UBS Bank USA Mortgage Lending & HMDA Data, 2017

In 2017, UBS Bank USA of Salt Lake City, UT reported 3,996 mortgage applications totaling $4.1 billion, down 12% from 2016. The average application was for $1,016,903, and applicants reported an average income of $496,043. 67% of its applications resulted in an originated loan and 10% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (436), Los Angeles-Long Beach-Glendale, CA (314) and Nassau County-Suffolk County, NY (115) (applications in parentheses).

Mortgage Company & Address UBS Bank USA
299 S. Main St
Salt Lake City, UT 84111
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,996
Total Mortgage Loan Application Amount $4,063,546,000
Average Mortgage Loan Application Amount $1,016,903
Highest Mortgage Loan Application Amount $47,450,000
Average Applicant Income $496,043
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Bank USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for UBS Bank USA by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 314 $ 660,755,000 $ 2,104,315 $ 866,000
New York, New York 174 $ 313,294,000 $ 1,800,540 $ 931,000
San Diego, California 100 $ 115,654,000 $ 1,156,540 $ 539,000
Orange, California 90 $ 144,034,000 $ 1,600,377 $ 613,000
Cook, Illinois 83 $ 57,004,000 $ 686,795 $ 338,000
Fairfield, Connecticut 79 $ 109,784,000 $ 1,389,670 $ 520,000
Suffolk, New York 79 $ 131,304,000 $ 1,662,075 $ 870,000
Maricopa, Arizona 77 $ 62,237,000 $ 808,272 $ 473,000
Westchester, New York 72 $ 61,395,000 $ 852,708 $ 397,000
King, Washington 69 $ 61,375,000 $ 889,492 $ 353,000
Kings, New York 60 $ 77,450,000 $ 1,290,833 $ 731,000
Harris, Texas 59 $ 61,063,000 $ 1,034,966 $ 541,000
Fulton, Georgia 58 $ 37,544,000 $ 647,310 $ 337,000
Palm Beach, Florida 56 $ 87,272,000 $ 1,558,428 $ 763,000
Santa Clara, California 51 $ 50,226,000 $ 984,823 $ 478,000
Travis, Texas 47 $ 40,446,000 $ 860,553 $ 428,000
Clark, Nevada 42 $ 40,321,000 $ 960,023 $ 542,000
Miami-Dade, Florida 37 $ 75,713,000 $ 2,046,297 $ 954,000
Hennepin, Minnesota 37 $ 25,252,000 $ 682,486 $ 322,000
Denver, Colorado 36 $ 30,456,000 $ 846,000 $ 319,000
Nassau, New York 36 $ 31,168,000 $ 865,777 $ 408,000
Dallas, Texas 36 $ 29,344,000 $ 815,111 $ 302,000
Oakland, Michigan 35 $ 17,621,000 $ 503,457 $ 228,000
Bergen, New Jersey 35 $ 27,084,000 $ 773,828 $ 410,000
Collier, Florida 32 $ 37,816,000 $ 1,181,750 $ 506,000
Monmouth, New Jersey 31 $ 25,762,000 $ 831,032 $ 509,000
Middlesex, Massachusetts 30 $ 24,076,000 $ 802,533 $ 262,000
Davidson, Tennessee 29 $ 17,619,000 $ 607,551 $ 369,000
District of Columbia, District Of Columbia 28 $ 33,232,000 $ 1,186,857 $ 504,000
Pinellas, Florida 28 $ 20,878,000 $ 745,642 $ 351,000
Contra Costa, California 27 $ 24,194,000 $ 896,074 $ 302,000
San Francisco, California 27 $ 39,567,000 $ 1,465,444 $ 563,000
Santa Barbara, California 26 $ 36,989,000 $ 1,422,653 $ 636,000
Broward, Florida 25 $ 41,246,000 $ 1,649,840 $ 1,220,000
Sarasota, Florida 24 $ 14,704,000 $ 612,666 $ 413,000
Riverside, California 23 $ 23,724,000 $ 1,031,478 $ 978,000
Lee, Florida 23 $ 9,472,000 $ 411,826 $ 182,000
San Mateo, California 22 $ 29,664,000 $ 1,348,363 $ 382,000
Ventura, California 21 $ 20,910,000 $ 995,714 $ 257,000
Boulder, Colorado 21 $ 21,180,000 $ 1,008,571 $ 335,000
Marin, California 20 $ 27,609,000 $ 1,380,450 $ 375,000
Suffolk, Massachusetts 20 $ 16,654,000 $ 832,700 $ 380,000
Arapahoe, Colorado 19 $ 22,285,000 $ 1,172,894 $ 812,000
Hillsborough, Florida 19 $ 13,475,000 $ 709,210 $ 487,000
Montgomery, Maryland 19 $ 13,348,000 $ 702,526 $ 229,000
Ocean, New Jersey 19 $ 13,206,000 $ 695,052 $ 586,000
Alameda, California 17 $ 16,378,000 $ 963,411 $ 300,000
Essex, New Jersey 17 $ 12,841,000 $ 755,352 $ 419,000
Union, New Jersey 17 $ 10,770,000 $ 633,529 $ 756,000
Multnomah, Oregon 17 $ 11,319,000 $ 665,823 $ 401,000
Santa Cruz, California 16 $ 13,193,000 $ 824,562 $ 361,000
Charleston, South Carolina 16 $ 11,610,000 $ 725,625 $ 294,000
Fairfax, Virginia 16 $ 14,533,000 $ 908,312 $ 510,000
Douglas, Colorado 15 $ 10,977,000 $ 731,800 $ 264,000
Lake, Illinois 15 $ 8,092,000 $ 539,466 $ 314,000
Wayne, Michigan 15 $ 5,428,000 $ 361,866 $ 429,000
Mecklenburg, North Carolina 15 $ 14,190,000 $ 946,000 $ 674,000
Philadelphia, Pennsylvania 15 $ 8,466,000 $ 564,400 $ 338,000
Sonoma, California 14 $ 10,875,000 $ 776,785 $ 313,000
Eagle, Colorado 14 $ 25,589,000 $ 1,827,785 $ 672,000
Jefferson, Colorado 14 $ 8,677,000 $ 619,785 $ 214,000
Norfolk, Massachusetts 14 $ 14,221,000 $ 1,015,785 $ 364,000
Morris, New Jersey 14 $ 10,243,000 $ 731,642 $ 527,000
Cape May, New Jersey 13 $ 11,671,000 $ 897,769 $ 644,000
Tulsa, Oklahoma 13 $ 8,228,000 $ 632,923 $ 405,000
Chester, Pennsylvania 13 $ 7,753,000 $ 596,384 $ 291,000
Williamson, Tennessee 13 $ 8,442,000 $ 649,384 $ 546,000
Collin, Texas 13 $ 4,796,000 $ 368,923 $ 162,000
Duval, Florida 12 $ 6,068,000 $ 505,666 $ 261,000
DeKalb, Georgia 12 $ 5,644,000 $ 470,333 $ 279,000
Queens, New York 12 $ 7,789,000 $ 649,083 $ 360,000
Cuyahoga, Ohio 12 $ 11,181,000 $ 931,750 $ 992,000
Allegheny, Pennsylvania 12 $ 6,400,000 $ 533,333 $ 502,000
Walton, Florida 11 $ 11,719,000 $ 1,065,363 $ 711,000
Hudson, New Jersey 11 $ 7,003,000 $ 636,636 $ 258,000
Santa Fe, New Mexico 11 $ 7,263,000 $ 660,272 $ 228,000
Tarrant, Texas 11 $ 12,441,000 $ 1,131,000 $ 652,000
Salt Lake, Utah 11 $ 9,759,000 $ 887,181 $ 269,000
Placer, California 10 $ 7,744,000 $ 774,400 $ 311,000
Pitkin, Colorado 10 $ 31,743,000 $ 3,174,300 $ 1,041,000
Litchfield, Connecticut 10 $ 9,569,000 $ 956,900 $ 742,000
Orange, Florida 10 $ 9,369,000 $ 936,900 $ 674,000
Jefferson, Kentucky 10 $ 3,564,000 $ 356,400 $ 247,000
Barnstable, Massachusetts 10 $ 7,579,000 $ 757,900 $ 516,000
St. Louis, Missouri 10 $ 6,906,000 $ 690,600 $ 247,000
Washoe, Nevada 10 $ 8,833,000 $ 883,300 $ 522,000
Somerset, New Jersey 10 $ 9,493,000 $ 949,300 $ 394,000
Hamilton, Ohio 10 $ 6,042,000 $ 604,200 $ 1,246,000
Montgomery, Pennsylvania 10 $ 5,998,000 $ 599,800 $ 203,000
Summit, Utah 10 $ 11,017,000 $ 1,101,700 $ 591,000
Alexandria, Virginia 10 $ 6,431,000 $ 643,100 $ 284,000
Arlington, Virginia 10 $ 7,136,000 $ 713,600 $ 232,000
Jefferson, Alabama 9 $ 4,265,000 $ 473,888 $ 132,000
Monterey, California 9 $ 11,562,000 $ 1,284,666 $ 625,000
San Bernardino, California 9 $ 5,062,000 $ 562,444 $ 495,000
San Luis Obispo, California 9 $ 4,635,000 $ 515,000 $ 175,000
Sussex, Delaware 9 $ 6,251,000 $ 694,555 $ 354,000
Cobb, Georgia 9 $ 4,477,000 $ 497,444 $ 241,000
DuPage, Illinois 9 $ 8,155,000 $ 906,111 $ 507,000
Franklin, Ohio 9 $ 2,977,000 $ 330,777 $ 125,000
Clackamas, Oregon 9 $ 10,789,000 $ 1,198,777 $ 480,000
Denton, Texas 9 $ 4,662,000 $ 518,000 $ 287,000
Virginia Beach, Virginia 9 $ 3,924,000 $ 436,000 $ 142,000
Summit, Colorado 8 $ 6,381,000 $ 797,625 $ 295,000
Hartford, Connecticut 8 $ 2,540,000 $ 317,500 $ 159,000
Anne Arundel, Maryland 8 $ 7,306,000 $ 913,250 $ 337,000
Wake, North Carolina 8 $ 4,686,000 $ 585,750 $ 255,000
Fort Bend, Texas 8 $ 3,441,000 $ 430,125 $ 218,000
Montgomery, Texas 8 $ 5,890,000 $ 736,250 $ 365,000
Manatee, Florida 7 $ 4,458,000 $ 636,857 $ 167,000
Honolulu, Hawaii 7 $ 7,819,000 $ 1,117,000 $ 571,000
Orleans, Louisiana 7 $ 4,405,000 $ 629,285 $ 248,000
Gallatin, Montana 7 $ 4,122,000 $ 588,857 $ 321,000
Buncombe, North Carolina 7 $ 5,254,000 $ 750,571 $ 207,000
Durham, North Carolina 7 $ 2,955,000 $ 422,142 $ 255,000
Orange, North Carolina 7 $ 7,530,000 $ 1,075,714 $ 570,000
Bucks, Pennsylvania 7 $ 4,599,000 $ 657,000 $ 399,000
Bexar, Texas 7 $ 5,305,000 $ 757,857 $ 344,000
Loudoun, Virginia 7 $ 4,900,000 $ 700,000 $ 200,000
Kitsap, Washington 7 $ 2,995,000 $ 427,857 $ 153,000
Teton, Wyoming 7 $ 10,036,000 $ 1,433,714 $ 831,000
Pima, Arizona 6 $ 3,737,000 $ 622,833 $ 196,000
Sacramento, California 6 $ 3,067,000 $ 511,166 $ 140,000
Tulare, California 6 $ 2,039,000 $ 339,833 $ 123,000
Indian River, Florida 6 $ 7,347,000 $ 1,224,500 $ 654,000
Monroe, Florida 6 $ 2,684,000 $ 447,333 $ 468,000
Hawaii, Hawaii 6 $ 15,148,000 $ 2,524,666 $ 600,000
Maui, Hawaii 6 $ 11,630,000 $ 1,938,333 $ 745,000
Hamilton, Indiana 6 $ 3,243,000 $ 540,500 $ 492,000
Baltimore, Maryland 6 $ 2,825,000 $ 470,833 $ 262,000
Essex, Massachusetts 6 $ 4,784,000 $ 797,333 $ 433,000
Plymouth, Massachusetts 6 $ 3,749,000 $ 624,833 $ 431,000
Washtenaw, Michigan 6 $ 4,888,000 $ 814,666 $ 366,000
Madison, Montana 6 $ 14,307,000 $ 2,384,500 $ 679,000
Carroll, New Hampshire 6 $ 6,873,000 $ 1,145,500 $ 1,557,000
Rockland, New York 6 $ 4,221,000 $ 703,500 $ 675,000
Brunswick, North Carolina 6 $ 2,502,000 $ 417,000 $ 175,000
Dare, North Carolina 6 $ 3,287,000 $ 547,833 $ 277,000
Deschutes, Oregon 6 $ 3,300,000 $ 550,000 $ 133,000
Beaufort, South Carolina 6 $ 4,532,000 $ 755,333 $ 465,000
Solano, California 5 $ 1,733,000 $ 346,600 $ 236,000
Broomfield, Colorado 5 $ 2,179,000 $ 435,800 $ 180,000
Larimer, Colorado 5 $ 2,640,000 $ 528,000 $ 303,000
New Haven, Connecticut 5 $ 1,791,000 $ 358,200 $ 204,000
New Castle, Delaware 5 $ 2,043,000 $ 408,600 $ 195,000
Charlotte, Florida 5 $ 1,801,000 $ 360,200 $ 134,000
Martin, Florida 5 $ 4,420,000 $ 884,000 $ 330,000
St. Lucie, Florida 5 $ 1,826,000 $ 365,200 $ 135,000
Chatham, Georgia 5 $ 2,848,000 $ 569,600 $ 263,000
Blaine, Idaho 5 $ 6,782,000 $ 1,356,400 $ 724,000
Lafayette, Louisiana 5 $ 5,458,000 $ 1,091,600 $ 447,000
Dukes, Massachusetts 5 $ 10,673,000 $ 2,134,600 $ 2,050,000
Macomb, Michigan 5 $ 993,000 $ 198,600 $ 108,000
Ramsey, Minnesota 5 $ 1,891,000 $ 378,200 $ 162,000
Washington, Minnesota 5 $ 2,817,000 $ 563,400 $ 277,000
Grafton, New Hampshire 5 $ 2,390,000 $ 478,000 $ 782,000
Richmond, New York 5 $ 3,284,000 $ 656,800 $ 152,000
Geauga, Ohio 5 $ 2,014,000 $ 402,800 $ 99,000
Summit, Ohio 5 $ 1,784,000 $ 356,800 $ 189,000
Delaware, Pennsylvania 5 $ 3,710,000 $ 742,000 $ 277,000
Hamilton, Tennessee 5 $ 4,869,000 $ 973,800 $ 314,000
McLennan, Texas 5 $ 1,733,000 $ 346,600 $ 153,000
Albemarle, Virginia 5 $ 15,362,000 $ 3,072,400 $ 1,289,000
Richmond City, Virginia 5 $ 1,791,000 $ 358,200 $ 778,000
Pierce, Washington 5 $ 2,983,000 $ 596,600 $ 159,000
Madison, Alabama 4 $ 919,000 $ 229,750 $ 93,000
Mohave, Arizona 4 $ 843,000 $ 210,750 $ 69,000
Kern, California 4 $ 1,748,000 $ 437,000 $ 231,000
San Joaquin, California 4 $ 2,506,000 $ 626,500 $ 97,000
El Paso, Colorado 4 $ 1,733,000 $ 433,250 $ 213,000
Routt, Colorado 4 $ 2,488,000 $ 622,000 $ 496,000
St. Johns, Florida 4 $ 2,239,000 $ 559,750 $ 221,000
Sumter, Florida 4 $ 1,457,000 $ 364,250 $ 299,000
Volusia, Florida 4 $ 1,825,000 $ 456,250 $ 298,000
Forsyth, Georgia 4 $ 1,941,000 $ 485,250 $ 271,000
Ada, Idaho 4 $ 1,726,000 $ 431,500 $ 255,000
Marion, Indiana 4 $ 1,720,000 $ 430,000 $ 192,000
Howard, Maryland 4 $ 3,020,000 $ 755,000 $ 260,000
Talbot, Maryland 4 $ 7,527,000 $ 1,881,750 $ 362,000
Worcester, Maryland 4 $ 1,873,000 $ 468,250 $ 319,000
Berkshire, Massachusetts 4 $ 2,335,000 $ 583,750 $ 324,000
Livingston, Michigan 4 $ 1,213,000 $ 303,250 $ 287,000
Atlantic, New Jersey 4 $ 2,069,000 $ 517,250 $ 243,000
Burlington, New Jersey 4 $ 1,650,000 $ 412,500 $ 182,000
Middlesex, New Jersey 4 $ 1,934,000 $ 483,500 $ 454,000
Chatham, North Carolina 4 $ 1,689,000 $ 422,250 $ 145,000
Washington, Rhode Island 4 $ 3,404,000 $ 851,000 $ 298,000
Berkeley, South Carolina 4 $ 2,760,000 $ 690,000 $ 347,000
Georgetown, South Carolina 4 $ 1,784,000 $ 446,000 $ 195,000
Oconee, South Carolina 4 $ 2,054,000 $ 513,500 $ 110,000
Galveston, Texas 4 $ 1,309,000 $ 327,250 $ 377,000
Llano, Texas 4 $ 1,701,000 $ 425,250 $ 246,000
Island, Washington 4 $ 1,968,000 $ 492,000 $ 246,000
Spokane, Washington 4 $ 2,328,000 $ 582,000 $ 449,000
Whatcom, Washington 4 $ 1,952,000 $ 488,000 $ 157,000
Shelby, Alabama 3 $ 1,579,000 $ 526,333 $ 307,000
Pinal, Arizona 3 $ 825,000 $ 275,000 $ 87,000
Napa, California 3 $ 3,580,000 $ 1,193,333 $ 920,000
Chaffee, Colorado 3 $ 1,128,000 $ 376,000 $ 251,000
Weld, Colorado 3 $ 521,000 $ 173,666 $ 66,000
New London, Connecticut 3 $ 1,676,000 $ 558,666 $ 245,000
Nassau, Florida 3 $ 1,542,000 $ 514,000 $ 173,000
Okaloosa, Florida 3 $ 2,946,000 $ 982,000 $ 277,000
Glynn, Georgia 3 $ 6,146,000 $ 2,048,666 $ 1,820,000
Greene, Georgia 3 $ 2,498,000 $ 832,666 $ 567,000
Teton, Idaho 3 $ 1,528,000 $ 509,333 $ 436,000
Will, Illinois 3 $ 959,000 $ 319,666 $ 78,000
St. Joseph, Indiana 3 $ 793,000 $ 264,333 $ 193,000
Johnson, Kansas 3 $ 1,815,000 $ 605,000 $ 240,000
Baltimore City, Maryland 3 $ 1,367,000 $ 455,666 $ 249,000
Prince George's, Maryland 3 $ 2,615,000 $ 871,666 $ 612,000
Queen Anne's, Maryland 3 $ 4,000,000 $ 1,333,333 $ 387,000
Worcester, Massachusetts 3 $ 3,305,000 $ 1,101,666 $ 2,213,000
Grand Traverse, Michigan 3 $ 1,345,000 $ 448,333 $ 296,000
Lapeer, Michigan 3 $ 947,000 $ 315,666 $ 82,000
Carver, Minnesota 3 $ 1,969,000 $ 656,333 $ 251,000
Douglas, Nevada 3 $ 2,009,000 $ 669,666 $ 333,000
Merrimack, New Hampshire 3 $ 972,000 $ 324,000 $ 234,000
Rockingham, New Hampshire 3 $ 1,096,000 $ 365,333 $ 173,000
Hunterdon, New Jersey 3 $ 2,510,000 $ 836,666 $ 222,000
Mercer, New Jersey 3 $ 2,399,000 $ 799,666 $ 426,000
Bernalillo, New Mexico 3 $ 1,618,000 $ 539,333 $ 126,000
Dutchess, New York 3 $ 1,916,000 $ 638,666 $ 258,000
Monroe, New York 3 $ 2,362,000 $ 787,333 $ 1,305,000
Orange, New York 3 $ 1,097,000 $ 365,666 $ 84,000
Saratoga, New York 3 $ 1,237,000 $ 412,333 $ 150,000
Ulster, New York 3 $ 1,025,000 $ 341,666 $ 257,000
New Hanover, North Carolina 3 $ 4,126,000 $ 1,375,333 $ 940,000
Union, North Carolina 3 $ 1,879,000 $ 626,333 $ 170,000
Clermont, Ohio 3 $ 935,000 $ 311,666 $ 139,000
Washington, Oregon 3 $ 2,137,000 $ 712,333 $ 353,000
Greenville, South Carolina 3 $ 1,539,000 $ 513,000 $ 275,000
Shelby, Tennessee 3 $ 1,505,000 $ 501,666 $ 221,000
Hays, Texas 3 $ 854,000 $ 284,666 $ 102,000
Windham, Vermont 3 $ 2,224,000 $ 741,333 $ 533,000
Snohomish, Washington 3 $ 1,105,000 $ 368,333 $ 83,000
Door, Wisconsin 3 $ 1,042,000 $ 347,333 $ 286,000
Montgomery, Alabama 2 $ 485,000 $ 242,500 $ 84,000
Tallapoosa, Alabama 2 $ 1,215,000 $ 607,500 $ 313,000
Yavapai, Arizona 2 $ 638,000 $ 319,000 $ 98,000
El Dorado, California 2 $ 624,000 $ 312,000 $ 230,000
Fresno, California 2 $ 665,000 $ 332,500 $ 243,000
Archuleta, Colorado 2 $ 706,000 $ 353,000 $ 102,000
Grand, Colorado 2 $ 653,000 $ 326,500 $ 544,000
Middlesex, Connecticut 2 $ 1,035,000 $ 517,500 $ 231,000
Tolland, Connecticut 2 $ 634,000 $ 317,000 $ 179,000
Brevard, Florida 2 $ 1,255,000 $ 627,500 $ 404,000
Flagler, Florida 2 $ 1,730,000 $ 865,000 $ 325,000
Lake, Florida 2 $ 472,000 $ 236,000 $ 188,000
Polk, Florida 2 $ 1,426,000 $ 713,000 $ 210,000
Gwinnett, Georgia 2 $ 1,239,000 $ 619,500 $ 228,000
Kootenai, Idaho 2 $ 2,460,000 $ 1,230,000 $ 1,272,000
Monroe, Indiana 2 $ 375,000 $ 187,500 $ 239,000
Fayette, Kentucky 2 $ 773,000 $ 386,500 $ 115,000
Jessamine, Kentucky 2 $ 611,000 $ 305,500 $ 133,000
Kenton, Kentucky 2 $ 1,248,000 $ 624,000 $ 192,000
Warren, Kentucky 2 $ 451,000 $ 225,500 $ 76,000
East Baton Rouge, Louisiana 2 $ 1,128,000 $ 564,000 $ 201,000
Jefferson, Louisiana 2 $ 1,340,000 $ 670,000 $ 184,000
Androscoggin, Maine 2 $ 722,000 $ 361,000 $ 2,683,000
Kennebec, Maine 2 $ 577,000 $ 288,500 $ 229,000
Carroll, Maryland 2 $ 881,000 $ 440,500 $ 154,000
Charles, Maryland 2 $ 444,000 $ 222,000 $ 51,000
Bristol, Massachusetts 2 $ 594,000 $ 297,000 $ 19,000
Nantucket, Massachusetts 2 $ 2,184,000 $ 1,092,000 $ 1,086,000
Antrim, Michigan 2 $ 1,875,000 $ 937,500 $ 555,000
Berrien, Michigan 2 $ 898,000 $ 449,000 $ 502,000
Cass, Minnesota 2 $ 698,000 $ 349,000 $ 147,000
Dakota, Minnesota 2 $ 897,000 $ 448,500 $ 74,000
Scott, Minnesota 2 $ 655,000 $ 327,500 $ 119,000
St. Charles, Missouri 2 $ 460,000 $ 230,000 $ 225,000
Stone, Missouri 2 $ 960,000 $ 480,000 $ 70,000
Hillsborough, New Hampshire 2 $ 1,550,000 $ 775,000 $ 207,000
Camden, New Jersey 2 $ 449,000 $ 224,500 $ 144,000
Passaic, New Jersey 2 $ 945,000 $ 472,500 $ 424,000
Taos, New Mexico 2 $ 880,000 $ 440,000 $ 145,000
Bronx, New York 2 $ 960,000 $ 480,000 $ 559,000
Chautauqua, New York 2 $ 1,072,000 $ 536,000 $ 281,000
Erie, New York 2 $ 629,000 $ 314,500 $ 182,000
Onondaga, New York 2 $ 817,000 $ 408,500 $ 668,000
Forsyth, North Carolina 2 $ 1,149,000 $ 574,500 $ 214,000
Jackson, North Carolina 2 $ 1,800,000 $ 900,000 $ 807,000
Delaware, Ohio 2 $ 740,000 $ 370,000 $ 208,000
Lucas, Ohio 2 $ 412,000 $ 206,000 $ 132,000
Montgomery, Ohio 2 $ 739,000 $ 369,500 $ 354,000
Union, Ohio 2 $ 2,879,000 $ 1,439,500 $ 531,000
Oklahoma, Oklahoma 2 $ 1,570,000 $ 785,000 $ 481,000
Clatsop, Oregon 2 $ 426,000 $ 213,000 $ 230,000
Crook, Oregon 2 $ 1,297,000 $ 648,500 $ 0
Cumberland, Pennsylvania 2 $ 418,000 $ 209,000 $ 132,000
Erie, Pennsylvania 2 $ 501,000 $ 250,500 $ 74,000
Northampton, Pennsylvania 2 $ 599,000 $ 299,500 $ 126,000
Wayne, Pennsylvania 2 $ 2,800,000 $ 1,400,000 $ 826,000
Bristol, Rhode Island 2 $ 1,373,000 $ 686,500 $ 605,000
Newport, Rhode Island 2 $ 1,341,000 $ 670,500 $ 471,000
Providence, Rhode Island 2 $ 1,875,000 $ 937,500 $ 571,000
Horry, South Carolina 2 $ 1,016,000 $ 508,000 $ 220,000
York, South Carolina 2 $ 625,000 $ 312,500 $ 72,000
Franklin, Tennessee 2 $ 953,000 $ 476,500 $ 460,000
Knox, Tennessee 2 $ 253,000 $ 126,500 $ 92,000
Sumner, Tennessee 2 $ 958,000 $ 479,000 $ 129,000
Bandera, Texas 2 $ 288,000 $ 144,000 $ 234,000
Fayette, Texas 2 $ 1,435,000 $ 717,500 $ 389,000
Grayson, Texas 2 $ 369,000 $ 184,500 $ 196,000
Jefferson, Texas 2 $ 595,000 $ 297,500 $ 116,000
Kendall, Texas 2 $ 1,290,000 $ 645,000 $ 340,000
Midland, Texas 2 $ 1,715,000 $ 857,500 $ 335,000
Parker, Texas 2 $ 1,366,000 $ 683,000 $ 2,521,000
Bennington, Vermont 2 $ 2,578,000 $ 1,289,000 $ 560,000
Henrico, Virginia 2 $ 902,000 $ 451,000 $ 130,000
Chelan, Washington 2 $ 2,030,000 $ 1,015,000 $ 546,000
Clark, Washington 2 $ 1,008,000 $ 504,000 $ 154,000
Kittitas, Washington 2 $ 2,263,000 $ 1,131,500 $ 462,000
Mason, Washington 2 $ 1,428,000 $ 714,000 $ 112,000
Dane, Wisconsin 2 $ 1,030,000 $ 515,000 $ 27,000
Milwaukee, Wisconsin 2 $ 1,150,000 $ 575,000 $ 712,000
Walworth, Wisconsin 2 $ 1,710,000 $ 855,000 $ 570,000
Waukesha, Wisconsin 2 $ 932,000 $ 466,000 $ 172,000
Elmore, Alabama 1 $ 297,000 $ 297,000 $ 447,000
Houston, Alabama 1 $ 444,000 $ 444,000 $ 863,000
Jackson, Alabama 1 $ 150,000 $ 150,000 $ 147,000
Mobile, Alabama 1 $ 636,000 $ 636,000 $ 179,000
Matanuska-Susitna, Alaska 1 $ 214,000 $ 214,000 $ 80,000
Sitka, Alaska 1 $ 250,000 $ 250,000 $ 87,000
Gila, Arizona 1 $ 424,000 $ 424,000 $ 178,000
La Paz, Arizona 1 $ 413,000 $ 413,000 $ 143,000
Benton, Arkansas 1 $ 535,000 $ 535,000 $ 422,000
Pope, Arkansas 1 $ 204,000 $ 204,000 $ 103,000
Alpine, California 1 $ 1,082,000 $ 1,082,000 $ 545,000
Calaveras, California 1 $ 421,000 $ 421,000 $ 243,000
Mendocino, California 1 $ 2,000,000 $ 2,000,000 $ 1,255,000
Mono, California 1 $ 2,311,000 $ 2,311,000 $ 1,450,000
Shasta, California 1 $ 312,000 $ 312,000 $ 272,000
Tuolumne, California 1 $ 631,000 $ 631,000 $ 153,000
Yolo, California 1 $ 500,000 $ 500,000 $ 157,000
Adams, Colorado 1 $ 425,000 $ 425,000 $ 98,000
Garfield, Colorado 1 $ 900,000 $ 900,000 $ 165,000
Gunnison, Colorado 1 $ 1,105,000 $ 1,105,000 $ 750,000
Las Animas, Colorado 1 $ 735,000 $ 735,000 $ 237,000
Mesa, Colorado 1 $ 198,000 $ 198,000 $ 53,000
Mineral, Colorado 1 $ 437,000 $ 437,000 $ 225,000
Montezuma, Colorado 1 $ 228,000 $ 228,000 $ 95,000
Ouray, Colorado 1 $ 380,000 $ 380,000 $ 164,000
Park, Colorado 1 $ 299,000 $ 299,000 $ 171,000
San Miguel, Colorado 1 $ 1,800,000 $ 1,800,000 $ 636,000
Teller, Colorado 1 $ 592,000 $ 592,000 $ 520,000
Alachua, Florida 1 $ 430,000 $ 430,000 $ 280,000
Citrus, Florida 1 $ 432,000 $ 432,000 $ 72,000
Escambia, Florida 1 $ 630,000 $ 630,000 $ 291,000
Highlands, Florida 1 $ 85,000 $ 85,000 $ 77,000
Leon, Florida 1 $ 162,000 $ 162,000 $ 209,000
Osceola, Florida 1 $ 265,000 $ 265,000 $ 77,000
Pasco, Florida 1 $ 260,000 $ 260,000 $ 209,000
Seminole, Florida 1 $ 180,000 $ 180,000 $ 151,000
Berrien, Georgia 1 $ 350,000 $ 350,000 $ 78,000
Catoosa, Georgia 1 $ 68,000 $ 68,000 $ 126,000
Dawson, Georgia 1 $ 506,000 $ 506,000 $ 311,000
Floyd, Georgia 1 $ 165,000 $ 165,000 $ 91,000
Hall, Georgia 1 $ 637,000 $ 637,000 $ 347,000
Henry, Georgia 1 $ 330,000 $ 330,000 $ 429,000
Jackson, Georgia 1 $ 289,000 $ 289,000 $ 130,000
Lowndes, Georgia 1 $ 205,000 $ 205,000 $ 58,000
Kauai, Hawaii 1 $ 550,000 $ 550,000 $ 330,000
Bonner, Idaho 1 $ 938,000 $ 938,000 $ 366,000
Canyon, Idaho 1 $ 491,000 $ 491,000 $ 429,000
Kane, Illinois 1 $ 195,000 $ 195,000 $ 74,000
McLean, Illinois 1 $ 440,000 $ 440,000 $ 147,000
Whiteside, Illinois 1 $ 475,000 $ 475,000 $ 560,000
Winnebago, Illinois 1 $ 368,000 $ 368,000 $ 108,000
Dearborn, Indiana 1 $ 220,000 $ 220,000 $ 62,000
Elkhart, Indiana 1 $ 50,000 $ 50,000 $ 48,000
Hancock, Indiana 1 $ 850,000 $ 850,000 $ 519,000
Huntington, Indiana 1 $ 132,000 $ 132,000 $ 75,000
Lake, Indiana 1 $ 198,000 $ 198,000 $ 80,000
LaPorte, Indiana 1 $ 863,000 $ 863,000 $ 649,000
Marshall, Indiana 1 $ 805,000 $ 805,000 $ 398,000
Steuben, Indiana 1 $ 150,000 $ 150,000 $ 128,000
Warrick, Indiana 1 $ 360,000 $ 360,000 $ 59,000
Dickinson, Iowa 1 $ 632,000 $ 632,000 $ 309,000
Polk, Iowa 1 $ 519,000 $ 519,000 $ 0
Sedgwick, Kansas 1 $ 488,000 $ 488,000 $ 914,000
Bullitt, Kentucky 1 $ 229,000 $ 229,000 $ 117,000
Campbell, Kentucky 1 $ 525,000 $ 525,000 $ 600,000
Grant, Kentucky 1 $ 178,000 $ 178,000 $ 28,000
McCracken, Kentucky 1 $ 474,000 $ 474,000 $ 238,000
Montgomery, Kentucky 1 $ 190,000 $ 190,000 $ 61,000
Oldham, Kentucky 1 $ 788,000 $ 788,000 $ 165,000
Caddo, Louisiana 1 $ 1,320,000 $ 1,320,000 $ 300,000
St. Martin, Louisiana 1 $ 1,000,000 $ 1,000,000 $ 258,000
St. Tammany, Louisiana 1 $ 1,050,000 $ 1,050,000 $ 354,000
Hancock, Maine 1 $ 1,200,000 $ 1,200,000 $ 1,449,000
Lincoln, Maine 1 $ 425,000 $ 425,000 $ 385,000
Oxford, Maine 1 $ 450,000 $ 450,000 $ 230,000
Waldo, Maine 1 $ 2,000,000 $ 2,000,000 $ 733,000
York, Maine 1 $ 500,000 $ 500,000 $ 191,000
Caroline, Maryland 1 $ 214,000 $ 214,000 $ 153,000
Garrett, Maryland 1 $ 429,000 $ 429,000 $ 122,000
Somerset, Maryland 1 $ 300,000 $ 300,000 $ 365,000
Hampden, Massachusetts 1 $ 540,000 $ 540,000 $ 203,000
Benzie, Michigan 1 $ 260,000 $ 260,000 $ 120,000
Emmet, Michigan 1 $ 1,000,000 $ 1,000,000 $ 1,155,000
Genesee, Michigan 1 $ 139,000 $ 139,000 $ 48,000
Jackson, Michigan 1 $ 264,000 $ 264,000 $ 345,000
Kalkaska, Michigan 1 $ 945,000 $ 945,000 $ 342,000
Kent, Michigan 1 $ 264,000 $ 264,000 $ 100,000
Mackinac, Michigan 1 $ 311,000 $ 311,000 $ 244,000
Monroe, Michigan 1 $ 540,000 $ 540,000 $ 206,000
Shiawassee, Michigan 1 $ 160,000 $ 160,000 $ 65,000
Beltrami, Minnesota 1 $ 240,000 $ 240,000 $ 207,000
Otter Tail, Minnesota 1 $ 160,000 $ 160,000 $ 120,000
Watonwan, Minnesota 1 $ 216,000 $ 216,000 $ 50,000
Lafayette, Mississippi 1 $ 685,000 $ 685,000 $ 184,000
Rankin, Mississippi 1 $ 459,000 $ 459,000 $ 187,000
Camden, Missouri 1 $ 656,000 $ 656,000 $ 191,000
Cass, Missouri 1 $ 960,000 $ 960,000 $ 323,000
Greene, Missouri 1 $ 500,000 $ 500,000 $ 330,000
Jackson, Missouri 1 $ 424,000 $ 424,000 $ 125,000
Platte, Missouri 1 $ 160,000 $ 160,000 $ 49,000
St. Louis City, Missouri 1 $ 332,000 $ 332,000 $ 90,000
Flathead, Montana 1 $ 780,000 $ 780,000 $ 545,000
Missoula, Montana 1 $ 172,000 $ 172,000 $ 419,000
Douglas, Nebraska 1 $ 112,000 $ 112,000 $ 37,000
Humboldt, Nevada 1 $ 180,000 $ 180,000 $ 280,000
Cheshire, New Hampshire 1 $ 130,000 $ 130,000 $ 32,000
Sullivan, New Hampshire 1 $ 288,000 $ 288,000 $ 224,000
Sussex, New Jersey 1 $ 870,000 $ 870,000 $ 325,000
Colfax, New Mexico 1 $ 600,000 $ 600,000 $ 172,000
Grant, New Mexico 1 $ 90,000 $ 90,000 $ 62,000
Sandoval, New Mexico 1 $ 344,000 $ 344,000 $ 168,000
Albany, New York 1 $ 425,000 $ 425,000 $ 169,000
Clinton, New York 1 $ 560,000 $ 560,000 $ 450,000
Columbia, New York 1 $ 319,000 $ 319,000 $ 175,000
Greene, New York 1 $ 425,000 $ 425,000 $ 1,347,000
Hamilton, New York 1 $ 370,000 $ 370,000 $ 150,000
Sullivan, New York 1 $ 600,000 $ 600,000 $ 320,000
Warren, New York 1 $ 480,000 $ 480,000 $ 225,000
Wayne, New York 1 $ 198,000 $ 198,000 $ 58,000
Alamance, North Carolina 1 $ 243,000 $ 243,000 $ 64,000
Ashe, North Carolina 1 $ 960,000 $ 960,000 $ 1,601,000
Bladen, North Carolina 1 $ 258,000 $ 258,000 $ 55,000
Cabarrus, North Carolina 1 $ 150,000 $ 150,000 $ 91,000
Catawba, North Carolina 1 $ 434,000 $ 434,000 $ 277,000
Cumberland, North Carolina 1 $ 989,000 $ 989,000 $ 0
Guilford, North Carolina 1 $ 880,000 $ 880,000 $ 509,000
Iredell, North Carolina 1 $ 505,000 $ 505,000 $ 121,000
Johnston, North Carolina 1 $ 322,000 $ 322,000 $ 158,000
Lincoln, North Carolina 1 $ 500,000 $ 500,000 $ 170,000
Moore, North Carolina 1 $ 238,000 $ 238,000 $ 83,000
Person, North Carolina 1 $ 551,000 $ 551,000 $ 423,000
Rowan, North Carolina 1 $ 52,000 $ 52,000 $ 87,000
Watauga, North Carolina 1 $ 330,000 $ 330,000 $ 118,000
Wilkes, North Carolina 1 $ 587,000 $ 587,000 $ 106,000
Cass, North Dakota 1 $ 447,000 $ 447,000 $ 150,000
Butler, Ohio 1 $ 152,000 $ 152,000 $ 44,000
Fairfield, Ohio 1 $ 539,000 $ 539,000 $ 172,000
Lake, Ohio 1 $ 399,000 $ 399,000 $ 212,000
Lorain, Ohio 1 $ 432,000 $ 432,000 $ 290,000
Warren, Ohio 1 $ 96,000 $ 96,000 $ 52,000
McIntosh, Oklahoma 1 $ 60,000 $ 60,000 $ 66,000
Payne, Oklahoma 1 $ 144,000 $ 144,000 $ 32,000
Rogers, Oklahoma 1 $ 339,000 $ 339,000 $ 69,000
Columbia, Oregon 1 $ 308,000 $ 308,000 $ 111,000
Lincoln, Oregon 1 $ 410,000 $ 410,000 $ 131,000
Butler, Pennsylvania 1 $ 687,000 $ 687,000 $ 330,000
Columbia, Pennsylvania 1 $ 126,000 $ 126,000 $ 107,000
Lackawanna, Pennsylvania 1 $ 280,000 $ 280,000 $ 143,000
Lehigh, Pennsylvania 1 $ 112,000 $ 112,000 $ 80,000
Washington, Pennsylvania 1 $ 139,000 $ 139,000 $ 151,000
York, Pennsylvania 1 $ 150,000 $ 150,000 $ 68,000
Kent, Rhode Island 1 $ 430,000 $ 430,000 $ 124,000
Dorchester, South Carolina 1 $ 343,000 $ 343,000 $ 100,000
Lancaster, South Carolina 1 $ 1,116,000 $ 1,116,000 $ 287,000
Pickens, South Carolina 1 $ 940,000 $ 940,000 $ 826,000
Lawrence, South Dakota 1 $ 652,000 $ 652,000 $ 0
Yankton, South Dakota 1 $ 490,000 $ 490,000 $ 346,000
Coffee, Tennessee 1 $ 348,000 $ 348,000 $ 85,000
Cumberland, Tennessee 1 $ 425,000 $ 425,000 $ 88,000
Hamblen, Tennessee 1 $ 710,000 $ 710,000 $ 162,000
Lawrence, Tennessee 1 $ 134,000 $ 134,000 $ 115,000
Putnam, Tennessee 1 $ 645,000 $ 645,000 $ 1,062,000
Blanco, Texas 1 $ 225,000 $ 225,000 $ 56,000
Brazoria, Texas 1 $ 146,000 $ 146,000 $ 68,000
Brazos, Texas 1 $ 200,000 $ 200,000 $ 80,000
Ellis, Texas 1 $ 125,000 $ 125,000 $ 44,000
Gillespie, Texas 1 $ 1,746,000 $ 1,746,000 $ 1,250,000
Hardin, Texas 1 $ 105,000 $ 105,000 $ 53,000
Kerr, Texas 1 $ 500,000 $ 500,000 $ 111,000
Nueces, Texas 1 $ 400,000 $ 400,000 $ 322,000
Orange, Texas 1 $ 200,000 $ 200,000 $ 83,000
Palo Pinto, Texas 1 $ 775,000 $ 775,000 $ 1,625,000
Rockwall, Texas 1 $ 425,000 $ 425,000 $ 156,000
Walker, Texas 1 $ 87,000 $ 87,000 $ 27,000
Grand, Utah 1 $ 196,000 $ 196,000 $ 150,000
Utah, Utah 1 $ 1,000,000 $ 1,000,000 $ 803,000
Wasatch, Utah 1 $ 530,000 $ 530,000 $ 184,000
Washington, Utah 1 $ 425,000 $ 425,000 $ 545,000
Weber, Utah 1 $ 861,000 $ 861,000 $ 249,000
Chittenden, Vermont 1 $ 1,000,000 $ 1,000,000 $ 1,320,000
Lamoille, Vermont 1 $ 505,000 $ 505,000 $ 106,000
Botetourt, Virginia 1 $ 456,000 $ 456,000 $ 86,000
Page:

Mortgage Loan Application Detail Totals for UBS Bank USA in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,154 $2,324,944,000 $1,079,000 $30,000,000 $549,000 $9,999,000
Home Purchase 1,836 $1,733,369,000 $944,000 $47,450,000 $434,000 $9,999,000
Home Improvement 6 $5,233,000 $872,000 $1,866,000 $470,000 $1,124,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,272 $3,180,330,000 $971,000 $30,000,000 $488,000 $9,999,000
Not Provided 327 $365,655,000 $1,118,000 $10,000,000 $657,000 $9,999,000
Asian 125 $211,051,000 $1,688,000 $19,600,000 $581,000 $4,036,000
Not applicable 104 $153,757,000 $1,478,000 $47,450,000 $7,000 $729,000
Hispanic 100 $91,532,000 $915,000 $10,000,000 $425,000 $3,404,000
Black or African American 43 $38,658,000 $899,000 $4,100,000 $973,000 $6,090,000
American Indian or Alaskan Native 14 $9,812,000 $700,000 $3,000,000 $586,000 $3,989,000
Native Hawaiian or Other Pacific Islander 11 $12,751,000 $1,159,000 $4,130,000 $495,000 $2,329,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,996 $4,063,546,000 $1,016,000 $47,450,000 $496,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,693 $2,689,962,000 $998,000 $30,000,000 $527,000 $9,999,000
Application Withdrawn By Applicant 656 $682,287,000 $1,040,000 $47,450,000 $472,000 $9,999,000
Application Denied By Financial Institution 405 $430,581,000 $1,063,000 $18,113,000 $388,000 $9,268,000
Loan Purchased By The Institution 99 $77,975,000 $787,000 $1,993,000 $0 $0
File Closed For Incompleteness 62 $76,621,000 $1,235,000 $8,200,000 $776,000 $9,999,000
Application Approved But Not Accepted 51 $70,038,000 $1,373,000 $9,450,000 $772,000 $4,036,000
Preapproval Denied by Financial Institution 30 $36,082,000 $1,202,000 $4,410,000 $266,000 $2,217,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 177 $221,925,000 $1,253,000 $18,113,000 $244,000 $2,486,000
Credit Application Incomplete 77 $49,233,000 $639,000 $4,410,000 $281,000 $2,217,000
Other 64 $85,435,000 $1,334,000 $7,429,000 $602,000 $3,068,000
Collateral 50 $51,813,000 $1,036,000 $8,475,000 $754,000 $9,268,000
Credit History 34 $25,779,000 $758,000 $3,500,000 $261,000 $958,000
Unverifiable Information 21 $19,488,000 $928,000 $4,200,000 $423,000 $2,704,000
Insufficient Cash (Downpayment, Closing Cost) 10 $10,890,000 $1,089,000 $4,069,000 $446,000 $2,301,000
Employment History 2 $2,100,000 $1,050,000 $1,100,000 $838,000 $1,003,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Bank USA's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess UBS Bank USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet with aggregated HMDA statistics today.

Download the Utah Lender List