U S Wide Financial Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

U S Wide Financial Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address U S Wide Financial Llc
Vibhu Grover
Saint Louis, MO 63146
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 1,279
Total Mortgage Loan Application Amount $409,895,000
Average Mortgage Loan Application Amount $292,000
Highest Mortgage Loan Application Amount $955,000
Average Applicant Income $147,000
Highest Applicant Income $542,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with U S Wide Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing U S Wide Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down U S Wide Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how U S Wide Financial Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by U S Wide Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at U S Wide Financial Llc's mortgage activity for 2021.

Mortgage Loan Application Totals for U S Wide Financial Llc by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis County Missouri 227 $ 74,505,000 $ 328,000 $ 142,000
Fort Bend County Texas 157 $ 45,565,000 $ 290,000 $ 138,000
St. Charles County Missouri 118 $ 36,510,000 $ 309,000 $ 118,000
Hartford County Connecticut 106 $ 29,700,000 $ 280,000 $ 142,000
Collin County Texas 52 $ 16,550,000 $ 318,000 $ 147,000
Harris County Texas 48 $ 13,620,000 $ 283,000 $ 142,000
Denton County Texas 31 $ 10,615,000 $ 342,000 $ 141,000
King County Washington 21 $ 8,975,000 $ 427,000 $ 149,000
Dallas County Texas 19 $ 6,955,000 $ 366,000 $ 163,000
Kitsap County Washington 17 $ 5,785,000 $ 340,000 $ 131,000
St. Louis City County Missouri 16 $ 3,750,000 $ 234,000 $ 140,000
Brazoria County Texas 14 $ 3,030,000 $ 216,000 $ 117,000
Johnson County Kansas 13 $ 4,245,000 $ 326,000 $ 131,000
Fairfax County Virginia 13 $ 6,505,000 $ 500,000 $ 191,000
Virginia Beach County Virginia 13 $ 4,385,000 $ 337,000 $ 104,000
Jefferson County Missouri 12 $ 2,400,000 $ 200,000 $ 78,000
Pierce County Washington 12 $ 3,570,000 $ 297,000 $ 120,000
Williamson County Tennessee 11 $ 4,805,000 $ 436,000 $ 145,000
Henrico County Virginia 11 $ 3,735,000 $ 339,000 $ 128,000
Forsyth County Georgia 10 $ 3,610,000 $ 361,000 $ 123,000
Williamson County Texas 10 $ 3,650,000 $ 365,000 $ 150,000
Douglas County Colorado 9 $ 3,685,000 $ 409,000 $ 162,000
Wilson County Tennessee 9 $ 2,215,000 $ 246,000 $ 110,000
Travis County Texas 9 $ 2,775,000 $ 308,000 $ 141,000
Snohomish County Washington 9 $ 4,945,000 $ 549,000 $ 166,000
Jefferson County Colorado 8 $ 3,020,000 $ 377,000 $ 245,000
Tolland County Connecticut 8 $ 2,690,000 $ 336,000 $ 132,000
St. Clair County Illinois 8 $ 1,460,000 $ 182,000 $ 119,000
Montgomery County Pennsylvania 8 $ 2,580,000 $ 322,000 $ 95,000
Middlesex County Massachusetts 7 $ 2,825,000 $ 403,000 $ 163,000
Chesterfield County Virginia 7 $ 1,665,000 $ 237,000 $ 144,000
Los Angeles County California 6 $ 2,290,000 $ 381,000 $ 236,000
San Diego County California 6 $ 2,270,000 $ 378,000 $ 136,000
Cook County Illinois 6 $ 1,890,000 $ 315,000 $ 131,000
Clay County Missouri 6 $ 1,300,000 $ 216,000 $ 124,000
Jackson County Missouri 6 $ 1,280,000 $ 213,000 $ 134,000
Lincoln County Missouri 6 $ 1,100,000 $ 183,000 $ 76,000
Somerset County New Jersey 6 $ 3,150,000 $ 525,000 $ 172,000
Mecklenburg County North Carolina 6 $ 2,070,000 $ 345,000 $ 122,000
Wake County North Carolina 6 $ 2,200,000 $ 366,000 $ 131,000
Benton County Arkansas 5 $ 1,515,000 $ 303,000 $ 169,000
Alameda County California 5 $ 3,845,000 $ 769,000 $ 194,000
Arapahoe County Colorado 5 $ 2,315,000 $ 463,000 $ 183,000
Worcester County Massachusetts 5 $ 1,875,000 $ 375,000 $ 160,000
Multnomah County Oregon 5 $ 1,275,000 $ 255,000 $ 123,000
Montgomery County Texas 5 $ 1,285,000 $ 257,000 $ 130,000
Hanover County Virginia 5 $ 1,235,000 $ 247,000 $ 144,000
Loudoun County Virginia 5 $ 1,955,000 $ 391,000 $ 132,000
Middlesex County New Jersey 4 $ 1,320,000 $ 330,000 $ 152,000
Contra Costa County California 3 $ 2,105,000 $ 701,000 $ 218,000
Orange County California 3 $ 1,505,000 $ 501,000 $ 166,000
Adams County Colorado 3 $ 1,025,000 $ 341,000 $ 72,000
Broomfield County Colorado 3 $ 1,475,000 $ 491,000 $ 125,000
Denver County Colorado 3 $ 1,185,000 $ 395,000 $ 148,000
DuPage County Illinois 3 $ 905,000 $ 301,000 $ 96,000
Wyandotte County Kansas 3 $ 625,000 $ 208,000 $ 91,000
Norfolk County Massachusetts 3 $ 1,355,000 $ 451,000 $ 152,000
Boone County Missouri 3 $ 1,175,000 $ 391,000 $ 99,000
Jasper County Missouri 3 $ 595,000 $ 198,000 $ 94,000
Mercer County New Jersey 3 $ 1,235,000 $ 411,000 $ 140,000
Davidson County Tennessee 3 $ 1,035,000 $ 345,000 $ 120,000
Bexar County Texas 3 $ 795,000 $ 265,000 $ 113,000
Tarrant County Texas 3 $ 1,005,000 $ 335,000 $ 238,000
Prince William County Virginia 3 $ 1,105,000 $ 368,000 $ 113,000
Limestone County Alabama 2 $ 600,000 $ 300,000 $ 97,000
Park County Colorado 2 $ 510,000 $ 255,000 $ 124,000
Fairfield County Connecticut 2 $ 780,000 $ 390,000 $ 155,000
Orange County Florida 2 $ 450,000 $ 225,000 $ 60,000
Walton County Florida 2 $ 770,000 $ 385,000 $ 166,000
Cobb County Georgia 2 $ 770,000 $ 385,000 $ 129,000
Clinton County Illinois 2 $ 360,000 $ 180,000 $ 61,000
Hamilton County Indiana 2 $ 930,000 $ 465,000 $ 243,000
Baltimore County Maryland 2 $ 320,000 $ 160,000 $ 153,000
Franklin County Missouri 2 $ 500,000 $ 250,000 $ 109,000
Taney County Missouri 2 $ 330,000 $ 165,000 $ 43,000
Essex County New Jersey 2 $ 1,120,000 $ 560,000 $ 199,000
Morris County New Jersey 2 $ 970,000 $ 485,000 $ 190,000
Rutherford County Tennessee 2 $ 690,000 $ 345,000 $ 223,000
Sumner County Tennessee 2 $ 730,000 $ 365,000 $ 148,000
Comal County Texas 2 $ 550,000 $ 275,000 $ 122,000
Rockwall County Texas 2 $ 470,000 $ 235,000 $ 147,000
Chesapeake County Virginia 2 $ 580,000 $ 290,000 $ 85,000
Richmond City County Virginia 2 $ 430,000 $ 215,000 $ 84,000
Mason County Washington 2 $ 270,000 $ 135,000 $ 42,000
Thurston County Washington 2 $ 940,000 $ 470,000 $ 128,000
Faulkner County Arkansas 1 $ 325,000 $ 325,000 $ 158,000
Placer County California 1 $ 515,000 $ 515,000 $ 170,000
Stanislaus County California 1 $ 465,000 $ 465,000 $ 114,000
Ventura County California 1 $ 485,000 $ 485,000 $ 170,000
Boulder County Colorado 1 $ 365,000 $ 365,000 $ 389,000
Larimer County Colorado 1 $ 235,000 $ 235,000 $ 62,000
Ouray County Colorado 1 $ 345,000 $ 345,000 $ 67,000
Weld County Colorado 1 $ 105,000 $ 105,000 $ 105,000
Broward County Florida 1 $ 425,000 $ 425,000 $ 203,000
Collier County Florida 1 $ 545,000 $ 545,000 $ 103,000
Duval County Florida 1 $ 365,000 $ 365,000 $ 83,000
Hillsborough County Florida 1 $ 165,000 $ 165,000 $ 69,000
Palm Beach County Florida 1 $ 305,000 $ 305,000 $ 121,000
Pinellas County Florida 1 $ 215,000 $ 215,000 $ 76,000
Polk County Florida 1 $ 355,000 $ 355,000 $ 101,000
Santa Rosa County Florida 1 $ 435,000 $ 435,000 $ 164,000
Seminole County Florida 1 $ 355,000 $ 355,000 $ 110,000
St. Lucie County Florida 1 $ 205,000 $ 205,000 $ 95,000
Cherokee County Georgia 1 $ 475,000 $ 475,000 $ 304,000
Fulton County Georgia 1 $ 485,000 $ 485,000 $ 185,000
Glynn County Georgia 1 $ 445,000 $ 445,000 $ 237,000
Gwinnett County Georgia 1 $ 295,000 $ 295,000 $ 122,000
Kane County Illinois 1 $ 335,000 $ 335,000 $ 150,000
Lake County Illinois 1 $ 355,000 $ 355,000 $ 136,000
McHenry County Illinois 1 $ 335,000 $ 335,000 $ 138,000
McLean County Illinois 1 $ 255,000 $ 255,000 $ 94,000
Sangamon County Illinois 1 $ 465,000 $ 465,000 $ 427,000
Butler County Kansas 1 $ 315,000 $ 315,000 $ 123,000
Daviess County Kentucky 1 $ 55,000 $ 55,000 $ 16,000
Howard County Maryland 1 $ 545,000 $ 545,000 $ 301,000
Suffolk County Massachusetts 1 $ 505,000 $ 505,000 $ 150,000
Grand Traverse County Michigan 1 $ 125,000 $ 125,000 $ 94,000
Washtenaw County Michigan 1 $ 105,000 $ 105,000 $ 92,000
Wayne County Michigan 1 $ 275,000 $ 275,000 $ 203,000
Hennepin County Minnesota 1 $ 265,000 $ 265,000 $ 80,000
Cape Girardeau County Missouri 1 $ 295,000 $ 295,000 $ 124,000
Cass County Missouri 1 $ 175,000 $ 175,000 $ 51,000
Christian County Missouri 1 $ 225,000 $ 225,000 $ 271,000
Cole County Missouri 1 $ 315,000 $ 315,000 $ 120,000
Greene County Missouri 1 $ 195,000 $ 195,000 $ 89,000
Johnson County Missouri 1 $ 245,000 $ 245,000 $ 80,000
Newton County Missouri 1 $ 365,000 $ 365,000 $ 184,000
Platte County Missouri 1 $ 395,000 $ 395,000 $ 191,000
Ste. Genevieve County Missouri 1 $ 275,000 $ 275,000 $ 103,000
Warren County Missouri 1 $ 245,000 $ 245,000 $ 76,000
Burlington County New Jersey 1 $ 515,000 $ 515,000 $ 319,000
Gloucester County New Jersey 1 $ 165,000 $ 165,000 $ 319,000
Hudson County New Jersey 1 $ 375,000 $ 375,000 $ 64,000
Passaic County New Jersey 1 $ 215,000 $ 215,000 $ 143,000
Los Alamos County New Mexico 1 $ 345,000 $ 345,000 $ 81,000
Guilford County North Carolina 1 $ 315,000 $ 315,000 $ 95,000
Moore County North Carolina 1 $ 425,000 $ 425,000 $ 99,000
Union County North Carolina 1 $ 515,000 $ 515,000 $ 342,000
Cuyahoga County Ohio 1 $ 375,000 $ 375,000 $ 145,000
Union County Ohio 1 $ 285,000 $ 285,000 $ 105,000
Marion County Oregon 1 $ 185,000 $ 185,000 $ 37,000
Washington County Oregon 1 $ 295,000 $ 295,000 $ 216,000
Bucks County Pennsylvania 1 $ 275,000 $ 275,000 $ 239,000
Chester County Pennsylvania 1 $ 525,000 $ 525,000 $ 129,000
Cumberland County Pennsylvania 1 $ 285,000 $ 285,000 $ 277,000
Lehigh County Pennsylvania 1 $ 225,000 $ 225,000 $ 92,000
Cumberland County Tennessee 1 $ 225,000 $ 225,000 $ 70,000
Maury County Tennessee 1 $ 455,000 $ 455,000 $ 157,000
Morgan County Tennessee 1 $ 195,000 $ 195,000 $ 66,000
Shelby County Tennessee 1 $ 185,000 $ 185,000 $ 132,000
Bell County Texas 1 $ 145,000 $ 145,000 $ 100,000
Brazos County Texas 1 $ 185,000 $ 185,000 $ 110,000
Galveston County Texas 1 $ 265,000 $ 265,000 $ 90,000
Hays County Texas 1 $ 235,000 $ 235,000 $ 192,000
Newport News County Virginia 1 $ 175,000 $ 175,000 $ 83,000
Norfolk County Virginia 1 $ 425,000 $ 425,000 $ 298,000
Roanoke County Virginia 1 $ 125,000 $ 125,000 $ 35,000
Roanoke City County Virginia 1 $ 115,000 $ 115,000 $ 35,000
Stafford County Virginia 1 $ 505,000 $ 505,000 $ 139,000
Clark County Washington 1 $ 265,000 $ 265,000 $ 145,000
Cowlitz County Washington 1 $ 305,000 $ 305,000 $ 153,000
Ferry County Washington 1 $ 215,000 $ 215,000 $ 105,000
Island County Washington 1 $ 625,000 $ 625,000 $ 205,000
Kittitas County Washington 1 $ 235,000 $ 235,000 $ 203,000
Spokane County Washington 1 $ 185,000 $ 185,000 $ 92,000
Whatcom County Washington 1 $ 245,000 $ 245,000 $ 195,000

Mortgage Loan Application Detail Totals for U S Wide Financial Llc in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 753 $229,625,000 $304,000 $955,000 $139,000 $425,000
Home Purchase 368 $128,870,000 $350,000 $835,000 $134,000 $542,000
Cash-out Refinancing 147 $48,805,000 $332,000 $705,000 $145,000 $345,000
Other Purpose 8 $1,870,000 $233,000 $435,000 $116,000 $155,000
Home Improvement 3 $725,000 $241,000 $345,000 $201,000 $232,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 855 $287,795,000 $336,000 $955,000 $142,000 $542,000
White 275 $77,265,000 $280,000 $705,000 $128,000 $438,000
Not Provided 82 $25,780,000 $314,000 $545,000 $150,000 $368,000
Hispanic 19 $5,295,000 $278,000 $455,000 $129,000 $345,000
Black or African American 17 $4,555,000 $267,000 $475,000 $104,000 $427,000
Native Hawaiian or Other Pacific Islander 1 $345,000 $345,000 $345,000 $0 $0
American Indian or Alaskan Native 1 $235,000 $235,000 $235,000 $113,000 $113,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,256 $401,150,000 $319,000 $955,000 $139,000 $542,000
VA-guaranteed (Veterans Administration) 23 $8,745,000 $380,000 $685,000 $82,000 $205,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,182 $379,120,000 $320,000 $955,000 $139,000 $542,000
Application Withdrawn By Applicant 78 $25,230,000 $323,000 $775,000 $131,000 $316,000
Application Denied By Financial Institution 19 $5,545,000 $291,000 $475,000 $121,000 $290,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,260 $404,350,000 $320,000 $955,000 $139,000 $542,000
Debt-To-Income Ratio 8 $2,490,000 $311,000 $475,000 $105,000 $290,000
Employment History 4 $950,000 $237,000 $355,000 $155,000 $271,000
Other 3 $785,000 $261,000 $325,000 $162,000 $270,000
Insufficient Cash (Downpayment, Closing Cost) 2 $470,000 $235,000 $335,000 $57,000 $79,000
Credit History 2 $850,000 $425,000 $435,000 $117,000 $158,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into U S Wide Financial Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess U S Wide Financial Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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