425,000 | $ 425,000 | $ 298,000 |
| Roanoke County Virginia | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Roanoke City County Virginia | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Stafford County Virginia | 1 | $ 505,000 | $ 505,000 | $ 139,000 |
| Clark County Washington | 1 | $ 265,000 | $ 265,000 | $ 145,000 |
| Cowlitz County Washington | 1 | $ 305,000 | $ 305,000 | $ 153,000 |
| Ferry County Washington | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Island County Washington | 1 | $ 625,000 | $ 625,000 | $ 205,000 |
| Kittitas County Washington | 1 | $ 235,000 | $ 235,000 | $ 203,000 |
| Spokane County Washington | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Whatcom County Washington | 1 | $ 245,000 | $ 245,000 | $ 195,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 753 | $229,625,000 | $304,000 | $955,000 | $139,000 | $425,000 |
| Home Purchase | 368 | $128,870,000 | $350,000 | $835,000 | $134,000 | $542,000 |
| Cash-out Refinancing | 147 | $48,805,000 | $332,000 | $705,000 | $145,000 | $345,000 |
| Other Purpose | 8 | $1,870,000 | $233,000 | $435,000 | $116,000 | $155,000 |
| Home Improvement | 3 | $725,000 | $241,000 | $345,000 | $201,000 | $232,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 855 | $287,795,000 | $336,000 | $955,000 | $142,000 | $542,000 |
| White | 275 | $77,265,000 | $280,000 | $705,000 | $128,000 | $438,000 |
| Not Provided | 82 | $25,780,000 | $314,000 | $545,000 | $150,000 | $368,000 |
| Hispanic | 19 | $5,295,000 | $278,000 | $455,000 | $129,000 | $345,000 |
| Black or African American | 17 | $4,555,000 | $267,000 | $475,000 | $104,000 | $427,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $345,000 | $345,000 | $345,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $235,000 | $235,000 | $235,000 | $113,000 | $113,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,256 | $401,150,000 | $319,000 | $955,000 | $139,000 | $542,000 |
| VA-guaranteed (Veterans Administration) | 23 | $8,745,000 | $380,000 | $685,000 | $82,000 | $205,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,182 | $379,120,000 | $320,000 | $955,000 | $139,000 | $542,000 |
| Application Withdrawn By Applicant | 78 | $25,230,000 | $323,000 | $775,000 | $131,000 | $316,000 |
| Application Denied By Financial Institution | 19 | $5,545,000 | $291,000 | $475,000 | $121,000 | $290,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,260 | $404,350,000 | $320,000 | $955,000 | $139,000 | $542,000 |
| Debt-To-Income Ratio | 8 | $2,490,000 | $311,000 | $475,000 | $105,000 | $290,000 |
| Employment History | 4 | $950,000 | $237,000 | $355,000 | $155,000 | $271,000 |
| Other | 3 | $785,000 | $261,000 | $325,000 | $162,000 | $270,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $470,000 | $235,000 | $335,000 | $57,000 | $79,000 |
| Credit History | 2 | $850,000 | $425,000 | $435,000 | $117,000 | $158,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into U S Wide Financial Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess U S Wide Financial Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.