Ubs Bank Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Ubs Bank Usa 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ubs Bank Usa 299 S. Main St Salt Lake City, UT 84111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,778 |
| Total Mortgage Loan Application Amount | $3,871,145,000 |
| Average Mortgage Loan Application Amount | $985,000 |
| Highest Mortgage Loan Application Amount | $21,500,000 |
| Average Applicant Income | $420,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Ubs Bank Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ubs Bank Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Ubs Bank Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ubs Bank Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Ubs Bank Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ubs Bank Usa's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 400 | $ 585,590,000 | $ 1,463,000 | $ 546,000 |
| New York County New York | 205 | $ 376,124,000 | $ 1,834,000 | $ 813,000 |
| Orange County California | 115 | $ 169,711,000 | $ 1,475,000 | $ 661,000 |
| San Diego County California | 108 | $ 111,559,000 | $ 1,032,000 | $ 352,000 |
| Palm Beach County Florida | 90 | $ 93,408,000 | $ 1,037,000 | $ 627,000 |
| Fairfield County Connecticut | 87 | $ 103,383,000 | $ 1,188,000 | $ 475,000 |
| Cook County Illinois | 85 | $ 70,233,000 | $ 826,000 | $ 444,000 |
| Suffolk County New York | 81 | $ 107,794,000 | $ 1,330,000 | $ 562,000 |
| Maricopa County Arizona | 67 | $ 50,196,000 | $ 749,000 | $ 350,000 |
| King County Washington | 64 | $ 59,518,000 | $ 929,000 | $ 348,000 |
| Harris County Texas | 63 | $ 59,355,000 | $ 942,000 | $ 446,000 |
| Miami-Dade County Florida | 61 | $ 58,597,000 | $ 960,000 | $ 602,000 |
| Santa Clara County California | 59 | $ 71,141,000 | $ 1,205,000 | $ 386,000 |
| Kings County New York | 54 | $ 50,570,000 | $ 936,000 | $ 376,000 |
| Westchester County New York | 51 | $ 50,524,000 | $ 990,000 | $ 452,000 |
| Oakland County Michigan | 44 | $ 33,774,000 | $ 767,000 | $ 361,000 |
| Dallas County Texas | 43 | $ 44,603,000 | $ 1,037,000 | $ 505,000 |
| Hennepin County Minnesota | 42 | $ 34,020,000 | $ 810,000 | $ 480,000 |
| San Francisco County California | 40 | $ 41,176,000 | $ 1,029,000 | $ 410,000 |
| Fulton County Georgia | 40 | $ 29,166,000 | $ 729,000 | $ 307,000 |
| District of Columbia County District Of Columbia | 38 | $ 32,592,000 | $ 857,000 | $ 429,000 |
| Broward County Florida | 37 | $ 32,777,000 | $ 885,000 | $ 340,000 |
| San Mateo County California | 35 | $ 62,291,000 | $ 1,779,000 | $ 662,000 |
| Bergen County New Jersey | 33 | $ 25,223,000 | $ 764,000 | $ 387,000 |
| Nassau County New York | 33 | $ 34,639,000 | $ 1,049,000 | $ 711,000 |
| Travis County Texas | 33 | $ 35,051,000 | $ 1,062,000 | $ 681,000 |
| Lee County Florida | 32 | $ 17,031,000 | $ 532,000 | $ 451,000 |
| Riverside County California | 31 | $ 22,570,000 | $ 728,000 | $ 572,000 |
| Collier County Florida | 30 | $ 30,079,000 | $ 1,002,000 | $ 642,000 |
| Monmouth County New Jersey | 30 | $ 24,505,000 | $ 816,000 | $ 363,000 |
| Ventura County California | 25 | $ 28,484,000 | $ 1,139,000 | $ 362,000 |
| Contra Costa County California | 24 | $ 24,009,000 | $ 1,000,000 | $ 651,000 |
| Clark County Nevada | 24 | $ 16,191,000 | $ 674,000 | $ 378,000 |
| Morris County New Jersey | 23 | $ 18,679,000 | $ 812,000 | $ 532,000 |
| Montgomery County Maryland | 21 | $ 24,446,000 | $ 1,164,000 | $ 330,000 |
| Essex County New Jersey | 21 | $ 18,412,000 | $ 876,000 | $ 578,000 |
| Alameda County California | 20 | $ 15,494,000 | $ 774,000 | $ 332,000 |
| Marin County California | 20 | $ 24,505,000 | $ 1,225,000 | $ 525,000 |
| Santa Barbara County California | 20 | $ 28,779,000 | $ 1,438,000 | $ 354,000 |
| Denver County Colorado | 20 | $ 14,922,000 | $ 746,000 | $ 245,000 |
| Ocean County New Jersey | 20 | $ 14,996,000 | $ 749,000 | $ 407,000 |
| Fairfax County Virginia | 20 | $ 15,000,000 | $ 750,000 | $ 485,000 |
| Hillsborough County Florida | 19 | $ 10,613,000 | $ 558,000 | $ 293,000 |
| Pinellas County Florida | 18 | $ 16,832,000 | $ 935,000 | $ 381,000 |
| DuPage County Illinois | 17 | $ 15,951,000 | $ 938,000 | $ 419,000 |
| Middlesex County Massachusetts | 17 | $ 13,311,000 | $ 783,000 | $ 297,000 |
| Tarrant County Texas | 17 | $ 12,206,000 | $ 718,000 | $ 418,000 |
| Summit County Utah | 17 | $ 25,320,000 | $ 1,489,000 | $ 514,000 |
| Pima County Arizona | 16 | $ 7,362,000 | $ 460,000 | $ 303,000 |
| Sarasota County Florida | 16 | $ 10,747,000 | $ 671,000 | $ 545,000 |
| Norfolk County Massachusetts | 16 | $ 31,485,000 | $ 1,967,000 | $ 1,678,000 |
| Mecklenburg County North Carolina | 16 | $ 15,818,000 | $ 988,000 | $ 528,000 |
| Sonoma County California | 15 | $ 19,259,000 | $ 1,283,000 | $ 562,000 |
| Barnstable County Massachusetts | 14 | $ 20,478,000 | $ 1,462,000 | $ 716,000 |
| Cape May County New Jersey | 14 | $ 14,485,000 | $ 1,034,000 | $ 413,000 |
| Union County New Jersey | 14 | $ 11,339,000 | $ 809,000 | $ 547,000 |
| Monterey County California | 13 | $ 11,835,000 | $ 910,000 | $ 327,000 |
| Boulder County Colorado | 13 | $ 9,289,000 | $ 714,000 | $ 208,000 |
| Eagle County Colorado | 13 | $ 14,279,000 | $ 1,098,000 | $ 551,000 |
| Lake County Illinois | 13 | $ 14,996,000 | $ 1,153,000 | $ 446,000 |
| Suffolk County Massachusetts | 13 | $ 20,863,000 | $ 1,604,000 | $ 476,000 |
| Hudson County New Jersey | 13 | $ 10,699,000 | $ 823,000 | $ 355,000 |
| Multnomah County Oregon | 13 | $ 9,160,000 | $ 704,000 | $ 495,000 |
| Montgomery County Pennsylvania | 13 | $ 10,266,000 | $ 789,000 | $ 466,000 |
| Charleston County South Carolina | 13 | $ 9,923,000 | $ 763,000 | $ 620,000 |
| Pitkin County Colorado | 12 | $ 29,683,000 | $ 2,473,000 | $ 1,409,000 |
| Philadelphia County Pennsylvania | 12 | $ 6,392,000 | $ 532,000 | $ 260,000 |
| Napa County California | 11 | $ 16,801,000 | $ 1,527,000 | $ 582,000 |
| Orange County Florida | 11 | $ 7,515,000 | $ 683,000 | $ 315,000 |
| Plymouth County Massachusetts | 11 | $ 10,132,000 | $ 921,000 | $ 637,000 |
| Franklin County Ohio | 11 | $ 5,403,000 | $ 491,000 | $ 287,000 |
| Williamson County Tennessee | 11 | $ 9,703,000 | $ 882,000 | $ 324,000 |
| Summit County Colorado | 10 | $ 8,571,000 | $ 857,000 | $ 339,000 |
| Essex County Massachusetts | 10 | $ 7,836,000 | $ 783,000 | $ 278,000 |
| Bucks County Pennsylvania | 10 | $ 7,039,000 | $ 703,000 | $ 294,000 |
| Arlington County Virginia | 10 | $ 8,465,000 | $ 846,000 | $ 312,000 |
| San Bernardino County California | 9 | $ 3,999,000 | $ 444,000 | $ 240,000 |
| Arapahoe County Colorado | 9 | $ 9,048,000 | $ 1,005,000 | $ 835,000 |
| Walton County Florida | 9 | $ 8,304,000 | $ 922,000 | $ 441,000 |
| Clackamas County Oregon | 9 | $ 8,760,000 | $ 973,000 | $ 744,000 |
| Allegheny County Pennsylvania | 9 | $ 6,650,000 | $ 738,000 | $ 710,000 |
| Beaufort County South Carolina | 9 | $ 5,436,000 | $ 604,000 | $ 278,000 |
| Placer County California | 8 | $ 3,578,000 | $ 447,000 | $ 608,000 |
| Jefferson County Colorado | 8 | $ 4,826,000 | $ 603,000 | $ 169,000 |
| Duval County Florida | 8 | $ 4,814,000 | $ 601,000 | $ 402,000 |
| Manatee County Florida | 8 | $ 4,445,000 | $ 555,000 | $ 235,000 |
| Monroe County Florida | 8 | $ 6,988,000 | $ 873,000 | $ 534,000 |
| St. Johns County Florida | 8 | $ 5,703,000 | $ 712,000 | $ 424,000 |
| Wayne County Michigan | 8 | $ 4,045,000 | $ 505,000 | $ 499,000 |
| St. Louis County Missouri | 8 | $ 7,552,000 | $ 944,000 | $ 340,000 |
| Wake County North Carolina | 8 | $ 3,314,000 | $ 414,000 | $ 137,000 |
| Washington County Rhode Island | 8 | $ 6,287,000 | $ 785,000 | $ 576,000 |
| Montgomery County Texas | 8 | $ 5,384,000 | $ 673,000 | $ 333,000 |
| Salt Lake County Utah | 8 | $ 6,966,000 | $ 870,000 | $ 459,000 |
| Santa Cruz County California | 7 | $ 8,215,000 | $ 1,173,000 | $ 577,000 |
| Douglas County Colorado | 7 | $ 3,874,000 | $ 553,000 | $ 239,000 |
| Martin County Florida | 7 | $ 5,695,000 | $ 813,000 | $ 939,000 |
| St. Tammany County Louisiana | 7 | $ 4,651,000 | $ 664,000 | $ 260,000 |
| Anne Arundel County Maryland | 7 | $ 6,043,000 | $ 863,000 | $ 627,000 |
| Baltimore County Maryland | 7 | $ 6,369,000 | $ 909,000 | $ 317,000 |
| Santa Fe County New Mexico | 7 | $ 6,320,000 | $ 902,000 | $ 262,000 |
| Buncombe County North Carolina | 7 | $ 5,034,000 | $ 719,000 | $ 250,000 |
| Chester County Pennsylvania | 7 | $ 7,592,000 | $ 1,084,000 | $ 336,000 |
| Davidson County Tennessee | 7 | $ 7,895,000 | $ 1,127,000 | $ 524,000 |
| Collin County Texas | 7 | $ 3,219,000 | $ 459,000 | $ 200,000 |
| Mono County California | 6 | $ 3,747,000 | $ 624,000 | $ 351,000 |
| Litchfield County Connecticut | 6 | $ 10,258,000 | $ 1,709,000 | $ 1,439,000 |
| New Haven County Connecticut | 6 | $ 4,827,000 | $ 804,000 | $ 205,000 |
| Polk County Florida | 6 | $ 3,290,000 | $ 548,000 | $ 237,000 |
| DeKalb County Georgia | 6 | $ 3,134,000 | $ 522,000 | $ 190,000 |
| Honolulu County Hawaii | 6 | $ 6,669,000 | $ 1,111,000 | $ 145,000 |
| Kauai County Hawaii | 6 | $ 4,060,000 | $ 676,000 | $ 401,000 |
| Blaine County Idaho | 6 | $ 5,095,000 | $ 849,000 | $ 246,000 |
| Orleans County Louisiana | 6 | $ 4,432,000 | $ 738,000 | $ 309,000 |
| York County Maine | 6 | $ 3,849,000 | $ 641,000 | $ 308,000 |
| New Hanover County North Carolina | 6 | $ 3,792,000 | $ 632,000 | $ 366,000 |
| Bexar County Texas | 6 | $ 4,694,000 | $ 782,000 | $ 346,000 |
| Kitsap County Washington | 6 | $ 4,363,000 | $ 727,000 | $ 365,000 |
| Jefferson County Alabama | 5 | $ 3,857,000 | $ 771,000 | $ 290,000 |
| Weld County Colorado | 5 | $ 1,093,000 | $ 218,000 | $ 58,000 |
| New London County Connecticut | 5 | $ 3,650,000 | $ 730,000 | $ 323,000 |
| Brevard County Florida | 5 | $ 1,426,000 | $ 285,000 | $ 125,000 |
| Cobb County Georgia | 5 | $ 2,250,000 | $ 450,000 | $ 159,000 |
| Hamilton County Indiana | 5 | $ 4,542,000 | $ 908,000 | $ 920,000 |
| Johnson County Kansas | 5 | $ 2,802,000 | $ 560,000 | $ 224,000 |
| Atlantic County New Jersey | 5 | $ 3,731,000 | $ 746,000 | $ 475,000 |
| Passaic County New Jersey | 5 | $ 2,607,000 | $ 521,000 | $ 351,000 |
| Somerset County New Jersey | 5 | $ 4,940,000 | $ 988,000 | $ 361,000 |
| Cuyahoga County Ohio | 5 | $ 2,306,000 | $ 461,000 | $ 375,000 |
| Hamilton County Ohio | 5 | $ 2,643,000 | $ 528,000 | $ 283,000 |
| Delaware County Pennsylvania | 5 | $ 2,522,000 | $ 504,000 | $ 298,000 |
| Galveston County Texas | 5 | $ 2,862,000 | $ 572,000 | $ 590,000 |
| Loudoun County Virginia | 5 | $ 3,035,000 | $ 607,000 | $ 210,000 |
| Teton County Wyoming | 5 | $ 9,324,000 | $ 1,864,000 | $ 686,000 |
| Coconino County Arizona | 4 | $ 1,307,000 | $ 326,000 | $ 123,000 |
| Nevada County California | 4 | $ 3,318,000 | $ 829,000 | $ 382,000 |
| Sacramento County California | 4 | $ 2,670,000 | $ 667,000 | $ 256,000 |
| San Luis Obispo County California | 4 | $ 2,920,000 | $ 730,000 | $ 281,000 |
| Yolo County California | 4 | $ 2,223,000 | $ 555,000 | $ 291,000 |
| Hartford County Connecticut | 4 | $ 3,079,000 | $ 769,000 | $ 316,000 |
| Middlesex County Connecticut | 4 | $ 4,399,000 | $ 1,099,000 | $ 594,000 |
| Sussex County Delaware | 4 | $ 2,221,000 | $ 555,000 | $ 308,000 |
| Indian River County Florida | 4 | $ 3,257,000 | $ 814,000 | $ 436,000 |
| Catoosa County Georgia | 4 | $ 278,000 | $ 69,000 | $ 1,080,000 |
| Greene County Georgia | 4 | $ 4,105,000 | $ 1,026,000 | $ 494,000 |
| Hawaii County Hawaii | 4 | $ 11,847,000 | $ 2,961,000 | $ 685,000 |
| Maui County Hawaii | 4 | $ 7,217,000 | $ 1,804,000 | $ 785,000 |
| Hancock County Maine | 4 | $ 7,571,000 | $ 1,892,000 | $ 683,000 |
| Dukes County Massachusetts | 4 | $ 3,191,000 | $ 797,000 | $ 313,000 |
| Nantucket County Massachusetts | 4 | $ 11,317,000 | $ 2,829,000 | $ 563,000 |
| Washtenaw County Michigan | 4 | $ 1,332,000 | $ 333,000 | $ 236,000 |
| Dakota County Minnesota | 4 | $ 1,440,000 | $ 360,000 | $ 385,000 |
| Ramsey County Minnesota | 4 | $ 1,226,000 | $ 306,000 | $ 223,000 |
| Mercer County New Jersey | 4 | $ 3,757,000 | $ 939,000 | $ 555,000 |
| Columbia County New York | 4 | $ 1,786,000 | $ 446,000 | $ 889,000 |
| Brunswick County North Carolina | 4 | $ 3,049,000 | $ 762,000 | $ 331,000 |
| Carteret County North Carolina | 4 | $ 2,759,000 | $ 689,000 | $ 576,000 |
| Delaware County Ohio | 4 | $ 3,794,000 | $ 948,000 | $ 789,000 |
| Tulsa County Oklahoma | 4 | $ 2,086,000 | $ 521,000 | $ 127,000 |
| Deschutes County Oregon | 4 | $ 3,165,000 | $ 791,000 | $ 283,000 |
| Hamilton County Tennessee | 4 | $ 3,662,000 | $ 915,000 | $ 397,000 |
| Denton County Texas | 4 | $ 1,397,000 | $ 349,000 | $ 201,000 |
| Williamson County Texas | 4 | $ 2,560,000 | $ 640,000 | $ 256,000 |
| Virginia Beach County Virginia | 4 | $ 2,414,000 | $ 603,000 | $ 283,000 |
| El Paso County Colorado | 3 | $ 665,000 | $ 221,000 | $ 182,000 |
| Gunnison County Colorado | 3 | $ 4,210,000 | $ 1,403,000 | $ 244,000 |
| Okaloosa County Florida | 3 | $ 5,283,000 | $ 1,761,000 | $ 571,000 |
| Pasco County Florida | 3 | $ 1,353,000 | $ 451,000 | $ 117,000 |
| Seminole County Florida | 3 | $ 1,536,000 | $ 512,000 | $ 426,000 |
| Volusia County Florida | 3 | $ 884,000 | $ 294,000 | $ 129,000 |
| Forsyth County Georgia | 3 | $ 1,441,000 | $ 480,000 | $ 197,000 |
| Ada County Idaho | 3 | $ 2,524,000 | $ 841,000 | $ 266,000 |
| Baltimore City County Maryland | 3 | $ 1,830,000 | $ 610,000 | $ 377,000 |
| Howard County Maryland | 3 | $ 1,870,000 | $ 623,000 | $ 255,000 |
| Berrien County Michigan | 3 | $ 1,518,000 | $ 506,000 | $ 275,000 |
| Emmet County Michigan | 3 | $ 2,959,000 | $ 986,000 | $ 405,000 |
| Kent County Michigan | 3 | $ 3,201,000 | $ 1,067,000 | $ 834,000 |
| Jackson County Missouri | 3 | $ 976,000 | $ 325,000 | $ 106,000 |
| Platte County Missouri | 3 | $ 2,231,000 | $ 743,000 | $ 220,000 |
| Flathead County Montana | 3 | $ 919,000 | $ 306,000 | $ 263,000 |
| Madison County Montana | 3 | $ 6,241,000 | $ 2,080,000 | $ 1,087,000 |
| Douglas County Nebraska | 3 | $ 968,000 | $ 322,000 | $ 146,000 |
| Douglas County Nevada | 3 | $ 3,200,000 | $ 1,066,000 | $ 1,110,000 |
| Burlington County New Jersey | 3 | $ 3,066,000 | $ 1,022,000 | $ 437,000 |
| Bronx County New York | 3 | $ 1,477,000 | $ 492,000 | $ 976,000 |
| Rockland County New York | 3 | $ 2,083,000 | $ 694,000 | $ 781,000 |
| Ulster County New York | 3 | $ 1,423,000 | $ 474,000 | $ 105,000 |
| Chatham County North Carolina | 3 | $ 1,470,000 | $ 490,000 | $ 159,000 |
| Durham County North Carolina | 3 | $ 966,000 | $ 322,000 | $ 188,000 |
| Washington County Oregon | 3 | $ 1,178,000 | $ 392,000 | $ 419,000 |
| Palo Pinto County Texas | 3 | $ 1,900,000 | $ 633,000 | $ 949,000 |
| Alexandria County Virginia | 3 | $ 2,439,000 | $ 813,000 | $ 191,000 |
| Montgomery County Virginia | 3 | $ 1,470,000 | $ 490,000 | $ 165,000 |
| Richmond City County Virginia | 3 | $ 1,833,000 | $ 611,000 | $ 327,000 |
| Island County Washington | 3 | $ 1,518,000 | $ 506,000 | $ 143,000 |
| Snohomish County Washington | 3 | $ 1,242,000 | $ 414,000 | $ 186,000 |
| Whatcom County Washington | 3 | $ 2,017,000 | $ 672,000 | $ 298,000 |
| Waukesha County Wisconsin | 3 | $ 2,155,000 | $ 718,000 | $ 427,000 |
| Madison County Alabama | 2 | $ 697,000 | $ 348,000 | $ 255,000 |
| Yavapai County Arizona | 2 | $ 941,000 | $ 470,000 | $ 111,000 |
| Benton County Arkansas | 2 | $ 1,180,000 | $ 590,000 | $ 711,000 |
| El Dorado County California | 2 | $ 2,250,000 | $ 1,125,000 | $ 343,000 |
| Solano County California | 2 | $ 779,000 | $ 389,000 | $ 149,000 |
| Larimer County Colorado | 2 | $ 750,000 | $ 375,000 | $ 103,000 |
| San Miguel County Colorado | 2 | $ 1,261,000 | $ 630,000 | $ 168,000 |
| Charlotte County Florida | 2 | $ 724,000 | $ 362,000 | $ 147,000 |
| Nassau County Florida | 2 | $ 876,000 | $ 438,000 | $ 1,954,000 |
| Sumter County Florida | 2 | $ 578,000 | $ 289,000 | $ 172,000 |
| Cherokee County Georgia | 2 | $ 1,085,000 | $ 542,000 | $ 207,000 |
| Gwinnett County Georgia | 2 | $ 1,196,000 | $ 598,000 | $ 348,000 |
| Rabun County Georgia | 2 | $ 1,380,000 | $ 690,000 | $ 395,000 |
| Kootenai County Idaho | 2 | $ 1,537,000 | $ 768,000 | $ 321,000 |
| Kane County Illinois | 2 | $ 1,374,000 | $ 687,000 | $ 215,000 |
| McHenry County Illinois | 2 | $ 861,000 | $ 430,000 | $ 370,000 |
| St. Joseph County Indiana | 2 | $ 828,000 | $ 414,000 | $ 261,000 |
| Vigo County Indiana | 2 | $ 1,510,000 | $ 755,000 | $ 224,000 |
| Fayette County Kentucky | 2 | $ 1,250,000 | $ 625,000 | $ 444,000 |
| Jefferson County Kentucky | 2 | $ 1,448,000 | $ 724,000 | $ 264,000 |
| Kenton County Kentucky | 2 | $ 769,000 | $ 384,000 | $ 292,000 |
| McCracken County Kentucky | 2 | $ 808,000 | $ 404,000 | $ 367,000 |
| Terrebonne County Louisiana | 2 | $ 1,100,000 | $ 550,000 | $ 120,000 |
| Prince George's County Maryland | 2 | $ 755,000 | $ 377,000 | $ 161,000 |
| Worcester County Massachusetts | 2 | $ 1,675,000 | $ 837,000 | $ 512,000 |
| Antrim County Michigan | 2 | $ 1,825,000 | $ 912,000 | $ 609,000 |
| Livingston County Michigan | 2 | $ 1,040,000 | $ 520,000 | $ 136,000 |
| St. Clair County Michigan | 2 | $ 671,000 | $ 335,000 | $ 280,000 |
| Scott County Minnesota | 2 | $ 1,618,000 | $ 809,000 | $ 55,000 |
| Gallatin County Montana | 2 | $ 7,184,000 | $ 3,592,000 | $ 692,000 |
| Rockingham County New Hampshire | 2 | $ 1,331,000 | $ 665,000 | $ 514,000 |
| Middlesex County New Jersey | 2 | $ 672,000 | $ 336,000 | $ 170,000 |
| Bernalillo County New Mexico | 2 | $ 1,673,000 | $ 836,000 | $ 243,000 |
| Greene County New York | 2 | $ 743,000 | $ 371,000 | $ 487,000 |
| Putnam County New York | 2 | $ 1,901,000 | $ 950,000 | $ 144,000 |
| Queens County New York | 2 | $ 1,140,000 | $ 570,000 | $ 124,000 |
| Richmond County New York | 2 | $ 1,776,000 | $ 888,000 | $ 380,000 |
| Avery County North Carolina | 2 | $ 1,380,000 | $ 690,000 | $ 386,000 |
| Clay County North Carolina | 2 | $ 788,000 | $ 394,000 | $ 171,000 |
| Currituck County North Carolina | 2 | $ 848,000 | $ 424,000 | $ 257,000 |
| Dare County North Carolina | 2 | $ 1,077,000 | $ 538,000 | $ 220,000 |
| Guilford County North Carolina | 2 | $ 1,031,000 | $ 515,000 | $ 314,000 |
| Henderson County North Carolina | 2 | $ 1,178,000 | $ 589,000 | $ 193,000 |
| Lincoln County North Carolina | 2 | $ 1,100,000 | $ 550,000 | $ 265,000 |
| Macon County North Carolina | 2 | $ 2,700,000 | $ 1,350,000 | $ 410,000 |
| Orange County North Carolina | 2 | $ 1,232,000 | $ 616,000 | $ 109,000 |
| Butler County Ohio | 2 | $ 325,000 | $ 162,000 | $ 173,000 |
| Lake County Ohio | 2 | $ 712,000 | $ 356,000 | $ 121,000 |
| Montgomery County Ohio | 2 | $ 413,000 | $ 206,000 | $ 354,000 |
| Stark County Ohio | 2 | $ 1,106,000 | $ 553,000 | $ 161,000 |
| Oklahoma County Oklahoma | 2 | $ 2,390,000 | $ 1,195,000 | $ 325,000 |
| Jackson County Oregon | 2 | $ 1,746,000 | $ 873,000 | $ 264,000 |
| Lane County Oregon | 2 | $ 1,100,000 | $ 550,000 | $ 141,000 |
| Erie County Pennsylvania | 2 | $ 663,000 | $ 331,000 | $ 104,000 |
| Newport County Rhode Island | 2 | $ 850,000 | $ 425,000 | $ 204,000 |
| Greenville County South Carolina | 2 | $ 1,332,000 | $ 666,000 | $ 307,000 |
| Loudon County Tennessee | 2 | $ 1,398,000 | $ 699,000 | $ 257,000 |
| Shelby County Tennessee | 2 | $ 850,000 | $ 425,000 | $ 182,000 |
| Comal County Texas | 2 | $ 489,000 | $ 244,000 | $ 348,000 |
| Fort Bend County Texas | 2 | $ 710,000 | $ 355,000 | $ 270,000 |
| Henderson County Texas | 2 | $ 2,050,000 | $ 1,025,000 | $ 1,392,000 |
| Jefferson County Texas | 2 | $ 492,000 | $ 246,000 | $ 79,000 |
| Johnson County Texas | 2 | $ 560,000 | $ 280,000 | $ 250,000 |
| Potter County Texas | 2 | $ 154,000 | $ 77,000 | $ 37,000 |
| Wasatch County Utah | 2 | $ 4,540,000 | $ 2,270,000 | $ 1,172,000 |
| Washington County Utah | 2 | $ 755,000 | $ 377,000 | $ 85,000 |
| Gloucester County Virginia | 2 | $ 1,482,000 | $ 741,000 | $ 219,000 |
| Goochland County Virginia | 2 | $ 1,800,000 | $ 900,000 | $ 487,000 |
| Dane County Wisconsin | 2 | $ 1,095,000 | $ 547,000 | $ 136,000 |
| Ozaukee County Wisconsin | 2 | $ 794,000 | $ 397,000 | $ 215,000 |
| Baldwin County Alabama | 1 | $ 132,000 | $ 132,000 | $ 187,000 |
| Lee County Alabama | 1 | $ 432,000 | $ 432,000 | $ 442,000 |
| Montgomery County Alabama | 1 | $ 235,000 | $ 235,000 | $ 51,000 |
| Tallapoosa County Alabama | 1 | $ 776,000 | $ 776,000 | $ 657,000 |
| Pulaski County Arkansas | 1 | $ 518,000 | $ 518,000 | $ 214,000 |
| Van Buren County Arkansas | 1 | $ 660,000 | $ 660,000 | $ 113,000 |
| Amador County California | 1 | $ 500,000 | $ 500,000 | $ 58,000 |
| Butte County California | 1 | $ 678,000 | $ 678,000 | $ 360,000 |
| Calaveras County California | 1 | $ 437,000 | $ 437,000 | $ 250,000 |
| Fresno County California | 1 | $ 1,250,000 | $ 1,250,000 | $ 289,000 |
| Kern County California | 1 | $ 628,000 | $ 628,000 | $ 222,000 |
| Madera County California | 1 | $ 1,320,000 | $ 1,320,000 | $ 681,000 |
| San Joaquin County California | 1 | $ 164,000 | $ 164,000 | $ 140,000 |
| Stanislaus County California | 1 | $ 640,000 | $ 640,000 | $ 219,000 |
| Adams County Colorado | 1 | $ 417,000 | $ 417,000 | $ 151,000 |
| Broomfield County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,291,000 |
| Garfield County Colorado | 1 | $ 306,000 | $ 306,000 | $ 201,000 |
| Grand County Colorado | 1 | $ 2,400,000 | $ 2,400,000 | $ 2,004,000 |
| La Plata County Colorado | 1 | $ 780,000 | $ 780,000 | $ 279,000 |
| Pueblo County Colorado | 1 | $ 731,000 | $ 731,000 | $ 228,000 |
| Routt County Colorado | 1 | $ 2,387,000 | $ 2,387,000 | $ 628,000 |
| New Castle County Delaware | 1 | $ 383,000 | $ 383,000 | $ 72,000 |
| Alachua County Florida | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Bay County Florida | 1 | $ 825,000 | $ 825,000 | $ 310,000 |
| Escambia County Florida | 1 | $ 443,000 | $ 443,000 | $ 162,000 |
| Flagler County Florida | 1 | $ 953,000 | $ 953,000 | $ 314,000 |
| Highlands County Florida | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Osceola County Florida | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Santa Rosa County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 425,000 |
| St. Lucie County Florida | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Bartow County Georgia | 1 | $ 496,000 | $ 496,000 | $ 96,000 |
| Clarke County Georgia | 1 | $ 244,000 | $ 244,000 | $ 292,000 |
| Fannin County Georgia | 1 | $ 850,000 | $ 850,000 | $ 486,000 |
| Glynn County Georgia | 1 | $ 551,000 | $ 551,000 | $ 246,000 |
| Hall County Georgia | 1 | $ 551,000 | $ 551,000 | $ 87,000 |
| Hart County Georgia | 1 | $ 171,000 | $ 171,000 | $ 600,000 |
| Muscogee County Georgia | 1 | $ 417,000 | $ 417,000 | $ 218,000 |
| Pierce County Georgia | 1 | $ 225,000 | $ 225,000 | $ 650,000 |
| Bonner County Idaho | 1 | $ 598,000 | $ 598,000 | $ 1,169,000 |
| Jo Daviess County Illinois | 1 | $ 416,000 | $ 416,000 | $ 174,000 |
| Sangamon County Illinois | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Will County Illinois | 1 | $ 455,000 | $ 455,000 | $ 508,000 |
| Dearborn County Indiana | 1 | $ 405,000 | $ 405,000 | $ 162,000 |
| Kosciusko County Indiana | 1 | $ 1,050,000 | $ 1,050,000 | $ 220,000 |
| Monroe County Indiana | 1 | $ 450,000 | $ 450,000 | $ 224,000 |
| Dallas County Iowa | 1 | $ 950,000 | $ 950,000 | $ 182,000 |
| Polk County Iowa | 1 | $ 525,000 | $ 525,000 | $ 121,000 |
| Sedgwick County Kansas | 1 | $ 1,000,000 | $ 1,000,000 | $ 680,000 |
| Boone County Kentucky | 1 | $ 562,000 | $ 562,000 | $ 287,000 |
| Jefferson County Louisiana | 1 | $ 551,000 | $ 551,000 | $ 149,000 |
| Livingston County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Tangipahoa County Louisiana | 1 | $ 465,000 | $ 465,000 | $ 278,000 |
| Cumberland County Maine | 1 | $ 473,000 | $ 473,000 | $ 240,000 |
| Knox County Maine | 1 | $ 563,000 | $ 563,000 | $ 690,000 |
| Lincoln County Maine | 1 | $ 469,000 | $ 469,000 | $ 433,000 |
| Oxford County Maine | 1 | $ 902,000 | $ 902,000 | $ 357,000 |
| Waldo County Maine | 1 | $ 500,000 | $ 500,000 | $ 335,000 |
| Cecil County Maryland | 1 | $ 488,000 | $ 488,000 | $ 322,000 |
| Harford County Maryland | 1 | $ 269,000 | $ 269,000 | $ 154,000 |
| Queen Anne's County Maryland | 1 | $ 750,000 | $ 750,000 | $ 179,000 |
| Worcester County Maryland | 1 | $ 254,000 | $ 254,000 | $ 600,000 |
| Berkshire County Massachusetts | 1 | $ 420,000 | $ 420,000 | $ 809,000 |
| Franklin County Massachusetts | 1 | $ 145,000 | $ 145,000 | $ 133,000 |
| Hampden County Massachusetts | 1 | $ 532,000 | $ 532,000 | $ 441,000 |
| Hampshire County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 96,000 |
| Benzie County Michigan | 1 | $ 427,000 | $ 427,000 | $ 272,000 |
| Charlevoix County Michigan | 1 | $ 641,000 | $ 641,000 | $ 253,000 |
| Grand Traverse County Michigan | 1 | $ 1,000,000 | $ 1,000,000 | $ 500,000 |
| Leelanau County Michigan | 1 | $ 250,000 | $ 250,000 | $ 170,000 |
| Macomb County Michigan | 1 | $ 525,000 | $ 525,000 | $ 167,000 |
| Ottawa County Michigan | 1 | $ 179,000 | $ 179,000 | $ 58,000 |
| Carver County Minnesota | 1 | $ 617,000 | $ 617,000 | $ 1,359,000 |
| Cook County Minnesota | 1 | $ 549,000 | $ 549,000 | $ 317,000 |
| Crow Wing County Minnesota | 1 | $ 551,000 | $ 551,000 | $ 209,000 |
| Itasca County Minnesota | 1 | $ 510,000 | $ 510,000 | $ 192,000 |
| DeSoto County Mississippi | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
| Clay County Missouri | 1 | $ 358,000 | $ 358,000 | $ 60,000 |
| St. Charles County Missouri | 1 | $ 1,120,000 | $ 1,120,000 | $ 260,000 |
| Missoula County Montana | 1 | $ 270,000 | $ 270,000 | $ 312,000 |
| Ravalli County Montana | 1 | $ 218,000 | $ 218,000 | $ 68,000 |
| Lancaster County Nebraska | 1 | $ 800,000 | $ 800,000 | $ 1,694,000 |
| Washoe County Nevada | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,439,000 |
| Grafton County New Hampshire | 1 | $ 923,000 | $ 923,000 | $ 451,000 |
| Hillsborough County New Hampshire | 1 | $ 380,000 | $ 380,000 | $ 416,000 |
| Gloucester County New Jersey | 1 | $ 132,000 | $ 132,000 | $ 43,000 |
| Hunterdon County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Lincoln County New Mexico | 1 | $ 1,788,000 | $ 1,788,000 | $ 2,084,000 |
| Sandoval County New Mexico | 1 | $ 179,000 | $ 179,000 | $ 108,000 |
| Dutchess County New York | 1 | $ 540,000 | $ 540,000 | $ 250,000 |
| Erie County New York | 1 | $ 335,000 | $ 335,000 | $ 338,000 |
| Madison County New York | 1 | $ 658,000 | $ 658,000 | $ 383,000 |
| Onondaga County New York | 1 | $ 425,000 | $ 425,000 | $ 222,000 |
| Ontario County New York | 1 | $ 600,000 | $ 600,000 | $ 208,000 |
| Orange County New York | 1 | $ 440,000 | $ 440,000 | $ 206,000 |
| Otsego County New York | 1 | $ 863,000 | $ 863,000 | $ 5,000,000 |
| Saratoga County New York | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Schenectady County New York | 1 | $ 150,000 | $ 150,000 | $ 170,000 |
| Warren County New York | 1 | $ 450,000 | $ 450,000 | $ 611,000 |
| Granville County North Carolina | 1 | $ 377,000 | $ 377,000 | $ 123,000 |
| Iredell County North Carolina | 1 | $ 940,000 | $ 940,000 | $ 269,000 |
| Jackson County North Carolina | 1 | $ 548,000 | $ 548,000 | $ 726,000 |
| Moore County North Carolina | 1 | $ 271,000 | $ 271,000 | $ 420,000 |
| Nash County North Carolina | 1 | $ 293,000 | $ 293,000 | $ 207,000 |
| Union County North Carolina | 1 | $ 800,000 | $ 800,000 | $ 215,000 |
| Watauga County North Carolina | 1 | $ 509,000 | $ 509,000 | $ 456,000 |
| Ashtabula County Ohio | 1 | $ 251,000 | $ 251,000 | $ 193,000 |
| Geauga County Ohio | 1 | $ 300,000 | $ 300,000 | $ 141,000 |
| Medina County Ohio | 1 | $ 504,000 | $ 504,000 | $ 235,000 |
| Miami County Ohio | 1 | $ 370,000 | $ 370,000 | $ 215,000 |
| Ottawa County Ohio | 1 | $ 349,000 | $ 349,000 | $ 300,000 |
| Portage County Ohio | 1 | $ 600,000 | $ 600,000 | $ 237,000 |
| Summit County Ohio | 1 | $ 420,000 | $ 420,000 | $ 182,000 |
| Tuscarawas County Ohio | 1 | $ 423,000 | $ 423,000 | $ 121,000 |
| Union County Ohio | 1 | $ 670,000 | $ 670,000 | $ 310,000 |
| Delaware County Oklahoma | 1 | $ 1,298,000 | $ 1,298,000 | $ 423,000 |
| Rogers County Oklahoma | 1 | $ 1,000,000 | $ 1,000,000 | $ 214,000 |
| Crook County Oregon | 1 | $ 551,000 | $ 551,000 | $ 341,000 |
| Hood River County Oregon | 1 | $ 550,000 | $ 550,000 | $ 233,000 |
| Tillamook County Oregon | 1 | $ 601,000 | $ 601,000 | $ 442,000 |
| Butler County Pennsylvania | 1 | $ 983,000 | $ 983,000 | $ 342,000 |
| Wayne County Pennsylvania | 1 | $ 1,300,000 | $ 1,300,000 | $ 3,120,000 |
| York County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 70,000 |
| Bristol County Rhode Island | 1 | $ 1,347,000 | $ 1,347,000 | $ 452,000 |
| Providence County Rhode Island | 1 | $ 215,000 | $ 215,000 | $ 140,000 |
| Berkeley County South Carolina | 1 | $ 1,045,000 | $ 1,045,000 | $ 248,000 |
| Colleton County South Carolina | 1 | $ 552,000 | $ 552,000 | $ 455,000 |
| Horry County South Carolina | 1 | $ 154,000 | $ 154,000 | $ 77,000 |
| Pickens County South Carolina | 1 | $ 162,000 | $ 162,000 | $ 69,000 |
| Blount County Tennessee | 1 | $ 450,000 | $ 450,000 | $ 140,000 |
| Knox County Tennessee | 1 | $ 1,275,000 | $ 1,275,000 | $ 1,100,000 |
| Monroe County Tennessee | 1 | $ 490,000 | $ 490,000 | $ 178,000 |
| Putnam County Tennessee | 1 | $ 293,000 | $ 293,000 | $ 157,000 |
| Rutherford County Tennessee | 1 | $ 585,000 | $ 585,000 | $ 147,000 |
| Sevier County Tennessee | 1 | $ 298,000 | $ 298,000 | $ 828,000 |
| Sumner County Tennessee | 1 | $ 418,000 | $ 418,000 | $ 190,000 |
| Wilson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Aransas County Texas | 1 | $ 171,000 | $ 171,000 | $ 301,000 |
| Austin County Texas | 1 | $ 800,000 | $ 800,000 | $ 146,000 |
| Brazoria County Texas | 1 | $ 375,000 | $ 375,000 | $ 923,000 |
| Brazos County Texas | 1 | $ 1,316,000 | $ 1,316,000 | $ 496,000 |
| Burnet County Texas | 1 | $ 1,500,000 | $ 1,500,000 | $ 173,000 |
| Fayette County Texas | 1 | $ 324,000 | $ 324,000 | $ 463,000 |
| Kendall County Texas | 1 | $ 775,000 | $ 775,000 | $ 484,000 |
| Llano County Texas | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,182,000 |
| McLennan County Texas | 1 | $ 124,000 | $ 124,000 | $ 65,000 |
| Nueces County Texas | 1 | $ 755,000 | $ 755,000 | $ 819,000 |
| Parker County Texas | 1 | $ 310,000 | $ 310,000 | $ 86,000 |
| Smith County Texas | 1 | $ 645,000 | $ 645,000 | $ 304,000 |
| Rich County Utah | 1 | $ 700,000 | $ 700,000 | $ 460,000 |
| Weber County Utah | 1 | $ 845,000 | $ 845,000 | $ 757,000 |
| Chittenden County Vermont | 1 | $ 533,000 | $ 533,000 | $ 667,000 |
| Windsor County Vermont | 1 | $ 1,800,000 | $ 1,800,000 | $ 577,000 |
| Accomack County Virginia | 1 | $ 581,000 | $ 581,000 | $ 477,000 |
| Bristol County Virginia | 1 | $ 700,000 | $ 700,000 | $ 300,000 |
| Brunswick County Virginia | 1 | $ 293,000 | $ 293,000 | $ 831,000 |
| Fairfax City County Virginia | 1 | $ 650,000 | $ 650,000 | $ 260,000 |
| Fauquier County Virginia | 1 | $ 345,000 | $ 345,000 | $ 264,000 |
| Franklin County Virginia | 1 | $ 785,000 | $ 785,000 | $ 174,000 |
| Galax County Virginia | 1 | $ 950,000 | $ 950,000 | $ 175,000 |
| Greene County Virginia | 1 | $ 325,000 | $ 325,000 | $ 213,000 |
| Henrico County Virginia | 1 | $ 191,000 | $ 191,000 | $ 204,000 |
| James City County Virginia | 1 | $ 250,000 | $ 250,000 | $ 39,000 |
| Nelson County Virginia | 1 | $ 488,000 | $ 488,000 | $ 180,000 |
| Roanoke County Virginia | 1 | $ 522,000 | $ 522,000 | $ 400,000 |
| Suffolk County Virginia | 1 | $ 201,000 | $ 201,000 | $ 95,000 |
| Williamsburg County Virginia | 1 | $ 552,000 | $ 552,000 | $ 184,000 |
| York County Virginia | 1 | $ 364,000 | $ 364,000 | $ 217,000 |
| Benton County Washington | 1 | $ 429,000 | $ 429,000 | $ 142,000 |
| Pierce County Washington | 1 | $ 1,038,000 | $ 1,038,000 | $ 366,000 |
| Skagit County Washington | 1 | $ 855,000 | $ 855,000 | $ 181,000 |
| Spokane County Washington | 1 | $ 100,000 | $ 100,000 | $ 113,000 |
| Tucker County West Virginia | 1 | $ 244,000 | $ 244,000 | $ 558,000 |
| Door County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Grant County Wisconsin | 1 | $ 1,500,000 | $ 1,500,000 | $ 570,000 |
| Sauk County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 149,000 |
| Shawano County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 144,000 |
| Sheboygan County Wisconsin | 1 | $ 448,000 | $ 448,000 | $ 230,000 |
| St. Croix County Wisconsin | 1 | $ 1,750,000 | $ 1,750,000 | $ 1,004,000 |
| Walworth County Wisconsin | 1 | $ 1,026,000 | $ 1,026,000 | $ 1,000,000 |
| Natrona County Wyoming | 1 | $ 150,000 | $ 150,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Ubs Bank Usa in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,400 | $2,466,338,000 | $1,027,000 | $21,500,000 | $480,000 | $9,999,000 |
| Home Purchase | 1,345 | $1,374,892,000 | $1,022,000 | $20,800,000 | $490,000 | $9,999,000 |
| Home Improvement | 33 | $29,915,000 | $906,000 | $3,600,000 | $290,000 | $3,090,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,151 | $3,195,499,000 | $1,014,000 | $21,500,000 | $472,000 | $9,999,000 |
| Not Provided | 305 | $353,572,000 | $1,159,000 | $20,800,000 | $531,000 | $7,200,000 |
| Asian | 162 | $183,561,000 | $1,133,000 | $7,500,000 | $551,000 | $9,999,000 |
| Hispanic | 96 | $78,974,000 | $822,000 | $3,000,000 | $407,000 | $3,281,000 |
| Black or African American | 40 | $39,572,000 | $989,000 | $2,990,000 | $848,000 | $8,504,000 |
| American Indian or Alaskan Native | 18 | $14,541,000 | $807,000 | $4,110,000 | $394,000 | $1,408,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $3,851,000 | $770,000 | $1,120,000 | $209,000 | $391,000 |
| Not applicable | 1 | $1,575,000 | $1,575,000 | $1,575,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,778 | $3,871,145,000 | $1,024,000 | $21,500,000 | $482,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,409 | $2,429,180,000 | $1,008,000 | $12,000,000 | $511,000 | $9,999,000 |
| Application Withdrawn By Applicant | 623 | $682,755,000 | $1,095,000 | $20,800,000 | $478,000 | $9,999,000 |
| Application Denied By Financial Institution | 463 | $456,478,000 | $985,000 | $11,964,000 | $351,000 | $6,125,000 |
| File Closed For Incompleteness | 246 | $270,151,000 | $1,098,000 | $21,500,000 | $442,000 | $9,999,000 |
| Application Approved But Not Accepted | 37 | $32,581,000 | $880,000 | $3,000,000 | $514,000 | $2,776,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 187 | $171,627,000 | $917,000 | $6,000,000 | $159,000 | $1,033,000 |
| Credit Application Incomplete | 96 | $84,606,000 | $881,000 | $4,110,000 | $367,000 | $1,425,000 |
| Collateral | 79 | $78,883,000 | $998,000 | $5,246,000 | $485,000 | $2,172,000 |
| Other | 53 | $71,540,000 | $1,349,000 | $8,720,000 | $674,000 | $3,362,000 |
| Credit History | 31 | $20,194,000 | $651,000 | $2,000,000 | $343,000 | $969,000 |
| Unverifiable Information | 9 | $7,795,000 | $866,000 | $3,600,000 | $366,000 | $1,653,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $18,908,000 | $3,151,000 | $11,964,000 | $1,388,000 | $6,125,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ubs Bank Usa's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ubs Bank Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.