UBS Bank USA Mortgage Lending & HMDA Data, 2015

In 2015, UBS Bank USA of Salt Lake City, UT reported 3,778 mortgage applications totaling $3.9 billion, up 2% from 2014. The average application was for $1,024,654, and applicants reported an average income of $481,900. 64% of its applications resulted in an originated loan and 12% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (424), Los Angeles-Long Beach-Glendale, CA (400) and Anaheim-Santa Ana-Irvine, CA (115) (applications in parentheses).

Mortgage Company & Address UBS Bank USA
299 S. Main St
Salt Lake City, UT 84111
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,778
Total Mortgage Loan Application Amount $3,871,145,000
Average Mortgage Loan Application Amount $1,024,654
Highest Mortgage Loan Application Amount $21,500,000
Average Applicant Income $481,900
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Bank USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for UBS Bank USA by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 400 $ 585,590,000 $ 1,463,975 $ 546,000
New York, New York 205 $ 376,124,000 $ 1,834,751 $ 813,000
Orange, California 115 $ 169,711,000 $ 1,475,747 $ 661,000
San Diego, California 108 $ 111,559,000 $ 1,032,953 $ 352,000
Palm Beach, Florida 90 $ 93,408,000 $ 1,037,866 $ 627,000
Fairfield, Connecticut 87 $ 103,383,000 $ 1,188,310 $ 475,000
Cook, Illinois 85 $ 70,233,000 $ 826,270 $ 444,000
Suffolk, New York 81 $ 107,794,000 $ 1,330,790 $ 562,000
Maricopa, Arizona 67 $ 50,196,000 $ 749,194 $ 350,000
King, Washington 64 $ 59,518,000 $ 929,968 $ 348,000
Harris, Texas 63 $ 59,355,000 $ 942,142 $ 446,000
Miami-Dade, Florida 61 $ 58,597,000 $ 960,606 $ 602,000
Santa Clara, California 59 $ 71,141,000 $ 1,205,779 $ 386,000
Kings, New York 54 $ 50,570,000 $ 936,481 $ 376,000
Westchester, New York 51 $ 50,524,000 $ 990,666 $ 452,000
Oakland, Michigan 44 $ 33,774,000 $ 767,590 $ 361,000
Dallas, Texas 43 $ 44,603,000 $ 1,037,279 $ 505,000
Hennepin, Minnesota 42 $ 34,020,000 $ 810,000 $ 480,000
San Francisco, California 40 $ 41,176,000 $ 1,029,400 $ 410,000
Fulton, Georgia 40 $ 29,166,000 $ 729,150 $ 307,000
District of Columbia, District Of Columbia 38 $ 32,592,000 $ 857,684 $ 429,000
Broward, Florida 37 $ 32,777,000 $ 885,864 $ 340,000
San Mateo, California 35 $ 62,291,000 $ 1,779,742 $ 662,000
Bergen, New Jersey 33 $ 25,223,000 $ 764,333 $ 387,000
Nassau, New York 33 $ 34,639,000 $ 1,049,666 $ 711,000
Travis, Texas 33 $ 35,051,000 $ 1,062,151 $ 681,000
Lee, Florida 32 $ 17,031,000 $ 532,218 $ 451,000
Riverside, California 31 $ 22,570,000 $ 728,064 $ 572,000
Collier, Florida 30 $ 30,079,000 $ 1,002,633 $ 642,000
Monmouth, New Jersey 30 $ 24,505,000 $ 816,833 $ 363,000
Ventura, California 25 $ 28,484,000 $ 1,139,360 $ 362,000
Contra Costa, California 24 $ 24,009,000 $ 1,000,375 $ 651,000
Clark, Nevada 24 $ 16,191,000 $ 674,625 $ 378,000
Morris, New Jersey 23 $ 18,679,000 $ 812,130 $ 532,000
Montgomery, Maryland 21 $ 24,446,000 $ 1,164,095 $ 330,000
Essex, New Jersey 21 $ 18,412,000 $ 876,761 $ 578,000
Alameda, California 20 $ 15,494,000 $ 774,700 $ 332,000
Marin, California 20 $ 24,505,000 $ 1,225,250 $ 525,000
Santa Barbara, California 20 $ 28,779,000 $ 1,438,950 $ 354,000
Denver, Colorado 20 $ 14,922,000 $ 746,100 $ 245,000
Ocean, New Jersey 20 $ 14,996,000 $ 749,800 $ 407,000
Fairfax, Virginia 20 $ 15,000,000 $ 750,000 $ 485,000
Hillsborough, Florida 19 $ 10,613,000 $ 558,578 $ 293,000
Pinellas, Florida 18 $ 16,832,000 $ 935,111 $ 381,000
DuPage, Illinois 17 $ 15,951,000 $ 938,294 $ 419,000
Middlesex, Massachusetts 17 $ 13,311,000 $ 783,000 $ 297,000
Tarrant, Texas 17 $ 12,206,000 $ 718,000 $ 418,000
Summit, Utah 17 $ 25,320,000 $ 1,489,411 $ 514,000
Pima, Arizona 16 $ 7,362,000 $ 460,125 $ 303,000
Sarasota, Florida 16 $ 10,747,000 $ 671,687 $ 545,000
Norfolk, Massachusetts 16 $ 31,485,000 $ 1,967,812 $ 1,678,000
Mecklenburg, North Carolina 16 $ 15,818,000 $ 988,625 $ 528,000
Sonoma, California 15 $ 19,259,000 $ 1,283,933 $ 562,000
Barnstable, Massachusetts 14 $ 20,478,000 $ 1,462,714 $ 716,000
Cape May, New Jersey 14 $ 14,485,000 $ 1,034,642 $ 413,000
Union, New Jersey 14 $ 11,339,000 $ 809,928 $ 547,000
Monterey, California 13 $ 11,835,000 $ 910,384 $ 327,000
Boulder, Colorado 13 $ 9,289,000 $ 714,538 $ 208,000
Eagle, Colorado 13 $ 14,279,000 $ 1,098,384 $ 551,000
Lake, Illinois 13 $ 14,996,000 $ 1,153,538 $ 446,000
Suffolk, Massachusetts 13 $ 20,863,000 $ 1,604,846 $ 476,000
Hudson, New Jersey 13 $ 10,699,000 $ 823,000 $ 355,000
Multnomah, Oregon 13 $ 9,160,000 $ 704,615 $ 495,000
Montgomery, Pennsylvania 13 $ 10,266,000 $ 789,692 $ 466,000
Charleston, South Carolina 13 $ 9,923,000 $ 763,307 $ 620,000
Pitkin, Colorado 12 $ 29,683,000 $ 2,473,583 $ 1,409,000
Philadelphia, Pennsylvania 12 $ 6,392,000 $ 532,666 $ 260,000
Napa, California 11 $ 16,801,000 $ 1,527,363 $ 582,000
Orange, Florida 11 $ 7,515,000 $ 683,181 $ 315,000
Plymouth, Massachusetts 11 $ 10,132,000 $ 921,090 $ 637,000
Franklin, Ohio 11 $ 5,403,000 $ 491,181 $ 287,000
Williamson, Tennessee 11 $ 9,703,000 $ 882,090 $ 324,000
Summit, Colorado 10 $ 8,571,000 $ 857,100 $ 339,000
Essex, Massachusetts 10 $ 7,836,000 $ 783,600 $ 278,000
Bucks, Pennsylvania 10 $ 7,039,000 $ 703,900 $ 294,000
Arlington, Virginia 10 $ 8,465,000 $ 846,500 $ 312,000
San Bernardino, California 9 $ 3,999,000 $ 444,333 $ 240,000
Arapahoe, Colorado 9 $ 9,048,000 $ 1,005,333 $ 835,000
Walton, Florida 9 $ 8,304,000 $ 922,666 $ 441,000
Clackamas, Oregon 9 $ 8,760,000 $ 973,333 $ 744,000
Allegheny, Pennsylvania 9 $ 6,650,000 $ 738,888 $ 710,000
Beaufort, South Carolina 9 $ 5,436,000 $ 604,000 $ 278,000
Placer, California 8 $ 3,578,000 $ 447,250 $ 608,000
Jefferson, Colorado 8 $ 4,826,000 $ 603,250 $ 169,000
Duval, Florida 8 $ 4,814,000 $ 601,750 $ 402,000
Manatee, Florida 8 $ 4,445,000 $ 555,625 $ 235,000
Monroe, Florida 8 $ 6,988,000 $ 873,500 $ 534,000
St. Johns, Florida 8 $ 5,703,000 $ 712,875 $ 424,000
Wayne, Michigan 8 $ 4,045,000 $ 505,625 $ 499,000
St. Louis, Missouri 8 $ 7,552,000 $ 944,000 $ 340,000
Wake, North Carolina 8 $ 3,314,000 $ 414,250 $ 137,000
Washington, Rhode Island 8 $ 6,287,000 $ 785,875 $ 576,000
Montgomery, Texas 8 $ 5,384,000 $ 673,000 $ 333,000
Salt Lake, Utah 8 $ 6,966,000 $ 870,750 $ 459,000
Santa Cruz, California 7 $ 8,215,000 $ 1,173,571 $ 577,000
Douglas, Colorado 7 $ 3,874,000 $ 553,428 $ 239,000
Martin, Florida 7 $ 5,695,000 $ 813,571 $ 939,000
St. Tammany, Louisiana 7 $ 4,651,000 $ 664,428 $ 260,000
Anne Arundel, Maryland 7 $ 6,043,000 $ 863,285 $ 627,000
Baltimore, Maryland 7 $ 6,369,000 $ 909,857 $ 317,000
Santa Fe, New Mexico 7 $ 6,320,000 $ 902,857 $ 262,000
Buncombe, North Carolina 7 $ 5,034,000 $ 719,142 $ 250,000
Chester, Pennsylvania 7 $ 7,592,000 $ 1,084,571 $ 336,000
Davidson, Tennessee 7 $ 7,895,000 $ 1,127,857 $ 524,000
Collin, Texas 7 $ 3,219,000 $ 459,857 $ 200,000
Mono, California 6 $ 3,747,000 $ 624,500 $ 351,000
Litchfield, Connecticut 6 $ 10,258,000 $ 1,709,666 $ 1,439,000
New Haven, Connecticut 6 $ 4,827,000 $ 804,500 $ 205,000
Polk, Florida 6 $ 3,290,000 $ 548,333 $ 237,000
DeKalb, Georgia 6 $ 3,134,000 $ 522,333 $ 190,000
Honolulu, Hawaii 6 $ 6,669,000 $ 1,111,500 $ 145,000
Kauai, Hawaii 6 $ 4,060,000 $ 676,666 $ 401,000
Blaine, Idaho 6 $ 5,095,000 $ 849,166 $ 246,000
Orleans, Louisiana 6 $ 4,432,000 $ 738,666 $ 309,000
York, Maine 6 $ 3,849,000 $ 641,500 $ 308,000
New Hanover, North Carolina 6 $ 3,792,000 $ 632,000 $ 366,000
Bexar, Texas 6 $ 4,694,000 $ 782,333 $ 346,000
Kitsap, Washington 6 $ 4,363,000 $ 727,166 $ 365,000
Jefferson, Alabama 5 $ 3,857,000 $ 771,400 $ 290,000
Weld, Colorado 5 $ 1,093,000 $ 218,600 $ 58,000
New London, Connecticut 5 $ 3,650,000 $ 730,000 $ 323,000
Brevard, Florida 5 $ 1,426,000 $ 285,200 $ 125,000
Cobb, Georgia 5 $ 2,250,000 $ 450,000 $ 159,000
Hamilton, Indiana 5 $ 4,542,000 $ 908,400 $ 920,000
Johnson, Kansas 5 $ 2,802,000 $ 560,400 $ 224,000
Atlantic, New Jersey 5 $ 3,731,000 $ 746,200 $ 475,000
Passaic, New Jersey 5 $ 2,607,000 $ 521,400 $ 351,000
Somerset, New Jersey 5 $ 4,940,000 $ 988,000 $ 361,000
Cuyahoga, Ohio 5 $ 2,306,000 $ 461,200 $ 375,000
Hamilton, Ohio 5 $ 2,643,000 $ 528,600 $ 283,000
Delaware, Pennsylvania 5 $ 2,522,000 $ 504,400 $ 298,000
Galveston, Texas 5 $ 2,862,000 $ 572,400 $ 590,000
Loudoun, Virginia 5 $ 3,035,000 $ 607,000 $ 210,000
Teton, Wyoming 5 $ 9,324,000 $ 1,864,800 $ 686,000
Coconino, Arizona 4 $ 1,307,000 $ 326,750 $ 123,000
Nevada, California 4 $ 3,318,000 $ 829,500 $ 382,000
Sacramento, California 4 $ 2,670,000 $ 667,500 $ 256,000
San Luis Obispo, California 4 $ 2,920,000 $ 730,000 $ 281,000
Yolo, California 4 $ 2,223,000 $ 555,750 $ 291,000
Hartford, Connecticut 4 $ 3,079,000 $ 769,750 $ 316,000
Middlesex, Connecticut 4 $ 4,399,000 $ 1,099,750 $ 594,000
Sussex, Delaware 4 $ 2,221,000 $ 555,250 $ 308,000
Indian River, Florida 4 $ 3,257,000 $ 814,250 $ 436,000
Catoosa, Georgia 4 $ 278,000 $ 69,500 $ 1,080,000
Greene, Georgia 4 $ 4,105,000 $ 1,026,250 $ 494,000
Hawaii, Hawaii 4 $ 11,847,000 $ 2,961,750 $ 685,000
Maui, Hawaii 4 $ 7,217,000 $ 1,804,250 $ 785,000
Hancock, Maine 4 $ 7,571,000 $ 1,892,750 $ 683,000
Dukes, Massachusetts 4 $ 3,191,000 $ 797,750 $ 313,000
Nantucket, Massachusetts 4 $ 11,317,000 $ 2,829,250 $ 563,000
Washtenaw, Michigan 4 $ 1,332,000 $ 333,000 $ 236,000
Dakota, Minnesota 4 $ 1,440,000 $ 360,000 $ 385,000
Ramsey, Minnesota 4 $ 1,226,000 $ 306,500 $ 223,000
Mercer, New Jersey 4 $ 3,757,000 $ 939,250 $ 555,000
Columbia, New York 4 $ 1,786,000 $ 446,500 $ 889,000
Brunswick, North Carolina 4 $ 3,049,000 $ 762,250 $ 331,000
Carteret, North Carolina 4 $ 2,759,000 $ 689,750 $ 576,000
Delaware, Ohio 4 $ 3,794,000 $ 948,500 $ 789,000
Tulsa, Oklahoma 4 $ 2,086,000 $ 521,500 $ 127,000
Deschutes, Oregon 4 $ 3,165,000 $ 791,250 $ 283,000
Hamilton, Tennessee 4 $ 3,662,000 $ 915,500 $ 397,000
Denton, Texas 4 $ 1,397,000 $ 349,250 $ 201,000
Williamson, Texas 4 $ 2,560,000 $ 640,000 $ 256,000
Virginia Beach, Virginia 4 $ 2,414,000 $ 603,500 $ 283,000
El Paso, Colorado 3 $ 665,000 $ 221,666 $ 182,000
Gunnison, Colorado 3 $ 4,210,000 $ 1,403,333 $ 244,000
Okaloosa, Florida 3 $ 5,283,000 $ 1,761,000 $ 571,000
Pasco, Florida 3 $ 1,353,000 $ 451,000 $ 117,000
Seminole, Florida 3 $ 1,536,000 $ 512,000 $ 426,000
Volusia, Florida 3 $ 884,000 $ 294,666 $ 129,000
Forsyth, Georgia 3 $ 1,441,000 $ 480,333 $ 197,000
Ada, Idaho 3 $ 2,524,000 $ 841,333 $ 266,000
Baltimore City, Maryland 3 $ 1,830,000 $ 610,000 $ 377,000
Howard, Maryland 3 $ 1,870,000 $ 623,333 $ 255,000
Berrien, Michigan 3 $ 1,518,000 $ 506,000 $ 275,000
Emmet, Michigan 3 $ 2,959,000 $ 986,333 $ 405,000
Kent, Michigan 3 $ 3,201,000 $ 1,067,000 $ 834,000
Jackson, Missouri 3 $ 976,000 $ 325,333 $ 106,000
Platte, Missouri 3 $ 2,231,000 $ 743,666 $ 220,000
Flathead, Montana 3 $ 919,000 $ 306,333 $ 263,000
Madison, Montana 3 $ 6,241,000 $ 2,080,333 $ 1,087,000
Douglas, Nebraska 3 $ 968,000 $ 322,666 $ 146,000
Douglas, Nevada 3 $ 3,200,000 $ 1,066,666 $ 1,110,000
Burlington, New Jersey 3 $ 3,066,000 $ 1,022,000 $ 437,000
Bronx, New York 3 $ 1,477,000 $ 492,333 $ 976,000
Rockland, New York 3 $ 2,083,000 $ 694,333 $ 781,000
Ulster, New York 3 $ 1,423,000 $ 474,333 $ 105,000
Chatham, North Carolina 3 $ 1,470,000 $ 490,000 $ 159,000
Durham, North Carolina 3 $ 966,000 $ 322,000 $ 188,000
Washington, Oregon 3 $ 1,178,000 $ 392,666 $ 419,000
Palo Pinto, Texas 3 $ 1,900,000 $ 633,333 $ 949,000
Alexandria, Virginia 3 $ 2,439,000 $ 813,000 $ 191,000
Montgomery, Virginia 3 $ 1,470,000 $ 490,000 $ 165,000
Richmond City, Virginia 3 $ 1,833,000 $ 611,000 $ 327,000
Island, Washington 3 $ 1,518,000 $ 506,000 $ 143,000
Snohomish, Washington 3 $ 1,242,000 $ 414,000 $ 186,000
Whatcom, Washington 3 $ 2,017,000 $ 672,333 $ 298,000
Waukesha, Wisconsin 3 $ 2,155,000 $ 718,333 $ 427,000
Madison, Alabama 2 $ 697,000 $ 348,500 $ 255,000
Yavapai, Arizona 2 $ 941,000 $ 470,500 $ 111,000
Benton, Arkansas 2 $ 1,180,000 $ 590,000 $ 711,000
El Dorado, California 2 $ 2,250,000 $ 1,125,000 $ 343,000
Solano, California 2 $ 779,000 $ 389,500 $ 149,000
Larimer, Colorado 2 $ 750,000 $ 375,000 $ 103,000
San Miguel, Colorado 2 $ 1,261,000 $ 630,500 $ 168,000
Charlotte, Florida 2 $ 724,000 $ 362,000 $ 147,000
Nassau, Florida 2 $ 876,000 $ 438,000 $ 1,954,000
Sumter, Florida 2 $ 578,000 $ 289,000 $ 172,000
Cherokee, Georgia 2 $ 1,085,000 $ 542,500 $ 207,000
Gwinnett, Georgia 2 $ 1,196,000 $ 598,000 $ 348,000
Rabun, Georgia 2 $ 1,380,000 $ 690,000 $ 395,000
Kootenai, Idaho 2 $ 1,537,000 $ 768,500 $ 321,000
Kane, Illinois 2 $ 1,374,000 $ 687,000 $ 215,000
McHenry, Illinois 2 $ 861,000 $ 430,500 $ 370,000
St. Joseph, Indiana 2 $ 828,000 $ 414,000 $ 261,000
Vigo, Indiana 2 $ 1,510,000 $ 755,000 $ 224,000
Fayette, Kentucky 2 $ 1,250,000 $ 625,000 $ 444,000
Jefferson, Kentucky 2 $ 1,448,000 $ 724,000 $ 264,000
Kenton, Kentucky 2 $ 769,000 $ 384,500 $ 292,000
McCracken, Kentucky 2 $ 808,000 $ 404,000 $ 367,000
Terrebonne, Louisiana 2 $ 1,100,000 $ 550,000 $ 120,000
Prince George's, Maryland 2 $ 755,000 $ 377,500 $ 161,000
Worcester, Massachusetts 2 $ 1,675,000 $ 837,500 $ 512,000
Antrim, Michigan 2 $ 1,825,000 $ 912,500 $ 609,000
Livingston, Michigan 2 $ 1,040,000 $ 520,000 $ 136,000
St. Clair, Michigan 2 $ 671,000 $ 335,500 $ 280,000
Scott, Minnesota 2 $ 1,618,000 $ 809,000 $ 55,000
Gallatin, Montana 2 $ 7,184,000 $ 3,592,000 $ 692,000
Rockingham, New Hampshire 2 $ 1,331,000 $ 665,500 $ 514,000
Middlesex, New Jersey 2 $ 672,000 $ 336,000 $ 170,000
Bernalillo, New Mexico 2 $ 1,673,000 $ 836,500 $ 243,000
Greene, New York 2 $ 743,000 $ 371,500 $ 487,000
Putnam, New York 2 $ 1,901,000 $ 950,500 $ 144,000
Queens, New York 2 $ 1,140,000 $ 570,000 $ 124,000
Richmond, New York 2 $ 1,776,000 $ 888,000 $ 380,000
Avery, North Carolina 2 $ 1,380,000 $ 690,000 $ 386,000
Clay, North Carolina 2 $ 788,000 $ 394,000 $ 171,000
Currituck, North Carolina 2 $ 848,000 $ 424,000 $ 257,000
Dare, North Carolina 2 $ 1,077,000 $ 538,500 $ 220,000
Guilford, North Carolina 2 $ 1,031,000 $ 515,500 $ 314,000
Henderson, North Carolina 2 $ 1,178,000 $ 589,000 $ 193,000
Lincoln, North Carolina 2 $ 1,100,000 $ 550,000 $ 265,000
Macon, North Carolina 2 $ 2,700,000 $ 1,350,000 $ 410,000
Orange, North Carolina 2 $ 1,232,000 $ 616,000 $ 109,000
Butler, Ohio 2 $ 325,000 $ 162,500 $ 173,000
Lake, Ohio 2 $ 712,000 $ 356,000 $ 121,000
Montgomery, Ohio 2 $ 413,000 $ 206,500 $ 354,000
Stark, Ohio 2 $ 1,106,000 $ 553,000 $ 161,000
Oklahoma, Oklahoma 2 $ 2,390,000 $ 1,195,000 $ 325,000
Jackson, Oregon 2 $ 1,746,000 $ 873,000 $ 264,000
Lane, Oregon 2 $ 1,100,000 $ 550,000 $ 141,000
Erie, Pennsylvania 2 $ 663,000 $ 331,500 $ 104,000
Newport, Rhode Island 2 $ 850,000 $ 425,000 $ 204,000
Greenville, South Carolina 2 $ 1,332,000 $ 666,000 $ 307,000
Loudon, Tennessee 2 $ 1,398,000 $ 699,000 $ 257,000
Shelby, Tennessee 2 $ 850,000 $ 425,000 $ 182,000
Comal, Texas 2 $ 489,000 $ 244,500 $ 348,000
Fort Bend, Texas 2 $ 710,000 $ 355,000 $ 270,000
Henderson, Texas 2 $ 2,050,000 $ 1,025,000 $ 1,392,000
Jefferson, Texas 2 $ 492,000 $ 246,000 $ 79,000
Johnson, Texas 2 $ 560,000 $ 280,000 $ 250,000
Potter, Texas 2 $ 154,000 $ 77,000 $ 37,000
Wasatch, Utah 2 $ 4,540,000 $ 2,270,000 $ 1,172,000
Washington, Utah 2 $ 755,000 $ 377,500 $ 85,000
Gloucester, Virginia 2 $ 1,482,000 $ 741,000 $ 219,000
Goochland, Virginia 2 $ 1,800,000 $ 900,000 $ 487,000
Dane, Wisconsin 2 $ 1,095,000 $ 547,500 $ 136,000
Ozaukee, Wisconsin 2 $ 794,000 $ 397,000 $ 215,000
Baldwin, Alabama 1 $ 132,000 $ 132,000 $ 187,000
Lee, Alabama 1 $ 432,000 $ 432,000 $ 442,000
Montgomery, Alabama 1 $ 235,000 $ 235,000 $ 51,000
Tallapoosa, Alabama 1 $ 776,000 $ 776,000 $ 657,000
Pulaski, Arkansas 1 $ 518,000 $ 518,000 $ 214,000
Van Buren, Arkansas 1 $ 660,000 $ 660,000 $ 113,000
Amador, California 1 $ 500,000 $ 500,000 $ 58,000
Butte, California 1 $ 678,000 $ 678,000 $ 360,000
Calaveras, California 1 $ 437,000 $ 437,000 $ 250,000
Fresno, California 1 $ 1,250,000 $ 1,250,000 $ 289,000
Kern, California 1 $ 628,000 $ 628,000 $ 222,000
Madera, California 1 $ 1,320,000 $ 1,320,000 $ 681,000
San Joaquin, California 1 $ 164,000 $ 164,000 $ 140,000
Stanislaus, California 1 $ 640,000 $ 640,000 $ 219,000
Adams, Colorado 1 $ 417,000 $ 417,000 $ 151,000
Broomfield, Colorado 1 $ 1,000,000 $ 1,000,000 $ 1,291,000
Garfield, Colorado 1 $ 306,000 $ 306,000 $ 201,000
Grand, Colorado 1 $ 2,400,000 $ 2,400,000 $ 2,004,000
La Plata, Colorado 1 $ 780,000 $ 780,000 $ 279,000
Pueblo, Colorado 1 $ 731,000 $ 731,000 $ 228,000
Routt, Colorado 1 $ 2,387,000 $ 2,387,000 $ 628,000
New Castle, Delaware 1 $ 383,000 $ 383,000 $ 72,000
Alachua, Florida 1 $ 125,000 $ 125,000 $ 76,000
Bay, Florida 1 $ 825,000 $ 825,000 $ 310,000
Escambia, Florida 1 $ 443,000 $ 443,000 $ 162,000
Flagler, Florida 1 $ 953,000 $ 953,000 $ 314,000
Highlands, Florida 1 $ 150,000 $ 150,000 $ 51,000
Osceola, Florida 1 $ 200,000 $ 200,000 $ 120,000
Santa Rosa, Florida 1 $ 1,000,000 $ 1,000,000 $ 425,000
St. Lucie, Florida 1 $ 160,000 $ 160,000 $ 72,000
Bartow, Georgia 1 $ 496,000 $ 496,000 $ 96,000
Clarke, Georgia 1 $ 244,000 $ 244,000 $ 292,000
Fannin, Georgia 1 $ 850,000 $ 850,000 $ 486,000
Glynn, Georgia 1 $ 551,000 $ 551,000 $ 246,000
Hall, Georgia 1 $ 551,000 $ 551,000 $ 87,000
Hart, Georgia 1 $ 171,000 $ 171,000 $ 600,000
Muscogee, Georgia 1 $ 417,000 $ 417,000 $ 218,000
Pierce, Georgia 1 $ 225,000 $ 225,000 $ 650,000
Bonner, Idaho 1 $ 598,000 $ 598,000 $ 1,169,000
Jo Daviess, Illinois 1 $ 416,000 $ 416,000 $ 174,000
Sangamon, Illinois 1 $ 150,000 $ 150,000 $ 52,000
Will, Illinois 1 $ 455,000 $ 455,000 $ 508,000
Dearborn, Indiana 1 $ 405,000 $ 405,000 $ 162,000
Kosciusko, Indiana 1 $ 1,050,000 $ 1,050,000 $ 220,000
Monroe, Indiana 1 $ 450,000 $ 450,000 $ 224,000
Dallas, Iowa 1 $ 950,000 $ 950,000 $ 182,000
Polk, Iowa 1 $ 525,000 $ 525,000 $ 121,000
Sedgwick, Kansas 1 $ 1,000,000 $ 1,000,000 $ 680,000
Boone, Kentucky 1 $ 562,000 $ 562,000 $ 287,000
Jefferson, Louisiana 1 $ 551,000 $ 551,000 $ 149,000
Livingston, Louisiana 1 $ 215,000 $ 215,000 $ 48,000
Tangipahoa, Louisiana 1 $ 465,000 $ 465,000 $ 278,000
Cumberland, Maine 1 $ 473,000 $ 473,000 $ 240,000
Knox, Maine 1 $ 563,000 $ 563,000 $ 690,000
Lincoln, Maine 1 $ 469,000 $ 469,000 $ 433,000
Oxford, Maine 1 $ 902,000 $ 902,000 $ 357,000
Waldo, Maine 1 $ 500,000 $ 500,000 $ 335,000
Cecil, Maryland 1 $ 488,000 $ 488,000 $ 322,000
Harford, Maryland 1 $ 269,000 $ 269,000 $ 154,000
Queen Anne's, Maryland 1 $ 750,000 $ 750,000 $ 179,000
Worcester, Maryland 1 $ 254,000 $ 254,000 $ 600,000
Berkshire, Massachusetts 1 $ 420,000 $ 420,000 $ 809,000
Franklin, Massachusetts 1 $ 145,000 $ 145,000 $ 133,000
Hampden, Massachusetts 1 $ 532,000 $ 532,000 $ 441,000
Hampshire, Massachusetts 1 $ 400,000 $ 400,000 $ 96,000
Benzie, Michigan 1 $ 427,000 $ 427,000 $ 272,000
Charlevoix, Michigan 1 $ 641,000 $ 641,000 $ 253,000
Grand Traverse, Michigan 1 $ 1,000,000 $ 1,000,000 $ 500,000
Leelanau, Michigan 1 $ 250,000 $ 250,000 $ 170,000
Macomb, Michigan 1 $ 525,000 $ 525,000 $ 167,000
Ottawa, Michigan 1 $ 179,000 $ 179,000 $ 58,000
Carver, Minnesota 1 $ 617,000 $ 617,000 $ 1,359,000
Cook, Minnesota 1 $ 549,000 $ 549,000 $ 317,000
Crow Wing, Minnesota 1 $ 551,000 $ 551,000 $ 209,000
Itasca, Minnesota 1 $ 510,000 $ 510,000 $ 192,000
DeSoto, Mississippi 1 $ 150,000 $ 150,000 $ 102,000
Clay, Missouri 1 $ 358,000 $ 358,000 $ 60,000
St. Charles, Missouri 1 $ 1,120,000 $ 1,120,000 $ 260,000
Missoula, Montana 1 $ 270,000 $ 270,000 $ 312,000
Ravalli, Montana 1 $ 218,000 $ 218,000 $ 68,000
Lancaster, Nebraska 1 $ 800,000 $ 800,000 $ 1,694,000
Washoe, Nevada 1 $ 2,000,000 $ 2,000,000 $ 1,439,000
Grafton, New Hampshire 1 $ 923,000 $ 923,000 $ 451,000
Hillsborough, New Hampshire 1 $ 380,000 $ 380,000 $ 416,000
Gloucester, New Jersey 1 $ 132,000 $ 132,000 $ 43,000
Hunterdon, New Jersey 1 $ 160,000 $ 160,000 $ 64,000
Lincoln, New Mexico 1 $ 1,788,000 $ 1,788,000 $ 2,084,000
Sandoval, New Mexico 1 $ 179,000 $ 179,000 $ 108,000
Dutchess, New York 1 $ 540,000 $ 540,000 $ 250,000
Erie, New York 1 $ 335,000 $ 335,000 $ 338,000
Madison, New York 1 $ 658,000 $ 658,000 $ 383,000
Onondaga, New York 1 $ 425,000 $ 425,000 $ 222,000
Ontario, New York 1 $ 600,000 $ 600,000 $ 208,000
Orange, New York 1 $ 440,000 $ 440,000 $ 206,000
Otsego, New York 1 $ 863,000 $ 863,000 $ 5,000,000
Saratoga, New York 1 $ 225,000 $ 225,000 $ 95,000
Schenectady, New York 1 $ 150,000 $ 150,000 $ 170,000
Warren, New York 1 $ 450,000 $ 450,000 $ 611,000
Granville, North Carolina 1 $ 377,000 $ 377,000 $ 123,000
Iredell, North Carolina 1 $ 940,000 $ 940,000 $ 269,000
Jackson, North Carolina 1 $ 548,000 $ 548,000 $ 726,000
Moore, North Carolina 1 $ 271,000 $ 271,000 $ 420,000
Nash, North Carolina 1 $ 293,000 $ 293,000 $ 207,000
Union, North Carolina 1 $ 800,000 $ 800,000 $ 215,000
Watauga, North Carolina 1 $ 509,000 $ 509,000 $ 456,000
Ashtabula, Ohio 1 $ 251,000 $ 251,000 $ 193,000
Geauga, Ohio 1 $ 300,000 $ 300,000 $ 141,000
Medina, Ohio 1 $ 504,000 $ 504,000 $ 235,000
Miami, Ohio 1 $ 370,000 $ 370,000 $ 215,000
Ottawa, Ohio 1 $ 349,000 $ 349,000 $ 300,000
Portage, Ohio 1 $ 600,000 $ 600,000 $ 237,000
Summit, Ohio 1 $ 420,000 $ 420,000 $ 182,000
Tuscarawas, Ohio 1 $ 423,000 $ 423,000 $ 121,000
Union, Ohio 1 $ 670,000 $ 670,000 $ 310,000
Delaware, Oklahoma 1 $ 1,298,000 $ 1,298,000 $ 423,000
Rogers, Oklahoma 1 $ 1,000,000 $ 1,000,000 $ 214,000
Crook, Oregon 1 $ 551,000 $ 551,000 $ 341,000
Hood River, Oregon 1 $ 550,000 $ 550,000 $ 233,000
Tillamook, Oregon 1 $ 601,000 $ 601,000 $ 442,000
Butler, Pennsylvania 1 $ 983,000 $ 983,000 $ 342,000
Wayne, Pennsylvania 1 $ 1,300,000 $ 1,300,000 $ 3,120,000
York, Pennsylvania 1 $ 250,000 $ 250,000 $ 70,000
Bristol, Rhode Island 1 $ 1,347,000 $ 1,347,000 $ 452,000
Providence, Rhode Island 1 $ 215,000 $ 215,000 $ 140,000
Berkeley, South Carolina 1 $ 1,045,000 $ 1,045,000 $ 248,000
Colleton, South Carolina 1 $ 552,000 $ 552,000 $ 455,000
Horry, South Carolina 1 $ 154,000 $ 154,000 $ 77,000
Pickens, South Carolina 1 $ 162,000 $ 162,000 $ 69,000
Blount, Tennessee 1 $ 450,000 $ 450,000 $ 140,000
Knox, Tennessee 1 $ 1,275,000 $ 1,275,000 $ 1,100,000
Monroe, Tennessee 1 $ 490,000 $ 490,000 $ 178,000
Putnam, Tennessee 1 $ 293,000 $ 293,000 $ 157,000
Rutherford, Tennessee 1 $ 585,000 $ 585,000 $ 147,000
Sevier, Tennessee 1 $ 298,000 $ 298,000 $ 828,000
Sumner, Tennessee 1 $ 418,000 $ 418,000 $ 190,000
Wilson, Tennessee 1 $ 305,000 $ 305,000 $ 85,000
Aransas, Texas 1 $ 171,000 $ 171,000 $ 301,000
Austin, Texas 1 $ 800,000 $ 800,000 $ 146,000
Brazoria, Texas 1 $ 375,000 $ 375,000 $ 923,000
Brazos, Texas 1 $ 1,316,000 $ 1,316,000 $ 496,000
Burnet, Texas 1 $ 1,500,000 $ 1,500,000 $ 173,000
Fayette, Texas 1 $ 324,000 $ 324,000 $ 463,000
Kendall, Texas 1 $ 775,000 $ 775,000 $ 484,000
Llano, Texas 1 $ 1,000,000 $ 1,000,000 $ 1,182,000
McLennan, Texas 1 $ 124,000 $ 124,000 $ 65,000
Nueces, Texas 1 $ 755,000 $ 755,000 $ 819,000
Parker, Texas 1 $ 310,000 $ 310,000 $ 86,000
Smith, Texas 1 $ 645,000 $ 645,000 $ 304,000
Rich, Utah 1 $ 700,000 $ 700,000 $ 460,000
Weber, Utah 1 $ 845,000 $ 845,000 $ 757,000
Chittenden, Vermont 1 $ 533,000 $ 533,000 $ 667,000
Windsor, Vermont 1 $ 1,800,000 $ 1,800,000 $ 577,000
Accomack, Virginia 1 $ 581,000 $ 581,000 $ 477,000
Bristol, Virginia 1 $ 700,000 $ 700,000 $ 300,000
Brunswick, Virginia 1 $ 293,000 $ 293,000 $ 831,000
Fairfax City, Virginia 1 $ 650,000 $ 650,000 $ 260,000
Fauquier, Virginia 1 $ 345,000 $ 345,000 $ 264,000
Franklin, Virginia 1 $ 785,000 $ 785,000 $ 174,000
Galax, Virginia 1 $ 950,000 $ 950,000 $ 175,000
Greene, Virginia 1 $ 325,000 $ 325,000 $ 213,000
Henrico, Virginia 1 $ 191,000 $ 191,000 $ 204,000
James City, Virginia 1 $ 250,000 $ 250,000 $ 39,000
Nelson, Virginia 1 $ 488,000 $ 488,000 $ 180,000
Roanoke, Virginia 1 $ 522,000 $ 522,000 $ 400,000
Suffolk, Virginia 1 $ 201,000 $ 201,000 $ 95,000
Williamsburg, Virginia 1 $ 552,000 $ 552,000 $ 184,000
York, Virginia 1 $ 364,000 $ 364,000 $ 217,000
Benton, Washington 1 $ 429,000 $ 429,000 $ 142,000
Pierce, Washington 1 $ 1,038,000 $ 1,038,000 $ 366,000
Skagit, Washington 1 $ 855,000 $ 855,000 $ 181,000
Spokane, Washington 1 $ 100,000 $ 100,000 $ 113,000
Tucker, West Virginia 1 $ 244,000 $ 244,000 $ 558,000
Door, Wisconsin 1 $ 60,000 $ 60,000 $ 65,000
Grant, Wisconsin 1 $ 1,500,000 $ 1,500,000 $ 570,000
Sauk, Wisconsin 1 $ 245,000 $ 245,000 $ 149,000
Shawano, Wisconsin 1 $ 180,000 $ 180,000 $ 144,000
Sheboygan, Wisconsin 1 $ 448,000 $ 448,000 $ 230,000
St. Croix, Wisconsin 1 $ 1,750,000 $ 1,750,000 $ 1,004,000
Walworth, Wisconsin 1 $ 1,026,000 $ 1,026,000 $ 1,000,000
Natrona, Wyoming 1 $ 150,000 $ 150,000 $ 91,000

Mortgage Loan Application Detail Totals for UBS Bank USA in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,400 $2,466,338,000 $1,027,000 $21,500,000 $480,000 $9,999,000
Home Purchase 1,345 $1,374,892,000 $1,022,000 $20,800,000 $490,000 $9,999,000
Home Improvement 33 $29,915,000 $906,000 $3,600,000 $290,000 $3,090,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,151 $3,195,499,000 $1,014,000 $21,500,000 $472,000 $9,999,000
Not Provided 305 $353,572,000 $1,159,000 $20,800,000 $531,000 $7,200,000
Asian 162 $183,561,000 $1,133,000 $7,500,000 $551,000 $9,999,000
Hispanic 96 $78,974,000 $822,000 $3,000,000 $407,000 $3,281,000
Black or African American 40 $39,572,000 $989,000 $2,990,000 $848,000 $8,504,000
American Indian or Alaskan Native 18 $14,541,000 $807,000 $4,110,000 $394,000 $1,408,000
Native Hawaiian or Other Pacific Islander 5 $3,851,000 $770,000 $1,120,000 $209,000 $391,000
Not applicable 1 $1,575,000 $1,575,000 $1,575,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,778 $3,871,145,000 $1,024,000 $21,500,000 $482,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,409 $2,429,180,000 $1,008,000 $12,000,000 $511,000 $9,999,000
Application Withdrawn By Applicant 623 $682,755,000 $1,095,000 $20,800,000 $478,000 $9,999,000
Application Denied By Financial Institution 463 $456,478,000 $985,000 $11,964,000 $351,000 $6,125,000
File Closed For Incompleteness 246 $270,151,000 $1,098,000 $21,500,000 $442,000 $9,999,000
Application Approved But Not Accepted 37 $32,581,000 $880,000 $3,000,000 $514,000 $2,776,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 187 $171,627,000 $917,000 $6,000,000 $159,000 $1,033,000
Credit Application Incomplete 96 $84,606,000 $881,000 $4,110,000 $367,000 $1,425,000
Collateral 79 $78,883,000 $998,000 $5,246,000 $485,000 $2,172,000
Other 53 $71,540,000 $1,349,000 $8,720,000 $674,000 $3,362,000
Credit History 31 $20,194,000 $651,000 $2,000,000 $343,000 $969,000
Unverifiable Information 9 $7,795,000 $866,000 $3,600,000 $366,000 $1,653,000
Insufficient Cash (Downpayment, Closing Cost) 6 $18,908,000 $3,151,000 $11,964,000 $1,388,000 $6,125,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Bank USA's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess UBS Bank USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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